IBPS CWE PO-MT Exam StructureWritten Stage: Multi choice Questions (MCQs)Section2011,20122013 (online test)

1. Reasoning5050

1. English Language50 Qs x 0.5=25 marks40

1. Quantitative Aptitude (Maths + DI)5050

1. General Awareness (+ Banking Awareness)5040

1. Computer Knowledge5020

Descriptive Paper of English25-removed-

Total Marks250200

Time-limit (minutes)150 for MCQ+60 for descriptive120

Sectional cutoff? = yes Negative marking?= yes, Minus 0.25% per wrong answer.Interview stage Minimum qualifying marks in interview =40% for general and 35% for SC/ST/OBC/PWD candidates). The weightage (ratio) of Written: interview = 80:20IBPS: High priority topicsIn the game of chess, if you try to defend every piece, youll end up losing every piece. Competitive exams are no different. So in the first round of preparation, you try to get a steel grip over following topics.SectionHigh priority area

Revision Essential1. General Awareness1. Banking awareness theory2. Economy current affairs

1. Computer1. MS Office 2007 (or 2010 or 2013)2. internet related topics

Practice Essential1. Reasoning1. High level reasoning (Syllogism + assumption/inference)2. Sitting arrangement

1. Quantitative aptitude1. BOSMAS/simplification2. Data interpretation (DI)

1. English1. Grammar rules + Sentence correction2. Daily practice of comprehension + sentence arrangement.

Uske baad, you venture into other areas to enhance your preparation further. In this article, we see the approach for two sections1. General Awareness + Banking awareness2. Computer Awareness.Remaining sections, dealt in separate articles.General Awareness + Banking Awareness

IBPS CWE PO/MT Exam of20112012

BankingBanking Theory1815

Banking Current Affairs46

Banking Subtotal2221

EconomyEconomy Theory24

Economy Current Affairs97

Economy Subtotal1111

IAInternational Current Affairs45

PolityPolity Current Affairs23

Current Affairs (IA+Polity)68

Misc.GKMisc.PIN63

Misc.Sports24

Misc.Books-Authors11

Misc.filler (Census, Geography, Nuke Reactors, Defense etc.)22

Misc.GK subtotal1110

Total5050

Each year, more than 30 out of 50 questions came from (Banking + Economy) only. Hence Priority order for study:1. Banking: and within banking: Theory >> Current2. Economy: and within Economy: Current >> Theory#1: Banking Awareness (Theory)1. Any one Book on Banking awareness (theory) TopicsBOOKMY REVIEW/COMMENT

i. Money, Banking and Finance by BSC Publication Cheap, reliable work horse. Not updated after 2009 (only reprinted), but for IBPS level theory, its coverage is sufficient and you can always google for any latest happenings. Doesnt contain practice MCQs. (Although doesnt matter because youll be using a separate book on papersets anyways)

1. Principles and Practices of Banking By Indian Institute of Banking and Finance (IIFB) Written for JAIIB/CAIIB type exams, printing-structure-explanation is professional grade. Few MCQs after each chapter. Doesnt burden you with lot technical-legal aspects, sticks to conceptual clarity. Not updated after 2008, just reprinted.

1. Handbook of Banking information by N.S.Toor (Skylark Publication) Written for JAIIB/CAIIB type exams. Most updated information about banking topics, among the given books. (36th Edition released in Jan 2013). But also burdens you with many technical-legal aspects that are not much relevent from IBPS exam point of view. Contains more MCQs than previous book by IIFB.

If you have any similar book from Arihant Publication, Kiran Prakashan etc. that is also fine. All these books have overlapping content. Remember that youve to finish the topics, not the books.1. + Various articles posted on Mrunal.org/economy1. Anyone BankPO Paperset for practicing the MCQs 1. Arihants paperset of previous Bank PO exams1. Kiran Prakashans Paperset for IBPS PO/MT (with FREE CD for computer test)1. If youve paper set from any other publication, thatll also work just fine.Minimum Topics from Banking theoryYoull have to face banking awareness, not only at the MCQ-stage but also during interview stage. Here is the list of Minimum Topics to be prepared. Dont do Ph.D on any topic, just get an overview from MCQ point of view. (same advice for all the topics listed in this entire article)RBI1. Origin of RBI. Who is the current governor, whom did he replace?2. RBI vs SEBI vs IRDA: Name of their main bosses, Who controls what? NBFCs, MFI, Gold Loans, ULIP, Mutual funds etc.3. powers functions of RBI4. How does RBI control the money supply?5. Open market operations, MSF, liquidity adjustment facility6. SLR, CRR, Repo, Reverse repo, bank rate7. Priority sector lending: and its subsectors. How do they apply to Domestic bank vs foreign bank?8. Currency chest, Mint and press. Who signs coins and currency?9. Measures of money supply10. Foreign exchange management, components of forex reserves, approx. forex under RBI. Powers under FERA/FEMA, Tarapore Committee on capital account convertibility11. Banking regulation act and its recent amendment12. Banking reform, Banking License, Narsimhan, BASEL.Banks: Basics1. What is bank? What are its functions? how is it different from an NBFC/NBFC-factor, Post-office savings, Chit Fund, Nidhi etc?2. Types of banks: commercial banks, regional rural banks, cooperative banks, investment banks, development banks etc.3. What is a Scheduled commercial bank?4. Public sector versus private sector banks. Where does RTI apply?5. IDBI, ICICI, IFCI, SIDBI, EXIM, NHB etc.6. Bank nationalization, mergers and consolidations.7. Names of chairman/CMD of big banks.8. Basic GK related to banks: first commercial bank in India, first bank setup by Indians, origin of SBI/ICICI, subsidiaries of SBI, etc.

Banking services1. Assets, liabilities and working capital of a bank.2. Demand liabilities vs time liabilities3. Bankers rights (lien). Know your customer (KYC) norms, Adhar Card enabled payment, Money laundering, Benami transections4. Types of Bank customers and provisions related to them: 1. Minor-Guardian, partnership firms2. HUF and karta3. NRI, PIO4. joint account holders5. Married Women6. partnership firm accounts7. public/private companies8. trusts and cooperatives5. Types of bank accounts and their features: 1. current account, savings account2. term deposit account, fixed deposit,3. PPF, senior citizens account4. NRE-rupee account, FCNR account, RFC, EEFC, escrow account5. Allied topic: post office savings account and National savings certificate6. Unclaimed/dormant accounts, RBI provision for them, Death of customer, insolvent customer, liquidation, Garnishee orders7. Types of negotiable instruments: bank draft, bank check, promissory note, warehouse receipt, Treasury bills etc.8. Cheque: 1. order/bearer/travel/bankers cheque2. endorsement, cheque-crossing,3. post-dated cheque, what if cheque-date is invalid (31st Feb) or holiday (2nd Oct)?4. when Bank should not pay, cheque-dishonor (cheque-bouncing)5. MICR, Cheque truncation, new CTS-system6. Note refund rule, clan note-policy9. demand drafts, telegraphic transfers, safe deposit lockers10. ATM: PIN, HWAK, White Label ATM, third party ATM11. Debit card, credit card, smart card12. Mobile Banking, personal banking, tele-banking, corporate banking13. Online banking: 1. NEFT, RGTS, EFTS, Bankwire, E-commerce2. networking among banks: INDONET, BankNET, RBINET, SWIFT, Point of Sale (POS) terminal3. core-banking solutions4. Electronic signature and Information Technology Act14. Loans 1. different type of loan products,2. Subprime lending3. mortgage, reverse mortgage, collaterals, stamp duty on loan documents4. lien, set-off5. Priority sector lending: and its subsectors. How do they apply to Domestic bank vs Foreign bank?15. bank guarantee, letters of credit16. Banking Ombudman: powers functions, appeal structure and Consumer courts17. Bancassurance, cross-selling, universal / narrow / retail bankingRural banking1. RBI vs NABARD2. Rural infrastructure development fund (RIDF) and budget-2013 allocation for RIDF3. financial inclusion and various government schemes associated with it (covered in my economic survey summaries, available on mrunal.org/economy)4. regional rural banks, their amalgation5. cooperative banks6. micro-finance institutions (MFI)7. primary agricultural credit Society8. Banking correspondent agents (covered in my article)9. lead bank scheme, local area banks, service area approach10. Kisan credit card, interest subvention on crop-loans^Almost all of these topics have been covered in my articles on Mrunal.org/EconomyBad Loans1. What is NPA?2. Gross NPA versus net NPA3. Asset classification under NPA (substandard/doubtful/loss)4. Current figure of NPA? Which bank has highest NPA?5. Capital adequacy norms, hypothecation6. CIBIL and credit rating7. SARFAESI Act and its recent amendment8. asset reconstruction companies9. Debt recovery tribunals.10. Lok Adalats11. Industrial sickness12. Board for industrial and financial ReconstructionInternational banking1. Bretton Woods2. World Bank3. IMF: SDR, voting rights4. Who are the Main boss of IMF, World Bank, ADB?5. BASEL6. bank for International settlement7. Asian clearing union8. Islamic Banking9. ADR, GDR, IDR

again, most of these topics have been covered in my articles on Mrunal.org/EconomySample questions from previous papersObserve the following questions asked in previous IBPS PO papers, itll give you an idea on what kind of information you should be focusing on, while reading the banking awareness theory.Q. RBI related1. Which of the following is a correct statement? a. State Bank of India is the sole authority to issue and manage currency in India.b. A nationalised bank is the sole authority to issue and manage currency in India.c. A cooperative bank is the sole authority to issue and manage currency in India.d. RBI is the sole authority to issue and manage currency in India. None of these2. By increasing repo rate, the economy may observe the following effects: a. Rate of interest on loans and advances will be costlierb. Industrial output would be affected to an extentc. Banks will increase rate of interest on depositsd. Industry houses may borrow money from foreign countriese. All of these1. Which of the following is NOT a function of the Reserve Bank of India? 0. Fiscal Policy Functions0. Exchange Control Functions0. Issuance, Exchange and destruction of currency notes0. Monetary Authority Functions0. Supervisory and Control Functions1. Interest payable on savings bank accounts is 1. Not regulated by RBI.1. Regulated by State Governments.1. Regulated by Central Government.1. Regulated by RBI.1. Regulated by Finance minister.

Q. Bank Nationalisation / types of banks related1. Nationalization of banks aimed at all of the following except 0. Provision of adequate credit foragriculture, SME & exports0. Removal of control by a few capitalists0. Provision of credit to big industries only0. Access of banking to masses0. Encouragement of a new class of entrepreneurs1. Axis Bank is a 0. Public Sector bank0. Private Sector Bank0. Co-operative Bank0. Foreign Bank0. Gramin Bank

Q. Banking services1. Which of the following statements is true? a. Banks cannot accept demand and time deposits from public.b. Banks can accept only demand deposits from publicc. Banks can accept only time deposits from publicd. Banks can accept both demand and time deposits from public.e. Banks can accept demand and time deposits only from government.2. With reference to a cheque which of the following is the drawee bank? a. The bank that collects the chequeb. The payees bankc. The endorsees bankd. The endorsers banke. The bank upon which the cheque is drawn1. Which one of the following is a retail banking product? 0. Home Loans0. Working capital finance0. Corporate term loans0. Infrastructure financing0. Export Credit1. A money deposit at a bank that cannot be withdrawn for a preset fixed of time is known as a 1. Term deposit1. Checking Account1. Savings Bank Deposit1. No Frills Account1. Current Deposit

Q. online banking related1. An ECS transaction gets bounced and you are unable to recover your money from your customer. Under which Act criminal action can be initiated? a. Indian Penal Codeb. Negotiable Instruments Actc. Criminal Procedure Coded. Payment and Settlements Acte. Indian Contract Act1. Upper limit prescribed for RTGS transaction is 0. Rs. 1 lac0. Rs. 2 lacs0. Rs. 5 lacs0. Rs. 50 lac0. No upper limit is prescribed1. NEFT means 1. National Electronic Funds Transfer system1. Negotiated Efficient Fund Transfer System1. National Efficient Fund Transfer Solution1. Non Effective Funds Transfer System1. Negotiated Electronic Foreign Transfer System

Q. ombudsman related1. Mr. Rajendra had filed a complaint with Banking Ombudsman but is not satisfied with the decision. What is the next option him for getting his matter resolved? a. Write to the CMD of the Bankb. File an appeal before the Finance Ministerc. File an appeal before the Banking Ombudsman againd. File an appeal before the Dy. Governor RBIe. Simply close the matter as going to court involves time and money1. Banking Ombudsman Scheme is applicable to the business of 0. All scheduled commercial banks excluding RRBs0. All scheduled commercial banks including RRBs0. Only Public Sector Banks0. All Banking Companies0. All scheduled banks except private banks

#2: Banking Awareness (Current Affairs)for this, youve to keep an eye on the newspapers + monthly current affairs in magazines. Main focus areas:1. RBIs monetary policy and key rates2. Any committee made by RBI/government for Banking sector. Who is its chairman and what is the purpose?3. Any new directives to banks by RBI/Finance Ministry4. Person in News: Any new appointments in RBI/Big Banks, Any Indian being appointed in foreign banks5. Banking license, entry of foreign banks.6. When a big bank launches a new product7. Government schemes associated with financial inclusion/pension/insurance: swabhiman, swavalamban etc.Important: Whenever you come across above info, Note them in a separate diary/file and revise multiple times.Observe the sample questions from previous IBPS PO exams, this will give you an idea on what type of information to focus on, while reading current affairs.a. Finance Ministry has asked the Reserve Bank of India to allow common ATMs that will be owned and managed by non-banking entities hopping to cut transaction costs for banks. Such ATMs are known as a. Black Label ATMsb. Offsite ATMsc. On site ATMs or red ATMsd. Third party ATMse. White label ATMsb. The committee on review of National Small Saving Fund (NSSF) was headed by a. Dr. C. Rangarajanb. Mr. U.K. Sinhac. Dr. Y.V. Reddyd. Mrs. Shyamala Gopinathe. Dr. Usha Thoratc. Who is the chairman of the committee constituted by RBI to study Issues and Concerns in the Micro Finance Institutions (MFI) Sector? a. YH Malegamb. Dr KC Chakrabortyc. C Rangrajand. M Damodarane. Smt Usha Thoratd. Which of the following states became the first state in the country to launch RBIs e-payment system for commercial tax payers?1. Andhra Pradesh1. Kerala1. Gujarat1. Maharashtra1. Karnataka1. As per revised RBI Guidelines, Provision on secured portion of loan accounts classified as Doubtful Assets for more than one year and upto 3 (three) years is to be made at the rate of 0. 15%0. 20%0. 40%0. 25%0. 30%1. Which of the following banks is headed by a woman CEO 1. Bank of Baroda1. HDFC Bank1. Central Bank of India1. Punjab National Bank1. ICICI Bank1. Who among the following has been appointed as a director on board of Bank of America-the first non-American on the board of the one of the largest financial institutions in the world? 2. Azim Premji2. Ratan Tata2. Mukesh Ambani2. KV Kamath2. Chanda Kochar

Enough of Banking awareness, lets move to next topic:#3: Economy (Theory)Although in previous IBPS exams, within economy they gave more emphasis on current affairs over theory portion. But still, You must get a good grasp over basic concepts of economy. Because of following reasons1. For the interview / group discussion stage of banks/IIMs/State PCS/UPSC exam, youll have to prepare current affairs related to Economy, particularly downfall of rupee, current account deficit, petroleum pricing, FDI etc.2. For that ^that, youll have to read newspapers and news columns, but those people write articles with assumption that reader already knows the basic theory! So, if you dont know the theory, youll find those articles boring/difficult to grasp=> shallow answers during interview/GD=low marks=no selection or lower rank.Source:1. Mrunal.org/economy2. NCERT Textbooks (click to download for free) I. Indias Economic Development Class 11II. Macroeconomics Class 12III. NIOS Material on Economy: if youve time and mood.3. If youve Indian Economy by Ramesh Singh (TMH Publication), read it. IF you dont have it, then there is no need to specifically buy the book only for IBPS.4. Google as and when necessary.Here is the list of minimum topics that should be prepared from Economy Theory / static portionBasic1. Basic terms: GDP, NDP, GNP, NNP, recession, purchasing power parity etc.2. Three types of Economies: Capitalism, Socialist, communism + LPG reforms of India3. human development index4. millennium development goalsIndian Economy1. Planning commission, National development Council, five-year plans, main targets of 12 five-year plan.2. 14th Finance commission and who is its chairman?3. Inflation: types, impact, various terms associated with inflation WPI, CPI, their new series, who calculates what?4. IIP, industrial licensing, definition of MSME, items reserved for SSI,5. public sector undertaking, disinvestment

Finance1. Money market vs capital market: functions, who supervises them?2. Commercial bills, Treasury bills, certificate of deposit, commercial paper3. Derivatives, options-futures, currency swaps,4. underwriting, factoring5. debt vs equity: IPO-shares, stocks, debentures, bonds, mutual funds (+NAV), G-sec6. venture capital, angel investor7. SEBI: functions, who is their main boss?8. Stock Exchange: BSE, NSE, SENSEX, Dollex etc.9. Credit rating: CRISIL, Moody, S&P etc.10. participatory notes, QFI, FII11. FDI and its limits in various sectors, FIPB12. PAN card and DEMAT account13. external commercial borrowing (ECB), ADR, GDR, IDRBudget1. Taxation: a. direct vs indirect. taxation powers of union and stateb. tax deduction at sourcec. tax slabsd. negative list in service taxe. PAN Card, E-filling of tax returnsf. Basics of VAT, GST2. types of budgets: surplus, deficit, balanced3. votable vs non-votable items4. Finance Bill and appropriation Bill5. cut motions: policy cut, economy cut, token cut6. general budget versus railway budget7. revenue versus capital expenditure8. standing committees of Parliament9. types of deficits, FRBM targets10. fiscal deficit and its impact on economy11. Consolidated fund, contingency fund, public account

Insurance1. Types of insurance2. Nationalization, LIC, GIC etc.3. IRDA: chairman, power-functions4. NPS, EPFO, ESIC, social security5. pension-insurance reforms, FDI6. BancassuranceForeign trade1. current account, capital account, balance of trade, balance of payment2. rupee convertibility3. currency devaluation, appreciation4. GATT, WTO5. FERA, FEMA6. NEER, REER

Sample questions from previous papers1. Financial inclusion means provision of 1. Financial services, namely, payments, remittances, savings, loans and insurance at affordable cost to persons not yet given the same.2. Ration at affordable cost to persons not yet given the same.3. House at affordable cost to persons not yet given the same.4. Food at affordable cost to persons not yet given the same.5. Education at affordable cost to persons not yet given the same.2. When the rate of inflation increases1. purchasing power of money increases1. purchasing power of money decreases1. value of money increases1. purchasing power of money remains unaffected1. amount of money in circulation decreases1. When there is a difference between all receipts and expenditure of the Govt. of India, both capital and revenue, it is called 0. Revenue Deficit0. Budgetary Deficit0. Zero Budgeting0. Trade Gap0. Balance of payment problem1. Which of the following is not considered a money market instrument? A. Treasury billsB. Repurchase AgreementC. Commercial PaperD. Certificate of DepositE. Shares and bonds

^as you can see, from theory very easy questions have been asked. Hence just get an overview, dont spend too much time on Economy theory portion. Now moving to:#4: Economy: Current Affairs Main focus should be on Union Budget 2013 + Economic survey. The summary of all Economic survey chapters=available on Mrunal.org/economy. And in those summaries, Ive also included various government schemes, organizations, even the Human development index.Budget-2013Numbers related to Economy

For Budget-2013, you dont have to prepare each and everything, just focus on following areas1. Chindus Budget speech: (click me). look for major announcements e.g. We are working with RBI and NABARD to bring all other banks, including some cooperative banks, on Core Banking solution and e-payment systems by 31.12.2013.2. Major highlights of Budget-2013 (click me)3. Income tax slabs4. peak rates of excise, service tax and custom duty5. Negative list of Service tax.For Numbers, prepare following1. latest Estimates of GDP2. IIP, WPI, CPI: highest lowest in recent times.3. Repo rate, CRR, SLR, Bank rate: highest lowest in recent times.4. Rupee vs dollar: highest lowest in recent times.5. fiscal deficit, current account deficit6. latest FDI limits in various sectors7. top-5 items in export and import8. excise, service tax, income tax, custom duty (highest to lowest in terms of income to government)

For remaining current affair related matters e.g. US/EU economic problems, measures taken by government to boost investment/GDP, curb current account deficit / gold consumption etc.1. Economy section under any one Monthly current affairs magazine AND/OR2. economy related news within monthly updates of Competitionmaster.com3. +keep a habit of reading English newspaper on daily basis, itll help you in reading comprehension, general awareness and interview.Observe the sample questions from previous IBPS PO exam, it will give you an idea of what type of information you should be focusing on, while reading magazine/newspaper for economy current affairs.Q. US/EU relatedAlmost all the major economies of the world had reacted sharply on the issue of the USAs ceiling limit on its debt. Why was the issue so important for other nations, which otherwise was an internal matter for the USA?1. The Senates decision on the issue might have caused the US dollar to weaken further or get strengthened in international markets.2. Weakening of the dollar might have pushed up Euro and other major currencies up and some European countries which were already in trouble would have faced a new crisis.3. Debt limit was directly related to liquidity position of banks in USA.answer choicesa. Only (A)b. Only (B)c. Only (A) and (B) bothd. Only (B) and (C) bothe. All (A), (B) and (C)Q. Foreign Trade related1. The present Foreign Trade policy of India will continue till A. December 2012B. March 2013C. March 2014D. June 2013E. December 2014The Govt. of India recently decided to lift the four-years- old ban on export of wheat. What was the reason for the same?A. India had a bumper crop of wheat during last two years. Hence it has excess stock of wheat.B. As per the Food Security Act, India is bound to provide 10 million tones of wheat to World food grain stock every year. India defaulted last year. This year it does not want to be one.C. As advised by the Supreme Court of India, the money received from export should be used to pay subsidy to the farmers.Answer Choicesa. Only(B)b. Only (A)c. Only (C)d. Both (A) and (B)e. All (A), (B) and (C)

Q.Govt schemes1. Which of the following schemes of the Govt. of India has provided electrically to 99000 villages and total 1.7 crore households uptill now? A. Kuti JyotiB. Rajiv Gandhi Grameen Vidyutikaran YojanaC. Bharat NirmanD. PURA SEWA1. Which of the following schemes is launched to provide pension to people in unorganized sectors in India? 0. Swabhiman0. Jeevan Dhara0. Jeevan Kalyan0. ASHA0. Swavalamban

Q. Government Policies to boost investment/GDP1. The Govt. of which of the following states has agreed to give captive mines of iron- ores to all the companies who are willing to establish plants there? 0. West Bengal0. Odisha0. Jharkhand0. Bihar0. Karnataka1. POSCO is in the process of establishing its plants in India. What does the letter P denote in the name POSCO? 0. Popular1. Pallin2. Pohang3. Paradeep4. Peterburg1. In order to attract more foreign exchange the Govt. of India decided to allow foreign investment in LLP firms. What is full form of LLP as used in this reference?1. Local Labour Promotion2. Low Labour Projects3. Limited Loan Partnership4. Longer Liability Partnership5. Limited Liability Partnership

Enough of Economy, lets move to next topic.#5: International Affairs (IA)For CDS, CAPF, IBPS= international-affairs is a common topic. Even at interview stage, you might come across questions from here. The Cost: benefit is quite good, if you focus on the right areas.Although IA+Polity current had less questions than Misc.GK in previous IBPS PO Exams, but I put them at higher place in this priority order. Why?1. The cost: benefit of IA+Polity current is higher than Misc.GK (in terms of amount of data to be memorized, to solve one MCQ in the actual exam.)2. Youll have to prepare current affairs related to IA+Polity for the interview anyways, while Misc.GK loses significance @interview stage.Reference source for IA1. International Affairs section under any one Monthly current affairs magazine (PRatiyogita, CST etc) AND/OR1. Monthly updates of Competitionmaster.com1. +keep a habit of reading English newspaper on daily basis, itll help you in reading comprehension, general awareness and interview.Areas to focus?1. PIN (Persons in news) : election of new PM/Prez. in any country. Heads of main international organizations.2. Places in news: where some summit/controversial event happened.3. Recent summits of ASEAN, SAARC, G-8 etc. Location and theme.4. bilateral visits and agreements5. Pravasi Bharatiya Divas, new Schemes related to NRIs6. Any recent controversies: Snowden, Wikileaks, Syria, Egypt etc.^Dont do Ph.D, just focus on persons/places in news and main reason(s)/features.Observe the following questions that were asked in previous IBPS PO exams, itll give you an idea on what type of information you should be focusing on, while reading about international affairs.Q. Bilateral visits1. The Home Minister of India was recently on a visit to Bangladesh, where both the countries signed a Coordinated Border Management Plan (CBMP). What are the major points of this agreement?1. The plan will help in resolving the long-pending border dispute between both the nations.2. The head count of the people living in enclaves on the border will be completed within next six months time.3. India assured that no BSF Jawan will open fire on the people crossing the borders unless there is an attack on them.answer choicesA. Only (A)B. Only (B)C. Only CD. All (A), (B) and (C)E. Both (A) and (C)1. The President of India was recently on a visit to South Korea and Mongolia. During her visit some agreements were signed by both the countries. Which of the following was a common area on which India signed agreements with South Korea and Mongolia both?1. Peaceful use of Nuclear energy2. Export of edible oil toSouth Korea and Mongolia3. Providing technical help to become self-sufficient in production of food grains4. Willingness of both the countries to support Indias bid to have permanent seat in UN Security Council5. To hold Olympic games in 2022 in New Delhi jointly with South Korea and Mongolia

Q. Controversy related1. Which of the following was the issue over which India decided to vote against Sri Lanka in the meeting of one of the UN governed bodies/agencies? a. Violations of human right in Sri Lankab. Allowing China to establish a military based in India oceanc. Issue of subsidy on agricultural products in the meeting of the WTOd. Allowing part of Sri Lanka to become an independent country governed by LTTEe. Sri Lankas claim to become a permanent member of UN Security Council2. The president of which of the following countries was accused of violation of War Powers Act of his country when he decide to attack Libya with other NATO countries in June 2011? a. USAb. Francec. Germanyd. Spaine. Italy1. What was the reason owing to which Enrica Lexie, an Italian ship was detained by the Port Authorities in Kerala and was brought to Cochin port for inspection and search? 0. It was carrying objectionable material0. It was involved in sea piracy0. It was detained as the crew killed two Indian fishermen0. The ship started sailing without making payments of iron ore it loaded0. It was detained as it was dumping nuclear waste in deep sea

Q. International Places in News1. The 10th Basic Ministerial Meeting on Climate Change was organized in February 2012 in 0. Tokyo0. Beijing0. Manila0. Moscow0. New Delhi1. The Golden Jubilee of Afro-Asian Rural Development organization was organized in which of the following places in March 2012? 0. Dhaka0. Tokyo0. Cairo0. Kuala Lampur0. New Delhi

Q. International Persons in news (PIN)1. Angela Merkel was recently in India to receive Jawaharlal Nehru Award for International Understanding for the year 2009. What has been her contribution to international politics which made her the Best Choice for the award?1. She played a major role in restarting negotiations between Russia and USA on START.2. She initiated Health Care Reforms in Germany and solved problems related to future energy development.3. She played a crucial role in negotiation of the Treaty of Lisbon and Berlin declaration.Answer choicesA. Only (B) and (C)B. Only (A) and (B)C. Only (C)D. Only (A) and (C)E. None of these1. Who among the following was the Chief Guest at the three-day Pravasi Bharatiya Divas function held in January 2012? 0. Kamla Persad Bissessar0. Ram Baran Yadav0. Lakshmi Mittal0. Salman Rushdie0. Benjamin Netanyahu1. Which of the following countries recently conferred its Highest State Honour on Late Mrs Indira Gandhi for her contribution in its Liberation war? 1. South Sudan1. Bangladesh1. Bhutan1. Slovakia1. Croatia1. Yingluck Shinawatra won recently held election to become first PM of 0. Myanmar,0. S.Korea0. Thailand0. N.Korea0. none of Above

#6: Polity Current affairsIn past exams, 2-3 questions appeared from polity related current affairs. but still cost-benefit is good, just pay attention to key areas within newspaper, magazines and youll be able to solve those MCQs effortlessly.Areas to focus (Dont do Ph.D, just keep an eye on following topics)1. PIN: new CM (particularly North East and those who won multiple times), New CAG/EC/CJI etc.2. SC judgments/ scams / controversies3. Bills/amendments/acts4. committees, scamsObserve the questions from past examsQ. Polity current: controversy relatedThe Lokayukta of which of the following States had submitted a report on illegal mining of iron ore in the State?a. Andhra Pradeshb. Tamil Naduc. Karnatakad. Odishae. None of these1. Which of the following agencies/ organizations recently gave go-ahead verdict to Indias one of the most controversial project of inter linking rivers? (some of the rivers are international rivers) 0. UN Food and Agriculture Organization0. World Meteorological Organization0. International Court of Justice0. Central Water Commission0. Supreme Court of India

Polity: persons/places in news1. Who among the following has become the chief Minister of a State in India for third consecutive term? 0. Tarun Gogoi0. Nitish Kumar0. J Jayalalitha0. Mamta Banerjee0. None of these1. Gorkhaland Council, which was recently in news, is a body set up for administration of which of the following Districts?a. Siligurib. Bagdograc. Maldad. Darjeeiinge. Gangtok

Polity: Acts/bills/amendments related1. Which of the following acts is vogue in India is against the thinking of raising school fee as per demand of the market forces? 0. Prevention of Corruption Act0. Child Labour (Prohibition & Regulation) Act0. Sharda Act0. Right to Education Act0. MG National Rural Employment Guarantee Act1. As per the provisions in the Food Security Bill 2011, per month how much food grain should be given to each person of the target group? 0. 5 kg0. 7 kg0. 9 kg0. 10 kg0. 20 kg

#7: Misc.GK: Filler topics If youre preparing for CAPF, CDS, State PCS or SSC, youll definitely come across good number of questions on geography, census, defense, and science-tech. But for IBPS, theyre only using these topics as filler material. Hence cost: benefit = not good and therefore I put them under Misc.GK. But still while youre reading newspaper/magazine, doesnt hurt keeping an eye on following. Here are samples from previous IBPS PO exams.GEOGRAPHYCENSUS

1. The worlds highest Rail Bridge is being constructed in the state of Jammu & Kashmir. This bridge will be on which of the following rivers? a. Jhelumb. Chenabc. Indusd. Ravie. None of these1. Which of the following statements containing results of Indias recent Census is not correct? 0. Kerala has about 94% literacy, the highest in India.0. The sex ratio in India is 940.0. Male literacy is lower than female literacy in seven most developed states.0. Uttar Pradesh is the most populous State in India.0. The population of India has increased by 181 million during the decade 2001-2011.

DEFENSESCI-TECH/NUKE

1. Akula-11 Class K-152 Nerpa was inducted in Indian Navy recently. These are 0. Aircrafts0. Radar System0. Submarines Missiles0. Warship0. Submarines1. As per newspaper reports, India is planning to use SEU as fuel in its 700 MV nuclear reactors being developed in new plans. What is full form of SEU as used here? 0. Safe Electrical Units0. Small Electrical Units0. Slightly Enriched Uranium0. Sufficiently Enriched Units0. Safely Enriched Uranium

#7: Misc.GK: PIN/Award/SportsFinally the most bogus headache topic.Previous IBPS PO Exams:20112012

Misc.PIN (persons in news, awards)63

Misc.Sports24

Misc.Books-Authors11

Misc.filler (Census, Geography, Nuke Reactors, Defense)22

total1110

Source of preparation Ive published Person in News compilation from 2012 to March 2013 click me Copy paste it in MS Word file Goto library, read whatever competitive magazine you get (CST, Pratiyoigta, Chronicle, Wizard) and note down important names/details. You can also use list given by competitionmaster.com for example click me for June 2013Observe the sample questions from previous exams:Person in News (PIN)/Awards1. Which of the following awards was conferred upon Late Mario De Miranda (Posthumously) in January 2012? a. Padma Vibhushanb. Bharat Ratnac. Kalidas Sammand. Saraswati Sammane. Padmashri2. Which of the following films was not directed by Manikaul, who died recently?a. 3 Idiotsb. Ghashiram Kotwalc. Uski Rotid. Dividhae. Ashadh Ka Ek Din1. Ranbir Kapoor was awarded Best Actor in 47th Filmfare Award Function for his performance in 0. No One Killed Jessica0. Stanley Ka Dabba0. 7 Khoon Maaf0. Rockstar0. Zindagi Na Milegi Dobara

Books-AuthorsWho among the following is the author of the book Birbasan?a. Mahashweta Devib. Taslima Nasreenc. Sunil Gangopadhyayd. Vikram Sethe. Kiran DesaiWho among the following is the winner of Man Booker Prize 2011?A. Andrea LevyB. Nicola BarkerC. TomMcCarthyD. Linda GrantE. 5) Philip Roth

Sports: Location1. National Table Tennis Championship was organized in January 2012 in a. Mumbaib. Delhic. Hyderabadd. Luck nowe. Jaipur1. The 5th Asian Indoor Athletics Championship was organized in February 2012 in 0. Bangladesh0. India0. Qatar0. China0. South Korea

Sports: Winner/loser1. Who among the following Indian Lawn Tennis player won a Doubles of Australian Open 2012? a. Mahesh Bhupatib. Kamlesh Mehtac. Leander Paesd. Samoa Mirzae. Achanta Sarath Kamal2. Japan won the womens Football World Cup 2011 by defeating a. Englandb. Germanyc. Argentinad. USAe. China1. What among the following was the Captain of the Australian Team which played 5 Test matches against India in January 2012 and won all of them? 0. Ricky Pointing0. Michael Clarke0. Nathan Lyon0. Stuart Clark0. Andrew Symonds1. Who amongst following won the Wimbledon Mens final 2011, which was also his first Wimbledon Title? 1. Rafael Nadal1. Novak Djokovic1. Robert Bruce1. Lleyton Hewitt1. None of above.

Computer Awareness- Topicwise BreakupTopic IBPS CWE PO/MT20122011

MS Office156

OS/software basics58

Internet/network1413

virus/security13

hardware614

programming65

database31

total5050

^For 2013s exam, there will be only 20 marks from Computer awareness.Priority areas:1. Within MS Office: Excel, PowerPoint, and Outlook. Important: IBPS asks questions about MS-offce 2007 and onwards (i.e. tabs-interface.) Good news is NIOS material covers that portion.2. Internet, Email, Webpage related3. Within hardware: types of computers, hardware used in networking & internetReference? IF you already have a book for Computer awareness from Kiran, Arihant etc. well and good. Revise it often and solve the mock questions given in it. If you dont have any book, there is no need to specially purchase any book because the (free) NIOS study material for computer awareness is available for free. Click me to Download. Solve the computer awareness questions from previous years Bank PO questions papers.Lets look at some sample questions from previous years IBPS PO papersMS OfficeTo find the Paste Special option, you use the Clipboard group on the tab of PowerPoint.(1) Design(2) Slide Show(3) Page Layout(4) Insert(5) NomeIn Power Point, the Header & Footer button can be found on the Insert tab in what group ?1. illustrations group2. Object group3. Text group4. Tables group5. None of these

The letter and number of the intersecting column and row is the1. cell location2. cell position3. cell address4. cell coordinates5. Cell contents______ in Excel allows users to bring together copies of workbooks that other users have worked on independently.1. Copying2. Merging3. Pasting4. Compiling5. None of these

OS/Software basicsWhich of the following software could assist someone who cannot use their hands for computer input?1. Video conferencing2. Speech recognition3. Audio digitizer4. Synthesizer5. None of these____ software creates a mirror image of the entire hard disk, including the operating system, applications, files, and data.1. Operating system2. Backup software3. Utility programs4. Driver imaging5. None of these

What is the name given to those applications that combine text, sound, graphics, motion video, and/or animation ?1. motionware2. anigraphics3. videoscapes4. multimedia5. maxomediaYou can keep your personal files/folders in1. My folder2. My Documents3. My Files4. My Text5. None of these

Internet/Email/Networks____ allows users to upload files to an online site so they can be viewed and edited from another location.1. General-purpose applications2. Microsoft Outlook3. Web-hosted technology4. Office Live5. None of theseFourth-generation mobile technology provides enhanced capabilities allowing the transfer of both ____ data, including full-motion video, high-speed Internet access, and videoconferencing.1. video data and information2. voice and nonvoice3. music and video4. video and audio5. None of these

The method of Internet access that requires a phone line, but offers faster access speeds than dial-up is the connection.1. cable access2. satellite access3. fiber-optic service4. Digital Subscriber Line (DSL)5. modemA USB communication device that supports data encryption for secure wireless communication for notebook users is called a1. USB wireless network adapter2. wireless switch3. wireless hub4. router5. None of these

Security____ is a form of denial of service attack in which a hostile client repeatedly sends SYN packets to every port on the server using take IP addresses.1. Cybergaming crime2. Memory shaving3. Syn flooding4. Software piracy5. None of theseA person who uses his or her expertise to gain access to other peoples computers to get information illegally or do damage is a1. hacker2. analyst3. instant messenger4. programmer5. spammer

______are attempts by individuals to obtain confidential information from you by falsifying their identity.1. Phishing trips1. Computer viruses1. Spyware scams1. Viruses1. Phishing scams1.

HardwareDifferent components on the motherboard of a PC unit are linked together by sets of parallel electrical conducting lines. What are these lines called?1. Conductors2. Buses3. Connectors4. Consecutives5. None of theseWhich part of the computer is used for calculating and comparing ?1. ALU2. Control unit3. Disk unit4. Modem5. None of these

Reusable optical storage will typically have the acronym1. CD2. DVD3. ROM4. RW5. ROSWhich ports connect special types of music instruments to sound cards?1. BUS2. CPU3. USB4. MIDI5. MINI

ProgrammingA(n) _____ language reflects the way people think mathematically.1. cross-platform programming2. 3GL business programming3. event-driven programming4. functional5. None of theseA(n) program is one that is ready to run and does not need to be altered in any way.1. interpreter2. high-level3. compiler.4. COBOL5. executable

1. A set of rules for telling the computer what operations to perform is called a ___ 0. procedural language0. structures0. natural language0. command language0. programming language1. A detailed written description of the programming cycle and the program, along with the test results and a printout of the program is called 0. documentation0. output0. reporting0. spec sheets0. Directory

Database management related____ is used by public and private enterprises to publish and share financial information with eachother and industry analysts across all computer platforms and the Internet.1. Extensible Markup Language (EML)2. Extensible Business Reporting Language (XBRL)3. Enterprise Application Integration (EAI)4. Sales Force Automation (SFA) software5. None of theseGrouping and processing all of a firms transactions at one time is called1. a database management system2. batch processing3. a real-time system4. an on-line system5. None of these

This first step in the transaction processing cycle captures business data through various modes such as optical scanning or at an electronic commerce website.1. Document and report generation2. Database maintenance3. Transaction processing start-up4. Data Entry5. None of Above6.