SABYASACHI MOHANTYMobile: 09350664611 / +01204115551 E-Mail: m_sabyasachi@yahoo.com

Result-oriented professional seeking assignments in Branch Operations & Administration /Audit & Compliance / Risk Management/ Business Development in Banking sector with a leading organization of repute preferably in Delhi & NCR.

PROFILE SUMMARY

A seasoned professional with over 21 years of experience in:

Branch Operations General Administration Audit & Compliance Business DevelopmentProcess Enhancement Performance Management Team Management Operations ManagementTraining KYC & AML Compliance

Presently associated with Yes Bank Ltd., Gurgaon as Vice President, Central Surveillance (North & East). An out-of-the-box thinker with proven track record of executing the processes, Process Improvement, Compliance, workflow and

creating team work environment Expert in managing customer centric banking operations, implementing customer identification process norms Holds the distinction of analyzing system & procedures, reviewing the scope of audit and implementing internal control systems Proficiency in monitoring entire banking operations and maintaining long-term customer relationships through the provision of high

quality service An effective communicator with excellent analytical, problem-solving and interpersonal skills

CORE COMPETENCIES

Reviewing the overall branch operations and identifying streams for revenue growth & developing marketing plans to build consumer preference.

Monitoring Customer Acceptance Policy, Customer Identification Procedures, Monitoring of Transactions and Risk management time to time to create a strong process framework.

Carrying out checks on Officers functioning and /SO entries as well as monitoring the End of Reports; ensuring adherence to regulatory & procedural compliance

Spearheading audit & compliance related matters at branch level; maintaining branch records & periodically submitting the reports to H.O. for decision-making purposes

A key member to drive KYC & AML compliance project for the bank. Setting & enhancing quality standards for operational areas by conducting

regular review of systems thereby identifying opportunities for process initiatives & automations

Conceptualizing and implementing competent plans with a view to regulate non-compliances & frauds and expand existing ones for a wide range of Banking Products / Services

Interfacing with branch operation staffs for understanding their requirements & suggesting the most viable solution for customer retention & securing repeat business with a aim for error free operations

Leading, training & monitoring the performance of team members to ensure efficiency in banking operations

ORGANIZATIONAL EXPERIENCESince Nov’15 Yes Bank Ltd., Gurgaon as Vice President– Central Surveillance Team

Role: Guide & check the process irregularities including violating guidelines issued by the RBI on Know Your Customers (KYC) norms and

Anti-Money Laundering (AML) standards. Ensuring compliance with all AML laws, regulations, guidelines, written procedures; Customer Identification, KYC, customer/

transaction monitoring. Ensuring overall operation, audit and compliance & day to day matters of the branches are according to the norms. Completed analysis of transactional information to identify risk, trends and potential wary activity. Worked with Senior Managers, Lines of Businesses & other departments to ensure ongoing compliance with AML Standards &

regulatory requirements Responsible for Enhanced Due diligence reviews of Consumer and Business Banking customer

May’12 to Nov’15Indusind Bank Ltd., Uttar Pradesh as Asst. Vice President-Branch Monitoring Unit Role: Ensuring overall operation, audit and compliance & day to day matters of the branches are according to the norms. Solely responsible for performing background checks and screening/researching newly opened accounts carrying out high value

transactions. Working in conjunction with auditors, compliance officers, financial advisors and all levels of senior officers to reach to the root cause of

any issue highlighted & work inline for removal of the same. Analyzing & rating branches on predefined parameters and scrutinizing the operational health of branches Delivering the feedback to the Process Team on regular basis for improvising/simplifying the processes To the branch staff high performance rating Maintaining the CRL, reconciliation of office accounts within TAT and TOD/CP Submitting all non compliant items in the monthly compliance certificate Monitoring manpower requirement basis productivity of staff for branches Tracking any ensuring recovery of losses/ frauds/ bad debts. Organizing basic banking training for new joinees in the bank

Mar’11 to May’12 Platina Real Estates Pvt. Ltd., Ghaziabad as Chief Finance OfficerRole: Responsible for booking and collection for smooth processing processing of loan cases Ensured all property related activities as far as approvals are concerned are handled Handled new bank tie ups, project approval, bank loan follow ups, etc. Interacted with different financial & non-financial institutions to meet customer’s financial

requirements Arranged project funding for the builder, corporate advertising and financial institutions tie up for

major focus area Oversaw day-to-day reporting from the head sales & accounts, allocating targets, construction stage, meeting

collection targets, preparing of all official paper works, recruitment, maintaining MIS, cash flow forecasting, etc. Headed the sales & finance division and handled a group of 30 managers engaged in sales, booking, arranging finance from banks,

managing brokers & exploring all sort of business opportunities which in the growth

Dec’10 to Mar’11 Vishwakriya Housing Finance Ltd., New Delhi as Head Sales Role: Led a group of 105 sales forces engaged in providing loans & investments to customers across Delhi & NCR through various branches Managed rapid expansion though opening of branches & service centers in Delhi & NCR Responsible for increasing the profitability to 300% within one month of joining Accountable for sales force setup & rapid expansion single handed with own references Acquiring, verifying & processing all new housing loan applications Meeting target customers & acquiring new business through well trained sales channels, getting legal & technical vet of properties &

ensuring smooth disbursements through well set up credit & risk team members.

PROJECTS

KYC & AML Project Indusind Bank

Getting the KYC documents completed for all the reported accounts through outsource agencies after co-coordinating with the base branch. Monitor the progress on the project completion. Finding out accounts which are not KYC compliant & then forwarding those cases to branches for further updation. Scrutiny the documents provided by customers through processing units & highlighting the deviations if any. Then following of with the

branches to get the documents collected. Review CPV reports carried out by branches & CPV agencies & highlight the irregularities if any observed. Circulating day to day MIS with the %ge achievements against cases raised.PREVIOUS EXPERIENCE

Nov’08 to Dec’10 Optimum Group, Ghaziabad as Head Marketing Dec’07 to Oct’08 HDFC Bank Ltd., GhaziabadGrowth Path:

1st Dec’07 to 25th July’08 Branch Manager26th July’08 to 20thOct’08 Asst. Vice President

Jul’06 to Nov’07 Kotak Mahindra Bank Ltd., New Delhi17th July’06 to 16th Jan’07 Manager 17th Jan’07 to 30th Nov’07 Sr. Manager

Oct’00 to May‘06 HDFC Bank Ltd., Delhi NCR1st Oct’00 to 27th Mar’05 Personal Banker 28th Mar’05 to 23rd May’06 Branch Manager

Jun’98 to Sep‘00 HBL Global Pvt. Ltd., New Delhi18th June’98 to 31st Mar’99 Executive 1st Apr’99 to 30th Sep’00 Team Manager Sales

Mar’97 to Apr‘98 Badrika Group of Companies, Bhubaneswar, Odisha14th Mar’97 to 15th July’97 Asst. Manager 16th July’14 to 5th Feb’98 Branch Manager

Aug‘95 to Mar’97 Limburg Computer & Comm. Ltd., Bhubaneswar, Odisha as Marketing Manager 20th Aug’95 to 20th Feb’96 Marketing Executive 21st Feb’96 to 10th Mar’97 Marketing Manager

EDUCATION

2014 LLB from CCS University, Meerut

2012 MBA in Finance from MDU, Rohtak

1997 PGDBM in Marketing Science from Regional IMM, New Delhi

1997 PGDCA from Regional Institute of Engineering & Management, Bhubaneswar

(Currently known as Rajdhani College of Engineering & Management)

1995 Bachelor in Science in Chemistry Hons. from Utkal University, Bhubaneswar

CERTIFICATION

AMFI/ IRDA/CDSL Certified Masters Degree in Music (Tabla) from Prachin Kala Kendra, Chandigarh in 1989

IT SKILLS

Well versed with MS Office and Internet Applications

PERSONAL DETAILS

Date of Birth: 15th July, 1975Languages Known: English, Hindi, Odia & BengaliContact Address: C-1202, 11th Floor, Celebrity Heights, Supertech Icon, Nyaykhand-I, Indirapuram, Ghaziabad-201010