Current Account XML Statement - Tatra banka - sk Web viewXMLStatement_TB.docx. Saved: 4. 6. ... (or in Word itself, by default). ... Present for accounts of type “SS”

Version 1.0

Current Account XML Statement XML file structure specification

Version Date Author Description0.1 1.8.2013 Vršanský Ondrej Initial draft0.2 21.8.2013 Vršanský Ondrej Increased the maximal length of the Entry.Narrative attribute.

0.3 23.8.2013 Vršanský Ondrej

Added the PartyRole attribute to the ComplexPayment class. Removed unused attributes of related parties Renamed PaymentParty.CountryOfResidence to Country. Corrected format od several RltdDts subelements from

DateTime to Date. Moved the card POS transaction timestamp from the TradDt to the Prtry element due to this.

0.4 9.9.2013 Vršanský Ondrej Corrected “credit”/”debit” copy/paste errors in the Table 9. Changed the design of the document header.

0.5 19.9.2013 Vršanský Ondrej Removed obsolete links and attributes in Figure 1.

0.6 23.9.2013 Vršanský Ondrej Corrected the cardinality of the proprietary agent FinInstnId (chapter 4.1.5.2.1.6.4).

0.7 25.9.2013 Vršanský Ondrej Changed the “no value” string in Table 10 and Table 12. Corrected the specification of account owner custom attributes

(CIF, RC) in chapters 2.2, 4.1.1.1.2.1 and 4.1.1.1.2.2.

0.8 2.10.2013 Vršanský Ondrej Corrected the data format of the Amount and ExchangeRate elements in chapters 4.1.5.2.1.2 and 4.1.5.3.1.2.

0.9 16.10.2013 Vršanský Ondrej Completed a missing row in Table 13.

0.10 18.10.2013 Vršanský Ondrej Corrected the placement of the Entry.TxCode attribute from <TxDtls>/<BkTxCd> to <Ntry>/<BkTxCd>.

0.11 23.10.2013 Vršanský Ondrej Corrected the description of the <NtryDtls> element in chapter 4.1.5.

0.11 29.10.2013 Vršanský Ondrej Revised the specification of StructuredFee and its attributes.


Renamed the Entry.CounterPartyAccountIDScheme attribute to CounterPartyAccountIDFormat.

Added the AccountOwner.SubjectType attribute. Updated the XPath specification of related attributed due to this.

Updated the XPath specification of CounterParty, CounterPartyAccountID, CounterPartyAgent, SEPAPaymentCounterParty, SEPAPaymentCounterPartyID, UltimateParty, SEPAPaymentUltimateParty, SEPAPaymentUltimatePartyID and Purpose attributes.

Added the RemittanceInfoFormat attribute. Updated the XPath specification of the RemittanceInfo attribute due to this.

0.13 4.12.2013 Vršanský Ondrej Updated the description of the / Document / BkToCstmrStmt /

Stmt / Ntry / NtryDtls [2] / Btch element and its TtlAmt subelement.

0.14 6.12.2013 Vršanský Ondrej Corrected damaged and shifted cells in the “Mapping into

Page 1 / 126 Saved: 5. 6. 2014 06:24:00 dop.document.docx

Version 1.0

Version Date Author DescriptionXML” table in chapter 2.2.

0.15 17.12.2013 Vršanský Ondrej Changed the cardinality of several Person attributes from mandatory to optional.

0.16 31.12.2013 Vršanský Ondrej Corrected the Owner.PostalAddress section in chapter 4.1.1.1.1.

0.17 7.1.2014 Vršanský Ondrej Changed the scheme type and name for account owner birth number from “Cd”/”NIDN” to “Prtry”/”RC” in chapter 4.1.1.1.2.2.

0.18 9.1.2014 Vršanský Ondrej Included specific reference to SDD CreditorID


Replaced misspelled “PrvId” with “PrvtId” on 7 occasions. Enhanced the description of “virtual” logical attributes (which

are not stored directly but determine a certain choice selection instead – such as OrgId/PrvtId, Cd/Prtry and others).

0.20 30.1.2014 Vršanský Ondrej Clarified the mapping for SEPA UltimateCreditor and UltimateDebtor in chapter 2.2.

1.0 5.2.2014 Vršanský Ondrej FIRST PUBLISHED MAJOR VERSION.

1.1 4.3.2014 Vršanský Ondrej Corrected the cardinality of the <SchmeNm> and <Issr>

elements in private identification of payment parties (Creditor, Debtor, UltimateCreditor, UltimateDebtor).


Added the XPath mapping for GrpHdr.CreDtTm Completed the data type specification of Stmt.ElctrncSeqNb Corrected the cardinality for TxDtls/Refs/ChqNb. Corrected the cardinality for Creditor/Id/PrvtId/Othr

Table 1: Version History.


Version 1.0

Contents1. Introduction..................................................................................................................................................................... 4

1.1. Document structure...................................................................................................................................................... 41.2. Legend......................................................................................................................................................................... 51.3. Glossary....................................................................................................................................................................... 5

2. Statement attributes description................................................................................................................................... 62.1. Logical attributes hierarchy.......................................................................................................................................... 6

2.1.1. Statement attributes up to the Entry level...............................................................................................................62.1.2. EuroSIPS payment................................................................................................................................................. 72.1.3. SWIFT payment...................................................................................................................................................... 82.1.4. SEPA payment........................................................................................................................................................ 92.1.5. Debit card transaction........................................................................................................................................... 102.1.6. Loan transaction................................................................................................................................................... 112.1.7. Structured fee....................................................................................................................................................... 12

2.2. Mapping into XML...................................................................................................................................................... 133. XML file structure.......................................................................................................................................................... 22

3.1. GroupHeader............................................................................................................................................................. 233.2. Statement.................................................................................................................................................................. 25

3.2.1. Account................................................................................................................................................................. 293.2.1.1. Owner.............................................................................................................................................................. 31

3.2.1.1.1. PostalAddress............................................................................................................................................. 323.2.1.1.2. Identification................................................................................................................................................ 33

3.2.1.1.2.1. OrganisationIdentification...................................................................................................................... 343.2.1.1.2.2. PrivateIdentification................................................................................................................................ 36

3.2.1.1.3. ContactDetails............................................................................................................................................. 383.2.2. RelatedAccount..................................................................................................................................................... 393.2.3. Balance................................................................................................................................................................. 413.2.4. TransactionsSummary.......................................................................................................................................... 443.2.5. Entry..................................................................................................................................................................... 47

3.2.5.1. BankTransactionCode..................................................................................................................................... 513.2.5.2. EntryDetails – Instance 1................................................................................................................................. 52

3.2.5.2.1. TransactionDetails...................................................................................................................................... 533.2.5.2.1.1. References............................................................................................................................................ 563.2.5.2.1.2. AmountDetails........................................................................................................................................ 593.2.5.2.1.3. BankTransactionCode........................................................................................................................... 613.2.5.2.1.4. Charges................................................................................................................................................. 633.2.5.2.1.5. RelatedParties....................................................................................................................................... 65

3.2.5.2.1.5.1. InitiatingParty.................................................................................................................................... 663.2.5.2.1.5.2. Debtor............................................................................................................................................... 67

3.2.5.2.1.5.2.1. PostalAddress.............................................................................................................................. 683.2.5.2.1.5.2.2. Identification................................................................................................................................. 69

3.2.5.2.1.5.2.2.1. OrganisationIdentification.......................................................................................................703.2.5.2.1.5.2.2.2. PrivateIdentification................................................................................................................. 71

3.2.5.2.1.5.3. DebtorAccount.................................................................................................................................. 733.2.5.2.1.5.4. UltimateDebtor.................................................................................................................................. 74

3.2.5.2.1.5.4.1. Identification................................................................................................................................. 753.2.5.2.1.5.4.1.1. OrganisationIdentification.......................................................................................................763.2.5.2.1.5.4.1.2. PrivateIdentification................................................................................................................. 77

3.2.5.2.1.5.5. Creditor............................................................................................................................................. 783.2.5.2.1.5.5.1. PostalAddress.............................................................................................................................. 803.2.5.2.1.5.5.2. Identification................................................................................................................................. 81

3.2.5.2.1.5.5.2.1. OrganisationIdentification.......................................................................................................823.2.5.2.1.5.5.2.2. PrivateIdentification................................................................................................................. 83

3.2.5.2.1.5.6. CreditorAccount................................................................................................................................ 843.2.5.2.1.5.7. UltimateCreditor................................................................................................................................ 85

3.2.5.2.1.5.7.1. Identification................................................................................................................................. 863.2.5.2.1.5.7.1.1. OrganisationIdentification.......................................................................................................873.2.5.2.1.5.7.1.2. PrivateIdentification................................................................................................................. 89


Version 1.0

3.2.5.2.1.6. RelatedAgents....................................................................................................................................... 913.2.5.2.1.6.1. DebtorAgent...................................................................................................................................... 93

3.2.5.2.1.6.1.1. PostalAddress.............................................................................................................................. 943.2.5.2.1.6.2. CreditorAgent.................................................................................................................................... 95

3.2.5.2.1.6.2.1. PostalAddress.............................................................................................................................. 973.2.5.2.1.6.3. IntermediaryAgent1........................................................................................................................... 983.2.5.2.1.6.4. Proprietary...................................................................................................................................... 100

3.2.5.2.1.7. Purpose............................................................................................................................................... 1023.2.5.2.1.8. RemittanceInfo..................................................................................................................................... 1023.2.5.2.1.9. RelatedDates....................................................................................................................................... 1043.2.5.2.1.10. ReturnInformation.............................................................................................................................. 106

3.2.5.2.1.10.1. Originator...................................................................................................................................... 1073.2.5.3. EntryDetails – Instance 2............................................................................................................................... 109

3.2.5.3.1. TransactionDetails.................................................................................................................................... 1113.2.5.3.1.1. References.......................................................................................................................................... 1143.2.5.3.1.2. AmountDetails...................................................................................................................................... 1163.2.5.3.1.3. BankTransactionCode......................................................................................................................... 1183.2.5.3.1.4. RelatedQuantities................................................................................................................................ 119

4. External sources and appendices............................................................................................................................. 1204.1. ISO 20022................................................................................................................................................................ 120

4.1.1. camt.053............................................................................................................................................................. 1204.1.2. Code lists............................................................................................................................................................ 120

4.2. SEPA....................................................................................................................................................................... 1204.2.1. SCT..................................................................................................................................................................... 1204.2.2. SDD.................................................................................................................................................................... 120

4.3. SBA.......................................................................................................................................................................... 1204.4. TB............................................................................................................................................................................ 120

4.4.1. Proprietary elements schema............................................................................................................................. 1204.4.2. Code – books...................................................................................................................................................... 120


Version 1.0

1. Introduction Current account statements are bank-to-client notifications about movements on a client’s current account. In Tatra

banka, these notifications are generated in a variety of formats that range from printed documents through electronic PDF and Excel documents to “pure” data formats (SWIFT, Gemini, Multicash, …).

Since 2004, the ISO 20022 standard – in particular the camt.053 schema – defines an international standard for current account statements structure. All information relevant can be found at www.iso20022.org.

Since 2002, the European Payments Council (further referred as “EPC”) defines rulebooks and standards that constitute the Single European Payment Area (further referred as “SEPA”). All SEPA interbank and bank-to-customer messages were based on the ISO 20022 standard. In October 2009, SEPA issued a “recommendation” to use the camt.053 schema for bank-to-customer currenct account transaction statements. All information regarding EPC and SEPA can be found at http://www.europeanpaymentscouncil.eu/index.cfm.

In 2012, Tatra banka decided to use the camt.053 schema internally for data files used to generate current account statements en masse in form of electronic or printed documents.

In 2013, the Slovak Bank Association (further referred as “SBA”) released a national standard for XML bank-to-customer current account transaction statements, based on the camt.053 schema recommended by the EPC. The complete specification of this standard can be found at http://www.sbaonline.sk/sk/presscentrum/aktuality/sepa-narodny-format-xml-vypisu.html.

To keep the interpretation of the camt.053 schema consistent, Tatra banka decided to use a single data structure for both the XML statements based on the national standard and the data files for printed / electronic statements. This way the XML statements can benefit from and build on the existing camt.053 implementation and deliver a much more extensive set of information than required by the SBA standard.

1.1. Document structureThis documents describes the structure of the camt.053 statements generated by Tatra banka. There are three main

sections in the document:

1. Description of logical attributes that make up a statement (Chapter 2). An XPath for the attribiute “location” within the XML file is provided for each logical attribute.

2. Structure of the XML file (Chapter 3). The structure of this chapter reflects the structure of the camt.053 schema; on each level, following information is provided:

an XPath to the described node

a picture of the node structure

a table with information about the node attributes and sub-elements with following columns:

ISO index: the ISO ID of the node according to the ISO 20022 camt.053 MDR (see chapter 5.1.1).

ISO name: the ISO name of the node according to the ISO 20022 camt.053 MDR (see chapter 5.1.1).

o one or more “+” signs before the node name signalize that the node is a sub-node of the first preceding node with one-less “+” signs”. The number of „+“ signs denotes the level of node „indentation“ compared to the node decribed by the particular chapter.

XML Tag: the name of the XML tag according to the ISO 20022 camt.053 MDR (see chapter 5.1.1).

o the XML tag name is stated withouth the „<“ and „>“ characters.

Cardinality describes the allowed node cardinality:

o [x..y] states that the node is present a minimum of x and a maximum of y times, e.g.:

[0..0] means that the node is forbidden

[0..1] means that the node is optional

[0..n] means that the node can be present any number of times

[1..1] means that the node is mandatory


http://www.sbaonline.sk/sk/presscentrum/aktuality/sepa-narodny-format-xml-vypisu.html


http://www.europeanpaymentscouncil.eu/index.cfm

http://www.europeanpaymentscouncil.eu/documents/EPC188-09%20Recommendation%20on%20Customer%20Reporting%20SCT%20and%20SDD.pdf

http://www.iso20022.org/

Version 1.0

[1..n] means that the node is mandatory but can be repeated any number of times

[3..3] means that the node is present exactly three times

Data type describes the node data type

o If the data type field is striked-through with two diagonal lines, the node data type is complex and its individual parts are further described either on the next table rows (in which case they are indented by an additional „+“ sign) or in a separate chapter (referenced in the last table column).

Rules Lists rules and constraints on top of the ISO 20022 camt.053 MDR. The rules can constrain:

o cardinality (e.g. [0..n] -> [0..1])

o data type (e.g. String [35] -> String [5])

o value (e.g. „only „Yes“ a „No“ values allowed“)

o semantics (e.g. „for card transactions, this is the card number“)

3. Appendices (Chapter 5).

1.2. LegendTo emphasize ISO elements and attributes that are not used by the Tatra banka camt.053 implementation, following

background colors are used:

nodes that are „never used“

nodes that are „used“ (though they might be optional)

1.3. GlossaryTerm DescriptionISO In the context of this document, this refers to the ISO 20022 standardcamt.053 An ISO 20022 standard for bank-to-customer current account statetemnts.

MDR „Message Definition Report“ – an ISO document containing the interpretation rules of an ISO standard (such as the camt.053 XSD schema).

EU European UnionEPC „European Payments Council“ – an EU body that defines SEPA rulebooks and standards.SEPA „Singe European Payment Area“SBA Slovak Banking AssociationTB Tatra bankaXML „Extensible markup Language“ – a wide-spread standard for structured data transfer.XPath Standard language used to reference information stored in an XML structure.


Version 1.0

2. Statement attributes descriptionThis chapter lists the logical attributes that can be found within an XML statement.

2.1. Logical attributes hierarchy2.1.1. Statement attributes up to the Entry level

Document

ID : stringPartnerID : stringUserID : string {optional}ReferenceID : string {optional}GenerationStart : datetimeGenerationFinish : datetimePostingDateAtStart : datePostingDateAtFinish : dateValueDate : datePageNo : unsigned longIsLastPage : boolean = false {optional}

Recipient

Name : stringDeliveryMode : stringEmailAddress : string {optional}GenerationFinish : datetime

RecipientStructuredAddress

Type : stringStreetName : string {optional}BuildingNo : stringPostalCode : stringTownName : stringCountry : string = SK {optional}

Statement

ID : stringLegalSeqNo : unsigned longFromDate : dateToDate : dateGenerationFinish : datetime

Account

Type : enumName : stringIBAN : stringCurrency : stringOwner

SubjectType : enumName : stringCIF : stringICO : string {optional}

OwnerStructuredAddress

StreetName : string {optional}BuildingNo : stringPostalCode : stringTownName : stringCountry : string = SK {optional}

Person

Gender : enumRC : stringBirthDate : dateAge : unsigned short

SavingsSchema

TargetCode : decimalTargetName : string {optional}TargetAmount : decimalTargetDate : dateMonthlyPayment : decimalCalculatedAttribute : enum

RelatedAccount

Type : enumIBAN : string

Balance

Amount : decimalCRDBIndicator : enum

EntriesSummary

Count : unsigned longAmount : decimalCRDBIndicator : enum

Entry1..*1

0..11

1..*

1

11

1 1

1

1

1 111 OpeningBooked11 ClosingBooked11 ClosingAvailable11 AllEntries11 Credits11 Debits

*

11

1StandingOrders&DD

11 CardPayments

1

1

CashWithdrawals 1

1

OtherDebits

Figure 1: Statements attributes hierarchy up to the Entry level.


Version 1.0

2.1.2. EuroSIPS paymentEntry

ID : decimalCategory : stringBookingChannel : stringClearingMethod : charCounterPartyAccountLocation : charCounterPartyAccountID : string {optional}CounterPartyAccountIDScheme : enum {optional}ReversalType : char {optional}Amount : decimalCRDBIndicator : charInstructionConversion : InstructionConversionDetails {optional, role}PostingConversion : PostingConversionDetails {optional, role}PostingDate : dateValueDate : dateEffectiveDate : dateTimestamp : datetimeBookerReference : stringNarrative : string {optional}TxCode() : stringInitiator() : stringReversal() : boolean

PostingConversionDetails

TransactionAmount : decimalTransactionCurrency : stringTransactionExchangeRate : decimal {optional}

InstructionConversionDetails

InstructedAmount : decimalInstructedCurrency : stringInstructionExchangeRate : decimal {optional}

Payment

InitiatorReference : string {optional}PaymentUrgency : char

EuroSIPSPayment

ConstSymbol : decimal {optional}CreditSymbols : EuroSIPSPaymentSideSymbols {role}DebitSymbols : EuroSIPSPaymentSideSymbols {role}MsgForBank : string {optional}MsgForAV : string {optional}Info1 : string {optional}Info2 : string {optional}

EuroSIPSPaymentSideSymbols

VarSymbol {optional}SpecSymbol {optional}Title {optional}

0..11PostingConversion

0..11InstructionConversion

11 CreditSymbols

1

1

DebitSymbols

Figure 2: Attributes of an EuroSIPS payment


Version 1.0

2.1.3. SWIFT payment

ComplexPayment

PartyRole : charFeeBearer : string {optional}FeeAccountNo : string {optional}Fee : PaymentFee[] {optional, role}CounterParty : PaymentParty {role}CounterPartyAgent : PaymentAgent {optional, role}IntermediateAgent : PaymentAgent {optional, role}PaymentTitle : string {optional}RemittanceInfo : string[] {optional}

PaymentFee

Type : string {optional}Amount : decimalCurrency : stringExcahngeRate : decimal {optional}

PaymentParty

Name : string {optional}UnstructuredAddress : string[] {optional}Country : string {optional}

PaymentAgent

BIC : string {optional}Name : string {optional}Address : string[] {optional}

ForeignPayment

MethodOfPayment : charNonSTPReasonCodes : string {optional}

Entry


Payment






*1Fee

11 CounterParty

0..11CounterPartyAgent

0..11IntermediateAgent

0..11 InstructionConversion

0..11

PostingConversion

Figure 3: Attributes of a foreign payment.


Version 1.0

2.1.4. SEPA payment

SEPAPaymentParty

SubjectType : SubjectType {optional}BIC : string {optional}BirthDate : date {optional}BirthProvince : string {optional}BirthCity : string {optional}BirthCountry : string {optional}CustomID : PaymentPartyID[] {optional, role}

PaymentPartyID

ID : stringSchemeType : SchemeType {optional}SchemeName : string {optional}SchemeIssuer : string {optional}

SEPAPayment

SchemeCode : stringEndToEndID : string {optional}BulkID : string {optional}/CounterParty : SEPAPaymentParty {optional, role}UltimateCreditor : SEPAPaymentParty {optional, role}UltimateDebtor : SEPAPaymentParty {optional, role}SettlementDate : date {optional}Purpose : PaymentPurpose {optional, role}ReturnInfo : SEPAPaymentReturnInfo {optional, role}RemittanceInfoFormat : enum {optional}

SEPAPaymentReturnInfo

RMsgType : string {optional}ReasonCode : stringOriginalInitiatorReference : string {optional}OriginalBookerReference : string {optional}OriginalTransactionAmount : decimal {optional}OriginalTransactionCurrency : string {optional}OriginatorBIC : string {optional}OriginatorName : string {optional}

PaymentPurpose

CategoryPurpose : string {optional}Purpose : string {optional}

SDDPayment

CreditorID : string {optional}MandateReference : string {optional}MandateSignDate : date {optional}SequenceType : string {optional}

ComplexPayment

PartyRole : charFeeBearer : string {optional}FeeAccountNo : string {optional}Fee : PaymentFee[] {optional, role}CounterParty : PaymentParty {role}CounterPartyAgent : PaymentAgent {optional, role}IntermediateAgent : PaymentAgent {optional, role}PaymentTitle : string {optional}RemittanceInfo : string[] {optional}

PaymentFee

Type : string {optional}Amount : decimalCurrency : stringExcahngeRate : decimal {optional}

PaymentParty

Name : string {optional}UnstructuredAddress : string[] {optional}Country : string {optional}

PaymentAgent

BIC : string {optional}Name : string {optional}Address : string[] {optional}

Entry

ID : decimalCategory : stringBookingChannel : stringClearingMethod : charCounterPartyAccountLocation : charCounterPartyAccountID : string {optional}CounterPartyAccountIDFormat : enum {optional}ReversalType : char {optional}Amount : decimalCRDBIndicator : charInstructionConversion : InstructionConversionDetails {optional, role}PostingConversion : PostingConversionDetails {optional, role}PostingDate : dateValueDate : dateEffectiveDate : dateTimestamp : datetimeBookerReference : stringNarrative : string {optional}TxCode() : stringInitiator() : stringReversal() : boolean

Payment






0..11

CustomID0..11

UltimateCreditor

0..11CounterParty

0..11ReturnInfo

0..1

1Purpose

*

1Fee

11CounterParty

0..11CounterPartyAgent

0..11

IntermediateAgent

0..1

1

InstructionConversion

0..11 PostingConversion

0..11UltimateDebtor

Figure 4: Attributes of a SEPA payment.


Version 1.0

2.1.5. Debit card transaction

DebitCardTransaction

ExternalReference : stringCardNumber : stringInstructionDate : date {optional}InstructionTime : time {optional}MerchantID : string {optional}MerchantLocation : string {optional}MerchantCategoryCode : decimal {optional}CardHolderName : string {optional}CMSProcessingDate : date {optional}

Entry






0..11PostingConversion

0..11InstructionConversion

Figure 5: Attributes of a debit card transaction.


Version 1.0

2.1.6. Loan transactionEntry


LoanTransaction

LoanNo : string

ServiceRequestFee

RequestID

Figure 6: Attributes of a loan transaction.


Version 1.0

2.1.7. Structured feeEntry

ID : decimalCategory : stringBookingChannel : stringClearingMethod : charCounterPartyAccountLocation : charCounterPartyAccountID : string {optional}CounterPartyAccountIDFormat : enum {optional}ReversalType : char {optional}Amount : decimalCRDBIndicator : charInstructionConversion : InstructionConversionDetails {optional, role}PostingConversion : PostingConversionDetails {optional, role}PostingDate : dateValueDate : dateEffectiveDate : dateTimestamp : datetimeBookerReference : stringNarrative : string {optional}TxCode() : stringInitiator() : stringReversal() : boolean

StructuredFee

FeeType : stringItemsSum() : decimalItemsSumCRDBIndicator() : charFnalAmount() : decimalFinalAmountCRDBIndicator() : char



StructuredFeeDetail

ID : decimalLineNo : decimalDetailType : charInstructedAmount : decimal = 0 {optional}Narrative : stringCRDBIndicator() : char

StructuredFeeItem

PackaeIncluded : boolean = false {optional}

StructuredFeeModifier

Mode : char

StructuredFeeItemModifier

LoBound : decimal {optional}HiBound : decimal {optional}

StructuredFeeVariable

TxTypeCode : string {optional}InstructedUnitPrice : decimal = 0 {optional}

StructuredFeeQuantifiedVariable

Count : decimal = 0 {optional}

0..1

1

InstructionConversion *

1

*

1

Figure 7: Attributes of a structured fee.


Version 1.0

2.2. Mapping into XMLClass Attribute XPath [ → Proprietary XPath referencing the proprietary elements schema (see chapter 5)]

Document

ID / Document / BkToCstmrStmt / GrpHdr / MsgIdGenerationFinish / Document / BkToCstmrStmt / GrpHdr / CreDtTmPageNo / Document / BkToCstmrStmt / GrpHdr / MsgPgntn / PgNbIsLastPage / Document / BkToCstmrStmt / GrpHdr / MsgPgntn / LastPgInd

Rec

ipie

nt

Name / Document / BkToCstmrStmt / GrpHdr / MsgRcpt / NmDeliveryMode / Document / BkToCstmrStmt / GrpHdr / MsgRcpt / CtctDtls / OthrEmailAddress / Document / BkToCstmrStmt / GrpHdr / MsgRcpt / CtctDtls / EmailAdrGenerationFinish / Document / BkToCstmrStmt / GrpHdr / CreDtTm

Rec

ipie

ntSt

ruc

ture

dAdd

res

Type / Document / BkToCstmrStmt / GrpHdr / MsgRcpt / PstlAdr / AdrTpStreetName / Document / BkToCstmrStmt / GrpHdr / MsgRcpt / PstlAdr / StrtNmBuildingNo / Document / BkToCstmrStmt / GrpHdr / MsgRcpt / PstlAdr / BldgNbPostCode / Document / BkToCstmrStmt / GrpHdr / MsgRcpt / PstlAdr / PstCdTownName / Document / BkToCstmrStmt / GrpHdr / MsgRcpt / PstlAdr / TwnNmCountry / Document / BkToCstmrStmt / GrpHdr / MsgRcpt / PstlAdr / Ctry

Stat

emen

t

ID / Document / BkToCstmrStmt / Stmt / IdLegalSeqNo / Document / BkToCstmrStmt / Stmt / LglSeqNbFromDate / Document / BkToCstmrStmt / Stmt / FrToDt / FrDtTmToDate / Document / BkToCstmrStmt / Stmt / FrToDt / ToDtTmGenerationFinish / Document / BkToCstmrStmt / Stmt / CreDtTm

Acc

ount

Type / Document / BkToCstmrStmt / Stmt / Acct / Tp / PrtryName / Document / BkToCstmrStmt / Stmt / Acct / NmIBAN / Document / BkToCstmrStmt / Stmt / Acct / Id / IBANCurrency / Document / BkToCstmrStmt / Stmt / Acct / Ccy

RelatedAccount

Type / Document / BkToCstmrStmt / Stmt / RltdAcct / Tp / PrtryIBAN / Document / BkToCstmrStmt / Stmt / RltdAcct / Id / IBAN

Savi

ngsS

chem

a TargetCode / Document / BkToCstmrStmt / Stmt / AddtlStmtInf→ StmtInf / SvgsTgt / @Code

TargetName / Document / BkToCstmrStmt / Stmt / AddtlStmtInf→ StmtInf / SvgsTgt / Name

TargetAmount / Document / BkToCstmrStmt / Stmt / AddtlStmtInf→ StmtInf / SvgsTgt / @Amount

TargetDate / Document / BkToCstmrStmt / Stmt / AddtlStmtInf→ StmtInf / SvgsTgt / @Date

MonthlyPayment / Document / BkToCstmrStmt / Stmt / AddtlStmtInfPage 14 / 126 Saved: 5. 6. 2014 06:24:00 dop.document.docx

Version 1.0

Class Attribute XPath [ → Proprietary XPath referencing the proprietary elements schema (see chapter 5)]→ StmtInf / SvgsTgt / @Payment

CalculatedAttribute / Document / BkToCstmrStmt / Stmt / AddtlStmtInf→ StmtInf / SvgsTgt / @CalcAttr

Ow

ner

SubjectTypeWhile not persisted itself, it determines the location of other account owner attributes. / Document / BkToCstmrStmt / Stmt / Acct / Ownr / Id / OrgId represents a corporate subject / Document / BkToCstmrStmt / Stmt / Acct / Ownr / Id / PrvtId represents a person

Name / Document / BkToCstmrStmt / Stmt / Acct / Ownr / Nm

CIF

For SubjectType = “Corporation”:/ Document / BkToCstmrStmt / Stmt / Acct / Ownr / Id / OrgId / Othr [SchmeNm / Cd = ‘BANK’] / Id

For SubjectType = “Person”:/ Document / BkToCstmrStmt / Stmt / Acct / Ownr / Id / PrvtId / Othr [SchmeNm / Cd = ‘BANK’] / Id

ICO

For SubjectType = “Corporation”:/ Document / BkToCstmrStmt / Stmt / Acct / Ownr / Id / OrgId / Othr [SchmeNm / Prtry = ‘ICO’] / Id

For SubjectType = “Person”:/ Document / BkToCstmrStmt / Stmt / Acct / Ownr / Id / PrvtId / Othr [SchmeNm / Prtry = ‘ICO’] / Id

Pers

on

Gender / Document / BkToCstmrStmt / Stmt / Acct / Ownr / CtctDtls / NmPrfxRC / Document / BkToCstmrStmt / Stmt / Acct / Ownr / Id / PrvtId / Othr [SchmeNm / Prtry = ‘RC’] / IdBirthDate / Document / BkToCstmrStmt / Stmt / Acct / Ownr / Id / PrvtId / DtAndPlcOfBirth / BirthDtAge / Document / BkToCstmrStmt / Stmt / Acct / Ownr / Id / PrvtId / Othr [SchmeNm / Prtry = ‘Age’] / Id

Ow

ner

Stru

ctur

ed

Add

ress

StreetName / Document / BkToCstmrStmt / Stmt / Acct / Ownr / PstlAdr / StrtNmBuildingNo / Document / BkToCstmrStmt / Stmt / Acct / Ownr / PstlAdr / BldgNbPostCode / Document / BkToCstmrStmt / Stmt / Acct / Ownr / PstlAdr / PstCdTownName / Document / BkToCstmrStmt / Stmt / Acct / Ownr / PstlAdr / TwnNmCountry / Document / BkToCstmrStmt / Stmt / Acct / Ownr / PstlAdr / Ctry

Opening Booked Balance

Amount / Document / BkToCstmrStmt / Stmt / Bal [Tp / CdOrPrtry / Cd = ‘PRCD’] / AmtCRDBIndicator / Document / BkToCstmrStmt / Stmt / Bal [Tp / CdOrPrtry / Cd = ‘PRCD] / CdtDbtInd

Closing Booked Balance

Amount / Document / BkToCstmrStmt / Stmt / Bal [Tp / CdOrPrtry / Cd = ‘CLBD’] / AmtCRDBIndicator / Document / BkToCstmrStmt / Stmt / Bal [Tp / CdOrPrtry / Cd = ‘CLBD’] / CdtDbtInd

Closing Available Balance

Amount / Document / BkToCstmrStmt / Stmt / Bal [Tp / CdOrPrtry / Cd = ‘CLAV’] / AmtCRDBIndicator / Document / BkToCstmrStmt / Stmt / Bal [Tp / CdOrPrtry / Cd = ‘CLAV’] / CdtDbtInd

All Entries Summary

Count / Document / BkToCstmrStmt / Stmt / TxsSummry / TtlNtries / NbOfNtriesAmount / Document / BkToCstmrStmt / Stmt / TxsSummry / TtlNtries / TtlNetNtryAmtCRDBIndicator / Document / BkToCstmrStmt / Stmt / TxsSummry / TtlNtries / CdtDbtInd


Version 1.0

Class Attribute XPath [ → Proprietary XPath referencing the proprietary elements schema (see chapter 5)]

All Credits Summary

Count / Document / BkToCstmrStmt / Stmt / TxsSummry / TtlCdtNtries / NbOfNtriesAmount / Document / BkToCstmrStmt / Stmt / TxsSummry / TtlCdtNtries / Sum

All Debits Summary

Count / Document / BkToCstmrStmt / Stmt / TxsSummry / TtlDbtNtries / NbOfNtriesAmount / Document / BkToCstmrStmt / Stmt / TxsSummry / TtlDbtNtries / Sum

Entry

ID / Document / BkToCstmrStmt / Stmt / Ntry / NtryRefTxCode / Document / BkToCstmrStmt / Stmt / Ntry / BkTxCd / Prtry / Cd

Category / Document / BkToCstmrStmt / Stmt / Ntry / AddtlNtryInf→ / NtryInf / @Ctg

Initiator / Document / BkToCstmrStmt / Stmt / Ntry / AddtlNtryInf→ / NtryInf / @Ini

BookingChannel / Document / BkToCstmrStmt / Stmt / Ntry / AddtlNtryInf→ / NtryInf / @BkCh

ClearingMethod / Document / BkToCstmrStmt / Stmt / Ntry / AddtlNtryInf→ / NtryInf / @Mthd

CounterPartyAccountLocation / Document / BkToCstmrStmt / Stmt / Ntry / AddtlNtryInf→ / NtryInf / @CPAL

CounterPartyAccountID

For CounterPartyAccountIDFormat=”IBAN”:For PartyRole = “Creditor”:/ Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / DbtrAcct / Id / IBAN

For PartyRole = “Debtor”:/ Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / CdtrAcct / Id / IBAN

For CounterPartyAccountIDFormat=”Other”:For PartyRole = “Creditor”:/ Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / DbtrAcct / Id / Othr / Id

For PartyRole = “Debtor”:/ Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / CdtrAcct / Id / Othr / Id

CounterPartyAccountIDFormat While not persisted itself, it Determines the location of CounterPartyAccountID.Reversal / Document / BkToCstmrStmt / Stmt / Ntry / RvslInd

ReversalType / Document / BkToCstmrStmt / Stmt / Ntry / AddtlNtryInf→ / NtryInf / @RvsTp

Amount / Document / BkToCstmrStmt / Stmt / Ntry / AmtCRDBIndicator / Document / BkToCstmrStmt / Stmt / Ntry / CdtDbtIndPostingDate / Document / BkToCstmrStmt / Stmt / Ntry / BookDt / Dt


Version 1.0

Class Attribute XPath [ → Proprietary XPath referencing the proprietary elements schema (see chapter 5)]ValueDate / Document / BkToCstmrStmt / Stmt / Ntry / ValDt / DtEffectiveDate / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdDts / Prtry [Tp = ‘Effective’] / Dt / DtTimestamp / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdDts / TxDtTmBookerReference / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / Refs / AcctSvcrRef

Narrative / Document / BkToCstmrStmt / Stmt / Ntry / AddtlNtryInf→ / NtryInf / Nrtv

InstructionConversionD

etails

InstructedAmount / Document / BkToCstmrStmt / Stmt / Ntry / Ntry / NtryDtls [1] / TxDtls / AmtDtls / InstdAmt / AmtInstructedCurrency / Document / BkToCstmrStmt / Stmt / Ntry / Ntry / NtryDtls [1] / TxDtls / AmtDtls / InstdAmt / Amt / @CcyInstructionExchangeRate / Document / BkToCstmrStmt / Stmt / Ntry / Ntry / NtryDtls [1] / TxDtls / AmtDtls / InstdAmt / CcyXchg / XchgRate

PostingConversionDetai

ls

TransactionAmount / Document / BkToCstmrStmt / Stmt / Ntry / Ntry / NtryDtls [1] / TxDtls / AmtDtls / CntrValAmt / AmtTransactionCurrency / Document / BkToCstmrStmt / Stmt / Ntry / Ntry / NtryDtls [1] / TxDtls / AmtDtls / CntrValAmt / Amt / @CcyTransactionExchangeRate / Document / BkToCstmrStmt / Stmt / Ntry / Ntry / NtryDtls [1] / TxDtls / AmtDtls / CntrValAmt / CcyXchg / XchgRate

PaymentInitiatorReference / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / Refs / TxId

PaymentUrgency / Document / BkToCstmrStmt / Stmt / Ntry / AddtlNtryInf→ / NtryInf / @Urg

Euro

SIPS

Paym

ent

ConstSymbol / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / Refs / EndToEndIdUp to 4 numeric characters (digits) after the label “/KS” (case-sensitive)

MsgForBank / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RmtInf / Ustrd [2]MsgForAV / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RmtInf / Ustrd [1]Info1 / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RmtInf / Ustrd [3]Info2 / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RmtInf / Ustrd [4]

EuroSIPSPaymentCreditSy

mbols

VarSymbol / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / Refs / EndToEndIdUp to 10 numeric characters (digits) after the label “/VS” (case-sensitive)

SpecSymbol (/ Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / Refs / EndToEndIdUp to 10 numeric characters (digits) after the label “/SS” (case-sensitive)

Title / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / Cdtr / Nm

EuroSIPSPaymentDebitSym

bols

VarSymbol / Document / BkToCstmrStmt / Stmt / Ntry / AddtlNtryInf→ / NtryInf / @DVS

SpecSymbol / Document / BkToCstmrStmt / Stmt / Ntry / AddtlNtryInf→ / NtryInf / @DSS

Title / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / Dbtr / Nm


Version 1.0


Com

plex

Pay

men

t

PartyRole

While not persisted directly, it determines the choice between Cdtr and Dbtr in RltdPties and RltdAgts. <DbtrAcct> and <Dbtr> elements within <RltdPties> or <DbtrAgt> within <RltdAgts> indicate that the counter-party is the

debtor and thus the PartyRole = Creditor <CdtrAcct> and <Cdtr> elements within <RltdPties> or <CdtrAgt> within <RltdAgts> indicate that the counter-party is the

creditor and thus the PartyRole = Debtor. The only exception is the use of SDD CID which alwayse resides under the <Cdtr> / <Id> element (distinguishable by <SchmeNm> / <Prtry> = “CID”) regardless of the PartyRole.

If none of these elements are available, the value of PartyRole is irrelevant (because related parts of XML do not exist).FeeBearer / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / Chrgs / Br

FeeAccountNo / Document / BkToCstmrStmt / Stmt / Ntry / AddtNtryInf→ / NtryInf / @FeeAccNo

PaymentTitle1. / Document / BkToCstmrStmt / Stmt / Ntry / AddtNtryInf → / NtryInf / @Ttl2. / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / Refs / InstrId

RemittanceInfo

For RemittanceInfoFormat = “Structured”:/ Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RmtInf / Strd

For RemittanceInfoFormat = “Unstructured”:/ Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RmtInf / Ustrd

RemittanceInfoFormat While not persisted itself, it determines the location of RemittanceInfo.

Paym

ent

Fee

Type / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / Chrgs / Tp / Prtry / Id

Amount / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / Chrgs / Amt/ Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / Chrgs / CdtDbtInd

Currency / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / Chrgs / Amt / @CcyExchangeRate / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / Chrgs / Rate

CounterParty Name

For PartyRole = “Creditor”:/ Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / Dbtr / Nm

For PartyRole = “Debtor”:/ Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / Cdtr / Nm

UnstructuredAddress

For PartyRole = “Creditor”:/ Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / Dbtr / PstlAdr / AdrLine

For PartyRole = “Debtor”:/ Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / Cdtr / PstlAdr / AdrLine

Country

For PartyRole = “Creditor”:/ Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / Dbtr / PstlAdr / Ctry

For PartyRole = “Debtor”:


Version 1.0

Class Attribute XPath [ → Proprietary XPath referencing the proprietary elements schema (see chapter 5)]/ Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / Cdtr / PstlAdr / Ctry

CounterParty

Agent

BIC

For PartyRole = “Creditor”:/ Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdAgts / DbtrAgt / FinInstnId / BIC

For PartyRole = “Debtor”:/ Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdAgts / CdtrAgt / FinInstnId / BIC

Name

For PartyRole = “Creditor”:/ Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdAgts / DbtrAgt / FinInstnId / Nm

For PartyRole = “Debtor”:/ Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdAgts / CdtrAgt / FinInstnId / Nm

Address

For PartyRole = “Creditor”:/ Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdAgts / DbtrAgt / FinInstnId / PstlAdr / AdrLine

For PartyRole = “Debtor”:/ Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdAgts / CdtrAgt / FinInstnId / PstlAdr / AdrLine

IntermediateParty

Agent

BIC / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdAgts / IntrmyAgt1 / FinInstnId / BICName / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdAgts / IntrmyAgt1 / FinInstnId / NmAddress / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdAgts / IntrmyAgt1 / FinInstnId / PstlAdr / AdrLine

ForeignPayment

MethodOfPayment / Document / BkToCstmrStmt / Stmt / Ntry / AddtNtryInf→ / NtryInf / @MOP

NonSTPReasonCode / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / AddtlTxInf

SEPA

Pay

men

t

SchemeCode / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / BkTxCd / Fmly / SubFmlyCd EndToEndID / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / Refs / EndToEndIdBulkID / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / Refs / Prtry [Tp = “BulkID”] / RefSettlementDate / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdDts / IntrBkSttlmDt

PaymentPurpose

CategoryPurpose / Document / BkToCstmrStmt / Stmt / Ntry / AddtNtryInf→ / NtryInf / @CtgPurp

Purpose / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / Purp / Cd

SEPA Payment Return

Info

RMsgType / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RtrInf / AddtlInf [1]ReasonCode / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RtrInf / Rsn / CdOriginalInitiatorReference / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RtrInf / AddtlInf [3]OriginalBookerReference / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RtrInf / AddtlInf [2]OriginalTransactionAmount / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RtrInf / AddtlInf [4]OriginalTransactionCurrency / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RtrInf / AddtlInf [5]OriginatorBIC / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RtrInf / Orgtr / Id / OrgId / BICOrBEIOriginatorName / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RtrInf / Orgtr / Nm


Version 1.0


SEPA

Paym

entC

ount

erPa

rty

SubjectType While not persisted directly, it determinesthe choice between OrgId and PrvtId under counter-party Id.

BIC

For PartyRole = “Creditor”:/ Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / Dbtr / Id / OrgId / BICOrBEI

For PartyRole = “Debtor”:/ Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / Cdtr / Id / OrgId / BICOrBEI

BirthDate

For PartyRole = “Creditor”:/ Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / Dbtr / Id / PrvtId / DtAndPlcOfBirth / BirthDt

For PartyRole = “Debtor”:/ Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / Cdtr / Id / PrvtId / DtAndPlcOfBirth / BirthDt

BirthProvince

For PartyRole = “Creditor”:/ Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / Dbtr / Id / PrvtId / DtAndPlcOfBirth / PrvcOfBirth

For PartyRole = “Debtor”:/ Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / Cdtr / Id / PrvtId / DtAndPlcOfBirth / PrvcOfBirth

BirthCity

For PartyRole = “Creditor”:/ Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / Dbtr / Id / PrvtId / DtAndPlcOfBirth / CityOfBirth

For PartyRole = “Debtor”:/ Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / Cdtr / Id / PrvtId / DtAndPlcOfBirth / CityOfBirth

BirthCountry

For PartyRole = “Creditor”:/ Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / Dbtr / Id / PrvtId / DtAndPlcOfBirth / CtryOfBirth

For PartyRole = “Debtor”:/ Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / Cdtr / Id / PrvtId / DtAndPlcOfBirth / CtryOfBirth


Version 1.0


SEPA

Paym

entC

ount

erPa

rty

Stru

ctur

edA

ddre

ss

Country

For PartyRole = “Creditor”:For SubjectType = “Person”:/ Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / Dbtr / Id / PrvtId / Othr / Id

For SubjectType = “Corporation”:/ Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / Dbtr / Id / OrgId / Othr / Id

For PartyRole = “Debtor”:For SubjectType = “Person”:/ Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / Cdtr / Id / PrvtId / Othr / Id

For SubjectType = “Corporation”:/ Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / Cdtr / Id / OrgId / Othr / Id

SEPA

Paym

ent C

ount

erPa

rtyI

D ID

For PartyRole = “Creditor”:For SubjectType = “Person”:/ Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / Dbtr / Id / PrvtId / Othr / Id

For SubjectType = “Corporation”:/ Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / Dbtr / Id / OrgId / Othr / Id

For PartyRole = “Debtor”:For SubjectType = “Person”:/ Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / Cdtr / Id / PrvtId / Othr / Id

For SubjectType = “Corporation”:/ Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / Cdtr / Id / OrgId / Othr / Id

SchemeType While not persisted directly, it determines the choice between SchmeNm/Cd and SchmeNm/Prtry.SchemeName For PartyRole = “Creditor”:

For SubjectType = “Person”:For SchemeType = “Code”:

/ Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / Dbtr / Id / PrvtId / Othr / SchmeNm / Cd

For SchemeType = “Proprietary”:/ Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / Dbtr / Id / PrvtId / Othr / SchmeNm / Prtry

For SubjectType = “Corporation”:For SchemeType = “Code”:

/ Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / Dbtr / Id / OrgId / Othr / SchmeNm / Cd


Version 1.0


For SchemeType = “Proprietary”:/ Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / Dbtr / Id / OrgId / Othr / SchmeNm / Prtry

For PartyRole = “Debtor”:For SubjectType = “Person”:

For SchemeType = “Code”:/ Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / Cdtr / Id / PrvtId / Othr / SchmeNm / Cd

For SchemeType = “Proprietary”:/ Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / Cdtr / Id / PrvtId / Othr / SchmeNm / Prtry

For SubjectType = “Corporation”:For SchemeType = “Code”:

/ Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / Cdtr / Id / OrgId / Othr / SchmeNm / Cd

For SchemeType = “Proprietary”:/ Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / Cdtr / Id / OrgId / Othr / SchmeNm / Prtry

SchemeIssuer

For PartyRole = “Creditor”:For SubjectType = “Person”:/ Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / Dbtr / Id / PrvtId / Othr / Issr

For SubjectType = “Corporation”:/ Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / Dbtr / Id / OrgId / Othr / Issr

For PartyRole = “Debtor”:For SubjectType = “Person”:/ Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / Cdtr / Id / PrvtId / Othr / Issr

For SubjectType = “Corporation”:/ Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / Cdtr / Id / OrgId / Othr / Issr

SEPA

Paym

ent

Ulti

mat

eCre

dito

r Name / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / UltmtCdtr / NmSubjectType While not persisted directly, it determines the choice between OrgId and PrvtId under ultimate-party Id. BIC / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / UltmtCdtr / Id / OrgId / BICOrBEIBirthDate / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / UltmtCdtr / Id / PrvtId / DtAndPlcOfBirth / BirthDtBirthProvince / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / UltmtCdtr / Id / PrvtId / DtAndPlcOfBirth / PrvcOfBirthBirthCity / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / UltmtCdtr / Id / PrvtId / DtAndPlcOfBirth / CityOfBirthBirthCountry / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / UltmtCdtr / Id / PrvtId / DtAndPlcOfBirth / CtryOfBirth


Version 1.0


SEPA

Paym

entU

ltim

ate

Cre

dito

r St

ruct

ured

Add

ress

Country

For SubjectType = “Person”:/ Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / UltmtCdtr / Id / PrvtId / Othr / Id

For SubjectType = “Corporation”:/ Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / UltmtCdtr / Id / OrgId / Othr / Id

SEPA

aym

entU

ltim

ate

Cre

dito

rID

ID



SchemeType While not persisted directly, it determines the choice between SchmeNm/Cd and SchmeNm/Prtry.

SchemeName

For SubjectType = “Person”:For SchemeType = “Code”:/ Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / UltmtCdtr / Id / PrvtId / Othr / SchmeNm / Cd

For SchemeType = “Proprietary”:/ Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / UltmtCdtr / Id / PrvtId / Othr / SchmeNm / Prtry

For SubjectType = “Corporation”:For SchemeType = “Code”:/ Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / UltmtCdtr / Id / OrgId / Othr / SchmeNm / Cd

For SchemeType = “Proprietary”:/ Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / UltmtCdtr / Id / OrgId / Othr / SchmeNm / Prtry

SchemeIssuer

For SubjectType = “Person”:/ Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / UltmtCdtr / Id / PrvtId / Othr / Issr

For SubjectType = “Corporation”:/ Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / UltmtCdtr / Id / OrgId / Othr / Issr

SEPA

Paym

ent U

ltim

ateD

ebto

r Name / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / UltmtCdtr / NmSubjectType While not persisted directly, it determines the choice between OrgId and PrvtId under ultimate-party Id. BIC / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / UltmtCdtr / Id / OrgId / BICOrBEIBirthDate / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / UltmtCdtr / Id / PrvtId / DtAndPlcOfBirth / BirthDtBirthProvince / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / UltmtCdtr / Id / PrvtId / DtAndPlcOfBirth / PrvcOfBirthBirthCity / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / UltmtCdtr / Id / PrvtId / DtAndPlcOfBirth / CityOfBirthBirthCountry / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / UltmtCdtr / Id / PrvtId / DtAndPlcOfBirth / CtryOfBirth


Version 1.0


SEPA

Pay

men

tUlti

mat

e D

ebto

r St

ruct

ured

Add

ress

Country



SEPA

aym

entU

ltim

ate

Deb

torID

ID



SchemeType While not persisted directly, it determines the choice between SchmeNm/Cd and SchmeNm/Prtry.

SchemeName

For SubjectType = “Person”:For SchemeType = “Code”:/ Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / UltmtCdtr / Id / PrvtId / Othr / SchmeNm / Cd

For SchemeType = “Proprietary”:/ Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / UltmtCdtr / Id / PrvtId / Othr / SchmeNm / Prtry

For SubjectType = “Corporation”:For SchemeType = “Code”:/ Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / UltmtCdtr / Id / OrgId / Othr / SchmeNm / Cd

For SchemeType = “Proprietary”:/ Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / UltmtCdtr / Id / OrgId / Othr / SchmeNm / Prtry

SchemeIssuer

For SubjectType = “Person”:/ Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / UltmtCdtr / Id / PrvtId / Othr / Issr

For SubjectType = “Corporation”:/ Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / UltmtCdtr / Id / OrgId / Othr / Issr

SDD

Pay

men

t

CreditorID

For CounterParty.SubjectType = “Person”:/ Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / Cdtr / Id / PrvtId / Othr [SchmeNm / Prtry = “CID”] / Id

For CounterParty.SubjectType = “Corporation”:/ Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / Cdtr / Id / OrgId / Othr [SchmeNm / Prtry = “CID”] / Id

MandateReference / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / Refs / MndtIdMandateSignDate / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdDts / Prtry [Tp = “MandateSign”] / Dt / DtSequenceType / Document / BkToCstmrStmt / Stmt / Ntry / AddtNtryInf


Version 1.0

Class Attribute XPath [ → Proprietary XPath referencing the proprietary elements schema (see chapter 5)]→ / NtryInf / @SqTp

Deb

itCar

d Tr

ansa

ctio

n

ExternalReference / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / Refs / TxId

CardNumber 1. / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / Refs / Prtry [Tp = “CardNumber”] / Ref2. / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / Refs / ChqNb

InstructionDateInstructionTime / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdDts / Prtry [Tp = “POSTransaction”] / Ref

MerchantID / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdAgts / Prtry / Agt / BrnchId / IdMerchantLocation / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdAgts / Prtry / Agt / BrnchId / PstlAdr / AdrLine

MerchantCategoryCode / Document / BkToCstmrStmt / Stmt / Ntry / AddtNtryInf→ / NtryInf / @MCC

CardHolderName / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / InitgPty / NmCMSProcessingDate / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdDts / Prtry [Tp = “CMSProcessing”] / Dt / Dt

Loan Transacti

onLoanNo / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / Refs / EndToEndId

ServiceRequestFee RequestID / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / Refs / Prtry [Tp = “RequestID”] / Ref

Stru

ctur

edFe

e FeeType / Document / BkToCstmrStmt / Stmt / Ntry / AddtNtryInf→ / NtryInf / @FeeTp

ItemsSum / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [2] / TxDtls [BkTxCd / Prtry / Cd = ‘S’] / AmtDtls / InstdAmt / Amt

ItemsSumCRDBIndicator / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [2] / TxDtls [BkTxCd / Prtry / Cd = ‘S’] / AddtlTxInf→ / TxInf2/ @CdtDbtInd

FinalAmount / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [2] / Btch / TtlAmtFinalAmountCRDBIndicator / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [2] / Btch / CdtDbtInd

Stru

ctur

edFe

e D

etai

l

ID / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [2] / TxDtls / Refs / AcctSvcrRefLineNo / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [2] / TxDtls / Refs / Prtry [Tp = ‘LineNumber] / RefDetailType / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [2] / TxDtls / BkTxCd / Prtry / CdInstructedAmount / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [2] / TxDtls / AmtDtls / InstdAmt / Amt

CRDBIndicator / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [2] / TxDtls / AddtlTxInf→ / TxInf2/ @CdtDbtInd

Narrative / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [2] / TxDtls / AddtlTxInf→ / TxInf2/ Nrtv

StructuredFee

Variable

TxTypeCode / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [2] / TxDtls / AddtlTxInf→ / TxInf2/ TxTpCd

InstructedUnitPrice / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [2] / TxDtls / AmtDtls / PrtryAmt / AmtStructuredFeeQualifiedVariable

Count / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [2] / TxDtls / RltdQties [Prtry / Tp = ‘Count’] / Prtry / QtyStructured PackageIncluded / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [2] / TxDtls / AddtlTxInf


Version 1.0

Class Attribute XPath [ → Proprietary XPath referencing the proprietary elements schema (see chapter 5)]FeeItem → / TxInf2/ PckgIncl

Structured Fee

ModifierMode / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [2] / TxDtls / AmtDtls / PrtryAmt / Tp

Monthly Fee Item Modifier

LowerBound / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [2] / TxDtls / RltdQties [Prtry / Tp = ‘LowerBound’] / Prtry / QtyUpperBound / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [2] / TxDtls / RltdQties [Prtry / Tp = ‘UpperBound’] / Prtry / Qty

3. XML file structure

ISO Index Item Name XML Tag Cardi-

nality Data type Restrictions vs. ISO standard and additional info

Document root Document [1..1]

+Recipient root BkToCstmrStmt [1..1]1.0 ++GroupHeader GrpHdr [1..1] For details see chapter 3.1.

2.0 ++Statement Stmt [1..n] For details see chapter 3.2.


Version 1.0

3.1. GroupHeaderXPath / Document / BkToCstmrStmt / GrpHdr



1.1 MessageIdentification MsgId [1..1] String [35]

Unique message identifier.

Format: [BIC]-[YYYY]-[MM]-[DD]-[ID], where:

BIC (11 characters) is the BIC of the bank that generated the message

YYYY (4 digits), MM (2 digits) and DD (2 digits) is the year, month and day the message was generated

ID (max. 12 characters) is a unique message ID within the day

1.2 CreationDateTime CreDtTm [1..1] DateTime Date and time at which the message creation was finished.

Format: [YYYY]-[MM]-[DD]T[hh]:[mm]:[ss].[f]+01:00, where:

YYYY (4 digits), MM (2 digits) and DD (2 digits) are the year, month and day


Version 1.0



hh (two digits), mm (two digits), ss (2 digits) and f (1 digit) are the hour, minute, second and fraction of second

1.3 MessageRecipient MsgRcpt [0..0] Not used.1.4 MessagePagination MsgPgntn [0..1] Present if the message is split into several files.

8.1.0 +PageNumber PgNb [1..1] String [5]Only digits allowed.

Sequence number of the message “part”.

8.1.1 +LastPageIndicator LastPgInd [1..1] Boolean true if this is the last part of the message.

1.5 AdditionalInformation AddtInf [0..0] String [500] Not used.


Version 1.0

3.2. StatementXPath / Document / BkToCstmrStmt / Stmt


Version 1.0

4. ISO Index Item Name XML Tag Cardi-


2.1 Identification Id [1..1] String [35]

Unique statement identifier.

Format [IBAN]-[YYYY]-[MM]-[DD], where:

IBAN (24 characters) is the account number in SK IBAN format

YYYY (4 digits), MM (2 digits) a DD (2 digits) are the year, month and day of the last business day covered by the statement.

2.2 ElectronicSequenceNumber ElctrncSeqNb [0..1] Number [18,0]Present for on-demand statements if specified within the request.

Not used for sequential statements.

2.3 LegalSequenceNumber LglSeqNb [0..1] Number [3,0]

Present for sequential statements. Not present for on-demand statements.Maximal number of digits is 3.

A sequential statement order number within a given statement definition and a year.

2.4 CreationDateTime CreDtTm [1..1] DateTime

Date and time at which the statement creation finished.

Format [YYYY]-[MM]-[DD]T[hh]:[mm]:[ss].[f]+01:00, where:

YYYY (4 digits), MM (2 digits) a DD (2 digits) are the year, month and day

hh (2 digits), mm (2 digits), ss (2 digits) a f (1 digit) are the hour, minute, second and fraction of a second

2.5 FromToDate FrToDt [1..1]Always present.

Specifies the interval of business dates covered by the statement.

5.1.0 +FromDateTime FrDtTm [1..1] DateTime

First business date covered by the statement.

Format [YYYY]-[MM]-[DD]T00:00:00.0+01:00, where:



Version 1.0



5.1.1 +ToDateTime ToDtTm [1..1] DateTime

Last business date coverd by the statement.

Format [YYYY]-[MM]-[DD]T00:00:00.0+01:00, where:


2.6 CopyDuplicateIndicator CpyDplctInd [0..0] CopyDuplicate-1Code Not used.

2.7 ReportingSource RptgSrc [0..0] Not used.

2.10 Account Acct [1..1] For details see chapter 4.1.1.

2.11 RelatedAccount RltdAcct [0..1]Connects the account to its savings schema and vice versa.

For details see chapter 4.1.2.

2.12 Interest Intrst [0..0] Not used.

2.23 Balance Bal [3..3]Always three instances present – opening and closing booked and closing available balance.


2.43 TransactionsSummary TxsSummry [1..1]Always present.


2.76 Entry Ntry [1..n] For details see chapter 4.1.5.

2.315 AdditionalStatement-Information AddtlStmtInf [0..1] String [500]

Present for accounts of type “SS” (savings schema) that have defined a savings target (saving target code is not null).

Element structure is described by the StmtAddtlInf element of the proprietary elements schema (see chapter 5).

For details see Table 2.

Attribute name Tag name Data type Remarks

Savings target code SvgsTgt / @Code Number [3,0]

Savings target name SvgsTgt / Name String [40]


Version 1.0

Attribute name Tag name Data type Remarks

Savings target amount SvgsTgt / @Amount Number [15,2]

Savings target date SvgsTgt / @Date Date

Monthly payment SvgsTgt / @Payment Number [15,2]

Calculated attribute SvgsTgt / @CalcAttr String Enumeration

Of the three attributes “Amount”, “Date” and “Payment”, two are always set by the customer and the third is calculated by the system for the “equation” to work.

This attribute identifies, which of the three attributes is the calculated one.

Allowed values are “Amount”, “Date” and “Payment”.

Table 2: Contents of the Statement Additional Info element.


Version 1.0

4.1.1. AccountXPath / Document / BkToCstmrStmt / Stmt / Acct



1.2.0 Identification Id [1..1]

1.2.1 +IBAN Only one of these elements is

IBAN [1..1] String [24] Always present.

Format: „SK“[0-9]{2,2}[0-9]{20,20}

Last 20 digits are combined of bank code (4 digits), account prefix (6


Version 1.0



presentdigits) and account retail number (10 digits).

1.2.2 +Other Othr [0..0] Not used.

1.2.8 Type Tp [1..1] Always present.

1.2.9 +Code

Only one of these elements is present

Code [0..0] CashAccountType4Code Not used.

1.2.10 +Proprietary Prtry [1..1] String Enumeration

Always present.

Identifies the account type.

Only following values are allowed:

„BU“ for current accounts

„SS“ for savings schema accounts

1.2.11 Currency Ccy [1..1] String [3]Always present.

International currency code according to ISO 4217.

1.2.12 Name Nm [1..1] String [20]Always present.

Maximal length is 20.

1.2.13 Owner Ownr [1..1]Always present.

For details see chapter 4.1.1.1.

1.2.56 Servicer Svcr [0..0] Not used.


Version 1.0

4.1.1.1. OwnerXPath / Document / BkToCstmrStmt / Stmt / Acct / Ownr



9.1.0 Name Nm [1..1] String [100]Always present.


9.1.1 PostalAddress PstlAdr [0..1]Represents the account owner address of residence.

For details see chapter 4.1.1.1.1.

9.1.12 Identification Id [1..1]Always present.


9.1.33 CountryOfResidence CtryOfRes [0..0] String [2] Not used.

9.1.34 ContactDetails CtctDtls [0..1]Present if the account owner is a Slovak resident and his BirthNumber is available.



Version 1.0

4.1.1.1.1. PostalAddress

XPath / Document / BkToCstmrStmt / Stmt / Acct / Ownr / PstlAdr



9.1.2 AddressType AdrTp [0..0] String Enumeration Not used.

9.1.3 Department Dept [0..0] Max70Text Not used

9.1.4 SubDepartment SubDept [0..0] Max70Text Not used

9.1.5 StreetName StrtNm [0..1] String [70] Present if available.

First 70 characters of StreetName (can have up to 100 characters in


Version 1.0



the source system).

9.1.6 BuildingNumber BldgNb [1..1] String [15]Always present.


9.1.7 PostCode PstCd [1..1] String [9]Always present.


9.1.8 TownName TwnNm [1..1] String [35]Always present.

First 35 characters of TownName (can have up to 100 characters in the source system).

9.1.9 CountrySubDivision CtrySubDvsn [0..0] Max35Text Not used.

9.1.10 Country Ctry [0..1] String [2]

Present if available.


International country code according to ISO 3166-1 alpha-2.

Format [A-Z]{2,2}

9.1.11 AddressLine AdrLine [0..0] Max70Text Not used.

4.1.1.1.2. Identification

XPath / Document / BkToCstmrStmt / Stmt / Acct / Ownr / Id

ISO Index Item Name XML

TagCardi-nality Data type Restrictions vs. ISO standard and additional info

9.1.13 OrganisationIdentification Only one of these OrgId [1..1] Identifies a corporate subject.


Version 1.0

ISO Index Item Name XML

TagCardi-nality Data type Restrictions vs. ISO standard and additional info

elements is present

For details see chapter 4.1.1.1.2.1.

9.1.21 PrivateIdentification PrvtId [1..1]Identifies a person.


4.1.1.1.2.1. OrganisationIdentification

XPath / Document / BkToCstmrStmt / Stmt / Acct / Ownr / Id / OrgId



9.1.14 BICOrBEI BICOrBEI [0..0] AnyBICIdentifier Not used.

9.1.15 Other Othr [2..2] Always two instances present.

9.1.16 +Identification Id [1..1] String [8] For details see Table 3.


Version 1.0



9.1.17 +SchemeName SchmeNm [1..1] Always present.

9.1.18 ++Code Only one of these elements is present

Cd [1..1] ExternalOrganisation-Identification!Code For details see Table 3.

9.1.19 ++Proprietary Prtry [1..1] String Enumeration For details see Table 3.

9.1.20 +Issuer Issr [1..1] Max35TextAlways present.


ID TypeSchmeNm

Issr Formát elementu IdTag Hodnota

CIF Cd BANK TATRSKBX String [6]

IČO Prtry ICO ORSRString [8]

Format [0-9]{6,8}

Table 3: Corporate customer identication attributes.


Version 1.0

4.1.1.1.2.2. PrivateIdentification

XPath / Document / BkToCstmrStmt / Stmt / Acct / Ownr / Id / PrvtId



9.1.22 DateAndPlaceOfBirth DtAndPlcOfBirth [0..1] Present if the account owner is a Slovak resident and his BirthNumber is available.

9.1.23 +BirthDate BirthDt [1..1] Date Always present.


Version 1.0



9.1.24 +ProvinceOfBirth PrvcOfBirth [0..0] Max35Text Not used.

9.1.25 +CityOfBirth CityOfBirth [1..1] Max35Text Not used (always “N/A”).

9.1.26 +CountryOfBirth CtryOfBirth [1..1] CountryCode Not used (always „SK“).

9.1.27 Other Othr [1..4] One to four instances present.

9.1.28 +Identification Id [1..1] String [10] For details see Table 4.

9.1.29 +SchemeName SchmeNm [1..1] Always present.


Cd [1..1] ExternalOrganisation-Identification!Code For details see Table 4.

9.1.31 ++Proprietary Prtry [1..1] String Enumeration For details see Table 4.

9.1.32 +Issuer Issr [1..1] Max35TextAlways present


ID TypeSchmeNm

Issr Formát elementu Id RemarksTag Hodnota

CIF Cd BANK TATRSKBX String [6]

IČO Prtry ICO ORSRString [8]

Format [0-9]{6,8}Present if the customer is a sole-trader.

Birth number Prtry RC MVSRString [10]

Format [0-9]{6,6}[0-9]{1,4}Present if available.

Age Prtry Age MVSRString [3]

Format [0-9]{1,3}Present if the account owner is a Slovak resident and his BirthNumber is available.

Table 4: Person identication attributes.


Version 1.0

4.1.1.1.3. ContactDetails

XPath / Document / BkToCstmrStmt / Stmt / Acct / Ownr / CtctDtls



9.1.35 NamePrefix NmPrfx [1..1] String Enumeration

Always present.

Identifies the customer gender.

Only following values are used:

„MIST“ for male customers „MADM“ for female customers

9.1.36 Name Nm [0..0] String [100] Not used.

9.1.37 PhoneNumber PhneNb [0..0] PhoneNumber Not used.

9.1.38 MobilNumber MobNb [0..0] PhoneNumber Not used.

9.1.39 FaxNumber FaxNb [0..0] PhoneNumber Not used.

9.1.40 EmailAddress EmailAdr [0..0] String [100] Not used.

9.1.41 Other Othr [0..0] String [35] Not used.


Version 1.0



4.1.2. RelatedAccountXPath / Document / BkToCstmrStmt / Stmt / RltdAcct




1.1.1 +IBAN Only one of these elements is

IBAN [1..1] String [24] Always present.

Format: „SK“[0-9]{2,2}[0-9]{20,20}

Last 20 digits are combined of bank code (4 digits), account prefix (6


Version 1.0



presentdigits) and account retail number (10 digits).


1.1.8 Type Tp [1..1] Always present.

1.1.9 +Code

Only one of these elements is present

Cd [0..0] ExternalAccount-IdentificationCode Not used.

1.1.10 +Proprietary Prtry [1..1] String Enumeration

Always present.

Identifies the related account type.


„BU“ for current accounts

„SS“ for savings schema accounts

1.1.11 Currency Ccy [0..0] ActiveOrHistory-CurrencyCode Not used.

1.1.12 Name Nm [0..0] Max70Text Not used.


Version 1.0

4.1.3. BalanceXPath / Document / BkToCstmrStmt / Stmt / Bal



2.24 Type Tp [1..1]

2.25 +CodeOrProprietary CdOrPrtry [1..1]

2.26 ++CodeOnly one of these elements

Cd [1..1] String EnumerationIdentifies the balance type.

Only values from Table 5 allowed.

2.27 ++Proprietary Prtry [0..0] Max35Text Not used.


Version 1.0



is present2.28 +SubType SubTp [0..0] Not used.

2.31 CreditLine CdtLine [0..0] Not used.

2.34 Amount Amt [1..1] Number [18,5]Absolute balance amount.

Cannot be negative.

@Currency Ccy [1..1] String [3]

Balance currency.

An attribute of the Amount element.


2.35 CreditDebitIndicator CdtDbtInd [1..1] String Enumeration

Indicates, whether the balance is positive or negative.


„CRDT“ for positive (and zero) balances

„DBIT“ for negative balances

2.36 Date Dt [1..1]

4.1.0 +DateOnly one of these elements is present

Dt [1..1] Date

Balance validity date1.

Always the last day covered by the statement (equals Stmt / FrToDt / ToDtTm).

Format [YYYY]-[MM]-[DD], where:

YYYY (4 digits), MM (2 digits) a DD (2 digits) are the year, month and day.

4.1.1 +DateTime DtTm [0..0] DateTime Not used.

2.37 Availability Avlbty [0..0] Not used.

Type Description Validity Date

PRCD Opening booked amount2. Start of period covered by the statement.

1 For PRCD balance, the actual balance validity day is the last day of the previous reporting period; the last day of the current period is used as the reference date however.2 Strictly speaking, PRCD is the closing booked amount of the previos reporting period, which is identical to the opening booked amount of the actual period.


Version 1.0



CLBD Closing booked amount.End of period covered by the statement.

CLAV Closing available amount.

Table 5: Balance types.


Version 1.0

4.1.4. TransactionsSummaryXPath / Document / BkToCstmrStmt / Stmt / TxsSummry


Version 1.0



2.44 TotalEntries TtlNtries [1..1] Always present.

2.45 +NumberOfEntries NbOfNtries [1..1] String [15]

Always present.

Only digits allowed (format [0-9]{1,15}).

Total number of movements on the account within the period covered by the statement.

2.46 +Sum Sum [0..0] Number [18,17] Not used.

2.47 +TotalNetEntryAmount TtlNetNtryAmt [1..1] Number [18,17]

Always present.

Sum of all movements on the account within the period covered by the statement. Represents the difference between closing and opening balance.

2.48 +CreditDebitIndicator CdtDbtInd [1..1] String Enumeration

Always present.

Indicates, whether the TotalNetEntryAmount element value is positive or negative.


„CRDT“ for positive (and zero) values

„DBIT“ for negative values

2.49 TotalCreditEntries TtlCdtNtries [1..1] Always present.

2.50 +NumberOfEntries NbOfNtries [1..1] String [15]

Always present.


Total number of credits on the account within the period covered by the statement.

2.51 +Sum Sum [1..1] Number [18,17]Always present.

Sum of all credits on the account within the period covered by the statement.

2.52 TotalDebitEntries TtlDbtNtries [1..1] Always present.

2.53 +NumberOfEntries NbOfNtries [1..1] String [15] Always present.


Version 1.0




Total number of debits on the account within the period covered by the statement.

2.54 +Sum Sum [1..1] Number [18,17]Always present.

Sum of all credits on the account within the period covered by the statement.

2.55 TotalEntriesPer-BankTransactionCode TtlNtriesPerBkTxCd [0..0] Not used.


Version 1.0

4.1.5. EntryXPath / Document / BkToCstmrStmt / Stmt / Ntry


Version 1.0



2.77 EntryReference NtryRef [1..1] String [18]

Always present.

Only digits allowed.

A unique movement identifier.

2.78 Amount Amt [1..1] Number [15,2]Absolute movement amount.

Cannot be negative.


Movement currency.




Indicates whether the movement is a credit or a debit.


„CRDT“ for credits (and zero movements)

„DBIT“ for debits

2.80 ReversalIndicator RvslInd [0..1] Boolean

Present only if true. (defaults to false).

True if Entry.ReversalType is “R” or “S”.

Only booked entries can be reversed.

2.81 Status Sts [1..1] String Enumeration


„BOOK“ for already booked entries.

„PDNG“ for entries where not all conditions for a successful booking are yet fulfilled

„INFO“ for entries where „booking“ is an irrelevant term

2.82 BookingDate BookDt [1..1] Always present.


Dt [1..1] DateAlways present.

Movement posting date.



Version 1.0



2.83 ValueDate ValDt [1..1] Always present.


Dt [1..1] DateAlways present.

Value date of the related transaction.


2.84 AccountServicerReference AcctSvcrRef [0..0] String [35] Not used.


2.91 BankTransactionCode BkTxCd [1..1] For details see chapter 4.1.5.1.

2.100 CommissionWaiverIndicator ComssnWvrInd [0..0] Boolean Not used.

2.101 AdditionalInformationIndicator AddtInfInd [0..0] Not used.

2.104 AmountDetails AmtDtls [0..0] Not used.

2.105 Charges Chrgs [0..0] Not used.

2.119 TechnicalInputChannel TechInptChanl [0..0] Not used.


2.135 EntryDetails NtryDtls [1..2]

One or two instances present, depending on the movement category:

The first instance is always present. For details see chapter 4.1.5.2.

The second instance is only present if the movement category is CA_104 (current account transakcions fee). This second instance contains information about individual fee items. For details see chapter 4.1.5.3.

2.314 AdditionalEntryInformation AddtNtryInf [0..1] String [500]

Present if not empty.

Element structure is described by the NtryInf element of the proprietary elements schema (see chapter 5).

Individual elements are optional. Their availability depends on the movement category, as shown in Table 6.


Version 1.0

Attribute name Tag name Data type Cardinality Relevance Remarks

Category Ctg String [6] [1..1]

All movements.

Format [A-Z]{3,3}[0-9]{3,3}

Business Initiator Ini String [3] [1..1]

Booking Channel BkCh String [3] [1..1]

Payment Method Mthd String [1] [1..1]

Counter-party Account Location CPAL String [1] [1..1]

Reversal Type RvsTp String [1] [0..1] Present if / Document / BkToCstmrStmt / Stmt / Ntry / RvslInd = true.

Payment Urgency Urg String [1] [1..1]

Narrative Nrtv String [140] [0..1]

Debit Variable symbol DVS Number [10] [0..1] EuroSIPS payments (transactions with payment method “N”)Debit specific symbol DSS Number [10] [0..1]

Payment Title Ttl String [3] [0..1] Non-EuroSIPS payments (transactions with payment method other than “N”)

Category Purpose CtgPurp String [4] [0..1] SCT and SDD payments (transactions with payment method “S”)

GPP Method of Payment MOP String [6] [0..1] Foreign payments (transactions with payment method “W”)

Merchant Category Code MCC Number [4,0] [0..1] Card transactions (categories with prefix “Crd”)

FeeAccountNumber FeeAccNo String [24] [0..1] Foreign payments (transactions with payment method “W”)

Format: „SK“[0-9]{2,2}[0-9]{20,20}

Last 20 digits are combined of bank code (4 digits), account prefix (6 digits) and account retail number (10 digits).

SDD Sequence Type SqTp String [4] [0..1] SDD payments (category SDD410) Only values from Table 7 allowed.

Table 6: Contents of the Entry Additional Info element.


Version 1.0

Code Name Description

FNAL Final Final collection of a series of direct debit instructions.

FRST First First collection of a series of direct debit instructions.

OOFF OneOff Direct debit instruction where the debtor’s authorisation is used to initiate one single direct debit transaction.

RCUR Recurring Direct debit instruction where the debtor’s authorisation is used for regular direct debit transactions initiated by the creditor.

Table 7: SDD Sequence types.

4.1.5.1. BankTransactionCodeXPath / Document / BkToCstmrStmt / Stmt / Ntry / BkTxCd



2.92 Domain Domn [0..0] Not used.

2.97 Proprietary Prtry [1..1] Always present.

2.98 +Code Cd [1..1] String [11]The movement SBA transaction code.

For a list of allowed values see appendix 5.3.

2.99 +Issuer Issr [1..1] String [35] Always present, always has the value “SBA”.


Version 1.0

4.1.5.2. EntryDetails – Instance 1XPath / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1]



2.136 Batch Btch [0..0] Not used.

2.142 TransactionDetails TxDtls [1..1]Always one instance present.



Version 1.0

4.1.5.2.1. TransactionDetails

XPath / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls



2.143 References Refs [1..1]Always present.


2.156 AmountDetails AmtDtls [0..1] Present if at least one detail is available.


Version 1.0





2.163 BankTransactionCode BkTxCd [0..1]Present for SCT and SDD payments (transactions with payment method “S”).


2.172 Charges Chrgs [0..12]Zero to twelve instances present..



2.199 RelatedParties RltdPties [0..1]Present if at least one detail is available.


2.211 RelatedAgents RltdAgts [0..1]Present if at least one detail is available.


2.224 Purpose Purp [0..1]Present if available for SCT and SDD payments (transactions with payment method “S”)


2.227 RelatedRemittanceInformation RltdRmtInf [0..0] Not used.

2.234 RemittanceInformation RmtInf [0..1]Present if at least one detail is available.

For details see chapter Error: Reference source not found.

2.266 RelatedDates RltdDts [1..1]Always present.

For details see chapter Error: Reference source not found.

2.277 RelatedPrice RltdPric [0..0] Not used.

2.282 RelatedQuantities RltsQties [0..0] Not used.

2.287 FinancialInstrumentIdentification FinInstrmId [0..0] Not used.

2.292 Tax Tax [0..0] Not used.


Version 1.0



2.293 ReturnInformation RtrInf [0..1]Present if available for SCT and SDD payments, e.g transactions with payment method “S”


2.308 CorporateAction CorpActn [0..0] Not used.

2.312 SafekeepingAccount SfkpgAcct [0..0] Not used.

2.313 AdditionalTransactionInformation AddtlTxInf [0..1] String [140]Present for foreign payments (transactions with payment method “W”) that were not processed automatically (STP).

Contains the foreign payment non-STP reason code.


Version 1.0

4.1.5.2.1.1. References

XPath / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / Refs

ISO Index Item Name XML Tag Cardi-nality Data type Restrictions vs. ISO standard and additional info

2.144 MessageIdentification MsgId [0..0] String [35] Not used.

2.145 AccountServicerReference AcctSvcrRef [1..1] String [35] Always present.


Version 1.0


System reference assigned by the booking application.

2.146 PaymentInformationIdentification PmtInfId [0..0] String [35] Not used.

2.147 InstructionIdentification InstrId [0..1] String [35]

Present for non-EuroSIPS payments (transactions with payment method other than “N”).

Contains the payment title.

Redundancy due to SBA standard; the primary location for payment title is:

/ Document / BkToCstmrStmt / Stmt / Ntry / AddtNtryInf

→ / NtryInf / @Ttl.

2.148 EndToEndIndentification EndToEndId [0..1] String [35]

Present if available for EuroSIPS, SCT and SDD payments (transactions with payment method “N” and “S”).

It may contain EuroSIPS credit-side symbols, recognizable by dedicated labels. All labels are case-sensitive. If a label does not exist or exists more than once within the reference or if the first character after the label is not a digit, the related symbol is considered non-existent. The symbol starts with the first digit after the label and ends before the first non-digit character or by reaching the maximal symbol length. The labels and maximal lengths for individual symbols are as follows:

Symbol Label Maximal length

Variable /VS 10

Specific /SS 10

Constant /KS 4

2.149 TransactionIdentification TxId [0..1] String [35]

System reference assigned by the instructing application. For incoming transactions, this is the instructing agent; for outgoing transactions, this is the instructing channel application. For card transactions, this is the Point-of-Trade (ATM or POS) or the Acquier transactions processing system.

A system equivalent of the End-to-End ID.

2.150 MandateIdentification MndtId [0..1] String [35] Present (if available) for SDD payments (categories SDD310 and SDD410).

2.151 ChequeNumber ChqNb [0..1] String [35] Present for card transactions (categories with prefix “Crd”).


Version 1.0


Contains the card number.

Redundancy due to SBA standard; the primary location for card number is the Prtry reference.

2.152 ClearingSystemReference ClrSysRef [0..0] String [35] Not used.

2.153 Proprietary Prtry [0..1] Present for transactions described in Table 8.

2.154 +Type Tp [1..1] String Enumeration For details see Table 8.

2.155 +Reference Ref [1..1] String [35] For details see Table 8.

Transaction description Data type Value of the <Tp> element Value of the <Ref> elementSCT and SDD payments category Pay310, payment method “S”

categories SDD310 and SDD410String [35] “BulkID”. Contains the SEPA BulkID.

Debit Card transactions categories with prefix “Crd” String [19] “CardNumber” Contains the card number.

Service Request Fees Number [10] “RequestID” Contains the service request ID.Table 8: Movement proprietary references.


Version 1.0

4.1.5.2.1.2. AmountDetails

XPath / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / AmtDtls



2.1.0 InstructedAmount InstdAmt [0..1] Amount ad currency of the payment instruction.

2.1.1 +Amount Amt [1..1] Number [15,2]

Absolute instructed amount.

Cannot be negative.

This amount has the same credit/debit indicator as the entry itself.

+@Currency Ccy [1..1] String [3]

Instructed currency.



2.1.2 +CurrencyExchange CcyXchg [0..1] Present if the instruction currency differs from the transaction currency.

2.1.3 ++SourceCurrency SrcCcy [1..1] String [3]Instructed currency.


2.1.4 ++TargetCurrency TrgtCcy [0..0] String [3] Not used.


Version 1.0



2.1.5 ++UnitCurrency UnitCcy [0..0] String [3] Not used.

2.1.6 ++ExchangeRate XchgRate [1..1] Number [11,6..8]

A maximum of 5 significant digits before the decimal sign.

A maximum of 8 significant digits after the decimal sign.

A maximum of 11 significant digits altogether.

Represents the ratio between instruction and transaction amount.

2.1.7 ++ContractIdentification CtrctId [0..0] Max35Text Not used.

2.1.8 ++QuotationDate QtnDt [0..0] DateTime Not used.

2.1.9 TransactionAmount TxAmt [0..0] Not used.

2.1.18 CounterValueAmount CntrValAmt [0..1] Present if the transaction currency differs from the account currency.


Absolute transaction amount.

Cannot be negative.

This amount has the same credit/debit indicator as the entry itself.


Transaction currency.



2.1.20 +CurrencyExchange CcyXchg [1..1] Always present.

2.1.21 ++SourceCurrency SrcCcy [1..1] String [3]

The currency that enters the conversion.


For incoming transactions, this is the transaction currency, for outgoing transactions, this is the account currency.

2.1.22 ++TargetCurrency TrgtCcy [1..1] String [3] Always present.

The currency that is the product of the conversion.


For incoming transactions, this is the account currency, for outgoing


Version 1.0



transactions, this is the transaction currency.

2.1.23 ++UnitCurrency UnitCcy [0..0] String [3] Not used.

2.1.24 ++ExchangeRate XchgRate [1..1] Number [11,6..8]

A maximum of 5 significant digits before the decimal sign.

A maximum of 8 significant digits after the decimal sign.

A maximum of 11 significant digits altogether.

Represents the ratio between posting and transaction amount.

2.1.25 ++ContractIdentification CtrctId [0..0] Max35Text Not used.

2.1.26 ++QuotationDate QtnDt [0..0] DateTime Not used.

2.1.27 AnnouncedPostingAmount AnncdPstngAmt [0..0] Not used.

2.1.36 ProprietaryAmount PrtryAmt [0..0] Not used.

4.1.5.2.1.3. BankTransactionCode

XPath / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / BkTxCd


Version 1.0



2.92 Domain Domn [1..1] Always present.

2.93 +Code Cd [1..1] String [4]ISO transaction domain code.

Always has the value of “PMNT”.

2.94 +Family Fmly [1..1]

2.95 ++Code Cd [1..1] String [4]ISO transaction family code.

For a list of used values see Table 9.

2.96 ++SubFamilyCode SubFmlyCd [1..1] String [4]ISO transaction sub-family code, represents the SEPA scheme type.

For a list of used values see Table 9.

2.97 Proprietary Prtry [0..0] Not used.

Transaction description Transaction clasification Family SubFamily

Incoming SCT Category Pay310, payment method “S”, credit or its reversal RCDT ESCT

Outgoing SCT Category Pay310, payment method “S”, debit or its reversal ICDT ESCT

Received SDD Core Category SDD310, debit or its reversal RDDT ESDD

Issued SDD Core Category SDD310, credit or its reversal IDDT ESDD

Received SDD B2B Category SDD410, debit or its reversal RDDT BBDD

Issued SDD B2B Category SDD410, credit or its reversal IDDT BBDD

Table 9: Bank transaction code Families and Subfamilies.


Version 1.0

4.1.5.2.1.4. Charges

XPath / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / Chrgs



2.106 TotalChargesAndTaxAmount TtlChrgsAndTaxAmt [0..0] Not used.

2.107 Amount Amt [1..1] Number [15,2]Absolute charge amount.

Cannot be negative.


Version 1.0




Charge currency.


International currency code according to ISO 4217


Indicates whether the charge is being levied or returned.


„CRDT“ for levied (and zero) charges

„DBIT“ for returned charges

If omitted, it defaults to “CRDT”.

Please note that the charge “sign” here is opposite to the actually booked one. A charge of (+)5€ will actually result in a debit on client’s account.

2.109 Type Tp [0..1] Present if available.

2.110 +Code Only one of these elements is present.

Cd [0..0] String Enumeration Not used.

2.111 +Proprietary Prtry [1..1] Always present.

7.1.0 ++Identification Id [1..1] String [9] Contains the fee type.

7.1.1 ++Issuer Issr [1..1] Max35Text Always “TB”.

2.112 Rate Rate [0..1] Number [11,10]

Present if the fee currency differs from the movement currency.

The ISO ChargesInformation6 type lacks an “ExchangeRate” element required when the charge currency differs from the account currency. As an extemporary measure, the “Rate” element will be used instead. To cope with the difference between the desired Number [13,8] and the Number [11,10] of the Rate element, the last two decimal digits will be cut.

2.113 Bearer Br [0..1] String Enumeration


“DEBT”

“CRED”


Version 1.0



“SHAR”

“SLEV”

2.114 Party Pty [0..0] Not used.


4.1.5.2.1.5. RelatedParties

XPath / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties


Version 1.0



2.200 InitiatingParty InitgPty [0..1]Present for card transactions (categories with prefix “Crd”) if at least one detail is available.

For details see chapter 4.1.5.2.1.5.1.

2.201 Debtor Dbtr [0..1]Present if at least one detail is available.


2.202 DebtorAccount DbtrAcct [0..1]Present if at least one detail is available.


2.203 UltimateDebtor UltmtDbtr [0..1]Present for SCT and SDD payments ätransactions with payment method “S”) if at least one detail is available.


2.204 Creditor Cdtr [0..1]Present if at least one detail is available.


2.205 CreditorAccount CdtAcct [0..1]Present if at least one detail is available.


2.206 UltimateCreditor UltmtCdtr [0..1]Present for SCT and SDD payments ätransactions with payment method “S”) if at least one detail is available.


2.207 TradingParty TradgPty [0..0] Not used.

2.208 Proprietary Prtry [0..0] Not used.


Version 1.0

4.1.5.2.1.5.1. InitiatingParty

XPath / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / InitgPty



9.1.0 Name Nm [0..1] String [25] Card holder name.

9.1.1 PostalAddress PstlAdr [0..0] Not used.

9.1.12 Identification Id [0..0] Not used.

9.1.33 CountryOfResidence CtryOfRes [0..0] Not used.

9.1.34 ContactDetails CtctDtls [0..0] Not used.


Version 1.0

4.1.5.2.1.5.2. Debtor

XPath / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / Dbtr



9.1.0 Name Nm [0..1] String [70] Debtor name.

9.1.1 PostalAddress PstlAdr [0..1]Present if at least one detail is available.

For details see chapter 4.1.5.2.1.5.2.1.

9.1.12 Identification Id [0..1]Present if at least one detail is available.





Version 1.0

4.1.5.2.1.5.2.1. PostalAddress

XPath / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / Dbtr / PstlAdr




9.1.3 Department Dept [0..0] String [70] Not used.

9.1.4 SubDepartment SubDept [0..0] String [70] Not used.

9.1.5 StreetName StrtNm [0..0] String [70] Not used.

9.1.6 BuildingNumber BldgNb [0..0] String [16] Not used.


Version 1.0



9.1.7 PostCode PstCd [0..0] String [16] Not used.

9.1.8 TownName TwnNm [0..0] String [35] Not used.

9.1.9 CountrySubDivision CtrySubDvsn [0..0] String [35] Not used.


9.1.11 AddressLine AdrLine [0..2] String [70]No more than two instances allowed.

Unstructured address line.

4.1.5.2.1.5.2.2. Identification

XPath / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / Dbtr / Id



9.1.13 OrganisationIdentification Only one of these elements is present

OrgId [1..1]Present if the debtor is a corporate subject.

For details see chapter 4.1.5.2.1.5.2.2.1.

9.1.21 PrivateIdentification PrvtId [1..1]Present if the debtor is a person.



Version 1.0

4.1.5.2.1.5.2.2.1. OrganisationIdentification

XPath / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / Dbtr / Id / OrgId



9.1.14 BICOrBEI BICOrBEI [0..1] String [11]Debtor BIC according to ISO 9362.

Format [A-Z]{6,6}[A-Z2-9][A-NP-Z0-9]([A-Z0-9]{3,3}){0,1}

9.1.15 Other Othr [0..1] No more than one instance present.

9.1.16 +Identification Id [1..1] String [35] Debtor ID.

9.1.17 +SchemeName SchmeNm [0..1]


Cd [1..1] String [4]

9.1.19 ++Proprietary Prtry [1..1] String [35]


Version 1.0



9.1.20 +Issuer Issr [0..1] String [35]

4.1.5.2.1.5.2.2.2. PrivateIdentification

XPath / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / Dbtr / Id / PrvtId


Version 1.0



9.1.22 DateAndPlaceOfBirth DtAndPlcOfBirth [0..1]

9.1.23 +BirthDate BirthDt [1..1] Date

9.1.24 +ProvinceOfBirth PrvcOfBirth [0..1] String [35]

9.1.25 +CityOfBirth CityOfBirth [1..1] String [35]

9.1.26 +CountryOfBirth CtryOfBirth [1..1] String [35]


9.1.28 +Identification Id [1..1] String [35] Debtor ID.







Version 1.0

4.1.5.2.1.5.3. DebtorAccount

XPath / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / DbtrAcct




1.1.1 +IBANOnly one of these elements is present

IBAN [0..1] String [34]

Mandatory for SEPA payments.

Debtor account IBAN according to ISO 13616.

Format: [A-Z]{2,2}[0-9]{2,2}[a-zA-Z0-9]{1,30}

1.1.2 +Other Othr [0..1]

1.1.3 ++Identification Id [1..1] String [34] Non-IBAN debtor account ID.


Version 1.0



1.1.4 ++SchemeName SchmeNm [0..0] Not used.

1.1.7 ++Issuer Issr [0..0] String [35] Not used

1.1.8 Type Tp [0..0] Not used.

1.1.11 Currency Ccy [0..0] String [3] Not used.


4.1.5.2.1.5.4. UltimateDebtor

XPath / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / UltmtDbtr



9.1.0 Name Nm [0..1] String [70] Ultimate debtor name.






Version 1.0





XPath / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / UltmtDbtr / Id




OrgId [1..1]Present if the ultimate debtor is a corporate subject.


9.1.21 PrivateIdentification PrvtId [1..1]Present if the ultimate debtor is a person.



Version 1.0


XPath / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / UltmtDbtr / Id / OrgId



9.1.14 BICOrBEI BICOrBEI [0..1] String [11]


Ultimate debtor BIC according to ISO 9362.



9.1.16 +Identification Id [1..1] String [35] Ultimate debtor ID.


9.1.18 ++Code Only one of these elements




Version 1.0



is present9.1.20 +Issuer Issr [0..1] String [35]


XPath / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / UltmtDbtr / Id / PrvtId


Version 1.0









9.1.28 +Identification Id [1..1] String [35] Ultimate debtor ID.






4.1.5.2.1.5.5. Creditor

XPath / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / Cdtr


Version 1.0



9.1.0 Name Nm [0..1] String [70] Creditor name.

9.1.1 PostalAddress PstlAdr [0..1]Present if at least one detail is available.







Version 1.0


XPath / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / Cdtr / PstlAdr




9.1.3 Department Dept [0..0] String [70] Not used.

9.1.4 SubDepartment SubDept [0..0] String [70] Not used.

9.1.5 StreetName StrtNm [0..0] String [70] Not used.

9.1.6 BuildingNumber BldgNb [0..0] String [16] Not used.


Version 1.0



9.1.7 PostCode PstCd [0..0] String [16] Not used.

9.1.8 TownName TwnNm [0..0] String [35] Not used.

9.1.9 CountrySubDivision CtrySubDvsn [0..0] String [35] Not used.


9.1.11 AddressLine AdrLine [0..2] String [70]No more than two instances allowed.



XPath / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / Cdtr / Id




OrgId [1..1]Present if the creditor is a corporate subject.


9.1.21 PrivateIdentification PrvtId [1..1]Present if the creditor is a person.



Version 1.0


XPath / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / Cdtr / Id / OrgId





Creditor BIC according to ISO 9362.


9.1.15 Other Othr [0..2]

No more than one instance present for non-SDD transactions.

For SDD transactions, an additional instance containing the SDD CreditorID and distinguishable by SchmeNm/Prtry = “CID” may be present.

9.1.16 +Identification Id [1..1] String [35] Creditor ID.



Version 1.0





9.1.19 ++Proprietary Prtry [1..1] String [35] A value of “CID” identifies an SDD CreditorID.



XPath / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / Cdtr / Id / PrvtId







Version 1.0





9.1.27 Other Othr [0..2]

No more than one instance present for non-SDD transactions.

For SDD transactions, an additional instance containing the SDD CreditorID and distinguishable by SchmeNm/Prtry = “CID” may be present.

9.1.28 +Identification Id [1..1] String [35] Creditor ID.




9.1.31 ++Proprietary Prtry [1..1] String [35] A value of “CID” identifies an SDD CreditorID.


4.1.5.2.1.5.6. CreditorAccount

XPath / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / CdtrAcct


Version 1.0




1.1.1 +IBAN IBAN [0..1] String [34]

Mandatory for SEPA payments.

Credtor account IBAN according to ISO 13616.

Format: [A-Z]{2,2}[0-9]{2,2}[a-zA-Z0-9]{1,30}

1.1.2 +Other Othr [0..1]

1.1.3 ++Identification Id [1..1] String [34] Non-IBAN creditor account ID.

1.1.4 ++SchemeName SchmeNm [0..0] Not used.

1.1.7 ++Issuer Issr [0..0] String [35] Not used

1.1.8 Type Tp [0..0] Not used.

1.1.11 Currency Ccy [0..0] String [3] Not used.


4.1.5.2.1.5.7. UltimateCreditor

XPath / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / UltmtCdtr


Version 1.0



9.1.0 Name Nm [0..1] String [70] Ultimate creditor name.







XPath / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / UltmtCdtr / Id




OrgId [1..1]Present if the ultimate creditor is a corporate subject.


9.1.21 PrivateIdentification PrvtId [1..1]Present if the ultimate creditor is a person.



Version 1.0


XPath / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / UltmtCdtr / Id / OrgId





Ultimate creditor BIC according to ISO 9362.



9.1.16 +Identification Id [1..1] String [35] Ultimate creditor ID.


9.1.18 ++Code Only one Cd [1..1] String [4]


Version 1.0



of these elements is present




Version 1.0


XPath / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdPties / UltmtCdtr / Id / PrvtId






Version 1.0







9.1.28 +Identification Id [1..1] String [35] Ultimate creditor ID.







Version 1.0

4.1.5.2.1.6. RelatedAgents

XPath / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdAgts



2.212 DebtorAgent DbtrAgt [0..1]

Present for incoming interbank payments if at least one detail is available.

Represents the ordering bank.


2.213 CreditorAgent CdtrAgt [0..1] Present for outgoing interbank payments if at least one detail is available.


Version 1.0



Represents the beneficiary bank.


2.214 IntermediaryAgent1 IntrmyAgt1 [0..1]

Present for transactions where Payment Method = “W” if at least one detail is available.

Represents the correspondent bank.


2.215 IntermediaryAgent2 IntrmyAgt2 [0..0] Not used.

2.216 IntermediaryAgent3 IntrmyAgt3 [0..0] Not used.

2.217 ReceivingAgent RcvgAgt [0..0] Not used.

2.218 DeliveringAgent DlvrgAgt [0..0] Not used.

2.219 IssuingAgent IssgAgt [0..0] Not used.

2.220 SettlementPlace SttlmPlc [0..0] Not used.

2.221 Proprietary Prtry [0..1]Present for card transactions (categories with prefix “Crd”) if at least one detail is available.



Version 1.0

4.1.5.2.1.6.1. DebtorAgent

XPath / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdAgts / DbtrAgt



6.1.0 FinancialInstitutionIdentification FinInstnId [1..1]

6.1.1 +BIC BIC [0..1] String [11]Debtor agent BIC according to ISO 9362.

Format: [A-Z]{6,6}[A-Z2-9][A-NP-Z0-9]([A-Z0-9]{3,3}){0,1}

6.1.2 +ClearingSystemMemberIdentification ClrSysMmbId [0..0] Not used.

6.1.7 +Name Nm [0..1] String [70] Debtor agent name.

6.1.8 +PostalAddress PstlAdr [0..1]Present if at least one detail is available.



6.1.25 BranchIdentification BrnchId [0..0] Not used.


Version 1.0


XPath / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdAgts / DbtrAgt / FinInstnId / PstlAdr



9.1.2 AddressType AdrTp [0..0] AddressType2Code Not used.



9.1.5 StreetName StrtNm [0..0] Max70Text Not used

9.1.6 BuildingNumber BldgNb [0..0] Max16Text Not used


Version 1.0



9.1.7 PostCode PstCd [0..0] Max16Text Not used

9.1.8 TownName TwnNm [0..0] Max35Text Not used


9.1.10 Country Ctry [0..0] String [2] Not used

9.1.11 AddressLine AdrLine [0..3] String [35]Up to three instances present.


4.1.5.2.1.6.2. CreditorAgent

XPath / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdAgts / CdtrAgt





Version 1.0



6.1.1 +BIC BIC [0..1] String [11]Creditor agent BIC according to ISO 9362.



6.1.7 +Name Nm [0..1] String [70] Creditor agent name.

6.1.8 +PostalAddress PstlAdr [0..1]Present if at least one detail is available.





Version 1.0


XPath / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdAgts / CdtrAgt / FinInstnId / PstlAdr



9.1.2 AddressType AdrTp [0..0] AddressType2Code Not used.



9.1.5 StreetName StrtNm [0..0] Max70Text Not used

9.1.6 BuildingNumber BldgNb [0..0] Max16Text Not used


Version 1.0



9.1.7 PostCode PstCd [0..0] Max16Text Not used

9.1.8 TownName TwnNm [0..0] Max35Text Not used


9.1.10 Country Ctry [0..0] String [2] Not used

9.1.11 AddressLine AdrLine [0..3] String [35]Up to three instances present.


4.1.5.2.1.6.3. IntermediaryAgent1

XPath / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdAgts / IntrmyAgt1





Version 1.0



6.1.1 +BIC BIC [0..1] String [11]Correspondent bank BIC according to ISO 9362.



6.1.7 +Name Nm [0..1] String [70] Correspondent bank name.

6.1.8 +PostalAddress PstlAdr [0..0] Not used.




Version 1.0

4.1.5.2.1.6.4. Proprietary

XPath / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdAgts / Prtry



2.222 Type Tp [1..1] String [35] Always “Card transaction Acquier”.

2.223 Agent Agt [1..1]

6.1.0 +FinancialInstitutionIdentification FinInstnId [1..1] Not used. Present only because mandatory.

6.1.1 +BIC BIC [0..0] String [11] Not used.


Version 1.0




6.1.7 +Name Nm [0..0] String [70] Not used.

6.1.8 +PostalAddress PstlAdr [0..0] Not used.


6.1.25 +BranchIdentification BrnchId [0..1]Present if at least one detail is available.

Represents Acquier Point-of-Trade (ATM or POS).

6.1.26 ++Identification Id [0..1] String [25]Merchant ID.

Identifies the Acquier Point-of-Trade (ATM or POS).

6.1.27 ++Name Nm [0..0] Not used.

6.1.28 ++PostalAddress PstlAdr [0..1] Present if at least one detail is available.

6.1.29 +++AddressType AdrTp [0..0] String Enumeration Not used.

6.1.30 +++Department Dept [0..0] Max70Text Not used.

6.1.31 +++SubDepartment SubDept [0..0] Max70Text Not used.

6.1.32 +++StreetName StrtNm [0..0] Max70Text Not used.

6.1.33 +++BuildingNumber BldgNb [0..0] Max16Text Not used.

6.1.34 +++PostCode PstCd [0..0] Max16Text Not used.

6.1.35 +++TownName TwnNm [0..0] Max35Text Not used.

6.1.36 +++CountrySubDivision CtrySubDvsn [0..0] Max35Text Not used.

6.1.37 +++Country Ctry [0..0] String [2] Not used.

6.1.38 +++AddressLine AdrLine [0..1] String [13]One instance present if available.

Merchant / Acquier Point-of-Trade (ATM or POS) location.


Version 1.0

4.1.5.2.1.7. Purpose

XPath / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / Purp



2.87 Code Only one of these elemnts is present

Cd [1..1] String [4]Always present.

Contains the ISO credit transfer purpose code.

2.88 Proprietary Prtry [0..0] String [35] Not used.

4.1.5.2.1.8. RemittanceInfo

XPath / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RmtInf



2.234 UnstructuredOnly one of these elements is present

Ustrd [0..4] String [140]Zero to four lines present if the remittance info is not structured.


2.235 Structured Strd [0..1] One instance present if the remittance info is structured.


Version 1.0

Payment Method Cardinality Data Type Remark Instance Restrictions vs. ISO standard and additional info

N(domestic EuroSIPS payment)

[4..4] String [35]

Informative attributes of the HD11 structure. “N/A” represents “no value”.

1 Message for AV.

2 Message for Bank.

3 InfoField1.

4 InfoField2.

Other [0..1] String [140] 1 Unstructured remittance info.

Table 10: Remittance Info details.


Version 1.0

4.1.5.2.1.9. RelatedDates

XPath / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RltdDts



2.267 AcceptancedateTime AccptncDtTm [0..0] DateTime Not used.

2.268 TradeActivityContractual- TradActvtyCtrctlSttlmDt [0..0] Date Not used.


Version 1.0



SettlementDate

2.269 TradeDate TradDt [0..0] Date Not used.

2.270 InterbankSettlementDate IntrBkSttlmDt [0..1] DatePresent if available for SCT and SDD payments, e.g transactions with payment method “S”

Only the date portion of the DateTime is available.

2.271 StartDate StartDt [0..0] Date Not used.

2.272 EndDate EndDt [0..0] Date Not used.

2.273 TransactionDateTime TxDtTm [1..1] DateTimeAlways present.

Contains the movement booking timestamp.

2.274 Proprietary Prtry [0..4]Zero to four instances present.

For details see chapter Table 11.

2.275 +Type Tp [1..1] String Enumeration For details see chapter Table 11.

2.276 +Date Dt [1..1]

4.1.0 ++Date Only one of these elements is present

Dt [1..1] Date For details see chapter Table 11.

4.1.1 ++DateTime DtTm [0..0] DateTime Not used.

Value of the <Tp> element <Dt> subelement used Cardinality Restrictions vs. ISO standard and additional info

Effective Dt [0..1]Present if available.

Contains the movement effective date.

MandateSign Dt [0..1] Present (if available) for SDD payments (categories SDD310 and SDD410).

POSTransaction DtTm [0..1]Present (if available) for debit card transactions (categories with prefix “Crd”).

CMSProcessing Dt [0..1]

Table 11: Proprietary dates details.


Version 1.0

4.1.5.2.1.10. ReturnInformation

XPath / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RtrInf



2.294 OriginalBankTransactionCode OrgnlBkTxCd [0..0] Not used.

2.303 Originator Orgtr [0..1] For details see chapter 4.1.5.2.1.10.1.

2.304 Reason Rsn [1..1] Always present.

2.305 +CodeOnly one of these elements is present

Cd [1..1] String [4]Always present.

Contains the reject reason code.

2.306 +Proprietary Prtry [0..0] String [35] Not used.

2.307 AdditionalInformation AddtlInf [5..5] String [105]Always five instances present.

Contains additional return information. For details see Table 12.


Version 1.0

Instance Data Type Restrictions vs. ISO standard and additional info Remark

1 String Enumeration R-message TypeMandatory.

2 String [35] Original Payment Reference

3 String [35] Original SEPA Transaction ID (“External Reference”) Optional.

“N/A” represents “no value”.

4 Number [15,2] Original Transaction Amount

5 String [3] Original Transaction Currency

Table 12: Additional return information details.

4.1.5.2.1.10.1. Originator

XPath / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [1] / TxDtls / RtrInf / Orgtr


Version 1.0



9.1.0 Name Nm [0..1] String [70] Present if available for non-financial institutions.


9.1.12 Identification Id [0..1] Present if available for financial institutions.

9.1.13 +OrganisationIdentification OrgId [1..1] Always present (a financial institution is always a corporate subject).

9.1.14 ++BICOrBEI BICOrBEI [1..1] String [11]

Always present.

Originator BIC according to ISO 9362.


9.1.15 ++Other Othr [0..0] Not used.

9.1.21 +PrivateIdentification PrvtId [0..0] Not used.




Version 1.0

4.1.5.3. EntryDetails – Instance 2XPath / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [2]



2.136 Batch Btch [0..1] Present if the fee consists of at least two entries.

2.137 +MessageIdentification MsgId [0..0] Max35Text Not used

2.138 +PaymentInformationIdentification PmtInfId [0..0] Max35Text Not used.

2.139 +NumberOfTransactions NbOfTxs [0..0] Max15NumericText Not used.


Version 1.0



2.140 +TotalAmount TtlAmt [1..1] Number [15,2]Always present.

Contains the total calculated fee amount.

+@Currency Ccy [1..1] String [3]An attribute of the TotalAmount element.


2.141 +CreditDebitIndicator CdtDbtInd [1..1] String Enumeration


„CRDT“ for positive (and zero) sum

„DBIT“ for debits

2.142 TransactionDetails TxDtls [0..n]One instance present for each fee detail except the items sum (detail of type “S”) which is stored in the Batch element.



Version 1.0

4.1.5.3.1. TransactionDetails

XPath / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [2] / TxDtls



2.143 References Refs [1..1]Always present.


2.156 AmountDetails AmtDtls [1..1] Present if at least one detail is available.


Version 1.0





2.163 BankTransactionCode BkTxCd [1..1]Always present.


2.172 Charges Chrgs [0..0] Not used.


2.199 RelatedParties RltdPties [0..0] Not used.

2.211 RelatedAgents RltdAgts [0..0] Not used.

2.224 Purpose Purp [0..0] Not used.

2.227 RelatedRemittanceInformation RltdRmtInf [0..0] Not used.

2.234 RemittanceInformation RmtInf [0..0] Not used.

2.266 RelatedDates RltdDts [0..0] Not used.

2.277 RelatedPrice RltdPric [0..0] Not used.

2.282 RelatedQuantities RltsQties [1..3]

One instance is always present.

Two additional instances present if the fee detail is an item modifier.


2.287 FinancialInstrumentIdentification FinInstrmId [0..0] Not used.


2.293 ReturnInformation RtrInf [0..0] Not used.

2.308 CorporateAction CorpActn [0..0] Not used.

2.312 SafekeepingAccount SfkpgAcct [0..0] Not used.

2.313 AdditionalTransactionInformation AddtlTxInf [1..1] String [30] Always present.

Element structure is described by the TxDtls1AddtlInf element of the proprietary elements schema (see chapter 5).


Version 1.0



Individual elements are optional. Their availability depends on the movement family, as shown in Table 13.

Attribute name Tag name Cardinality Data type

TransactionTypeCode TxTpCd [0..1] String [5]

PackageIncluded PckgIncl [0..1] Boolean

CreditDebitIndicator CdtDbtInd [0..1] String Enumeration

Narrative Narrative [1..1] String [60]

Table 13: Contents of the Entry [2] TransactionDetails Additional Info element.


Version 1.0

4.1.5.3.1.1. References

XPath / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [2] / TxDtls / Refs



2.144 MessageIdentification MsgId [0..0] Max35Text Not used.

2.145 AccountServicerReference AcctSvcrRef [1..1] Max35Text Always present.


Version 1.0



Contains the unique fee item ID.

2.146 PaymentInformationIdentification PmtInfId [0..0] Max35Text Not used.

2.147 InstructionIdentification InstrId [0..0] Max35Text Not used.

2.148 EndToEndIndentification EndToEndId [0..0] Max35Text Not used.

2.149 TransactionIdentification TxId [0..0] Max35Text Not used.

2.150 MandateIdentification MndtId [0..0] String [35] Not used.

2.151 ChequeNumber ChqNb [0..0] Max35Text Not used.

2.152 ClearingSystemReference ClrSysRef [0..0] String [35] Not used.


2.154 +Type Tp [1..1] String Enumeration Always has the value of “LineNumber”.

2.155 +Reference Ref [1..1] Number [5]Contains the detail LineNumber.

A fee item and its discount modifiers share the same LineNumber; otherwise, the LineNumber is unique.


Version 1.0

4.1.5.3.1.2. AmountDetails

XPath / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [2] / TxDtls / AmtDtls


Version 1.0



2.1.0 InstructedAmount InstdAmt [0..1]


Absolute fee detail amount.

Cannot be negative.

The credit/debit indicator is embeded in the <AddtlTxInf> element.


Instructed currency.



2.1.2 +CurrencyExchange CcyXchg [0..0] Not used.

2.1.9 TransactionAmount TxAmt [0..0] Not used.

2.1.18 CounterValueAmount CntrValAmt [0..0] Not used.

2.1.27 AnnouncedPostingAmount AnncdPstngAmt [0..0] Not used.

2.1.36 ProprietaryAmount PrtryAmt [0..1] For a list of allowed values see Table 14.

+Type Tp [1..1]Clasifies the value of the Amt element.

For a list of allowed values see Table 14.

2.1.10 +Amount Amt [1..1] Number [15,2]Cannot be negative, the credit/debit indicator is always “CRDT”.

For a list of allowed amount types see Table 14.




Always “EUR” if the item is a “percentage” modifier.

2.1.11 +CurrencyExchange CcyXchg [0..0] Not used

Fee Detail Type value of the <Tp> element Value of the <Amt> element

“T” - fee item “Unit” Item unit price.

“D” - fee item modifier Modifier mode. Modifier value.


Version 1.0

Fee Detail Type value of the <Tp> element Value of the <Amt> element

Only values from Table 15 allowed“I” - fee modifier

Table 14: Monthly fee detail amount attributes.

Modifier Mode Modifier Value Description

„Absolute“ Modifier value is expressed as an amount

„Percentage“ Modifier value is expressed as percentage

Table 15: Monthly fee modifier modes.

4.1.5.3.1.3. BankTransactionCode

XPath / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [2] / TxDtls / BkTxCd



2.92 Domain Domn [0..0] Not used.


2.98 +Code Only one of these elements is present

Cd [1..1] String Enumeration Identifies the fee detail type.


“T” - fee item

“D” - fee item modifier (“discount”)


Version 1.0



“I” - fee modifier (“individual tariff”)

Item modifiers refer to a specific item (by sharing the same LineNumber), while fee modifier affects the items sum.

2.99 +Issuer Issr [0..0] String [35] Not used.

4.1.5.3.1.4. RelatedQuantities

XPath / Document / BkToCstmrStmt / Stmt / Ntry / NtryDtls [2] / TxDtls / RltdQties



2.283 Quantity Only one of these elements is present

Qty [0..0] Not used.


2.285 +Type Tp [1..1] String EnumerationIdentifies the quantity attribute type.


2.286 +Quantity Qty [1..1] String [7]Contains the quantity attribute value.



Version 1.0

Type Cardinality Description Remarks

Count [1..1] Specifies how many times the fee detail is “applied” on the fee.

LowerBound [0..1] Specifies the minimal number of times the modifier can be applied. Present if the fee detail is an item modifier.UpperBound [0..1] Specifies the maximal number of times the modifier can be applied.

Table 16: Monthly fee detail quantity attributes.


Version 1.0

5. External sources and appendices5.1. ISO 200225.1.1. camt.053

http://www.iso20022.org/documents/messages/camt/schemas/camt.053.001.02.zip

http://www.iso20022.org/documents/general/b2c_camt_PaymentsMaintenance2012.zip

5.1.2. Code listshttp://www.iso20022.org/documents/External_code_lists/ExternalCodeLists_1Q2013_7May2013_v1.xls

http://www.iso20022.org/documents/External_code_lists/BTC_ExternalCodeListDescription_16June09.doc

http://www.iso20022.org/documents/External_code_lists/BTC_Codification_24June2009.xls

5.2. SEPA5.2.1. SCT

SEPA Credit Transfer Rulebook Version 6.1

SEPA Credit Transfer Scheme Inter-Bank Implementation Guidelines Version 6.0

SEPA Credit Transfer Scheme Customer-to-Bank Implementation Guidelines Version 6.0

More documentation on http://www.europeanpaymentscouncil.eu/content.cfm?page=sepa_credit_transfer

5.2.2. SDDSEPA Direct Debit Core Rulebook Version 6.1

SEPA Direct Debit Core Scheme Inter-Bank Implementation Guidelines Version 6.0

SEPA Direct Debit Core Scheme e-Mandate Service Implementation Guidelines Version 6.0

More documentation on http://www.europeanpaymentscouncil.eu/content.cfm?page=sepa_direct_debit_(sdd)

5.3. SBAhttp://www.sbaonline.sk/files/subory/SEPA/xml_standard_sk_v2_2.doc

http://www.sbaonline.sk/files/subory/SEPA/xml_vypis_transakcne_kody_sk.xls

More documentation on http://www.sbaonline.sk/sk/presscentrum/aktuality/sepa-narodny-format-xml-vypisu.html

5.4. TB5.4.1. Proprietary elements schema

5.4.2. Code – books



http://www.sbaonline.sk/files/subory/SEPA/xml_vypis_transakcne_kody_sk.xls

http://www.sbaonline.sk/files/subory/SEPA/xml_standard_sk_v2_2.doc

http://www.europeanpaymentscouncil.eu/content.cfm?page=sepa_direct_debit_(sdd)

http://www.europeanpaymentscouncil.eu/knowledge_bank_detail.cfm?documents_id=544



http://www.europeanpaymentscouncil.eu/content.cfm?page=sepa_credit_transfer




http://www.iso20022.org/documents/External_code_lists/BTC_Codification_24June2009.xls

http://www.iso20022.org/documents/External_code_lists/BTC_ExternalCodeListDescription_16June09.doc

http://www.iso20022.org/documents/External_code_lists/ExternalCodeLists_1Q2013_7May2013_v1.xls

http://www.iso20022.org/documents/general/b2c_camt_PaymentsMaintenance2012.zip

http://www.iso20022.org/documents/messages/camt/schemas/camt.053.001.02.zip

Documents

Current Account XML Statement - Tatra banka - sk Web viewXMLStatement_TB.docx. Saved: 4. 6. ... (or in Word itself, by default). ... Present for accounts of type “SS”