About our website

http://itcclearance.co.za/

South Africa

Bloemfontein

Established 2010

Branches and consultants across the country

We are a registered company which specialise in:

Credit Repair - removing adverse listing & improving your credit scores with Transunion, Experian, XDS&Compuscan. We remove judgements, defaults, debt review, trace alerts, administration orders, sequestration

Debt Mediation - reducing your monthly installments by 30%-40%

Home Loans for people who are blacklisted or have low credit scores  - This is private finance, no banks are involved. We assist people who are blacklisted and have low scores and were declined by the banks. You just need to pass our affordability tests.

Vehicle finance for people who are blacklisted or have low credit scores –This is private finance, no banks are involved. We assist people who are blacklisted and have low scores and were declined by the banks. You just need to pass our affordability tests.

Simple & affordable solutions for your unique situation!

We perform all tasks from start to end & you our client never have to attend any court appearances.

We will clear your listings with all credit bureaus.

Millions of South Africans are listed on the credit bureau with negative listings and it is our business to help people have better credit scores.We have already helped thousands of people and are growing steadily.

Debt Mediation The payment you make is based on what you can afford. Debt collection procedures and letters against you will be stopped. We will negotiate a lower monthly payment your creditors agree to.

Payments are then simply made via monthly fund transfers by telephone banking, debit card, or debit order.

We will help you to improve your credit ratings & pay your debts with lower monthly payments.

Why must you still be listed when you have paid off you debt or are ready to pay it all.

This will result in timely, automatic payments to creditors. The process takes less than 30 business days.

 

Clearing of judgement orders If you have outstanding balances we negotiate with your creditors

to reduce interest & stop further legal action. Depending on the amounts involved and payment period the client

agrees to, we usually force discounts. ITC clearance is entitled to 20% of the discounts which the client

will pay over a period of time. The process takes less than 30 business days.

 

Clearing or updating of default orders If you have outstanding balances we negotiate with your creditors

to reduce interest & stop further legal action. Depending on the amounts involved and payment period the client

agrees to, we usually force discounts. ITC clearance is entitled to 20% of the discounts which the client

will pay over a period of time. The process takes less than 30 business days.

 

Clearing of trace alerts Many consumers have trace alerts on their profiles for long

outstanding debt. The process takes less than 30 business days.

 

Clearing of administration orders We can assist you even if you still owe money on the

administration order. Once the admin order is rescinded we will make direct payment

arrangements with your creditors. The process takes approximately 3 months and depends on court

dates

 

Clearing of Debt Review Your installments must be up to date and / or; You must first pay all debt. We must be able to proof to court that you are no longer over-

indebted. The process take approximately 2 months.

 

Home loans for blacklisted people

In the current South African property market there are people who

want to buy property but due to their credit rating and the banks strict

criteria on granting bonds, are unable to obtain a bond.

We register a PTY (LTD) in your name. You are director and owns

100% of the share of the new company.

You company applies for the loan and the property is registered in

the name of the company - the company thus owns the property and you

own the company. This ensure we are following the National Credit Act

(NCR).

With us you will be applying for an interest only bond loan for a

period of 5 years at 11.5%. (Neg)