CHERYL RUBIN CHATSWORTH, CA 91311

818-326-8999 cherylrubin@hotmail.com www.linkedIn.com/pub/cheryl-rubin/31/402/701/

Credit & Collections Director I am an accomplished Credit and Collections Director with over two decades of experience in a range of industries

including Healthcare, Consumer, Distribution, and Manufacturing. I have a proven track record, exhibiting the highest levels of effective communication, organizational leadership, and the ability to leverage expert financial knowledge and team management skills to improve processes, exceed company goals and ensure operational

excellence.

My Core Competencies Include:

\ • Credit & Collections • Standard Practice Development • Operations Management • Account Reconciliations • A/R Processing & Invoicing • Credit Reports & Analysis • Payment Plans & Scheduling • DSO & Debt Reduction Strategies • Budgeting & Forecasts • Legal Document Preparation • Contract Negotiation & Review • Policies & Procedure Design • Team Goal Setting & Incentives • Performance Evaluation & Metrics • Staff Hire, Training & Development • Fraud Prevention • Loss Mitigation & Risk Management • Financial Data Analysis • Regulatory Compliance • Customer Service & Client Relations • Quality Control • Conflict Resolution • Inter-Departmental Communications • Team Leadership • Meeting & Exceeding Deadlines • Workflow Process Improvement • Computer Skills (Microsoft Office)

Professional Progression CJR Consulting Chatsworth, CA Owner / Consultant 03/2014 – Present Debt Recovery services in addition to experience in analyzing clients accounts for credit worthiness, reconcile accounts, accounts receivable, approving orders, billing and training staff.

Classic Party Rentals Inglewood, CA Director of Corporate Credit & Collections 12/2012 – 3/2014 Successfully oversaw the Credit and Collection Department for 29 branches within the United States with yearly sales totaling $230M. Established and maintained all policies and procedures within the department and aligned all branches to be uniform within the corporation. Provided weekly reporting updates to upper management. Reviewed cash receipts and applications, established payment plans, account reconciliations, maintained the weekly, monthly and quarterly cash forecast. Reviewed all company contracts (customer or vendor) for terms and conditions.

Achievements:

Successfully reduced receivables to fewer than 3% or $570K in 120 days from previous $17M in receivables over 60 days (with more than half in 120 days or more) at start of role.

Accomplished reductions through the successful implementation of policies and procedures, requesting the field to tighten up until accounts were current and placing many accounts on a payment plan through my approval without placing them on credit hold.

Ryan Herco Flow Solutions Burbank, CA Director of Credit & Collections 4/2009 – 10/2012 Primary responsible for overseeing Credit and Collections for a multinational leading industrial distribution company with yearly sales of $210M. Managed a staff of 11 employees while reporting to the Chief Financial Officer. Established various credit and collection policies aligning with the company’s core values and expectations. Developed standard practices that improved and maintained cash flow in a commodity-based transaction business model. Establishing payment plans, reviewed cash receipts and applications, invoicing, customer charge-backs, account reconciliations, monthly and quarterly forecasts, and all monthly reports. Reviewed all company contracts, customer purchase orders and generated legal documents used to facilitate timely payments. Maintained bad debt, identified problem accounts and provided updates to upper management.

Continued…

818-326-8999 Cheryl Rubin cherylrubin@hotmail.com

Ryan Herco Flow Solutions Continued… Burbank, CA Director of Credit & Collections Achievements:

Successfully reduced receivables from $4.5M in 90 days to just under $400K by designing policies and procedures that Accounting (CFO), Upper Management and the Sales Team could accept, then discussing, training and implementing them within my team

DSO started at 55 days and ended at 42 days.

Effectively transformed the department through the development of staffing model which implemented processes and an A/R performance metric designed to accommodate the company’s long-standing customer centric culture.

Cohr dba Masterplan, Inc. Chatsworth, CA Vice President of Credit & Collections 7/1997 – 9/2008 Accountable for granting credit limits on new and existing customers, with a customer base of approximately 500 accounts including 250 Major Hospital in the United States. Effectively managed a staff of 3-8 employees. Established, maintained and enhanced the complete process of credit and collections for 3 subsidiary companies. Developed policies and procedures, filing of UCC’s, review of cash receipts and applications, invoicing, customer charge-backs, account reconciliation’s, monthly and quarterly forecasts, and all monthly reports. Reviewed all legal contracts for terms and conditions.

Achievements:

Maintained 88% of customers at Net 30 days.

Effectively filled in as Accounts Payable Manager when position was vacant for 6 months.

Superior Industries International, Inc. Van Nuys, CA Corporate Credit & Collections Supervisor 5/1991 – 4/1997 Assumed complete control of credit and collections for 5 subsidiary companies and OEM accounts reporting to the Controller and Chief Financial Officer. Supervised 3 employees and developed policies and procedures, processed all UCC’s filings, reviewed cash receipts and applications, invoicing, customer charge-backs, advertising, account reconciliation’s, monthly and quarterly forecasts, and all monthly reports. Filed all NAFTA guidelines and reports.

Education

UNIVERSITY OF NEVADA, LAS VEGAS: Bachelor’s Degree: Criminal Justice (Emphasis on Accounting, Business Administration & Management)