Creating e-selling platform for selling financial products

8/20/2019 Creating e-selling platform for selling financial products

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SIP PRESENTATION

ONINANCIAL PLATFORM FOR CUSTOMERS

Presented by:Anish kumarIIM Raipur


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Industry AnalysisINTERNET USERS IN INDIA

Older than 2 Rural !emale users M"bile internet

#$%

2&% 2'%

($%

Internet users in India )ear Number *milli"ns+

2$$, -

2$$& ($

2$,# ,&$

2$,'*e.p/+ $

Internet users in Rural India

)ear Number *milli"ns+

2$,# *0une+ ($

2$,' *E.p+ 2'$

Internet Users in Urban India

)ear Number *milli"ns+

2$,#*0une+ ,1$

2$,' e.p+ 2-$

Sementati"n "3 internet users*2$,#+

Older than 2 #$%

Rural 2&%

!emale users 2-/-$%

M"bile internet ($%

Sementati"n "3 internetusers*2$,' e.p+

Older than2 #%

Rural #%

!emale

users 1#/$%M"bile


3/18

MUTUA4 !UND INDUSTR) IN INDIA

year!unds M"bilised byM!5s*6r"res+

2$,$7,, '&,/1'

2$,,7,2 (',&(-'/,

2$,27,1 -2(-''/2(

2$,17,# &-(',$$/#

2$,-7

,'*APPRO8+ ,#,2##-#/$$

Number O3 Mutual !unda s6heme inIndia

yearN"/ "3 Mutual 3undS6hemes

2$,$7,, ,,1,

2$,,7,2 ,1$&

2$,27,1 ,2

2$,17,# ,(1'

2$,-7

,'*APPRO8+

2,-,

$

2$$$$$$

#$$$$$$

($$$$$$

'$$$$$$

,$$$$$$$

Funds Mobilised by MF's(crores)

!unds

M"bilised by

M!5s*6r"res+

Parae!ers Aoun!s in Crores

E.pe6ted Additi"n T" AUM in ne.t years at6urrent rate "3 r"9th #1(1-1/#(

At % leel ;"ntributi"n 3r"m E sellin 2,-','/(-1

At - % leel ;"ntributi"n 3r"m E sellin 1$#(/,#22

At ,$ % leel ;"ntributi"n 3r"m E sellin #1(1-/1#(


4/18

;"mpetit"r AnalysisSr"No

Co#e!i!or

Co#any#ro$le

Fea!ure Re%enueodel

Pain#oin!saddressed

& Ar!'a

an!ra

oal

assessen!

Ris*assessen!

Cus!oi+ed#or!,olio

uided -ebsi!e !our

!o unders!a.nd !'e-or*in/" Produc! ca!eo/arisedin!o !'ree subca!eo/aries on basiso, cus!oerre1uireen!s"

2lo/ -i!' ar!iclesrele%an! !o cus!oerre1uireen!" Tar/e!s all cus!oersloo*in/ ,or $nancialsa,e!y" Sur%ey da!a s'ared

Payen!

,orana/in/#or!,olio

Easy !o use

-eb #or!al" uidance ,or$nancialsa,e!y"


5/18

;"mpetit"r Analysis * ;"ntinued+Sr"No

Co#e!i!or Co#any#ro$le

Fea!ure Re%enueodel

Pain #oin!saddressed

3 !'eFundoo Ad%ice onu!ual ,undselec!ion

Co#ara!i%eanalysis o,di4eren!u!ual ,unds

Cus!oerEduca!ion"

Insi/'!s on de%elo#en! in u!ual ,undindus!ry (includes in!er%ie-s o, indus!rye5#er!s6 Ne-s a4ec!in/ indus!ry6 Ar!icleson di4eren! u#coin/ ,unds) 7ideo lec!ures on eleen!ary *no-led/ebase rela!ed !o be!!er unders!andin/ o,u!ual ,und indus!ry"

Ra!in/ and co#arison o, di4eren!u!ual ,unds /raded on si5 #arae!ers o,#er,orance6 ris*6 s!yle6 di%ersi$ca!ion6consis!ency and 1uali!y" (s!a!s o, ris*re!urn analysis6 sec!orial alloca!ion6ra#'s o, NA7 o%een!6 Asse!alloca!ion6 rela!i%e #er,orance -i!'res#ec! !o inde5)" Tools !o co#are di4eren! u!ual ,unds

(!'ese !ools include sec!or -ise 'oldin/6#or!,olio o%erla#6 ,und ana/erco#arison6 s!oc* 'oldin/s) S'o-s u!ual ,unds on a sca!!er c'ar!-'ic' classi$es !'e #roduc!s on basis o,ris* and re!urn"

No! *no-n"( ay becoissions ,rou!ual,unds)

Addresses!'e dileao, selec!in/u!ual ,undsby co#arin/!'e" Pro%idesdi4eren!

cri!eria ,orco#arisionas #erre1uireen!so, cus!oers" Pro%ides/eneralin,ora!ionre/ardin/ !'e

cri!eria on-'ic' u!ual,unds aree%alua!ed"


6/18

;"mpetit"r Analysis * ;"ntinued+Sr"No

Co#e!i!or

Co#any#ro$le

Fea!ure Re%enue odel

Pain#oin!saddressed

1 Aditya


7/18

;"mpetit"r Analysis * ;"ntinued+

Sr"No

Co#e!i!or

Co#any#ro$le

Fea!ure Re%enue odel

Pain#oin!saddressed

8 Scri#bo5 9'ere !oin%es! and:o- !o

in%es!; In%es!en!in bes!u!ual,unds( au!oa!ic) Ta5 sa%in/,unds" Secure andau!oa!ed

!ransac!ions

In%es!en! ad%iceon basis o,al/ori!'ic

analysis o, ore!'an


8/18

;"mpetit"r Analysis * ;"ntinued+

Sr"No Co#e!i!or

Co#any#ro$le

Fea!ure Re%enueodel

Pain#oin!saddressed

? Fundsindia One s!o#des!ina!ion !oall

in%es!en!needs" E1ui!y6Mu!ual ,unds6old ETF6Loans6Insurance

In%es!en! ad%icesby e5#er!s" ( ,ree)

Ready !o /o SIP#or!,olios Classi$ca!ion o,,unds on basis o, ris*and !y#e o,co#onen!s ( E1ui!y6@eb!6 ElSS)

NFOFMP sc'eesalso on o4er as#roduc!s" Lii!ed nuber o,/old #lans a%ailablein India" Bno-led/e cen!re ,orbasic *no-led/e

Coission in!ransac!i

on sees!o be !'ere%enue/enera!or"

Pro%ide aone s!o#solu!ions !o

all !'e$nancialre1uireen!s o,cus!oers,ro loansandin%es!en!s

!o /oldETFs"


9/18

;ust"mer sementati"nInest"rs

OnlineInest"r

s

OCineinest"r

s

Internet users

Th"se9h"

D"ntinest

Th"se9h"

inest

Seeksadi6e3r"m

Aents

Inest"n their

"9n/

Are 9illin t" inest

but D"nt n"9 h"9

Are 9illin t" inest

but are n"t sureab"ut "nline plat3"rm


10/18

alue Pr"p"siti"n

Oerall aluePr"p"siti"n

T" be the pers"nal 9ealth adis"r and9ealth manaer 3"r "ur 6ust"mers

alue pr"p"siti"n 3"rdi@erent set "3

6ust"mers

Online Inest"rs 9h"inest "n their "9n

• !ree "3 6hare inestment 3a6ility/• )early in6enties in 3"rm "3 s"me i3ts/

Online Inest"rs 9h"

seek adi6e/

• Atta6h t" br"kers "r aents sellin mutual3unds in their area/

• !ree initial 6"nsultan6y 3"r a6Buisiti"n

purp"se

?illin T" inest


11/18

F"9 t" a6hiee these alue pr"p"siti"Sr" no" Cus!oer se/en! Su//es!ion

, Online inest"r 9h"inest "n their "9n/

!ree a66ess t" analysis"3 all mutual 3unds/

2 Online Inest"r ?h"Seek adi6e/

Partnership 9ithbr"kers t" pr"idene6essary seri6es

1 ?illin t" Inest


12/18

Reenue M"delReenue

M"del

Transa6ti"n M"del

Subs6ripti"nM"del

Subs6ripti"n pri6e t"


13/18

;"st Pr"p"siiti"nSerialNuber

Cos! @ri%er

, ;"st "3 A6Buirin a66ess t" e.istindatabase "r 6reatin "ur "9n database/

2 ;"st "3 desinin all the >lters in the9ebsite

1 Subs6ripti"n 3ees t" 9ebsite like

Multi6hart/6"m t" a66ess their 6hartinand dra9in t""ls/

# ;"st "3 partnership 9ith mutual 3undaents/

;"st "3 6ust"mer a6Buisiti"n/ * Diital

marketin +D Cos! o, se!!in/ u# o, cus!oer care


14/18

!eatures t" be in6"rp"rated in M"drikaSr"no Fea!ure E5#ec!ed 2ene$!

&" uided 9ebsi!e !our • Pro%ide cus!oer -i!' #ro#erou!loo* o, #roduc!s on o4er a!Modri*a"

3" 9a!c' lis! • 9a!c' lis! ,or cus!oers !o !rac*u!ual ,unds o, !'eir o-n c'oice"

" 2lo/ • I#or!an! ,or cus!oers !ounders!and !'e nuances o,

in%es!en! as -ell as -ill *ee#!'e u#da!ed -i!' u#coin/ !rendo, indus!ry"

8" Sur%ey • Sur%ey o, cus!oers !o enlis! !'e#re,erences and basis on -'ic'c'oices are ade"

?" Co#ara!i%e analysiso, u!ual ,unds

• S'ould include co#arison on basiso, di4eren! ris* #ro$les6 ,unds ,ordi4eren! in%es!en! /oals and onbasis o, o!'er !ec'nical !ools"

D" Tools !o co#aredi4eren! u!ual,unds

• 9ould 'el# in con%incin/ cus!oersabou! odri*as #olicy o, no biases-'ile ad%isin/ selec!ion o, u!ual

,und ,or a!!ainin/ any $nancial/oals"


15/18

!eatures t" be in6"rp"rated in M"drika

Sr"no Fea!ure E5#ec!ed 2ene$!


16/18

@i4eren! $l!ers !o be incor#ora!ed inModri*a

Sr"no Fil!er Cri!eria, S"rtin "n basis "3 type "3

3und4are ;apGMid7Small;apGDiersi>edGEBuity !undsGDebt!undsG6 !unds/2 S"rtin "n basis "3 return Oer , 9eekG"er , m"nthG"er 1

m"nthsG"er ( m"nthsGOer , yearG"er 1 )earsGOer yearsGOer theli3e "3 3und/

1 E.pense rati" $/G$/7,/$G,/$7,/$G,/$72/$$GJ2/$$

# Asset SiKe ,$$6r"resG,$$ 6r"res7$$6r"resG$$ 6r"res72$$$ 6r"resGJ2$$$6r"res

;RISI4 Ratin On the s6ale "3 , t" as rated by

;RISI4/( Diersi>6ati"n On the s6ale "3 , t" / * !unds t" be


17/18

@i4eren! $l!ers !o be incor#ora!ed inModri*a

Sr"no Fil!er Cri!eria-


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Creating e-selling platform for selling financial products