Create Wealth and Financial Freedom via Property Development

7/28/2019 Create Wealth and Financial Freedom via Property Development

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YOUR HOW TO GUIDE TO RETIRING FINANCIALLY FREE

CREATE WEALTH AND

FINANCIAL FREEDOM VIAPROPERTY DEVELOPMENT

Understand the current economic outlook &

market trends

Understand the property development process

Understand the secret to acquiring property at cost

Educate yourself and learn why you should take

action NOW !!

By Amber Khanna
http://www.positivepropertypro.com.au/


2/18

Disclaimer

Anynancial,taxationorinvestmentinformationprovidedduringthispresentation/articleisofgeneralnatureonly.Beforemakingadecisionontheinformationpresentedordiscussedatthispresentation&orarticle,report,youshouldconsultwithyourownindependentnancialadvisorandoraccountanttoassesswhethertheadviceisappropriatetoyourobjectives,needsorpersonalsituation.Personsmaywishtomakethisassessmentthemselvesorseekthehelpofanadviser.

Noresponsibilityistakenbythewriter/presenterorPositivePropertyPro

(MasavaPtyLtd)shouldyoudecidetoactontheinformationprovided.Althoughtheinformationisprovidedingoodfaith,itisalsogivenonthebasisthatnopersonusingtheinformationinwholeorinpartshallhaveanyclaimagainstthepresenterorPositivePropertyPro(MasavaPtyLtd).

Youherebydeclarethatyouunderstandthatyouaresolelyresponsibleforactingontheinformationprovided&thatyouhaveconsultedtheappropriateauthorityinthesubjectmatter,beforeactingonthe

information.PositivePropertyPro(MasavaPtyLtd)anditspresenters/writersarenotAccountants,Taxlawyersornancialplanners.


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Current Economic Outlook

DID YOU KNOW - Studies in the US show that life expectancy could

reach 100 years of age by 2030, says Stanford University Biologist

Shripad Tuljapurkar Nine News

Firstofallletmecongratulateyoufortakingtherststeptowardsnancialfreedomandbuildingyourpropertyportfolio.Youarealreadyamongtheoneswhodo,asopposedtooneswhothinktheyshould.Socongratulationsfortakingtherststepforcreatingasecurenancialfutureforyourself&thelovedonesaroundyou.

No Ulterior Motives

TheaimofthisreportistoexplainyouhowPositive Property Pro (PPP)canhelpyouachievenancialfreedom.PPPisnotheretosellyouanything.Wearenotinthemarkettopurchaseyourproperty.Wereceivenokickbacksfromanyofourprofessionals.Oursuggestionsaretotallyunbiasedandarenotdrivenbyanyulteriormotives.Wegetourkicksfromhelpingourclientsachievenancialfreedom&orconsiderablyimprovetheirnancialfootingsbyinvestinginproperties&orbydevelopingtheirownpropertytocreatetheirexistingdwellingintotwoormoreinvestmentproperties.

You will gain the following key insights from reading this report:

Youwillunderstandthecurrenteconomicoutlook&whyyoushouldtakeactionnow.

Youwillunderstandwhatittakestobeapropertydeveloper. Youwillbeabletogauge&analyzeyournancialposition. Youwillunderstandthedevelopmentprocess. YouwilllearnhowPPPwillbeyourfriendandhelpyoucreateaportfolioofinvestmentproperties.

PPPwillrevealhowyoucanacquireinvestmentpropertiesatcost. Youwillknowwhynowistherighttimetoinvestinthepropertyyoualreadyown.
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RecentlifeexpectancyguresissuedbytheAustralianGovernmentActuaryestimatethata55-year-oldwomanhasa35percentchanceofreaching95yearsandamanofthesameagehasa19percentchance.

Onaveragea55-year-oldwomanhasalifeexpectancyof89.7yearsanda55-year-oldman86.2years. IncreasedLongevitycontinuousmedicaladvancesinscienceand technologyandassumedimprovementsinmortality. Declineindisabilitylevels-TheHoganReview(2004)pointedtoa

growingbodyofevidenceintheUnitedStatesshowingfallsindisability ratesamongolderpeople.

WhiletheaveragelifeexpectancyofanAustralianmaleis83,only4percentofAustralianmendieatthisageandmorethanhalfofthemlivelonger.Forexampleifyouare60andretiringtoday,thereisa50%chancethatyouoryourspousewillstillbealiveaftertheageof90.

WHAT DOES THAT MEAN FOR YOU

ItmeansthatchancesarethatmoreandmoreAustraliansmayhavenomoneylefttosupporttheirretirementbythetimetheyretire. About310,000peoplewhowereworkingin2007hadpreviouslyretired(thatis,stoppedworkingwithnointentionatthetimeofeverworkingagain).Themostcommonreasonforthisgrouptoreturntoworkwasnancialneed.

SuperannuationdoesnotsolvetheproblemoffundingAustraliasgrowinggenerationofretirees.EconomistsarewarningofaloomingblackholewithmanyAustraliansunabletofundtheirretirement,leavingthegovernmenttopickuptheslack&dealwiththemassivebudgetblowout.Thatspromptingcallstoraisetheretirementageto70yearsandbanlumpsumsuperannuationpayouts.

Reasons

Peoplecangetaccesstotheirsuperannuationwellbeforetheyhit pensionage. Onethirdofallsuperannuationbalancesarebeingspentbeforepeople

hitpensionage. Studiesshowthatthegroupbetween50and54yearsofagehas anaveragepersonaldebtofabout94percentofpersonaldebtto


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superannuationsavings.Expected source of income at retirement

Over50%ofretiredmenexpectsuperannuationtobetheirmainsource ofincome. Thesecondmostcommonsourceofexpectedincomewasa governmentpensionorallowance. Whoistosaythat10-20yearsfromnowtherewillbesuperora governmentpensiontofallbackon?

Youmightbesurprisedtolearnthatmorepeoplediecomingdowna mountainthanclimbingupsomuchfocusandplanninggoesintothe ascentthatthedescentremainsneglected.

YOUR POSITION:

YOU CAN EITHER, CHOOSE TO RETIRE SHORT CHANGED OR

CONTINUE WORKING TILL ITS TIME.

OR

YOU CAN ACT NOW & CHOOSE YOUR DESTINY AND NEVER SETTLE

FOR ANYTHING LESS THAN YOU DESERVE. YOU CAN KNOW MORE,

BE MORE, WANT MORE, MAKE PROGRESS AND BE HAPPY.

ITS NEVER ABOUT MONEY; ITS ALWAYS ABOUT A SENSE OF

MASTERY. THERE IS ONLY ONE EMOTION THAT YOU NEVER WANT

TO HAVE WHEN YOU RETIRE & THATS REGRET.

57%ofAustraliansgeneratewealth-usingpropertyastheirvehicle.Ifyouareapropertyowner,youarealreadyamongthetop57%&Iapplaudyouraccomplishment.Questionnowis,howdoyougofromwhereyouaretoanevenwealthierposition.Theanswerliesinyourproperty.Youaresittingonagoldmine,thatswherePositivePropertyProcanhelpyougotothe

nextlevel.


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Positive Property Pro can help you, if any of the following rings true to

your situation:

Youhavelandwithdevelopmentpotential.

Youalwayswantedtodevelop,butareshortoneithertime, knowledgeordonothaveanexperiencedteamonyourside.

Youwanttoselltheland,butwouldalsolikeashareinprotif someoneelsedevelopedit.

Youhaveaccesstoequitythatyouwouldliketoreinvest.

Youwouldlovetoliveinanewhouse,butcurrentlyliveinanaged housewithabigbackyard.

Youhaveland/propertywithzeroornegligiblemortgage,butnocash todevelop.

Youarelookingtoinvestinproperty,butnotsureifthisistheright timetobuy,ascapitalgrowthinMelbourneishardtoachieve. Throughourmodelofacquiringpropertyatcost,youcaninstantly achievecapitalgrowth,re-accessthatcapital&reinvestagain.

Youwouldliketobulletproofyourretirementagainsttheever changingeconomicconditions,sowhenyouliveuptoa100 years(whichbythewaynowisaverypossiblereality),youhave enoughwealthtolastyou throughyourretirement&moretoleave behindasyourlegacy.
http://www.positivepropertypro.com.au/http://www.positivepropertypro.com.au/


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You are only 10 steps away from developing your own property &achievingnancialfreedom.

1.DecideTherststepandthemostdifcultsteptotakewhenstartingouttobuildwealth,istakingthedecisiontojustdoit.Beingclearaboutwhatyouwantandbelieving100%thatyoucandoit.Therearemanyinvestorswhotakecoursesaftercoursesandkeepswitchingtheirchosenvehicletobuildwealth,onlybecausetheyareunabletodecidewhattheywant.Mostofthemhonestlydontevenknowwhattheywant.Yourreadingthisreporttellsme,thatyouarenotamongthose.Youarenowbeingproactiveandapplaudyoufortakingtherststep&thatseducation.

2.Financial Feasibility AnalysisThisiswhereprojectseithermakeitordontgoforward.DueDiligenceandfeasibilityanalysisisthesinglemostimportantfactorindeterminingiftheproject(indeveloperslingo)stacksup.Considerrunninganewbusinesswithoutabusinessplan,whatdoyouthinkwillhappen99%ofthetimeitwillfail,asitdoesnotknowwhere

itsheadingorhowmuchisitcostingitself.FeasibilityAnalysisorinshortfeasoisverysimilartoabusinessplan.Afeasorevealsallcoststhatwillberequiredtocarrytheproject.Afeasoiswhatthebankwilllookatwhendeterminingifitshouldloanyouthemoneyfortheproject.Itisimperativethataprofessionalishiredtoconductthis,anovicewouldntevenknowwheretobegin.Agoodfeasocanconvinceabanktoinvestinyourproject.

3.Due Diligenceontheotherhandtakesintoaccountallotherfactorstoascertainconstraintsontheproposedsite.Theseconstraintscantypically

beeitherrelatedtotownplanningorengineeringissues.TownPlanningissueswilldealwithmatterslike,zoning,density,setbacks,heights,neighborhoodcharacter,vegetationprotectionoverlayetc.Engineeringissuesontheotherhandwilldealwiththeavailability&positionofservicelikesewerage,water,drainage,power,trafc,noise,oodingetc.

4.Market Analysisusuallyoverlookedbynovice&rsttimedevelopers,butisoneoftheveryimportantaspectsofdevelopingyourproperty.MarketAnalysisconductedbyPositivePropertyProincludesthefollowing

information:

a.Whatsalreadybeingbuiltintheneighborhood?

b.Whoarethebuildersalreadybuildingit?Wealsotryandndoutthe


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coststheyarebuildingitattomakesurethatwegetthebestdealforour clients,whenitstimegetthebuilderstobidontheproject.

c.Whatisthedesignintentinthelocalarea?Thisisdeterminingwhat kindoftownhousesorunitsarebeingdesignedinyourarea.

d.Whatisthedemandofsuchdesignsinyourarea?

e.Whatwouldbetheendvalueoftownhouse?

f.Whatistherentinthecurrentmarketforanewtownhouse&foran oldproperty?

g.Whataresomecomparablesalesinthenearbyarea?

5.Council PermitsWhenbuyingapropertyyouthinkofthreethings,LOCATION,LOCATION,LOCATION.Similarlywhenyouareabouttodevelopyourproperty,youthinkofanotherthreeCOUNCIL,COUNCIL,COUNCIL.Ladies&Gentleman,councilcanbeyourgreatestallyandcan

beextremelydifculttodealwithaswell,whentryingtogainpermitsforyourdevelopment.Sowhenthinkingofdeveloping,youhavetothinkofrealisingthebestpossibleuseofland,keepinginmindthatthenewdesignsthatyoucomeupwitharewithincouncilsboundaries.Sometimes,councilalonecandelayprojectssomuchthatyoustarttowonderwhydidIevergodownthispathtobeingwith.Therearehowever,waystochallengethecouncilandtakethemattertoVCAT,butIstronglysuggestagainstit.Councilsarethereforareason&itisalwaysbesttoworkwithintheboundariesofthetownplan.PositivePropertyProalwaysmakessurethat

ahighestbestpossibleuseoflandisachievedwithinthecouncilguidelines.LocalAuthorityPermitsareastatementofconsentthatpermitaparticularuseofland.Therearethreedifferentpermitsapplicabletothedevelopmentofland.

a.Development PermitakaTownPlanningPermitoraDevelopment Approval(DA)whichdealswithpermitsrelatedtotownplanning andwhetherornottheproposeduseforaparticularpieceoflandis appropriateforit.(Forexample:Building4townhousesonasinglelot closetoashoppingcenter.)

b.Building PermitakaBuildingApprovalor(BA)BAfollowsDA&deals withthedesignofthebuilding.


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c.Engineering PermitakaOperationalWorksPermitThisislinked withBuildingPermitanddealswithengineeringdesignsuchasdrainage, earthworks,roadworks,sewer&water.

6.Construction FinanceGenerallyyouwillstartsourcingnanceafterconductingafull-scalefeaso.Onceyouhavedeterminedtheequityyoucanaccesswithinyourpropertyanddeterminedthecashdeposityoucancontribute,itstimetostartsourcingnance.Thereareanumberofnancesourcesavailablethesedaysincludingdebtorequitynance,bankornon-banknance,seniororsubordinatenance,andontherareoccasionsellernance.

7.Off Plan MarketingThisstepcanbeomittedifyourprojectisonlyasmalldualoccupancyorhasapotentialforonlythreetownhouses.However,ifyourprojectisconsiderablylargeinsize,say4ormoretownhousesyoumaywishtostartsellingimmediatelyafterthenecessarypermits.Allthiswilldependuponthestateoftheeconomy&willhelpinensuringthenancier

thatthereisdemandfortheproduct.Moreover,everypre-saleyouachieve,offsetsthelevelofdebt,whichinturnreducestheriskintheproject.Sellingthepropertiesaftertheyhavebeenconstructedareusuallygoodwhentimesaregoodandthemarketisrising.Thisisparticularlygoodwhenthecostofholdingthepropertyisoutweighedbythecapitalgainsthemarketcanpresent.

8.The Actual Build aka ConstructionYoucanlegallycommenceconstructiononceallpermitshavebeenobtained.Thisisthemostcostly

stageinpropertydevelopment&alsotheonethathasthegreatestimpactonyournalprot.Usuallyallconstructionprocessesareeitherexecutedviaanopenorselecttender.Priortotenderingtheconstructionyouwillhavetoconsiderwhatformofconstructioncontractyouwishtouse.Therearevariousoptionsavailablefromconstructionmanagement,costplus,design&construct(onlyusedifdesignisnotcompleted),guaranteedmaximumprice,lumpsumxedpriceoraturnkeycontract.

9.Settlement of Salethisissecondlaststageofpropertydevelopment.In

ordertocompletetheprojectandsettlethesalesyouneedacerticateofcompletion,nalsurvey,certicateofoccupancy,plansealing&issueoftitles.Allofthesemattersmustbenalizedbeforeyoucancollectyourprizemoney.


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10. The PrizeThenalstageiscollectingthefruitofyourproperty developmentinvestment.Tosomepeople,itcomesasabigfatchequeandtosomeitcomesintheformofequityintheirnewlyacquiredinvestmentpropertyatcost.Nomatterhowitcomes,itleavesyouinabetternancialpositionthanyoustartedoffwith.

StrategyNumerousbookshavebeenwrittenonbuildingwealthviapropertyinvestment&howitcanbeusedinvariouswaystolegallyreducetax.Propertydevelopmentcanbeusedtoeffectivelyacceleratethewealthbuildingprocess.Whenyoudeveloptheproperty,youacquirethepropertyatcosti.e.apropertywitharetailvalueof$500,000canbeacquiredbyinvesting$420,000.Inotherwordsyoucanachieveanannualcapitalgrowthrateof7%immediatelybyaccessing3.4yearsor1237daysof

growthonday1.Thatsafantasticstart.Thismeansthatyounolongerhavetowaittoachievecapitalgrowth,youhaveaccesstoitfromtheverydayyouacquireyourinvestmentproperty.

LetslookatsomenumbersandcapitalrequirementswithanLVRof80%.Inordertopurchaseapropertyworth$500,000@80%LVRyouneed20%equityor$100,000.However,thispropertyforexample,mycostyouonly$420,000becauseyouaregoingtodevelopityourself.Therefore,inessenceyouwouldonlyrequireaninputof$20,000&theloanwouldbe

for$400,000.Anyotherinvestorwhopurchasesapropertyfromthemarketwouldhavetopayfullretailvalueof$500,000forthesameproperty.Hewouldthenhavetowaitsomeyearsforthepropertytogrowtoapointwherehecanrenanceandaccessthegrowthequityinthatpropertytoputdownasdepositagainstthenextinvestmentproperty.However,youasinvestorswhodevelopedthispropertyhavehardlyputanyequityinthepropertyandthebankcarriedallthedebt.Thisenablesyoutoextractthemanufacturedequityanduseitonthenextdeal,whichaccelerates

youracquisitionrateandpotentiallybuildamassivepropertyinvestmentportfolio.


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Portfolio Explosion

Thereasonyouareinpropertydevelopmentissoyoucancreateasnowballeffecttoaccumulatewealthandinvestmentproperties.Inordertodothatyouneedtomakesurethatyoufollowacarefullydesignedpath.Followingaresomestepsthatwillone-dayleadyoutoalifeofnancialfreedom:

LocationLocationLocationIfbuyaproperty,alwaysbuyinwelllocatedareasclosetotransportation,schools&shoppingcenters.

Onlybuyatbelowmarketprice

Manufacturegrowthbydevelopingyourpropertyi.e.addvaluetoit

Rentoutallthenewdevelopedtownhouses.Newtownhousesalwaysattractbetterrentandtenants.

Renancegetyourpropertyrevaluedafterdevelopment&getitrenancedbyyourbank.

Extractyourinitialdepositandleavethenewgeneratedequityintheproperty.Thatextracteddepositwillnowallowyoutodothesameexercisealloveragain.

Repeatthisprocessasoftenaspossibleinawaythatyouendupcreating10propertiesthatyouholdinthenext10years.

Attheendof10years,selloffhalfyourportfolioandusethemoneytopayofftheotherhalf.Onaverage,inAustraliaapropertydoublesitselfevery10years.Nowyouwillhave5propertiesthatwillputmoneyinyourpocketi.e.yourinvestmentpropertieswillbecashowpositive.Onaverageifyouhavechosenwiselytobeginwithyoushouldhaveatleast$100,000perannuminrent,doingnothingatall.Inadditiontothatyourpropertieswillbedebtfreebecauseyoupaidthemoffbysellingtheotherhalfofyourportfolio.Howisthatforacarefreeandnanciallyfree

retirement?


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Why is now the best time to develop in Melbourne?

Ifyouaskedme,whenisthebesttimetodeveloporinvestinproperty,Iwouldsay10yearsagowasthecorrecttime?Ifyouhadinvestedinproperty20yearsago,bynowyouwouldhaveatleastdoubledthevalueofyourwealthandgainedequity.However,ifyouwouldaskmethesamequestion20yearsfromnow,Iwouldsaynowistherighttimetodevelopyourproperty.Letsrstunderstandthepropertymarketcycle.

Bottom

Peak

PHASE 1 - MATURITY

FlatsalesWeakpricegrowthSteadyorfallingyieldsSlowdowninbuildingactivityCautiousmarket

PHASE 2 - DECLINE

FallingsalesStagnant/fallingpricesUncompetitiveyieldsProjectsabandonedBuyersmarket

PHASE 3 - BOTTOM

MarketReboundingPricesstatingtorecoverBuildingprojectsstarting

SalespickingupYieldsstartingtorise

PHASE 4 - GROWTH

RisingsalesStrongpricegrowthImprovingyields

IncreasingbuildingactivityVendorsmarket

DEVELOPMENT MARKET CYCLE
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Development Market Cycle

Thepropertymarketiscyclical&goesthroughpeaksandtroughsoveraperiodoftimeindirectresponsetovariableeconomicconditions&customersentiments&condence.Itstartswhenthemarkethasmatured,thendeclinesandbottomsout.Eventuallywhenthecustomercondencegainsspeedduetovariousfactorsaftertheperiodofdecline,thecyclestartsagain.

Phase 1 Maturity

Asamarketmaturesthegapbetweenthedemandandsupplyclosesandthemarketstartstoattenoutaspricesstabilize.Notagoodtimeforinvestment,why?Asthisperiodismarkedby

ShorterDaysontheMarketi.e.propertiessellquickly.

Developmentsthatwerebeingcompletedarriveonthemarket,henceclosingthegapbetweensupply&demand.

Investorscondenceishigh

Businessesthrive BuildingApprovalsincrease

Employmentimproves

Phase 2 Decline

Asthegapbetweenthesupply&demandcloses,themarketbecomeoversuppliedanddemandfalls,whichpromptsvendorstoofferdiscounts&specialoffers.Sometypicalcharacteristicsare:

Increaseinunemployment

Repossessions&Liquidations

Businessesdefault

Discountedrentsandsalepriceconcessions

Interestratesincrease

Oversupplyofnewdevelopments

Daysonthemarketincreasei.e.propertiesnowtakelongertosell


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Phase 3 Market is bottoming out

Verylittledevelopmentstakeplace

Investorsshowpatience&playawaitinggame

Therearebargainstobegrabbedinthemarket

Priceconcessionsstabilize

Littleactivityinthemarket

Phase 4 - GrowthThisphaseismarketbyagrowingeconomy,expandingbusinesses,newdevelopments&increaseinpricesi.e.increaseindemand

NumberofBuildingapprovalsincrease

Excesssupplyisconsumedanddemandfornewdevelopmentsincrease

Interestratesfall

Newbuyerbecomeactive

Where is Melbourne according to the property clock?

Beforeweanswerthisquestion,wemustunderstandthatMelbourneisanextremelylargepropertymarketandismadeupofvariouscouncilsandsuburbs&pockets.Eachofthesepocketshastheirowndynamicsinplayandmustbelookedatindependently,ratherthanasawhole.Recentlyithasreceivedalotofnegativepress,mainlyduetoVictorianotbeingpartoftheresourcesboom.However,whenyoulookatindividualsuburbsinMelbourne,

theytelladifferentstory.StateofMarket

Oversupplyofhouseandlandpackages-Newanddevelopingoutersuburbs,speciallyinWESTandNORTHparticularlyinrsthomebuyercategory

Oversupplyofluxury

Moredemandforpropertybetween$500,000-$900,000InnerandMiddle-Ringsuburbs

CBDoversuppliedwithapartmentsthiswillpushpricesforapartmentsandtheirrentalsyielddownwards

Thereiswealthtobegeneratedineverymarket.


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Signs of Improvements

4th March 2013 Property Observer

Analysts are growing more condent of a sustained recovery in the property market

following yet another strong weekend of auction clearance rates, with over two-thirds of

residential properties selling at auction in Melbourne and Sydney.

Both markets are operating at levels closer to numbers of the boom period in 2010.

Condence builds its own momentum and its off and running, but the full picture will be

revealed come Easter.

Both Melbourne and Sydney are moving in the one direction, indicating there is anunderlying driving force. Low interest rates are generally fuelling both housing markets.

3rd March 2013 Australian Property MonitorsSydney and Melbourne auctionmarkets this weekend continued the strong performances recorded so far this season

despite rising listing numbers. Both markets are exhibiting early season buyer momentum

well in advance of the results recorded over the same period last year. Melbourne also

reported another encouraging clearance rate this weekend. Melbournes 65.8% followed last

weekends rate of 71.6% and reects continuing solid market conditions.

1st FEB 2013 RP Data RismarkFive of Australias eight capital cities have showncontinued growth in their housing markets in February, following the mild recovery of 2012,

according to Februarys RP Data Rismark home value index. RP Data says Melbourne,

Australias second largest housing market, largely drove the monthly result with dwelling

values up 1.5% with even stronger growth at Canberra (up 1.9%) and Darwin (up 2.3%).

31st Jan 2013 Australian Property MonitorsAustralias housing market bouncedback as expected in 2012 with the median house price rising by a solid 2.1% over the year.

All capital cities recorded growth in median house prices over the December quarter for

the rst time since the March quarter 2010. Solid house price growth was reported by most

major capitals over the quarter with Sydney up by 2.0%, Melbourne up 2.4% and Perth up

2.5%.

26th Jan 2013 Herald Sun-Real Estate Institute of Victoria gures show the citysmedian house price rose 7.8 per cent in the December quarter - the biggest three-monthgain since the market peaked in 2010. It follows a 16 per cent jump in sales, compared with

the same time in 2011, as buyers went Christmas shopping after interest rate cuts.

22nd October 2012 Australian Financial Review-reported, Sydney and Melbourneproperty markets are showing signs of strength, with auction clearance rates remaining

above 60 per cent. The solid clearance rate bodes well for the depressed Melbourne

market, ahead of next Saturday when 1200 properties will be auctioned compared with the

past weekends 656. It will be the most auctions in Melbourne in a single weekend since

December 2010.

October 2012 - National Property BuyersRPData have already conrmed thatincreases to capital city medians are starting to affect market conditions. Several of our

cities are showing moderate signs of recovery, with the surprise result being Melbourne,

which experienced a 4 per cent rise in its median house price between May 2012 and

September 2012.


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Now is the right time

Melbourneat6OClockinpropertymarket,whichisthesameasPhase3ofpropertycyclei.e.,allsignsindicatedthatMelbournemarkethasbottomedoutandisnowstartingtorecover.RecentDatafromHIA(HouseIndustryAssociation)indicatesbuildingapprovalsinJanuary2013fellforasecondconsecutivemonthanddroppedbackbelowthe13000mark.ThisandallotherfactorsindicatethatMelbournepropertymarkethasbottomed,whichshouldringalarmbellsfordevelopers,asthereisnobettertimetodevelop.

Ifyouaredevelopinginanestablishedarea,closetotransportation,closetoshoppingcenters&closetoschoolsinawellresearchedarea,therewillalwaysbedemandforthatnewlydevelopedtownhouse.Youcanenjoygreaterrentalyieldashouseaffordabilityisbecomingaseriousproblem,whichisfurtherdrivingtherentalyieldup.

In Essence

Incomeproducingresidentialpropertyisthebestlong-terminvestmentforwealthgeneration.

Residentialpropertyunlikecommercialdoesnotlooseitsvalueifitisvacant.ResidentialpropertieshaveweatheredGFC(GlobalFinancialCrisis)andarestillthetopchoiceasinvestmentproperties.

Ifyouhavechosenresidentialpropertyasyourwealth-buildingvehicle,thenpropertydevelopmentisfuelthatcanacceleratetheprocess.

DevelopRenanceExtractEquityRepeat

Tobesuccessfulinpropertydevelopment,youneedTime;Money&Knowledge&PositivePropertyProcanhelpyouinallthreeaspectswithvariousstrategiesandunbiasedadvice.


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Positive Property Pro can certainly help you only if you are ready to

takethenextsteptowardsnancialfreedomorifanyofthefollowing

criteria matches your situation:

Youhavelandwithdevelopmentpotential.

Youalwayswantedtodevelop,butareshortoneithertime, knowledgeordonothaveanexperiencedteamonyourside.

Youwanttoselltheland,butwouldalsolikeashareinprotif someoneelsedevelopedit.

Youhaveaccesstoequitythatyouwouldliketoreinvest.

Youwouldlovetoliveinanewhouse,butcurrentlyliveinanaged housewithabigbackyard.

Youhaveland/propertywithzeroornegligiblemortgage,butnocash todevelop.

Youarelookingtoinvestinproperty,butnotsureifthisistheright timetobuy,ascapitalgrowthinMelbourneishardtoachieve. Throughourmodelofacquiringpropertyatcost,youcaninstantly achievecapitalgrowth,re-accessthatcapital&reinvestagain.

Youwouldliketobulletproofyourretirementagainsttheever changingeconomicconditions,sowhenyouliveuptoa100 years(whichbythewaynowisaverypossiblereality),youhave enoughwealthtolastyou throughyourretirement&moretoleave behindasyourlegacy.

Ifyoursituationringstruetoanyoftheabovescenarios,pleasecallmenowon0488 998 072.IwouldbepleasedtoprovidearoughassessmentofthepotentialofyourlandandexplainhowIcouldachieveforyoua

substantialpositiveoutcome.Youcanalsoreachusviaourwebsitehttp://www.positivepropertypro.com.au|ContactUs
http://www.positivepropertypro.com.au/http://www.positivepropertypro.com.au/http://www.positivepropertypro.com.au/contacthttp://www.positivepropertypro.com.au/contacthttp://www.positivepropertypro.com.au/http://www.positivepropertypro.com.au/


18/18

Disclaimer

Anynancial,taxationorinvestmentinformationprovidedduringthispresentation/articleisofgeneralnatureonly.Beforemakingadecisionontheinformationpresentedordiscussedatthispresentation&orarticle,report,youshouldconsultwithyourownindependentnancialadvisorandoraccountanttoassesswhethertheadviceisappropriatetoyourobjectives,needsorpersonalsituation.Personsmaywishtomakethisassessmentthemselvesorseekthehelpofanadviser.

Noresponsibilityistakenbythewriter/presenterorPositivePropertyPro

(MasavaPtyLtd)shouldyoudecidetoactontheinformationprovided.Althoughtheinformationisprovidedingoodfaith,itisalsogivenonthebasisthatnopersonusingtheinformationinwholeorinpartshallhaveanyclaimagainstthepresenterorPositivePropertyPro(MasavaPtyLtd).

Youherebydeclarethatyouunderstandthatyouaresolelyresponsibleforactingontheinformationprovided&thatyouhaveconsultedtheappropriateauthorityinthesubjectmatter,beforeactingonthe

information.PositivePropertyPro(MasavaPtyLtd)anditspresenters/writersarenotAccountants,Taxlawyersornancialplanners.

Documents

Create Wealth and Financial Freedom via Property Development