Healthcare Practice Overview2014

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Key Differentiators

• Market Leading Distributor– $4 billion in gross written premiums– 1,700 employees, including 200 producers throughout the U.S.

• Broad Service Offerings– Leading producer in each of the major market segments– Leading producer nationally in each of the major wholesaler

arenas• Brokerage, MGA, and Specialty Programs management

– Access to over 300 domestic and international carriers, including Lloyds of London syndicates

• Business Diversification– Platform supporting brokerage, binding authorities, and MGA

Product lines meeting multiple needs of customers

Leading Wholesaler and MGA with more than 90 Years of Proven Wholesale Market Credibility

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CASUALTYCommercial General LiabilityConstructionEnvironmental LiabilityExcess / UmbrellaLessors RiskLife SciencesManufacturers / DistributorsOil & GasPremises LiabilityProducts LiabilityRailroad ProtectivesReal Estate / ApartmentsSports and Entertainment Tough ProductsWorkers CompensationWrap-ups (OCIP and CCIP)

All RiskBoiler & MachineryBuilders Risk (Course of Construction)Catastrophe - DIC, Earthquake, EQSL, Flood and WindDistressed / Force Placed HabitationalHigh Hazard Wind ExposuresInland MarineManufacturingOcean Cargo / MarinePublic EntitiesReal Estate

Architects & EngineersCommercial CrimeCyberDirectors & Officers (D&O)Employment Practices Liability Errors & Omissions (E&O) Fiduciary Liability / ERISAKidnap & RansomMedical MalpracticeTechnology Professional

PROPERTY PROFESSIONAL

Premium by Coverage 2013 All Divisions - $M

Casualty $2,007

Property $1,474

Professional $656

CRC Practice Groups

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Premium By Industry 2013Brokerage Division - $MM

Professional Services $355

Transportation $320

Construction $526

Real Estate $654

Healthcare $243

Retail & Wholesale $193

Manufacturing $190

Institutional/Government

$187

Amusement $141

Oil & Gas $99

PROFESSIONAL SERVICES

CyberErrors and OmissionsLawyer’s Professional

TRANSPORTATION

Non-Trucking LiabilityGarage CapabilitiesMotor Truck Cargo

REAL ESTATE

HabitationalCommercialCat-ExposedQuake/DIC

CONSTRUCTION

Contractors and Sub-ContractorsHome Builder Wrap-UpsConstruction Managers

HEALTHCARE

HospitalsNursing and Residential Care Facilities

RETAIL & WHOLESALE

Workers CompensationGeneral LiabilityExcess Liability

MANUFACTURING

CranesElectrical EquipmentConstruction EquipmentProducts Liability

INSTITUTIONAL/GOV’T

State GovernmentLocal GivernmentNon-Profit

AMUSEMENT

Ride OperatorsCarnivalsConcessionaires

CRC Industry Groups

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Healthcare Professional Industry Group Overview

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CRC Healthcare Overview

• Largest Healthcare Wholesale Broker in the US – More than $240M in Healthcare

Premiums Placed in 2014• Deep & Diverse Market

Relationships– Access to Key A.M. Best “A” Rated E&S

Markets– At Least $1M Premium with 31

Markets • National, Experienced Team

– 10 Dedicated Healthcare Teams Across Five Offices

– 17 Dedicated Healthcare Producers

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• Skilled Care Facilities• Miscellaneous Medical

Facilities• Non Skilled Facilities• Hospitals• Medical Clinics• Physician• Temporary Staffing• Correctional Health• Ambulance Services

• Labs and Testing• Social Services • Ambulatory Surgery

Centers• Managed Care

Organization• Blood & Tissue Banks• Congregate Care / LTC

Facilities• Life Sciences• Physician Staffing

Top Industry Segments

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• One Beacon• AIG Group• GuideOne Insurance

Company• Markel Insurance Group• W.R. Berkley Group• Allied World Assurance

Company• RSUI• Ironshore Insurance Group• CNA Insurance Companies• Arch Insurance Group• ACE USA Group• Berkshire Hathaway Group• Scottsdale• Arch Intermediaries

• Hartford Insurance Companies

• Swiss Re Group• Great American Insurance

Group• Argonaut Group• Rockhill Underwriting

Managers• ProAssurance Group• Zurich American Insurance

Group• Torus Specialty Insurance

Company• Allianz Group• Chubb Group of Insurance

Companies

Top 25 Healthcare Professional Liability Markets

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• Deliver the Best Coverage– Standardized CRC

Amendatory Endorsements with XX Carriers Based on 70 Item Wish List

• Help Retailer Partners Sell Coverage– Policy Comparison System

of 180+ Forms to Create Client Ready Form Reviews

CRC Converge Counsel • Exclusive CRC Resource • Supports retail producers

throughout the sales process

• Develops unique proprietary tools to sell coverage

• Evaluates and compares policies

• Assists with claims issues• Provides analysis of

coverage questions

Key DifferentiatorsAngela Petersen SVP, Coverage CounselCRC Insurance

Sample PolicyComparison