Course Technology ▪ Delmar ▪ South-Western Financial Algebra Gerver/Sgroi © 2011 Pub date: 1/27/10

Course Technology ▪ Delmar ▪ South-Western

Financial Algebra

Gerver/Sgroi

© 2011

Pub date: 1/27/10


Financial Algebra

Debbie HensonNational Sales Consultant

www.cengage.com/focus/IL

Course Technology ▪ Delmar ▪ South-Westernwww.cengage.com/focus/IL

Mary Sommers [email protected] I Cover

Toya Moore [email protected] I Cover

Kimberly Lourinia [email protected], x2606Counties I Cover

Larry Schneider [email protected], x1571Counties I Cover

Margie Schneider [email protected], x1553Counties I Cover

Heather Cramer [email protected], x2605Counties I Cover


Financial Algebra

Everything you need to know, but no one teaches you!


• 10 chapters under six financial umbrellas:– Investing– Banking– Credit– Income Taxes– Insurance– Household Budgeting

Financial Algebra


Coverage

Algebra Mechanics and Problem Solving

• Basic algebra formulas with variables

• Equations• Functions• Systems of equations• Graphs• Statistics• And more!

• Basic algebra formulas with variables

• Equations• Functions• Systems of equations• Graphs• Statistics• And more!

Advanced Mathematics Topics

• Piecewise functions • Regression• Limits• Exponential functions• Linear and Quadratic systems • And more!

• Piecewise functions • Regression• Limits• Exponential functions• Linear and Quadratic systems • And more!


Financial Algebra Table of Contents

1 The Stock Market

2 Modeling a Business

3 Banking Services

4 Consumer Credit

5 Automobile Ownership

6 Employment Basics

7 Income Taxes

8 Independent Living

9 Planning for Retirement

10 Prepare a Budget


Detailed TOC

Math topics coveredin the chapter!


How can you model automobile expense (loan payments) and depreciation over a

fixed period of time?

What is the value of your car?

Equation of a liney = mx + b

Remember this?

EXPENSE and DEPRECIATION FUNCTIONS

20 40 60 80 100 1200

5000

10000

15000

20000

25000

30000

35000

0months

amount

(35.24, 23733.33)


Instructional Model

A relevant quote and chapter introduction set the stage for the topics covered in the chapter.


Instructional Model

Really? Really! grasps students’ attention by discussing a fascinating real-life topic related to the chapter content.

Really


Instructional Model

An intriguing quote at the beginning of each lesson motivates the learning of lesson content

Each lesson begins with a discussion of terms and concepts related to the lesson topic.


Skills and Strategies, teaches the math concepts through worked-out examples. Several examples teach each math concept step-by-step.

All math concepts are taught within real-life context. When am I every going to use this in real-life? is answered here!

Instructional Model


Check Your Understandingallows students to immediately practice the concept on their own.

Extend Your Understanding provides an opportunity to solve a more challenging problem.

Instructional Model


Carefully developed, proven applications at the end of each lesson require students to apply concepts to a specific question or scenario.

Instructional Model


Chapter Assessment provides an opportunity for students to check their knowledge of chapter content.

Real Numbers: You Write the Story asks students to examine a graph and write a story focused around the graph’s information.

Instructional Model


Reality Check assists in extending the learning experience beyond the classroom with specific suggestions for research opportunities, projects, and guest speakers.

Instructional Model


Dollars and Sense guides students to the companion website where they will find up-to-date information and activities related to the chapter content.

Instructional Model


Meaningful applications at the end of each chapter require students to apply concepts that were taught throughout the chapter.

Instructional Model


Supplements

• Annotated Instructor’s Edition • Instructor’s Resource CD

– Lesson plans, PowerPoints, and Workbook Answers

• ExamView Test Generator• Student Workbook• eHomework Interactive online homework• Adobe eBook• Companion Website


eHomework – Interactive Online Student Workbook

Saves time and ensures immediate student understanding!

Automatically graded assignments for the instructor Immediate feedback on every question for the student


Hear from the authors!

Dr. Robert Gerver

Dr. Richard Sgroi

www.cengage.com/school/teamup


Financial Algebra

Gerver/Sgroi

© 2011

Pub date: 1/27/10


© 2010

Business MathBusiness Math

Mary HansenMary Hansen

1717thth Edition Edition

Course Title: Consumer MathCourse Title: Consumer Math

Prepare Florida Students for Tomorrow’s World


• Correlated for Florida Consumer Math success

• Complete Student and Instructor support package

• Excellent organization for effective

instruction and student learning• Mathematics is taught, reinforced, and

assessed with real-world applications



Correlated to Florida Standards and Access Points

Additional online workshops created for Florida teachers

MA.6.A.1.3Solve real-world problems involving multiplication and division of fractions and decimals.

xxv-xxvi, xxviii, 63, 80-86, 99, 109-111, 137, 143, 147, 170, 173, 188, 192, 243, 249, 278, 289, 299, 347, 351, 353, 357, 365, 367, 370, 429, 432, 438, 455, 487, 498, 537, 552, 563, 569 I

MA.6.A.3.1Write and evaluate mathematical expressions that correspond to given situations.

xxii, xxxv, 5, 6, 15, 21, 81-84, 112, 172-174, 274, 296, 304, 310, 338, 392, 427, 439, 555-556, 564-567 I

MA.6.A.3.4 Solve problems given a formula.5, 6, 15, 21, 22, 81, 84, 112, 172-174, 274, 296, 392, 439, 555-556, 564-567 I

MA.6.A.5.1Use equivalent forms of fractions, decimals, and percents to solve problems.

xxxi-xxxii, 4, 8, 14-19, 40, 43-45, 56, 61, 62, 63, 110-111, 128, 134, 138, 148, 241-243, 258, 290, 293, 295-299, 342-345, 359, 518-521 I

MA.6.S.6.1Determine the measures of central tendency (mean, median, mode) and variability (range) for a given set of data.

xxvii, 27-31, 33, 250-252, 336-341, 518, see also www.cengage.com/school/business/math (**Click on the 2009 Adoptions tab on the left)

I

MA.7.A.1.2Solve percent problems, including problems involving discounts, simple interest, taxes, tips, and percents of increase or decrease.

xxxi-xxxii, 14-19, 43-45, 57, 65, 81, 108, 110-119, 129-130, 138-156, 170-183, 192-199, 210-215, 295-299, 342-345, 367, 425-443, 478-481, 518-519 I


Aligns with the Jump$tart Coalition’s National Standards for Personal Financial Literacy


Major Tools: Students

Student Edition (hardcover text)

Companion Web Site

www.cengage.com/school/business/math


Ancillary Materials: Students

Student Workbook (softcover)• Extra practice for every lesson

Online E-book: Student Edition• View with free Adobe® Acrobat® Reader™


Instructor’s Wraparound Edition

Companion Web Site: www.cengage.com/school/business/math

Major Tools: Teacher


Ancillary Materials: Teacher

Instructor’s Resource CD• Lesson Plans, Algebra and Geometry Activities, Technology

Activities, Chapter Test Masters and Answers; Competitive Event Guide; Instructor’s Edition of Workbook

ExamView Assessment Suite – More than 40 questions per chapter– Multiple choice, numeric response, completion, short answer

Data Activities CD


Effective Instruction Design

Open Goals, key terms, real-world lesson starter

• Start Up revisited in the Wrap Up.

Access PointMA.912.F.4.Su.a Distinguish between income and expenses.


Lessons-Focused on Math

Teach Math Skill Builder reinforces basic skills. Correlated to the Skills Workshops.

MA.6.A.5.1Use equivalent forms of fractions, decimals, and percents to solve problems.


Lessons-Focused on Math

Teach Math content taught step-by-step in context.

MA.7.A.1.2Solve percent problems, including problems involving discounts, simple interest, taxes, tips, and percents of increase or decrease.


Reinforcement Activities

Access PointMA.912.F.1.Su.c Identify interest rates used in real-world situations.

LA.910.1.6.1The student will use new vocabulary that is introduced and taught directly.


Tips Provide Extra Help


Integrated Technology


Data, Technology & Careers


Ongoing Assessment and Review

Practice– Basic Math Practice– Consumer Math Practice

– Best Buy– Financial Decision Making– Integrating Your Knowledge– Critical Thinking– Mixed Review

Access PointMA.912.F.4.In.b

Use real-world strategies needed to manage personal income.


Ongoing Assessment and Review



• Next Generation Sunshine State Standards (NGSSS)• Real-world consumer applications• Wealth of activities and exercises• Resources include

– Instructor’s Wraparound Edition– Instructor’s Resource CD– Data Activities CD– ExamView Assessment Software

• Student resources include – Student Edition– Workbook– Website– Ebook



Documents

Course Technology ▪ Delmar ▪ South-Western Financial Algebra Gerver/Sgroi © 2011 Pub date: 1/27/10