Correspondent Closed Loan Submission Form

Borrower SPM Loan #: Date:

Correspondent Name: Correspondent Contact:__

Correspondent Phone: Correspondent email:

Fulfillment Provider (if applicable):_______________________________________________________

Fulfillment contact: _ Phone: ______________________Email:____________________________

Collateral Package

A collateral package containing the following documents must be delivered to Sierra Pacific: Bailee Letter Original Note endorsed to: Sierra Pacific Mortgage Company, Inc. A California Corporation Mortgage/Deed of Trust (certified by title company as a true and correct copy) Original Signature Affidavit

Please send all collateral packages to the following address: Sierra Pacific Mortgage Company, Inc. Attn: Correspondent Lending Collateral Department 5151 Beltline Rd, Suite 510 Dallas TX 75254

Closed Loan File Delivery

The closed loan file must be submitted to Sierra Pacific on or before the Delivery Expiration Date. Please submit the following documents electronically by uploading to the efolder. Please select Closed Loan Package under the Document Type dropdown.

Correspondent Closed Loan Submission Form Rate lock between Correspondent and Borrower Correspondent Individual Wire Instructions Certified true copy of the Note with endorsement Power of Attorney, if applicable Mortgage/Deed of Trust with riders (certified copy) Signature Affidavit & AKA Certification Trust Agreement, if applicable Closing Protection Letter Payment History, if applicable Final HUD-1with addendum Initial Escrow Account Disclosure Statement Escrow Waiver, if applicable Tax Information Sheet Hazard Insurance Policy with 1st year paid receipt Transfer of Mortgagee Endorsement Certificate of Insurance (Condo H-06 policy) Flood Insurance with paid receipt, if applicable Flood Transfer of Mortgagee Endorsement Notice of Special Flood Hazard Disclosure PMI Initial Disclosure Notice of Assignment, Sale of Transfer of Servicing First Payment Letter Amortization Schedule Any Re-disclosed TIL’s Final TIL (with Itemization of Amount Financed) Any Re-disclosed GFE (Good Faith Estimate) COC (Change of Circumstance) Right of Rescission Notice (ROR), if applicable Final 1003 signed and dated by all parties W-9 4506-T (signed at closing) Borrower Certification and Authorization Appraisal Acknowledgement sent to Borrowers Lenders AIR Certification Borrower Appraisal Delivery Method Escrow Holdback Agreement, if applicable Property Inspection Waiver Notice Termite Inspection, if applicable Underwriting “at closing” conditions

Verbal VOE (Within 10 Calendar Days of Note Date) Recertification of Employment and Liabilities Authorization for SS Verification Receipt of Disclosures Acknowledgement Occupancy Certification Undisclosed Debt Acknowledgement Credit Score Notice & Disclosure Collateral Protection Insurance Disclosure Requirements Regarding Insurance Disclosure E&O Compliance Agreement Correction Agreement (Limited POA) State Specific Disclosures ARM Program Disclosures Homeownership Counseling Disclosure QM, Qualified Mortgage Worksheet or LOS printout FBI Fraud Notice and CAIVERS authorization Renewal and Extension Exhibit (TX Refinance Only) Texas Mortgage Banker Disclosure & Fraud Notice

All applicable documents for necessary loan types i.e. FHA, VA and USDA

92900LT signed and dated 92900a signed and dated Amendatory Clause signed by all parties Real Estate Certification signed by all parties Informed Consumer Choice Disclosure – signed by

borrower New Construction: Builders Cert (HUD 92541)

completed and signed New Construction: Building One Year Warrant (HUD

92544 completed and signed. Builders permit/certification of occupancy or compliance

inspection and 10 year warranty. UFMIP – Proof of payment VA form 26-1820 VA Funding Fee – proof of payment or proof of exempt RD form 1980-18 and RD form 1980-21 Safe Well Water Test, if applicable

Correspondent Closed Loan Submission Form October 10, 2014