2015 ●Hitachi Capital Singapore Pte. Ltd. changed its name to Hitachi Capital Asia Pacific Pte. Ltd. (enhanced regional headquarters functions in ASEAN area)2014 ●PT. Hitachi Capital Finance Indonesia was established. 　　　（co-established by BOT Lease Co., Ltd. and Hitachi Capital）2014 ●Acquired all stock in CLE Canadian Leasing Enterprises Ltd.2014 ●Acquired stock in Corpo Flota Sp. z o.o. （90%）　　　（present Hitachi Capital Polska Sp. z o.o.）2013 ●Hitachi Capital Factoring（China）Co., Ltd. was established.2013 ●Representative office was established in Warsaw, Poland2012 ●Representative office was established in Ho Chi Minh City, Vietnam2012 ●Partial business transfer from Hennessey Capital, LLC2012 ●Hitachi Capital Canada Corp. was established2012 ●Acquired stock in PT. Arthaasia Finance（75%）2011 ●Acquired all stock in Jun Taiyo（S）Pte. Ltd.　　　（merged with Hitachi Capital Singapore Pte. Ltd. in 2012）2011 ●Acquired stock in First Peninsula Credit Sdn. Bhd.（75%） （present Hitachi Capital Malaysia Sdn. Bhd.）2011 ●Opened Hitachi Capital（Thailand）Co., Ltd., Chonburi Branch2011 ●Opened Hitachi Capital Leasing（China）Co., Ltd., Shanghai Branch 2010 ●Opened Hitachi Capital Leasing（China）Co., Ltd., Shenzhen Branch

2008 ●Hitachi Capital（Thailand）Co., Ltd. was established

2005 ●Hitachi Capital Leasing（China）Co., Ltd., was established

2003 ●Representative office was established in Beijing city

2001 ●Acquired all stock in Trowbridge Vehicle Rentals Ltd. （merged with Hitachi Capital Vehicle Solutions Ltd. in 2006）

1998 ●Fleetlease（present Hitachi Capital Vehicle Solutions Ltd.）received "Most Excellent Manage Team award" from British Management Association

1991 ●Acquired all stock in Fleetlease（UK）Ltd. （present Hitachi Capital Vehicle Solutions Ltd.）

1989 ●Hitachi Credit America Corp.（present Hitachi Capital America Corp.） was established

1982 ●Opened Singapore branch（became an overseas subsidiary in 1994, present Hitachi Capital Asia Pacific Pte. Ltd.）1982 ●Hitachi Credit（UK）Ltd.（present Hitachi Capital（UK）PLC）was established

1975 ●Hitachi Credit（Hong Kong）Ltd.（present Hitachi Capital（Hong Kong）Ltd.） was established

2016 ●Hitachi Sustainable Energy. Ltd. was established.

2014 ●Hitachi Wind Power Ltd. was established.2014 ●Acquired all stock in Hitachi Asset Funding　　　（present Hitachi Green Energy Corporation）from Hitachi Ltd.

2013 ●Acquired all stock in NBL Co., Ltd.　　　（present Hitachi Capital NBL Corporation）

2009 ●Acquired stock in Financial Bridge Corp.　　　（merged with Hitachi Capital Trust Corporation in 2016）2006 ●Acquired "privacy mark" certification2005 ●Hitachi Capital Trust Corporation was established2005 ●Hitachi Capital Auto Lease Corporation acquired an environmental rating from Development Bank of Japan Inc. as the first auto lease company2004 ●Hitachi Capital Ayase SC Corporation（present Hitachi Capital Community Corporation）was established2004 ●Hitachi Capital Insurance Corporation（former UNUM Japan Accident Insurance Co., Ltd.）started. ・・・・entry into the domestic direct writing insurance business2003 ●Transition to a company with committees ・・・・・strengthen corporate governance2002 ●Acquired stock in Sekisui Leasing Co., Ltd.（90%）2002 ●Executed PFI finance by a leasing-only company for the first time2002 ●Farmers "Comeri Agri card" was issued（in conjunction with the COMERI group）・・the first trial in Japan.

2000 ●Hitachi Capital was born（Hitachi Credit Corp. and Hitachi Leasing were merged on October 1）2000 ●Hitachi Triple Win Corp. was established

1993 ●CP was issued・・・・・the first trial in the credit industry

1989 ●Acquired debenture issue rating "AA"（S&P and R&I） ・・・・・the first time in lease/credit industry1989 ●Nova Auto Lease Corp.（present Hitachi Capital Auto Lease Corporation） was established1989 ●Nova Business Services Co., Ltd（present Hitachi Capital Services Co., Ltd.） was established1988 ●Received "Miles award" ・・・・・the first time in the financial industry1987 ●"Lease property trust" was developed ・・・・・Japan's first securitization of assets and loans

1976 ●Went public on the stock exchange

1974 ●Issued first affiliated credit card（revolving） ・・・・・the first trial in the credit industry1971 ●Started auto leasing business1969 ●Changed the company name from Hitachi Geppan Corp. to Hitachi Credit Corporation1968 ●Hitachi Leasing Corp. was established as the first Japanese manufacturer- based comprehensive leasing company to enter the leasing business1968 ●Account automatic transfer system was introduced1960 ●Hitachi Geppan Corp. was established（four area corporations in Tokyo, Osaka, Kyushu and Nagoya were merged to construct a nationwide organization）1957 ●Tokyo Hitachi Home Electric Appliance Geppuhanbai Corp. was established as the first installment sales company of the Hitachi Group

●Activities in overseas●Activities in Japan

We keep going with our "Pioneering Spirit"

HISTORYWe provide diversified and high-quality services.

SERVICES

Financial Services

We combine diversified and high-quality functions, including collections, guarantees, and provide support services for risk management and financial improvement, and business efficiency improvement. We are also expanding our new services such as asset finance （e.g. securitization of assets）, card business, non-life insurance business and collection agency services.

Leasing, Rental,Credit, Installment

We provide fine-tuned services, including financing leases and operating leases, taking advantage of our "ability to judge qualities" and "management know-how". Our extensive services include auto leasing, various credit/installment, and short- and long-term rentals.

Environment/Energy, Reuse

We provide full service for environment/energy related businesses measures for environmental issues in terms of equipment, technologies and finances. We also contribute to achievement of recycling society through purchase of PC and idle facilities and sales of reuse PCs and used facilities/equipments, as well as provide energy solutions to support social infrastructures as a power producer.

Information SystemWe provide full support for efficient use and improvement of management efficiency of fixed assets and supplies, and we also provide lease electronic transaction system. Our new service includes usage fee payment agency service in cloud business.

OutsourcingWe offer outsourcing services of payroll calculation and accounting/treasury operation in order to assist our customers to improve efficiency of their indirect section work and concentrate human resources in their core business.

Insurance, Trust

As an insurance agent, we provide fire insurance, non-life insurance and various life insurances. Our extensive and latest product lineup provides support for our customers’ security/safety including your daily life. We also offer trust services with our know-how on securitization and asset management.

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* Some services are not available outside Japan.

T136 NO.1604003

C o r p o r a t e Pr o f i l e

Deploy tripartite polar structure with localized services and expand support areas

GLOBAL NETWORKOUTLINE

Company ProfileHitachi Group is a global conglomerate formed around Hitachi Ltd. and offers services primarily in Social Innovation Business as well as in sectors including Infrastructure Systems, Information & Telecommunication Systems, Power Systems, Construction Machinery, and High Functional Materials & Components. As a Japan's leading corporate group, Hitachi Group has advanced technologies and R&D capabilities, a long history and extensive experiences, and a large customer base and solid business base.

Principles

“Social Values Creating Company”

Mission:

Hitachi Capital advocates the following Principles "to contribute to the creation of a richer society by creating values desired by society and customers".

We will achieve sustainable growth backed by high quality management with trust as our first priority.

We will be conscientious of the global environment and aim to become a Social Values Creating Company that provides new values to realize social development and richer life for people.

Based on “Principles”, it is an expression of the president’s declaration and thoughts on aiming to maximize corporate values

Characteristics & StrengthsWe provide functions such as cash flow management and risk management to Hitachi Group businesses. One of our biggest strengths is to be able to exert unified strengths of Hitachi Group, including human capital, intellectual properties and creditworthiness.

We maintain high credit ratings: "A-" for debt issues（S&P）, "A-2" for CP issues（S&P）, and "P-2" for CP issues（Moody’s）. Our financial soundness gives us the advantage on fund usage.

We meet diversified needs of our customers through optimum combinations of diversified and high-quality functions such as collection, guarantees, insurance and trust. We provide new added value by finding new combinations of functions and improving functions themselves.

We operate our businesses with locally-hired employees for the benefit of local customers in Europe, the Americas, Asia （China and ASEAN）, achieving successful results especially in areas such as product development targeting the local market and local business risk management.

We consistently pursue "quality" of sales, collections, financing, profits, operations, organization, and employees. Two of our Group companies obtained "ISO14001" certification, Head Office and two overseas companies "ISO9001", and one overseas company "ISO27001".

Hitachi Capital Group, as a financial service division of Hitachi Group, provides various types of financial service functions to Hitachi Group in providing solutions. We provide financial services to our customers and build relationship of mutual trust by taking advantage of business alliance with Hitachi Group and the resulting synergy effects as well as our strengths such as diverse “functions” and “locally-based solutions” through thorough localization.

Hitachi Capital Corporation EUROPE ASIA（China, ASEAN）

JAPAN

THE AMERICAS

● Hitachi Capital（UK）PLC http://www.hitachicapital.co.uk/ Established: 1982 / Capital: £10,668 thousand ●Leasing and credit services for industrial equipment ●Invoice discounting and factoring ●Credit service for PCs, furniture, and home appliances

● Hitachi Capital Vehicle Solutions Ltd． http://www.hitachicapitalvehiclesolutions.co.uk/ Incorporated: 1991 / Capital: £1,700 thousand ●Leasing for car and commercial vehicle ●Fleet management

● Hitachi Capital Polska Sp. z o.o. http://corpoflota.com/ Incorporated: 2014 / Capital: PLN50,000 ●Car fleet management business

● Hitachi Capital America Corp. http://www.hitachicapitalamerica.com/ Established: 1989 / Capital: US$48,000 thousand ●Leasing, loan, and inventory finance services for information 　technology equipment, industrial equipment, 　medical equipment, trucks, and others ●Factoring business

● Hitachi Capital Canada Corp. http://www.hitachicapital.ca/ Established: 2012 / Capital: C$25,000 thousand ●Leasing, loan, and inventory finance services for information 　technology equipment, industrial equipment, trucks, and others ●Factoring business

● CLE Canadian Leasing Enterprises Ltd. http://www.cleleasing.ca/ Incorporated: 2014 / Capital: C$10,126 thousand ●Finance business primarily for automobiles, healthcare related 　equipment, construction machinery, information equipment 　and industrial machinery

3-1, Nishi Shimbashi 1-chome, Minato-ku, Tokyo 105-0003, Japan

Representative： President & CEO Seiji Kawabe（As of April 1, 2016）Established： September 10, 1957Capital： ¥9,983 millionDomestic sales network： 76 locationsOverseas network： 14 companiesNumber of employees（consolidated）： 5,397Volume of business（consolidated）： ¥2,118,850 millionTotal assets（consolidated）： ¥2,744,460 millionNet assets（consolidated）： ¥335,219 millionStock listing： First Section of Tokyo Stock Exchange（As of March 2015）

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CHINA● Hitachi Capital（Hong Kong）Ltd． https://www.hitachi-capital.com.hk/eng/index.aspx Established: 1975 / Capital: HK$310,000 thousand ●Leasing and credit services for information communication equipment, industrial equipment and others ●Hire purchase for automobiles, PCs, furniture, residential equipment, home appliances and others● Hitachi Capital Leasing（China）Co., Ltd． http://www.hitachi-capital.cn/ Established: 2005 / Capital: US$100,000 thousand ●Leasing services for medical equipment, information equipment, and industrial equipment● Hitachi Capital Factoring（China）Co., Ltd. Established: 2013 / Capital: RMB306,570 thousand ●Factoring business

ASEAN● Hitachi Capital Asia Pacific Pte. Ltd. http://www.hitachi-capital.com.sg/ Established: 1994 / Capital: S$126,400 thousand ●Leasing and credit services for information communication equipment, industrial equipment and others ●Hire purchase for PCs, furniture, residential equipment, home appliances ●Car sales, auto leasing, car maintenance● Hitachi Capital（Thailand） Co., Ltd． Established: 2008 / Capital: THB100,000 thousand ●Leasing & hire purchase for information technology equipment, industrial equipment ●Factoring business 　● Hitachi Capital Malaysia Sdn. Bhd. Incorporated: 2011 / Capital: RM15,000 thousand ●Financing for commercial vehicles and leasing for information communication equipment, 　industrial equipment and others● PT. Arthaasia Finance Incorporated: 2012 / Capital: IDR100,000,000 thousand ●Financing for commercial and passenger vehicles and others● PT. Hitachi Capital Finance Indonesia Established: 2014 / Capital: IDR100,000,000 thousand ●Finance business for corporate customers and leasing for real estate

Persistent pursuit of "quality"

Globalization based on "localization"

Diverse "Functions"

Sound financial position

Tie-up with Hitachi Group and exert unified strengths

● Sekisui Leasing Co., Ltd. Incorporated: 2002 / Capital: ¥100 million ●General leasing business ●Various types of loans

● Hitachi Capital Insurance Corporation Incorporated: 2004 / Capital: ¥6.2 billion ●Non-life insurance business ●Agent service for other insurance companies 　and administrative operations

● Hitachi Capital Community Corporation Established: 2004 / Capital: ¥80 million ●Development, operation and management of 　commercial facilities and residential facility

● Hitachi Capital Trust Corporation Established: 2005 / Capital: ¥1 billion ●Trust for monetary claims, movable estates, 　money, securities, and real estate ●Property management ●Sales and purchase of trust beneficiary rights

● Okinawa Hitachi Capital Corporation Established: 1968 / Capital: ¥30 million ●Leasing services for information communication 　equipment and medical equipment ●Auto leasing and loan services

● Hitachi Capital Servicer Corporation Established: 1983 / Capital: ¥500 million ●Collection management of monetary claims 　under the servicer law ●Loan purchase ●Factoring business

● Hitachi Capital Services Co., Ltd. Established: 1989 / Capital: ¥130 million ●Leased asset management agency ●Old property collection and recycling business ●Prepaid television service

● Hitachi Capital Auto Lease Corporation Established: 1989 / Capital: ¥300 million ●Auto leasing and vehicle management business

● Hitachi Triple Win Corp. Established: 2000 / Capital: ¥50 million ●Outsourcing of payroll calculation and accounting 　/ treasury operations and collections service for 　public fund receivables

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● Daiichi Personal Credit Guarantee Corporation Incorporated: 2000 / Capital: ¥10 million ●Credit guarantee for consumer finance

● Hitachi Capital NBL Corporation Incorporated: 2013 / Capital: ¥10 billion ●General leasing business

● Hitachi Green Energy Corporation Incorporated: 2013 / Capital: ¥3 million ●Power generation by natural energy 　and others

● Hitachi Wind Power Ltd. Established: 2014 / Capital: ¥50 million ●Power generation by wind power

● Hitachi Sustainable Energy. Ltd. Established: 2016 / Capital: ¥50 million ●Power generation by renewable energy

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Hitachi Group Business

Environment and Energy

Vehicle Solutions

Key Account Solution

Global Implementation of Group Common Strategies

1. Sustainable growth

We will improve ourselves as disciplined individuals and strive to increase our corporate strengths by treating each other with respect.

2. Respect for human dignity

We will voluntarily act in accordance with laws and ethics and contribute to the development of a wholesome society.3. Implementation of corporate ethics