Corporate Net Banking

User Manual

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INDEX

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Title Page No.

Introduction 3

How to Login to your corporate Net banking 4-6

Accounts Related Services 8-13

How to add Beneficiary 15-26

Recurring Payments 27-31

Self Limit Account Transfer 32-36

3rd Party Fund Transfer within OBC 37-41

NEFT/ RTGS 42-45

Online/ E-commerce Shopping mall 47

Bulk NEFT/RTGS 48-57

Bulk Salary/Transfer within OBC 58-64

How to apply for Cheque Book/ Demand Draft 65-67

Personal Profile Related Services 68-71

E-Taxes 72

Introduction• Corporate Net banking is different from Retail Net banking as it

has double authentication with maker and checker concept i.e.

there are minimum 2 users one to make and another to

authenticate the transaction. The transaction limit is defined by

user while applying for corporate net banking at branch.

• Provides corporate users with extra benefits like Bulk NEFT

Transfers , Bulk Salary transfers within OBC, Pay Automatically

to users daily/weekly/monthly/yearly basis.

• Can Set Different Limits for different Parameters Like Fund

transfer (Within Bank), Fund transfer (Outside bank)

NEFT/RTGS/IMPS, Bill Payment/Online Shopping/Bookings etc,

File upload(Bulk Fund transfer), Govt. tax Payments( All types)

etc.

• Multi-level workflow

• Corporate customers can now make e-Commerce transactions

without workflow using "Apply Limit for Shopping Mall".

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4

Click here for Corporate Net Banking Login

How to login into your Corporate Net Banking?

Use url address:- www.obconline.co.in on your URL Toggle Bar

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Enter Corporate ID provided to you

Enter Maker/Verifier User IDClick on Login afterfilling Corporate Id &User Id

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XXXXXXX

Enter Sign-on Password ofMaker/ Verifier

Enter Phrase:- Enter any word phrase for

login

Select any login Image

Accept terms & Conditions

UpdateClick on update afteraccepting Terms &Conditions

After Clicking on Log In thisscreen will appear for thefirst time for choosingsecurity login image andphrase.

7

The below Dashboard will appear after completion of phrase and image setting

Accounts Tab on Dashboard

8

For Accounts related service Like Operative A/c, Deposit A/c

(Term Deposit/Recurring Deposit) & Loan A/c :- Go To Accounts Tab

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Account Summary Tab under Accounts Tab

You can make use of theseservices Account wise.

You can view your A/c statement, View or Stop issued cheques, Request Cheque book in any A/c etc. using this menu

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Operative Accounts under Accounts Tab for viewing your Operative Account details

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Deposit Accounts under Accounts Tab shows all your Fixed Deposit/Recurring

Deposit Details

XXXXX

XXXXX

XXXXX

XXXXX

Click on View Account Statement button

12

XXXXXXXXXXXXX

XXXXXXXXXXXXX

After clicking View Account Statement in Deposit Account the below screen

will appear

13

Loan Accounts under Accounts Tab shows all your Loan Accounts Details

xxxx xxxxxxx

To view Account Statement Click here

Transactions Tab on Dashboard

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This Tab is related to all transaction related services

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How to Add Beneficiary

Go to Transaction Tab—Transaction Support Services—Manage beneficiary

To add beneficiary within OBC Bank click here.

There can be 3 Types of Beneficiary :-

1) Within OBC Bank (Other than self)2) NEFT Beneficiary(i.e. Outside Bank)3) RTGS Beneficiary(i.e. also Outside

Bank)

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xxxxxx

xxxxxxxxxxx

xxxxxx

Click on validate button toconfirm account name insystem ,with Accountnumber provided by you

Click on Continue Button

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xxxxxxxx

xxxxxxxx

xxxxxxxx

Review Beneficiary Details on this page and enterTransaction password of maker to confirm theaddition of beneficiary

Enter Transactionpassword of USERwho is adding thisbeneficiary

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xxxxxxxx

xxxxxxxx

xxxxxxxx

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To confirm beneficiary added, Kindly go to Transactions Tab -Transaction

Support Services-Pending Self Confirmation

Select the checkbox and click on confirm button

Pending self confirmation is to be done by the sameuser who has created the beneficiary

xxxx

20

xxxxxxxxx

xxxxxxxxx

xxxxxxxxx

xxxxxxxxx

Click on submit button after reviewing beneficiary details

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Select your mobile number from dropdown

Click on send OTP Button

Enter OTP received on your Selected Mobile No

Click on Continue Button

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After Clicking Continue Button, A text SMS is also sent on your Registered Mobile No.

XXXXXXXXXX

After Confirming, below Message is displayed for successfully completion ofBeneficiary addition

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XXXXX

XXXXX

XXXXX

XXXXX

You can view all your added Beneficiary from Transactions Tab -Transaction

Support Services-Manage Beneficiary

Click here for deleting any beneficiary

How to add RTGS Beneficiary?

Go to Transactions Tab on Dashboard—Transaction Support Services—

Manage beneficiary-Select Add RTGS Beneficiary from dropdown menu

Click on Accept Terms &Conditions and then click onContinue button on right

Fill all Mandatory *Beneficiary Details

XXXXX

XXXXX

XXXXX

XXXXX

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Enter Transaction

Password of user who is

adding this beneficiary

XXXXX

XXXXX

XXXXX

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A text SMS is also sent on your Registered Mobile No. after successful

confirmation

XXXXXXXXXX

The below message is displayed after successful completion of Beneficiary

The beneficiary detail is to be verified through Transaction Tab—Transaction SupportServices—Pending Self Confirmation – step same as in 3rd party beneficiary confirmation

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How to make automatic payment to beneficiary daily/weekly/monthly/Yearly?

Go to Transactions Tab in Dashboard:- Transactions Management :- Click on

payment option (Self Linked Accounts,3rd Party Transfer within Bank & Initiate NEFT

:-select Frequency type as Recurring as Frequency as Daily/Weekly/Monthly as per

your requirement

Select Frequency type as Recurring

Select Frequency from

Daily/Weekly/Monthly/Quarter

ly/Yearly/Half Yearly

XXXXXX

XXXXXX

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Preview Recurring Details and confirm by entering Transaction Password

XXXXXX

After Clicking on submitbutton , this screen willappear confirming yourtransaction details and thesame is to be approved byverifier User.

XXXXXX

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XXXXXX

Now, the request is to be approved by Checker/Verifier

Login with Checker/Verifier ID

Go to Transaction:- Transaction History :- View Approval Queue

Click on Approve for approving the transaction

xxxxx

xxxxxx

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After clicking Approve button the transaction will be confirmed for future

date

Enter Transaction Password of Checker

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For viewing if any recurring transaction is created within date range, after clicking

on View Recurring Instruction under Transaction Tab

XXXXX XXXXX

Enter date range for which recurring instruction detail to be searched from

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You can transfer fund to your other Accounts in OBC Bank with same customer

id , after clicking on Self Linked Account Transfer under Transaction Tab

After filling all above details,click on continue button

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Click on lookup to selectapprover for approving thefund transfer.

Enter Transaction password ofMaker for authenticating thetransaction.

Click on Submit Button

XXXXXXXXXX

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After Clicking on submit button , this screenwill appear confirming your transactiondetails and the same is to be approved byverifier User.

XXXXX

XXXXX

Now, the request is to be approved by Checker/Verifier

Login with Checker/Verifier ID

Go to Transaction:- Transaction History :- View Approval Queue

Click on Approve for approving the transaction

xxxx

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After clicking Approve this screen will appear

Enter Transaction Password of checker

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You can transfer fund to other 3rd Party Accounts in OBC Bank, after clicking on

Third Party Transfer within Bank under Transaction Tab

XXXXXX

XXXXXX

Click on Continue button after filling the details

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XXXXXX

XXXXXX

Enter Maker’s Transaction Password

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xxxxxxxx

xxxxxxxx

xxxxxxxx

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Now, the request is to be approved by Checker/Verifier

Login with Checker/Verifier ID

Go to Transaction:- Transaction History :- View Approval Queue

Click on Approve for approving the transaction

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After clicking Approve this screen will appear

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You can transfer fund to your other Accounts by NEFT, after clicking on Initiate

NEFT under Transaction Tab

XXXXXX

XXXXXX

XXXXXXXXXXXX

XXXXXX

Enter Maker’s Transaction Password

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Now, the request is to be approved by Checker/Verifier

Login with Checker/Verifier ID

Go to Transaction:- Transaction History :- View Approval Queue

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After clicking Approve this screen will appear

Enter transaction password of checker to approve

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For viewing All Transaction Done by You

Go to Transaction:- Transaction History :- View All Transaction

Click here to view how to add Shopping Mall Limit

How to add Shopping Mall (Online / E-Commerce) limit in your Net Banking?

Go To Transaction Tab in Dashboard:- Transaction Support Services:- Apply Limit For

Shopping Mall:-click on the link below for detailed job card attached here

Click on Create New

47

How to transfer money to multiple accounts in single transaction through Bulk

NEFT/RTGS option?

Go to File Upload Tab on Dashboard:- Click on Upload a File

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Bulk transaction File Upload isfor Bulk transfer outside Bank& Salary transfers is for Bulktransfer within Bank

The Beneficiary should bealready added in case of BulkTransaction File Upload

How to create .txt file for Bulk NEFT transfer?

Kindly create excel file in the below format:-

Delete the first Row from the sheet and sheet should look like this:-

XXXXX

XXXXX

XXXXXXXXXX

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Save excel sheet as .csv (ms dos) type document

After changing extension to .csv, close the file and open it

with Notepad, the file should look like the one below:-

Save File as filename.txt

XXXXXXXXXX,XXXXXXXXXXXXXXX,

File name will be the .txt file created

Amount is the sum total of the amount in excel

Choose .txt file created by you

Click on continue

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Select approver IDfrom lookup

Enter Transactionpassword of Maker

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After clicking on submit button, the below message will be displayed

Now, the request is to be approved by Checker/Verifier on the same day of

BULK NEFT creation

Login with Checker/Verifier ID

Go to File Upload Tab:- Approve/Reject Uploaded Files

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Click on Approve to approve the bulk NEFT transaction

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Click on continue

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Enter transaction password of Checker

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The below message is displayed after successful approval of the bulk NEFT transaction

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How to transfer BULK Salary/Within Bank Upload ?

Go to File Upload Tab on Dashboard:- Click on Upload a File

No Need to add beneficiaryin case of Bulk SalaryTransfers (Within OBC only)

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How to create .txt file for Bulk Salary transfer?

Kindly create excel file in the below format:-

FILEHDR|swabhiman|1001

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Delete the Second Row from the sheet and sheet should look like this:-

61

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Now, the request is to be approved by Checker/Verifier on the same day of BULK Salary

creation

Login with Checker/Verifier ID

Go to File Upload Tab:- Approve/Reject Uploaded Files

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How to apply for a Cheque Book/ Demand Draft?

Click on Service Requests

Click on New Requests for entering new Cheque book/demand draft request

Click on the request type for adding request

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Fill all * Mandatory details

After filling all details, click here

66

Select Account No. for which chequebook is required.

After Selecting No. Of chequesrequired, click on submit button

Enter transaction password of Maker

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Click on Change Password

How to Change Sign on & Transaction Password?

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How to Change Security Image & Phrase ?

Click on Change Image/Phrase

Select Mobile number for sending OTP and then click on send OTP

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Click on View Personal Details for viewing Personal details

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How to change Primary account number for transactions?

Click on Set Preferences

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E-Taxes

E-Taxes can be paid through OBC Corporate Net Banking and the

detail of same can be viewed on landing page of www.obconline.co.in

Click on OBC e-taxes

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