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Corporate Access The first-class solution to upgrade our
customer’s payment processes
Agenda – Corporate Access
Repetition from previous seminars
Why introduce a new file-based payment service?
What is the benefit for customers?
How will it work?
Things ERPs & customers need to be aware of
Planned developments for the coming year
Deliveries 2016
Planned deliveries 2017
Repetition from previous seminars Why introduce a new file-based payment service?
Background: Launching Nordea Corporate Access
Regulatory compliance SEPA End Date for non-euro countries 31st of October 2016
Technology & architecture Customer demand for simplification of Nordea’s many file
transfer solutions
Increased risk awareness Growing globalization trends increase need of protection
against violation of file security and fraud attempts
1
2
3
Repetition from previous seminars What is the benefit for customers?
Corporate Access
• One file for all payment types, regardless of currency
• One user interface, i.e. Nordea’s Corporate Netbank
• One common solution for SE, NO and DK
• One support
• Compliant with regulatory legislations e.g. PSD and
SEPA Rule-book
• Enhanced file security solution
• Integrated with your ERP-system
• Enabling full control of your payment processes
1
Make your payment flow efficient
Repetition from previous seminars How will it work?
All payment types
Domestic and International, supplier, salaries, pensions,
taxes and intercompany payments
All currencies
Supports all currencies and payments from currency
accounts
One format
ISO20022 XML
pain.001.001.03
pain.002.001.03
camt.054.001.02D
Communication methods
H2H (AS2, FTP/VPN, SFTP)
Corporate Netbank File Transfer
Easy Corporate Access
Known user interface, easy to use
SEPA-compliant file format
Accessible via Corporate Netbank
Help texts in five languages
View, confirm and cancel files
View and cancel single payments
Confirm alone or two together
View file status
File & payment history for 15 months
Download to update your ERP-system
Status report file (pain.002.001.03)
Debit advice file (camt.054.001.02)
Easy Corporate Netbank
Repetition from previous seminars Things ERPs & customers need to be aware of
Requirements for ERP systems
Corporate Access Payables – ISO20022 XML format for Corporate
Access
– Payment service and payment types
Corporate Access File Transfer – Secure Envelope creation for Sender &
Signer Ids
– Signature procedure to Sign enveloped
files.
– File communication via H2H protocols
(enabled via Corporate Access File
Transfer agreement)
– Certificate Management:
− Download/Store/Maintain.
− Authorisation of Signer Id in ERP
system
– Authorisation for users to confirm
payments in ERP system
Note: Mandatory to provide
Note 1: Mandatory to provide when H2H protocols used.
Note 2: Optional to use (either envelope and/or
Signature) when Corporate Netbank File Transfer used. If
not provided manual confirmation mandatory.
Nordea’s Corporate Access XML MIGs
Impact on
Nordea’s
MIGs
Mandatory impact
High impact
Medium impact
Nordea’s MIGs are constructed as recommended by local Nordic/Baltic Bankers Associations.
Nordea’s Corporate Access Test Tool – your support
Nordea is providing a web-based Test
Tool, which will enable customers and
ERP vendors to:
• Check Secure Envelope
• Check correct XML syntax
• Validate general ISO/CGI business rules
• Validate Nordea specific business rules
• Possibility to download response files for
pain.002 and camt.054D
May be downloaded
as files (pain.002 &
camt.054)
Corporate Access
Note: Nordea’s Corporate
Access file-based payment
services will for the future
replace all current file-
based payment offerings
(incl. formats)
XML
XML
XML
XML
XML
XML
XML
Planned developments for the coming year Deliveries 2016
Corporate Access agreed deliveries 2016
New communications offered for Corporate Access FileTransfer:
Protocols: Web Services and SWIFTNet FileAct
Supporting Corporate Access files
Updated SOAP error messages added into specification supporting Web Services
New functionality offered for Corporate Access Payables:
Services: Cancellation on file incl. response files
Note: Secure Envelope must be used!
Format: ISO 20022 XML camt.055.001.01 & camt.029.001.03 (and pain.002.001.03 as part of
message flow)
New functionality offered for Corporate Access Payables:
Services: Accepted transactions possible to chose for Status report
Format: ISO 20022 XML pain.002.001.03
New functionality offered for Corporate Access Payables:
Services: IBAN as Creditor account format for Sweden accepted
Format: ISO 20022 XML pain.001.001.03
Planned developments for the coming year Planned deliveries 2017
Corporate Access planned delivery for 2017…1/4
Services: Additional file types added
Most commonly used file types added
Both for H2H and manual up-/download via Corporate Netbank
New functionality offered for Corporate Access File Transfer:
Corporate Access planned delivery for 2017…2/4
New functionality offered for Corporate Access Payables:
Services: Financial payments and Request for Transfer
(RfT) included
Possible to select as payment type “groups”, i.e. separate
authorisation for viewing, confirming and cancelling via
Corporate Netbank
Both STP or manual confirmation possible
Services: Finland and Baltic* countries added
Same functionality and payment types as for DK, NO & SE
included
Format: All ISO 20022 XML messages as currently offered
by Corporate Access
* Baltics to be decided
Corporate Access planned delivery for 2017…3/4
Services: Corporate Access Account Statements – 1st release
“Ordinary” account statement, i.e. without payment details of batch
entries
Services: Corporate Access Account Statements – 2nd release
“Extended” account statement, i.e. with payment details of batch
entries
Both credit and debit details of batch entries
Details of salary/pension payments are not included
Both options possible to select as a single service or combined with
other Corporate Access services
Format: ISO 20022 XML camt.053.001.02
CGI compliant
New service offered:
Corporate Access planned delivery for 2017…4/4
Services: Corporate Access Credit Advices
Including details of batch entries
Including both structured and unstructured reference
Format: ISO 20022 XML camt.054.001.02C
CGI compliant
New service offered:
Thank you for listening!