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Attached are the 2014 Consolidated Financial Statements for Cornerstone Credit Union.
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2014 Consolidated Financial Statements
Building our future together
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CONTENTS
MANAGEMENT’S RESPONSIBILITY
AUDITORS’ REPORT
CONSOLIDATED FINANCIAL STATEMENTS
Consolidated Statement of Financial Position
Consolidated Statement of Income
Consolidated Statement of Comprehensive Income
Consolidated Statement of Changes in Members’ Equity
Consolidated Statement of Cash Flows
NOTES TO THE CONSOLIDATED FINANCIAL STATEMENTS
A n n u a l R e p o r t 2 014 • C O R N E R S T O N E C R E D I T U N I O N 1
C O R N E R S T O N E C R E D I T U N I O N • A n n u a l R e p o r t 2 0142
A n n u a l R e p o r t 2 014 • C O R N E R S T O N E C R E D I T U N I O N 3
The accompanying notes are an integral part of these financial statements
C O R N E R S T O N E C R E D I T U N I O N • A n n u a l R e p o r t 2 0144
The accompanying notes are an integral part of these financial statements
A n n u a l R e p o r t 2 014 • C O R N E R S T O N E C R E D I T U N I O N 5
The accompanying notes are an integral part of these financial statements
C O R N E R S T O N E C R E D I T U N I O N • A n n u a l R e p o r t 2 0146
The accompanying notes are an integral part of these financial statements
A n n u a l R e p o r t 2 014 • C O R N E R S T O N E C R E D I T U N I O N 7
The accompanying notes are an integral part of these financial statements
C O R N E R S T O N E C R E D I T U N I O N • A n n u a l R e p o r t 2 0148
A n n u a l R e p o r t 2 014 • C O R N E R S T O N E C R E D I T U N I O N 9
C O R N E R S T O N E C R E D I T U N I O N • A n n u a l R e p o r t 2 01410
A n n u a l R e p o r t 2 014 • C O R N E R S T O N E C R E D I T U N I O N 11
C O R N E R S T O N E C R E D I T U N I O N • A n n u a l R e p o r t 2 01412
A n n u a l R e p o r t 2 014 • C O R N E R S T O N E C R E D I T U N I O N 13
C O R N E R S T O N E C R E D I T U N I O N • A n n u a l R e p o r t 2 01414
A n n u a l R e p o r t 2 014 • C O R N E R S T O N E C R E D I T U N I O N 15
C O R N E R S T O N E C R E D I T U N I O N • A n n u a l R e p o r t 2 01416
A n n u a l R e p o r t 2 014 • C O R N E R S T O N E C R E D I T U N I O N 17
C O R N E R S T O N E C R E D I T U N I O N • A n n u a l R e p o r t 2 01418
A n n u a l R e p o r t 2 014 • C O R N E R S T O N E C R E D I T U N I O N 19
C O R N E R S T O N E C R E D I T U N I O N • A n n u a l R e p o r t 2 01420
A n n u a l R e p o r t 2 014 • C O R N E R S T O N E C R E D I T U N I O N 21
C O R N E R S T O N E C R E D I T U N I O N • A n n u a l R e p o r t 2 01422
A n n u a l R e p o r t 2 014 • C O R N E R S T O N E C R E D I T U N I O N 23
C O R N E R S T O N E C R E D I T U N I O N • A n n u a l R e p o r t 2 01424
A n n u a l R e p o r t 2 014 • C O R N E R S T O N E C R E D I T U N I O N 25
C O R N E R S T O N E C R E D I T U N I O N • A n n u a l R e p o r t 2 01426
A n n u a l R e p o r t 2 014 • C O R N E R S T O N E C R E D I T U N I O N 27
C O R N E R S T O N E C R E D I T U N I O N • A n n u a l R e p o r t 2 01428
A n n u a l R e p o r t 2 014 • C O R N E R S T O N E C R E D I T U N I O N 29
C O R N E R S T O N E C R E D I T U N I O N • A n n u a l R e p o r t 2 01430
A n n u a l R e p o r t 2 014 • C O R N E R S T O N E C R E D I T U N I O N 31
C O R N E R S T O N E C R E D I T U N I O N • A n n u a l R e p o r t 2 01432
A n n u a l R e p o r t 2 014 • C O R N E R S T O N E C R E D I T U N I O N 33
C O R N E R S T O N E C R E D I T U N I O N • A n n u a l R e p o r t 2 01434
A n n u a l R e p o r t 2 014 • C O R N E R S T O N E C R E D I T U N I O N 35
C O R N E R S T O N E C R E D I T U N I O N • A n n u a l R e p o r t 2 01436
A n n u a l R e p o r t 2 014 • C O R N E R S T O N E C R E D I T U N I O N 37
C O R N E R S T O N E C R E D I T U N I O N • A n n u a l R e p o r t 2 01438
A n n u a l R e p o r t 2 014 • C O R N E R S T O N E C R E D I T U N I O N 39
C O R N E R S T O N E C R E D I T U N I O N • A n n u a l R e p o r t 2 01440
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