Consulting Services

Flexible, custom-built, retirement plan design and compliance solutions

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Ascensus ConsultingAscensus Consulting is a retirement administration, plan design, and actuarial firm that is wholly owned by Ascensus—the largest independent retirement and college savings services provider in the United States.

With more than 30 years of industry experience, Ascensus Consulting services more than 4,000 plans from four locations. Our compliance expertise includes defined contribution, defined benefit, cash balance, and specialty plan administration.

Ascensus Consulting works as a team with financial professionals—chosen by employers—to identify a plan design solution, install the plan, and administer it in compliance with Department of Labor regulations and the IRS code.

Our People and Experience Close to 100 professionals averaging more than 18

years of industry experience dedicated to designing and administering custom-built retirement plan solutions

Experience gained through servicing more than 4,000 plans referred by approximately 1,000 financial professionals across the country

ERISA legal professionals on staff to research complex issues

Formalized, ongoing training for associates to keep pace with ever-changing regulations

What We Offer Plan design and recordkeeping flexibility

Defined benefit and defined contribution plan support

Custody flexibility (core assets, self-directed brokerage accounts, and other qualified assets)

Reports and plan-related information accessible through our secure website

Transparent pricing

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Ascensus Consulting provides a single point of contact.

Ascensus Consulting provides flexible plan design.

Ascensus Consulting is a partner that can grow with you.

Ascensus Consulting is stable and well-resourced.

Defined Benefit Services

Traditional Defined Benefit

Cash Balance Plans

Defined Contribution Services

401(k) - Compliance Only

ERISA 403(b) - Compliance Only

457(b)

Multiple Employer Plans

Davis-Bacon Plans

Tribal Plans

Balance Forward and Daily Valuation

Ascensus Consulting has the knowledge, experience, and resources to help business owners start a plan with minimal cost, change an existing plan to better meet current goals, or design a plan to maximize deferrals for high-net-worth individuals. Additionally, Ascensus Consulting has a foundation of resources to serve employers across the country through its regional offices.

The Ascensus Consulting difference: The strength and resources of a national firm

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Defined benefit plansAscensus Consulting specializes in personalized services for high-net-worth employers seeking maximum retirement plan savings opportunities and, if applicable, retirement plan benefits for their employees.

Cash balance and traditional defined benefit plans can be combined with 401(k) defined contribution plans to achieve maximum wealth accumulation and tax deferral opportunities for employers.

Compliance/administration services for defined benefit and defined contribution plans

• Plandocuments

• Planadministration

• Compliancetesting

• DOLForm5500

• Consultation

• Valuationreports

• Participantstatements

• Payingagency&distributiontaxreporting

Plan Types Ideal for

Cash BalanceEmployers with employees who are seeking to control costs while still maximizing contributions.

Traditional Defined BenefitSole proprietors who wish to defer all or most of their earnings.

Defined Benefit/Defined Contribution Combo

Employers seeking a higher total contribution amount in both plans for owners.

Solo Defined Benefit/Individual 401(k)High-net-worth individuals who want to contribute more than allowed in a traditional defined contribution plan.

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Compliance/Administration ServicesAs an independent third-party administrator of tax-qualified defined contribution and defined benefit plans, Ascensus Consulting is not associated with any particular investment provider. This allows us to administer a broad range of investment products and plan designs.

Plan Types Ideal for

Cash BalanceEmployers with employees who are seeking to control costs while still maximizing contributions.

Traditional Defined BenefitSole proprietors who wish to defer all or most of their earnings.

Defined Benefit/Defined Contribution Combo

Employers seeking a higher total contribution amount in both plans for owners.

Solo Defined Benefit/Individual 401(k)High-net-worth individuals who want to contribute more than allowed in a traditional defined contribution plan.

Service Models Ideal for

Non-Daily Valued Plans (Balance Forward)

Employers that prefer to have trustees work with a financial professional to select and oversee investment fund choices. Employees receive valuation statements at a frequency chosen by the employer, typically annually, semi-annually, or quarterly.

Daily Valuation Plans (Traditional Compliance Paired with an Investment Provider/Recordkeeper Platform)

Employers that wish to work with a financial professional to select and oversee investment choices and provide daily valuation and account transaction control to employees through the investment provider/recordkeeper’s website.

Specialty Retirement PlansSome situations require specialized plan design, administration, and compliance beyond mainstream defined benefit and defined contribution plans. Ascensus Consulting has experience with the following special plan types:

• MultipleEmployerPlans

• TribalPlans

• Davis-BaconPrevailingWage

• 457(b)Plans

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ascensusconsulting.net

866-929-2525

consultingservicessales@ascensus.com

Always have a plan

More services to help you with more opportunities

Everything we do is about helping financial professionals like you meet the service needs of your clients. That’s why our capabilities extend beyond retirementplanproducts.Weofferoneofthemostcomprehensive suites of advisor-focused solutions to help you manage and grow your retirement and benefits business.

Some other offerings include:• Healthbenefitsenrollmentmeetings

• Collegesavingsplans

• Trustservices

• PlanDocumentServices

EastWindsor,NJ

FortWayne,IN

Indianapolis,IN

Tampa,FL

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Ascensus Consulting provides administrative and recordkeeping services and is not a broker-dealer or an investment advisor.Ascensus® and the Ascensus logo are registered trademarks of Ascensus, Inc.

All other product names and marks are the property of their respective owners. Copyright © 2015 Ascensus. All Rights Reserved. ACON-BRC-00231 (04/15)

Because our business is helping you grow yours

Sales Desk: 866-929-2525

Email: consultingservicessales@ascensus.com

Ascensusconsulting.net