Confidence is a feeling with style...• Travel Insurance of up to US$2,5 million dollars, Purchase Protection (no excess), Extended Warranty (up to US$20 000) and Collision Damage

Confidence is a feeling with style2018 Pricing

Wealth Management

Contents

Introduction 3

Know how to get the best value for your money

Bringing the bank to you – anytime, anywhere

Wealth Personal Cheque Accounts

Wealth Personal Credit Cards

Wealth Personal Cheque Accounts 6

Pricing options

• Exceller and Marhaba Packages

• Pay-as-you-transact (PAYT)

• Personalised Management Fee (PMF)

Wealth Personal Credit Cards 12

Visa

World MasterCard®

Visa Infinite

Wealth Business Cheque Accounts 15

Pricing options

• Pay-as-you-transact (PAYT)

• Personalised Management Fee (PMF)

Absa Online, Mobile and Telephone Banking for Business 21

Wealth Assist 23

Other products 25

3

IntroductionKnow how to get the best value for your moneyWe value our relationship with you. That is why you enjoy the services of a dedicated Wealth Banker who, together with a team of experts, is able to tailor our products to suit your individual needs.

This pricing guide is designed to help you understand your bank charges, so that you can benefit from banking that suits your lifestyle. It covers the most commonly used transactions and provides their prices (including VAT), which are effective from 1 January 2018.

Should you require more information to assist you in selecting the most suitable pricing option for your banking needs or have any further queries, please contact your Wealth Banker.

[email protected] | 0860 265 265

Terms and conditions apply to all of our products.

Bringing the bank to you – anytime, anywhere

Absa Wealth Management allows you to choose how you do your banking. That is why we offer you the flexibility and convenience of our Absa Online, banking app, Mobile and Telephone Banking channels. All of these digital channels remain free of any monthly subscription fees, which means that you can choose to bank using your computer, smartphone, telephone or tablet without worrying about additional subscription fees prior to transacting. You enjoy free access, however, transaction fees may apply.

Digital channelsUse our secure digital channels to perform these day-to-day transactions safely and securely:• Setting up scheduled payments and transfers to third parties• Sending cash instantly using our immediate interbank payment service• Retrieving historic statements as far back as two years• Opening savings and investment accounts – just click to save• Setting up second-person access – to make payments on your behalf in a safe and secure environment.

Dedicated service suite via Wealth Assist 24/7Ask us for help with:• General banking queries• Banking transactions such as payments done on behalf of clients to third parties• Office bank letters such as visa letters for international travel and much more.


The cheque account offered by Absa Wealth Management gives you the convenience and simplicity of being able to manage all of your financial needs with ease.

Wealth Personal Cheque Account

This account offers you:• Free access to our secure self-service channels such as our banking app, Telephone Banking and Absa Online, allowing you to bank from anywhere• Access to Wealth Assist, our exclusive service suite• Free eStatements emailed monthly• Free NotifyMe to alert you to any activity on your account• Flexible pricing options to ensure you get the product that suits you best.


The cheque account offered by Absa Wealth Management gives you the convenience and simplicity of being able to manage all of your financial needs with ease.

Wealth Personal Cheque Account

This account offers you:• Free access to our secure self-service channels such as our banking app, Telephone Banking and Absa Online, allowing you to bank from anywhere• Access to Wealth Assist, our exclusive service suite• Free eStatements emailed monthly• Free NotifyMe to alert you to any activity on your account• Flexible pricing options to ensure you get the product that suits you best.

Other products

Wealth Assist

Absa Online, Mobile and Telephone Banking for Business

Wealth Business Cheque Accounts



Introduction

Contents

4

Exceller Package

This package offers you:• A fixed monthly fee for our value-added bundle offering• World MasterCard® Credit Card, with the option of both debit and credit functionality• No monthly card fees• Access to Wealth Assist, our exclusive service suite• Free Absa Online, our banking app and Telephone Banking.

Marhaba Package*

This package offers you:• A fixed monthly fee for our value-added bundle offering• World MasterCard® Debit Card• No monthly card fees• Access to Wealth Assist, our exclusive service suite• Free Absa Online, our banking app and Telephone Banking.

*Marhaba Package is designed according to Shari’ah Law and approved by Absa Islamic Banking.


Wealth Management currently offers three credit cards:1. Visa2. World MasterCard®

3. Visa Infinite

Visa

Key features and benefits• Global emergency assistance, which includes card and cash replacement• Domestic and international airport lounge access, with unlimited access to all Bidvest Premier Lounges in South Africa• Basic travel insurance• Purchase Protection• Extended Warranty Protection.

Other products

Wealth Assist





Introduction

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World MasterCard®

The World MasterCard® is linked to the Exceller or Marhaba Package and is designed for the discerning traveller.

Key features and benefits• Global emergency assistance, which offers emergency card and cash replacement• Global airport concierge to meet and assist you, as well as fast-track immigration• Domestic airport lounge access, which includes unlimited access to all Bidvest Premier Lounges• MasterCard® Luxury Hotels offer you exclusive benefits and discounts at over 500 luxury hotels worldwide• Comprehensive travel insurance covers you against lost or delayed baggage and trip delay or curtailment• MasterCard® Global Concierge – a global 24-hour assistance service offering benefits such as travel bookings,

restaurant reservations and event tickets• Travel accident and medical emergencies – provides cover in the event of a personal accident, medical emergency, evacuation and repatriation• Purchase Protection – short-term insurance against loss, theft or specific causes of accidental damage to goods purchased

with your MasterCard®.

Visa Infinite Credit Card

Key features and benefits• 1% cash back on all of your qualifying spend• Access to over 800 premium lounges all over the world through LoungeKey™• Travel Insurance of up to US$2,5 million dollars, Purchase Protection (no excess), Extended Warranty (up to US$20 000) and Collision Damage (up to US$10 000 when travelling internationally; US$5 000 on domestic trips)• Access to a 24/7 Global Client Service Centre• A concierge service for restaurant bookings, car hire, tourist activities, local services, hotels, events and concerts• VIP rates, room upgrades and complimentary services at a curated collection of 900 hotels through the Visa Luxury Hotel Collection• Hilton Hotel benefits through Hilton Honors, which include quick reservations, bonus points and room upgrades – automatically enrolled to Gold status• Car rental discounts through Avis of up to 35% on standard rates and 30% on international leisure rates• Specialist airport meet-and-assist services with yQ• Optional linkage to Absa Rewards.

The benefits are infinite and comprehensiveProviding for those seeking exclusive travel and lifestyle benefits

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The exclusivity of the Wealth Personal Cheque Account is defined by excellence


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The exclusivity of the Wealth Personal Cheque Account

from R90 a month

Travel with a prepaid Multi-currency Cash Passport™ card

Terms and conditions apply

Wealth Management

Debit

Other products

Wealth Assist





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Wealth Personal Cheque Accounts Pricing optionsThere are three pricing options to choose from:

Bundled pricing option via the Exceller or Marhaba Packages

With the Exceller and Marhaba* Packages, you pay a fixed monthly fee that includes an unlimited number of pre-selected transactions on your credit card and cheque account, as well as a number of value-added benefits. The packages also allow for numerous discounts and rebates on associated lifestyle benefits.

Pay-as-you-transact (PAYT)

With this option, all transactions are charged separately on a Pay-as-you-transact basis.

Personalised Management Fee (PMF)

Your Wealth Banker will negotiate a tailor-made management fee that will include a set of services and transactions provided by Absa.

Terms and conditions apply.*The Marhaba Package is designed according to Shari’ah Law and is approved by Absa Islamic Banking.

Exceller/Marhaba Packages Wealth Personal Cheque Account

PAYT PMF

Monthly subscription fees

Monthly fee• Basic monthly fee• Monthly fee when linked to Private One(1)

R420,00 (Exceller), R355,00 (Marhaba)R490,00 (Exceller only)

R90,00N/A

Determined by bankerN/A

Absa Online subscription Included Included Included

Absa Rewards (if registered)(2) Included R23,00 R23,00

Fees per transaction

Deposits

Cheque deposit: Branch counter R40,00 R40,00 R40,00

Cheque deposit: Absa ATM No charge No charge No charge

Cash deposit: Branch counter R8,00 + 1,60% of deposit value (min R35,00) R8,00 + 1,60% of deposit value (min R35,00) R8,00 + 1,60% of deposit value (min R35,00)

Cash deposit: Absa ATM Included R4,50 + R1,40/R100 Included

Cardless deposits at Absa ATM(3) R6,00 + 1,60% of deposit value R6,00 + 1,60% of deposit value R6,00 + 1,60% of deposit value

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Wealth Personal Cheque AccountsExceller/Marhaba Packages Wealth Personal Cheque Account

PAYT PMF


Cash withdrawals

Branch counter R60,00 + R1,65/R100 R60,00 + R1,65/R100 R60,00 + R1,65/R100

Absa ATM Included R4,50 + R1,40/R100 Included

Local Point of sale (POS) R4,50 R4,50 R4,50

Absa-supported ATM Included R7,50 + R1,40/R100 R7,50 + R1,40/R100

Saswitch ATM Included R10,50 + R1,40/R100 R10,50 + R1,40/R100

International ATM/POS/Barclays ATM(4) R60,00 R60,00 R60,00

Global Alliance Partnerships ATM(4) Included R45,00 R45,00

Cheque encashmentR60,00 + R1,65/R100Plus cheque issued fee

R60,00 + R1,65/R100Plus cheque issued fee

R60,00 + R1,65/R100Plus cheque issued fee


Purchases

Prepaid Top-up • Absa ATM/POS, Absa Online,

Mobile, Telephone (IVR)• Absa-supported ATM• Saswitch ATM

R1,50R4,50R7,50

R1,50R4,50R7,50

R1,50R4,50R7,50

Local POS Included R3,85 R3,85

International POS(4) R3,85 R3,85 R3,85

Account payments and funds transfers

Account payments• Absa ATM, Absa Online,

Mobile, Telephone (IVR)• Online account verification• Branch counter• Telephone Banking: Adviser-assisted

IncludedR6,00R60,00R15,50

R8,50R6,00R60,00R15,50


Other products

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PAYT PMF


Immediate interbank payments • Absa Online, Mobile, Telephone (IVR)• Telephone Banking: Adviser-assisted

R60,00R67,00

R60,00R67,00

R60,00R67,00

Debit and stop orders • Internal to Absa – debit orders• Internal to Absa – stop orders• External stop orders• External debit orders

No chargeIncludedIncludedIncluded

No chargeNo chargeNo chargeR18,00

No chargeNo chargeNo chargeIncluded

Funds transfers • Absa ATM• Absa Online, Mobile, Telephone (IVR)• Branch counter• Telephone Banking: Adviser-assisted

IncludedNo chargeR60,00R7,00

No chargeNo chargeR60,00R7,00

No chargeNo chargeR60,00R7,00

CashSend • Absa ATM• Absa Online/Mobile

IncludedR8,50 + R1,40/R100

R8,50 + R1,40/R100R8,50 + R1,40/R100

IncludedR8,50 + R1,40/R100

Cheques issued R100,00 R100,00 R100,00

Balance enquiries

Branch counter R7,00 R7,00 R7,00

Absa ATM Included R1,75 Included

Local POS Included R1,75 R1,75

Absa-supported ATM Included R4,25 R4,25

Saswitch ATM Included R7,00 R7,00

International ATM/POS/Barclays ATM R7,00 R7,00 R7,00

Absa Online, Mobile, Telephone (IVR) No charge No charge No charge

Telephone Banking: Adviser-assisted R7,00 R7,00 R7,00

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PAYT PMF


Absa ATM • Ministatement• Full statement

IncludedR14,00

R7,00R14,00

IncludedR14,00

Branch counter • Ministatement• Full statement

R14,00R28,00

R14,00R28,00

R14,00R28,00

Mailed statement R28,00 R28,00 R28,00

eStatement No charge No charge No charge

Transaction history • Enquiry – Absa Online, Mobile,

Telephone (IVR) No charge No charge No charge

Enquiry• Telephone Adviser-assisted• Email• Fax

R28,00R2,00R12,00

R28,00R2,00R12,00

R28,00R2,00R12,00

Archived statements/Tax certificates • Absa Online R7,00 (per statement) R7,00 (per statement) R7,00 (per statement)

Copies of statements (per statement) • Less than 4 months old• 4 months or older

R28,00R60,00

R28,00R60,00

R28,00R60,00

Administration fees

Bank cheque/Marked cheque R125,00 R125,00 R125,00

Stop payment • Branch, Telephone Adviser-assisted• Absa Online

R60,00R30,00

R60,00R30,00

R60,00R30,00

Stop orders establishment/Amendment• Branch, Absa Online, Telephone Adviser-assisted No charge No charge No charge

Special clearance R125,00 R125,00 R125,00

Debit card replacement fee• Chip and PIN/Magstrip R140,00 R140,00 R140,00

Debit card – Face-Face delivery R175,00 R175,00 R175,00Other products

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PAYT PMF


Other fees

Notice of payments and reminders(5)

• SMS• Email• Fax

R1,25R1,25R12,00

R1,25R1,25R12,00

R1,25R1,25R12,00

NotifyMe (SMS or email notification fee) Included R0,55 Included

Overdraft ledger fee (monthly)(6)

• Provision of overdraft on the account Included R68,40 R68,40

Unauthorised debit balance fee(7) R100,00 R100,00 R100,00

Honouring fee(8) R60,00 R60,00 R60,00

Dishonoured/Returned payment(9) R50,00 R50,00 R50,00

RD cheque R150,00 R150,00 R150,00

Absa Online notifications (includes RVN, TVN, logon alert)• SMS | Email No charge No charge No charge

Declined fee (insufficient funds) R6,00 R6,00 R6,00

Returned cheque deposit R125,00 R125,00 R125,00

Debit orders disputed• Online before 40 days lapsed• In branch before 40 days lapsed• In branch after 40 days lapsed

No chargeR30,00R145,00



DragonPass(10) Six (6) visits included in the monthly fee N/A N/A

Notes:1. Private One is a loan account linked to a transactional account.2. The subscription fee for Absa Rewards is included only on the Exceller and Marhaba Packages.3. Cardless ATM cash deposits: A service that gives Absa and non-Absa customers the ability to make cash deposits into any Absa transactional account at any Cash Accepting Absa ATMs, without requiring

the use of an Absa Debit Card.4. A currency conversion fee of 2,75% (of the rand value of the transaction) applies to any transaction outside South Africa.5. When making payments, digital banking users can opt to send a notice of payment to a third party or to themselves. Each notice of payment will be charged for separately.6. Overdraft is excluded on the Marhaba Package. 7. An unauthorised debit balance fee is applicable when an account without an approved limit goes into a debit position.8. An honouring fee will be charged for each transaction paid against uncleared funds or when we allow payments in excess of the available funds on the account.9. R50,00 per unpaid item increasing to R150,00 from the fourth occurrence within 12 months. 10. The first six visits per annum via DragonPass are included in the monthly fee. Visits in excess of six will be charged at a fixed rand value of R185,00 for domestic lounges and R330,00 for international lounges.Other products

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Visa Infinite, as extraordinary as you are.


12

Wealth Management

Visa InfiniteExtraordinary by design

for R350 a month Embedded LoungeKeyTM

access to 800 lounges across the world

Exclusive benefits and discounts at over 900 luxury hotels worldwide

Terms and conditions applyOther products

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Wealth Personal Credit CardsVisa Infinite World MasterCard® Visa


Monthly membership fee R350,00 N/A N/A

Absa Rewards (if registered) N/A Included R23,00


Free transactions, services and channels

Initiation fee No charge No charge No charge

Issue of cards

Secondary Card No charge No charge No charge

Garage Card No charge No charge No charge

Stand-alone Garage Card No charge No charge No charge

Card courier delivery No charge No charge No charge

Purchases

Credit Card purchases No charge No charge No charge

Garage Card transaction fee No charge No charge No charge


Transfers: Absa ATM and branch counter No charge No charge No charge

Account payments: Absa ATM No charge No charge No charge

Charged transactions, services and channels

24-hour delivery R455,00 R455,00 R455,00

Invalid disputes• Domestic• International

R50,00R120,00

R50,00R120,00

R50,00R120,00

Duplicate statement fee per request and per page R5,00 and R1,00 per page (max R50,00) R5,00 and R1,00 per page (max R50,00) R5,00 and R1,00 per page (max R50,00)

Absa ATM ministatement Included Included Included

Bank cheque Included R125,00 R125,00

Currency conversion fee(1) 2,75% 2,75% 2,75%

Card replacement fee(2) Included R140,00 R140,00

Lost card administration fee(2) Included R140,00 R140,00

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Wealth Personal Credit CardsVisa Infinite World MasterCard® Visa


Deposits

Cash deposit: Absa ATM R4,50 + R1,40/R100 R4,50 + R1,40/R100 R4,50 + R1,40/R100

Cash deposit: Branch counter R8,00 + R1,60/R100 (min R35,00) R8,00 + R1,60/R100 (min R35,00) R8,00 + R1,60/R100 (min R35,00)

Cheque deposits

Branch counter R40,00 R40,00 R40,00

Absa ATM No charge No charge No charge

Cash withdrawals

Absa ATM Included No charge No charge

Absa-supported ATM Included R7,50 + R1,40/R100 R7,50 + R1,40/R100

Saswitch ATM Included R10,50 + R1,40/R100 R10,50 + R1,40/R100

Branch Included No charge No charge

International ATM(1) Included R60,00 R60,00

Point of sale (POS) Local Included No charge No charge

Balance enquiries

Absa ATM Included Included Included

Saswitch ATM Included R7,00 R7,00

International ATM Included R7,00 R7,00

Absa-supported ATM Included R4,25 R4,25

Notifications

NotifyMe (SMS or email notification fee) Included Included R0,55

Other fees

Airport personal lounge access• Wealth Credit Card: Bidvest Premier Lounge No charge No charge No charge

Note:1. A currency conversion fee of 2,75% (of the rand value of the transaction) applies to any transaction outside South Africa.2. We may charge a replacement card fee or lost card administration fee at our own discretion.

Other products

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Wealth Business is tailored for you


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Make a comfortable choice with Wealth Businessat a price to suit you

Free eStatements every month

Free stop order establishment and amendment


Wealth Management

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Wealth Business Cheque Accounts Pricing options

These fees are applicable to the Wealth Business, Sole Proprietor, Trust and Call Accounts.

Pay-as-you-transact (PAYT)

On this service fee option your business is charged a specific fee for every transaction performed.

Personalised Management Fee (PMF)

The Personalised Management Fee is a pricing option that is based on your overall proposition and use of the account as agreed with your Wealth Banker.

PAYT PMF


Monthly membership fee N/A Determined by banker


Practice Management Account(1)

Monthly transactional account fee R98,00 N/A

Transaction Fee per transaction (Pay-as-you-transact) Personalised Management Fee

Deposits

Cheque deposit: Branch counter R40,00 Included

Cheque deposit: Absa ATM No charge No charge

Cash deposit: Branch counter R8,00 + 1,60% of deposit value (min R35,00) R8,00 + 1,60% of deposit value (min R35,00)

Cash deposit: Absa ATM R4,50 + R1,40/R100 Included

Cardless cash deposit: Absa ATM(2) R6,00 + R1,60% of deposit value R6,00 + R1,60% of deposit value

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Wealth Business Cheque AccountsPAYT PMF


Cash withdrawals

Branch counter R60,00 + R1,65/R100 Included

Absa ATM R4,50 + R1,40/R100 Included

Local Point of sale (POS) R4,50 Included

Absa-supported ATM R7,50 + R1,40/R100 R7,50 + R1,40/R100

International ATM/POS/ Barclays ATM(3) R60,00 R60,00

Global Alliance Partnerships ATM(3) R45,00 R45,00

Cheque encashmentR60,00 + R1,65/R100Plus cheque issued fee

IncludedPlus cheque issued fee

Purchases

Prepaid Top-up • Absa ATM/POS, Absa Online, Mobile, Telephone (IVR)• Absa-supported ATM• Saswitch ATM

R1,50R4,50R7,50

R1,50R4,50R7,50

Local POS R3,85 Included

International POS(3) R3,85 R3,85


Account payments• Absa ATM, Absa Online, Mobile, Telephone (IVR)• Account verification online• Branch counter• Telephone Banking: Adviser-assisted

R8,50R6,00 R60,00R15,50


Immediate interbank payments• Absa Online, Mobile, Telephone (IVR)• Telephone Banking: Adviser-assisted

R75,00R82,00

R75,00R82,00

Debit and stop orders• Internal to Absa – debit orders• Internal to Absa – stop orders• External stop orders• External debit orders

No chargeNo chargeNo chargeR18,50

No chargeNo chargeNo chargeIncluded

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PAYT PMF



Funds transfers• Absa ATM, Absa Online, Mobile, Telephone (IVR)• Branch counter• Telephone Banking: Adviser-assisted



CashSend (Absa ATM) R8,50 + R1,40/R100 Included

Cheques issued R100,00 R100,00

Balance enquiries

Branch counter R7,00 R7,00

Absa ATM R1,75 Included

Local POS R1,75 R1,75

Absa-supported ATM R4,25 R4,25

Saswitch ATM R7,00 R7,00

International ATM/POS/ Barclays ATM R7,00 R7,00

Absa Online, Mobile, Telephone (IVR) No charge No charge

Telephone Banking: Adviser-assisted R7,00 R7,00

Statements

Absa ATM• Ministatement• Full statement

R7,00 R14,00

IncludedR14,00

Branch counter• Ministatement• Full statement

R14,00 R28,00

R14,00R28,00

Mailed statement R28,00 R28,00

eStatements No charge No charge

Transaction historyEnquiry – Absa Online, Mobile, Telephone (IVR) No charge Included

Enquiry • Telephone Adviser-assisted• Email• Fax

R28,00R2,00R12,00

R28,00R2,00R12,00


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PAYT PMF


Statements

Archived statements/Tax certificates • Absa Online R7,00 (per statement) R7,00 (per statement)

Copies of statements (per statement)• Less than 4 months old• 4 months or older

R28,00R60,00

R28,00R60,00

Administration fees

Bank cheque/Marked cheque R125,00 R125,00

Stop payment • Branch, Telephone Adviser-assisted• Absa Online

R75,00R75,00

R75,00R75,00

Stop order establishment/amendment• Branch, Absa Online, Telephone Adviser-assisted No charge No charge

Special clearance R125,00 R125,00

Debit card replacement fee• Chip and PIN/Magstrip R140,00 R140,00

Debit card – Face-to-Face delivery R175,00 R175,00

Other fees



R1,25R1,25R12,00

R1,25R1,25R12,00

NotifyMe (SMS or email notification fee) R0,55 Included

Overdraft ledger fee (monthly)• Provision of overdraft on the account R68,40 R68,40

Unauthorised debit balance(5) R100,00 R100,00


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PAYT PMF


Honouring fee(6) R60,00 R60,00

Dishonoured/Returned payment(7) R50,00 R50,00

RD cheque R150,00 R150,00

Absa Online notifications (includes RVN, TVN, logon alert)- SMS | Email No charge No charge

Declined fee (insufficient funds) R6,00 R6,00

Returned cheque deposit R125,00 R125,00

Debit orders disputed• Online before 40 days lapsed• In branch before 40 days lapsed• In branch after 40 days lapsed




Notes:

1. The Practice Management Account allows for a number of separate loan accounts to be linked to a transactional account.2. Cardless ATM cash deposits – a service that gives Absa and non-Absa customers the ability to make cash deposits into any Absa transactional account at any Cash Accepting Absa ATMs, without requiring the use of an Absa Debit Card.3. A currency conversion fee of 2,75% (of the rand value of the transaction) applies to any transaction outside South Africa.4. When making payments, digital banking users can opt to send a notice of payment to a third party or to themselves. Each notice of payment will be charged for separately.5. An unauthorised debit balance fee is applicable when an account without an approved limit goes into a debit position.6. An honouring fee will be charged for each transaction paid against uncleared funds or when we allow payments in excess of the available funds on the account.7. R50,00 per unpaid item increasing to R150,00 from the fourth occurrence within 12 months.

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Access your banking with ease


21

Wealth Management

So many easy ways from

R99 a month

Enjoy Online, Mobile and Telephonic Banking

Manage your accounts remotely from anywhere 24/7


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Absa Online, Mobile and Telephone Banking for Business Absa Online for Business is a user-friendly service that allows businesses to do electronic transactions via Absa Online.

Absa Online Mobile Telephone Banking Adviser-assisted IVR


Monthly subscription fee R99,00 No charge No charge No charge


• Stop order establishment/amendment No charge No charge No charge No charge

Absa Online notification (including RVN, TVN and logon alert) No charge No charge No charge No charge

Purchase and payment-related charges

Prepaid Top-up purchases R1,50 R1,50 R1,50 R1,50

Bill and beneficiary payments R8,50 R8,50 R15,50 R8,50

Immediate interbank payments R75,00 R75,00 R82,00 R75,00

CashSend transactions R8,50 + R1,40/R100 R8,50 + R1,40/R100 N/A N/A

Funds transfers R4,50 R4,50 R10,85 R4,50

Stop payments R75,00 N/A R75,00 N/A

Enquiry and information fees

Balance enquiries No charge No charge R7,00 No charge

Transaction history• Basic enquiry• Emailed• Faxed

No chargeN/AN/A

No chargeN/AN/A

R28,00R2,00R12,00

R1,05R2,00R12,00



R1,25R1,25R12,00

R1,25R1,25R12,00

R1,25R1,25R12,00

R1,25R1,25R12,00

Archived statements/Tax certificates R7,00 (per statement) N/A N/A N/A

Note:

1. When making payments, digital banking users can opt to send a notice of payment to a third party or to themselves. Each notice of payment will be charged for separately.

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A personalised touch that is ready when you are

Wealth Assist

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Wealth Management

Get what you need withWealth AssistAccess to a host of personalised services


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Wealth Assist Wealth Assist enhances the personalised service you receive from your Wealth Banker by giving you access to direct query resolution, account administration and personal assistance. For your convenience, you can contact them at any time of the day or night. [email protected] | 0860 265 265

Notes:

1. Funds transfers or payments on behalf of the client will attract a R145,00 fee for the first three payments and a R440,00 fee for the fourth payment or transfer onwards.2. Subject to change.


Funds transfers or payments on behalf of the client(1)

• First 3 for the month per client• 4 or more for the month per client

R145,00 R440,00

Certificate of balance R85,00

Tax certificate (other than system-generated) R85,00

Image copy or duplicate cheque R90,00

Replacement of any certificate (i.e. fixed deposit receipt) R90,00

Copy of statement • Less than 4 months old • 4 months or older

R28,00R60,00

Audit certificate R425,00

Visa/Border letter R130,00

NaTIS document • Duplicate(2)

• OriginalR400,00No charge

Other products

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Other products To access the latest pricing on your other Absa products and services, visit absa.co.za• Savings and Deposit Accounts• Home Loan Accounts• Vehicle and Asset Finance• Other Absa Transactional and Current Accounts.

International Banking and non-resident fees

To view these fees, visit absa.co.za

Disclaimer

Fees quoted in this brochure are effective from 1 January 2018, unless otherwise indicated.

• Fees include 14% VAT and are subject to change

• The use of Absa-supported ATMs and Saswitch ATMs will incur charges greater than those charged for using Absa ATMs

• Where products or services are offered to individual clients and it becomes evident that an individual product or service is used for business purposes, or is used in any way that is not allowed by the product terms or rules, Absa is entitled, immediately and

without notice, to change the fees to such fees as are applicable to the same or similar business products and services offered to business clients. This may result in clients having to pay additional fees or the product or service could even be terminated.

FAIS Notice and Disclaimer

This brochure/document/material/report/communication/commentary (“this commentary”) has been prepared by Absa Bank Limited trading as Absa Wealth (Registration No: 1986/004794/06) (“Absa Wealth”), an authorised financial services

and credit provider.

Absa Wealth has issued this commentary for information purposes only and you must not regard this as a prospectus for any security or financial product or transaction. Absa Wealth does not expressly, tacitly or by implication represent, recommend or propose

that the securities and/or financial or investment products or services (The “Products”) referred to in this commentary are appropriate and/or suitable for your particular investment objectives or financial situation or needs. This commentary is not, nor is it

intended to be, advice as defined and/or contemplated in the Financial Advisory and Intermediary Services Act, 37 of 2002 (“FAIS”), or any other financial, investment, trading, tax, legal, accounting, retirement, actuarial or other professional advice or service

whatsoever (“advice”). All the risks and significant issues related to or associated with the products are not disclosed herein and therefore, prior to investing or transacting, you should fully understand the products and any risks and significant issues related

to or associated with them. This commentary is neither an offer to sell nor a solicitation of an offer to buy any of the products, which shall always be subject to Absa Wealth’s internal approvals and the execution of all requisite documentation between you

and Absa Wealth.

You have to obtain your own advice prior to making any decision or taking any action based hereon and neither Absa Wealth, nor any affiliate, nor any of their respective officers, directors, partners, or employees (in whose favour this constitutes a stipulation on

behalf of another) accepts any liability whatsoever for any direct, indirect or consequential damages or loss arising from any use of or reliance on this publication or its contents, and irrespective of whether or not you have obtained independent advice.

Should you be a consumer in terms of the Consumer Protection Act, No 68 of 2008, as amended, (i.e. a natural person or an entity with an asset value and annual turnover of below R2 million), then the above provisions limit and exclude the liabilities which Absa

Wealth will have towards you and also place obligations on you.

Any South African person or entity wishing to effect a transaction in any information discussed herein should do so only by contacting a representative of Absa Wealth in South Africa.

Terms and conditions apply Absa Bank Limited trading as Absa Wealth, Reg No 1986/004794/06. Absa Wealth is an Authorised Financial Services Provider, Licence No 523 and Registered Credit Provider, Reg No NCRCP7. Absa Wealth forms part of the Wealth,

Investment Management and Insurance cluster.

Other products

Wealth Assist





Introduction

Contents

Documents

Confidence is a feeling with style...• Travel Insurance of up to US$2,5 million dollars, Purchase Protection (no excess), Extended Warranty (up to US$20 000) and Collision Damage