Confi Casa Presentation

Investor PresentationEduardo Perez President/CEO

http://conficasa.net/

http://www.credito-inmobiliario.com.mx/

http://www.amsfol.com.mx/

http://www.shf.gob.mx/

Informacion confidencial propiedad deConficasa International Realty – All rights reserved

www.conficasa.net

What is Conficasa?

• International Real Estate and Mortgage Company.

• Founded in 1998

• Objective:

• To provide the American Dream in Mexico.

•Grant residential mortgage loans to the Mexican workers in the US to acquire a property anywhere in Mexico.



www.conficasa.net

ConfiCasa is a US corporation that together with the Mexican

Government and private entities developed the program

“RAICES” (ROOTS) that gives the opportunity to a person to

qualify for a residential mortgage loan anywhere in the county of

Mexico.

Our role and responsibilities in the program are:

• Promote the program in the United States

• Find, approve and train all the mortgages professionals that are

interested in participating in the program.

• Qualify and process all applications received affiliated reps.

• Provide Customer Service, Technical Support and collections.

WHO ARE WE?



www.conficasa.net

“RAICES” is a Mexican government program for Mexicans living abroad, or to any individual who are Mexican descendant that lives and works in the United States.

1. Any Mexican or any Mexican descendant (Father or Mother) that lives and works in the US and has a verifiable income.

2. This same individual needs to have a relative living in Mexico (Up to third generation)

3. Similar credit requirements as a credit card

WHO CAN QUALIFY



www.conficasa.net

Market Summary

• US Mortgage Industry racked up a record 2.3 Trillion for 2002

• No product in the industry to originate Mortgage loans to Mexican properties

• Mexico has a 4.5 million home pent up demand

• The problem in Mexico is financing, Construction capacity is available

• 23 Million Documented Mexicans living In the US

• 1 Million Mexicans in the US want and need to purchase a home in Mexico



www.conficasa.net

Market Summary

•ConfiCasa’s average transaction is 50k per home

• 50 Billion Dollar Un Tap Market

• Mexicans in the US sent 13 Billion Dollars to Mexico (2002)

• 40% of that money is for housing purposes



www.conficasa.net

Milestones Summary

• March 2002 President Gorge W. Bush and President Vicente Fox sign “Partnership for Prosperity”

• March 2002 Mexican Government to allocate $380 Million of mortgage money to the “RAICES” Program

•September (2002) Marketing starts in Houston

• October (2002) First operation concluded

• October (2002) Chicago Office open

• Dec. (2002) First Broker Sign



www.conficasa.net

Marketing Strategy

• Market development via Mortgage Brokers

• Marketing and advertising • Strong presence in the Mortgage and Real Estate US industry• Spanish Media • Community events • Mexican Consulate events• Leverage Marketing & Adverticing “Co-Ops”



www.conficasa.net

Technology

• Spanish speaking Call Center

• e-CRM Provides online access to all participants in Mexico and the US

• Access to over 70,000 properties available online access

• Stewart Title provides their facilities through out the US for training seminars to US Brokers and Loan Officers



www.conficasa.net

Color Coded simple and familiar forms for participating brokers and loan officers



www.conficasa.net

•Fannie Mae Forms

• Similar US Mortgage origination process

• Less work for the Brokers

• Good compensation for participants



www.conficasa.net

Material Publicitario (Cont.)

Tríptico (lado 1) Tríptico (lado 2)

Ordena material publicitario (Presiona aquí)

Ordena material publicitario (Presiona aquí)

SALIR



www.conficasa.net

Interview with the client

Application and Checklist

Send Application by fax

Send complete file

Pre-qualification

File in Mexico2nd. Meeting with customer

Client find a house in Mexico

Signature of title and initial closing

Performed by Auth. Rep. Performed by ClientPerformed by ConfiCasa and CISA

Click on each topic to view a complete explanation

NOOwner or Rep. of

the house signs docs

YES

Qualifies?

NO

Conficasa helps client to find another home

Closing

Request more info. and documents

YES

EXIT



www.conficasa.net

Strategic Alliances

• Mexican Goverment

• Mexican Fianancial SOFOLS

• Stewart Title

• Century 21

• National Home Builders

• US Tresury and HUD (In process)



www.conficasa.net

Basic Structure

RAICESEUA

CREDITO INMOBLIARIO S.A. DE C.V.

MEXICO

Loan Origination

Mortgage Brokers & Loan

Officers

Sofoles SHFProperty

Promotion



www.conficasa.net

Recap• 50 Billion Dollar Un developed Market

• Full Support by the Mexican Government

• Mortgage Money Provided by the Mexican Government

• No Default Risk to ConfiCasa

• Three revenue and income producing streams

• Strong and Experienced Management

• New product introduce to a $2 Trillion Dollar Industry

• This is a tested and proven model



www.conficasa.net

Why We Are HereCapital

• Increase infrastructure

• Increase processing to meet demand

• Marketing to Mortgage Professionals

• Advertising to build awareness


Documents

Confi Casa Presentation