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COMPANY PROFILE¸Š汽财务2019... · 02 vC CÞJã0Ç &s]s[ü ¨©Ë5 . Rc¨ó 'ã, 0@æw'Ä&tv sfö³, 0@ö´æxIíu('5 C Rb æ{Pý}Q&¥5B' [W§> d J ,¥Iíu(m¸« §> d¡ R¼ S,o

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Page 1: COMPANY PROFILE¸Š汽财务2019... · 02 vC CÞJã0Ç &s]s[ü ¨©Ë5 . Rc¨ó 'ã, 0@æw'Ä&tv sfö³, 0@ö´æxIíu('5 C Rb æ{Pý}Q&¥5B' [W§> d J ,¥Iíu(m¸« §> d¡ R¼ S,o
Page 2: COMPANY PROFILE¸Š汽财务2019... · 02 vC CÞJã0Ç &s]s[ü ¨©Ë5 . Rc¨ó 'ã, 0@æw'Ä&tv sfö³, 0@ö´æxIíu('5 C Rb æ{Pý}Q&¥5B' [W§> d J ,¥Iíu(m¸« §> d¡ R¼ S,o

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CONTENTS

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Page 3: COMPANY PROFILE¸Š汽财务2019... · 02 vC CÞJã0Ç &s]s[ü ¨©Ë5 . Rc¨ó 'ã, 0@æw'Ä&tv sfö³, 0@ö´æxIíu('5 C Rb æ{Pý}Q&¥5B' [W§> d J ,¥Iíu(m¸« §> d¡ R¼ S,o

02

COMPANY PROFILE公司简介

W W W . S A I C F I N A N C E . C O M

032019 ANNUAL REPORT

Page 4: COMPANY PROFILE¸Š汽财务2019... · 02 vC CÞJã0Ç &s]s[ü ¨©Ë5 . Rc¨ó 'ã, 0@æw'Ä&tv sfö³, 0@ö´æxIíu('5 C Rb æ{Pý}Q&¥5B' [W§> d J ,¥Iíu(m¸« §> d¡ R¼ S,o

04

COMPANY PROFILE公司简介

W W W . S A I C F I N A N C E . C O M

052019 ANNUAL REPORT

Page 5: COMPANY PROFILE¸Š汽财务2019... · 02 vC CÞJã0Ç &s]s[ü ¨©Ë5 . Rc¨ó 'ã, 0@æw'Ä&tv sfö³, 0@ö´æxIíu('5 C Rb æ{Pý}Q&¥5B' [W§> d J ,¥Iíu(m¸« §> d¡ R¼ S,o
Page 6: COMPANY PROFILE¸Š汽财务2019... · 02 vC CÞJã0Ç &s]s[ü ¨©Ë5 . Rc¨ó 'ã, 0@æw'Ä&tv sfö³, 0@ö´æxIíu('5 C Rb æ{Pý}Q&¥5B' [W§> d J ,¥Iíu(m¸« §> d¡ R¼ S,o

08

HONOR OF THE YEAR年度荣誉

W W W . S A I C F I N A N C E . C O M

092019 ANNUAL REPORT

Page 7: COMPANY PROFILE¸Š汽财务2019... · 02 vC CÞJã0Ç &s]s[ü ¨©Ë5 . Rc¨ó 'ã, 0@æw'Ä&tv sfö³, 0@ö´æxIíu('5 C Rb æ{Pý}Q&¥5B' [W§> d J ,¥Iíu(m¸« §> d¡ R¼ S,o

10

ORGANIZATIONAL STRUCTURE组织机构

W W W . S A I C F I N A N C E . C O M

112019 ANNUAL REPORT

COMPANY MANAGEMENT公司领导

Page 8: COMPANY PROFILE¸Š汽财务2019... · 02 vC CÞJã0Ç &s]s[ü ¨©Ë5 . Rc¨ó 'ã, 0@æw'Ä&tv sfö³, 0@ö´æxIíu('5 C Rb æ{Pý}Q&¥5B' [W§> d J ,¥Iíu(m¸« §> d¡ R¼ S,o

12

COMPANY MANAGEMENT公司领导

W W W . S A I C F I N A N C E . C O M

132019 ANNUAL REPORT

Page 9: COMPANY PROFILE¸Š汽财务2019... · 02 vC CÞJã0Ç &s]s[ü ¨©Ë5 . Rc¨ó 'ã, 0@æw'Ä&tv sfö³, 0@ö´æxIíu('5 C Rb æ{Pý}Q&¥5B' [W§> d J ,¥Iíu(m¸« §> d¡ R¼ S,o

14

COMPANY MANAGEMENT公司领导

W W W . S A I C F I N A N C E . C O M

152019 ANNUAL REPORT

Page 10: COMPANY PROFILE¸Š汽财务2019... · 02 vC CÞJã0Ç &s]s[ü ¨©Ë5 . Rc¨ó 'ã, 0@æw'Ä&tv sfö³, 0@ö´æxIíu('5 C Rb æ{Pý}Q&¥5B' [W§> d J ,¥Iíu(m¸« §> d¡ R¼ S,o

16

COMPANY MANAGEMENT公司领导

Page 11: COMPANY PROFILE¸Š汽财务2019... · 02 vC CÞJã0Ç &s]s[ü ¨©Ë5 . Rc¨ó 'ã, 0@æw'Ä&tv sfö³, 0@ö´æxIíu('5 C Rb æ{Pý}Q&¥5B' [W§> d J ,¥Iíu(m¸« §> d¡ R¼ S,o

1818

AUDITOR'S REPORT审计报告

W W W . S A I C F I N A N C E . C O M

192019 ANNUAL REPORT

W W W . S A I C F I NN AA N C E . C O M

192019 ANNUAL REPOEPORT

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2020

FINANCIAL STATEMENTS财务报表

W W W . S A I C F I N A N C E . C O M

212019 ANNUAL REPORT

W W W . S A I C F I NN AA N C E . C O M

212019 ANNUAL REPOEPORT

Page 13: COMPANY PROFILE¸Š汽财务2019... · 02 vC CÞJã0Ç &s]s[ü ¨©Ë5 . Rc¨ó 'ã, 0@æw'Ä&tv sfö³, 0@ö´æxIíu('5 C Rb æ{Pý}Q&¥5B' [W§> d J ,¥Iíu(m¸« §> d¡ R¼ S,o
Page 14: COMPANY PROFILE¸Š汽财务2019... · 02 vC CÞJã0Ç &s]s[ü ¨©Ë5 . Rc¨ó 'ã, 0@æw'Ä&tv sfö³, 0@ö´æxIíu('5 C Rb æ{Pý}Q&¥5B' [W§> d J ,¥Iíu(m¸« §> d¡ R¼ S,o

24

AUTOMOTIVE FINANCE汽车金融

W W W . S A I C F I N A N C E . C O M

252019 ANNUAL REPORT

Page 15: COMPANY PROFILE¸Š汽财务2019... · 02 vC CÞJã0Ç &s]s[ü ¨©Ë5 . Rc¨ó 'ã, 0@æw'Ä&tv sfö³, 0@ö´æxIíu('5 C Rb æ{Pý}Q&¥5B' [W§> d J ,¥Iíu(m¸« §> d¡ R¼ S,o

26

AUTOMOTIVE FINANCE汽车金融

W W W . S A I C F I N A N C E . C O M

272019 ANNUAL REPORT

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28

CORPORATE FINANCE公司金融

W W W . S A I C F I N A N C E . C O M

292019 ANNUAL REPORT

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30

INVESTMENT AND FUNDING投融资

W W W . S A I C F I N A N C E . C O M

312019 ANNUAL REPORT 31313131131313131313113111313313131313333331333313313131313131333131331313311131313333313333131113131313333131311313131113313313111333333131331113113133313313131111313133313133313111111333333133111133333333113331311131313331113333311131333331331133333313333311331333131333133333333133331333333333113333333313333333333333311111111111333333333333333311111113333333333333111113111333333333333333331111111113333333333333111111111111333333333333111111111133333333333332019201201920120222020202020202012019019201190191919019201920199019201901920192202020192001101912019920192019202022020020119019999220000119019901920200200101019190122222020019200020111199199992220000000119222220000000119201920220000191192000019220020010101999200002000122000000111000001200000111000 ANAANANANNANNANNANNANNANNANNANNANNANNANNANNANNNNNNNNNNNNNNANNNNNANNANNANANNANNANNANNANNANNNNNNNNNANNNNANNANNANAANANNAANANNNANNANNNNANNANNAANNANANNNNNNNNAANNNNNANNNNNNNNANNNNNNNNNNNANNNNNNNNAANNNNANNNNAAA NA NNAANN UALUALUALUAUAUALUAUALUALUALUALAAUALALUAL UAALUALUAL UALALUAL ALUALUALUAUALUAUUALAUAUALAUAUAUAAAL ALUAL LUALUUALUALUAUUAUALAALAL AL ALALLAL ALALUUUUUUAALUAAAALALALUALUUUUUUUALUALUALAUAAALLLUAL UALUUUUUAAAAAALLLUALUALUALUUAUUALAUALLUALUALLUALUAUAUALUUUAUALUALUALLUALUALUAL UALUALAALLLLUUAAAAALUALAAAUALUUAAAAUUUALAAAAUUAAAAUAUAUALUUUUAAAUUUUUUU RERERERREREREPPOPOPOPOPOPOOPOPOOOOORRRRRRRRRREEEPEEPEREPOEPOPOPPPPPPEPPOOOOOPOOPOORRRRRRRRRREEEEEREPOEREPPPPPPREPOPOREPOOREPOOPOOPOOOREPORRRERRRRREREEEEPEREEEPPPPPPPPPOREPOOOOOORRRRRRREEEREEEEPEEPPPPPPPPPPOOOOOORRRRRRERRRREREEEEEEEEEPPPPPPPPPPOOOREPOOOOORRRRRREEEEEEEEPPPPPPPPPPPOREPOOOOOOORRRRRRERRREEEEEEEEEEPPPPPPPPOOOOOOOOOPOPOOORRRRRRERRRRREEEEEEEEPPPPPPPPOOOOOOOOOORRRRRRRRREEEEEEEPPPPPPPPPOOOOREPOOOOOORRRRRRRRRRREEEEEEEEEPPPPPPPOOOOORRRREEEEEEEEPPPPPPOOOOOOORRRRRRRREEEEEEEEPPPPPOOOOORRRRRREEEEEEEEEPPPPPPPOOOOOORRRREEEEEEEEEEPPPPPPOOOORRRRRRRREEEEEEEEPPPPPPPPOOOOOOOOOOOOOORRTRRTRTTRTRTRTRRRTRTRRTTTRTTTTTRTRRTRTRTRTRTTTTTTRTRRTTTTTRRTRRRTRTTTTTRTRTRRRRRTTTTRRRTRRRTTTRTRRRTRRRTRRRTTTTRTRTRTRTRRTRTTRTRTRRTTRTTTTRTRTTRTRTTRTTTRRTRRRRTTTT 312019 ANNUAL REPORT

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32

RISK MANAGEMENT风险管理

W W W . S A I C F I N A N C E . C O M

332019 ANNUAL REPORT

Page 19: COMPANY PROFILE¸Š汽财务2019... · 02 vC CÞJã0Ç &s]s[ü ¨©Ë5 . Rc¨ó 'ã, 0@æw'Ä&tv sfö³, 0@ö´æxIíu('5 C Rb æ{Pý}Q&¥5B' [W§> d J ,¥Iíu(m¸« §> d¡ R¼ S,o

34

HUMAN BASED CULTURE人本文化

W W W . S A I C F I N A N C E . C O M

352019 ANNUAL REPORT

Page 20: COMPANY PROFILE¸Š汽财务2019... · 02 vC CÞJã0Ç &s]s[ü ¨©Ë5 . Rc¨ó 'ã, 0@æw'Ä&tv sfö³, 0@ö´æxIíu('5 C Rb æ{Pý}Q&¥5B' [W§> d J ,¥Iíu(m¸« §> d¡ R¼ S,o
Page 21: COMPANY PROFILE¸Š汽财务2019... · 02 vC CÞJã0Ç &s]s[ü ¨©Ë5 . Rc¨ó 'ã, 0@æw'Ä&tv sfö³, 0@ö´æxIíu('5 C Rb æ{Pý}Q&¥5B' [W§> d J ,¥Iíu(m¸« §> d¡ R¼ S,o