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We are an independent insurance agency doing business in We are an independent insurance agency doing business in Louisiana, Alabama, Mississippi, Arkansas, Nebraska, Ohio, Louisiana, Alabama, Mississippi, Arkansas, Nebraska, Ohio,

West West Virginia, New York and Texas. In other states we use Virginia, New York and Texas. In other states we use brokersbrokers and and general agentsgeneral agents..

Our agency specializes in 2 Niche Programs:Our agency specializes in 2 Niche Programs: Mardi Gras Parades & Special Events Mardi Gras Parades & Special Events (Over 40 years)(Over 40 years)

Car Dealer Programs Car Dealer Programs (Over 15 Years)(Over 15 Years)

Insurance Carriers we Insurance Carriers we representrepresent

Lloyds of LondonLloyds of London

Great AmericanGreat American

ProgressiveProgressive

Affirmative InsuranceAffirmative Insurance

Let’s Talk About Car Let’s Talk About Car SalesSales

As a dealer, are As a dealer, are

you feeling the you feeling the

pinch in these pinch in these

TroubledTroubled

Economic Economic times?times?

U.S. EconomyU.S. Economy

Need a Bailout?Need a Bailout?

Have you ever had a slow month in sales?

Earn MoneyEarn Money

Qualified Dealers can earn serious money Qualified Dealers can earn serious money when they start, own and operate our when they start, own and operate our complete Turn-Key complete Turn-Key Blanket Creditor

PlacedInsurance Program. .

This is a brand new niche program This is a brand new niche program launchedlaunched

this year for car dealers.this year for car dealers.

Customer Pays forCustomer Pays for

Car LoanCar Loan

GasGas

Maintenance/RepairsMaintenance/Repairs

InsuranceInsurance

Why not collect the insurance payment at the same time as the car payment and earn additional income?

Point of Sale InsurancePoint of Sale Insurance

Now you can with Point of Sale – Now you can with Point of Sale – Blanket Creditor Placed Insurance Blanket Creditor Placed Insurance (CPI) – Self Insured Program with Great (CPI) – Self Insured Program with Great American.American.

Here’s how it works…….Here’s how it works…….

Dealer opens a CPI Policy and sets a fixed monthly premium to charge each customer for comprehensive & collision insurance and builds this into the price of the car.

No underwriting required.

70% of the money is used to pay all comp & coll claims by Great American from this account.

Dealer also opens a Blanket Policy which allows him to file supplemental claims for coverage such as:

•Repo reimbursement - $500

•Repo storage reimbursement - $500

•Non-payment of comp/coll premium – up to $2000

•Insufficient insurance coverage (GAP Plus) – up to $2,500

Example of PremiumExample of Premium

$100 per month paid by the customer to the

dealer. This can be paid by the customer

weekly, bi-weekly or monthly. Hub Financial /

Great American keep $30 and the remaining

$70 goes into the account to pay both single

interest and blanket claims to the dealer.

Facts about the Facts about the programprogram The Dealer is the insured.The Dealer is the insured. Hub Financial / Great American charge 30% to Hub Financial / Great American charge 30% to

administer the program online with enrollment, administer the program online with enrollment, printing of certificates, billing, reporting, adjusting printing of certificates, billing, reporting, adjusting and paying claims to the dealer for losses.and paying claims to the dealer for losses.

Comp & Coll (Single Interest Claims) can be Comp & Coll (Single Interest Claims) can be submitted immediately and checks are usually submitted immediately and checks are usually mailed to the dealer within 7 – 10 days after the mailed to the dealer within 7 – 10 days after the claim has been reported online, less a $250 claim has been reported online, less a $250 deductible in which the customer is responsible.deductible in which the customer is responsible.

Blanket supplemental claims will be paid starting Blanket supplemental claims will be paid starting in month 6 in order to build a reserve and can be in month 6 in order to build a reserve and can be filed retroactive to the date of loss.filed retroactive to the date of loss.

Web-Based System Web-Based System handleshandles

EnrollmentsEnrollments ClaimsClaims AccountingAccounting ReportsReports

Dealer receives his own unique login name and password. This web-based system is very easy to use. This system handles everything…

Prints CertificatesPrints Certificates

File ClaimsFile Claims

Billing & StatementsBilling & Statements

ReportingReporting

What we do for you…What we do for you…1.1. Open a Creditor Placed Insurance PolicyOpen a Creditor Placed Insurance Policy2.2. Open a Blanket CPI – Supplemental Open a Blanket CPI – Supplemental

PolicyPolicy3.3. Set-Up User Name & PasswordSet-Up User Name & Password4.4. Provide Online TrainingProvide Online Training

The cost is only $300 which includes the The cost is only $300 which includes the minimumminimum

premium for the supplemental policy.premium for the supplemental policy.

But there’s a Catch!

The Catch is ………The Catch is ………

We’re only looking for dealers who will We’re only looking for dealers who will use and benefit from our program. use and benefit from our program. Because we don’t spend millions of Because we don’t spend millions of dollars on advertising we rely on word dollars on advertising we rely on word of mouth advertising. of mouth advertising.

Dealers who use and make money with Dealers who use and make money with our programs give us free, word of our programs give us free, word of mouth advertising. mouth advertising.

Dealer Referral Dealer Referral ProgramProgramDealers who use our program are qualified to Dealers who use our program are qualified to

participate in our dealer referral bonus program participate in our dealer referral bonus program

and earn additional income and we do all the and earn additional income and we do all the

work.work.

Dealers will…Dealers will…

Make MoneyMake MoneySave MoneySave MoneySell More CarsSell More Cars

Do you definitely see where you and your dealership will use and benefit from our Creditor Place Insurance Program?

To complete the one page set-up form and get started today, contact:

Arceri & Associates, Inc. @ 800-242-6393