Clerk Competition Booster Hindi

JOIN US ON- https://www.facebook.com/Emahendras


- ,

,

:

RRBs


,

, 1999

:

: ;

:

? , . .

- (I) ; (II)

:


:

.

, .

.

:

,

, ,

():

-

():

,

(30 2013 )

1. (C.R.R.) --- 4% 2. (S.L.R.)--- 23% 3. (B.R.)--- 8.75% 4. ( ) (R.R.)--- 7.75% 5. ---(R.R.R.)--- 6.75% 6. (M.S.F.)--- 8.75%


(LAF) () 1.0

()

[]

2004

?

() ()

,

,

- -

-

, 3.5

()

,

,

,

2006 2009 ,


() , , , , ,


- 2011 100 75,431 / ( 82,400 ) / , , , ( ) - (.50) , , 4 5 , - - .49,999 , : 9 7 : 9 1

11 4 , 6 , (0) /

''''

'' '' '' ''

: ''

'' -

- '' '' -

-

,


()

- , -

. - ,

: (: . , . , . , . , . . )

(. , . . )

-

, , -

-

. -

- .

, .

.

- : .

. : . .

- : .

. : . . .

, - -

. - : .

. : . . .

:-

.

.

.

.

.

. ,

.

-

,


1,96,62,064 , ,

,

, ()

() () -

,

-

300-700 ( )

-

()

() , , 8.25

2011-12

,

,

8.25 , 7.25

24

,

8.25

III III 2010 () III

- : (Minimum Capital Requirements)

() () -- 5.5


I -- 7 -- 9 (Capital Conservation Bffuer) 2.5

(Transitional Arrangements) 1 2013 31 2017

31 2014 31 2017

1 2013 31 2022 (Enhancing Risk Coverage) ()

(Leverage Ratio) 1 2013 1 2017 5

" " , , , , ,

,

1949 35 ( , , ) 2005

, ,


/ ,

/ , , , , / , , , , / / /

// / , , / / / , /

2010


,

,

1987

31

,1998 -

25

2 --

-1999

,


,

15 , 2011

- (1) , (2) -, (3)

, (4) , (5) (6)

1987 1988

, , - , ,

, , , ,

1991

, , ,

1994 ( )

, , ,

1996

, , ,

2005 -

2008 ,

,


, , ,

.

.

1944

.

.

.

.

(:International Monetary Fund;

, :IMF; ) ,

-

.,

( )

, , ,

,

, ,

,

-


,

() 22 1966

. (UN)

( - UNESCAP)

. 31 , 67 -

48 19 . (ADB)

( )

. ,

552,210 -

12.756 .

- ,

. , , 12

. 12 8 (-)

.

,

(ADB) . 5

.

. , , 2005

.

6 , , ,

.

. . :

. :


:

. :

:

:

.. : ()

:

:

: ,

. :

. . :

:

:

( ) -

:

: ()

:

:

:


:

(1969):

:

:

:

. . :

:

:

:

:

:

:

. :

:

:

:

:

:


:

:

:

:

:

:

:

. . :

:

: ,

:

:

:

: -

:

:

:

:


:

:

.. :

.. :

.. :

:

. . :

. . :

:

:

:

:

:

:

:

. . : ()

:

:


:

:

:

() :

. (2007-08 to 2011-12):

: . .

: .

: .

: .

: . . .

:

: . . .

:

( )

,

:

. :

:

( ),

( ) ( )

-

/ ,


,

,

- , ,

() 2011 2012 73,000 5

:- - 1986 30 , - 1978-79 ` -'

., -

,

, :

25 ;

25 5 ;

5 10


10 ; 10 2 ;

2 5

:

( ) 1951 -

, 2006

2006 / 5

( ) /

() , , () 60 -

()

,


()

() () , , 40 ( 20 32 )

, 2006 5 ,

20 -- 10 --

-

40 () 10 , () 4 , ;

20% () 10 25 () 4 10 , 60%

60% , 60% 2010-11 50%, 2011-12 55% 2012-13 60%

( 60 ) 31

() (


accessing) ( , ( ,

- (owning) /

/ , / () (enters)

/ .

,

/

()

, ,

,

,

,

2010

, , , , ,

/

:-


,

-

-

-


-

()

-

,

-

- ( )

: ,

:

( )

- ,

-

-


, -

, /

, , , ,

, 10,000

-

,

- -


,

' ''

, , , ,

, , , , , , ( ) ,

, , , , , , ,

, , -

, , / ,

( ) ,

/ ,

, ,


, , ,

, , -

,

/

,


- 1990 ,

- , , ;

- () ; () / / ; () // /

. () . () . () . . - -2

7 1

5 . ( ) 5


' ' , , ,

1 3

()

' '(BASIC SAVING BANK DEPOSIT ACCOUNT): ' ' ,

' ' ' ' ' ' ' '

' ' ' ' ' ' 30

' ' / ,

' '

' ' ' '


, , ,

' ' () / () - , ' '

' ' , ' ' ' '

16 2010 - :

()

() ()

12 12

( )

: - , / '' / ()

-, : ,


" " , , , , ,

,

1949 35 ( , , ) 2005

, , / ,

/ , , , , / , , , , / / /

// / , , / / / , /

,

,


: 25 ;

25 5 ;

5 10

10 ; 10 2 ;

2 5

:

( ) 1951 -

, 2006

2006 / 5

( ) /

() , , () 60 -

()


,

()

() () , , 40 ( 20 32 )

, 2006 5 ,

20 -- 10 --

-

40 () 10 , () 4 , ;

20% () 10 25 () 4 10 , 60%

60% , 60% 2010-11 50%, 2011-12 55% 2012-13 60%

(


60 ) 31

( )

( )

,

-

, , ,

( )

, 1934 ( III )

:- (i) ; (ii)

; (iii)

, 1956

55 ( 51 , 1999 500

) (

, , (i) /

/ , (ii) //

, /

10


, /

199

,

:-

15 60

/

- .

/

:-

:-

:-

:- ,

(

)

:-

, :-

( ) ( )

, / ;


:

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-


PUNCHLINES OF VARIOUS BANKS

ALLAHABAD BANK A TRADITION OF TRUST

ANDHRA BANK FOR ALL YOUR NEEDS

BANK OF BARODA INDIAS INTERNATIONAL BANK

BANK OF MAHARASHTRA ONE FAMILY ONE BANK

BANK OF INDIA RELATIONSHIP BEYOND BANKING

CANARA BANK TOGETHER WE CAN

CENTRAL BANK OF INDIA BUILD A BETTER LIFE AROUND US

CORPORATION BANK PROSPERITY FOR ALL DENA BANK TRUSTED FAMILY BANK INDIAN BANK YOUR TECH FRIENDLY BANK INDIAN OVERSEAS BANK GOOD PEOPLE TO GROW WITH

ORIENTAL BANK OF COMMERCE WHERE EVERY INDIVIDUAL IS COMMITTED PUNJAB NATIONAL BANK THE NAME YOU CAN BANK UPON

PUNJAB AND S IND BANK TO STRIVE TO ACHIEVE EXCELLENCE IN CUSTOMER SERVICE

SYNDICATE BANK FAITHFUL AND FRIENDLY

UNITED COMMERCIAL BANK HONOURS YOUR TRUST

UNION BANK OF INDIA GOOD PEOPLE TO BANK WITH UNITED BANK OF INDIA THE BANK THAT BEGINS WITH U

VIJAYA BANK A FRIEND YOU CAN BANK ON

STATE BANK OF INDIA WITH YOU ALL THE WAY STATE BANK OF HYDERABAD MODERN INNOVATIVE DEPENDABLE

STATE BANK OF MYSORE WORKING FOR A BETTER TOMORROW

STATE BANK OF PATIALA BLENDING MODERNITY WITH TRADITION

STATE BANK OF TRAVANCORE SINCE 1945 A LONG TRADITION OF TRUST ICICI BANK HUM HAI NA IDBI BANK BANKING FOR ALL

HSBC BANK WORLDS LOCAL BANK HDFC BANK WE UNDERSTAND YOUR WORLD BANK OF RAJASTHAN TOGETHER WE PROSPER FEDERAL BANK YOUR PERFECT BANKING PARTNER

YES BANK EXPERIENCE OUR EXPERTISE

JAMMU AND KASHMIR BANK SERVING TO EMPOWER

LAKSHMI VILAS BANK LIMITED THE CHANGING FACE OF PROSPERITY KARUR VYSYA BANK SMART WAY TO BANK DEUTSHE BANK A PASSION TO PERFORM

SOUTH INDIAN BANK L IMITED EXPERIENCE NEXT GENERATION BANKING


FDI norms: - Sr no. List of Limits in Various Sectors (In %)

1. Defence 26

2. Pension 49

3. Insurance 49

4. Print Media 26

5. Civil Aviation 49

6. Public Sec. Banks 49

7. Private Sec. Banks 74

8. Multi Brand 51

9. Single Brand 49

10. Tourism 100

11. Pharmaceuticals 100

12. FM Radio 26

13. Telecommunication 100

14. Asset Reconstruction 100 companies

ABBREVIATIONS

ADB - Asian Development Bank

ADR - American Depository Receipt

AFS - Annual Financial Statement

AGM - Annual General Meeting

AIRCSC- All India Rural Credit Survey Committee

AO - Additive Outliers AR - Auto Regression ARIMA - Auto-Regressive Integrated Moving Average

AFS - Available For Sale

ASSOCHAM - Associated Chambers of Commerce and Industry of India

ATM - Asynchronous Transfer Mode

ATM - Automated Teller Machine


BIS - Bank for International Settlements

BOI - Bank of India

BoP - Balance of Payments

BPM5 - Balance of Payments Manual, 5th edition

BSCS - Basel Committee on Banking Supervision

BSR - Basic Statistical Returns

CAD - Capital Account Deficit

CAG - Controller and Auditor General of India

CBS - Consolidated Banking Statistics

CC - Cash Credit CD - Certificate of Deposit CD - Ratio Credit Deposit Ratio CDBS- Committee of Direction on Banking Statistics

CF - Company Finance CFRA - Combined Finance and Revenue Accounts

CGRA - Currency and Gold Revaluation Account

CII - Confederation of Indian Industries CP - Commercial Paper

CPI - Consumer Price Index

CPI-IW- Consumer Price Index for Industrial Workers

CRAR- Capital to Risk Weighted Asset Ratio

CRR - Cash Reserve Ratio

CSIR- Council of Scientific and Industrial Research

CSO - Central Statistical Organisation

CVC - Central Vigilance Commission

DAP - Development Action Plan

DBOD - Department of Banking Operations and Development

DBS - Department of Banking Supervision, RBI

DGBA - Department of Government and Bank Accounts, RBI

DICGC - Deposit Insurance and Credit Guarantee Corporation of India

ECB - External Commercial Borrowing

ECB - European Central Bank

ECGC- Export Credit and Guarantee Corporation

ECS- Electronic Clearing Scheme

EEC - European Economic Community

EPF - Employees Provident Fund

EXIM Bank - Export Import Bank of India

FCCB - Foreign Currency Convertible Bond

FCNR(B) - Foreign Currency Non-resident(Banks)

FCNRA(A) Foreign Currency Non-resident Account

FEMA- Foreign Exchange Management Act

FI - Financial Institution FICCI - Federation of Indian Chambers of Commerce and Industry

FII - Foreign Institutional Investor FIMMDA - Fixed Income Money Market and Derivatives Association of India

FRN- Floating Rate Note

GDR- Global Depository Receipt


HUDCO- Housing & Urban Development Corporation

IBRD - International Bank for Reconstruction and Development

IBS- International Banking Statistics ICICI - Industrial Credit and Investment Corporation of India

ICMR - Indian Council of Medical Research

IDB - India Development Bonds

IDBI - Industrial Development Bank of India

IDD- Industrial Development Department

IFC - International Finance Corporation

IFCI- Industrial Finance Corporation of India

IFS - International Financial Statistics IGLS - Iterative Generalized Least Squares

IIBI - Industrial Investment Bank of India

IIP - Index of Industrial Production IIP/InIP - International Investment Position

IMD - India Millennium Deposits

IMF- International Monetary Fund

IRBI- Industrial Reconstruction Bank of India

ISDA- International Swaps and Derivative Association

ISIC- International Standard Industrial Classification ISO- International Standards Organization

NBC- Non-Banking Companies

NBFC- Non Banking Financial Companies

NEC - Not Elsewhere Classified

NEER - Nominal Effective Exchange Rate

NFA- Non-Foreign Exchange Assets

NFD- Net Fiscal Deficit

NGO- Non-Governmental Organization

NHB- National Housing Bank

NIC- National Industrial Classification

NIF- Note Issuance Facility

NNML- Net Non-Monetary Liabilities

NPA - Non-Performing Assets

NPD- Net Primary Deficit

NPV - Net Present Value

NRG- Non-Resident Government

NSC - National Statistical Commission

NSSF- National Small Savings Fund

OECD - Organisation for Economic Cooperation and Development

OLTAS - OnLine Tax Accounting System

OMO- Open Market Operations

PACS - Primary Agriculture Credit Societies

SIDBI - Small Industries Development Bank of India

SIDC- State Industrial Development Corporation

TT - Telegraphic Transfer UBB - Uniform Balance Book

UCN- Uniform Code Number


US- United States UTI - Unit Trust of India

VC - Venture Capital WGMS- Working Group on Money Supply:

LAMPS Large Sized Adivasi Multipurpose societies

LERMS Liberalised Exchange Rate Management System

MIS Management Information System

MICR Magnetic Ink Character Recognition

NABARD National Bank for Agriculture and Rural Development

QIB Qualified Institutional Buyers

RDBMS Relational Database Management System

RIDF Rural Infrastructure Development Fund

RTGS Real Time Gross Settlement

RWA Risk Weighted Assets

SDR Special Drawing Rights

SEBI Securities and Exchange Board of India

SFMS - Structured Financial Messaging Services

SMERA SME rating agency of India Limited

SSI Small Scale Industries

SME Small and Medium Industries

SSSBE Small Scale Service and Business Enterprises

ALM Asset Liability Management

ANBC Adjusted Net Bank Credit

ASBA Applications supported Bank accounts

BOE Bill of Exchange

CASA Current and savings accounts

CBLO Collateralised Bank Lending Obligations

CIBIL Credit Information Bureau of India Limited

DPG Deferred Payment Guarantee

DPN Demand Promissory Note

DRAT Debt Recovery Appellate tribunal

DRI Differential Rate of Interest

DSCR Debt Service Coverage Ratio

EDI Electronic Data Interchange

EMI Equated Monthly Instalments

EPS Earnings Per Share

ESOP Employee Stock Options

FEDAI Foreign Exchange Dealers Association of India

FFMC Full Fledged Money Changers

FOB Free on Board

LIBOR London Inter Bank Operations Rate

MIBOR Mumbai Inter Bank Operations Rate

MOU Memorandum of Understanding

MCA Ministry of Company Affairs

SPV Special Purpose Vehicle

CRISIL Credit Rating Information Services of India Limited

ICRA Investment Information and Credit Rating Agency of India Limited


CARE Credit Analysis and Research Limited

MCX Multi Commodity Exchange

CCIL Clearing Corporation of India Limited

OTCEI Over the Counter Exchange of India

EFT Electronic Funds Transfer

ARF Asset Reconstruction Fund

MSS Market Stabilisation Scheme

CAC Capital account convertibility

NDS Negotiated Dealing System

BSBDA - Basic Savings Bank Deposit Account

FCNR(B) - Foreign Currency Non-Resident Bank

TARC - Tax Administration Reform Commission

ITEs: Intra-Group Transactions and Exposures

LCR: Liquidity Coverage Ratio

NSFR: Net Stable Funding Ratio

LRMT: Liquidity risk monitoring tools

CBS: Core Banking Solution

DEAF: Depositor Education and Awareness Fund

CRAR: Capital to Risk-weighted Assets Ratio

SWIFT: Society for Worldwide Interbank Financial Telecommunication

FSLRC: Financial Sector Legislative Reforms Commission

MIBOR: Mumbai Inter-Bank Offer Rate

LIBOR: London Inter-Bank Offer Rate

LAF Liquidity Adjustment Facility

GIRO - Government Internal Revenue Order

EEFC - Exchange Earner's Foreign Currency

FRBMA: Fiscal Responsibility and Budget Management Act

FINO- Financial Inclusion Network Operation

FIPB Foreign Investment Promotion board

FSLRC Financial Sector Legislative Reforms Commission

FTA- Free trade agreement

GAAR - General anti avoidance rule

NCTC - National Counter-Terrorism Centre

NEFT - National Electronic Funds Transfer

NSG Nuclear Suppliers Group

- (Bancassurance) ( - (Bancassurance) )

4 , () . , 3.5% , ()


, . 2013

7.8% 7.1% () , 2013 2014 2.5%

4.5% 2013 2014 3.3% 5% () , ' '.

, (TCPSL), (Indicash )

[: 27 (Chandrapada) ].

[ : ( ), ].

, , , ' ' .

() 6.46% 7% .

2013-14

- 5% - 4.7% - 4.8% - 4.8% - 4.5% ( 5.5%) ( ) - 3.75% ( ) - 4.7% ( ) - 4.4% PMEAC ( ) - 5.3% ( ) - 3.4%


(2013-14) - 63 - 106 - 101 - 141 - 136 - 94 -60 - 132 - 5 (2013 ) -3 (Sophos ) - 177 119 ( 2013 )

o ()

o ()

o

o

o

o : ( 400-500 )


(BPSSBY)

' (NWS) 2013-14 ' 5000 ,

2.5 ()

,

, 2003 , 10

(Learn and Earn)

' ' , 1000

: , 12,000 50,000

,

, , .: , , .

: () ()

.

10 1 , .

( )


100

, MGPSY, . 1, 000 . 1, 000 Rs.12, 000 MGPSY 2000.

98 30

( ) HAUSLA HAUSLA ( "" " )

( ) ( )

25 5 5% provinding " ' .

" " 24 ' '

" " , .

' ' . (18 21)

9 24 ' '

()


( 24 ) ' '

12 , ' (NULM) , ( )

, , (RTV-SLO)

13 , 2013 () 20 2013 ( )

Inc. (LATA) ,

,

()

, , ()

26 2013 , ()

(Austrade)

50

Ollanta Humala Tasso

30 2013 (ICRT) ()


() -US-

29 2013 () (), ()

: Bherampura

:. 35 500

'' - ,

, , , (MTCR), Wassenaar

:. : , : . - - .- . 47 , : : : .- . - 640 () , ()

3 2013 , ()

DTAA . DTAAs .

2015 100 ()

236 , (CDRRP)


, 71

60 26

Phailin 313

Bitcoin Robocoin ,

bancassurance

2 3.

4. .5 6

(: / ,

)

, (

)

14 CASA

-

,

Confideration ,

50

360

$ 250m

580

, 2013-14 ( )

1


26 2013

(NVQF)

.

(-)

4.9

security

()

12

58

(NERLP) 3,00,000

, ,

( ) 100

: $ 41 , 18 .

5

(2.9 )

1.98

( : - , - , -)

40

,

1 2016 ,

: -

, () , 3


(DTAA)

()

( ) $ 500

'' , 3

: ""-

-

$ 3.31 trillion

10% 15%

( Cardif )

, ,

Facebook app Pockets

()

IndiaFirst life ( )

408

130

, , Rupaheli , ,

()

() 12

(),

100 (NCB)

2013-14 8.5


$ 100

- 2013 ,

, $ 935 7,850

.

( 8% 6%)

, 10

50

() 113.70

$ 60

''

100

$ 150

$ 74.8 million

$ 300

() , ,

,

:

(), (SFD)

()

, 50

() 6


() , ,3

: 3

, :

:

:

:

: , ,

( ) , (QFIs) ,

:

,

ii. -I, FPIs,

III. FPIs " , ,

, ,

, , "

iv. FPIs

,

, -

29 2013 ? - 134 (1) (2) (3) (4) (5) (6) (7) (8) (9) (10)

,

______ , ________ . -


10,918 , 2,691

200 ?

() (WIP) ___________ -

? - , , , . 2011

? -

, 17 ,

5 : 17 2013 15 , , , _______ - 2014

,, ,

2011-2012

29 2013 2014 ? -

- ______ - 90

________ -

5 , 2013 2009 152 ? -

? -


- () ______ -

2014 ? -

, 5 , 2013 ? -

1.6

_____________ , -

6 100 ? - ? - ______ - ? -

2 2013 ? -

- ? -

, , -

, ? - , ? -

_____________ - -

? -

________

, __________ -

:


? -

- ? -

____________ (45 ) , - 350

? - , 1965 2003 54 ,

1949 " ' ? -

161 2013 ____________ - 2013 _______ - 6 10 6

() ? - " " ? -

? -

28 ? - ____________ - 159 - ? - $7

-


, ' '

3% ? -

. ? -

? - , ,

? -

, ? -

? - ? -

? - 777

. $4.7 ? -

10 ? - 9 __________ - ,

__________ -

? - __________ - . - ________ - -

2000 ? -

? - ,


______ - 3 : ? - ___________ -

2012-13 {0}{1} ' ' {/1}{/0} {1} ?{/1}{1}{/1}

? -

- ? - ' ' ? - , _______ -

2028

- ? - () 2014 ? -

? - 62 ? -

? -

? - 7.5

2013 ? -

" 1" , 600 ? -

2011-12 ? -

_____ - 2012-13 () ? -

______ -


,

,

,

,

,

--

,

,

,

,

5 ,

, 4-7

2013

(

)

,

()


12

2013 ,

-

2013 ,

( )- ( )

9 ( ) ()

:

( )

:

:

.

( )

( ) : ( )

:

:

266 :

:

( )

2014 (,

)

( ) ( )


: ( )

( )

( )

,

( ..

..

( )

-

(

)

( )

() :

:

()

( )

( )


( )

(

)

o ( )

,

( . )

..

.

(

, .. )

( )

.

. (.. )

( ) (

)

( )

()

(. )

, ()

()

()

, .. (

)

( )

/ 2013:

--

40 . ( )

: (. )

..


:

( )

( )

: (.. )

( ) ( )

( )

.

( ,

)

( )

:

,

( )

( )

/

.. ( )

: .

( )

...

(- )

( , )

() .


(

, )

o

, 2013 . , .

18 . ,

, 20 2013 44 () 2013 .

- , 2013 . .

.

:

, ,

()


. 2012 .

" " 2013 45 .

2013 , , 2013

'. , () , 2013 .

, , 25 2013 .

/ 15 2013 ' .

2013 ,

,

'2013 ' ' ' .

,

2013

. .


.

(UNAA) .

, .

. ' ' ( ) 15 .

, , .

, .

, , (GEPRA) 2013

, 10 10 2013 2013. ,, {0

( , ).

( ) {/0 .

2013 .

. / . . . , 2011:

5


2013. ( ). , . .

: " " ,

. ' 2013 '

21

2013 .

/ ' ' (ICNC)

' ': " ' ' ".

, , :

: ,

2013, } 2013

- () , . ' ' ( ). ( ) .

,


() : () ()

(): ' : : - ": "}

: " : : 2014 : ' ( ) ': ' ', .

" (" ) , 1}

: 11 () : /0} : ,, :

. 5 2013 . : .

, () ' ' . , . " ' .

. ( ', )


(2013) . , , -2013 .

(2012) - " " - 2012 ( )

2013 - ( ).

, ( ) 6 2013 , .

44 (2013) - , . - 2011 - . - 2012 - 2013 . (). . (2012) - Playbook "," ' 3

" " 2013 . 2013 .

. , .

2013 13 .

2013

. 2013: : .. 1901


13 : " ' " .

: , . 2013

-, : } " ",

: (OPCW). : , , . 2013 .

Disclaimer: Dear readers our team has made best efforts to make the contents error free, however, if you notice any inadvertent error do inform us with your answer or rectification. So, kindly cross-check if you have any doubts, in any case, our team shall not be responsible

for any loss cused by inadvertent errors in this matter.

We are at Facebook

Please dont forget to LIKE us there

https://www.facebook.com/Emahendras

Thank You

: - - - - - - - - - - - - - - - - - - PUNCHLINES OF VARIOUS BANKS

Documents

Clerk Competition Booster Hindi