CITIBANK SWIPE2WIN CONTEST · 45E Jalan Maarof 59000 Kuala Lumpur Tel: 03-2287 9989 Fax: 03-2287 6698 (Century Garden) [email protected] Directional (M) Sdn Bhd Chong’s

100 iPads have been won.200 iPad 2s to be won. Powered by Citi.

Terms and conditions apply. Standard cost of RM0.30 for each SMS will be borne by the participant. At the end of every day, each Contest Entry will be assigned a serial number and arranged according to the serial number in ascending order. The total Contest Entries will then be divided by 200 and rounded down to the closest whole number to determine a Multiplier Number N (e.g. if there are 1,258 entries, N = 6 which is derived from 1,258/200 = 6.29). The 10 participants who were assigned serial numbers that are multiples of 1 to 10 of N will be short-listed e.g. 6 (1 multiplied by 6), 12 (2 multiplied by 6), and so on up to 60 (10 multiplied by 6). These 10 participants will then be asked 5 questions. The 2 participants with the highest number of correct answers in the fastest time will win an iPad 2 each for the day. Programme period: 30 April 2011 - 7 August 2011. *Applicable to Citibank credit cards, Citibank Debit & ATM card as well as Citibank Ready CreditTM VISA Debit & ATM card. Please visit www.citibank.com.my/ipad for more details.

The last time, we gave away 100 iPads, and now we’re giving away 200 iPad 2s, that’s 2 everyday from 30th April to 7th August 2011. Join the Citibank ‘Win 200 Apple iPad 2s’ contest and you could be a winner. So enrol now, start your spending, and start winning!

For more details, visit us at www.citibank.com.my/ipad today.

CitibankCards*

To enrol, SMS iPad8 <space>16-digit card number to 36700

1entry

Min. RM50 local spend in a single receipt

10entries

Min. RM50 equivalent overseas spend in a single receipt

Min. RM500 local spend in a single receipt

MAY 2011

10,000,000 Citi Rewardspoints up for grabs. Abundance. Powered by Citi.

Mother’s Day everyday. Powered by Citi. Treat mum to our exclusive deals all year long.

Terms and conditions apply. Please visit www.citibank.com.my for full terms and conditions. *Week 1 ( 30th Apr - 6th May ), Week 2(7th May - 13th May ), Week 3 (14th May - 20th May ), Week 4 ( 21st May - 27th May ), Week 5 ( 28th Jun - 3rd Jun ), Week 6 ( 4th Jun - 10th Jun ), Week 7 (11th Jun - 17th Jun ), Week 8 (18th Jun - 24th Jun ).

A minimum of RM50 spent on a single receipt at any Shell station gets you an instant entry to win Citi Rewards points! Every week, the highest entry wins the grand prize and the following highest 25 entries win the consolation prizes. Enter the Swipe2Win Contest for the next 8 weeks*, from 30th April to 24th June 2011.

Head down to the nearest Shell station to start spending with your Citibank card now.

Prize

Weekly Winners

Platinum/Gold/ Clear/Choice/ CitiBusiness/

AirAsia-Citibank/Ready Credit/

Debit & ATM Card

PremierMilesGiant-

Citibank/ Cash Back

Shell Citibank

Grand Prize x 1

1,000,000Citi Rewards points

1,000,000Miles

RM10,000Cash back

RM11,000Cash back

Consolation Prizex 25

10,000Citi Rewards points

10,000Miles

RM100Cash back

RM110Cash back

or or or

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Valid till 31 Dec 2011 unless stated otherwise. Valid with Citibank cards. Citi Rewards points are not applicable to Shell, Giant, Cash Back and Ready CreditTM VISA Debit & ATM cards. Not valid with ongoing promotions. Terms and conditions apply. For more details, log on to citibank.com.my

At the end of the Contest Period, each Contest Entry received will be given a serial number. The Contest Entries will then be arranged in ascending order according to the serial numbers assigned to them. The total number of Contest Entries received will be divided by 50. The result will then be rounded to the closest whole number to determine a Multiplier Number N (e.g. if there are 14,500 entries, N = 290 which is derived from 14,500/50 = 290). The 50 participants who were assigned serial numbers that are multiples of 1 to 50 of N will be short-listed e.g. 290 (1 multiplied by 290), 580 (2 multiplied by 290), 870 (3 multiplied by 290), and so on up to 14,500 (50 multiplied by 290). These 50 participants will then be asked 5 questions. The top twenty (20) participants with the highest number of correct answers in the fastest time will win the iPad. Programme period: 15 April 2011 – 15 June 2011. Terms and conditions apply. To view the full terms and conditions, please visit www.citibank.com.my/onebill

“My points are better than cash.” Powered by Citi.

New exclusive partners

2,000 Citi Rewards points per ticket (everyday)

2,800 Citi Rewards points for Buy 1 FREE 1 tickets(Saturdays & Sundays only) Maximum of 2 pairs of tickets allowed in a day.

Valid till 26 Jun 2011. Offers cannot be combined. Valid at all outlets nationwide.

Applicable to all outlets nationwide www.tbm.com.my

Applicable at selected outlets % 1 300 88 7121

Dining Rewards

10% off total bill

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ASEAnA CoFFEE HouSE• Buy 1 FREE 1 for all buffets*

– Breakfast (Daily)

– Lunch (Mon to Fri)

– Hi-tea (Sat, Sun and Public Holidays) • 20% off à la carte items (food and beverage)

TAnG PAlACE CHinESE RESTAuRAnT (non-halal)

• 20% off dim sum• 30% off à la carte lunch and dinner menu

% 03-4043 7777

*Valid for maximum 5 free buffets per receipt. Valid till 30 Jun 2011. Dine in only. Not valid for functions or banquets. Not valid for promotional items, alcoholic beverages and tobacco.

THE Mill• Buy 1 FREE 1 on buffet(Maximum 10 diners)

ZinG• 25% off food only• FREE dish of ‘Poached Grass Prawns’ with any

purchase (Minimum 4 diners. Valid for dinner only)

% 03-2117 4888

Valid till 31 Jul 2011. Citibank card must be presented upon ordering. Advance reservation is required. Not valid with other ongoing promotions, offers, discounts or vouchers.

• 20% off selected purchases(Also valid when you pay with your

Citi Rewards points)

www.coffeebean.com.my

Valid till 31 Aug 2011. Not valid at Penang Airport, LCCT and East Malaysia outlets.

• 20% off spa treatments: – Bling Bling Signature Aroma Spa Treatment – Paraffin Treatment – Waxing Treatment• 15% off manicure and pedicure services• 10% off products• FREE RM25 voucher with every RM200 spent

in a single receipt

% 03-2143 6000/014-2316582 (Pavilion) Valid till 30 Jun 2011. Terms and conditions apply.

Valid till 31 Dec 2011 unless stated otherwise. Valid with Citibank cards. Citi Rewards points are not applicable to Shell, Giant, and Cash Back cards. Not valid with ongoing promotions. Terms and conditions apply. For more details, log on to citibank.com.my

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Win an iPad withCitibank one Bill.Convenience at your fingertips. Powered by Citi.

Citibank one Bill is a one-stop enrolment service for recurring bills to be auto-debited from your credit card. And if you sign up for the one Bill service now, you will be in the running to win a 16GB WiFi Apple iPad!

Remember, the more bills you register the more entries you get. Hurry, contest ends 15th June 2011 !

STEP 1

Sign up for a NEW One Bill account via:No. of entries

per bill account

Citibank online at www.citibank.com.my/onebill 10

CitiPhone at 03-2383 0000 (24 Hours) 5

STEP 2Enrol for the contest: • SMS OB1<space>16-digit card number to 36700, oR • Register at www.citibank.com.my/onebill

% 03-7729 8708 (Absolute Thai,

Ikano Power Centre)

% 03-2938 3187 (Amarin Heavenly Thai, Mid Valley Megamall)

% 03-2166 2708 (Bangkok Expresso,

The Weld)

% 03-2142 3449 (Bangkok Jam, BB Park,

Plaza Low Yat)

% 03-2287 8708 (Basil, Bangsar Village)

% 03-2093 7708 (Busaba, Bangsar Shopping Centre)

% 03-2148 8708 (Celadon, Pavilion)

% 03-2287 7708 (Flying Chillies, The Gardens)

% 03-7727 8708 (Good Evening Bangkok,

1 Utama)

% 03-7729 4708 (Just Thai, 1 Utama)

% 03-6148 2708 (Mr Tom Yam, Sunway Giza)

% 03-7491 9428 (Thai Thai,

Sunway Pyramid)

Not applicable for alcoholic beverages, happy hours and set menus. Sea Cuisine Sdn. Bhd. reserves the right to revoke or terminate any of the promotions and discounts at its discretion without prior notice.% 03-2142 1078

(Very Thai, Berjaya Times Square)

• 10%offfood and beverages


DIN

ING

• 10%off normal-priced items

www.follifollie.com

Valid at Mid Valley and Fahrenheit88.

• 20%offnormal-priced items• FREELe Ann Maxima membership

to enjoy 5%rebate on all purchases

• 10%offnormal-priced items

• 10%off normal-priced items

% 03-7729 5228 (The Curve), 04-643 3841 (Queensbay Mall), 03-2383 1996 (Bangsar Village),

Fahrenheit 88 (Opening Soon)

Valid till 31 Oct 2011.

• FREElimited edition Givenchy Treasure Box with purchases over RM500

Valid till 31 Jul 2011 at Sogo, Parkson Pavilion, Parkson KLCC, and Jusco Mid Valley.

• 10%offnormal-priced items

Valid at Mid Valley.

• FREE KENZO Wallet worth RM148 with purchase of any KENZO fragrance at RM250 and above

• FREE KENZO Bracelet worth RM105 with purchase of L’eau KENZO Wild Pour Femme

Valid till 31 Jul 2011 at Isetan KLCC, Isetan Gardens Mid Valley, Tangs Empire Subang and Parkson Pavilion.

• Additional5%off on top of normal discounts of 10% – 20%

% 03- 6207 9823 (Solaris Dutamas, KL), 04- 229 6823 (Gurney Plaza, Penang)

Valid till 31 Jul 2011.

TheGreatOutdoorwithisOFu



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Wonderfuldealsforyourwellbeing.PoweredbyCiti.

Get the perfect gym in the comfort of your own home.With Technogym and Starpool from Italy,

you will be able to turn your exercise corner intoa showcase of functionality and design.

• FREE Wellness Rack (designer dumb bell set) worth RM4,000 with purchases above RM15,000

• FREE personalised design services with any purchase of Technogym Cardio or Starpool Spa equipment

• Exclusive trade-in offer for old equipment• FREE 1st service and maintenance visit• Exclusive 0% Easy Payment Plan

2nd Floor, Bangunan Bangsaria 45E Jalan Maarof 59000 Kuala Lumpur Tel: 03-2287 9989 Fax: 03-2287 6698 [email protected]

Directional(M) Sdn Bhd

Chong’sFurnitureGallery

Lorong Maarof

Lorong Maarof

EssoPetronas

Agensi PekerjaanMillennium

Consultants Sdn Bhd

Jalan Maarof

Jalan Maarof

Jothy Vasa

Jalan Tempinis 1

Jala

n R

iong

Flat BangsarUtama

Wisma UoaBangsar

KompleksNiaga Utama

Wellness Rack

Valid till Sept 2011 with purchases above RM15,000. While stocks last. Dynaforce reserves the right to replace gifts with one of similar value, without prior notice. Terms and conditions apply.

• FREEONE (1) Dorra Formula slimming session• 10%off when you sign up for 1 full

Dorra Formula slimming course (at retail price)

% 03-2287 3636 (Hotline) – Call for appointment

Valid at all Dorra Slimming outlets nationwide for new female customers aged 22 and above with lower body weight problems. Results may vary. Advance reservation for consultation/visit is required. One redemption per cardholder. Not valid with other ongoing promotions or special offers. Not exchangeable for cash or products. Dorra Slimming Sdn. Bhd. reserves the right to change its terms and conditions without prior notice.

• RM198 for 2-hour Spa Treatment (This includes: Aromatherapy Massage, choice of Body Scrub

or Ear Candling Express and choice of Jacuzzi or Steam)

% 07-2266 222 (The Zon Regency Hotel),

07-3333 111 (Century Garden)

Ladies and gentlemen are welcome. Open daily from 11am to 11pm. Advance reservation is required.

• Buy1FREE1on any Thalgo facial treatment• 50%offany IPL face rejuvenate treatment• 50%offIPL Permanent Hair Reduction

% 03-7725 6013 (e@Curve)

Valid till 31 Oct 2011.

• FREE Exclusive Programme Offers for Platinum and Gold cardmembers:

– 1X Power 517 treatment worth RM110 – 1X Power Plate 1-on-1 training worth RM175 – 1X 42 Collagen Booster therapy worth RM59• FREE Exclusive Programme Offers for Classic

cardmembers: – 1X 42 Collagen Booster therapy worth RM59 – 1X RM50 Service voucher

% 03-2284 8011/9011 (Bangsar),

04-890 8366/9366 (Penang)

For one time claim only. Not exchangeable for cash or products. Non-transferable. Advance reservation is required. Management reserves the rights to change the redemption without prior notice. Citibank credit card must be presented upon redemption.

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GRANDOPENiNGsPECiAL–LOsTWORLDHOTEL,iPOH• RM150nett for Exotic or Classical Room inclusive

of local breakfast sets and Hot Spring by Night Entrance tickets for 2 persons

% 05-540 8888

Valid till 26 May 2011. Not valid for internet/online booking. Advance reservation required and is subject to availability. Not valid for group bookings. ‘Citibank Privileges’ must be quoted upon making room reservations. Payment must be made with a Citibank card. Not exchangeable for cash or used in conjunction with other promotional programmes, offers, discounts, vouchers or privilege cards.

• FREE upgrade to Seaview Deluxe Room with a balcony when you book the Hillview Deluxe Room for a minimum of 3D/2N

• FREEWelcome Drinks for 2 persons upon arrival • 10%off selected merchandise at Rock Shop • 10%off any spa à la carte treatments at the

Rock Spa• 10%off all Food and Beverage outlets

% 04-881 1711

Valid till 31 Jul 2011. Valid only for all new bookings received by hotel. Cardmembers must quote ‘Citibank Promotion’ upon making reservations. Not valid on the eve of and on public holidays and blackout dates. Food and beverage offers not valid during pub hours on eve of and on public holidays.

sPECiALROOMRATEs• RM190nettfor Deluxe Studio Suite with

breakfast(s)• RM210nettfor Deluxe Paradise Suite with

breakfast(s)

THEGAYA’sBEACHsiDEBAR&REsORT• 20%offTheme Buffet

% 04-899 9999

Room offer: Room rates inclusive of 10% service charge and 6% government tax. Room rates subject to RM50 nett surcharge on peak season. Confirmation of room booking is subject to availability. Package is based on per room per night basis. All bookings to be guaranteed by credit cards.

F&B offer: Valid on Fridays and Saturdays. Only valid for food bill. Not valid with other ongoing promotions, discounted items, festive promotions, and on the eve of and on public holidays.

• 15%offbest available room rates*

THAiLAND

PREsiDENTsOLiTAiREHOTEL&sPA www.presidentsolitaire.com

PREsiDENTPALACEHOTEL www.presidentpalacehotel.com

PREsiDENTPARk www.presidentpark.com

ROYALPREsiDENTHOTEL www.royalpresident.com

GRANDPREsiDENT www.grandpresident.com

CiTiNPRATuNAM www.citinpratunam.com

CiTRus22BANGkOk www.citrus22bangkok.com

ADELPHiGRANDE www.adelphigrande.com

ADELPHisuiTEs www.adelphisuites.com

ADMiRALPREMiER www.admiralpremier.com

AsPENsuiTEs www.aspenbangkok.com

kiNGsTONsuiTEs www.kingstonbangkok.com

LEGACYsuiTEs www.legacybangkok.com

LEGACYExPREss www.legacyexpressbangkok.com

OMNiTOWER www.omnibangkok.com

ON8sukHuMviT www.on8bangkok.com

CiTiNLOFTHuAHiN www.citinlofthuahin.com

CiTiNLOFTPATTAYA www.citinloftpattaya.com

CiTiNGARDENREsORT www.citingardenresort.com

WiNDsORsuiTEsHOTEL www.windsorsuiteshotel.com

MALAYsiA

CiTRusHOTELkL www.citrushotelkl.com

CiTiNPuDu www.citinpudu.com

CiTiNMAsjiDjAMEk www.citinmj.com

CiTiNLANGkAWi www.citinlangkawi.com

*Offer does not apply to selected packages. Promotional code ‘Citibank’ must be used in making reservations on individual hotel websites. Citibank cards must be presented upon check-in and used in the transaction.



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Orderbyfax:03-77857136

Orderbymail:jCMsProRewardssdnBhd136, Jalan Gasing, 46000 Petaling Jaya, Selangor.

Forfurtherinformation,pleasecontact:03-77858137 (Mon - Fri, 9am - 6pm) [email protected]

DiRECTDEBiTAuTHORisATiON(0%CiTiBANkEAsYPAY)

ProductCardmember’s

PriceMonthly

InstallmentQuantity

Total (RM)

Lily 9.5mm pearl pendant set in 18K gold, with 18K white gold chain (NP: RM4,000)

RM3,200RM266.66 x 12 months

Lily 12.5mm pearl pendant set in 18K gold, with 18K white gold chain (NP: RM6,875)

RM5,500RM458.33 x12 months

Total:

Citibank credit card (Visa/MasterCard): Card expiry date:

/

Name (Mr/Mdm/Ms) :

IC no. (old) : IC no. (new) :

Delivery address :

Postcode :

Tel. (Office/Home) : Tel. (Handphone) :

Email :

THisCONTACTissuBjECTTOACOOLiNG-OFFPERiODOF10WORkiNGDAYs I wish to opt-out from the 10 working days cooling-off period for faster delivery.

Cardmember’s signature Vendor’s Signature

Date:

I hereby authorise Citibank to debit my Citibank credit card for the purchase indicated above and agree to the Citibank Easy Pay terms & conditions. No delivery to P O Box address or outside Malaysia. Allow 2-3 weeks for delivery after the 10 working days cooling-off period. Terms and Conditions apply. For more details, kindly visit citibank.com.my AJL 931504

Flower of the month – Lily of the Valley.

Legend has it that a nightingale’s affection for this beautiful flower was so strong that it wouldn’t return to the woods until the flower bloomed in spring. It is usually used in bridal arrangements for its sweet perfume.

Sweetness and Renewed, Pure, Humility – “You have made my life complete”

!

presents

gCAFÉANDsEsAME+sOY• 15%off foodgsPOTANDgLOuNGE• 15%off beverages

% 04-238 0000

Not valid with other ongoing promotions, discounts and on the eve of and on public holidays.

sPECiALROOMRATEs• 50%off published rates for Hillview and

Seaview rooms

BAYuLOuNGE• 30%off total bill (except bottled sales and promotional items)

sHOREsREsTAuRANT• 20%off à la carte food orders

Room offer: Room rates inclusive of 10% service charge and 6% government tax. Room rates subject to RM50 nett surcharge on peak season and on the eve of and on public holidays. Confirmation of room booking is subject to availability. Offer package is based on per room per night basis.

F&B offer: Not valid for ongoing promotions, discounted items, festive promotions, and on the eve of and on public holidays.

• RM220nett for Deluxe room with breakfast(s)(NP: RM350++)

% 05-491 5115

Room rates inclusive of 10% service charge and 6% government tax. Not valid during peak season, and on the eve of and on public holidays. Offer package is based on per room per night basis. Surcharge may apply during peak period.

®

• 50%off 3rd night stay

% 07-338 8888/07-338 9999

Valid only with 3 consecutive nights stay. Advance reservation is required.


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Valid till 30 Sep 2011. Valid with Citibank cards except for Citibank Ready CreditTM Visa Debit & ATM card. Not valid with ongoing promotions. Terms and conditions apply. For more details, log on to citibank.com.my

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• 10%offany Getha Mattress• FREE2 Getha natural latex pillows• FREE1 Nano Silver Bedsheet

% 03-9285 4776 (Viva Home),

03-7492 4476 (Sunway Pyramid),

03-7728 4476 (1 Utama),

03-2282 4476 (Mid Valley),

04-641 4776 (Queensbay Mall),

04-655 4476 (Jln Masjid Negeri, Penang)

Valid till 30 Jun 2011 at Mid Valley, Sunway Pyramid, 1 Utama, Viva Cheras, Queensbay Mall Penang and Jln Masjid Negeri, Penang.

• FREETica Stool (NP: RM300) with purchase ofany leather sofa above RM5,000

• 10%offMagazine Rack (MD820) with purchase above RM8,000

% 07-352 5289 (Pandan), 07-351 6689 (Johor Jaya), 07-237 7880 (Tampoi), 07-559 1180 (Skudai), 07-241 5300 (Taman Tampoi Utama), 03-4253 4277 (Jln Ampang, KL), 03-8076 1286 (Puchong, KL), 088-766 039 (Jln Putatan, Kota Kinabalu), 088-438 536 (Jln Tuaran, Kota Kinabalu), 085-420073 (Miri)

Valid till 31 Jul 2011.

% 03-7718 5200 (IPC), 03-2282 2860 (Mid Valley), 03-2142 3735/36 (Pavilion)

03-5622 1300 (Sunway Pyramid), 03-3326 2630 (AEON Bukit Tinggi)

03-6203 6380 (1 Mont Kiara)

Valid till 30 Jun 2011 and/or while stocks last. Valid when purchased via payment with Citi Rewards points. Conversion rate is 200 Citi Rewards points = RM1.

Samsung 43” Plasma PS-43D451 (NP: RM1,999)Fast track: 219,800pts+RM700Full Redemption: 359,800 ptsSave: RM200

Tefal Iron FV3530 (NP: RM219)Fast track: 21,800pts+RM70Full Redemption: 35,800 ptsSave: RM40

LG DVD Micro XB-14 (NP: RM459)Fast track: 61,800pts+RM70Full Redemption: 75,800 ptsSave: RM80

Electrolux Vacuum Z1850 (NP: RM299)Fast track: 33,800pts+RM100Full Redemption: 53,800 ptsSave: RM30

Canon DSC IXUS115HS (NP: RM799)Fast track: 69,800pts+RM400Full Redemption: 149,800 ptsSave: RM50

Philips Rice Cooker HD4728 (NP: RM169)Fast track: 13,800pts+RM50Full Redemption: 23,800 ptsSave: RM50

Panasonic BD Player DMP-BD45 (NP: RM999)Fast track: 79,800pts+RM200Full Redemption: 119,800 ptsSave: RM400

Viewsonic 8.4” Digital Photo Frame VFM842-52B (NP: RM369)Fast track: 39,800pts+RM100Full Redemption: 59,800 ptsSave: RM70

Bosch Front Load Washer 7kg WAE16060 (NP: RM2,099)Fast track: 219,800pts+RM900Full Redemption: 399,800 ptsSave: RM100

Panasonic Tridect KXTG7202+721 (NP: RM369)Fast track: 47,800pts+RM100Full Redemption: 67,800 ptsSave: RM30

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Valid till 31 Dec 2011 unless stated otherwise. Valid with Citibank cards except for Citibank Ready CreditTM Visa Debit & ATM card. Not valid with ongoing promotions. Terms and conditions apply. For more details, log on to citibank.com.my


• FREE 1 Month Easy Payment Plan (based on 12-month tenure)

% 07-224 8918

Valid till 31 Jul 2011 or while stocks last.

SAMSUNG 43” 3D Plasma TV (PS43D490) (NP: RM2,699)

FREE 1 set of 3D GlassesNowRM206x12monthssaveRM224.92

TOSHIBA 13KG Inverter Washer (AW-SD140SM) (NP: RM1,999)

NowRM152.70x12monthssaveRM166.58

SHARP Hi-Deco Large Capacity 2-Door Refrigerator (SJPT569RS)(NP: RM1,969)


MIDEA 1 H/P Portable Air-Conditioner (MPNI09CR) (NP: RM1,499)

NowRM114.51x12monthssaveRM125

LG 3D Bluray Home Theater with Bass Blast (HB806TM) (NP: RM1,399)


% 07-357 7540 (Plentong), 07-512 2055 (Tmn. Nusa Bestari),

07-221 0423 (Digital Valley, Danga City)

Valid till 31 Jul 2011 or while stocks last.

• SAMSUNG 40’ LED TV (UA40D5000)

with free lightning isolator (worth RM99) and HDMI cable (worth RM89)RM2,999orRM249x12months

(NP: RM4,999)

• SAMSUNG Top Loading Washing Machine8.5kg (WA-10VP)

RM1,099orRM91.50x12months (NP: RM1,199)

• SAMSUNG Side by Side Fridge 554L (21HNESW)

RM3,999orRM333x12months (NP: RM4,599)

BNM has introduced POWER! Pengurusan Wang Ringgit Anda programme. This programme provides useful information to encourage prudent money management and financial discipline. For more information or to register for the programme, log on to www.akpk.org.my or call 1800 88 2575.

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Valid till 31 Dec 2011 unless stated otherwise. Valid with Citibank cards except for Citibank Ready Credit TM Visa Debit & ATM card. Not valid with ongoing promotions. Terms and conditions apply. For more details, log on to citibank.com.my


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Terms and conditions apply. Citibank 0% Easy Pay is only valid for purchases of Contata /Kaldi or Contata/Kaldi and Milk Frother combo from selected The Coffee Bean & Tea Leaf outlets. Ongoing promotion of 20% off selected purchase is not valid with this promotion.

Enjoy your perfect drink at the touch of a button with the innovative single serve beverage system from The Coffee Bean & Tea Leaf. Prepare your favourite espresso, brewed coffee, brewed tea and delicious specialty beverages at home or at the office. Now yours to own with Citibank 0% Easy Pay.

sPECiALOFFER(6-month and 12-month instalment options are available)

+ +Contata+MilkFrother

RM91.67x12monthskaldi+MilkFrother

RM100x12months

ContataRM73.33x12months

kaldiRM81.67x12months

MilkFrother@RM280

AvailableatthefollowingTheCoffeeBean&TeaLeafoutlets:Ampang Point • Bangsar Shopping Centre • Bangsar Village II • Crown Regency • Desa Parkcity • Empire Shopping Gallery • G-Hotel Penang • Ipoh Kinta City • Hartamas Shopping Centre • KL Sentral • Mid Valley Megamall • Plaza Low Yat • Plaza Pelangi Johor • Queensbay Mall Penang • Subang Parade • The Curve and more outlets coming soon.

Call1300881833tofindoutmore.

Terms and Conditions1. This document is for general information and is not to

be construed as a contract of insurance. The precise terms, conditions and definitions of the insurance plan are specified in the policy contract issued by the insurance company, ACE Synergy Insurance Berhad.

2. These insurance products are obligation only of the insurance company. They are not bank deposits or obligations of or guaranteed by Citibank Berhad, Citibank N.A., Citigroup Inc. or any of their affiliates or subsidiaries.

3. You should satisfy yourself that this insurance product will best serve your needs and objectives, and that the premium payable under the policy contract is an amount you can afford.

4. There may be eligibility criteria to purchase this insurance product. An underwriting decision (if any) will be made by the relevant insurance company regarding the customer’s eligibility to purchase this insurance product.

5. This document does not constitute the making of any offer or invitation to subscribe for insurance products nor does it amount to solicitation by Citibank Berhad, Citibank NA, Citigroup Inc. or any of their affiliates or subsidiaries for subscription of insurance products by anyone in any jurisdictions in which the making of such offer or invitation to subscribe or the solicitation there of is not authorised or to any person to whom it is unlawful to make such offer, invitation or solicitation.

6. This document also does not constitute the distribution of any information by any one in any jurisdiction in which such distribution is not authorised or to any person to whom it is unlawful to distribute such a document.

7. This insurance plan is underwritten by ACE Synergy Insurance Berhad (364935-P), Level 26, Menara Weld, 76, Jalan Raja Chulan, 50200, Kuala Lumpur.

• Fire,lightning,thunderboltandsubterraneanfire

• Explosion

• Aircraftorotheraerialdevicesand/orarticlesdroppedtherefrom

• impactdamagecausedbyanyroadvehicleoranimalsnotbelongingtoyouorunderyourcontroloftheinsuredoranymemberofyourfamily

• Burstingoroverflowingofdomesticwatertanks,apparatusorpipes(excludingunoccupiedbuildingsubjecttoanexcessofRM50foreachloss)

• Theftbutonlyifaccompaniedbyactualforcibleandviolentbreakingintoandoutofthebuildingoranyattemptthereat

• Hurricane,cyclone,typhoon,windstorm(excludingthefirst1%ofthetotalsuminsuredorRM200,whicheverislower)

• Earthquake,volcaniceruption(excludingthefirst1%ofthetotalsuminsuredorRM200,whicheverislower)

• Floodbutexcludinglossordamagecausedbysubsidenceorlandslip(excludingthefirst1%ofthetotalsuminsuredorRM200,whicheverislower)

With this policy, your home is protected from loss or damage caused by:

Yourhomeisprecioustoyou.itprotectsyouandyourlovedones.ProtectyourhometodaywiththeHouseownersandHouseholdersinsuranceunderwrittenbyACEsynergyinsuranceBerhad.

ACEinsurance–ExclusivelyForCitibankCardmembers

YoucancustomisetheHouseownersandHouseholdersinsuranceaccordingtoyourneeds.Premiumrateisdeterminedaccordingtoyoursumassuredandselectedperils.

Call 1-800-88-0045 for more details.

Thebestchoicesforeveryone.PoweredbyCiti.

•Over600newitemsand28differentvouchers

•upto71%discountonsupersaveritemsallyearlong

•upto50,000pointsdiscountwhenyouredeemonlineor viaself-servicePhoneBanking

•visitwww.citirewards.comformoreinformationand fullterms&conditions

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CITIBANK SWIPE2WIN CONTEST · 45E Jalan Maarof 59000 Kuala Lumpur Tel: 03-2287 9989 Fax: 03-2287 6698 (Century Garden) [email protected] Directional (M) Sdn Bhd Chong’s