Circulation 732 SEPTEMBER 2018 NATIONAL NIGHT OUT 2018 · 2018-10-07 · painting, a bounce house, and information to share with the residents. There was information available from

VOLUME 49, NUMBER 08 Circulation 732 SEPTEMBER 2018

STREET SWEEPING. . . . . . . . . . . .SEPTEMBER 4, 18

RHOA MEETING. . . . . . . . . . . . . . . . . SEPTEMBER 11

FALL GARAGE SALE. . . . . . . . . . . . . . . . . OCTOBER 6

FALL DUMPSTER DAY. . . . . . . . . . . . . .OCTOBER 13

HONORING VETERANS. . . . . . . . . . .NOVEMBER 10

CAROLING IN THE PARK. . . . . . . . . . .DECEMBER 9

CHRISTMAS LIGHTS. . . . . . . WEEK DECEMBER 17 *Dates subject to change

NATIONAL NIGHT OUT 2018 By Carol Drake, Event Coordinator. District 6 Director

Neighbors, friends, and family shared a fun evening celebrating National Night Out on Tuesday, August 7. The Ranch Homeowners Association and the Irvine Police Department hosted the event in our neighborhood park along with the Orange County Fire Authority, City of Irvine employees, and volunteer groups.

For the event the IPD sent the SWAT Sniper Truck, Motorcycle Officer, Area Traffic Officer, K-9 Officer, Animal Services, School Resource Officer, D.A.R.E. vehicle, Police Explorers, and more for the event. They were joined by the members of IDEC (Irvine Disaster Emergency Communications), CERT (Community Emergency Response Team), IPD Crime Analysis, and IPD Crime Prevention. Waymakers, Youth Action Team, and Community Services brought fun games, face painting, a bounce house, and information to share with the residents.

There was information available from National Night Out corporate sponsors AT&T and RING that makes video camera doorbells. The Irvine Ranch Conservancy’s booth gave us information about how we can enjoy and protect our natural resources.

There were games and raffle prizes donated by the IPD, Dave & Busters, Target, and Emma Chu of First Team Real Estate. Raffle tickets were given with a donation of canned food for Families Forward. The IPD Crime Investigator was giving raffle tickets for the items you noticed that should not be left in the “Remove It or Lose It” vehicle. Andy McTigue from “CIA” Canine Intelligence Academy came again this year to highlight how service dogs can be a great help to many, including our Veterans.

…continued on page 5

Carol Drake, flanked by City Manager John Russo,

Police Chief Mike Hamel, and IPD Crossroads

contact Lt. Noelle Smiley, received an award from

the IPD for her continued community service.

DON’T FORGET OUR

NEIGHBORHOOD CLEANUP!

Garage Sale – October 6

Dumpster Day – October 13

www.rhoablog.wordpress.com

Travel the world at the 17th annual Irvine Global Village Festival on Saturday,

September 22, 10 a.m.–6 p.m. The festival, which was created to promote understanding

within Irvine’s multicultural community, has grown from an estimated 4,000 visitors in 2001 to as many as 25,000 attendees today, making the spacious Great Park an ideal venue.

As in the past, this year’s all-day event — now at the Orange County Great Park — features more than 100 performances representing cultures from around the world; international cuisine; kids’ crafts and activities; cultural and religious exhibits; and an international marketplace.

Festival admission and on-site parking are free. A variety

of sample-sized servings of food will be available for purchase, with prices ranging from $2 to $5; please bring cash.

Orange County Great Park is at 8000 Great Park Blvd. in Irvine. For more information on the Irvine Global Village Festival, visit irvinefestival.org or call 949-724-6606.

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SEPTEMBER 2018


SEPTEMBER 2018 Ranch Roundup 3


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SEPTEMBER 2018

Your Ranch Directors

Dist. Street Director Phone Address E-mail 1 Argent, Toulouse, Royale, Ramon Lugo 949-552-6690 15445 Eiffel [email protected]

W. Cherbourg

2 Verdun, Orleans, Eiffel, Nancy McDevitt 949-552-1706 5222 Royale [email protected]

Royale C.

3 Lorraine, Alsace, Jeff Glass 949-651-0204 15402 Alsace [email protected]

Royale E.

4 Montpellier, Reims, Linda Wallace 714-813-5177 5441 Strasbourg [email protected]

Nimes, Strasbourg E.

5 Seine, Burgundy, Chablis Reena Bhargava 949-439-0035 5321 Strasbourg [email protected]

Strasbourg W., Touraine E.

6 Chateau, Bayonne, Carol Drake 949-378-1756 5062 Chateau [email protected]

Cherbourg C.

7 Touraine C., Lille, Jay Baumler 949-929-8762 15232 Vichy [email protected]

Chalon, Bordeaux E.

8 Bordeaux W., Paris, Vichy, Jeri Carey 949-793-1425 15142 Normandie [email protected]

Roanne, Cherbourg N.,

Normandie N.

9 Champagne, Marne, Keith Bauer 949-552-9407 15222 Marne [email protected]

Nantes N.

10 Normandie S., Moulins, Larry Anderson 949-559-7319 4962 Rochelle [email protected] Rochelle

11 Rochelle W., Saverne Director Needed! [email protected]

Nantes S.

12 Norris, Lorenat, Skinner, Larry Hugo 949-551-9581 15091 Sonny [email protected]

Clemons, Sonny, Touraine

13 Talley, Kron, Clark, Glass, Peggy Evans 949-552-3510 15081 Talley [email protected]

Humphreys, Ecclestone

RHOA Officers, e-mail addresses Linda Wallace, President - [email protected] Barb Ignash, Roundup Editor - [email protected] Jeff Glass, Vice President - [email protected] Peggy Evans, Roundup Ads - [email protected] Jeff Glass, Treasurer - [email protected] Cristina Taylor-Gentile, Blog Admin. - [email protected] Jeri Carey, Secretary - [email protected] Jean Chung, Facebook - [email protected]

THE RANCH ROUNDUP is published

monthly by the Ranch Homeowners’

Association, P.O. Box 29, East Irvine,

California 92650. DEADLINE: 10th of each month. Editor: Barb Ignash

Ads: Peggy Evans

552-3510 While the Ranch Roundup can take

no responsibility for ads and does

not necessarily endorse the

advertisers, we do hope you will

remember their support of us while

shopping and will mention seeing

their ad in the Roundup. ADVERTISING RATES: Ad Size Rate 1/8 page ..................... $15.00 1/4 page ..................... $20.00 1/2 page ..................... $35.00 Full page ..................... $65.00

Classified advertising rates are 15

cents per word, minimum $3 per ad.

Personal Ads are free to members of

the Ranch Homeowners’ Association.

E-mail us at: [email protected]



NATIONAL NIGHT OUT (…continued)

A big “Thank you” to Irvine-Sand Canyon Home Depot for coming to NNO for the fourth year and sponsoring the building of over 200 wood kits for children. You could see very intent faces as they used hammer and nails while wearing a child-sized orange Home Depot apron.

Shiree Lind (pictured, with Carol Drake) of

the Crime Prevention Department organized the event with the full support of the Chief of Police Mike Hamel, Public Information

Officer Kim Mohr, and Crossroads Lieutenant Noelle Smiley. Chief Hamel expressed how he values this important community event. He appreciates all the volunteers’ hard work to make National Night Out successful for the residents of Irvine.

The RHOA chefs served hot dogs, chips, and

drinks to 300 hungry and happy residents and

over 43 volunteers. Neighbors Dave and Mike operated the BBQ. Thanks to the RHOA directors Jeri, Jeff, Nancy, Larry, and neighbors Yoko, Vera, Mike, Rochelle, Kent, and Glenda for all their hard work to make this a successful event.

NNO Coordinator Matt Peskin said, “This is a night for America to stand together and promote awareness, safety, and neighborhood unity. National Night Out showcases the vital importance of police-community partnerships and citizen involvement in our fight for a safer nation. On NNO, we invite neighborhoods nationwide to join us and ‘give crime a going away party.’”

All of us, along with the Irvine Police Department, will continue in the fight to keep our neighborhoods safe.

K.C.E.

General Home Improvements

(949) 735-1880

Plumbing – Electrical

Kitchen – Bathroom

Flooring – Doors – Windows

22 yrs. Experience in U.S. & Germany

Affordable Prices References Available

License #DUS10-01497

www.kcehomeimprovement.com


6 Ranch Roundup SEPTEMBER 2018



Assistance for

Residential Repairs

rvine homeowners who need to make

critical repairs to their homes may qualify to receive financial assistance up to $25,000 through the City of Irvine’s Residential Rehabilitation Program. The program offers 3 percent interest-deferred loans and emergency grants to assist low-income homeowners with health and safety, building code, and accessibility related repairs.

To qualify, applicants must earn less than 80 percent of the area median income for Orange County. For additional information, call 949-724-7454.

BACK TO SCHOOL … SAFELY

Below are few important safety tips to remember throughout the school year when walking or riding to school.

Check for traffic at every driveway and intersection before crossing.

Stop and look before crossing the street. Do not start crossing until you know the motorist can see you and is stopping.

Plan your route using the safest path. Try to limit the number of street crossings and high speed streets.

Always cross at corners, within marked crosswalks where available.

Wear a helmet that meets Consumer Product Safety Commission (CPSC) standards on every ride. Look for the CPSC sticker when purchasing a helmet.

Teach children to ride with the flow of traffic.

Model safe behaviors when walking and riding with your child.

Teach your children how to watch for and avoid dangerous traffic situations.

Plan and practice the safest route to school with your children and have them practice riding the route.

I






10 Ranch Roundup

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Pension plans need to be studied closely because the amount you receive from your employer may vary greatly if you take the benefit at the age of 55 versus the age of 65. In addition you need to make sure you understand if your pension has a cost of living adjustment. If your pension does not have a cost of living adjustment, then in essence you have a decreasing benefit each and every year.

You will also strongly need to consider when you take a life only or a joint with rights of survivor benefit with the pension plan if you are married. This may affect immediate income to be slightly higher or slightly lower benefit based upon your decision with the pension plan. Serious analysis of the pension decision should be done before making a final choice on which route to go with the pension plan.

Social Security will be the other portion of your potential fixed income. For most people, the decision on what age to take social security is a very complex decision. One of the very critical items to review is whether or not you will be earning income from work if you decide to take social security early. Since there is a social security offset program in place, those still earning considerable waged income when they turn on this income stream can actually be detrimental to overall net income from this source. In today’s environment, it is probably a good idea to plan for the cost of living adjustments on this income source to be less than the normal inflation rate.

2) Qualified Retirement Money - This part of the water faucet consists of your IRA’s, 401(k)’s, and generally other money that you have been growing tax deferred for a long period of time. Most people are under the impression that you can only start accessing this money at the age of 59 ½, but by following the right procedures you could actually access this money earlier without an IRS penalty of 10% (consult a good financial advisor or CPA before doing this).

Since most of these assets have never been taxed before, you need to really plan on what your ‘net’ number will be based upon current income tax brackets and your overall taxable income.

…continued on page 12


phase of retirement planning in my opinion is the distribution phase. Since most people who think they are ready to financially retire worry about running out of money, figuring out the right way to take income from your investments is crucial during retirement.

We think about retirement asset distribution much like the water faucet you have at home. You need to know which spicket to turn on in order to minimize taxation while you take home the most net income possible.

Remember that the first couple of years of retirement will generally result in a slightly larger amount of income needed before you settle into your regular expense mode for retirement income. We have found over the years that clients will spend more in the beginning of retirement filling up the some 2000 hours of newly freed up time.

The age that you begin the distribution phase will also have a large impact on which faucet you turn on to get your retirement.

1) Fixed Income - Fixed income can be received from different sources. The first may come from a pension that you get from your employer.

GETTING INCOME FROM THE WATER FAUCET

If you do a good job saving during your working career, the most difficult


12 Ranch Roundup

SEPTEMBER 2018

have to liquidate these assets. Depending on the size of your estate, using different types of trusts may help you escape some of this taxation. Comparing how much net income (net of tax) from these assets versus using non-qualified assets is an important analysis for your financial advisor to do at the point you begin to generate retirement income.

Distribution is the most complex stage of retirement planning and should not be taken lightly. Since fixed income, qualified assets, and non-qualified assets work in concert during the distribution phase, you should do plenty of analysis so you can maximize your assets.

This planning will help relieve some of the fear of running out of money, and will ultimately allow you to figure out the income level you can truly sustain during retirement.

The content is offered by Paul Barlow, CFP and RHOA member, and is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice but as general information. Copyright 2014 Hello My Name Is, LLC.

GETTING INCOME (…continued)

Distributing qualified retirement money can often be very tough for retirees on handling managing the investment strategy within these accounts to generate the income while simultaneously keeping an eye on net income after taxes. Keep a reminder that at the magical age of 70 ½ you will begin to have to take a forced distribution called a required minimum distribution.

3) Non-Qualified Assets - The final faucet is made up of other assets such as bank accounts, CD’s, brokerage accounts, real estate, and other liquid assets. We like the idea of having a year or two in cash when you are ready to make work optional since it allows you to not have an immediate worry about what investments you would have to use to generate income or which investments to liquidate. With non-qualified assets, you should consider what assets may trigger capital gains should you have to begin selling assets.

Generally, selling your lowest performing least taxed assets will likely be the best strategy if you



TRAFFIC IMPROVEMENTS IN IRVINE

According to Inside Irvine, some 16 traffic-related capital improvement program projects are underway citywide, representing more than $71 million approved by the City Council to further a commitment to traffic management and congestion improvements.

These improvements Include:

Flashing yellow left-turn lights at five intersections, with an eye toward more, will provide more traffic options.

To help those traveling near UC Irvine, and into and out of the campus where employment and students thrive, University Drive is being widened between Campus Drive and MacArthur Avenue. At the same time, near University High School, Culver Drive and University Drive are undergoing intersection improvements.

Jamboree Road and Barranca Parkway intersection improvements are underway, as are intersection improvements at Jeffrey Road and Alton Parkway; Jeffrey Road and Irvine Center Drive; and Jeffrey Road and Walnut Avenue.

At one of Irvine’s busiest intersections, a pedestrian bridge will span Jamboree Road at Michelson Drive, taking people from one side of the street with residential and commercial into the bustling Park Place center with residential, restaurants, and offices.

All of the above are headed into construction with expected completion dates of 2019 or 2020.

City staff also are working with Caltrans on an agreement to improve signal synchronization of our freeway on-ramps and off-ramps, which are controlled by that state agency.

In addition, two new iShuttle routes are coming this fall to help out-of-town commuters from the Tustin Metrolink Station and the Irvine Station get to the Irvine Business Complex and Irvine Spectrum. The iShuttle does not stop in residential areas of Irvine.

IPD SPOTLIGHT: WORKPLACE VIOLENCE (Part 2) This column is presented by Irvine Police Crossroads Area Lieutenant Noelle Smiley.

Acts of violence can occur anywhere, but the workplace is often the target of individuals’ intent on causing harm to others. This is the second article in a series designed to raise awareness of this issue and will address how to identify the warning signs that a co-worker or customer may be at-risk of committing a violent crime.

Recognizing the Potential Warning Signs The United States Department of Homeland

Security encourages awareness of the following potential warning signs that someone may be at-risk of committing a violent act: Increasingly erratic, unsafe, or aggressive

behaviors Hostile feelings of injustice or perceived

wrongdoing Drug or alcohol abuse Marginalization or distancing from friends and

colleagues Changes in performance at work Sudden and dramatic changes in home or

personal life Financial difficulties Pending civil or criminal litigation Observable grievances with threat and plans of

retribution

If you are concerned about a co-worker or customer, please contact your immediate supervisor or human resources department. Be prepared to share what you know or what you have observed.

In the event that you feel a violent act is imminent, please call 9-1-1 so that law enforcement personnel can respond and ensure the safety of everyone present.

For additional information, see the Department of Homeland Security’s website at www.dhs.gov.

The IPD is committed to crime prevention through education and community engagement. Please do not hesitate to contact me directly at 949-724-7025 or [email protected] if you have any questions about this series or any other topic of concern to you or your family.

http://www.dhs.gov/


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SEPTEMBER 2018

Remember, you do not have to own your home to become a member of the Ranch Homeowners’ Association. Benefits of membership include the following and more:

● Spring/Fall Clean up Weekends ● The Ranch Roundup

● The Fourth of July Celebration ● City Representation

We want to welcome everyone who lives here…long term, or short, owners, renters. Please complete this form and mail it now with your check,

payable to: The Ranch Homeowners’ Association.

Please Print NAME: ADDRESS: E-MAIL: PHONE: New Member Renewed Member Comments:

Thank you! Mail to: PO Box 29, E. Irvine, CA 92650


PLEASE NOTE:

THE RANCH ROUNDUP IS NOT

RESPONSIBLE FOR PERSONAL ADS.

E-mail your ad to: [email protected]

TUTOR. I have more than 30 years of teaching experience. Writing, history; research, study and organizational skills. I will tutor in your home. $35 per hour. Robert Hood [email protected].

GOT SKIN??? I would love to introduce you to the Top 10 Global Skin Care Company. Call me for a FREE consultation, instructional facial and a $10 Gift Card. I would love to give you $100 in FREE products – ask me how! Ranch Resident Lisa Taylor (310) 702-5002.

HIGH SCHOOL TUTOR Senior at Woodbridge HS, tutors in math from any level up to Pre-Calculus, and Chemistry AP, honors, or regular. $15/hr. Call Kiana at (949) 486-9052 or email [email protected].

PLUMBER WITH 25 YEARS EXPERIENCE. Local references available. Free estimates. $40.00/hour for repair work. Call Hector (949) 551-9596.

AAA PROPERTY MANAGEMENT is a full-service, family owned and operated commercial/ residential/apartment property management company of OC properties large and small. Protecting your assets and investing in your future is what we do best. Contact Randy, 22-year Ranch neighbor, at (714) 557-0621.

FAMILY AND PORTRAIT PHOTOGRAPHY Ranch resident specializing in outdoor settings and natural lighting. For high-quality, affordable photography contact Allison [email protected] or (949) 533-0762 Website: http://akemigrace.weebly.com/

HOW AM I FEELING? is an online creative community using art, interviews & storytelling as tools to help change the conversation about mental illness. For more info visit our website: www.howamifeeling.org.

RANCH CAR WASHING SERVICE: We have reasonable price and you are sure to be happy with our results. We have washed 25 cars around our neighborhood and have been given wonderful reviews. Contact Melissa at (949) 229-6633 or [email protected].

CPA – TAX ADVISOR M.S. Taxation & formerly with IRS. Free Consult. Call Mark (949) 407-9501. Ranch resident for nearly 20 years.

FREE LIFE INSURANCE CONSULTATION Ranch resident will gladly come to your home or you can visit me. Call John for an appointment (714) 623-3147.

RANCH WINDOW WASHING SERVICE Ranch resident and IUSD teacher looking to provide a clear view for your home. Call for a quote call Tim (949) 683-9494.

PRIVATE PIANO LESSONS. Classically trained; will travel to your place, all ages, all levels, member MTAC. Call Maiko (949) 872-0752. $30.00 per ½ hour.

PIANO LESSONS. I teach lessons from my home in the Ranch and have a few openings for new students! Call (949) 922-0832 or [email protected].

VOLUNTEERS NEEDED for Families Forward front office. 3 hour shifts available Monday-Friday. Call Marissa Hall (949) 716-2731.

ART CLASSES by Steve Wang, Art Teacher at Irvine Valley College. Sketching, watercolor and oil. All levels. Thurs & Sat morning 9-12. Ranch resident since 1977. Welcome to visit anytime. (949) 559-5947 or Email [email protected]. www.stevewangarts.com.

NEED A LENDING HAND: Need a reliable person to walk your pet while you are at work? Call Roberta (949) 229-6948 or www.care.com/p/robertaq8/pc

LEGAL SERVICES Free consultation William Kent, longtime Ranch resident. (949) 333-3238.

EBELL CLUB OF IRVINE seeks new members to assist with philanthropic projects. Call Dianne to learn more (949) 551-4504.

RANCH RESIDENT – NOTARY PUBLIC All document types, by appointment day/night, at your residence, my Ranch home, or my office. Please call Armin (949) 472-3686 or (949) 230-4658.

TRAVEL AGENT IN THE RANCH 31 years’ experience, Tours, cruises, vacations, etc. would be glad to drop off brochures to make your next trip memorable. Nancy (949) 552-1706 [email protected].

SEACRET Skin Care: Healing Minerals from the Dead Sea – Where Science Meets Nature! (949) 922-5919 or https://seacretdirect.com/arlinebreslin .

INTERESTED IN ORDERING ARBONNE PRODUCTS. We carry wellness and skin care products…Also we have a baby product line. If you have any questions and would like to order, contact me! Achrista at [email protected] or call (949)637-5124.

INTERESTED IN AN IMPROVED BUSINESS PRESENCE to give you an advantage over your competitors? Contact Dave Braun: [email protected] for your free consultation.


H A P P Y L A B O R D A Y !

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Circulation 732 SEPTEMBER 2018 NATIONAL NIGHT OUT 2018 · 2018-10-07 · painting, a bounce house, and information to share with the residents. There was information available from