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Dear Sirs! Company Kolk Group, Inc., a vendor EMM (Enterprise Mobility Management) It is our new product - Multi-service platform Unified Communication CHiWAO with opportunities EMM, including functions MDM (Mobile Device Management) and MAM (Mobile Application Management), which includes functions MCM (Mobile Content Management) The platform meets all the criteria of the new, fast-emerging BYOD global trend and concept. Bring Your Own Device (BYOD) – is a rapidly growing, innovative global concept that permits employees to use their own mobile devices in their work process. BYOD is gaining popularity in the US and is now being actively discussed in Europe and Russia. According to research conducted by IDC, approximately 95% of employees are already using at least one personal device for work purposes. Certainly, it is much more convenient to have access to relevant corporate information (contact and project databases, price lists, presentations, etc.) in meetings with customers and negotiations with partners. Along with the growing number of BYOD devices, users also want to use new, high-quality services, i.e. applications that are easy to operate and that have the same convenient features and high performance as those applications they have on the office desktop computers. According to Gartner, 90% of companies plan to support business applications on end user devices.. Therefore, IT service needs to: monitor the quality of services for mobile employees plan to expand the existing wireless business networks to accommodate a larger number of users (a minimum of two devices per employee - tablet/smart phone and notebook) and higher performance (802.11ac standard) control security at the consumer device level The whole BYOD concept includes: Web: nowadays, Web is a great tool to access any business and financial management application, provide customer service and sell goods or services on the Internet. Wireless communication: no matter where you are and what device you are using, you will always have access to the remote office environment through Wi-Fi or 3G.

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Dear Sirs! Company Kolk Group, Inc., a vendor EMM (Enterprise Mobility Management) It is our new product - Multi-service platform Unified Communication CHiWAO with opportunities EMM, including functions MDM (Mobile Device Management) and MAM (Mobile Application Management), which includes functions MCM (Mobile Content Management) The platform meets all the criteria of the new, fast-emerging BYOD global trend and concept.

Bring Your Own Device (BYOD) – is a rapidly growing, innovative global concept that permits employees to use their own mobile devices in their work process. BYOD is gaining popularity in the US and is now being actively discussed in Europe and Russia. According to research conducted by IDC, approximately 95% of employees are already using at least one personal device for work purposes. Certainly, it is much more convenient to have access to relevant corporate information (contact and project databases, price lists, presentations, etc.) in meetings with customers and negotiations with partners. Along with the growing number of BYOD devices, users also want to use new, high-quality services, i.e. applications that are easy to operate and that have the same convenient features and high performance as those applications they have on the office desktop computers. According to Gartner, 90% of companies plan to support business applications on end user devices.. Therefore, IT service needs to:

• monitor the quality of services for mobile employees

• plan to expand the existing wireless business networks to accommodate a larger number of users (a minimum of two devices per employee - tablet/smart phone and notebook) and higher performance (802.11ac standard)

• control security at the consumer device level

The whole BYOD concept includes: Web: nowadays, Web is a great tool to access any business and financial management application, provide customer service and sell goods or services on the Internet. Wireless communication: no matter where you are and what device you are using, you will always have access to the remote office environment through Wi-Fi or 3G.

Mobile devices: technological development has provided users with more ergonomically made devices with original and beautiful designs, smaller dimensions, better performance and higher battery life. Proper implementation of BYOD can significantly improve a company's productivity, increase income, and help to save more. However, since BYOD is the foundation of IT departments, it is necessary to take care of the security arrangements and organize customer support center. For our part, we have done everything necessary to ensure the maximum corporate data security and to eliminate all corporate information access, including the situations when the employee has lost one’s gadget or computer. «We worked hard to make a great product. Professional corporate service for communication within the company, as well as with its partners and clients. Built-in web and mobile instant messenger, audio and video calls, file manager, file cloud storage. Transparent interaction between the company's employees. Convenient, organized cooperation. Instant, reliable data exchange. Real-time communication with site visitors. Answers to questions. Help, when it is needed. We wholeheartedly wish to share it all with you.» Gennady Klemeshev, President and CEO

Basic Features All-in-One Communication ChiWAO is a full-featured instant messenger that combines text chat and both, audio and

video conferencing features. Increase your limits. Everything is available. Landline and Mobile Calls Communication is primary, and our system ensures it effectively. Call anywhere in the world for less. Call forwarding is enabled. SmartCloud Storage All files and correspondences within the CHiWAO service are encrypted with SSL protocol and stored on distributed servers in the United States, the Netherlands and Germany. Your data security is our top priority and we pay maximum attention to it, so you need not worry. Cloud storage (and the entire CHiWAO platform) is a collection of private clouds and cloud services that can be instantly launched in any part of the world ensuring the maximum approach to clients, and in accordance with the legislation of the countries where the service is being used. Additionally, we have taken care of private cloud distribution and safe interaction between individual private clouds used by different corporate structures.

ClearStat Data Storage and Analysis System History of user actions, messages, files, or calls is always available for your needs. Forget about the chaos in project discussion threads - we have taken care of this problem. Information search takes seconds. We understand the importance of having access to project or specific contract development history. User action indexing mechanism has been developed for this purpose. File and Message Data. The system remembers who sent what to whom and when. Information about the date and time when the message was viewed is also available. It is possible to search for words, word parts and word combinations in correspondence and files: simply enter the word and ClearStat will find it. Call Statistics. Internal calls are recorded separately and the records contain customer data, date, time and duration of each call. It is also possible to record conversations. This feature is optional and we can setup it for you. Additionally, the information about the cost of external calls in the context of each conversation is recorded. Unique platform features File Manager Unique built-in Files SmartChain system. Powerful file manager, the number one priority of which is the effective work with documents and reports. Finding the required files is as easy as it would be finding their physical copies on your table. Security is as tight as in the Bank of America. Any format is supported. Any messenger can send and receive files and messages, but we felt that it was not enough, especially when it concerns teamwork in the corporate environment. Therefore, we have developed our own system of organizing files and documents. Our system offers features you will not be able to live without once you have tried them. SingleLoad You no longer need to upload the same document several times, even if you want to send it to different recipients at different times. When you first send a file, it is uploaded to the appropriate folder in the cloud storage. At any time thereafter, you can simply send your recipient its shortcut - from any device, with any type of Internet connection - directly saving traffic and money. FilePlace Upload documents to the appropriate folder or a shared directory. You can create a new folder, rename it or move it and the documents inside it at any time. Any file has to have a

specific location. The two-step file deletion can be performed only by its owner. Never lose your documents again. Drag'n'Drop Drag and drop files from one location to another, including to a chat window - a feature available by default. EasyFind We have saved you from having to constantly search for sent and received files and messages. Our smart search engine searches for words and word combinations in the correspondence and document titles. Instantly. Simply enter your query. FileView You don’t have to worry about whether your device has all the necessary applications for opening files. We have taken care of everything. The built-in file viewer can open virtually any format, including audio and video files. WorkInFlow Synchronization has fallen into oblivion. Don’t worry if you need to continue your work on another device. Files downloaded from the PC are automatically displayed on the mobile, and vice versa. No connection and synchronization required. Just keep on working. DocInfo By default, every file stores information about its resolution, size, creation date etc. But it can contain much more. You can easily add document description, notes, or tags. Working with files has become more convenient and their indexation performance - better. Details are important. Additionally, you can always see who has access to a file, and it is possible to deny access to one user, several users, or an entire group of users at any time. Attention to work should be your priority, and control should be your advantage. Connect+ Naturally, we have considered the smoothness of interaction with third-party applications. It is possible to export files from CHiWAO to almost any third-party systems and applications (and vice versa), including, but not limited to Box, DropBox, Google Drive, Google Docs, Windows Mobile Office, eFax, PDF Reader, iMessage, Viber, WhatsApp, QQ, WeChat, Telegram, Note, Facebook Messenger, iCloud, Yahoo Mail, Photoshop, Yandex Mail etc. Certainly, someday many will be able to offer such features. We offer them to you right now.

BROADCAST For the first time among messengers of any type - DirectView content broadcasting system. View images, audio and video files in the chat window without actually transferring them. The quality of the original file is preserved 100%. There are no distortions and no pixelated screen issues. Next generation screen share. We have significantly improved this familiar feature. Standard screen share operates on the principle of data compression, which is why you tend to see a low-quality image. Our engineers have developed a radically new broadcasting algorithm involving a broadband channel that allows to transmit large data packages. Now you can view images and listen to audio files in the highest quality in real time. Convenient through and through. Moreover, you alone decide which file fragment to broadcast to your conversation partner. Show only what is necessary. Nobody will see anything they are not supposed to. This feature is designed to be used both for one-on-one and multi-chat communication. MultiCorpDivision multi-corporation system Today's people are very versatile. By way of example, let us imagine ourselves as the hypothetical "I". In the morning I am a parent seeing my children off to school; during the day - an office worker doing my job; and in the evening - a guest of different establishments, advanced courses, fitness centers, cultural sites. In a store I become a customer. I am constantly communicating. I am always surrounded by a flow of information - a set of numbers, letters and words.

I ceaselessly consume and create new information, and store it according to my own inner categories: work, leisure, family, interests and consumption. I constantly strive to prevent information chaos in my world. I need order and I put a lot of effort to impose it. CHiWAO team has carefully analyzed all the stages of interaction between humans and their environment. We have come up with a mutual communication system called MultiCorpDivision that is thus far the only one in the world. It can be divided into two areas. I am a corporate structure I am an online store, and every site visitor is my potential customer. In addition to high-quality content and sophisticated navigation, I have to communicate with my visitors: answer questions, give advice, and help with the selection accurately and in a timely manner. You can always add a phone number to your website for this purpose. However, there is a better solution. Give a customer the opportunity to contact you directly from your website without using the phone, i.e. by text, voice or video call. Inside the chat, you can communicate with your customers, show them products and their video reviews. Thus, you have a real customer who is satisfied with your service. The system easily integrates into your website. Upon the initial contact with customers, add them to your customer group in the MultiCorpDivision system, and you will be ready to help them with their questions at any time in the future, as well as to remind them about your ongoing promotions and new arrivals. Customers simply get access to one more useful group in the application. No additional actions and no payment are required; you have a direct channel of communication with customers, which is significantly more effective than email and SMS messages. I am a bank or an insurer; a communications service provider or a transportation company. On the one hand, I have a large number of customers and partners. And a large number of incoming calls and applications are processed every day. On the other hand, I have dozens, hundreds of employees divided into divisions, departments and branches. Thousands of projects and discussions go through them. This is an extensive amount of information and a high level of responsibility. Therefore, there arises a need to monitor what is happening in the company and to reduce the probability of human error. In such cases MultiCorpDivision is the perfect solution for systematizing and simplifying your and your customers' working process, as it is a very powerful corporate platform. Its main advantages are flexibility and ability to adapt to the needs of a particular company. I am an industrial holding or an investment fund. In my complex organism, each individual company is an organ that performs a specific function. To draw an analogy: a human has a brain that coordinates the actions of the feet or hands. Those are my shareholders and management structure. The nerve lines provide the communication between the brain and the organs. It is a communication platform between the shareholders and the shareholding structure. It allows them to have a

presence in each affiliated company and startup, see and feel everything that happens. Nerve fibers are invisible, their work cannot be touched. Yet the slightest disturbance in the algorithms and actions can lead to loss of control over the organs, and the whole body turns into a chaotic biomass. It is therefore very important to keep the nervous system in the state as stable as Swiss clockwork. As an investment fund I am additionally responsible for the circulatory system. My blood is money that nourishes organs - startups, projects and ideas. I have to evaluate how much blood this or that organ requires today and how much it will require tomorrow. I need qualitative real-time feedback on how internal systems of each project are operating, what kind of assistance is needed and what kind of preventative measures need to be taken. This interaction is also ensured by the nervous system, i.e. correctly configured communication platform and its capabilities, e.g. creation of chat rooms and multi-chats, unlimited number of simultaneous audio- and videoconferences etc. Additionally, let us add to this list file and document storage, instant access, real-time viewing in the chat or multi-chat window, and audio and video conferencing. Due to its intelligently constructed interface, simplicity and ease of use, as well as its quality and price characteristics, CHiWAO platform can provide significant cost savings and reduce, for example, the salary costs of IT-specialists 20 times. Moreover, transition to cloud services that allow handling tens of thousands of customers, will make the cost savings even greater. It is intuitively clear that improving personnel work efficiency will lead to positive financial consequences for the company. The objective is to convert these improvements into visible outcome. The easiest way to assess the financial impact of work efficiency improvement is to record lost work time due to ineffective communication and translate the obtained numbers into $ US taking employee salaries into account. For example, let us take an American company with 10 managers on the staff in which $8,000 are spent monthly per employee in salaries and taxes. If you save 25% of the working time just by improving communication efficiency, the company will save $20,000 per month, or $240,000 per year. CHiWAO platform not only allows to save funds, but also to increase the effectiveness of sales by strengthening ties with customers, increasing control over the management and ensuring maximum transparency of internal and external interactions between the company's employees. If the company is very involved in trading and project activities, has several offices in different cities, and its employees often work outside the office, the use of Unified Communications will not only reduce operating costs, but also help to gain a competitive advantage through more efficient operation and reduced project time. According to Harris Interactive Service, in 50% of cases employees need to look up the necessary phone number in order to make a phone call. And two-thirds of the world's phone calls go to voice mail because the subscriber is busy or unavailable at the moment, resulting in 25% of IT employees spending almost three full working days each year making phone calls and leaving voice messages. According to a study conducted by Forrester, 59% of employees have stated that having access to presence information

helps save more than 15 minutes due to the fact that they do not have to try different ways of communication to contact their colleagues. Unified Communications bring real benefits to companies that want to optimize the interaction between employees, partners and customers, improve communications, reduce downtime and errors due to incomplete or incorrect information, facilitate and simplify the interaction with customers, increase the speed of transactions and their amount. With the help of video conferencing, companies whose employees spend a lot of time on business trips can reduce the need for personal attendance by the staff without compromising performance. From now on, subject area experts don’t need to leave their workplace and abandon the projects they are working on in order to help with pre-sales work. Web-cameras and our real-time broadcast system allow them to attend or even hold daylong seminars from any location. Companies that organize seminars will achieve significant savings due to the introduction of distance learning mode. Since the cost of such training is much lower than that of full-time training, it is possible to organize such events more often and for a larger audience. Thus, transitioning to VoIP-systems for unified communications will reduce telecommunications costs of organizations that are actively using mobile, long distance and international communication. Companies with a large number of contractors will be able to easily communicate with the staff who work in the regional offices or at home, which will save money on real estate rent and wages fund. How it works towards reducing costs, attracting customers and increasing profits of B2B, B2C portal as exemplified by one of the CHiWAO platform services:

1. B2B or B2C portal is connected to or integrated with the CHiWAO platform. 2. A Call button that provides a direct connection between a customer and a seller or

manufacturer automatically appears on sellers' and manufacturers' portals. It can be a voice call with a text chat, a video call with a text chat or simply a text chat, depending on the customer's resources and preferences.

3. A customer can visit the seller's page by using a Web browser, a tablet or a mobile phone.

a. If customers visit the seller's page from the Web (from a desktop or a laptop), they only need to enter their name and email address and press the direct communications button.

b. If customers visit the seller's page from a mobile device, they will be prompted to install a free application that allow to directly call sellers, manufacturers and suppliers free of charge and get real-time information, which is necessary for making a deal.

c. From this point on, the customer will not have to re-enter the portal to communicate with his suppliers - all contacts will automatically be saved in the application and the customer's Web interface in the company's Contacts page.

4. If the seller or the seller's representative is online, the customer can instantly start a voice or video communication session with the seller. While communicating, the seller can show, in real time, all the information necessary for the customer to decide on purchasing a product - documents, descriptions, operation manuals, promotional videos and video tutorials, production facilities and specialized equipment demos. Product purchase is also carried out immediately as soon as the customer has decided to make a purchase.

5. Additionally, the seller can instantly connect one or several experts to the communication session with the customer in order to fully disclose all the benefits of their product. It is also possible to connect experts who are currently offline and can respond only by phone - either mobile or landline. With just one click the seller can connect to the communication session any specialist who can be reached by the phone.

Calls to sellers will never disappear, since if the seller is offline all customer calls will be switched to the seller's mobile phone or landline, or their assistants' phones. As a result, both the customer and the seller save money, as well as time necessary to make one deal, because there is no longer a need for lengthy correspondence by e-mail, or the long process of making the customer understand product benefits; the seller's employees can spend less time providing services necessary for making one deal, and the number of customers rapidly grows due to the simplified interaction between the customer and the seller. Communication in mobile systems The British company Ovum has conducted research on the company's employees' use of mobile phones and tablets. According to the statistics, more than 70% of corporate staff uses personal mobile devices during work hours. In today's world, it is an adequate trajectory of development. However, it makes the work of IT-departments more complex in terms of the protection of corporate data and information management logic. In this case, the strategically correct decision is not to fight trends, but on the contrary - make the best of them. The goal is to regulate the company's communication processes and increase its overall productivity. Integration of corporate multi-service platform applications, such as CHiWAO, into business processes gives the company a perfect transparency of interaction between people. For employees - with each other, for customers and partners - with all those involved in the business process. It all results in a serious cost reduction and significantly reduced likelihood of shadowing schemes. This clearly demonstrates the advantages and disadvantages in the work of the team members and allows to softly influence and correct the education gaps of the technical and managerial staff. You have the opportunity to provide the means of social mobility in accordance with the abilities and capabilities of a particular employee. Based on their research, Ovum claims that it is essential to use a professional messenger service in a corporate environment. The messenger needs to initially address the needs of large corporations with their requirements for multi-tasking, security, and reliability. CHiWAO platform with MultiCorpDivision system and professional messenger is designed specifically for these purposes. With regard to ease of use, it is a familiar and simple messenger; however, its internal hierarchy makes it a powerful tool for heavy workload and the most complex tasks. CHiWAO platform creates a single point of data input and a single point of data output due to the technology developed by multi-corporations.

This allows for good, flexible and efficient control of the movement of information flow - documents, voice and video calls, text messages etc. within the corporation, as well as with partners, customers and clients. The system helps to make all deals made in divisions, departments, corporations and companies included in its composition as transparent as possible. This reduces the corruption component and the corresponding losses of the corporation, and disciplines the team. Additionally, it also increases employee productivity, simplifies the work of Human Resources and security services departments. Division within the corporation You can create an unlimited number of groups and projects, each of them having its own members and their own chats (including group chats). Each employee is allocated one’s own file storage. Any company has information that should be available to all its employees. It serves as a public board for uploading files that should be of interest to or on need-to-know basis for all the employees of the corporation. CHiWAO platform provides such file storage to each corporation. Intercorporate communication, communication with clients Users can simultaneously belong to several corporations. In this case, each user has his own contact list that consists of those corporation members that were shared to him by the administrator of each corporation. The administrator of each corporation also determines the level of access to all the information. Users can communicate with anyone within their own corporation, as well as with external corporations they belong to by means of text chat, multi-chat, audio and video sessions, data exchange. When switching between corporations, their content and databases will also be switched automatically within the limits of the user's access level. A general rule is enforced - the contact between employees may only take place within a single corporation. E.g., an employee belongs to the corporation A, but he or she is also on the contact list of both corporations A and B. When calling the corporation B, at the moment of connection, content and databases are automatically switched from the corporation A to the corporation B. A general rule that will be applied - communication between employees may only take place within the corporation. These features are applied equally to partners and customers. They can connect to one or more of your corporations if you are the shareholder of several of them, and are listed in the partner section. The administrator of each group determines their level of access to any information. Such intercorporate groups serve as a secure, transparent and permanent channel of communication between the partner companies. Hold meetings to discuss the project and get mutual benefits. Customers, in their turn, receive a high-quality service and ability to contact your company at any time - simply, quickly and free of charge.

Chat history The entire information archive, including shared files and user interaction history, is stored in a separate cloud storage section of each group. Only the group or the administrator of corporation has access to it. You have full control over your information base. Since all the information is indexed by the system, information base search only takes seconds. SmartCloudDivision We have provided the highest level of corporate data security. Your company can access the built-in SmartCloudDivision system that separates any databases into individual cloud storages. Moreover, servers can be located in different geographic locations. Everything is protected. Reducing financial losses Nowadays, medium and large companies lose up to 30% of profits due to non-transparency of the projects and contracts discussion. MultiCorpDivision system will significantly reduce these losses, because each stage of cooperation with partners is absolutely transparent and each individual user's action is visible. Introduce CHiWAO multi-corporation system as a primary means of the company's communication and start earning more right now. I am a consumer When choosing a TV in electronic store, it is not only important to buy it, but also to have further communication with the seller. I don’t need spam mail; what I do need is answering the specific questions I might have. E.g., what kind of a wire I need to connect the TV to my router, etc. I don’t need to google a service center when the time comes to repair my TV. Even if I bought it a year ago... As an insurance company client, I may need help at any moment. I don’t want to frantically search for a plastic card with the "What-To-Do" recommendations. I don’t need to have to search for the insurer's contact information on my phone and listen to the voice of the IVR system for the longest time... While I am on vacation thousands of kilometers away from home, I am a travel agency client. I may have a question about the service I paid for and wish to get. I don’t need to have to think about how to call my travel agent, how much it will cost, or where do I find a local phone... This is just a small portion of communication we all have in our everyday life. We have figured out how to make your life easier. Everything in one place It is enough to have the CHiWAO application installed on your phone. With the MultiCorpDivision system different companies' information is gathered in one place: sellers

of goods and services; information portals and libraries; schools, universities and banks. As a consumer, you can browse any these groups and get answers to your questions, as well as help and support in any form that is convenient for you - text chat, audio and video calls. Free of charge. HoldOn feature Let us imagine that you have contacted the bank and solved your issue. But now you need to talk with the bank's insurance company. You don’t need to bother with callbacks - the bank will simply switch you to another group, and a representative of the insurance company will be on the line. Directly from the application with no need to involve an operator. All your data is protected in each of the groups and other companies won’t be able to access it. You can use the application on your phone, tablet or desktop. Choose what suits you best. Messenger CHiWAO can also be used as a public messenger. This feature will be added to the future versions of CHiWAO platform. Chat with your friends, share files. This, too, is always free of charge. Text, audio and video chat. Our name Amongst hobbies that occupy my free time, there are some associated with the history of different people.

Several years ago, during travels, fate brought me together with a descendant of the ancient tribe of the Guarani. His name was Kobe. He was middle-aged, educated, and living in a civilized society. At the same time he kept history and traditions of his people in the family. Kobe told me legends handed down from generation to generation. They follow the evolution of the Guarani from agriculture to livestock production. He knows the history of the influence of the Spanish conquistadors on the Guarani, and later - Jesuitry. This was the turning point in the transformation of the tribe of the people driven by primitive customs into a population of a civilized community. Missionaries had an important impact on the tribe's development. However, they noted

that the Guarani have such inherent traits as freedom, courage, straightforwardness, and no hypocrisy. I was interested to learn that the Guarani introduced mate tea to the world. Iguazu Falls, one of the unique wonders of the world, got its name from this people. In the language of Guarani "y" means "water", and "guasu" - large. The language of Guarani should be mentioned separately: it is very expressive, harmonious and rich. It is also the official language of Paraguay. The very name of the country means "from the great river" in Guarani. Even English has some borrowings from Guarani, for example, pirahna (in the original language - pira nya) - scissors; jaguar - aguara, large animal prey. When we started developing our platform, I told this story to my friends. We did not yet have a name, so we decided to join the Doctrine of the Beginning in the Great Chinese philosophy - Ch'i energy, and the definition of a human being in the Guarani language - Wao. In our understanding, it represents a unified whole in terms of the existence of all life on Earth. The Qi, or Ch'i energy is the essence of life, its driving force. The man is the conductor. One is meaningless without the other. As a social being, the man is always constantly communicating and interacting with others. The quality of the interaction determines the ultimate quality of life and the degree of satisfaction with it. It is not hard to learn to accumulate the positive energy of others and give it back. Then our life will become a little better and more efficient. At least, this is how we try to live... Communication with one man evolved into an idea to name a professional communications service. CHiWAO is a tool that promotes human interaction in various areas of life. We do this efficiently and with positive energy. Let us unite.

Corporations and market segments that will be of interest for the effective implementation of the platform: Small businesses. SaaS. Small and medium online stores, small private companies, cooperatives, small private travel agencies. In this case, local sensitivities regarding mutual relations in the small business market are very important. Medium businesses. SaaS. Any commercial manufacturing companies that manufacture and sell vehicles and machinery, and other complex products requiring a competent and good sales service and service support in order to present their goods and products to the end customer or wholesale companies in a more attractive way.

CHiWAO

Large businesses. SaaS, MultiCorpDivision with private cloud cluster management. Banks, holding companies, large corporations, insurance companies, oil and gas sector corporations, large travel agencies, car dealerships etc. Government institutions Public organizations Universities, institutes and other educational institutions