Are your savings Enriching Your Life?When was the last time your bank rewarded you for investing your hard-earned money?It's time to consider a new Canadian Investment Opportunity for saving for retirement, with Exclusive Member Benefits! ...

Average Investment Return Rates (5 Years)Canada Bond Mutual Fund (Net of Fees): 2.5%

Canada GIC: 3%

Canadian Dividend Paying Stocks: 5% (Utilities, Banks, Telecom)CheckMark Holiday Travel Co-operative 5 Year Secured Trip Bonds: 8%

Does Your Bank Provide Tax Free Travel On Secure Investments With High Returns? We Do!

Wealth Health Travel

Retire Richer Live Better Relax More

Co-Operatives Are Part Of The Economic And Social Fabric Of Canada

9,000 Co-operatives across Canada

In 2013, paid out $1.5 Billiion in Patronage

Dividends to members

13,000,000 Canadians are members of some kind of

Co-operative

$65 Billion in business volume

Co-operatives hold $39 Billion in assets

Co-operatives employ nearly 150,000 Canadians

Canadian Tax Benefits

15% tax rebate on total membership cost

Eligible for Registered & Non-Registered retirement plans

All member bene�ts are tax free

CheckMark Member Exclusive Benefits

University Educated

SecurityOf The Investments

Annual Family Income < $100,000

Bonds Are Fully Secured Dollar For DollarFunds are held by Western Pacific Trust Company (WPTC) on your behalf

Your Membership Dollars At WorkYour membership dollars are used to provide consumer loans

to credit-worthy Canadians looking to purchase Timeshare Vacation Memberships in Canadian Dollars.

Types of Co-operatives In Canada

Grocery Credit Unions Housing

Insurance Agriculture Consumer (Travel)

2.5% 3%

5%

8%

Free 5 year Membership in CheckMark Exlcusive VIP Vacation Club, courtesy of Owners Link Dynamic Travel Technologies

Wealth

8% Secured 5 Year Trip Bonds

Market Size

USA Market ($10 Billion USD)

CDN Market ($600 Million USD)

Who is Owners Link?

CheckMark is the only approved lender for Canadians financing vacations outside ofCanada

Resort Loan Re-Purchase Guarantee

If any consumer loan goes into default it will be replaced with a new loan in good standing

Borrower ProfIle

95% Homeowners

CheckMark Loan Zero (0) Default Rate

CHECKMARK HOLIDAY TRAVEL CO-OPERATIVE

A top-class, dynamic Private Vacation Travel club and platform, offering discounts up to 70% on over 350,000 hotels, resorts, condominiums and villas in 150 countries worldwide

Low Default Rate Of Consumer Loans

Q1 2019 Consumer Loan Default Rate was lower than residential mortgages*

Mortgages (2.67%)

Consumer Loans (2.33%)

* Board of Governors - Federal Reserve System

Health

Proven physical & mental health benefits

Travel