24
Centre for Actuari al Researc Prescribed Minimum Benefits Package

Centre for Actuarial Research Prescribed Minimum Benefits Package

Embed Size (px)

DESCRIPTION

Centre for Actuarial Research Incidence of PMB Admissions by Age

Citation preview

Page 1: Centre for Actuarial Research Prescribed Minimum Benefits Package

Centre forActuarial Research

Prescribed Minimum Benefits Package

Page 2: Centre for Actuarial Research Prescribed Minimum Benefits Package

Centre forActuarial Research

Incidence All Ages

Incidence of PMB Admissions by Age

97.6850

0

50

100

150

200

250

300

350

400

450

0-1

1-4

5-9

10-1

4

15-1

9

20-2

4

25-2

9

30-3

4

35-3

9

40-4

4

45-4

9

50-5

4

55-5

9

60-6

4

65-6

9

70-7

4

75+

All

ages

Inci

denc

e

0

50

100

150

200

250

300

350

400

450

0-1

1-4

5-9

10-1

4

15-1

9

20-2

4

25-2

9

30-3

4

35-3

9

40-4

4

45-4

9

50-5

4

55-5

9

60-6

4

65-6

9

70-7

4

75+

All

ages

Inci

denc

e

Page 3: Centre for Actuarial Research Prescribed Minimum Benefits Package

Centre forActuarial Research

Incidence of PMB Admissions by Age

0

50

100

150

200

250

300

350

400

450

0-1

1-4

5-9

10-1

4

15-1

9

20-2

4

25-2

9

30-3

4

35-3

9

40-4

4

45-4

9

50-5

4

55-5

9

60-6

4

65-6

9

70-7

4

75+

Inci

denc

e

TotalHighMedium-olderMedium-youngerLow

Page 4: Centre for Actuarial Research Prescribed Minimum Benefits Package

Centre forActuarial Research

Average Cost of PMBs by Age

Centre forActuarial Research

0

2,000

4,000

6,000

8,000

10,000

12,000

14,000

16,000

18,000

0-1

1-4

5-9

10-1

4

15-1

9

20-2

4

25-2

9

30-3

4

35-3

9

40-4

4

45-4

9

50-5

4

55-5

9

60-6

4

65-6

9

70-7

4

75+

All

ages

Ave

rage

Cos

t

R9 127

Average Cost for All

Ages

Page 5: Centre for Actuarial Research Prescribed Minimum Benefits Package

Centre forActuarial Research

Raw PMB Price by Age (pbpa)

Centre forActuarial Research

R 891.56 pbpa

Average Price for All

Ages

R 0

R 500

R 1,000

R 1,500

R 2,000

R 2,500

R 3,000

R 3,500

R 4,000

R 4,500

R 5,0000-

1

1-4

5-9

10-1

4

15-1

9

20-2

4

25-2

9

30-3

4

35-3

9

40-4

4

45-4

9

50-5

4

55-5

9

60-6

4

65-6

9

70-7

4

75+

All

ages

Page 6: Centre for Actuarial Research Prescribed Minimum Benefits Package

Centre forActuarial Research

Age Profile of Study

0.00%

5.00%

10.00%

15.00%

0-1

1-5

5-10

10-1

5

15-2

0

20-2

5

25-3

0

30-3

5

35-4

0

40-4

5

45-5

0

50-5

5

55-6

0

60-6

5

65-7

0

70-7

5

75+

TotalHighMedium-olderMedium-youngerLow

Page 7: Centre for Actuarial Research Prescribed Minimum Benefits Package

Centre forActuarial Research

Age Profile Beneficiaries Admitted for PMBs

0.00%

5.00%

10.00%

15.00%

20.00%0-

1

1-4

5-9

10-1

4

15-1

9

20-2

4

25-2

9

30-3

4

35-3

9

40-4

4

45-4

9

50-5

4

55-5

9

60-6

4

65-6

9

70-7

4

75+

TotalHighMedium-olderMedium-youngerLow

Page 8: Centre for Actuarial Research Prescribed Minimum Benefits Package

Centre forActuarial Research

Incidence of PMB Admissions by Age

0

50

100

150

200

250

300

350

400

450

0-1

1-4

5-9

10-1

4

15-1

9

20-2

4

25-2

9

30-3

4

35-3

9

40-4

4

45-4

9

50-5

4

55-5

9

60-6

4

65-6

9

70-7

4

75+

Inci

denc

e

TotalHighMedium-olderMedium-youngerLow

Page 9: Centre for Actuarial Research Prescribed Minimum Benefits Package

Centre forActuarial Research

R 0

R 2,000

R 4,000

R 6,000

R 8,000

R 10,000

R 12,000

R 14,000

R 16,000

R 18,000

0-1

1-4

5-9

10-1

4

15-1

9

20-2

4

25-2

9

30-3

4

35-3

9

40-4

4

45-4

9

50-5

4

55-5

9

60-6

4

65-6

9

70-7

4

75+

Aer

age

Cos

t in

Ran

dsTotalHighMedium-olderMedium-youngerLow

Average Cost of PMBs by Age

Centre forActuarial Research

Page 10: Centre for Actuarial Research Prescribed Minimum Benefits Package

Centre forActuarial Research

R 0

R 1,000

R 2,000

R 3,000

R 4,000

R 5,000

R 6,000

0-1

1-4

5-9

10-1

4

15-1

9

20-2

4

25-2

9

30-3

4

35-3

9

40-4

4

45-4

9

50-5

4

55-5

9

60-6

4

65-6

9

70-7

4

75+

TotalHighMedium-olderMedium-youngerLow

Raw PMB Price by Age and Cluster (pbpa)

Centre forActuarial Research

Page 11: Centre for Actuarial Research Prescribed Minimum Benefits Package

Centre forActuarial Research

Chronic Disease List Package

Page 12: Centre for Actuarial Research Prescribed Minimum Benefits Package

Centre forActuarial Research

Age of Exposed Beneficiaries

0%

2%

4%

6%

8%

10%

12%

14%

0

1-4

5-9

10-1

4

15-1

9

20-2

4

25-2

9

30-3

4

35-3

9

40-4

4

45-4

9

50-5

4

55-5

9

60-6

4

65-6

9

70-7

4

75-7

9

80-8

4

85+

Prop

ortio

n of

ben

efic

iarie

s

Centre forActuarial Research

Page 13: Centre for Actuarial Research Prescribed Minimum Benefits Package

Centre forActuarial Research

Age of Claiming Beneficiaries

0%

2%

4%

6%

8%

10%

12%

14%

0-1

1-4

5-9

10-1

4

15-1

9

20-2

4

25-2

9

30-3

4

35-3

9

40-4

4

45-4

9

50-5

4

55-5

9

60-6

4

65-6

9

70-7

4

75-7

9

80-8

4

85+

Prop

ortio

n of

Cla

imin

g B

enef

icia

ries

Page 14: Centre for Actuarial Research Prescribed Minimum Benefits Package

Centre forActuarial Research

CDL Prevalence by Age

0

100

200

300

400

500

6000-

1

1-4

5-9

10-1

4

15-1

9

20-2

4

25-2

9

30-3

4

35-3

9

40-4

4

45-4

9

50-5

4

55-5

9

60-6

4

65-6

9

70-7

4

75-7

9

80-8

4

85+

All

ages

Prev

alen

ce p

er 1

000

bene

ficia

ries

Page 15: Centre for Actuarial Research Prescribed Minimum Benefits Package

Centre forActuarial Research

Average Cost of CDL by Age

0

500

1,000

1,500

2,000

2,500

3,000

3,500

4,000

4,500

5,0000

1-4

5-9

10-1

4

15-1

9

20-2

4

25-2

9

30-3

4

35-3

9

40-4

4

45-4

9

50-5

4

55-5

9

60-6

4

65-6

9

70-7

4

75-7

9

80-8

4

85+

All

Age

s

Ave

rage

Cos

t per

cas

e pa

Page 16: Centre for Actuarial Research Prescribed Minimum Benefits Package

Centre forActuarial Research

Raw Price of CDL by Age

0

250

500

750

1,000

1,250

1,500

1,750

2,000

2,250

2,500

0

1-4

5-9

10-1

4

15-1

9

20-2

4

25-2

9

30-3

4

35-3

9

40-4

4

45-4

9

50-5

4

55-5

9

60-6

4

65-6

9

70-7

4

75-7

9

80-8

4

85+

All

Age

s

Pric

e pe

r ben

efic

iary

pa

Page 17: Centre for Actuarial Research Prescribed Minimum Benefits Package

Centre forActuarial Research

Age Profile by Cluster

0%

2%

4%

6%

8%

10%

12%

14%

0

1-4

5-9

10-1

4

15-1

9

20-2

4

25-2

9

30-3

4

35-3

9

40-4

4

45-4

9

50-5

4

55-5

9

60-6

4

65-6

9

70-7

4

75-7

9

80-8

4

85+

Prop

ortio

n of

ben

efic

iarie

s

Total High Additional

Low Medium-older Medium-younger

Centre forActuarial Research

Page 18: Centre for Actuarial Research Prescribed Minimum Benefits Package

Centre forActuarial Research

Prevalence by Cluster

0

100

200

300

400

500

600

700

0

1-4

5-9

10-1

4

15-1

9

20-2

4

25-2

9

30-3

4

35-3

9

40-4

4

45-4

9

50-5

4

55-5

9

60-6

4

65-6

9

70-7

4

75-7

9

80-8

4

85+

Prev

alen

ce p

er 1

000

bene

ficia

ries

High and Medium High Medium-older Medium-younger

Page 19: Centre for Actuarial Research Prescribed Minimum Benefits Package

Centre forActuarial Research

Prevalence by Cluster

Centre forActuarial Research

0

100

200

300

400

500

600

7000

1-4

5-9

10-1

4

15-1

9

20-2

4

25-2

9

30-3

4

35-3

9

40-4

4

45-4

9

50-5

4

55-5

9

60-6

4

65-6

9

70-7

4

75-7

9

80-8

4

85+

Prev

alen

ce p

er 1

000

bene

ficia

ries

Total High and Medium Additional Low

Page 20: Centre for Actuarial Research Prescribed Minimum Benefits Package

Centre forActuarial Research

Average Cost by Cluster

Centre forActuarial Research

0

1,000

2,000

3,000

4,000

5,000

6,000

0

1-4

5-9

10-1

4

15-1

9

20-2

4

25-2

9

30-3

4

35-3

9

40-4

4

45-4

9

50-5

4

55-5

9

60-6

4

65-6

9

70-7

4

75-7

9

80-8

4

85+

Aver

age

Cos

t per

cas

e pa

Total High Medium-older

Medium-younger Additional Low

Page 21: Centre for Actuarial Research Prescribed Minimum Benefits Package

Centre forActuarial Research

Raw Price by Age and Cluster

0

500

1,000

1,500

2,000

2,500

3,000

0

1-4

5-9

10-1

4

15-1

9

20-2

4

25-2

9

30-3

4

35-3

9

40-4

4

45-4

9

50-5

4

55-5

9

60-6

4

65-6

9

70-7

4

75-7

9

80-8

4

85+

Pric

e pe

r ben

efic

iary

pa

Total High Medium-older

Medium-younger Additional Low

Page 22: Centre for Actuarial Research Prescribed Minimum Benefits Package

Centre forActuarial Research

Raw Price High vs. Low Cluster

Centre forActuarial Research

0

500

1,000

1,500

2,000

2,500

3,000

0

1-4

5-9

10-1

4

15-1

9

20-2

4

25-2

9

30-3

4

35-3

9

40-4

4

45-4

9

50-5

4

55-5

9

60-6

4

65-6

9

70-7

4

75-7

9

80-8

4

85+

Pric

e pe

r ben

efic

iary

pa

Total High Low

Page 23: Centre for Actuarial Research Prescribed Minimum Benefits Package

Centre forActuarial Research

Complete PMB Package

Page 24: Centre for Actuarial Research Prescribed Minimum Benefits Package

Centre forActuarial Research

Price of PMB Package by Age

0

2,000

4,000

6,000

8,000

10,000

12,000

0

1-4

5-9

10-1

4

15-1

9

20-2

4

25-2

9

30-3

4

35-3

9

40-4

4

45-4

9

50-5

4

55-5

9

60-6

4

65-6

9

70-7

4

75-7

9

80-8

4

85+

Mis

sing

All

ages

Pric

e pb

pa

Total CDL package

Total Outpatient package

Total Inpatient package

Complete PMB packagePublic sector