Central Keystone Living Fall 2014

FALL 2014

Parade Homesof

RenovationsCost vs. Value

PRINCIPLESof Design

Special Supplement Inside

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Contents FALL 2014

8 Expert Advice All Bubbles Are NOT Created Equal

10 Retirement Planning A Home For Your Retirement: How Do You Decide?

14 Get the Facts • Remodeling: Cost vs. Value Analysis

• Neighborhood Snapshot

18 A Buyers’ Market Top 5 Reasons Why Millennials Should Enter the Housing Market Now

IN EVERY ISSUE…6 Letter From the President

24 Green Ideas • National Energy Awareness Month

28 Tips & Trends • Prepare for Winter by Doing Outdoor Maintenance Chores This Fall • Principles of Design

37 (P1) Parade of Homes • Complete Showguide for 36 Homes

COVER STORY

37 Parade of Homes

Tips on Saving Money

with an HVAC System

26

Letter From the President

I’m delighted to introduce to you our new magazine. The Home Builders Association of Metropolitan Harrisburg

has nearly 500 members who are a wealth of knowledge in the local industry. Central Keystone Living is here to share their expert tips and plenty of useful ideas in every area of

home building, renovation, design, maintenance, ownership and rentals. As readers, you can write to us with your questions, and we’ll have experts answer them in our next quarterly issue! Articles will cover new trends and timeless winners in building design, home décor, outdoor living and more, all with a focus in Central Pennsylvania.

This inaugural issue comes to you with a very special feature in its centerfold—the 2014 PA Parade of Homes show guide. We felt this was a great way to make a big debut. Check out the homes that will be free to tour within Dauphin, Cumberland and Perry counties September 27th through October 5th.

Share us with a friend and be sure to keep an eye out in early December for our second issue. Enjoy!

PRESIDENTRobert Fisher, R. J. Fisher & Associates

VICE PRESIDENTKaren Jordan, Triple Crown Corporation

ASSOCIATE VICE PRESIDENTWayne Keech, Affiliate Settlement Services

TREASURERJudi Rineer, Acting, Boyd Wilson

SECRETARYSteve Cook, UGI

IMMEDIATE PAST PRESIDENTAND COUNCIL REPRESENTATIVECraig Deimler, GCD Construction, Inc.

BUILDER/REMODELER DIRECTORSRuss Goodling, Russell Goodling Construction

Sherry Krodel, Home Time Renovations, LLCTerry Loughran, Brindlewood BuildersBobbie Van Buskirk, AP Williams, Inc.

ASSOCIATE DIRECTORSAnn Marie Haggerty, Jack Gaughen

Bill Pierce, Fulton BankJim Pigott, Pigott Agency

Jim Rhoads, Swartz Supply

LEGAL COUNCILJames Clippinger, Caldwell & Kerns

EXECUTIVE VICE PRESIDENTWendy David, BIAE, [email protected]

ASSISTANT EXECUTIVE VICE PRESIDENTLinda McMasters, [email protected]

DIRECTOR OF MEMBER SERVICESLee Casher, [email protected]

DIRECTOR OF COMMUNICATIONS/PUBLIC RELATIONS

Amanda Kahl, [email protected]

ADMINISTRATIVE ASSISTANT (PART TIME)Barb Rowe, [email protected]

ADMINISTRATIVE ASSISTANT (PART TIME)Jean Zimmerman, [email protected]

Central Keystone Living Magazine is owned by the Harrisburg Builders Association.

The written and visual contents of this magazine are protected by copyright. Reproduction of print or digital articles without written permission from Hoffmann Publishing Group, Inc., and/or the Home Builders Association of Metropolitan Harrisburg is forbidden. The placement of paid advertisements does not imply endorsement by the HBA of Metropolitan Harrisburg.

Publisher: Hoffmann Publishing Group, Inc. 2921 Windmill Rd, Suite 4, Sinking Spring, PA 19608610.685.0914

Cover Photo: Roland Builder Inc.This home was featured in PA Street of Dreams and will be on sale in the upcoming Parade of Homes

CONTACT US: Home Builders Association of Metropolitan Harrisburg • 2416 Park Dr, Harrisburg, PA 17110717-232-5595 or 1-800-281-5539 • Fax: 717-232-5605 • www.harrisburgbuilders.com

FOR ADVERTISINGOPPORTUNITIES:

Kay Shuey

[email protected]

Robert FisherR. J. Fisher & Associates

HarrisburgBuilders.com 7

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ALL BUBBLESAre NOT Created Equal

In early 2000, the S&P 500 hit 1,553 and the tech-heavy NASDAQ surpassed 5,000. Two years later the S&P was at

768 and the NASDAQ was at 800! In the process, $6 trillion in household wealth was wiped out. We now call that period the dot-com bubble. About half a decade later, we experienced the housing market bubble. Interestingly, the value of residential real estate destroyed during that crisis was also about $6 trillion. Yet the dot-com bubble re-sulted in a mild recession while the housing bust lead to the Great Recession. What was different? It turns out a major culprit was which households suffered the destruction of wealth.

To set the table, ponder this: During the housing bust, retail spending fell 8% from 2007 to 2009, one of the largest drops ever. By contrast, retail spending increased by 5% between 2000 and 2002. Clearly, the loss-es sustained during the dot-com bust had minimal impacts on household spending decisions and thus on the overall economy. Here is why.

The decline in home prices that began in 2007 was highly concentrated among house-holds with very limited financial resources. As a result, these now much-poorer house-holds dramatically pulled back on spending and in the process unwittingly helped ush-er in the Great Recession. Remember, retail spending is about a quarter of GDP, so a de-cline of 8% over two years reduces GDP by 2%—a huge amount. It is as if these poorer households were the transmission mecha-nism through which the Great Recession got its energy.

By Elliot Eisenberg, Ph.D., GraphsandLaughs, LLC

Expert Advice


Exacerbating and reinforcing this downward spiral was the role of debt or leverage. Remember, by 2004 or 2005 a large percentage of first-time home buyers had low FICO scores, sketchy employ-ment histories and limited assets. To compensate, these Alt-A and subprime buyers borrowed heavily with their now highly levered house being their major financial asset. For example, among the poorest quintile of the population, 80% of their net worth is in their house. Even among the middle quintile, home equity is still 60% of their net worth. By borrowing so much, just a small decline in house prices could put these buyers upside down and wipe them out. Which is exactly what happened and is what turned a recession into the Great Recession. Between 2007 and 2010 the bottom 20% of the population saw their net worth fall from about $30,000 to zero.

By contrast, the financial losses sustained during the dot-com bub-ble were essentially walled off and had relatively little effect on the overall economy. This is because stock ownership is concentrated among the wealthy. As the wealthy have less debt and more assets, they could essentially shrug off the much larger financial losses they sustained yet not have them alter their day-to-day spending decisions. Among the wealthiest 20% of the population, home equity represents just 25% of their net worth. Moreover, depression-era federal laws make it hard to borrow more than 50% of the cost of stock purchases, thereby limiting the potentially negative role of leverage.

In short, the home buyers who bought in 2004 and 2005 had limited wealth and had more of it at risk than earlier home buyers. When the music stopped they were highly levered and wholly unable to protect themselves. That quickly resulted in (among other things) reduced spending, which shrank GDP and quickly cascaded into the Great Recession.

Elliot Eisenberg, Ph.D., is President of GraphsandLaughs, LLC and can be reached at [email protected]. His daily 70 word economics and policy blog can be seen at www.econ70.com.

Pat Caruso Realtor ®, ABR, CRS, GRI, MCSP

717-652-4700 Office

717-805-5568 Mobile

[email protected]

Representing builders, buyers and sellers knowledgeably with focus on needs, design and construction.


Members of the baby boom generation are now moving into their 60s and approach-ing retirement—a process that brings with it a host of confusing choices and decisions. For many, the first question is often, “Where will I live when I retire?”

Most healthy retirees begin by taking some time to study their options and make a plan. Here are some of the many options.

A Home for Your Retirement:How Do You Decide?

1. Stay where you are. People who love their home, their neighborhood and their friends may decide to stay—at least, until there’s a good reason to move. But it’s important to be realistic. A big family home can become a burden to its residents as they age. But many empty nesters have hired expert remodelers to adapt their home to make it easy to use and maintain. Stairs often become a problem, but moving the master bedroom and the laundry room to the ground floor can be part of a solution that gives such retirees many more years in the home they love.

2. Downsize. If the current home isn’t easily adaptable, it may make sense to look around for a smaller, newer home—one designed to be easy to live in and take care of. Many retirees look for such homes in one of the two varieties of age-restricted communi-ties: those where most residents are age 55 or older, or those where everyone is 62 or older. And other suitable homes can be found in all-age communities. And don’t forget apartment or condo living—a perfect option for retirees who don’t want to worry about home maintenance, or who plan to spend a lot of time traveling.

Retirement Planning

Continued on page 13


FIND THE RIGHT BUILDER!Things to consider:

Narrow your list of choices down to just a few.

the quality of work site. Are the home and materials

When you meet the builder, ask to meet the person who will supervise the building of your home.

Ask for a homeowner’s manual that will guide you through the building process.

Identify routine in-progress times when you will be invited to tour your home and have the company’s undivided attention to answer questions.

Ask for a written copy of the policies for change orders and warranties.

Each building contractor is issued a registration number must be

prominently displayed on all of his communication. It is your right to ask for that number.

For more information:HarrisburgBuilders.comThis information a service of:

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residents, assisted living options for residents who need some help, and skilled nursing care for residents who become frail

or ill. In such a community, a resident can move from one to another with a minimum of disruption.

Today’s builders and developers know that while there are 40 million peo-

ple currently 60 and older in the U.S., there will be about 56 million by 2025. Many of them will find a contractor to help them remain in their homes by looking at the National Association of Home

Builders’ directory of builders who are Certified Aging in Place Specialists—

nahb.org/CAPS. Or, to learn more about award-winning new communities, take a

look at the Gold and Silver winners of the 2014 Best of 50+ Housing Awards—nahb.org/50PlusAwards.

The residential building community is committed to cre-ating great home choices for those baby boomers—and their friends and families. If you want to learn more, contact your local home builders association or visit nahb.org.

3. Stay nearby, move to an area near adult children and grandchildren or head for a better climate. Research shows that most retirees who move prefer to stay nearby, either in the same town, the same county or the same state. But others look at the move as a liberating opportunity to do something completely different. Some even retire to another country, where the cost of living is lower. Younger retirees often consider moving to communities that focus on an active lifestyle, with enhanced opportunities for continuing education, cultural events or physical fitness programs that foster continuing wellness. In the past, people looked to the sunny Southern states for such communities. But these days, smart builders are locating such active-adult communities even in Northern states.

4. Plan for a smooth transition. Another choice for those who like to plan ahead is a community that offers many living situations. Most have independent cottages or apartments for active younger

Put your membershipto work now.Money-saving discounts that bene�t yourbusiness, your employees, and your family

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Retirement Planning Continued…


Thinking about remodeling? Questioning how it will factor into your home’s resale value? Find out the average rates for your par-ticular addition or upgrade according to the Remodeling 2013 Cost vs. Value Report (www.costvsvalue.com). The following chart was compiled to help educate you on what to expect when planning a remodel, with estimates specific to your area.

Get the Facts

© 2013 Hanley Wood, LLC. Complete data from the Remodeling 2013 Cost vs. Value Report can be downloaded free at www.costvsvalue.com.

REMODELING:Cost vs. Value Analysis


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Get the Facts

Residential Housing StatisticsMonthly Quick Sheet, July 2014

NEIGHBORHOOD SNAPSHOT…

We think housing activity statistics provide a nice glimpse of neighborhood trends. It’s great to see where your home fits within the range of homes being bought in your community, and how many days those homes were on the market. It’s a perfect tool if you’ve thought about selling or buying. Hence, we teamed up with the Greater Harrisburg Association of

Realtors to bring you a snapshot of the regional housing statistics of the areas surrounding Metropolitan Harrisburg.

You may be pleasantly surprised by the overview. We invite you to contact your local Realtors Association should you require any additional information on buying or selling your home.

Month/YearUnitsSold

MedianPrice

AveragePrice

Average Dayson Market

July 2008 827 $168,000 $193,978 68

July 2009 779 $169,900 $190,413 80

July 2010 461 $167,900 $191,097 95

July 2011 637 $159,000 $185,200 111

July 2012 723 $166,000 $185,935 103

July 2013 758 $166,500 $190,096 91

July 2014 762 $164,000 $188,283 82

Month/YearUnitsSold

MedianPrice

AveragePrice


July 2008 293 $146,900 $179,241 68

July 2009 292 $155,500 $172,628 70

July 2010 171 $159,000 $171,952 96

July 2011 229 $152,000 $174,108 112

July 2012 224 $155,000 $180,651 100

July 2013 227 $154,500 $175,870 95

July 2014 248 $151,500 $172,598 86

Month/YearUnitsSold

MedianPrice

AveragePrice


July 2008 24 $149,250 $185,977 104

July 2009 36 $142,450 $157,458 66

July 2010 21 $100,000 $116,419 101

July 2011 18 $135,950 $133,333 124

July 2012 24 $152,500 $151,968 107

July 2013 30 $149,450 $164,266 110

July 2014 34 $173,500 $183,776 77

Central Penn Multi-List, Inc. Coverage Area

Dauphin County Perry County

Cumberland County

Month/YearUnitsSold

MedianPrice

AveragePrice


July 2008 295 $185,000 $212,726 60

July 2009 263 $189,000 $209,372 72

July 2010 168 $184,450 $221,514 88

July 2011 216 $174,200 $212,617 104

July 2012 270 $179,900 $209,213 99

July 2013 293 $180,000 $211,637 84

July 2014 283 $178,650 $210,295 73

*Statistics provided by the Central Penn Multi-List, Inc. The Central Penn Multi-List, Inc., cover Cumberland, Dauphin, Perry, and portions of other counties, including northern York County.


Residential Housing SalesBy Price Points, July 2014

Chart content provided by the Greater Harrisburg Association of Realtors®, and

the Central Penn Multi-List, Inc.

Month/YearUnitsSold

MedianPrice

AveragePrice


July 2008 540 $140,000 $129,879 62

July 2009 503 $142,000 $134,951 72

July 2010 300 $139,900 $125,736 85

July 2011 442 $134,900 $126,267 108

July 2012 477 $135,000 $125,392 105

July 2013 482 $134,650 $124,350 93

July 2014 504 $134,000 $125,706 87

Month/YearUnitsSold

MedianPrice

AveragePrice


July 2008 53 $348,000 $343,533 91

July 2009 52 $334,781 $345,340 82

July 2010 40 $340,000 $340,182 123

July 2011 33 $335,000 $336,646 98

July 2012 57 $334,500 $338,277 84

July 2013 57 $347,500 $345,070 41

July 2014 53 $346,500 $343,471 91

Month/YearUnitsSold

MedianPrice

AveragePrice


July 2008 41 $541,000 $611,888 65

July 2009 28 $469,500 $523,194 133

July 2010 23 $442,244 $550,719 98

July 2011 32 $514,500 $587,093 114

July 2012 33 $485,000 $544,759 110

July 2013 41 $465,000 $505,472 106

July 2014 42 $493,425 $517,561 65

Month/YearUnitsSold

MedianPrice

AveragePrice


July 2008 193 $240,000 $243,477 80

July 2009 196 $242,100 $244,102 92

July 2010 98 $242,000 $245,933 115

July 2011 269 $243,750 $245,689 119

July 2012 156 $238,668 $239,490 103

July 2013 178 $245,000 $245,855 101

July 2014 163 $245,000 $246,471 67

$199,999 and less $200,000 – $299,999

$400,000 and more$300,000 – $399,999

DEFINITIONS• Units Sold: number of properties that settled in the month• Median Price: half of all settled properties priced higher, half lower

• Average Price: average sale price of all properties sold in month• Days on Market: average number of days sold properties were on market

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A Buyers’ Market


ReasonsWhy Millennials Should Enter the

Housing Market Now

5TOP

With the economy and housing market still recovering, some potential first-time home buyers

may be hesitant to invest in a new home. Yet there are several reasons why now is a great time for Millennials and other first-time home buyers to start building their American Dream.



1.}

2.}

3.}

Interest rates are low.

Today’s historically low interest rates are helping first-time home buyers find afford-able housing options. Average weekly interest rates for a 30-year fixed mortgage remain under 4.5%.

But it’s important to keep in mind that interest rates are sensitive to market forces and can change quickly. There’s no indication that rates will suddenly surge upward, but even a slight rate increase can push monthly payments to the point that buyers might miss out on their first choice for a new home.

Huge downpayments are not necessary.

While lenders are looking more closely at borrowers today than in recent years, there are options for purchasing your first home without a 20% downpayment. For example, the Federal Housing Administration (FHA) offers loans to first-time home buyers with downpayments as low as 3.5%. However, these loans require mort-gage insurance.

To ensure that the financing process goes smoothly, buyers should consider pre-qualifying for a mortgage and having a financing com-mitment in place before shopping for a new home. Buyers also may find that some home builders have arranged favorable financing for their customers or offer financial incentives.

New homes are built to fit your lifestyle.

Designed to accommodate today’s busy lifestyles, new homes—in-cluding urban condos and single-family homes—feature open floor plans, flexible spaces, low-maintenance materials and other ameni-ties that appeal to younger buyers.

With energy costs near the top of consumer concerns, it’s good to know that new homes can be more energy efficient than ever. Innovative materials and construction techniques mean that today’s new homes are built to be much more energy efficient than homes constructed a generation ago. Not only can they be more affordable to operate, new homes also are significantly more resource efficient and environmentally friendly.


A Buyers’ Market Continued…


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FOR ADVERTISING INFORMATION & OPPORTUNITIES CONTACT:

[email protected] 717.454.9179Kay Shuey

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Connect Your Products & Services

FALL 2014

Parade Homes Homes

of

RenovationsCost vs. Value

PRINCIPLESof Design

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Technology makes house shopping fun and easy.

Today’s tech-savvy home buyers use mobile apps to quickly gather all of the key information on a property and to see extensive photos from their cell phones or tablets. For example, Homesnap allows you to snap a picture of any home and get all the relevant property details, including any interior photos for homes on the market.

If you’re just beginning your search, Realtor.com is a popular app because it generally contains the most accu-rate information gathered from more than 800 local MLSs (multiple listing services).

If you’re checking out homes in an unfamiliar area, AroundMe helps you get a quick sense of the neighborhood by telling you the location of local restaurants, supermar-kets, other businesses and attractions.

There also are several free mortgage apps to help you determine how much you can afford and to compare real-time rates from multiple lenders. Popular mortgage calculator apps include Zillow and Trulia.

4.} 5.} Owning a home can help young families build wealth and combat rising rents.

For most Americans, homeownership is a primary source of net worth and is an important step in accumulat-ing personal financial assets over the long term. Although property values have declined in many markets, Americans have more than $10.8 trillion of equity in their homes, and for most families, home equity represents the largest share of net worth.

At the same time, rent prices continue to climb—2.8 percent in 2013—as rental vacancies dropped to their low-est point since 2000, according to a recent report from Harvard University’s Joint Center for Housing Studies. That makes now a great time to start investing in your future—instead of your landlord’s.

For more information on resources for first-time home buyers in the greater Harrisburg

area, contact us at the Home Builders Association of Metropolitan Harrisburg at

717-232-5595 or [email protected].

A Buyers’ Market Continued…

Home Builders Association of Metro Harrisburg


@HBAmh

@HBAmh


@HBAmh@HBAmh

Connect withthe HBA…


Central Keystone Living is a homeowner magazine designed to provide useful ideas, tips and information regarding every area of

home ownership, from home design, construction and renovations, to interior design, outdoor living spaces and maintenance. Articles cover new trends and timeless winners in building and remodeling; home

décor and fashion accessories; outdoor living and landscaping; and much more.

If you would like to submit ideas for future editorial stories we invite you to forward your ideas to:

AMANDA KAHLEditor, Central Keystone Living Magazine

[email protected]

Preference for submissions is given to HBA members and timely topics.

Call For Editorial Submissions


In recent years the exploration and development of Natural Gas from shale formations has led to

extremely low prices for consumers be-cause of greatly increased supply. Our home state of Pennsylvania has helped lead the way in shale gas production, and has actually become the 10th larg-est producing area in the world!

Slick water hydraulic fractur-ing, or “fracking” as it is commonly called, is a technology used to extract Natural Gas and Oil that lies within a shale rock formation thousands of feet below the surface of the earth. Combined with another technique called “horizontal drilling,” natu-ral gas companies are able to release previously untapped gas reserves and provide a less expensive, clean burning and environmentally friendly energy source. This new gas production, com-ing locally from the Marcellus Shale formation found in parts of central

NATIONAL

ENERGY AWARENESS MONTH

and western Pennsylvania, is put into a pipeline that spans the state and fi-nally enters gas supply lines that run to our neighborhoods.

Not only has increased Natural Gas production lowered prices for consum-ers, but it has also created thousands of jobs in Pennsylvania, yielding a positive community trickle-down effect. In addition, funds given back to the communities directly by gas companies and drilling companies have improved the standard of living in once blighted areas. These mon-ies have helped modernize local fire departments and build new and re-store existing playgrounds and parks used by everyone in the community. The infusion of new money into the infra-structure of small towns and bor-oughs has improved the quality of life for thousands of people living in and around the communities where Shale Fracking is occurring.

Green Ideas

Now the average household can enjoy all the benefits associated with using Natural Gas. High efficiency gas heat-ing equipment, for example, can be up to 97% efficient which saves energy while simultaneously keeping the home warm and comfortable. Because outside air is used, no heat is wasted up a chim-ney and the home is less drafty. Natural Gas that is used by homes, businesses and industries is produced only in the United States which helps the country create jobs and get away from imported oil. Natural Gas is also good for the planet as it produces 40% less green-house gases during combustion.

In the future, Natural Gas can help the United States become energy in-dependent, reduce global warming and save energy dollars for the family. Homeowners are encouraged to call their local utility to see if Natural Gas is available, or will be coming available, in their neighborhood.

George Davis, Marketing ManagerUGI Heating, Cooling & Plumbing


NATIONAL

ENERGY AWARENESS MONTH


October is Energy Awareness Month. Did you know, according to the U.S. Environmental Protection

Agency (EPA), most Americans are paying more for electricity and natural gas than they did four years ago, with the average house-hold utility bill now about $1,900 each year? According to the Department of Energy (DOE), heating and cooling accounts for about 56 percent of the energy use in a typ-ical U.S. home, making it the largest energy expense for most homes.

By Mary Ellen House, Johnson Controls

TIPS ON

SAVING MONEY with an HVAC System

To reduce these costs, all homeowners should consider the following:

Green Ideas


To learn more about energy efficient heating and cooling solutions, contact a reliable Metropolitan Harrisburg Home Builder Association member today.

• ADJUST YOUR THERMOSTAT. By raising your thermostat just a few degrees in mild temperatures and lowering it in cooler temperatures, you can help your heating and cooling system work less to maintain a comfortable indoor temperature. Programming your thermostat to accommodate your family’s time away from home and sleeping schedules will also help to ensure your system is operating only when you need it.

• INSTALL A DEHUMIDIFIER. Humidity can make the air feel hotter and heavier in warm weather. By removing the humidity, the air will feel drier and cooler and you will be able to rely less heavily on your heating and cooling system to make the air comfortable.

• PERFORM REGULAR MAINTENANCE. Clean air filters and make sure the areas around your system are clear of obstructions. Something as simple as ensuring proper insulation can improve the efficiency of your system by as much as 20 percent.

• HAVE YOUR EXISTING HOME COMFORT SYSTEM INSPECTED AND SERVICED BY A QUALIFIED TECHNICIAN. The technician will make sure your system is working properly and at peak efficiency. Or, if needed, a knowledgeable technician will also be able to recommend a new, more efficient replacement system. ENERGY STAR®-qualified equipment meets strict EPA and DOE efficiency guidelines.

BAKER DOORCOMPANY

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Lawn & Landscape Care Home Exterior Tasks

• MAINTAIN YOUR GUTTERS. Remove all debris from your gutters so water can properly drain. This minimizes standing water and slows the freeze/thaw expansion process that occurs in cold weather. Clogged gutters can damage landscaping, lawn and shrubbery, walls, foundation, basement and crawl spaces. Consider installing “gutter guards,” which will prevent debris from entering the gutter and direct the flow of water away from the house and into the ground.

• INSPECT YOUR ROOF. To help prevent expensive emergency repairs, look for damaged or loose shingles, gaps in the flashing where the roofing and siding meet vents and flues, and loose or damaged mortar around the chimney. If you see any signs of damage, call a professional to repair the damage.

• INSPECT YOUR HOME’S EXTERIOR WALLS. To prevent leaks or drafts, look for possible weather-related damage, like cracks and loose or crumbling mortar. Wood trim and siding can suffer from deteriorating paint or be-come loose. Windowsills may be cracked, split or decayed.

Prepare for Winter

By Doing Outdoor Maintenance Chores This Fall

Although the fall season is just beginning, winter is just around the corner! Take the

necessary steps now to ensure your home and lawn can hold up to another cold season.

Taking the time to tackle these chores now will save you an even larger hassle doing repair

work once winter has come and gone.

• RESEED AND FERTILIZE. Fall is a great time for new grass seed to take root, so con-sider reseeding in selected areas of your lawn. Reseeding also helps keep weeds from growing in the spring. Fertilize your lawn with a high-nitrogen fertilizer to encourage root growth. Look for a lawn fertilizer labeled “winterizing.”

• AERATE YOUR LAWN. Over time your lawn can become compacted, which hinders grass growth. Aerating—or breaking up the soil surface by poking holes into the ground—reduces thatch, loosens up compacted soils and paves the way for water and nutrients to reach the roots of your grass. There are different tools you can use to properly aerate your lawn, including self-propelled units, lawnmower attachments, and hand- or foot-powered plugging tools which can be rented or purchased at your local hardware or home supply store.

• TRIM YOUR TREES AND REMOVE DEAD BRANCHES. High winds or heavy snows can cause weak trees or branches to break and cause damage to property and person. Look for large dead branches in trees, cavities or rotten wood along trunks or major branches, mush-rooms at the base of trees, cracks or splits in trunks, and leaves that prematurely develop unusual color or size.

Tips & Trends


Prepare for Winter

By Doing Outdoor Maintenance Chores This Fall

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Have you ever walked into a room that seemed to tilt to one side even though the floor was perfectly lev-

el? Or, felt claustrophobic when the room dimensions are 15 by 20 feet? Whether you’re decorating a new home, planning a complete redo of an older existing home, or just sprucing up a hall, the principles of de-sign are the tools you will need to ensure a successful and eye-pleasing project.

The principles of design are: unity (or har-mony), proportion, balance, rhythm, and emphasis. Utilizing these principles can mean having a space that is magnificent vs. mediocre vs. downright wrong. When you

By Barbara Tabak

Principles

are making selections and/or arranging fur-nishings, keep these design principles handy.

HarmonyHarmony is essential to a successful room

design. Why? Because creating a harmoni-ous environment is exactly what good design is all about.

Exactly what is harmony? Simply defined, harmony is the pleasing and orderly arrange-ment of all design parts so that they form a consistent and satisfying whole. Harmony creates an integrated image with all the ele-ments functioning together to aid the design as a whole. A unified design is greater than

of Design

Tips & Trends


the sum of its parts. The room is seen as a whole first, before the individual elements are noticed.

Therefore, it’s key in planning your new room design that you create harmony between the sizes of different pieces of furni-ture you select for your new room. Another key consideration in creating a harmonious eclectic style is to definitely consider mixing periods and styles in your furniture pieces because it will not only make for a more harmonious feeling in your room, but will ultimately create a more interesting decorat-ing scheme. It’s important to remember that when you decide to mix different periods or styles of furnishings, that your pieces all be in the same or similar mood—either formal or informal, that is: gay and frivolous vs. se-rious, dignified and formal.

ProportionProportion refers to the relative size and

scale of the various elements in a design.



A large room can handle furnishings that are larger in scale. The smaller the room, the more petite or delicate the furnishings and decor should be. This is especially important when you move from one style of living to another. The furnishings that looked good in your 3,500 square foot family home will most likely look massive in your new 55+ community. Watch the scale of different pieces in a room. An overstuffed sofa should set the stage for the scale of all the other

furnishings. A delicate side table next to the sofa will look out of place quite easily.

The pattern of fabrics is important in small areas; keep patterns to scale. Use smaller prints and less of them. A larger room can typically handle larger prints and more colors. Rules can be broken; for example, if you have a small room but prefer a larger print. If so, make sure it has lots of white space in it and use it sparingly.

White space as a whole is important in a room. This is the space around and above furniture. A room rarely looks good when every square inch of it is filled. The eye needs room to rest, so provide it by leaving some surfaces uncovered and some walls alone.

BalanceBalance is probably the most easily un-

derstood design principle. In decorating, it simply means a state of equality—or equilib-rium between two elements or two parts of a design composition. There are two kinds of balance: formal (symmetrical) balance; and informal (asymmetrical) balance.

Formal balance is achieved when the two halves of a composition or design are exact-ly the same. Identical end tables flanking a sofa; a fireplace with matching bookshelves on either side; a pair of candlesticks placed the same distance from a central bowl of flowers all represent formal balance. This kind of evenly matched balance tends to create a sense of order and stability—even-ness—if you will. It’s fairly easy to create, but you need to remember that formal bal-ance has a tendency to make a room seem static and stiffly conventional—especially if it’s overdone.

Informal balance is achieved when two halves of a composition balance each oth-er even though they are not identical. Size or physical weight are not the only factors

Tips & Trends Continued…


We have it. kitchens

baths windows

doors roofing

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railing fencing

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Mechanicsburg 800.793.5645 York 877.407.5645

involved in this kind of balance, which can only be appraised by the eye. Bright colors have weight and tend to move forward or ad-vance while pale, softer colors or neutrals seem to recede. Irregular shapes, which engage the eye longer than regular ones, seem more important; these therefore also “weigh” more in terms of balance.

RhythmRhythm is measured motion through space: a path along which

the eye follows a regular arrangement of themes, whether in written or spoken language, music or decorating. In music, it’s achieved by regularly recurring groups of accented tones. In decorating, it’s achieved by the regular recurrence of accent features or elements. Rhythm is vital to good design because it helps hold the varied elements of a composition together, whether that composition is a single object, such as a lamp, or the contents of a whole room.

When it’s time to think about creating rhythm in your design plan, the easiest thing to do is repeat, repeat, repeat! Repeat a color. Repeat a line, a design motive, or an object more than once in a composition. And, immediately, a sense of design or purpose begins to develop. When anything is repeated, the eye is carried along from one motif to the next, and interest mounts. This is what is meant by defining rhythm as motion.

Another way to create rhythm in accessorizing is to consider repeat-ing the same type of object—say a plate collection—in varying shapes and sizes. By varying the size and shape of your plates, the repeated element becomes more interesting to the eye.



EmphasisI love creating emphasis in any design

plan. To me, emphasis is truly adding the excitement factor to the creation of a new room. The basic idea behind emphasis in decorating is that every room should have a focal point, or a center of interest that im-mediately attracts the attention of anyone entering the room.

Walking into a room with design emphasis is bound to give you a much better impres-sion of the room’s overall design. More so than walking into one that lacks any features impressive enough to attract notice. When there’s no focal point in a room, your eye tends to slide around from one part of the room to another, and boredom rapidly sets in. If nothing attracts your visual interest, it’s natural for you to become restless, and actually feel the need to move on.

Just think of how much more inviting it would be to have a colorful and comfort-able looking grouping of furniture around a fireplace with a few unusual accessories and personal touches giving a clue to your individual style and personality. Lacking a fireplace, the sofa is usually the dominant feature in a living room. If so, consider play-ing it up and giving it more importance by selecting a color or pattern that helps cen-ter your grouping. Then, by adding tables, lamps, artwork and other accessories to this grouping, you surround it with many visually interesting design objects. Remember that color is a big drawing card when it comes to claiming attention. A striking painting or piece of art will make any grouping or area more interesting.

Now, take a good, long walk through-out the rooms of your home. If something doesn’t feel right, it probably doesn’t follow the principles of design. Rearrange it, remove it, or replace it until you achieve the room—and the home—that you desire. If that seems difficult to realize, call an Interior Decorator.

Barbara Tabak, CID, WFCPDecorating Den [email protected]

Tips & Trends Continued…



HARRISBURG

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As you tour 36 Parade homes, imagine your next kitchen, master bedroom or maybe find your next home. Discover innovative ideas from architects, creative concepts from builders and illuminating ideas from decorators. Experience the latest in landscaping, interior design and home technology. See for yourself how a new home can best match the lifestyles of today. The Parade of Homes represents the best in single-family homes, multi-family homes, luxurious customs and remodeled homes.

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Builder or Remodeler Name Development Name Page

Allegheny Custom Homes . . . . . . . . . The Peninsula . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 18

Carlson Construction, Inc.. . . . . . . . . Hampden Summit . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 19

Charter Homes & Neighborhoods . . . Walden . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .21

Classic Communities . . . . . . . . . . . . Dorset Square . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .7

Fairview Ridge. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .9

Wyndhurst Manor . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .26

DeSouza Brown, Inc.. . . . . . . . . . . . . Bumble Bee Hollow . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5

Bumble Bee Hollow . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .6

The New Windy Heights. . . . . . . . . . . . . . . . . . . . . . . . . . . . . 10

EGStoltzfus Homes, LLC . . . . . . . . . . Braeburn Estates at Winding Hills . . . . . . . . . . . . . . . . . . . . .23

Kendale Oaks . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .30

September 27th to October 5th Remodeled Parade, Oct. 4th & 5th only

2014 Parade of Homes Index

Parade of Homes brought to you by:

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Builder or Remodeler Name Development Name Page

Fine Line Homes . . . . . . . . . . . . . . . . Huntleigh. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .31

FoxBuilt, Inc. . . . . . . . . . . . . . . . . . . . Deaven Woods . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .36

Amber Fields . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .40

Garman Builders, Inc. . . . . . . . . . . . . Orchard Glen . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 14

Amber Fields . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .32

Old Iron Estates. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .35

GCD Construction, Inc., d.b.a. Deimler & Sons Construction . . . . . . Camp Hill . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .39

Ionni Properties, Ltd. . . . . . . . . . . . . Deaven Woods . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .34

Keystone Custom Homes . . . . . . . . . Foxwood . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 15

Ivy Ridge. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .27

Landmark Homes . . . . . . . . . . . . . . . Carmella . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 12

Sterling Glen . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .20

Estates at Grandview. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .33

Estates at Autumn Oaks . . . . . . . . . . . . . . . . . . . . . . . . . . . .37

Outdoor Expressions/ Evening Shadows.. . . . . . . . . . . . . . . Backyard Paradise . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .41

Roland Builder, Inc. . . . . . . . . . . . . . . Liberty Point . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .22

Estates at Autumn Oaks . . . . . . . . . . . . . . . . . . . . . . . . . . . .38

Ryan Homes . . . . . . . . . . . . . . . . . . . Forgedale Crossing . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .8

Parkview at Boiling Springs . . . . . . . . . . . . . . . . . . . . . . . . . . 13

Traditions of America . . . . . . . . . . . . Traditions of America at Silver Spring. . . . . . . . . . . . . . . . . . . 16

Traditions of America at Silver Spring. . . . . . . . . . . . . . . . . . . 17

Yingst Homes, Inc. . . . . . . . . . . . . . . Olde Orchard Hill . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .4

Thornhill . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 11

Brook View . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .28

Arondale . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .29

NOTICE AND DISCLAIMER: The information contained in the Showguide is made available without charge by the Home Builders Association of Metropolitan Harrisburg (“Association”) as a resource to Parade of Homes visitors. A reasonable effort has been expended by the Association to present the information as accurately as possible at the time of publication. Nevertheless, the Association makes no representations and disclaims any responsibility or liability for omission or errors. Furthermore, the Association has not conducted any investigation as to the accuracy of any home pages or advertisement that may be contained in the Showguide, and no representation or endorsement of any home builder, advertiser, or advertiser’s product(s) or service(s) is made by the Association.

Parade of Homes section produced by:

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Parade of Homes Parade of HomesParade of Homes Parade of HomesParade of Homes Parade of Homes Parade of Homes







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Olde Orchard Hill268 Red Haven Road New Cumberland

• Beautiful hillside location with spectacular view

• Efficient floor plan is the perfect example of 1-floor living on a small scale

• Dramatic vaulted ceilings highlight the open living area

• Kitchen boasts cherry cabinets, quartz countertops and stainless steel appliances

• Low monthly association fee includes lawn, landscaping and snow removal

Directions:I-83, Exit 36. Left on Fishing Creek Rd. Left on Old York Rd. Right at entrance into community.

Yingst Homes, Inc. $207,5701








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Basement First Floor

Bumble Bee Hollow2360 Mill Road Mechanicsburg

• 1,268 sq. ft., 2 bedrooms, 2 baths, 2-car garage, ranch townhome

• Open floor plan, abundant storage plus walk-out lower level

• Birch cabinets, granite counters and hardwood floors in kitchen

• Stainless steel kitchen appliance package with refrigerator, washer and dryer

• HOA fees include snow removal, lawn maintenance and use of all amenities

Directions:Rte. 15 South to Mechanicsburg/Bowmansdale Exit. Left at light. Right on Bumble Bee Hollow Rd. Right on Old Hollow Rd. Left at Sleepy Hollow Rd. Follow the signs to home.

$237,3452 DeSouza Brown, Inc.








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First FloorBasement Second Floor

Bumble Bee Hollow2362 Mill Road Mechanicsburg

Directions:

• 3 bedrooms, 2.5 baths, 2-story townhome with 2-car attached garage

• 12’ x 19’ master bedroom suite plus large master bath and 8’ x 10’ walk-in closet

• Large open floor plan includes a huge 10’ x 13’ kitchen with walk-in pantry

• 2nd floor laundry and utility room, plus 5.5’ x 10’ storage closet

• Full Whirlpool® appliance package, gas heat, pool, fitness center and more

Rte. 15 South to Mechanicsburg/Bowmansdale Exit. Left at light. Right on Bumble Bee Hollow Rd. Right on Old Hollow Rd. Left at Sleepy Hollow Rd. Follow the signs to home.

DeSouza Brown, Inc. $239,0953








12’ 2” x 16’ 2”

10’ 10” x 13’ 10”

15’ 11” x 10’ 2”

23’ x 21’

10’ x 10’

10’ 2” x 14’ 1”

15’ x 20’ 7”

11’ 10 ” x 10’ 11”


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Dorset Square709 Jonathon Court Mechanicsburg

Directions:

• Spacious open kitchen with granite countertops

• Solid oak hardwood floors throughout entire 1st floor

• Fully finished, lower-level rec room

• 2-story living room complete with fireplace

• Large owner’s suite with large walk-in closet

Rte. 15 South to Cumberland Pkwy./Winding Hills Exit. Left on Gettysburg Pike. Left at next light. Left on E. Winding Hill Rd. Right on Orchard Blvd. Right on Old Barn Rd. Left on Westland Ct. Left on Jonathon Ct. Home is on left.

Classic Communities $249,9004









main level

although all illustrations and specifications are believed correct at the time of publication, the right is reserved to make changes, without notice or obligation. Windows, doors, ceilings, and room sizes may vary depending on the options and elevations selected. Optional items indicated are available at additional cost. This brochure is for illustrative purposes only and not part of a legal contract. it is recommended that the architectural blueprints be reserved for further clarification of features. not all features are shown. Please ask our Sales and marketing Representative for complete information.

venice uPPeR level

lOWeR level

OTheR CuSTOmizing OPTiOnSmay Be availaBle.

PleaSe See SaleS & maRkeTingRePReSenTaTive fOR DeTailS.

THE RYAN PROMISEOur concern with quality construction doesn’t stop at the point of sale. We carefully select the people who build your home. To give you peace of mind, we make at least two service inspections with our homeowners, one prior to settlement and another ten months after settlement. We back up everything we do with Ryan’s exceptional 10 year limited Warranty. There is no additional cost to the homeowner for this level of service. We promise to be there for our customers, both before and after they purchase. Our service program is proactive, sincere and convenient. it’s part of our overall concern for our customers and helps to explain why more than half our business is generated through referrals.

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Forgedale Crossing300 Forgedale Drive Carlisle

• 4 bedrooms, 2 full and 2 half baths with 2-car garage and full front porch

• Huge great room with stunning floor-to-ceiling stone fireplace, hardwood floors

• Gourmet kitchen, maple cabinets, granite counters, island and stainless appliances

• Fully finished basement retreat complete with powder room and full wet bar

• Large owner’s suite, walk-in closet, luxury owner’s bath, 2nd floor laundry

Directions:I-81 South to Exit 49 (High St.). Left on PA 641 East/W. Trindle Rd. Right on Army Heritage Dr. Right at next light. Follow Westminster Dr. for 0.5 miles. Right to stay on Westminster Dr. Left on Forge Rd. Right on Forgedale Dr. Proceed to Venice model home, 5th home on left.

$299,9905 Ryan Homes








8’ 10” x 12’ 11”9’ 3” x 12’ 11”

5’ 9” x 12’ 11”

15’ 11” x 12’ 11”

11’ 1” x 10’ 2”

10’ x 10’

20’ 5” x 21’

9’ 9” x 11’ 5”

9’ 6” x 7’ 8”

15’ 10” x 17’ 4”

15’ 11” x 13’ 5”

9’ 10 ” x 11’ 11”

10’ 10 ” x 13’

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Second FloorFirst Floor

Fairview Ridge440 Chestnut Way New Cumberland

• Full walk-out basement

• GE® stainless steel appliance package

• Oak handrails and spindles on stairs

• Luxury owner’s bath with double bowl sink, stand-up shower and separate soaking tub

• Breathtaking views worth the price of admission

$308,900Classic Communities

Directions:I-83 South to Reesers Summit Exit. Left on Pleasantview Rd. Right on Shuey Rd. Left on Chestnut Way. Home is on left.















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The New Windy Heights1117 Park Avenue Dillsburg

Directions:

• 2,358 sq. ft. with walk-out lower level and spectacular mountain views

• Spacious open floor plan features 4 bedrooms, 3.5 baths, den and 2-car garage

• Fully customizable to fit your individual lifestyle and needs

• Spectacular kitchen with maple cabinets, granite island, breakfast bar and more

• Hardwood floors in foyer, den and kitchen with stainless steel appliances

Rte. 15 South. Left on Orebank Rd. Follow approximately 2 miles to “T.” Right on Old York Rd. Left on Grouse Rd. into community. Left on Park Ave. Home is on left.

$314,830 DeSouza Brown, Inc.















First Floor Second Floor

PDF created with pdfFactory trial version www.pdffactory.com

PDF created with pdfFactory trial version www.pdffactory.com


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Thornhill6175 Rivendale Court Mechanicsburg

Directions:

• 2,180 sq. ft. duplex, 2 bedrooms, 2.5 baths, garage and full basement

• Beautiful kitchen with contrasting island, quartz countertops and farmhouse sink

• Vaulted ceilings, open loft area and skylights enhance feeling of spaciousness

• Craftsman and cottage-style details come together to create a charming exterior

• Located only minutes from the new PinnacleHealth West Shore Hospital

I-81 South to Wertzville Rd. Exit (61). Right on Wertzville Rd. Left at light on Good Hope Rd. Right at light on Rivendale Blvd. Follow Rivendale Blvd. across Jerusalem Rd. where it becomes Rivendale Ct.

$339,4708 Yingst Homes, Inc.
















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Carmella1002 Wintergreen Drive Mechanicsburg

• Master suite includes a walk-in closet and private bathroom with 5’ tile shower

• Kitchen opens to the breakfast area, granite countertops, stainless appliances

• Family room with 2-story gas fireplace and built-in cabinets/bookshelves

• Study with painted coffered ceiling, crown molding and an elegant chair rail

• Loft, central vacuum system, security system and large unfinished storage area

$369,7009 Landmark Homes

Directions:Rte. 11 South to Rte. 114/Hogestown Rd. Left on Woods Dr. Right at neighborhood entrance on Hamlet Circle. Take 1st right. Home is on right.















THE RYAN PROMISEOur concern with quality construction doesn’t stop at the point of sale. We carefully select the people who build your home. To give you peace of mind, we make at least two service inspections with our homeowners, one prior to settlement and another ten months after settlement. We back up everything we do with Ryan’s exceptional 10 Year Limited Warranty. There is no additional cost to the homeowner for this level of service. We promise to be there for our customers, both before and after they purchase. Our service program is proactive, sincere and convenient. It’s part of our overall concern for our customers and helps to explain why more than half our business is generated through referrals.

RY0613ZAPL01BSMTweb

Zachary Place LOWER LEvEL

FLOOR PLANMAIN LEvEL

Zachary Place Although all illustrations and specifications are believed correct at the time of publication, the right is reserved to make changes, without notice or obligation. Windows, doors, ceilings, and room sizes may vary depend-ing on the options and elevations selected. Optional items indicated are available at additional cost. This brochure is for illustrative purposes only and not part of a legal contract. It is recommended that the architectural blueprints be reserved for further clarification of features. Not all features are shown. Please ask our Sales and Marketing Representative for complete information.

uPPER LEvELZachary Place


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Parkview at Boiling Springs224 Iron Works Way Boiling Springs

• 4 bedrooms, 3.5 baths, 2-car side entry garage with brick front and full front porch on a half-acre+ homesite

• Finished lower level with wet bar, media room and full bath

• Gourmet kitchen with stainless appliances, granite counters, espresso cabinetry

• Luxury owner’s suite with dual walk-in closets, a soaking tub and ceramic shower

• Hardwood floors, ceramic accents, custom painting and luxury finishes

$399,99010

I-81 South to Exit 49 (PA-641 toward High St.). Right on Trindle Rd./PA 641. Left on Fairfield St. Left on York Rd./PA 74. Slight right on Westminster Dr. Left on Forge Rd. Right on Old York/W. 1st St. Right on Tavern Blvd. Right on Iron Works Way. Home is on right.

Ryan Homes

Directions:








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Orchard Glen896 Tolman Street Mechanicsburg

• Garman Design, Garman Detail—a Tradition of Excellence

• 9’ 1st floor ceilings, vaulted ceiling in family room

• 1st floor owner’s suite with tray ceiling

• Tile walk-in shower with frameless glass surround

• Gas fireplace with stone surround accents family room

$445,99011 Garman Builders, Inc.

Directions:Rte. 15 South to Cumberland Pkwy. Exit toward Winding Hill Rd. Left on Gettysburg Pike. Left toward Mt. Allen Dr. Left on Mt. Allen Dr. which becomes E. Winding Hill Rd. Orchard Glen is on left.








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DECK16'0 x 14'0

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FOYER

PR

PORCH

STORAGE

BREAKFAST13'0 x 13'10

BED 211'0 x 13'7

BED 413'0 x 16'0

OWNERS SUITE19'3 x 16'0

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BED 311'0 x 13'7

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Foxwood508 Mulberry Drive Mechanicsburg

• Foxwood community with homes starting from the $270s

• Hardwood flooring, private study, formal dining room, family room, kitchen with breakfast area

• Spacious Ethan floor plan with 4 bedrooms and 2.5 baths

• Owner’s suite with private Venetian bath, 2 walk-in closets, 2nd floor laundry

• Bright breakfast area leads to 14’ x 16’ deck, 20-year structural warranty

$459,99012 Keystone Custom Homes

I-81, Exit 57. South toward Mechanicsburg, Rte. 114. Left on Mulberry Dr. Model home is on right. OR Rte. 581 to Exit 3. Rte. 11 West (Carlisle Pike). Right on Carlisle Pike. Left at light on Rte. 114. Left on Mulberry Dr. Model home is on right. OR From Mechanicsburg, travel north on Rte. 114 1.3 miles. Right on Mulberry Dr. Travel 0.1 mile. Model home is on right.

Directions:









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Traditions of America at Silver Spring304 Founders Way Mechanicsburg

• Voted one of the best Master Planned Communities by “Where to Retire” Magazine

• New single family home with single-level living and 1st floor master suite

• Low maintenance, active lifestyle living—we do the work so you can live better

• Clubhouse with fitness center, media room, sauna, sports bar, outdoor heated pool

• Ask about HomeFree—if you don’t sell your home, you don’t have to buy ours

$479,90013 Traditions of America

Directions:Carlisle Pike, travel west toward Carlisle. Left on Hempt Rd. Hempt Rd. turns into State Rd. Travel 2.2 miles. Community is on right.









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Traditions of America at Silver Spring306 Founders Way Mechanicsburg

• Voted one of the best Master Planned Communities by “Where to Retire” Magazine

• New single family home with single-level living and 1st floor master suite

• Low maintenance, active lifestyle living—we do the work so you can live better

• Clubhouse with fitness center, media room, sauna, sports bar, outdoor heated pool

• Ask about HomeFree—if you don’t sell your home, you don’t have to buy ours

$539,90014

Directions:Carlisle Pike, travel west toward Carlisle. Left on Hempt Rd. Hempt Rd. turns into State Rd. Travel 2.2 miles. Community is on right.

Traditions of America









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The Peninsula22 Bridgeport Drive Mechanicsburg

• Quality craftsmanship and custom homes delivered by our local partners and experts

• Attention to detail captured in every single room

• Extensive knowledge in every aspect of construction to create your beautiful home

• Our goal is delivering the keys to your home that you’ll be proud of for years

• Local people, unlimited possibilities, extraordinary results

$549,90015 Allegheny Custom Homes

Directions:Rte. 581 to Carlisle Pike Exit. Right on Carlisle Pike. Right on Sample Bridge Rd. Right on Bridgeport Dr. Home is on right.









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Hampden Summit1284 Summit Way Mechanicsburg

• Solidly constructed, stone/shingle exterior home with large porch and metal roof

• 4 large bedrooms with 3.5 baths, large laundry, custom granite kitchen with pantry

• Huge master suite with 12’ closet, granite counter and fireplace at the Whirlpool®

• Genuine, solid oak flooring, tray ceiling and exciting Executive® trim

• Extensive landscaping on large lot with large family room, 18’ stone fireplace and rear stairway with iron balusters

$558,90016

Directions:Rte. 581 West to Creekview Rd. Exit. West on Creekview Rd. First right on Summit Way. Home is on left.

Carlson Construction, Inc.









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Sterling Glen28 Springdale Way Mechanicsburg

• A dramatic 2-story ceiling makes for a grand entrance

• 1st floor study, formal living room and spacious great room

• Large raised rec room on 2nd floor

• Eat-in kitchen features granite countertops and tile backsplash

• Large master bedroom, expansive walk-in closet, private bathroom with Whirlpool® tub

$569,70017 Landmark Homes

Directions:Rte. 11 West to south on Hogestown Rd./PA 114. Left on Woods Dr. Enter community via left on Sterling Glen Way. Left on Springdale Way. Home is on right.








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Walden77 Tavern House Hill Mechanicsburg

• Features 3,221 sq. ft. of living space, including the debut of the newest design ideas

• Located in Walden, the fastest selling neighborhood in Central PA

• Pro kitchen features granite counters, perfectly placed storage and designer accents

• Large windows fill spaces with natural light from every angle

• Top interior design accents and finishes chosen by our award-winning interior stylist

$583,99018

Directions:I-83 South to Rte. 581 West, Exit 41A. Travel 5 miles to Exit 3, Rte. 11/Carlisle Pike. Right on Carlisle Pike. Travel 1.5 miles. Left on Silver Spring Rd. Right on Woods Dr. Right on Walden Way. Right on Tavern House Hill to home on corner.

Charter Homes & Neighborhoods








www.rolandbuilder.com

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Liberty Point1742 Liberty Cove Mechanicsburg

• Open 1-story floor plan with 3 bedrooms and 2 baths

• Walk-out lower level with large composite deck above

• Custom wood moldings and stained wood beams

• Arched iron front door

• Central vacuum, window candles and audio in 4 rooms

$610,00019 Roland Builder, Inc.

Directions:Rte. 581 to Rte. 15 South. Rte. 15 to Rossmoyne Rd./Wesley Dr. Exit. Take Rossmoyne Rd. Right on Lisburn Rd. Travel 0.5 miles. Left on Thompson Ln. Travel 0.5 miles to Liberty Point entrance on right.









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Braeburn Estates at Winding Hills406 Lake Drive Mechanicsburg

• 3,863 sq. ft. home with 4 bedrooms, 3.5 baths and an oversized 3-car garage

• Entrance courtyard with guest parking and custom mahogany front entryway

• Master suite with spa-like bath, unique free-standing tub and walk-in shower

• Hardscaped and covered outdoor living areas highlighted by a gas firepit

• Furnished and accessorized by INTERIORS Furniture & Design

$728,85020

Directions:Rte. 15 South to Cumberland Pkwy./Winding Hill Rd. Exit. Left on Gettysburg Pike. Left on Winding Hill Rd. Right on Orchard Blvd. Follow Orchard Blvd. to first traffic circle. Right on Lake Dr. Follow into Braeburn Estates. House is on right.

EGStoltzfus Homes

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Summit WayHogestown Rd. Sample Bridge Rd.

Lambs Gap Rd.

Good Hope Rd.

Orrs Bridge Rd.

Hempt Rd.

Orchard Blvd.

Old York Rd.

Hershey Rd.

Wertzville Rd.

Elmerton Ave.

Lyters Ln.

Linglestown Rd.

Old York R

d.

Valley Rd.

E. Penn Dr.

Union Deposit Rd.

Devonshire Heights Rd.

Red Top Rd.

Deaven Rd.

Old Jonestown Rd.DevonshireRd.

NewsideRd.

Derry St.

Paxton St.

Nyes R

d.

Page Rd.

Conway Rd.

N. Progress Ave.

Front St.

Cam

eron St.

Cameron St.

N. 61st St.

S. 63rdSt.

Colonial R

d.C

olonial Rd.

Patton Rd.

Mountain R

d.

Piketown R

d.

Creekview Rd.

Market St. Grand

view D

r.

Hersh

ey P

ark D

r.

Mill Rd.

TexacoRd.

Woods Dr.

Lisburn Rd.

Arcona Rd.

Forge Rd.

Westmins

ter

EastLisburn Rd.

Lisburn Rd.

Boiling Springs Rd.

Limekiln Rd.

CumberlandPkwy.

SilverSpring R

d.Mulberry Dr.

FishingCreek Rd.

Carlisle Pike

Trindle Rd.

York

St.

York Rd.

William

s

Grove

Rd.

114

114

944

39 743

230

230

39

641

641

581

74

174

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322

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Thompson Ln.

Single Family Home

Multi-Family Home

Remodeled

Outdoor Living

PAParadeofHomes.com


Yingst Homes, Inc. 268 Red Haven Road. . . . . . . . . . . . . . pg. 4

DeSouza Brown, Inc. 2360 Mill Road . . . . . . . . . . . . . . . . . . pg. 5

DeSouza Brown, Inc. 2362 Mill Road . . . . . . . . . . . . . . . . . . pg. 6

Classic Communities 709 Jonathon Court . . . . . . . . . . . . . . pg. 7

Ryan Homes 300 Forgedale Drive . . . . . . . . . . . . . . pg. 8

Classic Communities 440 Chestnut Way. . . . . . . . . . . . . . . . pg. 9

DeSouza Brown, Inc. 1117 Park Avenue . . . . . . . . . . . . . . . pg. 10

Yingst Homes, Inc. 6175 Rivendale Court . . . . . . . . . . . . pg. 11

Landmark Homes 1002 Wintergreen Drive . . . . . . . . . . pg. 12

Ryan Homes 224 Iron Works Way . . . . . . . . . . . . . pg. 13

Garman Builders, Inc. 896 Tolman Street. . . . . . . . . . . . . . . pg. 14

Keystone Custom Homes 508 Mulberry Drive . . . . . . . . . . . . . . pg. 15

Traditions of America 304 Founders Way . . . . . . . . . . . . . . pg. 16

Traditions of America 306 Founders Way . . . . . . . . . . . . . . pg. 17

Allegheny Custom Homes 22 Bridgeport Drive. . . . . . . . . . . . . . pg. 18

Carlson Construction, Inc. 1284 Summit Way . . . . . . . . . . . . . . . pg. 19

Landmark Homes 28 Springdale Way . . . . . . . . . . . . . . pg. 20

Charter Homes & Neighborhoods 77 Tavern House Hill . . . . . . . . . . . . . pg. 21

Roland Builder, Inc. 1742 Liberty Cove . . . . . . . . . . . . . . . pg. 22

EGStoltzfus Homes 406 Lake Drive . . . . . . . . . . . . . . . . . pg. 23

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West Shore

WEST

Summit WayHogestown Rd. Sample Bridge Rd.

Lambs Gap Rd.

Good Hope Rd.

Orrs Bridge Rd.

Hempt Rd.

Orchard Blvd.

Old York Rd.

Hershey Rd.

Wertzville Rd.

Elmerton Ave.

Lyters Ln.

Linglestown Rd.

Old York R

d.

Valley Rd.

E. Penn Dr.

Union Deposit Rd.

Devonshire Heights Rd.

Red Top Rd.

Deaven Rd.

Old Jonestown Rd.DevonshireRd.

NewsideRd.

Derry St.

Paxton St.

Nyes R

d.

Page Rd.

Conway Rd.

N. Progress Ave.

Front St.

Cam

eron St.

Cameron St.

N. 61st St.

S. 63rdSt.

Colonial R

d.C

olonial Rd.

Patton Rd.

Mountain R

d.

Piketown R

d.

Creekview Rd.

Market St. Grand

view D

r.

Hersh

ey P

ark D

r.

Mill Rd.

TexacoRd.

Woods Dr.

Lisburn Rd.

Arcona Rd.

Forge Rd.

Westmins

ter

EastLisburn Rd.

Lisburn Rd.

Boiling Springs Rd.

Limekiln Rd.

CumberlandPkwy.

SilverSpring R

d.Mulberry Dr.

FishingCreek Rd.

Carlisle Pike

Trindle Rd.

York

St.

York Rd.

William

s

Grove

Rd.

114

114

944

39 743

230

230

39

641

641

581

74

174

74

74

11

11

22

22

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322

322

422

15262

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392

83

81

283

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81

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26

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Thompson Ln.

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Classic Communities 4309 North Victoria Way . . . . . . . . . . pg. 26

Keystone Custom Homes 434 Yale Street . . . . . . . . . . . . . . . . . pg. 27

Yingst Homes, Inc. 7093 Beaver Creek Road. . . . . . . . . . pg. 28

Yingst Homes, Inc. 6914 Derrick Drive . . . . . . . . . . . . . . pg. 29

EGStoltzfus Homes 7046 Beaver Spring Road . . . . . . . . . pg. 30

Fine Line Homes 6450 Finch Lane . . . . . . . . . . . . . . . . pg. 31

Garman Builders, Inc. 6001 Camden Drive . . . . . . . . . . . . . pg. 32

Landmark Homes 176 Savannah Drive . . . . . . . . . . . . . pg. 33

Ionni Properties, Ltd. 6503 Plowman Ridge . . . . . . . . . . . . pg. 34

Garman Builders, Inc. 6431 Moline Lane . . . . . . . . . . . . . . . pg. 35

FoxBuilt, Inc. 6520 Plowman Ridge . . . . . . . . . . . . pg. 36

Landmark Homes 2744 Colonial Road . . . . . . . . . . . . . . pg. 37

Roland Builder, Inc. 2749 Colonial Road . . . . . . . . . . . . . . pg. 38

GCD Construction, Inc., d.b.a. Deimler & Sons Construction 2300 Harvard Avenue . . . . . . . . . . . . pg. 39

FoxBuilt, Inc. 6008 Three Rivers Drive . . . . . . . . . . pg. 40

Outdoor Expressions/ Evening Shadows 1427 Concord Drive. . . . . . . . . . . . . . pg. 41

21

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23

24

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28

26

27

29

30

31

32

33

34

35

36

NOTE: This map is not to scale.

East ShoreRemodeled Parade, Oct. 4th & 5th only

EAST















14’ 1” x 15’ 5”

11’ x 9’

14’ 7” x 15’ 5”

13’ 2” x 10’ 11”

10’ 2” x 10’ 10”

10’ 2” x 9’ 7”

18’ 7” x 19’ 10”

10’ x 14’ 9”

16’ 4” x 12’ 1”

14’ 1” x 14’ 11”


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Wyndhurst Manor4309 North Victoria Way Harrisburg

• Spacious open kitchen with granite countertops

• Living room features vaulted ceiling

• GE® stainless steel appliance package

• Large upper level loft overlooking 1st floor living room

• Oil rubbed bronze plumbing, lighting and fixtures throughout

Directions:I-83 North to Colonial Park Exit. Jug handle to Colonial Rd. Cross over Rte. 39/Linglestown Rd. Right on N. Victoria Way. Home is on right.

$259,900Classic Communities21















D/W

FIRST FLOORVRs067

FAMILY17'4 x 15'4

STUDY10'0 x 12'0

DINING10'0 x 14'6

UP

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GARAGE19'4 x 21'4

DECK14'0 x 14'0

BRKFST

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SECOND FLOORVRs067

OWNERS SUITE16'0 x 15'0

BED 211'0 x 12'0

BED 310'0 x 11'0

BED 412'0 x 13'4

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PAParadeofHomes.com


22


Ivy Ridge434 Yale Street Harrisburg

• Ivy Ridge community with homes starting from the $190s

• Spacious Mansfield floor plan with 4 bedrooms and 2.5 baths

• Hardwood flooring, private study, family room, kitchen with breakfast area

• Owner’s suite with private Venetian bath and walk-in closet

• Sunroom and 14’ x 14’ deck, 20-year structural warranty

Directions:I-83 South to Paxton St. Exit. Left on Paxton St. Right on Friendship Dr. Left on Harrisburg St. Right on Orchard St. Community is on right.

$339,900Keystone Custom Homes















10'7" X 12'7" 10'1" X 13'10"

10'0" X11'10"

12'4" X 16'0"

HALL

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LAUNDRY

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MASTER BEDROOM

21'0" X 13'3"FAMILY ROOM

11'8" X 11'3"OFFICE

23'8" X 27'5"

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Yingst Homes, Inc.(717) 652-2663The Stewart7093 Beaver Creek RoadHarrisburg, PA 17112

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MASTER BEDROOM

21'0" X 13'3"FAMILY ROOM

11'8" X 11'3"OFFICE

23'8" X 27'5"

FOYER 12'4" X 12'1"

BREAKFAST AREA MUDROOM

GARAGE

DINING ROOM

KITCHEN11'6" X 12'6"

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Yingst Homes, Inc.(717) 652-2663The Stewart7093 Beaver Creek RoadHarrisburg, PA 17112

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Brook View7093 Beaver Creek Road Harrisburg

Directions:

• 2,148 sq. ft., 2 stories, 4 bedrooms, 2.5 baths, 2-car garage

• Floor plan easily accommodates the needs of a growing family

• “Craftsman” style details offer a new take on traditional design

• Custom kitchen with Corian® countertops and stainless steel appliances

• Outfitted with an innovative security system provided by Hidef® Lifestyles

I-81 North, Exit 72 toward Linglestown. At the square, right on Rte. 39 (Linglestown Rd.). Right on Piketown Rd. Left on Sandy Hollow Rd. Community is on right.

Yingst Homes, Inc. $349,900















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Arondale6914 Derrick Drive Harrisburg

• 1,860 sq. ft. ranch-style duplex home with 2 bedrooms and a study

• Custom kitchen with island and breakfast nook, plus a formal dining room

• Front porch opens to a lovely community walking park

• Covered rear patio and fenced courtyard provide private outdoor area

• Full-sized, 2-car garage and full basement means plenty of storage space

Directions:Rte. 22 East (Allentown Blvd.). Right on Jonestown Rd. at the light by Bradford Village. Left on Sarhelm Rd. Continue straight to development on right.

$355,136Yingst Homes, Inc.24








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First Floor

Kendale Oaks7046 Beaver Spring Road Harrisburg

Directions:

• The Barrington has 2,284 sq. ft. of living space with 3 bedrooms and 2.5 baths

• Large master bedroom with a tray ceiling and large walk-in closet

• The master bath features a Whirlpool® tub with a separate shower

• Hardwood floors in the foyer, dining room and 1st floor hallway

• Great room with cathedral ceiling and gas fireplace with granite surround

I-83 North to Exit 46B (US 322 East) toward Hershey. Left on Grayson Rd. Right on Milroy Rd. Milroy Rd. turns slightly left and becomes S. Nyes Rd. Left on Conway Rd. Right on Creek Run Rd. Left on Beaver Spring Rd.

EGStoltzfus Homes $369,994









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PAParadeofHomes.com


Huntleigh6450 Finch Lane Harrisburg

Directions:

• Tranquil country setting—spectacular views of Blue Mountain

• Comfortably sized lots with all the conveniences of Lower Paxton Township

• Features 3,338 sq. ft. of luxurious living space which is creatively decorated

• Spacious owner’s suite offers an oasis of amenities for relaxing and de-stressing

• Side entry 3-car garage, home office, plenty of natural light and more

Nyes Rd., west on Union Deposit Rd. Left on Conway Rd. Left on Painted Sky Dr. into Huntleigh community. Left on Finch Ln.

Fine Line Homes $426,50026








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Amber Fields6001 Camden Drive Harrisburg


• Gas fireplace with stone surround accents the grand 2-story family room

• Spacious owner’s suite features 2 walk-in closets and luxury owner’s bath

• Jack-and-Jill bathroom for bedrooms 2 and 3 and a private bath for bedroom 4

• Colonial wainscoting and coffered ceiling detail in the dining room

Directions:I-83 South to Exit 50B. Left on Jonestown Rd. Right on Devonshire Rd. Left on Devonshire Heights Rd. Right on Veterans Ln.

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Estates at Grandview176 Savannah Drive Hummelstown

Directions:

• Spacious owner’s suite with private bathroom, Whirlpool® and tile shower

• 2-story foyer with 9’ ceilings on 1st floor, designer trim detail throughout

• 2nd floor includes a large raised rec room, laundry area, 4 bedrooms and 3 baths

• Cozy gas fireplace with floor-to-ceiling stone surround in the great room

• Kitchen opens into a sunny breakfast area and great room

Rte. 322 East toward Hershey. Merge on Hersheypark Dr. Rte. 39 West (N. Hershey Rd.) for 1.4 miles. Left on Grandview Rd. Enter neighborhood via 2nd Savannah Dr. entrance on right. Home is on left.

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Deaven Woods6503 Plowman Ridge Harrisburg

• Gourmet kitchen with island seating for 4 that opens into the family living space

• 3 generously sized bedrooms, an oversized master suite with his-and-her closet

• Eucalyptus hardwood on 1st floor with granite counters in kitchen and all bathrooms

• Custom high-quality molding throughout the home

• A unique double-tray ceiling in the master suite

Directions:I-81 North to Exit 72A Paxtonia. Merge on N. Mountain Rd. OR I-81 South to Exit 72. Left on N. Mountain Rd. Cross over Allentown Blvd. Left on Jonestown Rd. Right on Deaven Rd. Left on Plowman Ridge in Deaven Woods.

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Old Iron Estates6431 Moline Lane Harrisburg

Directions:


• Modern farmhouse design with 3,925 sq. ft.

• 10’ 1st floor ceilings and 9’ 2nd floor ceilings

• Custom cabinetry with stainless steel appliances

• Pedestal tub and tile walk-in shower with frameless glass surround

Rte. 22, travel south on Nyes Rd. Left on Red Top Rd. Left on Deere Ln. Left on Moline Ln.

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Deaven Woods6520 Plowman Ridge Harrisburg

• 4,686 sq. ft. home on .5 acre featuring 5 bedrooms, 4.5 baths and 3-car garage

• Unique trim, woodworking and stonework throughout the entire home

• Hearth room features a wood-burning fireplace, a gas fireplace in the great room

• 14’ x 16’ covered deck overlooking wooded area with a custom sound system

Directions:I-81 North to Exit 72A Paxtonia. Merge on N. Mountain Rd. OR I-81 South to Exit 72. Left on N. Mountain Rd. Cross over Allentown Blvd. Left on Jonestown Rd. Right on Deaven Rd. Left on Plowman Ridge in Deaven Woods.

$739,900FoxBuilt, Inc.31








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Estates at Autumn Oaks2744 Colonial Road Harrisburg

Directions:

• Spacious owner’s suite with sitting area and see-through fireplace

• 10’ ceilings on 1st floor and designer trim detail throughout

• Theater room, game room, hearth room and kitchen in the fully finished basement

• Centrally located kitchen is open to the breakfast nook/gathering area

• 2-car, side-load garage connected by an outdoor courtyard to the 3rd detached garage

I-83 North to Exit 50A (US-22 East/Jonestown Rd.). Merge right on US-22 East/Jonestown Rd. Left on Colonial Rd. Travel 3.8 miles. Home is on left.

Landmark Homes $939,70032















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Estates at Autumn Oaks2749 Colonial Road Harrisburg

• English manor home with classic exterior details

• 5 bedrooms, 4.5 baths, 3-car garage

• Architectural details with custom moldings throughout, 10’ 1st floor

• Blend of high-end features with easy, casual living

• Outdoor living area

Directions:I-83 North to Exit 50A. Merge right on US-22 East/Jonestown Rd. Left on Colonial Rd. Travel 3.8 miles. Home is on right.

$1,100,000Roland Builder, Inc.33















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Camp Hill2300 Harvard Avenue Camp Hill

Directions:

• Master bathroom addition

• Custom-tiled shower

• Custom vanity

• Sunroom addition

Rte. 581 to Camp Hill Exit. Right on Harvard Ave. Home is on left.

GCD Construction, Inc., d.b.a. Deimler & Sons Construction34








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Amber Fields6008 Three Rivers Drive Harrisburg

• 1,200 sq. ft. of basement done FoxBuilt style

• Rooms include kids’ gaming area, main gathering area, bar, gym and full bath

• Lots of trim and custom woodworking throughout

• Custom bar with lots of trim and custom stone

• Stone gas fireplace with custom mantle

Directions:I-81 North to Exit 72A Paxtonia. Merge on N. Mountain Rd. OR I-81 South to Exit 72. Left on N. Mountain Rd. Cross over Allentown Blvd. Left on Jonestown Rd. Right on Nyes Rd. Right on Devonshire Heights Rd. Left on Veterans Ln. Right on Camden Dr. Left on Three Rivers Dr.

FoxBuilt, Inc.








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Backyard Paradise1427 Concord Drive Mechanicsburg

• Large paver patio combined with a deck provides inviting space to entertain

• Bring vibrant colors to life with Evening Shadows low-voltage landscape lighting

• Vinyl pergola with 2 retractable awnings creates a cool place to relax

• Outdoor kitchen with travertine marble countertops and a gas fireplace

• Natural stone waterfall flows into a vinyl-lined pool with bullnose coping

Directions:I-81 to Rte. 581 East. Take Exit 2. Right on Creekview Rd. Left on Lambs Gap Rd. Right on Saratoga Rd. Left on Concord Rd. House is on left.

Outdoor Expressions/Evening Shadows36

Outdoor Landscape Lighting Specialist Installation & Service

www.garmanbuilders.comDirections Available Online:

2014 P A R A D E O F H O M E S

Tour all 3 of our Parade homes and you’ll be entered into our drawing to win an iPad Mini!

Get a stamp from the host/hostess at each model you visit. Simply complete the entry form and submit it at the last model you visit.

Good luck!

Garman Builders Parade PASSPORT

Name: _______________________________________________________________________

Address: _____________________________________________________________________

Email: _______________________________________________________________________*Disclaimer: Entries accepted September 27 - October 5, 2014. All entries will be entered into a ran-dom drawing. One winner will be selected and contacted by October 20, 2014. Winner agrees toallow Garman Builders, Inc. to post their photo receiving a free Apple iPad Mini on social media websites. Limit one entry per person. Entry form must be completed in entirety. Employees excluded.

ENTER TO WIN AN iPadMini!

- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -

In-house Architectural Designers.Efficient Timelines. Quality Design Build.

Solid 42-Year Reputation.

Renovations byGarmanNow your home can be a Garman home.

717-733-1606 www.renovationsbygarman.comPA080088

Visit with representatives from our sister company:

Amber Fields #27Ellsworth • $436,9906001 Camden Drive, Harrisburg

Old Iron Estates #30Custom • $659,9906431 Moline Lane, Harrisburg

Orchard Glen #11Davenport • $445,990896 Tolman St., Mechanicsburg

27 11 30

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3�Find the right builder. FindNBuild is the fast, easy way to explore local, quality

builders for your new home.• Search by county, city, school district or

builder name. • Includes helpful home building and energy-saving

tips and a list of local resources. • Available as a FREE app and online at

www.findnbuild.com.

An essential checklist for anyone building

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3��Look for natural gas availability. Find out if natural gas is available where you want to

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natural gas compared to $130 with electric.* Compare your new home’s cost of using clean, efficient natural gas vs. electric with the UGI Heating Savings Calculator. Go to www.ugi.com/ calculator, click on New Home Construction, and answer a few questions. In a matter of seconds, you’ll see the potential savings you’ll enjoy every year.

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fultonbank.comFulton Bank, N.A.

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Documents

Central Keystone Living Fall 2014