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CENTER FOR FINANCIAL CENTER FOR FINANCIAL EDUCATIONEDUCATION
A Christian approach to A Christian approach to money managementmoney management
Mission StatementMission Statement
•To educate families in responsible money management from a Christian perspective.
Case for ChangeCase for Change
• One third of all households in the nation are unable to pay for their basic needs on a regular basis.
• Poverty leads to many other problems such as divorce, isolation, depression and many times abuse.
• Half of all marriages today end in divorce. Over 2/3 of those state financial reasons as a chief cause.
• Providing the basic necessities will continue to cost more over the next five years.
• Government programs will continue to provide less and less services due to cost.
• Without including our faith we are only putting a band-aid on a problem.
• Over 50% of the people in NW Iowa are less than 1 paycheck away from homelessness.
Preferred FuturePreferred Future
• No divorce would No divorce would be based solely on be based solely on financial difficultiesfinancial difficulties
• No healthy No healthy relationship would relationship would end because a end because a family could not family could not resolve financial resolve financial issuesissues
All families would All families would have enough have enough resources to resources to provide for their provide for their needsneeds
Families would have Families would have time and energy time and energy for their spiritual for their spiritual lifelife
• Community Community members will be members will be concerned and concerned and compassionate for compassionate for those who are those who are experiencing experiencing unexpected unexpected financial problemsfinancial problems
• A young couple was referred to CFE A young couple was referred to CFE by a local bank. They were not happy by a local bank. They were not happy to be here because they did not see to be here because they did not see the value of the services CFE can the value of the services CFE can provide. During the first couple of provide. During the first couple of appointments they were obviously appointments they were obviously unhappy and uncomfortable with the unhappy and uncomfortable with the situation. situation.
• However, they did agree to follow the However, they did agree to follow the beginning plan set for them. By the beginning plan set for them. By the fourth visit they were excited fourth visit they were excited because they were seeing progress because they were seeing progress in their debt being reduced. That in their debt being reduced. That excitement and encouragement is excitement and encouragement is continuing as they are learning to continuing as they are learning to use their resources God’s way.use their resources God’s way.
Leadership TeamLeadership TeamMark SnellerMark SnellerBeth CampbellBeth CampbellLarry BrouwerLarry BrouwerLynn Van BeekLynn Van BeekShirley BornShirley BornVern MouwVern MouwCraig AukesCraig AukesSheryl Hulstein Sheryl Hulstein Dale Vander WiltDale Vander WiltMark RensinkMark Rensink
Our Success PlanOur Success Plan
• ClassesClasses
BudgetingSavingInvestingGiving
• ClientsClientsMeeting one-to-oneProviding guidanceAssisting with creditorsDeveloping a budget
• Demonstration ProjectDemonstration ProjectMeeting with DHS, legislators, and
community leadersDevelop a demonstration for the HOPE Loan to allow families tomeet emergency expenses, learn the loan process, obtain
positive credit history, and stop thecycle of hand-outs instead of Hand-ups
Our GoalsOur Goals
• To help clients help themselves and enable us to be proactive rather than reactive. Also to be more efficient by working with more than one family at a time
• To change the mindset/expectations; to focus on the future; to make wise God honoring financial decisions
• To help families get out of the poverty system by providing a means to meet unexpected emergency expenses, to learn how to apply and receive a loan, to obtain a positive credit history
How We Measure Our Success How We Measure Our Success
•Through classes we can make more effective use of time and reach more families
•By adding staff hours we are able to serve more families
•The demonstration project will incorporate a new approach to services that will improve the quality of services offered.
Your help is neededYour help is needed
• Prayer warriors – these are the Prayer warriors – these are the foundation of the CFE ministryfoundation of the CFE ministry
• Volunteers – families need individual Volunteers – families need individual encouragement and assistanceencouragement and assistance
• Contributions – choose to give a one Contributions – choose to give a one time gift or a regular monthly gift to time gift or a regular monthly gift to assist this ministry in helping familiesassist this ministry in helping families
Thank youThank you
• For your prayersFor your prayers
• For your encouragementFor your encouragement
• For your support for CFEFor your support for CFE
Contact UsContact Us
• Phone: 712-722-3527 in Sioux CenterPhone: 712-722-3527 in Sioux Center
• E-mail: [email protected]: [email protected]
• Mail: 334 N. Main Ave Mail: 334 N. Main Ave
Sioux Center, IA 51250Sioux Center, IA 51250
• Website: www.cfeministries.orgWebsite: www.cfeministries.org
