Remembered with love

GROUP & INDIVIDUALFUNERAL COVER

INTRODUCTION

Cell Funeral Assurance Company is a subsidiary of Cell Holdings. It is the only Funeral Assurance Company offering Rent-a-Captive products in addition to the conventional products. We offer cover to corporates, organised groups and individuals. STANDARD FUNERAL SERVICES OFFERED

Undertakers' ServicesBody Removal ServicesMortuary ServicesWashing and Dressing ServicesPartial EmbalmingLowering devices and TentsShroudingGravesite tentOvernight ServicesDocumentation (Burial Order, Grave Bookings)

I-DEAL PLAN comprising of:

IMPERIAL

MODESTThis a middle of the range package that offers the following

This is an executive package that offers the following in addition to the standard services listed above; ? Executive Hearse Transport within Zimbabwe ? Mourners transport in form of a 30 seater bus within Zimbabwe

? Wooden Dome casket or 3 Tier casket

in addition to the standard services listed above; ? Ordinary Hearse Transport within Zimbabwe ? Mourners transport in the form of a 30 seater bus within Zimbabwe

? 2 Tier Casket or 3 Tier coffin

COMFORT

This is cost effective package that offers the following in

addition to the standard services listed above;

? Ordinary Hearse Transport within Zimbabwe ? 2 Tier Coffin or Open face Coffin

MAZDA BT50 HEARSE

U-NIQUE PLAN

Offered to corporates and organized groupsProvides a credit facility on funeral servicesCell Funeral Assurance is the official service providerServices are extended to members as defined in the contractServices are immediately provided on notification of deathPayment is made on agreed terms upon presentation of invoice

FORD XLT DOUBLE CAB TRI-AXLE HEARSE

30 SEATER NISSAN MINI-BUS

EX-CELL PLAN

ADVANTAGES OF THE EX-CELL PLAN

This is a plan for the corporates and organized groups based on a rent-a-cell concept.1. Information needed to self assure through Cell Funeral a) Total number of employees/members to benefit from the fund b ) Details of other beneficiaries to include , i.e spouses , children et c) Loss experience in the past three years ( if available)

2 Cell Funeral Assurance Company establishes the maximum possible loss by analyzing the past losses and anticipated future losses as basis for setting up the Cell 3 In case of a catastrophic event where more people die than expected, the fund will be protected by reassurance which pays for such events.4 .An additional Reassurance premium will pay for the extra c over/losses.

? Self insuring through a captive cell thereby retaining both risk and benefits from own premiums.? No need to chip in on funeral costs or providing funeral loans to employees.? Guarantees both assurance and services provision.? Fund growth depended on cost of services provided and investment return to client.? Allows full control of program through self funded basis.? Flexible and customized packages. ? Security of Funds. ?Transparent Fund Administration (monthly statements and annual Audit).?Tax Relief : The premium paid to Cell Funeral Assurance is Treated as an expense, which is allowable against income thus reducing profits liable to tax.?Investments :The Cell rented by the client is regarded as an assurance company in its own right, in terms of investments and is not charged withholding tax.?Taxable Income : At the end of the insurance period, the cell will be taxed, just like any other company.

Remembered with love

ww.cellfuneral.co.zw

Harare The Precious House 118 Herbert Chitepo Avenue|HarareBuzzlines

Buzzlines | Zvishavane The Precious House,

Buzzlines|0774 608 543, 0712 589 593Hot Line |0779 731 650

E-mail preciousmoments@cellholdings.com

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| | 782 Goddard Road| Eastlea

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794220,797255,797257 The Precious Corner |13 Nuffied Road, Workington |Harare

779556,779550,779553