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The Only Weekly Newspaper Exclusively For The Rancho Santa Margarita And Coto de Caza Area

July 6, 2012

Living People Become Art PAGEANT OF THE MASTERSJuly 7-August 31 “Galileo at the Court of Isabella” - Cesare Detti(behind the scenes placing subjects into painting) photo by Kate Noelle

Living People Become Art PAGEANT OF THE MASTERSJuly 7-August 31 “Galileo at the Court of Isabella” - Cesare Detti(behind the scenes placing subjects into painting) photo by Kate Noelle

The king of trial and error Thom-as Edison once famously said, “Genius is one percent inspira-tion and 99% perspiration.” Few people are more aware of the amount of time and effort that will be required to turn her inspiration into the 2012 Pageant of the Mas-ters than its director Diane Challis Davy. But, even as she finalizes her selections of artworks for next summer’s world-famous theatrical celebration of art in “living pictures” - tableaux vivants - Challis Davy is excited about the possibilities inherent in its theme, The Genius.

“The theme actually originated back in 2009 when we produced The Muse,” Chal l is Davy ex-plained. “That show examined women’s roles in making and in-spiring art, and was selected from a feminine point of view. I thought it would be interesting to craft a ‘companion’ show, one with a mas-culine sensibility, focusing on the power, strength and intelligence inherent in masterful works of art.”

Challis Davy has also chosen a secondary theme for The Genius, the relationship between art and advances in science and technol-ogy. “I’m curious about the mate-rials and techniques used by the old masters,” Challis Davy said. “One hundred fifty years ago, art-ists had to make their own paints! You almost had to be a chemist or alchemist. And I’m fascinated by the huge roles played by develop-ments in optics and photography in painting realistic works.” She was quick to add, “But, you won’t have to be a rocket scientist to enjoy The Genius.”

Clearly, the 2012 Pageant will be very different from the whimsical escapism of last summer’s Only Make Believe. Tributes to the lives and masterpieces of extraordinary artists whose works have with-stood the test of time will be in the forefront of the 2012 Pageant, in-cluding Michelangelo, Vincent van Gogh and the Dutch Masters, to name a few. Legendary composers will be feted in series of artworks dedicated to the “Maestros of Music,” and scientific innovation will be highlighted in “The Stars of Astronomy.” And Pageant tradi-tionalists will no doubt welcome the return of the Renaissance master, Leonardo da Vinci, whose “The Last Supper” has been the Pag-eant finale, with rare exceptions, since 1936.

“’The Last Supper,’ is arguably the most recognizable masterwork of all time,” Challis Davy observed,

“and Leonardo da Vinci was a ge-nius for the ages, no question. He was not afraid to experiment and take chances,” she said.

Longtime Pageant scriptwriter Dan Dul ing, a l ready busy re-searching the narration for the show, added, “Genius exists in every field of endeavor, and it’s a fantastic source for moving stories of triumph, tragedy and courage. If you’re looking for inspiration, this show is going to dare you to think big.”

When asked about what sur-prises might be in store for 2012 in terms of music or special ef-fects, Challis Davy, preparing for her 17th year as Pageant director, noted there are plans for some advances in sound design and digital projection, and hopes for some “unexpected light effects.” Laughing, she added, “Sorry, no 3-D glasses.”

With its ambitious selection of acknowledged masterpieces, The Genius will certainly be an exciting centerpiece for the Festival of Art’s celebration of its 80th anniversary. The Pageant’s annual open cast-ing calls will take place in January where volunteers sign up, get their photos and measurements on file and then wait to hear if they’ll be a part of the upcoming Pageant. Last year, more than 1,100 people turned out. Everyone associated with the production understands the Pageant wouldn’t be possible without that spirit of volunteer dedication. As Challis Davy ac-knowledges, their dedication and loyalty are the remarkable engines that sustain the Pageant.

“I love art AND theatre,” Challis Davy said, “and I’m lucky to be surrounded by people who love the hard work it takes to produce a very elaborate show. I get in-spiration from my scriptwriter, my staff, my composers, and from the scores of enthusiastic research volunteers who come up with great suggestions!”

The Pageant of the Masters wil l be performed nightly from Saturday, July 7, through Friday, August 31, 2012. Tickets for The Genius, the 2012 Pageant of the Masters, are currently on sale to Festival of Arts members, and may be purchased by the general pub-lic at www.PageantTickets.com, beginning December 1st. Tickets start at $15. For further informa-tion, call 949-497-6852, or toll free 800-487-3378.

2012 PAGEANT HONORS THE MASTERS IN “THE GENIUS”

photos by Kate Noelle

Page 2 The Coto de Caza News

July 6, 2012 The Coto de Caza NewsThe Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Page 3The Coto de Caza News

July 6, 2012The Coto de Caza News The Only Weekly Newspaper Exclusively for the Rancho Santa Margarita and Coto de Caza Area

Ruth WhiteEditor

Sandra WhiteDisplay Advertising

Diana Calvaneso, ManagerValerie MincheffLegal Advertising

Beverly Farmer, Art DirectorGraphics Department

The Coto de Caza News is an independent weekly newspaper. We are not owned or operated by any of the big daily newspa-pers. No reproduction, in whole or part is permitted without the express written permission of the Coto de Caza News. Display Advertising Rates: Available upon request.Legal Advertising: The Coto de Caza News was adjudicated by the Orange County Superior Court as a newspaper of general circulation pursuant to Govern-ment Code 6000 case #A17804 on August 29, 1995 and as such is the appropriate newspaper to place legal and public no-tices for the South Orange County Judicial District.

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“When love and skill work together, expect a masterpiece.”

-John Ruskin

Lyon Air Museum, a showcase for vintage air-craft and vehicles will host an exhibit of seven rare Packard automobiles from the General Lyon collection. For the first time all seven Packard automobiles will be on public display July 7 – August 5, 2012, at Lyon Air Museum, located on the west side of the runway at John Wayne Airport in Orange County.

The Packard Motor Car Company produced and sold automobiles from 1899 – 1958. The slogan, “Ask the man who owns one” was coined in 1903 when a potential customer asked for nonexistent sales literature. Packard, the “American Classic Car,” sold au-tomobiles to celebrities such as; Clark Gable, Tyrone Power, Errol Flynn, Al Jolson, Ruby Keeler, Rosalind Rus-sell, Ann Sheridan, Dick Powell, Jean Harlow, Tony Curtis, Gary Cooper and Bob Hope. Previous owners among the Lyon collection include Mexican President Lazaro Cardenas; Los Ange-les Times publisher, Otis Chandler and well to do entrepreneurs such as the Kraft Family; George Hormel, founder of Hormel Foods; and William F. Harrah, founder of Harrah’s Hotel and Casinos, to name a few.

After the December 7, 1941 attack on Pearl Harbor and the subsequent entry into World War II by the United States, Packard’s slogan “ask the man who owns one” was temporarily marketed as “ask the man who flies one.” The Packard Motor Car Company joined the auto industry trend, converting to full-time war machine production.

Packard built engines for both military PT boats and P-51 Mustang fighter planes. Although a P-51 Mustang is not scheduled to be on display during the Packard exhibit, it is not uncommon to occasionally catch a glimpse of one of the impressive Packard powered fight-ers at the Museum.

The Lyon Packards are among the best and most historic examples left in existence. The preeminent coach builders of the time are all represented – Darrin, Dietrich, Derham, LeBaron and Rollston/Rollson.

Today, Packard’s legacy lives on. Groups such as Packards International Motor Car Club in Santa Ana, California preserve the brand and existing auto-mobiles. Packards International has members in all 50 states and 13 foreign countries. The Packard exhibit at Lyon Air Museum aims to share a piece of Packard’s legacy with the community.

The 30,000-sq. ft. Lyon Air Museum opened in Dec. 2009. The facility repre-sents the fulfillment of a dream of Major General William Lyon, USAF (Ret), who

held the position of Chief of the U.S. Air Force Reserve from 1975 to 1979. Currently, General Lyon is Chairman of the Board and CEO of William Lyon Homes, Inc., Newport Beach, Calif. His passion for aviation history and youth education is the driving force behind Lyon Air Museum. In establishing the Museum, General Lyon sought to create a world-class facility that would be available to the local community and would offer educational exhibits designed to inspire young people. The Museum has on exhibit some of the world’s rarest operational aircraft and vehicles.

Lyon Air Museum is located at 19300 Ike Jones Road, Santa Ana, CA 92707. P: 714/210-4585 F: 714/210-4588. E-mail: [email protected] Web: www.lyonairmuseum.org

Hours of operation are daily from 10 a.m. to 4 p.m. Admission rates: General admission - $12; Seniors and Veterans- $9; Ages 5-17 - $6; Under age 5 – free. Groups of 10 or more - $1 off each visi-tor. Pre-arranged school groups – free.

LYON AIR MUSEUM TO HOST EXCLUSIVE PACKARD EXHIBIT



Mission Hospital recently received Magnet recognition from the American Nurses Credentialing Center, which is considered the highest national honor bestowed upon nursing services at a hospital. With this credential, Mission Hospital joins the Magnet community – a select group of 393 health care organizations out of nearly 6,000 U.S. health care organizations.

“Magnet Recognition is a symbol of the hospital’s commitment to excellence in the delivery of patient care,” said Linda Johnson RN, MSN, NEA-BC, vice president of patient care and chief nursing officer for Mission Hospital in Mission Viejo and Laguna Beach. “It took tremendous teamwork and col-laboration amongst all staff to achieve this recognition.”

Johnson said the hospital is honored to receive Magnet recognition during the year-long 100th Jubilee celebration of the Sisters of St. Joseph of Orange.

“Our Magnet journey theme has focused on the mission and ministry of the Sisters, and we believe that our responsibility is to carry on the work of the Sisters through our commitment to providing excellent nursing and patient care, with a focus on Dignity, Service, Excellence and Justice,” Johnson said. She shared that the Magnet surveyors

were impressed with the “strong inte-gration of the values at all levels of the organization.”

Mission Hospital is the second St. Joseph Health hospital to achieve Mag-net status with St. Joseph Hospital of Orange previously receiving this honor. St. Joseph Health is a 14-hospital, non-profit, Catholic health care delivery system sponsored by the St. Joseph Health Ministry that includes acute care hospitals, home health agencies, hos-pice care, outpatient services, skilled nursing facilities, community clinics and physician organizations serving California, Texas and New Mexico.

Magnet recognition is determined by the American Nurses Credentialing Center’s (ANCC) Magnet Recognition Program®, which ensures that rigorous standards for nursing excellence are met. Magnet recognition has become the gold standard for nursing excellence and is taken into consideration when the public judges health care organizations. In fact, U.S. News & World Report’s annual showcase of “America’s Best Hospitals” includes Magnet recogni-tion in its ranking criteria for quality of inpatient care.

To achieve Magnet recognition, or-ganizations must pass a rigorous and lengthy process that demands wide-

spread participation from lead-ership and staff. The process begins with the submission of an electronic application, fol-lowed by written documentation demonstrating qualitative and quantitative evidence regarding patient care and outcomes. If scores from the written docu-mentation fall within a range of excellence, an on-site visit will occur to thoroughly assess the ap-plicant. After this rigorous on-site review process, the Commission on Magnet will review the completed appraisal report and vote to determine whether Magnet recognition will be granted.

The Magnet Recognition Program®, ANCC Magnet Recognition®, Magnet® and National Magnet Conference® names and logos are registered trade-marks of the American Nurses Cre-dentialing Center. Journey to Magnet Excellence™ is a trademark of the American Nurses Credentialing Center. All rights reserved.

Mission Hospital provides south Orange County communities with ac-cess to advanced care and advanced caring through dozens of locations. Mission Hospital has been serving the greater needs of the community for 40 years, improving the quality of life

in the communities it serves. Mission Hospital in Mission Viejo, the region’s only designated trauma center, offers 24-hour emergency care and special-ized services for imaging, heart, stroke, maternity, and women’s wellness needs. Mission Hospital Laguna Beach offers 24-hour emergency, intensive and medical-surgical care as well as the South County’s only behavioral health services including hospital-based chemical and pain medication depen-dency treatment. CHOC Children’s at Mission Hospital in Mission Viejo is the only dedicated pediatric hospital in South Orange County. A member of the St. Joseph Health System, Mis-sion Hospital is one of 14 not-for-profit hospitals sponsored by the St. Joseph Health Ministry. For more information, visit mission4health.com.

MISSION HOSPITAL EARNS PRESTIGIOUS MAGNET RECOGNITION FOR PROVIDING EXCELLENT NURSING CARE TO PATIENTS

To celebrate, we’re offering some very special programs. Read on to learn more. Join us!

Green Building TourSaturday, 7-14-12, 10AMWednesday, 8-15-12, 6:30PMBeing “green” is becoming more impor-

tant to homeowners and businesses, but what exactly does that mean and where do you begin? Join us for a tour of the ENC’s “green” Learning Center -- the first building to achieve LEED Platinum status in Orange County - to learn what being “green” is all about and how to make your home and business more environmentally friendly, reduce your carbon footprint and incorporate renewable energy. Enjoy a “behind the scenes” tour of the ENC’s new green building - inside and out - to see the sustainable features and materials. Call 949-645-8489 to RSVP. Suggested donation: $5. Space is limited.

Disease Prevention through a Plant

Based Diet...with Nena NiessenTuesday, July 17. 6 - 7:30PMJoin disease prevention cooking expert

Nena Niessen and learn how a plant-based diet can play a huge role in the prevention of many illnesses, including cancer. Learn the many benefits of plant

foods (like vegetables, fruits, whole grains and legumes such as beans) that are high in fiber and other nutrients. Nena Niessen earned her certification in plant-based nutrition at Cornell University and has appeared on PBS’s “Cooking for Health and Pleasure.” She has prepared healthy and flavorful feasts for such notable clients as Arianna Huffington, bestselling authors Dr. Harvey Karp and Robert O. Young, and syndicated radio and talk show host Billy Bush-all of whom sing the praises of a woman whose mission is “to help you achieve and maintain good health, and aid in the prevention of disease through the use of healthful, all-natural foods.” As a two-time survivor of cancer herself, Nena’s passion is cooking for cancer pa-tients and boosting their immune systems through the power of delectable, nutritious food. $5/guest. RSVP required: 949-645-8489 or [email protected]

Cooking for Cancer Prevention...with Nena NiessenFriday, July 20. 6 - 8:30PMJoin disease prevention cooking expert

Nena Niessen for a hands-on class in the kitchen and learn to cook delicious meals containing antioxidants, phytochemicals, fiber, and healthy dairy alternatives. Such foods arm the body against cancer,

which National Cancer Institute research indicates is diet-related in up to 50% of all cases. Nena will teach you her secrets to creating delicious, powerfully nutritious main and side dishes using fresh, all-natural ingredients. COME HUNGRY! See information about Nena above. $100/participant ($90 for ENC members). RSVP and prepayment required: 949-645-8489 or [email protected]. Space is extremely limited!

Yoga in NatureAugust 2, 5:30 - 6:30PMVisit the ENC to relax and strengthen

with some basic to intermediate yoga techniques. Yoga works on the body and mind and is suitable for people of all ages and physical abilities. It promotes strength and flexibility as well as good posture. It gives us tools for relaxation and concen-tration. Some previous yoga experience is helpful. Bring a yoga mat if you have one, otherwise we have some available to borrow. Wear stretchy or loose clothes. Drop in fee: $6 ($5 for members). Call 949-645-8489 or email [email protected] for info.

Gluten-Free Family on $5 a Day!Thursday, September 6, 6 - 8PMJoin Gabrielle Sunheart, author of

“Feed A Family On $25 A Week!” for a hands-on workshop! Learn how to feed your gluten free family on just $5 a day. Gaby will dispel the myth that good health has to be expensive. She will tell us how to eat healthier and more sustainably, and save thousands of dollars in the process. Gabrielle will cover where to shop, what to buy, menu planning, bargain shopping, farmers markets, easy recipes, teaching children to love vegetables, growing your own produce, culinary herbs, and reduc-ing food waste. Gabrielle contributes regu-larly to several publications and is currently on a 50 state, workshop tour. Participants receive a copy of one of Gaby’s books, a delicious, sustainable meal, and lots of information! RSVP to 949-645-8489 or [email protected]. This program is $25. Additional family members are $15 (book not included). Prepayment is required

THE ENVIRONMENTAL NATURE CENTER IS COMMEMORATING OUR 40TH ANNIVERSARY IN 2012!



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Wednesday, August 1, 7-8:30 p.m. Rancho Santa Margarita Book Club--Book discussion for this month will be Northanger Abbey by Jane Austen. Please read the entire book prior to attending. Future reading will include Peony (September) and The Little Stranger (October). The club meets the first Wednesday of the month. For more information contact Jan Schlieder at [email protected].

Tuesday, August 14, 6-8:45 p.m.SCORE Workshop - “Social Me-

dia Marketing Made Simple” with presenter Kelly Flint, Constant Con-tact’s Senior Regional Development Director – This introductory workshop covers Social Media strategies and best practices that will help you get the most out of your time, develop re-lationships, and grow your business.

SCORE is a nationwide nonprofit organization dedicated to the forma-tion, growth and success of small

business. SCORE is a resource partner with the U.S Small Business Administration (SBA). Over 10,500 successful executives, located in 389 local chapters throughout the United States and its territories, volunteer to provide free, confidential business counseling and low cost workshops as a public service to all types of busi-nesses, in all stages of development. SCORE is the best source of free and confidential small business advice to help you build your business-from idea to start-up to success.

Since its founding in 1964, SCORE has provided more than 6.5 million as-piring entrepreneurs and small busi-ness owners with practical, real-world advice for starting and managing a small business. Today, SCORE pro-vides more than 400,000 counseling and training sessions each year. Reg-ister at SCORE’s online workshop calendar: http://www.score114.org/workshops/calendarList.aspx

Wednesday, August 15, 7-8:30 p.m.Rancho Readers’ Cafe--Share

a cup of coffee and some chitchat with fellow book lovers in a relaxed atmosphere. Exchange ideas about fiction and nonfiction titles that you’ve enjoyed. This adult program meets

the third Wednesday of each month. For more information ask at the Infor-mation Desk 949.459.6094.

Thursday, August 16, 6:30-8 p.m. Are You a Homeowner Experi-

encing Real Financial Hardship?—A licensed realtor from the Fresh Start™ non-profit housing initiative will present options available to you that comply with the many laws that have been enacted at both State and Federal levels. Homeowners who qualify may be able to keep their home and eliminate negative equity. Additional information is available at http://freshstarthousingprogram.org or call the Information Desk at 949.459.6094.

Friday, August 17, 7 p.m.International Film Series—A

scholarly father and son battle amid pompous bureaucrats, petty univer-sity politics, and personal jealousies. This film from Israel was the winner of several international awards in 2012. A brief discussion will follow this free screening. Rated PG. 103 minutes. For more information call 949.459.6094.

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PET VACCINATION CLINIC RESCHEDULED

Independence Day could have an impact on residents of Rancho Santa Margarita looking to take advantage of City services this week.

L o w C o s t P e t V a c c i n a t i o n Due to the Independence Day holiday on the first Wednesday of July, the pet vaccination clinic has been rescheduled to Monday, July 9, 7-8:30 p.m. at the Bell Tower Re-gional Community Center.

Services include:· Dogs: Rabies vaccination $7, DHPP $16, Bordatella $13, Lyme $22· Cats: Rabies $7, FVRCP $16, Purevax $20· AVID micro chip $28· Pets must be secured on leashes or in pet carriers.

City Hall and the Bell Tower Regional Community CenterCity Hall and the Bell Tower Regional Community Center will be closed

on Wednesday, July 4, in recognition of Independence Day. City offices will re-open on Thursday, July 5, at 8 a.m.

For more event information, visit the City’s website at www.cityofrsm.org or call the Community Services Department at 949.216.9700.

The South C o u n t y Land Stew-a r d s , t o -gether with the Orange County Fire A u t h o r i t y, are seeking volunteers for the South County Fire Watch.

S e v e r a l Coto de Caza homeowners have participated in this program during the past two years but more volunteers are needed. Here’s how it works:

On Red Flag days, South County Land Stewards assign rotating shifts of volunteers to wildlife vantage points to serve as deterrents and lookouts for fire professions.

Participants are placed in locations easily accessible from where they live or work. For example, Coto residents are often assigned to Starr Ranch’s entrance or the picnic area on Bell Canyon Trail.

If you are not available to take a shift on a particular Red Flag day, that’s ok. The South County Land Stewards will work through the list to find someone who is.

Volunteers receive training from OCFA personnel. Training usually takes place in late July / early August. Red Flag days typically occur during September – November.

For more information, contact Sandy DeSimone at Starr Ranch at 949-858-0309 or email her at [email protected].

FIRE WATCH VOLUNTEERS NEEDED



On Sunday July 8th at 1pm, Ex-ecutive Chef Robert Opelle from Sun-dried Tomato will open the Festival of Arts Art of Cooking series. This year’s Art of Cooking Series features note-worthy chefs from some of Laguna’s top restaurants and hotels. Free with Festival of Arts admission ($10). Fes-tival visitors become culinary students for one hour as chefs share tips, tricks and tools for making amazing dishes, live and in-person.

Executive Chef Robert Opelle grew up in American Samoa in the South Pacific. After High School, Robert was fortunate to be mentored by one of Wolfgang Puck’s primary sous-chefs (Cecilia DeCastro.) Later, he worked in some of the finest hotels on the California coast. His cuisine, influenced by his mother and grandmother, has an eclectic blend of Pacific Rim and European influences. A 25-year veteran of the culinary industry, Robert career path has seen him create delicacies from the Ritz-Carlton (Laguna Niguel) to the Surf and Sand Hotel to the Yardhouse Group and Westin Hotels Worldwide. He joined the Sundried Tomato restaurant group in 2009.

2012 Art of Cooking Schedule:July 8 ……….. Sundried Tomato –

Executive Chef Robert OpelleJuly 15 ……… 230 Forest – Execu-

tive Chef and Owner Marc CohenJuly 22 ……… Watermarc – Chef

de Cuisine Kiel AndersonJuly 29 ……… Starfish – Executive

Chef Jarvis YuanAug 5 ……….. Nirvana Grille –

Executive Chef and Owner Lindsay Smith-Rosales

Aug 12 ……… enoSTEAK, The Ritz-Carlton, Laguna Niguel – Execu-tive Chef Andres Jimenez

Aug 19 ……… Tabu Grill – Execu-tive Chefs Rayne Frey and Moriah Robison

Aug 26 ……… Splashes, Surf and Sand Resort – Executive Chef Jeff Armstrong

Susan Davis, Director of Special

Events, notes, “This is a diversified group of chefs with fresh perspec-tives on cooking and food. At the cooking demonstrations patrons can experience the flavors of Laguna and the wide variety of cuisine available. At the Festival, each chef will put a different spin on easy summertime cooking and entertaining.”

Dates and AdmissionThe Festival of Arts is open daily

from July 1 – July 4 from 10am to 6pm and July 5 - August 31, 2012, from 10am to 11:30pm (August 25, 10am to 3:30pm). General Admis-sion: Weekdays $7, Weekends $10; Students & Seniors: Weekdays $4, Weekends $6; Free Admission for Children 12 and under, Military, and Laguna Beach Residents.

A special promotion this year (funded in part by Bank of America) offers patrons the opportunity to

purchase a Passport to the Arts for only $21.50. Receive unlimited admission all summer long to The Festival of Arts– California’s Premier Fine Art Show, the Sawdust Art Festival and Art-A-Fair. Go online for more information and details at www.LagunaBeachPassport.com or call 949-497-0521. Each passport includes one-time free parking in the ACT V parking lot on Laguna Canyon Road and FREE shuttle service. Offer excludes Pageant of the Masters.

SUNDRIED TOMATO CHEF KICKS OFF FESTIVAL’S ART OF COOKING SERIES

The Festival green will sizzle on the afternoon of July 7th when Jessy J, one of the most exciting young artists to hit the contemporary jazz scene in years, brings her Latin-spiced jazz melodies to Laguna Beach. Jessy J will kick off the Festival’s special event series “Jazz on the Green,” which throughout the summer will headline many of jazz’s most notable figures.

In just a few short years, Jessy J has emerged as a unique talent. A jazz prodigy with Mexican roots, Jessy J represents a nontraditional yet incredibly exciting classic jazz sound with a slightly Latin flare. Her critically acclaimed song “Tequila Moon” won “Contemporary Jazz Song of the Year” from R&R and Billboard in 2008, and Jessy J was named “Debut Artist of the Year” the same. Jessy J also received high critical acclaim from publications across the board, including Latina Style Magazine, Jazziz Magazine and Saxophone Journal Magazine. She was even credited with starting a new move-ment in Jazz in the May cover story of JAZZIZ magazine and “increasing the boundaries of jazz both musically and demographically.” People en Es-panol says simply this young Latina

is “revolutionizing jazz.”

“We could not have asked for a better artist to launch our Jazz on the Green series than Jessy J,” said Su-san Davis, director of special events for the Festival of Arts. “She’s young, she’s beautiful, she’s delightful, and her zesty sound is sen-sational. She’s going to make Festival attendees want to come out for every Jazz on the Green performance of the season!”

Jessy J will perform on July 7th from 1pm - 3pm on stage at the Fes-tival green. There is no extra cost be-yond admission to the Festival of Arts for guests to enjoy the performance by Jessy J.

The Festival of Arts and Pageant of the Masters are sponsored in part by Acura, Cox Communications, Fidelity Investments, KOST Radio 103.5, the Ritz-Carlton Laguna Niguel, and The Orange County Register. The Festival of Arts is a non-profit organization that produces The Festival of Arts –

California’s Premier Fine Art Show and the Pageant of the Masters. For general information, call (949) 494-1145 or visit the website at www.La-gunaFestivalofArts.org. The event is located at 650 Laguna Canyon Road, Laguna Beach, California. Proceeds support the arts and art education in and about Laguna Beach.

The Festival of Arts is open daily from July 1 – August 31, 2012, from 10am to 11:30pm (August 25, 10am to 3:30pm). General Admis-sion: Weekdays $7, Weekends $10; Students & Seniors: Weekdays $4, Weekends $6; Free Admission for Children 12 and under, Military, and Laguna Beach Residents.

A special promotion this year (funded in part by Bank of America) offers patrons the opportunity to purchase a Passport to the Arts for only $21.50. Receive unlimited admission all summer long to The Festival of Arts– California’s Premier Fine Art Show, the Sawdust Art Festival and Art-A-Fair. Go online for more information and details at www.LagunaBeachPassport.com or call 949-497-0521. Each passport includes one-time free parking in the ACT V parking lot on Laguna Canyon Road and FREE shuttle service. Offer excludes Pageant of the Masters.

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On May 23, 2012, by unanimous vote, the members of the Rancho Santa Margarita City Council au-thorized the Mayor to execute the employment agreement to hire Jen-nifer M. Cervantez as the new City Manager of Rancho Santa Margarita. This week Cervantez will take over the reins and replace the present City Manager Steven E. Hayman who is retiring after thirty years in municipal government. Hayman leaves the new Rancho Santa Margarita City Manag-er with a rich legacy of an exemplary and well-run governmental Agency.

Mayor Anthony Beall chose glowing terms to compliment Mr. Hayman’s work:” Everyone here has over 19 million dollars in their bank account”, explaining that is the amount that the City of Rancho Santa Margarita has in the bank right now which he says is equivalent to the entire city budget for the next year. “At a time where many government agencies across our nation and state are drowning in debt and deficits, the city of Rancho Santa Margarita continues to thrive, finishing last year with a 1.2 million surplus and adopting a new balanced

budget with 19 million in reserve,” the mayor said. “This is a budget to be proud of.”

While the out going city manager would be the first to say that his of-fice was not entirely responsible for the handsome surplus and the extra millions in the city’s reserve account, and give credit to his municipal team mates Mayor Pro Tem Steven Baric, Council Member Jerry Holloway, Mayor Anthony Beall, and Council Member Carole Gamble and the rest of his highly skilled staff, it is interesting to note that Steven Hayman’s name is almost always followed by a string of compliments on his tenure as Rancho Santa Margarita City Manager.

Hayman had originally planned to retire at the end of last year, but stayed on at the request of the city council to assist them in finding his replacement.

Cervantez, who comes to the City of Rancho Santa Margarita with out-standing credentials and a significant background in municipal government said that she was extremely pleased at being selected for the position as new City Manager

SMOOTH TRANSITION AS JENNIFER M. CERVANTEz ASSUMES COMMAND AS NEW CITY MANAGER OF RANCHO SANTA MARGARITAOutgOing City Manager Steven HayMan LeaveS WeLL endOWed City

From left; Outgoing City Manager Steven E. Hayman, extends a warm welcome to newly appointed City Manager Jennifer M. Cervantez,

Three separate sources involved in the transac-tion have told the Coto de Caza News that there continues to be progress in the pending sale of the Coto de Caza General Store and the long-vacant Merry Hill Elementary School in Coto de Caza.

Tom Grabiel, from Oxbow Partners said; “We are very enthusiastic and excited about develop-ing this property in Coto de Caza ,” he also added that Nobel Learning, the owner of the school was working together with them to resolve a deed restriction issue which he hopes will be resolved in the near future. Oxbow has been holding meet-ings with local homeowners associations nearby to discuss the development. Another meeting is scheduled July 11.

“Both the Merry Hill School and General Store are in escrow” said Jon Selznick, the real estate broker representing Nobel Learning Communities (owner of the Merry Hill School site). “I’m told the buyer has initial verbal support on a proposed fu-ture use from some of the most vocal neighborhood groups adjacent to the site (albeit nothing official or in writing yet), something that has not been the case during the 4-year period in which I’ve been involved in this property.

Buyer and seller have teamed up to tackle what is the largest hurdle standing in way of the site finally being redeveloped into a “Coto quality” project- a deed restriction that burdens the Merry Hill property in favor of both Lennar and the owner of the General Store. “

Selznick, a well-known real estate professional in Coto de Caza since 1998 said that “The buyer says that they are prepared to close on both the Merry Hill and the General Store property .The General Store’s deed restriction is being removed as a part of the sale.

Since Lennar seems to have sold all of its former property interests in Coto de Caza, it would appear that there would no longer be any reason for Lennar to delay the pending sale.

Once the deed restriction is a non-issue, the subject property can then be finally developed, which will still take some time-but at least the process will legitimately be started and have an end date that is in sight“.

The prospective purchasers are aware of the need for extensive planning and site preparation of the quaint and charming collection of school buildings along Vista Del Verde adjacent to the Coto de Caza General Store.

While Merry Hill School has known happier times in Coto de Caza, local area residents seemed pleased at the news that the long-vacant school which has been closed since 2008 will now be re-developed by the new owners into uses compatible with those in the area and expressed satisfaction with the fact that the property will soon be occupied by caring residents.

It is presently unclear if the General Store would be remodeled and remain a retail establishment in the same general area although the buyers say that the new development will likely offer additional amenities for the community.

The Merry Hill school property is beautifully situ-ated on approximately three acres of land, framed with towering oak trees and with a large sweeping circular driveway where hundreds of schoolchildren formerly studied and played on the beautifully landscaped grassy lawns. The grounds are now quiet with only the occasional neighing of horses stabled nearby at the Coto de Caza Equestrian Center which adjoins the rear of the property.

NEW DEVELOPMENTS IN SALE OF MERRY HILL SCHOOL AND GENERAL STORE BRING ENCOURAGING NEWS TO COTO DE CAzA RESIDENTS

Exterior view of Merry Hill Elementary School



Society Sceneby

Kelly Bennett

Exclusively for the Coto de Caza News

VANGUARD UNIVERSITY DEDICATED NEW “VETERANS

COURTYARD OF HONOR”Some 150 local veterans and supporters joined Vanguard University’s (VU)

Director of Veteran Affairs Brent Theobald and the Vanguard Veteran Advisory Board to celebrate the dedication of the new “Veterans Courtyard of Honor.” While some universities have “memorials” in dedication to veterans, VU has created a unique courtyard supported by pillars with plaques representing the armed services as a place to gather in remembrance and honor.

Former Chief of Naval Operations (CNO) and VU Board Member Admiral Vernon E. Clark, USN (Ret.) served as the keynote speaker. Admiral Clark, who retired in 2005 after completing the Navy’s second-longest tenure as CNO, spoke about his experience in leadership and addressed the difficulty facing veterans today as they transition from the military to civilian life. “This special courtyard serves as a symbol of our appreciation for those of you who have chosen to wear the ‘cloth of the nation,’” stated Admiral Clark. Following the keynote address was a moment of silence to the song “Taps.”

“Value Pillars” are positioned around the courtyard to honor the sacrifice and legacy of family, friends and comrades. Donors of each pillar chose a value and a quote or scripture verse and donated resources in honor of a loved one. A ceremony unveiled the pillars which represented “Honor” - Kenneth E. Gail, USN; “Gratitude” - Clifford A. Taylor, USN; “Camaraderie” - Miriam E. Dotson; “Commitment” - Paul Oddo, USN; “Justice” - Jack E. Dotson; “Truth” - Leonard L. Wheeland, and “Integrity” - Thomas W. Prince. The courtyard on campus holds extra sentimental meaning to VU President Dr. Carol Taylor who per-sonally donated funds for a pillar in honor of her father, Clifford A. Taylor, who served in the Navy in WWII.

“The Veterans Courtyard of Honor stands as a beacon to say to our veterans, ‘welcome home. Thank you for your service. You are not alone. We pray for your peace and for the day when wars will be no more,’” stated President Taylor.

A very touching moment was during the Service Melody as veterans stood to the melody from their branch of service. Other highlights of the ceremony included the Presentation of the Colors by USMC Color Guard Mag 39 and the national anthem sung by VU student Caitlin Barney ’13, the invocation by Chaplain Captain David Sarmiento, USAF.

The Challenge Coin Ceremony was another special moment in which VU honored each of their graduating veteran students by presenting them with a unique Vanguard University Challenge Coin. Dating back to WWI, challenge coins are traditionally carried by military members to display pride and recog-nition. The event concluded with the unveiling of the pillars and benediction by Chaplain David Brooks, Costa Mesa PD, Ret, Police Captain and Vietnam Veteran.

Distinguished guests in the crowd also included Fred and Ruth Waugh, Jack Hammett, Edison Miller, Adele and David Oddo, Dixie and Ed Arnold, Tessy and Col. Ron Nipper, Jack Hammett, Col. Stewart Navarre, and Don Andrews.

The “Veterans Courtyard of Honor” is an enduring symbol of gratitude to honor the service of military personnel and veterans. The courtyard was cre-ated as part of VU’s commitment to honor the legacy of all veterans while preparing the next generation as they transition out of the military during this difficult economic time. The courtyard will be used to host University events and receptions. There are still naming opportunities with all proceeds going directly to Student Veteran Scholarships. For more information about the “Veterans Courtyard of Honor” watch this video at http://vimeo.com/42732202 or visit http://veterans.vanguard.edu/.

Photos by David Ahntholz

Dixie and Ed Arnold

Each of their graduating veteran students were presented with this Vanguard University Challenge Coin.

Caitlin Barney singing the National Anthem.

Brent Theobald with Admiral, US (Ret.) Vernon E. Clark and Carol Taylor.

Adel and David Oddo with Paul and Angeline Oddo pose next to one of the seven “Value Pillars”.



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Coto de Caza Legal NoticesT.S. No.: 1104935CA Loan No.: 483471 A.P.N.: 606-171-23 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 3/21/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Sec-tion 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encum-brances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the notes(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: Roger S. Adcock and Cheryl D. Adcock, Husband and Wife as Joint Tenants Duly Appointed Trustee: Seaside Trustee, Inc. Recorded 03/28/2007 as Instrument No. 2007000195530 in book xxx, page xxx of Official Records in the office of the Recorder of Orange County, California. Date of Sale: 7/27/2012 at 09:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866 Amount of unpaid balance and other charges: $542,065.25 Street Address or other common designation of real property: 19571 ALISO VIEW CIRCLE TRABUCO CANYON, California 92679 A.P.N.: 606-171-23 As required by California Civil Code Section 2923.54, the current beneficiary, loan servicer or au-thorized agent has declared one of the following: 1. The timeframe for giving this notice of sale as specified in subdivision (a) of Section 2923.52 does not apply pursuant to California Civil Code Section 2923.52 or 2923.55 2. The mortgage loan servicer has obtained a final or temporary order of exemption from the commissioner pursuant to Section 2923.53 and it is current and valid as of the date this Notice of Sale is filed. 3. The requirements of California Civil Code Section 2923.52 have been met. As required by California Civil Code Section 2923.5, the current beneficiary has declared to Seaside Trustee Inc, the original trustee, the duly appointed substituted trustee, or acting as agent for the trustee, that the requirements of said section have been met by one or more of the following: 1. Borrower was contacted to assess their financial situation and to explore the options for the borrower to avoid foreclosure 2. The borrower has surrendered the property to the mortgagee, trustee, beneficiary or authorized agent 3. Due diligence to contact the borrower was made as required by said Section 2923.5. The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Plac-ing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder al the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and dale for the sale of this property, you may call 800-50-SALES Sale line or visit this Internet Web site www.priorityposting.com using the file number assigned to this case 1104935CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 7/2/2012 Seaside Trustee, Inc. Trustee Sales Information: 800-50-SALES www.priorityposting.com Seaside Trustee Inc. P.O. Box 2676 Ventura, Ca. 93014 Melissa B. Olmos, Admin Assistant P963318 7/6, 7/13, 07/20/2012

NOTICE OF TRUSTEE’S SALE T.S. No. 12-18665 APN: 939-11-362 Loan No. 0245259YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 7/30/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER.A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Sec-tion 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale.Trustor: DANIEL WARD, AN UNMARRIED MAN AS HIS SOLE AND SEPARATE PROPERTYDuly Appointed Trustee: LAW OFFICES OF LES ZIEVE Deed of Trust recorded 9/28/2007 as Instrument No. 2007000588247 in book --, page -- of Official Records in the office of the Recorder of Orange County, California, Date of Sale:7/27/2012 at 1:30 PMPlace of Sale: At the North entrance to the County Courthouse 700 Civic Center Drive West, Santa Ana, CA 92701 Estimated amount of unpaid balance and other charges: $291,249.35Note: Because the Beneficiary reserves the right to bid less than the total debt owed, it is possible that at the time of the sale the opening bid may be less than the total debt owed.Street Address or other common designation of real property: 313 CHAUMONT CIRCLEFOOTHILL RANCH AREA, California 92610Described as follows: PARCEL 1: UNIT 176, CONSISTING OF CERTAIN AIRSPACE AND SURFACE ELEMENTS, AS SHOWN AND DESCRIBED IN THE CONDOMINIUM PLAN RECORDED OCTOBER 27, 1994, AS INSTRUMENT NO. 94-634424 OF OFFICIAL RECORDS OF ORANGE COUNTY, CALIFORNIA (THE “CONDOMINIUM PLAN”). PARCEL 2:AN UNDIVIDED 1/20TH FEE SIMPLE INTEREST, AS A TENANT IN COMMON, IN AND TO PARCEL 6, AS SHOWN ON EXHIBIT “B” ATTACHED TO LOT LINE ADJUSTMENT NO. LL 91-037 RE-CORDED NOVEMBER 13, 1991, AS INSTRUMENT NO. 91-618789 OF OFFICIAL RECORDS OF ORANGE COUNTY, CALIFORNIA. EXCEPTING THEREFROM ALL OF THE UNITS AS SHOWN ON THE CONDOMINIUM PLAN.PARCEL 3: NONEXCLUSIVE EASEMENTS FOR ACCESS, INGRESS AND EGRESS, USE, ENJOYMENT, MAINTENANCE, REPAIRS, ENCROACHMENT, DRAINAGE, AND FOR OTHER PURPOSES, AS DESCRIBED IN THE MASTER DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS AND RESERVATION OF EASEMENTS FOR FOOTHILL RANCH (“MASTER DECLARATION”), RECORDED MARCH 26, 1990, AS INSTRUMENT NO. 90-156802, THE NOTICE OF ANNEXATION AND SUPPLEMENTAL DECLARA-TION OF COVENANTS, CONDITIONS AND RESTRICTIONS FOR A PHASE OF DEVELOPMENT OF FOOTHILL RANCH, SALERNO AT PROVENCE -PHASE 8, RECORDED OCTOBER 27, 1994, AS INSTRUMENT NO. 94-063422 (“SUPPLEMENTAL DECLARA-TION”), IN THE DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS AND RESERVATION OF EASEMENTS FOR SALERNO AT PROVENCE, RECORDED FEBRUARY 28, 1992, AS INSTRUMENT NO. 92-121148, AS AMENDED PURSUANT TO THAT CERTAIN FIRST AMENDMENT RECORDED MAY 21, 1992, AS INSTRUMENT NO. 92-338720 AND THAT CERTAIN SECOND AMENDMENT RECORDED SEPTEMBER 2, 1992, AS INSTRUMENT NO. 92-589211 (COLLECTIVELY THE “DECLARATION”) AND THE NOTICE OF ADDITION OF TERRITORY AND SUPPLEMENTAL DECLARATION OF COVENANTS, CONDITIONS AND RESTRIC-TIONS FOR SALERNO AT PROVENCE-PHASE 8, RECORDED OCTOBER 27, 1994,AS INSTRUMENT NO. 93-0632423 (THE “NOTICE”, ALL OF OF-FICIAL RECORDS OF ORANGE COUNTY, CALIFORNIA. PARCEL 4: EXCLUSIVE EASEMENTS OVER CERTAIN EXCLUSIVE USE COMMON AREAS IN PARCEL 2 FOR (1) DECK PURPOSES AND FOR OPEN PARKING, IF APPLICABLE, AS SHOWN AND ASSIGNED IN THE CONDOMINIUM PLAN AND (2) PATIO PURPOSES, IF AP-PLICABLE, AS SHOWN AND ASSIGNED IN THE NOTICE.A.P.N #.: 939-11-362 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale.NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 848-9272 or visit this Internet Web site www.elitepostandpub.com, using the file number assigned to this case 12-18665. Informa-tion about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.Dated: 7/2/2012 Law Offices of Les Zieve, as Trustee 18377 Beach Blvd., Suite 210Huntington Beach, California 92648For Non-Automated Sale Information, call: (714) 848-7920For Sale Information: (714) 848-9272 www.elitepostandpub.comChristine O’Brien, Trustee Sale OfficerTHIS FIRM IS ATTEMPTING TO COLLECT A DEBT AND ANY INFOR-MATION WE OBTAINED WILL BE USED FOR THAT PURPOSE. EPP 7551. 7/6, 7/13, 7/20/2012.

T.S. No. 11-5005-11 Loan No. 0145458030 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 7/25/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: LETICIA GUZMAN, A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY Duly Appointed Trustee: THE WOLF FIRM, A LAW CORPORATION Recorded 8/3/2006 as Instrument No. 2006000520890 of Official Records in the office of the Recorder of Orange County, California, Date of Sale: 7/27/2012 at 9:00 AM Place of Sale: on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA. Amount of unpaid balance and other charges: $403,423.24, estimated Street Address or other common designation of real property: 23205 CAMINITO ANDRETA #29 LAGUNA HILLS, CA A.P.N.: 934-24-029 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www.priorityposting.com, using the file number assigned to this case 11-5005-11. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 6/27/2012 THE WOLF FIRM, A LAW CORPORATION 2955 Main Street, 2nd Floor Irvine, California 92614 Phone: (949) 720-9200 Foreclosure Dept. Fax (949) 608-0130 Foreclosure Department (949) 720-9200 Sale Information Only: (714) 573-1965 www.priorityposting.com Frank Escalera, Team Lead P962315 7/6, 7/13, 07/20/2012

NOTICE OF TRUSTEE’S SALE TS No. 12-0026412 Title Order No. 12-0044371 APN No. 613-323-21 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 10/04/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by RICHARD SCHWARTZ, A WIDOWER, dated 10/04/2006 and recorded 10/11/2006, as Instrument No. 2006000675392, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 07/30/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 22075 BELLCROFT DRIVE, LAKE FOREST, CA, 926305947. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $622,238.08. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state.Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bid-ding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0026412. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.162220 7/06, 7/13, 7/20/2012

ORDER TO SHOW CAUSE FOR CHANGE OF NAME CaseNo: 30-2012-00580565-PR-OP-LJCSuperior Court of California, County of Orange. In the matter of the peti-tion to change the name(s) of JOSEPH WADE MEZEY. Petitioner(s) JOSEPH WADE MEZEY has/have filed a petition with this court for a decree changing name(s) as follows: JOSEPH WADE MEZEY to JOSEPH WADE. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, Probate Court Operations, County of Orange, 341 The City Drive, P.O. Box 14171 Orange, CA 92863, on AUGUST 17, 2012 at 1:30 o’clock p.m Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.Dated: JUNE 29, 2012Mary Fingal Schulte– Judge of the Superior CourtThe Coto de Caza News – 7/6/2012, 7/13/2012, 7/20/2012, 7/27/2012

ORDER TO SHOW CAUSE FOR CHANGE OF NAME CaseNo: 30-2012-00575848-PR-OP-LJCSuperior Court of California, County of Orange. In the matter of the petition to change the name(s) of FRANCESSCA MAYA SIMONSON. Petitioner(s) FRANCESSCA MAYA SIMONSON has/have filed a petition with this court for a decree changing name(s) as follows: FRANCESSCA MAYA SIMONSON to FRANCESSCA MAYA CANALE. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, Probate Court Operations, County of Orange, 341 The City Drive, P.O. Box 14171 Orange, CA 92863, on AUGUST 17, 2012 at 1:30 o’clock p.m Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.Dated: JUNE 28, 2012Mary Fingal Schulte– Judge of the Superior CourtThe Coto de Caza News – 7/6/2012, 7/13/2012, 7/20/2012, 7/27/2012



The 2012 Most Beautiful Eyes Con-test from Prevent Blindness America launches today. The national contest allows children across the country the chance to win a $10,000 educational scholarship.

Starting today through July 31st, 2012, parents of children ages zero to 17 are encouraged to enter their child in the Prevent Blindness Amer-ica Most Beautiful Eyes Contest by submitting a photo to the Prevent Blindness America Facebook page at facebook.com/preventblindness. The contest is sponsored by Marchon Eyewear, Eagle Eyes® Optics, Real Kids Shades (RKS) and Walters Golf.

“Keeping our children’s eyes healthy has been a top priority since our organization was founded in 1908,” said Hugh R. Parry, Prevent Blindness America president and CEO. “Through the Most Beautiful Eyes Contest, we hope to remind par-ents of the important role that healthy vision has in a child’s development and potential performance in school.”

From August 1-31, the public will be encouraged to place online votes for their choice of the child with the most beautiful eyes. The first 50 en-

tries will receive a free pair of RKS Sunglasses. Each state will have one winner (void where prohibited), which will advance to the second round of voting. All state winners will receive a free pair of Eagle Eyes® Optics Rock-It™ Sunglasses for Kids that includes a kids’ Fisher® Space Pen.

Once again, renowned broadcaster Larry King will serve on the celebrity panel of judges as well as “Fox NFL Sunday” Host Curt Menefee and star of stage and screen, Barbara Eden, best known for her leading role in the television classic, “I Dream of Jeannie.”

The national winner and two family members will enjoy a weekend in Chi-cago to attend the Prevent Blindness America Annual Awards Banquet on Friday, Nov. 2, 2012, where the $10,000 educational scholarship will be officially awarded.

For more information about the Most Beautiful Eyes Contest or general children’s eye health and safety, please visit Prevent Blindness America online at preventblindness.org or call (800) 331-2020.

Founded in 1908, Prevent Blind-ness America is the nation’s lead-

ing volunteer eye health and safety organization dedicated to fighting blindness and saving sight. Focused on promoting a continuum of vision care, Prevent Blindness America touches the lives of millions of people each year through public and profes-sional education, advocacy, certified vision screening and training, com-munity and patient service programs and research. These services are made possible through the generous

support of the American public. To-gether with a network of affiliates and regional offices, Prevent Blindness America is committed to eliminating preventable blindness in America. For more information, or to make a contribution to the sight-saving fund, call 1-800-331-2020. Or, visit us on the Web at preventblindness.org or facebook.com/preventblindness.

2012 MOST BEAUTIFUL EYES CONTEST

Most Beautiful Eyes Contest Kayla Helferich 2011 winner

The Orange County Breakers of World TeamTennis are celebrating the team’s 10th anniversary by of-fering a series of special events, VIP tickets packages and group sales options, including a clinic with former Wimbledon and U.S. Open finalist Mark Philippoussis.

Round up the girls for a “Ladies Night Out” at UC Irvine’s Bren Events Center on July 28, when the Phila-delphia Freedoms and former ATP top-10 player Philippoussis arrive in town. “Ladies Night Out” tickets for the special event range from $30-$45 and include one reserved space in a clinic with the popular Australian and current Southern California resident Philippoussis, a Macy’s gift bag, and one ticket to the Breakers vs. Phila-delphia Freedoms match that night. As a special treat, Macy’s will also host a fashion show at halftime.

Fans are also invited to come out to support the Orange County Break-ers’ own supermom and mother of three, Lindsay Davenport, as well as celebrate all moms through special “Mom’s Night Out” packages. Gather up a group of 15 or more to receive a 15% discount on either Courtside or Upper Reserved tickets for any

of the home matches (July 9, 11, 14, 23, 25, 27 and 28). Grand Slam champion and Orange County resident Daven-port is scheduled to play all seven home matches at the Bren Events Cen-ter on the campus of UC Irvine. As an added bonus to the moms purchasing this package, Davenport will be available for group photos before the match.

VIP ticket packages make every match into a special event by featur-ing courtside seats along with access to a private baseline-area buffet and bar with complimentary food and drink for the duration of the match. The VIP Baseline Table ticket package ac-commodates up to six guests and is available for purchase for the seven home matches at $5,500 for the sea-son, or $1,000 per match. The VIP Bar Table package seats up to four guests per match and is available for the season at $3,500, or for individual matches at $700.

To purchase any of these ticket

packages, or for additional informa-tion about group sales or special events, please contact the Orange County Breakers office at 949-205-9526 or email [email protected]. Individual match night tickets can be purchased by visiting www.breakerstennis.com.

In 2012, the Orange County Break-ers enter their 10th season in the World TeamTennis Pro League pre-sented by GEICO. The Breakers, led by coach Trevor Kronemann, com-pete in the Western Conference and

will play their home matches at the Bren Events Center on the campus of the University of California-Irvine (intersection of Mesa Road and West Peltason Drive , Irvine , Calif. 92697 ). The Breakers won the WTT Cham-pionship in 2004.

For more information about the OC Breakers, please visit our website at

http://www.breakerstennis.com or connect with us on Facebook at http://www.facebook.com/BreakersTennis and Twitter at @BreakersTennis.

ORANGE COUNTY BREAKERS CELEBRATE 10TH ANNIVERSARY WITH SPECIAL EVENTS



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7 Sablewood Circle, Ladera Ranch, California 92694 (Studio located on Bannister Street, off Eton & O’neil)

NOTICE OF TRUSTEE’S SALE Quality Loan Service Corporation TS No. CA-12-503359-LL Order No.: 1135599 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 7/5/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): JOSEPH A LLOYD A SINGLE MAN, AND SCOTT T NAVIN, A SINGLE MAN, ALL AS JOINT TEN-ANTS Recorded: 7/6/2007 as Instrument No. 2007000426614 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 8/6/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $499,821.70 The purported property address is: 104 MORNING GLORY, RANCHO SANTA MARGARITA, CA 92688-1527 Assessor’s Parcel No. 933-75-327 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed

NOTICE OF TRUSTEE’S SALE TS No. CA-12-496085-EV Order No.: 120039010-CA-GTI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 3/22/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PRO-CEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Sec-tion 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): DOUGLAS M. GRIEVE, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY Recorded: 3/28/2007 as Instrument No. 2007000199210 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 8/6/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $400,240.49 The purported property address is: 9 INDIGO PLACE, ALISO VIEJO, CA 92656 Assessor’s Parcel No. 930-70-5 43 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may

of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-12-503359-LL . Informa-tion about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-503359-LL IDSPub #0031095 7/6/2012 7/13/2012 7/20/2012

hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postpone-ments be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-12-496085-EV . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further re-course against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-496085-EV IDSPub #0030595 7/6/2012 7/13/2012 7/20/2012

ORDER TO SHOW CAUSE FOR CHANGE OF NAME CaseNo: 30-2012-00576571-PR-OP-LJCSuperior Court of California, County of Orange. In the matter of the petition to change the name(s) of ENAAM SAAD EMAM. Petitioner(s) ENAAM SAAD EMAM has/have filed a petition with this court for a decree changing name(s) as follows: ENAAM SAAD EMAM to MARY MAKAR SAID. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, Probate Court Operations, County of Orange, 341 The City Drive, P.O. Box 14171 Orange, CA 92863, on AUGUST 10, 2012 at 1:30 o’clock p.m Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.Dated: JUNE 18, 2012Mary Fingal Schulte– Judge of the Superior CourtThe Coto de Caza News – 6/29/2012, 7/6/2012, 7/13/2012, 7/20/2012

ORDER TO SHOW CAUSE FOR CHANGE OF NAME CaseNo: 30-2012-00577614-PR-OP-LJCSuperior Court of California, County of Orange. In the matter of the petition to change the name(s) of JUNGWOO NA, a minor, and JUNGJAE NA, a minor. Petitioner(s) SUNGSOO NA and YOUNGMI JUN, on behalf of JUNGWOO NA, a minor & JUNGJAE NA, a Minor, has/have filed a petition with this court for a decree changing name(s) as follows: JUNGWOO NA to JUSTIN JUNGWOO NA and JUNGJAE NA to JACOB JUNGJAE NA. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, Probate Court Operations, County of Orange, 341 The City Drive, P.O. Box 14171 Orange, CA 92863, on AUGUST 10, 2012 at 1:30 o’clock p.m Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the petition for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing.Dated: JUNE 19, 2012Mary Fingal Schulte– Judge of the Superior CourtThe Coto de Caza News – 6/22/2012, 6/29/2012, 7/6/2012, 7/13/2012



COLOR

Since 1932, the Laguna Beach Festival of Arts has been dedicated to showcasing the most talented artists, promoting the finest art and producing the most unique and fascinating art events in the state of California and even the nation. The Festival has come to be known for two principle events that span. the length of July and August of each year. The Festival of Arts – California’s Premier Fine Art Show is a rigorously juried art show that in 2012 is featuring 140 of Or-ange County’s finest artists. Pageant of the Masters – Where Art Comes to Life is an intricate stage production featuring faithful art re-creations of classical and contemporary works with real people posing to look like their counterparts in the original pieces.

In the summer of 1932, when the country was suffering the ravages of the Great Depression, a group of Laguna Beach artists decided they were going to do something to lift the spirits of those around them (and maybe earn a little bit of much-needed money). They transformed the main street in Laguna Beach into a virtual outdoor art gallery and the Laguna Beach Festival of Arts was

born. Eighty years later, The Festival of Arts — California’s Premier Fine Art Show is consistently named among the top ten art shows in the nation, and it is the flagship event in the art colony culture for which Laguna Beach is now so well known. In 2012 the Festival of Arts is offering 140 of the finest photographers, sculptors, painters, and jewelers the opportunity to display and sell original works of fine art.

The beautiful Festival of Arts grounds, with exhibitor spaces ar-ranged elegantly around an inviting lawn area (the Festival Green), makes for a warm, classy venue perfect for live entertainment. The Festival’s Art Center provides a spa-cious area perfectly suited for visitors to create their own art with the help of artists. That’s why the Festival of Arts has become a summer entertainment mecca as well as an art appreciation destination. Enjoy hands-on art activi-ties such as workshops in printmak-ing and ceramics, plus nightly live entertainment on the green. Special events such as a world-class jazz concert series, cooking demonstra-tions, youth arts education days, a fashion show with an ecologically

artistic twist, celebrity events and much, much more will keep you hap-pily coming to the Festival of Arts all summer long.

The show is open daily from July 1 – August 31, 2012, from 10am to 11:30pm (July 1 – 4, 10am to 6pm and August 25, 10am to 3:30pm). General Admission: Weekdays $7, Weekends $10; Students & Seniors: Weekdays $4, Weekends $6; Free Admission for Children 12 and under, Military, and Laguna Beach Residents.

There is quite simply nothing like the Festival’s extraordinary produc-tion, Pageant of the Masters - where art comes to life. The Pageant of the Masters is an internationally acclaimed production of tableaux vivants – “living pictures” – that for the last seventy-nine years has combined the worlds of theater and art. Under the guidance of an experienced and talented staff, volunteers are magically transformed into life-sized re-creations of classical and con-temporary paintings, sculptures and other works of art. Presentations are accompanied by the music of a full, live orchestra and live narration in a beautiful, starlit amphitheater in La-guna Beach. The 2012 Pageant of the

Masters presentation of The Genius will showcase the fascinating and unpredictable relationship between art and technology. Running nightly July 7 – August 31, 2012 at 8:30pm. Tickets for Pageant of the Masters are $15 - $100 (depending on seat location and night of the week). Pag-eant of the Masters ticket holders can present their stub at The Festival of Arts front gate for free admission to the art show all summer long.

The Festival of Arts and Pageant of the Masters are sponsored in part by Acura, Cox Communications, Fidelity Investments, KOST Radio 103.5, the Ritz-Carlton Laguna Niguel, and The Orange County Register. The Festival of Arts is a non-profit organization that produces The Festival of Arts – California’s Premier Fine Art Show and the Pageant of the Masters. For general information, call (949)494-1145 or visit the website at www.La-gunaFestivalofArts.org. The event is located at 650 Laguna Canyon Road, Laguna Beach, California. Proceeds support the arts and art education in and about Laguna Beach.

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Coto de Caza Legal Notices NOTICE OF TRUSTEE’S SALE Quality Loan Service Corporation TS No. CA-10-384789-VF Order No.: 100531096-CA-GTI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/15/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): RAMONA LEAH WENDT AN UNMARRIED PERSON Recorded: 12/21/2006 as Instrument No. 2006000856282 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 7/13/2012 at 9:00am Place of Sale: on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $288,970.10 The purported property address is: 25256 CLEMENS LANE, LAKE FOREST, CA 92630 Assessor’s Parcel No. 614-092-30 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-10-384789-VF . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-10-384789-VF IDSPub #0030891 6/22/2012 6/29/2012 7/6/2012

NOTICE OF TRUSTEE’S SALE Quality Loan Service Corporation TS No. CA-10-335944-AL Order No.: 100014088-CA-GTI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 6/20/2008. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): HERMINIO R. HIDALGO AND JULITA D. HIDALGO, HUSBAND AND WIFE, AND HERMINIO D. HIDALGO JR., AN UNMARRIED MAN, AND RENRICK D. HIDALGO, A MARRIED MAN, ALL AS JOINT TENANTS Recorded: 6/30/2008 as Instrument No. 2008000311810 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 7/13/2012 at 9:00am Place of Sale: on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid bal-ance and other charges: $482,207.34 The purported property address is: 25091 FARTHING STREET, LAKE FOREST, CA 92630 Assessor’s Parcel No. 614-022-04 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either

NOTICE OF TRUSTEE’S SALE: Title Order No.: 1129686 Trustee Sale No.: 77412 Loan No.: 9040923419 APN: 833-563-05 You are in Default under a Deed of Trust dated 08/06/2004. Unless you take action to protect your property, it may be sold at a public sale. If you need an explanation of the nature of the proceedings against you, you should contact a law-yer. On 07/12/2012 at 10:00AM, FCI Lender Services, Inc. as the duly appointed Trustee under and pursuant to Deed of Trust Recorded on 08/20/04 as DOC #2004000755583, Modification recorded on 08/19/11 as DOC#2011000410214 of official records in the Office of the Recorder of Orange County, California, executed by: Monica M Wilson, a single woman, as Trustor Downey Savings and Loan Association, F.A., as Beneficiary WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BID-DER FOR CASH (payable at time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state). THE FRONT ENTRANCE TO 8180 EAST KAISER BLVD., (PLEASE CHECK IN WITH RECEPTIONIST), ANAHEIM HILLS, CA, all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County, California describ-ing the land therein: As more fully described in said Deed of Trust. The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 13 Mejorana, Rancho Santa Margarita CA 92688. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $474,798.58 (Esti-mated) Accrued interest and additional advances, if any, will increase this figure prior to sale. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. Date: 6/15/12FCI Lender Services, Inc., as Trustee 8180 East Kaiser Blvd., Anaheim Hills, CA 92808 U.S. Bank National Association, Customer Service Department (800) 824-6902 or Toll Free #-1-855-MYUSMAP (or 855-698-7627) - [email protected] For Trustee Sale Information log on to: www.rsvpforeclosures.com CALL: 877 RSVP-ADS or 877 778-7237. Teri Snyder, Exec. Vice President FCI Lender Services, Inc. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. “NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid on a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of the outstanding lien that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call 877-RSVPADS or 877 778-7237, or visit this internet Web site www.rsvpforeclosures.com, using the file number assigned to this case T.S.# 77412. Information about postponements that are very short in dura-tion or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale.” (RSVP# 289738)(06/22/12, 06/29/12, 07/06/12)

APN: 937-88-252 TS No: CA08000199-12-1 TO No: 1117239 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 10/5/2004. UNLESS YOU TAKE ACTION TO PRO-TECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PRO-CEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 7/17/2012 at 09:00 AM, On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA, MTC FINANCIAL INC. dba TRUSTEE CORPS, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on 10/15/2004 as Instrument No. 2004000931571 of official records in the Office of the Recorder of Orange County, California, executed by SANDRA E. LEMUS, A SINGLE WOMAN, as Trustor(s), in favor of DOWNEY SAVINGS AND LOAN ASSOCIA-TION, F.A. as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: As more fully described in said Deed of Trust The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 23266 ORANGE AVENUE #4 , LAKE FOREST, CA 92630 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $290,581.79 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may withhold the is-suance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder`s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. DATE: 6/12/2012 TRUSTEE CORPS TS No. CA08000199-12-1 17100 Gillette Ave, Irvine, CA 92614 949-252-8300 Ernie Aguilar, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ON LINE AT www.priorityposting.com AUTOMATED SALES INFORMATION PLEASE CALL 714-573-1965 TRUSTEE CORPS MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postpone-ments be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call telephone number for information regarding the Trustee’s Sale or visit the Internet Web site address on the previous page for information regarding the sale of this property, using the file number assigned to this case, CA08000199-12-1. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P957516 6/22, 6/29, 07/06/2012

APN: 606-363-30 TS No: CA09000241-12-1 TO No: 1079631 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 2/24/2010. UNLESS YOU TAKE ACTION TO PRO-TECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PRO-CEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 7/17/2012 at 09:00 AM, on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA, MTC FINANCIAL INC. dba TRUSTEE CORPS, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on 03/03/2010 as Instrument No. 2010000100567 of official records in the Office of the Recorder of Orange County, Cali-fornia, executed by MATTHEW J MORRIS AND KAREN L MORRIS, HUSBAND AND WIFE AS JOINT TENANTS, as Trustor(s), in favor of FLAGSTAR BANK, FSB as Lender and MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED of Trust The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 19556 DORADO DRIVE, TRABUCO CANYON, CA 92679 The undersigned Trustee disclaims any liability for any incor-rectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $433,086.10 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is un-able to convey title for any reason, the successful bidder`s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. DATE: 6/14/2012 TRUSTEE CORPS TS No. CA09000241-12-1 17100 Gillette Ave, Irvine, CA 92614 949-252-8300 James Matthews, Authorized Signa-tory SALE INFORMATION CAN BE OBTAINED ON LINE AT www.priorityposting.com AUTOMATED SALES INFORMATION PLEASE CALL 714-573-1965 TRUSTEE CORPS MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMA-TION OBTAINED MAY BE USED FOR THAT PURPOSE. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call telephone number for information regarding the Trustee’s Sale or visit the Internet Web site address on the previous page for information regarding the sale of this property, using the file number assigned to this case, CA09000241-12-1. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement informa-tion is to attend the scheduled sale. P958403 6/22, 6/29, 07/06/2012

T.S. No.: CR12-1026 A.P.N.: 790-011-37 Loan No.: CR12-1026 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 10/7/2011. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Sec-tion 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: JOSE SALVADOR SANDEJAS FABREGAS AND MARIA REGINA ANNELI B. FABREGAS, HUSBAND AND WIFE AS JOINT TENANTS Duly Appointed Trustee: COUNTY RECORDS RESEARCH, INC. Recorded 10/11/2011 as Instrument No. 20111373811 in book, page and Re-Recorded on 03/13/2012 as Instrument No. 2012000143033 of Official Records in the office of the Recorder of Orange County, California, and pursuant to the Notice of Default and Election to Sell thereunder recorded 3/14/2012 in Book Page, as Instrument No. 2012000146996 of said Official Records. Date of Sale: 7/13/2012 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA Amount of unpaid balance and other charges: $182,980.43 Street Address or other common designation of real property: 21 MOUNTAIN LAUREL, DOVE CANYON, CA 92679 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at the trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for pay-ing off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 or visit this Internet Web site www.priorityposting.com, using the file number assigned to this case CR12-1026. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. Date: 6/18/2012 COUNTY RECORDS RESEARCH, INC. 4952 WARNER AVENUE #105 HUNTINGTON BEACH, CA 92649 PHONE #: (714) 846-6634 FAX #: (714) 846-8720 TRUSTEE’S SALE LINE (714) 573-1965 Sale Website: www.priorityposting.com HOAI PHAN COUNTY RECORDS RESEARCH, INC., TRUSTEE DIVISION P959637 6/22, 6/29, 07/06/2012

of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postpone-ments be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-10-335944-AL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS AT-TEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-10-335944-AL IDSPub #0031112 6/22/2012 6/29/2012 7/6/2012

ORDER TO SHOW CAUSE FOR CHANGE OF NAME CaseNo: 30-2012-00577614-PR-OP-LJC Superior Court of California, County of Orange. In the matter of the petition to change the name(s) of JUNGWOO NA, a minor, and JUNGJAE NA, a minor. Petitioner(s) SUNGSOO NA and YOUNGMI JUN, on behalf of JUNGWOO NA, a minor & JUNGJAE NA, a Minor, has/have filed a petition with this court for a decree changing name(s) as follows: JUNGWOO NA to JUSTIN JUNGWOO NA and JUNGJAE NA to JACOB JUNGJAE NA. The court orders that all persons interested in this matter appear before this court at the hearing indicated below to show cause, if any, why the petition for change of name should not be granted. Any person objecting to the name changes described above must file a written objection that includes the reasons for the objection at least two court days before the matter is scheduled to be heard and must appear at the hearing to show cause why the petition should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing, Orange County Superior Court of California, Probate Court Operations, County of Orange, 341 The City Drive, P.O. Box 14171 Orange, CA 92863, on AUGUST 10, 2012 at 1:30 o’clock p.m Dept. L73. A copy of this order to show cause shall be published at least once a each week for four successive weeks prior to the date set for hearing on the petition in the following newspaper of general circulation, printed in this county The Coto de Caza News. The court orders that all persons interested in this matter are directed to make known any objection that they may have to the granting of the peti-tion for change of name by filing a written objection, which includes the reasons for the objection, with the court at least two court days before the matter is scheduled to be heard and by appearing in court at the hearing to show cause why the petition for change of name should not be granted. If no written objection is timely filed, the court may grant the petition without a hearing. Dated: JUNE 19, 2012 Mary Fingal Schulte– Judge of the Superior Court The Coto de Caza News – 6/22/2012, 6/29/2012, 7/6/2012, 7/13/2012



NOTICE OF TRUSTEE’S SALE Quality Loan Service Corporation TS No. CA-11-472783-LL Order No.: 975562 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 9/23/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): YOON LEE, A SINGLE WOMAN Recorded: 10/4/2005 as Instrument No. 2005000782937 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 7/13/2012 at 9:00am Place of Sale: on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $244,823.53 The purported property address is: 21971 RIMHURST DRIVE #168, LAKE FOREST, CA 92630 Assessor’s Parcel No. 939-04-068 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Plac-ing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-11-472783-LL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-472783-LL IDSPub #0030926 6/22/2012 6/29/2012 7/6/2012

T.S. No. 12-0117-11 Loan No. 0124353905 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 3/22/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: CARL C. CARDARELLI, A SINGLE MAN Duly Appointed Trustee: The Wolf Firm, A Law Corporation Recorded 03/30/2007 as Instrument No. 2007000205428 of Official Records in the office of the Recorder of Orange County, California, Date of Sale: 7/20/2012 at 09:00 AM Place of Sale: on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA Amount of unpaid balance and other charges: $725,611.25, estimated Street Address or other common designation of real property: 26262 YOLANDA ST LAGUNA HILLS, CA, A.P.N.: 634-192-02 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www.priorityposting.com, using the file number assigned to this case 12-0117-11. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 6/22/2012 The Wolf Firm, A Law Corporation 2955 Main Street, 2nd Floor Irvine, California 92614 Foreclosure Department (949) 720-9200 Sale Information Only: (714) 573-1965 www.priorityposting.com Frank Escalera, Team Lead P960944 6/29, 7/6, 07/13/2012

T.S. No. 12-0165-11 Loan No. 0032474124 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 2/9/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Trustor: NOMAL T. SIRIWARDENA, A SINGLE WOMAN Duly Appointed Trustee: THE WOLF FIRM, A LAW CORPORATION Recorded 2/17/2006 as Instrument No. 2006000112047 of Official Records in the office of the Recorder of Orange County, California, Date of Sale: 7/20/2012 at 9:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman Orange, CA. Amount of unpaid balance and other charges: $272,506.25, estimated Street Address or other common designation of real property: 19431 RUE DE VALORE 1D FOOTHILL RANCH, CA A.P.N.: 939-11-597 The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web site www.priorityposting.com, using the file number assigned to this case 12-0165-11. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: 6/22/2012 THE WOLF FIRM, A LAW CORPORATION 2955 Main Street, 2nd Floor Irvine, California 92614 Foreclosure Department (949) 720-9200 Sale Information Only: (714) 573-1965 www.priorityposting.com Frank Escalera, Team Lead P960953 6/29, 7/6, 07/13/2012

APN: 938‐750‐93 TS No: CA09004659-11-1 TO No: 5901823 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED January 8, 2008. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On July 26, 2012 at 09:00 AM, on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman Orange, CA, MTC FINANCIAL INC. dba TRUSTEE CORPS, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on January 14, 2008 as Instrument No. 2008000019419 of official records in the Office of the Recorder of Orange County, California, executed by YOUNGMI HONG, A MARRIED WOMAN, AS HER SOLE AND SEPARATE PROPERTY, as Trustor(s), in favor of WASHINGTON MUTUAL BANK, FA as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 36 PASEO VIENTO, RANCHO SANTA MARGARITA, CA 92688 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $450,807.64 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder`s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. DATE: June 22, 2012 TRUSTEE CORPS TS No. CA09004659-11-1 17100 Gillette Ave, Irvine, CA 92614 949-252-8300 James Matthews, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ON LINE AT www.priorityposting.com AUTOMATED SALES INFORMATION PLEASE CALL 714-573-1965 TRUSTEE CORPS MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call telephone number for information regarding the Trustee’s Sale or visit the Internet Web site address on the previous page for information regarding the sale of this property, using the file number assigned to this case, CA09004659-11-1. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P960912 6/29, 7/6, 07/13/2012

NOTICE OF TRUSTEE’S SALE TS No. 12-0026479 Title Order No. 12-0044426 APN No. 778-201-04 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 12/05/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by CRAIG B GIRAS, AND ANA GIRAS, HUSBAND AND WIFE AS JOINT TEN-ANTS, dated 12/05/2005 and recorded 12/14/2005, as Instrument No. 2005000999411, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 07/30/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 27 SARAZEN LANE, COTO DE CAZA, CA, 92679. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. The total amount of the unpaid bal-ance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $1,369,733.70. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state. Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Plac-ing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0026479. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.161437 07/06/2012, 07/13/2012, 07/20/2012

T.S. No. T11-73002-CA / APN: 755-252-05 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 07-10-2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. Pursuant to California Civil Code Section 2923.54 the undersigned, on behalf of the beneficiary, loan servicer, or authorized agent, declares as follows: [ X ] The mortgage loan servicer has obtained from the commissioner a final or temporary order of exemption pursuant to Section 2923.53 that is current and valid on the date the notice of sale is filed and [ X ] The timeframe for giving notice of sale specified in subdivision (a) of Section 2923.52 does not apply pursuant to Section 2923.52 or 2923.55 Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. Notice to Property Owner The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 573-1965 or visit this Internet Web WWW.PRIORITYPOSTING.COM, using the file number assigned to this case T11-73002-CA. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet

Web site. The best way to verify postponement information is to attend the scheduled sale. Trustor: SYED AHMED, A MARRIED MAN. Duly Appointed Trustee: CR Title Services, Inc. P.O. BOX 16128, TUCSON, AZ 85732-6128 866-702-9658 Recorded 07-20-2006 as Instrument No. 2006000484466 in book , page of Official Records in the office of the Recorder of ORANGE County, California, Date of Sale: 07-31-2012 at 9:00 AM Place of Sale: on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman Orange, CA. Amount of unpaid balance and other charges: $1,996,948.56 Street Address or other common designation of real property: 9 ROCKY MOUNTAIN TRABUCO CANYON, CA 92679 A.P.N.: 755-252-05 Legal Description: PARCEL 1: LOT 47 OF TRACT NO. 15809, IN THE COUNTY OF ORANGE, STATE OF CALIFORNIA, AS SHOWN ON A MAP RECORDED IN BOOK 799, PAGES 1 TO 11, INCLUSIVE OF MISCELLANEOUS MAPS, RECORDS OF ORANGE COUNTY, CALIFORNIA. EXCEPT THEREFROM ALL OIL, GAS, MINERALS AND OTHER HYDROCAR-BONS, BELOW A DEPTH OF 500 FEET, WITHOUT THE RIGHT OF SURFACE ENTRY, AS RESERVED IN INSTRUMENTS OF RECORD. ALSO EXCEPT THEREFROM ALL WATER AND SUBSURFACE WATER RIGHTS, WITHOUT THE RIGHT OF SURFACE ENTRY, BELOW A DEPTH OF 500 FEET, AS DEDICATED OR RESERVED IN INSTRUMENTS OF RECORD. PARCEL 2: NON-EXCLUSIVE EASE-MENTS FOR USE, ACCESS, INGRESS, EGRESS, MAINTENANCE, REPAIR, DRAINAGE AND ENCROACHMENT, ALL AS DESCRIBED IN THE MASTER DECLARATION OF COVENANTS, CONDITIONS, RESTRICTIONS AND RESERVATION OF EASEMENTS FOR COTO DE CAZA (‘’MASTER DECLARATION’’), RECORDED MARCH 5, 1984 AS INSTRUMENT NO. 1984-92424, AND THE NOTICE OF ADDITION OF TERRITORY AND SUPPLEMENTAL DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS AND RES-ERVATION OF EASEMENTS FOR OAK KNOLL IN COTO DE CAZA (‘’SUPPLEMENTAL DECLARATION’’), RECORDED SEPTEMBER 11, 2000 AS INSTRUMENT NO. 2000-47143O,IN THE DECLARA-TION OF COVENANTS, CONDITIONS AND RESTRICTIONS AND RESERVATION OF EASEMENTS FOR THE SUMMIT (‘’SUMMIT DECLARATION’’), RECORDED SEPTEMBER 20, 2000 AS INSTRU-MENT NO. 2000-492456 AND THE NOTICE OF ADDITION OF TER-RITORY AND SUPPLEMENTAL DECLARATION OF COVENANTS, CONDITIONS AND RESTRICTIONS FOR THE SUMMIT (‘’SUMMIT NOTICE’’), RECORDED OCTOBER 10, 2000 AS INSTRUMENT NO. 2000-540829,ALL OF OFFICIAL RECORDS OF ORANGE COUNTY, CALIFORNIA. The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. The Trustee shall incur no liability for any good faith error in stating the proper amount of unpaid balances and charges. For Sales Information please contact PRIORITY POSTING AND PUBLISHING at WWW.PRIORITYPOST-ING.COM or (714) 573-1965. REINSTATEMENT LINE: 866-702-9658 Date: 07-06-2012 CR Title Services, Inc. P.O. BOX 16128 TUCSON, AZ 85732-6128 RICHARD MARTINEZ, VICE PRESIDENT Federal Law requires us to notify you that we are acting as a debt collector. If you are currently in a bankruptcy or have received a discharge in bankruptcy as to this obligation, this communication is intended for informational purposes only and is not an attempt to collect a debt in violation of the automatic stay or the discharge injunction. P962811 7/6, 7/13, 07/20/2012

PUBLIC NOTICEBALLOT TITLE:AN ORDINANCE OF THE PEOPLE OF THE CITY OF RANCHO SANTA MARGARITA, CALIFORNIA, LIMITING THE NUMBER OF TERMS AN ELECTED OFFICIAL MAY SERVESummary of the Proposed Measure:The proposed initiative measure would establish a limitation on the number of terms a person may serve in elected office in the City of Rancho Santa Margarita. The proposed initiative measure provides that “No person shall serve more than two terms in any elected city office in the City of Rancho Santa Margarita.” Appointment to a vacant partial term and service in that elected city office for more than two years is considered a full term for purposes of the two-term limitation contained in the measure. Under the proposed measure, any person who has served two terms in elected city office in the City of Rancho Santa Margarita shall not be eligible to serve in that office again. Pursu-ant ot State Law, the term limits established by the proposed measure shall apply prospectively only. If a majority of the voters voting on the proposed measure vote in its favor, the ordinance shall become a valid and binding ordinance of the City. The ordinance shall be considered as adopted upon the date that the vote is declared by the Ciy Council, and shall go into effect 10 days after that date. NOTICE OF INTENT TO CIRCULATE PETITIONNOTICE IS HEREBY GIVEN by the persons whose names appear hereon of their intention to circulate the petition within the City of Rancho Santa Margarita for the purpose of placing before the voters the adoption of a city ordinance to establish limits on the number of terms elected officials may serve in office. A statement of the reasons of the proposed action as contemplated in the petition as follows:TEXT OF INITIATIVEAN ORDINANCE OF THE PEOPLE OF THE CITY OF RANCHO SANTA MARGARITA, CALIFORNIA LIMITING THE TERMS IN OFFICE ELECTED OFFICIALS MAY SERVE, THEREFORE:THE PEOPLE OF THE CITY OF RANCHO SANTA MARGARITA DO ORDAIN AS FOLLOWS:SECTION 1NO PERSON SHALL SERVE MORE THAN TWO TERMS IN ANY ELECTED CITY OFFICE IN THE CITY OF RANCHO SANTA MAR-GARITA.IF A PERSON IS APPOINTED TO AN ELECTED CITY OFFICE IN RANCHO SANTA MARGARITA FOR ANY REASON, AND SERVES MORE THAN TWO YEARS IN THAT OFFICE, FOR THE PURPOSE OF SUBSECTION (A) OF THIS SECTION, THEY SHALL BE CONSIDERED TO HAVE SERVED A FULL TERM.SECTION 2IN ACCORDANCE WITH EXISTING LAWS, CODES, AND REGULA-TIONS, THIS ORDINANCE WILL TAKE EFFECT IMMEDIATELY UPON CERTIFICATION OF THE ELECTION IN WHICH IT IS PASSED BY THE VOTERS OF RANCHO SANTA MARGARITA AND IS NOT TO BE APPLIED RETROACTIVELY IN ANY MANNER.STATEMENT OF REASONSOur state legislators, our county supervisors, and 22 of our neighboring cities have term limits to protect tax dollars, Rancho Santa Margarita does not.Unfortunately, loopholes in existing law have allowed a majority of Rancho Santa Margarita Council to block term limits for their offices meaning it is up to us to enact this critical protection.Signing this petition will help close the loophole and protecting our tax dollars for important projects.PROPONENTS:Kenney Hrabik 32232 Via del SolRancho Santa Margarita, CA 92679 Date: 6/15/2012Peter Whittingham14 PlacitaRancho Santa Margarita, CA 92688Date: 6/15/2012The Coto de Caza News – 7/6/2012



Coto de Caza Legal NoticesTrustee Sale No.: 20120015001236 Title Order No.: 120087902 FHA/VA/PMI No.: NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 06/11/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEX WEST, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 06/15/2007 as Instrument No. 2007000385890 of official records in the office of the County Recorder of Orange County, State of CALIFORNIA. EXECUTED BY: AMANDA GOLAN, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States). DATE OF SALE: 07/23/2012 TIME OF SALE: 9:00 AM PLACE OF SALE: Doubletree by Hilton Hotel Anaheim-Orange County, 100 The City Drive Orange, CA. 92868 STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 23335 CAMINITO ANDRETA, LAGUNA HILLS, CA 92653 APN#: 934-24-132 LEGAL DESCRIPTION ATTACHED AS EXHIBIT A ORDER NO. 120087902 EXHIBIT A LEGAL DESCRIPTION REF. NO. 20120015001236 A CONDOMINUM COMPRISED OF: PARCEL 1: AN UNDIVIDED 1/95TH INTEREST IN AND TO LOT 2 OF TRACT NO. 8333, IN THE CITY OF LAGUNA HILLS, COUNTY OF ORANGE, STATE OF CALIFORNIA, AS PER MAP RECORDED IN BOOK 342, PAGES 12 TO 18, INCLUSIVE OF MISCELLANEOUS MAPS, IN THE OFFICE OF THE COUNTY RECORDER OF SAID COUNTY. EXPECTING THEREFROM THAT PORTION OF SAID LOT 2, LYING WESTERLY OF THE FOLLOWING DESCRIBED LINE: BEGINNING AT THE MOST NORTHERLY CORNER OF LOT 7 OF SAID TRACT NO. 8333; THENCE ALONG THE NORTHWESTERLY BOUNDARY OF LOT 1 OF SAID TRACT NO. 8333; NORTH 67º46’00” EAST, 63.00 FEET; THENCE, LEAVING THE BOUNDARY OF SAID LOT 1, SOUTH 22º14’00” EAST, 8.47 FEET TO A TANGENT CURVE, CONCAVE NORTHEASTERLY HAVING A RADIUS OF 192.00 FEET; THENCE SOUTHEASTERLY ALONG SAID CURVE THROUGH A CENTRAL ANGLE OF 45º08’49” A DISTANCE OF 151.29 FEET TO A POINT ON A NON-TANGENT CURVE, CONCAVE EASTERLY HAVING A RADIUS OF 412.00 FEET, A RADIAL TO SAID POINT BEARS NORTH 72º 31’57” WEST; THENCE SOUTHERLY ALONG SAID CURVE THROUGH A CENTRAL ANGLE OF 11º 52’36”, A DISTANCE OF 85.40 FEET; THENCE TANGENT TO SAID CURVE SOUTH 05º 35’27” WEST, 45.59 FEET TO A TANGENT CURVE CONCAVE WESTERLY HAVING A RADIUS OF 548.00 FEET; THENCE SOUTHERLY ALONG SAID CURVE THROUGH A CENTRAL ANGEL OF 25º 19’03”, A DISTANCE OF 242.15 FEET; THENCE TANGENT TO SAID CURVE SOUTH 30º54’30” WEST, 145.90 FEET TO A POINT ON A NON-TANGENT CURVE, CONCAVE SOUTHWESTERLY HAVING A RADIUS OF 1450.00 FEET, A RADIAL LINE TO SAID POINT BEAR NORTH 26º06’54” EAST, SAID POINT ALSO BEING ON THE SOUTHERLY BOUNDARY OF SAID LOT 2. EXCEPT THEREFROM ALL OIL, GAS, MINERALS AND OTHER HYDROCARBON SUBSTANCES LYING BELOW A DEPTH OF 500 FEET FROM THE SURFACE OF SAID LAND, BUT WITH NO RIGHT OF SURFACE ENTRY, AS PROVIDED IN DEEDS OF RECORD. ALSO EXCEPTING THEREFROM THE FOLLOWING: UNITS 113 THROUGH 207 AS SHOWN UPON THE CONDOMINIUM PLAN RECORDED IN BOOK 11364, PAGE 1603 OF OFFICIAL RECORDS OF SAID ORANGE COUNTY, AND AS AMENDED IN BOOK 11741, PAGE 3230 OF OFFICIAL RECORDS. EXCLUSIVE EASEMENT AND RIGHT TO USE AND OCCUPY ALL THOSE AREAS DESIGNATED AS B, P, E, G AND CP AS SHOWN UPON THE CONDOMINIUM PLAN. PARCEL 2: UNIT 132 AS SHOWN UPON THE CONDOMINIUM PLAN ABOVE REFERRED TO. PARCEL 3: AN EXCLUSIVE APPURTENANT EASEMENT FOR RESIDENTIAL USE AND PURPOSES IN AND THE BALCONY AND PATIO DIRECTLY ADJACENT TO THE ABOVE-DESCRIBED UNIT WHICH SHALL BE DEEMED TO BE PART OF THE “RESTRICTED COMMON AREA” SHOWN AS B-132 AND P-132, ON THE CONDOMINIUM PLAN ABOVE REFERRED TO. PARCEL 4: AN EXCLUSIVE APPURTENANT EASEMENT FOR INGRESS AND EGRESS IN AND TO THE ENTRYWAY DIRECTLY ADJACENT TO THE ABOVE-DESCRIBED UNIT WHICH SHALL BE DEEMED TO BE PART OF THE “RESTRICTED COMMON AREAS” SHOW AS E-132 ON THE CONDOMINIUM PLAN ABOVE REFERRED TO. PARCEL 5: AN EXCLUSIVE APPURTENANT EASEMENT TO USE AND OCCUPY AT ALL TIMES, THE PARKING SPACE DESCRIBED AND DESIGNATED ON THE CONDOMINIUM PLAN ABOVE REFERRED TO AS CP-132 WHICH SHALL BE DEEMED TO PART OF THE “RESTRICTED COMMON AREAS.” PARCEL 6: AN EXCLUSIVE APPURTENANT EASEMENT FOR GARDENING PURPOSES IN AND TO THE AREA DIRECTLY ADJACENT TO THE ABOVE DESCRIBED UNIT WHICH SHALL BE DEEMED TO BE PART OF THE “RESTRICTED COMMON AREAS” SHOWN AS C-132 ON THE CONDOMINIUM PLAN ABOVE REFERRED TO. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any , shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $230,718.75. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site www.auction.com for information regarding the sale of this property, using the file number assigned to this case 20120015001236. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: AUCTION.COM, LLC ONE MAUCHLY IRVINE, CA 92618 800-280-2832 www.auction.com NDEx West, L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee Dated: 06/18/2012 P958674 6/29, 7/6, 07/13/2012

NOTICE OF TRUSTEE’S SALE Quality Loan Service Corporation TS No. CA-11-461750-RM Order No.: 110378227-CA-GTI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 2/14/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): WILLIAM N. PERKOSKI, A MARRIED MAN AS HIS SOLE AND SEPARATE PROPERTY Recorded: 2/23/2006 as Instrument No. 2006000120472 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 7/20/2012 at 9:00am Place of Sale: on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $794,119.62 The purported property address is: 57 ROCKROSE, ALISO VIEJO, CA 92656 Assessor’s Parcel No. 629-242-27 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-11-461750-RM . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-461750-RM IDSPub #0030242 6/29/2012 7/6/2012 7/13/2012

NOTICE OF TRUSTEE’S SALE Quality Loan Service Corporation TS No. CA-12-497821-AL Order No.: 120054312-CA-GTI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 10/27/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): MICHAEL T. BOUFFARD AND BECKY K. BOUFFARD, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 11/4/2004 as Instrument No. 2004000993082 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 7/23/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $318,949.18 The purported property address is: 21 WILD HORSE LOOP UNIT 77, RANCHO SANTA MARGARITA, CA 92688-1813 Assessor’s Parcel No. 931-953-48 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-12-497821-AL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-497821-AL IDSPub #0030279 6/29/2012 7/6/2012 7/13/2012

Title Order No .7742-331261 Trustee Sale No. 2010-3121 Reference No. SA-MLA A887-02 APN No. 806-072-02 NOTICE OF TRUSTEE’S SALE UNDER A NOTICE OF A NOTICE OF DELINQUENT ASSESSMENT AND CLAIM OF LIEN YOU ARE IN DEFAULT UNDER A NOTICE OF DELINQUENT ASSESSMENT DATED 5/21/2009. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that on 7/20/2012 at 09:00 AM S.B.S. Lien Services As the duly appointed Trustee under and pursuant to Notice of Delinquent Assessment, recorded on June 30, 2009 as Document No. 2009000344868 Book Page of Official Records in the office of the Recorder of Orange County, California, the purported owner(s) of said property is (are): ROBERT S RENNIE AND VICTORIA L RENNIE AND MICHAEL J D’AMICO AND KIMBERLY J D’AMICO WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH, (payable at the time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a State or National bank, a check drawn by a state of federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state.): on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA. All right, title and interest under Notice of Delinquent Assessment in the property situated in said County, as more fully described on the above referenced assessment lien. The street address and other common designation, if any, of the real property described above is purported to be: 26 TWILIGHT LANE RANCHO SANTA MARGARITA, CA 92688 The undersigned trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied regarding title, possession or encumbrances, to pay the remaining principal sum due under said Notice of Delinquent Assessment, with interest thereon, as provided in said notice, advances, if any, estimated fees, charges, and expenses of the Trustee, to-wit: $5,491.94 accrued interest and additional advances, if any, will increase this figure prior to sale. The claimant, RANCHO SANTA MARGARITA LANDSCAPE AND RECREATION CORPORATION AKA SAMLARC under said Notice of Delinquent Assessment heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more

than three months have elapsed since such recordation. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks invovled in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call FOR SALES INFORMATION, PLEASE CALL (714)573-1965 or LOG ONTO or visit this Internet Web site www.priorityposting.com using the file number assigned to this case 2010-3121. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. THE PROPERTY IS BEING SOLD SUBJECT TO THE NINETY DAY RIGHT OF REDEMPTION CONTAINED IN CIVIL CODE SECTION 1367.4(C) (4). PLEASE NOTE THAT WE ARE A DEBT COLLECTOR AND ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. FOR SALES INFORMATION, PLEASE CALL (714) 573-1965 or LOG ONTO www.priorityposting.com. Date: 6/21/2012 S.B.S. Lien Services, 31194 La Baya Drive, Suite 106 Westlake Village, CA 91362 Luis Alvarado, Trustee Sales Officer WE ARE ATTEMPTING TO COLLECT A DEBT, AND ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. P960590 6/29, 7/6, 07/13/2012

NOTICE OF TRUSTEE’S SALE Quality Loan Service Corporation TS No. CA-12-500918-AL Order No.: 120083710-CA-GTI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 5/12/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): KRISTEN MYERS, AN UNMARRIED WOMAN Recorded: 5/23/2006 as Instrument No. 2006000346804 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 8/6/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $447,913.81 The purported property address is: 25302 VISTA LINDA, LAKE FOREST, CA 92630 Assessor’s Parcel No. 939-95-169 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-12-500918-AL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-500918-AL IDSPub #0031070 7/6/2012 7/13/2012 7/20/2012

PUBLIC NOTICEBALLOT TITLE:AN ORDINANCE OF THE PEOPLE OF THE CITY OF RANCHO SANTA MARGARITA, CALIFORNIA, LIMITING ELECTED OFFICIAL COMPENSATION AND BENEFITSSummary of the Proposed Measure:The purpose of the proposed initiative ordinance measure is to establish a limitation on the amount of compensation and benefits paid to elected officials in the City of Rancho Santa Margarita to the monthly salary received pusuant to State Law. The proposed measure provides that elected officials in the City of Rancho Santa Margarita may not accept any form of personal compensation, paid benefit or pension from any government agency as a result of their official duties other than the monthly salary authorized by State and local law.NOTICE OF INTENT TO CIRCULATE PETITIONNOTICE IS HEREBY GIVEN by the persons whose names appear hereon of their intention to circulate the petition within the City of Ran-cho Santa Margarita for the purpose of placing before the voters the adoption of a city ordinance to establish limits on the pay and benefits of elected officials. A statement of the reasons of the proposed action as contemplated in the petition as follows:TEXT OF INITIATIVEAN ORDINANCE OF THE PEOPLE OF THE CITY OF RANCHO SANTA MARGARITA, CALIFORNIA LIMITING ELECTED OFFICIAL INCOME AND BENEFITS, THEREFORE:THE PEOPLE OF THE CITY OF RANCHO SANTA MARGARITA DO ORDAIN AS FOLLOWS:ELECTED OFFICIALS IN THE CITY OF RANCHO SANTA MARGARITA MAY NOT ACCEPT ANY FORM OF PERSONAL COMPENSATION, PAID BENEFIT OR PENSION, FROM ANY GOVERNMENT AGENCY AS A RESULT OF THEIR OFFICIAL DUTIES OTHER THAN THE STIPEND ALLOWED UNDER STATE CODE AND REGULATION.STATEMENT OF REASONSState law tightly regulates how much our part time officials get paid for the work we elected them to do. Our state legislators serve without pensions amd several other local agencies limit or are asking voters to close loopholes like those in Rancho Santa Margarita that allow our part time officials to receive full time benefits. This petition is the important first step in closing the loopholes and protecting our tax dollars for important projects.PROPONENTS:Kenney Hrabik 32232 Via del SolRancho Santa Margarita, CA 92679 Date: 6/15/2012Peter Whittingham14 PlacitaRancho Santa Margarita, CA 92688Date: 6/15/2012The Coto de Caza News – 7/6/2012



Coto de Caza Legal Notices NOTICE OF TRUSTEE’S SALE TS No. CA-12-493466-AB Order No.: 6449575 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 7/15/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEED-ING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): JACKIE L. JONES, AN UNMARRIED MAN AND KAREN DAEDLER, AN UNMARRIED WOMAN AS JOINT TENANTS Recorded: 8/11/2005 as Instrument No. 2005000630477 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 7/23/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ball-room Amount of unpaid balance and other charges: $338,689.54 The purported property address is: 27 TIERRA PLANO, RANCHO SANTA MARGARITA, CA 92688 Assessor’s Parcel No. 938-12-272 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-12-493466-AB . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-493466-AB IDSPub #0029515 6/22/2012 6/29/2012 7/6/2012

NOTICE OF TRUSTEE’S SALE Quality Loan Service Corporation TS No. CA-12-500742-AL Order No.: 1122883 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 1/6/2003. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): CHARLES MARK BOWSER AND RENEE M. BOWSER, HUSBAND AND WIFE Recorded: 1/28/2003 as Instrument No. 2003000104001 F_DOT_Recording_Book F_DOT_Recording_Page of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 7/23/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $293,288.76 The purported property address is: 83 SAN SEBASTIAN, RANCHO SANTA MARGARITA, CA 92688-2531 Assessor’s Parcel No. 805-141-23 NOTICE TO PO-TENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-12-500742-AL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-500742-AL IDSPub #0029670 6/22/2012 6/29/2012 7/6/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-12-500788-AL Order No.: 1123257 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 5/22/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEED-ING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): VIPUL DESAI AND KIMBERLY DESAI, HUSBAND AND WIFE AS JOINT TENANTS Re-corded: 6/4/2007 as Instrument No. 2007000356875 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 7/23/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $327,969.31 The purported property address is: 25657 MONT POINTE, #9E, LAKE FOREST, CA 92630-5963 Assessor’s Parcel No. 933-02-466 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE

TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postpone-ments be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-12-500788-AL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further re-course against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-500788-AL IDSPub #0029672 6/22/2012 6/29/2012 7/6/2012

NOTICE OF TRUSTEE’S SALE TS No. CA-11-490627-CT Order No.: 1062342 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 8/26/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEED-ING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): HANH D CAMPEAU A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY Recorded: 9/2/2005 as Instrument No. 2005000697087 and modified as per Modification Agreement recorded 4/4/2006 as Instrument No. 2006000223506, in Book XXX, on Page XXX of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 7/13/2012 at 9:00am Place of Sale: on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $651,125.53 The purported property address is: 21542 MORESBY WAY, LAKE FOREST, CA 92630-7235 Assessor’s Parcel No. 613-451-03 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage

or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-11-490627-CT . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-490627-CT IDSPub #0029804 6/22/2012 6/29/2012 7/6/2012

APN: 668-182-11 TS No: CA08002595-11-1 TO No: 1028525 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 12/29/2009. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On 7/25/2012 at 09:00 AM, On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA, MTC FINANCIAL INC. dba TRUSTEE CORPS, as the duly Appointed Trustee, under and pursuant to the power of sale contained in that certain Deed of Trust Recorded on 01/04/2010 as Instrument No. 2010000001079 of official records in the Office of the Recorder of Orange County, California, executed by ROBERT W FINUCANE AND YVETTE MENDOZA, HUSBAND AND WIFE., as Trustor(s), in favor of MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER, in lawful money of the United States, all payable at the time of sale, that certain property situated in said County, California describing the land therein as: AS MORE FULLY DESCRIBED IN SAID DEED OF TRUST The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 25765 AVENIDA PEDREGAL, SAN JUAN CAPISTRANO, CA 92675 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made without covenant or warranty, express or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the Note(s) secured by said Deed of Trust, with interest thereon, as provided in said Note(s), advances if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligations secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of this Notice of Trustee`s Sale is estimated to be $404,912.88 (Estimated), provided, however, prepayment premiums, accrued interest and advances will increase this figure prior to sale. Beneficiary`s bid at said sale may include all or part of said amount. In addition to cash, the Trustee will accept a cashier`s check drawn on a state or national bank, a check drawn by a state or federal credit union or a check drawn by a state or federal savings and loan association, savings association or savings bank specified in Section 5102 of the California Financial Code and authorized to do business in California, or other such funds as may be acceptable to the trustee. In the event tender other than cash is accepted, the Trustee may withhold the issuance of the Trustee`s Deed Upon Sale until funds become available to the payee or endorsee as a matter of right. The property offered for sale excludes all funds held on account by the property receiver, if applicable. If the Trustee is unable to convey title for any reason, the successful bidder`s sole and exclusive remedy shall be the return of monies paid to the Trustee and the successful bidder shall have no further recourse. DATE: 6/22/2012 TRUSTEE CORPS TS No. CA08002595-11-1 17100 Gillette Ave, Irvine, CA 92614 949-252-8300 Ernie Aguilar, Authorized Signatory SALE INFORMATION CAN BE OBTAINED ON LINE AT www.priorityposting.com AUTOMATED SALES INFORMATION PLEASE CALL 714-573-1965 TRUSTEE CORPS MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. Notice to Potential Bidders If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a Trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a Trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same Lender may hold more than one mortgage or Deed of Trust on the property. Notice to Property Owner The sale date shown on this Notice of Sale may be postponed one or more times by the Mortgagee, Beneficiary, Trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about Trustee Sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call telephone number for information regarding the Trustee’s Sale or visit the Internet Web site address on the previous page for information regarding the sale of this property, using the file number assigned to this case, CA08002595-11-1. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. P960878 6/29, 7/6, 07/13/2012

NOTICE OF TRUSTEE’S SALE Quality Loan Service Corporation TS No. CA-11-471098-RM Order No.: 110456392-CA-GTO YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 8/24/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): ZOHRA MURTAZA, A MARRIED WOMAN Recorded: 8/30/2005 as Instrument No. 2005000682645 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 7/27/2012 at 9:00am Place of Sale: on the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange, CA 92866 Amount of unpaid balance and other charges: $556,679.07 The purported property address is: 1 DUNLIN LN, ALISO VIEJO, CA 92656 Assessor’s Parcel No. 623-292-18 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Plac-ing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-11-471098-RM . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-11-471098-RM IDSPub #0030567 7/6/2012 7/13/2012 7/20/2012



LADIES DOMINATE THE FIELD IN THE $30,000 RED, WHITE AND BLUE CLASSIC GRAND PRIX

It was déjà vu this afternoon as Josephina Nor-Lantzman (BRA) and Tina Di Landri went head to head in the jump-off for the $30,000 Red, White and Blue Classic Grand Prix. The first week of the series featured the $30,000 Blenheim Classic Grand Prix where both riders returned in the jump-off as the final two rounds. Di Landri put up the final time and best-ed the field, leaving Nor-Lantzman (BRA) in second, respectively. Today, Nor Lantzman (BRA) was able to scare off the competition and seek revenge without fault to take the $30,000 Red, White and Blue Classic Grand Prix, presented by Ritz Carlton - Laguna Niguel.

Seven nations represented the twenty six rounds of today’s Grand Prix. Leaving it to the young rid-er from Brazil, Josephina Nor-Lantzman (BRA) was the only rider to post two clean rounds and master the course designed by fellow Brazilian, Anderson Lima. “She did a phenomenal job.” Lima complemented Nor-Lantzman, “We set a tough course, but Josephina (Nor-Lantzman) handled it great.” Of the sixteen efforts, riders found complications coming into a wide oxer with only four strides to regroup and set for a skinny vertical. Other challenges riders faced included a vertical-oxer-vertical triple combina-

tion, an oxer with a liverpool, a triple bar to vertical combination and a tight time allowed of 87 seconds. After three rounds, “we decided to adjust the time to allow to 92 sec-onds,” noted Lima “for a little more comfort around the course and to allow them to jump better, “The level of horses was great and I’m glad the design complimented all of them.”

Nor-Lantzman (BRA) took a strong focus of the course and was able to guide her twelve-year-old Warm-blood, Chello Z, to a fast and clean time of 84.999 seconds. “The course was tough enough,” Nor-Lantzman commented, “There were a lot of short lines to verticals that made you have to ride a little bit.” Only two rounds later, Di Landri was also able to put up a fault free effort under the time allowed in 87.350 seconds, cre-ating a jump-off. With five riders to go in the class, Tiffany Sullivan and Hayley Farms’ Tristan were able to qualify in a time of 87.517 seconds and join Nor-Lantzman (BRA) and Di Landri in a ladies’ jump-off.

After a quick reset and Sullivan pulling out of the jump-off, Nor-Lantzman (BRA) and Di Landri were once again going head to head for the win. Nor-Lantzman (BRA) and Chello Z galloped in and immedi-ately presented Chello Z to the first obstacle on the opposite end of the

field, a wide oxer that was not used in the qualifying round. “My plan for the jump-off was to just go for it,” Nor-Lantzman commented, “There was a new fence so I was careful, but I didn’t want what happened the first week to happen again. Everything went perfectly, and he jumped great!”

Di Landri and Avargo came in knowing they had to beat the swift time of 37.680 seconds, but with the confidence of knowing it had been done before, Di Landri wasn’t ner-vous. “My plan for the jump-off was to be loose and have a tight enough roll back to cut off some time. “noted Di Landri, “Avargo’s turns are so good I knew he could do it.” Di Landri had an unfortunate rail on the first oxer and decided to retire and finish second, respectively. “Unfortunately my plan didn’t work out.” Di Landri continued, “Avargo is such a great horse though and I was so proud of him.”

With only one round in the jump-off, it was going to take a brilliant ride and a careful horse to get though it without fault. “The jump-off was designed for the riders to reach all areas of the course.” revealed Lima (BRA). “The turn after the first jump was meant to be the hardest but Josephina (Nor-Lantzman) handled it great. I thought it was a fun class.”

“I love having a course designed

by a Brazilian because it gives me more fire and more adrenaline when I ride and it sure pays off. I thought Anderson (Lima) designed a great course,” smiled Nor-Lantzman. “I’m still laughing though because this week is the Red, White and Blue Classic and the first week of the series I got a red, the second week I got a white, and this week a blue! I was so proud of Chello Z. He always tries his heart out.” Nor-Lanztman will return home to Del Mar to pre-pare for the Showpark July Series.

The Blenheim Red, White and Blue Classic wrapped the four weeks of top level Show Jumping and High Performance Hunters in San Juan Capistrano, CA. With daily sunshine, green grass footing, intense compe-tition and exciting spills and thrills, the summer show season has only just begun. The Blenheim EquiS-ports horse shows will shift to The Del Mar Horsepark for the Show-park July Series. Highlights include the $30,000 Racing Festival Grand Prix, presented by EquiFit, inc, the $10,000 USHJA International Hunter Derby, the $30,000 August Festival Grand Prix, presented by Mary’s Tack and Feed, and much more! Please visit the Blenheim EquiS-ports website for up to date event information.

Josephine Nor-Lantzman (BRA) aboard Chello Z



PAGEANT TECH 101: ADVANCES IN THE TECHNOLOGY OF TABLEAUX VIVANTS

As the Festival of Arts makes p lans fo r th is summer ’s ce l -ebration of its 80th anniversary, the Pageant of the Masters, is readying its latest celebration of art in “living pictures” – tableaux vivants – to be performed nightly in the Irvine Bowl, beginning July 7. Since this year’s program, The Genius, is focusing on the impact of technology in the arts, Pageant director Diane Challis Davy and two of her key technical collabora-tors were asked about how they have benefited from advances in theatrical technology. They were all excited about improvements in l ighting and sound that wil l greatly enhance the show, and all agreed that technical advances have been instrumental in keeping the Pageant vital. But, as veteran sound and video engineer Jon Tschirgi emphasized, “At the Pag-eant, tech has to be evolutionary rather than revolutionary.”

During her 17 years as Pageant director, Diane Challis Davy has always been on the lookout for ways to make the Pageant just that much more theatrical, engag-ing and imaginative while still hon-oring the sense of tradition and history the Pageant has created during its nearly eight decades. As a painter, costume designer and theatrical artist, Challis Davy has reintroduced themes, occasional live singers and other theatrical gestures to her Pageants.

As a result, the Pageant has become more fluid, with seam-less transitions often performed in full view of the audience. Other technical advances have provided some of the Pageant’s most mem-orable moments: In the heat of the summer of 2003, it “snowed” in the Irvine Bowl. And in 2011, giant dragons “breathed fire” and held court in the Irvine Bowl.

One other constant has been the unique challenge of live per-formance in a 2,600-seat outdoor venue. This summer, that venue will showcase subtle but invalu-able improvements to both lighting and sound.

With an extensive background in audio, and 21 years with the Pageant, Jon Tschirgi is a master of many domains. Last year, he was listed not only as Sound and Video Engineer, but also credited for his contributions to Video Pro-duction and Video Special Effects. When asked about what technical improvement excites him most,

there was no contest. “This year, with our brand new L-Acoustics a l l -d ig i ta l sound sys tem, the sound is going to be phenomenal,” he said with infectious enthusi-asm. “I’m confident there will be a clarity and excitement in the sound that we have never come close to. This L-Acoustics system is the same sound system they use at the Hollywood Bowl and the Civic Opera House. And in Orange County, we are the only venue that has this sound system.”

Richard Hill has been the Pag-eant’s Technical Director for 22 years. He’s still energized by his collaboration with director Diane Challis Davy. This summer, he’s espec ia l l y exc i ted about the implementation of an LED stage lighting system. “With these new LED l ights, you can dim them and they retain the correct color temperature.”

Since reliable, high-resolution video projectors became afford-able, director Challis Davy has been especially pleased with the opportunity this has created for crafting mini-documentaries that can “tell more of the story.” Here again, advances in computer technology and software have given Tschirgi and Hill the tools to create these visual effects in-house. And with the appearance of the flying saucer hovering over the hillside in 2001’s Beyond the Horizon, the use of inflatables also became a popular addition to Pageant special effects. Since then, inflatables like King Kong (2009) and a dragon (2011) have all made memorable Pageant ap-pearances.

Technical Director Hill recalled some of the challenges he faced

when he first came to work at the Pageant in the 1980s. “When I got here, we used to hoist the [ l ight ing instrument] p ipes up and down with block-and-tackle. There was no counterweight sys-tem. There was also no turntable stage (adjoining the stage house to the audience’s left), until the late 1980s. I ts impact on the pace and rhythm of the Pageant since then cannot be overstated. Director Challis Davy has been particularly pro-active in creating multiple uses for the turntable stage to dramatic effect. But, in Richard Hill ’s estimation, even more significant was the comple-tion in 2004 of the new scene shops. These made it possible to create more and larger sets and provide for their storage and easy movement onto the stage.

Director Challis Davy also noted how the search for Pageant art-works used to require hours of searching through the Pageant’s limited art library as well as all other local library systems. To-day, she marvels at the ability to explore the world’s greatest art collections at the click of a mouse. Her longtime scriptwriter Dan Dul-ing concurred.

For all the improvements and in-novations, the Pageant is still live theatre with a live narrator and professional 30-piece orchestra, and hundreds of volunteers mak-ing up the cast and backstage support teams. Director Challis Davy, for one, wouldn’t have it any other way. Throughout, she has maintained a clear vision of what’s fundamentally unchanged during its 79 years. “Our very ‘hands on’ way of building tableaux will never change. There is no replacement

for the t ime-consuming, t r ia l -and-error work that is done by the team. Set construction, set painting, making costumes, ap-plying makeup...these tasks are exacting and must be done the old fashioned way. It’s a proverbial labor of love.”

Chal l i s Davy and her team agree that sometimes magical mo-ments where art and life intersect are possible. That’s why, nearly 80 years later, the Pageant is still in the business of making “living pictures.” Evolutionary, and may-be just a little bit revolutionary.

The Pageant of the Masters wil l be performed nightly from Saturday, July 7, through Friday, August 31, 2012. Tickets for The Genius, the 2012 Pageant of the Masters, may be purchased at www.PageantTickets.com. Tickets start at $15. For further informa-tion, call 949-497-6852, or toll free 800-487-3378.

The Festival of Arts and Pag-eant of the Masters are sponsored in part by Acura, Cox Communica-tions, Fidelity Investments, KOST Radio 103.5, the Ritz-Carl ton Laguna Niguel, and The Orange County Register. The Festival of Arts is a non-profit organization that produces The Festival of Arts – California’s Premier Fine Art Show and the Pageant of the Masters. For general information, call (949) 494-1145 or visit the website at www.LagunaFestivalo-fArts.org. The event is located at 650 Laguna Canyon Road, La-guna Beach, California. Proceeds support the arts and art education in and about Laguna Beach.



Coto de Caza Legal NoticesNOTICE OF TRUSTEE’S SALE Trustee Sale No.: 20110033500576 Title Order No.: 110284869 FHA/VA/PMI No.: 0 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 12/11/06. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEED ING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEx West, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 12/21/06, as Instrument No. 2006000854377, as Book No. and Page No. , of official records in the office of the County Recorder of ORANGE County, State of California. EXECUTED BY: KARL ARTHUR MATHEY AND MARY ELLEN MATHEY, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States) DATE OF SALE: July 12, 2012 TIME OF SALE: 01:30 PM PLACE OF SALE: At the North front entrance to the County Court house at 700 Civic Center Drive West, Santa Ana, CA. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 21112 WINCHESTER DRIVE, TRABUCO CANYON, CA 92679. APN# 833-371-24 The undersigned Trustee disclaims any liability for any incorrect ness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, posses-sion, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $725,402.75. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auc-tion does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be post-poned one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 916-939-0772 for information regarding the trustee’s sale or visit this Internet Web site www.nationwideposting.com for information regarding the sale of this property, using the file number assigned to this case 20110033500576. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone infor-mation or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: NATIONWIDE POSTING & PUBLICATION A DIVISION OF FIRST AMERICAN TITLE INSURANCE COMPANY 5005 WINDPLAY DRIVE, SUITE 1, EL DORADO HILLS, CA 95762-9334 916-939-0772, www.nationwideposting.com NDEx West L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee, BY: Ric Juarez Dated: 06/12/12 NPP0202958 06/22/12, 06/29/12, 07/06/12

NOTICE OF TRUSTEE’S SALE TSG No.: 6445274 TS No.: CA1200239537 FHA/VA/PMI No.: APN:639-038-07 Property Address: 28811 DRAKES BAY LAGUNA NIGUEL, CA 92677 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 02/08/07. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EX-PLANATION OF THE NATURE OF THE PROCEED ING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On July 12, 2012 at 01:30 PM, First American Trustee Servicing Solutions, LLC, as duly appointed Trustee under and pursuant to Deed of Trust recorded 02/20/07, as Instrument No. 2007000108922, in book , page , of Official Records in the Office of the County Recorder of ORANGE County, State of California. Executed by: PARVIZ AKRADI AND SOHEILA BOLORITABAR, HUS-BAND AND WIFE,. WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA.. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 639-038-07. The street address and other common designation, if any, of the real property described above is purported to be: 28811 DRAKES BAY, LAGUNA NIGUEL, CA 92677. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, posses-sion, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $1,461,548.81. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auc-tion does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939-0772 or visit this Internet Web http://search.nationwideposting.com/proper-tySearchTerms.aspx using the file number assigned to this case CA1200239537. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immedi ately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to at-tend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s Trustee. The beneficiary or servicing agent declares that it has obtained from the Commissioner of Corporations a final or temporary order of exemption pursuant to California Civil Code Section 2923.53 that is current and valid on the date the Notice of Sale is filed and/or The timeframe for giving Notice of Sale specified in subdivision (s) of California Civil Code Section 2923.52 applies and has been provided or the loan is exempt from the requirements. Date: 06/11/12, First American Title Insurance Company First American Trustee Servic-ing Solutions, LLC 3 First American Way, Santa Ana, CA 92707 Original document signed by Authorized Agent, Chet Sconyers -- FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916) 939-0772. First American Trustee Servicing Solutions, LLC May be Acting as a Debt Collector Attempting to Collect a Debt. Any Information obtained may be used for that purpose. NPP0203071 06/22/12, 06/29/12, 07/06/12

NOTICE OF TRUSTEE’S SALE Quality Loan Service Corporation TS No. CA-12-499104-LL Order No.: 120066576-CA-GTI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 5/18/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): LEANDRO FERMIN, JR., AND ESPERANZA FERMIN, HUSBAND AND WIFE AS JOINT TENANTS Recorded: 6/19/2007 as Instrument No. 2007000390410 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 7/23/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Ana-heim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $409,384.63 The purported property address is: 47 LUNETTE AVE, FOOTHILL RANCH, CA 92610 Assessor’s Parcel No. 601-121-01 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-12-499104-LL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-499104-LL IDSPub #0030144 6/29/2012 7/6/2012 7/13/2012

NOTICE OF TRUSTEE’S SALE TSG No.: 6499107 TS No.: CA1200241396 FHA/VA/PMI No.: 2009000639488 APN:938-38-776 Property Address: 47 WHITE SANDS COTO DE CAZA, CA 92679 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 11/20/09. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PRO-CEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On July 26, 2012 at 01:30 PM, First American Trustee Servicing Solutions, LLC, as duly appointed Trustee under and pursuant to Deed of Trust recorded 11/30/09, as Instrument No. 2009000639488, in book , page , of Official Records in the Office of the County Recorder of ORANGE County, State of California. Executed by: ANDREW J. WIEDERSPAHN, A SINGLE MAN AND AMBER M. DIAMOND, A SINGLE WOMAN,. WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA.. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 938-38-776. The street address and other common designation, if any, of the real property described above is purported to be: 47 WHITE SANDS, COTO DE CAZA, CA 92679. The under signed Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the prop-erty to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $325,433.28. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BID-DERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a

trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939-0772 or visit this Internet Web http://search.nationwideposting.com/proper-tySearchTerms.aspx using the file number assigned to this case CA1200241396. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immedi ately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to at-tend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s Trustee. The beneficiary or servicing agent declares that it has obtained from the Commissioner of Corporations a final or temporary order of exemption pursuant to California Civil Code Section 2923.53 that is current and valid on the date the Notice of Sale is filed and/or The timeframe for giving Notice of Sale specified in subdivision (s) of California Civil Code Section 2923.52 applies and has been provided or the loan is exempt from the requirements. Date: 06/22/12, First American Title Insurance Company First American Trustee Servic-ing Solutions, LLC 3 First American Way, Santa Ana, CA 92707 Original document signed by Authorized Agent, Chet Sconyers -- FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916) 939-0772. First American Trustee Servicing Solutions, LLC May be Acting as a Debt Collector Attempting to Collect a Debt. Any Information obtained may be used for that purpose. NPP0203720 07/06/12, 07/13/12, 07/20/12

NOTICE OF TRUSTEE’S SALE TS No. 12-0027412 Title Order No. 12-0046547 APN No. 936-85-272 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 04/07/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by KOU-ROSH KAVOOSI, A SINGLE MAN, dated 04/07/2006 and recorded 4/13/2006, as Instrument No. 2006000247509, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 07/30/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 4 JEROME LANE, LADERA RANCH, CA, 92694. The undersigned Trustee disclaims any liability for any incorrectness of the street ad-dress and other common designation, if any, shown herein.The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $501,797.18. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state.Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus

fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0027412. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.161407 7/06, 7/13, 7/20/2012

NOTICE OF TRUSTEE’S SALE Quality Loan Service Corporation TS No. CA-12-500435-EV Order No.: 120078901-CA-MSI YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 11/20/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): MICHELLE L. WITHROW, SINGLE WOMAN Recorded: 11/30/2007 as Instrument No. 2007000709567 of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 7/23/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $412,401.96 The purported property address is: 23412 PACIFIC PARK DR 38F, ALISO VIEJO, CA 92656 Assessor’s Parcel No. 931-512-13 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-12-500435-EV . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corporation 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-500435-EV IDSPub #0030195 6/29/2012 7/6/2012 7/13/2012



NOTICE OF TRUSTEE’S SALE TS No. CA-12-499299-LL Order No.: 1113752 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 9/15/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEED-ING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): KEVIN M. WAYT. A SINGLE MAN, AND RACHEL A. KOELLER, A SINGLE WOMAN AS JOINT TENANTS Recorded: 9/22/2006 as Instrument No. 2006000633735 F_DOT_Recording_Book F_DOT_Recording_Page of Official Records in the office of the Recorder of ORANGE County, California; Date of Sale: 7/23/2012 at 9:00 AM Place of Sale: At the Doubletree by Hilton Hotel Anaheim – Orange County, 100 The City Drive, Orange, CA 92868 in the Grand Ballroom Amount of unpaid balance and other charges: $306,031.47 The purported property ad-dress is: 19801 MEADOW RIDGE DRIVE #8, TRABUCO CANYON AREA, CA 92679 Assessor’s Parcel No. 938-74-609 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage

or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 800-280-2832 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com , using the file number assigned to this foreclosure by the Trustee: CA-12-499299-LL . Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 800-280-2832 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. TS No.: CA-12-499299-LL IDSPub #0029433 6/22/2012 6/29/2012 7/6/2012

NOTICE OF TRUSTEE’S SALE TSG No.: 5562565 TS No.: CA1100230961 FHA/VA/PMI No.: APN:939-30-452 Property Address: 27964 VIA JANEIRO LAGUNA NIGUEL, CA 92677 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 11/12/03. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEED ING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On July 19, 2012 at 01:30 PM, First American Trustee Servicing Solutions, LLC, as duly appointed Trustee under and pursuant to Deed of Trust recorded 11/20/03, as Instrument No. 2003001406475, in book , page , of Official Records in the Office of the County Recorder of ORANGE County, State of California. Executed by: ARMANDO CASTILLO AND DORA HERRERA CASTILLO, HUSBAND AND WIFE AS JOINT TENANTS.,. WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA.. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 939-30-452. The street address and other common designation, if any, of the real property described above is purported to be: 27964 VIA JANEIRO, LAGUNA NIGUEL, CA 92677. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $138,027.31. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939-0772 or visit this Internet Web http://search.nationwideposting.com/propertySearchTerms.aspx using the file number assigned to this case CA1100230961. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immedi ately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s Trustee. The beneficiary or servicing agent declares that it has obtained from the Commissioner of Corporations a final or temporary order of exemption pursuant to California Civil Code Section 2923.53 that is current and valid on the date the Notice of Sale is filed and/or The timeframe for giving Notice of Sale specified in subdivision (s) of California Civil Code Section 2923.52 applies and has been provided or the loan is exempt from the requirements. Date: 06/27/12, First American Title Insurance Company First American Trustee Servicing Solutions, LLC 3 First American Way, Santa Ana, CA 92707 Original document signed by Authorized Agent, Chet Sconyers -- FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916) 939-0772. First American Trustee Servicing Solutions, LLC May be Acting as a Debt Collector Attempting to Collect a Debt. Any Information obtained may be used for that purpose. NPP0203068 06/29/12, 07/06/12, 07/13/12

NOTICE OF TRUSTEE’S SALE Trustee Sale No.: 20110033501214 Title Order No.: 110413956 FHA/VA/PMI No.: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 05/07/07. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEED ING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. NDEx West, LLC, as duly appointed Trustee under and pursuant to Deed of Trust Recorded on 05/11/07, as Instrument No. 2007000308516, as Book No. and Page No. , of official records in the office of the County Recorder of ORANGE County, State of California. EXECUTED BY: LA VONNE M. PHILLIPS, WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (payable at time of sale in lawful money of the United States) DATE OF SALE: July 19, 2012 TIME OF SALE: 01:30 PM PLACE OF SALE: At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA. STREET ADDRESS and other common designation, if any, of the real property described above is purported to be: 28383 PUEBLO DRIVE, TRABUCO CANYON, CA 92679. APN# 932-47-202 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $334,824.35. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 916-939-0772 for information regarding the trustee’s sale or visit this Internet Web site www.nationwideposting.com for information regarding the sale of this property, using the file number assigned to this case 20110033501214. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. FOR TRUSTEE SALE INFORMATION PLEASE CALL: NATIONWIDE POSTING & PUBLICATION A DIVISION OF FIRST AMERICAN TITLE INSURANCE COMPANY 5005 WINDPLAY DRIVE, SUITE 1, EL DORADO HILLS, CA 95762-9334 916-939-0772, www.nationwideposting.com NDEx West L.L.C. MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NDEx West, L.L.C. as Trustee, BY: Ric Juarez Dated: 06/21/12 NPP0203157 06/29/12, 07/06/12, 07/13/12

TS No. CA-12-498653-AB Order No.: 6481405 NOTICE OF TRUSTEE’S SALE YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 10/8/2004. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in Section 5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonably estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor(s): JOHN SCHREINER AND CATHERINE SCHREINER HUSBAND AND WIFE, AS JOINT TENANTS Recorded: 10/28/2004 as Instrument No. 2004000971963 of Official Records in the office of the Recorder of Orange County, California; Date of Sale: 7/25/2012 at 09:00 AM Place of Sale: On the front steps to the entrance of the Orange Civic Center, 300 E. Chapman, Orange CA 92866 Amount of unpaid balance and other charges: $631,344.66 The purported property address is: 33431 CALLE MIRAMAR, SAN JUAN CAPISTRANO, CA 92675 Assessor’s Parcel No. 675-154-09 NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 714-573-1965 for information regarding the trustee’s sale or visit this Internet Web site http://www.qualityloan.com, using the file number assigned to this foreclosure by the Trustee: CA-12-498653-AB. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: Quality Loan Service Corp. 2141 5th Avenue San Diego, CA 92101 619-645-7711 For NON SALE information only Sale Line: 714-573-1965 Or Login to: http://www.qualityloan.com Reinstatement Line: (866) 645-7711 Ext 5318 Quality Loan Service Corp. If you have previously been discharged through bankruptcy, you may have been released of personal liability for this loan in which case this letter is intended to exercise the note holders right’s against the real property only. THIS NOTICE IS SENT FOR THE PURPOSE OF COLLECTING A DEBT. THIS FIRM IS ATTEMPTING TO COLLECT A DEBT ON BEHALF OF THE HOLDER AND OWNER OF THE NOTE. ANY INFORMATION OBTAINED BY OR PROVIDED TO THIS FIRM OR THE CREDITOR WILL BE USED FOR THAT PURPOSE. As required by law, you are hereby notified that a negative credit report reflecting on your credit record may be submitted to a credit report agency if you fail to fulfill the terms of your credit obligations. P954324 6/29, 7/6, 07/13/2012

NOTICE OF TRUSTEE’S SALE T.S. No.: 2012-CA006299 Loan No. 0023501372 Order No. 5906674 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 7/25/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER.A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank speci-fied in §5102 to the Financial code and authorized to do business in this state. Sale will be held by the duly appointed trustee as shown below, of all right, title, and interest conveyed to and now held by the trustee in the hereinafter described property under and pursuant to a Deed of Trust described below. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by the Deed of Trust, with interest and late charges thereon, as provided in the note(s), advances, under the terms of the Deed of Trust, interest thereon, fees, charges and expenses of the Trustee for the total amount (at the time of the initial publication of the Notice of Sale) reasonable estimated to be set forth below. The amount may be greater on the day of sale. BENEFICIARY MAY ELECT TO BID LESS THAN THE TOTAL AMOUNT DUE. Trustor: KENNETH FOX AND BETHANY FOX, HUSBAND AND WIFE AS COMMUNITY PROPERTY WITH RIGHT OF SURVIVORSHIP, and OCTFCU MORTGAGE CO., LLC A LIMITED LIABILITY CORPORATION, as Beneficiary Duly Appointed Trustee: R.E.F.S. INC., A CALIFORNIA CORPORATION Recorded: 8/7/2007, as Instrument No. 2007000491619, in Book n/a, Page n/a, of Official Records in the office of the Recorder of Orange County, California. Date of Sale: 7/27/2012 at 3:00 PM Place of Sale: At the North front entrance to the County Courthouse, 700 Civic Center Drive West., Santa Ana, CA Amount of unpaid balance and other charges: $450,616.18 Street Address or other common designation of real property: 18 CARNATION #74, RANCHO SANTA MARGARITA, CA 92688 A.P.N.: 930-96-535 Legal Description: as more fully described on said deed of trust. The undersigned Trustee disclaims any liability for any incorrectness of the street address or other common designation, if any, shown above. If no street address or other common designation is shown, directions to the location of the property may be obtained by sending a written request to the beneficiary within 10 days of the date of first publication of this Notice of Sale. The property herein is being sold “AS IS’. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a Written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located and more than three month have elapsed since such recordation. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this prop-erty, you may call 877-484-9942 or visit this Internet Web site www.USA-Foreclosure.com, using the file number assigned to this case 2012-CA006299. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. If the trustee is unable to convey title for any reason, the successful bidder(s) sole and exclusive remedy shall be the return of monies paid to the trustee and successful bidder(s) will have no further recourse. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to return of the deposit paid. The purchaser shall have no further recourse against the Mortgagor, the Mortgagee, or the Mortgagee’s Attorney. Date: 6/27/2012 R.E.F.S. Inc., A California Corporation Gabrielle Leach, Trustee Sale Officer R.E.F.S. INC. A CALIFORNIA CORPORATION IS A DEBT COLLEC-TOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE FEI # 1064.00012 07/06, 07/13, 07/20/2012

NOTICE OF TRUSTEE’S SALE File No. 7042.24915 Title Order No. 6491826 MIN No. 1001204-0675646600-1 APN 937-99-176 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 12/07/05. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. A public auction sale to the highest bidder for cash, cashier’s check drawn on a state or national bank, check drawn by state or federal credit union, or a check drawn by a state or federal savings and loan association, or savings association, or savings bank specified in §5102 to the Financial code and authorized to do business in this state, will be held by duly appointed trustee. The sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to satisfy the obligation secured by said Deed of Trust. The undersigned Trustee disclaims any liability for any incorrectness of the property address or other common designation, if any, shown herein. Trustor(s): PATRICIA ROGEL, AN UNMARRIED WOMAN AND PATRICIA PARRA, A SINGLE WOMAN AS JOINT TENANTS Recorded: 12/09/05, as Instrument No. 2005000985545, of Official Records of ORANGE County, California. Date of Sale: 07/23/12 at 9:00 AM Place of Sale: Doubletree by Hilton Hotel Anaheim - Orange County, 100 The City Drive, Orange, CA The purported property address is: 24379 MAR-QUIS COURT #292, LAGUNA HILLS, CA 92653 Assessors Parcel No. 937-99-176 The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $327,632.85. If the sale is set aside for any reason, the purchaser at the sale shall be entitled only to a return of the deposit paid, plus interest. The purchaser shall have no further recourse against the beneficiary, the Trustor or the trustee. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and if applicable, the rescheduled time and date for the sale of this property, you may call 877-484-9942 or visit this Internet Web site www.USA-Foreclosure.com or www.Auction.com using the file number assigned to this case 7042.24915. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. Date: June 14, 2012 NORTHWEST TRUSTEE SERVICES, INC., as Trustee Candice Yoo, Authorized Signatory 1241 E. Dyer Road, Suite 250, Santa Ana, CA 92705 Reinstatement and Pay-Off Requests: (866) 387-NWTS THIS OFFICE IS ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE ORDER # 7042.24915: 06/22/2012,06/29/2012,07/06/2012

NOTICE OF TRUSTEE`S SALE Trustee Sale No. 12CA00224-1 Order No. 37317 APN: 804-071-20 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 07/27/2007. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PRO-CEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On July 26, 2012 at 03:00 PM, RSM&A Foreclosure Services, LLC, as the duly appointed Trustee under and pursuant to Deed of Trust Recorded August 2, 2007 as Document Number: 2007000482166 of official records in the Office of the Recorder of Orange County, California, executed by: Renee C. Lombardi, an unmarried woman, as Trustor, Mortgage Electronic Registration Systems, Inc. as nominee for Lending 1st Mortgage, LLC, as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable at time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state) at the following location: At the North front entrance to the County Courthouse, 700 Civic Center Drive West, Santa Ana., all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County, California describing the land therein: Legal description as more fully described in said deed of trust. The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 31981 VIA PAVO REAL, COTO DE CAZA AREA, CA 92679. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $664,800.43 (Estimated*) *Ac-crued interest and additional advances, if any, will increase this figure prior to sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 277-4845 or visit this Internet Web site www.usa-foreclosure.com, using the file number, 12CA00224-1, as-signed to this case. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not be immediately reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. DATE: 07/06/2012 RSM&A Foreclosure Services, LLC 15165 Ventura Blvd., Suite 330 Sherman Oaks, CA 91403 (805) 804-5616 For specific information on sales including bid amounts call (714) 277-4845. Magdalena Berkowska, Authorized Agent of RSM&A Foreclosure Services, LLC FEI # 1045.01687 07/06/2012, 07/13/2012, 07/20/2012



Coto de Caza Legal Notices NOTICE OF TRUSTEE’S SALE TS No. 12-0021233 Title Order No. 12-0035320 APN No. 939-73-091 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 06/20/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by ZAHID HANIF, A MARRIED MAN, AS HIS SOLE AND SEPARATE PROPERTY, dated 06/20/2005 and recorded 6/23/2005, as Instrument No. 2005000484443, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 07/16/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 23301 LA GLORIETA NO. 91, MISSION VIEJO, CA, 92691. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other com-mon designation, if any, shown herein.The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $268,454.68. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state.Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Plac-ing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0021233. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.160408 6/22, 6/29, 7/06/2012

NOTICE OF TRUSTEE’S SALE TS No. 12-0020127 Title Order No. 12-0033935 APN No. 804-651-04 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 11/15/2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by HECTOR A HAGET JR, AN UNMARRIED MAN, dated 11/15/2006 and recorded 11/17/2006, as Instrument No. 2006000781231, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 07/16/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 9 BRIGHTON, TRABUCO CANYON, CA, 926793705. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.The total amount of the unpaid bal-ance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $940,051.67. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state.Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Plac-ing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0020127. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.160726 6/22, 6/29, 7/06/2012

NOTICE OF TRUSTEE’S SALE TS No. 12-0006092 Title Order No. 12-0011795 APN No. 833-662-15 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 08/03/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by CHARLES WILLIAM HUTCHISON, AND TANYA HUTCHINSON, HUSBAND AND WIFE AS JOINT TENANTS, dated 08/03/2005 and recorded 8/9/2005, as Instrument No. 2005000621545, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of California, will sell on 07/13/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 33012 PINNACLE DRIVE, RANCHO SANTA MARGARITA, CA, 926794307. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $974,200.11. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state.Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Plac-ing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0006092. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.161794 6/22, 6/29, 7/06/2012

NOTICE OF TRUSTEE’S SALE T.S No. 1347647-14 APN: 629-243-24 TRA: 34016 LOAN NO: Xxxxxx2507 REF: Wright, Edwin IMPORTANT NOTICE TO PROPERTY OWNER: YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED January 26, 2006. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On July 12, 2012, at 10:00am, Cal-Western Reconveyance Corporation, as duly appointed trustee under and pursuant to Deed of Trust recorded February 08, 2006, as Inst. No. 2006000089712 in book XX, page XX of Official Records in the office of the County Recorder of Orange County, State of California, executed by Edwin Wright and Julie Wright, Husband And Wife, will sell at public auction to highest bidder for cash, cashier’s check drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank On the front steps to the entrance of the orange civic Center, 300 E. Chapman Orange, California, all right, title and inter-est conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: Completely described in said deed of trust The street address and other common designation, if any, of the real property described above is purported to be: 50 Rockrose Aliso Viejo CA 92656 The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be held, but without covenant or warranty, express or implied, regarding title, possession, condition or encumbrances, including fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to pay the remaining principal sums of the note(s) secured by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is: $851,912.11. If the Trustee is unable to convey title for any reason, the successful bidder’s sole and exclusive remedy shall be the return of monies paid to the Trustee, and the successful bidder shall have no further recourse. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to section 2924g of the California Civil Code. The law requires that information about trustee sale postpone-ments be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (619)590-1221 or visit the internet website www.rppsales.com, using the file number assigned to this case 1347647-14. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web Site. The best way to verify postponement information is to attend the scheduled sale. For sales information:(619)590-1221. Cal-Western Reconveyance Corporation, 525 East Main Street, P.O. Box 22004, El Cajon, CA 92022-9004 Dated: June 18, 2012. (R-413245 06/22/12, 06/29/12, 07/06/12)

NOTICE OF TRUSTEE’S SALE TS No. 12-0021838 Title Order No. 12-0036854 APN No. 741-275-30 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 08/16/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. Notice is hereby given that RECONTRUST COMPANY, N.A., as duly appointed trustee pursuant to the Deed of Trust executed by KEVIN J. VOYTOVICH AND HAYLEY S. VOYTOVICH, HUSBAND AND WIFE AS JOINT TENANTS, dated 08/16/2005 and recorded 8/29/2005, as Instrument No. 2005000679624, in Book , Page , of Official Records in the office of the County Recorder of Orange County, State of Cali-fornia, will sell on 07/20/2012 at 3:00PM, AT THE NORTH FRONT ENTRANCE TO THE COUNTY COURTHOUSE, 700 CIVIC CENTER DRIVE WEST, SANTA ANA, ORANGE COUNTY,CA at public auction, to the highest bidder for cash or check as described below, payable in full at time of sale, all right, title, and interest conveyed to and now held by it under said Deed of Trust, in the property situated in said County and State and as more fully described in the above referenced Deed of Trust. The street address and other common designation, if any, of the real property described above is purported to be: 40 FOLIATE WAY, LADERA RANCH AREA, CA, 92694. The undersigned Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein.The total amount of the unpaid balance with interest thereon of the obligation secured by the property to be sold plus reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $1,122,637.79. It is possible that at the time of sale the opening bid may be less than the total indebtedness due. In addition to cash, the Trustee will accept cashier’s checks drawn on a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in Section 5102 of the Financial Code and authorized to do business in this state.Said sale will be made, in an ‘’AS IS’’ condition, but without covenant or warranty, express or implied, regarding title, possession or encumbrances, to satisfy the indebtedness secured by said Deed of Trust, advances thereunder, with interest as provided, and the unpaid principal of the Note secured by said Deed of Trust with interest thereon as provided in said Note, plus fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. If required by the provisions of section 2923.5 of the California Civil Code, the declaration from the mortgagee, beneficiary or authorized agent is attached to the Notice of Trustee’s Sale duly recorded with the appropriate County Recorder’s Office. NOTICE TO POTENTIAL BIDDERS If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not on a property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call 1-800-281-8219 or visit this Internet Web site www.recontrustco.com, using the file number assigned to this case 12-0021838. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immediately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. RECONTRUST COMPANY, N.A. 1800 Tapo Canyon Rd., CA6-914-01-94 SIMI VALLEY, CA 93063 Phone/Sale Information: (800) 281-8219 By: Trustee’s Sale Officer RECONTRUST COMPANY, N.A. is a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. FEI # 1006.162325 6/29, 7/06, 7/13/2012

NOTICE OF TRUSTEE`S SALE Trustee Sale No. 12CA00153-1 Order No. 37203 APN: 837-381-14 YOU ARE IN DEFAULT UNDER A DEED OF TRUST DATED 08/03/2005. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PRO-CEEDINGS AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On July 26, 2012 at 03:00 PM, RSM&A Foreclosure Services, LLC, as the duly appointed Trustee under and pursuant to Deed of Trust Recorded August 15, 2005 as Document Number: 2005000639211 of official records in the Office of the Recorder of Orange County, California, executed by: Ronald L. Paap and Amy L. Carter, husband and wife, as Trustor, Mortgage Electronic Registration Systems, Inc., as nominee for Northern Pacific Mortgage Corporation, as Beneficiary, WILL SELL AT PUBLIC AUCTION TO THE HIGHEST BIDDER FOR CASH (payable at time of sale in lawful money of the United States, by cash, a cashier’s check drawn by a state or national bank, a check drawn by a state or federal credit union, or a check drawn by a state or federal savings and loan association, savings association, or savings bank specified in section 5102 of the Financial Code and authorized to do business in this state) at the following location: At the North front entrance to the County Courthouse, 700 Civic Center Drive West, Santa Ana., all right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County, California describing the land therein: Legal description as more fully described in said deed of trust. The property heretofore described is being sold “as is”. The street address and other common designation, if any, of the real property described above is purported to be: 22056 BROKEN BOW DR, LAKE FOREST, CA 92630. The undersigned Trustee disclaims any liability for any incorrectness of the street ad-dress and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remaining principal sum of the note(s) secured by said Deed of Trust, with inter-est thereon, as provided in said note(s), advances, if any, under the terms of the Deed of Trust, estimated fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust, to-wit: $614,990.67 (Estimated*) *Accrued interest and additional advances, if any, will increase this figure prior to sale. NOTICE TO POTENTIAL BIDDERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a lien, not the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for pay-ing off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (714) 277-4845 or visit this Internet Web site www.usa-foreclosure.com, using the file number, 12CA00153-1, assigned to this case. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not be immediately reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to attend the scheduled sale. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the county where the real property is located and more than three months have elapsed since such recordation. DATE: 07/03/2012 RSM&A Foreclosure Services, LLC 15165 Ventura Blvd., Suite 330 Sherman Oaks, CA 91403 (805) 804-5616 For specific infor-mation on sales including bid amounts call (714) 277-4845. Magdalena Berkowska, Authorized Agent of RSM&A Foreclosure Services, LLC FEI # 1045.01684 07/06/2012, 07/13/2012, 07/20/2012

NOTICE OF TRUSTEE’S SALE TSG No.: 4754980 TS No.: CA1000219520 FHA/VA/PMI No.: APN:779-171-15 Property Address: 28 MOCKINGBIRD LANE TRABUCO CANYON, CA 92679 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 05/08/07. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EX-PLANATION OF THE NATURE OF THE PROCEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On July 26, 2012 at 01:30 PM, First American Trustee Servicing Solutions, LLC, as duly appointed Trustee under and pursuant to Deed of Trust recorded 05/15/07, as Instrument No. 2007000316066, in book , page , of Official Records in the Office of the County Recorder of ORANGE County, State of California. Executed by: ROSA GREEN, A MARRIED WOMAN AS HER SOLE AND SEPARATE PROPERTY,. WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA.. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 779-171-15. The street address and other common designation, if any, of the real property described above is purported to be: 28 MOCKING BIRD LANE, TRABUCO CANYON, CA 92679. The under-signed Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remain-ing principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $998,577.85. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BID-DERS: If you are considering bidding on this property lien, you should understand that there are risks involved in bidding at a trustee auction. You will be bidding on a

lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939-0772 or visit this Internet Web http://search.nationwideposting.com/proper-tySearchTerms.aspx using the file number assigned to this case CA1000219520. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immedi ately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to at-tend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s Trustee. The beneficiary or servicing agent declares that it has obtained from the Commissioner of Corporations a final or temporary order of exemption pursuant to California Civil Code Section 2923.53 that is current and valid on the date the Notice of Sale is filed and/or The timeframe for giving Notice of Sale specified in subdivision (s) of California Civil Code Section 2923.52 applies and has been provided or the loan is exempt from the requirements. Date: 06/22/12, First American Title Insurance Company First American Trustee Servic-ing Solutions, LLC 3 First American Way, Santa Ana, CA 92707 Original document signed by Authorized Agent, Chet Sconyers -- FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916) 939-0772. First American Trustee Servicing Solutions, LLC May be Acting as a Debt Collector Attempting to Collect a Debt. Any Information obtained may be used for that purpose. NPP0203797 07/06/12, 07/13/12, 07/20/12



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NOTICE OF TRUSTEE’S SALE TSG No.: 6492609 TS No.: CA1200241173 FHA/VA/PMI No.: APN:656-272-03 Property Address: 30902 CLUBHOUSE DR UNIT 13 A LAGUNA NIGUEL, CA 92677 YOU ARE IN DEFAULT UNDER A DEED OF TRUST, DATED 03/22/06. UNLESS YOU TAKE ACTION TO PROTECT YOUR PROPERTY, IT MAY BE SOLD AT A PUBLIC SALE. IF YOU NEED AN EXPLANATION OF THE NATURE OF THE PRO-CEEDING AGAINST YOU, YOU SHOULD CONTACT A LAWYER. On July 12, 2012 at 01:30 PM, First American Trustee Servicing Solutions, LLC, as duly appointed Trustee under and pursuant to Deed of Trust recorded 03/30/06, as Instrument No. 2006000207900, in book , page , of Official Records in the Office of the County Recorder of ORANGE County, State of California. Executed by: THOMAS J WAFFLE AND MICHELLE R WAFFLE, AS TRUSTEES OF THE WAFFLE FAMILY TRUST DATED APRIL 30, 2002 COMMONWEALTH LAND TITLE CO.,. WILL SELL AT PUBLIC AUCTION TO HIGHEST BIDDER FOR CASH, CASHIER’S CHECK/CASH EQUIVALENT or other form of payment authorized by 2924h(b), (Payable at time of sale in lawful money of the United States) At the North front entrance to the County Courthouse at 700 Civic Center Drive West, Santa Ana, CA.. All right, title and interest conveyed to and now held by it under said Deed of Trust in the property situated in said County and State described as: AS MORE FULLY DESCRIBED IN THE ABOVE MENTIONED DEED OF TRUST APN# 656-272-03. The street address and other common designation, if any, of the real property described above is purported to be: 30902 CLUBHOUSE DR UNIT 13 A, LAGUNA NIGUEL, CA 92677. The under-signed Trustee disclaims any liability for any incorrectness of the street address and other common designation, if any, shown herein. Said sale will be made, but without covenant or warranty, expressed or implied, regarding title, possession, or encumbrances, to pay the remain-ing principal sum of the note(s) secured by said Deed of Trust, with interest thereon, as provided in said note(s), advances, under the terms of said Deed of Trust, fees, charges and expenses of the Trustee and of the trusts created by said Deed of Trust. The total amount of the unpaid balance of the obligation secured by the property to be sold and reasonable estimated costs, expenses and advances at the time of the initial publication of the Notice of Sale is $398,042.44. The beneficiary under said Deed of Trust heretofore executed and delivered to the undersigned a written Declaration of Default and Demand for Sale, and a written Notice of Default and Election to Sell. The undersigned caused said Notice of Default and Election to Sell to be recorded in the County where the real property is located. NOTICE TO POTENTIAL BID-DERS: If you are considering bidding on this property lien, you should understand that there are risks involved

in bidding at a trustee auction. You will be bidding on a lien, not on the property itself. Placing the highest bid at a trustee auction does not automatically entitle you to free and clear ownership of the property. You should also be aware that the lien being auctioned off may be a junior lien. If you are the highest bidder at the auction, you are or may be responsible for paying off all liens senior to the lien being auctioned off, before you can receive clear title to the property. You are encouraged to investigate the existence, priority, and size of outstanding liens that may exist on this property by contacting the county recorder’s office or a title insurance company, either of which may charge you a fee for this information. If you consult either of these resources, you should be aware that the same lender may hold more than one mortgage or deed of trust on the property. NOTICE TO PROPERTY OWNER: The sale date shown on this notice of sale may be postponed one or more times by the mortgagee, beneficiary, trustee, or a court, pursuant to Section 2924g of the California Civil Code. The law requires that information about trustee sale postponements be made available to you and to the public, as a courtesy to those not present at the sale. If you wish to learn whether your sale date has been postponed, and, if applicable, the rescheduled time and date for the sale of this property, you may call (916) 939-0772 or visit this Internet Web http://search.nationwideposting.com/proper-tySearchTerms.aspx using the file number assigned to this case CA1200241173. Information about postponements that are very short in duration or that occur close in time to the scheduled sale may not immedi ately be reflected in the telephone information or on the Internet Web site. The best way to verify postponement information is to at-tend the scheduled sale. If the sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of the deposit paid. The Purchaser shall have no further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s Trustee. The beneficiary or servicing agent declares that it has obtained from the Commissioner of Corporations a final or temporary order of exemption pursuant to California Civil Code Section 2923.53 that is current and valid on the date the Notice of Sale is filed and/or The timeframe for giving Notice of Sale specified in subdivision (s) of California Civil Code Section 2923.52 applies and has been provided or the loan is exempt from the requirements. Date: 06/22/12, First American Title Insurance Company First American Trustee Servic-ing Solutions, LLC 3 First American Way, Santa Ana, CA 92707 Original document signed by Authorized Agent, Chet Sconyers -- FOR TRUSTEE’S SALE INFORMATION PLEASE CALL (916) 939-0772. First American Trustee Servicing Solutions, LLC May be Acting as a Debt Collector Attempting to Collect a Debt. Any Information obtained may be used for that purpose. NPP0202712 06/22/12, 06/29/12, 07/06/12



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