Central bank of india
PROJECT TITELS STUDY ON OVERALL FINANCIAL PERFORMANCE OF CENTRAL
BANK OF INDIA
ROLL NO :13041Central bank of India ESTABLISED :1911
CORPORATE VISION :TO emerge as strong ,vibrant and pro-active
bank.
CORPORATE MISSION: Best serviceTo leverage technologyTo have
bouquet of product and servicesSpread of branches across all the
state of the country RESEARCH METHODOLOGYMETHODS OF DATA
COLLECTIONS
1.PRIMARY DATA 2.SECONDARY DATAPROJECT DESIGN OBJECTIVE OF THE
STUDY TO STUDY THE FINANCIAL PERFORMANCE OF THE BANKTO IDENTIFY THE
PROBLEMS AND ISSUES RELATING TO THE FINANCIAL ASPECTS OF BANK TO
UNDERSTAND THE ADMINISTRATION MECHANISM OF THE BANK LIMITATIONS OF
STUDYTHE TIME FACTORS WHICH DID NOT ALLOW THE IN DEPTH THE STUDYOF
GIVEN PROJECT BANK OFFICIALS REFUSED TO PROVIDE CONFIDENTIAL
INFORMATIONS
Subsidiaries & Joint ventures of central bank of
IndiaCENTBANK HOME FINANCE LTDCENTBANK FINANCIAL SERVICES LTD
INDO-ZAMBIA BANK LTDREGIONAL RURAL BANKS
BRANCHES OF CENTRAL BANK OF INDIAAWARDS & ACCOLADESNATIONAL
AWARD FOR EXCELLENCE IN MSME LENDINGHR AWARDEXCELLENCE IN COST
MANAGEMENT BEST FINANCIAL ADVISOR AWARDGREEN TECH SAFETY AWARDECO
TECHNOLOGY
PERFORMANCE HIGHLIGHTS
TOTAL DEPOSITS
LOANS AND ADVANCES
CREDIT DEPOSITS RATIOINVESTMENT
Return on assets
Profitability 16Net profits
PBT/PATCAPITAL ADEQUACY RATIO19NETWORTH
Net interest income FINDINGS
GENERAL FINDINGS: *WORKING PROCESS IS SLOW *HAS NOT STRONG
NETWORK WITH WORLDS BEST INSTISTUTIONS FINANCIAL FINDINGS : *
OPERATING EXPENCES HAVE INCREASED COMPARED TO PREVIOUS YEAR * THERE
IS FREQUENT FLUACTUATIONS IN THE CAPITAL,RESERVES ,SURPLUS AND LONG
TERM LIABILITIES * FIXED ASSESTS HAS SHOWN INCREASING TREND * TOTAL
STRENGHT OF THE BANK IN TERMS OF NUMBER OF EMPLOYEES
SUGGESTIONSFocus more on advertising to make aware about the
benefits Working environment can be made better More value added
services should be given to the customer Bank should add more
financial inclusions The bank should provide information relating
to the interest
THANK YOU
