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The event is Africa’s largest Cards conference with opportunity to learn:• How to have consistency in cross border transactions• How to accesses untapped potential of the middle class• How to choose the correct technology• How to increase your average revenue per unit• How to find the right mix between open and closed loop systemsThe event also offers extensive networking opportunities through speed networking and our online system ‘contact’ which enables you to set up meetings during the course of the event with any of the participants.Need more info? Contact me on: [email protected]
Citation preview
Limited offer!Save up to R5370
per delegate ticketuntil 31 December 2010
Prices, packages and booking form
on back page
BOOK NOW! online www.terrapinn.com/2011/cardsza | email [email protected] | phone +27 (0)11 463 6001 | fax +27 (0)11 463 6903
Produced by:
http://www.terrapinn.com/2011/cardsza
The cash free generation is taking Africa by storm!Cards Africa, Prepaid Cards Africa and Mobile Money World Africa are partnering with Africa to usher in a whole new era in payments! page 6>>
The prepaid card has made payments easier and faster! Learn from those who are making bank with payment innovation in Africa page 5>>
Is the full potential of mobile money to reach the unbanked being realised?Discover how next generation mobile payment systems are leading to great profi ts page 8>>
AfricaCards
Payment innovation for banks, retailers and government
Get smart
Conference: 22 - 25 March 2011 Exhibition: 23 - 24 March 2011Sandton Convention Centre, Johannesburg, South Africa
Hear from
Uchenna Okwodu
Vice-President e-Business
Bank PHB, Nigeria
Nassoro Hamza
Head of Global Transaction Services
Citibank, Tanzania
Simon Just
Director Consumer Issuing
ABSA Card,
South Africa
Fatai Baruwa
Head of Payment Strategy and Cards
Stanbic, Nigeria
Lydia
Bediako-Asare
Head of Card Centre
Ecobank, Ghana
Nvalaye Kourouma
Chief Executive Offi cer
Afric Xpress
Services Inc, Ghana
Randell Hato
Chief Financial Offi cer
Vodafone,
Ghana
Binesh Mangar
Head of Cards The Mauritius
Commercial Bank,
Mauritius
Ilze Wagenar
Head Retail Payments and
Interbank Nedbank,
South Africa
Carol Realini
Chief Executive Offi cer
Obopay Inc,
Senegal and Kenya
More highlights Page 3 >>Full programme Page 5 - 8 >>
Demand for advanced payments and
the evolving regulatory frameworks
22 March 2011 >> Details on Page 9
Workshop 1 Workshop 2
Smart technology for smart people:
prepaid card functionality
25 March 2011 >> Details on Page 9AND
Co-located with:
Gold Sponsor:Platinum Sponsor:
www.terrapinn.com/2011/prepaidza book early and save
5online www.terrapinn.com/2011/prepaidza | email [email protected] | phone +27 (0)11 463 6001 | fax +27 (0)11 463 6903 BOOK NOW!
Book before 31 December to save 20%Fax the registration form to +27 (0)11 463 6903
Prepaid Cards Day Tuesday, 22nd of March 2011
07:30 Registration and refreshments
08:30 Chairperson’s opening remarks
Philip Froom, CEO, Draw Card, South Africa
Prepaid Card Revolution
08:45 Keynote address: The evolution of prepaid in today’s market
• The evolution from pay now, to pay later and pay before• Prepaid and it’s effects on cash fl ow• Exploring available avenues of increased investment into prepaid• What the outlook is for prepaid adoption and how it will make
your business make senseMutsa Sibanda, Head of Debit and Prepaid Card Issuing and Preposition, ABSA, South Africa
09:15 Keynote address: Identifying prepaid opportunities in the
developing world
• The un-banked market – how can the prepaid card gain market share?
• Reaching lower-end markets through infrastructure investment• Value added services that appeal to the market and tap into
undiscovered revenues• Prepaid business models – uncovering Africa’s unique market
opportunitiesChris Reddish, Chairman, Prepaid International Forum, UK
Innovation
09:45 Panel session:Mapping the way forward for retailers in Africa
• Staying on the safe side, legal issues around liability for retailers.• Retailers partnering with banking sector to create unique
products• How the retail sector will be incorporating prepaid cards into
their strategic plans Errol Braithwaite, Technical Executive, Bombela Concession
Company, South Africa
Nishid Dosa, General Manager Claims, Hollard, South Africa
Zaida Africa, Gift Currency Specialist, Old Mutual, South Africa
10:30 Morning refreshments
11:00 Panel session: Multifunction prepaid cards – what’s the
business case for them?
• Extending card account life through adding value to the cards, adding profi ts to your bottom line
• Understanding which functional partnerships will increase brand strength and profi ts
• Using brand loyalty to increase card uptake and result in greater market share
Vinayak Prasad, Head of Cards, Yes Bank, India
Peter Sidenius, Director, Prepaid International Forum, UK
Fatai Baruwa, Head of Cards and Strategy, Stanbic, Nigeria
11:45 Panel session: Semi-closed loop environments vs. closed loop
prepaid cards
• The business case in having open loop cards, fi nding revenue streams in Africa’s low infrastructure market
• The business case for closed loop cards, providing security and convenience in high transaction markets
• How both card implications can reach divergent markets, and ensure that all potential profi ts are being made
Paul Nzimande, Head of Debit Cards, Ithala Bank, South Africa
Kingsley Ogbonna, Head Card Business, PHB Bank, Nigeria
Aderonke Kuye, General Manager e-Business and Card Services, Guaranty Trust Bank, Nigeria
12:15 Case study: Unraveling the potential – successful smart card
implementations
• Overview and history of smart card use in retail and corporate settings
• Finding the correct model to suit your resources and target market
• Building the best relationship with retail and corporate to create a strengthened prepaid card
Richard Poynder, CEO, Smartex, UK
13:00 Networking luncheon
14:00 Case study: Blended products Gautrain
• A new era of technology comes to Africa, what this means for the economy
• The card as an access system, payment method and security feature, getting the most out of it
• Report on how the card has revolutionised travel in South Africa• Financing channels and ensuring continued investmentErrol Braithwaite, Technical Executive, Bombela Concession
CompanyEvolution of prepaid
14:30 Case study: Prepaid Card Scheme for the un-banked in
Namibia
• What challenges do the un-banked face in Namibia• Overview of the prepaid card scheme • Opportunities and challenges ahead• Policy response in this regardAlbert Matongela, Principal Payment System Analyst Banking Supervision, Bank of Namibia
15:00 Afternoon refreshments
Security & Regulation
15:30 Panel session: Securing your business good will through
securing your prepaid cards
• Best practice for security in prepaid cards• Ways of improving security without compromising on prepaid
convenience and accessibility• Security features being implemented to protect users and
issuers of prepaid cardsUchenna Okwodu, Group Head eBusiness, Phb Bank, Nigeria
Mutsa Sibanda, Head of Debit and Prepaid Card Issuing and Preposition, ABSA, South Africa
Binesh Mangar, Head of Cards, Mauritius Commercial Bank,
Mauritius
16:15 Panel session: Understanding regulation that affects the
prepaid sphere
• The regulatory environment around prepaid cards and how to make it count towards your effectiveness
• Getting FICA right in prepaid transacting• Finding your footing with the Consumer Protection Bill and
making it work as a business tool• Access for non-banks into the prepaid payment sectorKumaran Selvarajalu, Head of Payments Regulation, FirstRand
Bank, South Africa
Albert Matongela, Principal Payment System Analyst: Banking Supervision, Bank of Namibia, Namibia
17:00 Chairperson’s closing remarks and close of Prepaid Cards Day
Day One Wednesday, 23rd of March 2011
08:30 Chairperson’s opening remarks
The Cashfree Generation
08:45 Opening keynote address: The card revolution and what it
means for Africa’s banking sphere
• Overview of cards usage and implementation and how it has changed the way we do business
• New technology being implemented internationally and how to make it work for you
• Infrastructure investment and assuming effi cient technology waves
Alice Zanza, Payments Systems Specialist, World Bank, USA
09:15 Keynote address: The potential of Africa’s un-banked
population?
• How to achieve the highest profi ts, the business case for volume over margins
• Increasing market share, market dynamics and understanding the specifi c market needs
• Developmental vs profi t orientated business modelsFatai Baruwa, Head Payment Strategy and Cards, Stanbic, Nigeria
09:45 Keynote address: Inter-operability – Africa’s cross-border
transactions made easier
• African banks working towards a common goal to achieve higher market effi ciency
• Cross-border transactions simplifi ed and made cost-effective• Uniformity in technological implementation & consistency i
regulation to ensure transactional easeUchenna Okwodu, Group Head eBusiness, PHB Bank, Nigeria
10:15 Morning tea and refreshments
Business Models
10:45 Case study: The advantages of multi-functional cards in
contemporary banking
• Understanding customer kinetics, the customer insight that infl uences business plans
• Blended products, getting the most value and benefi t per card• Cards as an engine for ecomonic independanceGavin Savala, Regional Head of Cards Southern Africa, BancABC
Southern Africa
11:15 Panel session: Credit cards as a revenue source again – post
recession
• Finding the credit opportunity post payment following prepaid and current payment upswing
• Expanding into new markets and regaining market share through unique positioning
• Protecting your credit model from risks arising from credit Vinayak Prasad, Head of Cards, Yes Bank, India
Simon Just, Director Consumer Issuing, ABSA Card, South
Africa
Agatha Yowela, Head of Cards, Barclays Bank, Zambia
12:00 Case study: Untapped markets - domestic vs. international –
card applications
• Benchmarking with successful business models in cards & payments
• Recognising potential in markets and pioneering within budget• Untapped markets in Africa and the way forward to reach and
conquer themHoda Shoukry, CEO, Mediterranean Smart Cards Company,
Egypt
12:30 Reducing total cost of ownership by outsourcing your
payment processing
• Rising costs, how to stay ahead and keep your business ahead• Outsourcing the pros and cons• What to look for in an outsourcing fi rmNorman Roberts-York, Head Payment Solutions, Transaction
Payment Solutions, London
13:15 Networking luncheon
Collaborations
14:00 Case study: Co-branding, branding and loyalty – Trust Chemists
• What can Africa learn from more established markets• Customer-driven diversifi cation that yields high profi ts• What more for the sector, keeping cards relevant and cutting edgeNittin Chittal, Vice President Direct Banking, Axis Bank, India
14:30 Panel session: Competing with non-traditional fi nancial
services fi nancial institutions
• Moving away from fi nancial services and systems that are becoming obsolete
• Finding the right mix in card functionality, swipe vs. withdrawal• Ingenuity for future generations, fi nding new ways to add valueAderonke Kuye, General Manager eBusiness and Card Services, Guaranty Trust Bank, Nigeria
Gavin Savala, Regional Head of Cards Southern Africa, BancABC,
Southern Africa
Catherine Mogambi, Head of Cards and Channel Support, Commercial Bank of Africa, Kenya
Abeyu Mengesha, Head Card Centre, Wegagen Bank, Ethiopia
Patrick Gordon, Group CEO, MobiCash, South Africa
15:15 Networking & afternoon refreshments
Cards and Payments Regulation
16:00 Presentation: Card interoperability trends and opportunities
• Card payments interoperability and regulation and how to overcome the challenges facing the continent
• Facts, fi gures and trends – statistics to explore card payments interoperability activities and stay ahead and competitive
• The good, the bad, the ugly – Interoperability: project successes, failures and lessons
• Where to from here, new innovations and opportunities - from a card interoperability perspective
Brad Gillis, CEO Regulated Payments Cluster, BankservAfrica,
South Africa
16:30 Panel session: Fee structures, fi nding balance between
merchant customer and bank
• Customer needs and how these can be translated into revenue• Bank fee structure that increase market share and profi t margins• Finding mutually benefi cial merchant partnerships Wilfred Michoma, Card Portfolio Manager, KCB Group, Kenya
Olusegan Falana, Group Head Card Services, Fin Bank, Nigeria
Lydia Bediako-Asare, Head of Card Centre, Ecobank, Ghana
Alice Zanza, Senior Payment Systems Specialist, Southern Africa
World Bank, USA
Albert Matongela, Principal Payment System Analyst, Namibia
17:15 Chairperson’s closing remarks and close of Cards Africa day one
17:30 Cocktail Function – Morrocan Theme
Cards Africa 2011book early and save
6 BOOK NOW! online www.terrapinn.com/2011/cardsza | email [email protected] | phone +27 (0)11 463 6001 | fax +27 (0)11 463 6903
Book before 31 December to save 20%Fax the registration form to +27 (0)11 463 6903
Day Two Thursday, 24th of March 2011
08:30 Chairperson’s opening remarks
Brad Gillis, Chief Executive Offi cer Regulated Products Cluster, BankservAfrica, South Africa
Next generation payments
08:45 Keynote address: Get Cash – The emergence of Get Cash ‘one
tap’ banking as a payments solution
• Find new solutions to old problems through innovative strategies• Marketing your brand name with breakthrough products that
increase your customer base • Where to from here, new areas that Get Cash will be
implementing its smart technologySimon Just, Director Consumer Issuing, ABSA Card, South Africa
09:15 Keynote address: Strategy and analytics in the African card
business
• Strategy in the cards industry that puts you ahead of the pack• Analytics as a back bone of the cards business: Sharing in the
MCB success story• New ideas that grow your portfolio and give your card business a
unique position Binesh Mangar, Head of Cards, Mauritius Commercial Bank,
Mauritius
09:45 Morning refreshments and exhibition viewing
10:15 Keynote address: Migration of cards to mobile – The future of
consumer payments in Africa
• A model for examining payments opportunities and a perspective on the likely winners and losers
• The “Big 5”, or is it “Big 6”? Game changing innovations in retail payments over the past 50 years
• The drivers of change in the way consumers pay vs. the absolute laws of payments
Graeme Holmes, Head Consumer Cards, Nedbank, South Africa
Payment convergence
10:45 Regional Panel Session: Identifying the “profi t centre”
payment systems in Africa
• Identifying the payment patterns to ensure that your business positioning is accurate
• Discover which payments are resulting in higher profi ts and more account openings
• Map the way forward to strengthen Africa’s overall payment scenePaul Nzimande, Head Debit Card, Ithala, South Africa
Wilfred Michoma, Card Portfolio Manager, KCB Group, Kenya
Uchenna Okwodu, Group Head eBusiness, PHB Bank, Nigeria
Catherine Mogambi, Head of Cards and Channel Support, Commercial Bank of Africa, Kenya
11:30 Case study: Bringing your infrastructure up to speed with your
operations
• Telecommunications report on Africa, where we are moving towards
• Having the correct resources to implement multi payment systems for business growth
• Staying ahead of competition by staying one step ahead of technological changes
Dr Matthews Mtumbuka, Head of Technical Services, Malswitch,
Malawi
12:00 Panel session: Re-aligning your product offerings to sustain
competitiveness
• Regional reports on EMV compliance and its effects• Issues being encountered regionally in terms of investment
technology or regulation• The business case for moving away from proprietary cardsAgatha Yowela, Head of Cards, Barclays, Zambia
Lydia Bediako-Asare, Head of Card Centre, Ecobank, Ghana
Abeyu Mengesha, Head Card Centre, Wegagen Bank, Ethiopia
Kingsley Ogbonna, Head Card Business, Bank PHB, Nigeria
12:45 Networking luncheon
14:00
Fraud and Security
14:30 Presentation: Global security and fraud trends in the cards
payment industry
• Exploring the dynamics around security and authentication common practice
• Understanding and staying ahead of emerging crime patterns• Best practices for curtailing fraud, through anticipatory skills• Efforts, skills and systems required to combat these trendsSusan Potgieter, General Manager Commercial Crime Offi ce, SABRIC, South Africa
15:00 Panel session: Fighting fraud – taking the chip off the shoulder
• Magnetic stripe to chip migration and what it means for security and fraud management
• Infrastructure required to support chip use• Understanding the implications of liability shift on merchants and
banks and the international impact on clienteleWilfred Michoma, Card Portfolio Manager, KCB Group, Kenya
Olusegun Falana, Group Head Card Services, Fin bank, Nigeria
Agatha Yowela, Head of Cards, Barclays, Zambia
15:45 Afternoon refreshments
Technology and Innovation
16:15 Case study: IT as the future of cards payments, taking a sneak
preview into tomorrow
• African infrastructure funding report, discovering avenues for accessing fi nance
• Card payment innovations currently in the pipeline and how they will impact the sector
• Innovation today, common place tomorrow, how to stay ahead of tomorrow
Anne Daffey, Head of Innovation and New Business, ABSA,
South Africa
16:45 Panel session: Chip Technology implementation
• Is chip technology encouraging or inhibiting African card growth• How banks invest in this technology in the face of budget cuts• What are the pipeline technologies and spin off from chip cardNassoro Hamza, Vice President and Head of Global Transaction Services, Tanzania
Fatai Baruwa, Head Payment Strategy and Cards, Stanbic, Nigeria
Dr Matthews Mtumbuka, Head of Technical Services, Malswitch,
Malawi
17:00 Chairperson’s closing remarks and close of Cards Africa day two
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Things that keep you awake at night
You have voted for these topics! Your chosen speakers will now offer you real-time, spontaneous solutions and commentary on the issues that keep you awake at night. Bring your questions to this discussion.
Mobile Money Day Friday, 25th of March 2011
08:30 Chairperson’s opening remarks
A brave new mobile world
08:45 Keynote address: Turning your mobile money business
challenges into opportunities
• Find the right business model and profi ts from ‘lower end’ market transactions
• Critical mass is as a necessity to make profi ts in Africa• Attract and stimulate the correct investment into infrastructureMoses Opeto, National Manager Mobile Money, MTN, Uganda
09:15 Keynote address: The birth of Obopay in the African market
• Obopay in the Senegalese market and future expansion• How Obopay is capturing the remittances market in the diaspora• Overcome regulatory issues between and within countriesCarol Realini, CEO, Obopay Senegal, Kenya
09:45 Keynote address: The business case for mobile money in
Africa
• Understand fi nancial and business factors that will infl uence mobile money
• Find the correct product mix for your business to sustain a product launch
• Protect enterprise goodwill and telco core business to ensure long term success
Randell Hato, Chief Financial Offi cer, Vodafone, Ghana
10:15 Morning refreshments and networking
Business Models
10:45 Keynote address: m-Commerce – a brave new world or just
one more channel
• Is the mobile payments channel a disruptive business change? Find answers to business challenges
• How mobile payments really replace the cash economy• Explore mobile payments as a part of mainstream consumer
payments infrastructure• Success factors for mobile access to banking infrastructureYolande van Wyk, CEO, Smart Services FNB Mobile and
Transact Solutions, South Africa
11:15 Case study: Partnering up M-Pesa Vodacom South Africa
• Value adding partnerships that lead to higher profi ts• The success of network use in mobile money• The pending need for bank-led transfers, KYC (Know Your
Customer) systems as a security toolIlze Wagenar, Head Retail Payments and Interbank, Nedbank,
South Africa
11:35 Case study: Setting up a mobile money system
• Understand the legalities in setting up a mobile money system• Launch a fi nancial product in a non fi nancial business• M-Pesa South Africa as at March 2011 and where to from hereMark Taylor, Managing Executive Terminals Financial and On-Line Services M-PESA, Vodacom, South Africa
11:55 Presentation: The remittances market – effectively banking
money from abroad
• The remittances market and its potential in Africa• The economic structures necessary for a remittance market• Customer orientated services, understand the demographical
needs that bring in revenueKaren Jordan, Regional Director Northern and Southern Africa, Western Union
12:25 Case study: Mobile banking – the outreach model – creating
virtual banks for the micro market
• Mobile as a channel to increase access to fi nancial services• A business model that creates inclusive banking and increases
your market share• Lessons to be learnt from bank and telco-led modelsBezant Chongo, Regional Micro Finance Specialist, PlaNet
Finance, Southern Africa
13:00 Networking luncheon
Infrastructure
14:00 Case study: Afric Xpress: Success story
• Txt’n’pay and success in the Ghanaian market • Business growth from partnering with Vodafone and others• Where we are taking mobile money in the future?Nvalaye Kourouma, CEO, Afric Xpress, Ghana
14:45 Panel session: Technology evolution: mobile and fi nancial
services
• Investment, upgrading and maintenance of telecoms systems• Technologically dependant new markets• Moving towards cross telecom network money transfer and how
that will open new marketsPaul Stemmet, General Manager, MXIT Lifestyle, South Africa
Pious Musabaila, Head of eBusiness Mobile Payments and Transactional Services, Zanaco, Zambia
Brian Richardson, MD and CEO, Wizzit, South Africa
Francis Matseketsa, Mobile Money Executive, Econet, Zimbabwe
Patrick Gordon, Group CEO, MobiCash, South Africa
15:15
16:00 Case study: Signposts for mobile money
• Highlights from the Mobility 2011 research project• The role of mobile money in driving the mobile internet• Steps taken for the rise in the digital participation curveArthur Goldstruck, Managing Director, World Wide Worx, South
Africa
Legislation
16:15 Presentation: Addressing AML laws and fi nding cost effective
protection
• Foreign exchange regulation and its role in the securing of mobile money systems
• How regulation will change the face of mobile money• How to get the most out of bank infrastructure Nassoro Hamza, Vice President, Citi Bank, Tanzania
17:00 Panel session: Fraud and risk management
• Strong control systems by mobile operators (PIN) to protect both customer and service provider
• Debt-managements and incentive cards, using them as a risk manager
• Bank-led models and their advantages, KYC and AML identifi cation, how these issues are increasingly becoming national security issues
Kumaran Selvarajalu, Head of Payments Regulation, First Rand
Bank, South Africa
Francis Matseketsa, Mobile Money Executive, Econet, Zimbabwe
Nvalaye Kourouma, CEO, Afric Xpress Ghana
Lee Albertyn, Managing Executive Digital Channels, ABSA, South
Africa
17:45 Chairperson’s closing remarks and close of conference
Networking & afternoon refreshments
Mobile Money World Africa 2011book early and save
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www.terrapinn.com/2011/cardsza book early and save
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5-day Platinum pass
Save R5370
if you book before 31 Dec See back page
Fun, high-speed breaks in the
conference day for making new contacts
and exchanging details.
Arrange meetings online before you
arrive. Access event resources, such as white papers and
presentations, after you’ve left.
More than listening, interact with our
panelists
This is your chance to shape the conference agenda. You select the topic and presenters. So bring along your ideas and get ready to make a name for
yourself.
We lessen this brochure’s impact on the environment by
using environmentally friendly paper.
Get the most
from your conference
Workshop 1 – Tuesday 22 March 2011 Workshop 2 – Friday 25 March 2011
Conference Workshops
Your workshop leaderYour workshop leader
Peter Sidenius
Director | Edgar Dunn & Company,
United Kingdom
Peter has over 18 years of experience in consulting in strategic consulting to a variety of leading industry clients in fi nancial services, with wide geographical experience across the European, North American, Middle Eastern, and African markets.
Craig Kilfoil
CEO I ExactSwitch SA
Craig has over a decades expertise in new technologies and payment systems. His expertise is built on actual experience through the deployment of new payment technologies into developing markets with the view of achieving effi cient payments and fi nancial service deepening in “banking the un-banked”, focused largely in Africa.
Mobile money payment demands – business effects and evolving regulatory frameworks
Objective
The relationship between demand for new payment solutions and the increased focus on regulatory developments applied to mobile payment solutions will be explored in this interactive workshop. Participants will be provided with an in-depth overview of advanced mobile payment developments globally and the regulatory developments and trends that affect the sector. The workshop will then illustrate how new services can fl ourish in this environment, by turning to how players in mobile payments can involve themselves in the regulatory framework developments through engaging in industry bodies.
08:30 Registration and refreshments
09:00 Introduction to mobile money
• Main regulatory concepts of fi nancial regulation• Mobile money models• Regulatory factors affecting each mobile
money model• Diagnostic approaches: What is the right
mobile money model in the given regulatory environment?
10:30 Morning refreshments and networking
11:00 How do we scale the mobile frontier,
leveraging technology and partnership
for sustainable development and fi nancial
inclusion?
12:30 Networking lunch
13:30 m-Banking, m-payment, and electronic
remittance systems
• Systems that are being implemented and their success stories
• Case studies
15:00 Afternoon refreshments and networking
15:30 Pro-actively engaging in shaping the
regulatory environment. An in-depth review
of regulatory developments in regions driving
the development of mobile money regulation:
A look at the leading countries.
• Interacting with regulatory bodies • Engaging with industry bodies • Consumer rights/protection • AML, KYC
17:00 End of workshop
Smart technology for smart people: prepaid card functionality
Objective
This session will introduce the use of smart cards and will explain the smart card family of technologies and generic attributes available and appropriate for likely applications to be supported, special attention and comments will be given to the “Prepaid Card” together with their respective strengths, weaknesses and cost implications.
08:30 Registration and refreshments
09:00 Smart card technologies
• An analysis of chip types and performance, card types including memory, micro-processor, combi and hybrid cards together with their performance and usage
• Description of the typical operation of each card type
10:30 Morning refreshments and networking
11:00 Security
• A description of security features of different card types, together with an explanation of encryption and decryption routines
12:30 Networking lunch
13:30 The business and fi nancial case for prepaid
cards
• An explanation of the issues relating to the development of business and fi nancial cases and plans for smart card-based schemes, and the identifi cation of the main areas of cost and revenue
15:00 Afternoon refreshments and networking
15:30 Prepaid card business models
• This session considers the politics and practicalities of the biggest emerging market sectors- transport etc
• A technical and commercial description of e-payment systems and products for which prepaid cards can be used
17:00 End of workshop
OR
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22 - 25 March 2011Sandton Convention Centre, Johannesburg, South Africa
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Platinum Pass (5 days) R24 150 + VAT R26 835 + VAT R28 175 + VAT R29 520 + VAT*Please indicated below which = R27 531.00 = R30 591.90 = R32 119.50 = R33 652.80workshop you will be attending (Save R6 121) (Save R3 060) (Save R1 506)
Gold Pass (Any 4 days) R20 885 + VAT R23 205 + VAT R24 365+ VAT R25 525 + VAT *Please indicated below which days = R23 808.90 = R26 453.70 = R27 776.10 = R29 098.50you will be attending (Save R5 289) (Save R2 644) (Save R1 322)
Silver Pass (Any 3 days) R16 625 + VAT R18 470 + VAT R19 395 + VAT R20 315 + VAT *Please indicated below which days = R18 952.50 = R21 055.80 = R22 110.30 = R23 159.10you will be attending (Save R4 206) (Save R2 103) (Save R1 048)
Standard Pass R11 185+ VAT R12 425 + VAT R13 045 + VAT R13 607 + VAT 2 Day Cards Africa Conference = R12 750.90 = R14 164.50 = R14 871.30 = R15 512.00 (Save R2 761) (Save R1 347) (Save R640)
* Prepaid Cards Day (22 March) Cards Africa 2010 (23-24 March)
Mobile Money Day (25 March) Workshop 1 (22 March) Workshop 2 (25 March)
TotalAll tickets include refreshments, lunch and full conference documentation. The fee does not include hotel accommodation. Please photocopy for group bookings.
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