Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

Twen es - $30,000 Balance

"Outstanding Value"

AustralianSuper AustralianSuper

Catholic Super Catholic Super Employer Sponsored

Hostplus Super HOSTPLUS Personal Super

InTrust Super InTrust Super Execu ve Super

Statewide Super Statewide Super Employer‐Sponsored

Sunsuper Sunsuper for life

Child Care Super Child Care Super

Energy Super Energy Super

First State Super First State Super ‐ Personal

Guild Super GuildSuper

HESTA HESTA Personal Super

Local Government Super Local Government Super Accumula on

NGS Super NGS Super

QSuper QSuper

VicSuper VicSuper FutureSaver PersonalSaver

Superannuation Star Ratings 2019 - Page 1Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

Twen es - $30,000 Balance

ANZ ANZ Smart Choice Super

AON Aon Master Trust smartMonday DIRECT

Australian Catholic Super Australian Catholic Superannua on

Australian Meat Industry Super AMIST Super Personal Division

AvSuper AV Super

Bendigo Bank Bendigo SmartStart Super

BT Funds Management BT Super for Life

BUSSQ BussQ Premium Choice

CareSuper CareSuper Employee Plan

Cbus Cbus Industry Super

Club Plus Superannua on Club Plus Super Personal Division

Colonial First State FirstChoice Colonial First State FirstChoice Wh

Equip Equip MyFuture

First Super First Super Employer‐Sponsored

ING ING ‐ Living Super

InTrust Super InTrust Super Core Super

IOOF Investment Management Ltd IOOF Pursuit Focus Personal Super

IOOF Investment Management Ltd IOOF Pursuit Select Personal Super

legalsuper legalsuper Employer‐sponsored Super

LGIAsuper LGIAsuper

LUCRF Super LUCRF Super

Media Super Media Super Personal Superannua on

Mercer Superannua on (Aust) Ltd Mercer Super Trust ‐ SmartSuper

Mine Superannua on Fund Mine Super

OnePath OneAnswer Fron er Personal Super

Prime Super Prime Super Fund

Rest REST Super

Suncorp Suncorp Brighter Super

Tasplan Tasplan Super

TWUSUPER TWUSUPER Industry

Vision Super Vision Personal

WA Super WA Super ‐ Super Solu ons

Superannuation Star Ratings 2019 - Page 2Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

Twen es - $30,000 Balance

IOOF Investment Management Ltd IOOF Personal Super

IOOF Investment Management Ltd Medical & Assoc Professions Super

MTAA MTAA Super

AMP Superannua on Limited AMP Flexible Super Choice

AMP Superannua on Limited AMP Flexible Super Core

AMP Superannua on Limited AMP Flexible Super Select

Australian Ethical Invst Australian Ethical Super

Chris an Super Chris an Super

Commonwealth Bank Essen al Super

EISS Super EISS Super

MLC Super Fund MLC MasterKey Super Fundamentals

Perpetual Superannua on Limited Perpetual WealthFocus Super Plan

REI Super REI Super

Russell Investments Russell Investments iQ Super

Suncorp Suncorp Everyday Super

Crescent Wealth Funds Mgmt Aust Crescent Wealth Superannua on Fund

Perpetual Superannua on Limited Perpetual Select Super Plan

Smartsave Super Smartsave Personal Choice

Zurich Australia Limited Zurich Superannua on Plan

LESF Super LESF Super

Superannuation Star Ratings 2019 - Page 3Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

Twen es - $80,000 Balance

"Outstanding Value"

AustralianSuper AustralianSuper

Catholic Super Catholic Super Employer Sponsored

Hostplus Super HOSTPLUS Personal Super

InTrust Super InTrust Super Execu ve Super

Statewide Super Statewide Super Employer‐Sponsored

Sunsuper Sunsuper for life

CareSuper CareSuper Employee Plan

Child Care Super Child Care Super

First Super First Super Employer‐Sponsored

Guild Super GuildSuper

HESTA HESTA Personal Super

InTrust Super InTrust Super Core Super

Local Government Super Local Government Super Accumula on

NGS Super NGS Super

QSuper QSuper

Superannuation Star Ratings 2019 - Page 4Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

Twen es - $80,000 Balance

ANZ ANZ Smart Choice Super

AON Aon Master Trust smartMonday DIRECT

Australian Catholic Super Australian Catholic Superannua on

Australian Ethical Invst Australian Ethical Super

Australian Meat Industry Super AMIST Super Personal Division

Bendigo Bank Bendigo SmartStart Super

BT Funds Management BT Super for Life

BUSSQ BussQ Premium Choice

Cbus Cbus Industry Super

Chris an Super Chris an Super

Club Plus Superannua on Club Plus Super Personal Division

Energy Super Energy Super

Equip Equip MyFuture

First State Super First State Super ‐ Personal

ING ING ‐ Living Super

IOOF Investment Management Ltd IOOF Pursuit Focus Personal Super

IOOF Investment Management Ltd IOOF Pursuit Select Personal Super

legalsuper legalsuper Employer‐sponsored Super

LGIAsuper LGIAsuper

LUCRF Super LUCRF Super

Media Super Media Super Personal Superannua on

Mercer Superannua on (Aust) Ltd Mercer Super Trust ‐ SmartSuper

Mine Superannua on Fund Mine Super

OnePath OneAnswer Fron er Personal Super

Prime Super Prime Super Fund

Rest REST Super

Suncorp Suncorp Brighter Super

Tasplan Tasplan Super

TWUSUPER TWUSUPER Industry

VicSuper VicSuper FutureSaver PersonalSaver

Vision Super Vision Personal

WA Super WA Super ‐ Super Solu ons

Superannuation Star Ratings 2019 - Page 5Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

Twen es - $80,000 Balance

IOOF Investment Management Ltd IOOF Personal Super

IOOF Investment Management Ltd Medical & Assoc Professions Super

MTAA MTAA Super

AMP Superannua on Limited AMP Flexible Super Choice

AMP Superannua on Limited AMP Flexible Super Core

AMP Superannua on Limited AMP Flexible Super Select

AvSuper AV Super

Colonial First State FirstChoice Colonial First State FirstChoice Wh

Commonwealth Bank Essen al Super

EISS Super EISS Super

MLC Super Fund MLC MasterKey Super Fundamentals

Perpetual Superannua on Limited Perpetual WealthFocus Super Plan

REI Super REI Super

Russell Investments Russell Investments iQ Super

Suncorp Suncorp Everyday Super

Crescent Wealth Funds Mgmt Aust Crescent Wealth Superannua on Fund

Perpetual Superannua on Limited Perpetual Select Super Plan

Smartsave Super Smartsave Personal Choice

Zurich Australia Limited Zurich Superannua on Plan

LESF Super LESF Super

Superannuation Star Ratings 2019 - Page 6Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

Twen es - $180,000 Balance

"Outstanding Value"

AustralianSuper AustralianSuper

Catholic Super Catholic Super Employer Sponsored

Hostplus Super HOSTPLUS Personal Super

InTrust Super InTrust Super Execu ve Super

Statewide Super Statewide Super Employer‐Sponsored

Sunsuper Sunsuper for life

CareSuper CareSuper Employee Plan

Child Care Super Child Care Super

First Super First Super Employer‐Sponsored

Guild Super GuildSuper

HESTA HESTA Personal Super

InTrust Super InTrust Super Core Super

Local Government Super Local Government Super Accumula on

NGS Super NGS Super

QSuper QSuper

Superannuation Star Ratings 2019 - Page 7Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

Twen es - $180,000 Balance

ANZ ANZ Smart Choice Super

AON Aon Master Trust smartMonday DIRECT

Australian Catholic Super Australian Catholic Superannua on

Australian Ethical Invst Australian Ethical Super

Australian Meat Industry Super AMIST Super Personal Division

Bendigo Bank Bendigo SmartStart Super

BT Funds Management BT Super for Life

BUSSQ BussQ Premium Choice

Cbus Cbus Industry Super

Chris an Super Chris an Super

Club Plus Superannua on Club Plus Super Personal Division

Energy Super Energy Super

Equip Equip MyFuture

First State Super First State Super ‐ Personal

ING ING ‐ Living Super

IOOF Investment Management Ltd IOOF Pursuit Focus Personal Super

IOOF Investment Management Ltd IOOF Pursuit Select Personal Super

legalsuper legalsuper Employer‐sponsored Super

LGIAsuper LGIAsuper

LUCRF Super LUCRF Super

Media Super Media Super Personal Superannua on

Mercer Superannua on (Aust) Ltd Mercer Super Trust ‐ SmartSuper

Mine Superannua on Fund Mine Super

Prime Super Prime Super Fund

REI Super REI Super

Rest REST Super

Suncorp Suncorp Brighter Super

Tasplan Tasplan Super

TWUSUPER TWUSUPER Industry

VicSuper VicSuper FutureSaver PersonalSaver

Vision Super Vision Personal

WA Super WA Super ‐ Super Solu ons

Superannuation Star Ratings 2019 - Page 8Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

Twen es - $180,000 Balance

IOOF Investment Management Ltd IOOF Personal Super

IOOF Investment Management Ltd Medical & Assoc Professions Super

MTAA MTAA Super

AMP Superannua on Limited AMP Flexible Super Choice

AMP Superannua on Limited AMP Flexible Super Core

AMP Superannua on Limited AMP Flexible Super Select

AvSuper AV Super

Colonial First State FirstChoice Colonial First State FirstChoice Wh

Commonwealth Bank Essen al Super

EISS Super EISS Super

MLC Super Fund MLC MasterKey Super Fundamentals

OnePath OneAnswer Fron er Personal Super

Perpetual Superannua on Limited Perpetual WealthFocus Super Plan

Russell Investments Russell Investments iQ Super

Suncorp Suncorp Everyday Super

Crescent Wealth Funds Mgmt Aust Crescent Wealth Superannua on Fund

Perpetual Superannua on Limited Perpetual Select Super Plan

Smartsave Super Smartsave Personal Choice

Zurich Australia Limited Zurich Superannua on Plan

LESF Super LESF Super

Superannuation Star Ratings 2019 - Page 9Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

Twen es - $500,000 Balance

"Outstanding Value"

AustralianSuper AustralianSuper

Catholic Super Catholic Super Employer Sponsored

Hostplus Super HOSTPLUS Personal Super

InTrust Super InTrust Super Execu ve Super

Statewide Super Statewide Super Employer‐Sponsored

Sunsuper Sunsuper for life

CareSuper CareSuper Employee Plan

Child Care Super Child Care Super

First Super First Super Employer‐Sponsored

Guild Super GuildSuper

HESTA HESTA Personal Super

InTrust Super InTrust Super Core Super

Local Government Super Local Government Super Accumula on

NGS Super NGS Super

QSuper QSuper

Superannuation Star Ratings 2019 - Page 10Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

Twen es - $500,000 Balance

ANZ ANZ Smart Choice Super

AON Aon Master Trust smartMonday DIRECT

Australian Catholic Super Australian Catholic Superannua on

Australian Ethical Invst Australian Ethical Super

Australian Meat Industry Super AMIST Super Personal Division

Bendigo Bank Bendigo SmartStart Super

BT Funds Management BT Super for Life

BUSSQ BussQ Premium Choice

Cbus Cbus Industry Super

Chris an Super Chris an Super

Club Plus Superannua on Club Plus Super Personal Division

Energy Super Energy Super

Equip Equip MyFuture

First State Super First State Super ‐ Personal

ING ING ‐ Living Super

IOOF Investment Management Ltd IOOF Pursuit Focus Personal Super

IOOF Investment Management Ltd IOOF Pursuit Select Personal Super

legalsuper legalsuper Employer‐sponsored Super

LGIAsuper LGIAsuper

LUCRF Super LUCRF Super

Media Super Media Super Personal Superannua on

Mercer Superannua on (Aust) Ltd Mercer Super Trust ‐ SmartSuper

Mine Superannua on Fund Mine Super

Prime Super Prime Super Fund

REI Super REI Super

Rest REST Super

Suncorp Suncorp Brighter Super

Tasplan Tasplan Super

TWUSUPER TWUSUPER Industry

VicSuper VicSuper FutureSaver PersonalSaver

Vision Super Vision Personal

WA Super WA Super ‐ Super Solu ons

Superannuation Star Ratings 2019 - Page 11Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

Twen es - $500,000 Balance

IOOF Investment Management Ltd IOOF Personal Super

IOOF Investment Management Ltd Medical & Assoc Professions Super

MTAA MTAA Super

AMP Superannua on Limited AMP Flexible Super Choice

AMP Superannua on Limited AMP Flexible Super Core

AMP Superannua on Limited AMP Flexible Super Select

AvSuper AV Super

Colonial First State FirstChoice Colonial First State FirstChoice Wh

Commonwealth Bank Essen al Super

EISS Super EISS Super

MLC Super Fund MLC MasterKey Super Fundamentals

OnePath OneAnswer Fron er Personal Super

Perpetual Superannua on Limited Perpetual WealthFocus Super Plan

Russell Investments Russell Investments iQ Super

Suncorp Suncorp Everyday Super

Crescent Wealth Funds Mgmt Aust Crescent Wealth Superannua on Fund

Perpetual Superannua on Limited Perpetual Select Super Plan

Smartsave Super Smartsave Personal Choice

Zurich Australia Limited Zurich Superannua on Plan

LESF Super LESF Super

Superannuation Star Ratings 2019 - Page 12Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

Twen es - $1,500,000 Balance

"Outstanding Value"

AustralianSuper AustralianSuper

Catholic Super Catholic Super Employer Sponsored

Hostplus Super HOSTPLUS Personal Super

InTrust Super InTrust Super Execu ve Super

Statewide Super Statewide Super Employer‐Sponsored

Sunsuper Sunsuper for life

CareSuper CareSuper Employee Plan

Child Care Super Child Care Super

First Super First Super Employer‐Sponsored

Guild Super GuildSuper

HESTA HESTA Personal Super

InTrust Super InTrust Super Core Super

Local Government Super Local Government Super Accumula on

NGS Super NGS Super

QSuper QSuper

Superannuation Star Ratings 2019 - Page 13Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

Twen es - $1,500,000 Balance

ANZ ANZ Smart Choice Super

AON Aon Master Trust smartMonday DIRECT

Australian Catholic Super Australian Catholic Superannua on

Australian Ethical Invst Australian Ethical Super

Australian Meat Industry Super AMIST Super Personal Division

Bendigo Bank Bendigo SmartStart Super

BT Funds Management BT Super for Life

BUSSQ BussQ Premium Choice

Cbus Cbus Industry Super

Chris an Super Chris an Super

Club Plus Superannua on Club Plus Super Personal Division

Energy Super Energy Super

Equip Equip MyFuture

First State Super First State Super ‐ Personal

ING ING ‐ Living Super

IOOF Investment Management Ltd IOOF Pursuit Focus Personal Super

IOOF Investment Management Ltd IOOF Pursuit Select Personal Super

legalsuper legalsuper Employer‐sponsored Super

LGIAsuper LGIAsuper

LUCRF Super LUCRF Super

Media Super Media Super Personal Superannua on

Mercer Superannua on (Aust) Ltd Mercer Super Trust ‐ SmartSuper

Mine Superannua on Fund Mine Super

Prime Super Prime Super Fund

REI Super REI Super

Rest REST Super

Suncorp Suncorp Brighter Super

Tasplan Tasplan Super

TWUSUPER TWUSUPER Industry

VicSuper VicSuper FutureSaver PersonalSaver

Vision Super Vision Personal

WA Super WA Super ‐ Super Solu ons

Superannuation Star Ratings 2019 - Page 14Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

Twen es - $1,500,000 Balance

IOOF Investment Management Ltd IOOF Personal Super

IOOF Investment Management Ltd Medical & Assoc Professions Super

MTAA MTAA Super

AMP Superannua on Limited AMP Flexible Super Choice

AMP Superannua on Limited AMP Flexible Super Core

AMP Superannua on Limited AMP Flexible Super Select

AvSuper AV Super

Colonial First State FirstChoice Colonial First State FirstChoice Wh

Commonwealth Bank Essen al Super

EISS Super EISS Super

MLC Super Fund MLC MasterKey Super Fundamentals

OnePath OneAnswer Fron er Personal Super

Perpetual Superannua on Limited Perpetual WealthFocus Super Plan

Russell Investments Russell Investments iQ Super

Suncorp Suncorp Everyday Super

Crescent Wealth Funds Mgmt Aust Crescent Wealth Superannua on Fund

Perpetual Superannua on Limited Perpetual Select Super Plan

Smartsave Super Smartsave Personal Choice

Zurich Australia Limited Zurich Superannua on Plan

LESF Super LESF Super

Superannuation Star Ratings 2019 - Page 15Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

Thir es - $30,000 Balance

"Outstanding Value"

AustralianSuper AustralianSuper

Catholic Super Catholic Super Employer Sponsored

Hostplus Super HOSTPLUS Personal Super

InTrust Super InTrust Super Execu ve Super

Statewide Super Statewide Super Employer‐Sponsored

Sunsuper Sunsuper for life

Child Care Super Child Care Super

Energy Super Energy Super

First State Super First State Super ‐ Personal

Guild Super GuildSuper

HESTA HESTA Personal Super

InTrust Super InTrust Super Core Super

Local Government Super Local Government Super Accumula on

QSuper QSuper

VicSuper VicSuper FutureSaver PersonalSaver

IOOF Investment Management Ltd Medical & Assoc Professions Super

Superannuation Star Ratings 2019 - Page 16Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

Thir es - $30,000 Balance

AMP Superannua on Limited AMP Flexible Super Choice

ANZ ANZ Smart Choice Super

AON Aon Master Trust smartMonday DIRECT

Australian Catholic Super Australian Catholic Superannua on

Australian Meat Industry Super AMIST Super Personal Division

AvSuper AV Super

Bendigo Bank Bendigo SmartStart Super

BT Funds Management BT Super for Life

BUSSQ BussQ Premium Choice

CareSuper CareSuper Employee Plan

Cbus Cbus Industry Super

Club Plus Superannua on Club Plus Super Personal Division

Colonial First State FirstChoice Colonial First State FirstChoice Wh

Commonwealth Bank Essen al Super

Equip Equip MyFuture

First Super First Super Employer‐Sponsored

ING ING ‐ Living Super

IOOF Investment Management Ltd IOOF Pursuit Focus Personal Super

IOOF Investment Management Ltd IOOF Pursuit Select Personal Super

legalsuper legalsuper Employer‐sponsored Super

LGIAsuper LGIAsuper

LUCRF Super LUCRF Super

Mercer Superannua on (Aust) Ltd Mercer Super Trust ‐ SmartSuper

Mine Superannua on Fund Mine Super

MLC Super Fund MLC MasterKey Super Fundamentals

NGS Super NGS Super

Prime Super Prime Super Fund

Suncorp Suncorp Brighter Super

Tasplan Tasplan Super

TWUSUPER TWUSUPER Industry

Vision Super Vision Personal

WA Super WA Super ‐ Super Solu ons

Superannuation Star Ratings 2019 - Page 17Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

Thir es - $30,000 Balance

IOOF Investment Management Ltd IOOF Personal Super

MTAA MTAA Super

AMP Superannua on Limited AMP Flexible Super Core

AMP Superannua on Limited AMP Flexible Super Select

Australian Ethical Invst Australian Ethical Super

Chris an Super Chris an Super

EISS Super EISS Super

Media Super Media Super Personal Superannua on

OnePath OneAnswer Fron er Personal Super

Perpetual Superannua on Limited Perpetual WealthFocus Super Plan

REI Super REI Super

Rest REST Super

Russell Investments Russell Investments iQ Super

Suncorp Suncorp Everyday Super

Crescent Wealth Funds Mgmt Aust Crescent Wealth Superannua on Fund

Perpetual Superannua on Limited Perpetual Select Super Plan

Smartsave Super Smartsave Personal Choice

Zurich Australia Limited Zurich Superannua on Plan

LESF Super LESF Super

Superannuation Star Ratings 2019 - Page 18Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

Thir es - $80,000 Balance

"Outstanding Value"

AustralianSuper AustralianSuper

Catholic Super Catholic Super Employer Sponsored

Hostplus Super HOSTPLUS Personal Super

InTrust Super InTrust Super Execu ve Super

Statewide Super Statewide Super Employer‐Sponsored

Sunsuper Sunsuper for life

CareSuper CareSuper Employee Plan

Child Care Super Child Care Super

First Super First Super Employer‐Sponsored

Guild Super GuildSuper

HESTA HESTA Personal Super

InTrust Super InTrust Super Core Super

Local Government Super Local Government Super Accumula on

NGS Super NGS Super

QSuper QSuper

Superannuation Star Ratings 2019 - Page 19Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

Thir es - $80,000 Balance

ANZ ANZ Smart Choice Super

AON Aon Master Trust smartMonday DIRECT

Australian Catholic Super Australian Catholic Superannua on

Australian Meat Industry Super AMIST Super Personal Division

Bendigo Bank Bendigo SmartStart Super

BT Funds Management BT Super for Life

BUSSQ BussQ Premium Choice

Cbus Cbus Industry Super

Club Plus Superannua on Club Plus Super Personal Division

Commonwealth Bank Essen al Super

Energy Super Energy Super

Equip Equip MyFuture

First State Super First State Super ‐ Personal

ING ING ‐ Living Super

IOOF Investment Management Ltd IOOF Pursuit Focus Personal Super

IOOF Investment Management Ltd IOOF Pursuit Select Personal Super

legalsuper legalsuper Employer‐sponsored Super

LGIAsuper LGIAsuper

LUCRF Super LUCRF Super

Media Super Media Super Personal Superannua on

Mercer Superannua on (Aust) Ltd Mercer Super Trust ‐ SmartSuper

Mine Superannua on Fund Mine Super

MLC Super Fund MLC MasterKey Super Fundamentals

Prime Super Prime Super Fund

REI Super REI Super

Rest REST Super

Suncorp Suncorp Brighter Super

Tasplan Tasplan Super

TWUSUPER TWUSUPER Industry

VicSuper VicSuper FutureSaver PersonalSaver

Vision Super Vision Personal

WA Super WA Super ‐ Super Solu ons

Superannuation Star Ratings 2019 - Page 20Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

Thir es - $80,000 Balance

IOOF Investment Management Ltd IOOF Personal Super

IOOF Investment Management Ltd Medical & Assoc Professions Super

MTAA MTAA Super

AMP Superannua on Limited AMP Flexible Super Choice

AMP Superannua on Limited AMP Flexible Super Core

AMP Superannua on Limited AMP Flexible Super Select

Australian Ethical Invst Australian Ethical Super

AvSuper AV Super

Chris an Super Chris an Super

Colonial First State FirstChoice Colonial First State FirstChoice Wh

EISS Super EISS Super

OnePath OneAnswer Fron er Personal Super

Perpetual Superannua on Limited Perpetual Select Super Plan

Perpetual Superannua on Limited Perpetual WealthFocus Super Plan

Suncorp Suncorp Everyday Super

Crescent Wealth Funds Mgmt Aust Crescent Wealth Superannua on Fund

Russell Investments Russell Investments iQ Super

Smartsave Super Smartsave Personal Choice

Zurich Australia Limited Zurich Superannua on Plan

LESF Super LESF Super

Superannuation Star Ratings 2019 - Page 21Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

Thir es - $180,000 Balance

"Outstanding Value"

AustralianSuper AustralianSuper

Catholic Super Catholic Super Employer Sponsored

Hostplus Super HOSTPLUS Personal Super

InTrust Super InTrust Super Execu ve Super

Statewide Super Statewide Super Employer‐Sponsored

Sunsuper Sunsuper for life

CareSuper CareSuper Employee Plan

Child Care Super Child Care Super

First Super First Super Employer‐Sponsored

Guild Super GuildSuper

HESTA HESTA Personal Super

InTrust Super InTrust Super Core Super

Local Government Super Local Government Super Accumula on

NGS Super NGS Super

QSuper QSuper

Superannuation Star Ratings 2019 - Page 22Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

Thir es - $180,000 Balance

ANZ ANZ Smart Choice Super

AON Aon Master Trust smartMonday DIRECT

Australian Catholic Super Australian Catholic Superannua on

Australian Ethical Invst Australian Ethical Super

Australian Meat Industry Super AMIST Super Personal Division

Bendigo Bank Bendigo SmartStart Super

BT Funds Management BT Super for Life

BUSSQ BussQ Premium Choice

Cbus Cbus Industry Super

Club Plus Superannua on Club Plus Super Personal Division

Commonwealth Bank Essen al Super

Energy Super Energy Super

Equip Equip MyFuture

First State Super First State Super ‐ Personal

ING ING ‐ Living Super

IOOF Investment Management Ltd IOOF Pursuit Focus Personal Super

IOOF Investment Management Ltd IOOF Pursuit Select Personal Super

legalsuper legalsuper Employer‐sponsored Super

LGIAsuper LGIAsuper

LUCRF Super LUCRF Super

Media Super Media Super Personal Superannua on

Mercer Superannua on (Aust) Ltd Mercer Super Trust ‐ SmartSuper

Mine Superannua on Fund Mine Super

Prime Super Prime Super Fund

REI Super REI Super

Rest REST Super

Suncorp Suncorp Brighter Super

Tasplan Tasplan Super

TWUSUPER TWUSUPER Industry

VicSuper VicSuper FutureSaver PersonalSaver

Vision Super Vision Personal

WA Super WA Super ‐ Super Solu ons

Superannuation Star Ratings 2019 - Page 23Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

Thir es - $180,000 Balance

IOOF Investment Management Ltd IOOF Personal Super

IOOF Investment Management Ltd Medical & Assoc Professions Super

MTAA MTAA Super

AMP Superannua on Limited AMP Flexible Super Choice

AMP Superannua on Limited AMP Flexible Super Core

AMP Superannua on Limited AMP Flexible Super Select

AvSuper AV Super

Chris an Super Chris an Super

Colonial First State FirstChoice Colonial First State FirstChoice Wh

EISS Super EISS Super

MLC Super Fund MLC MasterKey Super Fundamentals

OnePath OneAnswer Fron er Personal Super

Perpetual Superannua on Limited Perpetual Select Super Plan

Perpetual Superannua on Limited Perpetual WealthFocus Super Plan

Suncorp Suncorp Everyday Super

Crescent Wealth Funds Mgmt Aust Crescent Wealth Superannua on Fund

Russell Investments Russell Investments iQ Super

Smartsave Super Smartsave Personal Choice

Zurich Australia Limited Zurich Superannua on Plan

LESF Super LESF Super

Superannuation Star Ratings 2019 - Page 24Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

Thir es - $500,000 Balance

"Outstanding Value"

AustralianSuper AustralianSuper

Catholic Super Catholic Super Employer Sponsored

Hostplus Super HOSTPLUS Personal Super

InTrust Super InTrust Super Execu ve Super

Statewide Super Statewide Super Employer‐Sponsored

Sunsuper Sunsuper for life

CareSuper CareSuper Employee Plan

Cbus Cbus Industry Super

First Super First Super Employer‐Sponsored

HESTA HESTA Personal Super

InTrust Super InTrust Super Core Super

Local Government Super Local Government Super Accumula on

NGS Super NGS Super

QSuper QSuper

Superannuation Star Ratings 2019 - Page 25Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

Thir es - $500,000 Balance

ANZ ANZ Smart Choice Super

AON Aon Master Trust smartMonday DIRECT

Australian Catholic Super Australian Catholic Superannua on

Australian Meat Industry Super AMIST Super Personal Division

Bendigo Bank Bendigo SmartStart Super

BT Funds Management BT Super for Life

BUSSQ BussQ Premium Choice

Child Care Super Child Care Super

Chris an Super Chris an Super

Club Plus Superannua on Club Plus Super Personal Division

Commonwealth Bank Essen al Super

Energy Super Energy Super

Equip Equip MyFuture

First State Super First State Super ‐ Personal

Guild Super GuildSuper

ING ING ‐ Living Super

IOOF Investment Management Ltd IOOF Pursuit Focus Personal Super

IOOF Investment Management Ltd IOOF Pursuit Select Personal Super

legalsuper legalsuper Employer‐sponsored Super

LGIAsuper LGIAsuper

LUCRF Super LUCRF Super

Media Super Media Super Personal Superannua on

Mercer Superannua on (Aust) Ltd Mercer Super Trust ‐ SmartSuper

Mine Superannua on Fund Mine Super

Prime Super Prime Super Fund

REI Super REI Super

Rest REST Super

Suncorp Suncorp Brighter Super

Tasplan Tasplan Super

TWUSUPER TWUSUPER Industry

VicSuper VicSuper FutureSaver PersonalSaver

Vision Super Vision Personal

Superannuation Star Ratings 2019 - Page 26Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

Thir es - $500,000 Balance

WA Super WA Super ‐ Super Solu ons

IOOF Investment Management Ltd IOOF Personal Super

IOOF Investment Management Ltd Medical & Assoc Professions Super

MTAA MTAA Super

AMP Superannua on Limited AMP Flexible Super Choice

AMP Superannua on Limited AMP Flexible Super Core

AMP Superannua on Limited AMP Flexible Super Select

Australian Ethical Invst Australian Ethical Super

AvSuper AV Super

Colonial First State FirstChoice Colonial First State FirstChoice Wh

EISS Super EISS Super

MLC Super Fund MLC MasterKey Super Fundamentals

OnePath OneAnswer Fron er Personal Super

Perpetual Superannua on Limited Perpetual Select Super Plan

Perpetual Superannua on Limited Perpetual WealthFocus Super Plan

Suncorp Suncorp Everyday Super

Crescent Wealth Funds Mgmt Aust Crescent Wealth Superannua on Fund

Russell Investments Russell Investments iQ Super

Smartsave Super Smartsave Personal Choice

Zurich Australia Limited Zurich Superannua on Plan

LESF Super LESF Super

Superannuation Star Ratings 2019 - Page 27Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

Thir es - $1,500,000 Balance

"Outstanding Value"

AustralianSuper AustralianSuper

Catholic Super Catholic Super Employer Sponsored

Hostplus Super HOSTPLUS Personal Super

InTrust Super InTrust Super Execu ve Super

Statewide Super Statewide Super Employer‐Sponsored

Sunsuper Sunsuper for life

CareSuper CareSuper Employee Plan

Cbus Cbus Industry Super

First Super First Super Employer‐Sponsored

HESTA HESTA Personal Super

InTrust Super InTrust Super Core Super

Local Government Super Local Government Super Accumula on

NGS Super NGS Super

QSuper QSuper

Superannuation Star Ratings 2019 - Page 28Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

Thir es - $1,500,000 Balance

ANZ ANZ Smart Choice Super

AON Aon Master Trust smartMonday DIRECT

Australian Catholic Super Australian Catholic Superannua on

Australian Meat Industry Super AMIST Super Personal Division

Bendigo Bank Bendigo SmartStart Super

BT Funds Management BT Super for Life

BUSSQ BussQ Premium Choice

Child Care Super Child Care Super

Chris an Super Chris an Super

Club Plus Superannua on Club Plus Super Personal Division

Commonwealth Bank Essen al Super

Energy Super Energy Super

Equip Equip MyFuture

First State Super First State Super ‐ Personal

Guild Super GuildSuper

ING ING ‐ Living Super

IOOF Investment Management Ltd IOOF Pursuit Focus Personal Super

IOOF Investment Management Ltd IOOF Pursuit Select Personal Super

legalsuper legalsuper Employer‐sponsored Super

LGIAsuper LGIAsuper

LUCRF Super LUCRF Super

Media Super Media Super Personal Superannua on

Mercer Superannua on (Aust) Ltd Mercer Super Trust ‐ SmartSuper

Mine Superannua on Fund Mine Super

Prime Super Prime Super Fund

REI Super REI Super

Rest REST Super

Suncorp Suncorp Brighter Super

Tasplan Tasplan Super

TWUSUPER TWUSUPER Industry

VicSuper VicSuper FutureSaver PersonalSaver

Vision Super Vision Personal

Superannuation Star Ratings 2019 - Page 29Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

Thir es - $1,500,000 Balance

WA Super WA Super ‐ Super Solu ons

IOOF Investment Management Ltd IOOF Personal Super

IOOF Investment Management Ltd Medical & Assoc Professions Super

MTAA MTAA Super

AMP Superannua on Limited AMP Flexible Super Choice

AMP Superannua on Limited AMP Flexible Super Core

AMP Superannua on Limited AMP Flexible Super Select

Australian Ethical Invst Australian Ethical Super

AvSuper AV Super

Colonial First State FirstChoice Colonial First State FirstChoice Wh

EISS Super EISS Super

MLC Super Fund MLC MasterKey Super Fundamentals

OnePath OneAnswer Fron er Personal Super

Perpetual Superannua on Limited Perpetual Select Super Plan

Perpetual Superannua on Limited Perpetual WealthFocus Super Plan

Suncorp Suncorp Everyday Super

Crescent Wealth Funds Mgmt Aust Crescent Wealth Superannua on Fund

Russell Investments Russell Investments iQ Super

Smartsave Super Smartsave Personal Choice

Zurich Australia Limited Zurich Superannua on Plan

LESF Super LESF Super

Superannuation Star Ratings 2019 - Page 30Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

For es - $30,000 Balance

"Outstanding Value"

AustralianSuper AustralianSuper

Catholic Super Catholic Super Employer Sponsored

Hostplus Super HOSTPLUS Personal Super

InTrust Super InTrust Super Execu ve Super

Statewide Super Statewide Super Employer‐Sponsored

Sunsuper Sunsuper for life

Club Plus Superannua on Club Plus Super Personal Division

Energy Super Energy Super

Equip Equip MyFuture

First State Super First State Super ‐ Personal

InTrust Super InTrust Super Core Super

Mercer Superannua on (Aust) Ltd Mercer Super Trust ‐ SmartSuper

QSuper QSuper

VicSuper VicSuper FutureSaver PersonalSaver

Vision Super Vision Personal

IOOF Investment Management Ltd IOOF Personal Super

IOOF Investment Management Ltd Medical & Assoc Professions Super

Superannuation Star Ratings 2019 - Page 31Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

For es - $30,000 Balance

AMP Superannua on Limited AMP Flexible Super Choice

AMP Superannua on Limited AMP Flexible Super Core

AMP Superannua on Limited AMP Flexible Super Select

ANZ ANZ Smart Choice Super

AON Aon Master Trust smartMonday DIRECT

Australian Catholic Super Australian Catholic Superannua on

Australian Meat Industry Super AMIST Super Personal Division

AvSuper AV Super

Bendigo Bank Bendigo SmartStart Super

BT Funds Management BT Super for Life

BUSSQ BussQ Premium Choice

CareSuper CareSuper Employee Plan

Cbus Cbus Industry Super

Colonial First State FirstChoice Colonial First State FirstChoice Wh

Commonwealth Bank Essen al Super

First Super First Super Employer‐Sponsored

HESTA HESTA Personal Super

ING ING ‐ Living Super

IOOF Investment Management Ltd IOOF Pursuit Focus Personal Super

IOOF Investment Management Ltd IOOF Pursuit Select Personal Super

legalsuper legalsuper Employer‐sponsored Super

LGIAsuper LGIAsuper

Local Government Super Local Government Super Accumula on

LUCRF Super LUCRF Super

MLC Super Fund MLC MasterKey Super Fundamentals

NGS Super NGS Super

OnePath OneAnswer Fron er Personal Super

Prime Super Prime Super Fund

Suncorp Suncorp Brighter Super

Tasplan Tasplan Super

TWUSUPER TWUSUPER Industry

WA Super WA Super ‐ Super Solu ons

Superannuation Star Ratings 2019 - Page 32Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

For es - $30,000 Balance

MTAA MTAA Super

Australian Ethical Invst Australian Ethical Super

Child Care Super Child Care Super

Chris an Super Chris an Super

Guild Super GuildSuper

Media Super Media Super Personal Superannua on

Mine Superannua on Fund Mine Super

Perpetual Superannua on Limited Perpetual Select Super Plan

Perpetual Superannua on Limited Perpetual WealthFocus Super Plan

REI Super REI Super

Rest REST Super

Russell Investments Russell Investments iQ Super

Suncorp Suncorp Everyday Super

Crescent Wealth Funds Mgmt Aust Crescent Wealth Superannua on Fund

EISS Super EISS Super

Smartsave Super Smartsave Personal Choice

Zurich Australia Limited Zurich Superannua on Plan

LESF Super LESF Super

Superannuation Star Ratings 2019 - Page 33Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

For es - $80,000 Balance

"Outstanding Value"

AustralianSuper AustralianSuper

Catholic Super Catholic Super Employer Sponsored

Hostplus Super HOSTPLUS Personal Super

InTrust Super InTrust Super Execu ve Super

Statewide Super Statewide Super Employer‐Sponsored

Sunsuper Sunsuper for life

CareSuper CareSuper Employee Plan

Cbus Cbus Industry Super

Club Plus Superannua on Club Plus Super Personal Division

Energy Super Energy Super

First State Super First State Super ‐ Personal

First Super First Super Employer‐Sponsored

HESTA HESTA Personal Super

InTrust Super InTrust Super Core Super

VicSuper VicSuper FutureSaver PersonalSaver

Superannuation Star Ratings 2019 - Page 34Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

For es - $80,000 Balance

AMP Superannua on Limited AMP Flexible Super Choice

AMP Superannua on Limited AMP Flexible Super Core

ANZ ANZ Smart Choice Super

AON Aon Master Trust smartMonday DIRECT

Australian Catholic Super Australian Catholic Superannua on

Australian Meat Industry Super AMIST Super Personal Division

Bendigo Bank Bendigo SmartStart Super

BT Funds Management BT Super for Life

BUSSQ BussQ Premium Choice

Commonwealth Bank Essen al Super

Equip Equip MyFuture

ING ING ‐ Living Super

IOOF Investment Management Ltd IOOF Pursuit Focus Personal Super

IOOF Investment Management Ltd IOOF Pursuit Select Personal Super

legalsuper legalsuper Employer‐sponsored Super

LGIAsuper LGIAsuper

Local Government Super Local Government Super Accumula on

LUCRF Super LUCRF Super

Media Super Media Super Personal Superannua on

Mercer Superannua on (Aust) Ltd Mercer Super Trust ‐ SmartSuper

Mine Superannua on Fund Mine Super

MLC Super Fund MLC MasterKey Super Fundamentals

NGS Super NGS Super

OnePath OneAnswer Fron er Personal Super

Prime Super Prime Super Fund

QSuper QSuper

REI Super REI Super

Rest REST Super

Tasplan Tasplan Super

TWUSUPER TWUSUPER Industry

Vision Super Vision Personal

WA Super WA Super ‐ Super Solu ons

Superannuation Star Ratings 2019 - Page 35Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

For es - $80,000 Balance

IOOF Investment Management Ltd IOOF Personal Super

IOOF Investment Management Ltd Medical & Assoc Professions Super

MTAA MTAA Super

AMP Superannua on Limited AMP Flexible Super Select

Australian Ethical Invst Australian Ethical Super

AvSuper AV Super

Child Care Super Child Care Super

Chris an Super Chris an Super

Colonial First State FirstChoice Colonial First State FirstChoice Wh

EISS Super EISS Super

Guild Super GuildSuper

Perpetual Superannua on Limited Perpetual Select Super Plan

Perpetual Superannua on Limited Perpetual WealthFocus Super Plan

Suncorp Suncorp Brighter Super

Suncorp Suncorp Everyday Super

Crescent Wealth Funds Mgmt Aust Crescent Wealth Superannua on Fund

Russell Investments Russell Investments iQ Super

Smartsave Super Smartsave Personal Choice

Zurich Australia Limited Zurich Superannua on Plan

LESF Super LESF Super

Superannuation Star Ratings 2019 - Page 36Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

For es - $180,000 Balance

"Outstanding Value"

AustralianSuper AustralianSuper

Catholic Super Catholic Super Employer Sponsored

Hostplus Super HOSTPLUS Personal Super

InTrust Super InTrust Super Execu ve Super

Statewide Super Statewide Super Employer‐Sponsored

Sunsuper Sunsuper for life

CareSuper CareSuper Employee Plan

Cbus Cbus Industry Super

First Super First Super Employer‐Sponsored

HESTA HESTA Personal Super

InTrust Super InTrust Super Core Super

NGS Super NGS Super

Prime Super Prime Super Fund

QSuper QSuper

VicSuper VicSuper FutureSaver PersonalSaver

Superannuation Star Ratings 2019 - Page 37Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

For es - $180,000 Balance

AMP Superannua on Limited AMP Flexible Super Choice

AMP Superannua on Limited AMP Flexible Super Core

ANZ ANZ Smart Choice Super

AON Aon Master Trust smartMonday DIRECT

Australian Catholic Super Australian Catholic Superannua on

Australian Meat Industry Super AMIST Super Personal Division

Bendigo Bank Bendigo SmartStart Super

BT Funds Management BT Super for Life

BUSSQ BussQ Premium Choice

Club Plus Superannua on Club Plus Super Personal Division

Commonwealth Bank Essen al Super

Energy Super Energy Super

Equip Equip MyFuture

First State Super First State Super ‐ Personal

ING ING ‐ Living Super

IOOF Investment Management Ltd IOOF Pursuit Focus Personal Super

IOOF Investment Management Ltd IOOF Pursuit Select Personal Super

legalsuper legalsuper Employer‐sponsored Super

LGIAsuper LGIAsuper

Local Government Super Local Government Super Accumula on

LUCRF Super LUCRF Super

Media Super Media Super Personal Superannua on

Mercer Superannua on (Aust) Ltd Mercer Super Trust ‐ SmartSuper

Mine Superannua on Fund Mine Super

MLC Super Fund MLC MasterKey Super Fundamentals

REI Super REI Super

Rest REST Super

Tasplan Tasplan Super

TWUSUPER TWUSUPER Industry

Vision Super Vision Personal

WA Super WA Super ‐ Super Solu ons

Superannuation Star Ratings 2019 - Page 38Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

For es - $180,000 Balance

IOOF Investment Management Ltd IOOF Personal Super

IOOF Investment Management Ltd Medical & Assoc Professions Super

MTAA MTAA Super

AMP Superannua on Limited AMP Flexible Super Select

Australian Ethical Invst Australian Ethical Super

AvSuper AV Super

Child Care Super Child Care Super

Chris an Super Chris an Super

Colonial First State FirstChoice Colonial First State FirstChoice Wh

EISS Super EISS Super

Guild Super GuildSuper

OnePath OneAnswer Fron er Personal Super

Perpetual Superannua on Limited Perpetual Select Super Plan

Perpetual Superannua on Limited Perpetual WealthFocus Super Plan

Suncorp Suncorp Brighter Super

Suncorp Suncorp Everyday Super

Crescent Wealth Funds Mgmt Aust Crescent Wealth Superannua on Fund

Russell Investments Russell Investments iQ Super

Smartsave Super Smartsave Personal Choice

Zurich Australia Limited Zurich Superannua on Plan

LESF Super LESF Super

Superannuation Star Ratings 2019 - Page 39Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

For es - $500,000 Balance

"Outstanding Value"

AustralianSuper AustralianSuper

Catholic Super Catholic Super Employer Sponsored

Hostplus Super HOSTPLUS Personal Super

InTrust Super InTrust Super Execu ve Super

Statewide Super Statewide Super Employer‐Sponsored

Sunsuper Sunsuper for life

CareSuper CareSuper Employee Plan

Cbus Cbus Industry Super

First Super First Super Employer‐Sponsored

HESTA HESTA Personal Super

InTrust Super InTrust Super Core Super

NGS Super NGS Super

Prime Super Prime Super Fund

QSuper QSuper

VicSuper VicSuper FutureSaver PersonalSaver

Superannuation Star Ratings 2019 - Page 40Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

For es - $500,000 Balance

AMP Superannua on Limited AMP Flexible Super Choice

ANZ ANZ Smart Choice Super

AON Aon Master Trust smartMonday DIRECT

Australian Catholic Super Australian Catholic Superannua on

Australian Meat Industry Super AMIST Super Personal Division

Bendigo Bank Bendigo SmartStart Super

BT Funds Management BT Super for Life

BUSSQ BussQ Premium Choice

Child Care Super Child Care Super

Club Plus Superannua on Club Plus Super Personal Division

Commonwealth Bank Essen al Super

Energy Super Energy Super

Equip Equip MyFuture

First State Super First State Super ‐ Personal

Guild Super GuildSuper

ING ING ‐ Living Super

IOOF Investment Management Ltd IOOF Pursuit Focus Personal Super

IOOF Investment Management Ltd IOOF Pursuit Select Personal Super

legalsuper legalsuper Employer‐sponsored Super

LGIAsuper LGIAsuper

Local Government Super Local Government Super Accumula on

LUCRF Super LUCRF Super

Media Super Media Super Personal Superannua on

Mercer Superannua on (Aust) Ltd Mercer Super Trust ‐ SmartSuper

Mine Superannua on Fund Mine Super

MLC Super Fund MLC MasterKey Super Fundamentals

REI Super REI Super

Rest REST Super

Tasplan Tasplan Super

TWUSUPER TWUSUPER Industry

Vision Super Vision Personal

WA Super WA Super ‐ Super Solu ons

Superannuation Star Ratings 2019 - Page 41Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

For es - $500,000 Balance

IOOF Investment Management Ltd IOOF Personal Super

IOOF Investment Management Ltd Medical & Assoc Professions Super

MTAA MTAA Super

AMP Superannua on Limited AMP Flexible Super Core

AMP Superannua on Limited AMP Flexible Super Select

Australian Ethical Invst Australian Ethical Super

AvSuper AV Super

Chris an Super Chris an Super

Colonial First State FirstChoice Colonial First State FirstChoice Wh

EISS Super EISS Super

OnePath OneAnswer Fron er Personal Super

Perpetual Superannua on Limited Perpetual Select Super Plan

Perpetual Superannua on Limited Perpetual WealthFocus Super Plan

Suncorp Suncorp Brighter Super

Suncorp Suncorp Everyday Super

Crescent Wealth Funds Mgmt Aust Crescent Wealth Superannua on Fund

Russell Investments Russell Investments iQ Super

Smartsave Super Smartsave Personal Choice

Zurich Australia Limited Zurich Superannua on Plan

LESF Super LESF Super

Superannuation Star Ratings 2019 - Page 42Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

For es - $1,500,000 Balance

"Outstanding Value"

AustralianSuper AustralianSuper

Catholic Super Catholic Super Employer Sponsored

Hostplus Super HOSTPLUS Personal Super

InTrust Super InTrust Super Execu ve Super

Statewide Super Statewide Super Employer‐Sponsored

Sunsuper Sunsuper for life

CareSuper CareSuper Employee Plan

Cbus Cbus Industry Super

First Super First Super Employer‐Sponsored

HESTA HESTA Personal Super

InTrust Super InTrust Super Core Super

NGS Super NGS Super

Prime Super Prime Super Fund

QSuper QSuper

VicSuper VicSuper FutureSaver PersonalSaver

Superannuation Star Ratings 2019 - Page 43Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

For es - $1,500,000 Balance

AMP Superannua on Limited AMP Flexible Super Choice

ANZ ANZ Smart Choice Super

AON Aon Master Trust smartMonday DIRECT

Australian Catholic Super Australian Catholic Superannua on

Australian Meat Industry Super AMIST Super Personal Division

Bendigo Bank Bendigo SmartStart Super

BT Funds Management BT Super for Life

BUSSQ BussQ Premium Choice

Chris an Super Chris an Super

Club Plus Superannua on Club Plus Super Personal Division

Commonwealth Bank Essen al Super

Energy Super Energy Super

Equip Equip MyFuture

First State Super First State Super ‐ Personal

ING ING ‐ Living Super

IOOF Investment Management Ltd IOOF Pursuit Focus Personal Super

IOOF Investment Management Ltd IOOF Pursuit Select Personal Super

legalsuper legalsuper Employer‐sponsored Super

LGIAsuper LGIAsuper

Local Government Super Local Government Super Accumula on

LUCRF Super LUCRF Super

Media Super Media Super Personal Superannua on

Mercer Superannua on (Aust) Ltd Mercer Super Trust ‐ SmartSuper

Mine Superannua on Fund Mine Super

MLC Super Fund MLC MasterKey Super Fundamentals

REI Super REI Super

Rest REST Super

Tasplan Tasplan Super

TWUSUPER TWUSUPER Industry

Vision Super Vision Personal

WA Super WA Super ‐ Super Solu ons

Superannuation Star Ratings 2019 - Page 44Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

For es - $1,500,000 Balance

IOOF Investment Management Ltd IOOF Personal Super

IOOF Investment Management Ltd Medical & Assoc Professions Super

MTAA MTAA Super

AMP Superannua on Limited AMP Flexible Super Core

AMP Superannua on Limited AMP Flexible Super Select

Australian Ethical Invst Australian Ethical Super

AvSuper AV Super

Child Care Super Child Care Super

Colonial First State FirstChoice Colonial First State FirstChoice Wh

EISS Super EISS Super

Guild Super GuildSuper

OnePath OneAnswer Fron er Personal Super

Perpetual Superannua on Limited Perpetual Select Super Plan

Perpetual Superannua on Limited Perpetual WealthFocus Super Plan

Suncorp Suncorp Brighter Super

Suncorp Suncorp Everyday Super

Crescent Wealth Funds Mgmt Aust Crescent Wealth Superannua on Fund

Russell Investments Russell Investments iQ Super

Smartsave Super Smartsave Personal Choice

Zurich Australia Limited Zurich Superannua on Plan

LESF Super LESF Super

Superannuation Star Ratings 2019 - Page 45Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

Fi ies - $30,000 Balance

"Outstanding Value"

AustralianSuper AustralianSuper

Energy Super Energy Super

First State Super First State Super ‐ Personal

Statewide Super Statewide Super Employer‐Sponsored

Sunsuper Sunsuper for life

VicSuper VicSuper FutureSaver PersonalSaver

CareSuper CareSuper Employee Plan

Club Plus Superannua on Club Plus Super Personal Division

Equip Equip MyFuture

HESTA HESTA Personal Super

InTrust Super InTrust Super Core Super

InTrust Super InTrust Super Execu ve Super

LGIAsuper LGIAsuper

Mercer Superannua on (Aust) Ltd Mercer Super Trust ‐ SmartSuper

Prime Super Prime Super Fund

Vision Super Vision Personal

IOOF Investment Management Ltd IOOF Personal Super

IOOF Investment Management Ltd Medical & Assoc Professions Super

Superannuation Star Ratings 2019 - Page 46Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

Fi ies - $30,000 Balance

AMP Superannua on Limited AMP Flexible Super Choice

AMP Superannua on Limited AMP Flexible Super Core

AMP Superannua on Limited AMP Flexible Super Select

ANZ ANZ Smart Choice Super

AON Aon Master Trust smartMonday DIRECT

Australian Catholic Super Australian Catholic Superannua on

Australian Ethical Invst Australian Ethical Super

Australian Meat Industry Super AMIST Super Personal Division

AvSuper AV Super

BUSSQ BussQ Premium Choice

Catholic Super Catholic Super Employer Sponsored

Cbus Cbus Industry Super

Colonial First State FirstChoice Colonial First State FirstChoice Wh

First Super First Super Employer‐Sponsored

Hostplus Super HOSTPLUS Personal Super

ING ING ‐ Living Super

IOOF Investment Management Ltd IOOF Pursuit Focus Personal Super

IOOF Investment Management Ltd IOOF Pursuit Select Personal Super

legalsuper legalsuper Employer‐sponsored Super

LUCRF Super LUCRF Super

Media Super Media Super Personal Superannua on

MLC Super Fund MLC MasterKey Super Fundamentals

OnePath OneAnswer Fron er Personal Super

Perpetual Superannua on Limited Perpetual Select Super Plan

Perpetual Superannua on Limited Perpetual WealthFocus Super Plan

QSuper QSuper

REI Super REI Super

Russell Investments Russell Investments iQ Super

Tasplan Tasplan Super

TWUSUPER TWUSUPER Industry

WA Super WA Super ‐ Super Solu ons

Superannuation Star Ratings 2019 - Page 47Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

Fi ies - $30,000 Balance

MTAA MTAA Super

Bendigo Bank Bendigo SmartStart Super

BT Funds Management BT Super for Life

Child Care Super Child Care Super

Chris an Super Chris an Super

Commonwealth Bank Essen al Super

EISS Super EISS Super

Guild Super GuildSuper

Local Government Super Local Government Super Accumula on

NGS Super NGS Super

Rest REST Super

Suncorp Suncorp Brighter Super

Suncorp Suncorp Everyday Super

Crescent Wealth Funds Mgmt Aust Crescent Wealth Superannua on Fund

Mine Superannua on Fund Mine Super

Smartsave Super Smartsave Personal Choice

Zurich Australia Limited Zurich Superannua on Plan

LESF Super LESF Super

Superannuation Star Ratings 2019 - Page 48Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

Fi ies - $80,000 Balance

"Outstanding Value"

AustralianSuper AustralianSuper

CareSuper CareSuper Employee Plan

Hostplus Super HOSTPLUS Personal Super

InTrust Super InTrust Super Execu ve Super

Statewide Super Statewide Super Employer‐Sponsored

Sunsuper Sunsuper for life

Cbus Cbus Industry Super

Club Plus Superannua on Club Plus Super Personal Division

Energy Super Energy Super

Equip Equip MyFuture

First State Super First State Super ‐ Personal

First Super First Super Employer‐Sponsored

HESTA HESTA Personal Super

InTrust Super InTrust Super Core Super

Prime Super Prime Super Fund

VicSuper VicSuper FutureSaver PersonalSaver

IOOF Investment Management Ltd IOOF Personal Super

IOOF Investment Management Ltd Medical & Assoc Professions Super

Superannuation Star Ratings 2019 - Page 49Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

Fi ies - $80,000 Balance

AMP Superannua on Limited AMP Flexible Super Choice

AMP Superannua on Limited AMP Flexible Super Core

AMP Superannua on Limited AMP Flexible Super Select

ANZ ANZ Smart Choice Super

AON Aon Master Trust smartMonday DIRECT

Australian Catholic Super Australian Catholic Superannua on

Australian Ethical Invst Australian Ethical Super

Australian Meat Industry Super AMIST Super Personal Division

AvSuper AV Super

BUSSQ BussQ Premium Choice

Catholic Super Catholic Super Employer Sponsored

Colonial First State FirstChoice Colonial First State FirstChoice Wh

ING ING ‐ Living Super

IOOF Investment Management Ltd IOOF Pursuit Focus Personal Super

IOOF Investment Management Ltd IOOF Pursuit Select Personal Super

legalsuper legalsuper Employer‐sponsored Super

LGIAsuper LGIAsuper

LUCRF Super LUCRF Super

Media Super Media Super Personal Superannua on

Mercer Superannua on (Aust) Ltd Mercer Super Trust ‐ SmartSuper

MLC Super Fund MLC MasterKey Super Fundamentals

NGS Super NGS Super

OnePath OneAnswer Fron er Personal Super

QSuper QSuper

REI Super REI Super

Rest REST Super

Tasplan Tasplan Super

TWUSUPER TWUSUPER Industry

Vision Super Vision Personal

WA Super WA Super ‐ Super Solu ons

MTAA MTAA Super

Superannuation Star Ratings 2019 - Page 50Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

Fi ies - $80,000 Balance

Bendigo Bank Bendigo SmartStart Super

BT Funds Management BT Super for Life

Child Care Super Child Care Super

Chris an Super Chris an Super

Commonwealth Bank Essen al Super

EISS Super EISS Super

Guild Super GuildSuper

Local Government Super Local Government Super Accumula on

Mine Superannua on Fund Mine Super

Perpetual Superannua on Limited Perpetual Select Super Plan

Perpetual Superannua on Limited Perpetual WealthFocus Super Plan

Russell Investments Russell Investments iQ Super

Suncorp Suncorp Brighter Super

Crescent Wealth Funds Mgmt Aust Crescent Wealth Superannua on Fund

Smartsave Super Smartsave Personal Choice

Suncorp Suncorp Everyday Super

Zurich Australia Limited Zurich Superannua on Plan

LESF Super LESF Super

Superannuation Star Ratings 2019 - Page 51Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

Fi ies - $180,000 Balance

"Outstanding Value"

AustralianSuper AustralianSuper

CareSuper CareSuper Employee Plan

Hostplus Super HOSTPLUS Personal Super

InTrust Super InTrust Super Execu ve Super

Statewide Super Statewide Super Employer‐Sponsored

Sunsuper Sunsuper for life

Catholic Super Catholic Super Employer Sponsored

Cbus Cbus Industry Super

Club Plus Superannua on Club Plus Super Personal Division

Energy Super Energy Super

First State Super First State Super ‐ Personal

First Super First Super Employer‐Sponsored

HESTA HESTA Personal Super

InTrust Super InTrust Super Core Super

Prime Super Prime Super Fund

VicSuper VicSuper FutureSaver PersonalSaver

Superannuation Star Ratings 2019 - Page 52Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

Fi ies - $180,000 Balance

AMP Superannua on Limited AMP Flexible Super Choice

AMP Superannua on Limited AMP Flexible Super Core

AMP Superannua on Limited AMP Flexible Super Select

ANZ ANZ Smart Choice Super

AON Aon Master Trust smartMonday DIRECT

Australian Catholic Super Australian Catholic Superannua on

Australian Ethical Invst Australian Ethical Super

Australian Meat Industry Super AMIST Super Personal Division

BUSSQ BussQ Premium Choice

Child Care Super Child Care Super

Chris an Super Chris an Super

Equip Equip MyFuture

Guild Super GuildSuper

ING ING ‐ Living Super

IOOF Investment Management Ltd IOOF Pursuit Focus Personal Super

IOOF Investment Management Ltd IOOF Pursuit Select Personal Super

legalsuper legalsuper Employer‐sponsored Super

LGIAsuper LGIAsuper

LUCRF Super LUCRF Super

Media Super Media Super Personal Superannua on

Mercer Superannua on (Aust) Ltd Mercer Super Trust ‐ SmartSuper

MLC Super Fund MLC MasterKey Super Fundamentals

NGS Super NGS Super

OnePath OneAnswer Fron er Personal Super

QSuper QSuper

REI Super REI Super

Rest REST Super

Tasplan Tasplan Super

TWUSUPER TWUSUPER Industry

Vision Super Vision Personal

WA Super WA Super ‐ Super Solu ons

Superannuation Star Ratings 2019 - Page 53Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

Fi ies - $180,000 Balance

IOOF Investment Management Ltd IOOF Personal Super

IOOF Investment Management Ltd Medical & Assoc Professions Super

MTAA MTAA Super

AvSuper AV Super

Bendigo Bank Bendigo SmartStart Super

BT Funds Management BT Super for Life

Colonial First State FirstChoice Colonial First State FirstChoice Wh

Commonwealth Bank Essen al Super

EISS Super EISS Super

Local Government Super Local Government Super Accumula on

Mine Superannua on Fund Mine Super

Perpetual Superannua on Limited Perpetual Select Super Plan

Perpetual Superannua on Limited Perpetual WealthFocus Super Plan

Russell Investments Russell Investments iQ Super

Suncorp Suncorp Brighter Super

Crescent Wealth Funds Mgmt Aust Crescent Wealth Superannua on Fund

Smartsave Super Smartsave Personal Choice

Suncorp Suncorp Everyday Super

Zurich Australia Limited Zurich Superannua on Plan

LESF Super LESF Super

Superannuation Star Ratings 2019 - Page 54Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

Fi ies - $500,000 Balance

"Outstanding Value"

AustralianSuper AustralianSuper

CareSuper CareSuper Employee Plan

HESTA HESTA Personal Super

Hostplus Super HOSTPLUS Personal Super

Statewide Super Statewide Super Employer‐Sponsored

Sunsuper Sunsuper for life

BUSSQ BussQ Premium Choice

Catholic Super Catholic Super Employer Sponsored

Cbus Cbus Industry Super

Energy Super Energy Super

First Super First Super Employer‐Sponsored

InTrust Super InTrust Super Core Super

InTrust Super InTrust Super Execu ve Super

NGS Super NGS Super

Prime Super Prime Super Fund

VicSuper VicSuper FutureSaver PersonalSaver

Superannuation Star Ratings 2019 - Page 55Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

Fi ies - $500,000 Balance

AMP Superannua on Limited AMP Flexible Super Choice

AMP Superannua on Limited AMP Flexible Super Core

AMP Superannua on Limited AMP Flexible Super Select

ANZ ANZ Smart Choice Super

AON Aon Master Trust smartMonday DIRECT

Australian Catholic Super Australian Catholic Superannua on

Australian Ethical Invst Australian Ethical Super

Australian Meat Industry Super AMIST Super Personal Division

Child Care Super Child Care Super

Chris an Super Chris an Super

Club Plus Superannua on Club Plus Super Personal Division

EISS Super EISS Super

Equip Equip MyFuture

First State Super First State Super ‐ Personal

Guild Super GuildSuper

ING ING ‐ Living Super

IOOF Investment Management Ltd IOOF Pursuit Focus Personal Super

IOOF Investment Management Ltd IOOF Pursuit Select Personal Super

legalsuper legalsuper Employer‐sponsored Super

LGIAsuper LGIAsuper

LUCRF Super LUCRF Super

Media Super Media Super Personal Superannua on

Mercer Superannua on (Aust) Ltd Mercer Super Trust ‐ SmartSuper

MLC Super Fund MLC MasterKey Super Fundamentals

QSuper QSuper

REI Super REI Super

Rest REST Super

Tasplan Tasplan Super

TWUSUPER TWUSUPER Industry

Vision Super Vision Personal

WA Super WA Super ‐ Super Solu ons

Superannuation Star Ratings 2019 - Page 56Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

Fi ies - $500,000 Balance

IOOF Investment Management Ltd IOOF Personal Super

IOOF Investment Management Ltd Medical & Assoc Professions Super

MTAA MTAA Super

AvSuper AV Super

Bendigo Bank Bendigo SmartStart Super

BT Funds Management BT Super for Life

Colonial First State FirstChoice Colonial First State FirstChoice Wh

Commonwealth Bank Essen al Super

Local Government Super Local Government Super Accumula on

Mine Superannua on Fund Mine Super

OnePath OneAnswer Fron er Personal Super

Perpetual Superannua on Limited Perpetual Select Super Plan

Perpetual Superannua on Limited Perpetual WealthFocus Super Plan

Russell Investments Russell Investments iQ Super

Suncorp Suncorp Brighter Super

Crescent Wealth Funds Mgmt Aust Crescent Wealth Superannua on Fund

Smartsave Super Smartsave Personal Choice

Suncorp Suncorp Everyday Super

Zurich Australia Limited Zurich Superannua on Plan

LESF Super LESF Super

Superannuation Star Ratings 2019 - Page 57Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

Fi ies - $1,500,000 Balance

"Outstanding Value"

AustralianSuper AustralianSuper

CareSuper CareSuper Employee Plan

HESTA HESTA Personal Super

Hostplus Super HOSTPLUS Personal Super

Statewide Super Statewide Super Employer‐Sponsored

Sunsuper Sunsuper for life

Catholic Super Catholic Super Employer Sponsored

Cbus Cbus Industry Super

Energy Super Energy Super

First Super First Super Employer‐Sponsored

InTrust Super InTrust Super Core Super

InTrust Super InTrust Super Execu ve Super

NGS Super NGS Super

Prime Super Prime Super Fund

Rest REST Super

VicSuper VicSuper FutureSaver PersonalSaver

Superannuation Star Ratings 2019 - Page 58Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

Fi ies - $1,500,000 Balance

AMP Superannua on Limited AMP Flexible Super Choice

AMP Superannua on Limited AMP Flexible Super Core

AMP Superannua on Limited AMP Flexible Super Select

ANZ ANZ Smart Choice Super

AON Aon Master Trust smartMonday DIRECT

Australian Catholic Super Australian Catholic Superannua on

Australian Ethical Invst Australian Ethical Super

Australian Meat Industry Super AMIST Super Personal Division

BUSSQ BussQ Premium Choice

Child Care Super Child Care Super

Chris an Super Chris an Super

Club Plus Superannua on Club Plus Super Personal Division

EISS Super EISS Super

Equip Equip MyFuture

First State Super First State Super ‐ Personal

Guild Super GuildSuper

ING ING ‐ Living Super

IOOF Investment Management Ltd IOOF Pursuit Focus Personal Super

IOOF Investment Management Ltd IOOF Pursuit Select Personal Super

legalsuper legalsuper Employer‐sponsored Super

LGIAsuper LGIAsuper

LUCRF Super LUCRF Super

Media Super Media Super Personal Superannua on

Mercer Superannua on (Aust) Ltd Mercer Super Trust ‐ SmartSuper

MLC Super Fund MLC MasterKey Super Fundamentals

QSuper QSuper

REI Super REI Super

Tasplan Tasplan Super

TWUSUPER TWUSUPER Industry

Vision Super Vision Personal

WA Super WA Super ‐ Super Solu ons

Superannuation Star Ratings 2019 - Page 59Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

Fi ies - $1,500,000 Balance

IOOF Investment Management Ltd IOOF Personal Super

IOOF Investment Management Ltd Medical & Assoc Professions Super

MTAA MTAA Super

AvSuper AV Super

Bendigo Bank Bendigo SmartStart Super

BT Funds Management BT Super for Life

Colonial First State FirstChoice Colonial First State FirstChoice Wh

Commonwealth Bank Essen al Super

Local Government Super Local Government Super Accumula on

Mine Superannua on Fund Mine Super

OnePath OneAnswer Fron er Personal Super

Perpetual Superannua on Limited Perpetual Select Super Plan

Perpetual Superannua on Limited Perpetual WealthFocus Super Plan

Russell Investments Russell Investments iQ Super

Suncorp Suncorp Brighter Super

Crescent Wealth Funds Mgmt Aust Crescent Wealth Superannua on Fund

Smartsave Super Smartsave Personal Choice

Suncorp Suncorp Everyday Super

Zurich Australia Limited Zurich Superannua on Plan

LESF Super LESF Super

Superannuation Star Ratings 2019 - Page 60Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

Six es - $30,000 Balance

"Outstanding Value"

AustralianSuper AustralianSuper

Club Plus Superannua on Club Plus Super Personal Division

Energy Super Energy Super

Equip Equip MyFuture

Statewide Super Statewide Super Employer‐Sponsored

VicSuper VicSuper FutureSaver PersonalSaver

CareSuper CareSuper Employee Plan

Catholic Super Catholic Super Employer Sponsored

HESTA HESTA Personal Super

Hostplus Super HOSTPLUS Personal Super

InTrust Super InTrust Super Core Super

InTrust Super InTrust Super Execu ve Super

LGIAsuper LGIAsuper

Mercer Superannua on (Aust) Ltd Mercer Super Trust ‐ SmartSuper

Prime Super Prime Super Fund

Vision Super Vision Personal

IOOF Investment Management Ltd IOOF Personal Super

IOOF Investment Management Ltd Medical & Assoc Professions Super

Superannuation Star Ratings 2019 - Page 61Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

Six es - $30,000 Balance

AMP Superannua on Limited AMP Flexible Super Choice

AMP Superannua on Limited AMP Flexible Super Core

AMP Superannua on Limited AMP Flexible Super Select

AON Aon Master Trust smartMonday DIRECT

Australian Catholic Super Australian Catholic Superannua on

Australian Ethical Invst Australian Ethical Super

Australian Meat Industry Super AMIST Super Personal Division

AvSuper AV Super

BUSSQ BussQ Premium Choice

Cbus Cbus Industry Super

Colonial First State FirstChoice Colonial First State FirstChoice Wh

First State Super First State Super ‐ Personal

First Super First Super Employer‐Sponsored

ING ING ‐ Living Super

IOOF Investment Management Ltd IOOF Pursuit Focus Personal Super

IOOF Investment Management Ltd IOOF Pursuit Select Personal Super

legalsuper legalsuper Employer‐sponsored Super

LUCRF Super LUCRF Super

Media Super Media Super Personal Superannua on

MLC Super Fund MLC MasterKey Super Fundamentals

OnePath OneAnswer Fron er Personal Super

Perpetual Superannua on Limited Perpetual Select Super Plan

Perpetual Superannua on Limited Perpetual WealthFocus Super Plan

QSuper QSuper

REI Super REI Super

Rest REST Super

Russell Investments Russell Investments iQ Super

Sunsuper Sunsuper for life

Tasplan Tasplan Super

TWUSUPER TWUSUPER Industry

WA Super WA Super ‐ Super Solu ons

Superannuation Star Ratings 2019 - Page 62Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

Six es - $30,000 Balance

MTAA MTAA Super

ANZ ANZ Smart Choice Super

Bendigo Bank Bendigo SmartStart Super

Child Care Super Child Care Super

Chris an Super Chris an Super

EISS Super EISS Super

Guild Super GuildSuper

Local Government Super Local Government Super Accumula on

Mine Superannua on Fund Mine Super

NGS Super NGS Super

Suncorp Suncorp Brighter Super

Suncorp Suncorp Everyday Super

Zurich Australia Limited Zurich Superannua on Plan

BT Funds Management BT Super for Life

Commonwealth Bank Essen al Super

Crescent Wealth Funds Mgmt Aust Crescent Wealth Superannua on Fund

Smartsave Super Smartsave Personal Choice

LESF Super LESF Super

Superannuation Star Ratings 2019 - Page 63Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

Six es - $80,000 Balance

"Outstanding Value"

AustralianSuper AustralianSuper

CareSuper CareSuper Employee Plan

Catholic Super Catholic Super Employer Sponsored

HESTA HESTA Personal Super

Hostplus Super HOSTPLUS Personal Super

Statewide Super Statewide Super Employer‐Sponsored

BUSSQ BussQ Premium Choice

Cbus Cbus Industry Super

Club Plus Superannua on Club Plus Super Personal Division

Energy Super Energy Super

Equip Equip MyFuture

InTrust Super InTrust Super Core Super

InTrust Super InTrust Super Execu ve Super

Prime Super Prime Super Fund

VicSuper VicSuper FutureSaver PersonalSaver

Vision Super Vision Personal

IOOF Investment Management Ltd IOOF Personal Super

IOOF Investment Management Ltd Medical & Assoc Professions Super

Superannuation Star Ratings 2019 - Page 64Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

Six es - $80,000 Balance

AMP Superannua on Limited AMP Flexible Super Choice

AMP Superannua on Limited AMP Flexible Super Core

AMP Superannua on Limited AMP Flexible Super Select

AON Aon Master Trust smartMonday DIRECT

Australian Catholic Super Australian Catholic Superannua on

Australian Ethical Invst Australian Ethical Super

Australian Meat Industry Super AMIST Super Personal Division

AvSuper AV Super

Colonial First State FirstChoice Colonial First State FirstChoice Wh

First State Super First State Super ‐ Personal

First Super First Super Employer‐Sponsored

ING ING ‐ Living Super

IOOF Investment Management Ltd IOOF Pursuit Focus Personal Super

IOOF Investment Management Ltd IOOF Pursuit Select Personal Super

legalsuper legalsuper Employer‐sponsored Super

LGIAsuper LGIAsuper

LUCRF Super LUCRF Super

Media Super Media Super Personal Superannua on

Mercer Superannua on (Aust) Ltd Mercer Super Trust ‐ SmartSuper

MLC Super Fund MLC MasterKey Super Fundamentals

NGS Super NGS Super

OnePath OneAnswer Fron er Personal Super

Perpetual Superannua on Limited Perpetual Select Super Plan

Perpetual Superannua on Limited Perpetual WealthFocus Super Plan

QSuper QSuper

REI Super REI Super

Rest REST Super

Sunsuper Sunsuper for life

Tasplan Tasplan Super

TWUSUPER TWUSUPER Industry

WA Super WA Super ‐ Super Solu ons

Superannuation Star Ratings 2019 - Page 65Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

Six es - $80,000 Balance

MTAA MTAA Super

ANZ ANZ Smart Choice Super

Bendigo Bank Bendigo SmartStart Super

BT Funds Management BT Super for Life

Child Care Super Child Care Super

Chris an Super Chris an Super

EISS Super EISS Super

Guild Super GuildSuper

Local Government Super Local Government Super Accumula on

Mine Superannua on Fund Mine Super

Russell Investments Russell Investments iQ Super

Suncorp Suncorp Brighter Super

Suncorp Suncorp Everyday Super

LESF Super LESF Super

Commonwealth Bank Essen al Super

Crescent Wealth Funds Mgmt Aust Crescent Wealth Superannua on Fund

Smartsave Super Smartsave Personal Choice

Zurich Australia Limited Zurich Superannua on Plan

Superannuation Star Ratings 2019 - Page 66Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

Six es - $180,000 Balance

"Outstanding Value"

AustralianSuper AustralianSuper

CareSuper CareSuper Employee Plan

Catholic Super Catholic Super Employer Sponsored

HESTA HESTA Personal Super

Hostplus Super HOSTPLUS Personal Super

Statewide Super Statewide Super Employer‐Sponsored

BUSSQ BussQ Premium Choice

Cbus Cbus Industry Super

Club Plus Superannua on Club Plus Super Personal Division

Energy Super Energy Super

Equip Equip MyFuture

First Super First Super Employer‐Sponsored

InTrust Super InTrust Super Core Super

InTrust Super InTrust Super Execu ve Super

Prime Super Prime Super Fund

VicSuper VicSuper FutureSaver PersonalSaver

IOOF Investment Management Ltd IOOF Personal Super

IOOF Investment Management Ltd Medical & Assoc Professions Super

Superannuation Star Ratings 2019 - Page 67Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

Six es - $180,000 Balance

AMP Superannua on Limited AMP Flexible Super Choice

AMP Superannua on Limited AMP Flexible Super Core

AMP Superannua on Limited AMP Flexible Super Select

ANZ ANZ Smart Choice Super

AON Aon Master Trust smartMonday DIRECT

Australian Catholic Super Australian Catholic Superannua on

Australian Ethical Invst Australian Ethical Super

Australian Meat Industry Super AMIST Super Personal Division

AvSuper AV Super

Chris an Super Chris an Super

EISS Super EISS Super

First State Super First State Super ‐ Personal

ING ING ‐ Living Super

IOOF Investment Management Ltd IOOF Pursuit Focus Personal Super

IOOF Investment Management Ltd IOOF Pursuit Select Personal Super

legalsuper legalsuper Employer‐sponsored Super

LGIAsuper LGIAsuper

LUCRF Super LUCRF Super

Media Super Media Super Personal Superannua on

Mercer Superannua on (Aust) Ltd Mercer Super Trust ‐ SmartSuper

MLC Super Fund MLC MasterKey Super Fundamentals

NGS Super NGS Super

OnePath OneAnswer Fron er Personal Super

QSuper QSuper

REI Super REI Super

Rest REST Super

Sunsuper Sunsuper for life

Tasplan Tasplan Super

TWUSUPER TWUSUPER Industry

Vision Super Vision Personal

WA Super WA Super ‐ Super Solu ons

Superannuation Star Ratings 2019 - Page 68Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

Six es - $180,000 Balance

MTAA MTAA Super

BT Funds Management BT Super for Life

Child Care Super Child Care Super

Colonial First State FirstChoice Colonial First State FirstChoice Wh

Commonwealth Bank Essen al Super

Guild Super GuildSuper

Local Government Super Local Government Super Accumula on

Mine Superannua on Fund Mine Super

Perpetual Superannua on Limited Perpetual Select Super Plan

Perpetual Superannua on Limited Perpetual WealthFocus Super Plan

Russell Investments Russell Investments iQ Super

Suncorp Suncorp Brighter Super

Suncorp Suncorp Everyday Super

LESF Super LESF Super

Bendigo Bank Bendigo SmartStart Super

Crescent Wealth Funds Mgmt Aust Crescent Wealth Superannua on Fund

Smartsave Super Smartsave Personal Choice

Zurich Australia Limited Zurich Superannua on Plan

Superannuation Star Ratings 2019 - Page 69Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

Six es - $500,000 Balance

"Outstanding Value"

AustralianSuper AustralianSuper

CareSuper CareSuper Employee Plan

Catholic Super Catholic Super Employer Sponsored

HESTA HESTA Personal Super

Hostplus Super HOSTPLUS Personal Super

Statewide Super Statewide Super Employer‐Sponsored

BUSSQ BussQ Premium Choice

Cbus Cbus Industry Super

Club Plus Superannua on Club Plus Super Personal Division

Energy Super Energy Super

Equip Equip MyFuture

InTrust Super InTrust Super Core Super

InTrust Super InTrust Super Execu ve Super

NGS Super NGS Super

Prime Super Prime Super Fund

VicSuper VicSuper FutureSaver PersonalSaver

IOOF Investment Management Ltd Medical & Assoc Professions Super

Superannuation Star Ratings 2019 - Page 70Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

Six es - $500,000 Balance

AMP Superannua on Limited AMP Flexible Super Choice

AMP Superannua on Limited AMP Flexible Super Core

AMP Superannua on Limited AMP Flexible Super Select

ANZ ANZ Smart Choice Super

AON Aon Master Trust smartMonday DIRECT

Australian Catholic Super Australian Catholic Superannua on

Australian Ethical Invst Australian Ethical Super

Australian Meat Industry Super AMIST Super Personal Division

AvSuper AV Super

Chris an Super Chris an Super

EISS Super EISS Super

First State Super First State Super ‐ Personal

First Super First Super Employer‐Sponsored

ING ING ‐ Living Super

IOOF Investment Management Ltd IOOF Pursuit Focus Personal Super

IOOF Investment Management Ltd IOOF Pursuit Select Personal Super

legalsuper legalsuper Employer‐sponsored Super

LGIAsuper LGIAsuper

LUCRF Super LUCRF Super

Media Super Media Super Personal Superannua on

Mercer Superannua on (Aust) Ltd Mercer Super Trust ‐ SmartSuper

MLC Super Fund MLC MasterKey Super Fundamentals

OnePath OneAnswer Fron er Personal Super

QSuper QSuper

REI Super REI Super

Rest REST Super

Sunsuper Sunsuper for life

Tasplan Tasplan Super

TWUSUPER TWUSUPER Industry

Vision Super Vision Personal

WA Super WA Super ‐ Super Solu ons

Superannuation Star Ratings 2019 - Page 71Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

Six es - $500,000 Balance

IOOF Investment Management Ltd IOOF Personal Super

MTAA MTAA Super

BT Funds Management BT Super for Life

Child Care Super Child Care Super

Colonial First State FirstChoice Colonial First State FirstChoice Wh

Commonwealth Bank Essen al Super

Guild Super GuildSuper

Local Government Super Local Government Super Accumula on

Mine Superannua on Fund Mine Super

Perpetual Superannua on Limited Perpetual Select Super Plan

Perpetual Superannua on Limited Perpetual WealthFocus Super Plan

Russell Investments Russell Investments iQ Super

Suncorp Suncorp Brighter Super

Suncorp Suncorp Everyday Super

LESF Super LESF Super

Bendigo Bank Bendigo SmartStart Super

Crescent Wealth Funds Mgmt Aust Crescent Wealth Superannua on Fund

Smartsave Super Smartsave Personal Choice

Zurich Australia Limited Zurich Superannua on Plan

Superannuation Star Ratings 2019 - Page 72Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

Six es - $1,500,000 Balance

"Outstanding Value"

AustralianSuper AustralianSuper

CareSuper CareSuper Employee Plan

Catholic Super Catholic Super Employer Sponsored

HESTA HESTA Personal Super

Hostplus Super HOSTPLUS Personal Super

Statewide Super Statewide Super Employer‐Sponsored

BUSSQ BussQ Premium Choice

Cbus Cbus Industry Super

Club Plus Superannua on Club Plus Super Personal Division

Energy Super Energy Super

Equip Equip MyFuture

InTrust Super InTrust Super Core Super

InTrust Super InTrust Super Execu ve Super

NGS Super NGS Super

Prime Super Prime Super Fund

VicSuper VicSuper FutureSaver PersonalSaver

Superannuation Star Ratings 2019 - Page 73Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

Six es - $1,500,000 Balance

AMP Superannua on Limited AMP Flexible Super Choice

AMP Superannua on Limited AMP Flexible Super Core

AMP Superannua on Limited AMP Flexible Super Select

ANZ ANZ Smart Choice Super

AON Aon Master Trust smartMonday DIRECT

Australian Catholic Super Australian Catholic Superannua on

Australian Ethical Invst Australian Ethical Super

Australian Meat Industry Super AMIST Super Personal Division

AvSuper AV Super

Chris an Super Chris an Super

EISS Super EISS Super

First State Super First State Super ‐ Personal

First Super First Super Employer‐Sponsored

ING ING ‐ Living Super

IOOF Investment Management Ltd IOOF Pursuit Focus Personal Super

IOOF Investment Management Ltd IOOF Pursuit Select Personal Super

legalsuper legalsuper Employer‐sponsored Super

LGIAsuper LGIAsuper

LUCRF Super LUCRF Super

Media Super Media Super Personal Superannua on

Mercer Superannua on (Aust) Ltd Mercer Super Trust ‐ SmartSuper

MLC Super Fund MLC MasterKey Super Fundamentals

OnePath OneAnswer Fron er Personal Super

QSuper QSuper

REI Super REI Super

Rest REST Super

Sunsuper Sunsuper for life

Tasplan Tasplan Super

TWUSUPER TWUSUPER Industry

Vision Super Vision Personal

WA Super WA Super ‐ Super Solu ons

Superannuation Star Ratings 2019 - Page 74Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.

Superannuation Star RatingsWe endeavour to include the majority of product providers in the market and to compare the product features most relevant to consumers in our ratings. This is not always possible and it may be that not every product in the market is included in the rating nor every feature compared that is relevant to you.

Company Product

Legend Canstar Rating Indicative Canstar Rating

Six es - $1,500,000 Balance

IOOF Investment Management Ltd IOOF Personal Super

IOOF Investment Management Ltd Medical & Assoc Professions Super

MTAA MTAA Super

BT Funds Management BT Super for Life

Child Care Super Child Care Super

Colonial First State FirstChoice Colonial First State FirstChoice Wh

Commonwealth Bank Essen al Super

Guild Super GuildSuper

Local Government Super Local Government Super Accumula on

Mine Superannua on Fund Mine Super

Perpetual Superannua on Limited Perpetual Select Super Plan

Perpetual Superannua on Limited Perpetual WealthFocus Super Plan

Russell Investments Russell Investments iQ Super

Suncorp Suncorp Brighter Super

Suncorp Suncorp Everyday Super

LESF Super LESF Super

Bendigo Bank Bendigo SmartStart Super

Crescent Wealth Funds Mgmt Aust Crescent Wealth Superannua on Fund

Smartsave Super Smartsave Personal Choice

Zurich Australia Limited Zurich Superannua on Plan

Superannuation Star Ratings 2019 - Page 75Report Date: March, 2019

This Report should be read together with the Methodology document. Together the two documents form the research report in relation to the subject matter.