Calculation for EMI in reducing rate

E 2470.168 Monthly EMIP 80000 Principal Amountr 7 rate of interest per year Flat rate

0.005833 rate of interest per monthn 36 months

Processing fee on loan (1%) 800Pre payment fee on loan (1%) 0

Payment SummaryMonthly EMILoan Amount PaidTotal Interest PaidTotal Amount Paid

Pre-payment SummaryMonthly EMI 2471Total Prepayment doneTotal Interest Paid after pre-paymentTotal Amount paidYou save

Month Starting Balance Interest Paid Principal Paid Ending Balance1 80000 467 2004 779962 77996 455 2016 759803 75980 443 2028 739524 73952 431 2040 719125 71912 419 2052 698606 69860 408 2063 677977 67797 395 2076 657218 65721 383 2088 636339 63633 371 2100 61533

10 61533 359 2112 5942111 59421 347 2124 5729712 57297 334 2137 5516013 55160 322 2149 5301114 53011 309 2162 5084915 50849 297 2174 4867516 48675 284 2187 4648817 46488 271 2200 4428818 44288 258 2213 4207519 42075 245 2226 3984920 39849 232 2239 37610

21 37610 219 2252 3535822 35358 206 2265 3309323 33093 193 2278 3081524 30815 180 2291 2852425 28524 166 2305 2621926 26219 153 2318 2390127 23901 139 2332 2156928 21569 126 2345 1922429 19224 112 2359 1686530 16865 98 2373 1449231 14492 85 2386 1210632 12106 71 2400 970633 9706 57 2414 729234 7292 43 2428 486435 4864 28 2443 242136 2421 14 2457 -3637 -36 0 2471 -250738 -2507 -15 2486 -499339 -4993 -29 2500 -749340 -7493 -44 2515 -1000841 -10008 -58 2529 -1253742 -12537 -73 2544 -1508143 -15081 -88 2559 -1764044 -17640 -103 2574 -2021445 -20214 -118 2589 -2280346 -22803 -133 2604 -2540747 -25407 -148 2619 -2802648 -28026 -163 2634 -30660

8920 80036

Comments1 Whether monthly interest rate or annual interest rate

3.867403

9281.768

Prepayment00000000000000000000

00000000000000000000000000000

Monthly 3000 rent1000 utility

600 transport1000 Expense

500 miscEMI 2000Loan 1500

1740 Savings9600

11340

Calculation for EMI in reducing rate

E 49047.7913 Monthly EMIP 4500000 Principal Amountr 10.25 rate of interest per year

0.00854167 rate of interest per monthn 180 months

Processing fee on loan (1%) 45000Pre payment fee on loan (1%) 0

Payment SummaryMonthly EMILoan Amount PaidTotal Interest PaidTotal Amount Paid

Pre-payment SummaryMonthly EMI 49048Total Prepayment doneTotal Interest Paid after pre-paymentTotal Amount paidYou save

Month Starting Balance Interest Paid Principal Paid Ending Balance1 4500000 38438 10610 44893902 4489390 38347 10701 44786893 4478689 38255 10793 44678964 4467896 38163 10885 44570115 4457011 38070 10978 44460336 4446033 37977 11071 44349627 4434962 37882 11166 44237968 4423796 37787 11261 44125359 4412535 37690 11358 4401177

10 4401177 37593 11455 438972211 4389722 37496 11552 437817012 4378170 37397 11651 436651913 4366519 37297 11751 435476814 4354768 37197 11851 434291715 4342917 37096 11952 433096516 4330965 36994 12054 431891117 4318911 36891 12157 430675418 4306754 36787 12261 429449319 4294493 36682 12366 428212720 4282127 36577 12471 4269656

21 4269656 36470 12578 425707822 4257078 36363 12685 424439323 4244393 36254 12794 423159924 4231599 36145 12903 421869625 4218696 36035 13013 420568326 4205683 35924 13124 419255927 4192559 35811 13237 417932228 4179322 35698 13350 416597229 4165972 35584 13464 415250830 4152508 35469 13579 413892931 4138929 35353 13695 412523432 4125234 35236 13812 411142233 4111422 35118 13930 409749234 4097492 34999 14049 408344335 4083443 34879 14169 406927436 4069274 34758 14290 405498437 4054984 34636 14412 404057238 4040572 34513 14535 402603739 4026037 34389 14659 401137840 4011378 34264 14784 399659441 3996594 34138 14910 398168442 3981684 34010 15038 396664643 3966646 33882 15166 395148044 3951480 33752 15296 393618445 3936184 33622 15426 392075846 3920758 33490 15558 390520047 3905200 33357 15691 388950948 3889509 33223 15825 387368449 3873684 33088 15960 385772450 3857724 32951 16097 384162751 3841627 32814 16234 382539352 3825393 32675 16373 380902053 3809020 32535 16513 379250754 3792507 32394 16654 377585355 3775853 32252 16796 375905756 3759057 32109 16939 374211857 3742118 31964 17084 372503458 3725034 31818 17230 370780459 3707804 31671 17377 369042760 3690427 31522 17526 367290161 3672901 31373 17675 365522662 3655226 31222 17826 363740063 3637400 31069 17979 361942164 3619421 30916 18132 360128965 3601289 30761 18287 358300266 3583002 30605 18443 356455967 3564559 30447 18601 354595868 3545958 30288 18760 3527198

69 3527198 30128 18920 350827870 3508278 29967 19081 348919771 3489197 29804 19244 346995372 3469953 29639 19409 345054473 3450544 29473 19575 343096974 3430969 29306 19742 341122775 3411227 29138 19910 339131776 3391317 28967 20081 337123677 3371236 28796 20252 335098478 3350984 28623 20425 333055979 3330559 28449 20599 330996080 3309960 28273 20775 328918581 3289185 28095 20953 326823282 3268232 27916 21132 324710083 3247100 27736 21312 322578884 3225788 27554 21494 320429485 3204294 27370 21678 318261686 3182616 27185 21863 316075387 3160753 26998 22050 313870388 3138703 26810 22238 311646589 3116465 26620 22428 309403790 3094037 26428 22620 307141791 3071417 26235 22813 304860492 3048604 26040 23008 302559693 3025596 25844 23204 300239294 3002392 25645 23403 297898995 2978989 25446 23602 295538796 2955387 25244 23804 293158397 2931583 25041 24007 290757698 2907576 24836 24212 288336499 2883364 24629 24419 2858945

100 2858945 24420 24628 2834317101 2834317 24210 24838 2809479102 2809479 23998 25050 2784429103 2784429 23784 25264 2759165104 2759165 23568 25480 2733685105 2733685 23350 25698 2707987106 2707987 23131 25917 2682070107 2682070 22909 26139 2655931108 2655931 22686 26362 2629569109 2629569 22461 26587 2602982110 2602982 22234 26814 2576168111 2576168 22005 27043 2549125112 2549125 21774 27274 2521851113 2521851 21541 27507 2494344114 2494344 21306 27742 2466602115 2466602 21069 27979 2438623116 2438623 20830 28218 2410405

117 2410405 20589 28459 2381946118 2381946 20346 28702 2353244119 2353244 20101 28947 2324297120 2324297 19853 29195 2295102121 2295102 19604 29444 2265658122 2265658 19352 29696 2235962123 2235962 19099 29949 2206013124 2206013 18843 30205 2175808125 2175808 18585 30463 2145345126 2145345 18325 30723 2114622127 2114622 18062 30986 2083636128 2083636 17798 31250 2052386129 2052386 17531 31517 2020869130 2020869 17262 31786 1989083131 1989083 16990 32058 1957025132 1957025 16716 32332 1924693133 1924693 16440 32608 1892085134 1892085 16162 32886 1859199135 1859199 15881 33167 1826032136 1826032 15597 33451 1792581137 1792581 15312 33736 1758845138 1758845 15023 34025 1724820139 1724820 14733 34315 1690505140 1690505 14440 34608 1655897141 1655897 14144 34904 1620993142 1620993 13846 35202 1585791143 1585791 13545 35503 1550288144 1550288 13242 35806 1514482145 1514482 12936 36112 1478370146 1478370 12628 36420 1441950147 1441950 12317 36731 1405219148 1405219 12003 37045 1368174149 1368174 11686 37362 1330812150 1330812 11367 37681 1293131151 1293131 11045 38003 1255128152 1255128 10721 38327 1216801153 1216801 10394 38654 1178147154 1178147 10063 38985 1139162155 1139162 9730 39318 1099844156 1099844 9395 39653 1060191157 1060191 9056 39992 1020199158 1020199 8714 40334 979865159 979865 8370 40678 939187160 939187 8022 41026 898161161 898161 7672 41376 856785162 856785 7318 41730 815055163 815055 6962 42086 772969164 772969 6602 42446 730523

165 730523 6240 42808 687715166 687715 5874 43174 644541167 644541 5505 43543 600998168 600998 5134 43914 557084169 557084 4758 44290 512794170 512794 4380 44668 468126171 468126 3999 45049 423077172 423077 3614 45434 377643173 377643 3226 45822 331821174 331821 2834 46214 285607175 285607 2440 46608 238999176 238999 2041 47007 191992177 191992 1640 47408 144584178 144584 1235 47813 96771179 96771 827 48221 48550180 48550 415 48633 -83

4328557 4500083

Comments1 Whether monthly interest rate or annual interest rate

Flat rate 5.662983

764502.8

Prepayment0 april 20140 may 2014 480000 june 20140 july 20140 aug 20140 sept 20140 oct 20140 nov 20140 dec 20140 jan 20150 feb 20150 mar 20150 april 20150 may 20150 june 20150 july 20150 aug 20150 sept 20150 oct 20150 nov 2015

0 dec 20150 jan 20160 feb 20160 mar 20160 april 20160 may 20160 june 20160 july 20160 aug 20160 sept 20160 oct 20160 nov 20160 dec 20160 jan 20170 feb 20170 mar 20170 april 20170 may 20170 june 20170 july 20170 aug 20170 sept 20170 oct 20170 nov 20170 dec 20170 jan 20180 feb0 mar

0