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BYJU’s Classes www.byjus.com 9738891694 Bank Boards Bureau What is it? It is an autonomous body, envisaged under the government's Indradhanush programme to revamp the functioning of state run bank's . Core Function: It will select executives in leadership position of state run banks and also help lenders raise capital and develop business strategies like mergers and acquistions. The bureau will replace the board for appointment of whole time directors as well as nonexecutive chairman of public sector banks (PSBs). It will also engage with boards of directors of all PSBs to formulate appropriate strategies for their growth and development FACTS: Composition: The bureau will have three ex-officio members and three expert members, in addition to the Chairman. First Chairman of the board: Vinod Rai( Former CAGI) (Some questions have been raised on Mr. Rai's appointment . The reason is, under article 148(4) of the constitution, a former CAG cannot hold a government office post-retirement. The defence is that ,the role is advisory in nature and a part-time position. The government release said the appointments have been made for a period of two years.) Administrative ministry: Ministry of Finance Objective: It has been setup with a mandate to separate the functioning of banks from the government by creating another entity to act as a link between the two. Why does this become important? State run banks are struggling with high levels of bad debt and huge losses (Gross NPA's in 39 listed banks has increased by 50pc in dec 2015 quarter vis-a -vis the previous quarter - an estimated amount of around Rs 4.37 Lakh crores)

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Page 1: BYJU’s Classes Bank Boards Bureau...Bank Boards Bureau What is it? • It is an autonomous body ... • It is a form of visible light communication and a subset of optical wireless

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BankBoardsBureau

Whatisit?

• Itisanautonomousbody,envisagedunderthegovernment'sIndradhanushprogrammetorevampthefunctioningofstaterunbank's.

CoreFunction:

• Itwillselectexecutivesinleadershippositionofstaterunbanksandalsohelplendersraisecapitalanddevelopbusinessstrategieslikemergersandacquistions.

• Thebureauwillreplacetheboardforappointmentofwholetimedirectorsaswellasnonexecutivechairmanofpublicsectorbanks(PSBs).ItwillalsoengagewithboardsofdirectorsofallPSBstoformulateappropriatestrategiesfortheirgrowthanddevelopment

FACTS:

Composition:

• Thebureauwillhavethreeex-officiomembersandthreeexpertmembers,inadditiontotheChairman.

FirstChairmanoftheboard:VinodRai(FormerCAGI)

(SomequestionshavebeenraisedonMr.Rai'sappointment.Thereasonis,underarticle148(4)oftheconstitution,aformerCAGcannotholdagovernmentofficepost-retirement.

Thedefenceisthat,theroleisadvisoryinnatureandapart-timeposition.Thegovernmentreleasesaidtheappointmentshavebeenmadeforaperiodoftwoyears.)

Administrativeministry:MinistryofFinance

Objective:

• Ithasbeensetupwithamandatetoseparatethefunctioningofbanksfromthegovernmentbycreatinganotherentitytoactasalinkbetweenthetwo.

Whydoesthisbecomeimportant?

• Staterunbanksarestrugglingwithhighlevelsofbaddebtandhugelosses(GrossNPA'sin39listedbankshasincreasedby50pcindec2015quartervis-a-visthepreviousquarter-anestimatedamountofaroundRs4.37Lakhcrores)

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• ThebanksneedtoraisecapitalofRs.2.4lakhcroreby2018toconformtoBasel-IIIcapitalrequirementnorms

• Duetobalancesheetcleanup,profitabilityofallstaterunbankshasbeenimpactedandtherefore,theyaredependentonthegovernmentforcapitalisation

Advantages:

• Itwillhelpcreateaholdingcompanyforgovernment'sstakesin27staterunbanks,whichwillfacilitateconsolidationofbankingsector

• Itwillhelpidentifyrightfitswhenitcomestomergers.• Itwillbringinacultureofprofessionalismandvibrantleadershipinthefinancialsphere.

Possiblechallenges:

• ForBBBtobeeffective,itshouldenjoymeaningfulautonomyfreefrompoliticalinterference,forwhichtimeisthebestjudge

• Choosingmemberswhoarewellversedwiththesystemandcantaketoughdecisions

(StudentsshouldalsorefertheNewbankruptcycodepassedbytheparliamentandalsokeeptrackoflatestdevelopmentsrelatedtoissuesofbankingandinvestmentlikeMonetarypolicycommittee,InflationTargetting,SubsidyRationingetc

FormoreinfopleasevisitourwebsiteforarticlesoncurrentissuesunderIssuesinNewsSection.)

Prithvi-IImissiletest-fired

• Indiatest-fireditsindigenouslydevelopednuclear-capablePrithvi-IIsurface-to-surfacemissilefromatestrangeinOdisha.

• Themissileiscapableofcarryingwarheadsweighing500kgto1,000kg.• Thestrategicforcescommand(SFC)oftheArmyconductedthetestaspartofaregulartraining

exercise.• Withastrikerangeof350km,Prithvi-IIispoweredbytwin-engineswhichuseliquidpropulsion.• Itusesadvancedinertialguidancesystemwithmanoeuvringtrajectorytohititstarget.• PrithviisIndia'sfirstindigenously-builtballisticmissile.Itisoneofthefivemissilesbeing

developedunderthecountry'sIntegratedGuidedMissileDevelopmentProgramme.• Themissilewasinductedintothearmedforcesin2003

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(StudentNote:StudentareadvisedtogothroughthecomparisonofdifferentmissileslikePrithvi,Agniseries,BrahMos,Dhanush,Akashetc.Thecomparisonshouldbedoneonlyforcorefeaturesliketypeofwarhead,whethernuclearcapable,range,ballisticorcruiseandwhethersurfacetosurface,airtoairetc)

Li-Fi:

• Li-Fireferstovisiblelightcommunications(VLC)technology,whichdelivershigh-speed,bidirectional,networkedmobilecommunicationsinamannersimilartoWi-Fi

• ThetermwascoinedbyHaraldHass• Itisaformofvisiblelightcommunicationandasubsetofopticalwireless

communications(OWC)andcouldbeacomplementtoRFCommunication(Wi-Fiorcellularnetworks)

• Enablespeopleconnectedtoonesetoflightstomovetoanothersetoflightswhilemaintainingnetworkingsession

DifferenceBetweenBallisticandCruiseMissile:

Aballisticmissileisusedtohitapredeterminedtarget.Itstrajectorycanroughlybedividedintotwophases.Itislaunchedinsuchawaythatitburnsmostofitsfueltoattainthedesiredvelocityinthefirstphasecalledtheboostphase.Themissilecanonlybeguidedduringthepoweredphaseofflight.

Unlikeaballisticmissile,acruisemissileisasmallpilotlessaircraftthatcarriesanexplosivewarhead.Ithaswingsandanengineandisdesignedtobeextremelyaccurate.Itissteeredbyaninertialnavigationsystem(INS),whichisalsousedbyaeroplanes.Morerecentcruisemissilesalsohaveaglobalpositioningsystem.Acruisemissilecanbemadesoaccuratethatitcanbeaimedatanyspecificplacelikeadoororwindowofabuilding.

TheindigenouslydevelopedAgniandPrithviareballisticmissilesystems,whileBrahMosisacruisemissilesystem.

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• Howdoesitwork?

ü Alloflightsarehookeduptoaccesspointsandtheseaccesspointscommunicatetothebackbonenetwork.

ü ThetechnologyusesVisibleLightCommunication(VLC),amediumthatusesvisiblelightbetween400and800terahertz(THz).

ü ItworksbasicallylikeanincrediblyadvancedformofMorsecode-justlikeswitchingatorchonandoffaccordingtoacertainpatterncanrelayasecretmessage,flickinganLEDonandoffatextremespeedscanbeusedtowriteandtransmitthingsinbinarycode

ü WhenaconstantcurrentisappliedtoanLED[light-emitting-diode]lightbulb,aconstantstreamofphotonsareemittedfromthebulbwhichisobservedasvisiblelight.Ifthecurrentisvariedslowly,theoutputintensityofthelightdimsupanddown.BecauseLEDbulbsaresemiconductordevices,thecurrent,andhencetheopticaloutput,canbemodulatedatextremelyhighspeedswhichcanbedetectedbyaphotodetectordeviceandconvertedbacktoelectricalcurrent.Theintensitymodulationisimperceptibletothehumaneye,andthuscommunicationisjustasseamlessasRF[radiofrequencytechnology].

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ü Usingthistechnique,high-speedinformationcanbetransmittedfromanLEDlightbulb

ü Allweneedtodoisfitasmallmicrochiptoeverypotentialilluminationdeviceandthiswouldthencombinetwobasicfunctionalities:illuminationandwirelessdatatransmission.

ü Inthefuturewewillnotonlyhave14billionlightbulbs,wemayhave14billionLi-Fisdeployedworldwideforacleaner,greener,andevenbrighterfuture.

Advantages:

ü Lightdoesnotpenetratethroughthewall,therefore,datacanbetransferredmoresecurely

ü Li-Fihasrealworlddownloadspeedsofmultiplegigabytespersecond.Inlaboratorysettings,thespeedwasevenmoreimpressive,hittingawhopping224GBpersecond

ü Ifthistechnologydoespanout,anditcomestoIndia,itwouldmeaneveryonewhohasanLEDlightbulbwouldhaveaccesstotheinternet.

ü Itwillmakedatasecurityarealityandreducethreatstosensitiveinstallationsü India'sDigitialIndiaMissionwouldrecievethedesiredimpetusandbridgethe

digitaldivideü Thepenetrationoftechnologywilldeepenandthiswillcatalysethesocio-

politicalandeconomictransformationofthecountry

Disadvantages:

ü BecauseLi-Fitechnologyusesvisiblelightasitsmeansofcommunication,it

won'tworkthroughwalls.ThismeansthattohaveaLi-Finetworkthroughout

ourhomes,wewillneedtheselightbulbsineveryroom(andmaybeeventhe

fridge)tohaveseamlessconnectivity.

ü AnothermajorissueisthatLi-Fidoesnotworkoutdoors,meaningthatpublicLi-

FiwillnotbeabletoreplacepublicWi-Finetworksanytimesoon.

ü WhileLi-Fi'semploymentindirectsunlightwon'tbepossible,scientistssaythat,

throughtheuseoffiltersthetechnologycanbeusedindoorsevenwhen

sunlightispresent.

LiFivsWiFi

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ü WhileWi-Fi transmitsdatausing radiowaves, LiFi transmitsdata through LED

lightbulbs.

ü Withvisiblelight,LiFiisabletotransmitinformationatseriouslyhighspeeds.

ü Theonlymajorworryaboutthistechisthatsincelightcannotpenetratewalls,it

maynotbeasusualathomes

BIMSTECConventiononMutualLegalAssistanceinCriminalMatters

• TheUnionCabinethasgivenitsapprovalforsigningandratificationoftheBayofBengalInitiativeonMultiSectoralTechnicalandEconomicCooperation(BIMSTEC)ConventiononMutualLegalAssistanceinCriminalMatters.

• TheUnionMinistryofHomeAffairs(MHA)hasbeendesignatedastheCentralAuthorityunderArticle15oftheConvention.

• Keyhighlights:ü TheBIMSTECConventionaimstoextendwidestmeasuresofassistanceamong7

membercountriesthroughmutualcooperation.ü Itseekstoenhancecapabilityandeffectivenessofthememberstatesininvestigation

andprosecutionofcrimes,includingcrimesrelatedtotransnationalorganizedcrime,terrorism,moneylaundering,drugtraffickingandcyber-crimes.

ü Itwillpavewayforestablishmentofregionalarrangementsformutualassistanceincriminalmatters.

ü Itwillgreatlycontributefortheeffectivecooperationinthecontrolofcriminalactivitiesamongthemembercountries.

• BIMSTECü BIMSTEC(BayofBengalInitiativeonMultiSectoralTechnicalandEconomic

Cooperation)isthesub-regionalgroupofsevencountriesinSouthAsiaandSouthEastAsia.TheyareIndia,Nepal,Bangladesh,Bhutan,SriLanka(fromSouthAsia)andMyanmar,Thailand(fromSouthEastAsia).

ü Objectives:TechnologicalandeconomicalcooperationamongsouthAsianandsouthEastAsiancountriesalongthecoastoftheBayofBengal.

ü Established:6June1997.ü Headquarters:Dhaka,Bangladesh.

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ICDSSystemsStrengtheningandNutritionImprovementProject(ISSNIP)

Background

ICDSSystemsStrengtheningandNutritionImprovementProject(ISSNIP)isWorldBank'sInternationalDevelopmentAssociation(IDA)assistedproject,implementedbyMinistryofWomenChildDevelopmentin162highmalnutritionburdendistrictsin8Statesviz.AndhraPradesh,Bihar,Chhattisgarh,Jharkhand,Maharashtra,MadhyaPradesh,RajasthanandUttarPradesh.

Theobjectiveoftheproject:

• SupporttheGovernmentofIndiaandparticipatingStatesto(i)strengthentheICDSpolicyframework,systemsandcapacities,andfacilitatecommunityengagement,toensuregreaterfocusonchildrenbelowthreeyearsofage;and(ii)strengthenconvergentactionsforimprovednutritionoutcomes.

SalientFeatures:

• SupportsGovernmentofIndia'sNationalNutritionResponse;• Twophasedapproachwheregraduationtosecondphasetriggeredonmeetingpre-determined

results;• TechnicalAssistancetoCentralandStateProjectManagementUnitsinimplementation;• Supportsinnovations,pilotsandoperationsresearch;• Convergent,multi-sectoralapproachtonutrition(pilot);• Strongfocusoncommunityengagementforimplementationandaccountability;• Emphasisonbehaviourchangecommunication;• RigorousMonitoringandEvaluationtosupportevidence-baseddecisionmaking;and• Evidencebuilding,knowledgecreation,sharingandexchange.

KeyAchievementsoffirstphase:

• Organizationofcommunitybasedeventsandkeymessagestopromoteappropriatematernal

andinfantfeedingandcaringpractices,implementationofIncrementalLearningApproach(ILA),roll-outofrevisedMISandcapacitybuilding.

Whatisthenews?

• TheprojecthasbeenrestructuredandFinancingAgreementontherestructuredprojecthasbeenexecutedbetweenGovernmentofIndiaandIDA

• WhiletheoverallgoaloftheprojectandProjectDevelopmentObjectivesoftherestructuredProjectremainsthesame,theProjectnowadoptsperformancebasedfinancingapproachin

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placeoftraditionalinputbasedfinancingwithdisbursementsbeinglinkedtowell-definedoutcomeindicatorsandfocusonfewerimpactactivities.

• Accordingly,theProjecthasbeenrestructuredwithextensionofitsdurationby2yearsi.e.upto30.12.2017.

NATIONALFRAMEWORKFORELIMINATIONOFMALARIA

• TheMinistryofHealthandFamilyWelfarelaunchedtheNationalFrameworkforEliminationofmalaria(NFME)2016-2030.

Whatisit?

• ItoutlinesIndia’sstrategyforeliminationofthediseaseby2030.• NFMEdocumentclearlydefinesgoals,objectives,strategies,targetsandtimelinesandwillserve

asaroadmapforadvocatingandplanningmalariaeliminationinthecountryinaphasedmanner.

Objectives:

• Eliminatemalariafromalllow(Category1)andmoderate(Category2)endemicstates/UTs(26)by2022

• Reduceincidenceofmalariatolessthan1caseper1000populationinallStates/UTsandthedistrictsandmalariaeliminationin31states/UTsby2024

• InterruptindigenoustransmissionofmalariainallStates/UTs(Category3)by2027• Preventre-establishmentoflocaltransmissionofmalariainareaswhereithasbeeneliminated

andtomaintainmalaria-freestatusofthecountryby2030

ImplementationoftheFramework:

• Itwillbedividedintophasesbasedonthevaryingmalariaendemicityinthecountry• classificationofStates/UTsbasedonAPIasprimarycriterion

(Category0:Preventionofre-introductionphaseCategory1:EliminationphaseCategory2:Pre-eliminationphaseCategory3:Intensifiedcontrolphase)

• Districtwillbeunitofplanningandimplementation• FocusonhighendemicareasandspecialstrategyforP.vivaxelimination

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LaserInterferometerGravitationalObservatory:

• Theworld’s third advanced Laser Interferometer GravitationalwaveObservatory (LIGO-India)willbesetupinIndia.

• TheUnionCabinetgranted,in-principleapproval• ThisprojectwillbeamegascienceprojecttobejointlyfundedbytheDepartmentofAtomic

Energy(DAE)andtheDepartmentofScience&Technology(DST).• TheLIGO-IndiaobservatorywillbepartofaglobalnetworkwithtwootheradvancedLIGO

observatorieswherescientificresearchhasalreadystartedfromSeptember2015.• TheLIGO-IndiaobservatorywillbesetupasajointscientificcollaborationbetweenLIGO

laboratoriesoftheCaliforniaInstituteofTechnology(Caltech)andMassachusettsInstituteofTechnology(MIT)oftheUSAandthreeleadIndianinstitutions,namely,theInter-UniversityCentreforAstronomyandAstrophysics(IUCAA),Pune,InstituteforPlasmaResearch(IPR),GandhinagarandRajaRamannaCentreforAdvancedTechnology(RRCAT),Indore.

• ThiswillbeanationallycoordinatedprojectandanumberofotherIndianinstitutionswouldalsobeparticipating.

• LIGO-Indiawillbeanimportantprojectinthefieldoffundamentalsciencesinthecountry.TheobservatorywillbeamongthemostprecisescientificapparatusontheEarth,withtechnicalcapabilityofmeasuringdisplacementswhichareabilliontimessmallerthanthesizeofanatom.

• LIGO-Indiawhichisplannedtobesetupwouldbeoperationalbytheyear2023.

Advantages:

• Thiswillhelpdevelopnationalcapabilitiesintechnologicalareassuchascontrolsystems,lasersandopticsandvacuumtechnologywellbeyondthecurrentlyavailableexpertiseinthecountry.

• Thiswillhelptrainhighlyskilledscientificandtechnologicalmanpower.Theanalysisofthemeasurementsforobtainingthescientificresultswillinvolveverysophisticatedcomputationalanddatahandlinginfrastructure.

• Suchafront-rankingscientificexperimentonIndiansoilwillbeasourceofinspirationforyoungandbuddingscientists.

• Thiswillhelplaunchanentirelynewdisciplineofgravitational-waveastronomy.WhyLocatetheobservatoryinIndia?

• Settingupofground-baseddetectorinIndiawillformatriangulatewiththeUSdetectorswhichwillhelptolocatethesourceofgravitationalwaves.

• ThelocationoftheobservatoryinIndiawillhavescientificadvantagebecauseoflargeseparationwiththetwoobservatoriesinUSAwhichwillpermitmorerefinedtriangulationofdetectedgravitationalwave.

(StudentNote:FormoreinformationonLIGOandGravitationalwaves,pleasereferourwebsite'scurrentaffairs,issuesinnewssection)

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AshgabatAgreement

• Union Cabinet, chaired by the Prime Minister Shri Narendra Modi, has recently given its approval for India to accede to the Ashgabat Agreement, an international transport and transit corridor agreement.

• India’s intention to accede to the Ashgabat Agreement would now be conveyed to the Depository State (Turkmenistan). India would become party to the Agreement upon consent of the founding members.

WhatisthisAshgabatAgreement?

• AshgabatAgreement,isaninternationaltransportandtransitcorridorfacilitatingtransportationofgoodsbetweenCentralAsiaandthePersianGulf.[Ashgabat(ItusedtobecalledasPoltoratskbetween1919and1927)isthecapitalandthelargestcityofTurkmenistaninCentralAsia,situatedbetweentheKarakumDesertandtheKopetDagmountainrange].

• TheAshgabatAgreement,aimstodevelopashortesttraderoutebetweenCentralAsiancountriesandIranianandOmaniports.

• ThetransitagreementprovidesforatransitcorridoracrossCentralAsiaandtheMiddleEastthroughthecontinuouslandmassbetweenKazakhstan,Uzbekistan,TurkmenistanandIranbeforereachingthePersianGulfandintoOman.

ImportanceofthisAgreement:

• ItwillenableIndiatoutilisetheexistingtransportandtransitcorridortofacilitatetradeandcommercialinteractionwiththeEurasianregion.

• ItwouldsynchroniseIndia’seffortstoimplementtheInternationalNorthSouthTransportCorridor(INSTC)forenhancedconnectivity.

WhatisINSTC?

• TheINSTC(InternationalNorthSouthTransportCorridor)isamulti-modaltradetransportnetworkthatincludesrail,road,andwatertransportfromMumbaiinIndiaviaBandarAbbasinIrantoMoscowinRussia.

• TheconceptwasinitiatedbyRussia,IndiaandIraninSeptember2000toestablishtransportationnetworksamongthememberstatesandtoenhanceconnectivitywiththelandlockedregionofCentralAsia.

• TheForeignTradePolicyofIndia,2015-20,hashighlightedtheimportanceoftheNorth-SouthTransportCorridorinexpandingIndia’stradeandinvestmentlinkswithCentralAsia.

• TheINSTCenvisagesmovementofgoodsfromMumbai(India)toBandarAbbas(Iran)bysea,fromBandarAbbastoBandar-e-Anzali(anIranianportontheCaspianSea)byroad,andthenfromBandar-e-AnzalitoAstrakhan(aCaspianportintheRussianFederation)byshipacrosstheCaspianSea,andthereafterfromAstrakhantootherregionsoftheRussianFederationandfurtherintoEuropebyRussianrailways.

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• INSTCcouldfacilitateIndia’seconomicintegrationwithEurasianeconomiesandothercountriesinsurroundingregions.

RelevanceofINSTCtoIndia:EconomicandStrategicDimensions

(InthecontextofincreasingaspirationsofChinathroughitsOBORInitiative)

• Atpresent,IndiahastodependonthesearouteviaRotterdamtoSt.PetersburgandincreasinglythroughChinaandtheninlandtotransportgoodstoRussia.

• INSTCwouldsubstantiallyreducethecostoftransportinggoodsfromIndiatoEurasiaandsurroundingregions.

• SomestudiessaythatwithINSTCtransittimeandcostwillcomedownandthiswouldenabletheseamlessmovementofgoodsfromIndiatoRussiaandsurroundingcountries.

• Estimatesaresuchthatthecorridorwouldbe30percentcheaperand40percentshorterthanthecurrentrouteviaSt.PetersburgtoMoscow.

• IfIndianegotiatesacomprehensiveeconomicpartnershipagreementwiththeEurasianEconomicUnion,INSTCwouldhelpIndiaexpanditseconomic,tradeandinvestmentopportunitiesinthisregion.(BecauseitwouldbeeasiertoaccessthesemarketsthroughtheINSTCanditwouldboostthecompetitivenessofIndia’strade)(Note:EurasianEconomicUnionconsistsofBelarus,Kazakhstan,KyrgyzstanandRussia,&Armenialikelytojoin)

• Energy-Indiaisoneofthelargestenergyconsumerintheworld.CentralAsiahasabundantnaturalresources,includingpetroleum,naturalgasanduranium,whichcouldmeetIndia’senergyneeds.

• Theregionalsooffersabundantdepositsoffertilizerinputssuchaspotash.• NotablythereishugescopeforthesecountriestobenefitfromIndia’sexpertiseininformation

technologyandIT-enabledservices(Becausemanyofthesectorsarebecomingincreasinglyservice-oriented)

• ItwilldeepenourengagementinlinewithConnectCentralAsiaPolicy.

(StudentNote:Formoreinformationonashgabat,pleasereferourwebsite'scurrentaffairs,issuesinnewssection)

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Aadhar:

Whatisit?

• Itisabiometricbased12digitnationalidentitycard• TheuniqueidentificationauthorityofIndia,acentralgovernmentagency,isthe

authorityresponsibleforimplementingtheAadharproject.ItisresponsibleforcollectingthebiometricdataofalltheresidentsandissuingtheAadharcar

Whyinthenews?

• LegislativebackingforAadharwasfinallygiven• Itwasbroughtasamoneybill,toavoidthedefeatofthebillbyRajyasabhaasgovernmentisin

minorityinRajyaSabha

KeyHighlightsoftheBill:

• TheAadhaarBillplanstousetheidentificationnumberissuedbytheUniqueIdentificationAuthorityofIndia(UIDAI),todeliverStatesubsidiesdirectlyintothehands(oractually,bankaccounts)ofbeneficiaries.

• AadhaarwasfirstmootedastheIndianequivalenttotheSocialSecurityNumberintheUS.• Aadhaarisn’tcompulsoryyet.• TheBilliscarefulinstatingthateveryresidentis‘entitled’toanAadhaarnumber.Butitalso

specifiesthatthegovernmentmay‘require’anindividualtoenrolforAadhaartoverifyhisidentityforreceivingasubsidyorgovernmentservice.

• Whyisitimportant?ü Thegovernmenthasbeenofferingmanykindsofsubsidiesandmonetarypaymentsto

theeconomicallyweak.ButasthesepaymentstrickledownfromtheCentre,viaalongchainofintermediariestothefinalbeneficiaryalotofitislostincorruption,leakagesandbribes.

ü ThegovernmentisnowkeentoreducetheseleakagesbycreditingsubsidiesdirectlyintothebankaccountsoftherecipientsthroughitsJAMinitiative(JanDhanbankaccount-Aadharnumber-Mobilenumber).

ü JAMisexpectedtosharplyreducetheCentre’ssubsidybill.Forinstance,thereareabout17.8croreLPGconnectionsinIndiaandthegovernmentsubsidises10cylinderseveryyearperfamily.

ü In2015,itrolledoutaninitiativeaskingtheaffluenttovoluntarilygiveuptheirsubsidiesandcommenceddirecttransferofLPGsubsidyintothebankaccountsofhouseholdsseekingit.

Criticismandkeyissues:• TheAadhaarBilldirectlyaffectstheresidentstwoways.• One,withthegovernmentnowhavingarighttoaskcitizensforAadhaar,theIDmaysoon

becomeessentialforthecitizenstoavailofanysubsidyorservicesfromthegovernment.

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• Two,thereareconcernsthatoncecitizenssharesomuchinformationwiththegovernment,includingsensitivestuffsuchasfingerprints,thesemaybevulnerabletodatatheftormisusebytheauthorities.

• Expertsobjectittobeingbroughtinasamoneybill.• ThereisnoclarityastowhocanhaveaccesstoAADHARdata,includingprivatebodies.• TheadvantageofAADHARbasedservicesisthatitbringsintransparencywithhelpof

technologyenabledservicedelivery.However,thetechnologyitselfisnotreliable,for,thebiometricdataissusceptibletoaccesstoprivateagenciesandinternationalintelligenceagencies.InstateslikeU.P,someschemeslikeseedsubsidyarebeingimplementedusingDBT(directbenefittransfer)withoutusingAADHARdatabase.

• Further,thepastexperiencesinsomestateslikeAndhraPradeshshowthatuseoffingerprintsisnotfoolproofandsubjecttodamagelikeidentitymismatch.

• Furthermore,theconcernsraisedbythecommitteeheadedbyformerfinanceministeryashwantsinhahavenotbeenfullyaddressed.Thesamereasonsforwhichtherewasoppositionearliercontinuetobethestickyissues.

• Thecritiquesopinethattherecouldbepracticaldifficultiesinmakingitcashlessandidentityissues.Thelastmileconnectivity,especiallyfortheruralpopulaceissuboptimalduetoidentityissuesandthisleavesitopentodiscretion.Thebiometricsandidentityisbasedonselfproclamationoftheindividualitself.

Safeguardsinthebill:

• TheAadhaarBillhassomesafeguardsinplacetoaddressprivacyconcerns.• TheUIDAIisnotpermittedtoshareinformationrelatingtoanyindividual;beitpersonaldetails

suchasdateofbirthorbiometrics,exceptfortwocircumstancesmentionedinSection33oftheBill.

• First,intheinterestof‘nationalsecurity’,ajointsecretaryintheCentralgovernmentmayissueadirectivetorevealyourdetails.

• Thisdecisionwillbereviewedbyanoversightcommittee,comprisingCabinetSecretary,SecretariesofLegalAffairsandElectronicsandITandwillbevalidforsixmonths.

• Two,Courtsmayorderthatanindividual’sbiometricanddemographicinformationberevealed.

Conclusion:

• Yes,therearedataprivacyandsurveillanceconcerns.• Butthere’sabrightside.JustasingleAadhaarcannowstandinforthemultipledocuments—

rationcard,PAN,bankstatementsetc• AADHARwasintendedtobevoluntaryandisindeedaprogressivestepforbettertargeted

deliveryofservices.• However,sincethereareempiricalevidencesandexpertopinionsaboutsomeconcernslike

privacy,identityissues,theseneedtobeaddressed.• Although,thelegalbackingthroughalegislationisawelcomemove,itneedsmorescrutinyin

termsoftheabovementionedconcerns.TheAADHARplatformneedstobeimplementedwithduecautionandtechnologyissuesneedtoredressed.

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(StudentNote:FormoreinformationonAADHAR,pleasereferourwebsite'scurrentaffairs,RajyasabhaTv,ThebigpictureSection)

HIMALAYANGRIFFON:

• TheHimalayanvultureorHimalayangriffonvulture(Gypshimalayensis)isanOldWorldvulture

• Range:• Gypshimalayensisisdistributedfrom

westernChina,Kazakhstan,Uzbekistan,Kyrgyzstan,Tajikistan,AfghanistanandPakistan,eastthroughtheHimalayanmountainrangeinIndia,NepalandBhutan,tocentralChinaandMongolia.

• Countriesofoccurrence:Native:Afghanistan;Bangladesh;Bhutan;China;India;Kazakhstan;Kyrgyzstan;Malaysia;Mongolia;Myanmar;Nepal;Pakistan;Tajikistan;Thailand;UzbekistanVagrant:Cambodia;Singapore

• Majorthreat-Themostseriouspotentialthreattothisspeciesisthoughttobemortalitycausedthroughingestionofdiclofenac,anon-steroidalanti-inflammatorydrug(NSAID)widelyusedinlivestock,particularlyinSouthAsia.

• IUCNStatus:NearThreatened• Whyinnews?-ItwasrecentlyspottedinGoa,arareoccurrence

FALCATEDDUCK:

• Thefalcatedduckorfalcatedteal(Anasfalcata)isagadwall-sizeddabblingduck.

Range:

• Marecafalcatahasalargerange.Itbreedsovermuchofsouth-eastSiberia,Russia,southtonorthernMongolia,China,andJapan

CountriesofOccurrence: Native:

• Bangladesh;China;HongKong;India;Japan;Korea,DemocraticPeople'sRepublicof;Korea,Republicof;LaoPeople'sDemocraticRepublic;Mongolia;Myanmar;Nepal;RussianFederation;Taiwan,ProvinceofChina;Thailand;Turkmenistan;VietNam

Vagrant:• Afghanistan;Austria;Bulgaria;Canada;Iran,IslamicRepublicof;Iraq;Jordan;Kazakhstan;Malta;

Netherlands;NorthernMarianaIslands;Pakistan;Poland;Portugal;Turkey;UnitedStates

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MajorThreats:

• Huntingforfood,forsubsistenceandlocalmarkets,isprobablythemajorthreat.Thisisparticularlytrueonthenon-breedinggroundsinChina

IUCNStatus:NearThreatened

Whyinthenews?:araresightinginGoa

AMURFALCON:

• TheAmurfalcon(Falcoamurensis)isasmallraptorofthefalconfamily

Range:

• Thisspecieshasanextremelylargerange,andhencedoesnotapproachthethresholdsforVulnerableundertherangesizecriterion(extentofoccurrence<20,000km2combinedwithadecliningorfluctuatingrangesize,habitatextent/quality,orpopulationsizeandasmallnumberoflocationsorseverefragmentation)

Countriesofoccurrence: Native:

• Angola(Angola);Bangladesh;Bhutan;Botswana;Burundi;China;Ethiopia;India;Kenya;Korea,DemocraticPeople'sRepublicof;Korea,Republicof;LaoPeople'sDemocraticRepublic;Lesotho;Malawi;Maldives;Mongolia;Mozambique;Myanmar;Namibia;Nepal;Oman;Pakistan;Qatar;RussianFederation;Rwanda;Somalia;SouthAfrica;Swaziland;Tanzania,UnitedRepublicof;Thailand;VietNam;Yemen;Zambia;Zimbabwe

Vagrant:• Congo,TheDemocraticRepublicofthe;HongKong;Italy;Japan;NorthernMarianaIslands;Saint

Helena,AscensionandTristandaCunha;SaudiArabia;Seychelles;SriLanka;Uganda;UnitedArabEmirates

MajorThreats:

• ThespeciesisvulnerabletodegradationofgrasslandhabitatsbyagricultureandafforestationinitsAfricanrange

• OpencastmininginSouthAfricathreatensthespecies'sgrasslandhabitatsandpersecutiononmigrationisafurtherthreat.InNagaland,India,thespecieswasheavilypersecutedduringautumnmigration

IUCNStatus:LeastConcern

Whyinthenews?-Satellitetaggingofamurfalcons