By Paul E Sullivan, Jr.

Presented by Daniel Lewis

Group health coverage plans Rising Costs

Renewal package costs up 8-10% Prescriptions up 20%

Horrible Service Denied coverage

Legislative Activity Employer Fatigue

Design and implementation timely, costly and frustrating

Technology More informative and efficient when enrolling

Employers set their contribution of health coverage at a certain dollar figure and provide employees with a vehicle to find their own insurance. ( usually a website) Employers give tax favorable vouchers to

employees to buy health insurance. Employees go to the market place and

choose their own health care. Employees choose quality, cost, and access. Employees in charge of grievances, cost increases,

and appeals.

How will this affect attraction and retention of employees?

Will it be Less costly to administer than group coverage?

Is the health care information secure on the internet?

How will this affect the relationship with employees since the burden is shifted to them?