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8/8/2019 Business Plan Template Version 1
http://slidepdf.com/reader/full/business-plan-template-version-1 1/23
business.gov.au
Business Plan Template
For advice and examples on how to complete this template, please download the
business.gov.au Business Plan Guide from www.business.gov.au /businessplan.
This Business Plan Template and the accompanying Business Plan Guide havebeen developed by business.gov.au, the Australian Government's principalbusiness resource, located within the Department of Innovation, Industry,Science and Research.
Copies of the latest version of this template and the guide can be downloadedfrom www.business.gov.au /businessplan. If you need further information, assistance or referral about a small businessissue, please contact the Small Business Support Line on 1800 777 275.
8/8/2019 Business Plan Template Version 1
http://slidepdf.com/reader/full/business-plan-template-version-1 2/23
Using this Template
Before you complete this business plan template and start using it, consider thefollowing:
1. Do your research. You will need to make quite a few decisions aboutyour business including structure, marketing strategies and financesbefore you can complete the template. By having the right information tohand you also can be more accurate in your forecasts and analysis.
2. Determine who the plan is for. Does it have more than one purpose?
Will it be used internally or will third parties be involved? Deciding thepurpose of the plan can help you target your answers. If third parties areinvolved, what are they interested in? Although don’t assume they are justinterested in the finance part of your business. They will be looking for thewhole package.
3. Do not attempt to fill in the template from start to finish. Firstdecide which sections are relevant for your business and set aside thesections that don’t apply. You can always go back to the other sectionslater.
4. Use the [italicised text ]. The italicised text is there to help guide you by
providing some more detailed questions you may like to answer whenpreparing your response. Please note: If a question does not apply toyour circumstances it can be ignored.
5. Download the Business Plan Guide. The business plan guide contains
general advice on business planning, a complete overview of the businessplan template and a glossary explaining the main terms used throughoutthis template.
6. Get some help. If you aren’t confident in completing the plan yourself,
you can enlist the help of a professional (i.e. Enterprise Connect Centre,
Business Enterprise Centre, business adviser, or accountant) to lookthrough your plan and provide you with advice.
7. Actual vs. expected figures. Existing businesses can include actual
figures in the plan, but if your business is just starting out and you areusing expected figures for turnover and finances you will need to clearly
show that these are expected figures or estimates.
8. Write your summary last. Use as few words as possible. You want to
get to the point but not overlook important facts. This is also youropportunity to sell yourself. But don’t overdo it. You want prospectivebanks, investors, partners or wholesalers to be able to quickly read your
plan, find it realistic and be motivated by what they read.
9. Review. Review. Review. Your business plan is there to make a good
impression. Errors will only detract from your professional image. So ask anumber of impartial people to proofread your final plan.
8/8/2019 Business Plan Template Version 1
http://slidepdf.com/reader/full/business-plan-template-version-1 3/23
[ INSERT YOUR BUSINESS LOGO]
[Your Name][Your Title]
[Business Name][Main Business Address]
ABN: [ ABN ]ACN: [ ACN ]
[Business Name]
Business Plan
Prepared: [Date prepared ]
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[Business Name] Business Plan [YEAR]
Table of Contents
Business Plan Summary ......................................................... 2The Business.................................................................................2
The Market...................................................................................2The Future....................................................................................2The Finances.................................................................................2
The Business .......................................................................... 3Business details.............................................................................3Registration details........................................................................3Business premises.........................................................................3Organisation chart.........................................................................4Management & ownership...............................................................4Key personnel...............................................................................4Products/services..........................................................................5
Innovation ...................................................................................6Insurance.....................................................................................6Risk management..........................................................................6Legal considerations ......................................................................6Operations....................................................................................7Sustainability plan.........................................................................8
The Market ............................................................................. 9Market research ...........................................................................9Market targets..............................................................................9Environmental/industry analysis......................................................9Your customers ............................................................................9
S.W.O.T. analysis........................................................................10Your competitors.........................................................................11Advertising & sales.......................................................................12
The Future ........................................................................... 13Vision statement..........................................................................13Mission statement........................................................................13Goals/objectives..........................................................................13Action plan..................................................................................13
The Finances ........................................................................ 14Key objectives and financial review................................................14Assumptions...............................................................................14
Start-up costs for [YEAR] .............................................................15Balance sheet forecast .................................................................16Profit and loss forecast.................................................................17Expected cash flow.......................................................................18Break-even analysis.....................................................................19
Supporting documentation ..................................................20
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[Business Name] Business Plan [YEAR]
Business Plan Summary
[Please complete this page last ]
[Your business summary should be no longer than a page and should focus on
why your business is going to be successful. Your answers below should briefly summarise your more detailed answers provided throughout the body of this plan.]
The Business
Business name: [Enter your business name as registered in your state/territory. If youhave not registered your business name, add your proposed business name.]
Business structure: [Sole trader, partnership, trust, company.]
ABN: [Registered Australian business number.]
ACN: [Registered Australian company number, if applicable.]
Business location: [Main business location]
Date established: [The date you started trading.]
Business owner(s): [List all of the business owners.]
Relevant owner experience: [Briefly outline your experience and/or years in theindustry and any major achievements/awards.]
Products/services: [What products/services are you selling? What is the anticipated demand for your products/services? ]
The Market
Target market:
[Who are you selling to? Why would they buy your products/services over others? ]
Marketing strategy:
[How do you plan to enter the market? How do you intend to attract customers? How and why will this work? ]
The Future
Vision statement:[The vision statement briefly outlines your future plan for the business. It should stateclearly what your overall goals for the business are.]
Goals/objectives:[What are your short & long term goals? What activities will you undertake to meet
them? ]
The Finances
[Briefly outline how much profit you intend on making in a particular timeframe. How much money will you need up-front? Where will you obtain these funds? What portion will you be seeking from other sources? How much of your own money are you contributingtowards the business? ]
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[Business Name] Business Plan [YEAR]
The Business
Business details
Products/services: [What products/services are you selling? What is the anticipated demand for your products/services? ]
Registration details
Business name: [Enter your business name as registered in your state/territory. If
you have not registered your business name, add your proposed business name.]
Trading name(s): [Registered trading name(s).]
Date registered: [Date business name registered.]
Location(s) registered: [State(s) you are registered in.]
Business structure: [Sole trader, partnership, trust, company.]
ABN: [Registered Australian Business Number.]
ACN: [Registered Australian Company Number, if applicable.]
GST: [ Are you registered for Goods and Services Tax? Date registered? ]
Domain names: [Registered domain names.]
Licences & permits: [List all the licences or permits you have registered ]
Business premises
Business location: [Describe the location and space occupied/required. What
is the size of the space you occupy/require? Which city or town? Where inrelation to landmarks/main areas? If you have a retail business, where are youin relation to other shops? What is the retail traffic like? ]
Buy/lease: [If you have purchased a business premises or are currently leasing, briefly outline the arrangements. If you are still looking for a lease,outline your commercial lease requirements and any utilities/facilities required.]
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[Business Name] Business Plan [YEAR]
Organisation chart
[Outline your business structure in the chart below.]
Management & ownership
Names of owners: [List all of the business owners.]
Details of management & ownership: [ As the owner(s), will you be runningthe business or will a Chief Executive Officer (CEO) be running the business onyour behalf? What will be your involvement? If it is a partnership briefly outline% share, role in the business, the strengths of each partner and whether youhave a partnership agreement/contract in place? ]
Experience: [What experience do the business owner(s) have? How many years
have you owned or run a business? List any previous businessesowned/managed. List any major achievements/awards. What other relevant experience do you have? Don’t forget to attach your resume(s) to the back of your plan.]
Key personnel
Current staff
[List your current staff in the table below.]
Job Title Name Expected staff
turnover
Skills or strengths
[e.g. Marketing/ Sales Manager ]
[Mr ChrisBrantley ]
[12-18 months] [Relevant qualifications inSales/Marketing. At least 5 yearsexperience in the industry. Award in marketing excellence 2007.]
Required staff
Page 4
[Ms Fran Reid Salesperson]
[Mrs Eileen Lawry Receptionist ]
[Mr Jo StevensOperations]
[Mr John BlueEvents
Coordinator]
Figure 1: Organisation Chart. [Complete this chart or include your own.]
[Mr J CitizenOwner/Manager ]
[Mr Chris Brantley Marketing Manager ]
[Mrs Cherie LawsOffice Manager ]
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[Business Name] Business Plan [YEAR]
[List your required staff in the table below.]
Job Title Quantity Expected staff turnover
Skills necessary Daterequired
[e.g. OfficeManager ]
[1] [2-3 years] [Relevant qualificationsin Office Management.
At least 2 yearsexperience.]
[Dec 09]
Recruitment options[How do you intend on obtaining your required staff? Advertising in the local
paper, online advertising, and/or training current staff members? ]
Training programs[ Are there any training programs you will be organising in the event you cannot
find the required skills? Are these in-house or external providers? What trainingwill you as the business owner/manager undertake to keep your skills current? ]
Skill retention strategies[What procedural documentation will you provide to ensure the skills of staff aremaintained? Do you have an appropriate allocation of responsibilities? How areresponsibilities documented and communicated to staff? What internal processeswill you implement to regularly check that the current skills of staff members arestill appropriate for the business? ]
Products/services
Product/Service Description Price
[Product/servicename]
[Brief product/service description] [Price includingGST ]
Market position: [Where do your products/services fit in the market? Are they high-end, competitive or budget? How does this compare to your competitors? ]
Unique selling position: [How will your products/services succeed in themarket where others may have failed? What gives your products/services theedge?]
Anticipated demand: [What is the anticipated quantity of products/servicesyour customers are likely to purchase? For example, how much will an individual customer buy in 6 months or 12 months? ]
Pricing strategy: [Do you have a particular pricing strategy? Why have youchosen this strategy? ]
Value to customer: [How do your customers view your products/services? Arethey a necessity, luxury or something in between? ]
Growth potential: [What is the anticipated percentage growth of the product in
the future? What will drive this growth? ]
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[Business Name] Business Plan [YEAR]
Innovation
Research & development (R&D)/innovation activities[What R&D activities will you implement to encourage innovation in your business? What financial and/or staff resources will you allocate?]
Intellectual property strategy
[How do you plan to protect your innovations? List any current trade marks, patents, designs you have registered. Do you have confidentiality agreements in place? ]
Insurance
Workers compensation: [Provide details if you have workers compensationinsurance? This is mandatory if you have employees.]
Public liability insurance: [Provide details if you have public liability insurance? This covers any third party death or injury.]
Professional indemnity: [Provide details if you have professional indemnity
insurance? This covers any legal action taken out as a result of your professional advice.]
Product liability: [Provide details if you have product liability insurance? Thiscovers any legal action taken out as a result of injury, damage or death fromyour product.]
Business assets: [Provide details if you have insured your business assets in theevent of a fire, burglary, or damage? For example: building, contents, motor vehicles.]
Business revenue: [Provide details if you have insured your business in theevent of business interruption where you cannot trade because of a particular
event and are unable to make money? ]
Risk management[List the potential risks (in order of likelihood) that could impact your business.]
Risk Likelihood Impact Strategy
[Description of the risk and the potential impact toyour business.]
[Highly Unlikely,Unlikely,Likely,Highly Likely ]
[High,Medium,Low ]
[What actions will you taketo minimise/mitigate the
potential risk to your business? ]
Legal considerations[List the legislation which will have some impact on the running of your business.For example: consumer law, business law, or specific legislation to your industry. ]
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[Business Name] Business Plan [YEAR]
Operations
Production process[What is the process involved in producing your products or services. This
process will vary depending on your product or service. Here are some examplesof questions you may consider. Is there a manufacturing process? Who isinvolved in the process? Are there any third parties involved? What is involved indelivering the service to your customers? ]
Suppliers[Who are your main suppliers? What do they supply to your business? How will you maintain a good relationship with them?]
Plant and equipment[List your current plant and equipment purchases. These can include vehicles,computer equipment, phones and fax machines.]
Equipment Purchasedate
Purchaseprice
Runningcost
Inventory[List your current inventory items in the table below. If you have a substantial inventory, you may prefer to attach a full inventory list to the back of thisbusiness plan.]
Inventory item Unit price Quantity in
stock
Total cost
Technology (Software): [What technology do you require? For example:website, point of sale software or accounting package? What will be the main
purpose for each? Will they be off-the-shelf or purpose built? What is theestimated cost of each technology solution? ]
Trading hours: [What are your trading hours? What are your expected peak trading times? Which times do you expect to be more profitable? How will thischange over different seasons? How do your trading hours accommodate thesechanges?]
Communication channels: [How can your customers get in contact with you? These channels can include: telephone (landline/mobile), post box, shopfront,email, fax and/or internet blog/social networking website.]
Payment types accepted: [What payment types will you accept. cash, credit,cheque, gift cards, Paypal etc ]
Credit policy: [What is your credit policy for customers/suppliers? How long isthe credit period? What are your collection strategies/procedures? What credit does your business receive? What are the terms? ]
Warranties & refunds: [If you manufacture certain goods, what are thewarranty terms? What is your business refund/exchange policy?]
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[Business Name] Business Plan [YEAR]
Quality control: [Describe your quality control process. What checks or balancesdo you have in place to ensure the product or service you offer is produced to thesame standard of quality? What steps do you take to meet product safety standards?]
Memberships and affiliations: [Is your business a member of any particular industry association or club? Do you have any affiliations with any other
organisation? ]
Sustainability plan
Environmental/resource impacts[Describe the impact your business could potentially have on the environment.E.g. a particular manufacturing process may contribute negatively on the local water supply.]
Community impact and engagement[How does your environmental impact affect the local community? How can youengage the community in minimising your impact? ]
Risks/constraints[List any risks/constraints to your business resulting from this environmental impact? ]
Strategies[What strategies will you implement to minimise/mitigate your environmental impact and any risks to your business? Will you conduct an environmental audit? Have you introduced an Environmental management system? ]
Action plan[List your key sustainability/environmental milestones below? ]
Sustainability milestone Target Target date[Reduce water consumption] [60% reduction] [2016]
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[Business Name] Business Plan [YEAR]
The Market
Market research[What statistical research have you completed to help you analyse your market? Did you use a survey/questionnaire? If so, you may like to attach a copy of your
survey/questionnaire to the back of this plan.]
Market targets[Outline your planned sales targets. What quantity of your products/services doyou plan to sell in a planned timeframe? Are they monthly or yearly targets? ]
Environmental/industry analysis[Detail the results of the market research you have performed. Is the areaexperiencing population growth? Are there long-term employers in the area? Isthe region's economy stable? Are there seasonal variations?
What is the size of the market? What recent trends have emerged in the market? What growth potential is available and where do you fit in? How will themarket/customers change when you enter the market? ]
Your customers
Customer demographics[Define who your target customers are and how they behave. You can includeage, gender, social status, education and attitudes.]
Key customers[Identify your key customers. (These can be large consumers of your products or
individuals whose satisfaction is key to the success of your business.) How will you target your products/service to them? ]
Customer management[How will you maintain a good relationship with your customers? What techniqueswill you use? How will you keep your customers coming back? Have youintroduced customer service standards? Do you follow any particular code of
practice? ]
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[Business Name] Business Plan [YEAR]
S.W.O.T. analysis[List each of your businesses strengths, weaknesses, opportunities or threats in the table below and then outline how you plan to addresseach of the weaknesses/threats.]
Strengths Weaknesses
Opportunities Threats
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[Business Name] Business Plan [YEAR]
Your competitors[How do you rate against your competitors? How can your business improve on what they offer?]
Competitor details[List at least 5 competitors in the table below.]
Competitor Establisheddate
Size Marketshare (%)
Value tocustomers
Strengths Weaknesses
[Competitor name]
[When werethey established? ]
[Number of staff and/or turnover ]
[Estimated percentageof market share]
[Unique value tocustomers. E.g.convenience,quality, price or service? ]
[What are your competitor's mainstrengths? ]
[What are your competitor's mainweaknesses? ]
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[Business Name] Business Plan [YEAR]
Advertising & sales
Advertising and promotional strategy[What strategies do you have for promoting and advertising your products/services in the next 12 months?]
Planned promotion /advertising type Expected business improvement Cost ($) Target date
[Print media advertising, online advertising,mail-out, giveaway, media release or event.]
[How do you expect it will improve your business success? ] [$] [E.g. Dec 09]
Sales and marketing objectives[Who makes up your sales team? What sales techniques will they use? What tools/material will they use to help sell your products/services? What sales goals/targets will they meet? ]
Unique selling position[Why do you have an advantage over your competitors? How will your products/services succeed in the market where others may havefailed? ]
Sales and distribution channels
Channel type Products/services Percentage of sales (%)
Advantages Disadvantages
[e.g. Shopfront,internet, direct mail,
export or wholesale]
[List all the products/services sold
via this channel ]
[What percentageof overall sales do
you expect to sell via this channel? ]
[What advantages are there of using this channel for these
products? ]
[What challenges do you expect to face using this channel? How
will you overcome them? ]
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[Business Name] Business Plan [YEAR]
The Future
Vision statement
[What is your business' vision statement? It should briefly outline your future plan for the business and include your overall goals.]
Mission statement
[What is your business' mission statement? I.e. how will you achieve your vision? ]
Goals/objectives
[What are your short & long term goals? What activities will you undertake to meet them? ]
Action plan
Please note: This table does not include sustainability milestones as they are listed in the sustainability section above.
Milestone Date of expectedcompletion
Person responsible
[What are the business milestones that you need to complete starting fromtoday? ]
[When do you expect to complete them? ]
[Who is responsible for delivering this milestone? ]
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[Business Name] Business Plan [YEAR]
The Finances
Key objectives and financial review
Financial objectives[ List your key financial objectives. These can be in the form of sales or profit targets. You could also list your main financial management goals such as
cost reduction targets.]
Finance required[How much money up-front do you need? Where will you obtain the funds? What portion will you be seeking from loans, investors, business partners, friendsor relatives, venture capital or government funding? How much of your own money are you contributing towards the business?]
Assumptions
The financial tables on the subsequent pages are based on the assumptions listed below:
[List your financial assumptions. These can include seasonal adjustments, drought or interest rates etc.]
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[Business Name] Business Plan [YEAR]
Start-up costs for [YEAR][Double-click the table below to enter your details or attach your own start up costing sheet at the back of this business plan.]
START-UP COSTS Cost ($) EQUIPMENT/CAPITAL COSTS Cost ($)Registrations Business purchase price
Business name Franchise fees
Licences Start-up capital
Permits Plant & equipment
Domain names Vehicles
Trade marks/designs/patents Computer equipment
Vehicle registration Computer software
More… Phones
Membership fees Fax machine
Accountant fees More…Solicitor fees Security system
Rental lease cost (Rent advance/deposit) Office equipment
Utility connec tions & bonds (Elec tricity, gas, water) Furniture
Phone connection Shop fitout
Internet connection More…
Computer software
Training
Wages
Stock/raw materials
Insurance
Building & contents
Vehicle
Public liability
Professional indemnity
Product liability
Workers compensation
Business assetsBusiness revenue
Printing
Stationary & office supplies
Marketing & advertising
More…
Total start-up costs $0 Total equipment/capital costs $0
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[Business Name] Business Plan [YEAR]
Balance sheet forecast[Double-click the table below to enter your details or attach your own Balance sheet forecast at the back of this business plan]
BALANCE SHEET FORECAST 2009/10 2010/11 2011/12Current assets
Cash
Petty cash
Inventory
Pre-paid expenses
Fixed assets
Leasehold
Property & landRenovations/improvements
Furniture & fitout
Vehicles
Equipment/tools
Computer equipment
More…
Total assets $0 $0 $0
Current/short-term liabilities
Credit cards payable
Accounts payable
Interest payable
Accrued wages
Income tax
More…
Long-term liabilities
Loans
More…
Total liabilities $0 $0 $0
NET ASSETS $0 $0 $0
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[Business Name] Business Plan [YEAR]
Profit and loss forecast[Double-click the table below to enter your details or attach your own profit & loss sheet at the back of this business plan]
PROFIT & LOSS FORECAST 2009/10 2010/11 2011/12
Sales
less cost of goods sold
More…
Gross profit/net sales $0 $0 $0
Expenses
Accountant fees
Advertising & marketing
Bank fees & charges
Bank interest
Credit card fees
Utilities (electricity, gas, water)
Telephone
Lease/loan payments
Rent & rates
Motor vehicle expenses
Repairs & maintenance
Stationery & printing
Insurance
Superannuation
Income tax
Wages (including PAYG)More…
Total expenses $0 $0 $0
NET PROFIT $0 $0 $0
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[Business Name] Business Plan [YEAR]
Expected cash flow[Double-click the table below to enter your details or attach your own expected cash flow sheet at the back of this business plan]
EXPECTED CASHFLOW
[YEAR]Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec
OPENING BALANCE $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Cash incoming
Sales
Asset sales
Debtor receipts
Other income
Total incoming $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Cash outgoing
Purchases (Stock etc )Accountant fees
Solicitor fees
Advertising & marketing
Bank fees & c harges
Interest paid
Credit card fees
Utilities (elect ricity, gas,
water)
Telephone
Lease/loan payments
Rent & rates
Motor vehicle expenses
Repairs & maintenance
Stationery & printing
Membership & affiliation fees
Licensing
Insurance
Superannuation
Income tax
Wages (including PAYG)
More…
Total outgoing $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
Monthly ca sh balance $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
CLOSING BALANCE $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0 $0
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[Business Name] Business Plan [YEAR]
Break-even analysis[Double-click the table below to enter your details or attach your own table]
Timeframe (e.g. monthly/yearly)
Average price of each product/service sold
Average cost of each product/service to make/deliver
Fixed costs for the month/year
Percentage of price that is profit #DIV/0!
Total sales needed to break-even #DIV/0!
Number of units sold needed to break-even #DIV/0!
BREAK-EVEN CALCULATOR
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[Business Name] Business Plan [YEAR]
Supporting documentation
Attached is my supporting documentation in relation to this business plan. Theattached documents include:
[List all of your attachments here. These may include resumes,
inventory list, survey/questionnaire and/or financial documents.].