BUSINESSFINANCIAL

MANAGEMENTEmpowering SMEs to have more control

over their business finances

STRANDS BFM

White label solution that helps SMEs better understand andmanage their company finances

Specifically designedto help banks meetthe needs of theirSME customers

RELEVANT

Empowers SME customersto take full control overtheir finances and gives

them freedom to focus on what they do best

VALUABLE

Enables SMEcustomers to bring all

their financial datainto one place

HOLISTIC

Connects seamlesslywith other Strands

Finance Suiteproducts: PFM, CLO,

Recommender

INTEGRATED

STRANDS BFM : KEY FEATURES

Helps SMEs to easilyanalyze and predict their

business cash-flow

Cash-Flow Analysis

Business owners gainclearer insights to betterunderstand their income

and expenses

Financial Analysis

Holistic overview offorecasting, budgeting

and cash-flow helps SMEsstick to their business plan

Business Plan

Intuitive budgetingfunctionality grants

customers full control overbusiness expenses

Budgeting

Enables customers toprovision for mid and long

term goals whilemaximizing savings

Saving Goals

User-friendly calendarview shows transaction

patterns, events,milestones and alerts

Financial Calendar

Key financial data allowsbusiness owners to

proactively benchmarkagainst competitors

Business Comparison

Customers can invoicetheir clients and maintainthe overall payment cycledirectly through the bank

Invoicing

ABOUT STRANDS

WWW.STRANDS.COM

Strands is a global financial software solutions provider for digital banking and retail markets. We serve our clients including Barclays, BBVA, BNP Paribas, Deustche Bank, Carrefour, Panasonic and Skymall, through

two business units:

In 2008, Strands revolutionized online banking by deploying Europe’s first PFM. Since then, our software solutions have been implemented by a growing number of leading financial institutions worldwide:

STRANDS FINANCEDevelops innovative fintech, empowering

financial institutions to offer superior customer experiences through their digital

channels.

STRANDS RETAILDrives the business of over 100 online

retailers with industry-leading recommendation and customer segmentation

solutions.