Burnaby NewsLeader, October 31, 2014

Friday, October 31, 2014 NewsLeader A1

page5 page6 page8CANDIDATES TACKLE TRANSPORTATION

DIFFICULT BIRTH FOR LNG CASH COW

BOBCAT SIGHTED AT DEER LAKE

www.burnabynewsleader.com

FRIDAY OCTOBER 31 2014

Campaign trail tarred with ‘gay serum’ rumourBFC mayoral candidate denies any association with party

Wanda [email protected]

Incumbent school trustee Harman Pandher of the Burnaby Citizens Association (BCA) couldn’t believe what he was hearing.

While doorknocking last week, the Asian family who answered asked if it was true that students at Burnaby schools were being injected with a drug that would make them homosexual.

“I was pretty speechless, you can’t make this stuff up,” Pandher said.

“I’m angry at whoever’s putting it out there, but I have to feel sorry for whoever actually believes this.”

Since then, he has heard that the people spreading the false rumour are identifying themselves as supporters of the opposing Burnaby First Coalition.

“Burnaby First needs to denounce it if it doesn’t represent their party.”

It appears the rumour is only being spread in the Mandarin-speaking Chinese community.

Protestors prevent crew from beginning workMario [email protected]

Kinder Morgan is considering its next steps after crews attempting to carry out geotechnical survey work on Burnaby Mountain Wednesday morning were rebuffed by protestors.

The pipeline company was making its first foray onto the mountain since the National Energy Board ruled last Thursday that

survey crews could have access to sites on the mountain provided they give the City of Burnaby 48 hours written notice. The company issued that notice on Friday and expected work to commence on Wednesday.

It said it needs to complete the work to allow it to determine if it will be feasible to drill its proposed expansion of the Trans Mountain pipeline through the mountain en

route to its Westridge Terminal on Burrard Inlet.

In anticipation of the workers’ arrival groups of protestors have

been mobilizing at an encampment built along Centennial Way near a spot where Kinder Morgan crews planned to drill a bore hole

into the mountain to take soil and rock samples. Another group kept vigil at a second site in the woods on

the mountain’s western slope, where crews had previously cleared a small stand of trees in preparation for the surveying work.

Early Wednesday, the protest contingent seemed about equal in size to the media gathered to witness any sort of confrontation.

Stephen Collis, a spokesman for the group of protestors calling itself “The Caretakers of Burnaby Mountain,” said that media presence made it unlikely anything would happen.

Pipeline surveyors ushered off mountain

MARIO BARTEL/NEWSLEADERProtestor George Khossil wedges himself under a vehicle on Ridgeview Drive as a member of Kinder Morgan’s survey crew returns equipment to the back seat. The crew was chased from beginning its geotechnical surveying work at one of two bore holes on Burnaby Mountain Wednesday morning by protestors.

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Stephen Collis, protestor I don’t know that they’re going to want to come barging in here in front of a lot of cameras.

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A2 NewsLeader Friday, October 31, 2014

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Friday, October 31, 2014 NewsLeader A3Friday, October 31, 2014 NewsLeader A3

Infocus OPINION page 6 | LETTERS page 7 | DRIVEWAY page 9

“I don’t know that they’re going to want to come barging in here in front of a lot of cameras,” said Collis. “I feel fairly safe.”

As the number of protestors steadily swelled, they bided their time around the encampment chatting with each other. Across Centennial Way another handful of protestors laid out a picnic blanket and baskets filled with fresh fruit. More sat on the edge of the blanket to paint signs on pieces of brown cardboard. One protestor did embroidery. A man

calling himself Earl unpacked his guitar and led a sing-a-long of folk songs adapted to reflect the day’s events.

Watching from a modest distance stood a clutch of Burnaby RCMP.

Staff Sgt. Andy LeClair said they were there “simply to monitor.

“Anytime there’s a public gathering, the police are going to be impartial,” said LeClair. “Unless there’s a criminal offence, we’re not going to take any action.”

Shortly after 10 a.m. Collis got word over his cellphone that a crew of workers from Kinder Morgan had arrived at the bore hole site in the woods. Excitement rippled down Centennial Way as protestors, police and media sprinted toward the labyrinth of trails down Burnaby Mountain’s western flank.

Cries of “Hey hey, ho ho, Kinder Morgan’s got to go” drifted up through the treetops. The workers, wearing bright reflective safety vests and carrying a bundle of wooden stakes and

other equipment, retreated to the trailhead below on Ridgeview Drive.

There, another protestor had wedged himself under the front passenger side wheel of a white Jeep with Alberta licence plates. A Kinder Morgan worker piled the stakes into the Jeep’s back seat and went to talk with police. They then left the scene on foot.

Greg Toth, the senior project director for the Trans Mountain pipeline expansion project, said the crews were planning to set up safety zones at the worksites so

they could begin their surveying.“At some locations, our crews

were obstructed and have left for the day,” he said in an emailed statement.

Collis said the protestors are committed to protecting the mountain.

“It’s hard to say how far people are willing to go,” he said.

“We’d like for the company to realize the depth of the opposition, the commitment of the opposition, and to rethink their plans.”

twitter.com/newsleaderfotog

‘Hard to say how far people are willing to go’⫸ continued from FRONT PAGE

PHOTOS BY

MARIO BARTEL

Protestors on Burnaby Mountain await the arrival of survey crews from pipeline company Kinder Morgan on Wednesday. They waved signs and sang folk songs under the watchful eye of Burnaby RCMP. When a crew showed up in the woods, a group of protestors chased them away. Another wedged himself under a vehicle.

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BCA’s Volkow doesn’t support separated bike lanesWanda [email protected]

Ask council candidate Nick Kvenich his thoughts about transportation issues in the city and the first thing that comes to mind is a high-occupancy vehicle lane on a stretch of Willingdon Avenue.

“I scratch my head on that one,” said Kvenich, who is running under the banner of the Burnaby First Coalition.

The lane, between the Highway 1 and Lougheed Highway, requires all vehicles using it to have six occupants. He said it’s a local road, not a regional highway, and anyone leaving the nearby Costco heading north up Willingdon ends up in the lane and has to quickly get out of it.

Next on his list of transportation concerns is the accessibility of Simon Fraser

University. A proposed gondola linking transit at the bottom of Burnaby Mountain with the campus was deemed too expensive by TransLink and shelved.

But Kvenich supports another option, a surface rail line from the Production Way SkyTrain station to the top of the mountain.

While that would be a TransLink responsibility, he believes Burnaby city hall should be pushing for such options since it

allowed UniverCity, the residential development next to the university, to go ahead.

Kvenich would “definitely” like to see separate lanes for cyclists as a way to improve safety and reduce serious accidents.

“I’m a firm believer that bicycles and cars do not mix.”

He is supportive of a city proposal to use properties on the east side of Willingdon for a linear park with bicycle and pedestrian paths. The land,

from just south of Hastings Street to Lougheed, had originally been purchased by city hall to widen the road.

While Kvenich is glad the plans have changed, he said, “I look at that as a wasted exercise where they didn’t have transparency, they just decided to move ahead and put a lane in there and didn’t listen to the

residents up there.”As for the problem of rat-

running traffic in Burnaby’s residential neighbourhoods, city hall needs to find the source of the problem to get rid of it and put plans in place to prevent its occurrence, he said.

“We as a city must vision to the future and not just four or five years. We have to look at the next 25 years where this is going to take us and plan for it.”

Incumbent Coun. Sav Dhaliwal of the Burnaby Citizens Association said city staff have already started work on updating the city’s existing transportation plan.

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A6 NewsLeader Friday, October 31, 2014A6 NewsLeader Friday, October 31, 2014

OPINION

Jean Hincks Publisher

Chris Bryan Editor

Matthew Blair Creative Services Supervisor

Christy Foubert Circulation

The NewsLeader is a member of the British Columbia Press Council, a self-regulatory body governing the province’s newspaper industry. The council considers complaints from the public about the conduct of member newspapers. Directors oversee the mediation of complaints, with input from both the newspaper and the complaint holder. If talking with the editor or publisher does not resolve your complaint about coverage or story treatment, you may contact the B.C. Press Council. Your written concern, with documentation, should be sent to B.C. Press Council, PO Box 1356, Ladysmith,B.C. V9G 1A9. For information, phone 888-687-2213 or go to www.bcpresscouncil.org

7438 Fraser Park Dr., Burnaby, B.C. V5J [email protected]

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VICTORIA – Debate is underway on the B.C. Liberal government’s tax and environmental plan for liquefied natural gas exports, amid the usual political theatre.

Most media reported the government “slashed” its proposed seven-per-cent LNG processing income tax by half, caving in to demands of international energy giants led by Petronas of Malaysia.

The 3.5 per cent tax wouldn’t even take full effect until the massive capital investment is written down, and would rise to five per cent after 20 years of production. All of this casts further doubt on Premier Christy Clark’s extravagant election campaign promise to use LNG revenues to wipe out B.C.’s debt, currently approaching $70 billion, and provide an Alberta-style “prosperity fund” to perform further miracles.

The seven per cent figure was the top end of the range presented this spring while negotiations with LNG investors were ongoing, so it’s not really accurate to say it was “slashed.”

This cash calf hasn’t been born yet, and it remains to be seen if it will survive.

Finance Minister Mike de Jong pointed out some of the shifts in the global gas market that have reduced expectations. Japan, one of the potential investors, is considering restarting its nuclear plants as it recovers from the 2011 Fukushima earthquake.

China’s manic growth is slowing, and it has signed a long-term deal to import cheaper Russian pipeline gas. Oil prices have dropped.

The government’s change of tone started with the recent throne speech, which emphasized the fate of B.C.’s only current export market.

“Like forestry, B.C.’s natural gas industry has relied on exports to the United States,” the speech observed. “But the American

shale gas revolution has meant the export south has dried up – and is never coming back.”

So before B.C. gets to that prosperity fund, it’s got to stop the bleeding. You may recall it was a U.S. hurricane-induced spike in gas revenues that allowed the province to spread an extra billion to calm its labour waters for the 2010 Olympics.

The finance ministry estimates that after the startup period, a medium-sized LNG export operation would pay total taxes of around $800 million a year to the province. De Jong notes this is more revenue than B.C. will collect from the entire forest industry this year, from a single plant. There are 18 currently proposed.

This new LNG income tax is nowhere near the biggest source. It’s bigger than the carbon tax that LNG producers will pay on fuel use, but only a fourth of what B.C. collects in royalties for selling the gas. The biggest source of revenue from this hoped-for plant is “other taxes,” which include sales tax and corporate income tax, which B.C.

increased to 11 per cent last year.University of Calgary

economist Jack Mintz, who supported B.C. on its ill-fated harmonized sales tax, says this additional LNG tax is wrong-headed at any rate.

“If other provinces take the same view with respect to resource taxation, new levies would be applied to oil refining, forest product manufacturing, mining processing and a host of other activities linked to resource industries,” Mintz wrote last week in the Financial Post.

If B.C. does get a substantial LNG export industry, it will include gas from Alberta, with royalties going there, not here. And companies are also wrangling with the federal government over its taxes, with local governments and First Nations still in line for their cut.

The big question isn’t whether B.C. will get its fair share. It’s whether there will be anything to share.

Tom Fletcher is legislature reporter and columnist for Black Press.

Difficult birth for LNG cash cow

This year, the annual celebration of Halloween will collide with the beginning of the weekend, on Friday night.

Weekends and Halloween can be a potent mix sometimes, as the activities of young trick-or-treaters collide with those of adults who want to celebrate the end of a work week, and in the case of Halloween, often use it as an occasion for a party.

Many children of course love the experience of dressing up and going door-to-door, and there are plenty of ways for them to stay safe. Parents should accompany them. Wearing some type of reflective clothing and carrying flashlights is very helpful as well.

While trick or treating usually doesn’t go on too late, drivers need to be very careful. The weather has not been particularly great and it will be very dark, no matter what weather conditions are. Taking some extra precautions will be a good idea.

As fireworks are not being sold in most areas as part of Halloween any longer, there are fewer issues involving their misuse. Nonetheless, there are always a few individuals who manage to get their hands on some fireworks, so caution is encouraged—both for those who set off fireworks, and for those who are in the vicinity.

Police and fire department personnel usually expect a busy Halloween and are likely to be out in force, so those contemplating illegal activities might wish to keep that in mind.

Thinking ahead about how to enjoy Halloween in a safe and responsible way is a good way to ensure all goes well. It can be a fun evening, but at the same time, it is good to take precautions, given some of the things that inevitably happen that evening—and the fall weather and darkness.

–Langley Times (Black Press)

NEWSLEADER’S VIEW:

Taking Halloween precautions reasonable

PUBLISHED & PRINTED BY BLACK PRESS LTD. at 7438 Fraser Park Drive, Burnaby, B.C. V5J 5B9

PHOTO OF THE WEEK:

We’re seeking shots that grab our attention for their creativity, impact, humour, or beauty, taken in New Westminster or Burnaby. They can be of people, the city, nature or the urban environment.

Email it to our team at: [email protected] with the subject heading ‘Photo of the Week.’

Luolin Liu caught this shot, Two Kissing Pigeons, just outside her balcony on Halifax Street in Burnaby. The two pigeons often come to her balcony to take shelter from rain, she says. They take a rest, leave some droppings, smooch a little, and then fly away.

Want to see your shot featured as a photo of the week?

Tom [email protected]


COMMENT

These must be very trying times for any political party running against Derek Corrigan (BCA) and his team of councillors and trustees.

Not only is Burnaby rated one of the best-managed cities in all of Canada, but also has become an example of how to achieve the fine balance of providing a favourable tax regime that encourages businesses to invest in our city while providing all the necessary services to address the needs of those less fortunate.

I defy anyone to list even one other local municipality that has done a better job.

In just the last week alone, the ultra right-wing Fraser Institute has listed Burnaby as having the third-lowest rate of taxation out of 17 local municipalities.

I also attended the grand opening of the brand new headquarters for the Burnaby Neigbourhood House, in the city-leased part of the new 46-storey tower that was recently built in Metrotown.

Thousands of Burnaby residents will benefit from the many excellent programs and services the BNH have to make all Burnaby neighbourhoods better places to live.

Meantime, all I seem to hear from the opposition is petty rants and no real vision on what they would do.

Dave MylesBurnaby

LET’S TAKE A CHANCE ON SOMETHING BETTER

Last week I had to pinch myself. Was I really reading the same Burnaby papers?

So many people expressed their dissatisfaction with Mayor Corrigan and, for once, there was a measure of how badly city hall is run in Burnaby.

To add even more of the same may look like overkill, but may be necessary, nevertheless.

At an “information” meeting in the little church on Willingdon, Mayor Corrigan nodded in agreement when Ben West, now of

ForestEthics, informed us by how many feet the sea level was to rise by the year 2025.

Really? Only a few months earlier

Mr. Corrigan had signed the work orders to raise our dike by 30 centimeters, enough to take care of official forecasts for the next century.

Mr. Corrigan has made the Kinder Morgan pipeline an election issue, knowing full well that this is a federal matter and Burnaby has no jurisdiction.

Mr. Corrigan’s version of the Burnaby pipeline spill always leaves out that the company involved was contracted by the City of Burnaby and used improper work procedures.

The backhoe operator had to hit the pipeline five times before it broke!

Kinder Morgan president Ian Anderson had to set the record straight, that only four homeowners would be inconvenienced by the twinning of the pipeline.

Other communications were to make us think that half of Burnaby was to be dug up.

Does the word “hypocrisy” come to mind when you think of our current administration?

It’s time for a change and have the Burnaby First Coalition show us how it’s done better!

Ziggy EckardtBurnaby

BURNABY STILL DOING WHAT IT DOES BEST

According to a recent “study” released by the Fraser Institute, voters need to have a “conversation” about “how

municipal governments are spending” tax dollars.

But, other than a ranking of expenditures of the 17 local governments in Metro Vancouver, and a comparison of residential versus business taxes collected, there isn’t much in the report to sink one’s teeth into.

When it comes right down to it, it’s all bark and no bite.

But, for all that, the report has some good news for Burnaby voters.

On the question of sharing the tax burden, our city government favours residents (at 48 per cent) over businesses (at 52 per cent).

The other 16 area municipalities collect more taxes from residents than from businesses.

And when it comes to spending, only four municipalities spend less per capita than Burnaby.

Voted the best-run city in Canada (based largely on good financial management) in 2009 by Maclean’s Magazine, it seems Burnaby is still doing what it does best.

Bill BrassingtonBurnaby

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Bobcat sightings at Deer Lake First thought a cougarWanda [email protected]

What were originally thought to be cougar sightings at Deer Lake Park have now been deemed to be a bobcat.

The first sightings were reported early in the spring, which led to signs being installed warning people there might be a cougar in the area, said Melinda Yong, environmental technician for Burnaby parks.

There have been more sightings in the last month. People are advised to call the B.C. Environment Ministry where conservation officers will ask questions about the animal’s

description and behaviour.So far, all the reports have been

determined to be a large bobcat. New signs were installed in

September to raise awareness of the difference between bobcats, cougars and housecats. A bobcat is less of a concern than a cougar since it is smaller and less aggressive, said Yong. She noted cougars, in contrast, can attack if a person looks them in the eye.

As for the Deer Lake bobcat, “most have spotted it running away into the bushes, that’s completely normal,” she said. If it doesn’t do so, that would raise red flags for conservation officers.

While it’s not known if it’s the

karen murtagh/neWsleaderA sign warning patrons at Deer Lake Park of a bobcat sighting in the area.

same bobcat, there have also been sightings at Burnaby Lake and in Burnaby Mountain Conservation Area, she said. Yong said the parks department is “thrilled” to know there is wildlife living in local parks. “For us as people in parks we’re always excited to know there is still valuable habitat out there.”

Anyone who sees the animal should report it to conservation officers at 1-877-952-RAPP (7277).

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drivewaycanada.ca

This week’s feature:

The Chuckanutdriving a Prius...


Safety Tip:Please slow down this Halloween and be extra vigilant, especially around residential areas. Children can be caught up in the excitement

of Halloween and easily forget the rules of the road.

Question of the WeekKeith Morgan writes this week about his forthcoming drive of the legendary Route 66 in the States from Chicago to Santa Monica. Is there a long drive you have always wanted to do?

Go to DrivewayCanada.ca to submit your answer.

follow us…

/Driveway

@DrivewayCanada

ROUTEUS

253

252

232

230

242

240

236

246

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Bay

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Clark's Point

Chuckanut Island

Governor Point

Cedar Lake

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Lake Lily

Fragrance Lake

LostLake

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Dogfish Point

Shellfish Farm

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Antique & gift shop,Japanese garden & nursery

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Quarterhorse Farm

PotatoFields

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Post Office Mini-mart, cafe & gas

Cafe, antiques,gifts & collectibles

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SkSpee

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Travelling a historic road in a car for the 21st centuryChuckanut Drive is a winding, scenic, mostly coastal and historic driving route in Washington State. Overlooking Samish Bay and offering spectacular views of the San Juan Islands, this narrow cliff face road was, up until 1931, a treacherous section of the old Pacific Highway. It was the first road link between Vancouver and US cities as far south as San Diego, California.My recent ride along the Chuckanut was in a Toyota Prius v (for versatility). It’s a relatively new addition to the Prius family, which now includes a smaller Prius C and a plug-in hybrid version called Prius PHV, in addition to the original Prius (a 5-door hatchback).Before I get to the ride, some background facts on the car, which will demonstrate why it was a good choice for the drive. The wagon-like body of Prius v is a little longer and taller than a regular Prius. There’s more room for rear passengers and there’s an impressive 58 per cent increase in rear cargo space. Its 60/40 split rear seats not only fold flat, they can also slide forward on a rail system and the seatbacks can recline.Under the hood, Toyota’s latest Hybrid Synergy Drive system provides propulsion. The gas engine is now a belt-less 1.8-litre Atkinson-cycle four-cylinder. On the electric side of the hybrid equation, the inverter, motor and transaxle are smaller and lighter than the previous generation. A nickel-metal hydride battery pack stores the electrical energy. Competitive hybrid drive systems now use lithium-ion battery technology, but this battery has proven to be very reliable.A downside to being a bigger Prius, the V is also a little heavier, which impacts fuel consumption, but not by much. Using the revised (2015) fuel consumption rating method it gets 5.3 L/100km in the city and 5.8 L/100km on the highway. I averaged 5.5 L/100km

during my time in the Prius v, which is right in the ballpark.In addition to a standard driving mode, the Prius v offers three additional driv-ing modes that are selected by pressing a switch on the centre console. EV is a pure-electric mode, but its range is lim-ited (about 1.5 km) and it only operates at speeds up to 40 km/hour. In ECO mode, fuel consumption is reduced by limiting throttle openings and restricting air conditioning use. In Power mode the Hybrid Drive System gives everything it can muster and this mode automatically switches on when you stomp on the gas pedal. The Chuckanut is a stretch of road that demands a cautious, easy-on-the-gas pedal driving style – just as a Hybrid

does! Scenic splendour is a constant distraction on your right (heading south), but there’s a steep 200 feet drop in some stretches, an unforgiving rock face on the left and lots of sharp bends. There are numer-ous pull-off locations at viewing spots. Larrabee State Park is certainly worth a visit and agood place for a hike or a beach-side picnic. South of Colony Creek Bridge the Chuckanut runs through the flat fertile planes of the Skagit Valley. It’s a dramatic change in landscape, the sky is suddenly bigger and the road ahead is long and straight as far you can see. For an interesting side trip take the Bow Hill Road into the charming little village of Bow-Edi-son and, further on, this road also takes you to Samish Island.A recommended stop in Edison is the Breadfarm, where you can buy a hearty Chuckanut Multigrain Loaf. This family run business makes baked goods from scratch and in small batches using old fashioned techniques and organic ingredients. The fresh baked smells are intoxicating and the taste ... divine!

An interesting historical footnote, at one time (in the late 19th century, Edison was a community of Utopian Socialists known as the Equality Colony).Not sure if I’ll ever get completely comfortable with the central instrument panel in a Prius. A switch button on the dash that changed kilometres to miles, however, was brilliantly simple and perfect for this trip. My biggest beef with the Prius v was cabin road noise at high speeds. Depending on the highway sur-face it can be so loud that it’s hard to converse with a front passenger.Bigger and better, the Prius v offers the functionality and versatility of a wagon, for a relatively small price premium. Toyota’s tried and trusted Hybrid Synergy Drive system offers outstanding fuel economy and surprisingly good power, when needed.

The Specs – 2014 Toyota Prius vPrice: $27,480 to $37,175Power: 1.8L I4 & 60 kw motor, 134 horsepower (combined).Transmission: CVT automaticFuel consumption: 4.3/4.8 L/100 km (city/highway)

[email protected]

‘‘The Chuckanut is a stretch of road that demands a cautious, easy on the gas pedal, driving style – just as a Hybrid does.’’Bob McHugh

Visit the Prius gallery at DrivewayCanada.ca

EXIT

SOUTH

250

Chuckanut DrOld Fairhaven Pkwy

11



4780 Hastings Street, BurnabyCALL 604-294-2111 | Service 604-294-6632

www.HappyHonda.ca

/HappyHondaLTD @happyhondacaDealer #30982

Hastings Street

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BCHD-October-Clearout-CivicCRVAccordPilot-4CPD-8x11.786

2014 CR-V

CASH PURCHASE INCENTIVEON SELECT 2014 MODELSStarting from MSRP $27,685**

includes freight and PDI

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$2,000*

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bchonda.com*$2,000/Up to $3,000/Up to $3,000 Honda cash purchase incentive is available select 2014 Civic models (2D LX, 2D EX, 2D EX-L NAVI, 2D Si, 4D LX, 4D EX, 4D Touring and 4D Si), select CR-V models (LX, EX, EX-L, Touring) and select 2014 Accord models (2D EX, 2D EX-L Navi, 4D LX, 4D Sport, 4D EX-L and 4D Touring). Honda cash purchase incentive will be deducted from the negotiated price after taxes and cannot be combined with special lease or finance offers. #Limited time lease offer based on select new 2014 Honda models through Honda Canada Finance Inc. O.A.C. Lease example based on a new 2014 Civic 4D DX 5MT model FB2E2EEX and a 48 month lease term available only through Honda Canada Finance Inc. O.A.C.: 0.99% lease APR for 48 months O.A.C. Bi-weekly payment, including freight and PDI, is $88.79 based on applying $1,075.00 lease dollars (which is deducted from the negotiated selling price before taxes). Down payment of $0.00, first bi-weekly payment, environmental fees and $0 security deposit due at lease inception. Total lease obligation is $9,234.16. Taxes, license, insurance and registration are extra. 96,000 kilometre allowance; charge of $0.12/km for excess kilometres.†Limited time 0.99% finance offer based on select new 2014 Honda models only through Honda Canada Finance Inc. O.A.C. Finance example based on a new 2014 Civic 4D DX 5MT model FB2E2EEX and a 48 month finance term available only through Honda Canada Finance Inc. O.A.C.: $17,185 at 0.99% per annum equals $410.46 monthly for 48 months. Freight and PDI of $1,495 included. Cost of borrowing is $393.01, for a total obligation of $19,702.08. Down payment of $0.00, first monthly payment, environmental fees and $0 security deposit due at finance inception. Taxes are extra. Finance on approved credit for qualified customers only.**MSRP is $19,990 / $27,685 / $25,685 / $36,685 based on a new 2014 Civic 4D DX 5MT FB2E4EEX / CR-V LX 2WD RM3H3EES / Accord 4D L4 LX 6MT CR2E3EE including $1,495 / $1,695 / $1,695 freight and PDI. */** Prices and/or payments shown do not include PPSA lien registration and lien registering agent's fees, which are due at time of delivery. Dealer may sell for less. Dealer trade may be required. For all offers levies (air conditioning tax of $100 and tire/battery tax of $25), license, insurance, applicable taxes and registration are extra. Offers valid from October 1st through 31st, 2014 at participating Honda retailers. Offers valid only for British Columbia residents at BC Honda Dealers locations. Offers subject to change or cancellation without notice. Terms and conditions apply. Visit www.bchonda.com or see your BC Honda retailer for full details.

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BCHD-October-Clearout-CivicCRVAccordPilot-4CPD-8x11.786

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$3,000* UP

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bchonda.com*$2,000/Up to $3,000/Up to $3,000 Honda cash purchase incentive is available select 2014 Civic models (2D LX, 2D EX, 2D EX-L NAVI, 2D Si, 4D LX, 4D EX, 4D Touring and 4D Si), select CR-V models (LX, EX, EX-L, Touring) and select 2014 Accord models (2D EX, 2D EX-L Navi, 4D LX, 4D Sport, 4D EX-L and 4D Touring). Honda cash purchase incentive will be deducted from the negotiated price after taxes and cannot be combined with special lease or finance offers. #Limited time lease offer based on select new 2014 Honda models through Honda Canada Finance Inc. O.A.C. Lease example based on a new 2014 Civic 4D DX 5MT model FB2E2EEX and a 48 month lease term available only through Honda Canada Finance Inc. O.A.C.: 0.99% lease APR for 48 months O.A.C. Bi-weekly payment, including freight and PDI, is $88.79 based on applying $1,075.00 lease dollars (which is deducted from the negotiated selling price before taxes). Down payment of $0.00, first bi-weekly payment, environmental fees and $0 security deposit due at lease inception. Total lease obligation is $9,234.16. Taxes, license, insurance and registration are extra. 96,000 kilometre allowance; charge of $0.12/km for excess kilometres.†Limited time 0.99% finance offer based on select new 2014 Honda models only through Honda Canada Finance Inc. O.A.C. Finance example based on a new 2014 Civic 4D DX 5MT model FB2E2EEX and a 48 month finance term available only through Honda Canada Finance Inc. O.A.C.: $17,185 at 0.99% per annum equals $410.46 monthly for 48 months. Freight and PDI of $1,495 included. Cost of borrowing is $393.01, for a total obligation of $19,702.08. Down payment of $0.00, first monthly payment, environmental fees and $0 security deposit due at finance inception. Taxes are extra. Finance on approved credit for qualified customers only.**MSRP is $19,990 / $27,685 / $25,685 / $36,685 based on a new 2014 Civic 4D DX 5MT FB2E4EEX / CR-V LX 2WD RM3H3EES / Accord 4D L4 LX 6MT CR2E3EE including $1,495 / $1,695 / $1,695 freight and PDI. */** Prices and/or payments shown do not include PPSA lien registration and lien registering agent's fees, which are due at time of delivery. Dealer may sell for less. Dealer trade may be required. For all offers levies (air conditioning tax of $100 and tire/battery tax of $25), license, insurance, applicable taxes and registration are extra. Offers valid from October 1st through 31st, 2014 at participating Honda retailers. Offers valid only for British Columbia residents at BC Honda Dealers locations. Offers subject to change or cancellation without notice. Terms and conditions apply. Visit www.bchonda.com or see your BC Honda retailer for full details.


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Heading out on the Altimate road trip

Driving all 3,945 kilome-tres of the famous Route 66 from Chicago to Santa Monica has always been on my bucket list.However, I’m hoping that after enduring a week on that often rocky and rough road that it will not be the last of my ever expanding must-do-before-I-die list! On Saturday, November 1, I head to Chicago for a route briefing and meeting with Gary Fleshman, who has driven the route more than 100 times. I am one of 14 journalists from across Canada participating in the drive staged by Nissan Canada to launch the 2015

versions of the Altima sedan and Rogue sport ute.

Interestingly, a few people plan to do only half of the journey . . . seems to me that’s like climbing half way up Everest!The daily trek will range between 450 and 600 kilometres, getting us to California by the evening of Saturday, November 9. We’ll pass through Illinois, Missouri, Oklahoma, Texas, New Mexico, Arizona and California.Along the way, we will visit many locations and attrac-tions made famous through Hollywood and many a TV documentary, not to men-tion dozens of life-on-the-road books. Personally, I’m

looking forward to spotting the roadside ghost towns that inspired the Cars mov-ies, who said they’re just for kids? And in New Mexico and Arizona my eyes will be scanning for locations featured in the Breaking Bad TV series.We’re camping under the stars in the Grand Canyon. Sheesh! The last time I was under canvas was about 25 years ago when I accompanied my son Niall to his Beaver camp. An overnight stay at the El Travatore Motel, in Bullhead City, AZ, where we pick a theme room, quickly follows that chill night. Elvis

Presley or Marilyn Monroe? Wonder if this drive was on their bucket list.The organizers suggested we swap partners part way across before fights break out. My drive buddy for four days will be Toronto Star scribe Mark Richardson. Second prize was eight days with my fellow Brit. Truth is neither of us will spoil another couple, well

at least for four days.I’m currently watching as many episodes of the 1960s’ era Route 66 TV series as I can and digesting every story about music inspired by the highway. Of course, I’m making a compi-lation tape, I mean picking a playlist for my generic MP3 player. I will be sharing my adven-tures with Driveway readers

during and after the trip. Blogging begins on drivewaybc.ca this coming weekend and a full report will appear in print and online in late November.Off to get my kicks on Route 66. Adios . . . for now.

keith.morgan @drivewaybc.ca

Keith Morgan is off to get his kicks on Route 66.

driveway

‘‘Interestingly, a few people plan to do only doing half of the journey . . . seems to me that’s like climbing half way up Everest!.’’Keith Morgan

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The review will address what Burnaby roads will be like 25 years from now when another 40,000 people are expected to be living in the city.

Dhaliwal, chair of Burnaby’s traffic safety committee, noted that the expansion of Highway 1 and the Port Mann Bridge was done by the province despite Burnaby’s opposition. That’s led to more cars and congestion coming into Burnaby neighbourhoods and the city having to look at putting in traffic calming tools.

As for the future, Dhaliwal noted that much of the city’s development is focused around transportation hubs, SkyTrain in particular.

City hall is encouraging development that will allow its residents to be less reliant on automobiles, allowing growth without a massive influx of motorists.

Fellow BCA incumbent Coun. Nick Volkow said

Burnaby’s location in the centre of the Lower Mainland is a double-edged sword that’s led to lots of motorists going through the city east-west.

The city is looking into improving north-south connections for Burnaby residents, to make it

easier, for instance, to go from North Burnaby to Metrotown and vice versa.

Volkow, a truck driver for many years, said a number of major roads in the city were previously

controlled by the provincial government, making changes difficult. But in recent years, they’ve been downloaded onto the city so it can gradually start making improvements where needed.

Much of current transportation planning is reactive.

“If we were to start the city today with everything we know, we wouldn’t design it like this,” he said, adding, “30 to 40 years ago, who would have considered cycling a

mode of transportation to be included in transportation planning?”

Volkow supports separating cyclists from main roads, designing bike routes on quieter streets, rather than full physical separation

of cars and bikes. That’s because separation would require eliminating lanes for car traffic.

In that case, “I think you contribute more to road rage than helping cyclists.”

One of the city’s goals is to provide bike connections between the four quadrants and town centres of the city, he said.

As for the planned linear park on Willingdon, he said the city started buying the properties back in the 1970s. But by the time it had all the land and was ready to move ahead with the project, attitudes had changed and a widening of the road was no longer something residents supported.

So, instead the city hopes to use it to add green space and help improve routes for

cyclists and pedestrians.As for the HOV lane on

Willingdon, Volkow said it’s actually a bus lane with additional sections continuing south. Eliminating it would leave bus drivers “to fend for themselves.”

He was not aware of any traffic concerns related to SFU or UniverCity, and pointed out that residential development was planned and designed to not be car-oriented.

Most residents use transit or car-sharing and many work at or attend the university next door.

On the other hand, ratrunners are a neverending problem the city continues to try to manage with traffic calming.

“It’s like [the carnival game] Whack-a-mole. You can stop it at one end and it’ll pop up at another end,” Volkow said.

“Human nature is human nature. If people can figure out a way to run through Burnaby neighbourhoods and shave a minute or two off their commute times they’re going to do it.”

twitter.com/WandaChow

DhaliWal

volkoW

Coun. Sav Dhaliwal said the expansion of Highway 1 and the Port Mann Bridge was done by the province despite Burnaby’s opposition, and that the added traffic in Burnaby has forced the city to look at more traffic calming.

⫸ continued from page a5

Residents no longer support plan to widen Willingdon

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1. Are you ready to buy?

You should already have saved some of your down payment and should be good at managing debt like credit cards or loans. A mortgage is a financial responsibility that also requires constant upkeep.

2. Decide what you can afford

Use this simple equation to consider what to expect after you’ve saved for your down payment. The cost of buying a home = one time costs (down payment, legal fees, inspection fees and taxes) + monthly costs (mortgage, utilities, maintenance, insurance and property taxes).

3. Decide what you want to buy

First decide where you want to live (e.g. urban, suburban), then decide which neighbourhood suits you best and what type of home (detached, attached or apartment) you want. Whether the property is new or resale may also affect your costs.

4. Find the right Realtor®

There are many ways to find an agent; drive neighbourhoods that interest you and jot down names, go to open houses, look at advertising, ask friends for referrals.

Interview two or three and pick who you like best.

5. See what’s out there

Realtors® run an incredible search tool called the Multiple Listings Service®

(MLS®) which contains information on property listings. Your agent can send you listings that fit your criteria and together you can draw up a short list and visit them.

6. Sell your current home

7. Add specialists to your team

Decide on a lender. A notary public or a lawyer will help you understand the many legal documents that come with buying your home. A home inspector can save you from unpleasant surprises when you move in.

8. Make an offerRealtors® are expertly trained and

will prepare your offer for you and explain any terminology you don’t understand.

9. Arrange a mortgageThere are banks, credit unions

and other lenders available for you. Talk to your financial institution and call around to others. Ask friends or family for referrals. Realtors® are knowledgeable about mortgages and may refer you.

10. Close the deal and move in

Your offer has been accepted and your real estate agent and notary

public or lawyer will do most of the closing work. Make sure you understand the conditions of the agreement that require immediate action on your part.

—CouRteSy ReAl eStAte BoARD oF GReAteR VAnCouVeR

10 Steps to Buying Your Home

Establishing a clear idea of what you’re looking for in a home before you start looking around is a great way to narrow your focus.


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Browse through real estate listings and you’ll see many homes described as ‘heritage’, typically built in the 1930s or earlier.

But according to realtors who specialize in older homes, the term ‘heritage’ is often misunderstood.

If a home is more than about 60 years old, home owners may refer to it as ‘heritage,’ regardless of how well it has been preserved it is or how much it has been altered over the years.

Heritage is not just about age, it’s about authenticity. The real value is in a home that has retained its original character, inside and out, as well as its importance in the overall history of a place.

Municipal heritage registers and inventories

Most Lower Mainland municipalities have an of� cial Heritage Register which includes homes that have been designated as heritage by a team of historians and city planners. The Register lists buildings of special historical importance, along with those that best represent certain architectural styles.

Municipalities may also keep

an inventory of heritage buildings which are considered important to the history of a place, but are not yet designated as heritage.

Heritage RegistersNew Westminster (http://

www.newwestcity.ca/business/planning_development/heritage/articles238.php)

Burnaby (http://www.burnaby.ca/City-Services/Planning/Heritage-Planning/Heritage-Planning-Program.html?PageMode=Print)

Categories and classifi cations

In municipalities with an of� cial Heritage Register, buildings are categorized based on their historical importance, such as Vancouver’s A, B, and C classes, or North Vancouver’s Primary, Secondary, and Supplemental classes.

These classi� cations re� ect the building’s level of protection against future alteration or demolition. In most municipalities, homes in the highest heritage category cannot be altered without municipal approval.

Typically, homes in the lesser categories can be altered after the owners meet with municipal Heritage Planning staff to discuss ways of preserving the home’s exterior character. Owners of authentically restored older homes can apply to have them placed on the municipalities Heritage Register, helping to preserve local history and, in some cases, enhance their resale value.

Provincial heritage conservationThe BC Heritage Conservation

Act protects archaeological sites on private land, without requiring formal designation. This means

that property owners who � nd evidence of an archaeological site on their property must pay for further investigation.

An archaeological site is a location with evidence of past human activity including stone carvings, remains of ancient houses, campsites or middens.

The province keeps inventories of properties that have heritage value in its Heritage Registry. The heritage designation is a form of expropriation of property rights (like a statutory right of way) and imposes certain restrictions on property owners. Once the

designation is made, it appears on title.

The province has more than 21,000 records of sites and objects in the provincial Heritage Registry.

Only a few thousand Lower Mainland homes are on city Heritage Registers, but many other older homes can legitimately be called ‘heritage’ if they retain their original features.

When looking to buy a heritage home, realtors may suggest looking for one that has not been extensively remodelled, for example, where walls and windows have not been moved, original wood � oors and millwork are still in place, and the exterior has not been stuccoed over.

The key is for buyers to educate themselves about the period and style of the home they’re looking for, and to develop an eye for authentic details.

Buyers should also perform due diligence to � nd out the history of a property. There have been cases where home owners have been required to hire an archaeologist to conduct in-depth examinations of their property if it is suspected to have items of archaeological value.

—COURTESY REAL ESTATE BOARD OF GREATER VANCOUVER

Determining the authenticity of heritage homes

NEWSLEADER FILENew Westminster’s Queen’s Park neighbourhood, in particular, has many heritage homes.


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1. Decide when to sellTiming can influence your home’s

selling price. Factors like how quickly you need to sell, whether it’s a buyers or sellers market and seasonality all play a role in your final selling price.

2. Find a Realtor® who’s right for you

The agent who helped you buy your home is a good place to start. Or look for names on For Sale signs in your neighbourhood or ask friends or family.

3. Sign a listing agreementThis authorizes your agent and their

brokerage to market and sell your home. It will define the legal relationship between you and the real estate brokerage and also set a time limit for the agent to sell your home.

4. Determine your asking price

The right asking price will attract buyers and pay maximum return. Too low and you could miss out on thousands. Too high will scare away buyers. The goal is fair market value.

5. Add specialists to your team

Similar to when you bought your home, it’s essential to have a notary public or lawyer handle all documents that change hands and make sure your interests are protected.

6. Prepare your home for sale

See your home through a buyer’s eyes: purge clutter, clean/repair what you can.

7. Let your Realtor® do what they do

Your agent will begin to market your home.

8. Prepare your financesWill the buyer “assume” your

mortgage or are you “discharging” it? If you’re buying new, is your mortgage “portable”? These are questions for your agent, lender and notary public or lawyer.

9. Receive an offerAlthough Realtors® will walk you

through the process, be prepared for stress. You will see every offer since it’s required you see every offer submitted. You will have three options: accept, reject, counter offer.

10. Close the dealYou were successful and have drafted a

legally binding agreement. Contact your lawyer or notary public, your lending institution and consult your Realtor®. Immediately start satisfying any conditions of the agreement that require action on your part.

10 Steps for Selling Your Home

Although there’s a lot of excitement in the purchase of a new home, there’s also a lot of stress. A good realtor will help by walking you through the process.

Costs involved in selling a home

Realtors fees or commissions vary. Compensation is always agreed to beforehand between you and your realtor. There is no set commission rate in the real estate profession, and any fee or commission paid depends on the services provided by your realtor, which can vary significantly depending on your needs as a client or the business model used by the realtor.

When is the commission or fee payable?The Standard Multiple Listing Contract

provides that the fee or commission is payable on the earlier of the following:

• completion date under the Contract of Purchase and Sale; or

• the actual date that the sale completes.The GSTGST applies to realtor fees and other

services. Other costsDon’t forget to ask your realtor about these

costs when calculating the total cost of selling your home:

• Adjustments, may include property tax adjustments

• Final maintenance and utility costs• Lawyer or notary fees and expenses –

attending to execution of documents• Costs of clearing the title, including:• Discharge fees charged by encumbrance

holders• Pre-payment penalties• Insurance – should maintain until the

latter of either the date when you receive the proceeds of sale or when you vacate the property

• Real estate commission fee• Moving fees


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Location: ________________________________________________

Address: ________________________________________________

Asking price: ____________________________________________

Annual property taxes: ___________________________________

Type of house: ___________________________________________

Neighbourhood type: ____________________________________

Neighbourhood condition: ________________________________

Zoning restrictions: ______________________________________

Proximity to schools: _____________________________________

Proximity to main roads: _________________________________

Lot size and shape: _______________________________________

Size and condition of front and back yards: ________________

Number of stories: _______________________________________

Driveway: _______________________________________________

Siding type and condition: ________________________________

Overall condition of exterior: _____________________________

Garage type and size: ____________________________________

Backyard privacy: ________________________________________

Patio/deck type and condition: ____________________________

Roof type and condition: _________________________________

Windows type and condition: _____________________________

Room sizes: _____________________________________________

Number of bedrooms: ____________________________________

Number of bathrooms: ___________________________________

Kitchen cabinet type and quantity: ________________________

Countertops type and condition: __________________________

Floors type and condition: ________________________________

Wall colours and condition: _______________________________

Fireplace/wood burning stove: ____________________________

Basement description: ___________________________________

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Issuer Moving in to your new home

First item of business when moving into a new home is security.

Even if your home is newly built, we recommend rekeying all locks, and changing alarm and garage codes.

If you do not have a monitored home alarm consider installing one. Ensure that you reinforce the telephone lines and wires to the exterior of your home to prevent thieves from cutting, tampering or stealing them.

Moving results in lots of garbage and recyclables which pile up outside your home while you get settled in.

This is inviting to thieves who are looking for new purchases (TV, computer, stereos). Ensure that your empty boxes are not seen from the street. Instead keep them inside out of sight until they can be removed by you.

Room with a view

Stand outside your new home and observe what can be seen through your windows during the day and night. What is in plain sight (TV, computer,

valuables)? If you can see them so can thieves. You may want to consider blinds, curtains or lighting changes. You will be amazed when you look and see what others may see from the street.

Look at the trees and shrubs around your property.

Privacy is important but should not have a negative impact on you and your neighbours’ home security. The trees and shrubs must be pruned to allow a clear view of the property. Pay close attention that landscaping does not provide a concealment area for thieves to hide around your windows and doors.

The weak linkWindows and patio

doors are a weak link when it comes to home security and may facilitate break and enters. Windows and patio doors can be lifted from the tracks, pried open, broken, etc. So consider some strategies to assist with your security:

• Always locks all windows and doors when not home OR in the immediate area.

• Protect your windows, patio and entry doors by installing secondary locking devices; this includes all access above

the ground level.

Embracing your neighbourhood

Get to know your neighbours and connect with your local resident group. By working together, neighbours can increase their home and neighbourhood safety and security.

Implementing the Block Watch Program on your street is a good way to communicate with neighbours and police about suspicious and criminal activity. The cohesiveness of a neighbourhood coupled with a partnership with your local police department contributes to a successful and safer community.

New Westminster: New Westminster Crime Prevention Team, 604-529-2446 or visit www.nwpolice.org.

Burnaby: Block Watch is at www.blockwatch.com or contact the Burnaby RCMP Block Watch Coordinator at 604-294-7781 or 604-294-7695 or email [email protected].

Making Life Safe at Home

Be sure to protect your windows, patio and entry doors by installing secondary locking devices, including all access above the ground level.


Mortgage Payment TipsConsider the following money-saving steps when calculating your

mortgage payments:By shortening your loan repayment or amortization period to 20 years

from 25 years, you’ll pay your mortgage off five years sooner. You’ll pay higher monthly payments, but you’ll build equity faster and you’ll pay less in interest over the long term.

Apply for a prepayment option. If you receive one, you can directly pay down some of your principal before it’s due. Make sure to check for prepayment penalties. By paying biweekly instead of monthly, you’ll make 26 payments in a year or 13 months instead of just 12 months and reduce your amortization to about 20 years from 25 years.

Other Costs to Buying a Home

The price of the house you are buying is not the only cost you need to consider when deciding if you can afford to buy.

There are other costs to consider:• Legal Fees• Appraisal Fee• Home Inspection• Title Insurance• Property Transfer Tax or Land Transfer Tax• Survey Certificates• Prepaid Expenses• Property Tax— typically paid for the year so the seller is reimbursed

the portion of the year that the buyer will occupy• Utility Bills• Strata/Condo Administration Costs to produce• Estoppel Certificate• Insurance Binder• Form A

• GST—new construction only

Home Finance 101

Money can be a huge cause of stress. So in order to minimize the worry and maximize the joy in owning a new home, it’s good to know the costs up front, and prepare a smart way to pay down your mortgage.


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Buying or selling a property can be complicated no matter what type of property. It’s also a significant financial transaction. Therefore, it’s important to get the best help. Realtors® provide you with protection against misadventure and fraud. They stay current on information by participating in ongoing professional education programs. They make use of the MLS® database to help you sell your property or find a new home. They have marketing and negotiating skills to help you make the right purchasing or selling decision.

How Realtors®

helpBuying a Home

1. Schedule a consultation to discuss what the buyer is looking for in a home.

2. The Realtor® may suggest buyers speak with a mortgage consultant to figure out their buying power and obtain a mortgage pre-approval letter.

3. The agent will then look up home listings in a particular price range and help the buyers to view the homes.

4. When buyers find a home, the real estate agent will help them come up with a fair market price and write up the contract to present to the seller.

5. The agent will help the buyer negotiate on the final price with the seller.

6. The agent may be present during a home inspection, which is recommended.

7. The agent will schedule home appraisal.

8. He or she will then confirm the closing and be present at closing with the buyer and the attorney, if necessary. There are some very clear steps a realtor should make when helping you on your way to buying or selling a home.


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Selling a Home

1. The agent will meet with the sellers and evaluate the home and property.

2. He or she will do a market analysis to determine the best price to list the house based on the neighbourhood.

3. The agent may make suggestions for repairs or improvements that can help make the home more attractive to buyers.

4. The real estate agent may present a marketing plan that indicates where the home will be advertised.

5. He or she will write up a listing agreement and begin the process of marketing the home.

6. An open house for real estate brokers may be scheduled.

7. An open house for buyers will be scheduled.

8. The agent will field calls from other agents and notify the seller when a viewing request has been made.

9. Follow-up feedback can be offered, which may include information the agent receives by making calls to people who viewed the home or by tracking how many potential buyers viewed the home listing.

10. When an offer comes in, the agent will notify the sellers and advise them of the negotiation process.

11. The agent will be present during a home inspection.

12. The agent will likely be present at the home closing with the attorneys.

Individuals buying or selling a home can certainly do it by themselves, but Realtors® have the knowledge and provide assistance through the myriad steps of the process, helping individuals to save time and money.

— Courtesy Real Estate Board of Greater Vancouver

People can choose to buy or sell

without a realtor, but realtors have

the knowledge and provide

assistance through the myriad steps

of the process, helping individuals

to save time and money.


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*Offer applies to new GVC mortgages on residential property (owner occupied or rented) with a minimum 1-year closed mortgage term in the amount of $100,000 or more funded by November 30, 2014. Offer does not apply to GVC refinanced mortgages unless refinanced with new funds exceeding $100,000. GVC reserves the right to cancel this offer without notice. Other terms and conditions apply, please contact us for details. Bonus entitlement is based on a closed term of mortgage as follows; 1-yr - $500, 2-yr - $1000, 3-yr - $1500.

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Home Checklist helps to clarify exactly what you want

EXTERIOR Want NeedLarge lot and yardLow maintenance yardSingle family detached homeBasement suiteTown homeCondominiumOne story Two storiesThree storiesFenced back yardDeck or patio areaAttached garageOne car garageTwo car garagePrivate drivewayAluminum sidingWood sidingBrick exteriorRecently painted woodwork

INTERIOR Want NeedOne bedroom

Two bedroomThree bedroomFour bedroomOne bathroomTwo bathroomsThree bathroomsFour bathroomsCloset in entrySeparate dining roomFireplace in living roomSeparate family roomFireplace in family roomEat in kitchenIsland kitchenKitchen appliances with purchaseLaundry roomMaster bedroom ensuiteMain � oor bathroom CarpetingHardwood � oorsLarge windowsBasement

Before you start looking for a new house, take a moment to � gure out what you need or want. This will help your real estate agent narrow down the right houses to show you.


Amortization – The number of years it takes to repay the entire amount of a mortgage.

Appraisal – An estimate of a property’s market value, used by lenders in determining the amount of the mortgage.

Appreciation – The increase of a property’s value over time.

Assessment – The value of a property, set by the local municipality, for the purposes of calculating property tax.

Assumable Mortgage – A mortgage help on a property by the seller that can be taken over by the buyer, who then accepts responsibility for making the mortgage payments.

Closed Mortgage – A mortgage that cannot be prepaid, renegotiated or refinanced during its term.

Closing Costs – Expenses in addition to the purchase price for buying and selling a property.

Closing Date – The date on which the title and keys to the property are transferred from the seller to the buyer, and the money is paid.

Conventional Mortgage – A mortgage loan that does not exceed 80% of the lending value of the property.

Counteroffer – One party’s written response to the other party’s offer during the negotiation of a real estate purchase between buyer and seller.

Credit Report – A snapshot of your credit history and one of the main tools lenders use to decide whether or not to give you credit.

Credit Score – A numeric rating that is a reflection of your financial health at a specific point in time indicaing the risk you represent to lenders.

Debt Service Ratio – The percentage of a borrower’s gross income that can be used for housing costs, including mortgage payment and taxes.

Deposit – A payment made when you make an Offer to Purchase to show that you are a serious buyer. The deposit will form part of your down payment.

Down Payment – The part of the purchase price of a property that the buyer pays in cash and does not finance with a mortgage.

Equity – The difference between the price for which a property can be sold and the mortgage on the property.

Fixed Rate Mortgage - A mortgage for which the interest rate does not change for the length of the mortgage term.

Foreclosure – A legal process by which the lender takes possession and ownership of a property when the borrower doesn’t meet the mortgage obligations.

Gross Debt Service Ratio – A general rule is that your housing costs (mortgage payments, taxes, heating) should not be more than 32% of your gross monthly income.

High Ratio Mortgage – A mortgage that exceeds 80% of the loan-to-value ratio; must be insured by either the Canada Mortgage and Housing Corporation or a private insurer to protect the lender against default by the borrower who has less equity invested in the property.

Interest – The cost of borrowing money.

Interest Rate – The return the lender receives for advancing the mortgage funds required by the borrower to purchase a property.

Joint Tenancy – A form of ownership in which two or more individuals (often spouses) have an equal share in he ownership of a property.

Lien – Any legal claim against a property, filed to ensure payment of a debt.

Listing Agreement – The contract between the listing broker and an owner, authorizing the REALTOR® to facilitate the sale or lease of a property.

Listing Broker – The REALTOR® who signs a contract with an owner to sell the property

Mortgage – A contract between a borrower and a lender. The borrower pledges a property as security to guarantee repayment of the mortgage debt.

Mortgage Broker – A person or company having contacts with financial institutions or individuals wishing to invest in mortgages.

Mortgage Default Insurance – Government-backed or privately-backed insurance protecting the lender against the borrower’s default on their mortgage.

Mortgage Payment – Regular installments made towards paying off principal and interest on a mortgage.

Mortgage Term – The length of time a lender will loan mortgage funds to a borrower. Most run from six months to five years, after which the borrower can repay the balance of the mortgage or renegotiate the mortgage for another term.

Open Mortgage – A mortgage that can be prepaid or renegotiated at any time and in any amount without penalty.

Pre-approved Mortgage – Tentatively approved by a financial institution for a specified amount, interest rate and monthly payment.

Principal – The mortgage amount initially borrowed, or the portion still owing on the mortgage. Interest is calculated on the principal amount.

Term – The period of time your mortgage agreement will be in effect. At the end of the term, you either pay off the mortgage in full, renew it or renegotiate it.

Title – Legal evidence of ownership of a property.

Title Insurance – A lender, lawyer or notary may suggest you get insurance covering the loss caused by defects of title to the property.

Title Search – A detailed examination of the ownership documents to ensure there are no liens or other encumbrances on the property and no questions regarding the seller’s ownership claim.

Total Debt Service Ratio – The maximum percentage of a borrower’s income that a lender will consider for all debt repayment including a mortgage.

Variable Rate Mortgage – A mortgage for which payments are fixed, but whose interest rate changes in relationship to fluctuating market interest rates. If rates go up, a larger portion of the payment goes to interest. If rates go down, a larger portion of the payment is applied to the principal.

Glossary of Terms

Multiple Listings Service is a great resourceHousing market information

originating from the Multiple Listing Service® (MLS®) has long been recognized as the most reliable and comprehensive data available for those looking to buy or sell a home.

How does the MLS® work?

The strength of this more than 60-year-old system rests in the quality and accuracy of the information. Government, economists, financial institutions, appraisers and others all rely on MLS® data.

This is because REALTORS® who submit the listing information, and MLS® staff at real estate boards who conduct quality control, are trained and educated in the complexities of real estate.

“Using the MLS® gives unmatched exposure to properties for sale,” says Jake Moldowan, former president of the Real Estate Board of Greater Vancouver.

“If you’re selling your home, a listing on MLS® will be shared with other REALTORS® for the broadest distribution possible. If you’re buying a home, MLS® will have the largest pool of homes to choose from.

“The MLS® also serves as the foundation of our property taxation system by providing reliable information, backed by professional accountability, to government bodies responsible for assessments in our province,” Moldowan said.

REALTORS® know how to describe a property accurately and what information must be disclosed in an MLS® listing.

For instance, if there is a restriction on the use of a property, something called an easement, this information must appear in the MLS® listing.

Many alternate systems and services exist to buy and sell homes and they all compete for customers. The MLS® is the REALTOR® option.

How does the MLS® work?

REALTORS® compete with each other for your business, but at the same time cooperate to help you buy or sell property. That unique concept of cooperating while competing led to the creation of the MLS® in 1950 by the Real Estate Board of Greater Vancouver.

The MLS® is fundamentally a cooperative marketing system that helps the public buy and sell real estate.

It’s a system for sharing information between REALTORS® on homes for sale.

“Through the MLS® system, the REALTOR® who represents a seller is inviting all other REALTORS® to offer that home for sale to their buyers. Sellers therefore have all the REALTORS® in their community seeking buyers for their homes. For buyers, it’s a one-stop shopping experience,” Moldowan said.

“By having REALTORS®

agree to share their inventory with one another, a more efficient marketplace is created,” Moldowan says.

If the MLS® system did not exist, sellers would have to choose an individual real estate brokerage to list their home and only that brokerage would have the information about it and the ability to show and sell it.

If the MLS® system did not exist, buyers would have to go from REALTOR® to REALTOR® to view the listings of each individual brokerage.

“Sellers and buyers often decide to work with a REALTOR® because they want expert guidance through a complex process. For this important transaction, people want to select someone they are comfortable working with and who offers the services they are looking for at a price they can agree on. The MLS® system provides consumers a vast range of choices,” Moldowan says.

Why www.realtor.ca is a great advertising vehicle for property sales

The public website www.realtor.ca is not the MLS® system.

Local MLS® systems are owned and operated by local real estate boards, for use by REALTORS®. Consumers have direct access to information about MLS® listings through www.realtor.ca, a real estate advertising vehicle.

Each month, approximately five million unique visitors go to www.realtor.ca and view more than 118 million pages.

More than 700,000 people in BC log on to the website each month.

The home listing information on www.realtor.ca streams from the MLS® but does not contain the full collection of information on the system.

The website is provided by REALTORS® across Canada to help market properties on behalf of their clients.


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One had lifetime ban for shooting New West policeJeff Nagel

Black Press

Two men with Lower Mainland gang ties have been arrested by police on gun- and drug-related charges.

Isaac Drennan, 32, was arrested Oct. 9 at his Esquimalt home, where officers seized heroin, cocaine, methamphetamine and two handguns.

B.C.’s anti-gang police unit, the Combined Forces Special Enforcement Unit of B.C., says Drennan’s alleged possession of firearms contravenes a lifetime prohibition that followed his conviction for the 2003 attempted murder of two New Westminster police officers.

The two officers were shot, one in the leg and one in his body armour, when they arrived at a shots fired call where Drennan was barricaded in a house.

Dustin Wadsworth, a 32-year-old associate of Drennan’s, was also arrested with several ounces of cocaine on Oct. 22 at his 3500-block Turner Street home in Vancouver.

Police also seized $58,000 in cash, 100 ecstasy tablets, cutting agent and scales for weighing drugs.

Wadsworth and Drennan both face drug trafficking charges, while Drennan also faces three counts related to illegal firearm possession.

Two gang associates face charges

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EvEnTs

Burnaby Heights Pumpkin Parade : The n ight a f ter Halloween, bring your jack-o-lanterns to Confederation Park where they’ll be lined up along the path and lit up at dusk to create a “parade.” All pumpkins will be composted after the event. When: Saturday, Nov. 1, 5:30-8 p.m., rain or shine. Where: Confederation Park at the corner of Albert & Willingdon (between the pool and the Senior Centre). Info: https://www.facebook.com/heightspumpkinparade or heightspumpkin [email protected].

Families of Early New Westminster: the Herring Memorial Symposium: Everyone i s w e l c o m e t o learn about New Westminster history and g enealog ica l research, particularly t h o s e p u r s u i n g research on the first fami l ies through archival documents, photos and family t reasures . When: Saturday, Nov. 1, 10 a.m. to 3 p.m. Where: G l e n b r o o k P a r k Amenities Centre, 76 Jamieson Court, New Westminster. Free tickets: http://bit.ly/1svrKqJ Info: [email protected] o m o r h t t p : / /franceselizabeth herring.wordpress.com

Vancouver and Lower Mainland Multicultural Fa m i ly S u p p o r t Services Society: Offering a free 6-week expressive arts group for immigrant, refugee and visible minority women. Participants wi l l learn about self-care and stress management, building self-awareness and confidence. Drawing skills and artistic ability not necessary. When: Nov. 3-Dec.8, 10 a.m. to 12 p.m. Where: Burnaby Metrotown area. Info and register: Wenling or Sanaa, 604-436 1025.

New Westminster Symphony Orchestra: The orchestra is marking its 100th year with a season-opening concert led by Maestro J in “Jack” Zhang. Repertoire will include works by Wagner, Grieg, Shostakovich, and Berlioz, and will feature violist Manti Poon. When: Sunday, Nov. 2,

2 p.m. Where: Massey Theater, 8th Street and 8th Avenue, New Westminster. Cost: By donation at the door.

Bonsor Centre Health A le r t : Sugg ested donation $2. When: Monday, Nov. 3; 9 to 10:45 a.m. drop-in blood pressure, weight monitoring, health info, massage, socialization and relaxation; 9:55 a.m. exercise; Foot clinic (morning) by appointment (paid service - $28) Where: Bonsor Seniors Centre (55+), 6533 Nelson Ave., Burnaby. Info: 604-297-4956.

Understanding Osteoarthritis: This debilitating disease is the most common form of arthritis. We describe the symptoms, explain self-management strategies, and review various therapies. When: Tuesday, Nov. 4, 2:30-4 p.m. Where: Burnaby Multicultural Society, 6255 Nelson Ave., Burnaby. Info: Carol, 604-431-4131 ext.27 or [email protected].

Living on the Flats - Burnaby’s Crabtown and Vancouver ’s B l e n h e i m F l a t s : Speakers from Burnaby Village Museum and Burnaby Archives will explore the history of these fascinating neighbourhoods along the waterfront. Free but space is limited. When: Wednesday, Nov. 5, 7-8 p.m. Where: McGill branch library, 4595 Albert St., Burnaby. Register: www.bpl.bc.ca/events/, or 604-299-8955.

Burnaby Rhododendron and G a rd e n S o c i e t y : The next BRAGS meeting will feature a presentation on Wisley Garden by Margaret Cadwaldr. Refreshments will be served and everyone is welcome. When: Wednesday, Nov. 5, 7 p.m. Where: Discovery Room, Burnaby Village Museum, Canada Way at Deer Lake Ave. (Sperling). Info: brags.ca

Country Market and Christmas Bazaar: The CWL of St. Theresa’s Parish in Burnaby hosts its annual Country Market and Christmas Bazaar featuring a tea room and raffle tickets

while shopping for Christmas gifts. When: Saturday, Nov. 8, 10 a.m. to 4 p.m. Where: St. Theresa’s church, Canada Way and Fulwell Street, Burnaby.

Craft Sale & Tea: C e n t u r y H o u s e Association offers an afternoon tea and browsing the white elephant area, bake sale, books, jewelry, pottery, crafts, quilting and raffles. When: Saturday, Nov. 8, 10:30 a.m. to 2 p.m. Where: C e n t u r y H o u s e , 620 Eighth St., New Westminster.

St. Peter’s Catholic Women’s League BA Z A A R : S i l e n t auction, baking table, j ewe l l e r y b o o t h , knitting and sewing booth and Christmas booth. When: Saturday, Nov. 8, 9 a.m. to 3 p.m. Where: Parish Hall, 330 Royal Ave., New Westminster.

Christmas Tea and B a z a a r : W h e n : Saturday, Nov. 8, 12:30 to 3 p.m. Where: Knox Presbyterian Church, 403 East Columbia St., New Westminster.

Annual Fall Tea and Bazaar: Mt. Zion’s Lutheran Church Wo m e n ’s g r o u p presents the annual fall tea and bazaar featuring afternoon tea with home baking, bake table, craft table and white elephant i t e m s f o r s a l e . Everyone welcome. When: Saturday, Nov. 8, 2 to 4 p.m. Where: Mt. Zion Lutheran Church, Lower Hall, 930 Cumberland St., New Westminster.

Craft Fair: Hosted by the Fraternal order of Eagles, Ladies Auxiliary. When: Saturday, Nov. 8, 10 a.m. to 4 p.m. Where: CAW Hall, 707 12th St., New Westminster.

A n t o n i a H i r s ch : Negative Space: An exhibition of new work by the Berlin-based artist, writer and editor that investigates the interrelation of inner and outer worlds. When: Until Dec. 13. Where: SFU Gallery, Academic Quadrangle 3004, 8888 University Drive, Burnaby. Info: www.sfugalleries.ca, 778-782-4266 or [email protected].

B e n Frey : T h e Burnaby Art Gallery presents an exhibition by Ben Frey. He produces meticulous i l lus t ra t ions and paintings on paper that draw from literary and fantasy sources, with diverse origins of inspiration such as traditional western tattoo design, children’s books, political and car toon imag ery. When: Until Dec. 7. Where: Bob Prittie Metrotown library, 6100 Willingdon Ave., Burnaby. Info: www.burnabyartgallery.ca.

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The alleged rumour-mongers are targeting immigrants who don’t speak much English and don’t follow local politics.

“Bonny,” who asked her name not be used for fear of retaliation, said she was with other Chinese parents about two weeks ago at Bonsor Rec Centre, waiting for their children’s classes to end, when they were approached.

One of the other parents, a woman,

asked them in Mandarin if they were Canadian citizens, presumably because they would therefore be able to vote in the Nov. 15 civic election.

She identified herself as a volunteer for Burnaby First, Bonny said.

“That was the first time I heard of Burnaby First.”

The woman told them of the upcoming election and said only Burnaby First can protect their kids.

“I asked her what

happens if Burnaby First fails with the election. She said, if another party wins, they support the gays and they can also change the kids’ sex at school … at school they will give the kids something like a drug injection … and the school won’t tell parents.”

Bonny couldn’t believe what she heard. She said she came to Canada from China almost 10 years ago believing it was a better place to be.

The group of parents she was with were all worried by what the woman said, and Bonny told them she would look into it further.

One of the regulars at the restaurant where she works is Katrina Chen, a BCA school board candidate, who assured her the rumour was not true and explained it likely stemmed from opposition to the school district’s Policy 5.45 combatting homophobia.

Chen was flabbergasted by what Bonny told her.

“At first I was laughing about it because I was like,

nobody’s going to believe this. But [Bonny] gave me a serious look. She said, ‘No, actually some of the parents actually believed it.’ ”

The fact the rumour is spreading only among the Chinese immigrant community, Chen said, “it’s not just an attack on the gay and lesbian community, it’s also an attack on the Chinese community. They’re taking advantage of people’s language barriers and cultural differences.”

Chen, who is originally from Taiwan, said she has also been asked about the rumour while

doorknocking. Daren Hancott,

Burnaby First’s mayoral candidate, was stunned when a NewsLeader reporter informed him of the rumour.

“Are you kidding me?” he said. “This is crazy.”

Hancott said he had not heard of the rumour despite knocking on thousands of doors and it’s not part of the Burnaby First platform. He stressed the party’s candidates would not be involved.

“I don’t understand where it’s coming from, it’s not Burnaby First and it’s not our candidates so it’s a

surprise,” he said.“I don’t know

who these people are, we have a lot of supporters. Like I said, this is two weeks away from the election, this is a funny thing. It doesn’t make any sense to me. So anybody can say they’re a supporter of any party.”

But it has nothing to do with Burnaby First or its platform, Hancott said.

“How can you comment on something like that? It’s just too crazy, too radical, it’s not Burnaby First. Whoever it is should stop it, whoever they are.”

twitter.com/WandaChow

BFC says whoever’s spreading rumours should stop⫸ from FRONT PAGE

Nov. 26 - 30PACIFIC

COLISEUM

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Dress up as your favorite Disney On Ice character…Dress up, snap a photo, submit and encourage your friends and family to vote. The photo that receives the most votes WINS! Contestants of all ages welcome!

Buy tickets at ticketleader.ca }VIP tickets and a Meet & Greet with Disney on Ice Characters! Go to burnabynewsleader.com/contests click on Disney on Ice presents Let’s Party

A DAY

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Prepared by: Westminster Savings Marketing DepartmentMarketing Programs Coordinator: Vivian Cheung D 604.528.3833 E [email protected] by: Westminster Savings Marketing DepartmentGraphic Designer: Carly Swift D 604.528.3845 E [email protected]

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NEW HOME DEVELOPMENT

By Kerry Vital

Surrey’s Clayton Heights has become a vibrant community with plenty of amenities and beautiful homes. Now, it’s welcoming Townline’s Th e Grove to the neighbourhood, adding more than a touch of green to the area and giving families the chance to put down roots.

“It’s nestled in a family friendly area,” says Courtney Osinchuk, marketing manager for Townline. “Th ere’s a new elementary school right across the street. You can literally watch your kids walk to school.”

Green space is an integral part of Th e Grove, with its centrally located grove, parks on two sides and greenbelts on the other two sides.

Th ere is plenty of curb appeal at Th e Grove, with its Craft sman contemporary architecture and professionally landscaped front and rear yards. Each home includes a single, tandem or double-car garage.

Inside, the two-, three- and four-bedroom

parkhomes are available in a range of fl oorplans. Rich wood laminate fl ooring is featured throughout the main living areas, with nylon carpeting in the bedrooms, hallways and stairs.

Th e kitchen includes stainless-steel appliances and square edge fl at panel wood laminate cabinetry, complemented by eased square edge quartz countertops and a full height oversized ceramic tile backsplash.

Th e bathrooms are elegant and relaxing, with their own square edge fl at panel wood laminate cabinetry, eased square edge quartz countertops and a quartz backsplash. Th e ensuite takes the luxury further with a hand-laid porcelain fl oor tile and shower surround. Th e main bathroom features a deep soaker tub with a chrome rain showerhead and large format ceramic tile surround.

“Th ere has been a great response so far,” says Osinchuk. “Every time we release a phase, it sells quickly.”

Townline is currently selling the fi ft h of six phases.

“We have a few homes that are available for immediate occupancy, with the others being ready in the next two to three months, depending on the phase,” Osinchuk says. “We’ve concentrated on maximizing functionality in the layouts of these homes. For example, we added in workstations (in the kitchens) in the homes that do not have dens, so kids can do their homework or you can pay your bills or work on your computer.

People like the added functionality of that.”Townline’s reputation for quality has been a

big draw for buyers.“We are established in the community,”

Osinchuk says, noting that Th e Grove is their sixth project in the area, joining Canterbury Ridge, Clayton Rise, Compass, Heritance and Clayton Village.

Residents at Th e Grove will have access to Th e Grove Clubhouse, a 4,300-square-foot amenities space with an indoor fl oor hockey court, custom theatre screening room, fi tness room, fi reside social lounge with kitchenette

and a terrace with a barbecue and lounge seating. Th ey will also have unlimited access to the neighbouring Clayton Rise Clubhouse with its additional 4,800 square feet of amenities and outdoor pool.

Th e Grove is moments from Clayton Crossing and Willowbrook Mall, as well as Highway 1 for an easy commute, and plenty of leisure and recreation opportunities in the area, making it appealing to buyers of all ages.

“Th ere’s really a nice community here,” says Osinchuk. “Th ere’s something for everyone.”

Homes at Th e Grove start at $269,900. For more information, visit www.thegroveatclayton.ca, call 604-533-6968 or stop by the sales centre at 1-19433 68th Avenue, Surrey.

By Kerry Vital

Porte Development is off ering maximum value at Th e Maxx @ Verve in Surrey. Th e third and fi nal phase of the popular condominium community includes the fi nishes from the fi rst and second phases, Verve and Social @ Verve.

“Th is is a great opportunity for buyers,” says Jeanette Chaput, director of sales and marketing for Porte. “We’ve had a lot of fi rst-time buyers interested in Verve.”

To help those fi rst-time buyers, Porte is once again off ering

their popular fl exible deposit program at Th e Maxx @ Verve.“It gives buyers the chance to build their downpayment as we

build their home,” Chaput says.Th e homes at Th e Maxx range from 540 to 1,300 square feet,

in a variety of junior one-bedroom, one-, two- and three-bedroom plans.

Th e nine-foot ceilings (11 feet on the top fl oor) lend an incredible sense of space to your home, accented by large windows and laminate fl ooring.

Th e kitchens feature full-size stainless-steel appliances,

polished quartz countertops and under-cabinet valence lighting. Th e high-gloss upper cabinetry is complemented by warm wood lowers, and each fl oorplan includes some unique features such as wine racks, pantries or built-in work stations.

Ensuite bathrooms feature custom-designed vanities with polished quartz countertops, undermount sinks and vanity drawers, complemented by porcelain tile fl oors. Th e square-profi le deep soaker tub is lit by recessed lighting. Most two-bedroom homes include oversized shower stalls with semi-frameless glass doors.

“Our location is the best,” Chaput says. “We’re just a six-minute walk from King George SkyTrain station and 13 minutes to Central City mall.”

Verve is very close to dining, leisure and recreation opportunities as well as the Surrey campus of Simon Fraser University, Surrey City Hall and the City Centre library.

Homes start at $169,900. For more information, visit www.porte.ca/verve, call 604-588-3783 or stop by the presentation centre at 13931 Fraser Highway, open daily except Friday between noon and 5 p.m.

Porte offering a great opportunity at The Maxx @ Verve

Submitted photosThe parkhomes at The Grove in Clayton Heights are spacious and elegant, with stainless-steel appliances, quartz countertops and wood laminate cabinetry. Residents will have access to The Grove Clubhouse, with its 4,300 square feet of amenity space.

Putting down roots in The Grove


FortisBC uses the FortisBC name and logo under license from Fortis Inc. (14-299.4 10/2014)

Natural gas. Good for affordable luxury.Natural gas brings warmth you can feel to the townhomes at Solaris in Richmond. Energy-efficient natural gas heating systems help save energy costs and provide the comforts of abundant hot water and in-floor radiant heating.

Plus, individual metering ensures each homeowner only pays for the natural gas they use.

Discover the benefits of natural gas at fortisbc.com/solaris.

14-299.4-Solaris-PrintAd-P2.indd 1 10/9/2014 3:08:29 PM

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REGISTER FOR MORE INFO AT HARRISONHIGHLANDS.CA | 1·844·OUR·VIEW* Pricing subject to change without notice. In continuing effort to improve our homes, Odessa reserves the right to make any modifications or substitutions without notice, should they be necessary. E.& O. E.



CLIENT:BEEDIE LIVING

PROJECT:CROWN AD 3BURNABY NEWS LEADER VERSION: 1.0

CLIENT APPROVAL SIGNATURE:

Please CAREFULLY check all work shown here for spelling, content and other visual elements. Approval at this stage means files are approved for printing. Changes after sign-off will incur extra billing.

DATE:10/22/14


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HOGG, FREDA PHYLLIS 1916 - 2014

It is with great sadness that we announce the passing of Freda Hogg on October 20th, peacefully in her home, in her 99th year. Born in Poole, England, she immigrated to Canada with her parents when she was two and lived in Sumas where her father was a surveyor with the crews reclaiming the Sumas Valley. Freda moved to New Westminster to start school at age 6 and lived there until her passing. She was deeply involved in all aspects of the city she loved and she belonged to countless organizations and committees. Over the years she was also involved with the Royal Westminster Regiment and the Regimental Museum, continuing that involvement after the death of her husband, Walter Scott Hogg in 1991. She was a Life Member of the Royal Westminster Regiment Association. She was also actively involved with the 2014 Remembrance Day Committee as she had been for many years. She was the recipient of several awards, including the Queen’s Jubilee Medal and the Governor General’s Caring Canadian Award. Freda is survived by her son Walter (Raylene) of Toronto, sister Margaret (Buddy) Anderson of Vernon, grandchildren Cheryl of Vancouver, Susanne (Scott), Khrystyne and Jason all of Toronto, and 4 great- grandchildren (Sydney, Cameron, Nathan and Kylie). A celebration of Freda’s life will take place on Sunday, November 23 at 2pm in the Anvil Centre on Columbia Street in New Westminster. In lieu of fl owers, donations may be made to the Museum of the Royal Westminster Regiment, the Royal Columbian Hospital Foundation or the Make-a-Wish Foundation of B.C. and the Yukon.

Are you confi dent enough to develop business conversations? Black Press publishes the Surrey Leader, Langley Times and Peace Arch News along with 150 other publications. We will develop individuals with an ambition to succeed whether they have deep post-secondary credentials or not. This is an exceptional opportunity if you are adept at making successful calls and highly rewarding to those that maintain the required pace.We have an immediate opening for a Sales Consultant on our Digital team representing our highly successful online recruitment platform LocalWorkBC.ca.

Primary Focus:• Contact prospective business clients via phone and email• Develop trustworthy and informative relationships • Maintain a strong volume of calls with the assistance of our CRM system

Qualifi cations:• Strong telephone skills• Marketing and/or creative mindset• Ability to thrive in a fast-paced environment• Basic computer skills• Strong command of English, both verbal and written

It is also an asset if you have a good knowledge of BC communities.This is a full time position based in Surrey, BC. Black Press offers competitive compensation, a team environment, benefi ts and opportunity for career advancement. Please forward your resume with a brief note on why you are a great candidate to:

Kristy O’Connor, Digital Sales [email protected]

SALES ADVISOR DIGITAL PRODUCTS

Black Press, Canada’s Largest independently owned newspaper group, is currently looking for part-time production workers to work at our Delta - Vantage Way 24/7 production facilities.

This position is an entry-level, general labour position that involves the physical handling of newspapers and related advertising supplements.

Requirements:

• Prior bindery experience is preferredbut not required

• Motivated self-starter willing to work in a fast-paced environment performing repetitive tasks

• Must be able to lift up to 35 lbs. and stand for extended period of time

• Ability to work cooperatively in a diverse, team-based environment

• Demonstrate on-the-job reliability and dependability

• Excellent communication skills and detail oriented

• Completion of high-school• Must have your own transportation

The applicant must be available to work afternoon and graveyard shifts (Monday to Friday) as well as be able to work on a weekly schedule with short notice.

If you are interested in this position, please e-mail your resume referencing “Production Worker” in the subject line to:[email protected]

PART-TIME

Production Workers

blackpress.ca

Happy 85th Birthday

Wishing you muchlove and happiness on

your birthday and always!You Are Loved!

Wishing you much

FAMILY ANNOUNCEMENTS

6 IN MEMORIAM GIFTS

COMMUNITY ANNOUNCEMENTS

33 INFORMATION

SOAR is Pacifi c Coastal Airline’s in-fl ight

magazine. This attractive business & tourism

publication is published bi-monthly (6 times/year).

Great impact for your BC Business. More than 280,000 passengers fl y

Pacifi c Coastal Airlines.Please call Annemarie 1.800.661.6335 or emailfi [email protected]

42 LOST AND FOUND

LOST - BIRD Oct 22nd, 12th St & 4th Ave. Green Conur, leg banded, reward offered, ph: (778)707-2488

EMPLOYMENT/EDUCATION

108 BUSINESS OPPORTUNITIES

A Great JanitorialFranchise Opportunity

ANNUAL STARTING REVENUE $24,000 - $120,000• Minimum investment

as low as $6,050 required• Guaranteed Cleaning Contracts• Professional Training Provided

• Financing Available• Ongoing Support

A Respected Worldwide Leader in Franchised Offi ce Cleaning.Coverall of BC 604.434.7744

[email protected]

7 OBITUARIES


114 DRIVERS/COURIER/TRUCKING

F/T CLASS 1 DRIVERS Pick-Up & Delivery

Van Km’s Group of Compa-nies requires FT class 1 driv-ers for the Surrey area. Appli-cants must have LTL & P&D driving experience and must be familiar w/the Greater Van-couver region.

$1000 Hiring Bonus & Above Average Rates

To join our team of profession-al drivers please send a re-sume and current drivers ab-stract to:

[email protected] Fax: 604-587-9889

We thank all applicants for your interest!

Van-Kam is committed to employment equity and

environmental responsibility.

30 HAPPY THOUGHTS

109 CAREER OPPORTUNITIES


115 EDUCATION

APARTMENT/CONDOMANAGER TRAINING

• Certifi ed Home Study

Course• Jobs

RegisteredAcross Canada• Gov. Certifi ed

35 Years of Success!www.RMTI.ca

30 HAPPY THOUGHTS



115 EDUCATION

Excavator & Backhoe Operator Training. Be employable in 4-6wks. Call 604-546-7600. www.rayway.ca

130 HELP WANTED

BAKERY HELP~ Burnaby ~

We are currently accepting applications for

Bakers’ Helper & Packer.Please apply in person: Mon-Fri 9am-2pm at:

1615 MacDonald Ave(E.1st Ave)

CONSTRUCTION SITEIn your NEIGHBOURHOOD

Req: Carpenters, HelpersLabourers, CSO’s/OFA’s

TCP’s, Cleaners $11-28/hrWork Today, Daily or Weekly Pay

Apply 9AM to 2PM at:118 – 713 Columbia Street

New West 604.522.4900



130 HELP WANTED

CARRIERS NEEDED

YOUTH & ADULTS

Deliver newspapers (2x per week) on Wednesdays and Fridays in your area. Papers are dropped off at your home with the fl yers pre-inserted!

Call Christy 604-436-2472for available routes emailEmail circulation@burnaby

newsleader.com

DELIVERYPERSONS

PHONE BOOKSMature persons with car or truck required to deliver Yellow Pages™ Telephone Directories to Tri-Cities, Maple Ridge & Pitt Meadows.

EARN MONEY delivering the Yellow Pages™Directories

PDC LogisticsCall: 1-800-661-1910

Mon.- Fri. 8 a.m.-4 p.m. or E-mail:KArnsdorf@

pdclogistics.caVisit: www.deliverYELLOW.ca


INDEX IN BRIEFFAMILY ANNOUNCEMENTS ............... 1-8

COMMUNITY ANNOUNCEMENTS ... 9-57

TRAVEL............................................. 61-76

CHILDREN ........................................ 80-98

EMPLOYMENT ............................. 102-198

BUSINESS SERVICES ................... 203-387

PETS & LIVESTOCK ...................... 453-483

MERCHANDISE FOR SALE........... 503-587

REAL ESTATE ............................... 603-696

RENTALS ...................................... 703-757

AUTOMOTIVE .............................. 804-862

MARINE ....................................... 903-920

AGREEMENTIt is agreed by any Display or Classifi ed Advertiser requesting space that the liability of the paper in the event of failure to publish an advertisement shall be limited to the amount paid by the advertiser for that portion of the advertising space occupied by the incorrect item only, and that there shall be no liability in any event beyond the amount paid for such advertisement. The publisher shall not be liable for slight changes for typographical errors that do not lessen the value of an advertisement.

bcclassifi ed.com cannot be responsible for errors after the fi rst day of publication of any advertise-ment. Notice of errors on the fi rst day should immediately be called to the attention of the Classifi ed Department to be corrected for the following edition.

bcclassifi ed.com reserves the right to revise, edit, classify or reject any advertisement and to retain any answers directed to the bcclassifi ed.com Box Reply Service and to repay the customer the sum paid for the advertisement and box rental.

DISCRIMINATORYLEGISLATION

Advertisers are reminded that Provincial legislation forbids the publication of any advertisement which discriminates against any person because of race, religion, sex, color, nationality, ancestry or place of origin, or age, unless the condition is justifi ed by a bona fi de requirement for the work involved.

COPYRIGHTCopyright and/or properties subsist in all advertisements and in all other material appearing in this edition of bcclassifi ed.com. Permission to reproduce wholly or in part and in any form whatsoever, particularly by a photographic or offset process in a publication must be obtained in writing from the publisher. Any unauthorized reproduction will be subject to recourse by law._____________

Advertise across the Lower Mainland

in the 15 best-readcommunity

newspapers.ON THE WEB:

bcclassifi ed.com

7 OBITUARIES



130 HELP WANTED

• ORDER PICKERS & COUNTER SALES

• DRIVER /WAREHOUSE PER-

SONRequired for Gregg Distributors. Langley warehouse distributor of industrial & automotive supplies is looking for self-motivated, energetic people to join our team. Knowledge of automotive and trucking industries is an asset.

COMPETITIVE SALARY & BENEFITS PACKAGE

Fax Resumes: 604.888.4688 or Email: [email protected] or

Visit:www.greggdistributors.ca

Very busy Okanagan Subaru dealership requires

immediately a Service Manager. Must enjoy a fast-paced working environment and have a minimum of fi ve-

years automotive management experience

including, parts, service, and warranty. This is a full-time

position which includes competitive wages and full

benefi t package. Please reply in person, email or fax your

resume to: Hilltop Subaru,4407 27th Street,

Vernon, BC Atten: Dayna Kosmino

[email protected]: 250-542-1778

142 OFFICE SUPPORT/CLERKS

Customer Service CoordinatorReq. for Fuchs Langley. Will take customer calls, emails & faxes, enter orders using SAP, send releases to warehouses,invoicing & expediting of orders. Must be very effi cient, detail oriented, organized, capable of multi-task-ing, and experienced in customer service work & computer entry.

$18.00/hr. Plus Profi t Sharing Bonuses. Mon.-Fri. 40 hrs./wk.

Fax resume: 604-888-1145or e-mail: [email protected]

160 TRADES, TECHNICAL

Commercial Trailer Journeyman Mechanic

(Surrey Terminal)

Van-Kam Freightways Ltd. re-quires two (2) full-time Commer-cial Trailer Journeyman Mechan-ics to work out of our Surrey Terminal located at 10155 Grace Road.

Applicants should have an in-spectors ticket, a minimum of 2 years of related experience, a positive attitude and able to work in a team environment. Experi-ence in a freight fl eet environ-ment would be preferred as this is a busy facility providing service to a large fl eet of Company Owned Trucks and Trailers.

Seize this opportunity to work for one of Western Canada’s largest regional freight carriers.

For more information, call Derek,

at 604-587-9818 or 604-968-7149

Interested candidates should at-tach an updated resume and cov-er letter to:

[email protected] or fax: 604-587-9889

Van-Kam thanks you for your interest, however only those be-ing considered will be contacted.

Van-Kam is committed toEmployment Equity and

Environmental Responsibility.


160 TRADES, TECHNICAL

INDUSTRIAL MECHANIC(MILLWRIGHT)

The Langley Concrete Group Wants You!

We are a local progressive concrete pre-cast company based in Chilliwack. Duties include; preventative maint., scheduled repairs, and quick response repairs to ensure our modernized equipment runs effi ciently. Routine equipment inspections and repairs are required.The Successful candidate must have good problem solving, diag-nostic, interpersonal, and time management skills. Must be able to work fl exible hours in a variety of conditions. Experience working with electrical systems and PLC programs would be a defi nite asset.Minimum requirements include completion of ITA certifi cate of qualifi cation as an Industrial Mechanic, inter - provincial red seal endorsement, & a certifi cate of apprenticeship. Previous work experience in a related industry would be an asset.

OUR COMPANY OFFERS:1.) Attractive Wages &

Excellent Employee Benefi ts.2.) Supportive, Engaged

Atmosphere With ChangeMinded Management Group.

3.) Company SponsoredSocial Activities/

Please e-mail resume,including cover letter &

references: [email protected]

Commercial Transport Journeyman Mechanic

(Surrey Terminal)

Van-Kam Freightways Ltd.requires two (2) full-time Com-mercial Transport Journeyman Mechanics to work out of our Surrey Terminal located at 10155 Grace Road. One (1) position is an afternoon shift starting at 3:30PM and working until midnight and the other position (1) has an 11:30PM start working until 8:00AM.

Applicants should have an in-spectors ticket, a minimum of 2 years of related experience, a positive attitude and able to work in a team environment. Experi-ence in a freight fl eet environ-ment would be preferred as this is a busy facility providing service to a large fl eet of Company Owned Trucks and Trailers.

Seize this opportunity to work for one of Western Canada’s largest regional freight carriers.

For more information, call Derek,

at 604-587-9818 or 604-968-7149

Interested candidates should at-tach an updated resume and cov-er letter to:

[email protected] or fax: 604-587-9889

Van-Kam thanks you for your interest, however only those be-ing considered will be contacted.

Van-Kam is committed toEmployment Equity and

Environmental Responsibility.

PERSONAL SERVICES

182 FINANCIAL SERVICES

GET BACK ON TRACK! Bad credit? Bills? Unemployed? Need Money? We Lend! If you own your own home - you qualify. Pioneer Acceptance Corp. Member BBB.

1-877-987-1420 www.pioneerwest.com

PERSONAL SERVICES

182 FINANCIAL SERVICES

TAX FREE MONEYis available, if you are a homeowner, today! We can easily approve you by phone. 1st, 2nd or 3rd mort-gage money is available right now. Rates start at Prime. Equity counts. We don’t rely on credit, age or income.

Call Anytime1-800-639-2274 or

604-430-1498. Apply online www.capitaldirect.ca

HOME/BUSINESS SERVICES

233 CHIMNEY SERVICES

SANTA’S CHIMNEY SERVICES. Sweeping, Repairs, Rain-caps. www.santaschimneyservices.com 778-340-0324

260 ELECTRICAL

YOUR ELECTRICIAN $29 Service Call Lic #89402 Same day guarn’td We love small jobs! 604-568-1899

Low Cost. Same Day. Licensed. Res/Com. Small job expert. Renos Panel changes ~ 604-374-0062

263 EXCAVATING & DRAINAGE

DRAIN Tiles, Sewer, Water Video Inspection, Jack Hammering, Hand

Excavating Call Tobias 604.782.4322

281 GARDENING

Excavators, Backhoes, Bobcats & Dump

Trucks for hireTOPSOIL & GRAVEL

604-531-5935

284 HEAT, AIR, REFRIGERATION

Furnace & Air Conditioning~ Hot water tanks ~Gasfi tting/Sheet metal

604-461-0999

287 HOME IMPROVEMENTS

QUALITY window replacement (in-sulation, vinyl) with 15 years experi-ence. Call: 778-989-3377

RENOVATIONSComplete Kitchen & Bathroom Renovations. QUALITY WORK

Call Rick 778-552-6227

ZIGGY’S RENOVATIONS. All types int/ext. Quality work. Free Est. Best prices! (604)931-4224 or 992-4146

HOME IMPROVEMENTSCarpentry, painting, drywall, tilesQuality work - reasonable price

Martin 778-355-5840

MIDAS CONSTRUCTION INC

604-251-3382Carpentry ServicesRemove & replace

concrete sidewalks, driveways, retaining

walls, drainage.

Member of BBB & WCBwww.midascontruction.ca

288 HOME REPAIRS

If I can’t do it

It can’t be done

Call Robert 604-941-1618 OR 604-844-4222

INTERIORS: Baths (reno’s/repairs) specializing in drywall, doors, fl ooring, tiling, plumbing,

painting, miscellaneous, etc.VERSATILE! EXPERIENCED IN

OVER 30 LINES OF WORK!* Quality work * Prompt Service

* Fair prices For positive results Call Robert

SERVICE CALLS WELCOME

320 MOVING & STORAGE

MIRACLE MOVING Licensed - Bonded - Fully Equip. Residential Commercial, 1-3 Men

BIG OR SMALL MOVESStart $45/hr ~ All size trucks

Free estimate/Senior Discount www.miraclemoving.ca604 - 720 - 2009

~We accept Visa & Mastercard~


320 MOVING & STORAGE

1PRO MOVING & SHIPPINGAcross the street - across the world Real Professionals, Reas. Rates.

Best in every way! 604-721-4555.

ABE MOVING - $35/Hr. Per Person*Reliable Careful Movers. *RubbishRemoval. *24 Hours. 604-999-6020

AFFORDABLE MOVINGwww.affordablemoversbc.com

From $45/Hr1, 3, 5, 7 & 10 Ton Trucks

Licensed ~ Reliable ~ 1 to 3 MenFree Estimate/Senior DiscountResidential~Commercial~PianosLOCAL & LONG DISTANCE

604-537-4140

329 PAINTING & DECORATING

www.paintspecial.com 604.339.1989 Lower Mainland

604.996.8128 Fraser ValleyRunning this ad for 10yrs

PAINT SPECIAL3 rooms for $299,2 coats any colour

(Ceiling & Trim extra) Price inclsCloverdale Premium quality paint.

NO PAYMENT until Job iscompleted. Ask us about our

Laminate Flooring & Maid Services.

MILANO PAINTING Int./Ext. Prof. Painters. Free Est. Bonded & Insured. 604-551-6510

338 PLUMBING

BRO MARV PLUMBING 24/7Plumbing, heating, clogged drains BBB. (604)582-1598, bromarv.com

10% OFF if you Mention this AD! *Plumbing *Heating *Reno’s *More Lic.gas fi tter. Aman: 778-895-2005

341 PRESSURE WASHING

GUTTER CLEANINGSAME DAY SERVICE AVAILABLE

Call Ian 604-724-6373

353 ROOFING & SKYLIGHTS

Roofi ng Experts. 778-230-5717Repairs/Re-Roof/New Roofs. All work Gtd. Free Est. Call Frank.

FIVE STAR ROOFINGAll kinds of re-roofi ng & repairs.

Free est. Reasonable rates.778-998-7505 or 604-961-7505

COMPLETE ROOFING + Repairs & gutters. All Roofs - Cedar, Shingles, Torch-On, Flat. WCB, BBB, Reas guaranteed. Sr Disc. 604-725-0106

356 RUBBISH REMOVAL

PATRICK’S RUBBISH REMOVAL*Landscape *Trimming *Yard Clean

*Const. Clean. *ANYTHING!!! 1 Ton Truck. Call Patrick for Prompt Quality Service @ 604-808-1652.

. FREE Scrap Metal Removal.

EXTRA

CHEAPRUBBISH REMOVAL

Almost for free!

(778)997-5757

JUNK REMOVAL By RECYCLE-IT!604.587.5865


356 RUBBISH REMOVAL

359 SAND, GRAVEL & TOPSOIL

372 SUNDECKS

. Aluminum patio cover, sunroom, railing and vinyl. 604-521-2688

374 TREE SERVICES

PETS

477 PETS

CATS GALORE, TLC has for adoption spayed & neutered adult cats. 604-309-5388 / 604-856-4866

Chihuahua pups, playful, cuddly, family raised, vet check, 1st shots, avail now. $575. 1-604-794-5844

MINI DACHSHUND PUPPIES born Aug. 30, 2 males, unique smooth coat silver dapple and black & tan piebald, raised by 13 year old girl in 4H dog obediance, well socialized. 1st shots & deworming, $850 (will go toward education fund) 604-820-4827 Mission

PETS

477 PETS

NEED A GOOD HOME for a good dog or a good dog for a good home? We adopt dogs! Call 604-856-3647 or www.856-dogs.com

MERCHANDISE FOR SALE

518 BUILDING SUPPLIES

NEW PLYWOOD, 48” x 40”....$5.00 2x4’s - short & long....various pricesbring truck ~ 604-522-0290

560 MISC. FOR SALE

HOT TUB (SPA) COVERS. Best price. Best quality. All shapes & colours available. 1-866-652-6837 www.thecoverguy.com/newspaper?

RENTALS

706 APARTMENT/CONDO

Burnaby NELSON PLACE TOWNHOMES

2701 – 2755 Bainbridge Ave.

Reno’d 2 & 3 Bdrm Townhomes 2 Level, Private Enclosed Yard,

Laminate Flrg, Huge Storage Rm Nr Sperling Skytrain & elem schls

Pets Ok! From $1300/mo.

604.540-2028 or 778.714-7815

Maple Ridge Central

Certifi ed crime free clean quiet building for mature adults only. 1 bdrm, gas f/p. No smokers No pets $600 + utils.

(604) 467- 5271

NEW WEST KEY. 2 bdrm, 2 bath loft avail Nov 15/Dec 1. Prkg. Exer-cise rm, stg, lg balcony, great view. Nr transit & amens. NP/NS. $1400/mo. Call/text, 604-785-1148

736 HOMES FOR RENT

COQUITLAM 3 bdrm fi nished full bsmt 2 baths NS/NP no sublets, 2yr lease. Suit mature. $1500m. Avail now. 604-526-2331

750 SUITES, LOWER

BURNABY 2 bdrm ste very clean, nr Metrotown, incl ldry, ns/np. Avail now. $800 +1/3utils. 604-430-8144

COQUITLAM Large bright grnd lvl 1 bdrm + den with priv entry, prkg, gas f/p & lndry. $700/mo. N/S. No dogs. Avail Nov 1st. (604)937-3534.

752 TOWNHOUSES

PITT MEADOWS: 2 - 3 bdrm co-op T/H $1108/mo - $1211/mo. Shares req’d. Close to WCE, schools & shopping. No subsidy available. 19225 119th Ave. For more info & to book an appt. call 604-465-1938

TRANSPORTATION

810 AUTO FINANCING

818 CARS - DOMESTIC

2010 Ford Taurus SE 4dr sedan, black V6 only 24,000kms, loaded,

$9500 fi rm. 604-538-9257

821 CARS - SPORTS & IMPORTS

1997 CAMRY, 4 door, 4 cyl, auto, loaded, new tires, AirCared, in mint cond. $3400 obo. 604-936-1270

845 SCRAP CAR REMOVAL

#1 FREE SCRAP VEHICLE REMOVAL

ASK ABOUT $500 CREDIT $$$ PAID FOR SOME

604.683.2200The Scrapper

SCRAP CAR Removal TOP CA$H PAID on the spot. Local Business. www.a1casper.com 604-378-2029

AAA SCRAP CAR REMOVALMinimum $150 cash for full size

vehicles, any cond. 604-518-3673

847 SPORT UTILITY VEHICLES

2008 SUV Ford Taurus X Ltd,AWD, all options. 125K. Black. $8000/fi rm Call 604-538-4883


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Documents

Burnaby NewsLeader, October 31, 2014