BUILDINGRELATIONSHIPS,SHAPING OURFUTURE2010 AALULEGISLATIVE CIRCLE PROGRAM

HOW THE LCP WORKS

You qualify for the Legislative Circle Program by contributing dollars to both an Endorsed Candidate and to the AALU PAC.

THERE ARE FOUR QUALIFICATION LEVELS

You must meet the criteria of one of the qualification levels outlined below to qualify for the Legislative Circle Program:

TOTAL CONTRIBUTIONS TO THE AALU PAC AND ENDORSED CANDIDATES IS EQUAL TO AT LEAST $10,000

TOTAL CONTRIBUTIONS TO THE AALU PAC AND ENDORSED CANDIDATES IS EQUAL TO AT LEAST $5,000

TOTAL CONTRIBUTIONS TO THE AALU PAC AND ENDORSED CANDIDATES IS EQUAL TO AT LEAST $2,500

TOTAL CONTRIBUTIONS TO THE AALU PAC AND ENDORSED CANDIDATES IS EQUAL TO AT LEAST $1,200

PLATINUM

GOLD

SILVER

PATRIOT

Laura Bouslough, Chris Koon, Senator Chuck Grassley (R-IA), and Steve Radkeat AALU’s Leadership Conference dinner in the Capitol during the State of the Union.

QUALIFYING: AS EASY AS ONE - TWO - THREE

STEP 1: CONTRIBUTE TO THE AALU PAC

Pay online at www.aalupac.org with your personal credit card.

OR

Fill out the insert on the following page and fax to (202) 742-4479, attention: Karla Kirk (kirk@aalu.org).

OR Write a personal check made payable to “AALU PAC” and mail to:

AALU PACP.O. Box 632313

Baltimore, MD 21263-2313

STEP 2: CONTRIBUTE TO ONE OR MORE OF OUR 2010 CANDIDATES

Examine the Endorsed Candidates profiles in the following pages and select the candidate(s) you wish to support. Contributions must be sent directly to the candidate either by mail with a personal check or online with a personal credit card.

If you are mailing a personal check, be sure to write “AALU” in the memo portion of the check.

STEP 3: NOTIFY THE AALU STAFF OF YOUR LCP CONTRIBUTIONS

There are two ways to notify the AALU staff of your LCP contributions: Fax copies of your contributions (or web payment confirmation if contributing online) to Karla Kirk at (202) 742-4479.

OR

Email copies of your contributions (or web payment confirmation if contributing online) to Karla Kirk at kirk@aalu.org.

REMEMBER:Qualifying for the Legislative Circle Program requires a

contribution to the AALU PAC and an Endorsed Candidate

LEGISLATIVE CIRCLEPROGRAM QUALIFICATION

AALU PAC:Broader outreach to various

Members of Congress

ENDORSED CANDIDATES:Targeted outreach to specific

Members of Congress

Laura Bouslough, Chris Koon, Senator Chuck Grassley (R-IA), and Steve Radkeat AALU’s Leadership Conference dinner in the Capitol during the State of the Union.

I want to fulfill the first part of my 2010 LCP qualification AND become a PAC Leader this year by making a $1,000 contribution to the AALU PAC. Enclosed is my personal check or credit card payment.

I want to fulfill the first part of my 2010 LCP qualification by contributing at least $200 to the AALU PAC. Attached is my personal check or credit card payment of (circle one):

$200 $500 $750 Other: $ __________

PAYMENT INFORMATION

Name ______________________________________________________________________________________

Address _____________________________________________________________________________________

City ________________________________________ State ___________ Zip ___________________________

Phone ______________________________________ Mobile _______________________________________

Email ______________________________________________________________________________________

Employer ___________________________________________________________________________________

Occupation / Job Title _________________________________________________________________________

Payment Type (circle one): Personal Check Visa MC American Express

Credit Card #: ____________________________________________________ Exp Date: ________/_________

Name on Card: ______________________________________________________________________________

Signature: ___________________________________________________________________________________

Contributions to the AALU PAC are for political purposes. All contributions to the AALU PAC are voluntary. You may refuse to contribute without reprisal. Contributions to the AALU PAC are not deductible for federal income tax purposes. The above giving guidelines are merely suggestions. You are free to contribute more or less than the guidelines suggest and AALU will not favor or disadvantage you by reason of the amount contributed or the decision not to contribute. Federal law prohibits AALU from giving LCP credit for contributions to any other industry PAC. Only AALU members, their spouses, and AALU staff can contribute to the AALU PAC. Corporate contributions will be returned. Copyright (c) 2010, All rights reserved.

SAMPLE LETTER

If you are mailing a personal check to any Endorsed Candidate(s), AALU has prepared a samplecontribution letter for you to enclose with your payment if you so choose.

John Doe for Congress

P.O. Box 2009

Main Street, USA 12345

Dear Senator (or Representative):

As a member of the Association for Advanced Life Underwriting (AALU), I am pleased that you areone of our Endorsed Candidates this year. As you know, life insurance products and services providefinancial security for millions of families and businesses. It is clear that you recognize the importantwork of the life insurance community, and I value your efforts on our behalf.

Your friendship, along with the thoughtful consideration you provide on our issues is appreciated.I would like to present you with the enclosed contribution to your re-election campaign in theamount of $_____. Thank you.

Sincerely,

(Your Name)

Senator Charles Schumer (D-NY) with AALU President-Elect Nat Perlmutter and other AALU members.

SENATE DEMOCRATIC LEADERSHIPMake a personal check payable to “Friends for Harry Reid” and mail to:426 C Street NERear BuildingWashington, DC 20002Contribute online at: www.harryreid.com

SENATE MAJORITY LEADER HARRY REID (D-NV) 2010 � He is one of the most powerful people in Washington. � His leadership has stopped repeated attempts to repeal

the Estate Tax.

AALU Endorsed Candidates are selected based on their leadership and committee assignments, level of influence in Washington and relationships with AALU members. They are nominated by a Candidate Selection Committee made up of your peers and approved by AALU’s Board of Directors.

2010 AALUENDORSED CANDIDATES

Make personal check payable to “Friends of Schumer” and mail to:426 C Street, NEWashington, DC 20002 Contribute online at: www.chuckschumer.com

SENATOR CHARLES SCHUMER (D-NY) 2010 � As member of the Senate Finance Committee and Vice

Chairman of Senate Democratic Conference, he is an influential member of the Democratic caucus.

� Co-sponsor of IRA charitable rollover legislation.

SENATOR PATTY MURRAY (D-WA) 2010 � Member of Budget Committee and Appropriations

Subcommittee on Financial Services. � Democratic Conference Secretary of the U.S. Senate,

responsible for charting the Senate Democrats’ policy positions.

Make personal check payable to “People for Patty Murray” and mail to:Attn: Tracey Buckman1602 Belle View Boulevard, #510Alexandria, VA 22307Contribute online at: www.pattymurray.com

SENATOR RICHARD BURR (R-NC) 2010 � Minority Chief Deputy Whip and ranking Member

of Senate Subcommittee on Retirement and Aging, with oversight over pension issues that may affect our membership.

� Co-sponsor of IRA charitable rollover legislation and rising GOP star.

Make a personal check payable to “Burr for Senate” and mail to:666 Eleventh Street NW, Suite 800 Washington, DC 20001Contribute online at: www.burrforsenate.com

SENATOR BOB MENENDEZ (D-NJ) 2012 � Chairman of the Democratic Senatorial Campaign

Committtee. � Serves on both the Senate Finance and Banking

Committees.

Make personal check payable to “Menendez for Senate” and mail to: 315 C Street, NE Washington, DC 20003

SENATOR JOHN THUNE (R-SD) 2010 � Chairman on the Republican Policy Committee. � Very active on small business issues, having spent time at

the Small Business Administration.

Make personal check payable to “Friends of John Thune” and mail to: P.O. Box 841 Sioux Falls, SD 57101 Contribute online at: www.johnthune.com

SENATE REPUBLICAN LEADERSHIP

SENATOR MAx BAUCUS (D-MT) 2014 � Chairman of Senate Finance Committee. � Sets the legislative agenda for tax issues in the Senate.

Make a personal check payable to “Friends of Kent Conrad” and mail to:426 C Street NEWashington, DC 20002

SENATOR KENT CONRAD (D-ND) 2012 � Chairman of Senate Budget Committee and Chairman

of Senate Finance subcommittee with jurisdiction over AALU issues.

� Strong champion of the life insurance industry.

Make a personal check payable to “Friends of Max Baucus” and mail to:Post Office Box 586Helena, Montana 59624

SENATOR TOM CARPER (D-DE) 2012 � Member of Senate Finance Committee, Subcommittee

on Taxation. � Lead sponsor of responsible and sustainable tax reform

legislation (“freeze 2009”) in the Senate.

Make a personal check payable to “Carper for Senate” and mail to:426 C Street NEWashington, DC 20002Contribute online at: www.carperforsenate.com

SENATE FINANCE

HOUSE REPUBLICAN LEADER JOHN BOEHNER (R-OH) � Top Republican in the U.S. House of Representatives. � Will play a pivotal role in determining House

Republican policy positions on tax issues.

Make a personal check payable to “The Freedom Project” and mail to:424 C Street NELower LevelWashington, DC 20002Contribute online at: www.freedomproject.org

HOUSE REPUBLICAN WHIP ERIC CANTOR (R-VA) � Responsible for ensuring House Republican members

support the legislative priorities of their caucus; viewed as a rising star by his House colleagues.

� Co-sponsor of COLI Best Practices Act and favorable to the historic tax treatment of the life insurance product.

Make a personal check payable to “Cantor for Congress” and mail to:Post Office Box 21027Washington, DC 20009Contribute online at: www.ericcantor.com

REP. CHRIS VAN HOLLEN (D-MD) � Member of House Ways and Means Committee and

rising Democratic star. � Chairman of the Democratic Congressional

Campaign Committee and Assistant Speaker of the House of Representatives.

Make a personal check payable to “Van Hollen for Congress” and mail to:10605 Concord Street, Suite 202Kensington, Maryland 20895Contribute online at: www.vanhollen.org

REP. JOHN LARSON (D-CT) � Member of House Ways and Means Committee. � Has extensive knowledge of the industry as a former

partner of his own insurance firm.

Make personal check payable to “ Larson for Congress” and mail to:Post Office Box 261172Hartford, Connecticut 06126Contribute online at: www.larsonforcongress.org

HOUSE REPUBLICAN LEADERSHIP

HOUSE DEMOCRATIC LEADERSHIP

SENATOR MIKE CRAPO (R-ID) 2010 � In unique position of having seats on all three committees

with oversight over economic issues: Senate Finance Committee, Senate Budget Committee and Senate Banking Committee.

� Member of Senate Republican Capital Markets Task Force, a study group to monitor competitiveness in the financial markets.

Make a personal check payable to “Crapo for U.S. Senate” and mail to:128 N. Columbus StreetAlexandria, VA 22314Contribute online at: www.crapoforsenate.com

SENATOR TIM JOHNSON (D-SD) 2014 � In-line to take over the chairmanship of the Banking

Committee. � Estate Tax swing vote and supporter of Estate Tax reform

in 2002.

Make personal check payable to “Tim Johnson for South Dakota” and mail to:P.O.Box 1536 Sioux Falls, SD 57101 Contribute online at: www.timjohnson.com

SENATOR JACK REED (D-RI) 2014 � Senior member of the Senate Banking Committee;

Chairman of the Securities, Insurance & Investment Subcommittee.

� Strong relationship with the life insurance agent community

Make a personal check payable to “The Reed Committee” and mail to:P.O. Box 8638Cranston, RI 09290Contribute online at: www.jackreed2014.com

SENATOR RICHARD SHELBY (R-AL) 2010 � Ranking member of the important Senate Banking

Committee. � Key Senate influencer on regulatory issues affecting life

insurance.

Make personal check payable to “Shelby for Senate” and mail to:PO Box 1091Tuscaloosa, AL 35403Contribute online at: www.shelbyforsenate.com

REP. SANDER LEVIN (D-MI) � Chairman of the House Ways and Means Committee. � Strong supporter of inside build up.

Make personal check payable to “Sander Levin for Congress” and mail to:8322 East 12 Mile RoadWarren, Michigan 48093Contribute online at: www.levinforcongress.com

SENATE FINANCE (CONT.)

SENATOR BOB CORKER (R-TN) 2012 � Key ‘bell weather’ member of the Senate Banking

Committee. � Enjoys a reputation for seeking bipartisan solutions even

in the face of political opposition.

Make a personal check payable to “Bob Corker for U.S. Senate” and mail to:P.O. Box 848Chattanooga, TN 37401Contribute online at:www.bobcorkerforsenate.com

SENATOR ORRIN HATCH (R-UT) 2012 � Second ranking Republican member of Senate Finance

Committee. � Leader on COLI best practices in 2005 and 2006

Make personal check payable to “The Hatch Election Committee” and mail to:6510 Anna Maria CourtMcLean, Virginia 22101 Contribute online at: www.hatchforsenate.com

SENATOR RON WYDEN (D-OR) 2010 � Member of Senate Finance and Senate Budget

Committees. � Active in promoting the need for tax reform.

Make personal check payable to “Wyden for Senate” and mail to:122 C Street, NW Suite 505Washington, DC 20001Contribute online at: www.standtallforamerica.com

SENATE BANKING

SENATOR CHARLES GRASSLEY (R-IA) 2010 � Highest-ranking Republican on Senate Finance Committee

and member of Senate Budget Committee; Member of Joint Committee on Taxation, which reports to Congress on the effects and administration of tax policy.

� Longtime supporter of inside buildup.

Make personal check payable to “Grassley Committee” and mail to:Post Office Box 1000Des Moines, Iowa 50304 Contribute online at: www.grassleyforsenate.com

HOUSE WAYS & MEANS

HOUSE WAYS & MEANS (CONT.)

REP. CHARLES BOUSTANY (R-LA) � An identified House Republican up and comer, as having

been tasked with the Republican response to President Obama’s health care address to a joint session of Congress in September, 2009.

� Enjoys good working relationships with AALU members.

Make personal check payable to “Boustany for Congress” and mail to:PO Box 80126 Lafayette, LA 70598 Contribute online at: www.charlesboustany.com

REP. RON KIND (D-WI) � Member of House Ways and Means Committee and the

business-friendly New Democrat Coalition. � Strong supporter of life insurance and leader on

protecting the tax treatment of life insurance products.

Make a personal check payable to “Ron Kind for Congress” and mail to:1207 C Street NEWashington, DC 20002Contribute online at: www.ronkind.org

REP. EARL BLUMENAUER (D-OR) � Influential member of the House Democratic Caucus. � Enjoys a close working relationship with the agent

community.

Make personal check payable to “Blumenauer for Congress” and mail to:830 NE Holladay, #105Portland, OR 97232Contribute online at: www.earlblumenauer.com

REP. DAVE CAMP (R-MI) � Highest-ranking Republican member of House Ways and

Means Committee. � Serves on Subcommittee on Income Security and Family

Support, which has jurisdiction over pension issues.

Make personal check payable to “Dave Camp for Congress” and mail to:2501 Wisconsin Avenue NW, #304Washington, DC 20007Contribute online at: www.davecampforcongress.com

Make personal check payable to “Brady for Congress” and mail to:P.O. Box 8277 The Woodland, TX 77387 Contribute online at: www.bradyforcongress.com

Make personal check payable to “Crowley for Congress” and mail to:84-56 Grand Avenue Elmhurst, NY11373 Contribute online at: www.crowleyforcongress.com

REP. JOE CROWLEY (D-NY) � Chairman of the pro business New Democrat Coalition. � Receptive to the policy concerns of the life insurance

agent community.

REP. KEVIN BRADY (R-Tx) � Key Republican on the important House Ways and

Means and Joint Economic Committee. � Strong appreciation and understanding of the uses of life

insurance in the business context .

REP. RICHIE NEAL (D-MA) � Member of House Ways and Means Committee and

chairs subcommittee with purview over tax issues that affect life insurance.

� His expertise as a former life insurance producer provides unique insight into our policy concerns.

Make personal check payable to “Richard E. Neal for Congress Committee” and mail to:Post Office Box 15906Chevy Chase, Maryland 20825Contribute online at: www.nealforcongress.com

REP. EARL POMEROY (D-ND) � Former Insurance Commissioner of North Dakota. � Point Man in the Democratic Caucus for life insurance

policy.

Make personal check payable to “Earl Pomeroy for Congress” and mail to:P.O. Box 9336Fargo, ND 58106Contribute online at: www.pomeroyforcongress.com

REP. DAVE REICHERT (R-WA) � Developing into a key influencer on the House Ways and

Means. � Strong working relationship with the life insurance agent

community.

Make personal check payable to “Friends of Dave Reichert” and mail to:P.O. Box 53322Bellevue, WA 98015Contribute online at: www.davereichert.com

REP. PAUL RYAN (R-WI) � Member of House Ways and Means Committee

and highest ranking Republican on House Budget Committee.

� Influential national voice on budget and federal deficit issues.

Make personal check payable to “Ryan for Congress” and mail to:1006 Pendleton StreetAlexandria, VA 22314Contribute online at: www.ryanforcongress.com

REP. PAT TIBERI (R-OH) � Member of House Ways and Means Committee. � Strong relationship with agent community and a rising

GOP star.

Make personal check payable to “Tiberi for Congress” and mail to:217 Third Street, SEWashington, DC 20003Contribute online at: www.tiberiforcongress.com

HOUSE WAYS & MEANS (CONT.)

REP. BARNEY FRANK (D-MA) � Chairman of House Financial Services Committee, which

has jurisdiction over regulatory reform issues that may affect life insurance.

� Supporter of Optional Federal Charter legislation.

Make a personal check payable to “Barney Frank for Congress Committee” and mail to:38 Ivy Street, SEWashington, DC 20003Contribute online at: www.barneyfrank.net

HOUSE FINANCIAL SERVICES

REP. LEONARD LANCE (R-NJ) � Member of the important House Financial Services

Committee. � Key influencer among Republican moderates in the

House.

Make personal check payable to “Leonard Lance for Congress” and mail to:P.O. Box 225Colonia, NJ 07067Contribute online at: www.leonardlance.com

REP. KEVIN MCCARTHY (R-CA) � Rising Star within the Republican Party. � Serves at the Chief Deputy Republican Whip for the

Republican Caucus.

Make personal check payable to “Kevin McCarthy for Congress” and mail to:P.O. Box 12667Bakersfield, CA 93389Contribute online at: www.mccarthyforcongress.com

REP. GARY PETERS (D-MI) � New member of the Financial Services Committee and a

member of the subcommittee that oversees Insurance and Capital Markets.

� Has over 20 years of professional experience in the financial sector.

Make personal check payable to “Gary Peters for Congress” and mail to:50 E Street NE, Suite 1Washington, DC 20003Contribute online at: www.petersforcongress.com

OPEN SENATE SEATS

REP. ROY BLUNT (R-MO) � Key past House supporter of the business uses of the life

insurance. � Enjoys a strong working relationship with the life

insurance agent community.

Make personal check payable to “Friends of Roy Blunt” and mail to:1736 E Sunshine, Suite 189Springfield, MO 65804Contribute online at: www.royblunt.com

REP. BOB PORTMAN (R-OH) � Looked to as public policy expert on pensions,

retirement, and, more generally, taxes. � Strong understanding of the policy issues that impact the

life insurance community.

Make personal check payable to “Portman for Senate” and mail to:P.O. Box 39Terrace Park, OH 45174Contribute online at: www.robportman.com

FEDERAL ELECTION GUIDELINES

Individuals can contribute, but not exceed, $2,400 per candidate per election ($2,400 in the primary election and $2,400 in the general election). If you do not designate which election your contribution is intended, it will automatically be applied to the candidate’s upcoming primary election, or if that has passed, the candidate’s general election. Please make sure that you do not exceed more than $2,400 per election or your check will be returned by the candidate.

Individuals can contribute but not exceed $5,000 per calendar year to any Political Action Committee (PAC). This applies to AALU PAC, the Freedom Project, and AMERIPAC.

All individual contributions to Federal candidates are subject to a $115,000 aggregate limit for the two-year election cycle, with $45,600 reserved for contributions to candidates; and $69,900 reserved for contributions to parties and PACs, of which no more than $45,600 may be given to entities other than national political party committees.

Corporations are prohibited by federal law from making contributions to federal candidates and/or political action committees. In contrast, a contribution by a sole proprietorship or partnership is treated as an individual contribution. Political contributions are not deductible for federal income tax purposes.

IMPORTANT NOTE

Several Senate candidates being endorsed in 2010 were also endorsed in 2006, 2007, 2008 and 2009. If you made a contribution to Senators Reid, Baucus, Conrad, Crapo, Ensign, Hatch, Wyden or Grassley since 2006, make sure that your total contributions to each of those candidates do not exceed $4,800.

Several House members are also being endorsed again in 2010 were also endorsed in 2010. If you have made a contribution to Boehner, Cantor, Camp, Frank, Kind, Neal, Ryan, Tiberi, or Van Hollen be sure that your total contributions to each of those candidates do not exceed $4,800.

Contributions to the Legislative Circle Program are for political purposes. All contributions to the Legislative Circle Program are voluntary. You may refuse to contribute without reprisal. Contributions to the AALU PAC or any AALU Endorsed Candidates are not deductible for federal income tax purposes. The giving guidelines outlined in this publication are merely suggestions. You are free to contribute more or less than the guidelines suggest and AALU will not favor or disadvantage you by reason of the amount contributed or the decision not to contribute. Federal law prohibits AALU from giving LCP credit for contributions to any other industry PAC. Only AALU members, their spouses, and AALU staff can contribute to the AALU PAC. Copyright (c) 2010, All rights reserved.

Senator Richard Burr (R-NC) speaking to the AALU members in the US Capitol.

BUILDING RELATIONSHIPS,

SHAPING OUR FUTURE

AALU has political fundraisers on staff with experience at the State and Federal level. We make it easy for AALU members to host fundraisers for our Endorsed Candidates. To host a fundraiser for one

of our 2010 Endorsed Candidates, contact Karla Kirk at kirk@aalu.org or (202) 772-2495.

Congressman Chris Van Hollen (D-MD) with Stuart Youngentob for a Van Hollen Fundraiser.

Congressman John Larson (D-CT) with Anthony Dominoat the AALU Capitol Hill Office.