Build and Sell

Home Building & Construction Townhouse & Apartment Construction Condominium &Commercial Building Housing & Subdivision Development

Inclusive Services• Free Plans and Designs• Building Permit• Financing Assistance• Temporary Electric and Water Connection

Payment Scheme

Terms of Payment in Cash

1 Outright Cash 12% of the TCP

2 Within 15 calendar days

10% of the TCP

3 Within 16-30 calendar days

8% of the TCP

4 Within 31-60 calendar days

6% of the TCP

5 Within 61-90 calendar days

4% of the TCP

1. CashDiscount Shall be granted to the full payment of the net selling price,if paid under the following schedules:

2. Deffered Cash• Construction deposit of P 50,000.00 representing miscellaneous and processing fee• 30% Down payment payable in three (3) months without interest• 70% Balance Payable thru progress billing

3. In-house Financing• Construction deposit of P 50,000.00 representing miscellaneous and processing fee• 40% Down payment payable in three (3) months without interest• 60% Balance payable in five (5) years at 18% interest rate fixed for the first year and based on theprevailing interest rates for the succeeding years

Note:• Amount of loan is based on the capacity to pay of the borrower and the appraised value of thecollateral whichever is lower.• IL JUNE Construction allows a Second Real Estate Mortgage (REM) equivalent to 5% of net TCPor 50% of Equity whichever is lower.

Bank Financing

Terms of Payment through Bank Financing

1 Construction deposit of P 50,000.00 representing miscellaneous and processing fee.

2 30% Estimated down payment less Construction deposit is payable in three (3) months without interest.

3 70% Estimated Bank loan payable in 5 to 15 years at 12.5% estimated fixed interest for the first year and based on the prevailing interest for the succeeding years.

Note:• Amount of loan is based on the capacity to pay of the borrower and the appraised valueof the collateral whichever is lower.• IL JUNE Construction allows a Second Real Estate Mortgage (REM) equivalent to 5% of net TCPor 50% of Equity whichever is lower.

IL JUNE HOME SERIES (FINISHING OPTIONS)

Standard Series

1 Roofing Long span, pre-painted roofing sheets (rib type), steel truss roof frame.

2 Flooring Vinyl tiles.

3 Windows Steel casements w/ 1/8” thick smoke glass.

4 Walls Plaster cement finish, painted.

5 Doors Tanguile panel door for main door, Flush doors for bedrooms, PVC door for toilet and bath

6 Ceiling Plywood ceiling board on wooden ceiling joist.

7 Partitions CHB wall partition.

8 Cabinets and Closets No built-in closets for bedrooms.

9 Kitchen Counter Top Ceramic white tiles.

10 Toilet and Bath Two T & B with “Standard” water closets, ceramic colored tiles for walls & floor finishing.

IL JUNE HOME SERIES (FINISHING OPTIONS)

Premium Series

1 Roofing Long span, pre-painted roofing sheets (rib type), steel truss roof frame.

2 Flooring Ceramic tiles for ground floor. Wood parquet at the 2nd floor w/ baseboard.

3 Windows “Bradnam” or Mill-Finish-Aluminum sliding window with ¼” thick clear glass or equivalent.

4 Walls Plaster cement finish, painted.

5 Doors Tanguile panel door for main door, Flush doors for bedrooms, PVC door for toilet and bath

6 Ceiling Hardiflex ceiling board on wooden ceiling joist.

7 Partitions CHB wall partition or double wall partition.

8 Cabinets and Closets

With built-in closets for bedrooms & built-in cabinets for kitchen.

9 Kitchen Counter Top

Ceramic white tiles.

10 Toilet and Bath Two T & B with “Standard” water closets, ceramic colored tiles for walls & floor finishing.

IL JUNE HOME SERIES (FINISHING OPTIONS)

Prime Model Series

1 Roofing Tilespan roofing sheets, steel truss roof framing.

2 Flooring China quality granite floor finishing at the ground floor. Narra wood parquet at the 2nd floor.

3 Windows Aluminum sliding windows or steel casement windows (clients option).

4 Walls Exterior: Plaster cement finish, painted. Interior: Multiflex “textured” paint.

5 Doors Narra panel door for main and service door, Moulded flush doors for bedrooms, PVC door for toilet and bath.

6 Ceiling Hardiflex ceiling board on wooden ceiling joist.

7 Partitions CHB wall partition.

8 Cabinets and Closets

With built-in closets for bedrooms & built-in cabinets for kitchen.

9 Kitchen Counter Top

Granite counter top with cook top & range hood.

10 Toilet and Bath Three Toilet & Bath, Imported water closet & tiles.

Note:• Miscellaneous and processing fee will not be considered in the application of discounts.

Discount Scheme

Discount shall also be granted to full payment of the DOWNPAYMENTunder the following schedules:

Discount1 Outright Cash 10% Discount

2 Within 15 calendar days 8% Discount

3 Within 16-30 calendar days 6% Discount

4 Within 31-45 calendar days 4% Discount

Requirements for House Construction

• Full Payment of Equity or DP• Loan Approval• Endorsement & Submission of Documents• Submission of PDC’s• Issuance of Building Permit