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Couponing101WithFrugal Jen
Welcome to your Virtual Class
What Is A Coupon amp How Do They Work
What is a Coupon
Basically a coupon is a manufacturer or storersquos way of discounting a product for you without offering the discount to everyone
There are several different forms of coupons
Insert coupons printable coupons ecoupons and mobile coupons
Life Cycle Of A Manufacturerrsquos Coupon
The manufacturer decides to run a coupon program and sends the coupon to a design agency
You acquire the coupon through the paper or other entity
You use the coupon and the store takes itThe cashier adds up her drawer and
coupons to make sure they balanceThe coupons are bagged and sent to the
corporate offices
Continuing The Life Cycle Of A Coupon
The coupon is sent of a large clearing house Publix and Kroger use one overseas
The clearing house puts them on a large conveyor belt and scans them
An automated process sorts them by manufacturer and prints an invoice
The manufacturer receives the coupons and invoice (think thousands) and then pays the bill
Some stores are paid by the clearing house Others are paid by the manufacturer
What are the different types of Coupons
Manufacturerrsquos coupon ndash This is a coupon printed by the person who manufactures the product
Store Coupon ndash This is a coupon put out by the store itself offering you savings on a specific product
Competitorrsquos Coupon ndash This is a store coupon from a different store than the one you are using it at
What are the different types of Coupons
Manufacturer Coupons
Refer to the title as shown by the red arrowThese can be used anywhere that takes
coupons even if there is another store logo on it
VOID
What are the different types of Coupons
Store Coupons
Refer to the title as shown by the blue arrowThese can be used at their store and stores
that take competitor coupons
What are the different types of Coupons
Manufacturer Coupons that say ldquoRedeemable only athelliprdquo
Refer to the pink circled itemsSome other stores will accept them if they arenrsquot
for their store others will not Publix does take them CVS does not
Where can I get coupons
Where Can I Get Coupons
Sunday Paper ndash newspapers work out agreements with coupon manufacturers to have coupons in their Sunday papers You can buy the paper at a store or subscribe to have it delivered to your home
Order Individual Coupons Online ndash There are websites like couponfleamarket or Ebay that offer coupons They are not selling you the coupon They are selling the time spent clipping them and shipping fees
I provide unclipped coupon inserts Here also for less than the paper would cost
Continuing where to find coupons
Print Them - Donrsquot go printer crazy You do not need to print everything You will spend your coupon savings on ink However there are a lot of great coupons offered online My website Frugal Jen has a printing center as well
Hotels and Recycling centers Always ask before you go looking through bins though
Friends amp Family ndash It never hurts to askFacebook ndash Facebook frequently has
companies offering great coupons
Continuing where to find coupons
E-mail ndash There are many companies that require your e-mail address for coupons I highly recommend creating a coupon related e-mail address If not you will be flooded with e-mails
Contact Companies ndash If it is not a product you see coupons a lot for it doesnrsquot hurt to contact the company and brag on their product Sometimes they will send you coupons In our couponing group I have a 5-a-day spreadsheet that you can use to email companies in the files section
Always remember that the only insert that will come on a holiday weekend is Proctor amp Gamble and thatrsquos only if it is scheduled for that weekend Make sure to search google for ldquoWeekly Insert Schedulerdquo and the year wersquore in so yoursquoll know what to expect for the week Sometimes what we will actually receive will vary but the schedules are usually pretty accurate
Organization
Organization
Organization is the key when it comes to being able to maximize your savings
If you canrsquot find anything you will spend most of your time looking for coupons and eventually give up and pay full price
If you find items on clearance and your coupons are organized you will be able to tell within seconds if you have a coupon that matches that item
Carry the coupons you plan to use in a small coupon holder in your purse separate from your binder or other file system that you use
Organization
Make a list before you go shopping This is very important Itrsquos the only way you will be able to walk into the store grab what you need and gohellip without spending a fortune on impulse buys Lists also help you to know what coupons you need to print andor clip And how much you should expect to spend
Organization
Some people keep the inserts intact and file them by date This system saves a great deal of time initially but getting ready for shopping is more of a chore You have to cut the coupons that you need at that time
Organization
Others clip all of the coupons from the beginning and file them in various ways The most popular is the binder method some form of 3 ring zip able binder with baseball card and other inserts
Organization
Portable File Organizer ndash Some people prefer these because they are easy to look through and fit in the front of the grocery cart easily
Organization
Small purse organizer ndash I use these to prepare for my shopping hauls I place the coupons Irsquom going to use at the store in this and move them to the front as I pull the items off of the shelves
Organization
Find the system that works best for you Make sure that you go through your coupons
and weed out your expired coupons at least once a month This prevents the task from becoming overwhelming and prevents embarrassment at the store if you try to use an expired coupon
Always include Scissors calculator pencil paper shopping list and your coupon policies (and your coupons of coursehellip lol)
Speaking The Coupon Language
Coupon Lingo
Match Up ndash A listing of items and the coupons that can be used on them I post several match ups each week you can use those for practice or just to make your life a little easier
Coupon Lingo
Transaction ndash The time from when your items are scanned until you pay
BOGO ndash Buy One Get One Free Q ndash CouponMQ ndash Manufacturer Coupon_Q ndash Store Coupons fill in the black with the first
letter of the store in reference For instance a Target Coupon would become a TQ and a Publix Coupon would be a PQ
Overage ndash the value of the coupon is greater than the price of the product The extra money left over is called overage
Coupon Lingo
Blinkies ndash The small coupon machines like this one dispense blinkies
Coupon Lingo
Tearpads ndash Coupons found on a pad usually near the product
Coupon Lingo
Hangtags ndash These hang on the products themselves
Coupon Lingo
Peelies ndash These stick on the products themselves
Coupon Lingo
Catalina ndash Coupon printed from the register at the end of a transaction that is generated by purchasing a certain product
Coupon Lingo
MIR ndash Mail in Rebate You get money back on your purchases usually with a receipt and a UPC mailed with a form like this one
Coupon Lingo
OOP ndash Out of pocket- This is the actual amount of money you will spend after coupons
Coupon Lingo
ECBRR ndash A coupon that prints at the end of a transaction with a certain value off of your next purchase
Coupon Lingo
Insert ndash a collection of coupons in your paper The three main inserts yoursquoll find are Smart Source Red Plum and Proctor and Gamble
Coupon Lingo
SS ndash Smart Source ndash an insert from the paper
Coupon Lingo
RP ndash Red Plum ndash an insert from the paper
Coupon Lingo
P amp G ndash Procter amp Gamble insert in the paper on a monthly basis These only contain coupons for PampG Products
Coupon Lingo
WYB ndash When You Buy + however many you need to buy to make the deal happen
OYNO ndash On Your Next Order Basically means just that the savings can be used on your next order
Stacking ndash Many stores will let you use a store coupon and a manufacturersquos coupon on one item This is called stacking coupons There are also other ways to stack for instance Target has Cartwheel
Coupon Lingo
YMMV ndash Your mileage may vary This means that your store may or may not allow whatever this term is attached to to happen
$ ndash This is showing you the dollar amount off of how many items $21 would mean $2 off of 1 item
$$ ndash This is showing you the dollar amount off of a certain total amount $5$25 would mean $5 off of $25 purchase
Stockpiling
Stockpiling
Stockpiles are not built in one week ndash It takes between 6 and 9 months to get a stockpile established and on its way to being self-sustaining Even then you sometimes miscalculate and run out of things and yoursquoll always be adding to it when you find free and almost free items
Stockpiles should be of things that you and your family use all of the time If no one eats mustard at your house therersquos no use for 50 bottles of it under your bed If you are compelled to buy because they are free consider donating to your local food bank or church
Stockpiling
How to StockpileCompare the coupon policies at the stores
you have available to you as well as any incentives they offer you to shop there
Finally ldquomatchrdquo your coupons to the sales ads and purchase when you find a deal that is at rock bottom
Stockpile when the price is free or close to free (Some people say 70 off ndash I donrsquot usually stockpile unless I get 80 off or more for most items)
Stockpiling
Donrsquot stockpile on something just because its on sale or you have a coupon for it Wait for the sale and the coupons to match and pay the lowest possible price
Stores run sales in cycles Everything typically goes on sale about every 8 ndash 12 weeks If you buy 8 ndash 12 weeks worth of everything when you find a great deal then you will have enough to last you until the next time If your family eats one box of cereal per week then go ahead and buy several boxes If your family only eats one box a month then maybe just buy a couple boxes
Stockpiling
Watch for expiration dates Certain items will expire Make sure you keep the older items in the front and put the new items in the back
Great things to stockpile on are household goods and personal hygiene products These often do not expire or have a very long shelf-life
Just because you already have a stockpile on something doesnrsquot mean you shouldnrsquot add to it if you find it free or close to free again This is how we maintain
Stockpiling
Things to ConsiderHow much to stockpileHow much space do you haveHow quickly will you use things before they
expire What quantity of an item do you need to last
your family until the item can be purchased again at rock bottom
How much are you willing to spend in advance to collect large quantities of cheap items
>
Stockpiling
Using a Price BookRecord data from every receipt you can findStart with 15-20 items you useSeparate into categories Over time notice sales cycles
Sale Cycles
Understanding Sales CyclesNovember ndash Cough Medicine Cold Medicine
Country Time Lemonade CharcoalJuly amp August ndash Back to School SuppliesToilet paper and cereal cycle every 6 weeksAlmost every item will go on sale every 6-8
Non-foodFoil Cookware Tools Cling Wrap Electronics Carpet and Flooring Trees and Plants
December
FoodHam Butter Cheese Sugar Baking Supplies Yeast Pie Crust Dough Dinner Rolls Frozen Pies Cake mix NutsFrosting Pie Filling Cookie Dough Spices Dried Fruit Oatmeal Soda
Non-foodGift cards Foil Cling WrapDisposable baking pansElectronics ComputersCarpeting and flooringCookware Tools Toys CarsBatteries Winter clothesCoats Motor Cycles
Couponing Myths
Couponing Myth 1
Generic products are cheaper to buy than name brands
FALSE ndash Generic items rarely go on sale and do not typically have coupons for them
So lets say 16oz of Great Value lunch meat is $249 Seems like a good price Now look at thisOscar Mayer 16oz is on
BOGO Originally priced at $529 ndash so half of $529 is roughly $264
Now see the coupon I placed next to it Thatrsquos for $21 so you would only pay 64c for 16oz of this name brand lunch meat
Couponing Myth 2
There are no coupons for healthy items
FALSE Check on websites like wwwKashicomwwwHealthyChoicecom wwwHorizonDairycomwwwvermontorganicsformulacom wwwNaturesSourceCleanerscom wwwCherryMoonFarmscom
Sign up for newsletters for your favorite items E-mail your favorite food brands and request coupons
This week I was able to get FREE Fresh Express Caesar Salad Kits by combining a BOGO offer with a manufacturer coupon at Publix
A couple of weeks ago I was able to score FREE Atkins meals also by combining a BOGO sale with a manufacturer coupon
Couponing Myth 3
Coupons donrsquot really save that much money
FALSE Coupons can help save you 50 or better off of your regular grocery bill Once you develop a stock pile of on sale items that you use regularly yoursquoll save even more I typically save about 75 - 90 off of store prices
Check out my receipt in the next slide for evidence showing how you can save drastically with the use of coupons and sales items
Couponing Myth 3
Couponing Myth 4
Irsquoll save more shopping at Cosco or Samrsquos Club
FALSE Some whole sale bulk shopping clubs donrsquot even allow coupon shopping If you shop the sales and use your coupons yoursquore sure to save the most at local grocery stores
When using coupons you mostly want to use your coupon on the smallest item allowed per the coupon Even though the unit price is cheaper retail the coupon will more than likely bring that unit price down a lot more than you think Use your calculator
Couponing Myth 5
There are no coupons for the things I use
FALSE Write to the manufacturer of the item and share your opinions about their products Yoursquore bound to receive some great product coupons
You canrsquot be brand loyal if you want to truly maximize your savings This gives you the wonderful opportunity to try new things
My home is stocked with items that we use every day from the use of coupons and sales We wouldnrsquot have the luxury of so much to choose from otherwise
Tricks of the Trade
Tricks of the Trade
Brand loyalty will kill your budget Be open to try new things I know we now have A LOT of new favorites in my family
Change the way you think Instead of buying 50 different items when you shop you will be buying more like 10 of 5 items and a few misc Once your stock pile is established yoursquoll find you wonrsquot need to buy a grocery cart filled with all of these different itemshellip and your shopping will take much less time because you will know what yoursquore going in for and you donrsquot have to browse around the store looking for 50 different items
Use a shopping list and donrsquot impulse buy If you shop with a list and stick with it your monthly bill will be reduced quite a bit
Tricks of the Trade
Price Matching ndash If you want to save on gas and money this is the way to go Say yoursquore already going to WalMart or Target but you know that something on your list is cheaper at Walgreens Bring in the sales ad showing the sale price on that item and save yourself that trip to Walgreens Keep in mind though bonus points and rewards do not apply here
Purchase products in the smallest size that your coupon allows If a coupon doesnrsquot have a ldquosize limitrdquo then you can use it for ldquotravel sizerdquo or ldquosmallest size availablerdquo and get that product for free with possible overage This is a new way of shopping for most people
Tricks of the Trade
I hate to say this but even though I love Publix their meat prices are way too steep for me Instead of using my overage on meat at Publix I will sometimes take the cash in overage and use it at another store such as Piggly Wiggly Dollar General Market or WalMart so I can take advantage of their markdown prices on their meat A lot of times I can get ground beef for less than $2lb and chicken drumsticks for $325 for a family pack
Find out when your stores do their mark downs on their meat and produce and shop EARLY on those days
Use your 50c and under coupons at stores that doublehellip and do NOT load them to your card They wonrsquot double if they are digital
Tricks of the Trade
Clearance Items ndash Usually either found on end caps in bins or clearance aisles or even sometimes in their normal spots with clearance tags on them Check your coupons to see if you have any that match these items regularly
Creating a Shopping List
Most people make a list of the groceries they need and head to the store Their grocery lists tend to go by what they plan to eat for the week What you have just done is make a list of everything that is not on sale at the store
We need to step back and realize that groceries go on sale They all have a rock bottom low price and we want to focus on only buying groceries when they are at that rock bottom price
Creating a Shopping List
Here is an example of how I started out with Walgreens when I was learning how to ldquoRollrdquo my points and Register Rewards
Creating a Shopping List
Do your matchups A great way to learn how to do this is by first looking at the weekly sales ad and then by going to a coupon database such as the one on Frugal Jen and search to see what coupons are available to use for those sales items When yoursquove done this check my website and compare your matchups to mine and see how yoursquove done
Creating a Shopping List
How to come up with your own Match ups Look at the sales ads Look up on the coupon database to see what coupons are available Look through your coupons Herersquos an example of how we do this Say I have a store coupon and a manufacturer coupon
Creating a Shopping List
Looks like a great deal already But now look at the sales ad The VitaPizzas are 50 off My Publix has these priced at $399 so
50 off of $399 is appx $200 Take off $1 for the Publix q and $1 for the Manufacturer ` and they are FREE
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
What Is A Coupon amp How Do They Work
What is a Coupon
Basically a coupon is a manufacturer or storersquos way of discounting a product for you without offering the discount to everyone
There are several different forms of coupons
Insert coupons printable coupons ecoupons and mobile coupons
Life Cycle Of A Manufacturerrsquos Coupon
The manufacturer decides to run a coupon program and sends the coupon to a design agency
You acquire the coupon through the paper or other entity
You use the coupon and the store takes itThe cashier adds up her drawer and
coupons to make sure they balanceThe coupons are bagged and sent to the
corporate offices
Continuing The Life Cycle Of A Coupon
The coupon is sent of a large clearing house Publix and Kroger use one overseas
The clearing house puts them on a large conveyor belt and scans them
An automated process sorts them by manufacturer and prints an invoice
The manufacturer receives the coupons and invoice (think thousands) and then pays the bill
Some stores are paid by the clearing house Others are paid by the manufacturer
What are the different types of Coupons
Manufacturerrsquos coupon ndash This is a coupon printed by the person who manufactures the product
Store Coupon ndash This is a coupon put out by the store itself offering you savings on a specific product
Competitorrsquos Coupon ndash This is a store coupon from a different store than the one you are using it at
What are the different types of Coupons
Manufacturer Coupons
Refer to the title as shown by the red arrowThese can be used anywhere that takes
coupons even if there is another store logo on it
VOID
What are the different types of Coupons
Store Coupons
Refer to the title as shown by the blue arrowThese can be used at their store and stores
that take competitor coupons
What are the different types of Coupons
Manufacturer Coupons that say ldquoRedeemable only athelliprdquo
Refer to the pink circled itemsSome other stores will accept them if they arenrsquot
for their store others will not Publix does take them CVS does not
Where can I get coupons
Where Can I Get Coupons
Sunday Paper ndash newspapers work out agreements with coupon manufacturers to have coupons in their Sunday papers You can buy the paper at a store or subscribe to have it delivered to your home
Order Individual Coupons Online ndash There are websites like couponfleamarket or Ebay that offer coupons They are not selling you the coupon They are selling the time spent clipping them and shipping fees
I provide unclipped coupon inserts Here also for less than the paper would cost
Continuing where to find coupons
Print Them - Donrsquot go printer crazy You do not need to print everything You will spend your coupon savings on ink However there are a lot of great coupons offered online My website Frugal Jen has a printing center as well
Hotels and Recycling centers Always ask before you go looking through bins though
Friends amp Family ndash It never hurts to askFacebook ndash Facebook frequently has
companies offering great coupons
Continuing where to find coupons
E-mail ndash There are many companies that require your e-mail address for coupons I highly recommend creating a coupon related e-mail address If not you will be flooded with e-mails
Contact Companies ndash If it is not a product you see coupons a lot for it doesnrsquot hurt to contact the company and brag on their product Sometimes they will send you coupons In our couponing group I have a 5-a-day spreadsheet that you can use to email companies in the files section
Always remember that the only insert that will come on a holiday weekend is Proctor amp Gamble and thatrsquos only if it is scheduled for that weekend Make sure to search google for ldquoWeekly Insert Schedulerdquo and the year wersquore in so yoursquoll know what to expect for the week Sometimes what we will actually receive will vary but the schedules are usually pretty accurate
Organization
Organization
Organization is the key when it comes to being able to maximize your savings
If you canrsquot find anything you will spend most of your time looking for coupons and eventually give up and pay full price
If you find items on clearance and your coupons are organized you will be able to tell within seconds if you have a coupon that matches that item
Carry the coupons you plan to use in a small coupon holder in your purse separate from your binder or other file system that you use
Organization
Make a list before you go shopping This is very important Itrsquos the only way you will be able to walk into the store grab what you need and gohellip without spending a fortune on impulse buys Lists also help you to know what coupons you need to print andor clip And how much you should expect to spend
Organization
Some people keep the inserts intact and file them by date This system saves a great deal of time initially but getting ready for shopping is more of a chore You have to cut the coupons that you need at that time
Organization
Others clip all of the coupons from the beginning and file them in various ways The most popular is the binder method some form of 3 ring zip able binder with baseball card and other inserts
Organization
Portable File Organizer ndash Some people prefer these because they are easy to look through and fit in the front of the grocery cart easily
Organization
Small purse organizer ndash I use these to prepare for my shopping hauls I place the coupons Irsquom going to use at the store in this and move them to the front as I pull the items off of the shelves
Organization
Find the system that works best for you Make sure that you go through your coupons
and weed out your expired coupons at least once a month This prevents the task from becoming overwhelming and prevents embarrassment at the store if you try to use an expired coupon
Always include Scissors calculator pencil paper shopping list and your coupon policies (and your coupons of coursehellip lol)
Speaking The Coupon Language
Coupon Lingo
Match Up ndash A listing of items and the coupons that can be used on them I post several match ups each week you can use those for practice or just to make your life a little easier
Coupon Lingo
Transaction ndash The time from when your items are scanned until you pay
BOGO ndash Buy One Get One Free Q ndash CouponMQ ndash Manufacturer Coupon_Q ndash Store Coupons fill in the black with the first
letter of the store in reference For instance a Target Coupon would become a TQ and a Publix Coupon would be a PQ
Overage ndash the value of the coupon is greater than the price of the product The extra money left over is called overage
Coupon Lingo
Blinkies ndash The small coupon machines like this one dispense blinkies
Coupon Lingo
Tearpads ndash Coupons found on a pad usually near the product
Coupon Lingo
Hangtags ndash These hang on the products themselves
Coupon Lingo
Peelies ndash These stick on the products themselves
Coupon Lingo
Catalina ndash Coupon printed from the register at the end of a transaction that is generated by purchasing a certain product
Coupon Lingo
MIR ndash Mail in Rebate You get money back on your purchases usually with a receipt and a UPC mailed with a form like this one
Coupon Lingo
OOP ndash Out of pocket- This is the actual amount of money you will spend after coupons
Coupon Lingo
ECBRR ndash A coupon that prints at the end of a transaction with a certain value off of your next purchase
Coupon Lingo
Insert ndash a collection of coupons in your paper The three main inserts yoursquoll find are Smart Source Red Plum and Proctor and Gamble
Coupon Lingo
SS ndash Smart Source ndash an insert from the paper
Coupon Lingo
RP ndash Red Plum ndash an insert from the paper
Coupon Lingo
P amp G ndash Procter amp Gamble insert in the paper on a monthly basis These only contain coupons for PampG Products
Coupon Lingo
WYB ndash When You Buy + however many you need to buy to make the deal happen
OYNO ndash On Your Next Order Basically means just that the savings can be used on your next order
Stacking ndash Many stores will let you use a store coupon and a manufacturersquos coupon on one item This is called stacking coupons There are also other ways to stack for instance Target has Cartwheel
Coupon Lingo
YMMV ndash Your mileage may vary This means that your store may or may not allow whatever this term is attached to to happen
$ ndash This is showing you the dollar amount off of how many items $21 would mean $2 off of 1 item
$$ ndash This is showing you the dollar amount off of a certain total amount $5$25 would mean $5 off of $25 purchase
Stockpiling
Stockpiling
Stockpiles are not built in one week ndash It takes between 6 and 9 months to get a stockpile established and on its way to being self-sustaining Even then you sometimes miscalculate and run out of things and yoursquoll always be adding to it when you find free and almost free items
Stockpiles should be of things that you and your family use all of the time If no one eats mustard at your house therersquos no use for 50 bottles of it under your bed If you are compelled to buy because they are free consider donating to your local food bank or church
Stockpiling
How to StockpileCompare the coupon policies at the stores
you have available to you as well as any incentives they offer you to shop there
Finally ldquomatchrdquo your coupons to the sales ads and purchase when you find a deal that is at rock bottom
Stockpile when the price is free or close to free (Some people say 70 off ndash I donrsquot usually stockpile unless I get 80 off or more for most items)
Stockpiling
Donrsquot stockpile on something just because its on sale or you have a coupon for it Wait for the sale and the coupons to match and pay the lowest possible price
Stores run sales in cycles Everything typically goes on sale about every 8 ndash 12 weeks If you buy 8 ndash 12 weeks worth of everything when you find a great deal then you will have enough to last you until the next time If your family eats one box of cereal per week then go ahead and buy several boxes If your family only eats one box a month then maybe just buy a couple boxes
Stockpiling
Watch for expiration dates Certain items will expire Make sure you keep the older items in the front and put the new items in the back
Great things to stockpile on are household goods and personal hygiene products These often do not expire or have a very long shelf-life
Just because you already have a stockpile on something doesnrsquot mean you shouldnrsquot add to it if you find it free or close to free again This is how we maintain
Stockpiling
Things to ConsiderHow much to stockpileHow much space do you haveHow quickly will you use things before they
expire What quantity of an item do you need to last
your family until the item can be purchased again at rock bottom
How much are you willing to spend in advance to collect large quantities of cheap items
>
Stockpiling
Using a Price BookRecord data from every receipt you can findStart with 15-20 items you useSeparate into categories Over time notice sales cycles
Sale Cycles
Understanding Sales CyclesNovember ndash Cough Medicine Cold Medicine
Country Time Lemonade CharcoalJuly amp August ndash Back to School SuppliesToilet paper and cereal cycle every 6 weeksAlmost every item will go on sale every 6-8
Non-foodFoil Cookware Tools Cling Wrap Electronics Carpet and Flooring Trees and Plants
December
FoodHam Butter Cheese Sugar Baking Supplies Yeast Pie Crust Dough Dinner Rolls Frozen Pies Cake mix NutsFrosting Pie Filling Cookie Dough Spices Dried Fruit Oatmeal Soda
Non-foodGift cards Foil Cling WrapDisposable baking pansElectronics ComputersCarpeting and flooringCookware Tools Toys CarsBatteries Winter clothesCoats Motor Cycles
Couponing Myths
Couponing Myth 1
Generic products are cheaper to buy than name brands
FALSE ndash Generic items rarely go on sale and do not typically have coupons for them
So lets say 16oz of Great Value lunch meat is $249 Seems like a good price Now look at thisOscar Mayer 16oz is on
BOGO Originally priced at $529 ndash so half of $529 is roughly $264
Now see the coupon I placed next to it Thatrsquos for $21 so you would only pay 64c for 16oz of this name brand lunch meat
Couponing Myth 2
There are no coupons for healthy items
FALSE Check on websites like wwwKashicomwwwHealthyChoicecom wwwHorizonDairycomwwwvermontorganicsformulacom wwwNaturesSourceCleanerscom wwwCherryMoonFarmscom
Sign up for newsletters for your favorite items E-mail your favorite food brands and request coupons
This week I was able to get FREE Fresh Express Caesar Salad Kits by combining a BOGO offer with a manufacturer coupon at Publix
A couple of weeks ago I was able to score FREE Atkins meals also by combining a BOGO sale with a manufacturer coupon
Couponing Myth 3
Coupons donrsquot really save that much money
FALSE Coupons can help save you 50 or better off of your regular grocery bill Once you develop a stock pile of on sale items that you use regularly yoursquoll save even more I typically save about 75 - 90 off of store prices
Check out my receipt in the next slide for evidence showing how you can save drastically with the use of coupons and sales items
Couponing Myth 3
Couponing Myth 4
Irsquoll save more shopping at Cosco or Samrsquos Club
FALSE Some whole sale bulk shopping clubs donrsquot even allow coupon shopping If you shop the sales and use your coupons yoursquore sure to save the most at local grocery stores
When using coupons you mostly want to use your coupon on the smallest item allowed per the coupon Even though the unit price is cheaper retail the coupon will more than likely bring that unit price down a lot more than you think Use your calculator
Couponing Myth 5
There are no coupons for the things I use
FALSE Write to the manufacturer of the item and share your opinions about their products Yoursquore bound to receive some great product coupons
You canrsquot be brand loyal if you want to truly maximize your savings This gives you the wonderful opportunity to try new things
My home is stocked with items that we use every day from the use of coupons and sales We wouldnrsquot have the luxury of so much to choose from otherwise
Tricks of the Trade
Tricks of the Trade
Brand loyalty will kill your budget Be open to try new things I know we now have A LOT of new favorites in my family
Change the way you think Instead of buying 50 different items when you shop you will be buying more like 10 of 5 items and a few misc Once your stock pile is established yoursquoll find you wonrsquot need to buy a grocery cart filled with all of these different itemshellip and your shopping will take much less time because you will know what yoursquore going in for and you donrsquot have to browse around the store looking for 50 different items
Use a shopping list and donrsquot impulse buy If you shop with a list and stick with it your monthly bill will be reduced quite a bit
Tricks of the Trade
Price Matching ndash If you want to save on gas and money this is the way to go Say yoursquore already going to WalMart or Target but you know that something on your list is cheaper at Walgreens Bring in the sales ad showing the sale price on that item and save yourself that trip to Walgreens Keep in mind though bonus points and rewards do not apply here
Purchase products in the smallest size that your coupon allows If a coupon doesnrsquot have a ldquosize limitrdquo then you can use it for ldquotravel sizerdquo or ldquosmallest size availablerdquo and get that product for free with possible overage This is a new way of shopping for most people
Tricks of the Trade
I hate to say this but even though I love Publix their meat prices are way too steep for me Instead of using my overage on meat at Publix I will sometimes take the cash in overage and use it at another store such as Piggly Wiggly Dollar General Market or WalMart so I can take advantage of their markdown prices on their meat A lot of times I can get ground beef for less than $2lb and chicken drumsticks for $325 for a family pack
Find out when your stores do their mark downs on their meat and produce and shop EARLY on those days
Use your 50c and under coupons at stores that doublehellip and do NOT load them to your card They wonrsquot double if they are digital
Tricks of the Trade
Clearance Items ndash Usually either found on end caps in bins or clearance aisles or even sometimes in their normal spots with clearance tags on them Check your coupons to see if you have any that match these items regularly
Creating a Shopping List
Most people make a list of the groceries they need and head to the store Their grocery lists tend to go by what they plan to eat for the week What you have just done is make a list of everything that is not on sale at the store
We need to step back and realize that groceries go on sale They all have a rock bottom low price and we want to focus on only buying groceries when they are at that rock bottom price
Creating a Shopping List
Here is an example of how I started out with Walgreens when I was learning how to ldquoRollrdquo my points and Register Rewards
Creating a Shopping List
Do your matchups A great way to learn how to do this is by first looking at the weekly sales ad and then by going to a coupon database such as the one on Frugal Jen and search to see what coupons are available to use for those sales items When yoursquove done this check my website and compare your matchups to mine and see how yoursquove done
Creating a Shopping List
How to come up with your own Match ups Look at the sales ads Look up on the coupon database to see what coupons are available Look through your coupons Herersquos an example of how we do this Say I have a store coupon and a manufacturer coupon
Creating a Shopping List
Looks like a great deal already But now look at the sales ad The VitaPizzas are 50 off My Publix has these priced at $399 so
50 off of $399 is appx $200 Take off $1 for the Publix q and $1 for the Manufacturer ` and they are FREE
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
What is a Coupon
Basically a coupon is a manufacturer or storersquos way of discounting a product for you without offering the discount to everyone
There are several different forms of coupons
Insert coupons printable coupons ecoupons and mobile coupons
Life Cycle Of A Manufacturerrsquos Coupon
The manufacturer decides to run a coupon program and sends the coupon to a design agency
You acquire the coupon through the paper or other entity
You use the coupon and the store takes itThe cashier adds up her drawer and
coupons to make sure they balanceThe coupons are bagged and sent to the
corporate offices
Continuing The Life Cycle Of A Coupon
The coupon is sent of a large clearing house Publix and Kroger use one overseas
The clearing house puts them on a large conveyor belt and scans them
An automated process sorts them by manufacturer and prints an invoice
The manufacturer receives the coupons and invoice (think thousands) and then pays the bill
Some stores are paid by the clearing house Others are paid by the manufacturer
What are the different types of Coupons
Manufacturerrsquos coupon ndash This is a coupon printed by the person who manufactures the product
Store Coupon ndash This is a coupon put out by the store itself offering you savings on a specific product
Competitorrsquos Coupon ndash This is a store coupon from a different store than the one you are using it at
What are the different types of Coupons
Manufacturer Coupons
Refer to the title as shown by the red arrowThese can be used anywhere that takes
coupons even if there is another store logo on it
VOID
What are the different types of Coupons
Store Coupons
Refer to the title as shown by the blue arrowThese can be used at their store and stores
that take competitor coupons
What are the different types of Coupons
Manufacturer Coupons that say ldquoRedeemable only athelliprdquo
Refer to the pink circled itemsSome other stores will accept them if they arenrsquot
for their store others will not Publix does take them CVS does not
Where can I get coupons
Where Can I Get Coupons
Sunday Paper ndash newspapers work out agreements with coupon manufacturers to have coupons in their Sunday papers You can buy the paper at a store or subscribe to have it delivered to your home
Order Individual Coupons Online ndash There are websites like couponfleamarket or Ebay that offer coupons They are not selling you the coupon They are selling the time spent clipping them and shipping fees
I provide unclipped coupon inserts Here also for less than the paper would cost
Continuing where to find coupons
Print Them - Donrsquot go printer crazy You do not need to print everything You will spend your coupon savings on ink However there are a lot of great coupons offered online My website Frugal Jen has a printing center as well
Hotels and Recycling centers Always ask before you go looking through bins though
Friends amp Family ndash It never hurts to askFacebook ndash Facebook frequently has
companies offering great coupons
Continuing where to find coupons
E-mail ndash There are many companies that require your e-mail address for coupons I highly recommend creating a coupon related e-mail address If not you will be flooded with e-mails
Contact Companies ndash If it is not a product you see coupons a lot for it doesnrsquot hurt to contact the company and brag on their product Sometimes they will send you coupons In our couponing group I have a 5-a-day spreadsheet that you can use to email companies in the files section
Always remember that the only insert that will come on a holiday weekend is Proctor amp Gamble and thatrsquos only if it is scheduled for that weekend Make sure to search google for ldquoWeekly Insert Schedulerdquo and the year wersquore in so yoursquoll know what to expect for the week Sometimes what we will actually receive will vary but the schedules are usually pretty accurate
Organization
Organization
Organization is the key when it comes to being able to maximize your savings
If you canrsquot find anything you will spend most of your time looking for coupons and eventually give up and pay full price
If you find items on clearance and your coupons are organized you will be able to tell within seconds if you have a coupon that matches that item
Carry the coupons you plan to use in a small coupon holder in your purse separate from your binder or other file system that you use
Organization
Make a list before you go shopping This is very important Itrsquos the only way you will be able to walk into the store grab what you need and gohellip without spending a fortune on impulse buys Lists also help you to know what coupons you need to print andor clip And how much you should expect to spend
Organization
Some people keep the inserts intact and file them by date This system saves a great deal of time initially but getting ready for shopping is more of a chore You have to cut the coupons that you need at that time
Organization
Others clip all of the coupons from the beginning and file them in various ways The most popular is the binder method some form of 3 ring zip able binder with baseball card and other inserts
Organization
Portable File Organizer ndash Some people prefer these because they are easy to look through and fit in the front of the grocery cart easily
Organization
Small purse organizer ndash I use these to prepare for my shopping hauls I place the coupons Irsquom going to use at the store in this and move them to the front as I pull the items off of the shelves
Organization
Find the system that works best for you Make sure that you go through your coupons
and weed out your expired coupons at least once a month This prevents the task from becoming overwhelming and prevents embarrassment at the store if you try to use an expired coupon
Always include Scissors calculator pencil paper shopping list and your coupon policies (and your coupons of coursehellip lol)
Speaking The Coupon Language
Coupon Lingo
Match Up ndash A listing of items and the coupons that can be used on them I post several match ups each week you can use those for practice or just to make your life a little easier
Coupon Lingo
Transaction ndash The time from when your items are scanned until you pay
BOGO ndash Buy One Get One Free Q ndash CouponMQ ndash Manufacturer Coupon_Q ndash Store Coupons fill in the black with the first
letter of the store in reference For instance a Target Coupon would become a TQ and a Publix Coupon would be a PQ
Overage ndash the value of the coupon is greater than the price of the product The extra money left over is called overage
Coupon Lingo
Blinkies ndash The small coupon machines like this one dispense blinkies
Coupon Lingo
Tearpads ndash Coupons found on a pad usually near the product
Coupon Lingo
Hangtags ndash These hang on the products themselves
Coupon Lingo
Peelies ndash These stick on the products themselves
Coupon Lingo
Catalina ndash Coupon printed from the register at the end of a transaction that is generated by purchasing a certain product
Coupon Lingo
MIR ndash Mail in Rebate You get money back on your purchases usually with a receipt and a UPC mailed with a form like this one
Coupon Lingo
OOP ndash Out of pocket- This is the actual amount of money you will spend after coupons
Coupon Lingo
ECBRR ndash A coupon that prints at the end of a transaction with a certain value off of your next purchase
Coupon Lingo
Insert ndash a collection of coupons in your paper The three main inserts yoursquoll find are Smart Source Red Plum and Proctor and Gamble
Coupon Lingo
SS ndash Smart Source ndash an insert from the paper
Coupon Lingo
RP ndash Red Plum ndash an insert from the paper
Coupon Lingo
P amp G ndash Procter amp Gamble insert in the paper on a monthly basis These only contain coupons for PampG Products
Coupon Lingo
WYB ndash When You Buy + however many you need to buy to make the deal happen
OYNO ndash On Your Next Order Basically means just that the savings can be used on your next order
Stacking ndash Many stores will let you use a store coupon and a manufacturersquos coupon on one item This is called stacking coupons There are also other ways to stack for instance Target has Cartwheel
Coupon Lingo
YMMV ndash Your mileage may vary This means that your store may or may not allow whatever this term is attached to to happen
$ ndash This is showing you the dollar amount off of how many items $21 would mean $2 off of 1 item
$$ ndash This is showing you the dollar amount off of a certain total amount $5$25 would mean $5 off of $25 purchase
Stockpiling
Stockpiling
Stockpiles are not built in one week ndash It takes between 6 and 9 months to get a stockpile established and on its way to being self-sustaining Even then you sometimes miscalculate and run out of things and yoursquoll always be adding to it when you find free and almost free items
Stockpiles should be of things that you and your family use all of the time If no one eats mustard at your house therersquos no use for 50 bottles of it under your bed If you are compelled to buy because they are free consider donating to your local food bank or church
Stockpiling
How to StockpileCompare the coupon policies at the stores
you have available to you as well as any incentives they offer you to shop there
Finally ldquomatchrdquo your coupons to the sales ads and purchase when you find a deal that is at rock bottom
Stockpile when the price is free or close to free (Some people say 70 off ndash I donrsquot usually stockpile unless I get 80 off or more for most items)
Stockpiling
Donrsquot stockpile on something just because its on sale or you have a coupon for it Wait for the sale and the coupons to match and pay the lowest possible price
Stores run sales in cycles Everything typically goes on sale about every 8 ndash 12 weeks If you buy 8 ndash 12 weeks worth of everything when you find a great deal then you will have enough to last you until the next time If your family eats one box of cereal per week then go ahead and buy several boxes If your family only eats one box a month then maybe just buy a couple boxes
Stockpiling
Watch for expiration dates Certain items will expire Make sure you keep the older items in the front and put the new items in the back
Great things to stockpile on are household goods and personal hygiene products These often do not expire or have a very long shelf-life
Just because you already have a stockpile on something doesnrsquot mean you shouldnrsquot add to it if you find it free or close to free again This is how we maintain
Stockpiling
Things to ConsiderHow much to stockpileHow much space do you haveHow quickly will you use things before they
expire What quantity of an item do you need to last
your family until the item can be purchased again at rock bottom
How much are you willing to spend in advance to collect large quantities of cheap items
>
Stockpiling
Using a Price BookRecord data from every receipt you can findStart with 15-20 items you useSeparate into categories Over time notice sales cycles
Sale Cycles
Understanding Sales CyclesNovember ndash Cough Medicine Cold Medicine
Country Time Lemonade CharcoalJuly amp August ndash Back to School SuppliesToilet paper and cereal cycle every 6 weeksAlmost every item will go on sale every 6-8
Non-foodFoil Cookware Tools Cling Wrap Electronics Carpet and Flooring Trees and Plants
December
FoodHam Butter Cheese Sugar Baking Supplies Yeast Pie Crust Dough Dinner Rolls Frozen Pies Cake mix NutsFrosting Pie Filling Cookie Dough Spices Dried Fruit Oatmeal Soda
Non-foodGift cards Foil Cling WrapDisposable baking pansElectronics ComputersCarpeting and flooringCookware Tools Toys CarsBatteries Winter clothesCoats Motor Cycles
Couponing Myths
Couponing Myth 1
Generic products are cheaper to buy than name brands
FALSE ndash Generic items rarely go on sale and do not typically have coupons for them
So lets say 16oz of Great Value lunch meat is $249 Seems like a good price Now look at thisOscar Mayer 16oz is on
BOGO Originally priced at $529 ndash so half of $529 is roughly $264
Now see the coupon I placed next to it Thatrsquos for $21 so you would only pay 64c for 16oz of this name brand lunch meat
Couponing Myth 2
There are no coupons for healthy items
FALSE Check on websites like wwwKashicomwwwHealthyChoicecom wwwHorizonDairycomwwwvermontorganicsformulacom wwwNaturesSourceCleanerscom wwwCherryMoonFarmscom
Sign up for newsletters for your favorite items E-mail your favorite food brands and request coupons
This week I was able to get FREE Fresh Express Caesar Salad Kits by combining a BOGO offer with a manufacturer coupon at Publix
A couple of weeks ago I was able to score FREE Atkins meals also by combining a BOGO sale with a manufacturer coupon
Couponing Myth 3
Coupons donrsquot really save that much money
FALSE Coupons can help save you 50 or better off of your regular grocery bill Once you develop a stock pile of on sale items that you use regularly yoursquoll save even more I typically save about 75 - 90 off of store prices
Check out my receipt in the next slide for evidence showing how you can save drastically with the use of coupons and sales items
Couponing Myth 3
Couponing Myth 4
Irsquoll save more shopping at Cosco or Samrsquos Club
FALSE Some whole sale bulk shopping clubs donrsquot even allow coupon shopping If you shop the sales and use your coupons yoursquore sure to save the most at local grocery stores
When using coupons you mostly want to use your coupon on the smallest item allowed per the coupon Even though the unit price is cheaper retail the coupon will more than likely bring that unit price down a lot more than you think Use your calculator
Couponing Myth 5
There are no coupons for the things I use
FALSE Write to the manufacturer of the item and share your opinions about their products Yoursquore bound to receive some great product coupons
You canrsquot be brand loyal if you want to truly maximize your savings This gives you the wonderful opportunity to try new things
My home is stocked with items that we use every day from the use of coupons and sales We wouldnrsquot have the luxury of so much to choose from otherwise
Tricks of the Trade
Tricks of the Trade
Brand loyalty will kill your budget Be open to try new things I know we now have A LOT of new favorites in my family
Change the way you think Instead of buying 50 different items when you shop you will be buying more like 10 of 5 items and a few misc Once your stock pile is established yoursquoll find you wonrsquot need to buy a grocery cart filled with all of these different itemshellip and your shopping will take much less time because you will know what yoursquore going in for and you donrsquot have to browse around the store looking for 50 different items
Use a shopping list and donrsquot impulse buy If you shop with a list and stick with it your monthly bill will be reduced quite a bit
Tricks of the Trade
Price Matching ndash If you want to save on gas and money this is the way to go Say yoursquore already going to WalMart or Target but you know that something on your list is cheaper at Walgreens Bring in the sales ad showing the sale price on that item and save yourself that trip to Walgreens Keep in mind though bonus points and rewards do not apply here
Purchase products in the smallest size that your coupon allows If a coupon doesnrsquot have a ldquosize limitrdquo then you can use it for ldquotravel sizerdquo or ldquosmallest size availablerdquo and get that product for free with possible overage This is a new way of shopping for most people
Tricks of the Trade
I hate to say this but even though I love Publix their meat prices are way too steep for me Instead of using my overage on meat at Publix I will sometimes take the cash in overage and use it at another store such as Piggly Wiggly Dollar General Market or WalMart so I can take advantage of their markdown prices on their meat A lot of times I can get ground beef for less than $2lb and chicken drumsticks for $325 for a family pack
Find out when your stores do their mark downs on their meat and produce and shop EARLY on those days
Use your 50c and under coupons at stores that doublehellip and do NOT load them to your card They wonrsquot double if they are digital
Tricks of the Trade
Clearance Items ndash Usually either found on end caps in bins or clearance aisles or even sometimes in their normal spots with clearance tags on them Check your coupons to see if you have any that match these items regularly
Creating a Shopping List
Most people make a list of the groceries they need and head to the store Their grocery lists tend to go by what they plan to eat for the week What you have just done is make a list of everything that is not on sale at the store
We need to step back and realize that groceries go on sale They all have a rock bottom low price and we want to focus on only buying groceries when they are at that rock bottom price
Creating a Shopping List
Here is an example of how I started out with Walgreens when I was learning how to ldquoRollrdquo my points and Register Rewards
Creating a Shopping List
Do your matchups A great way to learn how to do this is by first looking at the weekly sales ad and then by going to a coupon database such as the one on Frugal Jen and search to see what coupons are available to use for those sales items When yoursquove done this check my website and compare your matchups to mine and see how yoursquove done
Creating a Shopping List
How to come up with your own Match ups Look at the sales ads Look up on the coupon database to see what coupons are available Look through your coupons Herersquos an example of how we do this Say I have a store coupon and a manufacturer coupon
Creating a Shopping List
Looks like a great deal already But now look at the sales ad The VitaPizzas are 50 off My Publix has these priced at $399 so
50 off of $399 is appx $200 Take off $1 for the Publix q and $1 for the Manufacturer ` and they are FREE
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Life Cycle Of A Manufacturerrsquos Coupon
The manufacturer decides to run a coupon program and sends the coupon to a design agency
You acquire the coupon through the paper or other entity
You use the coupon and the store takes itThe cashier adds up her drawer and
coupons to make sure they balanceThe coupons are bagged and sent to the
corporate offices
Continuing The Life Cycle Of A Coupon
The coupon is sent of a large clearing house Publix and Kroger use one overseas
The clearing house puts them on a large conveyor belt and scans them
An automated process sorts them by manufacturer and prints an invoice
The manufacturer receives the coupons and invoice (think thousands) and then pays the bill
Some stores are paid by the clearing house Others are paid by the manufacturer
What are the different types of Coupons
Manufacturerrsquos coupon ndash This is a coupon printed by the person who manufactures the product
Store Coupon ndash This is a coupon put out by the store itself offering you savings on a specific product
Competitorrsquos Coupon ndash This is a store coupon from a different store than the one you are using it at
What are the different types of Coupons
Manufacturer Coupons
Refer to the title as shown by the red arrowThese can be used anywhere that takes
coupons even if there is another store logo on it
VOID
What are the different types of Coupons
Store Coupons
Refer to the title as shown by the blue arrowThese can be used at their store and stores
that take competitor coupons
What are the different types of Coupons
Manufacturer Coupons that say ldquoRedeemable only athelliprdquo
Refer to the pink circled itemsSome other stores will accept them if they arenrsquot
for their store others will not Publix does take them CVS does not
Where can I get coupons
Where Can I Get Coupons
Sunday Paper ndash newspapers work out agreements with coupon manufacturers to have coupons in their Sunday papers You can buy the paper at a store or subscribe to have it delivered to your home
Order Individual Coupons Online ndash There are websites like couponfleamarket or Ebay that offer coupons They are not selling you the coupon They are selling the time spent clipping them and shipping fees
I provide unclipped coupon inserts Here also for less than the paper would cost
Continuing where to find coupons
Print Them - Donrsquot go printer crazy You do not need to print everything You will spend your coupon savings on ink However there are a lot of great coupons offered online My website Frugal Jen has a printing center as well
Hotels and Recycling centers Always ask before you go looking through bins though
Friends amp Family ndash It never hurts to askFacebook ndash Facebook frequently has
companies offering great coupons
Continuing where to find coupons
E-mail ndash There are many companies that require your e-mail address for coupons I highly recommend creating a coupon related e-mail address If not you will be flooded with e-mails
Contact Companies ndash If it is not a product you see coupons a lot for it doesnrsquot hurt to contact the company and brag on their product Sometimes they will send you coupons In our couponing group I have a 5-a-day spreadsheet that you can use to email companies in the files section
Always remember that the only insert that will come on a holiday weekend is Proctor amp Gamble and thatrsquos only if it is scheduled for that weekend Make sure to search google for ldquoWeekly Insert Schedulerdquo and the year wersquore in so yoursquoll know what to expect for the week Sometimes what we will actually receive will vary but the schedules are usually pretty accurate
Organization
Organization
Organization is the key when it comes to being able to maximize your savings
If you canrsquot find anything you will spend most of your time looking for coupons and eventually give up and pay full price
If you find items on clearance and your coupons are organized you will be able to tell within seconds if you have a coupon that matches that item
Carry the coupons you plan to use in a small coupon holder in your purse separate from your binder or other file system that you use
Organization
Make a list before you go shopping This is very important Itrsquos the only way you will be able to walk into the store grab what you need and gohellip without spending a fortune on impulse buys Lists also help you to know what coupons you need to print andor clip And how much you should expect to spend
Organization
Some people keep the inserts intact and file them by date This system saves a great deal of time initially but getting ready for shopping is more of a chore You have to cut the coupons that you need at that time
Organization
Others clip all of the coupons from the beginning and file them in various ways The most popular is the binder method some form of 3 ring zip able binder with baseball card and other inserts
Organization
Portable File Organizer ndash Some people prefer these because they are easy to look through and fit in the front of the grocery cart easily
Organization
Small purse organizer ndash I use these to prepare for my shopping hauls I place the coupons Irsquom going to use at the store in this and move them to the front as I pull the items off of the shelves
Organization
Find the system that works best for you Make sure that you go through your coupons
and weed out your expired coupons at least once a month This prevents the task from becoming overwhelming and prevents embarrassment at the store if you try to use an expired coupon
Always include Scissors calculator pencil paper shopping list and your coupon policies (and your coupons of coursehellip lol)
Speaking The Coupon Language
Coupon Lingo
Match Up ndash A listing of items and the coupons that can be used on them I post several match ups each week you can use those for practice or just to make your life a little easier
Coupon Lingo
Transaction ndash The time from when your items are scanned until you pay
BOGO ndash Buy One Get One Free Q ndash CouponMQ ndash Manufacturer Coupon_Q ndash Store Coupons fill in the black with the first
letter of the store in reference For instance a Target Coupon would become a TQ and a Publix Coupon would be a PQ
Overage ndash the value of the coupon is greater than the price of the product The extra money left over is called overage
Coupon Lingo
Blinkies ndash The small coupon machines like this one dispense blinkies
Coupon Lingo
Tearpads ndash Coupons found on a pad usually near the product
Coupon Lingo
Hangtags ndash These hang on the products themselves
Coupon Lingo
Peelies ndash These stick on the products themselves
Coupon Lingo
Catalina ndash Coupon printed from the register at the end of a transaction that is generated by purchasing a certain product
Coupon Lingo
MIR ndash Mail in Rebate You get money back on your purchases usually with a receipt and a UPC mailed with a form like this one
Coupon Lingo
OOP ndash Out of pocket- This is the actual amount of money you will spend after coupons
Coupon Lingo
ECBRR ndash A coupon that prints at the end of a transaction with a certain value off of your next purchase
Coupon Lingo
Insert ndash a collection of coupons in your paper The three main inserts yoursquoll find are Smart Source Red Plum and Proctor and Gamble
Coupon Lingo
SS ndash Smart Source ndash an insert from the paper
Coupon Lingo
RP ndash Red Plum ndash an insert from the paper
Coupon Lingo
P amp G ndash Procter amp Gamble insert in the paper on a monthly basis These only contain coupons for PampG Products
Coupon Lingo
WYB ndash When You Buy + however many you need to buy to make the deal happen
OYNO ndash On Your Next Order Basically means just that the savings can be used on your next order
Stacking ndash Many stores will let you use a store coupon and a manufacturersquos coupon on one item This is called stacking coupons There are also other ways to stack for instance Target has Cartwheel
Coupon Lingo
YMMV ndash Your mileage may vary This means that your store may or may not allow whatever this term is attached to to happen
$ ndash This is showing you the dollar amount off of how many items $21 would mean $2 off of 1 item
$$ ndash This is showing you the dollar amount off of a certain total amount $5$25 would mean $5 off of $25 purchase
Stockpiling
Stockpiling
Stockpiles are not built in one week ndash It takes between 6 and 9 months to get a stockpile established and on its way to being self-sustaining Even then you sometimes miscalculate and run out of things and yoursquoll always be adding to it when you find free and almost free items
Stockpiles should be of things that you and your family use all of the time If no one eats mustard at your house therersquos no use for 50 bottles of it under your bed If you are compelled to buy because they are free consider donating to your local food bank or church
Stockpiling
How to StockpileCompare the coupon policies at the stores
you have available to you as well as any incentives they offer you to shop there
Finally ldquomatchrdquo your coupons to the sales ads and purchase when you find a deal that is at rock bottom
Stockpile when the price is free or close to free (Some people say 70 off ndash I donrsquot usually stockpile unless I get 80 off or more for most items)
Stockpiling
Donrsquot stockpile on something just because its on sale or you have a coupon for it Wait for the sale and the coupons to match and pay the lowest possible price
Stores run sales in cycles Everything typically goes on sale about every 8 ndash 12 weeks If you buy 8 ndash 12 weeks worth of everything when you find a great deal then you will have enough to last you until the next time If your family eats one box of cereal per week then go ahead and buy several boxes If your family only eats one box a month then maybe just buy a couple boxes
Stockpiling
Watch for expiration dates Certain items will expire Make sure you keep the older items in the front and put the new items in the back
Great things to stockpile on are household goods and personal hygiene products These often do not expire or have a very long shelf-life
Just because you already have a stockpile on something doesnrsquot mean you shouldnrsquot add to it if you find it free or close to free again This is how we maintain
Stockpiling
Things to ConsiderHow much to stockpileHow much space do you haveHow quickly will you use things before they
expire What quantity of an item do you need to last
your family until the item can be purchased again at rock bottom
How much are you willing to spend in advance to collect large quantities of cheap items
>
Stockpiling
Using a Price BookRecord data from every receipt you can findStart with 15-20 items you useSeparate into categories Over time notice sales cycles
Sale Cycles
Understanding Sales CyclesNovember ndash Cough Medicine Cold Medicine
Country Time Lemonade CharcoalJuly amp August ndash Back to School SuppliesToilet paper and cereal cycle every 6 weeksAlmost every item will go on sale every 6-8
Non-foodFoil Cookware Tools Cling Wrap Electronics Carpet and Flooring Trees and Plants
December
FoodHam Butter Cheese Sugar Baking Supplies Yeast Pie Crust Dough Dinner Rolls Frozen Pies Cake mix NutsFrosting Pie Filling Cookie Dough Spices Dried Fruit Oatmeal Soda
Non-foodGift cards Foil Cling WrapDisposable baking pansElectronics ComputersCarpeting and flooringCookware Tools Toys CarsBatteries Winter clothesCoats Motor Cycles
Couponing Myths
Couponing Myth 1
Generic products are cheaper to buy than name brands
FALSE ndash Generic items rarely go on sale and do not typically have coupons for them
So lets say 16oz of Great Value lunch meat is $249 Seems like a good price Now look at thisOscar Mayer 16oz is on
BOGO Originally priced at $529 ndash so half of $529 is roughly $264
Now see the coupon I placed next to it Thatrsquos for $21 so you would only pay 64c for 16oz of this name brand lunch meat
Couponing Myth 2
There are no coupons for healthy items
FALSE Check on websites like wwwKashicomwwwHealthyChoicecom wwwHorizonDairycomwwwvermontorganicsformulacom wwwNaturesSourceCleanerscom wwwCherryMoonFarmscom
Sign up for newsletters for your favorite items E-mail your favorite food brands and request coupons
This week I was able to get FREE Fresh Express Caesar Salad Kits by combining a BOGO offer with a manufacturer coupon at Publix
A couple of weeks ago I was able to score FREE Atkins meals also by combining a BOGO sale with a manufacturer coupon
Couponing Myth 3
Coupons donrsquot really save that much money
FALSE Coupons can help save you 50 or better off of your regular grocery bill Once you develop a stock pile of on sale items that you use regularly yoursquoll save even more I typically save about 75 - 90 off of store prices
Check out my receipt in the next slide for evidence showing how you can save drastically with the use of coupons and sales items
Couponing Myth 3
Couponing Myth 4
Irsquoll save more shopping at Cosco or Samrsquos Club
FALSE Some whole sale bulk shopping clubs donrsquot even allow coupon shopping If you shop the sales and use your coupons yoursquore sure to save the most at local grocery stores
When using coupons you mostly want to use your coupon on the smallest item allowed per the coupon Even though the unit price is cheaper retail the coupon will more than likely bring that unit price down a lot more than you think Use your calculator
Couponing Myth 5
There are no coupons for the things I use
FALSE Write to the manufacturer of the item and share your opinions about their products Yoursquore bound to receive some great product coupons
You canrsquot be brand loyal if you want to truly maximize your savings This gives you the wonderful opportunity to try new things
My home is stocked with items that we use every day from the use of coupons and sales We wouldnrsquot have the luxury of so much to choose from otherwise
Tricks of the Trade
Tricks of the Trade
Brand loyalty will kill your budget Be open to try new things I know we now have A LOT of new favorites in my family
Change the way you think Instead of buying 50 different items when you shop you will be buying more like 10 of 5 items and a few misc Once your stock pile is established yoursquoll find you wonrsquot need to buy a grocery cart filled with all of these different itemshellip and your shopping will take much less time because you will know what yoursquore going in for and you donrsquot have to browse around the store looking for 50 different items
Use a shopping list and donrsquot impulse buy If you shop with a list and stick with it your monthly bill will be reduced quite a bit
Tricks of the Trade
Price Matching ndash If you want to save on gas and money this is the way to go Say yoursquore already going to WalMart or Target but you know that something on your list is cheaper at Walgreens Bring in the sales ad showing the sale price on that item and save yourself that trip to Walgreens Keep in mind though bonus points and rewards do not apply here
Purchase products in the smallest size that your coupon allows If a coupon doesnrsquot have a ldquosize limitrdquo then you can use it for ldquotravel sizerdquo or ldquosmallest size availablerdquo and get that product for free with possible overage This is a new way of shopping for most people
Tricks of the Trade
I hate to say this but even though I love Publix their meat prices are way too steep for me Instead of using my overage on meat at Publix I will sometimes take the cash in overage and use it at another store such as Piggly Wiggly Dollar General Market or WalMart so I can take advantage of their markdown prices on their meat A lot of times I can get ground beef for less than $2lb and chicken drumsticks for $325 for a family pack
Find out when your stores do their mark downs on their meat and produce and shop EARLY on those days
Use your 50c and under coupons at stores that doublehellip and do NOT load them to your card They wonrsquot double if they are digital
Tricks of the Trade
Clearance Items ndash Usually either found on end caps in bins or clearance aisles or even sometimes in their normal spots with clearance tags on them Check your coupons to see if you have any that match these items regularly
Creating a Shopping List
Most people make a list of the groceries they need and head to the store Their grocery lists tend to go by what they plan to eat for the week What you have just done is make a list of everything that is not on sale at the store
We need to step back and realize that groceries go on sale They all have a rock bottom low price and we want to focus on only buying groceries when they are at that rock bottom price
Creating a Shopping List
Here is an example of how I started out with Walgreens when I was learning how to ldquoRollrdquo my points and Register Rewards
Creating a Shopping List
Do your matchups A great way to learn how to do this is by first looking at the weekly sales ad and then by going to a coupon database such as the one on Frugal Jen and search to see what coupons are available to use for those sales items When yoursquove done this check my website and compare your matchups to mine and see how yoursquove done
Creating a Shopping List
How to come up with your own Match ups Look at the sales ads Look up on the coupon database to see what coupons are available Look through your coupons Herersquos an example of how we do this Say I have a store coupon and a manufacturer coupon
Creating a Shopping List
Looks like a great deal already But now look at the sales ad The VitaPizzas are 50 off My Publix has these priced at $399 so
50 off of $399 is appx $200 Take off $1 for the Publix q and $1 for the Manufacturer ` and they are FREE
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Continuing The Life Cycle Of A Coupon
The coupon is sent of a large clearing house Publix and Kroger use one overseas
The clearing house puts them on a large conveyor belt and scans them
An automated process sorts them by manufacturer and prints an invoice
The manufacturer receives the coupons and invoice (think thousands) and then pays the bill
Some stores are paid by the clearing house Others are paid by the manufacturer
What are the different types of Coupons
Manufacturerrsquos coupon ndash This is a coupon printed by the person who manufactures the product
Store Coupon ndash This is a coupon put out by the store itself offering you savings on a specific product
Competitorrsquos Coupon ndash This is a store coupon from a different store than the one you are using it at
What are the different types of Coupons
Manufacturer Coupons
Refer to the title as shown by the red arrowThese can be used anywhere that takes
coupons even if there is another store logo on it
VOID
What are the different types of Coupons
Store Coupons
Refer to the title as shown by the blue arrowThese can be used at their store and stores
that take competitor coupons
What are the different types of Coupons
Manufacturer Coupons that say ldquoRedeemable only athelliprdquo
Refer to the pink circled itemsSome other stores will accept them if they arenrsquot
for their store others will not Publix does take them CVS does not
Where can I get coupons
Where Can I Get Coupons
Sunday Paper ndash newspapers work out agreements with coupon manufacturers to have coupons in their Sunday papers You can buy the paper at a store or subscribe to have it delivered to your home
Order Individual Coupons Online ndash There are websites like couponfleamarket or Ebay that offer coupons They are not selling you the coupon They are selling the time spent clipping them and shipping fees
I provide unclipped coupon inserts Here also for less than the paper would cost
Continuing where to find coupons
Print Them - Donrsquot go printer crazy You do not need to print everything You will spend your coupon savings on ink However there are a lot of great coupons offered online My website Frugal Jen has a printing center as well
Hotels and Recycling centers Always ask before you go looking through bins though
Friends amp Family ndash It never hurts to askFacebook ndash Facebook frequently has
companies offering great coupons
Continuing where to find coupons
E-mail ndash There are many companies that require your e-mail address for coupons I highly recommend creating a coupon related e-mail address If not you will be flooded with e-mails
Contact Companies ndash If it is not a product you see coupons a lot for it doesnrsquot hurt to contact the company and brag on their product Sometimes they will send you coupons In our couponing group I have a 5-a-day spreadsheet that you can use to email companies in the files section
Always remember that the only insert that will come on a holiday weekend is Proctor amp Gamble and thatrsquos only if it is scheduled for that weekend Make sure to search google for ldquoWeekly Insert Schedulerdquo and the year wersquore in so yoursquoll know what to expect for the week Sometimes what we will actually receive will vary but the schedules are usually pretty accurate
Organization
Organization
Organization is the key when it comes to being able to maximize your savings
If you canrsquot find anything you will spend most of your time looking for coupons and eventually give up and pay full price
If you find items on clearance and your coupons are organized you will be able to tell within seconds if you have a coupon that matches that item
Carry the coupons you plan to use in a small coupon holder in your purse separate from your binder or other file system that you use
Organization
Make a list before you go shopping This is very important Itrsquos the only way you will be able to walk into the store grab what you need and gohellip without spending a fortune on impulse buys Lists also help you to know what coupons you need to print andor clip And how much you should expect to spend
Organization
Some people keep the inserts intact and file them by date This system saves a great deal of time initially but getting ready for shopping is more of a chore You have to cut the coupons that you need at that time
Organization
Others clip all of the coupons from the beginning and file them in various ways The most popular is the binder method some form of 3 ring zip able binder with baseball card and other inserts
Organization
Portable File Organizer ndash Some people prefer these because they are easy to look through and fit in the front of the grocery cart easily
Organization
Small purse organizer ndash I use these to prepare for my shopping hauls I place the coupons Irsquom going to use at the store in this and move them to the front as I pull the items off of the shelves
Organization
Find the system that works best for you Make sure that you go through your coupons
and weed out your expired coupons at least once a month This prevents the task from becoming overwhelming and prevents embarrassment at the store if you try to use an expired coupon
Always include Scissors calculator pencil paper shopping list and your coupon policies (and your coupons of coursehellip lol)
Speaking The Coupon Language
Coupon Lingo
Match Up ndash A listing of items and the coupons that can be used on them I post several match ups each week you can use those for practice or just to make your life a little easier
Coupon Lingo
Transaction ndash The time from when your items are scanned until you pay
BOGO ndash Buy One Get One Free Q ndash CouponMQ ndash Manufacturer Coupon_Q ndash Store Coupons fill in the black with the first
letter of the store in reference For instance a Target Coupon would become a TQ and a Publix Coupon would be a PQ
Overage ndash the value of the coupon is greater than the price of the product The extra money left over is called overage
Coupon Lingo
Blinkies ndash The small coupon machines like this one dispense blinkies
Coupon Lingo
Tearpads ndash Coupons found on a pad usually near the product
Coupon Lingo
Hangtags ndash These hang on the products themselves
Coupon Lingo
Peelies ndash These stick on the products themselves
Coupon Lingo
Catalina ndash Coupon printed from the register at the end of a transaction that is generated by purchasing a certain product
Coupon Lingo
MIR ndash Mail in Rebate You get money back on your purchases usually with a receipt and a UPC mailed with a form like this one
Coupon Lingo
OOP ndash Out of pocket- This is the actual amount of money you will spend after coupons
Coupon Lingo
ECBRR ndash A coupon that prints at the end of a transaction with a certain value off of your next purchase
Coupon Lingo
Insert ndash a collection of coupons in your paper The three main inserts yoursquoll find are Smart Source Red Plum and Proctor and Gamble
Coupon Lingo
SS ndash Smart Source ndash an insert from the paper
Coupon Lingo
RP ndash Red Plum ndash an insert from the paper
Coupon Lingo
P amp G ndash Procter amp Gamble insert in the paper on a monthly basis These only contain coupons for PampG Products
Coupon Lingo
WYB ndash When You Buy + however many you need to buy to make the deal happen
OYNO ndash On Your Next Order Basically means just that the savings can be used on your next order
Stacking ndash Many stores will let you use a store coupon and a manufacturersquos coupon on one item This is called stacking coupons There are also other ways to stack for instance Target has Cartwheel
Coupon Lingo
YMMV ndash Your mileage may vary This means that your store may or may not allow whatever this term is attached to to happen
$ ndash This is showing you the dollar amount off of how many items $21 would mean $2 off of 1 item
$$ ndash This is showing you the dollar amount off of a certain total amount $5$25 would mean $5 off of $25 purchase
Stockpiling
Stockpiling
Stockpiles are not built in one week ndash It takes between 6 and 9 months to get a stockpile established and on its way to being self-sustaining Even then you sometimes miscalculate and run out of things and yoursquoll always be adding to it when you find free and almost free items
Stockpiles should be of things that you and your family use all of the time If no one eats mustard at your house therersquos no use for 50 bottles of it under your bed If you are compelled to buy because they are free consider donating to your local food bank or church
Stockpiling
How to StockpileCompare the coupon policies at the stores
you have available to you as well as any incentives they offer you to shop there
Finally ldquomatchrdquo your coupons to the sales ads and purchase when you find a deal that is at rock bottom
Stockpile when the price is free or close to free (Some people say 70 off ndash I donrsquot usually stockpile unless I get 80 off or more for most items)
Stockpiling
Donrsquot stockpile on something just because its on sale or you have a coupon for it Wait for the sale and the coupons to match and pay the lowest possible price
Stores run sales in cycles Everything typically goes on sale about every 8 ndash 12 weeks If you buy 8 ndash 12 weeks worth of everything when you find a great deal then you will have enough to last you until the next time If your family eats one box of cereal per week then go ahead and buy several boxes If your family only eats one box a month then maybe just buy a couple boxes
Stockpiling
Watch for expiration dates Certain items will expire Make sure you keep the older items in the front and put the new items in the back
Great things to stockpile on are household goods and personal hygiene products These often do not expire or have a very long shelf-life
Just because you already have a stockpile on something doesnrsquot mean you shouldnrsquot add to it if you find it free or close to free again This is how we maintain
Stockpiling
Things to ConsiderHow much to stockpileHow much space do you haveHow quickly will you use things before they
expire What quantity of an item do you need to last
your family until the item can be purchased again at rock bottom
How much are you willing to spend in advance to collect large quantities of cheap items
>
Stockpiling
Using a Price BookRecord data from every receipt you can findStart with 15-20 items you useSeparate into categories Over time notice sales cycles
Sale Cycles
Understanding Sales CyclesNovember ndash Cough Medicine Cold Medicine
Country Time Lemonade CharcoalJuly amp August ndash Back to School SuppliesToilet paper and cereal cycle every 6 weeksAlmost every item will go on sale every 6-8
Non-foodFoil Cookware Tools Cling Wrap Electronics Carpet and Flooring Trees and Plants
December
FoodHam Butter Cheese Sugar Baking Supplies Yeast Pie Crust Dough Dinner Rolls Frozen Pies Cake mix NutsFrosting Pie Filling Cookie Dough Spices Dried Fruit Oatmeal Soda
Non-foodGift cards Foil Cling WrapDisposable baking pansElectronics ComputersCarpeting and flooringCookware Tools Toys CarsBatteries Winter clothesCoats Motor Cycles
Couponing Myths
Couponing Myth 1
Generic products are cheaper to buy than name brands
FALSE ndash Generic items rarely go on sale and do not typically have coupons for them
So lets say 16oz of Great Value lunch meat is $249 Seems like a good price Now look at thisOscar Mayer 16oz is on
BOGO Originally priced at $529 ndash so half of $529 is roughly $264
Now see the coupon I placed next to it Thatrsquos for $21 so you would only pay 64c for 16oz of this name brand lunch meat
Couponing Myth 2
There are no coupons for healthy items
FALSE Check on websites like wwwKashicomwwwHealthyChoicecom wwwHorizonDairycomwwwvermontorganicsformulacom wwwNaturesSourceCleanerscom wwwCherryMoonFarmscom
Sign up for newsletters for your favorite items E-mail your favorite food brands and request coupons
This week I was able to get FREE Fresh Express Caesar Salad Kits by combining a BOGO offer with a manufacturer coupon at Publix
A couple of weeks ago I was able to score FREE Atkins meals also by combining a BOGO sale with a manufacturer coupon
Couponing Myth 3
Coupons donrsquot really save that much money
FALSE Coupons can help save you 50 or better off of your regular grocery bill Once you develop a stock pile of on sale items that you use regularly yoursquoll save even more I typically save about 75 - 90 off of store prices
Check out my receipt in the next slide for evidence showing how you can save drastically with the use of coupons and sales items
Couponing Myth 3
Couponing Myth 4
Irsquoll save more shopping at Cosco or Samrsquos Club
FALSE Some whole sale bulk shopping clubs donrsquot even allow coupon shopping If you shop the sales and use your coupons yoursquore sure to save the most at local grocery stores
When using coupons you mostly want to use your coupon on the smallest item allowed per the coupon Even though the unit price is cheaper retail the coupon will more than likely bring that unit price down a lot more than you think Use your calculator
Couponing Myth 5
There are no coupons for the things I use
FALSE Write to the manufacturer of the item and share your opinions about their products Yoursquore bound to receive some great product coupons
You canrsquot be brand loyal if you want to truly maximize your savings This gives you the wonderful opportunity to try new things
My home is stocked with items that we use every day from the use of coupons and sales We wouldnrsquot have the luxury of so much to choose from otherwise
Tricks of the Trade
Tricks of the Trade
Brand loyalty will kill your budget Be open to try new things I know we now have A LOT of new favorites in my family
Change the way you think Instead of buying 50 different items when you shop you will be buying more like 10 of 5 items and a few misc Once your stock pile is established yoursquoll find you wonrsquot need to buy a grocery cart filled with all of these different itemshellip and your shopping will take much less time because you will know what yoursquore going in for and you donrsquot have to browse around the store looking for 50 different items
Use a shopping list and donrsquot impulse buy If you shop with a list and stick with it your monthly bill will be reduced quite a bit
Tricks of the Trade
Price Matching ndash If you want to save on gas and money this is the way to go Say yoursquore already going to WalMart or Target but you know that something on your list is cheaper at Walgreens Bring in the sales ad showing the sale price on that item and save yourself that trip to Walgreens Keep in mind though bonus points and rewards do not apply here
Purchase products in the smallest size that your coupon allows If a coupon doesnrsquot have a ldquosize limitrdquo then you can use it for ldquotravel sizerdquo or ldquosmallest size availablerdquo and get that product for free with possible overage This is a new way of shopping for most people
Tricks of the Trade
I hate to say this but even though I love Publix their meat prices are way too steep for me Instead of using my overage on meat at Publix I will sometimes take the cash in overage and use it at another store such as Piggly Wiggly Dollar General Market or WalMart so I can take advantage of their markdown prices on their meat A lot of times I can get ground beef for less than $2lb and chicken drumsticks for $325 for a family pack
Find out when your stores do their mark downs on their meat and produce and shop EARLY on those days
Use your 50c and under coupons at stores that doublehellip and do NOT load them to your card They wonrsquot double if they are digital
Tricks of the Trade
Clearance Items ndash Usually either found on end caps in bins or clearance aisles or even sometimes in their normal spots with clearance tags on them Check your coupons to see if you have any that match these items regularly
Creating a Shopping List
Most people make a list of the groceries they need and head to the store Their grocery lists tend to go by what they plan to eat for the week What you have just done is make a list of everything that is not on sale at the store
We need to step back and realize that groceries go on sale They all have a rock bottom low price and we want to focus on only buying groceries when they are at that rock bottom price
Creating a Shopping List
Here is an example of how I started out with Walgreens when I was learning how to ldquoRollrdquo my points and Register Rewards
Creating a Shopping List
Do your matchups A great way to learn how to do this is by first looking at the weekly sales ad and then by going to a coupon database such as the one on Frugal Jen and search to see what coupons are available to use for those sales items When yoursquove done this check my website and compare your matchups to mine and see how yoursquove done
Creating a Shopping List
How to come up with your own Match ups Look at the sales ads Look up on the coupon database to see what coupons are available Look through your coupons Herersquos an example of how we do this Say I have a store coupon and a manufacturer coupon
Creating a Shopping List
Looks like a great deal already But now look at the sales ad The VitaPizzas are 50 off My Publix has these priced at $399 so
50 off of $399 is appx $200 Take off $1 for the Publix q and $1 for the Manufacturer ` and they are FREE
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
What are the different types of Coupons
Manufacturerrsquos coupon ndash This is a coupon printed by the person who manufactures the product
Store Coupon ndash This is a coupon put out by the store itself offering you savings on a specific product
Competitorrsquos Coupon ndash This is a store coupon from a different store than the one you are using it at
What are the different types of Coupons
Manufacturer Coupons
Refer to the title as shown by the red arrowThese can be used anywhere that takes
coupons even if there is another store logo on it
VOID
What are the different types of Coupons
Store Coupons
Refer to the title as shown by the blue arrowThese can be used at their store and stores
that take competitor coupons
What are the different types of Coupons
Manufacturer Coupons that say ldquoRedeemable only athelliprdquo
Refer to the pink circled itemsSome other stores will accept them if they arenrsquot
for their store others will not Publix does take them CVS does not
Where can I get coupons
Where Can I Get Coupons
Sunday Paper ndash newspapers work out agreements with coupon manufacturers to have coupons in their Sunday papers You can buy the paper at a store or subscribe to have it delivered to your home
Order Individual Coupons Online ndash There are websites like couponfleamarket or Ebay that offer coupons They are not selling you the coupon They are selling the time spent clipping them and shipping fees
I provide unclipped coupon inserts Here also for less than the paper would cost
Continuing where to find coupons
Print Them - Donrsquot go printer crazy You do not need to print everything You will spend your coupon savings on ink However there are a lot of great coupons offered online My website Frugal Jen has a printing center as well
Hotels and Recycling centers Always ask before you go looking through bins though
Friends amp Family ndash It never hurts to askFacebook ndash Facebook frequently has
companies offering great coupons
Continuing where to find coupons
E-mail ndash There are many companies that require your e-mail address for coupons I highly recommend creating a coupon related e-mail address If not you will be flooded with e-mails
Contact Companies ndash If it is not a product you see coupons a lot for it doesnrsquot hurt to contact the company and brag on their product Sometimes they will send you coupons In our couponing group I have a 5-a-day spreadsheet that you can use to email companies in the files section
Always remember that the only insert that will come on a holiday weekend is Proctor amp Gamble and thatrsquos only if it is scheduled for that weekend Make sure to search google for ldquoWeekly Insert Schedulerdquo and the year wersquore in so yoursquoll know what to expect for the week Sometimes what we will actually receive will vary but the schedules are usually pretty accurate
Organization
Organization
Organization is the key when it comes to being able to maximize your savings
If you canrsquot find anything you will spend most of your time looking for coupons and eventually give up and pay full price
If you find items on clearance and your coupons are organized you will be able to tell within seconds if you have a coupon that matches that item
Carry the coupons you plan to use in a small coupon holder in your purse separate from your binder or other file system that you use
Organization
Make a list before you go shopping This is very important Itrsquos the only way you will be able to walk into the store grab what you need and gohellip without spending a fortune on impulse buys Lists also help you to know what coupons you need to print andor clip And how much you should expect to spend
Organization
Some people keep the inserts intact and file them by date This system saves a great deal of time initially but getting ready for shopping is more of a chore You have to cut the coupons that you need at that time
Organization
Others clip all of the coupons from the beginning and file them in various ways The most popular is the binder method some form of 3 ring zip able binder with baseball card and other inserts
Organization
Portable File Organizer ndash Some people prefer these because they are easy to look through and fit in the front of the grocery cart easily
Organization
Small purse organizer ndash I use these to prepare for my shopping hauls I place the coupons Irsquom going to use at the store in this and move them to the front as I pull the items off of the shelves
Organization
Find the system that works best for you Make sure that you go through your coupons
and weed out your expired coupons at least once a month This prevents the task from becoming overwhelming and prevents embarrassment at the store if you try to use an expired coupon
Always include Scissors calculator pencil paper shopping list and your coupon policies (and your coupons of coursehellip lol)
Speaking The Coupon Language
Coupon Lingo
Match Up ndash A listing of items and the coupons that can be used on them I post several match ups each week you can use those for practice or just to make your life a little easier
Coupon Lingo
Transaction ndash The time from when your items are scanned until you pay
BOGO ndash Buy One Get One Free Q ndash CouponMQ ndash Manufacturer Coupon_Q ndash Store Coupons fill in the black with the first
letter of the store in reference For instance a Target Coupon would become a TQ and a Publix Coupon would be a PQ
Overage ndash the value of the coupon is greater than the price of the product The extra money left over is called overage
Coupon Lingo
Blinkies ndash The small coupon machines like this one dispense blinkies
Coupon Lingo
Tearpads ndash Coupons found on a pad usually near the product
Coupon Lingo
Hangtags ndash These hang on the products themselves
Coupon Lingo
Peelies ndash These stick on the products themselves
Coupon Lingo
Catalina ndash Coupon printed from the register at the end of a transaction that is generated by purchasing a certain product
Coupon Lingo
MIR ndash Mail in Rebate You get money back on your purchases usually with a receipt and a UPC mailed with a form like this one
Coupon Lingo
OOP ndash Out of pocket- This is the actual amount of money you will spend after coupons
Coupon Lingo
ECBRR ndash A coupon that prints at the end of a transaction with a certain value off of your next purchase
Coupon Lingo
Insert ndash a collection of coupons in your paper The three main inserts yoursquoll find are Smart Source Red Plum and Proctor and Gamble
Coupon Lingo
SS ndash Smart Source ndash an insert from the paper
Coupon Lingo
RP ndash Red Plum ndash an insert from the paper
Coupon Lingo
P amp G ndash Procter amp Gamble insert in the paper on a monthly basis These only contain coupons for PampG Products
Coupon Lingo
WYB ndash When You Buy + however many you need to buy to make the deal happen
OYNO ndash On Your Next Order Basically means just that the savings can be used on your next order
Stacking ndash Many stores will let you use a store coupon and a manufacturersquos coupon on one item This is called stacking coupons There are also other ways to stack for instance Target has Cartwheel
Coupon Lingo
YMMV ndash Your mileage may vary This means that your store may or may not allow whatever this term is attached to to happen
$ ndash This is showing you the dollar amount off of how many items $21 would mean $2 off of 1 item
$$ ndash This is showing you the dollar amount off of a certain total amount $5$25 would mean $5 off of $25 purchase
Stockpiling
Stockpiling
Stockpiles are not built in one week ndash It takes between 6 and 9 months to get a stockpile established and on its way to being self-sustaining Even then you sometimes miscalculate and run out of things and yoursquoll always be adding to it when you find free and almost free items
Stockpiles should be of things that you and your family use all of the time If no one eats mustard at your house therersquos no use for 50 bottles of it under your bed If you are compelled to buy because they are free consider donating to your local food bank or church
Stockpiling
How to StockpileCompare the coupon policies at the stores
you have available to you as well as any incentives they offer you to shop there
Finally ldquomatchrdquo your coupons to the sales ads and purchase when you find a deal that is at rock bottom
Stockpile when the price is free or close to free (Some people say 70 off ndash I donrsquot usually stockpile unless I get 80 off or more for most items)
Stockpiling
Donrsquot stockpile on something just because its on sale or you have a coupon for it Wait for the sale and the coupons to match and pay the lowest possible price
Stores run sales in cycles Everything typically goes on sale about every 8 ndash 12 weeks If you buy 8 ndash 12 weeks worth of everything when you find a great deal then you will have enough to last you until the next time If your family eats one box of cereal per week then go ahead and buy several boxes If your family only eats one box a month then maybe just buy a couple boxes
Stockpiling
Watch for expiration dates Certain items will expire Make sure you keep the older items in the front and put the new items in the back
Great things to stockpile on are household goods and personal hygiene products These often do not expire or have a very long shelf-life
Just because you already have a stockpile on something doesnrsquot mean you shouldnrsquot add to it if you find it free or close to free again This is how we maintain
Stockpiling
Things to ConsiderHow much to stockpileHow much space do you haveHow quickly will you use things before they
expire What quantity of an item do you need to last
your family until the item can be purchased again at rock bottom
How much are you willing to spend in advance to collect large quantities of cheap items
>
Stockpiling
Using a Price BookRecord data from every receipt you can findStart with 15-20 items you useSeparate into categories Over time notice sales cycles
Sale Cycles
Understanding Sales CyclesNovember ndash Cough Medicine Cold Medicine
Country Time Lemonade CharcoalJuly amp August ndash Back to School SuppliesToilet paper and cereal cycle every 6 weeksAlmost every item will go on sale every 6-8
Non-foodFoil Cookware Tools Cling Wrap Electronics Carpet and Flooring Trees and Plants
December
FoodHam Butter Cheese Sugar Baking Supplies Yeast Pie Crust Dough Dinner Rolls Frozen Pies Cake mix NutsFrosting Pie Filling Cookie Dough Spices Dried Fruit Oatmeal Soda
Non-foodGift cards Foil Cling WrapDisposable baking pansElectronics ComputersCarpeting and flooringCookware Tools Toys CarsBatteries Winter clothesCoats Motor Cycles
Couponing Myths
Couponing Myth 1
Generic products are cheaper to buy than name brands
FALSE ndash Generic items rarely go on sale and do not typically have coupons for them
So lets say 16oz of Great Value lunch meat is $249 Seems like a good price Now look at thisOscar Mayer 16oz is on
BOGO Originally priced at $529 ndash so half of $529 is roughly $264
Now see the coupon I placed next to it Thatrsquos for $21 so you would only pay 64c for 16oz of this name brand lunch meat
Couponing Myth 2
There are no coupons for healthy items
FALSE Check on websites like wwwKashicomwwwHealthyChoicecom wwwHorizonDairycomwwwvermontorganicsformulacom wwwNaturesSourceCleanerscom wwwCherryMoonFarmscom
Sign up for newsletters for your favorite items E-mail your favorite food brands and request coupons
This week I was able to get FREE Fresh Express Caesar Salad Kits by combining a BOGO offer with a manufacturer coupon at Publix
A couple of weeks ago I was able to score FREE Atkins meals also by combining a BOGO sale with a manufacturer coupon
Couponing Myth 3
Coupons donrsquot really save that much money
FALSE Coupons can help save you 50 or better off of your regular grocery bill Once you develop a stock pile of on sale items that you use regularly yoursquoll save even more I typically save about 75 - 90 off of store prices
Check out my receipt in the next slide for evidence showing how you can save drastically with the use of coupons and sales items
Couponing Myth 3
Couponing Myth 4
Irsquoll save more shopping at Cosco or Samrsquos Club
FALSE Some whole sale bulk shopping clubs donrsquot even allow coupon shopping If you shop the sales and use your coupons yoursquore sure to save the most at local grocery stores
When using coupons you mostly want to use your coupon on the smallest item allowed per the coupon Even though the unit price is cheaper retail the coupon will more than likely bring that unit price down a lot more than you think Use your calculator
Couponing Myth 5
There are no coupons for the things I use
FALSE Write to the manufacturer of the item and share your opinions about their products Yoursquore bound to receive some great product coupons
You canrsquot be brand loyal if you want to truly maximize your savings This gives you the wonderful opportunity to try new things
My home is stocked with items that we use every day from the use of coupons and sales We wouldnrsquot have the luxury of so much to choose from otherwise
Tricks of the Trade
Tricks of the Trade
Brand loyalty will kill your budget Be open to try new things I know we now have A LOT of new favorites in my family
Change the way you think Instead of buying 50 different items when you shop you will be buying more like 10 of 5 items and a few misc Once your stock pile is established yoursquoll find you wonrsquot need to buy a grocery cart filled with all of these different itemshellip and your shopping will take much less time because you will know what yoursquore going in for and you donrsquot have to browse around the store looking for 50 different items
Use a shopping list and donrsquot impulse buy If you shop with a list and stick with it your monthly bill will be reduced quite a bit
Tricks of the Trade
Price Matching ndash If you want to save on gas and money this is the way to go Say yoursquore already going to WalMart or Target but you know that something on your list is cheaper at Walgreens Bring in the sales ad showing the sale price on that item and save yourself that trip to Walgreens Keep in mind though bonus points and rewards do not apply here
Purchase products in the smallest size that your coupon allows If a coupon doesnrsquot have a ldquosize limitrdquo then you can use it for ldquotravel sizerdquo or ldquosmallest size availablerdquo and get that product for free with possible overage This is a new way of shopping for most people
Tricks of the Trade
I hate to say this but even though I love Publix their meat prices are way too steep for me Instead of using my overage on meat at Publix I will sometimes take the cash in overage and use it at another store such as Piggly Wiggly Dollar General Market or WalMart so I can take advantage of their markdown prices on their meat A lot of times I can get ground beef for less than $2lb and chicken drumsticks for $325 for a family pack
Find out when your stores do their mark downs on their meat and produce and shop EARLY on those days
Use your 50c and under coupons at stores that doublehellip and do NOT load them to your card They wonrsquot double if they are digital
Tricks of the Trade
Clearance Items ndash Usually either found on end caps in bins or clearance aisles or even sometimes in their normal spots with clearance tags on them Check your coupons to see if you have any that match these items regularly
Creating a Shopping List
Most people make a list of the groceries they need and head to the store Their grocery lists tend to go by what they plan to eat for the week What you have just done is make a list of everything that is not on sale at the store
We need to step back and realize that groceries go on sale They all have a rock bottom low price and we want to focus on only buying groceries when they are at that rock bottom price
Creating a Shopping List
Here is an example of how I started out with Walgreens when I was learning how to ldquoRollrdquo my points and Register Rewards
Creating a Shopping List
Do your matchups A great way to learn how to do this is by first looking at the weekly sales ad and then by going to a coupon database such as the one on Frugal Jen and search to see what coupons are available to use for those sales items When yoursquove done this check my website and compare your matchups to mine and see how yoursquove done
Creating a Shopping List
How to come up with your own Match ups Look at the sales ads Look up on the coupon database to see what coupons are available Look through your coupons Herersquos an example of how we do this Say I have a store coupon and a manufacturer coupon
Creating a Shopping List
Looks like a great deal already But now look at the sales ad The VitaPizzas are 50 off My Publix has these priced at $399 so
50 off of $399 is appx $200 Take off $1 for the Publix q and $1 for the Manufacturer ` and they are FREE
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
What are the different types of Coupons
Manufacturer Coupons
Refer to the title as shown by the red arrowThese can be used anywhere that takes
coupons even if there is another store logo on it
VOID
What are the different types of Coupons
Store Coupons
Refer to the title as shown by the blue arrowThese can be used at their store and stores
that take competitor coupons
What are the different types of Coupons
Manufacturer Coupons that say ldquoRedeemable only athelliprdquo
Refer to the pink circled itemsSome other stores will accept them if they arenrsquot
for their store others will not Publix does take them CVS does not
Where can I get coupons
Where Can I Get Coupons
Sunday Paper ndash newspapers work out agreements with coupon manufacturers to have coupons in their Sunday papers You can buy the paper at a store or subscribe to have it delivered to your home
Order Individual Coupons Online ndash There are websites like couponfleamarket or Ebay that offer coupons They are not selling you the coupon They are selling the time spent clipping them and shipping fees
I provide unclipped coupon inserts Here also for less than the paper would cost
Continuing where to find coupons
Print Them - Donrsquot go printer crazy You do not need to print everything You will spend your coupon savings on ink However there are a lot of great coupons offered online My website Frugal Jen has a printing center as well
Hotels and Recycling centers Always ask before you go looking through bins though
Friends amp Family ndash It never hurts to askFacebook ndash Facebook frequently has
companies offering great coupons
Continuing where to find coupons
E-mail ndash There are many companies that require your e-mail address for coupons I highly recommend creating a coupon related e-mail address If not you will be flooded with e-mails
Contact Companies ndash If it is not a product you see coupons a lot for it doesnrsquot hurt to contact the company and brag on their product Sometimes they will send you coupons In our couponing group I have a 5-a-day spreadsheet that you can use to email companies in the files section
Always remember that the only insert that will come on a holiday weekend is Proctor amp Gamble and thatrsquos only if it is scheduled for that weekend Make sure to search google for ldquoWeekly Insert Schedulerdquo and the year wersquore in so yoursquoll know what to expect for the week Sometimes what we will actually receive will vary but the schedules are usually pretty accurate
Organization
Organization
Organization is the key when it comes to being able to maximize your savings
If you canrsquot find anything you will spend most of your time looking for coupons and eventually give up and pay full price
If you find items on clearance and your coupons are organized you will be able to tell within seconds if you have a coupon that matches that item
Carry the coupons you plan to use in a small coupon holder in your purse separate from your binder or other file system that you use
Organization
Make a list before you go shopping This is very important Itrsquos the only way you will be able to walk into the store grab what you need and gohellip without spending a fortune on impulse buys Lists also help you to know what coupons you need to print andor clip And how much you should expect to spend
Organization
Some people keep the inserts intact and file them by date This system saves a great deal of time initially but getting ready for shopping is more of a chore You have to cut the coupons that you need at that time
Organization
Others clip all of the coupons from the beginning and file them in various ways The most popular is the binder method some form of 3 ring zip able binder with baseball card and other inserts
Organization
Portable File Organizer ndash Some people prefer these because they are easy to look through and fit in the front of the grocery cart easily
Organization
Small purse organizer ndash I use these to prepare for my shopping hauls I place the coupons Irsquom going to use at the store in this and move them to the front as I pull the items off of the shelves
Organization
Find the system that works best for you Make sure that you go through your coupons
and weed out your expired coupons at least once a month This prevents the task from becoming overwhelming and prevents embarrassment at the store if you try to use an expired coupon
Always include Scissors calculator pencil paper shopping list and your coupon policies (and your coupons of coursehellip lol)
Speaking The Coupon Language
Coupon Lingo
Match Up ndash A listing of items and the coupons that can be used on them I post several match ups each week you can use those for practice or just to make your life a little easier
Coupon Lingo
Transaction ndash The time from when your items are scanned until you pay
BOGO ndash Buy One Get One Free Q ndash CouponMQ ndash Manufacturer Coupon_Q ndash Store Coupons fill in the black with the first
letter of the store in reference For instance a Target Coupon would become a TQ and a Publix Coupon would be a PQ
Overage ndash the value of the coupon is greater than the price of the product The extra money left over is called overage
Coupon Lingo
Blinkies ndash The small coupon machines like this one dispense blinkies
Coupon Lingo
Tearpads ndash Coupons found on a pad usually near the product
Coupon Lingo
Hangtags ndash These hang on the products themselves
Coupon Lingo
Peelies ndash These stick on the products themselves
Coupon Lingo
Catalina ndash Coupon printed from the register at the end of a transaction that is generated by purchasing a certain product
Coupon Lingo
MIR ndash Mail in Rebate You get money back on your purchases usually with a receipt and a UPC mailed with a form like this one
Coupon Lingo
OOP ndash Out of pocket- This is the actual amount of money you will spend after coupons
Coupon Lingo
ECBRR ndash A coupon that prints at the end of a transaction with a certain value off of your next purchase
Coupon Lingo
Insert ndash a collection of coupons in your paper The three main inserts yoursquoll find are Smart Source Red Plum and Proctor and Gamble
Coupon Lingo
SS ndash Smart Source ndash an insert from the paper
Coupon Lingo
RP ndash Red Plum ndash an insert from the paper
Coupon Lingo
P amp G ndash Procter amp Gamble insert in the paper on a monthly basis These only contain coupons for PampG Products
Coupon Lingo
WYB ndash When You Buy + however many you need to buy to make the deal happen
OYNO ndash On Your Next Order Basically means just that the savings can be used on your next order
Stacking ndash Many stores will let you use a store coupon and a manufacturersquos coupon on one item This is called stacking coupons There are also other ways to stack for instance Target has Cartwheel
Coupon Lingo
YMMV ndash Your mileage may vary This means that your store may or may not allow whatever this term is attached to to happen
$ ndash This is showing you the dollar amount off of how many items $21 would mean $2 off of 1 item
$$ ndash This is showing you the dollar amount off of a certain total amount $5$25 would mean $5 off of $25 purchase
Stockpiling
Stockpiling
Stockpiles are not built in one week ndash It takes between 6 and 9 months to get a stockpile established and on its way to being self-sustaining Even then you sometimes miscalculate and run out of things and yoursquoll always be adding to it when you find free and almost free items
Stockpiles should be of things that you and your family use all of the time If no one eats mustard at your house therersquos no use for 50 bottles of it under your bed If you are compelled to buy because they are free consider donating to your local food bank or church
Stockpiling
How to StockpileCompare the coupon policies at the stores
you have available to you as well as any incentives they offer you to shop there
Finally ldquomatchrdquo your coupons to the sales ads and purchase when you find a deal that is at rock bottom
Stockpile when the price is free or close to free (Some people say 70 off ndash I donrsquot usually stockpile unless I get 80 off or more for most items)
Stockpiling
Donrsquot stockpile on something just because its on sale or you have a coupon for it Wait for the sale and the coupons to match and pay the lowest possible price
Stores run sales in cycles Everything typically goes on sale about every 8 ndash 12 weeks If you buy 8 ndash 12 weeks worth of everything when you find a great deal then you will have enough to last you until the next time If your family eats one box of cereal per week then go ahead and buy several boxes If your family only eats one box a month then maybe just buy a couple boxes
Stockpiling
Watch for expiration dates Certain items will expire Make sure you keep the older items in the front and put the new items in the back
Great things to stockpile on are household goods and personal hygiene products These often do not expire or have a very long shelf-life
Just because you already have a stockpile on something doesnrsquot mean you shouldnrsquot add to it if you find it free or close to free again This is how we maintain
Stockpiling
Things to ConsiderHow much to stockpileHow much space do you haveHow quickly will you use things before they
expire What quantity of an item do you need to last
your family until the item can be purchased again at rock bottom
How much are you willing to spend in advance to collect large quantities of cheap items
>
Stockpiling
Using a Price BookRecord data from every receipt you can findStart with 15-20 items you useSeparate into categories Over time notice sales cycles
Sale Cycles
Understanding Sales CyclesNovember ndash Cough Medicine Cold Medicine
Country Time Lemonade CharcoalJuly amp August ndash Back to School SuppliesToilet paper and cereal cycle every 6 weeksAlmost every item will go on sale every 6-8
Non-foodFoil Cookware Tools Cling Wrap Electronics Carpet and Flooring Trees and Plants
December
FoodHam Butter Cheese Sugar Baking Supplies Yeast Pie Crust Dough Dinner Rolls Frozen Pies Cake mix NutsFrosting Pie Filling Cookie Dough Spices Dried Fruit Oatmeal Soda
Non-foodGift cards Foil Cling WrapDisposable baking pansElectronics ComputersCarpeting and flooringCookware Tools Toys CarsBatteries Winter clothesCoats Motor Cycles
Couponing Myths
Couponing Myth 1
Generic products are cheaper to buy than name brands
FALSE ndash Generic items rarely go on sale and do not typically have coupons for them
So lets say 16oz of Great Value lunch meat is $249 Seems like a good price Now look at thisOscar Mayer 16oz is on
BOGO Originally priced at $529 ndash so half of $529 is roughly $264
Now see the coupon I placed next to it Thatrsquos for $21 so you would only pay 64c for 16oz of this name brand lunch meat
Couponing Myth 2
There are no coupons for healthy items
FALSE Check on websites like wwwKashicomwwwHealthyChoicecom wwwHorizonDairycomwwwvermontorganicsformulacom wwwNaturesSourceCleanerscom wwwCherryMoonFarmscom
Sign up for newsletters for your favorite items E-mail your favorite food brands and request coupons
This week I was able to get FREE Fresh Express Caesar Salad Kits by combining a BOGO offer with a manufacturer coupon at Publix
A couple of weeks ago I was able to score FREE Atkins meals also by combining a BOGO sale with a manufacturer coupon
Couponing Myth 3
Coupons donrsquot really save that much money
FALSE Coupons can help save you 50 or better off of your regular grocery bill Once you develop a stock pile of on sale items that you use regularly yoursquoll save even more I typically save about 75 - 90 off of store prices
Check out my receipt in the next slide for evidence showing how you can save drastically with the use of coupons and sales items
Couponing Myth 3
Couponing Myth 4
Irsquoll save more shopping at Cosco or Samrsquos Club
FALSE Some whole sale bulk shopping clubs donrsquot even allow coupon shopping If you shop the sales and use your coupons yoursquore sure to save the most at local grocery stores
When using coupons you mostly want to use your coupon on the smallest item allowed per the coupon Even though the unit price is cheaper retail the coupon will more than likely bring that unit price down a lot more than you think Use your calculator
Couponing Myth 5
There are no coupons for the things I use
FALSE Write to the manufacturer of the item and share your opinions about their products Yoursquore bound to receive some great product coupons
You canrsquot be brand loyal if you want to truly maximize your savings This gives you the wonderful opportunity to try new things
My home is stocked with items that we use every day from the use of coupons and sales We wouldnrsquot have the luxury of so much to choose from otherwise
Tricks of the Trade
Tricks of the Trade
Brand loyalty will kill your budget Be open to try new things I know we now have A LOT of new favorites in my family
Change the way you think Instead of buying 50 different items when you shop you will be buying more like 10 of 5 items and a few misc Once your stock pile is established yoursquoll find you wonrsquot need to buy a grocery cart filled with all of these different itemshellip and your shopping will take much less time because you will know what yoursquore going in for and you donrsquot have to browse around the store looking for 50 different items
Use a shopping list and donrsquot impulse buy If you shop with a list and stick with it your monthly bill will be reduced quite a bit
Tricks of the Trade
Price Matching ndash If you want to save on gas and money this is the way to go Say yoursquore already going to WalMart or Target but you know that something on your list is cheaper at Walgreens Bring in the sales ad showing the sale price on that item and save yourself that trip to Walgreens Keep in mind though bonus points and rewards do not apply here
Purchase products in the smallest size that your coupon allows If a coupon doesnrsquot have a ldquosize limitrdquo then you can use it for ldquotravel sizerdquo or ldquosmallest size availablerdquo and get that product for free with possible overage This is a new way of shopping for most people
Tricks of the Trade
I hate to say this but even though I love Publix their meat prices are way too steep for me Instead of using my overage on meat at Publix I will sometimes take the cash in overage and use it at another store such as Piggly Wiggly Dollar General Market or WalMart so I can take advantage of their markdown prices on their meat A lot of times I can get ground beef for less than $2lb and chicken drumsticks for $325 for a family pack
Find out when your stores do their mark downs on their meat and produce and shop EARLY on those days
Use your 50c and under coupons at stores that doublehellip and do NOT load them to your card They wonrsquot double if they are digital
Tricks of the Trade
Clearance Items ndash Usually either found on end caps in bins or clearance aisles or even sometimes in their normal spots with clearance tags on them Check your coupons to see if you have any that match these items regularly
Creating a Shopping List
Most people make a list of the groceries they need and head to the store Their grocery lists tend to go by what they plan to eat for the week What you have just done is make a list of everything that is not on sale at the store
We need to step back and realize that groceries go on sale They all have a rock bottom low price and we want to focus on only buying groceries when they are at that rock bottom price
Creating a Shopping List
Here is an example of how I started out with Walgreens when I was learning how to ldquoRollrdquo my points and Register Rewards
Creating a Shopping List
Do your matchups A great way to learn how to do this is by first looking at the weekly sales ad and then by going to a coupon database such as the one on Frugal Jen and search to see what coupons are available to use for those sales items When yoursquove done this check my website and compare your matchups to mine and see how yoursquove done
Creating a Shopping List
How to come up with your own Match ups Look at the sales ads Look up on the coupon database to see what coupons are available Look through your coupons Herersquos an example of how we do this Say I have a store coupon and a manufacturer coupon
Creating a Shopping List
Looks like a great deal already But now look at the sales ad The VitaPizzas are 50 off My Publix has these priced at $399 so
50 off of $399 is appx $200 Take off $1 for the Publix q and $1 for the Manufacturer ` and they are FREE
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
What are the different types of Coupons
Store Coupons
Refer to the title as shown by the blue arrowThese can be used at their store and stores
that take competitor coupons
What are the different types of Coupons
Manufacturer Coupons that say ldquoRedeemable only athelliprdquo
Refer to the pink circled itemsSome other stores will accept them if they arenrsquot
for their store others will not Publix does take them CVS does not
Where can I get coupons
Where Can I Get Coupons
Sunday Paper ndash newspapers work out agreements with coupon manufacturers to have coupons in their Sunday papers You can buy the paper at a store or subscribe to have it delivered to your home
Order Individual Coupons Online ndash There are websites like couponfleamarket or Ebay that offer coupons They are not selling you the coupon They are selling the time spent clipping them and shipping fees
I provide unclipped coupon inserts Here also for less than the paper would cost
Continuing where to find coupons
Print Them - Donrsquot go printer crazy You do not need to print everything You will spend your coupon savings on ink However there are a lot of great coupons offered online My website Frugal Jen has a printing center as well
Hotels and Recycling centers Always ask before you go looking through bins though
Friends amp Family ndash It never hurts to askFacebook ndash Facebook frequently has
companies offering great coupons
Continuing where to find coupons
E-mail ndash There are many companies that require your e-mail address for coupons I highly recommend creating a coupon related e-mail address If not you will be flooded with e-mails
Contact Companies ndash If it is not a product you see coupons a lot for it doesnrsquot hurt to contact the company and brag on their product Sometimes they will send you coupons In our couponing group I have a 5-a-day spreadsheet that you can use to email companies in the files section
Always remember that the only insert that will come on a holiday weekend is Proctor amp Gamble and thatrsquos only if it is scheduled for that weekend Make sure to search google for ldquoWeekly Insert Schedulerdquo and the year wersquore in so yoursquoll know what to expect for the week Sometimes what we will actually receive will vary but the schedules are usually pretty accurate
Organization
Organization
Organization is the key when it comes to being able to maximize your savings
If you canrsquot find anything you will spend most of your time looking for coupons and eventually give up and pay full price
If you find items on clearance and your coupons are organized you will be able to tell within seconds if you have a coupon that matches that item
Carry the coupons you plan to use in a small coupon holder in your purse separate from your binder or other file system that you use
Organization
Make a list before you go shopping This is very important Itrsquos the only way you will be able to walk into the store grab what you need and gohellip without spending a fortune on impulse buys Lists also help you to know what coupons you need to print andor clip And how much you should expect to spend
Organization
Some people keep the inserts intact and file them by date This system saves a great deal of time initially but getting ready for shopping is more of a chore You have to cut the coupons that you need at that time
Organization
Others clip all of the coupons from the beginning and file them in various ways The most popular is the binder method some form of 3 ring zip able binder with baseball card and other inserts
Organization
Portable File Organizer ndash Some people prefer these because they are easy to look through and fit in the front of the grocery cart easily
Organization
Small purse organizer ndash I use these to prepare for my shopping hauls I place the coupons Irsquom going to use at the store in this and move them to the front as I pull the items off of the shelves
Organization
Find the system that works best for you Make sure that you go through your coupons
and weed out your expired coupons at least once a month This prevents the task from becoming overwhelming and prevents embarrassment at the store if you try to use an expired coupon
Always include Scissors calculator pencil paper shopping list and your coupon policies (and your coupons of coursehellip lol)
Speaking The Coupon Language
Coupon Lingo
Match Up ndash A listing of items and the coupons that can be used on them I post several match ups each week you can use those for practice or just to make your life a little easier
Coupon Lingo
Transaction ndash The time from when your items are scanned until you pay
BOGO ndash Buy One Get One Free Q ndash CouponMQ ndash Manufacturer Coupon_Q ndash Store Coupons fill in the black with the first
letter of the store in reference For instance a Target Coupon would become a TQ and a Publix Coupon would be a PQ
Overage ndash the value of the coupon is greater than the price of the product The extra money left over is called overage
Coupon Lingo
Blinkies ndash The small coupon machines like this one dispense blinkies
Coupon Lingo
Tearpads ndash Coupons found on a pad usually near the product
Coupon Lingo
Hangtags ndash These hang on the products themselves
Coupon Lingo
Peelies ndash These stick on the products themselves
Coupon Lingo
Catalina ndash Coupon printed from the register at the end of a transaction that is generated by purchasing a certain product
Coupon Lingo
MIR ndash Mail in Rebate You get money back on your purchases usually with a receipt and a UPC mailed with a form like this one
Coupon Lingo
OOP ndash Out of pocket- This is the actual amount of money you will spend after coupons
Coupon Lingo
ECBRR ndash A coupon that prints at the end of a transaction with a certain value off of your next purchase
Coupon Lingo
Insert ndash a collection of coupons in your paper The three main inserts yoursquoll find are Smart Source Red Plum and Proctor and Gamble
Coupon Lingo
SS ndash Smart Source ndash an insert from the paper
Coupon Lingo
RP ndash Red Plum ndash an insert from the paper
Coupon Lingo
P amp G ndash Procter amp Gamble insert in the paper on a monthly basis These only contain coupons for PampG Products
Coupon Lingo
WYB ndash When You Buy + however many you need to buy to make the deal happen
OYNO ndash On Your Next Order Basically means just that the savings can be used on your next order
Stacking ndash Many stores will let you use a store coupon and a manufacturersquos coupon on one item This is called stacking coupons There are also other ways to stack for instance Target has Cartwheel
Coupon Lingo
YMMV ndash Your mileage may vary This means that your store may or may not allow whatever this term is attached to to happen
$ ndash This is showing you the dollar amount off of how many items $21 would mean $2 off of 1 item
$$ ndash This is showing you the dollar amount off of a certain total amount $5$25 would mean $5 off of $25 purchase
Stockpiling
Stockpiling
Stockpiles are not built in one week ndash It takes between 6 and 9 months to get a stockpile established and on its way to being self-sustaining Even then you sometimes miscalculate and run out of things and yoursquoll always be adding to it when you find free and almost free items
Stockpiles should be of things that you and your family use all of the time If no one eats mustard at your house therersquos no use for 50 bottles of it under your bed If you are compelled to buy because they are free consider donating to your local food bank or church
Stockpiling
How to StockpileCompare the coupon policies at the stores
you have available to you as well as any incentives they offer you to shop there
Finally ldquomatchrdquo your coupons to the sales ads and purchase when you find a deal that is at rock bottom
Stockpile when the price is free or close to free (Some people say 70 off ndash I donrsquot usually stockpile unless I get 80 off or more for most items)
Stockpiling
Donrsquot stockpile on something just because its on sale or you have a coupon for it Wait for the sale and the coupons to match and pay the lowest possible price
Stores run sales in cycles Everything typically goes on sale about every 8 ndash 12 weeks If you buy 8 ndash 12 weeks worth of everything when you find a great deal then you will have enough to last you until the next time If your family eats one box of cereal per week then go ahead and buy several boxes If your family only eats one box a month then maybe just buy a couple boxes
Stockpiling
Watch for expiration dates Certain items will expire Make sure you keep the older items in the front and put the new items in the back
Great things to stockpile on are household goods and personal hygiene products These often do not expire or have a very long shelf-life
Just because you already have a stockpile on something doesnrsquot mean you shouldnrsquot add to it if you find it free or close to free again This is how we maintain
Stockpiling
Things to ConsiderHow much to stockpileHow much space do you haveHow quickly will you use things before they
expire What quantity of an item do you need to last
your family until the item can be purchased again at rock bottom
How much are you willing to spend in advance to collect large quantities of cheap items
>
Stockpiling
Using a Price BookRecord data from every receipt you can findStart with 15-20 items you useSeparate into categories Over time notice sales cycles
Sale Cycles
Understanding Sales CyclesNovember ndash Cough Medicine Cold Medicine
Country Time Lemonade CharcoalJuly amp August ndash Back to School SuppliesToilet paper and cereal cycle every 6 weeksAlmost every item will go on sale every 6-8
Non-foodFoil Cookware Tools Cling Wrap Electronics Carpet and Flooring Trees and Plants
December
FoodHam Butter Cheese Sugar Baking Supplies Yeast Pie Crust Dough Dinner Rolls Frozen Pies Cake mix NutsFrosting Pie Filling Cookie Dough Spices Dried Fruit Oatmeal Soda
Non-foodGift cards Foil Cling WrapDisposable baking pansElectronics ComputersCarpeting and flooringCookware Tools Toys CarsBatteries Winter clothesCoats Motor Cycles
Couponing Myths
Couponing Myth 1
Generic products are cheaper to buy than name brands
FALSE ndash Generic items rarely go on sale and do not typically have coupons for them
So lets say 16oz of Great Value lunch meat is $249 Seems like a good price Now look at thisOscar Mayer 16oz is on
BOGO Originally priced at $529 ndash so half of $529 is roughly $264
Now see the coupon I placed next to it Thatrsquos for $21 so you would only pay 64c for 16oz of this name brand lunch meat
Couponing Myth 2
There are no coupons for healthy items
FALSE Check on websites like wwwKashicomwwwHealthyChoicecom wwwHorizonDairycomwwwvermontorganicsformulacom wwwNaturesSourceCleanerscom wwwCherryMoonFarmscom
Sign up for newsletters for your favorite items E-mail your favorite food brands and request coupons
This week I was able to get FREE Fresh Express Caesar Salad Kits by combining a BOGO offer with a manufacturer coupon at Publix
A couple of weeks ago I was able to score FREE Atkins meals also by combining a BOGO sale with a manufacturer coupon
Couponing Myth 3
Coupons donrsquot really save that much money
FALSE Coupons can help save you 50 or better off of your regular grocery bill Once you develop a stock pile of on sale items that you use regularly yoursquoll save even more I typically save about 75 - 90 off of store prices
Check out my receipt in the next slide for evidence showing how you can save drastically with the use of coupons and sales items
Couponing Myth 3
Couponing Myth 4
Irsquoll save more shopping at Cosco or Samrsquos Club
FALSE Some whole sale bulk shopping clubs donrsquot even allow coupon shopping If you shop the sales and use your coupons yoursquore sure to save the most at local grocery stores
When using coupons you mostly want to use your coupon on the smallest item allowed per the coupon Even though the unit price is cheaper retail the coupon will more than likely bring that unit price down a lot more than you think Use your calculator
Couponing Myth 5
There are no coupons for the things I use
FALSE Write to the manufacturer of the item and share your opinions about their products Yoursquore bound to receive some great product coupons
You canrsquot be brand loyal if you want to truly maximize your savings This gives you the wonderful opportunity to try new things
My home is stocked with items that we use every day from the use of coupons and sales We wouldnrsquot have the luxury of so much to choose from otherwise
Tricks of the Trade
Tricks of the Trade
Brand loyalty will kill your budget Be open to try new things I know we now have A LOT of new favorites in my family
Change the way you think Instead of buying 50 different items when you shop you will be buying more like 10 of 5 items and a few misc Once your stock pile is established yoursquoll find you wonrsquot need to buy a grocery cart filled with all of these different itemshellip and your shopping will take much less time because you will know what yoursquore going in for and you donrsquot have to browse around the store looking for 50 different items
Use a shopping list and donrsquot impulse buy If you shop with a list and stick with it your monthly bill will be reduced quite a bit
Tricks of the Trade
Price Matching ndash If you want to save on gas and money this is the way to go Say yoursquore already going to WalMart or Target but you know that something on your list is cheaper at Walgreens Bring in the sales ad showing the sale price on that item and save yourself that trip to Walgreens Keep in mind though bonus points and rewards do not apply here
Purchase products in the smallest size that your coupon allows If a coupon doesnrsquot have a ldquosize limitrdquo then you can use it for ldquotravel sizerdquo or ldquosmallest size availablerdquo and get that product for free with possible overage This is a new way of shopping for most people
Tricks of the Trade
I hate to say this but even though I love Publix their meat prices are way too steep for me Instead of using my overage on meat at Publix I will sometimes take the cash in overage and use it at another store such as Piggly Wiggly Dollar General Market or WalMart so I can take advantage of their markdown prices on their meat A lot of times I can get ground beef for less than $2lb and chicken drumsticks for $325 for a family pack
Find out when your stores do their mark downs on their meat and produce and shop EARLY on those days
Use your 50c and under coupons at stores that doublehellip and do NOT load them to your card They wonrsquot double if they are digital
Tricks of the Trade
Clearance Items ndash Usually either found on end caps in bins or clearance aisles or even sometimes in their normal spots with clearance tags on them Check your coupons to see if you have any that match these items regularly
Creating a Shopping List
Most people make a list of the groceries they need and head to the store Their grocery lists tend to go by what they plan to eat for the week What you have just done is make a list of everything that is not on sale at the store
We need to step back and realize that groceries go on sale They all have a rock bottom low price and we want to focus on only buying groceries when they are at that rock bottom price
Creating a Shopping List
Here is an example of how I started out with Walgreens when I was learning how to ldquoRollrdquo my points and Register Rewards
Creating a Shopping List
Do your matchups A great way to learn how to do this is by first looking at the weekly sales ad and then by going to a coupon database such as the one on Frugal Jen and search to see what coupons are available to use for those sales items When yoursquove done this check my website and compare your matchups to mine and see how yoursquove done
Creating a Shopping List
How to come up with your own Match ups Look at the sales ads Look up on the coupon database to see what coupons are available Look through your coupons Herersquos an example of how we do this Say I have a store coupon and a manufacturer coupon
Creating a Shopping List
Looks like a great deal already But now look at the sales ad The VitaPizzas are 50 off My Publix has these priced at $399 so
50 off of $399 is appx $200 Take off $1 for the Publix q and $1 for the Manufacturer ` and they are FREE
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
What are the different types of Coupons
Manufacturer Coupons that say ldquoRedeemable only athelliprdquo
Refer to the pink circled itemsSome other stores will accept them if they arenrsquot
for their store others will not Publix does take them CVS does not
Where can I get coupons
Where Can I Get Coupons
Sunday Paper ndash newspapers work out agreements with coupon manufacturers to have coupons in their Sunday papers You can buy the paper at a store or subscribe to have it delivered to your home
Order Individual Coupons Online ndash There are websites like couponfleamarket or Ebay that offer coupons They are not selling you the coupon They are selling the time spent clipping them and shipping fees
I provide unclipped coupon inserts Here also for less than the paper would cost
Continuing where to find coupons
Print Them - Donrsquot go printer crazy You do not need to print everything You will spend your coupon savings on ink However there are a lot of great coupons offered online My website Frugal Jen has a printing center as well
Hotels and Recycling centers Always ask before you go looking through bins though
Friends amp Family ndash It never hurts to askFacebook ndash Facebook frequently has
companies offering great coupons
Continuing where to find coupons
E-mail ndash There are many companies that require your e-mail address for coupons I highly recommend creating a coupon related e-mail address If not you will be flooded with e-mails
Contact Companies ndash If it is not a product you see coupons a lot for it doesnrsquot hurt to contact the company and brag on their product Sometimes they will send you coupons In our couponing group I have a 5-a-day spreadsheet that you can use to email companies in the files section
Always remember that the only insert that will come on a holiday weekend is Proctor amp Gamble and thatrsquos only if it is scheduled for that weekend Make sure to search google for ldquoWeekly Insert Schedulerdquo and the year wersquore in so yoursquoll know what to expect for the week Sometimes what we will actually receive will vary but the schedules are usually pretty accurate
Organization
Organization
Organization is the key when it comes to being able to maximize your savings
If you canrsquot find anything you will spend most of your time looking for coupons and eventually give up and pay full price
If you find items on clearance and your coupons are organized you will be able to tell within seconds if you have a coupon that matches that item
Carry the coupons you plan to use in a small coupon holder in your purse separate from your binder or other file system that you use
Organization
Make a list before you go shopping This is very important Itrsquos the only way you will be able to walk into the store grab what you need and gohellip without spending a fortune on impulse buys Lists also help you to know what coupons you need to print andor clip And how much you should expect to spend
Organization
Some people keep the inserts intact and file them by date This system saves a great deal of time initially but getting ready for shopping is more of a chore You have to cut the coupons that you need at that time
Organization
Others clip all of the coupons from the beginning and file them in various ways The most popular is the binder method some form of 3 ring zip able binder with baseball card and other inserts
Organization
Portable File Organizer ndash Some people prefer these because they are easy to look through and fit in the front of the grocery cart easily
Organization
Small purse organizer ndash I use these to prepare for my shopping hauls I place the coupons Irsquom going to use at the store in this and move them to the front as I pull the items off of the shelves
Organization
Find the system that works best for you Make sure that you go through your coupons
and weed out your expired coupons at least once a month This prevents the task from becoming overwhelming and prevents embarrassment at the store if you try to use an expired coupon
Always include Scissors calculator pencil paper shopping list and your coupon policies (and your coupons of coursehellip lol)
Speaking The Coupon Language
Coupon Lingo
Match Up ndash A listing of items and the coupons that can be used on them I post several match ups each week you can use those for practice or just to make your life a little easier
Coupon Lingo
Transaction ndash The time from when your items are scanned until you pay
BOGO ndash Buy One Get One Free Q ndash CouponMQ ndash Manufacturer Coupon_Q ndash Store Coupons fill in the black with the first
letter of the store in reference For instance a Target Coupon would become a TQ and a Publix Coupon would be a PQ
Overage ndash the value of the coupon is greater than the price of the product The extra money left over is called overage
Coupon Lingo
Blinkies ndash The small coupon machines like this one dispense blinkies
Coupon Lingo
Tearpads ndash Coupons found on a pad usually near the product
Coupon Lingo
Hangtags ndash These hang on the products themselves
Coupon Lingo
Peelies ndash These stick on the products themselves
Coupon Lingo
Catalina ndash Coupon printed from the register at the end of a transaction that is generated by purchasing a certain product
Coupon Lingo
MIR ndash Mail in Rebate You get money back on your purchases usually with a receipt and a UPC mailed with a form like this one
Coupon Lingo
OOP ndash Out of pocket- This is the actual amount of money you will spend after coupons
Coupon Lingo
ECBRR ndash A coupon that prints at the end of a transaction with a certain value off of your next purchase
Coupon Lingo
Insert ndash a collection of coupons in your paper The three main inserts yoursquoll find are Smart Source Red Plum and Proctor and Gamble
Coupon Lingo
SS ndash Smart Source ndash an insert from the paper
Coupon Lingo
RP ndash Red Plum ndash an insert from the paper
Coupon Lingo
P amp G ndash Procter amp Gamble insert in the paper on a monthly basis These only contain coupons for PampG Products
Coupon Lingo
WYB ndash When You Buy + however many you need to buy to make the deal happen
OYNO ndash On Your Next Order Basically means just that the savings can be used on your next order
Stacking ndash Many stores will let you use a store coupon and a manufacturersquos coupon on one item This is called stacking coupons There are also other ways to stack for instance Target has Cartwheel
Coupon Lingo
YMMV ndash Your mileage may vary This means that your store may or may not allow whatever this term is attached to to happen
$ ndash This is showing you the dollar amount off of how many items $21 would mean $2 off of 1 item
$$ ndash This is showing you the dollar amount off of a certain total amount $5$25 would mean $5 off of $25 purchase
Stockpiling
Stockpiling
Stockpiles are not built in one week ndash It takes between 6 and 9 months to get a stockpile established and on its way to being self-sustaining Even then you sometimes miscalculate and run out of things and yoursquoll always be adding to it when you find free and almost free items
Stockpiles should be of things that you and your family use all of the time If no one eats mustard at your house therersquos no use for 50 bottles of it under your bed If you are compelled to buy because they are free consider donating to your local food bank or church
Stockpiling
How to StockpileCompare the coupon policies at the stores
you have available to you as well as any incentives they offer you to shop there
Finally ldquomatchrdquo your coupons to the sales ads and purchase when you find a deal that is at rock bottom
Stockpile when the price is free or close to free (Some people say 70 off ndash I donrsquot usually stockpile unless I get 80 off or more for most items)
Stockpiling
Donrsquot stockpile on something just because its on sale or you have a coupon for it Wait for the sale and the coupons to match and pay the lowest possible price
Stores run sales in cycles Everything typically goes on sale about every 8 ndash 12 weeks If you buy 8 ndash 12 weeks worth of everything when you find a great deal then you will have enough to last you until the next time If your family eats one box of cereal per week then go ahead and buy several boxes If your family only eats one box a month then maybe just buy a couple boxes
Stockpiling
Watch for expiration dates Certain items will expire Make sure you keep the older items in the front and put the new items in the back
Great things to stockpile on are household goods and personal hygiene products These often do not expire or have a very long shelf-life
Just because you already have a stockpile on something doesnrsquot mean you shouldnrsquot add to it if you find it free or close to free again This is how we maintain
Stockpiling
Things to ConsiderHow much to stockpileHow much space do you haveHow quickly will you use things before they
expire What quantity of an item do you need to last
your family until the item can be purchased again at rock bottom
How much are you willing to spend in advance to collect large quantities of cheap items
>
Stockpiling
Using a Price BookRecord data from every receipt you can findStart with 15-20 items you useSeparate into categories Over time notice sales cycles
Sale Cycles
Understanding Sales CyclesNovember ndash Cough Medicine Cold Medicine
Country Time Lemonade CharcoalJuly amp August ndash Back to School SuppliesToilet paper and cereal cycle every 6 weeksAlmost every item will go on sale every 6-8
Non-foodFoil Cookware Tools Cling Wrap Electronics Carpet and Flooring Trees and Plants
December
FoodHam Butter Cheese Sugar Baking Supplies Yeast Pie Crust Dough Dinner Rolls Frozen Pies Cake mix NutsFrosting Pie Filling Cookie Dough Spices Dried Fruit Oatmeal Soda
Non-foodGift cards Foil Cling WrapDisposable baking pansElectronics ComputersCarpeting and flooringCookware Tools Toys CarsBatteries Winter clothesCoats Motor Cycles
Couponing Myths
Couponing Myth 1
Generic products are cheaper to buy than name brands
FALSE ndash Generic items rarely go on sale and do not typically have coupons for them
So lets say 16oz of Great Value lunch meat is $249 Seems like a good price Now look at thisOscar Mayer 16oz is on
BOGO Originally priced at $529 ndash so half of $529 is roughly $264
Now see the coupon I placed next to it Thatrsquos for $21 so you would only pay 64c for 16oz of this name brand lunch meat
Couponing Myth 2
There are no coupons for healthy items
FALSE Check on websites like wwwKashicomwwwHealthyChoicecom wwwHorizonDairycomwwwvermontorganicsformulacom wwwNaturesSourceCleanerscom wwwCherryMoonFarmscom
Sign up for newsletters for your favorite items E-mail your favorite food brands and request coupons
This week I was able to get FREE Fresh Express Caesar Salad Kits by combining a BOGO offer with a manufacturer coupon at Publix
A couple of weeks ago I was able to score FREE Atkins meals also by combining a BOGO sale with a manufacturer coupon
Couponing Myth 3
Coupons donrsquot really save that much money
FALSE Coupons can help save you 50 or better off of your regular grocery bill Once you develop a stock pile of on sale items that you use regularly yoursquoll save even more I typically save about 75 - 90 off of store prices
Check out my receipt in the next slide for evidence showing how you can save drastically with the use of coupons and sales items
Couponing Myth 3
Couponing Myth 4
Irsquoll save more shopping at Cosco or Samrsquos Club
FALSE Some whole sale bulk shopping clubs donrsquot even allow coupon shopping If you shop the sales and use your coupons yoursquore sure to save the most at local grocery stores
When using coupons you mostly want to use your coupon on the smallest item allowed per the coupon Even though the unit price is cheaper retail the coupon will more than likely bring that unit price down a lot more than you think Use your calculator
Couponing Myth 5
There are no coupons for the things I use
FALSE Write to the manufacturer of the item and share your opinions about their products Yoursquore bound to receive some great product coupons
You canrsquot be brand loyal if you want to truly maximize your savings This gives you the wonderful opportunity to try new things
My home is stocked with items that we use every day from the use of coupons and sales We wouldnrsquot have the luxury of so much to choose from otherwise
Tricks of the Trade
Tricks of the Trade
Brand loyalty will kill your budget Be open to try new things I know we now have A LOT of new favorites in my family
Change the way you think Instead of buying 50 different items when you shop you will be buying more like 10 of 5 items and a few misc Once your stock pile is established yoursquoll find you wonrsquot need to buy a grocery cart filled with all of these different itemshellip and your shopping will take much less time because you will know what yoursquore going in for and you donrsquot have to browse around the store looking for 50 different items
Use a shopping list and donrsquot impulse buy If you shop with a list and stick with it your monthly bill will be reduced quite a bit
Tricks of the Trade
Price Matching ndash If you want to save on gas and money this is the way to go Say yoursquore already going to WalMart or Target but you know that something on your list is cheaper at Walgreens Bring in the sales ad showing the sale price on that item and save yourself that trip to Walgreens Keep in mind though bonus points and rewards do not apply here
Purchase products in the smallest size that your coupon allows If a coupon doesnrsquot have a ldquosize limitrdquo then you can use it for ldquotravel sizerdquo or ldquosmallest size availablerdquo and get that product for free with possible overage This is a new way of shopping for most people
Tricks of the Trade
I hate to say this but even though I love Publix their meat prices are way too steep for me Instead of using my overage on meat at Publix I will sometimes take the cash in overage and use it at another store such as Piggly Wiggly Dollar General Market or WalMart so I can take advantage of their markdown prices on their meat A lot of times I can get ground beef for less than $2lb and chicken drumsticks for $325 for a family pack
Find out when your stores do their mark downs on their meat and produce and shop EARLY on those days
Use your 50c and under coupons at stores that doublehellip and do NOT load them to your card They wonrsquot double if they are digital
Tricks of the Trade
Clearance Items ndash Usually either found on end caps in bins or clearance aisles or even sometimes in their normal spots with clearance tags on them Check your coupons to see if you have any that match these items regularly
Creating a Shopping List
Most people make a list of the groceries they need and head to the store Their grocery lists tend to go by what they plan to eat for the week What you have just done is make a list of everything that is not on sale at the store
We need to step back and realize that groceries go on sale They all have a rock bottom low price and we want to focus on only buying groceries when they are at that rock bottom price
Creating a Shopping List
Here is an example of how I started out with Walgreens when I was learning how to ldquoRollrdquo my points and Register Rewards
Creating a Shopping List
Do your matchups A great way to learn how to do this is by first looking at the weekly sales ad and then by going to a coupon database such as the one on Frugal Jen and search to see what coupons are available to use for those sales items When yoursquove done this check my website and compare your matchups to mine and see how yoursquove done
Creating a Shopping List
How to come up with your own Match ups Look at the sales ads Look up on the coupon database to see what coupons are available Look through your coupons Herersquos an example of how we do this Say I have a store coupon and a manufacturer coupon
Creating a Shopping List
Looks like a great deal already But now look at the sales ad The VitaPizzas are 50 off My Publix has these priced at $399 so
50 off of $399 is appx $200 Take off $1 for the Publix q and $1 for the Manufacturer ` and they are FREE
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Where can I get coupons
Where Can I Get Coupons
Sunday Paper ndash newspapers work out agreements with coupon manufacturers to have coupons in their Sunday papers You can buy the paper at a store or subscribe to have it delivered to your home
Order Individual Coupons Online ndash There are websites like couponfleamarket or Ebay that offer coupons They are not selling you the coupon They are selling the time spent clipping them and shipping fees
I provide unclipped coupon inserts Here also for less than the paper would cost
Continuing where to find coupons
Print Them - Donrsquot go printer crazy You do not need to print everything You will spend your coupon savings on ink However there are a lot of great coupons offered online My website Frugal Jen has a printing center as well
Hotels and Recycling centers Always ask before you go looking through bins though
Friends amp Family ndash It never hurts to askFacebook ndash Facebook frequently has
companies offering great coupons
Continuing where to find coupons
E-mail ndash There are many companies that require your e-mail address for coupons I highly recommend creating a coupon related e-mail address If not you will be flooded with e-mails
Contact Companies ndash If it is not a product you see coupons a lot for it doesnrsquot hurt to contact the company and brag on their product Sometimes they will send you coupons In our couponing group I have a 5-a-day spreadsheet that you can use to email companies in the files section
Always remember that the only insert that will come on a holiday weekend is Proctor amp Gamble and thatrsquos only if it is scheduled for that weekend Make sure to search google for ldquoWeekly Insert Schedulerdquo and the year wersquore in so yoursquoll know what to expect for the week Sometimes what we will actually receive will vary but the schedules are usually pretty accurate
Organization
Organization
Organization is the key when it comes to being able to maximize your savings
If you canrsquot find anything you will spend most of your time looking for coupons and eventually give up and pay full price
If you find items on clearance and your coupons are organized you will be able to tell within seconds if you have a coupon that matches that item
Carry the coupons you plan to use in a small coupon holder in your purse separate from your binder or other file system that you use
Organization
Make a list before you go shopping This is very important Itrsquos the only way you will be able to walk into the store grab what you need and gohellip without spending a fortune on impulse buys Lists also help you to know what coupons you need to print andor clip And how much you should expect to spend
Organization
Some people keep the inserts intact and file them by date This system saves a great deal of time initially but getting ready for shopping is more of a chore You have to cut the coupons that you need at that time
Organization
Others clip all of the coupons from the beginning and file them in various ways The most popular is the binder method some form of 3 ring zip able binder with baseball card and other inserts
Organization
Portable File Organizer ndash Some people prefer these because they are easy to look through and fit in the front of the grocery cart easily
Organization
Small purse organizer ndash I use these to prepare for my shopping hauls I place the coupons Irsquom going to use at the store in this and move them to the front as I pull the items off of the shelves
Organization
Find the system that works best for you Make sure that you go through your coupons
and weed out your expired coupons at least once a month This prevents the task from becoming overwhelming and prevents embarrassment at the store if you try to use an expired coupon
Always include Scissors calculator pencil paper shopping list and your coupon policies (and your coupons of coursehellip lol)
Speaking The Coupon Language
Coupon Lingo
Match Up ndash A listing of items and the coupons that can be used on them I post several match ups each week you can use those for practice or just to make your life a little easier
Coupon Lingo
Transaction ndash The time from when your items are scanned until you pay
BOGO ndash Buy One Get One Free Q ndash CouponMQ ndash Manufacturer Coupon_Q ndash Store Coupons fill in the black with the first
letter of the store in reference For instance a Target Coupon would become a TQ and a Publix Coupon would be a PQ
Overage ndash the value of the coupon is greater than the price of the product The extra money left over is called overage
Coupon Lingo
Blinkies ndash The small coupon machines like this one dispense blinkies
Coupon Lingo
Tearpads ndash Coupons found on a pad usually near the product
Coupon Lingo
Hangtags ndash These hang on the products themselves
Coupon Lingo
Peelies ndash These stick on the products themselves
Coupon Lingo
Catalina ndash Coupon printed from the register at the end of a transaction that is generated by purchasing a certain product
Coupon Lingo
MIR ndash Mail in Rebate You get money back on your purchases usually with a receipt and a UPC mailed with a form like this one
Coupon Lingo
OOP ndash Out of pocket- This is the actual amount of money you will spend after coupons
Coupon Lingo
ECBRR ndash A coupon that prints at the end of a transaction with a certain value off of your next purchase
Coupon Lingo
Insert ndash a collection of coupons in your paper The three main inserts yoursquoll find are Smart Source Red Plum and Proctor and Gamble
Coupon Lingo
SS ndash Smart Source ndash an insert from the paper
Coupon Lingo
RP ndash Red Plum ndash an insert from the paper
Coupon Lingo
P amp G ndash Procter amp Gamble insert in the paper on a monthly basis These only contain coupons for PampG Products
Coupon Lingo
WYB ndash When You Buy + however many you need to buy to make the deal happen
OYNO ndash On Your Next Order Basically means just that the savings can be used on your next order
Stacking ndash Many stores will let you use a store coupon and a manufacturersquos coupon on one item This is called stacking coupons There are also other ways to stack for instance Target has Cartwheel
Coupon Lingo
YMMV ndash Your mileage may vary This means that your store may or may not allow whatever this term is attached to to happen
$ ndash This is showing you the dollar amount off of how many items $21 would mean $2 off of 1 item
$$ ndash This is showing you the dollar amount off of a certain total amount $5$25 would mean $5 off of $25 purchase
Stockpiling
Stockpiling
Stockpiles are not built in one week ndash It takes between 6 and 9 months to get a stockpile established and on its way to being self-sustaining Even then you sometimes miscalculate and run out of things and yoursquoll always be adding to it when you find free and almost free items
Stockpiles should be of things that you and your family use all of the time If no one eats mustard at your house therersquos no use for 50 bottles of it under your bed If you are compelled to buy because they are free consider donating to your local food bank or church
Stockpiling
How to StockpileCompare the coupon policies at the stores
you have available to you as well as any incentives they offer you to shop there
Finally ldquomatchrdquo your coupons to the sales ads and purchase when you find a deal that is at rock bottom
Stockpile when the price is free or close to free (Some people say 70 off ndash I donrsquot usually stockpile unless I get 80 off or more for most items)
Stockpiling
Donrsquot stockpile on something just because its on sale or you have a coupon for it Wait for the sale and the coupons to match and pay the lowest possible price
Stores run sales in cycles Everything typically goes on sale about every 8 ndash 12 weeks If you buy 8 ndash 12 weeks worth of everything when you find a great deal then you will have enough to last you until the next time If your family eats one box of cereal per week then go ahead and buy several boxes If your family only eats one box a month then maybe just buy a couple boxes
Stockpiling
Watch for expiration dates Certain items will expire Make sure you keep the older items in the front and put the new items in the back
Great things to stockpile on are household goods and personal hygiene products These often do not expire or have a very long shelf-life
Just because you already have a stockpile on something doesnrsquot mean you shouldnrsquot add to it if you find it free or close to free again This is how we maintain
Stockpiling
Things to ConsiderHow much to stockpileHow much space do you haveHow quickly will you use things before they
expire What quantity of an item do you need to last
your family until the item can be purchased again at rock bottom
How much are you willing to spend in advance to collect large quantities of cheap items
>
Stockpiling
Using a Price BookRecord data from every receipt you can findStart with 15-20 items you useSeparate into categories Over time notice sales cycles
Sale Cycles
Understanding Sales CyclesNovember ndash Cough Medicine Cold Medicine
Country Time Lemonade CharcoalJuly amp August ndash Back to School SuppliesToilet paper and cereal cycle every 6 weeksAlmost every item will go on sale every 6-8
Non-foodFoil Cookware Tools Cling Wrap Electronics Carpet and Flooring Trees and Plants
December
FoodHam Butter Cheese Sugar Baking Supplies Yeast Pie Crust Dough Dinner Rolls Frozen Pies Cake mix NutsFrosting Pie Filling Cookie Dough Spices Dried Fruit Oatmeal Soda
Non-foodGift cards Foil Cling WrapDisposable baking pansElectronics ComputersCarpeting and flooringCookware Tools Toys CarsBatteries Winter clothesCoats Motor Cycles
Couponing Myths
Couponing Myth 1
Generic products are cheaper to buy than name brands
FALSE ndash Generic items rarely go on sale and do not typically have coupons for them
So lets say 16oz of Great Value lunch meat is $249 Seems like a good price Now look at thisOscar Mayer 16oz is on
BOGO Originally priced at $529 ndash so half of $529 is roughly $264
Now see the coupon I placed next to it Thatrsquos for $21 so you would only pay 64c for 16oz of this name brand lunch meat
Couponing Myth 2
There are no coupons for healthy items
FALSE Check on websites like wwwKashicomwwwHealthyChoicecom wwwHorizonDairycomwwwvermontorganicsformulacom wwwNaturesSourceCleanerscom wwwCherryMoonFarmscom
Sign up for newsletters for your favorite items E-mail your favorite food brands and request coupons
This week I was able to get FREE Fresh Express Caesar Salad Kits by combining a BOGO offer with a manufacturer coupon at Publix
A couple of weeks ago I was able to score FREE Atkins meals also by combining a BOGO sale with a manufacturer coupon
Couponing Myth 3
Coupons donrsquot really save that much money
FALSE Coupons can help save you 50 or better off of your regular grocery bill Once you develop a stock pile of on sale items that you use regularly yoursquoll save even more I typically save about 75 - 90 off of store prices
Check out my receipt in the next slide for evidence showing how you can save drastically with the use of coupons and sales items
Couponing Myth 3
Couponing Myth 4
Irsquoll save more shopping at Cosco or Samrsquos Club
FALSE Some whole sale bulk shopping clubs donrsquot even allow coupon shopping If you shop the sales and use your coupons yoursquore sure to save the most at local grocery stores
When using coupons you mostly want to use your coupon on the smallest item allowed per the coupon Even though the unit price is cheaper retail the coupon will more than likely bring that unit price down a lot more than you think Use your calculator
Couponing Myth 5
There are no coupons for the things I use
FALSE Write to the manufacturer of the item and share your opinions about their products Yoursquore bound to receive some great product coupons
You canrsquot be brand loyal if you want to truly maximize your savings This gives you the wonderful opportunity to try new things
My home is stocked with items that we use every day from the use of coupons and sales We wouldnrsquot have the luxury of so much to choose from otherwise
Tricks of the Trade
Tricks of the Trade
Brand loyalty will kill your budget Be open to try new things I know we now have A LOT of new favorites in my family
Change the way you think Instead of buying 50 different items when you shop you will be buying more like 10 of 5 items and a few misc Once your stock pile is established yoursquoll find you wonrsquot need to buy a grocery cart filled with all of these different itemshellip and your shopping will take much less time because you will know what yoursquore going in for and you donrsquot have to browse around the store looking for 50 different items
Use a shopping list and donrsquot impulse buy If you shop with a list and stick with it your monthly bill will be reduced quite a bit
Tricks of the Trade
Price Matching ndash If you want to save on gas and money this is the way to go Say yoursquore already going to WalMart or Target but you know that something on your list is cheaper at Walgreens Bring in the sales ad showing the sale price on that item and save yourself that trip to Walgreens Keep in mind though bonus points and rewards do not apply here
Purchase products in the smallest size that your coupon allows If a coupon doesnrsquot have a ldquosize limitrdquo then you can use it for ldquotravel sizerdquo or ldquosmallest size availablerdquo and get that product for free with possible overage This is a new way of shopping for most people
Tricks of the Trade
I hate to say this but even though I love Publix their meat prices are way too steep for me Instead of using my overage on meat at Publix I will sometimes take the cash in overage and use it at another store such as Piggly Wiggly Dollar General Market or WalMart so I can take advantage of their markdown prices on their meat A lot of times I can get ground beef for less than $2lb and chicken drumsticks for $325 for a family pack
Find out when your stores do their mark downs on their meat and produce and shop EARLY on those days
Use your 50c and under coupons at stores that doublehellip and do NOT load them to your card They wonrsquot double if they are digital
Tricks of the Trade
Clearance Items ndash Usually either found on end caps in bins or clearance aisles or even sometimes in their normal spots with clearance tags on them Check your coupons to see if you have any that match these items regularly
Creating a Shopping List
Most people make a list of the groceries they need and head to the store Their grocery lists tend to go by what they plan to eat for the week What you have just done is make a list of everything that is not on sale at the store
We need to step back and realize that groceries go on sale They all have a rock bottom low price and we want to focus on only buying groceries when they are at that rock bottom price
Creating a Shopping List
Here is an example of how I started out with Walgreens when I was learning how to ldquoRollrdquo my points and Register Rewards
Creating a Shopping List
Do your matchups A great way to learn how to do this is by first looking at the weekly sales ad and then by going to a coupon database such as the one on Frugal Jen and search to see what coupons are available to use for those sales items When yoursquove done this check my website and compare your matchups to mine and see how yoursquove done
Creating a Shopping List
How to come up with your own Match ups Look at the sales ads Look up on the coupon database to see what coupons are available Look through your coupons Herersquos an example of how we do this Say I have a store coupon and a manufacturer coupon
Creating a Shopping List
Looks like a great deal already But now look at the sales ad The VitaPizzas are 50 off My Publix has these priced at $399 so
50 off of $399 is appx $200 Take off $1 for the Publix q and $1 for the Manufacturer ` and they are FREE
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Where Can I Get Coupons
Sunday Paper ndash newspapers work out agreements with coupon manufacturers to have coupons in their Sunday papers You can buy the paper at a store or subscribe to have it delivered to your home
Order Individual Coupons Online ndash There are websites like couponfleamarket or Ebay that offer coupons They are not selling you the coupon They are selling the time spent clipping them and shipping fees
I provide unclipped coupon inserts Here also for less than the paper would cost
Continuing where to find coupons
Print Them - Donrsquot go printer crazy You do not need to print everything You will spend your coupon savings on ink However there are a lot of great coupons offered online My website Frugal Jen has a printing center as well
Hotels and Recycling centers Always ask before you go looking through bins though
Friends amp Family ndash It never hurts to askFacebook ndash Facebook frequently has
companies offering great coupons
Continuing where to find coupons
E-mail ndash There are many companies that require your e-mail address for coupons I highly recommend creating a coupon related e-mail address If not you will be flooded with e-mails
Contact Companies ndash If it is not a product you see coupons a lot for it doesnrsquot hurt to contact the company and brag on their product Sometimes they will send you coupons In our couponing group I have a 5-a-day spreadsheet that you can use to email companies in the files section
Always remember that the only insert that will come on a holiday weekend is Proctor amp Gamble and thatrsquos only if it is scheduled for that weekend Make sure to search google for ldquoWeekly Insert Schedulerdquo and the year wersquore in so yoursquoll know what to expect for the week Sometimes what we will actually receive will vary but the schedules are usually pretty accurate
Organization
Organization
Organization is the key when it comes to being able to maximize your savings
If you canrsquot find anything you will spend most of your time looking for coupons and eventually give up and pay full price
If you find items on clearance and your coupons are organized you will be able to tell within seconds if you have a coupon that matches that item
Carry the coupons you plan to use in a small coupon holder in your purse separate from your binder or other file system that you use
Organization
Make a list before you go shopping This is very important Itrsquos the only way you will be able to walk into the store grab what you need and gohellip without spending a fortune on impulse buys Lists also help you to know what coupons you need to print andor clip And how much you should expect to spend
Organization
Some people keep the inserts intact and file them by date This system saves a great deal of time initially but getting ready for shopping is more of a chore You have to cut the coupons that you need at that time
Organization
Others clip all of the coupons from the beginning and file them in various ways The most popular is the binder method some form of 3 ring zip able binder with baseball card and other inserts
Organization
Portable File Organizer ndash Some people prefer these because they are easy to look through and fit in the front of the grocery cart easily
Organization
Small purse organizer ndash I use these to prepare for my shopping hauls I place the coupons Irsquom going to use at the store in this and move them to the front as I pull the items off of the shelves
Organization
Find the system that works best for you Make sure that you go through your coupons
and weed out your expired coupons at least once a month This prevents the task from becoming overwhelming and prevents embarrassment at the store if you try to use an expired coupon
Always include Scissors calculator pencil paper shopping list and your coupon policies (and your coupons of coursehellip lol)
Speaking The Coupon Language
Coupon Lingo
Match Up ndash A listing of items and the coupons that can be used on them I post several match ups each week you can use those for practice or just to make your life a little easier
Coupon Lingo
Transaction ndash The time from when your items are scanned until you pay
BOGO ndash Buy One Get One Free Q ndash CouponMQ ndash Manufacturer Coupon_Q ndash Store Coupons fill in the black with the first
letter of the store in reference For instance a Target Coupon would become a TQ and a Publix Coupon would be a PQ
Overage ndash the value of the coupon is greater than the price of the product The extra money left over is called overage
Coupon Lingo
Blinkies ndash The small coupon machines like this one dispense blinkies
Coupon Lingo
Tearpads ndash Coupons found on a pad usually near the product
Coupon Lingo
Hangtags ndash These hang on the products themselves
Coupon Lingo
Peelies ndash These stick on the products themselves
Coupon Lingo
Catalina ndash Coupon printed from the register at the end of a transaction that is generated by purchasing a certain product
Coupon Lingo
MIR ndash Mail in Rebate You get money back on your purchases usually with a receipt and a UPC mailed with a form like this one
Coupon Lingo
OOP ndash Out of pocket- This is the actual amount of money you will spend after coupons
Coupon Lingo
ECBRR ndash A coupon that prints at the end of a transaction with a certain value off of your next purchase
Coupon Lingo
Insert ndash a collection of coupons in your paper The three main inserts yoursquoll find are Smart Source Red Plum and Proctor and Gamble
Coupon Lingo
SS ndash Smart Source ndash an insert from the paper
Coupon Lingo
RP ndash Red Plum ndash an insert from the paper
Coupon Lingo
P amp G ndash Procter amp Gamble insert in the paper on a monthly basis These only contain coupons for PampG Products
Coupon Lingo
WYB ndash When You Buy + however many you need to buy to make the deal happen
OYNO ndash On Your Next Order Basically means just that the savings can be used on your next order
Stacking ndash Many stores will let you use a store coupon and a manufacturersquos coupon on one item This is called stacking coupons There are also other ways to stack for instance Target has Cartwheel
Coupon Lingo
YMMV ndash Your mileage may vary This means that your store may or may not allow whatever this term is attached to to happen
$ ndash This is showing you the dollar amount off of how many items $21 would mean $2 off of 1 item
$$ ndash This is showing you the dollar amount off of a certain total amount $5$25 would mean $5 off of $25 purchase
Stockpiling
Stockpiling
Stockpiles are not built in one week ndash It takes between 6 and 9 months to get a stockpile established and on its way to being self-sustaining Even then you sometimes miscalculate and run out of things and yoursquoll always be adding to it when you find free and almost free items
Stockpiles should be of things that you and your family use all of the time If no one eats mustard at your house therersquos no use for 50 bottles of it under your bed If you are compelled to buy because they are free consider donating to your local food bank or church
Stockpiling
How to StockpileCompare the coupon policies at the stores
you have available to you as well as any incentives they offer you to shop there
Finally ldquomatchrdquo your coupons to the sales ads and purchase when you find a deal that is at rock bottom
Stockpile when the price is free or close to free (Some people say 70 off ndash I donrsquot usually stockpile unless I get 80 off or more for most items)
Stockpiling
Donrsquot stockpile on something just because its on sale or you have a coupon for it Wait for the sale and the coupons to match and pay the lowest possible price
Stores run sales in cycles Everything typically goes on sale about every 8 ndash 12 weeks If you buy 8 ndash 12 weeks worth of everything when you find a great deal then you will have enough to last you until the next time If your family eats one box of cereal per week then go ahead and buy several boxes If your family only eats one box a month then maybe just buy a couple boxes
Stockpiling
Watch for expiration dates Certain items will expire Make sure you keep the older items in the front and put the new items in the back
Great things to stockpile on are household goods and personal hygiene products These often do not expire or have a very long shelf-life
Just because you already have a stockpile on something doesnrsquot mean you shouldnrsquot add to it if you find it free or close to free again This is how we maintain
Stockpiling
Things to ConsiderHow much to stockpileHow much space do you haveHow quickly will you use things before they
expire What quantity of an item do you need to last
your family until the item can be purchased again at rock bottom
How much are you willing to spend in advance to collect large quantities of cheap items
>
Stockpiling
Using a Price BookRecord data from every receipt you can findStart with 15-20 items you useSeparate into categories Over time notice sales cycles
Sale Cycles
Understanding Sales CyclesNovember ndash Cough Medicine Cold Medicine
Country Time Lemonade CharcoalJuly amp August ndash Back to School SuppliesToilet paper and cereal cycle every 6 weeksAlmost every item will go on sale every 6-8
Non-foodFoil Cookware Tools Cling Wrap Electronics Carpet and Flooring Trees and Plants
December
FoodHam Butter Cheese Sugar Baking Supplies Yeast Pie Crust Dough Dinner Rolls Frozen Pies Cake mix NutsFrosting Pie Filling Cookie Dough Spices Dried Fruit Oatmeal Soda
Non-foodGift cards Foil Cling WrapDisposable baking pansElectronics ComputersCarpeting and flooringCookware Tools Toys CarsBatteries Winter clothesCoats Motor Cycles
Couponing Myths
Couponing Myth 1
Generic products are cheaper to buy than name brands
FALSE ndash Generic items rarely go on sale and do not typically have coupons for them
So lets say 16oz of Great Value lunch meat is $249 Seems like a good price Now look at thisOscar Mayer 16oz is on
BOGO Originally priced at $529 ndash so half of $529 is roughly $264
Now see the coupon I placed next to it Thatrsquos for $21 so you would only pay 64c for 16oz of this name brand lunch meat
Couponing Myth 2
There are no coupons for healthy items
FALSE Check on websites like wwwKashicomwwwHealthyChoicecom wwwHorizonDairycomwwwvermontorganicsformulacom wwwNaturesSourceCleanerscom wwwCherryMoonFarmscom
Sign up for newsletters for your favorite items E-mail your favorite food brands and request coupons
This week I was able to get FREE Fresh Express Caesar Salad Kits by combining a BOGO offer with a manufacturer coupon at Publix
A couple of weeks ago I was able to score FREE Atkins meals also by combining a BOGO sale with a manufacturer coupon
Couponing Myth 3
Coupons donrsquot really save that much money
FALSE Coupons can help save you 50 or better off of your regular grocery bill Once you develop a stock pile of on sale items that you use regularly yoursquoll save even more I typically save about 75 - 90 off of store prices
Check out my receipt in the next slide for evidence showing how you can save drastically with the use of coupons and sales items
Couponing Myth 3
Couponing Myth 4
Irsquoll save more shopping at Cosco or Samrsquos Club
FALSE Some whole sale bulk shopping clubs donrsquot even allow coupon shopping If you shop the sales and use your coupons yoursquore sure to save the most at local grocery stores
When using coupons you mostly want to use your coupon on the smallest item allowed per the coupon Even though the unit price is cheaper retail the coupon will more than likely bring that unit price down a lot more than you think Use your calculator
Couponing Myth 5
There are no coupons for the things I use
FALSE Write to the manufacturer of the item and share your opinions about their products Yoursquore bound to receive some great product coupons
You canrsquot be brand loyal if you want to truly maximize your savings This gives you the wonderful opportunity to try new things
My home is stocked with items that we use every day from the use of coupons and sales We wouldnrsquot have the luxury of so much to choose from otherwise
Tricks of the Trade
Tricks of the Trade
Brand loyalty will kill your budget Be open to try new things I know we now have A LOT of new favorites in my family
Change the way you think Instead of buying 50 different items when you shop you will be buying more like 10 of 5 items and a few misc Once your stock pile is established yoursquoll find you wonrsquot need to buy a grocery cart filled with all of these different itemshellip and your shopping will take much less time because you will know what yoursquore going in for and you donrsquot have to browse around the store looking for 50 different items
Use a shopping list and donrsquot impulse buy If you shop with a list and stick with it your monthly bill will be reduced quite a bit
Tricks of the Trade
Price Matching ndash If you want to save on gas and money this is the way to go Say yoursquore already going to WalMart or Target but you know that something on your list is cheaper at Walgreens Bring in the sales ad showing the sale price on that item and save yourself that trip to Walgreens Keep in mind though bonus points and rewards do not apply here
Purchase products in the smallest size that your coupon allows If a coupon doesnrsquot have a ldquosize limitrdquo then you can use it for ldquotravel sizerdquo or ldquosmallest size availablerdquo and get that product for free with possible overage This is a new way of shopping for most people
Tricks of the Trade
I hate to say this but even though I love Publix their meat prices are way too steep for me Instead of using my overage on meat at Publix I will sometimes take the cash in overage and use it at another store such as Piggly Wiggly Dollar General Market or WalMart so I can take advantage of their markdown prices on their meat A lot of times I can get ground beef for less than $2lb and chicken drumsticks for $325 for a family pack
Find out when your stores do their mark downs on their meat and produce and shop EARLY on those days
Use your 50c and under coupons at stores that doublehellip and do NOT load them to your card They wonrsquot double if they are digital
Tricks of the Trade
Clearance Items ndash Usually either found on end caps in bins or clearance aisles or even sometimes in their normal spots with clearance tags on them Check your coupons to see if you have any that match these items regularly
Creating a Shopping List
Most people make a list of the groceries they need and head to the store Their grocery lists tend to go by what they plan to eat for the week What you have just done is make a list of everything that is not on sale at the store
We need to step back and realize that groceries go on sale They all have a rock bottom low price and we want to focus on only buying groceries when they are at that rock bottom price
Creating a Shopping List
Here is an example of how I started out with Walgreens when I was learning how to ldquoRollrdquo my points and Register Rewards
Creating a Shopping List
Do your matchups A great way to learn how to do this is by first looking at the weekly sales ad and then by going to a coupon database such as the one on Frugal Jen and search to see what coupons are available to use for those sales items When yoursquove done this check my website and compare your matchups to mine and see how yoursquove done
Creating a Shopping List
How to come up with your own Match ups Look at the sales ads Look up on the coupon database to see what coupons are available Look through your coupons Herersquos an example of how we do this Say I have a store coupon and a manufacturer coupon
Creating a Shopping List
Looks like a great deal already But now look at the sales ad The VitaPizzas are 50 off My Publix has these priced at $399 so
50 off of $399 is appx $200 Take off $1 for the Publix q and $1 for the Manufacturer ` and they are FREE
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Continuing where to find coupons
Print Them - Donrsquot go printer crazy You do not need to print everything You will spend your coupon savings on ink However there are a lot of great coupons offered online My website Frugal Jen has a printing center as well
Hotels and Recycling centers Always ask before you go looking through bins though
Friends amp Family ndash It never hurts to askFacebook ndash Facebook frequently has
companies offering great coupons
Continuing where to find coupons
E-mail ndash There are many companies that require your e-mail address for coupons I highly recommend creating a coupon related e-mail address If not you will be flooded with e-mails
Contact Companies ndash If it is not a product you see coupons a lot for it doesnrsquot hurt to contact the company and brag on their product Sometimes they will send you coupons In our couponing group I have a 5-a-day spreadsheet that you can use to email companies in the files section
Always remember that the only insert that will come on a holiday weekend is Proctor amp Gamble and thatrsquos only if it is scheduled for that weekend Make sure to search google for ldquoWeekly Insert Schedulerdquo and the year wersquore in so yoursquoll know what to expect for the week Sometimes what we will actually receive will vary but the schedules are usually pretty accurate
Organization
Organization
Organization is the key when it comes to being able to maximize your savings
If you canrsquot find anything you will spend most of your time looking for coupons and eventually give up and pay full price
If you find items on clearance and your coupons are organized you will be able to tell within seconds if you have a coupon that matches that item
Carry the coupons you plan to use in a small coupon holder in your purse separate from your binder or other file system that you use
Organization
Make a list before you go shopping This is very important Itrsquos the only way you will be able to walk into the store grab what you need and gohellip without spending a fortune on impulse buys Lists also help you to know what coupons you need to print andor clip And how much you should expect to spend
Organization
Some people keep the inserts intact and file them by date This system saves a great deal of time initially but getting ready for shopping is more of a chore You have to cut the coupons that you need at that time
Organization
Others clip all of the coupons from the beginning and file them in various ways The most popular is the binder method some form of 3 ring zip able binder with baseball card and other inserts
Organization
Portable File Organizer ndash Some people prefer these because they are easy to look through and fit in the front of the grocery cart easily
Organization
Small purse organizer ndash I use these to prepare for my shopping hauls I place the coupons Irsquom going to use at the store in this and move them to the front as I pull the items off of the shelves
Organization
Find the system that works best for you Make sure that you go through your coupons
and weed out your expired coupons at least once a month This prevents the task from becoming overwhelming and prevents embarrassment at the store if you try to use an expired coupon
Always include Scissors calculator pencil paper shopping list and your coupon policies (and your coupons of coursehellip lol)
Speaking The Coupon Language
Coupon Lingo
Match Up ndash A listing of items and the coupons that can be used on them I post several match ups each week you can use those for practice or just to make your life a little easier
Coupon Lingo
Transaction ndash The time from when your items are scanned until you pay
BOGO ndash Buy One Get One Free Q ndash CouponMQ ndash Manufacturer Coupon_Q ndash Store Coupons fill in the black with the first
letter of the store in reference For instance a Target Coupon would become a TQ and a Publix Coupon would be a PQ
Overage ndash the value of the coupon is greater than the price of the product The extra money left over is called overage
Coupon Lingo
Blinkies ndash The small coupon machines like this one dispense blinkies
Coupon Lingo
Tearpads ndash Coupons found on a pad usually near the product
Coupon Lingo
Hangtags ndash These hang on the products themselves
Coupon Lingo
Peelies ndash These stick on the products themselves
Coupon Lingo
Catalina ndash Coupon printed from the register at the end of a transaction that is generated by purchasing a certain product
Coupon Lingo
MIR ndash Mail in Rebate You get money back on your purchases usually with a receipt and a UPC mailed with a form like this one
Coupon Lingo
OOP ndash Out of pocket- This is the actual amount of money you will spend after coupons
Coupon Lingo
ECBRR ndash A coupon that prints at the end of a transaction with a certain value off of your next purchase
Coupon Lingo
Insert ndash a collection of coupons in your paper The three main inserts yoursquoll find are Smart Source Red Plum and Proctor and Gamble
Coupon Lingo
SS ndash Smart Source ndash an insert from the paper
Coupon Lingo
RP ndash Red Plum ndash an insert from the paper
Coupon Lingo
P amp G ndash Procter amp Gamble insert in the paper on a monthly basis These only contain coupons for PampG Products
Coupon Lingo
WYB ndash When You Buy + however many you need to buy to make the deal happen
OYNO ndash On Your Next Order Basically means just that the savings can be used on your next order
Stacking ndash Many stores will let you use a store coupon and a manufacturersquos coupon on one item This is called stacking coupons There are also other ways to stack for instance Target has Cartwheel
Coupon Lingo
YMMV ndash Your mileage may vary This means that your store may or may not allow whatever this term is attached to to happen
$ ndash This is showing you the dollar amount off of how many items $21 would mean $2 off of 1 item
$$ ndash This is showing you the dollar amount off of a certain total amount $5$25 would mean $5 off of $25 purchase
Stockpiling
Stockpiling
Stockpiles are not built in one week ndash It takes between 6 and 9 months to get a stockpile established and on its way to being self-sustaining Even then you sometimes miscalculate and run out of things and yoursquoll always be adding to it when you find free and almost free items
Stockpiles should be of things that you and your family use all of the time If no one eats mustard at your house therersquos no use for 50 bottles of it under your bed If you are compelled to buy because they are free consider donating to your local food bank or church
Stockpiling
How to StockpileCompare the coupon policies at the stores
you have available to you as well as any incentives they offer you to shop there
Finally ldquomatchrdquo your coupons to the sales ads and purchase when you find a deal that is at rock bottom
Stockpile when the price is free or close to free (Some people say 70 off ndash I donrsquot usually stockpile unless I get 80 off or more for most items)
Stockpiling
Donrsquot stockpile on something just because its on sale or you have a coupon for it Wait for the sale and the coupons to match and pay the lowest possible price
Stores run sales in cycles Everything typically goes on sale about every 8 ndash 12 weeks If you buy 8 ndash 12 weeks worth of everything when you find a great deal then you will have enough to last you until the next time If your family eats one box of cereal per week then go ahead and buy several boxes If your family only eats one box a month then maybe just buy a couple boxes
Stockpiling
Watch for expiration dates Certain items will expire Make sure you keep the older items in the front and put the new items in the back
Great things to stockpile on are household goods and personal hygiene products These often do not expire or have a very long shelf-life
Just because you already have a stockpile on something doesnrsquot mean you shouldnrsquot add to it if you find it free or close to free again This is how we maintain
Stockpiling
Things to ConsiderHow much to stockpileHow much space do you haveHow quickly will you use things before they
expire What quantity of an item do you need to last
your family until the item can be purchased again at rock bottom
How much are you willing to spend in advance to collect large quantities of cheap items
>
Stockpiling
Using a Price BookRecord data from every receipt you can findStart with 15-20 items you useSeparate into categories Over time notice sales cycles
Sale Cycles
Understanding Sales CyclesNovember ndash Cough Medicine Cold Medicine
Country Time Lemonade CharcoalJuly amp August ndash Back to School SuppliesToilet paper and cereal cycle every 6 weeksAlmost every item will go on sale every 6-8
Non-foodFoil Cookware Tools Cling Wrap Electronics Carpet and Flooring Trees and Plants
December
FoodHam Butter Cheese Sugar Baking Supplies Yeast Pie Crust Dough Dinner Rolls Frozen Pies Cake mix NutsFrosting Pie Filling Cookie Dough Spices Dried Fruit Oatmeal Soda
Non-foodGift cards Foil Cling WrapDisposable baking pansElectronics ComputersCarpeting and flooringCookware Tools Toys CarsBatteries Winter clothesCoats Motor Cycles
Couponing Myths
Couponing Myth 1
Generic products are cheaper to buy than name brands
FALSE ndash Generic items rarely go on sale and do not typically have coupons for them
So lets say 16oz of Great Value lunch meat is $249 Seems like a good price Now look at thisOscar Mayer 16oz is on
BOGO Originally priced at $529 ndash so half of $529 is roughly $264
Now see the coupon I placed next to it Thatrsquos for $21 so you would only pay 64c for 16oz of this name brand lunch meat
Couponing Myth 2
There are no coupons for healthy items
FALSE Check on websites like wwwKashicomwwwHealthyChoicecom wwwHorizonDairycomwwwvermontorganicsformulacom wwwNaturesSourceCleanerscom wwwCherryMoonFarmscom
Sign up for newsletters for your favorite items E-mail your favorite food brands and request coupons
This week I was able to get FREE Fresh Express Caesar Salad Kits by combining a BOGO offer with a manufacturer coupon at Publix
A couple of weeks ago I was able to score FREE Atkins meals also by combining a BOGO sale with a manufacturer coupon
Couponing Myth 3
Coupons donrsquot really save that much money
FALSE Coupons can help save you 50 or better off of your regular grocery bill Once you develop a stock pile of on sale items that you use regularly yoursquoll save even more I typically save about 75 - 90 off of store prices
Check out my receipt in the next slide for evidence showing how you can save drastically with the use of coupons and sales items
Couponing Myth 3
Couponing Myth 4
Irsquoll save more shopping at Cosco or Samrsquos Club
FALSE Some whole sale bulk shopping clubs donrsquot even allow coupon shopping If you shop the sales and use your coupons yoursquore sure to save the most at local grocery stores
When using coupons you mostly want to use your coupon on the smallest item allowed per the coupon Even though the unit price is cheaper retail the coupon will more than likely bring that unit price down a lot more than you think Use your calculator
Couponing Myth 5
There are no coupons for the things I use
FALSE Write to the manufacturer of the item and share your opinions about their products Yoursquore bound to receive some great product coupons
You canrsquot be brand loyal if you want to truly maximize your savings This gives you the wonderful opportunity to try new things
My home is stocked with items that we use every day from the use of coupons and sales We wouldnrsquot have the luxury of so much to choose from otherwise
Tricks of the Trade
Tricks of the Trade
Brand loyalty will kill your budget Be open to try new things I know we now have A LOT of new favorites in my family
Change the way you think Instead of buying 50 different items when you shop you will be buying more like 10 of 5 items and a few misc Once your stock pile is established yoursquoll find you wonrsquot need to buy a grocery cart filled with all of these different itemshellip and your shopping will take much less time because you will know what yoursquore going in for and you donrsquot have to browse around the store looking for 50 different items
Use a shopping list and donrsquot impulse buy If you shop with a list and stick with it your monthly bill will be reduced quite a bit
Tricks of the Trade
Price Matching ndash If you want to save on gas and money this is the way to go Say yoursquore already going to WalMart or Target but you know that something on your list is cheaper at Walgreens Bring in the sales ad showing the sale price on that item and save yourself that trip to Walgreens Keep in mind though bonus points and rewards do not apply here
Purchase products in the smallest size that your coupon allows If a coupon doesnrsquot have a ldquosize limitrdquo then you can use it for ldquotravel sizerdquo or ldquosmallest size availablerdquo and get that product for free with possible overage This is a new way of shopping for most people
Tricks of the Trade
I hate to say this but even though I love Publix their meat prices are way too steep for me Instead of using my overage on meat at Publix I will sometimes take the cash in overage and use it at another store such as Piggly Wiggly Dollar General Market or WalMart so I can take advantage of their markdown prices on their meat A lot of times I can get ground beef for less than $2lb and chicken drumsticks for $325 for a family pack
Find out when your stores do their mark downs on their meat and produce and shop EARLY on those days
Use your 50c and under coupons at stores that doublehellip and do NOT load them to your card They wonrsquot double if they are digital
Tricks of the Trade
Clearance Items ndash Usually either found on end caps in bins or clearance aisles or even sometimes in their normal spots with clearance tags on them Check your coupons to see if you have any that match these items regularly
Creating a Shopping List
Most people make a list of the groceries they need and head to the store Their grocery lists tend to go by what they plan to eat for the week What you have just done is make a list of everything that is not on sale at the store
We need to step back and realize that groceries go on sale They all have a rock bottom low price and we want to focus on only buying groceries when they are at that rock bottom price
Creating a Shopping List
Here is an example of how I started out with Walgreens when I was learning how to ldquoRollrdquo my points and Register Rewards
Creating a Shopping List
Do your matchups A great way to learn how to do this is by first looking at the weekly sales ad and then by going to a coupon database such as the one on Frugal Jen and search to see what coupons are available to use for those sales items When yoursquove done this check my website and compare your matchups to mine and see how yoursquove done
Creating a Shopping List
How to come up with your own Match ups Look at the sales ads Look up on the coupon database to see what coupons are available Look through your coupons Herersquos an example of how we do this Say I have a store coupon and a manufacturer coupon
Creating a Shopping List
Looks like a great deal already But now look at the sales ad The VitaPizzas are 50 off My Publix has these priced at $399 so
50 off of $399 is appx $200 Take off $1 for the Publix q and $1 for the Manufacturer ` and they are FREE
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Continuing where to find coupons
E-mail ndash There are many companies that require your e-mail address for coupons I highly recommend creating a coupon related e-mail address If not you will be flooded with e-mails
Contact Companies ndash If it is not a product you see coupons a lot for it doesnrsquot hurt to contact the company and brag on their product Sometimes they will send you coupons In our couponing group I have a 5-a-day spreadsheet that you can use to email companies in the files section
Always remember that the only insert that will come on a holiday weekend is Proctor amp Gamble and thatrsquos only if it is scheduled for that weekend Make sure to search google for ldquoWeekly Insert Schedulerdquo and the year wersquore in so yoursquoll know what to expect for the week Sometimes what we will actually receive will vary but the schedules are usually pretty accurate
Organization
Organization
Organization is the key when it comes to being able to maximize your savings
If you canrsquot find anything you will spend most of your time looking for coupons and eventually give up and pay full price
If you find items on clearance and your coupons are organized you will be able to tell within seconds if you have a coupon that matches that item
Carry the coupons you plan to use in a small coupon holder in your purse separate from your binder or other file system that you use
Organization
Make a list before you go shopping This is very important Itrsquos the only way you will be able to walk into the store grab what you need and gohellip without spending a fortune on impulse buys Lists also help you to know what coupons you need to print andor clip And how much you should expect to spend
Organization
Some people keep the inserts intact and file them by date This system saves a great deal of time initially but getting ready for shopping is more of a chore You have to cut the coupons that you need at that time
Organization
Others clip all of the coupons from the beginning and file them in various ways The most popular is the binder method some form of 3 ring zip able binder with baseball card and other inserts
Organization
Portable File Organizer ndash Some people prefer these because they are easy to look through and fit in the front of the grocery cart easily
Organization
Small purse organizer ndash I use these to prepare for my shopping hauls I place the coupons Irsquom going to use at the store in this and move them to the front as I pull the items off of the shelves
Organization
Find the system that works best for you Make sure that you go through your coupons
and weed out your expired coupons at least once a month This prevents the task from becoming overwhelming and prevents embarrassment at the store if you try to use an expired coupon
Always include Scissors calculator pencil paper shopping list and your coupon policies (and your coupons of coursehellip lol)
Speaking The Coupon Language
Coupon Lingo
Match Up ndash A listing of items and the coupons that can be used on them I post several match ups each week you can use those for practice or just to make your life a little easier
Coupon Lingo
Transaction ndash The time from when your items are scanned until you pay
BOGO ndash Buy One Get One Free Q ndash CouponMQ ndash Manufacturer Coupon_Q ndash Store Coupons fill in the black with the first
letter of the store in reference For instance a Target Coupon would become a TQ and a Publix Coupon would be a PQ
Overage ndash the value of the coupon is greater than the price of the product The extra money left over is called overage
Coupon Lingo
Blinkies ndash The small coupon machines like this one dispense blinkies
Coupon Lingo
Tearpads ndash Coupons found on a pad usually near the product
Coupon Lingo
Hangtags ndash These hang on the products themselves
Coupon Lingo
Peelies ndash These stick on the products themselves
Coupon Lingo
Catalina ndash Coupon printed from the register at the end of a transaction that is generated by purchasing a certain product
Coupon Lingo
MIR ndash Mail in Rebate You get money back on your purchases usually with a receipt and a UPC mailed with a form like this one
Coupon Lingo
OOP ndash Out of pocket- This is the actual amount of money you will spend after coupons
Coupon Lingo
ECBRR ndash A coupon that prints at the end of a transaction with a certain value off of your next purchase
Coupon Lingo
Insert ndash a collection of coupons in your paper The three main inserts yoursquoll find are Smart Source Red Plum and Proctor and Gamble
Coupon Lingo
SS ndash Smart Source ndash an insert from the paper
Coupon Lingo
RP ndash Red Plum ndash an insert from the paper
Coupon Lingo
P amp G ndash Procter amp Gamble insert in the paper on a monthly basis These only contain coupons for PampG Products
Coupon Lingo
WYB ndash When You Buy + however many you need to buy to make the deal happen
OYNO ndash On Your Next Order Basically means just that the savings can be used on your next order
Stacking ndash Many stores will let you use a store coupon and a manufacturersquos coupon on one item This is called stacking coupons There are also other ways to stack for instance Target has Cartwheel
Coupon Lingo
YMMV ndash Your mileage may vary This means that your store may or may not allow whatever this term is attached to to happen
$ ndash This is showing you the dollar amount off of how many items $21 would mean $2 off of 1 item
$$ ndash This is showing you the dollar amount off of a certain total amount $5$25 would mean $5 off of $25 purchase
Stockpiling
Stockpiling
Stockpiles are not built in one week ndash It takes between 6 and 9 months to get a stockpile established and on its way to being self-sustaining Even then you sometimes miscalculate and run out of things and yoursquoll always be adding to it when you find free and almost free items
Stockpiles should be of things that you and your family use all of the time If no one eats mustard at your house therersquos no use for 50 bottles of it under your bed If you are compelled to buy because they are free consider donating to your local food bank or church
Stockpiling
How to StockpileCompare the coupon policies at the stores
you have available to you as well as any incentives they offer you to shop there
Finally ldquomatchrdquo your coupons to the sales ads and purchase when you find a deal that is at rock bottom
Stockpile when the price is free or close to free (Some people say 70 off ndash I donrsquot usually stockpile unless I get 80 off or more for most items)
Stockpiling
Donrsquot stockpile on something just because its on sale or you have a coupon for it Wait for the sale and the coupons to match and pay the lowest possible price
Stores run sales in cycles Everything typically goes on sale about every 8 ndash 12 weeks If you buy 8 ndash 12 weeks worth of everything when you find a great deal then you will have enough to last you until the next time If your family eats one box of cereal per week then go ahead and buy several boxes If your family only eats one box a month then maybe just buy a couple boxes
Stockpiling
Watch for expiration dates Certain items will expire Make sure you keep the older items in the front and put the new items in the back
Great things to stockpile on are household goods and personal hygiene products These often do not expire or have a very long shelf-life
Just because you already have a stockpile on something doesnrsquot mean you shouldnrsquot add to it if you find it free or close to free again This is how we maintain
Stockpiling
Things to ConsiderHow much to stockpileHow much space do you haveHow quickly will you use things before they
expire What quantity of an item do you need to last
your family until the item can be purchased again at rock bottom
How much are you willing to spend in advance to collect large quantities of cheap items
>
Stockpiling
Using a Price BookRecord data from every receipt you can findStart with 15-20 items you useSeparate into categories Over time notice sales cycles
Sale Cycles
Understanding Sales CyclesNovember ndash Cough Medicine Cold Medicine
Country Time Lemonade CharcoalJuly amp August ndash Back to School SuppliesToilet paper and cereal cycle every 6 weeksAlmost every item will go on sale every 6-8
Non-foodFoil Cookware Tools Cling Wrap Electronics Carpet and Flooring Trees and Plants
December
FoodHam Butter Cheese Sugar Baking Supplies Yeast Pie Crust Dough Dinner Rolls Frozen Pies Cake mix NutsFrosting Pie Filling Cookie Dough Spices Dried Fruit Oatmeal Soda
Non-foodGift cards Foil Cling WrapDisposable baking pansElectronics ComputersCarpeting and flooringCookware Tools Toys CarsBatteries Winter clothesCoats Motor Cycles
Couponing Myths
Couponing Myth 1
Generic products are cheaper to buy than name brands
FALSE ndash Generic items rarely go on sale and do not typically have coupons for them
So lets say 16oz of Great Value lunch meat is $249 Seems like a good price Now look at thisOscar Mayer 16oz is on
BOGO Originally priced at $529 ndash so half of $529 is roughly $264
Now see the coupon I placed next to it Thatrsquos for $21 so you would only pay 64c for 16oz of this name brand lunch meat
Couponing Myth 2
There are no coupons for healthy items
FALSE Check on websites like wwwKashicomwwwHealthyChoicecom wwwHorizonDairycomwwwvermontorganicsformulacom wwwNaturesSourceCleanerscom wwwCherryMoonFarmscom
Sign up for newsletters for your favorite items E-mail your favorite food brands and request coupons
This week I was able to get FREE Fresh Express Caesar Salad Kits by combining a BOGO offer with a manufacturer coupon at Publix
A couple of weeks ago I was able to score FREE Atkins meals also by combining a BOGO sale with a manufacturer coupon
Couponing Myth 3
Coupons donrsquot really save that much money
FALSE Coupons can help save you 50 or better off of your regular grocery bill Once you develop a stock pile of on sale items that you use regularly yoursquoll save even more I typically save about 75 - 90 off of store prices
Check out my receipt in the next slide for evidence showing how you can save drastically with the use of coupons and sales items
Couponing Myth 3
Couponing Myth 4
Irsquoll save more shopping at Cosco or Samrsquos Club
FALSE Some whole sale bulk shopping clubs donrsquot even allow coupon shopping If you shop the sales and use your coupons yoursquore sure to save the most at local grocery stores
When using coupons you mostly want to use your coupon on the smallest item allowed per the coupon Even though the unit price is cheaper retail the coupon will more than likely bring that unit price down a lot more than you think Use your calculator
Couponing Myth 5
There are no coupons for the things I use
FALSE Write to the manufacturer of the item and share your opinions about their products Yoursquore bound to receive some great product coupons
You canrsquot be brand loyal if you want to truly maximize your savings This gives you the wonderful opportunity to try new things
My home is stocked with items that we use every day from the use of coupons and sales We wouldnrsquot have the luxury of so much to choose from otherwise
Tricks of the Trade
Tricks of the Trade
Brand loyalty will kill your budget Be open to try new things I know we now have A LOT of new favorites in my family
Change the way you think Instead of buying 50 different items when you shop you will be buying more like 10 of 5 items and a few misc Once your stock pile is established yoursquoll find you wonrsquot need to buy a grocery cart filled with all of these different itemshellip and your shopping will take much less time because you will know what yoursquore going in for and you donrsquot have to browse around the store looking for 50 different items
Use a shopping list and donrsquot impulse buy If you shop with a list and stick with it your monthly bill will be reduced quite a bit
Tricks of the Trade
Price Matching ndash If you want to save on gas and money this is the way to go Say yoursquore already going to WalMart or Target but you know that something on your list is cheaper at Walgreens Bring in the sales ad showing the sale price on that item and save yourself that trip to Walgreens Keep in mind though bonus points and rewards do not apply here
Purchase products in the smallest size that your coupon allows If a coupon doesnrsquot have a ldquosize limitrdquo then you can use it for ldquotravel sizerdquo or ldquosmallest size availablerdquo and get that product for free with possible overage This is a new way of shopping for most people
Tricks of the Trade
I hate to say this but even though I love Publix their meat prices are way too steep for me Instead of using my overage on meat at Publix I will sometimes take the cash in overage and use it at another store such as Piggly Wiggly Dollar General Market or WalMart so I can take advantage of their markdown prices on their meat A lot of times I can get ground beef for less than $2lb and chicken drumsticks for $325 for a family pack
Find out when your stores do their mark downs on their meat and produce and shop EARLY on those days
Use your 50c and under coupons at stores that doublehellip and do NOT load them to your card They wonrsquot double if they are digital
Tricks of the Trade
Clearance Items ndash Usually either found on end caps in bins or clearance aisles or even sometimes in their normal spots with clearance tags on them Check your coupons to see if you have any that match these items regularly
Creating a Shopping List
Most people make a list of the groceries they need and head to the store Their grocery lists tend to go by what they plan to eat for the week What you have just done is make a list of everything that is not on sale at the store
We need to step back and realize that groceries go on sale They all have a rock bottom low price and we want to focus on only buying groceries when they are at that rock bottom price
Creating a Shopping List
Here is an example of how I started out with Walgreens when I was learning how to ldquoRollrdquo my points and Register Rewards
Creating a Shopping List
Do your matchups A great way to learn how to do this is by first looking at the weekly sales ad and then by going to a coupon database such as the one on Frugal Jen and search to see what coupons are available to use for those sales items When yoursquove done this check my website and compare your matchups to mine and see how yoursquove done
Creating a Shopping List
How to come up with your own Match ups Look at the sales ads Look up on the coupon database to see what coupons are available Look through your coupons Herersquos an example of how we do this Say I have a store coupon and a manufacturer coupon
Creating a Shopping List
Looks like a great deal already But now look at the sales ad The VitaPizzas are 50 off My Publix has these priced at $399 so
50 off of $399 is appx $200 Take off $1 for the Publix q and $1 for the Manufacturer ` and they are FREE
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Organization
Organization
Organization is the key when it comes to being able to maximize your savings
If you canrsquot find anything you will spend most of your time looking for coupons and eventually give up and pay full price
If you find items on clearance and your coupons are organized you will be able to tell within seconds if you have a coupon that matches that item
Carry the coupons you plan to use in a small coupon holder in your purse separate from your binder or other file system that you use
Organization
Make a list before you go shopping This is very important Itrsquos the only way you will be able to walk into the store grab what you need and gohellip without spending a fortune on impulse buys Lists also help you to know what coupons you need to print andor clip And how much you should expect to spend
Organization
Some people keep the inserts intact and file them by date This system saves a great deal of time initially but getting ready for shopping is more of a chore You have to cut the coupons that you need at that time
Organization
Others clip all of the coupons from the beginning and file them in various ways The most popular is the binder method some form of 3 ring zip able binder with baseball card and other inserts
Organization
Portable File Organizer ndash Some people prefer these because they are easy to look through and fit in the front of the grocery cart easily
Organization
Small purse organizer ndash I use these to prepare for my shopping hauls I place the coupons Irsquom going to use at the store in this and move them to the front as I pull the items off of the shelves
Organization
Find the system that works best for you Make sure that you go through your coupons
and weed out your expired coupons at least once a month This prevents the task from becoming overwhelming and prevents embarrassment at the store if you try to use an expired coupon
Always include Scissors calculator pencil paper shopping list and your coupon policies (and your coupons of coursehellip lol)
Speaking The Coupon Language
Coupon Lingo
Match Up ndash A listing of items and the coupons that can be used on them I post several match ups each week you can use those for practice or just to make your life a little easier
Coupon Lingo
Transaction ndash The time from when your items are scanned until you pay
BOGO ndash Buy One Get One Free Q ndash CouponMQ ndash Manufacturer Coupon_Q ndash Store Coupons fill in the black with the first
letter of the store in reference For instance a Target Coupon would become a TQ and a Publix Coupon would be a PQ
Overage ndash the value of the coupon is greater than the price of the product The extra money left over is called overage
Coupon Lingo
Blinkies ndash The small coupon machines like this one dispense blinkies
Coupon Lingo
Tearpads ndash Coupons found on a pad usually near the product
Coupon Lingo
Hangtags ndash These hang on the products themselves
Coupon Lingo
Peelies ndash These stick on the products themselves
Coupon Lingo
Catalina ndash Coupon printed from the register at the end of a transaction that is generated by purchasing a certain product
Coupon Lingo
MIR ndash Mail in Rebate You get money back on your purchases usually with a receipt and a UPC mailed with a form like this one
Coupon Lingo
OOP ndash Out of pocket- This is the actual amount of money you will spend after coupons
Coupon Lingo
ECBRR ndash A coupon that prints at the end of a transaction with a certain value off of your next purchase
Coupon Lingo
Insert ndash a collection of coupons in your paper The three main inserts yoursquoll find are Smart Source Red Plum and Proctor and Gamble
Coupon Lingo
SS ndash Smart Source ndash an insert from the paper
Coupon Lingo
RP ndash Red Plum ndash an insert from the paper
Coupon Lingo
P amp G ndash Procter amp Gamble insert in the paper on a monthly basis These only contain coupons for PampG Products
Coupon Lingo
WYB ndash When You Buy + however many you need to buy to make the deal happen
OYNO ndash On Your Next Order Basically means just that the savings can be used on your next order
Stacking ndash Many stores will let you use a store coupon and a manufacturersquos coupon on one item This is called stacking coupons There are also other ways to stack for instance Target has Cartwheel
Coupon Lingo
YMMV ndash Your mileage may vary This means that your store may or may not allow whatever this term is attached to to happen
$ ndash This is showing you the dollar amount off of how many items $21 would mean $2 off of 1 item
$$ ndash This is showing you the dollar amount off of a certain total amount $5$25 would mean $5 off of $25 purchase
Stockpiling
Stockpiling
Stockpiles are not built in one week ndash It takes between 6 and 9 months to get a stockpile established and on its way to being self-sustaining Even then you sometimes miscalculate and run out of things and yoursquoll always be adding to it when you find free and almost free items
Stockpiles should be of things that you and your family use all of the time If no one eats mustard at your house therersquos no use for 50 bottles of it under your bed If you are compelled to buy because they are free consider donating to your local food bank or church
Stockpiling
How to StockpileCompare the coupon policies at the stores
you have available to you as well as any incentives they offer you to shop there
Finally ldquomatchrdquo your coupons to the sales ads and purchase when you find a deal that is at rock bottom
Stockpile when the price is free or close to free (Some people say 70 off ndash I donrsquot usually stockpile unless I get 80 off or more for most items)
Stockpiling
Donrsquot stockpile on something just because its on sale or you have a coupon for it Wait for the sale and the coupons to match and pay the lowest possible price
Stores run sales in cycles Everything typically goes on sale about every 8 ndash 12 weeks If you buy 8 ndash 12 weeks worth of everything when you find a great deal then you will have enough to last you until the next time If your family eats one box of cereal per week then go ahead and buy several boxes If your family only eats one box a month then maybe just buy a couple boxes
Stockpiling
Watch for expiration dates Certain items will expire Make sure you keep the older items in the front and put the new items in the back
Great things to stockpile on are household goods and personal hygiene products These often do not expire or have a very long shelf-life
Just because you already have a stockpile on something doesnrsquot mean you shouldnrsquot add to it if you find it free or close to free again This is how we maintain
Stockpiling
Things to ConsiderHow much to stockpileHow much space do you haveHow quickly will you use things before they
expire What quantity of an item do you need to last
your family until the item can be purchased again at rock bottom
How much are you willing to spend in advance to collect large quantities of cheap items
>
Stockpiling
Using a Price BookRecord data from every receipt you can findStart with 15-20 items you useSeparate into categories Over time notice sales cycles
Sale Cycles
Understanding Sales CyclesNovember ndash Cough Medicine Cold Medicine
Country Time Lemonade CharcoalJuly amp August ndash Back to School SuppliesToilet paper and cereal cycle every 6 weeksAlmost every item will go on sale every 6-8
Non-foodFoil Cookware Tools Cling Wrap Electronics Carpet and Flooring Trees and Plants
December
FoodHam Butter Cheese Sugar Baking Supplies Yeast Pie Crust Dough Dinner Rolls Frozen Pies Cake mix NutsFrosting Pie Filling Cookie Dough Spices Dried Fruit Oatmeal Soda
Non-foodGift cards Foil Cling WrapDisposable baking pansElectronics ComputersCarpeting and flooringCookware Tools Toys CarsBatteries Winter clothesCoats Motor Cycles
Couponing Myths
Couponing Myth 1
Generic products are cheaper to buy than name brands
FALSE ndash Generic items rarely go on sale and do not typically have coupons for them
So lets say 16oz of Great Value lunch meat is $249 Seems like a good price Now look at thisOscar Mayer 16oz is on
BOGO Originally priced at $529 ndash so half of $529 is roughly $264
Now see the coupon I placed next to it Thatrsquos for $21 so you would only pay 64c for 16oz of this name brand lunch meat
Couponing Myth 2
There are no coupons for healthy items
FALSE Check on websites like wwwKashicomwwwHealthyChoicecom wwwHorizonDairycomwwwvermontorganicsformulacom wwwNaturesSourceCleanerscom wwwCherryMoonFarmscom
Sign up for newsletters for your favorite items E-mail your favorite food brands and request coupons
This week I was able to get FREE Fresh Express Caesar Salad Kits by combining a BOGO offer with a manufacturer coupon at Publix
A couple of weeks ago I was able to score FREE Atkins meals also by combining a BOGO sale with a manufacturer coupon
Couponing Myth 3
Coupons donrsquot really save that much money
FALSE Coupons can help save you 50 or better off of your regular grocery bill Once you develop a stock pile of on sale items that you use regularly yoursquoll save even more I typically save about 75 - 90 off of store prices
Check out my receipt in the next slide for evidence showing how you can save drastically with the use of coupons and sales items
Couponing Myth 3
Couponing Myth 4
Irsquoll save more shopping at Cosco or Samrsquos Club
FALSE Some whole sale bulk shopping clubs donrsquot even allow coupon shopping If you shop the sales and use your coupons yoursquore sure to save the most at local grocery stores
When using coupons you mostly want to use your coupon on the smallest item allowed per the coupon Even though the unit price is cheaper retail the coupon will more than likely bring that unit price down a lot more than you think Use your calculator
Couponing Myth 5
There are no coupons for the things I use
FALSE Write to the manufacturer of the item and share your opinions about their products Yoursquore bound to receive some great product coupons
You canrsquot be brand loyal if you want to truly maximize your savings This gives you the wonderful opportunity to try new things
My home is stocked with items that we use every day from the use of coupons and sales We wouldnrsquot have the luxury of so much to choose from otherwise
Tricks of the Trade
Tricks of the Trade
Brand loyalty will kill your budget Be open to try new things I know we now have A LOT of new favorites in my family
Change the way you think Instead of buying 50 different items when you shop you will be buying more like 10 of 5 items and a few misc Once your stock pile is established yoursquoll find you wonrsquot need to buy a grocery cart filled with all of these different itemshellip and your shopping will take much less time because you will know what yoursquore going in for and you donrsquot have to browse around the store looking for 50 different items
Use a shopping list and donrsquot impulse buy If you shop with a list and stick with it your monthly bill will be reduced quite a bit
Tricks of the Trade
Price Matching ndash If you want to save on gas and money this is the way to go Say yoursquore already going to WalMart or Target but you know that something on your list is cheaper at Walgreens Bring in the sales ad showing the sale price on that item and save yourself that trip to Walgreens Keep in mind though bonus points and rewards do not apply here
Purchase products in the smallest size that your coupon allows If a coupon doesnrsquot have a ldquosize limitrdquo then you can use it for ldquotravel sizerdquo or ldquosmallest size availablerdquo and get that product for free with possible overage This is a new way of shopping for most people
Tricks of the Trade
I hate to say this but even though I love Publix their meat prices are way too steep for me Instead of using my overage on meat at Publix I will sometimes take the cash in overage and use it at another store such as Piggly Wiggly Dollar General Market or WalMart so I can take advantage of their markdown prices on their meat A lot of times I can get ground beef for less than $2lb and chicken drumsticks for $325 for a family pack
Find out when your stores do their mark downs on their meat and produce and shop EARLY on those days
Use your 50c and under coupons at stores that doublehellip and do NOT load them to your card They wonrsquot double if they are digital
Tricks of the Trade
Clearance Items ndash Usually either found on end caps in bins or clearance aisles or even sometimes in their normal spots with clearance tags on them Check your coupons to see if you have any that match these items regularly
Creating a Shopping List
Most people make a list of the groceries they need and head to the store Their grocery lists tend to go by what they plan to eat for the week What you have just done is make a list of everything that is not on sale at the store
We need to step back and realize that groceries go on sale They all have a rock bottom low price and we want to focus on only buying groceries when they are at that rock bottom price
Creating a Shopping List
Here is an example of how I started out with Walgreens when I was learning how to ldquoRollrdquo my points and Register Rewards
Creating a Shopping List
Do your matchups A great way to learn how to do this is by first looking at the weekly sales ad and then by going to a coupon database such as the one on Frugal Jen and search to see what coupons are available to use for those sales items When yoursquove done this check my website and compare your matchups to mine and see how yoursquove done
Creating a Shopping List
How to come up with your own Match ups Look at the sales ads Look up on the coupon database to see what coupons are available Look through your coupons Herersquos an example of how we do this Say I have a store coupon and a manufacturer coupon
Creating a Shopping List
Looks like a great deal already But now look at the sales ad The VitaPizzas are 50 off My Publix has these priced at $399 so
50 off of $399 is appx $200 Take off $1 for the Publix q and $1 for the Manufacturer ` and they are FREE
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Organization
Organization is the key when it comes to being able to maximize your savings
If you canrsquot find anything you will spend most of your time looking for coupons and eventually give up and pay full price
If you find items on clearance and your coupons are organized you will be able to tell within seconds if you have a coupon that matches that item
Carry the coupons you plan to use in a small coupon holder in your purse separate from your binder or other file system that you use
Organization
Make a list before you go shopping This is very important Itrsquos the only way you will be able to walk into the store grab what you need and gohellip without spending a fortune on impulse buys Lists also help you to know what coupons you need to print andor clip And how much you should expect to spend
Organization
Some people keep the inserts intact and file them by date This system saves a great deal of time initially but getting ready for shopping is more of a chore You have to cut the coupons that you need at that time
Organization
Others clip all of the coupons from the beginning and file them in various ways The most popular is the binder method some form of 3 ring zip able binder with baseball card and other inserts
Organization
Portable File Organizer ndash Some people prefer these because they are easy to look through and fit in the front of the grocery cart easily
Organization
Small purse organizer ndash I use these to prepare for my shopping hauls I place the coupons Irsquom going to use at the store in this and move them to the front as I pull the items off of the shelves
Organization
Find the system that works best for you Make sure that you go through your coupons
and weed out your expired coupons at least once a month This prevents the task from becoming overwhelming and prevents embarrassment at the store if you try to use an expired coupon
Always include Scissors calculator pencil paper shopping list and your coupon policies (and your coupons of coursehellip lol)
Speaking The Coupon Language
Coupon Lingo
Match Up ndash A listing of items and the coupons that can be used on them I post several match ups each week you can use those for practice or just to make your life a little easier
Coupon Lingo
Transaction ndash The time from when your items are scanned until you pay
BOGO ndash Buy One Get One Free Q ndash CouponMQ ndash Manufacturer Coupon_Q ndash Store Coupons fill in the black with the first
letter of the store in reference For instance a Target Coupon would become a TQ and a Publix Coupon would be a PQ
Overage ndash the value of the coupon is greater than the price of the product The extra money left over is called overage
Coupon Lingo
Blinkies ndash The small coupon machines like this one dispense blinkies
Coupon Lingo
Tearpads ndash Coupons found on a pad usually near the product
Coupon Lingo
Hangtags ndash These hang on the products themselves
Coupon Lingo
Peelies ndash These stick on the products themselves
Coupon Lingo
Catalina ndash Coupon printed from the register at the end of a transaction that is generated by purchasing a certain product
Coupon Lingo
MIR ndash Mail in Rebate You get money back on your purchases usually with a receipt and a UPC mailed with a form like this one
Coupon Lingo
OOP ndash Out of pocket- This is the actual amount of money you will spend after coupons
Coupon Lingo
ECBRR ndash A coupon that prints at the end of a transaction with a certain value off of your next purchase
Coupon Lingo
Insert ndash a collection of coupons in your paper The three main inserts yoursquoll find are Smart Source Red Plum and Proctor and Gamble
Coupon Lingo
SS ndash Smart Source ndash an insert from the paper
Coupon Lingo
RP ndash Red Plum ndash an insert from the paper
Coupon Lingo
P amp G ndash Procter amp Gamble insert in the paper on a monthly basis These only contain coupons for PampG Products
Coupon Lingo
WYB ndash When You Buy + however many you need to buy to make the deal happen
OYNO ndash On Your Next Order Basically means just that the savings can be used on your next order
Stacking ndash Many stores will let you use a store coupon and a manufacturersquos coupon on one item This is called stacking coupons There are also other ways to stack for instance Target has Cartwheel
Coupon Lingo
YMMV ndash Your mileage may vary This means that your store may or may not allow whatever this term is attached to to happen
$ ndash This is showing you the dollar amount off of how many items $21 would mean $2 off of 1 item
$$ ndash This is showing you the dollar amount off of a certain total amount $5$25 would mean $5 off of $25 purchase
Stockpiling
Stockpiling
Stockpiles are not built in one week ndash It takes between 6 and 9 months to get a stockpile established and on its way to being self-sustaining Even then you sometimes miscalculate and run out of things and yoursquoll always be adding to it when you find free and almost free items
Stockpiles should be of things that you and your family use all of the time If no one eats mustard at your house therersquos no use for 50 bottles of it under your bed If you are compelled to buy because they are free consider donating to your local food bank or church
Stockpiling
How to StockpileCompare the coupon policies at the stores
you have available to you as well as any incentives they offer you to shop there
Finally ldquomatchrdquo your coupons to the sales ads and purchase when you find a deal that is at rock bottom
Stockpile when the price is free or close to free (Some people say 70 off ndash I donrsquot usually stockpile unless I get 80 off or more for most items)
Stockpiling
Donrsquot stockpile on something just because its on sale or you have a coupon for it Wait for the sale and the coupons to match and pay the lowest possible price
Stores run sales in cycles Everything typically goes on sale about every 8 ndash 12 weeks If you buy 8 ndash 12 weeks worth of everything when you find a great deal then you will have enough to last you until the next time If your family eats one box of cereal per week then go ahead and buy several boxes If your family only eats one box a month then maybe just buy a couple boxes
Stockpiling
Watch for expiration dates Certain items will expire Make sure you keep the older items in the front and put the new items in the back
Great things to stockpile on are household goods and personal hygiene products These often do not expire or have a very long shelf-life
Just because you already have a stockpile on something doesnrsquot mean you shouldnrsquot add to it if you find it free or close to free again This is how we maintain
Stockpiling
Things to ConsiderHow much to stockpileHow much space do you haveHow quickly will you use things before they
expire What quantity of an item do you need to last
your family until the item can be purchased again at rock bottom
How much are you willing to spend in advance to collect large quantities of cheap items
>
Stockpiling
Using a Price BookRecord data from every receipt you can findStart with 15-20 items you useSeparate into categories Over time notice sales cycles
Sale Cycles
Understanding Sales CyclesNovember ndash Cough Medicine Cold Medicine
Country Time Lemonade CharcoalJuly amp August ndash Back to School SuppliesToilet paper and cereal cycle every 6 weeksAlmost every item will go on sale every 6-8
Non-foodFoil Cookware Tools Cling Wrap Electronics Carpet and Flooring Trees and Plants
December
FoodHam Butter Cheese Sugar Baking Supplies Yeast Pie Crust Dough Dinner Rolls Frozen Pies Cake mix NutsFrosting Pie Filling Cookie Dough Spices Dried Fruit Oatmeal Soda
Non-foodGift cards Foil Cling WrapDisposable baking pansElectronics ComputersCarpeting and flooringCookware Tools Toys CarsBatteries Winter clothesCoats Motor Cycles
Couponing Myths
Couponing Myth 1
Generic products are cheaper to buy than name brands
FALSE ndash Generic items rarely go on sale and do not typically have coupons for them
So lets say 16oz of Great Value lunch meat is $249 Seems like a good price Now look at thisOscar Mayer 16oz is on
BOGO Originally priced at $529 ndash so half of $529 is roughly $264
Now see the coupon I placed next to it Thatrsquos for $21 so you would only pay 64c for 16oz of this name brand lunch meat
Couponing Myth 2
There are no coupons for healthy items
FALSE Check on websites like wwwKashicomwwwHealthyChoicecom wwwHorizonDairycomwwwvermontorganicsformulacom wwwNaturesSourceCleanerscom wwwCherryMoonFarmscom
Sign up for newsletters for your favorite items E-mail your favorite food brands and request coupons
This week I was able to get FREE Fresh Express Caesar Salad Kits by combining a BOGO offer with a manufacturer coupon at Publix
A couple of weeks ago I was able to score FREE Atkins meals also by combining a BOGO sale with a manufacturer coupon
Couponing Myth 3
Coupons donrsquot really save that much money
FALSE Coupons can help save you 50 or better off of your regular grocery bill Once you develop a stock pile of on sale items that you use regularly yoursquoll save even more I typically save about 75 - 90 off of store prices
Check out my receipt in the next slide for evidence showing how you can save drastically with the use of coupons and sales items
Couponing Myth 3
Couponing Myth 4
Irsquoll save more shopping at Cosco or Samrsquos Club
FALSE Some whole sale bulk shopping clubs donrsquot even allow coupon shopping If you shop the sales and use your coupons yoursquore sure to save the most at local grocery stores
When using coupons you mostly want to use your coupon on the smallest item allowed per the coupon Even though the unit price is cheaper retail the coupon will more than likely bring that unit price down a lot more than you think Use your calculator
Couponing Myth 5
There are no coupons for the things I use
FALSE Write to the manufacturer of the item and share your opinions about their products Yoursquore bound to receive some great product coupons
You canrsquot be brand loyal if you want to truly maximize your savings This gives you the wonderful opportunity to try new things
My home is stocked with items that we use every day from the use of coupons and sales We wouldnrsquot have the luxury of so much to choose from otherwise
Tricks of the Trade
Tricks of the Trade
Brand loyalty will kill your budget Be open to try new things I know we now have A LOT of new favorites in my family
Change the way you think Instead of buying 50 different items when you shop you will be buying more like 10 of 5 items and a few misc Once your stock pile is established yoursquoll find you wonrsquot need to buy a grocery cart filled with all of these different itemshellip and your shopping will take much less time because you will know what yoursquore going in for and you donrsquot have to browse around the store looking for 50 different items
Use a shopping list and donrsquot impulse buy If you shop with a list and stick with it your monthly bill will be reduced quite a bit
Tricks of the Trade
Price Matching ndash If you want to save on gas and money this is the way to go Say yoursquore already going to WalMart or Target but you know that something on your list is cheaper at Walgreens Bring in the sales ad showing the sale price on that item and save yourself that trip to Walgreens Keep in mind though bonus points and rewards do not apply here
Purchase products in the smallest size that your coupon allows If a coupon doesnrsquot have a ldquosize limitrdquo then you can use it for ldquotravel sizerdquo or ldquosmallest size availablerdquo and get that product for free with possible overage This is a new way of shopping for most people
Tricks of the Trade
I hate to say this but even though I love Publix their meat prices are way too steep for me Instead of using my overage on meat at Publix I will sometimes take the cash in overage and use it at another store such as Piggly Wiggly Dollar General Market or WalMart so I can take advantage of their markdown prices on their meat A lot of times I can get ground beef for less than $2lb and chicken drumsticks for $325 for a family pack
Find out when your stores do their mark downs on their meat and produce and shop EARLY on those days
Use your 50c and under coupons at stores that doublehellip and do NOT load them to your card They wonrsquot double if they are digital
Tricks of the Trade
Clearance Items ndash Usually either found on end caps in bins or clearance aisles or even sometimes in their normal spots with clearance tags on them Check your coupons to see if you have any that match these items regularly
Creating a Shopping List
Most people make a list of the groceries they need and head to the store Their grocery lists tend to go by what they plan to eat for the week What you have just done is make a list of everything that is not on sale at the store
We need to step back and realize that groceries go on sale They all have a rock bottom low price and we want to focus on only buying groceries when they are at that rock bottom price
Creating a Shopping List
Here is an example of how I started out with Walgreens when I was learning how to ldquoRollrdquo my points and Register Rewards
Creating a Shopping List
Do your matchups A great way to learn how to do this is by first looking at the weekly sales ad and then by going to a coupon database such as the one on Frugal Jen and search to see what coupons are available to use for those sales items When yoursquove done this check my website and compare your matchups to mine and see how yoursquove done
Creating a Shopping List
How to come up with your own Match ups Look at the sales ads Look up on the coupon database to see what coupons are available Look through your coupons Herersquos an example of how we do this Say I have a store coupon and a manufacturer coupon
Creating a Shopping List
Looks like a great deal already But now look at the sales ad The VitaPizzas are 50 off My Publix has these priced at $399 so
50 off of $399 is appx $200 Take off $1 for the Publix q and $1 for the Manufacturer ` and they are FREE
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Organization
Make a list before you go shopping This is very important Itrsquos the only way you will be able to walk into the store grab what you need and gohellip without spending a fortune on impulse buys Lists also help you to know what coupons you need to print andor clip And how much you should expect to spend
Organization
Some people keep the inserts intact and file them by date This system saves a great deal of time initially but getting ready for shopping is more of a chore You have to cut the coupons that you need at that time
Organization
Others clip all of the coupons from the beginning and file them in various ways The most popular is the binder method some form of 3 ring zip able binder with baseball card and other inserts
Organization
Portable File Organizer ndash Some people prefer these because they are easy to look through and fit in the front of the grocery cart easily
Organization
Small purse organizer ndash I use these to prepare for my shopping hauls I place the coupons Irsquom going to use at the store in this and move them to the front as I pull the items off of the shelves
Organization
Find the system that works best for you Make sure that you go through your coupons
and weed out your expired coupons at least once a month This prevents the task from becoming overwhelming and prevents embarrassment at the store if you try to use an expired coupon
Always include Scissors calculator pencil paper shopping list and your coupon policies (and your coupons of coursehellip lol)
Speaking The Coupon Language
Coupon Lingo
Match Up ndash A listing of items and the coupons that can be used on them I post several match ups each week you can use those for practice or just to make your life a little easier
Coupon Lingo
Transaction ndash The time from when your items are scanned until you pay
BOGO ndash Buy One Get One Free Q ndash CouponMQ ndash Manufacturer Coupon_Q ndash Store Coupons fill in the black with the first
letter of the store in reference For instance a Target Coupon would become a TQ and a Publix Coupon would be a PQ
Overage ndash the value of the coupon is greater than the price of the product The extra money left over is called overage
Coupon Lingo
Blinkies ndash The small coupon machines like this one dispense blinkies
Coupon Lingo
Tearpads ndash Coupons found on a pad usually near the product
Coupon Lingo
Hangtags ndash These hang on the products themselves
Coupon Lingo
Peelies ndash These stick on the products themselves
Coupon Lingo
Catalina ndash Coupon printed from the register at the end of a transaction that is generated by purchasing a certain product
Coupon Lingo
MIR ndash Mail in Rebate You get money back on your purchases usually with a receipt and a UPC mailed with a form like this one
Coupon Lingo
OOP ndash Out of pocket- This is the actual amount of money you will spend after coupons
Coupon Lingo
ECBRR ndash A coupon that prints at the end of a transaction with a certain value off of your next purchase
Coupon Lingo
Insert ndash a collection of coupons in your paper The three main inserts yoursquoll find are Smart Source Red Plum and Proctor and Gamble
Coupon Lingo
SS ndash Smart Source ndash an insert from the paper
Coupon Lingo
RP ndash Red Plum ndash an insert from the paper
Coupon Lingo
P amp G ndash Procter amp Gamble insert in the paper on a monthly basis These only contain coupons for PampG Products
Coupon Lingo
WYB ndash When You Buy + however many you need to buy to make the deal happen
OYNO ndash On Your Next Order Basically means just that the savings can be used on your next order
Stacking ndash Many stores will let you use a store coupon and a manufacturersquos coupon on one item This is called stacking coupons There are also other ways to stack for instance Target has Cartwheel
Coupon Lingo
YMMV ndash Your mileage may vary This means that your store may or may not allow whatever this term is attached to to happen
$ ndash This is showing you the dollar amount off of how many items $21 would mean $2 off of 1 item
$$ ndash This is showing you the dollar amount off of a certain total amount $5$25 would mean $5 off of $25 purchase
Stockpiling
Stockpiling
Stockpiles are not built in one week ndash It takes between 6 and 9 months to get a stockpile established and on its way to being self-sustaining Even then you sometimes miscalculate and run out of things and yoursquoll always be adding to it when you find free and almost free items
Stockpiles should be of things that you and your family use all of the time If no one eats mustard at your house therersquos no use for 50 bottles of it under your bed If you are compelled to buy because they are free consider donating to your local food bank or church
Stockpiling
How to StockpileCompare the coupon policies at the stores
you have available to you as well as any incentives they offer you to shop there
Finally ldquomatchrdquo your coupons to the sales ads and purchase when you find a deal that is at rock bottom
Stockpile when the price is free or close to free (Some people say 70 off ndash I donrsquot usually stockpile unless I get 80 off or more for most items)
Stockpiling
Donrsquot stockpile on something just because its on sale or you have a coupon for it Wait for the sale and the coupons to match and pay the lowest possible price
Stores run sales in cycles Everything typically goes on sale about every 8 ndash 12 weeks If you buy 8 ndash 12 weeks worth of everything when you find a great deal then you will have enough to last you until the next time If your family eats one box of cereal per week then go ahead and buy several boxes If your family only eats one box a month then maybe just buy a couple boxes
Stockpiling
Watch for expiration dates Certain items will expire Make sure you keep the older items in the front and put the new items in the back
Great things to stockpile on are household goods and personal hygiene products These often do not expire or have a very long shelf-life
Just because you already have a stockpile on something doesnrsquot mean you shouldnrsquot add to it if you find it free or close to free again This is how we maintain
Stockpiling
Things to ConsiderHow much to stockpileHow much space do you haveHow quickly will you use things before they
expire What quantity of an item do you need to last
your family until the item can be purchased again at rock bottom
How much are you willing to spend in advance to collect large quantities of cheap items
>
Stockpiling
Using a Price BookRecord data from every receipt you can findStart with 15-20 items you useSeparate into categories Over time notice sales cycles
Sale Cycles
Understanding Sales CyclesNovember ndash Cough Medicine Cold Medicine
Country Time Lemonade CharcoalJuly amp August ndash Back to School SuppliesToilet paper and cereal cycle every 6 weeksAlmost every item will go on sale every 6-8
Non-foodFoil Cookware Tools Cling Wrap Electronics Carpet and Flooring Trees and Plants
December
FoodHam Butter Cheese Sugar Baking Supplies Yeast Pie Crust Dough Dinner Rolls Frozen Pies Cake mix NutsFrosting Pie Filling Cookie Dough Spices Dried Fruit Oatmeal Soda
Non-foodGift cards Foil Cling WrapDisposable baking pansElectronics ComputersCarpeting and flooringCookware Tools Toys CarsBatteries Winter clothesCoats Motor Cycles
Couponing Myths
Couponing Myth 1
Generic products are cheaper to buy than name brands
FALSE ndash Generic items rarely go on sale and do not typically have coupons for them
So lets say 16oz of Great Value lunch meat is $249 Seems like a good price Now look at thisOscar Mayer 16oz is on
BOGO Originally priced at $529 ndash so half of $529 is roughly $264
Now see the coupon I placed next to it Thatrsquos for $21 so you would only pay 64c for 16oz of this name brand lunch meat
Couponing Myth 2
There are no coupons for healthy items
FALSE Check on websites like wwwKashicomwwwHealthyChoicecom wwwHorizonDairycomwwwvermontorganicsformulacom wwwNaturesSourceCleanerscom wwwCherryMoonFarmscom
Sign up for newsletters for your favorite items E-mail your favorite food brands and request coupons
This week I was able to get FREE Fresh Express Caesar Salad Kits by combining a BOGO offer with a manufacturer coupon at Publix
A couple of weeks ago I was able to score FREE Atkins meals also by combining a BOGO sale with a manufacturer coupon
Couponing Myth 3
Coupons donrsquot really save that much money
FALSE Coupons can help save you 50 or better off of your regular grocery bill Once you develop a stock pile of on sale items that you use regularly yoursquoll save even more I typically save about 75 - 90 off of store prices
Check out my receipt in the next slide for evidence showing how you can save drastically with the use of coupons and sales items
Couponing Myth 3
Couponing Myth 4
Irsquoll save more shopping at Cosco or Samrsquos Club
FALSE Some whole sale bulk shopping clubs donrsquot even allow coupon shopping If you shop the sales and use your coupons yoursquore sure to save the most at local grocery stores
When using coupons you mostly want to use your coupon on the smallest item allowed per the coupon Even though the unit price is cheaper retail the coupon will more than likely bring that unit price down a lot more than you think Use your calculator
Couponing Myth 5
There are no coupons for the things I use
FALSE Write to the manufacturer of the item and share your opinions about their products Yoursquore bound to receive some great product coupons
You canrsquot be brand loyal if you want to truly maximize your savings This gives you the wonderful opportunity to try new things
My home is stocked with items that we use every day from the use of coupons and sales We wouldnrsquot have the luxury of so much to choose from otherwise
Tricks of the Trade
Tricks of the Trade
Brand loyalty will kill your budget Be open to try new things I know we now have A LOT of new favorites in my family
Change the way you think Instead of buying 50 different items when you shop you will be buying more like 10 of 5 items and a few misc Once your stock pile is established yoursquoll find you wonrsquot need to buy a grocery cart filled with all of these different itemshellip and your shopping will take much less time because you will know what yoursquore going in for and you donrsquot have to browse around the store looking for 50 different items
Use a shopping list and donrsquot impulse buy If you shop with a list and stick with it your monthly bill will be reduced quite a bit
Tricks of the Trade
Price Matching ndash If you want to save on gas and money this is the way to go Say yoursquore already going to WalMart or Target but you know that something on your list is cheaper at Walgreens Bring in the sales ad showing the sale price on that item and save yourself that trip to Walgreens Keep in mind though bonus points and rewards do not apply here
Purchase products in the smallest size that your coupon allows If a coupon doesnrsquot have a ldquosize limitrdquo then you can use it for ldquotravel sizerdquo or ldquosmallest size availablerdquo and get that product for free with possible overage This is a new way of shopping for most people
Tricks of the Trade
I hate to say this but even though I love Publix their meat prices are way too steep for me Instead of using my overage on meat at Publix I will sometimes take the cash in overage and use it at another store such as Piggly Wiggly Dollar General Market or WalMart so I can take advantage of their markdown prices on their meat A lot of times I can get ground beef for less than $2lb and chicken drumsticks for $325 for a family pack
Find out when your stores do their mark downs on their meat and produce and shop EARLY on those days
Use your 50c and under coupons at stores that doublehellip and do NOT load them to your card They wonrsquot double if they are digital
Tricks of the Trade
Clearance Items ndash Usually either found on end caps in bins or clearance aisles or even sometimes in their normal spots with clearance tags on them Check your coupons to see if you have any that match these items regularly
Creating a Shopping List
Most people make a list of the groceries they need and head to the store Their grocery lists tend to go by what they plan to eat for the week What you have just done is make a list of everything that is not on sale at the store
We need to step back and realize that groceries go on sale They all have a rock bottom low price and we want to focus on only buying groceries when they are at that rock bottom price
Creating a Shopping List
Here is an example of how I started out with Walgreens when I was learning how to ldquoRollrdquo my points and Register Rewards
Creating a Shopping List
Do your matchups A great way to learn how to do this is by first looking at the weekly sales ad and then by going to a coupon database such as the one on Frugal Jen and search to see what coupons are available to use for those sales items When yoursquove done this check my website and compare your matchups to mine and see how yoursquove done
Creating a Shopping List
How to come up with your own Match ups Look at the sales ads Look up on the coupon database to see what coupons are available Look through your coupons Herersquos an example of how we do this Say I have a store coupon and a manufacturer coupon
Creating a Shopping List
Looks like a great deal already But now look at the sales ad The VitaPizzas are 50 off My Publix has these priced at $399 so
50 off of $399 is appx $200 Take off $1 for the Publix q and $1 for the Manufacturer ` and they are FREE
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Organization
Some people keep the inserts intact and file them by date This system saves a great deal of time initially but getting ready for shopping is more of a chore You have to cut the coupons that you need at that time
Organization
Others clip all of the coupons from the beginning and file them in various ways The most popular is the binder method some form of 3 ring zip able binder with baseball card and other inserts
Organization
Portable File Organizer ndash Some people prefer these because they are easy to look through and fit in the front of the grocery cart easily
Organization
Small purse organizer ndash I use these to prepare for my shopping hauls I place the coupons Irsquom going to use at the store in this and move them to the front as I pull the items off of the shelves
Organization
Find the system that works best for you Make sure that you go through your coupons
and weed out your expired coupons at least once a month This prevents the task from becoming overwhelming and prevents embarrassment at the store if you try to use an expired coupon
Always include Scissors calculator pencil paper shopping list and your coupon policies (and your coupons of coursehellip lol)
Speaking The Coupon Language
Coupon Lingo
Match Up ndash A listing of items and the coupons that can be used on them I post several match ups each week you can use those for practice or just to make your life a little easier
Coupon Lingo
Transaction ndash The time from when your items are scanned until you pay
BOGO ndash Buy One Get One Free Q ndash CouponMQ ndash Manufacturer Coupon_Q ndash Store Coupons fill in the black with the first
letter of the store in reference For instance a Target Coupon would become a TQ and a Publix Coupon would be a PQ
Overage ndash the value of the coupon is greater than the price of the product The extra money left over is called overage
Coupon Lingo
Blinkies ndash The small coupon machines like this one dispense blinkies
Coupon Lingo
Tearpads ndash Coupons found on a pad usually near the product
Coupon Lingo
Hangtags ndash These hang on the products themselves
Coupon Lingo
Peelies ndash These stick on the products themselves
Coupon Lingo
Catalina ndash Coupon printed from the register at the end of a transaction that is generated by purchasing a certain product
Coupon Lingo
MIR ndash Mail in Rebate You get money back on your purchases usually with a receipt and a UPC mailed with a form like this one
Coupon Lingo
OOP ndash Out of pocket- This is the actual amount of money you will spend after coupons
Coupon Lingo
ECBRR ndash A coupon that prints at the end of a transaction with a certain value off of your next purchase
Coupon Lingo
Insert ndash a collection of coupons in your paper The three main inserts yoursquoll find are Smart Source Red Plum and Proctor and Gamble
Coupon Lingo
SS ndash Smart Source ndash an insert from the paper
Coupon Lingo
RP ndash Red Plum ndash an insert from the paper
Coupon Lingo
P amp G ndash Procter amp Gamble insert in the paper on a monthly basis These only contain coupons for PampG Products
Coupon Lingo
WYB ndash When You Buy + however many you need to buy to make the deal happen
OYNO ndash On Your Next Order Basically means just that the savings can be used on your next order
Stacking ndash Many stores will let you use a store coupon and a manufacturersquos coupon on one item This is called stacking coupons There are also other ways to stack for instance Target has Cartwheel
Coupon Lingo
YMMV ndash Your mileage may vary This means that your store may or may not allow whatever this term is attached to to happen
$ ndash This is showing you the dollar amount off of how many items $21 would mean $2 off of 1 item
$$ ndash This is showing you the dollar amount off of a certain total amount $5$25 would mean $5 off of $25 purchase
Stockpiling
Stockpiling
Stockpiles are not built in one week ndash It takes between 6 and 9 months to get a stockpile established and on its way to being self-sustaining Even then you sometimes miscalculate and run out of things and yoursquoll always be adding to it when you find free and almost free items
Stockpiles should be of things that you and your family use all of the time If no one eats mustard at your house therersquos no use for 50 bottles of it under your bed If you are compelled to buy because they are free consider donating to your local food bank or church
Stockpiling
How to StockpileCompare the coupon policies at the stores
you have available to you as well as any incentives they offer you to shop there
Finally ldquomatchrdquo your coupons to the sales ads and purchase when you find a deal that is at rock bottom
Stockpile when the price is free or close to free (Some people say 70 off ndash I donrsquot usually stockpile unless I get 80 off or more for most items)
Stockpiling
Donrsquot stockpile on something just because its on sale or you have a coupon for it Wait for the sale and the coupons to match and pay the lowest possible price
Stores run sales in cycles Everything typically goes on sale about every 8 ndash 12 weeks If you buy 8 ndash 12 weeks worth of everything when you find a great deal then you will have enough to last you until the next time If your family eats one box of cereal per week then go ahead and buy several boxes If your family only eats one box a month then maybe just buy a couple boxes
Stockpiling
Watch for expiration dates Certain items will expire Make sure you keep the older items in the front and put the new items in the back
Great things to stockpile on are household goods and personal hygiene products These often do not expire or have a very long shelf-life
Just because you already have a stockpile on something doesnrsquot mean you shouldnrsquot add to it if you find it free or close to free again This is how we maintain
Stockpiling
Things to ConsiderHow much to stockpileHow much space do you haveHow quickly will you use things before they
expire What quantity of an item do you need to last
your family until the item can be purchased again at rock bottom
How much are you willing to spend in advance to collect large quantities of cheap items
>
Stockpiling
Using a Price BookRecord data from every receipt you can findStart with 15-20 items you useSeparate into categories Over time notice sales cycles
Sale Cycles
Understanding Sales CyclesNovember ndash Cough Medicine Cold Medicine
Country Time Lemonade CharcoalJuly amp August ndash Back to School SuppliesToilet paper and cereal cycle every 6 weeksAlmost every item will go on sale every 6-8
Non-foodFoil Cookware Tools Cling Wrap Electronics Carpet and Flooring Trees and Plants
December
FoodHam Butter Cheese Sugar Baking Supplies Yeast Pie Crust Dough Dinner Rolls Frozen Pies Cake mix NutsFrosting Pie Filling Cookie Dough Spices Dried Fruit Oatmeal Soda
Non-foodGift cards Foil Cling WrapDisposable baking pansElectronics ComputersCarpeting and flooringCookware Tools Toys CarsBatteries Winter clothesCoats Motor Cycles
Couponing Myths
Couponing Myth 1
Generic products are cheaper to buy than name brands
FALSE ndash Generic items rarely go on sale and do not typically have coupons for them
So lets say 16oz of Great Value lunch meat is $249 Seems like a good price Now look at thisOscar Mayer 16oz is on
BOGO Originally priced at $529 ndash so half of $529 is roughly $264
Now see the coupon I placed next to it Thatrsquos for $21 so you would only pay 64c for 16oz of this name brand lunch meat
Couponing Myth 2
There are no coupons for healthy items
FALSE Check on websites like wwwKashicomwwwHealthyChoicecom wwwHorizonDairycomwwwvermontorganicsformulacom wwwNaturesSourceCleanerscom wwwCherryMoonFarmscom
Sign up for newsletters for your favorite items E-mail your favorite food brands and request coupons
This week I was able to get FREE Fresh Express Caesar Salad Kits by combining a BOGO offer with a manufacturer coupon at Publix
A couple of weeks ago I was able to score FREE Atkins meals also by combining a BOGO sale with a manufacturer coupon
Couponing Myth 3
Coupons donrsquot really save that much money
FALSE Coupons can help save you 50 or better off of your regular grocery bill Once you develop a stock pile of on sale items that you use regularly yoursquoll save even more I typically save about 75 - 90 off of store prices
Check out my receipt in the next slide for evidence showing how you can save drastically with the use of coupons and sales items
Couponing Myth 3
Couponing Myth 4
Irsquoll save more shopping at Cosco or Samrsquos Club
FALSE Some whole sale bulk shopping clubs donrsquot even allow coupon shopping If you shop the sales and use your coupons yoursquore sure to save the most at local grocery stores
When using coupons you mostly want to use your coupon on the smallest item allowed per the coupon Even though the unit price is cheaper retail the coupon will more than likely bring that unit price down a lot more than you think Use your calculator
Couponing Myth 5
There are no coupons for the things I use
FALSE Write to the manufacturer of the item and share your opinions about their products Yoursquore bound to receive some great product coupons
You canrsquot be brand loyal if you want to truly maximize your savings This gives you the wonderful opportunity to try new things
My home is stocked with items that we use every day from the use of coupons and sales We wouldnrsquot have the luxury of so much to choose from otherwise
Tricks of the Trade
Tricks of the Trade
Brand loyalty will kill your budget Be open to try new things I know we now have A LOT of new favorites in my family
Change the way you think Instead of buying 50 different items when you shop you will be buying more like 10 of 5 items and a few misc Once your stock pile is established yoursquoll find you wonrsquot need to buy a grocery cart filled with all of these different itemshellip and your shopping will take much less time because you will know what yoursquore going in for and you donrsquot have to browse around the store looking for 50 different items
Use a shopping list and donrsquot impulse buy If you shop with a list and stick with it your monthly bill will be reduced quite a bit
Tricks of the Trade
Price Matching ndash If you want to save on gas and money this is the way to go Say yoursquore already going to WalMart or Target but you know that something on your list is cheaper at Walgreens Bring in the sales ad showing the sale price on that item and save yourself that trip to Walgreens Keep in mind though bonus points and rewards do not apply here
Purchase products in the smallest size that your coupon allows If a coupon doesnrsquot have a ldquosize limitrdquo then you can use it for ldquotravel sizerdquo or ldquosmallest size availablerdquo and get that product for free with possible overage This is a new way of shopping for most people
Tricks of the Trade
I hate to say this but even though I love Publix their meat prices are way too steep for me Instead of using my overage on meat at Publix I will sometimes take the cash in overage and use it at another store such as Piggly Wiggly Dollar General Market or WalMart so I can take advantage of their markdown prices on their meat A lot of times I can get ground beef for less than $2lb and chicken drumsticks for $325 for a family pack
Find out when your stores do their mark downs on their meat and produce and shop EARLY on those days
Use your 50c and under coupons at stores that doublehellip and do NOT load them to your card They wonrsquot double if they are digital
Tricks of the Trade
Clearance Items ndash Usually either found on end caps in bins or clearance aisles or even sometimes in their normal spots with clearance tags on them Check your coupons to see if you have any that match these items regularly
Creating a Shopping List
Most people make a list of the groceries they need and head to the store Their grocery lists tend to go by what they plan to eat for the week What you have just done is make a list of everything that is not on sale at the store
We need to step back and realize that groceries go on sale They all have a rock bottom low price and we want to focus on only buying groceries when they are at that rock bottom price
Creating a Shopping List
Here is an example of how I started out with Walgreens when I was learning how to ldquoRollrdquo my points and Register Rewards
Creating a Shopping List
Do your matchups A great way to learn how to do this is by first looking at the weekly sales ad and then by going to a coupon database such as the one on Frugal Jen and search to see what coupons are available to use for those sales items When yoursquove done this check my website and compare your matchups to mine and see how yoursquove done
Creating a Shopping List
How to come up with your own Match ups Look at the sales ads Look up on the coupon database to see what coupons are available Look through your coupons Herersquos an example of how we do this Say I have a store coupon and a manufacturer coupon
Creating a Shopping List
Looks like a great deal already But now look at the sales ad The VitaPizzas are 50 off My Publix has these priced at $399 so
50 off of $399 is appx $200 Take off $1 for the Publix q and $1 for the Manufacturer ` and they are FREE
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Organization
Others clip all of the coupons from the beginning and file them in various ways The most popular is the binder method some form of 3 ring zip able binder with baseball card and other inserts
Organization
Portable File Organizer ndash Some people prefer these because they are easy to look through and fit in the front of the grocery cart easily
Organization
Small purse organizer ndash I use these to prepare for my shopping hauls I place the coupons Irsquom going to use at the store in this and move them to the front as I pull the items off of the shelves
Organization
Find the system that works best for you Make sure that you go through your coupons
and weed out your expired coupons at least once a month This prevents the task from becoming overwhelming and prevents embarrassment at the store if you try to use an expired coupon
Always include Scissors calculator pencil paper shopping list and your coupon policies (and your coupons of coursehellip lol)
Speaking The Coupon Language
Coupon Lingo
Match Up ndash A listing of items and the coupons that can be used on them I post several match ups each week you can use those for practice or just to make your life a little easier
Coupon Lingo
Transaction ndash The time from when your items are scanned until you pay
BOGO ndash Buy One Get One Free Q ndash CouponMQ ndash Manufacturer Coupon_Q ndash Store Coupons fill in the black with the first
letter of the store in reference For instance a Target Coupon would become a TQ and a Publix Coupon would be a PQ
Overage ndash the value of the coupon is greater than the price of the product The extra money left over is called overage
Coupon Lingo
Blinkies ndash The small coupon machines like this one dispense blinkies
Coupon Lingo
Tearpads ndash Coupons found on a pad usually near the product
Coupon Lingo
Hangtags ndash These hang on the products themselves
Coupon Lingo
Peelies ndash These stick on the products themselves
Coupon Lingo
Catalina ndash Coupon printed from the register at the end of a transaction that is generated by purchasing a certain product
Coupon Lingo
MIR ndash Mail in Rebate You get money back on your purchases usually with a receipt and a UPC mailed with a form like this one
Coupon Lingo
OOP ndash Out of pocket- This is the actual amount of money you will spend after coupons
Coupon Lingo
ECBRR ndash A coupon that prints at the end of a transaction with a certain value off of your next purchase
Coupon Lingo
Insert ndash a collection of coupons in your paper The three main inserts yoursquoll find are Smart Source Red Plum and Proctor and Gamble
Coupon Lingo
SS ndash Smart Source ndash an insert from the paper
Coupon Lingo
RP ndash Red Plum ndash an insert from the paper
Coupon Lingo
P amp G ndash Procter amp Gamble insert in the paper on a monthly basis These only contain coupons for PampG Products
Coupon Lingo
WYB ndash When You Buy + however many you need to buy to make the deal happen
OYNO ndash On Your Next Order Basically means just that the savings can be used on your next order
Stacking ndash Many stores will let you use a store coupon and a manufacturersquos coupon on one item This is called stacking coupons There are also other ways to stack for instance Target has Cartwheel
Coupon Lingo
YMMV ndash Your mileage may vary This means that your store may or may not allow whatever this term is attached to to happen
$ ndash This is showing you the dollar amount off of how many items $21 would mean $2 off of 1 item
$$ ndash This is showing you the dollar amount off of a certain total amount $5$25 would mean $5 off of $25 purchase
Stockpiling
Stockpiling
Stockpiles are not built in one week ndash It takes between 6 and 9 months to get a stockpile established and on its way to being self-sustaining Even then you sometimes miscalculate and run out of things and yoursquoll always be adding to it when you find free and almost free items
Stockpiles should be of things that you and your family use all of the time If no one eats mustard at your house therersquos no use for 50 bottles of it under your bed If you are compelled to buy because they are free consider donating to your local food bank or church
Stockpiling
How to StockpileCompare the coupon policies at the stores
you have available to you as well as any incentives they offer you to shop there
Finally ldquomatchrdquo your coupons to the sales ads and purchase when you find a deal that is at rock bottom
Stockpile when the price is free or close to free (Some people say 70 off ndash I donrsquot usually stockpile unless I get 80 off or more for most items)
Stockpiling
Donrsquot stockpile on something just because its on sale or you have a coupon for it Wait for the sale and the coupons to match and pay the lowest possible price
Stores run sales in cycles Everything typically goes on sale about every 8 ndash 12 weeks If you buy 8 ndash 12 weeks worth of everything when you find a great deal then you will have enough to last you until the next time If your family eats one box of cereal per week then go ahead and buy several boxes If your family only eats one box a month then maybe just buy a couple boxes
Stockpiling
Watch for expiration dates Certain items will expire Make sure you keep the older items in the front and put the new items in the back
Great things to stockpile on are household goods and personal hygiene products These often do not expire or have a very long shelf-life
Just because you already have a stockpile on something doesnrsquot mean you shouldnrsquot add to it if you find it free or close to free again This is how we maintain
Stockpiling
Things to ConsiderHow much to stockpileHow much space do you haveHow quickly will you use things before they
expire What quantity of an item do you need to last
your family until the item can be purchased again at rock bottom
How much are you willing to spend in advance to collect large quantities of cheap items
>
Stockpiling
Using a Price BookRecord data from every receipt you can findStart with 15-20 items you useSeparate into categories Over time notice sales cycles
Sale Cycles
Understanding Sales CyclesNovember ndash Cough Medicine Cold Medicine
Country Time Lemonade CharcoalJuly amp August ndash Back to School SuppliesToilet paper and cereal cycle every 6 weeksAlmost every item will go on sale every 6-8
Non-foodFoil Cookware Tools Cling Wrap Electronics Carpet and Flooring Trees and Plants
December
FoodHam Butter Cheese Sugar Baking Supplies Yeast Pie Crust Dough Dinner Rolls Frozen Pies Cake mix NutsFrosting Pie Filling Cookie Dough Spices Dried Fruit Oatmeal Soda
Non-foodGift cards Foil Cling WrapDisposable baking pansElectronics ComputersCarpeting and flooringCookware Tools Toys CarsBatteries Winter clothesCoats Motor Cycles
Couponing Myths
Couponing Myth 1
Generic products are cheaper to buy than name brands
FALSE ndash Generic items rarely go on sale and do not typically have coupons for them
So lets say 16oz of Great Value lunch meat is $249 Seems like a good price Now look at thisOscar Mayer 16oz is on
BOGO Originally priced at $529 ndash so half of $529 is roughly $264
Now see the coupon I placed next to it Thatrsquos for $21 so you would only pay 64c for 16oz of this name brand lunch meat
Couponing Myth 2
There are no coupons for healthy items
FALSE Check on websites like wwwKashicomwwwHealthyChoicecom wwwHorizonDairycomwwwvermontorganicsformulacom wwwNaturesSourceCleanerscom wwwCherryMoonFarmscom
Sign up for newsletters for your favorite items E-mail your favorite food brands and request coupons
This week I was able to get FREE Fresh Express Caesar Salad Kits by combining a BOGO offer with a manufacturer coupon at Publix
A couple of weeks ago I was able to score FREE Atkins meals also by combining a BOGO sale with a manufacturer coupon
Couponing Myth 3
Coupons donrsquot really save that much money
FALSE Coupons can help save you 50 or better off of your regular grocery bill Once you develop a stock pile of on sale items that you use regularly yoursquoll save even more I typically save about 75 - 90 off of store prices
Check out my receipt in the next slide for evidence showing how you can save drastically with the use of coupons and sales items
Couponing Myth 3
Couponing Myth 4
Irsquoll save more shopping at Cosco or Samrsquos Club
FALSE Some whole sale bulk shopping clubs donrsquot even allow coupon shopping If you shop the sales and use your coupons yoursquore sure to save the most at local grocery stores
When using coupons you mostly want to use your coupon on the smallest item allowed per the coupon Even though the unit price is cheaper retail the coupon will more than likely bring that unit price down a lot more than you think Use your calculator
Couponing Myth 5
There are no coupons for the things I use
FALSE Write to the manufacturer of the item and share your opinions about their products Yoursquore bound to receive some great product coupons
You canrsquot be brand loyal if you want to truly maximize your savings This gives you the wonderful opportunity to try new things
My home is stocked with items that we use every day from the use of coupons and sales We wouldnrsquot have the luxury of so much to choose from otherwise
Tricks of the Trade
Tricks of the Trade
Brand loyalty will kill your budget Be open to try new things I know we now have A LOT of new favorites in my family
Change the way you think Instead of buying 50 different items when you shop you will be buying more like 10 of 5 items and a few misc Once your stock pile is established yoursquoll find you wonrsquot need to buy a grocery cart filled with all of these different itemshellip and your shopping will take much less time because you will know what yoursquore going in for and you donrsquot have to browse around the store looking for 50 different items
Use a shopping list and donrsquot impulse buy If you shop with a list and stick with it your monthly bill will be reduced quite a bit
Tricks of the Trade
Price Matching ndash If you want to save on gas and money this is the way to go Say yoursquore already going to WalMart or Target but you know that something on your list is cheaper at Walgreens Bring in the sales ad showing the sale price on that item and save yourself that trip to Walgreens Keep in mind though bonus points and rewards do not apply here
Purchase products in the smallest size that your coupon allows If a coupon doesnrsquot have a ldquosize limitrdquo then you can use it for ldquotravel sizerdquo or ldquosmallest size availablerdquo and get that product for free with possible overage This is a new way of shopping for most people
Tricks of the Trade
I hate to say this but even though I love Publix their meat prices are way too steep for me Instead of using my overage on meat at Publix I will sometimes take the cash in overage and use it at another store such as Piggly Wiggly Dollar General Market or WalMart so I can take advantage of their markdown prices on their meat A lot of times I can get ground beef for less than $2lb and chicken drumsticks for $325 for a family pack
Find out when your stores do their mark downs on their meat and produce and shop EARLY on those days
Use your 50c and under coupons at stores that doublehellip and do NOT load them to your card They wonrsquot double if they are digital
Tricks of the Trade
Clearance Items ndash Usually either found on end caps in bins or clearance aisles or even sometimes in their normal spots with clearance tags on them Check your coupons to see if you have any that match these items regularly
Creating a Shopping List
Most people make a list of the groceries they need and head to the store Their grocery lists tend to go by what they plan to eat for the week What you have just done is make a list of everything that is not on sale at the store
We need to step back and realize that groceries go on sale They all have a rock bottom low price and we want to focus on only buying groceries when they are at that rock bottom price
Creating a Shopping List
Here is an example of how I started out with Walgreens when I was learning how to ldquoRollrdquo my points and Register Rewards
Creating a Shopping List
Do your matchups A great way to learn how to do this is by first looking at the weekly sales ad and then by going to a coupon database such as the one on Frugal Jen and search to see what coupons are available to use for those sales items When yoursquove done this check my website and compare your matchups to mine and see how yoursquove done
Creating a Shopping List
How to come up with your own Match ups Look at the sales ads Look up on the coupon database to see what coupons are available Look through your coupons Herersquos an example of how we do this Say I have a store coupon and a manufacturer coupon
Creating a Shopping List
Looks like a great deal already But now look at the sales ad The VitaPizzas are 50 off My Publix has these priced at $399 so
50 off of $399 is appx $200 Take off $1 for the Publix q and $1 for the Manufacturer ` and they are FREE
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Organization
Portable File Organizer ndash Some people prefer these because they are easy to look through and fit in the front of the grocery cart easily
Organization
Small purse organizer ndash I use these to prepare for my shopping hauls I place the coupons Irsquom going to use at the store in this and move them to the front as I pull the items off of the shelves
Organization
Find the system that works best for you Make sure that you go through your coupons
and weed out your expired coupons at least once a month This prevents the task from becoming overwhelming and prevents embarrassment at the store if you try to use an expired coupon
Always include Scissors calculator pencil paper shopping list and your coupon policies (and your coupons of coursehellip lol)
Speaking The Coupon Language
Coupon Lingo
Match Up ndash A listing of items and the coupons that can be used on them I post several match ups each week you can use those for practice or just to make your life a little easier
Coupon Lingo
Transaction ndash The time from when your items are scanned until you pay
BOGO ndash Buy One Get One Free Q ndash CouponMQ ndash Manufacturer Coupon_Q ndash Store Coupons fill in the black with the first
letter of the store in reference For instance a Target Coupon would become a TQ and a Publix Coupon would be a PQ
Overage ndash the value of the coupon is greater than the price of the product The extra money left over is called overage
Coupon Lingo
Blinkies ndash The small coupon machines like this one dispense blinkies
Coupon Lingo
Tearpads ndash Coupons found on a pad usually near the product
Coupon Lingo
Hangtags ndash These hang on the products themselves
Coupon Lingo
Peelies ndash These stick on the products themselves
Coupon Lingo
Catalina ndash Coupon printed from the register at the end of a transaction that is generated by purchasing a certain product
Coupon Lingo
MIR ndash Mail in Rebate You get money back on your purchases usually with a receipt and a UPC mailed with a form like this one
Coupon Lingo
OOP ndash Out of pocket- This is the actual amount of money you will spend after coupons
Coupon Lingo
ECBRR ndash A coupon that prints at the end of a transaction with a certain value off of your next purchase
Coupon Lingo
Insert ndash a collection of coupons in your paper The three main inserts yoursquoll find are Smart Source Red Plum and Proctor and Gamble
Coupon Lingo
SS ndash Smart Source ndash an insert from the paper
Coupon Lingo
RP ndash Red Plum ndash an insert from the paper
Coupon Lingo
P amp G ndash Procter amp Gamble insert in the paper on a monthly basis These only contain coupons for PampG Products
Coupon Lingo
WYB ndash When You Buy + however many you need to buy to make the deal happen
OYNO ndash On Your Next Order Basically means just that the savings can be used on your next order
Stacking ndash Many stores will let you use a store coupon and a manufacturersquos coupon on one item This is called stacking coupons There are also other ways to stack for instance Target has Cartwheel
Coupon Lingo
YMMV ndash Your mileage may vary This means that your store may or may not allow whatever this term is attached to to happen
$ ndash This is showing you the dollar amount off of how many items $21 would mean $2 off of 1 item
$$ ndash This is showing you the dollar amount off of a certain total amount $5$25 would mean $5 off of $25 purchase
Stockpiling
Stockpiling
Stockpiles are not built in one week ndash It takes between 6 and 9 months to get a stockpile established and on its way to being self-sustaining Even then you sometimes miscalculate and run out of things and yoursquoll always be adding to it when you find free and almost free items
Stockpiles should be of things that you and your family use all of the time If no one eats mustard at your house therersquos no use for 50 bottles of it under your bed If you are compelled to buy because they are free consider donating to your local food bank or church
Stockpiling
How to StockpileCompare the coupon policies at the stores
you have available to you as well as any incentives they offer you to shop there
Finally ldquomatchrdquo your coupons to the sales ads and purchase when you find a deal that is at rock bottom
Stockpile when the price is free or close to free (Some people say 70 off ndash I donrsquot usually stockpile unless I get 80 off or more for most items)
Stockpiling
Donrsquot stockpile on something just because its on sale or you have a coupon for it Wait for the sale and the coupons to match and pay the lowest possible price
Stores run sales in cycles Everything typically goes on sale about every 8 ndash 12 weeks If you buy 8 ndash 12 weeks worth of everything when you find a great deal then you will have enough to last you until the next time If your family eats one box of cereal per week then go ahead and buy several boxes If your family only eats one box a month then maybe just buy a couple boxes
Stockpiling
Watch for expiration dates Certain items will expire Make sure you keep the older items in the front and put the new items in the back
Great things to stockpile on are household goods and personal hygiene products These often do not expire or have a very long shelf-life
Just because you already have a stockpile on something doesnrsquot mean you shouldnrsquot add to it if you find it free or close to free again This is how we maintain
Stockpiling
Things to ConsiderHow much to stockpileHow much space do you haveHow quickly will you use things before they
expire What quantity of an item do you need to last
your family until the item can be purchased again at rock bottom
How much are you willing to spend in advance to collect large quantities of cheap items
>
Stockpiling
Using a Price BookRecord data from every receipt you can findStart with 15-20 items you useSeparate into categories Over time notice sales cycles
Sale Cycles
Understanding Sales CyclesNovember ndash Cough Medicine Cold Medicine
Country Time Lemonade CharcoalJuly amp August ndash Back to School SuppliesToilet paper and cereal cycle every 6 weeksAlmost every item will go on sale every 6-8
Non-foodFoil Cookware Tools Cling Wrap Electronics Carpet and Flooring Trees and Plants
December
FoodHam Butter Cheese Sugar Baking Supplies Yeast Pie Crust Dough Dinner Rolls Frozen Pies Cake mix NutsFrosting Pie Filling Cookie Dough Spices Dried Fruit Oatmeal Soda
Non-foodGift cards Foil Cling WrapDisposable baking pansElectronics ComputersCarpeting and flooringCookware Tools Toys CarsBatteries Winter clothesCoats Motor Cycles
Couponing Myths
Couponing Myth 1
Generic products are cheaper to buy than name brands
FALSE ndash Generic items rarely go on sale and do not typically have coupons for them
So lets say 16oz of Great Value lunch meat is $249 Seems like a good price Now look at thisOscar Mayer 16oz is on
BOGO Originally priced at $529 ndash so half of $529 is roughly $264
Now see the coupon I placed next to it Thatrsquos for $21 so you would only pay 64c for 16oz of this name brand lunch meat
Couponing Myth 2
There are no coupons for healthy items
FALSE Check on websites like wwwKashicomwwwHealthyChoicecom wwwHorizonDairycomwwwvermontorganicsformulacom wwwNaturesSourceCleanerscom wwwCherryMoonFarmscom
Sign up for newsletters for your favorite items E-mail your favorite food brands and request coupons
This week I was able to get FREE Fresh Express Caesar Salad Kits by combining a BOGO offer with a manufacturer coupon at Publix
A couple of weeks ago I was able to score FREE Atkins meals also by combining a BOGO sale with a manufacturer coupon
Couponing Myth 3
Coupons donrsquot really save that much money
FALSE Coupons can help save you 50 or better off of your regular grocery bill Once you develop a stock pile of on sale items that you use regularly yoursquoll save even more I typically save about 75 - 90 off of store prices
Check out my receipt in the next slide for evidence showing how you can save drastically with the use of coupons and sales items
Couponing Myth 3
Couponing Myth 4
Irsquoll save more shopping at Cosco or Samrsquos Club
FALSE Some whole sale bulk shopping clubs donrsquot even allow coupon shopping If you shop the sales and use your coupons yoursquore sure to save the most at local grocery stores
When using coupons you mostly want to use your coupon on the smallest item allowed per the coupon Even though the unit price is cheaper retail the coupon will more than likely bring that unit price down a lot more than you think Use your calculator
Couponing Myth 5
There are no coupons for the things I use
FALSE Write to the manufacturer of the item and share your opinions about their products Yoursquore bound to receive some great product coupons
You canrsquot be brand loyal if you want to truly maximize your savings This gives you the wonderful opportunity to try new things
My home is stocked with items that we use every day from the use of coupons and sales We wouldnrsquot have the luxury of so much to choose from otherwise
Tricks of the Trade
Tricks of the Trade
Brand loyalty will kill your budget Be open to try new things I know we now have A LOT of new favorites in my family
Change the way you think Instead of buying 50 different items when you shop you will be buying more like 10 of 5 items and a few misc Once your stock pile is established yoursquoll find you wonrsquot need to buy a grocery cart filled with all of these different itemshellip and your shopping will take much less time because you will know what yoursquore going in for and you donrsquot have to browse around the store looking for 50 different items
Use a shopping list and donrsquot impulse buy If you shop with a list and stick with it your monthly bill will be reduced quite a bit
Tricks of the Trade
Price Matching ndash If you want to save on gas and money this is the way to go Say yoursquore already going to WalMart or Target but you know that something on your list is cheaper at Walgreens Bring in the sales ad showing the sale price on that item and save yourself that trip to Walgreens Keep in mind though bonus points and rewards do not apply here
Purchase products in the smallest size that your coupon allows If a coupon doesnrsquot have a ldquosize limitrdquo then you can use it for ldquotravel sizerdquo or ldquosmallest size availablerdquo and get that product for free with possible overage This is a new way of shopping for most people
Tricks of the Trade
I hate to say this but even though I love Publix their meat prices are way too steep for me Instead of using my overage on meat at Publix I will sometimes take the cash in overage and use it at another store such as Piggly Wiggly Dollar General Market or WalMart so I can take advantage of their markdown prices on their meat A lot of times I can get ground beef for less than $2lb and chicken drumsticks for $325 for a family pack
Find out when your stores do their mark downs on their meat and produce and shop EARLY on those days
Use your 50c and under coupons at stores that doublehellip and do NOT load them to your card They wonrsquot double if they are digital
Tricks of the Trade
Clearance Items ndash Usually either found on end caps in bins or clearance aisles or even sometimes in their normal spots with clearance tags on them Check your coupons to see if you have any that match these items regularly
Creating a Shopping List
Most people make a list of the groceries they need and head to the store Their grocery lists tend to go by what they plan to eat for the week What you have just done is make a list of everything that is not on sale at the store
We need to step back and realize that groceries go on sale They all have a rock bottom low price and we want to focus on only buying groceries when they are at that rock bottom price
Creating a Shopping List
Here is an example of how I started out with Walgreens when I was learning how to ldquoRollrdquo my points and Register Rewards
Creating a Shopping List
Do your matchups A great way to learn how to do this is by first looking at the weekly sales ad and then by going to a coupon database such as the one on Frugal Jen and search to see what coupons are available to use for those sales items When yoursquove done this check my website and compare your matchups to mine and see how yoursquove done
Creating a Shopping List
How to come up with your own Match ups Look at the sales ads Look up on the coupon database to see what coupons are available Look through your coupons Herersquos an example of how we do this Say I have a store coupon and a manufacturer coupon
Creating a Shopping List
Looks like a great deal already But now look at the sales ad The VitaPizzas are 50 off My Publix has these priced at $399 so
50 off of $399 is appx $200 Take off $1 for the Publix q and $1 for the Manufacturer ` and they are FREE
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Organization
Small purse organizer ndash I use these to prepare for my shopping hauls I place the coupons Irsquom going to use at the store in this and move them to the front as I pull the items off of the shelves
Organization
Find the system that works best for you Make sure that you go through your coupons
and weed out your expired coupons at least once a month This prevents the task from becoming overwhelming and prevents embarrassment at the store if you try to use an expired coupon
Always include Scissors calculator pencil paper shopping list and your coupon policies (and your coupons of coursehellip lol)
Speaking The Coupon Language
Coupon Lingo
Match Up ndash A listing of items and the coupons that can be used on them I post several match ups each week you can use those for practice or just to make your life a little easier
Coupon Lingo
Transaction ndash The time from when your items are scanned until you pay
BOGO ndash Buy One Get One Free Q ndash CouponMQ ndash Manufacturer Coupon_Q ndash Store Coupons fill in the black with the first
letter of the store in reference For instance a Target Coupon would become a TQ and a Publix Coupon would be a PQ
Overage ndash the value of the coupon is greater than the price of the product The extra money left over is called overage
Coupon Lingo
Blinkies ndash The small coupon machines like this one dispense blinkies
Coupon Lingo
Tearpads ndash Coupons found on a pad usually near the product
Coupon Lingo
Hangtags ndash These hang on the products themselves
Coupon Lingo
Peelies ndash These stick on the products themselves
Coupon Lingo
Catalina ndash Coupon printed from the register at the end of a transaction that is generated by purchasing a certain product
Coupon Lingo
MIR ndash Mail in Rebate You get money back on your purchases usually with a receipt and a UPC mailed with a form like this one
Coupon Lingo
OOP ndash Out of pocket- This is the actual amount of money you will spend after coupons
Coupon Lingo
ECBRR ndash A coupon that prints at the end of a transaction with a certain value off of your next purchase
Coupon Lingo
Insert ndash a collection of coupons in your paper The three main inserts yoursquoll find are Smart Source Red Plum and Proctor and Gamble
Coupon Lingo
SS ndash Smart Source ndash an insert from the paper
Coupon Lingo
RP ndash Red Plum ndash an insert from the paper
Coupon Lingo
P amp G ndash Procter amp Gamble insert in the paper on a monthly basis These only contain coupons for PampG Products
Coupon Lingo
WYB ndash When You Buy + however many you need to buy to make the deal happen
OYNO ndash On Your Next Order Basically means just that the savings can be used on your next order
Stacking ndash Many stores will let you use a store coupon and a manufacturersquos coupon on one item This is called stacking coupons There are also other ways to stack for instance Target has Cartwheel
Coupon Lingo
YMMV ndash Your mileage may vary This means that your store may or may not allow whatever this term is attached to to happen
$ ndash This is showing you the dollar amount off of how many items $21 would mean $2 off of 1 item
$$ ndash This is showing you the dollar amount off of a certain total amount $5$25 would mean $5 off of $25 purchase
Stockpiling
Stockpiling
Stockpiles are not built in one week ndash It takes between 6 and 9 months to get a stockpile established and on its way to being self-sustaining Even then you sometimes miscalculate and run out of things and yoursquoll always be adding to it when you find free and almost free items
Stockpiles should be of things that you and your family use all of the time If no one eats mustard at your house therersquos no use for 50 bottles of it under your bed If you are compelled to buy because they are free consider donating to your local food bank or church
Stockpiling
How to StockpileCompare the coupon policies at the stores
you have available to you as well as any incentives they offer you to shop there
Finally ldquomatchrdquo your coupons to the sales ads and purchase when you find a deal that is at rock bottom
Stockpile when the price is free or close to free (Some people say 70 off ndash I donrsquot usually stockpile unless I get 80 off or more for most items)
Stockpiling
Donrsquot stockpile on something just because its on sale or you have a coupon for it Wait for the sale and the coupons to match and pay the lowest possible price
Stores run sales in cycles Everything typically goes on sale about every 8 ndash 12 weeks If you buy 8 ndash 12 weeks worth of everything when you find a great deal then you will have enough to last you until the next time If your family eats one box of cereal per week then go ahead and buy several boxes If your family only eats one box a month then maybe just buy a couple boxes
Stockpiling
Watch for expiration dates Certain items will expire Make sure you keep the older items in the front and put the new items in the back
Great things to stockpile on are household goods and personal hygiene products These often do not expire or have a very long shelf-life
Just because you already have a stockpile on something doesnrsquot mean you shouldnrsquot add to it if you find it free or close to free again This is how we maintain
Stockpiling
Things to ConsiderHow much to stockpileHow much space do you haveHow quickly will you use things before they
expire What quantity of an item do you need to last
your family until the item can be purchased again at rock bottom
How much are you willing to spend in advance to collect large quantities of cheap items
>
Stockpiling
Using a Price BookRecord data from every receipt you can findStart with 15-20 items you useSeparate into categories Over time notice sales cycles
Sale Cycles
Understanding Sales CyclesNovember ndash Cough Medicine Cold Medicine
Country Time Lemonade CharcoalJuly amp August ndash Back to School SuppliesToilet paper and cereal cycle every 6 weeksAlmost every item will go on sale every 6-8
Non-foodFoil Cookware Tools Cling Wrap Electronics Carpet and Flooring Trees and Plants
December
FoodHam Butter Cheese Sugar Baking Supplies Yeast Pie Crust Dough Dinner Rolls Frozen Pies Cake mix NutsFrosting Pie Filling Cookie Dough Spices Dried Fruit Oatmeal Soda
Non-foodGift cards Foil Cling WrapDisposable baking pansElectronics ComputersCarpeting and flooringCookware Tools Toys CarsBatteries Winter clothesCoats Motor Cycles
Couponing Myths
Couponing Myth 1
Generic products are cheaper to buy than name brands
FALSE ndash Generic items rarely go on sale and do not typically have coupons for them
So lets say 16oz of Great Value lunch meat is $249 Seems like a good price Now look at thisOscar Mayer 16oz is on
BOGO Originally priced at $529 ndash so half of $529 is roughly $264
Now see the coupon I placed next to it Thatrsquos for $21 so you would only pay 64c for 16oz of this name brand lunch meat
Couponing Myth 2
There are no coupons for healthy items
FALSE Check on websites like wwwKashicomwwwHealthyChoicecom wwwHorizonDairycomwwwvermontorganicsformulacom wwwNaturesSourceCleanerscom wwwCherryMoonFarmscom
Sign up for newsletters for your favorite items E-mail your favorite food brands and request coupons
This week I was able to get FREE Fresh Express Caesar Salad Kits by combining a BOGO offer with a manufacturer coupon at Publix
A couple of weeks ago I was able to score FREE Atkins meals also by combining a BOGO sale with a manufacturer coupon
Couponing Myth 3
Coupons donrsquot really save that much money
FALSE Coupons can help save you 50 or better off of your regular grocery bill Once you develop a stock pile of on sale items that you use regularly yoursquoll save even more I typically save about 75 - 90 off of store prices
Check out my receipt in the next slide for evidence showing how you can save drastically with the use of coupons and sales items
Couponing Myth 3
Couponing Myth 4
Irsquoll save more shopping at Cosco or Samrsquos Club
FALSE Some whole sale bulk shopping clubs donrsquot even allow coupon shopping If you shop the sales and use your coupons yoursquore sure to save the most at local grocery stores
When using coupons you mostly want to use your coupon on the smallest item allowed per the coupon Even though the unit price is cheaper retail the coupon will more than likely bring that unit price down a lot more than you think Use your calculator
Couponing Myth 5
There are no coupons for the things I use
FALSE Write to the manufacturer of the item and share your opinions about their products Yoursquore bound to receive some great product coupons
You canrsquot be brand loyal if you want to truly maximize your savings This gives you the wonderful opportunity to try new things
My home is stocked with items that we use every day from the use of coupons and sales We wouldnrsquot have the luxury of so much to choose from otherwise
Tricks of the Trade
Tricks of the Trade
Brand loyalty will kill your budget Be open to try new things I know we now have A LOT of new favorites in my family
Change the way you think Instead of buying 50 different items when you shop you will be buying more like 10 of 5 items and a few misc Once your stock pile is established yoursquoll find you wonrsquot need to buy a grocery cart filled with all of these different itemshellip and your shopping will take much less time because you will know what yoursquore going in for and you donrsquot have to browse around the store looking for 50 different items
Use a shopping list and donrsquot impulse buy If you shop with a list and stick with it your monthly bill will be reduced quite a bit
Tricks of the Trade
Price Matching ndash If you want to save on gas and money this is the way to go Say yoursquore already going to WalMart or Target but you know that something on your list is cheaper at Walgreens Bring in the sales ad showing the sale price on that item and save yourself that trip to Walgreens Keep in mind though bonus points and rewards do not apply here
Purchase products in the smallest size that your coupon allows If a coupon doesnrsquot have a ldquosize limitrdquo then you can use it for ldquotravel sizerdquo or ldquosmallest size availablerdquo and get that product for free with possible overage This is a new way of shopping for most people
Tricks of the Trade
I hate to say this but even though I love Publix their meat prices are way too steep for me Instead of using my overage on meat at Publix I will sometimes take the cash in overage and use it at another store such as Piggly Wiggly Dollar General Market or WalMart so I can take advantage of their markdown prices on their meat A lot of times I can get ground beef for less than $2lb and chicken drumsticks for $325 for a family pack
Find out when your stores do their mark downs on their meat and produce and shop EARLY on those days
Use your 50c and under coupons at stores that doublehellip and do NOT load them to your card They wonrsquot double if they are digital
Tricks of the Trade
Clearance Items ndash Usually either found on end caps in bins or clearance aisles or even sometimes in their normal spots with clearance tags on them Check your coupons to see if you have any that match these items regularly
Creating a Shopping List
Most people make a list of the groceries they need and head to the store Their grocery lists tend to go by what they plan to eat for the week What you have just done is make a list of everything that is not on sale at the store
We need to step back and realize that groceries go on sale They all have a rock bottom low price and we want to focus on only buying groceries when they are at that rock bottom price
Creating a Shopping List
Here is an example of how I started out with Walgreens when I was learning how to ldquoRollrdquo my points and Register Rewards
Creating a Shopping List
Do your matchups A great way to learn how to do this is by first looking at the weekly sales ad and then by going to a coupon database such as the one on Frugal Jen and search to see what coupons are available to use for those sales items When yoursquove done this check my website and compare your matchups to mine and see how yoursquove done
Creating a Shopping List
How to come up with your own Match ups Look at the sales ads Look up on the coupon database to see what coupons are available Look through your coupons Herersquos an example of how we do this Say I have a store coupon and a manufacturer coupon
Creating a Shopping List
Looks like a great deal already But now look at the sales ad The VitaPizzas are 50 off My Publix has these priced at $399 so
50 off of $399 is appx $200 Take off $1 for the Publix q and $1 for the Manufacturer ` and they are FREE
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Organization
Find the system that works best for you Make sure that you go through your coupons
and weed out your expired coupons at least once a month This prevents the task from becoming overwhelming and prevents embarrassment at the store if you try to use an expired coupon
Always include Scissors calculator pencil paper shopping list and your coupon policies (and your coupons of coursehellip lol)
Speaking The Coupon Language
Coupon Lingo
Match Up ndash A listing of items and the coupons that can be used on them I post several match ups each week you can use those for practice or just to make your life a little easier
Coupon Lingo
Transaction ndash The time from when your items are scanned until you pay
BOGO ndash Buy One Get One Free Q ndash CouponMQ ndash Manufacturer Coupon_Q ndash Store Coupons fill in the black with the first
letter of the store in reference For instance a Target Coupon would become a TQ and a Publix Coupon would be a PQ
Overage ndash the value of the coupon is greater than the price of the product The extra money left over is called overage
Coupon Lingo
Blinkies ndash The small coupon machines like this one dispense blinkies
Coupon Lingo
Tearpads ndash Coupons found on a pad usually near the product
Coupon Lingo
Hangtags ndash These hang on the products themselves
Coupon Lingo
Peelies ndash These stick on the products themselves
Coupon Lingo
Catalina ndash Coupon printed from the register at the end of a transaction that is generated by purchasing a certain product
Coupon Lingo
MIR ndash Mail in Rebate You get money back on your purchases usually with a receipt and a UPC mailed with a form like this one
Coupon Lingo
OOP ndash Out of pocket- This is the actual amount of money you will spend after coupons
Coupon Lingo
ECBRR ndash A coupon that prints at the end of a transaction with a certain value off of your next purchase
Coupon Lingo
Insert ndash a collection of coupons in your paper The three main inserts yoursquoll find are Smart Source Red Plum and Proctor and Gamble
Coupon Lingo
SS ndash Smart Source ndash an insert from the paper
Coupon Lingo
RP ndash Red Plum ndash an insert from the paper
Coupon Lingo
P amp G ndash Procter amp Gamble insert in the paper on a monthly basis These only contain coupons for PampG Products
Coupon Lingo
WYB ndash When You Buy + however many you need to buy to make the deal happen
OYNO ndash On Your Next Order Basically means just that the savings can be used on your next order
Stacking ndash Many stores will let you use a store coupon and a manufacturersquos coupon on one item This is called stacking coupons There are also other ways to stack for instance Target has Cartwheel
Coupon Lingo
YMMV ndash Your mileage may vary This means that your store may or may not allow whatever this term is attached to to happen
$ ndash This is showing you the dollar amount off of how many items $21 would mean $2 off of 1 item
$$ ndash This is showing you the dollar amount off of a certain total amount $5$25 would mean $5 off of $25 purchase
Stockpiling
Stockpiling
Stockpiles are not built in one week ndash It takes between 6 and 9 months to get a stockpile established and on its way to being self-sustaining Even then you sometimes miscalculate and run out of things and yoursquoll always be adding to it when you find free and almost free items
Stockpiles should be of things that you and your family use all of the time If no one eats mustard at your house therersquos no use for 50 bottles of it under your bed If you are compelled to buy because they are free consider donating to your local food bank or church
Stockpiling
How to StockpileCompare the coupon policies at the stores
you have available to you as well as any incentives they offer you to shop there
Finally ldquomatchrdquo your coupons to the sales ads and purchase when you find a deal that is at rock bottom
Stockpile when the price is free or close to free (Some people say 70 off ndash I donrsquot usually stockpile unless I get 80 off or more for most items)
Stockpiling
Donrsquot stockpile on something just because its on sale or you have a coupon for it Wait for the sale and the coupons to match and pay the lowest possible price
Stores run sales in cycles Everything typically goes on sale about every 8 ndash 12 weeks If you buy 8 ndash 12 weeks worth of everything when you find a great deal then you will have enough to last you until the next time If your family eats one box of cereal per week then go ahead and buy several boxes If your family only eats one box a month then maybe just buy a couple boxes
Stockpiling
Watch for expiration dates Certain items will expire Make sure you keep the older items in the front and put the new items in the back
Great things to stockpile on are household goods and personal hygiene products These often do not expire or have a very long shelf-life
Just because you already have a stockpile on something doesnrsquot mean you shouldnrsquot add to it if you find it free or close to free again This is how we maintain
Stockpiling
Things to ConsiderHow much to stockpileHow much space do you haveHow quickly will you use things before they
expire What quantity of an item do you need to last
your family until the item can be purchased again at rock bottom
How much are you willing to spend in advance to collect large quantities of cheap items
>
Stockpiling
Using a Price BookRecord data from every receipt you can findStart with 15-20 items you useSeparate into categories Over time notice sales cycles
Sale Cycles
Understanding Sales CyclesNovember ndash Cough Medicine Cold Medicine
Country Time Lemonade CharcoalJuly amp August ndash Back to School SuppliesToilet paper and cereal cycle every 6 weeksAlmost every item will go on sale every 6-8
Non-foodFoil Cookware Tools Cling Wrap Electronics Carpet and Flooring Trees and Plants
December
FoodHam Butter Cheese Sugar Baking Supplies Yeast Pie Crust Dough Dinner Rolls Frozen Pies Cake mix NutsFrosting Pie Filling Cookie Dough Spices Dried Fruit Oatmeal Soda
Non-foodGift cards Foil Cling WrapDisposable baking pansElectronics ComputersCarpeting and flooringCookware Tools Toys CarsBatteries Winter clothesCoats Motor Cycles
Couponing Myths
Couponing Myth 1
Generic products are cheaper to buy than name brands
FALSE ndash Generic items rarely go on sale and do not typically have coupons for them
So lets say 16oz of Great Value lunch meat is $249 Seems like a good price Now look at thisOscar Mayer 16oz is on
BOGO Originally priced at $529 ndash so half of $529 is roughly $264
Now see the coupon I placed next to it Thatrsquos for $21 so you would only pay 64c for 16oz of this name brand lunch meat
Couponing Myth 2
There are no coupons for healthy items
FALSE Check on websites like wwwKashicomwwwHealthyChoicecom wwwHorizonDairycomwwwvermontorganicsformulacom wwwNaturesSourceCleanerscom wwwCherryMoonFarmscom
Sign up for newsletters for your favorite items E-mail your favorite food brands and request coupons
This week I was able to get FREE Fresh Express Caesar Salad Kits by combining a BOGO offer with a manufacturer coupon at Publix
A couple of weeks ago I was able to score FREE Atkins meals also by combining a BOGO sale with a manufacturer coupon
Couponing Myth 3
Coupons donrsquot really save that much money
FALSE Coupons can help save you 50 or better off of your regular grocery bill Once you develop a stock pile of on sale items that you use regularly yoursquoll save even more I typically save about 75 - 90 off of store prices
Check out my receipt in the next slide for evidence showing how you can save drastically with the use of coupons and sales items
Couponing Myth 3
Couponing Myth 4
Irsquoll save more shopping at Cosco or Samrsquos Club
FALSE Some whole sale bulk shopping clubs donrsquot even allow coupon shopping If you shop the sales and use your coupons yoursquore sure to save the most at local grocery stores
When using coupons you mostly want to use your coupon on the smallest item allowed per the coupon Even though the unit price is cheaper retail the coupon will more than likely bring that unit price down a lot more than you think Use your calculator
Couponing Myth 5
There are no coupons for the things I use
FALSE Write to the manufacturer of the item and share your opinions about their products Yoursquore bound to receive some great product coupons
You canrsquot be brand loyal if you want to truly maximize your savings This gives you the wonderful opportunity to try new things
My home is stocked with items that we use every day from the use of coupons and sales We wouldnrsquot have the luxury of so much to choose from otherwise
Tricks of the Trade
Tricks of the Trade
Brand loyalty will kill your budget Be open to try new things I know we now have A LOT of new favorites in my family
Change the way you think Instead of buying 50 different items when you shop you will be buying more like 10 of 5 items and a few misc Once your stock pile is established yoursquoll find you wonrsquot need to buy a grocery cart filled with all of these different itemshellip and your shopping will take much less time because you will know what yoursquore going in for and you donrsquot have to browse around the store looking for 50 different items
Use a shopping list and donrsquot impulse buy If you shop with a list and stick with it your monthly bill will be reduced quite a bit
Tricks of the Trade
Price Matching ndash If you want to save on gas and money this is the way to go Say yoursquore already going to WalMart or Target but you know that something on your list is cheaper at Walgreens Bring in the sales ad showing the sale price on that item and save yourself that trip to Walgreens Keep in mind though bonus points and rewards do not apply here
Purchase products in the smallest size that your coupon allows If a coupon doesnrsquot have a ldquosize limitrdquo then you can use it for ldquotravel sizerdquo or ldquosmallest size availablerdquo and get that product for free with possible overage This is a new way of shopping for most people
Tricks of the Trade
I hate to say this but even though I love Publix their meat prices are way too steep for me Instead of using my overage on meat at Publix I will sometimes take the cash in overage and use it at another store such as Piggly Wiggly Dollar General Market or WalMart so I can take advantage of their markdown prices on their meat A lot of times I can get ground beef for less than $2lb and chicken drumsticks for $325 for a family pack
Find out when your stores do their mark downs on their meat and produce and shop EARLY on those days
Use your 50c and under coupons at stores that doublehellip and do NOT load them to your card They wonrsquot double if they are digital
Tricks of the Trade
Clearance Items ndash Usually either found on end caps in bins or clearance aisles or even sometimes in their normal spots with clearance tags on them Check your coupons to see if you have any that match these items regularly
Creating a Shopping List
Most people make a list of the groceries they need and head to the store Their grocery lists tend to go by what they plan to eat for the week What you have just done is make a list of everything that is not on sale at the store
We need to step back and realize that groceries go on sale They all have a rock bottom low price and we want to focus on only buying groceries when they are at that rock bottom price
Creating a Shopping List
Here is an example of how I started out with Walgreens when I was learning how to ldquoRollrdquo my points and Register Rewards
Creating a Shopping List
Do your matchups A great way to learn how to do this is by first looking at the weekly sales ad and then by going to a coupon database such as the one on Frugal Jen and search to see what coupons are available to use for those sales items When yoursquove done this check my website and compare your matchups to mine and see how yoursquove done
Creating a Shopping List
How to come up with your own Match ups Look at the sales ads Look up on the coupon database to see what coupons are available Look through your coupons Herersquos an example of how we do this Say I have a store coupon and a manufacturer coupon
Creating a Shopping List
Looks like a great deal already But now look at the sales ad The VitaPizzas are 50 off My Publix has these priced at $399 so
50 off of $399 is appx $200 Take off $1 for the Publix q and $1 for the Manufacturer ` and they are FREE
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Speaking The Coupon Language
Coupon Lingo
Match Up ndash A listing of items and the coupons that can be used on them I post several match ups each week you can use those for practice or just to make your life a little easier
Coupon Lingo
Transaction ndash The time from when your items are scanned until you pay
BOGO ndash Buy One Get One Free Q ndash CouponMQ ndash Manufacturer Coupon_Q ndash Store Coupons fill in the black with the first
letter of the store in reference For instance a Target Coupon would become a TQ and a Publix Coupon would be a PQ
Overage ndash the value of the coupon is greater than the price of the product The extra money left over is called overage
Coupon Lingo
Blinkies ndash The small coupon machines like this one dispense blinkies
Coupon Lingo
Tearpads ndash Coupons found on a pad usually near the product
Coupon Lingo
Hangtags ndash These hang on the products themselves
Coupon Lingo
Peelies ndash These stick on the products themselves
Coupon Lingo
Catalina ndash Coupon printed from the register at the end of a transaction that is generated by purchasing a certain product
Coupon Lingo
MIR ndash Mail in Rebate You get money back on your purchases usually with a receipt and a UPC mailed with a form like this one
Coupon Lingo
OOP ndash Out of pocket- This is the actual amount of money you will spend after coupons
Coupon Lingo
ECBRR ndash A coupon that prints at the end of a transaction with a certain value off of your next purchase
Coupon Lingo
Insert ndash a collection of coupons in your paper The three main inserts yoursquoll find are Smart Source Red Plum and Proctor and Gamble
Coupon Lingo
SS ndash Smart Source ndash an insert from the paper
Coupon Lingo
RP ndash Red Plum ndash an insert from the paper
Coupon Lingo
P amp G ndash Procter amp Gamble insert in the paper on a monthly basis These only contain coupons for PampG Products
Coupon Lingo
WYB ndash When You Buy + however many you need to buy to make the deal happen
OYNO ndash On Your Next Order Basically means just that the savings can be used on your next order
Stacking ndash Many stores will let you use a store coupon and a manufacturersquos coupon on one item This is called stacking coupons There are also other ways to stack for instance Target has Cartwheel
Coupon Lingo
YMMV ndash Your mileage may vary This means that your store may or may not allow whatever this term is attached to to happen
$ ndash This is showing you the dollar amount off of how many items $21 would mean $2 off of 1 item
$$ ndash This is showing you the dollar amount off of a certain total amount $5$25 would mean $5 off of $25 purchase
Stockpiling
Stockpiling
Stockpiles are not built in one week ndash It takes between 6 and 9 months to get a stockpile established and on its way to being self-sustaining Even then you sometimes miscalculate and run out of things and yoursquoll always be adding to it when you find free and almost free items
Stockpiles should be of things that you and your family use all of the time If no one eats mustard at your house therersquos no use for 50 bottles of it under your bed If you are compelled to buy because they are free consider donating to your local food bank or church
Stockpiling
How to StockpileCompare the coupon policies at the stores
you have available to you as well as any incentives they offer you to shop there
Finally ldquomatchrdquo your coupons to the sales ads and purchase when you find a deal that is at rock bottom
Stockpile when the price is free or close to free (Some people say 70 off ndash I donrsquot usually stockpile unless I get 80 off or more for most items)
Stockpiling
Donrsquot stockpile on something just because its on sale or you have a coupon for it Wait for the sale and the coupons to match and pay the lowest possible price
Stores run sales in cycles Everything typically goes on sale about every 8 ndash 12 weeks If you buy 8 ndash 12 weeks worth of everything when you find a great deal then you will have enough to last you until the next time If your family eats one box of cereal per week then go ahead and buy several boxes If your family only eats one box a month then maybe just buy a couple boxes
Stockpiling
Watch for expiration dates Certain items will expire Make sure you keep the older items in the front and put the new items in the back
Great things to stockpile on are household goods and personal hygiene products These often do not expire or have a very long shelf-life
Just because you already have a stockpile on something doesnrsquot mean you shouldnrsquot add to it if you find it free or close to free again This is how we maintain
Stockpiling
Things to ConsiderHow much to stockpileHow much space do you haveHow quickly will you use things before they
expire What quantity of an item do you need to last
your family until the item can be purchased again at rock bottom
How much are you willing to spend in advance to collect large quantities of cheap items
>
Stockpiling
Using a Price BookRecord data from every receipt you can findStart with 15-20 items you useSeparate into categories Over time notice sales cycles
Sale Cycles
Understanding Sales CyclesNovember ndash Cough Medicine Cold Medicine
Country Time Lemonade CharcoalJuly amp August ndash Back to School SuppliesToilet paper and cereal cycle every 6 weeksAlmost every item will go on sale every 6-8
Non-foodFoil Cookware Tools Cling Wrap Electronics Carpet and Flooring Trees and Plants
December
FoodHam Butter Cheese Sugar Baking Supplies Yeast Pie Crust Dough Dinner Rolls Frozen Pies Cake mix NutsFrosting Pie Filling Cookie Dough Spices Dried Fruit Oatmeal Soda
Non-foodGift cards Foil Cling WrapDisposable baking pansElectronics ComputersCarpeting and flooringCookware Tools Toys CarsBatteries Winter clothesCoats Motor Cycles
Couponing Myths
Couponing Myth 1
Generic products are cheaper to buy than name brands
FALSE ndash Generic items rarely go on sale and do not typically have coupons for them
So lets say 16oz of Great Value lunch meat is $249 Seems like a good price Now look at thisOscar Mayer 16oz is on
BOGO Originally priced at $529 ndash so half of $529 is roughly $264
Now see the coupon I placed next to it Thatrsquos for $21 so you would only pay 64c for 16oz of this name brand lunch meat
Couponing Myth 2
There are no coupons for healthy items
FALSE Check on websites like wwwKashicomwwwHealthyChoicecom wwwHorizonDairycomwwwvermontorganicsformulacom wwwNaturesSourceCleanerscom wwwCherryMoonFarmscom
Sign up for newsletters for your favorite items E-mail your favorite food brands and request coupons
This week I was able to get FREE Fresh Express Caesar Salad Kits by combining a BOGO offer with a manufacturer coupon at Publix
A couple of weeks ago I was able to score FREE Atkins meals also by combining a BOGO sale with a manufacturer coupon
Couponing Myth 3
Coupons donrsquot really save that much money
FALSE Coupons can help save you 50 or better off of your regular grocery bill Once you develop a stock pile of on sale items that you use regularly yoursquoll save even more I typically save about 75 - 90 off of store prices
Check out my receipt in the next slide for evidence showing how you can save drastically with the use of coupons and sales items
Couponing Myth 3
Couponing Myth 4
Irsquoll save more shopping at Cosco or Samrsquos Club
FALSE Some whole sale bulk shopping clubs donrsquot even allow coupon shopping If you shop the sales and use your coupons yoursquore sure to save the most at local grocery stores
When using coupons you mostly want to use your coupon on the smallest item allowed per the coupon Even though the unit price is cheaper retail the coupon will more than likely bring that unit price down a lot more than you think Use your calculator
Couponing Myth 5
There are no coupons for the things I use
FALSE Write to the manufacturer of the item and share your opinions about their products Yoursquore bound to receive some great product coupons
You canrsquot be brand loyal if you want to truly maximize your savings This gives you the wonderful opportunity to try new things
My home is stocked with items that we use every day from the use of coupons and sales We wouldnrsquot have the luxury of so much to choose from otherwise
Tricks of the Trade
Tricks of the Trade
Brand loyalty will kill your budget Be open to try new things I know we now have A LOT of new favorites in my family
Change the way you think Instead of buying 50 different items when you shop you will be buying more like 10 of 5 items and a few misc Once your stock pile is established yoursquoll find you wonrsquot need to buy a grocery cart filled with all of these different itemshellip and your shopping will take much less time because you will know what yoursquore going in for and you donrsquot have to browse around the store looking for 50 different items
Use a shopping list and donrsquot impulse buy If you shop with a list and stick with it your monthly bill will be reduced quite a bit
Tricks of the Trade
Price Matching ndash If you want to save on gas and money this is the way to go Say yoursquore already going to WalMart or Target but you know that something on your list is cheaper at Walgreens Bring in the sales ad showing the sale price on that item and save yourself that trip to Walgreens Keep in mind though bonus points and rewards do not apply here
Purchase products in the smallest size that your coupon allows If a coupon doesnrsquot have a ldquosize limitrdquo then you can use it for ldquotravel sizerdquo or ldquosmallest size availablerdquo and get that product for free with possible overage This is a new way of shopping for most people
Tricks of the Trade
I hate to say this but even though I love Publix their meat prices are way too steep for me Instead of using my overage on meat at Publix I will sometimes take the cash in overage and use it at another store such as Piggly Wiggly Dollar General Market or WalMart so I can take advantage of their markdown prices on their meat A lot of times I can get ground beef for less than $2lb and chicken drumsticks for $325 for a family pack
Find out when your stores do their mark downs on their meat and produce and shop EARLY on those days
Use your 50c and under coupons at stores that doublehellip and do NOT load them to your card They wonrsquot double if they are digital
Tricks of the Trade
Clearance Items ndash Usually either found on end caps in bins or clearance aisles or even sometimes in their normal spots with clearance tags on them Check your coupons to see if you have any that match these items regularly
Creating a Shopping List
Most people make a list of the groceries they need and head to the store Their grocery lists tend to go by what they plan to eat for the week What you have just done is make a list of everything that is not on sale at the store
We need to step back and realize that groceries go on sale They all have a rock bottom low price and we want to focus on only buying groceries when they are at that rock bottom price
Creating a Shopping List
Here is an example of how I started out with Walgreens when I was learning how to ldquoRollrdquo my points and Register Rewards
Creating a Shopping List
Do your matchups A great way to learn how to do this is by first looking at the weekly sales ad and then by going to a coupon database such as the one on Frugal Jen and search to see what coupons are available to use for those sales items When yoursquove done this check my website and compare your matchups to mine and see how yoursquove done
Creating a Shopping List
How to come up with your own Match ups Look at the sales ads Look up on the coupon database to see what coupons are available Look through your coupons Herersquos an example of how we do this Say I have a store coupon and a manufacturer coupon
Creating a Shopping List
Looks like a great deal already But now look at the sales ad The VitaPizzas are 50 off My Publix has these priced at $399 so
50 off of $399 is appx $200 Take off $1 for the Publix q and $1 for the Manufacturer ` and they are FREE
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Coupon Lingo
Match Up ndash A listing of items and the coupons that can be used on them I post several match ups each week you can use those for practice or just to make your life a little easier
Coupon Lingo
Transaction ndash The time from when your items are scanned until you pay
BOGO ndash Buy One Get One Free Q ndash CouponMQ ndash Manufacturer Coupon_Q ndash Store Coupons fill in the black with the first
letter of the store in reference For instance a Target Coupon would become a TQ and a Publix Coupon would be a PQ
Overage ndash the value of the coupon is greater than the price of the product The extra money left over is called overage
Coupon Lingo
Blinkies ndash The small coupon machines like this one dispense blinkies
Coupon Lingo
Tearpads ndash Coupons found on a pad usually near the product
Coupon Lingo
Hangtags ndash These hang on the products themselves
Coupon Lingo
Peelies ndash These stick on the products themselves
Coupon Lingo
Catalina ndash Coupon printed from the register at the end of a transaction that is generated by purchasing a certain product
Coupon Lingo
MIR ndash Mail in Rebate You get money back on your purchases usually with a receipt and a UPC mailed with a form like this one
Coupon Lingo
OOP ndash Out of pocket- This is the actual amount of money you will spend after coupons
Coupon Lingo
ECBRR ndash A coupon that prints at the end of a transaction with a certain value off of your next purchase
Coupon Lingo
Insert ndash a collection of coupons in your paper The three main inserts yoursquoll find are Smart Source Red Plum and Proctor and Gamble
Coupon Lingo
SS ndash Smart Source ndash an insert from the paper
Coupon Lingo
RP ndash Red Plum ndash an insert from the paper
Coupon Lingo
P amp G ndash Procter amp Gamble insert in the paper on a monthly basis These only contain coupons for PampG Products
Coupon Lingo
WYB ndash When You Buy + however many you need to buy to make the deal happen
OYNO ndash On Your Next Order Basically means just that the savings can be used on your next order
Stacking ndash Many stores will let you use a store coupon and a manufacturersquos coupon on one item This is called stacking coupons There are also other ways to stack for instance Target has Cartwheel
Coupon Lingo
YMMV ndash Your mileage may vary This means that your store may or may not allow whatever this term is attached to to happen
$ ndash This is showing you the dollar amount off of how many items $21 would mean $2 off of 1 item
$$ ndash This is showing you the dollar amount off of a certain total amount $5$25 would mean $5 off of $25 purchase
Stockpiling
Stockpiling
Stockpiles are not built in one week ndash It takes between 6 and 9 months to get a stockpile established and on its way to being self-sustaining Even then you sometimes miscalculate and run out of things and yoursquoll always be adding to it when you find free and almost free items
Stockpiles should be of things that you and your family use all of the time If no one eats mustard at your house therersquos no use for 50 bottles of it under your bed If you are compelled to buy because they are free consider donating to your local food bank or church
Stockpiling
How to StockpileCompare the coupon policies at the stores
you have available to you as well as any incentives they offer you to shop there
Finally ldquomatchrdquo your coupons to the sales ads and purchase when you find a deal that is at rock bottom
Stockpile when the price is free or close to free (Some people say 70 off ndash I donrsquot usually stockpile unless I get 80 off or more for most items)
Stockpiling
Donrsquot stockpile on something just because its on sale or you have a coupon for it Wait for the sale and the coupons to match and pay the lowest possible price
Stores run sales in cycles Everything typically goes on sale about every 8 ndash 12 weeks If you buy 8 ndash 12 weeks worth of everything when you find a great deal then you will have enough to last you until the next time If your family eats one box of cereal per week then go ahead and buy several boxes If your family only eats one box a month then maybe just buy a couple boxes
Stockpiling
Watch for expiration dates Certain items will expire Make sure you keep the older items in the front and put the new items in the back
Great things to stockpile on are household goods and personal hygiene products These often do not expire or have a very long shelf-life
Just because you already have a stockpile on something doesnrsquot mean you shouldnrsquot add to it if you find it free or close to free again This is how we maintain
Stockpiling
Things to ConsiderHow much to stockpileHow much space do you haveHow quickly will you use things before they
expire What quantity of an item do you need to last
your family until the item can be purchased again at rock bottom
How much are you willing to spend in advance to collect large quantities of cheap items
>
Stockpiling
Using a Price BookRecord data from every receipt you can findStart with 15-20 items you useSeparate into categories Over time notice sales cycles
Sale Cycles
Understanding Sales CyclesNovember ndash Cough Medicine Cold Medicine
Country Time Lemonade CharcoalJuly amp August ndash Back to School SuppliesToilet paper and cereal cycle every 6 weeksAlmost every item will go on sale every 6-8
Non-foodFoil Cookware Tools Cling Wrap Electronics Carpet and Flooring Trees and Plants
December
FoodHam Butter Cheese Sugar Baking Supplies Yeast Pie Crust Dough Dinner Rolls Frozen Pies Cake mix NutsFrosting Pie Filling Cookie Dough Spices Dried Fruit Oatmeal Soda
Non-foodGift cards Foil Cling WrapDisposable baking pansElectronics ComputersCarpeting and flooringCookware Tools Toys CarsBatteries Winter clothesCoats Motor Cycles
Couponing Myths
Couponing Myth 1
Generic products are cheaper to buy than name brands
FALSE ndash Generic items rarely go on sale and do not typically have coupons for them
So lets say 16oz of Great Value lunch meat is $249 Seems like a good price Now look at thisOscar Mayer 16oz is on
BOGO Originally priced at $529 ndash so half of $529 is roughly $264
Now see the coupon I placed next to it Thatrsquos for $21 so you would only pay 64c for 16oz of this name brand lunch meat
Couponing Myth 2
There are no coupons for healthy items
FALSE Check on websites like wwwKashicomwwwHealthyChoicecom wwwHorizonDairycomwwwvermontorganicsformulacom wwwNaturesSourceCleanerscom wwwCherryMoonFarmscom
Sign up for newsletters for your favorite items E-mail your favorite food brands and request coupons
This week I was able to get FREE Fresh Express Caesar Salad Kits by combining a BOGO offer with a manufacturer coupon at Publix
A couple of weeks ago I was able to score FREE Atkins meals also by combining a BOGO sale with a manufacturer coupon
Couponing Myth 3
Coupons donrsquot really save that much money
FALSE Coupons can help save you 50 or better off of your regular grocery bill Once you develop a stock pile of on sale items that you use regularly yoursquoll save even more I typically save about 75 - 90 off of store prices
Check out my receipt in the next slide for evidence showing how you can save drastically with the use of coupons and sales items
Couponing Myth 3
Couponing Myth 4
Irsquoll save more shopping at Cosco or Samrsquos Club
FALSE Some whole sale bulk shopping clubs donrsquot even allow coupon shopping If you shop the sales and use your coupons yoursquore sure to save the most at local grocery stores
When using coupons you mostly want to use your coupon on the smallest item allowed per the coupon Even though the unit price is cheaper retail the coupon will more than likely bring that unit price down a lot more than you think Use your calculator
Couponing Myth 5
There are no coupons for the things I use
FALSE Write to the manufacturer of the item and share your opinions about their products Yoursquore bound to receive some great product coupons
You canrsquot be brand loyal if you want to truly maximize your savings This gives you the wonderful opportunity to try new things
My home is stocked with items that we use every day from the use of coupons and sales We wouldnrsquot have the luxury of so much to choose from otherwise
Tricks of the Trade
Tricks of the Trade
Brand loyalty will kill your budget Be open to try new things I know we now have A LOT of new favorites in my family
Change the way you think Instead of buying 50 different items when you shop you will be buying more like 10 of 5 items and a few misc Once your stock pile is established yoursquoll find you wonrsquot need to buy a grocery cart filled with all of these different itemshellip and your shopping will take much less time because you will know what yoursquore going in for and you donrsquot have to browse around the store looking for 50 different items
Use a shopping list and donrsquot impulse buy If you shop with a list and stick with it your monthly bill will be reduced quite a bit
Tricks of the Trade
Price Matching ndash If you want to save on gas and money this is the way to go Say yoursquore already going to WalMart or Target but you know that something on your list is cheaper at Walgreens Bring in the sales ad showing the sale price on that item and save yourself that trip to Walgreens Keep in mind though bonus points and rewards do not apply here
Purchase products in the smallest size that your coupon allows If a coupon doesnrsquot have a ldquosize limitrdquo then you can use it for ldquotravel sizerdquo or ldquosmallest size availablerdquo and get that product for free with possible overage This is a new way of shopping for most people
Tricks of the Trade
I hate to say this but even though I love Publix their meat prices are way too steep for me Instead of using my overage on meat at Publix I will sometimes take the cash in overage and use it at another store such as Piggly Wiggly Dollar General Market or WalMart so I can take advantage of their markdown prices on their meat A lot of times I can get ground beef for less than $2lb and chicken drumsticks for $325 for a family pack
Find out when your stores do their mark downs on their meat and produce and shop EARLY on those days
Use your 50c and under coupons at stores that doublehellip and do NOT load them to your card They wonrsquot double if they are digital
Tricks of the Trade
Clearance Items ndash Usually either found on end caps in bins or clearance aisles or even sometimes in their normal spots with clearance tags on them Check your coupons to see if you have any that match these items regularly
Creating a Shopping List
Most people make a list of the groceries they need and head to the store Their grocery lists tend to go by what they plan to eat for the week What you have just done is make a list of everything that is not on sale at the store
We need to step back and realize that groceries go on sale They all have a rock bottom low price and we want to focus on only buying groceries when they are at that rock bottom price
Creating a Shopping List
Here is an example of how I started out with Walgreens when I was learning how to ldquoRollrdquo my points and Register Rewards
Creating a Shopping List
Do your matchups A great way to learn how to do this is by first looking at the weekly sales ad and then by going to a coupon database such as the one on Frugal Jen and search to see what coupons are available to use for those sales items When yoursquove done this check my website and compare your matchups to mine and see how yoursquove done
Creating a Shopping List
How to come up with your own Match ups Look at the sales ads Look up on the coupon database to see what coupons are available Look through your coupons Herersquos an example of how we do this Say I have a store coupon and a manufacturer coupon
Creating a Shopping List
Looks like a great deal already But now look at the sales ad The VitaPizzas are 50 off My Publix has these priced at $399 so
50 off of $399 is appx $200 Take off $1 for the Publix q and $1 for the Manufacturer ` and they are FREE
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Coupon Lingo
Transaction ndash The time from when your items are scanned until you pay
BOGO ndash Buy One Get One Free Q ndash CouponMQ ndash Manufacturer Coupon_Q ndash Store Coupons fill in the black with the first
letter of the store in reference For instance a Target Coupon would become a TQ and a Publix Coupon would be a PQ
Overage ndash the value of the coupon is greater than the price of the product The extra money left over is called overage
Coupon Lingo
Blinkies ndash The small coupon machines like this one dispense blinkies
Coupon Lingo
Tearpads ndash Coupons found on a pad usually near the product
Coupon Lingo
Hangtags ndash These hang on the products themselves
Coupon Lingo
Peelies ndash These stick on the products themselves
Coupon Lingo
Catalina ndash Coupon printed from the register at the end of a transaction that is generated by purchasing a certain product
Coupon Lingo
MIR ndash Mail in Rebate You get money back on your purchases usually with a receipt and a UPC mailed with a form like this one
Coupon Lingo
OOP ndash Out of pocket- This is the actual amount of money you will spend after coupons
Coupon Lingo
ECBRR ndash A coupon that prints at the end of a transaction with a certain value off of your next purchase
Coupon Lingo
Insert ndash a collection of coupons in your paper The three main inserts yoursquoll find are Smart Source Red Plum and Proctor and Gamble
Coupon Lingo
SS ndash Smart Source ndash an insert from the paper
Coupon Lingo
RP ndash Red Plum ndash an insert from the paper
Coupon Lingo
P amp G ndash Procter amp Gamble insert in the paper on a monthly basis These only contain coupons for PampG Products
Coupon Lingo
WYB ndash When You Buy + however many you need to buy to make the deal happen
OYNO ndash On Your Next Order Basically means just that the savings can be used on your next order
Stacking ndash Many stores will let you use a store coupon and a manufacturersquos coupon on one item This is called stacking coupons There are also other ways to stack for instance Target has Cartwheel
Coupon Lingo
YMMV ndash Your mileage may vary This means that your store may or may not allow whatever this term is attached to to happen
$ ndash This is showing you the dollar amount off of how many items $21 would mean $2 off of 1 item
$$ ndash This is showing you the dollar amount off of a certain total amount $5$25 would mean $5 off of $25 purchase
Stockpiling
Stockpiling
Stockpiles are not built in one week ndash It takes between 6 and 9 months to get a stockpile established and on its way to being self-sustaining Even then you sometimes miscalculate and run out of things and yoursquoll always be adding to it when you find free and almost free items
Stockpiles should be of things that you and your family use all of the time If no one eats mustard at your house therersquos no use for 50 bottles of it under your bed If you are compelled to buy because they are free consider donating to your local food bank or church
Stockpiling
How to StockpileCompare the coupon policies at the stores
you have available to you as well as any incentives they offer you to shop there
Finally ldquomatchrdquo your coupons to the sales ads and purchase when you find a deal that is at rock bottom
Stockpile when the price is free or close to free (Some people say 70 off ndash I donrsquot usually stockpile unless I get 80 off or more for most items)
Stockpiling
Donrsquot stockpile on something just because its on sale or you have a coupon for it Wait for the sale and the coupons to match and pay the lowest possible price
Stores run sales in cycles Everything typically goes on sale about every 8 ndash 12 weeks If you buy 8 ndash 12 weeks worth of everything when you find a great deal then you will have enough to last you until the next time If your family eats one box of cereal per week then go ahead and buy several boxes If your family only eats one box a month then maybe just buy a couple boxes
Stockpiling
Watch for expiration dates Certain items will expire Make sure you keep the older items in the front and put the new items in the back
Great things to stockpile on are household goods and personal hygiene products These often do not expire or have a very long shelf-life
Just because you already have a stockpile on something doesnrsquot mean you shouldnrsquot add to it if you find it free or close to free again This is how we maintain
Stockpiling
Things to ConsiderHow much to stockpileHow much space do you haveHow quickly will you use things before they
expire What quantity of an item do you need to last
your family until the item can be purchased again at rock bottom
How much are you willing to spend in advance to collect large quantities of cheap items
>
Stockpiling
Using a Price BookRecord data from every receipt you can findStart with 15-20 items you useSeparate into categories Over time notice sales cycles
Sale Cycles
Understanding Sales CyclesNovember ndash Cough Medicine Cold Medicine
Country Time Lemonade CharcoalJuly amp August ndash Back to School SuppliesToilet paper and cereal cycle every 6 weeksAlmost every item will go on sale every 6-8
Non-foodFoil Cookware Tools Cling Wrap Electronics Carpet and Flooring Trees and Plants
December
FoodHam Butter Cheese Sugar Baking Supplies Yeast Pie Crust Dough Dinner Rolls Frozen Pies Cake mix NutsFrosting Pie Filling Cookie Dough Spices Dried Fruit Oatmeal Soda
Non-foodGift cards Foil Cling WrapDisposable baking pansElectronics ComputersCarpeting and flooringCookware Tools Toys CarsBatteries Winter clothesCoats Motor Cycles
Couponing Myths
Couponing Myth 1
Generic products are cheaper to buy than name brands
FALSE ndash Generic items rarely go on sale and do not typically have coupons for them
So lets say 16oz of Great Value lunch meat is $249 Seems like a good price Now look at thisOscar Mayer 16oz is on
BOGO Originally priced at $529 ndash so half of $529 is roughly $264
Now see the coupon I placed next to it Thatrsquos for $21 so you would only pay 64c for 16oz of this name brand lunch meat
Couponing Myth 2
There are no coupons for healthy items
FALSE Check on websites like wwwKashicomwwwHealthyChoicecom wwwHorizonDairycomwwwvermontorganicsformulacom wwwNaturesSourceCleanerscom wwwCherryMoonFarmscom
Sign up for newsletters for your favorite items E-mail your favorite food brands and request coupons
This week I was able to get FREE Fresh Express Caesar Salad Kits by combining a BOGO offer with a manufacturer coupon at Publix
A couple of weeks ago I was able to score FREE Atkins meals also by combining a BOGO sale with a manufacturer coupon
Couponing Myth 3
Coupons donrsquot really save that much money
FALSE Coupons can help save you 50 or better off of your regular grocery bill Once you develop a stock pile of on sale items that you use regularly yoursquoll save even more I typically save about 75 - 90 off of store prices
Check out my receipt in the next slide for evidence showing how you can save drastically with the use of coupons and sales items
Couponing Myth 3
Couponing Myth 4
Irsquoll save more shopping at Cosco or Samrsquos Club
FALSE Some whole sale bulk shopping clubs donrsquot even allow coupon shopping If you shop the sales and use your coupons yoursquore sure to save the most at local grocery stores
When using coupons you mostly want to use your coupon on the smallest item allowed per the coupon Even though the unit price is cheaper retail the coupon will more than likely bring that unit price down a lot more than you think Use your calculator
Couponing Myth 5
There are no coupons for the things I use
FALSE Write to the manufacturer of the item and share your opinions about their products Yoursquore bound to receive some great product coupons
You canrsquot be brand loyal if you want to truly maximize your savings This gives you the wonderful opportunity to try new things
My home is stocked with items that we use every day from the use of coupons and sales We wouldnrsquot have the luxury of so much to choose from otherwise
Tricks of the Trade
Tricks of the Trade
Brand loyalty will kill your budget Be open to try new things I know we now have A LOT of new favorites in my family
Change the way you think Instead of buying 50 different items when you shop you will be buying more like 10 of 5 items and a few misc Once your stock pile is established yoursquoll find you wonrsquot need to buy a grocery cart filled with all of these different itemshellip and your shopping will take much less time because you will know what yoursquore going in for and you donrsquot have to browse around the store looking for 50 different items
Use a shopping list and donrsquot impulse buy If you shop with a list and stick with it your monthly bill will be reduced quite a bit
Tricks of the Trade
Price Matching ndash If you want to save on gas and money this is the way to go Say yoursquore already going to WalMart or Target but you know that something on your list is cheaper at Walgreens Bring in the sales ad showing the sale price on that item and save yourself that trip to Walgreens Keep in mind though bonus points and rewards do not apply here
Purchase products in the smallest size that your coupon allows If a coupon doesnrsquot have a ldquosize limitrdquo then you can use it for ldquotravel sizerdquo or ldquosmallest size availablerdquo and get that product for free with possible overage This is a new way of shopping for most people
Tricks of the Trade
I hate to say this but even though I love Publix their meat prices are way too steep for me Instead of using my overage on meat at Publix I will sometimes take the cash in overage and use it at another store such as Piggly Wiggly Dollar General Market or WalMart so I can take advantage of their markdown prices on their meat A lot of times I can get ground beef for less than $2lb and chicken drumsticks for $325 for a family pack
Find out when your stores do their mark downs on their meat and produce and shop EARLY on those days
Use your 50c and under coupons at stores that doublehellip and do NOT load them to your card They wonrsquot double if they are digital
Tricks of the Trade
Clearance Items ndash Usually either found on end caps in bins or clearance aisles or even sometimes in their normal spots with clearance tags on them Check your coupons to see if you have any that match these items regularly
Creating a Shopping List
Most people make a list of the groceries they need and head to the store Their grocery lists tend to go by what they plan to eat for the week What you have just done is make a list of everything that is not on sale at the store
We need to step back and realize that groceries go on sale They all have a rock bottom low price and we want to focus on only buying groceries when they are at that rock bottom price
Creating a Shopping List
Here is an example of how I started out with Walgreens when I was learning how to ldquoRollrdquo my points and Register Rewards
Creating a Shopping List
Do your matchups A great way to learn how to do this is by first looking at the weekly sales ad and then by going to a coupon database such as the one on Frugal Jen and search to see what coupons are available to use for those sales items When yoursquove done this check my website and compare your matchups to mine and see how yoursquove done
Creating a Shopping List
How to come up with your own Match ups Look at the sales ads Look up on the coupon database to see what coupons are available Look through your coupons Herersquos an example of how we do this Say I have a store coupon and a manufacturer coupon
Creating a Shopping List
Looks like a great deal already But now look at the sales ad The VitaPizzas are 50 off My Publix has these priced at $399 so
50 off of $399 is appx $200 Take off $1 for the Publix q and $1 for the Manufacturer ` and they are FREE
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Coupon Lingo
Blinkies ndash The small coupon machines like this one dispense blinkies
Coupon Lingo
Tearpads ndash Coupons found on a pad usually near the product
Coupon Lingo
Hangtags ndash These hang on the products themselves
Coupon Lingo
Peelies ndash These stick on the products themselves
Coupon Lingo
Catalina ndash Coupon printed from the register at the end of a transaction that is generated by purchasing a certain product
Coupon Lingo
MIR ndash Mail in Rebate You get money back on your purchases usually with a receipt and a UPC mailed with a form like this one
Coupon Lingo
OOP ndash Out of pocket- This is the actual amount of money you will spend after coupons
Coupon Lingo
ECBRR ndash A coupon that prints at the end of a transaction with a certain value off of your next purchase
Coupon Lingo
Insert ndash a collection of coupons in your paper The three main inserts yoursquoll find are Smart Source Red Plum and Proctor and Gamble
Coupon Lingo
SS ndash Smart Source ndash an insert from the paper
Coupon Lingo
RP ndash Red Plum ndash an insert from the paper
Coupon Lingo
P amp G ndash Procter amp Gamble insert in the paper on a monthly basis These only contain coupons for PampG Products
Coupon Lingo
WYB ndash When You Buy + however many you need to buy to make the deal happen
OYNO ndash On Your Next Order Basically means just that the savings can be used on your next order
Stacking ndash Many stores will let you use a store coupon and a manufacturersquos coupon on one item This is called stacking coupons There are also other ways to stack for instance Target has Cartwheel
Coupon Lingo
YMMV ndash Your mileage may vary This means that your store may or may not allow whatever this term is attached to to happen
$ ndash This is showing you the dollar amount off of how many items $21 would mean $2 off of 1 item
$$ ndash This is showing you the dollar amount off of a certain total amount $5$25 would mean $5 off of $25 purchase
Stockpiling
Stockpiling
Stockpiles are not built in one week ndash It takes between 6 and 9 months to get a stockpile established and on its way to being self-sustaining Even then you sometimes miscalculate and run out of things and yoursquoll always be adding to it when you find free and almost free items
Stockpiles should be of things that you and your family use all of the time If no one eats mustard at your house therersquos no use for 50 bottles of it under your bed If you are compelled to buy because they are free consider donating to your local food bank or church
Stockpiling
How to StockpileCompare the coupon policies at the stores
you have available to you as well as any incentives they offer you to shop there
Finally ldquomatchrdquo your coupons to the sales ads and purchase when you find a deal that is at rock bottom
Stockpile when the price is free or close to free (Some people say 70 off ndash I donrsquot usually stockpile unless I get 80 off or more for most items)
Stockpiling
Donrsquot stockpile on something just because its on sale or you have a coupon for it Wait for the sale and the coupons to match and pay the lowest possible price
Stores run sales in cycles Everything typically goes on sale about every 8 ndash 12 weeks If you buy 8 ndash 12 weeks worth of everything when you find a great deal then you will have enough to last you until the next time If your family eats one box of cereal per week then go ahead and buy several boxes If your family only eats one box a month then maybe just buy a couple boxes
Stockpiling
Watch for expiration dates Certain items will expire Make sure you keep the older items in the front and put the new items in the back
Great things to stockpile on are household goods and personal hygiene products These often do not expire or have a very long shelf-life
Just because you already have a stockpile on something doesnrsquot mean you shouldnrsquot add to it if you find it free or close to free again This is how we maintain
Stockpiling
Things to ConsiderHow much to stockpileHow much space do you haveHow quickly will you use things before they
expire What quantity of an item do you need to last
your family until the item can be purchased again at rock bottom
How much are you willing to spend in advance to collect large quantities of cheap items
>
Stockpiling
Using a Price BookRecord data from every receipt you can findStart with 15-20 items you useSeparate into categories Over time notice sales cycles
Sale Cycles
Understanding Sales CyclesNovember ndash Cough Medicine Cold Medicine
Country Time Lemonade CharcoalJuly amp August ndash Back to School SuppliesToilet paper and cereal cycle every 6 weeksAlmost every item will go on sale every 6-8
Non-foodFoil Cookware Tools Cling Wrap Electronics Carpet and Flooring Trees and Plants
December
FoodHam Butter Cheese Sugar Baking Supplies Yeast Pie Crust Dough Dinner Rolls Frozen Pies Cake mix NutsFrosting Pie Filling Cookie Dough Spices Dried Fruit Oatmeal Soda
Non-foodGift cards Foil Cling WrapDisposable baking pansElectronics ComputersCarpeting and flooringCookware Tools Toys CarsBatteries Winter clothesCoats Motor Cycles
Couponing Myths
Couponing Myth 1
Generic products are cheaper to buy than name brands
FALSE ndash Generic items rarely go on sale and do not typically have coupons for them
So lets say 16oz of Great Value lunch meat is $249 Seems like a good price Now look at thisOscar Mayer 16oz is on
BOGO Originally priced at $529 ndash so half of $529 is roughly $264
Now see the coupon I placed next to it Thatrsquos for $21 so you would only pay 64c for 16oz of this name brand lunch meat
Couponing Myth 2
There are no coupons for healthy items
FALSE Check on websites like wwwKashicomwwwHealthyChoicecom wwwHorizonDairycomwwwvermontorganicsformulacom wwwNaturesSourceCleanerscom wwwCherryMoonFarmscom
Sign up for newsletters for your favorite items E-mail your favorite food brands and request coupons
This week I was able to get FREE Fresh Express Caesar Salad Kits by combining a BOGO offer with a manufacturer coupon at Publix
A couple of weeks ago I was able to score FREE Atkins meals also by combining a BOGO sale with a manufacturer coupon
Couponing Myth 3
Coupons donrsquot really save that much money
FALSE Coupons can help save you 50 or better off of your regular grocery bill Once you develop a stock pile of on sale items that you use regularly yoursquoll save even more I typically save about 75 - 90 off of store prices
Check out my receipt in the next slide for evidence showing how you can save drastically with the use of coupons and sales items
Couponing Myth 3
Couponing Myth 4
Irsquoll save more shopping at Cosco or Samrsquos Club
FALSE Some whole sale bulk shopping clubs donrsquot even allow coupon shopping If you shop the sales and use your coupons yoursquore sure to save the most at local grocery stores
When using coupons you mostly want to use your coupon on the smallest item allowed per the coupon Even though the unit price is cheaper retail the coupon will more than likely bring that unit price down a lot more than you think Use your calculator
Couponing Myth 5
There are no coupons for the things I use
FALSE Write to the manufacturer of the item and share your opinions about their products Yoursquore bound to receive some great product coupons
You canrsquot be brand loyal if you want to truly maximize your savings This gives you the wonderful opportunity to try new things
My home is stocked with items that we use every day from the use of coupons and sales We wouldnrsquot have the luxury of so much to choose from otherwise
Tricks of the Trade
Tricks of the Trade
Brand loyalty will kill your budget Be open to try new things I know we now have A LOT of new favorites in my family
Change the way you think Instead of buying 50 different items when you shop you will be buying more like 10 of 5 items and a few misc Once your stock pile is established yoursquoll find you wonrsquot need to buy a grocery cart filled with all of these different itemshellip and your shopping will take much less time because you will know what yoursquore going in for and you donrsquot have to browse around the store looking for 50 different items
Use a shopping list and donrsquot impulse buy If you shop with a list and stick with it your monthly bill will be reduced quite a bit
Tricks of the Trade
Price Matching ndash If you want to save on gas and money this is the way to go Say yoursquore already going to WalMart or Target but you know that something on your list is cheaper at Walgreens Bring in the sales ad showing the sale price on that item and save yourself that trip to Walgreens Keep in mind though bonus points and rewards do not apply here
Purchase products in the smallest size that your coupon allows If a coupon doesnrsquot have a ldquosize limitrdquo then you can use it for ldquotravel sizerdquo or ldquosmallest size availablerdquo and get that product for free with possible overage This is a new way of shopping for most people
Tricks of the Trade
I hate to say this but even though I love Publix their meat prices are way too steep for me Instead of using my overage on meat at Publix I will sometimes take the cash in overage and use it at another store such as Piggly Wiggly Dollar General Market or WalMart so I can take advantage of their markdown prices on their meat A lot of times I can get ground beef for less than $2lb and chicken drumsticks for $325 for a family pack
Find out when your stores do their mark downs on their meat and produce and shop EARLY on those days
Use your 50c and under coupons at stores that doublehellip and do NOT load them to your card They wonrsquot double if they are digital
Tricks of the Trade
Clearance Items ndash Usually either found on end caps in bins or clearance aisles or even sometimes in their normal spots with clearance tags on them Check your coupons to see if you have any that match these items regularly
Creating a Shopping List
Most people make a list of the groceries they need and head to the store Their grocery lists tend to go by what they plan to eat for the week What you have just done is make a list of everything that is not on sale at the store
We need to step back and realize that groceries go on sale They all have a rock bottom low price and we want to focus on only buying groceries when they are at that rock bottom price
Creating a Shopping List
Here is an example of how I started out with Walgreens when I was learning how to ldquoRollrdquo my points and Register Rewards
Creating a Shopping List
Do your matchups A great way to learn how to do this is by first looking at the weekly sales ad and then by going to a coupon database such as the one on Frugal Jen and search to see what coupons are available to use for those sales items When yoursquove done this check my website and compare your matchups to mine and see how yoursquove done
Creating a Shopping List
How to come up with your own Match ups Look at the sales ads Look up on the coupon database to see what coupons are available Look through your coupons Herersquos an example of how we do this Say I have a store coupon and a manufacturer coupon
Creating a Shopping List
Looks like a great deal already But now look at the sales ad The VitaPizzas are 50 off My Publix has these priced at $399 so
50 off of $399 is appx $200 Take off $1 for the Publix q and $1 for the Manufacturer ` and they are FREE
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Coupon Lingo
Tearpads ndash Coupons found on a pad usually near the product
Coupon Lingo
Hangtags ndash These hang on the products themselves
Coupon Lingo
Peelies ndash These stick on the products themselves
Coupon Lingo
Catalina ndash Coupon printed from the register at the end of a transaction that is generated by purchasing a certain product
Coupon Lingo
MIR ndash Mail in Rebate You get money back on your purchases usually with a receipt and a UPC mailed with a form like this one
Coupon Lingo
OOP ndash Out of pocket- This is the actual amount of money you will spend after coupons
Coupon Lingo
ECBRR ndash A coupon that prints at the end of a transaction with a certain value off of your next purchase
Coupon Lingo
Insert ndash a collection of coupons in your paper The three main inserts yoursquoll find are Smart Source Red Plum and Proctor and Gamble
Coupon Lingo
SS ndash Smart Source ndash an insert from the paper
Coupon Lingo
RP ndash Red Plum ndash an insert from the paper
Coupon Lingo
P amp G ndash Procter amp Gamble insert in the paper on a monthly basis These only contain coupons for PampG Products
Coupon Lingo
WYB ndash When You Buy + however many you need to buy to make the deal happen
OYNO ndash On Your Next Order Basically means just that the savings can be used on your next order
Stacking ndash Many stores will let you use a store coupon and a manufacturersquos coupon on one item This is called stacking coupons There are also other ways to stack for instance Target has Cartwheel
Coupon Lingo
YMMV ndash Your mileage may vary This means that your store may or may not allow whatever this term is attached to to happen
$ ndash This is showing you the dollar amount off of how many items $21 would mean $2 off of 1 item
$$ ndash This is showing you the dollar amount off of a certain total amount $5$25 would mean $5 off of $25 purchase
Stockpiling
Stockpiling
Stockpiles are not built in one week ndash It takes between 6 and 9 months to get a stockpile established and on its way to being self-sustaining Even then you sometimes miscalculate and run out of things and yoursquoll always be adding to it when you find free and almost free items
Stockpiles should be of things that you and your family use all of the time If no one eats mustard at your house therersquos no use for 50 bottles of it under your bed If you are compelled to buy because they are free consider donating to your local food bank or church
Stockpiling
How to StockpileCompare the coupon policies at the stores
you have available to you as well as any incentives they offer you to shop there
Finally ldquomatchrdquo your coupons to the sales ads and purchase when you find a deal that is at rock bottom
Stockpile when the price is free or close to free (Some people say 70 off ndash I donrsquot usually stockpile unless I get 80 off or more for most items)
Stockpiling
Donrsquot stockpile on something just because its on sale or you have a coupon for it Wait for the sale and the coupons to match and pay the lowest possible price
Stores run sales in cycles Everything typically goes on sale about every 8 ndash 12 weeks If you buy 8 ndash 12 weeks worth of everything when you find a great deal then you will have enough to last you until the next time If your family eats one box of cereal per week then go ahead and buy several boxes If your family only eats one box a month then maybe just buy a couple boxes
Stockpiling
Watch for expiration dates Certain items will expire Make sure you keep the older items in the front and put the new items in the back
Great things to stockpile on are household goods and personal hygiene products These often do not expire or have a very long shelf-life
Just because you already have a stockpile on something doesnrsquot mean you shouldnrsquot add to it if you find it free or close to free again This is how we maintain
Stockpiling
Things to ConsiderHow much to stockpileHow much space do you haveHow quickly will you use things before they
expire What quantity of an item do you need to last
your family until the item can be purchased again at rock bottom
How much are you willing to spend in advance to collect large quantities of cheap items
>
Stockpiling
Using a Price BookRecord data from every receipt you can findStart with 15-20 items you useSeparate into categories Over time notice sales cycles
Sale Cycles
Understanding Sales CyclesNovember ndash Cough Medicine Cold Medicine
Country Time Lemonade CharcoalJuly amp August ndash Back to School SuppliesToilet paper and cereal cycle every 6 weeksAlmost every item will go on sale every 6-8
Non-foodFoil Cookware Tools Cling Wrap Electronics Carpet and Flooring Trees and Plants
December
FoodHam Butter Cheese Sugar Baking Supplies Yeast Pie Crust Dough Dinner Rolls Frozen Pies Cake mix NutsFrosting Pie Filling Cookie Dough Spices Dried Fruit Oatmeal Soda
Non-foodGift cards Foil Cling WrapDisposable baking pansElectronics ComputersCarpeting and flooringCookware Tools Toys CarsBatteries Winter clothesCoats Motor Cycles
Couponing Myths
Couponing Myth 1
Generic products are cheaper to buy than name brands
FALSE ndash Generic items rarely go on sale and do not typically have coupons for them
So lets say 16oz of Great Value lunch meat is $249 Seems like a good price Now look at thisOscar Mayer 16oz is on
BOGO Originally priced at $529 ndash so half of $529 is roughly $264
Now see the coupon I placed next to it Thatrsquos for $21 so you would only pay 64c for 16oz of this name brand lunch meat
Couponing Myth 2
There are no coupons for healthy items
FALSE Check on websites like wwwKashicomwwwHealthyChoicecom wwwHorizonDairycomwwwvermontorganicsformulacom wwwNaturesSourceCleanerscom wwwCherryMoonFarmscom
Sign up for newsletters for your favorite items E-mail your favorite food brands and request coupons
This week I was able to get FREE Fresh Express Caesar Salad Kits by combining a BOGO offer with a manufacturer coupon at Publix
A couple of weeks ago I was able to score FREE Atkins meals also by combining a BOGO sale with a manufacturer coupon
Couponing Myth 3
Coupons donrsquot really save that much money
FALSE Coupons can help save you 50 or better off of your regular grocery bill Once you develop a stock pile of on sale items that you use regularly yoursquoll save even more I typically save about 75 - 90 off of store prices
Check out my receipt in the next slide for evidence showing how you can save drastically with the use of coupons and sales items
Couponing Myth 3
Couponing Myth 4
Irsquoll save more shopping at Cosco or Samrsquos Club
FALSE Some whole sale bulk shopping clubs donrsquot even allow coupon shopping If you shop the sales and use your coupons yoursquore sure to save the most at local grocery stores
When using coupons you mostly want to use your coupon on the smallest item allowed per the coupon Even though the unit price is cheaper retail the coupon will more than likely bring that unit price down a lot more than you think Use your calculator
Couponing Myth 5
There are no coupons for the things I use
FALSE Write to the manufacturer of the item and share your opinions about their products Yoursquore bound to receive some great product coupons
You canrsquot be brand loyal if you want to truly maximize your savings This gives you the wonderful opportunity to try new things
My home is stocked with items that we use every day from the use of coupons and sales We wouldnrsquot have the luxury of so much to choose from otherwise
Tricks of the Trade
Tricks of the Trade
Brand loyalty will kill your budget Be open to try new things I know we now have A LOT of new favorites in my family
Change the way you think Instead of buying 50 different items when you shop you will be buying more like 10 of 5 items and a few misc Once your stock pile is established yoursquoll find you wonrsquot need to buy a grocery cart filled with all of these different itemshellip and your shopping will take much less time because you will know what yoursquore going in for and you donrsquot have to browse around the store looking for 50 different items
Use a shopping list and donrsquot impulse buy If you shop with a list and stick with it your monthly bill will be reduced quite a bit
Tricks of the Trade
Price Matching ndash If you want to save on gas and money this is the way to go Say yoursquore already going to WalMart or Target but you know that something on your list is cheaper at Walgreens Bring in the sales ad showing the sale price on that item and save yourself that trip to Walgreens Keep in mind though bonus points and rewards do not apply here
Purchase products in the smallest size that your coupon allows If a coupon doesnrsquot have a ldquosize limitrdquo then you can use it for ldquotravel sizerdquo or ldquosmallest size availablerdquo and get that product for free with possible overage This is a new way of shopping for most people
Tricks of the Trade
I hate to say this but even though I love Publix their meat prices are way too steep for me Instead of using my overage on meat at Publix I will sometimes take the cash in overage and use it at another store such as Piggly Wiggly Dollar General Market or WalMart so I can take advantage of their markdown prices on their meat A lot of times I can get ground beef for less than $2lb and chicken drumsticks for $325 for a family pack
Find out when your stores do their mark downs on their meat and produce and shop EARLY on those days
Use your 50c and under coupons at stores that doublehellip and do NOT load them to your card They wonrsquot double if they are digital
Tricks of the Trade
Clearance Items ndash Usually either found on end caps in bins or clearance aisles or even sometimes in their normal spots with clearance tags on them Check your coupons to see if you have any that match these items regularly
Creating a Shopping List
Most people make a list of the groceries they need and head to the store Their grocery lists tend to go by what they plan to eat for the week What you have just done is make a list of everything that is not on sale at the store
We need to step back and realize that groceries go on sale They all have a rock bottom low price and we want to focus on only buying groceries when they are at that rock bottom price
Creating a Shopping List
Here is an example of how I started out with Walgreens when I was learning how to ldquoRollrdquo my points and Register Rewards
Creating a Shopping List
Do your matchups A great way to learn how to do this is by first looking at the weekly sales ad and then by going to a coupon database such as the one on Frugal Jen and search to see what coupons are available to use for those sales items When yoursquove done this check my website and compare your matchups to mine and see how yoursquove done
Creating a Shopping List
How to come up with your own Match ups Look at the sales ads Look up on the coupon database to see what coupons are available Look through your coupons Herersquos an example of how we do this Say I have a store coupon and a manufacturer coupon
Creating a Shopping List
Looks like a great deal already But now look at the sales ad The VitaPizzas are 50 off My Publix has these priced at $399 so
50 off of $399 is appx $200 Take off $1 for the Publix q and $1 for the Manufacturer ` and they are FREE
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Coupon Lingo
Hangtags ndash These hang on the products themselves
Coupon Lingo
Peelies ndash These stick on the products themselves
Coupon Lingo
Catalina ndash Coupon printed from the register at the end of a transaction that is generated by purchasing a certain product
Coupon Lingo
MIR ndash Mail in Rebate You get money back on your purchases usually with a receipt and a UPC mailed with a form like this one
Coupon Lingo
OOP ndash Out of pocket- This is the actual amount of money you will spend after coupons
Coupon Lingo
ECBRR ndash A coupon that prints at the end of a transaction with a certain value off of your next purchase
Coupon Lingo
Insert ndash a collection of coupons in your paper The three main inserts yoursquoll find are Smart Source Red Plum and Proctor and Gamble
Coupon Lingo
SS ndash Smart Source ndash an insert from the paper
Coupon Lingo
RP ndash Red Plum ndash an insert from the paper
Coupon Lingo
P amp G ndash Procter amp Gamble insert in the paper on a monthly basis These only contain coupons for PampG Products
Coupon Lingo
WYB ndash When You Buy + however many you need to buy to make the deal happen
OYNO ndash On Your Next Order Basically means just that the savings can be used on your next order
Stacking ndash Many stores will let you use a store coupon and a manufacturersquos coupon on one item This is called stacking coupons There are also other ways to stack for instance Target has Cartwheel
Coupon Lingo
YMMV ndash Your mileage may vary This means that your store may or may not allow whatever this term is attached to to happen
$ ndash This is showing you the dollar amount off of how many items $21 would mean $2 off of 1 item
$$ ndash This is showing you the dollar amount off of a certain total amount $5$25 would mean $5 off of $25 purchase
Stockpiling
Stockpiling
Stockpiles are not built in one week ndash It takes between 6 and 9 months to get a stockpile established and on its way to being self-sustaining Even then you sometimes miscalculate and run out of things and yoursquoll always be adding to it when you find free and almost free items
Stockpiles should be of things that you and your family use all of the time If no one eats mustard at your house therersquos no use for 50 bottles of it under your bed If you are compelled to buy because they are free consider donating to your local food bank or church
Stockpiling
How to StockpileCompare the coupon policies at the stores
you have available to you as well as any incentives they offer you to shop there
Finally ldquomatchrdquo your coupons to the sales ads and purchase when you find a deal that is at rock bottom
Stockpile when the price is free or close to free (Some people say 70 off ndash I donrsquot usually stockpile unless I get 80 off or more for most items)
Stockpiling
Donrsquot stockpile on something just because its on sale or you have a coupon for it Wait for the sale and the coupons to match and pay the lowest possible price
Stores run sales in cycles Everything typically goes on sale about every 8 ndash 12 weeks If you buy 8 ndash 12 weeks worth of everything when you find a great deal then you will have enough to last you until the next time If your family eats one box of cereal per week then go ahead and buy several boxes If your family only eats one box a month then maybe just buy a couple boxes
Stockpiling
Watch for expiration dates Certain items will expire Make sure you keep the older items in the front and put the new items in the back
Great things to stockpile on are household goods and personal hygiene products These often do not expire or have a very long shelf-life
Just because you already have a stockpile on something doesnrsquot mean you shouldnrsquot add to it if you find it free or close to free again This is how we maintain
Stockpiling
Things to ConsiderHow much to stockpileHow much space do you haveHow quickly will you use things before they
expire What quantity of an item do you need to last
your family until the item can be purchased again at rock bottom
How much are you willing to spend in advance to collect large quantities of cheap items
>
Stockpiling
Using a Price BookRecord data from every receipt you can findStart with 15-20 items you useSeparate into categories Over time notice sales cycles
Sale Cycles
Understanding Sales CyclesNovember ndash Cough Medicine Cold Medicine
Country Time Lemonade CharcoalJuly amp August ndash Back to School SuppliesToilet paper and cereal cycle every 6 weeksAlmost every item will go on sale every 6-8
Non-foodFoil Cookware Tools Cling Wrap Electronics Carpet and Flooring Trees and Plants
December
FoodHam Butter Cheese Sugar Baking Supplies Yeast Pie Crust Dough Dinner Rolls Frozen Pies Cake mix NutsFrosting Pie Filling Cookie Dough Spices Dried Fruit Oatmeal Soda
Non-foodGift cards Foil Cling WrapDisposable baking pansElectronics ComputersCarpeting and flooringCookware Tools Toys CarsBatteries Winter clothesCoats Motor Cycles
Couponing Myths
Couponing Myth 1
Generic products are cheaper to buy than name brands
FALSE ndash Generic items rarely go on sale and do not typically have coupons for them
So lets say 16oz of Great Value lunch meat is $249 Seems like a good price Now look at thisOscar Mayer 16oz is on
BOGO Originally priced at $529 ndash so half of $529 is roughly $264
Now see the coupon I placed next to it Thatrsquos for $21 so you would only pay 64c for 16oz of this name brand lunch meat
Couponing Myth 2
There are no coupons for healthy items
FALSE Check on websites like wwwKashicomwwwHealthyChoicecom wwwHorizonDairycomwwwvermontorganicsformulacom wwwNaturesSourceCleanerscom wwwCherryMoonFarmscom
Sign up for newsletters for your favorite items E-mail your favorite food brands and request coupons
This week I was able to get FREE Fresh Express Caesar Salad Kits by combining a BOGO offer with a manufacturer coupon at Publix
A couple of weeks ago I was able to score FREE Atkins meals also by combining a BOGO sale with a manufacturer coupon
Couponing Myth 3
Coupons donrsquot really save that much money
FALSE Coupons can help save you 50 or better off of your regular grocery bill Once you develop a stock pile of on sale items that you use regularly yoursquoll save even more I typically save about 75 - 90 off of store prices
Check out my receipt in the next slide for evidence showing how you can save drastically with the use of coupons and sales items
Couponing Myth 3
Couponing Myth 4
Irsquoll save more shopping at Cosco or Samrsquos Club
FALSE Some whole sale bulk shopping clubs donrsquot even allow coupon shopping If you shop the sales and use your coupons yoursquore sure to save the most at local grocery stores
When using coupons you mostly want to use your coupon on the smallest item allowed per the coupon Even though the unit price is cheaper retail the coupon will more than likely bring that unit price down a lot more than you think Use your calculator
Couponing Myth 5
There are no coupons for the things I use
FALSE Write to the manufacturer of the item and share your opinions about their products Yoursquore bound to receive some great product coupons
You canrsquot be brand loyal if you want to truly maximize your savings This gives you the wonderful opportunity to try new things
My home is stocked with items that we use every day from the use of coupons and sales We wouldnrsquot have the luxury of so much to choose from otherwise
Tricks of the Trade
Tricks of the Trade
Brand loyalty will kill your budget Be open to try new things I know we now have A LOT of new favorites in my family
Change the way you think Instead of buying 50 different items when you shop you will be buying more like 10 of 5 items and a few misc Once your stock pile is established yoursquoll find you wonrsquot need to buy a grocery cart filled with all of these different itemshellip and your shopping will take much less time because you will know what yoursquore going in for and you donrsquot have to browse around the store looking for 50 different items
Use a shopping list and donrsquot impulse buy If you shop with a list and stick with it your monthly bill will be reduced quite a bit
Tricks of the Trade
Price Matching ndash If you want to save on gas and money this is the way to go Say yoursquore already going to WalMart or Target but you know that something on your list is cheaper at Walgreens Bring in the sales ad showing the sale price on that item and save yourself that trip to Walgreens Keep in mind though bonus points and rewards do not apply here
Purchase products in the smallest size that your coupon allows If a coupon doesnrsquot have a ldquosize limitrdquo then you can use it for ldquotravel sizerdquo or ldquosmallest size availablerdquo and get that product for free with possible overage This is a new way of shopping for most people
Tricks of the Trade
I hate to say this but even though I love Publix their meat prices are way too steep for me Instead of using my overage on meat at Publix I will sometimes take the cash in overage and use it at another store such as Piggly Wiggly Dollar General Market or WalMart so I can take advantage of their markdown prices on their meat A lot of times I can get ground beef for less than $2lb and chicken drumsticks for $325 for a family pack
Find out when your stores do their mark downs on their meat and produce and shop EARLY on those days
Use your 50c and under coupons at stores that doublehellip and do NOT load them to your card They wonrsquot double if they are digital
Tricks of the Trade
Clearance Items ndash Usually either found on end caps in bins or clearance aisles or even sometimes in their normal spots with clearance tags on them Check your coupons to see if you have any that match these items regularly
Creating a Shopping List
Most people make a list of the groceries they need and head to the store Their grocery lists tend to go by what they plan to eat for the week What you have just done is make a list of everything that is not on sale at the store
We need to step back and realize that groceries go on sale They all have a rock bottom low price and we want to focus on only buying groceries when they are at that rock bottom price
Creating a Shopping List
Here is an example of how I started out with Walgreens when I was learning how to ldquoRollrdquo my points and Register Rewards
Creating a Shopping List
Do your matchups A great way to learn how to do this is by first looking at the weekly sales ad and then by going to a coupon database such as the one on Frugal Jen and search to see what coupons are available to use for those sales items When yoursquove done this check my website and compare your matchups to mine and see how yoursquove done
Creating a Shopping List
How to come up with your own Match ups Look at the sales ads Look up on the coupon database to see what coupons are available Look through your coupons Herersquos an example of how we do this Say I have a store coupon and a manufacturer coupon
Creating a Shopping List
Looks like a great deal already But now look at the sales ad The VitaPizzas are 50 off My Publix has these priced at $399 so
50 off of $399 is appx $200 Take off $1 for the Publix q and $1 for the Manufacturer ` and they are FREE
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Coupon Lingo
Peelies ndash These stick on the products themselves
Coupon Lingo
Catalina ndash Coupon printed from the register at the end of a transaction that is generated by purchasing a certain product
Coupon Lingo
MIR ndash Mail in Rebate You get money back on your purchases usually with a receipt and a UPC mailed with a form like this one
Coupon Lingo
OOP ndash Out of pocket- This is the actual amount of money you will spend after coupons
Coupon Lingo
ECBRR ndash A coupon that prints at the end of a transaction with a certain value off of your next purchase
Coupon Lingo
Insert ndash a collection of coupons in your paper The three main inserts yoursquoll find are Smart Source Red Plum and Proctor and Gamble
Coupon Lingo
SS ndash Smart Source ndash an insert from the paper
Coupon Lingo
RP ndash Red Plum ndash an insert from the paper
Coupon Lingo
P amp G ndash Procter amp Gamble insert in the paper on a monthly basis These only contain coupons for PampG Products
Coupon Lingo
WYB ndash When You Buy + however many you need to buy to make the deal happen
OYNO ndash On Your Next Order Basically means just that the savings can be used on your next order
Stacking ndash Many stores will let you use a store coupon and a manufacturersquos coupon on one item This is called stacking coupons There are also other ways to stack for instance Target has Cartwheel
Coupon Lingo
YMMV ndash Your mileage may vary This means that your store may or may not allow whatever this term is attached to to happen
$ ndash This is showing you the dollar amount off of how many items $21 would mean $2 off of 1 item
$$ ndash This is showing you the dollar amount off of a certain total amount $5$25 would mean $5 off of $25 purchase
Stockpiling
Stockpiling
Stockpiles are not built in one week ndash It takes between 6 and 9 months to get a stockpile established and on its way to being self-sustaining Even then you sometimes miscalculate and run out of things and yoursquoll always be adding to it when you find free and almost free items
Stockpiles should be of things that you and your family use all of the time If no one eats mustard at your house therersquos no use for 50 bottles of it under your bed If you are compelled to buy because they are free consider donating to your local food bank or church
Stockpiling
How to StockpileCompare the coupon policies at the stores
you have available to you as well as any incentives they offer you to shop there
Finally ldquomatchrdquo your coupons to the sales ads and purchase when you find a deal that is at rock bottom
Stockpile when the price is free or close to free (Some people say 70 off ndash I donrsquot usually stockpile unless I get 80 off or more for most items)
Stockpiling
Donrsquot stockpile on something just because its on sale or you have a coupon for it Wait for the sale and the coupons to match and pay the lowest possible price
Stores run sales in cycles Everything typically goes on sale about every 8 ndash 12 weeks If you buy 8 ndash 12 weeks worth of everything when you find a great deal then you will have enough to last you until the next time If your family eats one box of cereal per week then go ahead and buy several boxes If your family only eats one box a month then maybe just buy a couple boxes
Stockpiling
Watch for expiration dates Certain items will expire Make sure you keep the older items in the front and put the new items in the back
Great things to stockpile on are household goods and personal hygiene products These often do not expire or have a very long shelf-life
Just because you already have a stockpile on something doesnrsquot mean you shouldnrsquot add to it if you find it free or close to free again This is how we maintain
Stockpiling
Things to ConsiderHow much to stockpileHow much space do you haveHow quickly will you use things before they
expire What quantity of an item do you need to last
your family until the item can be purchased again at rock bottom
How much are you willing to spend in advance to collect large quantities of cheap items
>
Stockpiling
Using a Price BookRecord data from every receipt you can findStart with 15-20 items you useSeparate into categories Over time notice sales cycles
Sale Cycles
Understanding Sales CyclesNovember ndash Cough Medicine Cold Medicine
Country Time Lemonade CharcoalJuly amp August ndash Back to School SuppliesToilet paper and cereal cycle every 6 weeksAlmost every item will go on sale every 6-8
Non-foodFoil Cookware Tools Cling Wrap Electronics Carpet and Flooring Trees and Plants
December
FoodHam Butter Cheese Sugar Baking Supplies Yeast Pie Crust Dough Dinner Rolls Frozen Pies Cake mix NutsFrosting Pie Filling Cookie Dough Spices Dried Fruit Oatmeal Soda
Non-foodGift cards Foil Cling WrapDisposable baking pansElectronics ComputersCarpeting and flooringCookware Tools Toys CarsBatteries Winter clothesCoats Motor Cycles
Couponing Myths
Couponing Myth 1
Generic products are cheaper to buy than name brands
FALSE ndash Generic items rarely go on sale and do not typically have coupons for them
So lets say 16oz of Great Value lunch meat is $249 Seems like a good price Now look at thisOscar Mayer 16oz is on
BOGO Originally priced at $529 ndash so half of $529 is roughly $264
Now see the coupon I placed next to it Thatrsquos for $21 so you would only pay 64c for 16oz of this name brand lunch meat
Couponing Myth 2
There are no coupons for healthy items
FALSE Check on websites like wwwKashicomwwwHealthyChoicecom wwwHorizonDairycomwwwvermontorganicsformulacom wwwNaturesSourceCleanerscom wwwCherryMoonFarmscom
Sign up for newsletters for your favorite items E-mail your favorite food brands and request coupons
This week I was able to get FREE Fresh Express Caesar Salad Kits by combining a BOGO offer with a manufacturer coupon at Publix
A couple of weeks ago I was able to score FREE Atkins meals also by combining a BOGO sale with a manufacturer coupon
Couponing Myth 3
Coupons donrsquot really save that much money
FALSE Coupons can help save you 50 or better off of your regular grocery bill Once you develop a stock pile of on sale items that you use regularly yoursquoll save even more I typically save about 75 - 90 off of store prices
Check out my receipt in the next slide for evidence showing how you can save drastically with the use of coupons and sales items
Couponing Myth 3
Couponing Myth 4
Irsquoll save more shopping at Cosco or Samrsquos Club
FALSE Some whole sale bulk shopping clubs donrsquot even allow coupon shopping If you shop the sales and use your coupons yoursquore sure to save the most at local grocery stores
When using coupons you mostly want to use your coupon on the smallest item allowed per the coupon Even though the unit price is cheaper retail the coupon will more than likely bring that unit price down a lot more than you think Use your calculator
Couponing Myth 5
There are no coupons for the things I use
FALSE Write to the manufacturer of the item and share your opinions about their products Yoursquore bound to receive some great product coupons
You canrsquot be brand loyal if you want to truly maximize your savings This gives you the wonderful opportunity to try new things
My home is stocked with items that we use every day from the use of coupons and sales We wouldnrsquot have the luxury of so much to choose from otherwise
Tricks of the Trade
Tricks of the Trade
Brand loyalty will kill your budget Be open to try new things I know we now have A LOT of new favorites in my family
Change the way you think Instead of buying 50 different items when you shop you will be buying more like 10 of 5 items and a few misc Once your stock pile is established yoursquoll find you wonrsquot need to buy a grocery cart filled with all of these different itemshellip and your shopping will take much less time because you will know what yoursquore going in for and you donrsquot have to browse around the store looking for 50 different items
Use a shopping list and donrsquot impulse buy If you shop with a list and stick with it your monthly bill will be reduced quite a bit
Tricks of the Trade
Price Matching ndash If you want to save on gas and money this is the way to go Say yoursquore already going to WalMart or Target but you know that something on your list is cheaper at Walgreens Bring in the sales ad showing the sale price on that item and save yourself that trip to Walgreens Keep in mind though bonus points and rewards do not apply here
Purchase products in the smallest size that your coupon allows If a coupon doesnrsquot have a ldquosize limitrdquo then you can use it for ldquotravel sizerdquo or ldquosmallest size availablerdquo and get that product for free with possible overage This is a new way of shopping for most people
Tricks of the Trade
I hate to say this but even though I love Publix their meat prices are way too steep for me Instead of using my overage on meat at Publix I will sometimes take the cash in overage and use it at another store such as Piggly Wiggly Dollar General Market or WalMart so I can take advantage of their markdown prices on their meat A lot of times I can get ground beef for less than $2lb and chicken drumsticks for $325 for a family pack
Find out when your stores do their mark downs on their meat and produce and shop EARLY on those days
Use your 50c and under coupons at stores that doublehellip and do NOT load them to your card They wonrsquot double if they are digital
Tricks of the Trade
Clearance Items ndash Usually either found on end caps in bins or clearance aisles or even sometimes in their normal spots with clearance tags on them Check your coupons to see if you have any that match these items regularly
Creating a Shopping List
Most people make a list of the groceries they need and head to the store Their grocery lists tend to go by what they plan to eat for the week What you have just done is make a list of everything that is not on sale at the store
We need to step back and realize that groceries go on sale They all have a rock bottom low price and we want to focus on only buying groceries when they are at that rock bottom price
Creating a Shopping List
Here is an example of how I started out with Walgreens when I was learning how to ldquoRollrdquo my points and Register Rewards
Creating a Shopping List
Do your matchups A great way to learn how to do this is by first looking at the weekly sales ad and then by going to a coupon database such as the one on Frugal Jen and search to see what coupons are available to use for those sales items When yoursquove done this check my website and compare your matchups to mine and see how yoursquove done
Creating a Shopping List
How to come up with your own Match ups Look at the sales ads Look up on the coupon database to see what coupons are available Look through your coupons Herersquos an example of how we do this Say I have a store coupon and a manufacturer coupon
Creating a Shopping List
Looks like a great deal already But now look at the sales ad The VitaPizzas are 50 off My Publix has these priced at $399 so
50 off of $399 is appx $200 Take off $1 for the Publix q and $1 for the Manufacturer ` and they are FREE
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Coupon Lingo
Catalina ndash Coupon printed from the register at the end of a transaction that is generated by purchasing a certain product
Coupon Lingo
MIR ndash Mail in Rebate You get money back on your purchases usually with a receipt and a UPC mailed with a form like this one
Coupon Lingo
OOP ndash Out of pocket- This is the actual amount of money you will spend after coupons
Coupon Lingo
ECBRR ndash A coupon that prints at the end of a transaction with a certain value off of your next purchase
Coupon Lingo
Insert ndash a collection of coupons in your paper The three main inserts yoursquoll find are Smart Source Red Plum and Proctor and Gamble
Coupon Lingo
SS ndash Smart Source ndash an insert from the paper
Coupon Lingo
RP ndash Red Plum ndash an insert from the paper
Coupon Lingo
P amp G ndash Procter amp Gamble insert in the paper on a monthly basis These only contain coupons for PampG Products
Coupon Lingo
WYB ndash When You Buy + however many you need to buy to make the deal happen
OYNO ndash On Your Next Order Basically means just that the savings can be used on your next order
Stacking ndash Many stores will let you use a store coupon and a manufacturersquos coupon on one item This is called stacking coupons There are also other ways to stack for instance Target has Cartwheel
Coupon Lingo
YMMV ndash Your mileage may vary This means that your store may or may not allow whatever this term is attached to to happen
$ ndash This is showing you the dollar amount off of how many items $21 would mean $2 off of 1 item
$$ ndash This is showing you the dollar amount off of a certain total amount $5$25 would mean $5 off of $25 purchase
Stockpiling
Stockpiling
Stockpiles are not built in one week ndash It takes between 6 and 9 months to get a stockpile established and on its way to being self-sustaining Even then you sometimes miscalculate and run out of things and yoursquoll always be adding to it when you find free and almost free items
Stockpiles should be of things that you and your family use all of the time If no one eats mustard at your house therersquos no use for 50 bottles of it under your bed If you are compelled to buy because they are free consider donating to your local food bank or church
Stockpiling
How to StockpileCompare the coupon policies at the stores
you have available to you as well as any incentives they offer you to shop there
Finally ldquomatchrdquo your coupons to the sales ads and purchase when you find a deal that is at rock bottom
Stockpile when the price is free or close to free (Some people say 70 off ndash I donrsquot usually stockpile unless I get 80 off or more for most items)
Stockpiling
Donrsquot stockpile on something just because its on sale or you have a coupon for it Wait for the sale and the coupons to match and pay the lowest possible price
Stores run sales in cycles Everything typically goes on sale about every 8 ndash 12 weeks If you buy 8 ndash 12 weeks worth of everything when you find a great deal then you will have enough to last you until the next time If your family eats one box of cereal per week then go ahead and buy several boxes If your family only eats one box a month then maybe just buy a couple boxes
Stockpiling
Watch for expiration dates Certain items will expire Make sure you keep the older items in the front and put the new items in the back
Great things to stockpile on are household goods and personal hygiene products These often do not expire or have a very long shelf-life
Just because you already have a stockpile on something doesnrsquot mean you shouldnrsquot add to it if you find it free or close to free again This is how we maintain
Stockpiling
Things to ConsiderHow much to stockpileHow much space do you haveHow quickly will you use things before they
expire What quantity of an item do you need to last
your family until the item can be purchased again at rock bottom
How much are you willing to spend in advance to collect large quantities of cheap items
>
Stockpiling
Using a Price BookRecord data from every receipt you can findStart with 15-20 items you useSeparate into categories Over time notice sales cycles
Sale Cycles
Understanding Sales CyclesNovember ndash Cough Medicine Cold Medicine
Country Time Lemonade CharcoalJuly amp August ndash Back to School SuppliesToilet paper and cereal cycle every 6 weeksAlmost every item will go on sale every 6-8
Non-foodFoil Cookware Tools Cling Wrap Electronics Carpet and Flooring Trees and Plants
December
FoodHam Butter Cheese Sugar Baking Supplies Yeast Pie Crust Dough Dinner Rolls Frozen Pies Cake mix NutsFrosting Pie Filling Cookie Dough Spices Dried Fruit Oatmeal Soda
Non-foodGift cards Foil Cling WrapDisposable baking pansElectronics ComputersCarpeting and flooringCookware Tools Toys CarsBatteries Winter clothesCoats Motor Cycles
Couponing Myths
Couponing Myth 1
Generic products are cheaper to buy than name brands
FALSE ndash Generic items rarely go on sale and do not typically have coupons for them
So lets say 16oz of Great Value lunch meat is $249 Seems like a good price Now look at thisOscar Mayer 16oz is on
BOGO Originally priced at $529 ndash so half of $529 is roughly $264
Now see the coupon I placed next to it Thatrsquos for $21 so you would only pay 64c for 16oz of this name brand lunch meat
Couponing Myth 2
There are no coupons for healthy items
FALSE Check on websites like wwwKashicomwwwHealthyChoicecom wwwHorizonDairycomwwwvermontorganicsformulacom wwwNaturesSourceCleanerscom wwwCherryMoonFarmscom
Sign up for newsletters for your favorite items E-mail your favorite food brands and request coupons
This week I was able to get FREE Fresh Express Caesar Salad Kits by combining a BOGO offer with a manufacturer coupon at Publix
A couple of weeks ago I was able to score FREE Atkins meals also by combining a BOGO sale with a manufacturer coupon
Couponing Myth 3
Coupons donrsquot really save that much money
FALSE Coupons can help save you 50 or better off of your regular grocery bill Once you develop a stock pile of on sale items that you use regularly yoursquoll save even more I typically save about 75 - 90 off of store prices
Check out my receipt in the next slide for evidence showing how you can save drastically with the use of coupons and sales items
Couponing Myth 3
Couponing Myth 4
Irsquoll save more shopping at Cosco or Samrsquos Club
FALSE Some whole sale bulk shopping clubs donrsquot even allow coupon shopping If you shop the sales and use your coupons yoursquore sure to save the most at local grocery stores
When using coupons you mostly want to use your coupon on the smallest item allowed per the coupon Even though the unit price is cheaper retail the coupon will more than likely bring that unit price down a lot more than you think Use your calculator
Couponing Myth 5
There are no coupons for the things I use
FALSE Write to the manufacturer of the item and share your opinions about their products Yoursquore bound to receive some great product coupons
You canrsquot be brand loyal if you want to truly maximize your savings This gives you the wonderful opportunity to try new things
My home is stocked with items that we use every day from the use of coupons and sales We wouldnrsquot have the luxury of so much to choose from otherwise
Tricks of the Trade
Tricks of the Trade
Brand loyalty will kill your budget Be open to try new things I know we now have A LOT of new favorites in my family
Change the way you think Instead of buying 50 different items when you shop you will be buying more like 10 of 5 items and a few misc Once your stock pile is established yoursquoll find you wonrsquot need to buy a grocery cart filled with all of these different itemshellip and your shopping will take much less time because you will know what yoursquore going in for and you donrsquot have to browse around the store looking for 50 different items
Use a shopping list and donrsquot impulse buy If you shop with a list and stick with it your monthly bill will be reduced quite a bit
Tricks of the Trade
Price Matching ndash If you want to save on gas and money this is the way to go Say yoursquore already going to WalMart or Target but you know that something on your list is cheaper at Walgreens Bring in the sales ad showing the sale price on that item and save yourself that trip to Walgreens Keep in mind though bonus points and rewards do not apply here
Purchase products in the smallest size that your coupon allows If a coupon doesnrsquot have a ldquosize limitrdquo then you can use it for ldquotravel sizerdquo or ldquosmallest size availablerdquo and get that product for free with possible overage This is a new way of shopping for most people
Tricks of the Trade
I hate to say this but even though I love Publix their meat prices are way too steep for me Instead of using my overage on meat at Publix I will sometimes take the cash in overage and use it at another store such as Piggly Wiggly Dollar General Market or WalMart so I can take advantage of their markdown prices on their meat A lot of times I can get ground beef for less than $2lb and chicken drumsticks for $325 for a family pack
Find out when your stores do their mark downs on their meat and produce and shop EARLY on those days
Use your 50c and under coupons at stores that doublehellip and do NOT load them to your card They wonrsquot double if they are digital
Tricks of the Trade
Clearance Items ndash Usually either found on end caps in bins or clearance aisles or even sometimes in their normal spots with clearance tags on them Check your coupons to see if you have any that match these items regularly
Creating a Shopping List
Most people make a list of the groceries they need and head to the store Their grocery lists tend to go by what they plan to eat for the week What you have just done is make a list of everything that is not on sale at the store
We need to step back and realize that groceries go on sale They all have a rock bottom low price and we want to focus on only buying groceries when they are at that rock bottom price
Creating a Shopping List
Here is an example of how I started out with Walgreens when I was learning how to ldquoRollrdquo my points and Register Rewards
Creating a Shopping List
Do your matchups A great way to learn how to do this is by first looking at the weekly sales ad and then by going to a coupon database such as the one on Frugal Jen and search to see what coupons are available to use for those sales items When yoursquove done this check my website and compare your matchups to mine and see how yoursquove done
Creating a Shopping List
How to come up with your own Match ups Look at the sales ads Look up on the coupon database to see what coupons are available Look through your coupons Herersquos an example of how we do this Say I have a store coupon and a manufacturer coupon
Creating a Shopping List
Looks like a great deal already But now look at the sales ad The VitaPizzas are 50 off My Publix has these priced at $399 so
50 off of $399 is appx $200 Take off $1 for the Publix q and $1 for the Manufacturer ` and they are FREE
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Coupon Lingo
MIR ndash Mail in Rebate You get money back on your purchases usually with a receipt and a UPC mailed with a form like this one
Coupon Lingo
OOP ndash Out of pocket- This is the actual amount of money you will spend after coupons
Coupon Lingo
ECBRR ndash A coupon that prints at the end of a transaction with a certain value off of your next purchase
Coupon Lingo
Insert ndash a collection of coupons in your paper The three main inserts yoursquoll find are Smart Source Red Plum and Proctor and Gamble
Coupon Lingo
SS ndash Smart Source ndash an insert from the paper
Coupon Lingo
RP ndash Red Plum ndash an insert from the paper
Coupon Lingo
P amp G ndash Procter amp Gamble insert in the paper on a monthly basis These only contain coupons for PampG Products
Coupon Lingo
WYB ndash When You Buy + however many you need to buy to make the deal happen
OYNO ndash On Your Next Order Basically means just that the savings can be used on your next order
Stacking ndash Many stores will let you use a store coupon and a manufacturersquos coupon on one item This is called stacking coupons There are also other ways to stack for instance Target has Cartwheel
Coupon Lingo
YMMV ndash Your mileage may vary This means that your store may or may not allow whatever this term is attached to to happen
$ ndash This is showing you the dollar amount off of how many items $21 would mean $2 off of 1 item
$$ ndash This is showing you the dollar amount off of a certain total amount $5$25 would mean $5 off of $25 purchase
Stockpiling
Stockpiling
Stockpiles are not built in one week ndash It takes between 6 and 9 months to get a stockpile established and on its way to being self-sustaining Even then you sometimes miscalculate and run out of things and yoursquoll always be adding to it when you find free and almost free items
Stockpiles should be of things that you and your family use all of the time If no one eats mustard at your house therersquos no use for 50 bottles of it under your bed If you are compelled to buy because they are free consider donating to your local food bank or church
Stockpiling
How to StockpileCompare the coupon policies at the stores
you have available to you as well as any incentives they offer you to shop there
Finally ldquomatchrdquo your coupons to the sales ads and purchase when you find a deal that is at rock bottom
Stockpile when the price is free or close to free (Some people say 70 off ndash I donrsquot usually stockpile unless I get 80 off or more for most items)
Stockpiling
Donrsquot stockpile on something just because its on sale or you have a coupon for it Wait for the sale and the coupons to match and pay the lowest possible price
Stores run sales in cycles Everything typically goes on sale about every 8 ndash 12 weeks If you buy 8 ndash 12 weeks worth of everything when you find a great deal then you will have enough to last you until the next time If your family eats one box of cereal per week then go ahead and buy several boxes If your family only eats one box a month then maybe just buy a couple boxes
Stockpiling
Watch for expiration dates Certain items will expire Make sure you keep the older items in the front and put the new items in the back
Great things to stockpile on are household goods and personal hygiene products These often do not expire or have a very long shelf-life
Just because you already have a stockpile on something doesnrsquot mean you shouldnrsquot add to it if you find it free or close to free again This is how we maintain
Stockpiling
Things to ConsiderHow much to stockpileHow much space do you haveHow quickly will you use things before they
expire What quantity of an item do you need to last
your family until the item can be purchased again at rock bottom
How much are you willing to spend in advance to collect large quantities of cheap items
>
Stockpiling
Using a Price BookRecord data from every receipt you can findStart with 15-20 items you useSeparate into categories Over time notice sales cycles
Sale Cycles
Understanding Sales CyclesNovember ndash Cough Medicine Cold Medicine
Country Time Lemonade CharcoalJuly amp August ndash Back to School SuppliesToilet paper and cereal cycle every 6 weeksAlmost every item will go on sale every 6-8
Non-foodFoil Cookware Tools Cling Wrap Electronics Carpet and Flooring Trees and Plants
December
FoodHam Butter Cheese Sugar Baking Supplies Yeast Pie Crust Dough Dinner Rolls Frozen Pies Cake mix NutsFrosting Pie Filling Cookie Dough Spices Dried Fruit Oatmeal Soda
Non-foodGift cards Foil Cling WrapDisposable baking pansElectronics ComputersCarpeting and flooringCookware Tools Toys CarsBatteries Winter clothesCoats Motor Cycles
Couponing Myths
Couponing Myth 1
Generic products are cheaper to buy than name brands
FALSE ndash Generic items rarely go on sale and do not typically have coupons for them
So lets say 16oz of Great Value lunch meat is $249 Seems like a good price Now look at thisOscar Mayer 16oz is on
BOGO Originally priced at $529 ndash so half of $529 is roughly $264
Now see the coupon I placed next to it Thatrsquos for $21 so you would only pay 64c for 16oz of this name brand lunch meat
Couponing Myth 2
There are no coupons for healthy items
FALSE Check on websites like wwwKashicomwwwHealthyChoicecom wwwHorizonDairycomwwwvermontorganicsformulacom wwwNaturesSourceCleanerscom wwwCherryMoonFarmscom
Sign up for newsletters for your favorite items E-mail your favorite food brands and request coupons
This week I was able to get FREE Fresh Express Caesar Salad Kits by combining a BOGO offer with a manufacturer coupon at Publix
A couple of weeks ago I was able to score FREE Atkins meals also by combining a BOGO sale with a manufacturer coupon
Couponing Myth 3
Coupons donrsquot really save that much money
FALSE Coupons can help save you 50 or better off of your regular grocery bill Once you develop a stock pile of on sale items that you use regularly yoursquoll save even more I typically save about 75 - 90 off of store prices
Check out my receipt in the next slide for evidence showing how you can save drastically with the use of coupons and sales items
Couponing Myth 3
Couponing Myth 4
Irsquoll save more shopping at Cosco or Samrsquos Club
FALSE Some whole sale bulk shopping clubs donrsquot even allow coupon shopping If you shop the sales and use your coupons yoursquore sure to save the most at local grocery stores
When using coupons you mostly want to use your coupon on the smallest item allowed per the coupon Even though the unit price is cheaper retail the coupon will more than likely bring that unit price down a lot more than you think Use your calculator
Couponing Myth 5
There are no coupons for the things I use
FALSE Write to the manufacturer of the item and share your opinions about their products Yoursquore bound to receive some great product coupons
You canrsquot be brand loyal if you want to truly maximize your savings This gives you the wonderful opportunity to try new things
My home is stocked with items that we use every day from the use of coupons and sales We wouldnrsquot have the luxury of so much to choose from otherwise
Tricks of the Trade
Tricks of the Trade
Brand loyalty will kill your budget Be open to try new things I know we now have A LOT of new favorites in my family
Change the way you think Instead of buying 50 different items when you shop you will be buying more like 10 of 5 items and a few misc Once your stock pile is established yoursquoll find you wonrsquot need to buy a grocery cart filled with all of these different itemshellip and your shopping will take much less time because you will know what yoursquore going in for and you donrsquot have to browse around the store looking for 50 different items
Use a shopping list and donrsquot impulse buy If you shop with a list and stick with it your monthly bill will be reduced quite a bit
Tricks of the Trade
Price Matching ndash If you want to save on gas and money this is the way to go Say yoursquore already going to WalMart or Target but you know that something on your list is cheaper at Walgreens Bring in the sales ad showing the sale price on that item and save yourself that trip to Walgreens Keep in mind though bonus points and rewards do not apply here
Purchase products in the smallest size that your coupon allows If a coupon doesnrsquot have a ldquosize limitrdquo then you can use it for ldquotravel sizerdquo or ldquosmallest size availablerdquo and get that product for free with possible overage This is a new way of shopping for most people
Tricks of the Trade
I hate to say this but even though I love Publix their meat prices are way too steep for me Instead of using my overage on meat at Publix I will sometimes take the cash in overage and use it at another store such as Piggly Wiggly Dollar General Market or WalMart so I can take advantage of their markdown prices on their meat A lot of times I can get ground beef for less than $2lb and chicken drumsticks for $325 for a family pack
Find out when your stores do their mark downs on their meat and produce and shop EARLY on those days
Use your 50c and under coupons at stores that doublehellip and do NOT load them to your card They wonrsquot double if they are digital
Tricks of the Trade
Clearance Items ndash Usually either found on end caps in bins or clearance aisles or even sometimes in their normal spots with clearance tags on them Check your coupons to see if you have any that match these items regularly
Creating a Shopping List
Most people make a list of the groceries they need and head to the store Their grocery lists tend to go by what they plan to eat for the week What you have just done is make a list of everything that is not on sale at the store
We need to step back and realize that groceries go on sale They all have a rock bottom low price and we want to focus on only buying groceries when they are at that rock bottom price
Creating a Shopping List
Here is an example of how I started out with Walgreens when I was learning how to ldquoRollrdquo my points and Register Rewards
Creating a Shopping List
Do your matchups A great way to learn how to do this is by first looking at the weekly sales ad and then by going to a coupon database such as the one on Frugal Jen and search to see what coupons are available to use for those sales items When yoursquove done this check my website and compare your matchups to mine and see how yoursquove done
Creating a Shopping List
How to come up with your own Match ups Look at the sales ads Look up on the coupon database to see what coupons are available Look through your coupons Herersquos an example of how we do this Say I have a store coupon and a manufacturer coupon
Creating a Shopping List
Looks like a great deal already But now look at the sales ad The VitaPizzas are 50 off My Publix has these priced at $399 so
50 off of $399 is appx $200 Take off $1 for the Publix q and $1 for the Manufacturer ` and they are FREE
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Coupon Lingo
OOP ndash Out of pocket- This is the actual amount of money you will spend after coupons
Coupon Lingo
ECBRR ndash A coupon that prints at the end of a transaction with a certain value off of your next purchase
Coupon Lingo
Insert ndash a collection of coupons in your paper The three main inserts yoursquoll find are Smart Source Red Plum and Proctor and Gamble
Coupon Lingo
SS ndash Smart Source ndash an insert from the paper
Coupon Lingo
RP ndash Red Plum ndash an insert from the paper
Coupon Lingo
P amp G ndash Procter amp Gamble insert in the paper on a monthly basis These only contain coupons for PampG Products
Coupon Lingo
WYB ndash When You Buy + however many you need to buy to make the deal happen
OYNO ndash On Your Next Order Basically means just that the savings can be used on your next order
Stacking ndash Many stores will let you use a store coupon and a manufacturersquos coupon on one item This is called stacking coupons There are also other ways to stack for instance Target has Cartwheel
Coupon Lingo
YMMV ndash Your mileage may vary This means that your store may or may not allow whatever this term is attached to to happen
$ ndash This is showing you the dollar amount off of how many items $21 would mean $2 off of 1 item
$$ ndash This is showing you the dollar amount off of a certain total amount $5$25 would mean $5 off of $25 purchase
Stockpiling
Stockpiling
Stockpiles are not built in one week ndash It takes between 6 and 9 months to get a stockpile established and on its way to being self-sustaining Even then you sometimes miscalculate and run out of things and yoursquoll always be adding to it when you find free and almost free items
Stockpiles should be of things that you and your family use all of the time If no one eats mustard at your house therersquos no use for 50 bottles of it under your bed If you are compelled to buy because they are free consider donating to your local food bank or church
Stockpiling
How to StockpileCompare the coupon policies at the stores
you have available to you as well as any incentives they offer you to shop there
Finally ldquomatchrdquo your coupons to the sales ads and purchase when you find a deal that is at rock bottom
Stockpile when the price is free or close to free (Some people say 70 off ndash I donrsquot usually stockpile unless I get 80 off or more for most items)
Stockpiling
Donrsquot stockpile on something just because its on sale or you have a coupon for it Wait for the sale and the coupons to match and pay the lowest possible price
Stores run sales in cycles Everything typically goes on sale about every 8 ndash 12 weeks If you buy 8 ndash 12 weeks worth of everything when you find a great deal then you will have enough to last you until the next time If your family eats one box of cereal per week then go ahead and buy several boxes If your family only eats one box a month then maybe just buy a couple boxes
Stockpiling
Watch for expiration dates Certain items will expire Make sure you keep the older items in the front and put the new items in the back
Great things to stockpile on are household goods and personal hygiene products These often do not expire or have a very long shelf-life
Just because you already have a stockpile on something doesnrsquot mean you shouldnrsquot add to it if you find it free or close to free again This is how we maintain
Stockpiling
Things to ConsiderHow much to stockpileHow much space do you haveHow quickly will you use things before they
expire What quantity of an item do you need to last
your family until the item can be purchased again at rock bottom
How much are you willing to spend in advance to collect large quantities of cheap items
>
Stockpiling
Using a Price BookRecord data from every receipt you can findStart with 15-20 items you useSeparate into categories Over time notice sales cycles
Sale Cycles
Understanding Sales CyclesNovember ndash Cough Medicine Cold Medicine
Country Time Lemonade CharcoalJuly amp August ndash Back to School SuppliesToilet paper and cereal cycle every 6 weeksAlmost every item will go on sale every 6-8
Non-foodFoil Cookware Tools Cling Wrap Electronics Carpet and Flooring Trees and Plants
December
FoodHam Butter Cheese Sugar Baking Supplies Yeast Pie Crust Dough Dinner Rolls Frozen Pies Cake mix NutsFrosting Pie Filling Cookie Dough Spices Dried Fruit Oatmeal Soda
Non-foodGift cards Foil Cling WrapDisposable baking pansElectronics ComputersCarpeting and flooringCookware Tools Toys CarsBatteries Winter clothesCoats Motor Cycles
Couponing Myths
Couponing Myth 1
Generic products are cheaper to buy than name brands
FALSE ndash Generic items rarely go on sale and do not typically have coupons for them
So lets say 16oz of Great Value lunch meat is $249 Seems like a good price Now look at thisOscar Mayer 16oz is on
BOGO Originally priced at $529 ndash so half of $529 is roughly $264
Now see the coupon I placed next to it Thatrsquos for $21 so you would only pay 64c for 16oz of this name brand lunch meat
Couponing Myth 2
There are no coupons for healthy items
FALSE Check on websites like wwwKashicomwwwHealthyChoicecom wwwHorizonDairycomwwwvermontorganicsformulacom wwwNaturesSourceCleanerscom wwwCherryMoonFarmscom
Sign up for newsletters for your favorite items E-mail your favorite food brands and request coupons
This week I was able to get FREE Fresh Express Caesar Salad Kits by combining a BOGO offer with a manufacturer coupon at Publix
A couple of weeks ago I was able to score FREE Atkins meals also by combining a BOGO sale with a manufacturer coupon
Couponing Myth 3
Coupons donrsquot really save that much money
FALSE Coupons can help save you 50 or better off of your regular grocery bill Once you develop a stock pile of on sale items that you use regularly yoursquoll save even more I typically save about 75 - 90 off of store prices
Check out my receipt in the next slide for evidence showing how you can save drastically with the use of coupons and sales items
Couponing Myth 3
Couponing Myth 4
Irsquoll save more shopping at Cosco or Samrsquos Club
FALSE Some whole sale bulk shopping clubs donrsquot even allow coupon shopping If you shop the sales and use your coupons yoursquore sure to save the most at local grocery stores
When using coupons you mostly want to use your coupon on the smallest item allowed per the coupon Even though the unit price is cheaper retail the coupon will more than likely bring that unit price down a lot more than you think Use your calculator
Couponing Myth 5
There are no coupons for the things I use
FALSE Write to the manufacturer of the item and share your opinions about their products Yoursquore bound to receive some great product coupons
You canrsquot be brand loyal if you want to truly maximize your savings This gives you the wonderful opportunity to try new things
My home is stocked with items that we use every day from the use of coupons and sales We wouldnrsquot have the luxury of so much to choose from otherwise
Tricks of the Trade
Tricks of the Trade
Brand loyalty will kill your budget Be open to try new things I know we now have A LOT of new favorites in my family
Change the way you think Instead of buying 50 different items when you shop you will be buying more like 10 of 5 items and a few misc Once your stock pile is established yoursquoll find you wonrsquot need to buy a grocery cart filled with all of these different itemshellip and your shopping will take much less time because you will know what yoursquore going in for and you donrsquot have to browse around the store looking for 50 different items
Use a shopping list and donrsquot impulse buy If you shop with a list and stick with it your monthly bill will be reduced quite a bit
Tricks of the Trade
Price Matching ndash If you want to save on gas and money this is the way to go Say yoursquore already going to WalMart or Target but you know that something on your list is cheaper at Walgreens Bring in the sales ad showing the sale price on that item and save yourself that trip to Walgreens Keep in mind though bonus points and rewards do not apply here
Purchase products in the smallest size that your coupon allows If a coupon doesnrsquot have a ldquosize limitrdquo then you can use it for ldquotravel sizerdquo or ldquosmallest size availablerdquo and get that product for free with possible overage This is a new way of shopping for most people
Tricks of the Trade
I hate to say this but even though I love Publix their meat prices are way too steep for me Instead of using my overage on meat at Publix I will sometimes take the cash in overage and use it at another store such as Piggly Wiggly Dollar General Market or WalMart so I can take advantage of their markdown prices on their meat A lot of times I can get ground beef for less than $2lb and chicken drumsticks for $325 for a family pack
Find out when your stores do their mark downs on their meat and produce and shop EARLY on those days
Use your 50c and under coupons at stores that doublehellip and do NOT load them to your card They wonrsquot double if they are digital
Tricks of the Trade
Clearance Items ndash Usually either found on end caps in bins or clearance aisles or even sometimes in their normal spots with clearance tags on them Check your coupons to see if you have any that match these items regularly
Creating a Shopping List
Most people make a list of the groceries they need and head to the store Their grocery lists tend to go by what they plan to eat for the week What you have just done is make a list of everything that is not on sale at the store
We need to step back and realize that groceries go on sale They all have a rock bottom low price and we want to focus on only buying groceries when they are at that rock bottom price
Creating a Shopping List
Here is an example of how I started out with Walgreens when I was learning how to ldquoRollrdquo my points and Register Rewards
Creating a Shopping List
Do your matchups A great way to learn how to do this is by first looking at the weekly sales ad and then by going to a coupon database such as the one on Frugal Jen and search to see what coupons are available to use for those sales items When yoursquove done this check my website and compare your matchups to mine and see how yoursquove done
Creating a Shopping List
How to come up with your own Match ups Look at the sales ads Look up on the coupon database to see what coupons are available Look through your coupons Herersquos an example of how we do this Say I have a store coupon and a manufacturer coupon
Creating a Shopping List
Looks like a great deal already But now look at the sales ad The VitaPizzas are 50 off My Publix has these priced at $399 so
50 off of $399 is appx $200 Take off $1 for the Publix q and $1 for the Manufacturer ` and they are FREE
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Coupon Lingo
ECBRR ndash A coupon that prints at the end of a transaction with a certain value off of your next purchase
Coupon Lingo
Insert ndash a collection of coupons in your paper The three main inserts yoursquoll find are Smart Source Red Plum and Proctor and Gamble
Coupon Lingo
SS ndash Smart Source ndash an insert from the paper
Coupon Lingo
RP ndash Red Plum ndash an insert from the paper
Coupon Lingo
P amp G ndash Procter amp Gamble insert in the paper on a monthly basis These only contain coupons for PampG Products
Coupon Lingo
WYB ndash When You Buy + however many you need to buy to make the deal happen
OYNO ndash On Your Next Order Basically means just that the savings can be used on your next order
Stacking ndash Many stores will let you use a store coupon and a manufacturersquos coupon on one item This is called stacking coupons There are also other ways to stack for instance Target has Cartwheel
Coupon Lingo
YMMV ndash Your mileage may vary This means that your store may or may not allow whatever this term is attached to to happen
$ ndash This is showing you the dollar amount off of how many items $21 would mean $2 off of 1 item
$$ ndash This is showing you the dollar amount off of a certain total amount $5$25 would mean $5 off of $25 purchase
Stockpiling
Stockpiling
Stockpiles are not built in one week ndash It takes between 6 and 9 months to get a stockpile established and on its way to being self-sustaining Even then you sometimes miscalculate and run out of things and yoursquoll always be adding to it when you find free and almost free items
Stockpiles should be of things that you and your family use all of the time If no one eats mustard at your house therersquos no use for 50 bottles of it under your bed If you are compelled to buy because they are free consider donating to your local food bank or church
Stockpiling
How to StockpileCompare the coupon policies at the stores
you have available to you as well as any incentives they offer you to shop there
Finally ldquomatchrdquo your coupons to the sales ads and purchase when you find a deal that is at rock bottom
Stockpile when the price is free or close to free (Some people say 70 off ndash I donrsquot usually stockpile unless I get 80 off or more for most items)
Stockpiling
Donrsquot stockpile on something just because its on sale or you have a coupon for it Wait for the sale and the coupons to match and pay the lowest possible price
Stores run sales in cycles Everything typically goes on sale about every 8 ndash 12 weeks If you buy 8 ndash 12 weeks worth of everything when you find a great deal then you will have enough to last you until the next time If your family eats one box of cereal per week then go ahead and buy several boxes If your family only eats one box a month then maybe just buy a couple boxes
Stockpiling
Watch for expiration dates Certain items will expire Make sure you keep the older items in the front and put the new items in the back
Great things to stockpile on are household goods and personal hygiene products These often do not expire or have a very long shelf-life
Just because you already have a stockpile on something doesnrsquot mean you shouldnrsquot add to it if you find it free or close to free again This is how we maintain
Stockpiling
Things to ConsiderHow much to stockpileHow much space do you haveHow quickly will you use things before they
expire What quantity of an item do you need to last
your family until the item can be purchased again at rock bottom
How much are you willing to spend in advance to collect large quantities of cheap items
>
Stockpiling
Using a Price BookRecord data from every receipt you can findStart with 15-20 items you useSeparate into categories Over time notice sales cycles
Sale Cycles
Understanding Sales CyclesNovember ndash Cough Medicine Cold Medicine
Country Time Lemonade CharcoalJuly amp August ndash Back to School SuppliesToilet paper and cereal cycle every 6 weeksAlmost every item will go on sale every 6-8
Non-foodFoil Cookware Tools Cling Wrap Electronics Carpet and Flooring Trees and Plants
December
FoodHam Butter Cheese Sugar Baking Supplies Yeast Pie Crust Dough Dinner Rolls Frozen Pies Cake mix NutsFrosting Pie Filling Cookie Dough Spices Dried Fruit Oatmeal Soda
Non-foodGift cards Foil Cling WrapDisposable baking pansElectronics ComputersCarpeting and flooringCookware Tools Toys CarsBatteries Winter clothesCoats Motor Cycles
Couponing Myths
Couponing Myth 1
Generic products are cheaper to buy than name brands
FALSE ndash Generic items rarely go on sale and do not typically have coupons for them
So lets say 16oz of Great Value lunch meat is $249 Seems like a good price Now look at thisOscar Mayer 16oz is on
BOGO Originally priced at $529 ndash so half of $529 is roughly $264
Now see the coupon I placed next to it Thatrsquos for $21 so you would only pay 64c for 16oz of this name brand lunch meat
Couponing Myth 2
There are no coupons for healthy items
FALSE Check on websites like wwwKashicomwwwHealthyChoicecom wwwHorizonDairycomwwwvermontorganicsformulacom wwwNaturesSourceCleanerscom wwwCherryMoonFarmscom
Sign up for newsletters for your favorite items E-mail your favorite food brands and request coupons
This week I was able to get FREE Fresh Express Caesar Salad Kits by combining a BOGO offer with a manufacturer coupon at Publix
A couple of weeks ago I was able to score FREE Atkins meals also by combining a BOGO sale with a manufacturer coupon
Couponing Myth 3
Coupons donrsquot really save that much money
FALSE Coupons can help save you 50 or better off of your regular grocery bill Once you develop a stock pile of on sale items that you use regularly yoursquoll save even more I typically save about 75 - 90 off of store prices
Check out my receipt in the next slide for evidence showing how you can save drastically with the use of coupons and sales items
Couponing Myth 3
Couponing Myth 4
Irsquoll save more shopping at Cosco or Samrsquos Club
FALSE Some whole sale bulk shopping clubs donrsquot even allow coupon shopping If you shop the sales and use your coupons yoursquore sure to save the most at local grocery stores
When using coupons you mostly want to use your coupon on the smallest item allowed per the coupon Even though the unit price is cheaper retail the coupon will more than likely bring that unit price down a lot more than you think Use your calculator
Couponing Myth 5
There are no coupons for the things I use
FALSE Write to the manufacturer of the item and share your opinions about their products Yoursquore bound to receive some great product coupons
You canrsquot be brand loyal if you want to truly maximize your savings This gives you the wonderful opportunity to try new things
My home is stocked with items that we use every day from the use of coupons and sales We wouldnrsquot have the luxury of so much to choose from otherwise
Tricks of the Trade
Tricks of the Trade
Brand loyalty will kill your budget Be open to try new things I know we now have A LOT of new favorites in my family
Change the way you think Instead of buying 50 different items when you shop you will be buying more like 10 of 5 items and a few misc Once your stock pile is established yoursquoll find you wonrsquot need to buy a grocery cart filled with all of these different itemshellip and your shopping will take much less time because you will know what yoursquore going in for and you donrsquot have to browse around the store looking for 50 different items
Use a shopping list and donrsquot impulse buy If you shop with a list and stick with it your monthly bill will be reduced quite a bit
Tricks of the Trade
Price Matching ndash If you want to save on gas and money this is the way to go Say yoursquore already going to WalMart or Target but you know that something on your list is cheaper at Walgreens Bring in the sales ad showing the sale price on that item and save yourself that trip to Walgreens Keep in mind though bonus points and rewards do not apply here
Purchase products in the smallest size that your coupon allows If a coupon doesnrsquot have a ldquosize limitrdquo then you can use it for ldquotravel sizerdquo or ldquosmallest size availablerdquo and get that product for free with possible overage This is a new way of shopping for most people
Tricks of the Trade
I hate to say this but even though I love Publix their meat prices are way too steep for me Instead of using my overage on meat at Publix I will sometimes take the cash in overage and use it at another store such as Piggly Wiggly Dollar General Market or WalMart so I can take advantage of their markdown prices on their meat A lot of times I can get ground beef for less than $2lb and chicken drumsticks for $325 for a family pack
Find out when your stores do their mark downs on their meat and produce and shop EARLY on those days
Use your 50c and under coupons at stores that doublehellip and do NOT load them to your card They wonrsquot double if they are digital
Tricks of the Trade
Clearance Items ndash Usually either found on end caps in bins or clearance aisles or even sometimes in their normal spots with clearance tags on them Check your coupons to see if you have any that match these items regularly
Creating a Shopping List
Most people make a list of the groceries they need and head to the store Their grocery lists tend to go by what they plan to eat for the week What you have just done is make a list of everything that is not on sale at the store
We need to step back and realize that groceries go on sale They all have a rock bottom low price and we want to focus on only buying groceries when they are at that rock bottom price
Creating a Shopping List
Here is an example of how I started out with Walgreens when I was learning how to ldquoRollrdquo my points and Register Rewards
Creating a Shopping List
Do your matchups A great way to learn how to do this is by first looking at the weekly sales ad and then by going to a coupon database such as the one on Frugal Jen and search to see what coupons are available to use for those sales items When yoursquove done this check my website and compare your matchups to mine and see how yoursquove done
Creating a Shopping List
How to come up with your own Match ups Look at the sales ads Look up on the coupon database to see what coupons are available Look through your coupons Herersquos an example of how we do this Say I have a store coupon and a manufacturer coupon
Creating a Shopping List
Looks like a great deal already But now look at the sales ad The VitaPizzas are 50 off My Publix has these priced at $399 so
50 off of $399 is appx $200 Take off $1 for the Publix q and $1 for the Manufacturer ` and they are FREE
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Coupon Lingo
Insert ndash a collection of coupons in your paper The three main inserts yoursquoll find are Smart Source Red Plum and Proctor and Gamble
Coupon Lingo
SS ndash Smart Source ndash an insert from the paper
Coupon Lingo
RP ndash Red Plum ndash an insert from the paper
Coupon Lingo
P amp G ndash Procter amp Gamble insert in the paper on a monthly basis These only contain coupons for PampG Products
Coupon Lingo
WYB ndash When You Buy + however many you need to buy to make the deal happen
OYNO ndash On Your Next Order Basically means just that the savings can be used on your next order
Stacking ndash Many stores will let you use a store coupon and a manufacturersquos coupon on one item This is called stacking coupons There are also other ways to stack for instance Target has Cartwheel
Coupon Lingo
YMMV ndash Your mileage may vary This means that your store may or may not allow whatever this term is attached to to happen
$ ndash This is showing you the dollar amount off of how many items $21 would mean $2 off of 1 item
$$ ndash This is showing you the dollar amount off of a certain total amount $5$25 would mean $5 off of $25 purchase
Stockpiling
Stockpiling
Stockpiles are not built in one week ndash It takes between 6 and 9 months to get a stockpile established and on its way to being self-sustaining Even then you sometimes miscalculate and run out of things and yoursquoll always be adding to it when you find free and almost free items
Stockpiles should be of things that you and your family use all of the time If no one eats mustard at your house therersquos no use for 50 bottles of it under your bed If you are compelled to buy because they are free consider donating to your local food bank or church
Stockpiling
How to StockpileCompare the coupon policies at the stores
you have available to you as well as any incentives they offer you to shop there
Finally ldquomatchrdquo your coupons to the sales ads and purchase when you find a deal that is at rock bottom
Stockpile when the price is free or close to free (Some people say 70 off ndash I donrsquot usually stockpile unless I get 80 off or more for most items)
Stockpiling
Donrsquot stockpile on something just because its on sale or you have a coupon for it Wait for the sale and the coupons to match and pay the lowest possible price
Stores run sales in cycles Everything typically goes on sale about every 8 ndash 12 weeks If you buy 8 ndash 12 weeks worth of everything when you find a great deal then you will have enough to last you until the next time If your family eats one box of cereal per week then go ahead and buy several boxes If your family only eats one box a month then maybe just buy a couple boxes
Stockpiling
Watch for expiration dates Certain items will expire Make sure you keep the older items in the front and put the new items in the back
Great things to stockpile on are household goods and personal hygiene products These often do not expire or have a very long shelf-life
Just because you already have a stockpile on something doesnrsquot mean you shouldnrsquot add to it if you find it free or close to free again This is how we maintain
Stockpiling
Things to ConsiderHow much to stockpileHow much space do you haveHow quickly will you use things before they
expire What quantity of an item do you need to last
your family until the item can be purchased again at rock bottom
How much are you willing to spend in advance to collect large quantities of cheap items
>
Stockpiling
Using a Price BookRecord data from every receipt you can findStart with 15-20 items you useSeparate into categories Over time notice sales cycles
Sale Cycles
Understanding Sales CyclesNovember ndash Cough Medicine Cold Medicine
Country Time Lemonade CharcoalJuly amp August ndash Back to School SuppliesToilet paper and cereal cycle every 6 weeksAlmost every item will go on sale every 6-8
Non-foodFoil Cookware Tools Cling Wrap Electronics Carpet and Flooring Trees and Plants
December
FoodHam Butter Cheese Sugar Baking Supplies Yeast Pie Crust Dough Dinner Rolls Frozen Pies Cake mix NutsFrosting Pie Filling Cookie Dough Spices Dried Fruit Oatmeal Soda
Non-foodGift cards Foil Cling WrapDisposable baking pansElectronics ComputersCarpeting and flooringCookware Tools Toys CarsBatteries Winter clothesCoats Motor Cycles
Couponing Myths
Couponing Myth 1
Generic products are cheaper to buy than name brands
FALSE ndash Generic items rarely go on sale and do not typically have coupons for them
So lets say 16oz of Great Value lunch meat is $249 Seems like a good price Now look at thisOscar Mayer 16oz is on
BOGO Originally priced at $529 ndash so half of $529 is roughly $264
Now see the coupon I placed next to it Thatrsquos for $21 so you would only pay 64c for 16oz of this name brand lunch meat
Couponing Myth 2
There are no coupons for healthy items
FALSE Check on websites like wwwKashicomwwwHealthyChoicecom wwwHorizonDairycomwwwvermontorganicsformulacom wwwNaturesSourceCleanerscom wwwCherryMoonFarmscom
Sign up for newsletters for your favorite items E-mail your favorite food brands and request coupons
This week I was able to get FREE Fresh Express Caesar Salad Kits by combining a BOGO offer with a manufacturer coupon at Publix
A couple of weeks ago I was able to score FREE Atkins meals also by combining a BOGO sale with a manufacturer coupon
Couponing Myth 3
Coupons donrsquot really save that much money
FALSE Coupons can help save you 50 or better off of your regular grocery bill Once you develop a stock pile of on sale items that you use regularly yoursquoll save even more I typically save about 75 - 90 off of store prices
Check out my receipt in the next slide for evidence showing how you can save drastically with the use of coupons and sales items
Couponing Myth 3
Couponing Myth 4
Irsquoll save more shopping at Cosco or Samrsquos Club
FALSE Some whole sale bulk shopping clubs donrsquot even allow coupon shopping If you shop the sales and use your coupons yoursquore sure to save the most at local grocery stores
When using coupons you mostly want to use your coupon on the smallest item allowed per the coupon Even though the unit price is cheaper retail the coupon will more than likely bring that unit price down a lot more than you think Use your calculator
Couponing Myth 5
There are no coupons for the things I use
FALSE Write to the manufacturer of the item and share your opinions about their products Yoursquore bound to receive some great product coupons
You canrsquot be brand loyal if you want to truly maximize your savings This gives you the wonderful opportunity to try new things
My home is stocked with items that we use every day from the use of coupons and sales We wouldnrsquot have the luxury of so much to choose from otherwise
Tricks of the Trade
Tricks of the Trade
Brand loyalty will kill your budget Be open to try new things I know we now have A LOT of new favorites in my family
Change the way you think Instead of buying 50 different items when you shop you will be buying more like 10 of 5 items and a few misc Once your stock pile is established yoursquoll find you wonrsquot need to buy a grocery cart filled with all of these different itemshellip and your shopping will take much less time because you will know what yoursquore going in for and you donrsquot have to browse around the store looking for 50 different items
Use a shopping list and donrsquot impulse buy If you shop with a list and stick with it your monthly bill will be reduced quite a bit
Tricks of the Trade
Price Matching ndash If you want to save on gas and money this is the way to go Say yoursquore already going to WalMart or Target but you know that something on your list is cheaper at Walgreens Bring in the sales ad showing the sale price on that item and save yourself that trip to Walgreens Keep in mind though bonus points and rewards do not apply here
Purchase products in the smallest size that your coupon allows If a coupon doesnrsquot have a ldquosize limitrdquo then you can use it for ldquotravel sizerdquo or ldquosmallest size availablerdquo and get that product for free with possible overage This is a new way of shopping for most people
Tricks of the Trade
I hate to say this but even though I love Publix their meat prices are way too steep for me Instead of using my overage on meat at Publix I will sometimes take the cash in overage and use it at another store such as Piggly Wiggly Dollar General Market or WalMart so I can take advantage of their markdown prices on their meat A lot of times I can get ground beef for less than $2lb and chicken drumsticks for $325 for a family pack
Find out when your stores do their mark downs on their meat and produce and shop EARLY on those days
Use your 50c and under coupons at stores that doublehellip and do NOT load them to your card They wonrsquot double if they are digital
Tricks of the Trade
Clearance Items ndash Usually either found on end caps in bins or clearance aisles or even sometimes in their normal spots with clearance tags on them Check your coupons to see if you have any that match these items regularly
Creating a Shopping List
Most people make a list of the groceries they need and head to the store Their grocery lists tend to go by what they plan to eat for the week What you have just done is make a list of everything that is not on sale at the store
We need to step back and realize that groceries go on sale They all have a rock bottom low price and we want to focus on only buying groceries when they are at that rock bottom price
Creating a Shopping List
Here is an example of how I started out with Walgreens when I was learning how to ldquoRollrdquo my points and Register Rewards
Creating a Shopping List
Do your matchups A great way to learn how to do this is by first looking at the weekly sales ad and then by going to a coupon database such as the one on Frugal Jen and search to see what coupons are available to use for those sales items When yoursquove done this check my website and compare your matchups to mine and see how yoursquove done
Creating a Shopping List
How to come up with your own Match ups Look at the sales ads Look up on the coupon database to see what coupons are available Look through your coupons Herersquos an example of how we do this Say I have a store coupon and a manufacturer coupon
Creating a Shopping List
Looks like a great deal already But now look at the sales ad The VitaPizzas are 50 off My Publix has these priced at $399 so
50 off of $399 is appx $200 Take off $1 for the Publix q and $1 for the Manufacturer ` and they are FREE
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Coupon Lingo
SS ndash Smart Source ndash an insert from the paper
Coupon Lingo
RP ndash Red Plum ndash an insert from the paper
Coupon Lingo
P amp G ndash Procter amp Gamble insert in the paper on a monthly basis These only contain coupons for PampG Products
Coupon Lingo
WYB ndash When You Buy + however many you need to buy to make the deal happen
OYNO ndash On Your Next Order Basically means just that the savings can be used on your next order
Stacking ndash Many stores will let you use a store coupon and a manufacturersquos coupon on one item This is called stacking coupons There are also other ways to stack for instance Target has Cartwheel
Coupon Lingo
YMMV ndash Your mileage may vary This means that your store may or may not allow whatever this term is attached to to happen
$ ndash This is showing you the dollar amount off of how many items $21 would mean $2 off of 1 item
$$ ndash This is showing you the dollar amount off of a certain total amount $5$25 would mean $5 off of $25 purchase
Stockpiling
Stockpiling
Stockpiles are not built in one week ndash It takes between 6 and 9 months to get a stockpile established and on its way to being self-sustaining Even then you sometimes miscalculate and run out of things and yoursquoll always be adding to it when you find free and almost free items
Stockpiles should be of things that you and your family use all of the time If no one eats mustard at your house therersquos no use for 50 bottles of it under your bed If you are compelled to buy because they are free consider donating to your local food bank or church
Stockpiling
How to StockpileCompare the coupon policies at the stores
you have available to you as well as any incentives they offer you to shop there
Finally ldquomatchrdquo your coupons to the sales ads and purchase when you find a deal that is at rock bottom
Stockpile when the price is free or close to free (Some people say 70 off ndash I donrsquot usually stockpile unless I get 80 off or more for most items)
Stockpiling
Donrsquot stockpile on something just because its on sale or you have a coupon for it Wait for the sale and the coupons to match and pay the lowest possible price
Stores run sales in cycles Everything typically goes on sale about every 8 ndash 12 weeks If you buy 8 ndash 12 weeks worth of everything when you find a great deal then you will have enough to last you until the next time If your family eats one box of cereal per week then go ahead and buy several boxes If your family only eats one box a month then maybe just buy a couple boxes
Stockpiling
Watch for expiration dates Certain items will expire Make sure you keep the older items in the front and put the new items in the back
Great things to stockpile on are household goods and personal hygiene products These often do not expire or have a very long shelf-life
Just because you already have a stockpile on something doesnrsquot mean you shouldnrsquot add to it if you find it free or close to free again This is how we maintain
Stockpiling
Things to ConsiderHow much to stockpileHow much space do you haveHow quickly will you use things before they
expire What quantity of an item do you need to last
your family until the item can be purchased again at rock bottom
How much are you willing to spend in advance to collect large quantities of cheap items
>
Stockpiling
Using a Price BookRecord data from every receipt you can findStart with 15-20 items you useSeparate into categories Over time notice sales cycles
Sale Cycles
Understanding Sales CyclesNovember ndash Cough Medicine Cold Medicine
Country Time Lemonade CharcoalJuly amp August ndash Back to School SuppliesToilet paper and cereal cycle every 6 weeksAlmost every item will go on sale every 6-8
Non-foodFoil Cookware Tools Cling Wrap Electronics Carpet and Flooring Trees and Plants
December
FoodHam Butter Cheese Sugar Baking Supplies Yeast Pie Crust Dough Dinner Rolls Frozen Pies Cake mix NutsFrosting Pie Filling Cookie Dough Spices Dried Fruit Oatmeal Soda
Non-foodGift cards Foil Cling WrapDisposable baking pansElectronics ComputersCarpeting and flooringCookware Tools Toys CarsBatteries Winter clothesCoats Motor Cycles
Couponing Myths
Couponing Myth 1
Generic products are cheaper to buy than name brands
FALSE ndash Generic items rarely go on sale and do not typically have coupons for them
So lets say 16oz of Great Value lunch meat is $249 Seems like a good price Now look at thisOscar Mayer 16oz is on
BOGO Originally priced at $529 ndash so half of $529 is roughly $264
Now see the coupon I placed next to it Thatrsquos for $21 so you would only pay 64c for 16oz of this name brand lunch meat
Couponing Myth 2
There are no coupons for healthy items
FALSE Check on websites like wwwKashicomwwwHealthyChoicecom wwwHorizonDairycomwwwvermontorganicsformulacom wwwNaturesSourceCleanerscom wwwCherryMoonFarmscom
Sign up for newsletters for your favorite items E-mail your favorite food brands and request coupons
This week I was able to get FREE Fresh Express Caesar Salad Kits by combining a BOGO offer with a manufacturer coupon at Publix
A couple of weeks ago I was able to score FREE Atkins meals also by combining a BOGO sale with a manufacturer coupon
Couponing Myth 3
Coupons donrsquot really save that much money
FALSE Coupons can help save you 50 or better off of your regular grocery bill Once you develop a stock pile of on sale items that you use regularly yoursquoll save even more I typically save about 75 - 90 off of store prices
Check out my receipt in the next slide for evidence showing how you can save drastically with the use of coupons and sales items
Couponing Myth 3
Couponing Myth 4
Irsquoll save more shopping at Cosco or Samrsquos Club
FALSE Some whole sale bulk shopping clubs donrsquot even allow coupon shopping If you shop the sales and use your coupons yoursquore sure to save the most at local grocery stores
When using coupons you mostly want to use your coupon on the smallest item allowed per the coupon Even though the unit price is cheaper retail the coupon will more than likely bring that unit price down a lot more than you think Use your calculator
Couponing Myth 5
There are no coupons for the things I use
FALSE Write to the manufacturer of the item and share your opinions about their products Yoursquore bound to receive some great product coupons
You canrsquot be brand loyal if you want to truly maximize your savings This gives you the wonderful opportunity to try new things
My home is stocked with items that we use every day from the use of coupons and sales We wouldnrsquot have the luxury of so much to choose from otherwise
Tricks of the Trade
Tricks of the Trade
Brand loyalty will kill your budget Be open to try new things I know we now have A LOT of new favorites in my family
Change the way you think Instead of buying 50 different items when you shop you will be buying more like 10 of 5 items and a few misc Once your stock pile is established yoursquoll find you wonrsquot need to buy a grocery cart filled with all of these different itemshellip and your shopping will take much less time because you will know what yoursquore going in for and you donrsquot have to browse around the store looking for 50 different items
Use a shopping list and donrsquot impulse buy If you shop with a list and stick with it your monthly bill will be reduced quite a bit
Tricks of the Trade
Price Matching ndash If you want to save on gas and money this is the way to go Say yoursquore already going to WalMart or Target but you know that something on your list is cheaper at Walgreens Bring in the sales ad showing the sale price on that item and save yourself that trip to Walgreens Keep in mind though bonus points and rewards do not apply here
Purchase products in the smallest size that your coupon allows If a coupon doesnrsquot have a ldquosize limitrdquo then you can use it for ldquotravel sizerdquo or ldquosmallest size availablerdquo and get that product for free with possible overage This is a new way of shopping for most people
Tricks of the Trade
I hate to say this but even though I love Publix their meat prices are way too steep for me Instead of using my overage on meat at Publix I will sometimes take the cash in overage and use it at another store such as Piggly Wiggly Dollar General Market or WalMart so I can take advantage of their markdown prices on their meat A lot of times I can get ground beef for less than $2lb and chicken drumsticks for $325 for a family pack
Find out when your stores do their mark downs on their meat and produce and shop EARLY on those days
Use your 50c and under coupons at stores that doublehellip and do NOT load them to your card They wonrsquot double if they are digital
Tricks of the Trade
Clearance Items ndash Usually either found on end caps in bins or clearance aisles or even sometimes in their normal spots with clearance tags on them Check your coupons to see if you have any that match these items regularly
Creating a Shopping List
Most people make a list of the groceries they need and head to the store Their grocery lists tend to go by what they plan to eat for the week What you have just done is make a list of everything that is not on sale at the store
We need to step back and realize that groceries go on sale They all have a rock bottom low price and we want to focus on only buying groceries when they are at that rock bottom price
Creating a Shopping List
Here is an example of how I started out with Walgreens when I was learning how to ldquoRollrdquo my points and Register Rewards
Creating a Shopping List
Do your matchups A great way to learn how to do this is by first looking at the weekly sales ad and then by going to a coupon database such as the one on Frugal Jen and search to see what coupons are available to use for those sales items When yoursquove done this check my website and compare your matchups to mine and see how yoursquove done
Creating a Shopping List
How to come up with your own Match ups Look at the sales ads Look up on the coupon database to see what coupons are available Look through your coupons Herersquos an example of how we do this Say I have a store coupon and a manufacturer coupon
Creating a Shopping List
Looks like a great deal already But now look at the sales ad The VitaPizzas are 50 off My Publix has these priced at $399 so
50 off of $399 is appx $200 Take off $1 for the Publix q and $1 for the Manufacturer ` and they are FREE
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Coupon Lingo
RP ndash Red Plum ndash an insert from the paper
Coupon Lingo
P amp G ndash Procter amp Gamble insert in the paper on a monthly basis These only contain coupons for PampG Products
Coupon Lingo
WYB ndash When You Buy + however many you need to buy to make the deal happen
OYNO ndash On Your Next Order Basically means just that the savings can be used on your next order
Stacking ndash Many stores will let you use a store coupon and a manufacturersquos coupon on one item This is called stacking coupons There are also other ways to stack for instance Target has Cartwheel
Coupon Lingo
YMMV ndash Your mileage may vary This means that your store may or may not allow whatever this term is attached to to happen
$ ndash This is showing you the dollar amount off of how many items $21 would mean $2 off of 1 item
$$ ndash This is showing you the dollar amount off of a certain total amount $5$25 would mean $5 off of $25 purchase
Stockpiling
Stockpiling
Stockpiles are not built in one week ndash It takes between 6 and 9 months to get a stockpile established and on its way to being self-sustaining Even then you sometimes miscalculate and run out of things and yoursquoll always be adding to it when you find free and almost free items
Stockpiles should be of things that you and your family use all of the time If no one eats mustard at your house therersquos no use for 50 bottles of it under your bed If you are compelled to buy because they are free consider donating to your local food bank or church
Stockpiling
How to StockpileCompare the coupon policies at the stores
you have available to you as well as any incentives they offer you to shop there
Finally ldquomatchrdquo your coupons to the sales ads and purchase when you find a deal that is at rock bottom
Stockpile when the price is free or close to free (Some people say 70 off ndash I donrsquot usually stockpile unless I get 80 off or more for most items)
Stockpiling
Donrsquot stockpile on something just because its on sale or you have a coupon for it Wait for the sale and the coupons to match and pay the lowest possible price
Stores run sales in cycles Everything typically goes on sale about every 8 ndash 12 weeks If you buy 8 ndash 12 weeks worth of everything when you find a great deal then you will have enough to last you until the next time If your family eats one box of cereal per week then go ahead and buy several boxes If your family only eats one box a month then maybe just buy a couple boxes
Stockpiling
Watch for expiration dates Certain items will expire Make sure you keep the older items in the front and put the new items in the back
Great things to stockpile on are household goods and personal hygiene products These often do not expire or have a very long shelf-life
Just because you already have a stockpile on something doesnrsquot mean you shouldnrsquot add to it if you find it free or close to free again This is how we maintain
Stockpiling
Things to ConsiderHow much to stockpileHow much space do you haveHow quickly will you use things before they
expire What quantity of an item do you need to last
your family until the item can be purchased again at rock bottom
How much are you willing to spend in advance to collect large quantities of cheap items
>
Stockpiling
Using a Price BookRecord data from every receipt you can findStart with 15-20 items you useSeparate into categories Over time notice sales cycles
Sale Cycles
Understanding Sales CyclesNovember ndash Cough Medicine Cold Medicine
Country Time Lemonade CharcoalJuly amp August ndash Back to School SuppliesToilet paper and cereal cycle every 6 weeksAlmost every item will go on sale every 6-8
Non-foodFoil Cookware Tools Cling Wrap Electronics Carpet and Flooring Trees and Plants
December
FoodHam Butter Cheese Sugar Baking Supplies Yeast Pie Crust Dough Dinner Rolls Frozen Pies Cake mix NutsFrosting Pie Filling Cookie Dough Spices Dried Fruit Oatmeal Soda
Non-foodGift cards Foil Cling WrapDisposable baking pansElectronics ComputersCarpeting and flooringCookware Tools Toys CarsBatteries Winter clothesCoats Motor Cycles
Couponing Myths
Couponing Myth 1
Generic products are cheaper to buy than name brands
FALSE ndash Generic items rarely go on sale and do not typically have coupons for them
So lets say 16oz of Great Value lunch meat is $249 Seems like a good price Now look at thisOscar Mayer 16oz is on
BOGO Originally priced at $529 ndash so half of $529 is roughly $264
Now see the coupon I placed next to it Thatrsquos for $21 so you would only pay 64c for 16oz of this name brand lunch meat
Couponing Myth 2
There are no coupons for healthy items
FALSE Check on websites like wwwKashicomwwwHealthyChoicecom wwwHorizonDairycomwwwvermontorganicsformulacom wwwNaturesSourceCleanerscom wwwCherryMoonFarmscom
Sign up for newsletters for your favorite items E-mail your favorite food brands and request coupons
This week I was able to get FREE Fresh Express Caesar Salad Kits by combining a BOGO offer with a manufacturer coupon at Publix
A couple of weeks ago I was able to score FREE Atkins meals also by combining a BOGO sale with a manufacturer coupon
Couponing Myth 3
Coupons donrsquot really save that much money
FALSE Coupons can help save you 50 or better off of your regular grocery bill Once you develop a stock pile of on sale items that you use regularly yoursquoll save even more I typically save about 75 - 90 off of store prices
Check out my receipt in the next slide for evidence showing how you can save drastically with the use of coupons and sales items
Couponing Myth 3
Couponing Myth 4
Irsquoll save more shopping at Cosco or Samrsquos Club
FALSE Some whole sale bulk shopping clubs donrsquot even allow coupon shopping If you shop the sales and use your coupons yoursquore sure to save the most at local grocery stores
When using coupons you mostly want to use your coupon on the smallest item allowed per the coupon Even though the unit price is cheaper retail the coupon will more than likely bring that unit price down a lot more than you think Use your calculator
Couponing Myth 5
There are no coupons for the things I use
FALSE Write to the manufacturer of the item and share your opinions about their products Yoursquore bound to receive some great product coupons
You canrsquot be brand loyal if you want to truly maximize your savings This gives you the wonderful opportunity to try new things
My home is stocked with items that we use every day from the use of coupons and sales We wouldnrsquot have the luxury of so much to choose from otherwise
Tricks of the Trade
Tricks of the Trade
Brand loyalty will kill your budget Be open to try new things I know we now have A LOT of new favorites in my family
Change the way you think Instead of buying 50 different items when you shop you will be buying more like 10 of 5 items and a few misc Once your stock pile is established yoursquoll find you wonrsquot need to buy a grocery cart filled with all of these different itemshellip and your shopping will take much less time because you will know what yoursquore going in for and you donrsquot have to browse around the store looking for 50 different items
Use a shopping list and donrsquot impulse buy If you shop with a list and stick with it your monthly bill will be reduced quite a bit
Tricks of the Trade
Price Matching ndash If you want to save on gas and money this is the way to go Say yoursquore already going to WalMart or Target but you know that something on your list is cheaper at Walgreens Bring in the sales ad showing the sale price on that item and save yourself that trip to Walgreens Keep in mind though bonus points and rewards do not apply here
Purchase products in the smallest size that your coupon allows If a coupon doesnrsquot have a ldquosize limitrdquo then you can use it for ldquotravel sizerdquo or ldquosmallest size availablerdquo and get that product for free with possible overage This is a new way of shopping for most people
Tricks of the Trade
I hate to say this but even though I love Publix their meat prices are way too steep for me Instead of using my overage on meat at Publix I will sometimes take the cash in overage and use it at another store such as Piggly Wiggly Dollar General Market or WalMart so I can take advantage of their markdown prices on their meat A lot of times I can get ground beef for less than $2lb and chicken drumsticks for $325 for a family pack
Find out when your stores do their mark downs on their meat and produce and shop EARLY on those days
Use your 50c and under coupons at stores that doublehellip and do NOT load them to your card They wonrsquot double if they are digital
Tricks of the Trade
Clearance Items ndash Usually either found on end caps in bins or clearance aisles or even sometimes in their normal spots with clearance tags on them Check your coupons to see if you have any that match these items regularly
Creating a Shopping List
Most people make a list of the groceries they need and head to the store Their grocery lists tend to go by what they plan to eat for the week What you have just done is make a list of everything that is not on sale at the store
We need to step back and realize that groceries go on sale They all have a rock bottom low price and we want to focus on only buying groceries when they are at that rock bottom price
Creating a Shopping List
Here is an example of how I started out with Walgreens when I was learning how to ldquoRollrdquo my points and Register Rewards
Creating a Shopping List
Do your matchups A great way to learn how to do this is by first looking at the weekly sales ad and then by going to a coupon database such as the one on Frugal Jen and search to see what coupons are available to use for those sales items When yoursquove done this check my website and compare your matchups to mine and see how yoursquove done
Creating a Shopping List
How to come up with your own Match ups Look at the sales ads Look up on the coupon database to see what coupons are available Look through your coupons Herersquos an example of how we do this Say I have a store coupon and a manufacturer coupon
Creating a Shopping List
Looks like a great deal already But now look at the sales ad The VitaPizzas are 50 off My Publix has these priced at $399 so
50 off of $399 is appx $200 Take off $1 for the Publix q and $1 for the Manufacturer ` and they are FREE
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Coupon Lingo
P amp G ndash Procter amp Gamble insert in the paper on a monthly basis These only contain coupons for PampG Products
Coupon Lingo
WYB ndash When You Buy + however many you need to buy to make the deal happen
OYNO ndash On Your Next Order Basically means just that the savings can be used on your next order
Stacking ndash Many stores will let you use a store coupon and a manufacturersquos coupon on one item This is called stacking coupons There are also other ways to stack for instance Target has Cartwheel
Coupon Lingo
YMMV ndash Your mileage may vary This means that your store may or may not allow whatever this term is attached to to happen
$ ndash This is showing you the dollar amount off of how many items $21 would mean $2 off of 1 item
$$ ndash This is showing you the dollar amount off of a certain total amount $5$25 would mean $5 off of $25 purchase
Stockpiling
Stockpiling
Stockpiles are not built in one week ndash It takes between 6 and 9 months to get a stockpile established and on its way to being self-sustaining Even then you sometimes miscalculate and run out of things and yoursquoll always be adding to it when you find free and almost free items
Stockpiles should be of things that you and your family use all of the time If no one eats mustard at your house therersquos no use for 50 bottles of it under your bed If you are compelled to buy because they are free consider donating to your local food bank or church
Stockpiling
How to StockpileCompare the coupon policies at the stores
you have available to you as well as any incentives they offer you to shop there
Finally ldquomatchrdquo your coupons to the sales ads and purchase when you find a deal that is at rock bottom
Stockpile when the price is free or close to free (Some people say 70 off ndash I donrsquot usually stockpile unless I get 80 off or more for most items)
Stockpiling
Donrsquot stockpile on something just because its on sale or you have a coupon for it Wait for the sale and the coupons to match and pay the lowest possible price
Stores run sales in cycles Everything typically goes on sale about every 8 ndash 12 weeks If you buy 8 ndash 12 weeks worth of everything when you find a great deal then you will have enough to last you until the next time If your family eats one box of cereal per week then go ahead and buy several boxes If your family only eats one box a month then maybe just buy a couple boxes
Stockpiling
Watch for expiration dates Certain items will expire Make sure you keep the older items in the front and put the new items in the back
Great things to stockpile on are household goods and personal hygiene products These often do not expire or have a very long shelf-life
Just because you already have a stockpile on something doesnrsquot mean you shouldnrsquot add to it if you find it free or close to free again This is how we maintain
Stockpiling
Things to ConsiderHow much to stockpileHow much space do you haveHow quickly will you use things before they
expire What quantity of an item do you need to last
your family until the item can be purchased again at rock bottom
How much are you willing to spend in advance to collect large quantities of cheap items
>
Stockpiling
Using a Price BookRecord data from every receipt you can findStart with 15-20 items you useSeparate into categories Over time notice sales cycles
Sale Cycles
Understanding Sales CyclesNovember ndash Cough Medicine Cold Medicine
Country Time Lemonade CharcoalJuly amp August ndash Back to School SuppliesToilet paper and cereal cycle every 6 weeksAlmost every item will go on sale every 6-8
Non-foodFoil Cookware Tools Cling Wrap Electronics Carpet and Flooring Trees and Plants
December
FoodHam Butter Cheese Sugar Baking Supplies Yeast Pie Crust Dough Dinner Rolls Frozen Pies Cake mix NutsFrosting Pie Filling Cookie Dough Spices Dried Fruit Oatmeal Soda
Non-foodGift cards Foil Cling WrapDisposable baking pansElectronics ComputersCarpeting and flooringCookware Tools Toys CarsBatteries Winter clothesCoats Motor Cycles
Couponing Myths
Couponing Myth 1
Generic products are cheaper to buy than name brands
FALSE ndash Generic items rarely go on sale and do not typically have coupons for them
So lets say 16oz of Great Value lunch meat is $249 Seems like a good price Now look at thisOscar Mayer 16oz is on
BOGO Originally priced at $529 ndash so half of $529 is roughly $264
Now see the coupon I placed next to it Thatrsquos for $21 so you would only pay 64c for 16oz of this name brand lunch meat
Couponing Myth 2
There are no coupons for healthy items
FALSE Check on websites like wwwKashicomwwwHealthyChoicecom wwwHorizonDairycomwwwvermontorganicsformulacom wwwNaturesSourceCleanerscom wwwCherryMoonFarmscom
Sign up for newsletters for your favorite items E-mail your favorite food brands and request coupons
This week I was able to get FREE Fresh Express Caesar Salad Kits by combining a BOGO offer with a manufacturer coupon at Publix
A couple of weeks ago I was able to score FREE Atkins meals also by combining a BOGO sale with a manufacturer coupon
Couponing Myth 3
Coupons donrsquot really save that much money
FALSE Coupons can help save you 50 or better off of your regular grocery bill Once you develop a stock pile of on sale items that you use regularly yoursquoll save even more I typically save about 75 - 90 off of store prices
Check out my receipt in the next slide for evidence showing how you can save drastically with the use of coupons and sales items
Couponing Myth 3
Couponing Myth 4
Irsquoll save more shopping at Cosco or Samrsquos Club
FALSE Some whole sale bulk shopping clubs donrsquot even allow coupon shopping If you shop the sales and use your coupons yoursquore sure to save the most at local grocery stores
When using coupons you mostly want to use your coupon on the smallest item allowed per the coupon Even though the unit price is cheaper retail the coupon will more than likely bring that unit price down a lot more than you think Use your calculator
Couponing Myth 5
There are no coupons for the things I use
FALSE Write to the manufacturer of the item and share your opinions about their products Yoursquore bound to receive some great product coupons
You canrsquot be brand loyal if you want to truly maximize your savings This gives you the wonderful opportunity to try new things
My home is stocked with items that we use every day from the use of coupons and sales We wouldnrsquot have the luxury of so much to choose from otherwise
Tricks of the Trade
Tricks of the Trade
Brand loyalty will kill your budget Be open to try new things I know we now have A LOT of new favorites in my family
Change the way you think Instead of buying 50 different items when you shop you will be buying more like 10 of 5 items and a few misc Once your stock pile is established yoursquoll find you wonrsquot need to buy a grocery cart filled with all of these different itemshellip and your shopping will take much less time because you will know what yoursquore going in for and you donrsquot have to browse around the store looking for 50 different items
Use a shopping list and donrsquot impulse buy If you shop with a list and stick with it your monthly bill will be reduced quite a bit
Tricks of the Trade
Price Matching ndash If you want to save on gas and money this is the way to go Say yoursquore already going to WalMart or Target but you know that something on your list is cheaper at Walgreens Bring in the sales ad showing the sale price on that item and save yourself that trip to Walgreens Keep in mind though bonus points and rewards do not apply here
Purchase products in the smallest size that your coupon allows If a coupon doesnrsquot have a ldquosize limitrdquo then you can use it for ldquotravel sizerdquo or ldquosmallest size availablerdquo and get that product for free with possible overage This is a new way of shopping for most people
Tricks of the Trade
I hate to say this but even though I love Publix their meat prices are way too steep for me Instead of using my overage on meat at Publix I will sometimes take the cash in overage and use it at another store such as Piggly Wiggly Dollar General Market or WalMart so I can take advantage of their markdown prices on their meat A lot of times I can get ground beef for less than $2lb and chicken drumsticks for $325 for a family pack
Find out when your stores do their mark downs on their meat and produce and shop EARLY on those days
Use your 50c and under coupons at stores that doublehellip and do NOT load them to your card They wonrsquot double if they are digital
Tricks of the Trade
Clearance Items ndash Usually either found on end caps in bins or clearance aisles or even sometimes in their normal spots with clearance tags on them Check your coupons to see if you have any that match these items regularly
Creating a Shopping List
Most people make a list of the groceries they need and head to the store Their grocery lists tend to go by what they plan to eat for the week What you have just done is make a list of everything that is not on sale at the store
We need to step back and realize that groceries go on sale They all have a rock bottom low price and we want to focus on only buying groceries when they are at that rock bottom price
Creating a Shopping List
Here is an example of how I started out with Walgreens when I was learning how to ldquoRollrdquo my points and Register Rewards
Creating a Shopping List
Do your matchups A great way to learn how to do this is by first looking at the weekly sales ad and then by going to a coupon database such as the one on Frugal Jen and search to see what coupons are available to use for those sales items When yoursquove done this check my website and compare your matchups to mine and see how yoursquove done
Creating a Shopping List
How to come up with your own Match ups Look at the sales ads Look up on the coupon database to see what coupons are available Look through your coupons Herersquos an example of how we do this Say I have a store coupon and a manufacturer coupon
Creating a Shopping List
Looks like a great deal already But now look at the sales ad The VitaPizzas are 50 off My Publix has these priced at $399 so
50 off of $399 is appx $200 Take off $1 for the Publix q and $1 for the Manufacturer ` and they are FREE
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Coupon Lingo
WYB ndash When You Buy + however many you need to buy to make the deal happen
OYNO ndash On Your Next Order Basically means just that the savings can be used on your next order
Stacking ndash Many stores will let you use a store coupon and a manufacturersquos coupon on one item This is called stacking coupons There are also other ways to stack for instance Target has Cartwheel
Coupon Lingo
YMMV ndash Your mileage may vary This means that your store may or may not allow whatever this term is attached to to happen
$ ndash This is showing you the dollar amount off of how many items $21 would mean $2 off of 1 item
$$ ndash This is showing you the dollar amount off of a certain total amount $5$25 would mean $5 off of $25 purchase
Stockpiling
Stockpiling
Stockpiles are not built in one week ndash It takes between 6 and 9 months to get a stockpile established and on its way to being self-sustaining Even then you sometimes miscalculate and run out of things and yoursquoll always be adding to it when you find free and almost free items
Stockpiles should be of things that you and your family use all of the time If no one eats mustard at your house therersquos no use for 50 bottles of it under your bed If you are compelled to buy because they are free consider donating to your local food bank or church
Stockpiling
How to StockpileCompare the coupon policies at the stores
you have available to you as well as any incentives they offer you to shop there
Finally ldquomatchrdquo your coupons to the sales ads and purchase when you find a deal that is at rock bottom
Stockpile when the price is free or close to free (Some people say 70 off ndash I donrsquot usually stockpile unless I get 80 off or more for most items)
Stockpiling
Donrsquot stockpile on something just because its on sale or you have a coupon for it Wait for the sale and the coupons to match and pay the lowest possible price
Stores run sales in cycles Everything typically goes on sale about every 8 ndash 12 weeks If you buy 8 ndash 12 weeks worth of everything when you find a great deal then you will have enough to last you until the next time If your family eats one box of cereal per week then go ahead and buy several boxes If your family only eats one box a month then maybe just buy a couple boxes
Stockpiling
Watch for expiration dates Certain items will expire Make sure you keep the older items in the front and put the new items in the back
Great things to stockpile on are household goods and personal hygiene products These often do not expire or have a very long shelf-life
Just because you already have a stockpile on something doesnrsquot mean you shouldnrsquot add to it if you find it free or close to free again This is how we maintain
Stockpiling
Things to ConsiderHow much to stockpileHow much space do you haveHow quickly will you use things before they
expire What quantity of an item do you need to last
your family until the item can be purchased again at rock bottom
How much are you willing to spend in advance to collect large quantities of cheap items
>
Stockpiling
Using a Price BookRecord data from every receipt you can findStart with 15-20 items you useSeparate into categories Over time notice sales cycles
Sale Cycles
Understanding Sales CyclesNovember ndash Cough Medicine Cold Medicine
Country Time Lemonade CharcoalJuly amp August ndash Back to School SuppliesToilet paper and cereal cycle every 6 weeksAlmost every item will go on sale every 6-8
Non-foodFoil Cookware Tools Cling Wrap Electronics Carpet and Flooring Trees and Plants
December
FoodHam Butter Cheese Sugar Baking Supplies Yeast Pie Crust Dough Dinner Rolls Frozen Pies Cake mix NutsFrosting Pie Filling Cookie Dough Spices Dried Fruit Oatmeal Soda
Non-foodGift cards Foil Cling WrapDisposable baking pansElectronics ComputersCarpeting and flooringCookware Tools Toys CarsBatteries Winter clothesCoats Motor Cycles
Couponing Myths
Couponing Myth 1
Generic products are cheaper to buy than name brands
FALSE ndash Generic items rarely go on sale and do not typically have coupons for them
So lets say 16oz of Great Value lunch meat is $249 Seems like a good price Now look at thisOscar Mayer 16oz is on
BOGO Originally priced at $529 ndash so half of $529 is roughly $264
Now see the coupon I placed next to it Thatrsquos for $21 so you would only pay 64c for 16oz of this name brand lunch meat
Couponing Myth 2
There are no coupons for healthy items
FALSE Check on websites like wwwKashicomwwwHealthyChoicecom wwwHorizonDairycomwwwvermontorganicsformulacom wwwNaturesSourceCleanerscom wwwCherryMoonFarmscom
Sign up for newsletters for your favorite items E-mail your favorite food brands and request coupons
This week I was able to get FREE Fresh Express Caesar Salad Kits by combining a BOGO offer with a manufacturer coupon at Publix
A couple of weeks ago I was able to score FREE Atkins meals also by combining a BOGO sale with a manufacturer coupon
Couponing Myth 3
Coupons donrsquot really save that much money
FALSE Coupons can help save you 50 or better off of your regular grocery bill Once you develop a stock pile of on sale items that you use regularly yoursquoll save even more I typically save about 75 - 90 off of store prices
Check out my receipt in the next slide for evidence showing how you can save drastically with the use of coupons and sales items
Couponing Myth 3
Couponing Myth 4
Irsquoll save more shopping at Cosco or Samrsquos Club
FALSE Some whole sale bulk shopping clubs donrsquot even allow coupon shopping If you shop the sales and use your coupons yoursquore sure to save the most at local grocery stores
When using coupons you mostly want to use your coupon on the smallest item allowed per the coupon Even though the unit price is cheaper retail the coupon will more than likely bring that unit price down a lot more than you think Use your calculator
Couponing Myth 5
There are no coupons for the things I use
FALSE Write to the manufacturer of the item and share your opinions about their products Yoursquore bound to receive some great product coupons
You canrsquot be brand loyal if you want to truly maximize your savings This gives you the wonderful opportunity to try new things
My home is stocked with items that we use every day from the use of coupons and sales We wouldnrsquot have the luxury of so much to choose from otherwise
Tricks of the Trade
Tricks of the Trade
Brand loyalty will kill your budget Be open to try new things I know we now have A LOT of new favorites in my family
Change the way you think Instead of buying 50 different items when you shop you will be buying more like 10 of 5 items and a few misc Once your stock pile is established yoursquoll find you wonrsquot need to buy a grocery cart filled with all of these different itemshellip and your shopping will take much less time because you will know what yoursquore going in for and you donrsquot have to browse around the store looking for 50 different items
Use a shopping list and donrsquot impulse buy If you shop with a list and stick with it your monthly bill will be reduced quite a bit
Tricks of the Trade
Price Matching ndash If you want to save on gas and money this is the way to go Say yoursquore already going to WalMart or Target but you know that something on your list is cheaper at Walgreens Bring in the sales ad showing the sale price on that item and save yourself that trip to Walgreens Keep in mind though bonus points and rewards do not apply here
Purchase products in the smallest size that your coupon allows If a coupon doesnrsquot have a ldquosize limitrdquo then you can use it for ldquotravel sizerdquo or ldquosmallest size availablerdquo and get that product for free with possible overage This is a new way of shopping for most people
Tricks of the Trade
I hate to say this but even though I love Publix their meat prices are way too steep for me Instead of using my overage on meat at Publix I will sometimes take the cash in overage and use it at another store such as Piggly Wiggly Dollar General Market or WalMart so I can take advantage of their markdown prices on their meat A lot of times I can get ground beef for less than $2lb and chicken drumsticks for $325 for a family pack
Find out when your stores do their mark downs on their meat and produce and shop EARLY on those days
Use your 50c and under coupons at stores that doublehellip and do NOT load them to your card They wonrsquot double if they are digital
Tricks of the Trade
Clearance Items ndash Usually either found on end caps in bins or clearance aisles or even sometimes in their normal spots with clearance tags on them Check your coupons to see if you have any that match these items regularly
Creating a Shopping List
Most people make a list of the groceries they need and head to the store Their grocery lists tend to go by what they plan to eat for the week What you have just done is make a list of everything that is not on sale at the store
We need to step back and realize that groceries go on sale They all have a rock bottom low price and we want to focus on only buying groceries when they are at that rock bottom price
Creating a Shopping List
Here is an example of how I started out with Walgreens when I was learning how to ldquoRollrdquo my points and Register Rewards
Creating a Shopping List
Do your matchups A great way to learn how to do this is by first looking at the weekly sales ad and then by going to a coupon database such as the one on Frugal Jen and search to see what coupons are available to use for those sales items When yoursquove done this check my website and compare your matchups to mine and see how yoursquove done
Creating a Shopping List
How to come up with your own Match ups Look at the sales ads Look up on the coupon database to see what coupons are available Look through your coupons Herersquos an example of how we do this Say I have a store coupon and a manufacturer coupon
Creating a Shopping List
Looks like a great deal already But now look at the sales ad The VitaPizzas are 50 off My Publix has these priced at $399 so
50 off of $399 is appx $200 Take off $1 for the Publix q and $1 for the Manufacturer ` and they are FREE
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Coupon Lingo
YMMV ndash Your mileage may vary This means that your store may or may not allow whatever this term is attached to to happen
$ ndash This is showing you the dollar amount off of how many items $21 would mean $2 off of 1 item
$$ ndash This is showing you the dollar amount off of a certain total amount $5$25 would mean $5 off of $25 purchase
Stockpiling
Stockpiling
Stockpiles are not built in one week ndash It takes between 6 and 9 months to get a stockpile established and on its way to being self-sustaining Even then you sometimes miscalculate and run out of things and yoursquoll always be adding to it when you find free and almost free items
Stockpiles should be of things that you and your family use all of the time If no one eats mustard at your house therersquos no use for 50 bottles of it under your bed If you are compelled to buy because they are free consider donating to your local food bank or church
Stockpiling
How to StockpileCompare the coupon policies at the stores
you have available to you as well as any incentives they offer you to shop there
Finally ldquomatchrdquo your coupons to the sales ads and purchase when you find a deal that is at rock bottom
Stockpile when the price is free or close to free (Some people say 70 off ndash I donrsquot usually stockpile unless I get 80 off or more for most items)
Stockpiling
Donrsquot stockpile on something just because its on sale or you have a coupon for it Wait for the sale and the coupons to match and pay the lowest possible price
Stores run sales in cycles Everything typically goes on sale about every 8 ndash 12 weeks If you buy 8 ndash 12 weeks worth of everything when you find a great deal then you will have enough to last you until the next time If your family eats one box of cereal per week then go ahead and buy several boxes If your family only eats one box a month then maybe just buy a couple boxes
Stockpiling
Watch for expiration dates Certain items will expire Make sure you keep the older items in the front and put the new items in the back
Great things to stockpile on are household goods and personal hygiene products These often do not expire or have a very long shelf-life
Just because you already have a stockpile on something doesnrsquot mean you shouldnrsquot add to it if you find it free or close to free again This is how we maintain
Stockpiling
Things to ConsiderHow much to stockpileHow much space do you haveHow quickly will you use things before they
expire What quantity of an item do you need to last
your family until the item can be purchased again at rock bottom
How much are you willing to spend in advance to collect large quantities of cheap items
>
Stockpiling
Using a Price BookRecord data from every receipt you can findStart with 15-20 items you useSeparate into categories Over time notice sales cycles
Sale Cycles
Understanding Sales CyclesNovember ndash Cough Medicine Cold Medicine
Country Time Lemonade CharcoalJuly amp August ndash Back to School SuppliesToilet paper and cereal cycle every 6 weeksAlmost every item will go on sale every 6-8
Non-foodFoil Cookware Tools Cling Wrap Electronics Carpet and Flooring Trees and Plants
December
FoodHam Butter Cheese Sugar Baking Supplies Yeast Pie Crust Dough Dinner Rolls Frozen Pies Cake mix NutsFrosting Pie Filling Cookie Dough Spices Dried Fruit Oatmeal Soda
Non-foodGift cards Foil Cling WrapDisposable baking pansElectronics ComputersCarpeting and flooringCookware Tools Toys CarsBatteries Winter clothesCoats Motor Cycles
Couponing Myths
Couponing Myth 1
Generic products are cheaper to buy than name brands
FALSE ndash Generic items rarely go on sale and do not typically have coupons for them
So lets say 16oz of Great Value lunch meat is $249 Seems like a good price Now look at thisOscar Mayer 16oz is on
BOGO Originally priced at $529 ndash so half of $529 is roughly $264
Now see the coupon I placed next to it Thatrsquos for $21 so you would only pay 64c for 16oz of this name brand lunch meat
Couponing Myth 2
There are no coupons for healthy items
FALSE Check on websites like wwwKashicomwwwHealthyChoicecom wwwHorizonDairycomwwwvermontorganicsformulacom wwwNaturesSourceCleanerscom wwwCherryMoonFarmscom
Sign up for newsletters for your favorite items E-mail your favorite food brands and request coupons
This week I was able to get FREE Fresh Express Caesar Salad Kits by combining a BOGO offer with a manufacturer coupon at Publix
A couple of weeks ago I was able to score FREE Atkins meals also by combining a BOGO sale with a manufacturer coupon
Couponing Myth 3
Coupons donrsquot really save that much money
FALSE Coupons can help save you 50 or better off of your regular grocery bill Once you develop a stock pile of on sale items that you use regularly yoursquoll save even more I typically save about 75 - 90 off of store prices
Check out my receipt in the next slide for evidence showing how you can save drastically with the use of coupons and sales items
Couponing Myth 3
Couponing Myth 4
Irsquoll save more shopping at Cosco or Samrsquos Club
FALSE Some whole sale bulk shopping clubs donrsquot even allow coupon shopping If you shop the sales and use your coupons yoursquore sure to save the most at local grocery stores
When using coupons you mostly want to use your coupon on the smallest item allowed per the coupon Even though the unit price is cheaper retail the coupon will more than likely bring that unit price down a lot more than you think Use your calculator
Couponing Myth 5
There are no coupons for the things I use
FALSE Write to the manufacturer of the item and share your opinions about their products Yoursquore bound to receive some great product coupons
You canrsquot be brand loyal if you want to truly maximize your savings This gives you the wonderful opportunity to try new things
My home is stocked with items that we use every day from the use of coupons and sales We wouldnrsquot have the luxury of so much to choose from otherwise
Tricks of the Trade
Tricks of the Trade
Brand loyalty will kill your budget Be open to try new things I know we now have A LOT of new favorites in my family
Change the way you think Instead of buying 50 different items when you shop you will be buying more like 10 of 5 items and a few misc Once your stock pile is established yoursquoll find you wonrsquot need to buy a grocery cart filled with all of these different itemshellip and your shopping will take much less time because you will know what yoursquore going in for and you donrsquot have to browse around the store looking for 50 different items
Use a shopping list and donrsquot impulse buy If you shop with a list and stick with it your monthly bill will be reduced quite a bit
Tricks of the Trade
Price Matching ndash If you want to save on gas and money this is the way to go Say yoursquore already going to WalMart or Target but you know that something on your list is cheaper at Walgreens Bring in the sales ad showing the sale price on that item and save yourself that trip to Walgreens Keep in mind though bonus points and rewards do not apply here
Purchase products in the smallest size that your coupon allows If a coupon doesnrsquot have a ldquosize limitrdquo then you can use it for ldquotravel sizerdquo or ldquosmallest size availablerdquo and get that product for free with possible overage This is a new way of shopping for most people
Tricks of the Trade
I hate to say this but even though I love Publix their meat prices are way too steep for me Instead of using my overage on meat at Publix I will sometimes take the cash in overage and use it at another store such as Piggly Wiggly Dollar General Market or WalMart so I can take advantage of their markdown prices on their meat A lot of times I can get ground beef for less than $2lb and chicken drumsticks for $325 for a family pack
Find out when your stores do their mark downs on their meat and produce and shop EARLY on those days
Use your 50c and under coupons at stores that doublehellip and do NOT load them to your card They wonrsquot double if they are digital
Tricks of the Trade
Clearance Items ndash Usually either found on end caps in bins or clearance aisles or even sometimes in their normal spots with clearance tags on them Check your coupons to see if you have any that match these items regularly
Creating a Shopping List
Most people make a list of the groceries they need and head to the store Their grocery lists tend to go by what they plan to eat for the week What you have just done is make a list of everything that is not on sale at the store
We need to step back and realize that groceries go on sale They all have a rock bottom low price and we want to focus on only buying groceries when they are at that rock bottom price
Creating a Shopping List
Here is an example of how I started out with Walgreens when I was learning how to ldquoRollrdquo my points and Register Rewards
Creating a Shopping List
Do your matchups A great way to learn how to do this is by first looking at the weekly sales ad and then by going to a coupon database such as the one on Frugal Jen and search to see what coupons are available to use for those sales items When yoursquove done this check my website and compare your matchups to mine and see how yoursquove done
Creating a Shopping List
How to come up with your own Match ups Look at the sales ads Look up on the coupon database to see what coupons are available Look through your coupons Herersquos an example of how we do this Say I have a store coupon and a manufacturer coupon
Creating a Shopping List
Looks like a great deal already But now look at the sales ad The VitaPizzas are 50 off My Publix has these priced at $399 so
50 off of $399 is appx $200 Take off $1 for the Publix q and $1 for the Manufacturer ` and they are FREE
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Stockpiling
Stockpiling
Stockpiles are not built in one week ndash It takes between 6 and 9 months to get a stockpile established and on its way to being self-sustaining Even then you sometimes miscalculate and run out of things and yoursquoll always be adding to it when you find free and almost free items
Stockpiles should be of things that you and your family use all of the time If no one eats mustard at your house therersquos no use for 50 bottles of it under your bed If you are compelled to buy because they are free consider donating to your local food bank or church
Stockpiling
How to StockpileCompare the coupon policies at the stores
you have available to you as well as any incentives they offer you to shop there
Finally ldquomatchrdquo your coupons to the sales ads and purchase when you find a deal that is at rock bottom
Stockpile when the price is free or close to free (Some people say 70 off ndash I donrsquot usually stockpile unless I get 80 off or more for most items)
Stockpiling
Donrsquot stockpile on something just because its on sale or you have a coupon for it Wait for the sale and the coupons to match and pay the lowest possible price
Stores run sales in cycles Everything typically goes on sale about every 8 ndash 12 weeks If you buy 8 ndash 12 weeks worth of everything when you find a great deal then you will have enough to last you until the next time If your family eats one box of cereal per week then go ahead and buy several boxes If your family only eats one box a month then maybe just buy a couple boxes
Stockpiling
Watch for expiration dates Certain items will expire Make sure you keep the older items in the front and put the new items in the back
Great things to stockpile on are household goods and personal hygiene products These often do not expire or have a very long shelf-life
Just because you already have a stockpile on something doesnrsquot mean you shouldnrsquot add to it if you find it free or close to free again This is how we maintain
Stockpiling
Things to ConsiderHow much to stockpileHow much space do you haveHow quickly will you use things before they
expire What quantity of an item do you need to last
your family until the item can be purchased again at rock bottom
How much are you willing to spend in advance to collect large quantities of cheap items
>
Stockpiling
Using a Price BookRecord data from every receipt you can findStart with 15-20 items you useSeparate into categories Over time notice sales cycles
Sale Cycles
Understanding Sales CyclesNovember ndash Cough Medicine Cold Medicine
Country Time Lemonade CharcoalJuly amp August ndash Back to School SuppliesToilet paper and cereal cycle every 6 weeksAlmost every item will go on sale every 6-8
Non-foodFoil Cookware Tools Cling Wrap Electronics Carpet and Flooring Trees and Plants
December
FoodHam Butter Cheese Sugar Baking Supplies Yeast Pie Crust Dough Dinner Rolls Frozen Pies Cake mix NutsFrosting Pie Filling Cookie Dough Spices Dried Fruit Oatmeal Soda
Non-foodGift cards Foil Cling WrapDisposable baking pansElectronics ComputersCarpeting and flooringCookware Tools Toys CarsBatteries Winter clothesCoats Motor Cycles
Couponing Myths
Couponing Myth 1
Generic products are cheaper to buy than name brands
FALSE ndash Generic items rarely go on sale and do not typically have coupons for them
So lets say 16oz of Great Value lunch meat is $249 Seems like a good price Now look at thisOscar Mayer 16oz is on
BOGO Originally priced at $529 ndash so half of $529 is roughly $264
Now see the coupon I placed next to it Thatrsquos for $21 so you would only pay 64c for 16oz of this name brand lunch meat
Couponing Myth 2
There are no coupons for healthy items
FALSE Check on websites like wwwKashicomwwwHealthyChoicecom wwwHorizonDairycomwwwvermontorganicsformulacom wwwNaturesSourceCleanerscom wwwCherryMoonFarmscom
Sign up for newsletters for your favorite items E-mail your favorite food brands and request coupons
This week I was able to get FREE Fresh Express Caesar Salad Kits by combining a BOGO offer with a manufacturer coupon at Publix
A couple of weeks ago I was able to score FREE Atkins meals also by combining a BOGO sale with a manufacturer coupon
Couponing Myth 3
Coupons donrsquot really save that much money
FALSE Coupons can help save you 50 or better off of your regular grocery bill Once you develop a stock pile of on sale items that you use regularly yoursquoll save even more I typically save about 75 - 90 off of store prices
Check out my receipt in the next slide for evidence showing how you can save drastically with the use of coupons and sales items
Couponing Myth 3
Couponing Myth 4
Irsquoll save more shopping at Cosco or Samrsquos Club
FALSE Some whole sale bulk shopping clubs donrsquot even allow coupon shopping If you shop the sales and use your coupons yoursquore sure to save the most at local grocery stores
When using coupons you mostly want to use your coupon on the smallest item allowed per the coupon Even though the unit price is cheaper retail the coupon will more than likely bring that unit price down a lot more than you think Use your calculator
Couponing Myth 5
There are no coupons for the things I use
FALSE Write to the manufacturer of the item and share your opinions about their products Yoursquore bound to receive some great product coupons
You canrsquot be brand loyal if you want to truly maximize your savings This gives you the wonderful opportunity to try new things
My home is stocked with items that we use every day from the use of coupons and sales We wouldnrsquot have the luxury of so much to choose from otherwise
Tricks of the Trade
Tricks of the Trade
Brand loyalty will kill your budget Be open to try new things I know we now have A LOT of new favorites in my family
Change the way you think Instead of buying 50 different items when you shop you will be buying more like 10 of 5 items and a few misc Once your stock pile is established yoursquoll find you wonrsquot need to buy a grocery cart filled with all of these different itemshellip and your shopping will take much less time because you will know what yoursquore going in for and you donrsquot have to browse around the store looking for 50 different items
Use a shopping list and donrsquot impulse buy If you shop with a list and stick with it your monthly bill will be reduced quite a bit
Tricks of the Trade
Price Matching ndash If you want to save on gas and money this is the way to go Say yoursquore already going to WalMart or Target but you know that something on your list is cheaper at Walgreens Bring in the sales ad showing the sale price on that item and save yourself that trip to Walgreens Keep in mind though bonus points and rewards do not apply here
Purchase products in the smallest size that your coupon allows If a coupon doesnrsquot have a ldquosize limitrdquo then you can use it for ldquotravel sizerdquo or ldquosmallest size availablerdquo and get that product for free with possible overage This is a new way of shopping for most people
Tricks of the Trade
I hate to say this but even though I love Publix their meat prices are way too steep for me Instead of using my overage on meat at Publix I will sometimes take the cash in overage and use it at another store such as Piggly Wiggly Dollar General Market or WalMart so I can take advantage of their markdown prices on their meat A lot of times I can get ground beef for less than $2lb and chicken drumsticks for $325 for a family pack
Find out when your stores do their mark downs on their meat and produce and shop EARLY on those days
Use your 50c and under coupons at stores that doublehellip and do NOT load them to your card They wonrsquot double if they are digital
Tricks of the Trade
Clearance Items ndash Usually either found on end caps in bins or clearance aisles or even sometimes in their normal spots with clearance tags on them Check your coupons to see if you have any that match these items regularly
Creating a Shopping List
Most people make a list of the groceries they need and head to the store Their grocery lists tend to go by what they plan to eat for the week What you have just done is make a list of everything that is not on sale at the store
We need to step back and realize that groceries go on sale They all have a rock bottom low price and we want to focus on only buying groceries when they are at that rock bottom price
Creating a Shopping List
Here is an example of how I started out with Walgreens when I was learning how to ldquoRollrdquo my points and Register Rewards
Creating a Shopping List
Do your matchups A great way to learn how to do this is by first looking at the weekly sales ad and then by going to a coupon database such as the one on Frugal Jen and search to see what coupons are available to use for those sales items When yoursquove done this check my website and compare your matchups to mine and see how yoursquove done
Creating a Shopping List
How to come up with your own Match ups Look at the sales ads Look up on the coupon database to see what coupons are available Look through your coupons Herersquos an example of how we do this Say I have a store coupon and a manufacturer coupon
Creating a Shopping List
Looks like a great deal already But now look at the sales ad The VitaPizzas are 50 off My Publix has these priced at $399 so
50 off of $399 is appx $200 Take off $1 for the Publix q and $1 for the Manufacturer ` and they are FREE
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Stockpiling
Stockpiles are not built in one week ndash It takes between 6 and 9 months to get a stockpile established and on its way to being self-sustaining Even then you sometimes miscalculate and run out of things and yoursquoll always be adding to it when you find free and almost free items
Stockpiles should be of things that you and your family use all of the time If no one eats mustard at your house therersquos no use for 50 bottles of it under your bed If you are compelled to buy because they are free consider donating to your local food bank or church
Stockpiling
How to StockpileCompare the coupon policies at the stores
you have available to you as well as any incentives they offer you to shop there
Finally ldquomatchrdquo your coupons to the sales ads and purchase when you find a deal that is at rock bottom
Stockpile when the price is free or close to free (Some people say 70 off ndash I donrsquot usually stockpile unless I get 80 off or more for most items)
Stockpiling
Donrsquot stockpile on something just because its on sale or you have a coupon for it Wait for the sale and the coupons to match and pay the lowest possible price
Stores run sales in cycles Everything typically goes on sale about every 8 ndash 12 weeks If you buy 8 ndash 12 weeks worth of everything when you find a great deal then you will have enough to last you until the next time If your family eats one box of cereal per week then go ahead and buy several boxes If your family only eats one box a month then maybe just buy a couple boxes
Stockpiling
Watch for expiration dates Certain items will expire Make sure you keep the older items in the front and put the new items in the back
Great things to stockpile on are household goods and personal hygiene products These often do not expire or have a very long shelf-life
Just because you already have a stockpile on something doesnrsquot mean you shouldnrsquot add to it if you find it free or close to free again This is how we maintain
Stockpiling
Things to ConsiderHow much to stockpileHow much space do you haveHow quickly will you use things before they
expire What quantity of an item do you need to last
your family until the item can be purchased again at rock bottom
How much are you willing to spend in advance to collect large quantities of cheap items
>
Stockpiling
Using a Price BookRecord data from every receipt you can findStart with 15-20 items you useSeparate into categories Over time notice sales cycles
Sale Cycles
Understanding Sales CyclesNovember ndash Cough Medicine Cold Medicine
Country Time Lemonade CharcoalJuly amp August ndash Back to School SuppliesToilet paper and cereal cycle every 6 weeksAlmost every item will go on sale every 6-8
Non-foodFoil Cookware Tools Cling Wrap Electronics Carpet and Flooring Trees and Plants
December
FoodHam Butter Cheese Sugar Baking Supplies Yeast Pie Crust Dough Dinner Rolls Frozen Pies Cake mix NutsFrosting Pie Filling Cookie Dough Spices Dried Fruit Oatmeal Soda
Non-foodGift cards Foil Cling WrapDisposable baking pansElectronics ComputersCarpeting and flooringCookware Tools Toys CarsBatteries Winter clothesCoats Motor Cycles
Couponing Myths
Couponing Myth 1
Generic products are cheaper to buy than name brands
FALSE ndash Generic items rarely go on sale and do not typically have coupons for them
So lets say 16oz of Great Value lunch meat is $249 Seems like a good price Now look at thisOscar Mayer 16oz is on
BOGO Originally priced at $529 ndash so half of $529 is roughly $264
Now see the coupon I placed next to it Thatrsquos for $21 so you would only pay 64c for 16oz of this name brand lunch meat
Couponing Myth 2
There are no coupons for healthy items
FALSE Check on websites like wwwKashicomwwwHealthyChoicecom wwwHorizonDairycomwwwvermontorganicsformulacom wwwNaturesSourceCleanerscom wwwCherryMoonFarmscom
Sign up for newsletters for your favorite items E-mail your favorite food brands and request coupons
This week I was able to get FREE Fresh Express Caesar Salad Kits by combining a BOGO offer with a manufacturer coupon at Publix
A couple of weeks ago I was able to score FREE Atkins meals also by combining a BOGO sale with a manufacturer coupon
Couponing Myth 3
Coupons donrsquot really save that much money
FALSE Coupons can help save you 50 or better off of your regular grocery bill Once you develop a stock pile of on sale items that you use regularly yoursquoll save even more I typically save about 75 - 90 off of store prices
Check out my receipt in the next slide for evidence showing how you can save drastically with the use of coupons and sales items
Couponing Myth 3
Couponing Myth 4
Irsquoll save more shopping at Cosco or Samrsquos Club
FALSE Some whole sale bulk shopping clubs donrsquot even allow coupon shopping If you shop the sales and use your coupons yoursquore sure to save the most at local grocery stores
When using coupons you mostly want to use your coupon on the smallest item allowed per the coupon Even though the unit price is cheaper retail the coupon will more than likely bring that unit price down a lot more than you think Use your calculator
Couponing Myth 5
There are no coupons for the things I use
FALSE Write to the manufacturer of the item and share your opinions about their products Yoursquore bound to receive some great product coupons
You canrsquot be brand loyal if you want to truly maximize your savings This gives you the wonderful opportunity to try new things
My home is stocked with items that we use every day from the use of coupons and sales We wouldnrsquot have the luxury of so much to choose from otherwise
Tricks of the Trade
Tricks of the Trade
Brand loyalty will kill your budget Be open to try new things I know we now have A LOT of new favorites in my family
Change the way you think Instead of buying 50 different items when you shop you will be buying more like 10 of 5 items and a few misc Once your stock pile is established yoursquoll find you wonrsquot need to buy a grocery cart filled with all of these different itemshellip and your shopping will take much less time because you will know what yoursquore going in for and you donrsquot have to browse around the store looking for 50 different items
Use a shopping list and donrsquot impulse buy If you shop with a list and stick with it your monthly bill will be reduced quite a bit
Tricks of the Trade
Price Matching ndash If you want to save on gas and money this is the way to go Say yoursquore already going to WalMart or Target but you know that something on your list is cheaper at Walgreens Bring in the sales ad showing the sale price on that item and save yourself that trip to Walgreens Keep in mind though bonus points and rewards do not apply here
Purchase products in the smallest size that your coupon allows If a coupon doesnrsquot have a ldquosize limitrdquo then you can use it for ldquotravel sizerdquo or ldquosmallest size availablerdquo and get that product for free with possible overage This is a new way of shopping for most people
Tricks of the Trade
I hate to say this but even though I love Publix their meat prices are way too steep for me Instead of using my overage on meat at Publix I will sometimes take the cash in overage and use it at another store such as Piggly Wiggly Dollar General Market or WalMart so I can take advantage of their markdown prices on their meat A lot of times I can get ground beef for less than $2lb and chicken drumsticks for $325 for a family pack
Find out when your stores do their mark downs on their meat and produce and shop EARLY on those days
Use your 50c and under coupons at stores that doublehellip and do NOT load them to your card They wonrsquot double if they are digital
Tricks of the Trade
Clearance Items ndash Usually either found on end caps in bins or clearance aisles or even sometimes in their normal spots with clearance tags on them Check your coupons to see if you have any that match these items regularly
Creating a Shopping List
Most people make a list of the groceries they need and head to the store Their grocery lists tend to go by what they plan to eat for the week What you have just done is make a list of everything that is not on sale at the store
We need to step back and realize that groceries go on sale They all have a rock bottom low price and we want to focus on only buying groceries when they are at that rock bottom price
Creating a Shopping List
Here is an example of how I started out with Walgreens when I was learning how to ldquoRollrdquo my points and Register Rewards
Creating a Shopping List
Do your matchups A great way to learn how to do this is by first looking at the weekly sales ad and then by going to a coupon database such as the one on Frugal Jen and search to see what coupons are available to use for those sales items When yoursquove done this check my website and compare your matchups to mine and see how yoursquove done
Creating a Shopping List
How to come up with your own Match ups Look at the sales ads Look up on the coupon database to see what coupons are available Look through your coupons Herersquos an example of how we do this Say I have a store coupon and a manufacturer coupon
Creating a Shopping List
Looks like a great deal already But now look at the sales ad The VitaPizzas are 50 off My Publix has these priced at $399 so
50 off of $399 is appx $200 Take off $1 for the Publix q and $1 for the Manufacturer ` and they are FREE
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Stockpiling
How to StockpileCompare the coupon policies at the stores
you have available to you as well as any incentives they offer you to shop there
Finally ldquomatchrdquo your coupons to the sales ads and purchase when you find a deal that is at rock bottom
Stockpile when the price is free or close to free (Some people say 70 off ndash I donrsquot usually stockpile unless I get 80 off or more for most items)
Stockpiling
Donrsquot stockpile on something just because its on sale or you have a coupon for it Wait for the sale and the coupons to match and pay the lowest possible price
Stores run sales in cycles Everything typically goes on sale about every 8 ndash 12 weeks If you buy 8 ndash 12 weeks worth of everything when you find a great deal then you will have enough to last you until the next time If your family eats one box of cereal per week then go ahead and buy several boxes If your family only eats one box a month then maybe just buy a couple boxes
Stockpiling
Watch for expiration dates Certain items will expire Make sure you keep the older items in the front and put the new items in the back
Great things to stockpile on are household goods and personal hygiene products These often do not expire or have a very long shelf-life
Just because you already have a stockpile on something doesnrsquot mean you shouldnrsquot add to it if you find it free or close to free again This is how we maintain
Stockpiling
Things to ConsiderHow much to stockpileHow much space do you haveHow quickly will you use things before they
expire What quantity of an item do you need to last
your family until the item can be purchased again at rock bottom
How much are you willing to spend in advance to collect large quantities of cheap items
>
Stockpiling
Using a Price BookRecord data from every receipt you can findStart with 15-20 items you useSeparate into categories Over time notice sales cycles
Sale Cycles
Understanding Sales CyclesNovember ndash Cough Medicine Cold Medicine
Country Time Lemonade CharcoalJuly amp August ndash Back to School SuppliesToilet paper and cereal cycle every 6 weeksAlmost every item will go on sale every 6-8
Non-foodFoil Cookware Tools Cling Wrap Electronics Carpet and Flooring Trees and Plants
December
FoodHam Butter Cheese Sugar Baking Supplies Yeast Pie Crust Dough Dinner Rolls Frozen Pies Cake mix NutsFrosting Pie Filling Cookie Dough Spices Dried Fruit Oatmeal Soda
Non-foodGift cards Foil Cling WrapDisposable baking pansElectronics ComputersCarpeting and flooringCookware Tools Toys CarsBatteries Winter clothesCoats Motor Cycles
Couponing Myths
Couponing Myth 1
Generic products are cheaper to buy than name brands
FALSE ndash Generic items rarely go on sale and do not typically have coupons for them
So lets say 16oz of Great Value lunch meat is $249 Seems like a good price Now look at thisOscar Mayer 16oz is on
BOGO Originally priced at $529 ndash so half of $529 is roughly $264
Now see the coupon I placed next to it Thatrsquos for $21 so you would only pay 64c for 16oz of this name brand lunch meat
Couponing Myth 2
There are no coupons for healthy items
FALSE Check on websites like wwwKashicomwwwHealthyChoicecom wwwHorizonDairycomwwwvermontorganicsformulacom wwwNaturesSourceCleanerscom wwwCherryMoonFarmscom
Sign up for newsletters for your favorite items E-mail your favorite food brands and request coupons
This week I was able to get FREE Fresh Express Caesar Salad Kits by combining a BOGO offer with a manufacturer coupon at Publix
A couple of weeks ago I was able to score FREE Atkins meals also by combining a BOGO sale with a manufacturer coupon
Couponing Myth 3
Coupons donrsquot really save that much money
FALSE Coupons can help save you 50 or better off of your regular grocery bill Once you develop a stock pile of on sale items that you use regularly yoursquoll save even more I typically save about 75 - 90 off of store prices
Check out my receipt in the next slide for evidence showing how you can save drastically with the use of coupons and sales items
Couponing Myth 3
Couponing Myth 4
Irsquoll save more shopping at Cosco or Samrsquos Club
FALSE Some whole sale bulk shopping clubs donrsquot even allow coupon shopping If you shop the sales and use your coupons yoursquore sure to save the most at local grocery stores
When using coupons you mostly want to use your coupon on the smallest item allowed per the coupon Even though the unit price is cheaper retail the coupon will more than likely bring that unit price down a lot more than you think Use your calculator
Couponing Myth 5
There are no coupons for the things I use
FALSE Write to the manufacturer of the item and share your opinions about their products Yoursquore bound to receive some great product coupons
You canrsquot be brand loyal if you want to truly maximize your savings This gives you the wonderful opportunity to try new things
My home is stocked with items that we use every day from the use of coupons and sales We wouldnrsquot have the luxury of so much to choose from otherwise
Tricks of the Trade
Tricks of the Trade
Brand loyalty will kill your budget Be open to try new things I know we now have A LOT of new favorites in my family
Change the way you think Instead of buying 50 different items when you shop you will be buying more like 10 of 5 items and a few misc Once your stock pile is established yoursquoll find you wonrsquot need to buy a grocery cart filled with all of these different itemshellip and your shopping will take much less time because you will know what yoursquore going in for and you donrsquot have to browse around the store looking for 50 different items
Use a shopping list and donrsquot impulse buy If you shop with a list and stick with it your monthly bill will be reduced quite a bit
Tricks of the Trade
Price Matching ndash If you want to save on gas and money this is the way to go Say yoursquore already going to WalMart or Target but you know that something on your list is cheaper at Walgreens Bring in the sales ad showing the sale price on that item and save yourself that trip to Walgreens Keep in mind though bonus points and rewards do not apply here
Purchase products in the smallest size that your coupon allows If a coupon doesnrsquot have a ldquosize limitrdquo then you can use it for ldquotravel sizerdquo or ldquosmallest size availablerdquo and get that product for free with possible overage This is a new way of shopping for most people
Tricks of the Trade
I hate to say this but even though I love Publix their meat prices are way too steep for me Instead of using my overage on meat at Publix I will sometimes take the cash in overage and use it at another store such as Piggly Wiggly Dollar General Market or WalMart so I can take advantage of their markdown prices on their meat A lot of times I can get ground beef for less than $2lb and chicken drumsticks for $325 for a family pack
Find out when your stores do their mark downs on their meat and produce and shop EARLY on those days
Use your 50c and under coupons at stores that doublehellip and do NOT load them to your card They wonrsquot double if they are digital
Tricks of the Trade
Clearance Items ndash Usually either found on end caps in bins or clearance aisles or even sometimes in their normal spots with clearance tags on them Check your coupons to see if you have any that match these items regularly
Creating a Shopping List
Most people make a list of the groceries they need and head to the store Their grocery lists tend to go by what they plan to eat for the week What you have just done is make a list of everything that is not on sale at the store
We need to step back and realize that groceries go on sale They all have a rock bottom low price and we want to focus on only buying groceries when they are at that rock bottom price
Creating a Shopping List
Here is an example of how I started out with Walgreens when I was learning how to ldquoRollrdquo my points and Register Rewards
Creating a Shopping List
Do your matchups A great way to learn how to do this is by first looking at the weekly sales ad and then by going to a coupon database such as the one on Frugal Jen and search to see what coupons are available to use for those sales items When yoursquove done this check my website and compare your matchups to mine and see how yoursquove done
Creating a Shopping List
How to come up with your own Match ups Look at the sales ads Look up on the coupon database to see what coupons are available Look through your coupons Herersquos an example of how we do this Say I have a store coupon and a manufacturer coupon
Creating a Shopping List
Looks like a great deal already But now look at the sales ad The VitaPizzas are 50 off My Publix has these priced at $399 so
50 off of $399 is appx $200 Take off $1 for the Publix q and $1 for the Manufacturer ` and they are FREE
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Stockpiling
Donrsquot stockpile on something just because its on sale or you have a coupon for it Wait for the sale and the coupons to match and pay the lowest possible price
Stores run sales in cycles Everything typically goes on sale about every 8 ndash 12 weeks If you buy 8 ndash 12 weeks worth of everything when you find a great deal then you will have enough to last you until the next time If your family eats one box of cereal per week then go ahead and buy several boxes If your family only eats one box a month then maybe just buy a couple boxes
Stockpiling
Watch for expiration dates Certain items will expire Make sure you keep the older items in the front and put the new items in the back
Great things to stockpile on are household goods and personal hygiene products These often do not expire or have a very long shelf-life
Just because you already have a stockpile on something doesnrsquot mean you shouldnrsquot add to it if you find it free or close to free again This is how we maintain
Stockpiling
Things to ConsiderHow much to stockpileHow much space do you haveHow quickly will you use things before they
expire What quantity of an item do you need to last
your family until the item can be purchased again at rock bottom
How much are you willing to spend in advance to collect large quantities of cheap items
>
Stockpiling
Using a Price BookRecord data from every receipt you can findStart with 15-20 items you useSeparate into categories Over time notice sales cycles
Sale Cycles
Understanding Sales CyclesNovember ndash Cough Medicine Cold Medicine
Country Time Lemonade CharcoalJuly amp August ndash Back to School SuppliesToilet paper and cereal cycle every 6 weeksAlmost every item will go on sale every 6-8
Non-foodFoil Cookware Tools Cling Wrap Electronics Carpet and Flooring Trees and Plants
December
FoodHam Butter Cheese Sugar Baking Supplies Yeast Pie Crust Dough Dinner Rolls Frozen Pies Cake mix NutsFrosting Pie Filling Cookie Dough Spices Dried Fruit Oatmeal Soda
Non-foodGift cards Foil Cling WrapDisposable baking pansElectronics ComputersCarpeting and flooringCookware Tools Toys CarsBatteries Winter clothesCoats Motor Cycles
Couponing Myths
Couponing Myth 1
Generic products are cheaper to buy than name brands
FALSE ndash Generic items rarely go on sale and do not typically have coupons for them
So lets say 16oz of Great Value lunch meat is $249 Seems like a good price Now look at thisOscar Mayer 16oz is on
BOGO Originally priced at $529 ndash so half of $529 is roughly $264
Now see the coupon I placed next to it Thatrsquos for $21 so you would only pay 64c for 16oz of this name brand lunch meat
Couponing Myth 2
There are no coupons for healthy items
FALSE Check on websites like wwwKashicomwwwHealthyChoicecom wwwHorizonDairycomwwwvermontorganicsformulacom wwwNaturesSourceCleanerscom wwwCherryMoonFarmscom
Sign up for newsletters for your favorite items E-mail your favorite food brands and request coupons
This week I was able to get FREE Fresh Express Caesar Salad Kits by combining a BOGO offer with a manufacturer coupon at Publix
A couple of weeks ago I was able to score FREE Atkins meals also by combining a BOGO sale with a manufacturer coupon
Couponing Myth 3
Coupons donrsquot really save that much money
FALSE Coupons can help save you 50 or better off of your regular grocery bill Once you develop a stock pile of on sale items that you use regularly yoursquoll save even more I typically save about 75 - 90 off of store prices
Check out my receipt in the next slide for evidence showing how you can save drastically with the use of coupons and sales items
Couponing Myth 3
Couponing Myth 4
Irsquoll save more shopping at Cosco or Samrsquos Club
FALSE Some whole sale bulk shopping clubs donrsquot even allow coupon shopping If you shop the sales and use your coupons yoursquore sure to save the most at local grocery stores
When using coupons you mostly want to use your coupon on the smallest item allowed per the coupon Even though the unit price is cheaper retail the coupon will more than likely bring that unit price down a lot more than you think Use your calculator
Couponing Myth 5
There are no coupons for the things I use
FALSE Write to the manufacturer of the item and share your opinions about their products Yoursquore bound to receive some great product coupons
You canrsquot be brand loyal if you want to truly maximize your savings This gives you the wonderful opportunity to try new things
My home is stocked with items that we use every day from the use of coupons and sales We wouldnrsquot have the luxury of so much to choose from otherwise
Tricks of the Trade
Tricks of the Trade
Brand loyalty will kill your budget Be open to try new things I know we now have A LOT of new favorites in my family
Change the way you think Instead of buying 50 different items when you shop you will be buying more like 10 of 5 items and a few misc Once your stock pile is established yoursquoll find you wonrsquot need to buy a grocery cart filled with all of these different itemshellip and your shopping will take much less time because you will know what yoursquore going in for and you donrsquot have to browse around the store looking for 50 different items
Use a shopping list and donrsquot impulse buy If you shop with a list and stick with it your monthly bill will be reduced quite a bit
Tricks of the Trade
Price Matching ndash If you want to save on gas and money this is the way to go Say yoursquore already going to WalMart or Target but you know that something on your list is cheaper at Walgreens Bring in the sales ad showing the sale price on that item and save yourself that trip to Walgreens Keep in mind though bonus points and rewards do not apply here
Purchase products in the smallest size that your coupon allows If a coupon doesnrsquot have a ldquosize limitrdquo then you can use it for ldquotravel sizerdquo or ldquosmallest size availablerdquo and get that product for free with possible overage This is a new way of shopping for most people
Tricks of the Trade
I hate to say this but even though I love Publix their meat prices are way too steep for me Instead of using my overage on meat at Publix I will sometimes take the cash in overage and use it at another store such as Piggly Wiggly Dollar General Market or WalMart so I can take advantage of their markdown prices on their meat A lot of times I can get ground beef for less than $2lb and chicken drumsticks for $325 for a family pack
Find out when your stores do their mark downs on their meat and produce and shop EARLY on those days
Use your 50c and under coupons at stores that doublehellip and do NOT load them to your card They wonrsquot double if they are digital
Tricks of the Trade
Clearance Items ndash Usually either found on end caps in bins or clearance aisles or even sometimes in their normal spots with clearance tags on them Check your coupons to see if you have any that match these items regularly
Creating a Shopping List
Most people make a list of the groceries they need and head to the store Their grocery lists tend to go by what they plan to eat for the week What you have just done is make a list of everything that is not on sale at the store
We need to step back and realize that groceries go on sale They all have a rock bottom low price and we want to focus on only buying groceries when they are at that rock bottom price
Creating a Shopping List
Here is an example of how I started out with Walgreens when I was learning how to ldquoRollrdquo my points and Register Rewards
Creating a Shopping List
Do your matchups A great way to learn how to do this is by first looking at the weekly sales ad and then by going to a coupon database such as the one on Frugal Jen and search to see what coupons are available to use for those sales items When yoursquove done this check my website and compare your matchups to mine and see how yoursquove done
Creating a Shopping List
How to come up with your own Match ups Look at the sales ads Look up on the coupon database to see what coupons are available Look through your coupons Herersquos an example of how we do this Say I have a store coupon and a manufacturer coupon
Creating a Shopping List
Looks like a great deal already But now look at the sales ad The VitaPizzas are 50 off My Publix has these priced at $399 so
50 off of $399 is appx $200 Take off $1 for the Publix q and $1 for the Manufacturer ` and they are FREE
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Stockpiling
Watch for expiration dates Certain items will expire Make sure you keep the older items in the front and put the new items in the back
Great things to stockpile on are household goods and personal hygiene products These often do not expire or have a very long shelf-life
Just because you already have a stockpile on something doesnrsquot mean you shouldnrsquot add to it if you find it free or close to free again This is how we maintain
Stockpiling
Things to ConsiderHow much to stockpileHow much space do you haveHow quickly will you use things before they
expire What quantity of an item do you need to last
your family until the item can be purchased again at rock bottom
How much are you willing to spend in advance to collect large quantities of cheap items
>
Stockpiling
Using a Price BookRecord data from every receipt you can findStart with 15-20 items you useSeparate into categories Over time notice sales cycles
Sale Cycles
Understanding Sales CyclesNovember ndash Cough Medicine Cold Medicine
Country Time Lemonade CharcoalJuly amp August ndash Back to School SuppliesToilet paper and cereal cycle every 6 weeksAlmost every item will go on sale every 6-8
Non-foodFoil Cookware Tools Cling Wrap Electronics Carpet and Flooring Trees and Plants
December
FoodHam Butter Cheese Sugar Baking Supplies Yeast Pie Crust Dough Dinner Rolls Frozen Pies Cake mix NutsFrosting Pie Filling Cookie Dough Spices Dried Fruit Oatmeal Soda
Non-foodGift cards Foil Cling WrapDisposable baking pansElectronics ComputersCarpeting and flooringCookware Tools Toys CarsBatteries Winter clothesCoats Motor Cycles
Couponing Myths
Couponing Myth 1
Generic products are cheaper to buy than name brands
FALSE ndash Generic items rarely go on sale and do not typically have coupons for them
So lets say 16oz of Great Value lunch meat is $249 Seems like a good price Now look at thisOscar Mayer 16oz is on
BOGO Originally priced at $529 ndash so half of $529 is roughly $264
Now see the coupon I placed next to it Thatrsquos for $21 so you would only pay 64c for 16oz of this name brand lunch meat
Couponing Myth 2
There are no coupons for healthy items
FALSE Check on websites like wwwKashicomwwwHealthyChoicecom wwwHorizonDairycomwwwvermontorganicsformulacom wwwNaturesSourceCleanerscom wwwCherryMoonFarmscom
Sign up for newsletters for your favorite items E-mail your favorite food brands and request coupons
This week I was able to get FREE Fresh Express Caesar Salad Kits by combining a BOGO offer with a manufacturer coupon at Publix
A couple of weeks ago I was able to score FREE Atkins meals also by combining a BOGO sale with a manufacturer coupon
Couponing Myth 3
Coupons donrsquot really save that much money
FALSE Coupons can help save you 50 or better off of your regular grocery bill Once you develop a stock pile of on sale items that you use regularly yoursquoll save even more I typically save about 75 - 90 off of store prices
Check out my receipt in the next slide for evidence showing how you can save drastically with the use of coupons and sales items
Couponing Myth 3
Couponing Myth 4
Irsquoll save more shopping at Cosco or Samrsquos Club
FALSE Some whole sale bulk shopping clubs donrsquot even allow coupon shopping If you shop the sales and use your coupons yoursquore sure to save the most at local grocery stores
When using coupons you mostly want to use your coupon on the smallest item allowed per the coupon Even though the unit price is cheaper retail the coupon will more than likely bring that unit price down a lot more than you think Use your calculator
Couponing Myth 5
There are no coupons for the things I use
FALSE Write to the manufacturer of the item and share your opinions about their products Yoursquore bound to receive some great product coupons
You canrsquot be brand loyal if you want to truly maximize your savings This gives you the wonderful opportunity to try new things
My home is stocked with items that we use every day from the use of coupons and sales We wouldnrsquot have the luxury of so much to choose from otherwise
Tricks of the Trade
Tricks of the Trade
Brand loyalty will kill your budget Be open to try new things I know we now have A LOT of new favorites in my family
Change the way you think Instead of buying 50 different items when you shop you will be buying more like 10 of 5 items and a few misc Once your stock pile is established yoursquoll find you wonrsquot need to buy a grocery cart filled with all of these different itemshellip and your shopping will take much less time because you will know what yoursquore going in for and you donrsquot have to browse around the store looking for 50 different items
Use a shopping list and donrsquot impulse buy If you shop with a list and stick with it your monthly bill will be reduced quite a bit
Tricks of the Trade
Price Matching ndash If you want to save on gas and money this is the way to go Say yoursquore already going to WalMart or Target but you know that something on your list is cheaper at Walgreens Bring in the sales ad showing the sale price on that item and save yourself that trip to Walgreens Keep in mind though bonus points and rewards do not apply here
Purchase products in the smallest size that your coupon allows If a coupon doesnrsquot have a ldquosize limitrdquo then you can use it for ldquotravel sizerdquo or ldquosmallest size availablerdquo and get that product for free with possible overage This is a new way of shopping for most people
Tricks of the Trade
I hate to say this but even though I love Publix their meat prices are way too steep for me Instead of using my overage on meat at Publix I will sometimes take the cash in overage and use it at another store such as Piggly Wiggly Dollar General Market or WalMart so I can take advantage of their markdown prices on their meat A lot of times I can get ground beef for less than $2lb and chicken drumsticks for $325 for a family pack
Find out when your stores do their mark downs on their meat and produce and shop EARLY on those days
Use your 50c and under coupons at stores that doublehellip and do NOT load them to your card They wonrsquot double if they are digital
Tricks of the Trade
Clearance Items ndash Usually either found on end caps in bins or clearance aisles or even sometimes in their normal spots with clearance tags on them Check your coupons to see if you have any that match these items regularly
Creating a Shopping List
Most people make a list of the groceries they need and head to the store Their grocery lists tend to go by what they plan to eat for the week What you have just done is make a list of everything that is not on sale at the store
We need to step back and realize that groceries go on sale They all have a rock bottom low price and we want to focus on only buying groceries when they are at that rock bottom price
Creating a Shopping List
Here is an example of how I started out with Walgreens when I was learning how to ldquoRollrdquo my points and Register Rewards
Creating a Shopping List
Do your matchups A great way to learn how to do this is by first looking at the weekly sales ad and then by going to a coupon database such as the one on Frugal Jen and search to see what coupons are available to use for those sales items When yoursquove done this check my website and compare your matchups to mine and see how yoursquove done
Creating a Shopping List
How to come up with your own Match ups Look at the sales ads Look up on the coupon database to see what coupons are available Look through your coupons Herersquos an example of how we do this Say I have a store coupon and a manufacturer coupon
Creating a Shopping List
Looks like a great deal already But now look at the sales ad The VitaPizzas are 50 off My Publix has these priced at $399 so
50 off of $399 is appx $200 Take off $1 for the Publix q and $1 for the Manufacturer ` and they are FREE
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Stockpiling
Things to ConsiderHow much to stockpileHow much space do you haveHow quickly will you use things before they
expire What quantity of an item do you need to last
your family until the item can be purchased again at rock bottom
How much are you willing to spend in advance to collect large quantities of cheap items
>
Stockpiling
Using a Price BookRecord data from every receipt you can findStart with 15-20 items you useSeparate into categories Over time notice sales cycles
Sale Cycles
Understanding Sales CyclesNovember ndash Cough Medicine Cold Medicine
Country Time Lemonade CharcoalJuly amp August ndash Back to School SuppliesToilet paper and cereal cycle every 6 weeksAlmost every item will go on sale every 6-8
Non-foodFoil Cookware Tools Cling Wrap Electronics Carpet and Flooring Trees and Plants
December
FoodHam Butter Cheese Sugar Baking Supplies Yeast Pie Crust Dough Dinner Rolls Frozen Pies Cake mix NutsFrosting Pie Filling Cookie Dough Spices Dried Fruit Oatmeal Soda
Non-foodGift cards Foil Cling WrapDisposable baking pansElectronics ComputersCarpeting and flooringCookware Tools Toys CarsBatteries Winter clothesCoats Motor Cycles
Couponing Myths
Couponing Myth 1
Generic products are cheaper to buy than name brands
FALSE ndash Generic items rarely go on sale and do not typically have coupons for them
So lets say 16oz of Great Value lunch meat is $249 Seems like a good price Now look at thisOscar Mayer 16oz is on
BOGO Originally priced at $529 ndash so half of $529 is roughly $264
Now see the coupon I placed next to it Thatrsquos for $21 so you would only pay 64c for 16oz of this name brand lunch meat
Couponing Myth 2
There are no coupons for healthy items
FALSE Check on websites like wwwKashicomwwwHealthyChoicecom wwwHorizonDairycomwwwvermontorganicsformulacom wwwNaturesSourceCleanerscom wwwCherryMoonFarmscom
Sign up for newsletters for your favorite items E-mail your favorite food brands and request coupons
This week I was able to get FREE Fresh Express Caesar Salad Kits by combining a BOGO offer with a manufacturer coupon at Publix
A couple of weeks ago I was able to score FREE Atkins meals also by combining a BOGO sale with a manufacturer coupon
Couponing Myth 3
Coupons donrsquot really save that much money
FALSE Coupons can help save you 50 or better off of your regular grocery bill Once you develop a stock pile of on sale items that you use regularly yoursquoll save even more I typically save about 75 - 90 off of store prices
Check out my receipt in the next slide for evidence showing how you can save drastically with the use of coupons and sales items
Couponing Myth 3
Couponing Myth 4
Irsquoll save more shopping at Cosco or Samrsquos Club
FALSE Some whole sale bulk shopping clubs donrsquot even allow coupon shopping If you shop the sales and use your coupons yoursquore sure to save the most at local grocery stores
When using coupons you mostly want to use your coupon on the smallest item allowed per the coupon Even though the unit price is cheaper retail the coupon will more than likely bring that unit price down a lot more than you think Use your calculator
Couponing Myth 5
There are no coupons for the things I use
FALSE Write to the manufacturer of the item and share your opinions about their products Yoursquore bound to receive some great product coupons
You canrsquot be brand loyal if you want to truly maximize your savings This gives you the wonderful opportunity to try new things
My home is stocked with items that we use every day from the use of coupons and sales We wouldnrsquot have the luxury of so much to choose from otherwise
Tricks of the Trade
Tricks of the Trade
Brand loyalty will kill your budget Be open to try new things I know we now have A LOT of new favorites in my family
Change the way you think Instead of buying 50 different items when you shop you will be buying more like 10 of 5 items and a few misc Once your stock pile is established yoursquoll find you wonrsquot need to buy a grocery cart filled with all of these different itemshellip and your shopping will take much less time because you will know what yoursquore going in for and you donrsquot have to browse around the store looking for 50 different items
Use a shopping list and donrsquot impulse buy If you shop with a list and stick with it your monthly bill will be reduced quite a bit
Tricks of the Trade
Price Matching ndash If you want to save on gas and money this is the way to go Say yoursquore already going to WalMart or Target but you know that something on your list is cheaper at Walgreens Bring in the sales ad showing the sale price on that item and save yourself that trip to Walgreens Keep in mind though bonus points and rewards do not apply here
Purchase products in the smallest size that your coupon allows If a coupon doesnrsquot have a ldquosize limitrdquo then you can use it for ldquotravel sizerdquo or ldquosmallest size availablerdquo and get that product for free with possible overage This is a new way of shopping for most people
Tricks of the Trade
I hate to say this but even though I love Publix their meat prices are way too steep for me Instead of using my overage on meat at Publix I will sometimes take the cash in overage and use it at another store such as Piggly Wiggly Dollar General Market or WalMart so I can take advantage of their markdown prices on their meat A lot of times I can get ground beef for less than $2lb and chicken drumsticks for $325 for a family pack
Find out when your stores do their mark downs on their meat and produce and shop EARLY on those days
Use your 50c and under coupons at stores that doublehellip and do NOT load them to your card They wonrsquot double if they are digital
Tricks of the Trade
Clearance Items ndash Usually either found on end caps in bins or clearance aisles or even sometimes in their normal spots with clearance tags on them Check your coupons to see if you have any that match these items regularly
Creating a Shopping List
Most people make a list of the groceries they need and head to the store Their grocery lists tend to go by what they plan to eat for the week What you have just done is make a list of everything that is not on sale at the store
We need to step back and realize that groceries go on sale They all have a rock bottom low price and we want to focus on only buying groceries when they are at that rock bottom price
Creating a Shopping List
Here is an example of how I started out with Walgreens when I was learning how to ldquoRollrdquo my points and Register Rewards
Creating a Shopping List
Do your matchups A great way to learn how to do this is by first looking at the weekly sales ad and then by going to a coupon database such as the one on Frugal Jen and search to see what coupons are available to use for those sales items When yoursquove done this check my website and compare your matchups to mine and see how yoursquove done
Creating a Shopping List
How to come up with your own Match ups Look at the sales ads Look up on the coupon database to see what coupons are available Look through your coupons Herersquos an example of how we do this Say I have a store coupon and a manufacturer coupon
Creating a Shopping List
Looks like a great deal already But now look at the sales ad The VitaPizzas are 50 off My Publix has these priced at $399 so
50 off of $399 is appx $200 Take off $1 for the Publix q and $1 for the Manufacturer ` and they are FREE
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Stockpiling
Using a Price BookRecord data from every receipt you can findStart with 15-20 items you useSeparate into categories Over time notice sales cycles
Sale Cycles
Understanding Sales CyclesNovember ndash Cough Medicine Cold Medicine
Country Time Lemonade CharcoalJuly amp August ndash Back to School SuppliesToilet paper and cereal cycle every 6 weeksAlmost every item will go on sale every 6-8
Non-foodFoil Cookware Tools Cling Wrap Electronics Carpet and Flooring Trees and Plants
December
FoodHam Butter Cheese Sugar Baking Supplies Yeast Pie Crust Dough Dinner Rolls Frozen Pies Cake mix NutsFrosting Pie Filling Cookie Dough Spices Dried Fruit Oatmeal Soda
Non-foodGift cards Foil Cling WrapDisposable baking pansElectronics ComputersCarpeting and flooringCookware Tools Toys CarsBatteries Winter clothesCoats Motor Cycles
Couponing Myths
Couponing Myth 1
Generic products are cheaper to buy than name brands
FALSE ndash Generic items rarely go on sale and do not typically have coupons for them
So lets say 16oz of Great Value lunch meat is $249 Seems like a good price Now look at thisOscar Mayer 16oz is on
BOGO Originally priced at $529 ndash so half of $529 is roughly $264
Now see the coupon I placed next to it Thatrsquos for $21 so you would only pay 64c for 16oz of this name brand lunch meat
Couponing Myth 2
There are no coupons for healthy items
FALSE Check on websites like wwwKashicomwwwHealthyChoicecom wwwHorizonDairycomwwwvermontorganicsformulacom wwwNaturesSourceCleanerscom wwwCherryMoonFarmscom
Sign up for newsletters for your favorite items E-mail your favorite food brands and request coupons
This week I was able to get FREE Fresh Express Caesar Salad Kits by combining a BOGO offer with a manufacturer coupon at Publix
A couple of weeks ago I was able to score FREE Atkins meals also by combining a BOGO sale with a manufacturer coupon
Couponing Myth 3
Coupons donrsquot really save that much money
FALSE Coupons can help save you 50 or better off of your regular grocery bill Once you develop a stock pile of on sale items that you use regularly yoursquoll save even more I typically save about 75 - 90 off of store prices
Check out my receipt in the next slide for evidence showing how you can save drastically with the use of coupons and sales items
Couponing Myth 3
Couponing Myth 4
Irsquoll save more shopping at Cosco or Samrsquos Club
FALSE Some whole sale bulk shopping clubs donrsquot even allow coupon shopping If you shop the sales and use your coupons yoursquore sure to save the most at local grocery stores
When using coupons you mostly want to use your coupon on the smallest item allowed per the coupon Even though the unit price is cheaper retail the coupon will more than likely bring that unit price down a lot more than you think Use your calculator
Couponing Myth 5
There are no coupons for the things I use
FALSE Write to the manufacturer of the item and share your opinions about their products Yoursquore bound to receive some great product coupons
You canrsquot be brand loyal if you want to truly maximize your savings This gives you the wonderful opportunity to try new things
My home is stocked with items that we use every day from the use of coupons and sales We wouldnrsquot have the luxury of so much to choose from otherwise
Tricks of the Trade
Tricks of the Trade
Brand loyalty will kill your budget Be open to try new things I know we now have A LOT of new favorites in my family
Change the way you think Instead of buying 50 different items when you shop you will be buying more like 10 of 5 items and a few misc Once your stock pile is established yoursquoll find you wonrsquot need to buy a grocery cart filled with all of these different itemshellip and your shopping will take much less time because you will know what yoursquore going in for and you donrsquot have to browse around the store looking for 50 different items
Use a shopping list and donrsquot impulse buy If you shop with a list and stick with it your monthly bill will be reduced quite a bit
Tricks of the Trade
Price Matching ndash If you want to save on gas and money this is the way to go Say yoursquore already going to WalMart or Target but you know that something on your list is cheaper at Walgreens Bring in the sales ad showing the sale price on that item and save yourself that trip to Walgreens Keep in mind though bonus points and rewards do not apply here
Purchase products in the smallest size that your coupon allows If a coupon doesnrsquot have a ldquosize limitrdquo then you can use it for ldquotravel sizerdquo or ldquosmallest size availablerdquo and get that product for free with possible overage This is a new way of shopping for most people
Tricks of the Trade
I hate to say this but even though I love Publix their meat prices are way too steep for me Instead of using my overage on meat at Publix I will sometimes take the cash in overage and use it at another store such as Piggly Wiggly Dollar General Market or WalMart so I can take advantage of their markdown prices on their meat A lot of times I can get ground beef for less than $2lb and chicken drumsticks for $325 for a family pack
Find out when your stores do their mark downs on their meat and produce and shop EARLY on those days
Use your 50c and under coupons at stores that doublehellip and do NOT load them to your card They wonrsquot double if they are digital
Tricks of the Trade
Clearance Items ndash Usually either found on end caps in bins or clearance aisles or even sometimes in their normal spots with clearance tags on them Check your coupons to see if you have any that match these items regularly
Creating a Shopping List
Most people make a list of the groceries they need and head to the store Their grocery lists tend to go by what they plan to eat for the week What you have just done is make a list of everything that is not on sale at the store
We need to step back and realize that groceries go on sale They all have a rock bottom low price and we want to focus on only buying groceries when they are at that rock bottom price
Creating a Shopping List
Here is an example of how I started out with Walgreens when I was learning how to ldquoRollrdquo my points and Register Rewards
Creating a Shopping List
Do your matchups A great way to learn how to do this is by first looking at the weekly sales ad and then by going to a coupon database such as the one on Frugal Jen and search to see what coupons are available to use for those sales items When yoursquove done this check my website and compare your matchups to mine and see how yoursquove done
Creating a Shopping List
How to come up with your own Match ups Look at the sales ads Look up on the coupon database to see what coupons are available Look through your coupons Herersquos an example of how we do this Say I have a store coupon and a manufacturer coupon
Creating a Shopping List
Looks like a great deal already But now look at the sales ad The VitaPizzas are 50 off My Publix has these priced at $399 so
50 off of $399 is appx $200 Take off $1 for the Publix q and $1 for the Manufacturer ` and they are FREE
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Sale Cycles
Understanding Sales CyclesNovember ndash Cough Medicine Cold Medicine
Country Time Lemonade CharcoalJuly amp August ndash Back to School SuppliesToilet paper and cereal cycle every 6 weeksAlmost every item will go on sale every 6-8
Non-foodFoil Cookware Tools Cling Wrap Electronics Carpet and Flooring Trees and Plants
December
FoodHam Butter Cheese Sugar Baking Supplies Yeast Pie Crust Dough Dinner Rolls Frozen Pies Cake mix NutsFrosting Pie Filling Cookie Dough Spices Dried Fruit Oatmeal Soda
Non-foodGift cards Foil Cling WrapDisposable baking pansElectronics ComputersCarpeting and flooringCookware Tools Toys CarsBatteries Winter clothesCoats Motor Cycles
Couponing Myths
Couponing Myth 1
Generic products are cheaper to buy than name brands
FALSE ndash Generic items rarely go on sale and do not typically have coupons for them
So lets say 16oz of Great Value lunch meat is $249 Seems like a good price Now look at thisOscar Mayer 16oz is on
BOGO Originally priced at $529 ndash so half of $529 is roughly $264
Now see the coupon I placed next to it Thatrsquos for $21 so you would only pay 64c for 16oz of this name brand lunch meat
Couponing Myth 2
There are no coupons for healthy items
FALSE Check on websites like wwwKashicomwwwHealthyChoicecom wwwHorizonDairycomwwwvermontorganicsformulacom wwwNaturesSourceCleanerscom wwwCherryMoonFarmscom
Sign up for newsletters for your favorite items E-mail your favorite food brands and request coupons
This week I was able to get FREE Fresh Express Caesar Salad Kits by combining a BOGO offer with a manufacturer coupon at Publix
A couple of weeks ago I was able to score FREE Atkins meals also by combining a BOGO sale with a manufacturer coupon
Couponing Myth 3
Coupons donrsquot really save that much money
FALSE Coupons can help save you 50 or better off of your regular grocery bill Once you develop a stock pile of on sale items that you use regularly yoursquoll save even more I typically save about 75 - 90 off of store prices
Check out my receipt in the next slide for evidence showing how you can save drastically with the use of coupons and sales items
Couponing Myth 3
Couponing Myth 4
Irsquoll save more shopping at Cosco or Samrsquos Club
FALSE Some whole sale bulk shopping clubs donrsquot even allow coupon shopping If you shop the sales and use your coupons yoursquore sure to save the most at local grocery stores
When using coupons you mostly want to use your coupon on the smallest item allowed per the coupon Even though the unit price is cheaper retail the coupon will more than likely bring that unit price down a lot more than you think Use your calculator
Couponing Myth 5
There are no coupons for the things I use
FALSE Write to the manufacturer of the item and share your opinions about their products Yoursquore bound to receive some great product coupons
You canrsquot be brand loyal if you want to truly maximize your savings This gives you the wonderful opportunity to try new things
My home is stocked with items that we use every day from the use of coupons and sales We wouldnrsquot have the luxury of so much to choose from otherwise
Tricks of the Trade
Tricks of the Trade
Brand loyalty will kill your budget Be open to try new things I know we now have A LOT of new favorites in my family
Change the way you think Instead of buying 50 different items when you shop you will be buying more like 10 of 5 items and a few misc Once your stock pile is established yoursquoll find you wonrsquot need to buy a grocery cart filled with all of these different itemshellip and your shopping will take much less time because you will know what yoursquore going in for and you donrsquot have to browse around the store looking for 50 different items
Use a shopping list and donrsquot impulse buy If you shop with a list and stick with it your monthly bill will be reduced quite a bit
Tricks of the Trade
Price Matching ndash If you want to save on gas and money this is the way to go Say yoursquore already going to WalMart or Target but you know that something on your list is cheaper at Walgreens Bring in the sales ad showing the sale price on that item and save yourself that trip to Walgreens Keep in mind though bonus points and rewards do not apply here
Purchase products in the smallest size that your coupon allows If a coupon doesnrsquot have a ldquosize limitrdquo then you can use it for ldquotravel sizerdquo or ldquosmallest size availablerdquo and get that product for free with possible overage This is a new way of shopping for most people
Tricks of the Trade
I hate to say this but even though I love Publix their meat prices are way too steep for me Instead of using my overage on meat at Publix I will sometimes take the cash in overage and use it at another store such as Piggly Wiggly Dollar General Market or WalMart so I can take advantage of their markdown prices on their meat A lot of times I can get ground beef for less than $2lb and chicken drumsticks for $325 for a family pack
Find out when your stores do their mark downs on their meat and produce and shop EARLY on those days
Use your 50c and under coupons at stores that doublehellip and do NOT load them to your card They wonrsquot double if they are digital
Tricks of the Trade
Clearance Items ndash Usually either found on end caps in bins or clearance aisles or even sometimes in their normal spots with clearance tags on them Check your coupons to see if you have any that match these items regularly
Creating a Shopping List
Most people make a list of the groceries they need and head to the store Their grocery lists tend to go by what they plan to eat for the week What you have just done is make a list of everything that is not on sale at the store
We need to step back and realize that groceries go on sale They all have a rock bottom low price and we want to focus on only buying groceries when they are at that rock bottom price
Creating a Shopping List
Here is an example of how I started out with Walgreens when I was learning how to ldquoRollrdquo my points and Register Rewards
Creating a Shopping List
Do your matchups A great way to learn how to do this is by first looking at the weekly sales ad and then by going to a coupon database such as the one on Frugal Jen and search to see what coupons are available to use for those sales items When yoursquove done this check my website and compare your matchups to mine and see how yoursquove done
Creating a Shopping List
How to come up with your own Match ups Look at the sales ads Look up on the coupon database to see what coupons are available Look through your coupons Herersquos an example of how we do this Say I have a store coupon and a manufacturer coupon
Creating a Shopping List
Looks like a great deal already But now look at the sales ad The VitaPizzas are 50 off My Publix has these priced at $399 so
50 off of $399 is appx $200 Take off $1 for the Publix q and $1 for the Manufacturer ` and they are FREE
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Non-foodFoil Cookware Tools Cling Wrap Electronics Carpet and Flooring Trees and Plants
December
FoodHam Butter Cheese Sugar Baking Supplies Yeast Pie Crust Dough Dinner Rolls Frozen Pies Cake mix NutsFrosting Pie Filling Cookie Dough Spices Dried Fruit Oatmeal Soda
Non-foodGift cards Foil Cling WrapDisposable baking pansElectronics ComputersCarpeting and flooringCookware Tools Toys CarsBatteries Winter clothesCoats Motor Cycles
Couponing Myths
Couponing Myth 1
Generic products are cheaper to buy than name brands
FALSE ndash Generic items rarely go on sale and do not typically have coupons for them
So lets say 16oz of Great Value lunch meat is $249 Seems like a good price Now look at thisOscar Mayer 16oz is on
BOGO Originally priced at $529 ndash so half of $529 is roughly $264
Now see the coupon I placed next to it Thatrsquos for $21 so you would only pay 64c for 16oz of this name brand lunch meat
Couponing Myth 2
There are no coupons for healthy items
FALSE Check on websites like wwwKashicomwwwHealthyChoicecom wwwHorizonDairycomwwwvermontorganicsformulacom wwwNaturesSourceCleanerscom wwwCherryMoonFarmscom
Sign up for newsletters for your favorite items E-mail your favorite food brands and request coupons
This week I was able to get FREE Fresh Express Caesar Salad Kits by combining a BOGO offer with a manufacturer coupon at Publix
A couple of weeks ago I was able to score FREE Atkins meals also by combining a BOGO sale with a manufacturer coupon
Couponing Myth 3
Coupons donrsquot really save that much money
FALSE Coupons can help save you 50 or better off of your regular grocery bill Once you develop a stock pile of on sale items that you use regularly yoursquoll save even more I typically save about 75 - 90 off of store prices
Check out my receipt in the next slide for evidence showing how you can save drastically with the use of coupons and sales items
Couponing Myth 3
Couponing Myth 4
Irsquoll save more shopping at Cosco or Samrsquos Club
FALSE Some whole sale bulk shopping clubs donrsquot even allow coupon shopping If you shop the sales and use your coupons yoursquore sure to save the most at local grocery stores
When using coupons you mostly want to use your coupon on the smallest item allowed per the coupon Even though the unit price is cheaper retail the coupon will more than likely bring that unit price down a lot more than you think Use your calculator
Couponing Myth 5
There are no coupons for the things I use
FALSE Write to the manufacturer of the item and share your opinions about their products Yoursquore bound to receive some great product coupons
You canrsquot be brand loyal if you want to truly maximize your savings This gives you the wonderful opportunity to try new things
My home is stocked with items that we use every day from the use of coupons and sales We wouldnrsquot have the luxury of so much to choose from otherwise
Tricks of the Trade
Tricks of the Trade
Brand loyalty will kill your budget Be open to try new things I know we now have A LOT of new favorites in my family
Change the way you think Instead of buying 50 different items when you shop you will be buying more like 10 of 5 items and a few misc Once your stock pile is established yoursquoll find you wonrsquot need to buy a grocery cart filled with all of these different itemshellip and your shopping will take much less time because you will know what yoursquore going in for and you donrsquot have to browse around the store looking for 50 different items
Use a shopping list and donrsquot impulse buy If you shop with a list and stick with it your monthly bill will be reduced quite a bit
Tricks of the Trade
Price Matching ndash If you want to save on gas and money this is the way to go Say yoursquore already going to WalMart or Target but you know that something on your list is cheaper at Walgreens Bring in the sales ad showing the sale price on that item and save yourself that trip to Walgreens Keep in mind though bonus points and rewards do not apply here
Purchase products in the smallest size that your coupon allows If a coupon doesnrsquot have a ldquosize limitrdquo then you can use it for ldquotravel sizerdquo or ldquosmallest size availablerdquo and get that product for free with possible overage This is a new way of shopping for most people
Tricks of the Trade
I hate to say this but even though I love Publix their meat prices are way too steep for me Instead of using my overage on meat at Publix I will sometimes take the cash in overage and use it at another store such as Piggly Wiggly Dollar General Market or WalMart so I can take advantage of their markdown prices on their meat A lot of times I can get ground beef for less than $2lb and chicken drumsticks for $325 for a family pack
Find out when your stores do their mark downs on their meat and produce and shop EARLY on those days
Use your 50c and under coupons at stores that doublehellip and do NOT load them to your card They wonrsquot double if they are digital
Tricks of the Trade
Clearance Items ndash Usually either found on end caps in bins or clearance aisles or even sometimes in their normal spots with clearance tags on them Check your coupons to see if you have any that match these items regularly
Creating a Shopping List
Most people make a list of the groceries they need and head to the store Their grocery lists tend to go by what they plan to eat for the week What you have just done is make a list of everything that is not on sale at the store
We need to step back and realize that groceries go on sale They all have a rock bottom low price and we want to focus on only buying groceries when they are at that rock bottom price
Creating a Shopping List
Here is an example of how I started out with Walgreens when I was learning how to ldquoRollrdquo my points and Register Rewards
Creating a Shopping List
Do your matchups A great way to learn how to do this is by first looking at the weekly sales ad and then by going to a coupon database such as the one on Frugal Jen and search to see what coupons are available to use for those sales items When yoursquove done this check my website and compare your matchups to mine and see how yoursquove done
Creating a Shopping List
How to come up with your own Match ups Look at the sales ads Look up on the coupon database to see what coupons are available Look through your coupons Herersquos an example of how we do this Say I have a store coupon and a manufacturer coupon
Creating a Shopping List
Looks like a great deal already But now look at the sales ad The VitaPizzas are 50 off My Publix has these priced at $399 so
50 off of $399 is appx $200 Take off $1 for the Publix q and $1 for the Manufacturer ` and they are FREE
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Non-foodFoil Cookware Tools Cling Wrap Electronics Carpet and Flooring Trees and Plants
December
FoodHam Butter Cheese Sugar Baking Supplies Yeast Pie Crust Dough Dinner Rolls Frozen Pies Cake mix NutsFrosting Pie Filling Cookie Dough Spices Dried Fruit Oatmeal Soda
Non-foodGift cards Foil Cling WrapDisposable baking pansElectronics ComputersCarpeting and flooringCookware Tools Toys CarsBatteries Winter clothesCoats Motor Cycles
Couponing Myths
Couponing Myth 1
Generic products are cheaper to buy than name brands
FALSE ndash Generic items rarely go on sale and do not typically have coupons for them
So lets say 16oz of Great Value lunch meat is $249 Seems like a good price Now look at thisOscar Mayer 16oz is on
BOGO Originally priced at $529 ndash so half of $529 is roughly $264
Now see the coupon I placed next to it Thatrsquos for $21 so you would only pay 64c for 16oz of this name brand lunch meat
Couponing Myth 2
There are no coupons for healthy items
FALSE Check on websites like wwwKashicomwwwHealthyChoicecom wwwHorizonDairycomwwwvermontorganicsformulacom wwwNaturesSourceCleanerscom wwwCherryMoonFarmscom
Sign up for newsletters for your favorite items E-mail your favorite food brands and request coupons
This week I was able to get FREE Fresh Express Caesar Salad Kits by combining a BOGO offer with a manufacturer coupon at Publix
A couple of weeks ago I was able to score FREE Atkins meals also by combining a BOGO sale with a manufacturer coupon
Couponing Myth 3
Coupons donrsquot really save that much money
FALSE Coupons can help save you 50 or better off of your regular grocery bill Once you develop a stock pile of on sale items that you use regularly yoursquoll save even more I typically save about 75 - 90 off of store prices
Check out my receipt in the next slide for evidence showing how you can save drastically with the use of coupons and sales items
Couponing Myth 3
Couponing Myth 4
Irsquoll save more shopping at Cosco or Samrsquos Club
FALSE Some whole sale bulk shopping clubs donrsquot even allow coupon shopping If you shop the sales and use your coupons yoursquore sure to save the most at local grocery stores
When using coupons you mostly want to use your coupon on the smallest item allowed per the coupon Even though the unit price is cheaper retail the coupon will more than likely bring that unit price down a lot more than you think Use your calculator
Couponing Myth 5
There are no coupons for the things I use
FALSE Write to the manufacturer of the item and share your opinions about their products Yoursquore bound to receive some great product coupons
You canrsquot be brand loyal if you want to truly maximize your savings This gives you the wonderful opportunity to try new things
My home is stocked with items that we use every day from the use of coupons and sales We wouldnrsquot have the luxury of so much to choose from otherwise
Tricks of the Trade
Tricks of the Trade
Brand loyalty will kill your budget Be open to try new things I know we now have A LOT of new favorites in my family
Change the way you think Instead of buying 50 different items when you shop you will be buying more like 10 of 5 items and a few misc Once your stock pile is established yoursquoll find you wonrsquot need to buy a grocery cart filled with all of these different itemshellip and your shopping will take much less time because you will know what yoursquore going in for and you donrsquot have to browse around the store looking for 50 different items
Use a shopping list and donrsquot impulse buy If you shop with a list and stick with it your monthly bill will be reduced quite a bit
Tricks of the Trade
Price Matching ndash If you want to save on gas and money this is the way to go Say yoursquore already going to WalMart or Target but you know that something on your list is cheaper at Walgreens Bring in the sales ad showing the sale price on that item and save yourself that trip to Walgreens Keep in mind though bonus points and rewards do not apply here
Purchase products in the smallest size that your coupon allows If a coupon doesnrsquot have a ldquosize limitrdquo then you can use it for ldquotravel sizerdquo or ldquosmallest size availablerdquo and get that product for free with possible overage This is a new way of shopping for most people
Tricks of the Trade
I hate to say this but even though I love Publix their meat prices are way too steep for me Instead of using my overage on meat at Publix I will sometimes take the cash in overage and use it at another store such as Piggly Wiggly Dollar General Market or WalMart so I can take advantage of their markdown prices on their meat A lot of times I can get ground beef for less than $2lb and chicken drumsticks for $325 for a family pack
Find out when your stores do their mark downs on their meat and produce and shop EARLY on those days
Use your 50c and under coupons at stores that doublehellip and do NOT load them to your card They wonrsquot double if they are digital
Tricks of the Trade
Clearance Items ndash Usually either found on end caps in bins or clearance aisles or even sometimes in their normal spots with clearance tags on them Check your coupons to see if you have any that match these items regularly
Creating a Shopping List
Most people make a list of the groceries they need and head to the store Their grocery lists tend to go by what they plan to eat for the week What you have just done is make a list of everything that is not on sale at the store
We need to step back and realize that groceries go on sale They all have a rock bottom low price and we want to focus on only buying groceries when they are at that rock bottom price
Creating a Shopping List
Here is an example of how I started out with Walgreens when I was learning how to ldquoRollrdquo my points and Register Rewards
Creating a Shopping List
Do your matchups A great way to learn how to do this is by first looking at the weekly sales ad and then by going to a coupon database such as the one on Frugal Jen and search to see what coupons are available to use for those sales items When yoursquove done this check my website and compare your matchups to mine and see how yoursquove done
Creating a Shopping List
How to come up with your own Match ups Look at the sales ads Look up on the coupon database to see what coupons are available Look through your coupons Herersquos an example of how we do this Say I have a store coupon and a manufacturer coupon
Creating a Shopping List
Looks like a great deal already But now look at the sales ad The VitaPizzas are 50 off My Publix has these priced at $399 so
50 off of $399 is appx $200 Take off $1 for the Publix q and $1 for the Manufacturer ` and they are FREE
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Sale Cycles
September
FoodCereal Breakfast bars Wine Soda Pie Broth Mushrooms PBampJ Lunch meat Cheese Yogurt Chips Snack cakes Cookies Hot Dogs Grnd Beef Buns Condiments Salad dressing Canned fruits and vegetables Soups
Non-foodGrilling Items Party Items School SuppliesOffice supplies SocksUndershirts Cars Bulbs Grills Large appliances Lawn Mowers Trees Shrubs
October
FoodCanned fruits and veggiesDried fruitsSoups BrothMushroomsFair Trade productsSeafood
Non-foodLarge appliancesLawn mowersGrills Tires and other car care supplies JeansTrees Plants
Non-foodFoil Cookware Tools Cling Wrap Electronics Carpet and Flooring Trees and Plants
December
FoodHam Butter Cheese Sugar Baking Supplies Yeast Pie Crust Dough Dinner Rolls Frozen Pies Cake mix NutsFrosting Pie Filling Cookie Dough Spices Dried Fruit Oatmeal Soda
Non-foodGift cards Foil Cling WrapDisposable baking pansElectronics ComputersCarpeting and flooringCookware Tools Toys CarsBatteries Winter clothesCoats Motor Cycles
Couponing Myths
Couponing Myth 1
Generic products are cheaper to buy than name brands
FALSE ndash Generic items rarely go on sale and do not typically have coupons for them
So lets say 16oz of Great Value lunch meat is $249 Seems like a good price Now look at thisOscar Mayer 16oz is on
BOGO Originally priced at $529 ndash so half of $529 is roughly $264
Now see the coupon I placed next to it Thatrsquos for $21 so you would only pay 64c for 16oz of this name brand lunch meat
Couponing Myth 2
There are no coupons for healthy items
FALSE Check on websites like wwwKashicomwwwHealthyChoicecom wwwHorizonDairycomwwwvermontorganicsformulacom wwwNaturesSourceCleanerscom wwwCherryMoonFarmscom
Sign up for newsletters for your favorite items E-mail your favorite food brands and request coupons
This week I was able to get FREE Fresh Express Caesar Salad Kits by combining a BOGO offer with a manufacturer coupon at Publix
A couple of weeks ago I was able to score FREE Atkins meals also by combining a BOGO sale with a manufacturer coupon
Couponing Myth 3
Coupons donrsquot really save that much money
FALSE Coupons can help save you 50 or better off of your regular grocery bill Once you develop a stock pile of on sale items that you use regularly yoursquoll save even more I typically save about 75 - 90 off of store prices
Check out my receipt in the next slide for evidence showing how you can save drastically with the use of coupons and sales items
Couponing Myth 3
Couponing Myth 4
Irsquoll save more shopping at Cosco or Samrsquos Club
FALSE Some whole sale bulk shopping clubs donrsquot even allow coupon shopping If you shop the sales and use your coupons yoursquore sure to save the most at local grocery stores
When using coupons you mostly want to use your coupon on the smallest item allowed per the coupon Even though the unit price is cheaper retail the coupon will more than likely bring that unit price down a lot more than you think Use your calculator
Couponing Myth 5
There are no coupons for the things I use
FALSE Write to the manufacturer of the item and share your opinions about their products Yoursquore bound to receive some great product coupons
You canrsquot be brand loyal if you want to truly maximize your savings This gives you the wonderful opportunity to try new things
My home is stocked with items that we use every day from the use of coupons and sales We wouldnrsquot have the luxury of so much to choose from otherwise
Tricks of the Trade
Tricks of the Trade
Brand loyalty will kill your budget Be open to try new things I know we now have A LOT of new favorites in my family
Change the way you think Instead of buying 50 different items when you shop you will be buying more like 10 of 5 items and a few misc Once your stock pile is established yoursquoll find you wonrsquot need to buy a grocery cart filled with all of these different itemshellip and your shopping will take much less time because you will know what yoursquore going in for and you donrsquot have to browse around the store looking for 50 different items
Use a shopping list and donrsquot impulse buy If you shop with a list and stick with it your monthly bill will be reduced quite a bit
Tricks of the Trade
Price Matching ndash If you want to save on gas and money this is the way to go Say yoursquore already going to WalMart or Target but you know that something on your list is cheaper at Walgreens Bring in the sales ad showing the sale price on that item and save yourself that trip to Walgreens Keep in mind though bonus points and rewards do not apply here
Purchase products in the smallest size that your coupon allows If a coupon doesnrsquot have a ldquosize limitrdquo then you can use it for ldquotravel sizerdquo or ldquosmallest size availablerdquo and get that product for free with possible overage This is a new way of shopping for most people
Tricks of the Trade
I hate to say this but even though I love Publix their meat prices are way too steep for me Instead of using my overage on meat at Publix I will sometimes take the cash in overage and use it at another store such as Piggly Wiggly Dollar General Market or WalMart so I can take advantage of their markdown prices on their meat A lot of times I can get ground beef for less than $2lb and chicken drumsticks for $325 for a family pack
Find out when your stores do their mark downs on their meat and produce and shop EARLY on those days
Use your 50c and under coupons at stores that doublehellip and do NOT load them to your card They wonrsquot double if they are digital
Tricks of the Trade
Clearance Items ndash Usually either found on end caps in bins or clearance aisles or even sometimes in their normal spots with clearance tags on them Check your coupons to see if you have any that match these items regularly
Creating a Shopping List
Most people make a list of the groceries they need and head to the store Their grocery lists tend to go by what they plan to eat for the week What you have just done is make a list of everything that is not on sale at the store
We need to step back and realize that groceries go on sale They all have a rock bottom low price and we want to focus on only buying groceries when they are at that rock bottom price
Creating a Shopping List
Here is an example of how I started out with Walgreens when I was learning how to ldquoRollrdquo my points and Register Rewards
Creating a Shopping List
Do your matchups A great way to learn how to do this is by first looking at the weekly sales ad and then by going to a coupon database such as the one on Frugal Jen and search to see what coupons are available to use for those sales items When yoursquove done this check my website and compare your matchups to mine and see how yoursquove done
Creating a Shopping List
How to come up with your own Match ups Look at the sales ads Look up on the coupon database to see what coupons are available Look through your coupons Herersquos an example of how we do this Say I have a store coupon and a manufacturer coupon
Creating a Shopping List
Looks like a great deal already But now look at the sales ad The VitaPizzas are 50 off My Publix has these priced at $399 so
50 off of $399 is appx $200 Take off $1 for the Publix q and $1 for the Manufacturer ` and they are FREE
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Couponing Myths
Couponing Myth 1
Generic products are cheaper to buy than name brands
FALSE ndash Generic items rarely go on sale and do not typically have coupons for them
So lets say 16oz of Great Value lunch meat is $249 Seems like a good price Now look at thisOscar Mayer 16oz is on
BOGO Originally priced at $529 ndash so half of $529 is roughly $264
Now see the coupon I placed next to it Thatrsquos for $21 so you would only pay 64c for 16oz of this name brand lunch meat
Couponing Myth 2
There are no coupons for healthy items
FALSE Check on websites like wwwKashicomwwwHealthyChoicecom wwwHorizonDairycomwwwvermontorganicsformulacom wwwNaturesSourceCleanerscom wwwCherryMoonFarmscom
Sign up for newsletters for your favorite items E-mail your favorite food brands and request coupons
This week I was able to get FREE Fresh Express Caesar Salad Kits by combining a BOGO offer with a manufacturer coupon at Publix
A couple of weeks ago I was able to score FREE Atkins meals also by combining a BOGO sale with a manufacturer coupon
Couponing Myth 3
Coupons donrsquot really save that much money
FALSE Coupons can help save you 50 or better off of your regular grocery bill Once you develop a stock pile of on sale items that you use regularly yoursquoll save even more I typically save about 75 - 90 off of store prices
Check out my receipt in the next slide for evidence showing how you can save drastically with the use of coupons and sales items
Couponing Myth 3
Couponing Myth 4
Irsquoll save more shopping at Cosco or Samrsquos Club
FALSE Some whole sale bulk shopping clubs donrsquot even allow coupon shopping If you shop the sales and use your coupons yoursquore sure to save the most at local grocery stores
When using coupons you mostly want to use your coupon on the smallest item allowed per the coupon Even though the unit price is cheaper retail the coupon will more than likely bring that unit price down a lot more than you think Use your calculator
Couponing Myth 5
There are no coupons for the things I use
FALSE Write to the manufacturer of the item and share your opinions about their products Yoursquore bound to receive some great product coupons
You canrsquot be brand loyal if you want to truly maximize your savings This gives you the wonderful opportunity to try new things
My home is stocked with items that we use every day from the use of coupons and sales We wouldnrsquot have the luxury of so much to choose from otherwise
Tricks of the Trade
Tricks of the Trade
Brand loyalty will kill your budget Be open to try new things I know we now have A LOT of new favorites in my family
Change the way you think Instead of buying 50 different items when you shop you will be buying more like 10 of 5 items and a few misc Once your stock pile is established yoursquoll find you wonrsquot need to buy a grocery cart filled with all of these different itemshellip and your shopping will take much less time because you will know what yoursquore going in for and you donrsquot have to browse around the store looking for 50 different items
Use a shopping list and donrsquot impulse buy If you shop with a list and stick with it your monthly bill will be reduced quite a bit
Tricks of the Trade
Price Matching ndash If you want to save on gas and money this is the way to go Say yoursquore already going to WalMart or Target but you know that something on your list is cheaper at Walgreens Bring in the sales ad showing the sale price on that item and save yourself that trip to Walgreens Keep in mind though bonus points and rewards do not apply here
Purchase products in the smallest size that your coupon allows If a coupon doesnrsquot have a ldquosize limitrdquo then you can use it for ldquotravel sizerdquo or ldquosmallest size availablerdquo and get that product for free with possible overage This is a new way of shopping for most people
Tricks of the Trade
I hate to say this but even though I love Publix their meat prices are way too steep for me Instead of using my overage on meat at Publix I will sometimes take the cash in overage and use it at another store such as Piggly Wiggly Dollar General Market or WalMart so I can take advantage of their markdown prices on their meat A lot of times I can get ground beef for less than $2lb and chicken drumsticks for $325 for a family pack
Find out when your stores do their mark downs on their meat and produce and shop EARLY on those days
Use your 50c and under coupons at stores that doublehellip and do NOT load them to your card They wonrsquot double if they are digital
Tricks of the Trade
Clearance Items ndash Usually either found on end caps in bins or clearance aisles or even sometimes in their normal spots with clearance tags on them Check your coupons to see if you have any that match these items regularly
Creating a Shopping List
Most people make a list of the groceries they need and head to the store Their grocery lists tend to go by what they plan to eat for the week What you have just done is make a list of everything that is not on sale at the store
We need to step back and realize that groceries go on sale They all have a rock bottom low price and we want to focus on only buying groceries when they are at that rock bottom price
Creating a Shopping List
Here is an example of how I started out with Walgreens when I was learning how to ldquoRollrdquo my points and Register Rewards
Creating a Shopping List
Do your matchups A great way to learn how to do this is by first looking at the weekly sales ad and then by going to a coupon database such as the one on Frugal Jen and search to see what coupons are available to use for those sales items When yoursquove done this check my website and compare your matchups to mine and see how yoursquove done
Creating a Shopping List
How to come up with your own Match ups Look at the sales ads Look up on the coupon database to see what coupons are available Look through your coupons Herersquos an example of how we do this Say I have a store coupon and a manufacturer coupon
Creating a Shopping List
Looks like a great deal already But now look at the sales ad The VitaPizzas are 50 off My Publix has these priced at $399 so
50 off of $399 is appx $200 Take off $1 for the Publix q and $1 for the Manufacturer ` and they are FREE
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Couponing Myth 1
Generic products are cheaper to buy than name brands
FALSE ndash Generic items rarely go on sale and do not typically have coupons for them
So lets say 16oz of Great Value lunch meat is $249 Seems like a good price Now look at thisOscar Mayer 16oz is on
BOGO Originally priced at $529 ndash so half of $529 is roughly $264
Now see the coupon I placed next to it Thatrsquos for $21 so you would only pay 64c for 16oz of this name brand lunch meat
Couponing Myth 2
There are no coupons for healthy items
FALSE Check on websites like wwwKashicomwwwHealthyChoicecom wwwHorizonDairycomwwwvermontorganicsformulacom wwwNaturesSourceCleanerscom wwwCherryMoonFarmscom
Sign up for newsletters for your favorite items E-mail your favorite food brands and request coupons
This week I was able to get FREE Fresh Express Caesar Salad Kits by combining a BOGO offer with a manufacturer coupon at Publix
A couple of weeks ago I was able to score FREE Atkins meals also by combining a BOGO sale with a manufacturer coupon
Couponing Myth 3
Coupons donrsquot really save that much money
FALSE Coupons can help save you 50 or better off of your regular grocery bill Once you develop a stock pile of on sale items that you use regularly yoursquoll save even more I typically save about 75 - 90 off of store prices
Check out my receipt in the next slide for evidence showing how you can save drastically with the use of coupons and sales items
Couponing Myth 3
Couponing Myth 4
Irsquoll save more shopping at Cosco or Samrsquos Club
FALSE Some whole sale bulk shopping clubs donrsquot even allow coupon shopping If you shop the sales and use your coupons yoursquore sure to save the most at local grocery stores
When using coupons you mostly want to use your coupon on the smallest item allowed per the coupon Even though the unit price is cheaper retail the coupon will more than likely bring that unit price down a lot more than you think Use your calculator
Couponing Myth 5
There are no coupons for the things I use
FALSE Write to the manufacturer of the item and share your opinions about their products Yoursquore bound to receive some great product coupons
You canrsquot be brand loyal if you want to truly maximize your savings This gives you the wonderful opportunity to try new things
My home is stocked with items that we use every day from the use of coupons and sales We wouldnrsquot have the luxury of so much to choose from otherwise
Tricks of the Trade
Tricks of the Trade
Brand loyalty will kill your budget Be open to try new things I know we now have A LOT of new favorites in my family
Change the way you think Instead of buying 50 different items when you shop you will be buying more like 10 of 5 items and a few misc Once your stock pile is established yoursquoll find you wonrsquot need to buy a grocery cart filled with all of these different itemshellip and your shopping will take much less time because you will know what yoursquore going in for and you donrsquot have to browse around the store looking for 50 different items
Use a shopping list and donrsquot impulse buy If you shop with a list and stick with it your monthly bill will be reduced quite a bit
Tricks of the Trade
Price Matching ndash If you want to save on gas and money this is the way to go Say yoursquore already going to WalMart or Target but you know that something on your list is cheaper at Walgreens Bring in the sales ad showing the sale price on that item and save yourself that trip to Walgreens Keep in mind though bonus points and rewards do not apply here
Purchase products in the smallest size that your coupon allows If a coupon doesnrsquot have a ldquosize limitrdquo then you can use it for ldquotravel sizerdquo or ldquosmallest size availablerdquo and get that product for free with possible overage This is a new way of shopping for most people
Tricks of the Trade
I hate to say this but even though I love Publix their meat prices are way too steep for me Instead of using my overage on meat at Publix I will sometimes take the cash in overage and use it at another store such as Piggly Wiggly Dollar General Market or WalMart so I can take advantage of their markdown prices on their meat A lot of times I can get ground beef for less than $2lb and chicken drumsticks for $325 for a family pack
Find out when your stores do their mark downs on their meat and produce and shop EARLY on those days
Use your 50c and under coupons at stores that doublehellip and do NOT load them to your card They wonrsquot double if they are digital
Tricks of the Trade
Clearance Items ndash Usually either found on end caps in bins or clearance aisles or even sometimes in their normal spots with clearance tags on them Check your coupons to see if you have any that match these items regularly
Creating a Shopping List
Most people make a list of the groceries they need and head to the store Their grocery lists tend to go by what they plan to eat for the week What you have just done is make a list of everything that is not on sale at the store
We need to step back and realize that groceries go on sale They all have a rock bottom low price and we want to focus on only buying groceries when they are at that rock bottom price
Creating a Shopping List
Here is an example of how I started out with Walgreens when I was learning how to ldquoRollrdquo my points and Register Rewards
Creating a Shopping List
Do your matchups A great way to learn how to do this is by first looking at the weekly sales ad and then by going to a coupon database such as the one on Frugal Jen and search to see what coupons are available to use for those sales items When yoursquove done this check my website and compare your matchups to mine and see how yoursquove done
Creating a Shopping List
How to come up with your own Match ups Look at the sales ads Look up on the coupon database to see what coupons are available Look through your coupons Herersquos an example of how we do this Say I have a store coupon and a manufacturer coupon
Creating a Shopping List
Looks like a great deal already But now look at the sales ad The VitaPizzas are 50 off My Publix has these priced at $399 so
50 off of $399 is appx $200 Take off $1 for the Publix q and $1 for the Manufacturer ` and they are FREE
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Couponing Myth 2
There are no coupons for healthy items
FALSE Check on websites like wwwKashicomwwwHealthyChoicecom wwwHorizonDairycomwwwvermontorganicsformulacom wwwNaturesSourceCleanerscom wwwCherryMoonFarmscom
Sign up for newsletters for your favorite items E-mail your favorite food brands and request coupons
This week I was able to get FREE Fresh Express Caesar Salad Kits by combining a BOGO offer with a manufacturer coupon at Publix
A couple of weeks ago I was able to score FREE Atkins meals also by combining a BOGO sale with a manufacturer coupon
Couponing Myth 3
Coupons donrsquot really save that much money
FALSE Coupons can help save you 50 or better off of your regular grocery bill Once you develop a stock pile of on sale items that you use regularly yoursquoll save even more I typically save about 75 - 90 off of store prices
Check out my receipt in the next slide for evidence showing how you can save drastically with the use of coupons and sales items
Couponing Myth 3
Couponing Myth 4
Irsquoll save more shopping at Cosco or Samrsquos Club
FALSE Some whole sale bulk shopping clubs donrsquot even allow coupon shopping If you shop the sales and use your coupons yoursquore sure to save the most at local grocery stores
When using coupons you mostly want to use your coupon on the smallest item allowed per the coupon Even though the unit price is cheaper retail the coupon will more than likely bring that unit price down a lot more than you think Use your calculator
Couponing Myth 5
There are no coupons for the things I use
FALSE Write to the manufacturer of the item and share your opinions about their products Yoursquore bound to receive some great product coupons
You canrsquot be brand loyal if you want to truly maximize your savings This gives you the wonderful opportunity to try new things
My home is stocked with items that we use every day from the use of coupons and sales We wouldnrsquot have the luxury of so much to choose from otherwise
Tricks of the Trade
Tricks of the Trade
Brand loyalty will kill your budget Be open to try new things I know we now have A LOT of new favorites in my family
Change the way you think Instead of buying 50 different items when you shop you will be buying more like 10 of 5 items and a few misc Once your stock pile is established yoursquoll find you wonrsquot need to buy a grocery cart filled with all of these different itemshellip and your shopping will take much less time because you will know what yoursquore going in for and you donrsquot have to browse around the store looking for 50 different items
Use a shopping list and donrsquot impulse buy If you shop with a list and stick with it your monthly bill will be reduced quite a bit
Tricks of the Trade
Price Matching ndash If you want to save on gas and money this is the way to go Say yoursquore already going to WalMart or Target but you know that something on your list is cheaper at Walgreens Bring in the sales ad showing the sale price on that item and save yourself that trip to Walgreens Keep in mind though bonus points and rewards do not apply here
Purchase products in the smallest size that your coupon allows If a coupon doesnrsquot have a ldquosize limitrdquo then you can use it for ldquotravel sizerdquo or ldquosmallest size availablerdquo and get that product for free with possible overage This is a new way of shopping for most people
Tricks of the Trade
I hate to say this but even though I love Publix their meat prices are way too steep for me Instead of using my overage on meat at Publix I will sometimes take the cash in overage and use it at another store such as Piggly Wiggly Dollar General Market or WalMart so I can take advantage of their markdown prices on their meat A lot of times I can get ground beef for less than $2lb and chicken drumsticks for $325 for a family pack
Find out when your stores do their mark downs on their meat and produce and shop EARLY on those days
Use your 50c and under coupons at stores that doublehellip and do NOT load them to your card They wonrsquot double if they are digital
Tricks of the Trade
Clearance Items ndash Usually either found on end caps in bins or clearance aisles or even sometimes in their normal spots with clearance tags on them Check your coupons to see if you have any that match these items regularly
Creating a Shopping List
Most people make a list of the groceries they need and head to the store Their grocery lists tend to go by what they plan to eat for the week What you have just done is make a list of everything that is not on sale at the store
We need to step back and realize that groceries go on sale They all have a rock bottom low price and we want to focus on only buying groceries when they are at that rock bottom price
Creating a Shopping List
Here is an example of how I started out with Walgreens when I was learning how to ldquoRollrdquo my points and Register Rewards
Creating a Shopping List
Do your matchups A great way to learn how to do this is by first looking at the weekly sales ad and then by going to a coupon database such as the one on Frugal Jen and search to see what coupons are available to use for those sales items When yoursquove done this check my website and compare your matchups to mine and see how yoursquove done
Creating a Shopping List
How to come up with your own Match ups Look at the sales ads Look up on the coupon database to see what coupons are available Look through your coupons Herersquos an example of how we do this Say I have a store coupon and a manufacturer coupon
Creating a Shopping List
Looks like a great deal already But now look at the sales ad The VitaPizzas are 50 off My Publix has these priced at $399 so
50 off of $399 is appx $200 Take off $1 for the Publix q and $1 for the Manufacturer ` and they are FREE
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Couponing Myth 3
Coupons donrsquot really save that much money
FALSE Coupons can help save you 50 or better off of your regular grocery bill Once you develop a stock pile of on sale items that you use regularly yoursquoll save even more I typically save about 75 - 90 off of store prices
Check out my receipt in the next slide for evidence showing how you can save drastically with the use of coupons and sales items
Couponing Myth 3
Couponing Myth 4
Irsquoll save more shopping at Cosco or Samrsquos Club
FALSE Some whole sale bulk shopping clubs donrsquot even allow coupon shopping If you shop the sales and use your coupons yoursquore sure to save the most at local grocery stores
When using coupons you mostly want to use your coupon on the smallest item allowed per the coupon Even though the unit price is cheaper retail the coupon will more than likely bring that unit price down a lot more than you think Use your calculator
Couponing Myth 5
There are no coupons for the things I use
FALSE Write to the manufacturer of the item and share your opinions about their products Yoursquore bound to receive some great product coupons
You canrsquot be brand loyal if you want to truly maximize your savings This gives you the wonderful opportunity to try new things
My home is stocked with items that we use every day from the use of coupons and sales We wouldnrsquot have the luxury of so much to choose from otherwise
Tricks of the Trade
Tricks of the Trade
Brand loyalty will kill your budget Be open to try new things I know we now have A LOT of new favorites in my family
Change the way you think Instead of buying 50 different items when you shop you will be buying more like 10 of 5 items and a few misc Once your stock pile is established yoursquoll find you wonrsquot need to buy a grocery cart filled with all of these different itemshellip and your shopping will take much less time because you will know what yoursquore going in for and you donrsquot have to browse around the store looking for 50 different items
Use a shopping list and donrsquot impulse buy If you shop with a list and stick with it your monthly bill will be reduced quite a bit
Tricks of the Trade
Price Matching ndash If you want to save on gas and money this is the way to go Say yoursquore already going to WalMart or Target but you know that something on your list is cheaper at Walgreens Bring in the sales ad showing the sale price on that item and save yourself that trip to Walgreens Keep in mind though bonus points and rewards do not apply here
Purchase products in the smallest size that your coupon allows If a coupon doesnrsquot have a ldquosize limitrdquo then you can use it for ldquotravel sizerdquo or ldquosmallest size availablerdquo and get that product for free with possible overage This is a new way of shopping for most people
Tricks of the Trade
I hate to say this but even though I love Publix their meat prices are way too steep for me Instead of using my overage on meat at Publix I will sometimes take the cash in overage and use it at another store such as Piggly Wiggly Dollar General Market or WalMart so I can take advantage of their markdown prices on their meat A lot of times I can get ground beef for less than $2lb and chicken drumsticks for $325 for a family pack
Find out when your stores do their mark downs on their meat and produce and shop EARLY on those days
Use your 50c and under coupons at stores that doublehellip and do NOT load them to your card They wonrsquot double if they are digital
Tricks of the Trade
Clearance Items ndash Usually either found on end caps in bins or clearance aisles or even sometimes in their normal spots with clearance tags on them Check your coupons to see if you have any that match these items regularly
Creating a Shopping List
Most people make a list of the groceries they need and head to the store Their grocery lists tend to go by what they plan to eat for the week What you have just done is make a list of everything that is not on sale at the store
We need to step back and realize that groceries go on sale They all have a rock bottom low price and we want to focus on only buying groceries when they are at that rock bottom price
Creating a Shopping List
Here is an example of how I started out with Walgreens when I was learning how to ldquoRollrdquo my points and Register Rewards
Creating a Shopping List
Do your matchups A great way to learn how to do this is by first looking at the weekly sales ad and then by going to a coupon database such as the one on Frugal Jen and search to see what coupons are available to use for those sales items When yoursquove done this check my website and compare your matchups to mine and see how yoursquove done
Creating a Shopping List
How to come up with your own Match ups Look at the sales ads Look up on the coupon database to see what coupons are available Look through your coupons Herersquos an example of how we do this Say I have a store coupon and a manufacturer coupon
Creating a Shopping List
Looks like a great deal already But now look at the sales ad The VitaPizzas are 50 off My Publix has these priced at $399 so
50 off of $399 is appx $200 Take off $1 for the Publix q and $1 for the Manufacturer ` and they are FREE
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Couponing Myth 3
Couponing Myth 4
Irsquoll save more shopping at Cosco or Samrsquos Club
FALSE Some whole sale bulk shopping clubs donrsquot even allow coupon shopping If you shop the sales and use your coupons yoursquore sure to save the most at local grocery stores
When using coupons you mostly want to use your coupon on the smallest item allowed per the coupon Even though the unit price is cheaper retail the coupon will more than likely bring that unit price down a lot more than you think Use your calculator
Couponing Myth 5
There are no coupons for the things I use
FALSE Write to the manufacturer of the item and share your opinions about their products Yoursquore bound to receive some great product coupons
You canrsquot be brand loyal if you want to truly maximize your savings This gives you the wonderful opportunity to try new things
My home is stocked with items that we use every day from the use of coupons and sales We wouldnrsquot have the luxury of so much to choose from otherwise
Tricks of the Trade
Tricks of the Trade
Brand loyalty will kill your budget Be open to try new things I know we now have A LOT of new favorites in my family
Change the way you think Instead of buying 50 different items when you shop you will be buying more like 10 of 5 items and a few misc Once your stock pile is established yoursquoll find you wonrsquot need to buy a grocery cart filled with all of these different itemshellip and your shopping will take much less time because you will know what yoursquore going in for and you donrsquot have to browse around the store looking for 50 different items
Use a shopping list and donrsquot impulse buy If you shop with a list and stick with it your monthly bill will be reduced quite a bit
Tricks of the Trade
Price Matching ndash If you want to save on gas and money this is the way to go Say yoursquore already going to WalMart or Target but you know that something on your list is cheaper at Walgreens Bring in the sales ad showing the sale price on that item and save yourself that trip to Walgreens Keep in mind though bonus points and rewards do not apply here
Purchase products in the smallest size that your coupon allows If a coupon doesnrsquot have a ldquosize limitrdquo then you can use it for ldquotravel sizerdquo or ldquosmallest size availablerdquo and get that product for free with possible overage This is a new way of shopping for most people
Tricks of the Trade
I hate to say this but even though I love Publix their meat prices are way too steep for me Instead of using my overage on meat at Publix I will sometimes take the cash in overage and use it at another store such as Piggly Wiggly Dollar General Market or WalMart so I can take advantage of their markdown prices on their meat A lot of times I can get ground beef for less than $2lb and chicken drumsticks for $325 for a family pack
Find out when your stores do their mark downs on their meat and produce and shop EARLY on those days
Use your 50c and under coupons at stores that doublehellip and do NOT load them to your card They wonrsquot double if they are digital
Tricks of the Trade
Clearance Items ndash Usually either found on end caps in bins or clearance aisles or even sometimes in their normal spots with clearance tags on them Check your coupons to see if you have any that match these items regularly
Creating a Shopping List
Most people make a list of the groceries they need and head to the store Their grocery lists tend to go by what they plan to eat for the week What you have just done is make a list of everything that is not on sale at the store
We need to step back and realize that groceries go on sale They all have a rock bottom low price and we want to focus on only buying groceries when they are at that rock bottom price
Creating a Shopping List
Here is an example of how I started out with Walgreens when I was learning how to ldquoRollrdquo my points and Register Rewards
Creating a Shopping List
Do your matchups A great way to learn how to do this is by first looking at the weekly sales ad and then by going to a coupon database such as the one on Frugal Jen and search to see what coupons are available to use for those sales items When yoursquove done this check my website and compare your matchups to mine and see how yoursquove done
Creating a Shopping List
How to come up with your own Match ups Look at the sales ads Look up on the coupon database to see what coupons are available Look through your coupons Herersquos an example of how we do this Say I have a store coupon and a manufacturer coupon
Creating a Shopping List
Looks like a great deal already But now look at the sales ad The VitaPizzas are 50 off My Publix has these priced at $399 so
50 off of $399 is appx $200 Take off $1 for the Publix q and $1 for the Manufacturer ` and they are FREE
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Couponing Myth 4
Irsquoll save more shopping at Cosco or Samrsquos Club
FALSE Some whole sale bulk shopping clubs donrsquot even allow coupon shopping If you shop the sales and use your coupons yoursquore sure to save the most at local grocery stores
When using coupons you mostly want to use your coupon on the smallest item allowed per the coupon Even though the unit price is cheaper retail the coupon will more than likely bring that unit price down a lot more than you think Use your calculator
Couponing Myth 5
There are no coupons for the things I use
FALSE Write to the manufacturer of the item and share your opinions about their products Yoursquore bound to receive some great product coupons
You canrsquot be brand loyal if you want to truly maximize your savings This gives you the wonderful opportunity to try new things
My home is stocked with items that we use every day from the use of coupons and sales We wouldnrsquot have the luxury of so much to choose from otherwise
Tricks of the Trade
Tricks of the Trade
Brand loyalty will kill your budget Be open to try new things I know we now have A LOT of new favorites in my family
Change the way you think Instead of buying 50 different items when you shop you will be buying more like 10 of 5 items and a few misc Once your stock pile is established yoursquoll find you wonrsquot need to buy a grocery cart filled with all of these different itemshellip and your shopping will take much less time because you will know what yoursquore going in for and you donrsquot have to browse around the store looking for 50 different items
Use a shopping list and donrsquot impulse buy If you shop with a list and stick with it your monthly bill will be reduced quite a bit
Tricks of the Trade
Price Matching ndash If you want to save on gas and money this is the way to go Say yoursquore already going to WalMart or Target but you know that something on your list is cheaper at Walgreens Bring in the sales ad showing the sale price on that item and save yourself that trip to Walgreens Keep in mind though bonus points and rewards do not apply here
Purchase products in the smallest size that your coupon allows If a coupon doesnrsquot have a ldquosize limitrdquo then you can use it for ldquotravel sizerdquo or ldquosmallest size availablerdquo and get that product for free with possible overage This is a new way of shopping for most people
Tricks of the Trade
I hate to say this but even though I love Publix their meat prices are way too steep for me Instead of using my overage on meat at Publix I will sometimes take the cash in overage and use it at another store such as Piggly Wiggly Dollar General Market or WalMart so I can take advantage of their markdown prices on their meat A lot of times I can get ground beef for less than $2lb and chicken drumsticks for $325 for a family pack
Find out when your stores do their mark downs on their meat and produce and shop EARLY on those days
Use your 50c and under coupons at stores that doublehellip and do NOT load them to your card They wonrsquot double if they are digital
Tricks of the Trade
Clearance Items ndash Usually either found on end caps in bins or clearance aisles or even sometimes in their normal spots with clearance tags on them Check your coupons to see if you have any that match these items regularly
Creating a Shopping List
Most people make a list of the groceries they need and head to the store Their grocery lists tend to go by what they plan to eat for the week What you have just done is make a list of everything that is not on sale at the store
We need to step back and realize that groceries go on sale They all have a rock bottom low price and we want to focus on only buying groceries when they are at that rock bottom price
Creating a Shopping List
Here is an example of how I started out with Walgreens when I was learning how to ldquoRollrdquo my points and Register Rewards
Creating a Shopping List
Do your matchups A great way to learn how to do this is by first looking at the weekly sales ad and then by going to a coupon database such as the one on Frugal Jen and search to see what coupons are available to use for those sales items When yoursquove done this check my website and compare your matchups to mine and see how yoursquove done
Creating a Shopping List
How to come up with your own Match ups Look at the sales ads Look up on the coupon database to see what coupons are available Look through your coupons Herersquos an example of how we do this Say I have a store coupon and a manufacturer coupon
Creating a Shopping List
Looks like a great deal already But now look at the sales ad The VitaPizzas are 50 off My Publix has these priced at $399 so
50 off of $399 is appx $200 Take off $1 for the Publix q and $1 for the Manufacturer ` and they are FREE
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Couponing Myth 5
There are no coupons for the things I use
FALSE Write to the manufacturer of the item and share your opinions about their products Yoursquore bound to receive some great product coupons
You canrsquot be brand loyal if you want to truly maximize your savings This gives you the wonderful opportunity to try new things
My home is stocked with items that we use every day from the use of coupons and sales We wouldnrsquot have the luxury of so much to choose from otherwise
Tricks of the Trade
Tricks of the Trade
Brand loyalty will kill your budget Be open to try new things I know we now have A LOT of new favorites in my family
Change the way you think Instead of buying 50 different items when you shop you will be buying more like 10 of 5 items and a few misc Once your stock pile is established yoursquoll find you wonrsquot need to buy a grocery cart filled with all of these different itemshellip and your shopping will take much less time because you will know what yoursquore going in for and you donrsquot have to browse around the store looking for 50 different items
Use a shopping list and donrsquot impulse buy If you shop with a list and stick with it your monthly bill will be reduced quite a bit
Tricks of the Trade
Price Matching ndash If you want to save on gas and money this is the way to go Say yoursquore already going to WalMart or Target but you know that something on your list is cheaper at Walgreens Bring in the sales ad showing the sale price on that item and save yourself that trip to Walgreens Keep in mind though bonus points and rewards do not apply here
Purchase products in the smallest size that your coupon allows If a coupon doesnrsquot have a ldquosize limitrdquo then you can use it for ldquotravel sizerdquo or ldquosmallest size availablerdquo and get that product for free with possible overage This is a new way of shopping for most people
Tricks of the Trade
I hate to say this but even though I love Publix their meat prices are way too steep for me Instead of using my overage on meat at Publix I will sometimes take the cash in overage and use it at another store such as Piggly Wiggly Dollar General Market or WalMart so I can take advantage of their markdown prices on their meat A lot of times I can get ground beef for less than $2lb and chicken drumsticks for $325 for a family pack
Find out when your stores do their mark downs on their meat and produce and shop EARLY on those days
Use your 50c and under coupons at stores that doublehellip and do NOT load them to your card They wonrsquot double if they are digital
Tricks of the Trade
Clearance Items ndash Usually either found on end caps in bins or clearance aisles or even sometimes in their normal spots with clearance tags on them Check your coupons to see if you have any that match these items regularly
Creating a Shopping List
Most people make a list of the groceries they need and head to the store Their grocery lists tend to go by what they plan to eat for the week What you have just done is make a list of everything that is not on sale at the store
We need to step back and realize that groceries go on sale They all have a rock bottom low price and we want to focus on only buying groceries when they are at that rock bottom price
Creating a Shopping List
Here is an example of how I started out with Walgreens when I was learning how to ldquoRollrdquo my points and Register Rewards
Creating a Shopping List
Do your matchups A great way to learn how to do this is by first looking at the weekly sales ad and then by going to a coupon database such as the one on Frugal Jen and search to see what coupons are available to use for those sales items When yoursquove done this check my website and compare your matchups to mine and see how yoursquove done
Creating a Shopping List
How to come up with your own Match ups Look at the sales ads Look up on the coupon database to see what coupons are available Look through your coupons Herersquos an example of how we do this Say I have a store coupon and a manufacturer coupon
Creating a Shopping List
Looks like a great deal already But now look at the sales ad The VitaPizzas are 50 off My Publix has these priced at $399 so
50 off of $399 is appx $200 Take off $1 for the Publix q and $1 for the Manufacturer ` and they are FREE
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Tricks of the Trade
Tricks of the Trade
Brand loyalty will kill your budget Be open to try new things I know we now have A LOT of new favorites in my family
Change the way you think Instead of buying 50 different items when you shop you will be buying more like 10 of 5 items and a few misc Once your stock pile is established yoursquoll find you wonrsquot need to buy a grocery cart filled with all of these different itemshellip and your shopping will take much less time because you will know what yoursquore going in for and you donrsquot have to browse around the store looking for 50 different items
Use a shopping list and donrsquot impulse buy If you shop with a list and stick with it your monthly bill will be reduced quite a bit
Tricks of the Trade
Price Matching ndash If you want to save on gas and money this is the way to go Say yoursquore already going to WalMart or Target but you know that something on your list is cheaper at Walgreens Bring in the sales ad showing the sale price on that item and save yourself that trip to Walgreens Keep in mind though bonus points and rewards do not apply here
Purchase products in the smallest size that your coupon allows If a coupon doesnrsquot have a ldquosize limitrdquo then you can use it for ldquotravel sizerdquo or ldquosmallest size availablerdquo and get that product for free with possible overage This is a new way of shopping for most people
Tricks of the Trade
I hate to say this but even though I love Publix their meat prices are way too steep for me Instead of using my overage on meat at Publix I will sometimes take the cash in overage and use it at another store such as Piggly Wiggly Dollar General Market or WalMart so I can take advantage of their markdown prices on their meat A lot of times I can get ground beef for less than $2lb and chicken drumsticks for $325 for a family pack
Find out when your stores do their mark downs on their meat and produce and shop EARLY on those days
Use your 50c and under coupons at stores that doublehellip and do NOT load them to your card They wonrsquot double if they are digital
Tricks of the Trade
Clearance Items ndash Usually either found on end caps in bins or clearance aisles or even sometimes in their normal spots with clearance tags on them Check your coupons to see if you have any that match these items regularly
Creating a Shopping List
Most people make a list of the groceries they need and head to the store Their grocery lists tend to go by what they plan to eat for the week What you have just done is make a list of everything that is not on sale at the store
We need to step back and realize that groceries go on sale They all have a rock bottom low price and we want to focus on only buying groceries when they are at that rock bottom price
Creating a Shopping List
Here is an example of how I started out with Walgreens when I was learning how to ldquoRollrdquo my points and Register Rewards
Creating a Shopping List
Do your matchups A great way to learn how to do this is by first looking at the weekly sales ad and then by going to a coupon database such as the one on Frugal Jen and search to see what coupons are available to use for those sales items When yoursquove done this check my website and compare your matchups to mine and see how yoursquove done
Creating a Shopping List
How to come up with your own Match ups Look at the sales ads Look up on the coupon database to see what coupons are available Look through your coupons Herersquos an example of how we do this Say I have a store coupon and a manufacturer coupon
Creating a Shopping List
Looks like a great deal already But now look at the sales ad The VitaPizzas are 50 off My Publix has these priced at $399 so
50 off of $399 is appx $200 Take off $1 for the Publix q and $1 for the Manufacturer ` and they are FREE
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Tricks of the Trade
Brand loyalty will kill your budget Be open to try new things I know we now have A LOT of new favorites in my family
Change the way you think Instead of buying 50 different items when you shop you will be buying more like 10 of 5 items and a few misc Once your stock pile is established yoursquoll find you wonrsquot need to buy a grocery cart filled with all of these different itemshellip and your shopping will take much less time because you will know what yoursquore going in for and you donrsquot have to browse around the store looking for 50 different items
Use a shopping list and donrsquot impulse buy If you shop with a list and stick with it your monthly bill will be reduced quite a bit
Tricks of the Trade
Price Matching ndash If you want to save on gas and money this is the way to go Say yoursquore already going to WalMart or Target but you know that something on your list is cheaper at Walgreens Bring in the sales ad showing the sale price on that item and save yourself that trip to Walgreens Keep in mind though bonus points and rewards do not apply here
Purchase products in the smallest size that your coupon allows If a coupon doesnrsquot have a ldquosize limitrdquo then you can use it for ldquotravel sizerdquo or ldquosmallest size availablerdquo and get that product for free with possible overage This is a new way of shopping for most people
Tricks of the Trade
I hate to say this but even though I love Publix their meat prices are way too steep for me Instead of using my overage on meat at Publix I will sometimes take the cash in overage and use it at another store such as Piggly Wiggly Dollar General Market or WalMart so I can take advantage of their markdown prices on their meat A lot of times I can get ground beef for less than $2lb and chicken drumsticks for $325 for a family pack
Find out when your stores do their mark downs on their meat and produce and shop EARLY on those days
Use your 50c and under coupons at stores that doublehellip and do NOT load them to your card They wonrsquot double if they are digital
Tricks of the Trade
Clearance Items ndash Usually either found on end caps in bins or clearance aisles or even sometimes in their normal spots with clearance tags on them Check your coupons to see if you have any that match these items regularly
Creating a Shopping List
Most people make a list of the groceries they need and head to the store Their grocery lists tend to go by what they plan to eat for the week What you have just done is make a list of everything that is not on sale at the store
We need to step back and realize that groceries go on sale They all have a rock bottom low price and we want to focus on only buying groceries when they are at that rock bottom price
Creating a Shopping List
Here is an example of how I started out with Walgreens when I was learning how to ldquoRollrdquo my points and Register Rewards
Creating a Shopping List
Do your matchups A great way to learn how to do this is by first looking at the weekly sales ad and then by going to a coupon database such as the one on Frugal Jen and search to see what coupons are available to use for those sales items When yoursquove done this check my website and compare your matchups to mine and see how yoursquove done
Creating a Shopping List
How to come up with your own Match ups Look at the sales ads Look up on the coupon database to see what coupons are available Look through your coupons Herersquos an example of how we do this Say I have a store coupon and a manufacturer coupon
Creating a Shopping List
Looks like a great deal already But now look at the sales ad The VitaPizzas are 50 off My Publix has these priced at $399 so
50 off of $399 is appx $200 Take off $1 for the Publix q and $1 for the Manufacturer ` and they are FREE
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Tricks of the Trade
Price Matching ndash If you want to save on gas and money this is the way to go Say yoursquore already going to WalMart or Target but you know that something on your list is cheaper at Walgreens Bring in the sales ad showing the sale price on that item and save yourself that trip to Walgreens Keep in mind though bonus points and rewards do not apply here
Purchase products in the smallest size that your coupon allows If a coupon doesnrsquot have a ldquosize limitrdquo then you can use it for ldquotravel sizerdquo or ldquosmallest size availablerdquo and get that product for free with possible overage This is a new way of shopping for most people
Tricks of the Trade
I hate to say this but even though I love Publix their meat prices are way too steep for me Instead of using my overage on meat at Publix I will sometimes take the cash in overage and use it at another store such as Piggly Wiggly Dollar General Market or WalMart so I can take advantage of their markdown prices on their meat A lot of times I can get ground beef for less than $2lb and chicken drumsticks for $325 for a family pack
Find out when your stores do their mark downs on their meat and produce and shop EARLY on those days
Use your 50c and under coupons at stores that doublehellip and do NOT load them to your card They wonrsquot double if they are digital
Tricks of the Trade
Clearance Items ndash Usually either found on end caps in bins or clearance aisles or even sometimes in their normal spots with clearance tags on them Check your coupons to see if you have any that match these items regularly
Creating a Shopping List
Most people make a list of the groceries they need and head to the store Their grocery lists tend to go by what they plan to eat for the week What you have just done is make a list of everything that is not on sale at the store
We need to step back and realize that groceries go on sale They all have a rock bottom low price and we want to focus on only buying groceries when they are at that rock bottom price
Creating a Shopping List
Here is an example of how I started out with Walgreens when I was learning how to ldquoRollrdquo my points and Register Rewards
Creating a Shopping List
Do your matchups A great way to learn how to do this is by first looking at the weekly sales ad and then by going to a coupon database such as the one on Frugal Jen and search to see what coupons are available to use for those sales items When yoursquove done this check my website and compare your matchups to mine and see how yoursquove done
Creating a Shopping List
How to come up with your own Match ups Look at the sales ads Look up on the coupon database to see what coupons are available Look through your coupons Herersquos an example of how we do this Say I have a store coupon and a manufacturer coupon
Creating a Shopping List
Looks like a great deal already But now look at the sales ad The VitaPizzas are 50 off My Publix has these priced at $399 so
50 off of $399 is appx $200 Take off $1 for the Publix q and $1 for the Manufacturer ` and they are FREE
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Tricks of the Trade
I hate to say this but even though I love Publix their meat prices are way too steep for me Instead of using my overage on meat at Publix I will sometimes take the cash in overage and use it at another store such as Piggly Wiggly Dollar General Market or WalMart so I can take advantage of their markdown prices on their meat A lot of times I can get ground beef for less than $2lb and chicken drumsticks for $325 for a family pack
Find out when your stores do their mark downs on their meat and produce and shop EARLY on those days
Use your 50c and under coupons at stores that doublehellip and do NOT load them to your card They wonrsquot double if they are digital
Tricks of the Trade
Clearance Items ndash Usually either found on end caps in bins or clearance aisles or even sometimes in their normal spots with clearance tags on them Check your coupons to see if you have any that match these items regularly
Creating a Shopping List
Most people make a list of the groceries they need and head to the store Their grocery lists tend to go by what they plan to eat for the week What you have just done is make a list of everything that is not on sale at the store
We need to step back and realize that groceries go on sale They all have a rock bottom low price and we want to focus on only buying groceries when they are at that rock bottom price
Creating a Shopping List
Here is an example of how I started out with Walgreens when I was learning how to ldquoRollrdquo my points and Register Rewards
Creating a Shopping List
Do your matchups A great way to learn how to do this is by first looking at the weekly sales ad and then by going to a coupon database such as the one on Frugal Jen and search to see what coupons are available to use for those sales items When yoursquove done this check my website and compare your matchups to mine and see how yoursquove done
Creating a Shopping List
How to come up with your own Match ups Look at the sales ads Look up on the coupon database to see what coupons are available Look through your coupons Herersquos an example of how we do this Say I have a store coupon and a manufacturer coupon
Creating a Shopping List
Looks like a great deal already But now look at the sales ad The VitaPizzas are 50 off My Publix has these priced at $399 so
50 off of $399 is appx $200 Take off $1 for the Publix q and $1 for the Manufacturer ` and they are FREE
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Tricks of the Trade
Clearance Items ndash Usually either found on end caps in bins or clearance aisles or even sometimes in their normal spots with clearance tags on them Check your coupons to see if you have any that match these items regularly
Creating a Shopping List
Most people make a list of the groceries they need and head to the store Their grocery lists tend to go by what they plan to eat for the week What you have just done is make a list of everything that is not on sale at the store
We need to step back and realize that groceries go on sale They all have a rock bottom low price and we want to focus on only buying groceries when they are at that rock bottom price
Creating a Shopping List
Here is an example of how I started out with Walgreens when I was learning how to ldquoRollrdquo my points and Register Rewards
Creating a Shopping List
Do your matchups A great way to learn how to do this is by first looking at the weekly sales ad and then by going to a coupon database such as the one on Frugal Jen and search to see what coupons are available to use for those sales items When yoursquove done this check my website and compare your matchups to mine and see how yoursquove done
Creating a Shopping List
How to come up with your own Match ups Look at the sales ads Look up on the coupon database to see what coupons are available Look through your coupons Herersquos an example of how we do this Say I have a store coupon and a manufacturer coupon
Creating a Shopping List
Looks like a great deal already But now look at the sales ad The VitaPizzas are 50 off My Publix has these priced at $399 so
50 off of $399 is appx $200 Take off $1 for the Publix q and $1 for the Manufacturer ` and they are FREE
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Creating a Shopping List
Most people make a list of the groceries they need and head to the store Their grocery lists tend to go by what they plan to eat for the week What you have just done is make a list of everything that is not on sale at the store
We need to step back and realize that groceries go on sale They all have a rock bottom low price and we want to focus on only buying groceries when they are at that rock bottom price
Creating a Shopping List
Here is an example of how I started out with Walgreens when I was learning how to ldquoRollrdquo my points and Register Rewards
Creating a Shopping List
Do your matchups A great way to learn how to do this is by first looking at the weekly sales ad and then by going to a coupon database such as the one on Frugal Jen and search to see what coupons are available to use for those sales items When yoursquove done this check my website and compare your matchups to mine and see how yoursquove done
Creating a Shopping List
How to come up with your own Match ups Look at the sales ads Look up on the coupon database to see what coupons are available Look through your coupons Herersquos an example of how we do this Say I have a store coupon and a manufacturer coupon
Creating a Shopping List
Looks like a great deal already But now look at the sales ad The VitaPizzas are 50 off My Publix has these priced at $399 so
50 off of $399 is appx $200 Take off $1 for the Publix q and $1 for the Manufacturer ` and they are FREE
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Creating a Shopping List
Here is an example of how I started out with Walgreens when I was learning how to ldquoRollrdquo my points and Register Rewards
Creating a Shopping List
Do your matchups A great way to learn how to do this is by first looking at the weekly sales ad and then by going to a coupon database such as the one on Frugal Jen and search to see what coupons are available to use for those sales items When yoursquove done this check my website and compare your matchups to mine and see how yoursquove done
Creating a Shopping List
How to come up with your own Match ups Look at the sales ads Look up on the coupon database to see what coupons are available Look through your coupons Herersquos an example of how we do this Say I have a store coupon and a manufacturer coupon
Creating a Shopping List
Looks like a great deal already But now look at the sales ad The VitaPizzas are 50 off My Publix has these priced at $399 so
50 off of $399 is appx $200 Take off $1 for the Publix q and $1 for the Manufacturer ` and they are FREE
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Creating a Shopping List
Do your matchups A great way to learn how to do this is by first looking at the weekly sales ad and then by going to a coupon database such as the one on Frugal Jen and search to see what coupons are available to use for those sales items When yoursquove done this check my website and compare your matchups to mine and see how yoursquove done
Creating a Shopping List
How to come up with your own Match ups Look at the sales ads Look up on the coupon database to see what coupons are available Look through your coupons Herersquos an example of how we do this Say I have a store coupon and a manufacturer coupon
Creating a Shopping List
Looks like a great deal already But now look at the sales ad The VitaPizzas are 50 off My Publix has these priced at $399 so
50 off of $399 is appx $200 Take off $1 for the Publix q and $1 for the Manufacturer ` and they are FREE
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Creating a Shopping List
How to come up with your own Match ups Look at the sales ads Look up on the coupon database to see what coupons are available Look through your coupons Herersquos an example of how we do this Say I have a store coupon and a manufacturer coupon
Creating a Shopping List
Looks like a great deal already But now look at the sales ad The VitaPizzas are 50 off My Publix has these priced at $399 so
50 off of $399 is appx $200 Take off $1 for the Publix q and $1 for the Manufacturer ` and they are FREE
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Creating a Shopping List
Looks like a great deal already But now look at the sales ad The VitaPizzas are 50 off My Publix has these priced at $399 so
50 off of $399 is appx $200 Take off $1 for the Publix q and $1 for the Manufacturer ` and they are FREE
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Creating a Shopping List
Here are a few very useful tips about how to create your shopping list that help me to maximize my savings every week and keep my total OOP low
1 I ALWAYS try to find the Money Makers first Overages are a great way to absorb your costs on items that we normally donrsquot get coupons for such as meat and produce
2 BOGO sales are your new best friend Most of my hauls consist of BOGO items on a weekly basis Yoursquoll always find coupons to go with at least some of the items on BOGO each week and the savings is phenomenal
3 Use the Walmart Price Match Tool on wwwcouponmomcom This way you can always check to see who has the best price on the items yoursquore wanting to get
4 Again if yoursquore going to Walmart and you know that another store has a better sale price than Walmart has AD MATCH Donrsquot waste your time and gas going to another store because something is cheaper there Check Walmartrsquos Ad Match Policy for more information This can be found on the Facebook Group Extreme Couponing with Frugal Jen as well as on the Walmart website
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Creating a Shopping List
5 When I started out I hand wrote my lists I now use excel for this and Irsquom able to track my savings every month doing it this way You can find this Excel Sheet in the group under the files section already formulated and ready to go
6 Another benefit of using the excel sheet is that it does incorporate tax into the numbers and you should have a pretty close idea of what your total should be If your total is off at the register you know something is wrong I canrsquot tell you how many times Irsquove had to inform the cashier that I was overcharged Itrsquos a definite plus to know what to expect
7 If you have items on your list that are in the sales ad for the week but you canrsquot find the items in stock in the store get a rain check You donrsquot have to miss out on the fabulous deals just because you got there too late
8 Give yourself time to prepare your list properly and find the coupons that are available to you that match up to your items on your list Itrsquos very tedious work in the beginning but it does get easier with practice What you donrsquot want to do though is rush yourself This is my 1 downfall Irsquom great at leaving things for the last minute and then Irsquom rushed and forget things to where I lose out on some great deals sometimes
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Coupon Fraud Hurts Everyone
What is Coupon Fraud
Coupon Fraud is defined as ldquointentionally using a coupon for a product that heshe has not purchased or otherwise fails to satisfy the terms and conditions for redemption when a retailer submits coupons for products they have not sold or that were not properly redeemed by a consumer in connection with a retail purchase or when coupons are altered counterfeitedrdquo
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Coupon Fraud Hurts Everyone
How is fraud committed Itrsquos important to note some of the ways we can unintentionally
contribute to coupon fraud therefore lining the pockets of crooks and robbing ourselves of honest-to-goodness savings Herersquos the breakdown of no-norsquos when it comes to coupon policy
Photocopying coupons You are allowed 2 prints per computermdashprint more than that and itrsquos considered fraud
Disregarding the manufacturersrsquo stipulations For instance do not try to purchase Layrsquos Baked Potato Chips when it specifies only Layrsquos Original Potato Chips
Disregarding expiration dates This is an obvious mistake wersquove all made And when itrsquos a mistake it does not constitute fraud because it was not your intention to mislead But if you make it a practice of finding a checker who doesnrsquot pay attention you are treading in dangerous waters
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Coupon Fraud Hurts Everyone
How can I avoid coupon fraud
The good news is there are some no-brainer suggestions on how to safeguard yourself and the coupon industry
If it sounds too good to be true steer clear This is advice dear old Mom has probably mentioned more than a few times ldquoFreerdquo or highly-discounted coupons for sale or available to print on unknown sites can undoubtedly be linked to some sketchy individuals who may be looking to steal your identity Beware especially if they are asking for extra personal information
Check for the code If you trade coupons for printed coupons always be sure to look up the unique verify code in the upper right corner You can go to CouponsInccom and type in that number to verify that it is not a copy or hasnrsquot already been redeemed
Read up If you have further questions visit the Coupon Information Corporationrsquos FAQ page Being informed is always a good thing
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Coupon Acceptance Policies
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Coupon Acceptance Policies
bull Albertsons Coupon Policybull Bi-Lo Coupon Policybull CVS Coupon Policybull Dollar Tree Coupon Policybull Family Dollar Coupon Policybull Food Lion Coupon Policybull Dollar General Coupon Policybull Harris Teeter Coupon Policybull Meijer Coupon Policybull Pavilions Coupon Policybull Publix Coupon Policybull Rite Aid Coupon Policy
You just saw Krogerrsquos coupon policy in the previous slide Here are the rest of the major store policies These are current as of 10914 Keep in mind some store will vary for each location so its best to ask the store manager for their storersquos policy if the corporate policy states that each store may use their own
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
My Favorite Place to Save
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Making BOGOrsquos Work For You
A BOGO sale is simply a sale where Publix offers you a free item for every item you purchase
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
A Few Publix Coupon Pointers (TN Region ndash your local region may vary)
In our region (TN) each BOGO item will ring up at 50 so you only have to purchase ONE item (FL region is a ldquoTrue BOGOrdquo region and both items will need to be purchased to get one free)
Take advantage of combing BOGO sales and coupon stacking to maximize your savings
You can use 2 coupons on a BOGO sale This is one of the best ways to save a lot
If a coupon says $1 off 2 you can use that coupon with a BOGO sale You are still purchasing 2 items
You may use 1 manufacturersquos coupon per item You may also use 1 store coupon per item
In a 10 for $10 sale you do not need to buy 10 of the item You can buy one at $1
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Manager Override
Sometimes you will need to have a manager override
If you exceed $50 in coupons per transactionIf you have more coupons in hand than items
in your transactionThe Coupons arenrsquot scanningWhen you exceed the allowable amount of
coupons for one transaction in the computer system
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
What Are The Steps To Shopping
1 Check the Matchups and your ads to see what you want to buy and make a list
2 Clip pull or order your coupons3 Put your coupons in your envelope or purse size coupon carrier4 Put all of you items in your cart 5 As you shop move the coupons you need to a separate sections One
section for your manufacturer coupons and the other for the Publix store coupons
6 Check the clearance items and see if any are a match to your coupons in your binder or coupon carrier
7 Time to check out8 If you have any rain checks hand these over first9 Put your groceries on the conveyor belt10 Next hand over any $$ coupons that you may have so you make sure
you are at the minimum total to get the discount (Like if you have a $10 of $50 Gas Card when you spend $50 or more)
11 Next you hand over the Manufacturer coupons then the Publix coupons
12 Watch your total drop and then pay the final price
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Competitor Coupons
This will differ by store Each store will list their local competitors at the front of the store You can always call your local store first as well so you can prepare your shopping trip accordingly if you arenrsquot sure
My store accepts Kroger store coupons and Register Rewards from Walgreens as well as manufacturer catalina coupons that print from other stores
Competitor coupons are treated like store coupons and in most stores can not be combined with a Publix coupon
You can also use the $5 off $25 from stores like Target if your store accepts Target as a competitor The wonderful thing about these is that they come off your pre-coupon total
If your competitor coupon is for a store brand only you may use a Publix store brand of the same size and qty
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
The Drug Store Game
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
The Drug Store Game
There are 3 drug stores that I have played the game with I shop Walgreenrsquos Rite Aid and CVS
Drug Stores are a bit more involved than grocery store shopping and will take some time to learn thoroughly
Walgreenrsquos Rite Aid and CVS are a serious time commitment I highly recommend picking 1 to start with and starting small with maybe a couple of deals at first
It may take time to get started but once you learn how to roll the deals there are definitely some AMAZING savings
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Walgreenrsquos
You can stack store coupons and manufacturersquos coupons at Walgreenrsquos
You have to have as many or more manufacturer coupons as items
You cannot earn points on purchases that are paid for with points
Overage is not allowed at WalgreenrsquosWalgreens will no longer accept coupons that exceed the
value of the item being purchasedCoupons are no longer accepted on both items on a
BOGO sale See Walgreens coupon policy for more details
Walgreenrsquos does issue rain checks on sales items but does not rain check register reward deals
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
What is a Register Reward
A Register Reward is a coupon that prints at the end of your transaction like a Catalina that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 register reward and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the Register Reward or they will not accept it
You cannot use a Register Reward and a Manufacturer coupon on the same item
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
How Can Register Rewards Work For Me
You can use your register rewards for non-coupon items and end up spending close to nothing
Another option is called Rolling a Register RewardBasically put Rolling a Register Reward means
using a Register Reward to buy an item that will prompt a new Register Reward
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Rules For Rolling
Although wersquod LOVE to walk in to the store and use the Register Reward from an item to buy that same item again and get it free endlessly sadly this wonrsquot work
You cannot use a Register Reward from an item to buy the same item in another transaction if you want to get a Register Reward and the end of your transaction The additional Register Reward will not print
You can however roll your Bonus Points and your Register Rewards alternatively to achieve this You can also use Register Rewards that do not print as a result of a purchase from the same manufacturer Occasionally there is an exception but donrsquot count on it when making your lists
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Using A Rolling Scenario
I highly recommend starting out using someone elsersquos scenario to begin with
Putting together a rolling scenario can be quite involved You have to make sure you are spending the least out of pocket and walking out with a lot of product You also have to make sure you are not using RRrsquos or Bonus Points from a previous transaction on the same item
You will want to walk in to the store knowing exactly what to pay and should not be surprised much at all and yoursquoll be able to see that you have completed the transactions properly to maximize your savings
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Using A Rolling Scenario
Here is a great example of how to roll your rewards
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Things To Remember
Your Register Rewards are considered coupons You must make sure that you donrsquot have more coupons than items If you are using Register Rewards and coupons and you find that you have more coupons than items you can use filler small filler items such as a pencil or a piece of candy to account for the additional RR
You must use your Register Reward before it expires
You can use coupons on an item that prompts a Register Reward
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Shopping at CVS
You can use a BOGO coupon on a BOGO sale to get 2 free items
You can stack store coupons and manufacturerrsquos coupons at CVS
Overage is not allowed at CVSCVS does issue rain checks on sales items but
does not issue rain checks on ECB deals Make sure you familiarize yourself with CVS
coupon policy as it can be tricky as well Not as complicated as Walgreens but it still can be confusing at first
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
What Is An ECB
A coupon that prints at the end of your transaction that is good for a certain amount of your next purchase
These are not the same as a $5 off $20 coupon These coupons are for the value off the purchase
For instance if you have a $5 ECB and spend $5 you can use it and your purchase will be free
Your purchase total can not be less than the ECB or they will not accept it
You can use more ECBrsquos than items purchased as long as the ECB total is the same or less than your subtotal ndash total before tax
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
What Is An ECB
Your ECBs will print immediately when you have earned it at the bottom of your register receipt (Except for the quarterly spending Watch your receipt for an announcement of when the quarterly ECB will print This is usually about 2 weeks after the quarter ends Once they start printing when you make a purchase the ECB will print at the end like normal)
ECB coupons can be used to purchase nearly anything in the store Please note that the excluded items are prescriptions alcohol tobacco and Gift Cards In some areas this also includes dairy
ECB coupons expire 4 weeks from the date they are printed
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
How Can ECBrsquos Work For Me
You could use your ECB for non-coupon items and end up spending close to nothing
Another option is called Rolling an ECBBasically put Rolling an ECB means using an ECB
to buy an item that will prompt a new ECB
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Rules For Rolling
Again wersquod all like to walk in to the store and use the ECB from an item to buy that item again and get it free endlessly This wonrsquot work
You canrsquot use an ECB from an item to buy the same item in another transaction if you want it to print a new ECB
You CAN use an ECB to buy another items from a different item that produces another ECB though
If a sale item is supposed to generate an ECB it typically will not if the item is marked down for clearance
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
CRT ndash AKA The Magic Coupon Machine
What are CRT Coupons Most stores should now have the CRT coupon scanner
center in the front of their store (most stores have them located in the front) Make sure to scan your card every time you visit You never know whats going to pop out Also continue scanning your card until the screen tells you no more coupons are available
These can be very general ~$1 of any pain reliever or these can be more specific~ $2 off of a $10 Tylenol purchase You may also receive CVS coupons such as $4 off of your $20 purchase on your next CVS purchase These can be used in addition to your ECBs CRT coupons can also be combined with mfg coupons
Both ECB and CRT coupons are specific to your CVS account which means you cannot use them without your specific CVS card
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Things To Remember
Your ECBrsquos are considered coupons You must make sure that you donrsquot have more coupons than items If this is a case you can buy yourself a 20 cent pencil or a pack of gum to use as a filler item
You must use your ECB before it expires Some stores will give you a small grace period though so it never hurts to askhellip but do not count on it
You can use coupons on an item that prompts a ECBCVS limits most ECB deals Because you are
required to have a CVS card you can not exceed this limit in different transactions Your CVS card keeps track of your purchases and will know when you have used up your limit on a deal
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Coupons on Clearance Items
Using coupons on clearance itemsCoupons can be used on clearance However if your
store has to enter in clearance items manually (will show up on receipt as generic ldquotaxable itemldquo rather than a specific item) they will have to enter in the coupons manually as well because the register will not recognize an item to apply the coupon to as the product was entered in a generic format
Clearance items do NOT produce ECBs even if the sale states any products YMMV (Your Mileage May Vary) whether or not the cashier will print ECBs manually for clearance items
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Shopping at Rite Aid
Rite Aid uses their Wellness+ Card for points and purchase tracking
You can begin using your Wellness+ account immediately by giving the cashier your phone number
When you use your wellness+ card you get benefits including UP+ rewards and your purchases (total purchase price before coupons) count toward a bonus program
EARN POINTS EVERY TIME YOU SHOP
Earn one point for every dollar you spend on nonprescription purchases
Earn 25 points for every prescription you purchase
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Shopping at Rite Aid
+UP RewardsFor +UP Rewards be sure to use your Wellness+ card
For a particular promotion that requires a minimum purchase amount you need to buy all of the products on one transaction
The circular lists +UP deals and occasionally there are hidden deals where a member posts that heshe has received +UP rewards not listed in the circular Run to the store if you want to take advantage of the hidden deals they are known to not last the entire sale week
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Shopping at Rite Aid
+UP rewards print out at the bottom of your receipt+UP rewards are tied to your Wellness+ card+UP rewards expire usually 14-20 days from the time they are
awarded best to look at the expiration date listedBe sure to use your +UP rewards before they expire They will
beep if used after expiration and stores will not overrideYou can roll +UP rewards back into the same deal however
your +UP rewards will not be available until 6am the next morning so you canrsquot use them in the same shopping trip
+UP deals are unlimited unless stated otherwise in the ad Deals that state limit x per household are tracked by wellness card If you buy more than the stated limit +UP rewards will not print If you dont get your +UP for some reason corporate is great about sending a replacement one
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
Manager Override
What Are The Steps To Shopping
Competitor Coupons
The Drug Store Game
The Drug Store Game (2)
Walgreenrsquos
What is a Register Reward
How Can Register Rewards Work For Me
Rules For Rolling
Using A Rolling Scenario
Using A Rolling Scenario (2)
Things To Remember
Shopping at CVS
What Is An ECB
What Is An ECB (2)
How Can ECBrsquos Work For Me
Rules For Rolling
CRT ndash AKA The Magic Coupon Machine
Things To Remember
Coupons on Clearance Items
Shopping at Rite Aid
Shopping at Rite Aid (2)
Shopping at Rite Aid (3)
Thank you
Thank you
This concludes your Virtual ClassI hope that you have enjoyed this Virtual Class and have a much better
understanding of how couponing works
Please join us on Facebook and feel free to ask any questions you may have We have a wonderful group that is always willing to help out
Also donrsquot forget to check the Website daily for new deals weekly match ups and to print all of the great coupons that come out throughout the month
~Frugal Jen~(Jennifer Clinton)
Couponing
What Is A Coupon amp How Do They Work
What is a Coupon
Life Cycle Of A Manufacturerrsquos Coupon
Continuing The Life Cycle Of A Coupon
What are the different types of Coupons
What are the different types of Coupons (2)
What are the different types of Coupons (3)
What are the different types of Coupons (4)
Where can I get coupons
Where Can I Get Coupons
Continuing where to find coupons
Continuing where to find coupons
Organization
Organization (2)
Organization (3)
Organization (4)
Organization (5)
Organization (6)
Organization (7)
Organization (8)
Speaking The Coupon Language
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo
Coupon Lingo (2)
Coupon Lingo (3)
Coupon Lingo (4)
Coupon Lingo (5)
Coupon Lingo (3)
Coupon Lingo (6)
Coupon Lingo (7)
Coupon Lingo (8)
Coupon Lingo (9)
Coupon Lingo (10)
Coupon Lingo (11)
Coupon Lingo (12)
Coupon Lingo (13)
Stockpiling
Stockpiling (2)
Stockpiling (3)
Stockpiling (4)
Stockpiling (5)
Stockpiling (6)
Stockpiling (7)
Sale Cycles
Sale Cycles (2)
Sale Cycles (3)
Sale Cycles (4)
Couponing Myths
Couponing Myth 1
Couponing Myth 2
Couponing Myth 3
Couponing Myth 3 (2)
Couponing Myth 4
Couponing Myth 5
Tricks of the Trade
Tricks of the Trade (2)
Tricks of the Trade (3)
Tricks of the Trade (4)
Tricks of the Trade (5)
Creating a Shopping List
Creating a Shopping List (2)
Creating a Shopping List (3)
Creating a Shopping List (4)
Creating a Shopping List (5)
Creating a Shopping List (6)
Creating a Shopping List (7)
Coupon Fraud Hurts Everyone
Coupon Fraud Hurts Everyone (2)
Coupon Fraud Hurts Everyone (3)
Coupon Fraud Hurts Everyone (4)
Coupon Acceptance Policies
Coupon Acceptance Policies (2)
Are You Ready
My Favorite Place to Save
Making BOGOrsquos Work For You
A Few Publix Coupon Pointers (TN Region ndash your local region ma
