4
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·V EDQNHU SURGXFWLYLW\ DQG FROODERUDWLRQ VROXWLRQV GHOLYHU WKH FDSDELOLWLHV EDQNV QHHG WR FDSLWDOL]H RQ HPHUJLQJ GLJLWDO WUHQGV KHOSLQJ ERRVW HPSOR\HH HQJDJHPHQW DQG DJLOLW\ ZKLOH FRQWLQXLQJ WR PHHW LQGXVWU\ VHFXULW\ DQG FRPSOLDQFH UHTXLUHPHQWV

Brochure - Banker Productivity and Collaboration · 6roxwlrq ryhuylhz %dqnhu 3urgxfwlylw\ dqg &rooderudwlrq 0$1$*,1* ',5(&725 /hdg d odujh pxowlixqfwlrqdo ghsduwphqw lq d frpsoh[

  • Upload
    others

  • View
    0

  • Download
    0

Embed Size (px)

Citation preview

Page 1: Brochure - Banker Productivity and Collaboration · 6roxwlrq ryhuylhz %dqnhu 3urgxfwlylw\ dqg &rooderudwlrq 0$1$*,1* ',5(&725 /hdg d odujh pxowlixqfwlrqdo ghsduwphqw lq d frpsoh[

$Q�RSWLPDO�SURGXFWLYW\�DQG�FROODERUDWLRQ�VROXWLRQ�HQDEOHV�GLJLWDO�WUDQVIRUPDWLRQ��

:LWK�XQLILHG�SURGXFWLYLW\��HQWHUSULVH�VRFLDO�DQG�XQLILHG�FRPPXFDWLRQV�WRROV��ILQDQFLDO�LQVWLWXWLRQV�DUH�DEOH�WR�GHOLYHU�WKH�W\SH�RI�FRQQHFWHG�ZRUN�HQYLURQPHQW�QHHGHG�WR�LQFUHDVH�HPSOR\H�HQDJHPHQW��PDNLQJ�LW�HDVHU�WR�H[SORLW�QHZ�EXVLQHVV�PRGHOV�����

(PSRZHULQJ�%DQNLQJ��&DSLWDO�0DUNHWV

'LJLWL]DWLRQ�LV�UHVKDSLQJ�KRZ�EDQNV�DQG�FDSLWDO�PDUNHWV�WKLQN�DERXW�KRZ�ZRUNV�JHWV�GRQH��

,Q�DQ�LQFUHDVLQJO\�GLJLWDO�ZRUOG��EDQNV�DQG�FDSLWDO�PDUNHWV�

UHFRJQL]H�WKDW�WKH�QHZ�ZRUOG�RI�EDQNLQJ��SRZHUHG�E\�WHFK�

VDYY\�HPSOR\HHV��EULQJV�RSSRUWXQLWLHV�WR�LPSDFW�WKH�EXVLQHVV�

DW�D�UDWH�QHYHU�EHIRUH�LPDJLQHG��0LFURVRIW·V�EDQNHU�

SURGXFWLYLW\�DQG�FROODERUDWLRQ�VROXWLRQV�GHOLYHU�WKH�FDSDELOLWLHV�

EDQNV�QHHG�WR�FDSLWDOL]H�RQ�HPHUJLQJ�GLJLWDO�WUHQGV��KHOSLQJ�

ERRVW�HPSOR\HH�HQJDJHPHQW�DQG�DJLOLW\�� ZKLOH�FRQWLQXLQJ�WR�

PHHW�LQGXVWU\�VHFXULW\�DQG�FRPSOLDQFH�UHTXLUHPHQWV��

Page 2: Brochure - Banker Productivity and Collaboration · 6roxwlrq ryhuylhz %dqnhu 3urgxfwlylw\ dqg &rooderudwlrq 0$1$*,1* ',5(&725 /hdg d odujh pxowlixqfwlrqdo ghsduwphqw lq d frpsoh[

0HHW�WKH�HYROYLQJ�QHHGV�RI�PRGHUQ�FOLHQWV0HHWLQJ�WKH�HYROYLQJ�QHHGV�RI�WKH�PRGHUQ�FOLHQW�LV�FULWLFDO�WR�PDLQWDLQLQJ�D�FRPSHWLWLYH�DGYDQWDJH�LQ�WKH�GLJLWDO�DJH��0LFURVRIW·V�EDQNHU�SURGXFWLYLW\�DQG�FROODERUDWLRQ�VROXWLRQV�KHOS�UHPRYH�VLORV�DQG�GULYH�ERWK�JUHDWHU�HPSOR\HH�DQG�FOLHQW�HQJDJHPHQW�DFURVV�WKH�3&��SKRQH�DQG�WDEOHW�² WUDQVIRUPLQJ�WKH�EDQN�LQWR�DQ�DJLOH��FRQQHFWHG��DQG�FOLHQW�FHQWHUHG�ZRUNIRUFH�HPSRZHUHG�WR�GHOLYHU�QHZ�YDOXH�DQG�LQQRYDWLYH�VHUYLFH�RIIHULQJV��

0LFURVRIW·V�SURGXFWLYLW\�DQG�FROODERUDWLRQ�VROXWLRQV�SURYLGH�SURGXFWLYLW\��HQWHUSULVH�VRFLDO��FROODERUDWLRQ��DQG�XQLILHG�FRPPXQLFDWLRQ�WRROV�WR�HQDEOH�ZLGHO\�GLVWULEXWHG�DQG�KLJKO\�UHJXODWHG�ILQDQFLDO�LQVWLWXWLRQV�WR�IXQFWLRQ�DV�DJLOH��LQQRYDWLYH�RUJDQL]DWLRQV³ZLWK�FDSDELOLWLHV�WKDW�FDQ�EH�DFFHVVHG�DFURVV�WKH�3&��SKRQH��DQG�WDEOHW�

(PSRZHU�HPSOR\HHV�WR�LPSURYH�WKH�EXVLQHVV�ZLWK�DFWLRQDEOH�LQVLJKW%DQN�HPSOR\HHV�DUH�LQFUHDVLQJO\�DVNLQJ�IRU�VHOI�VHUYLFH�WRROV�IRU�H[SORULQJ�GDWD�DQG�ILQGLQJ�DFWLRQDEOH�LQVLJKW��0LFURVRIW·V�EDQNHU�SURGXFWLYLW\�VROXWLRQV�HPSRZHU�DQ\RQH�LQ�\RXU�RUJDQL]DWLRQ�WR�YLVXDOL]H�DQG�DQDO\]H�ULFK�FXVWRPHU��PDUNHW��DQG�ILQDQFLDO�GDWD�ZLWK�JUHDWHU�VSHHG��HIILFLHQF\�DQG�XQGHUVWDQGLQJ��7KH�VROXWLRQV�FRQQHFW�XVHUV�WR�D�EURDG�UDQJH�RI�OLYH�GDWD�WKURXJK�HDV\�WR�XVH�GDVKERDUGV��SURYLGH�LQWHUDFWLYH�UHSRUWV��DQG�GHOLYHU�FRPSHOOLQJ�YLVXDOL]DWLRQV�WKDW�EULQJ�GDWD�WR�OLIH�DFURVV�GHYLFHV��

,PSURYH�HIILFLHQF\�DQG�UHGXFH�FRVWV�E\�HQDEOLQJ�ZRUNSODFH�PRELOLW\�)LQDQFLDO�LQVWLWXWLRQV�QHHG�WR�LPSURYH�HIILFLHQF\�DQG�UHGXFH�FRVWV�DW�D�WLPH�ZKHQ�PRELOLW\�DQG�SUR[LPLW\�DUH�NH\�EXVLQHVV�UHTXLUHPHQWV��0LFURVRIW·V�EDQNHU�SURGXFWLYLW\�DQG�FROODERUDWLRQ�VROXWLRQV�KHOS�\RXU�HPSOR\HHV�FROODERUDWH�DQG�PDNH�EHWWHU�GHFLVLRQV�ZLWK�UHDO�WLPH�LQIRUPDWLRQ�RQ�WKH�GHYLFH�RI�WKHLU�FKRLFH�DQ\WLPH��DQ\ZKHUH�� LPSURYLQJ�RYHUDOO�SURGXFWLYLW\�DQG�LQFUHDVLQJ�EXVLQHVV�HIILFLHQF\��

&RQILGHQWO\�VHFXUH�\RXU�RUJDQL]DWLRQ��SHRSOH�DQG�LQIRUPDWLRQ�0LFURVRIW�EXLOGV�VHFXULW\�LQWR�WKH�EDQNHU�SURGXFWLYLW\�DQG�FROODERUDWLRQ�VROXWLRQV�IURP�WKH�VWDUW��EHWWHU�SURWHFWLQJ�\RXU�HQGSRLQWV�DQG�GHOLYHULQJ�IDVWHU�WKUHDW�GHWHFWLRQ�DQG�IDVWHU�UHVSRQVH�WR�VHFXULW\�EUHDFKHV��1RW�RQO\�GRHV�0LFURVRIW·V�XQLTXH�LQWHOOLJHQFH�KHOS�SURWHFW�EDQNV�IURP�LQFUHDVLQJO\�VRSKLVWLFDWHG�F\EHU�DWWDFNV��EXW�0LFURVRIW�DOVR�ZRUNV�SURDFWLYHO\�ZLWK�ODZ�HQIRUFHPHQW�DQG�LQGXVWU\�SDUWQHUV��VXFK�DV�)6�,6$&��WR�VKDUH�LQWHOOLJHQFH�SURYHQ�WR�KHOS�LGHQWLI\�DQG�VKXW�GRZQ�F\EHU�FULPLQDOV��

Page 3: Brochure - Banker Productivity and Collaboration · 6roxwlrq ryhuylhz %dqnhu 3urgxfwlylw\ dqg &rooderudwlrq 0$1$*,1* ',5(&725 /hdg d odujh pxowlixqfwlrqdo ghsduwphqw lq d frpsoh[

6ROXWLRQ�RYHUYLHZ%DQNHU�3URGXFWLYLW\�DQG�&ROODERUDWLRQ

0$1$*,1*�',5(&725� /HDG�D�ODUJH�PXOWLIXQFWLRQDO�

GHSDUWPHQW�LQ�D�FRPSOH[�RUJDQL]DWLRQ

� &ROODERUDWH�ZLWK�GLUHFW�UHSRUWV�DQG�WKHLU�WHDPV

� 1HWZRUN�EURDGO\�ZLWK�D�GLYHUVH�VHW�RI�EXVLQHVV�SDUWQHUV

5(/$7,216+,3�0$1$*(5� 'HOLJKW�FOLHQWV� 'ULYH�UHYHQXHV� 3URWHFW�WKH�IUDQFKLVH

352'8&7�0$1$*(5� 0DQDJH�HQG�WR�HQG�SURGXFW�

OLIH�F\FOH� ,QQRYDWH�DQG�GHYHORS�QHZ�

SURGXFWV� /HDG�SURMHFWV�ZLWK�,7� &RQGXFW�PDUNHW�UHVHDUFK�XVLQJ�

GDWD�DQDO\WLFV�DQG�VRFLDO�PHGLD

&203/,$1&(�2)),&(5� 3URWHFW�WKH�EDQN·V�IUDQFKLVH�E\�

HQVXULQJ�DGKHUHQFH�WR�DOO�SROLFLHV� (QVXUH�FXVWRPHU�GDWD�LV�KLJKO\�

VHFXUH� (QVXUH�UHJXODWRU\�FRPSOLDQFH� 0DQDJHPHQW�UHSRUWLQJ�

,19(670(17�$1$/<67� ,QVLJKWV�LQWR�ILQDQFLDO�GDWD� &RPSOH[�ILQDQFLDO�PRGHOLQJ� &RQQHFW�ZLWK�SDUWQHUV�DQG�

FROOHDJXHV�WR�PDNH�UDSLG�GHFLVLRQV

&86720(5�6(59,&(�2)),&(5��23(5$7,216� 'HOLJKW�FOLHQWV�ZLWK�VHUYLFH�

H[FHOOHQFH� &ROODERUDWH�RQ�SUREOHP�UHVROXWLRQ� 2QERDUG�QHZ�FOLHQWV�� &URVV�VHOO�PRUH�HIILFLHQWO\

Page 4: Brochure - Banker Productivity and Collaboration · 6roxwlrq ryhuylhz %dqnhu 3urgxfwlylw\ dqg &rooderudwlrq 0$1$*,1* ',5(&725 /hdg d odujh pxowlixqfwlrqdo ghsduwphqw lq d frpsoh[

/HDUQ�PRUHPLFURVRIW�FRP�EDQNLQJ

µ7KH�EXVLQHVV�FULWLFDO�6KDUH3RLQW�VROXWLRQ�KHOSV�WR�SURYLGH�XV�ZLWK�EHWWHU�FXVWRPHU�LQVLJKWV�DQG�VHUYLFH�QRZ�WKDW�DOO�WKH�FOLHQW�

GDWD�LV�DW�RXU�ILQJHUWLSV�µ-DQ�.RYDU

&62%�3URMHFW�0DQDJHU

:K\�0LFURVRIW0LFURVRIW�LV�HPSRZHULQJ�EDQNV�WR�GHOLYHU�KLJKHU�YDOXH�H[SHULHQFHV��KHOSLQJ�WKHP�ZLQ�EDFN�OR\DOW\�DQG�WKULYH�LQ�WKH�GLJLWDO�DJH��7KLV�LV�GULYHQ�E\�VROXWLRQV�WKDW�HQDEOH�EDQNV�WR�HQJDJH�FXVWRPHUV�DFURVV�FKDQQHOV��HQDEOH�D�FRQQHFWHG�DQG�FROODERUDWLYH�GLJLWDO�ZRUNSODFH��DQG�WUDQVIRUP�LQWR�D�GLJLWDO�EXVLQHVV�ZLWK�FRQQHFWHG�DQG�RSHQ�V\VWHPV��

)6,�H[SHULHQFH��7KH�0LFURVRIW�DGYDQWDJH�LV�D�FRPSOHWH�SODWIRUP�GHYHORSHG�E\�D�YHQGRU�ZLWK�GHFDGHV�RI�LQGXVWU\�UHOHYDQW�H[SHULHQFH��0LFURVRIW·V�)LQDQFLDO�6HUYLFHV�VROXWLRQV�DUH�XVHG�E\�PRUH�WKDQ����0�DFWLYH�XVHUV����RI�WKH�WRS����JOREDO�EDQNV��DQG�RYHU�������ILQDQFLDO�LQVWLWXWLRQV��$GGLWLRQDOO\��0LFURVRIW�KDV�EHHQ�VHOHFWHG�DV�D�OHDGHU�IRU�EDQNLQJ�VSHFLILF�WHFKQRORJ\�DZDUGV³LQFOXGLQJ�$VLDQ�%DQNHU��&HOHQW��DQG�&(%�7RZHU�*URXS��

&ORXG�FRPPLWPHQW��0LFURVRIW�RIIHUV�DQ�DGGHG�OD\HU�RI�VHFXULW\�DQG�FRPSOLDQFH�YLD�WKH�0LFURVRIW�)LQDQFLDO�6HUYLFHV�&RPSOLDQFH�3URJUDP��ZKLFK�JLYHV�ILQDQFLDO�VHUYLFHV�FXVWRPHUV�DGGLWLRQDO�DFFHVV�DQG�LQVLJKW�LQWR�0LFURVRIW�&ORXG�LQIUDVWUXFWXUH�DQG�VROXWLRQV�

´7KH�VROXWLRQ�KDV�GHILQLWHO\�KHOSHG�1HGEDQN�JDLQ�D�FRPSHWLWLYH�DGYDQWDJH��SXWWLQJ�XV�DW�WKH�IRUHIURQW�RI�WHFKQRORJ\�DQG�VKRZLQJ�WKDW�1HGEDQN�LV�UHDOO\�SLRQHHULQJ�DQG�LQQRYDWLYH�LQ�LWV�XVH�RI�WHFKQRORJ\�WR�VHUYLFH�DQG�FRQVXOW�FOLHQWV�µ6WHOLRV�9DNLV3URJUDP�([HFXWLYH�RI�,QWHJUDWHG�&KDQQHO�6WUDWHJ\

.%&�HPSRZHUV�HPSOR\HHV�WR�ZRUN�IURP�DQ\ZKHUH�ZLWK�0LFURVRIW�2IILFH������HQKDQFLQJ�UHVSRQVLYHQHVV��HQDEOLQJ�EHWWHU�GHFLVLRQ�PDNLQJ��DQG�LPSURYLQJ�FROODERUDWLRQ�IRU�YLUWXDO�WHDPV��

1HGEDQN�JLYHV�FOLHQWV�WKH�DWWHQWLRQ�WKH\�QHHG�IURP�DQ�H[SHUW�ZLWK�YLGHR�EDQNLQJ��7KH�VROXWLRQ�UHGXFHG�ZDLW�WLPHV�DQG�LQFUHDVHG�WKH�OLNHOLKRRG�RI�FOLHQWV�UHFRPPHQGDWLRQV�E\������