BRADLEY PUBLIC SERVICE DISTRICT

BRADLEY PUBLIC SERVICE DISTRICT P.O. BOX 290

BRADLEY, WEST VIRGINIA 25818-0290

304 / 877-5202

April 4,2008

Sandra Squire, Executive Secretary Public Service Commission of West Virginia 201 Brooks Street Charleston, West Virginia 25323

RE: Case No. 08-0304-PSD-T Bradley Public Service District

Dear Ms. Squire:

In response to your letter of March 3 1,2008 concerning the tariff change for Bradley Public Service District please find enclosed the information requested.

If you require more information please call our office at (304) 877-5202.

/

/ Yours truly,

D W j l

f %

Case # 08-0304-PSD-T

Request:

1. Copy(ies) of any proposed agreements(s) or other proposals from Nova Network (Merchant Bankcard) detailing any and all fees and charges and the terms of the operation and agreement.

Name: Dwight W. Reggi Title: General Manager Preparer: Dwight W. Reggi Testify: Dwight W. Reggi Date: 04/03/08

Response:

A copy of the contract between Nova Network (Merchant Bankcard) detailing any & all fees and charges is enclosed.

January 30,2008

Bradley Public Service District Attn: Janet Cooper PO BOX 290 Bradley, WV 25818

NOVA Information Systems along with City National Bank of West Virginia appreciate the opportunity to present a Merchant Bankcard proposal to Bradley Public Service District. We at NOVA believe that we have the knowledge and expertise to provide the quality product and level of service that your organization requires.

Before entering into the details of our proposal, we should mention that the pricing indicated below assumes that all Visa and Mastercard sales will be electronic magnetic read, authorized and deposited (settle) through a POS Software. Sales that do not meet this criteria are assessed a nominal charge for mid-qualifying and non-qualifling rates.

We can offer VisaMasterCard processing services at:

Proposed Discount Rate

1.69/ Swiped Transactions MastercardNisalDiscover

2 . W Hand Keyed Transactions MastercardNisa/Discover

Transactions FeesNisa & MC Transaction Feedother Cards Monthly Statement Fee Debit Statement Maintenance Fees Batch Fees Chargeback Fees Application Fees (one time) Installation Fee (one time) Monthly Minimum Discount

$0.10 $0.10 $5.00 $0 $0.00 $0.00 $20.00‘ $100.00 $waived $25.00

Luciana G a r e e d 7709470450 P. 1 dMar 1’. 0 8 10:46a

i-2008 18:87 LLICIANA GDREED 7764892956 PkGE4

M a r 2 8 08 10:46a Luciana Goreed 7709470450

Please check each card you wish to accept. No;P: dcceotarce of cam' $ p s not selecred will resuir in d6couni downgrades

0 Lodgipg @ P a y at pump ,

&'I visa'MasWcard' Visa Credlt 0 Mastercard Credit .'? u Restaurant 0 Supermarket .4RU ixover Cards a Discover E Visa Debit 0 Mastercard Debit MO/TO/lnternet

,7*-.1.."..w.? ,Y,*<,.*. uor.-...,mnmm(r.vnivr u_i*__.___j,,,o,~ .... .... _;"_ ............ ,,,-. __...........n.-.. ..._.....*__....-........-............ .......-........... .......-..............

......... ...... . - ........ ............................ . . . . . . . . . . . . . ...... .; . _. ........ - _-. . .. ...... ...._.I.___. ,. ' $

.......... .................. .................. . ..... . . . . . . . . . . . . . . . . . . . . . . . ......... ..- .1_-.. I..-.^..........-...C....l......I.I..........-."-..-.....:.-...^_...

i $ L...... i o c n

AUTHORIZATION F O R AUTOMATIC WITHORA The ur,Uersignd hereby authorizes L e m r lo automatically withcraw the undersigneo's monthly lease Dayrnent and any amounts, including any and ali taxes or a:her charges, owed in accmlance with :he abow referenced Lease Agreement. as applicable, by initiating debit entries to tne undersigned's account a t the financial instrtutior, ("Bank') indicated hereon or s x h o:her flnancia: institution used by the undersigned from time to time. A lease payment (whether paid by debjr or other means) that i s not honored by Bank for any reason ~n(ii l be 5ubjBct to a returned iterr. s e r m fee imposed by Lessor. This authorization shall remain in effea until Lessor has received written nattlce from the undersigned of its termhatinn. ........ ......................................... .................... - ................... ................ ............

ABAlROUTlNG #: ........... ............... . ................... - . . . . . . . . . . . . . . . . . . - . . . .......................I...__ ..

ai- ind,vidus' hame: Da:e ..... .* &....<.._--I-.--..--.,-----.... ,-.- ~,--~,,----.~ .._., I _._.^_ _-____.___ ~,-, I_--_ ._,,._ _,-- ,... .... ̂*."-"I.--. - --..--.- . ..

2

AGREEMENT ACCEPTANCE The undersigned acknowl&w that such party's signattire below serves m a signature p a p to the applicabie Lease Agreement referenced herein a i o i.?dkatej the mdersigned's sccepmce af. and agrwment to. all O f the IermS and conditions hereof and of such agreement. The mclersigned furthzr ackrw/ledges tha t the Lease Agreement, together wth the undersigned's signatlire belovv. COxtitutS :he full agreement bstween Lessor and Lessee concerning the Prooeq and ~ 1 s ~ Leisor may freely assign the Lease Agreement as B stand-alone agreement apart iron1 the N W A Iderchant APPlicarion. The undersianed certifies thar the Property shall be used solely lor bljsipless purp this agreemen! aff j :pS tha t 5u:n person 15 either a =!e propr"etor who is the nithiri named Merchant or 2 dGly authorized corporate officer, member of parlner o i the

Lessee !Aurhorized Sigrler) .............. .. ... .. ._ . , _ ............. ~ .......................................... . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .

Prht Name Tirle. Date ........ ...... ........ . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . ......... .. . . S'sna?Ure: ?.. - --. -.- _ _ _ _ ~, :.. ._. . - ,. . . . . . . .............

P . 3 M a r -28 08 10:48a Luciana G o r e e d 7709470450

SE # Auth Fee

. (10digbi $ 0 1 5 A I -

.................... ................................ - ... (15 dig'?!. $.V. I.?... ...

Diners Club . . . . . . . . . . . . . . . . i j dlclTcj f 0 15 .... .... -. ._ ......... ......................... . - i j - .

..... ....................... !!Ddig!ts!

Y.. .::'.I L .......

American Express: .... .. %

$5.95

0 Amex Rate

or 0 Amex Flat Fee Option:

Monthly Volume: L. JCB: ica Rate: ..,---u-yo $

.- ....... ........ ...................... - c w

[7 Debit - Includes INKL (Interlink), MSTO (Maestro), ACCL (Acceil}. AWN, ALAS (Alaska), CU24. ITS (Shazam), NETS, NYCE, PULSE and STAR . w - - + 7 w - ~ z ~ - - e ~ ~

Vendor

Vendor

- ---mL-M,-,-- M " - . - - - v . - - ~ ~ . . " - ~ - T . w ' + % ~ - - ~

0 Money Manager

0 Working Capital L l DCC ~ e b a t e ....................... % Set up ~ e e $. .......................

- ~ . - ~ - - ~ ~ * ~

Monthly Fee $ ..................... Set Up Type (check one) a MID 0 CHN r l r h m ,--* "- - - - ' . . . . . . . . . . . . Monthly Fee $

~ ~ - - ~ ~ - , - , ~ ~ . , - ~ . ~ , - ~ . e-->-'-- ................................. Set Up Fee $

(Accounts Receivable Conversion) 0 ECS Onlv

. . . . . . . . . . . 2. Averi,- ..........

u W I UP tee .P ..........

.................

~ ~~. -. - - - _ _ _ _ _ _ s _ _ _ _ _ _ _ _ W V Y _ _ M _ _ X _ ~ -%------

mc rhrrk amount: $ . . . . . . . . . . . . . . 3. Maximum check amount: $ . . . . . . . . . . . . . . . . . . . . . . -w....--P __wM_________u__

................. ........ ECS Monthly Minunurn: $ Please check box for each additional service option

0 NSF Service FW processing o SZ.OO per NSF item.

pplicable for POP Guarantee and all ARC productj.

Card Quantity

_- L,, Standard i I

ire Reponing ACCeJS:

. . @ 829.95 each per month.

ludes transactions per location annually. Additional transactions billed 90.29 per transaction)

Sewice Fees (Cardholder charged on unused balances)

Custom Cards are required

Apply same to all states?

Service Fee per Transaction $ .......... 0.12 Y 0 N (If no, complete for each state)

Fee Amount. $ .......... Applied 0 Monthly 0 Quarteriy 0 Annually

Beginning. . . . PAonths

VAR Mandfaaurer: . . . . . .

VAR Software. -. . , .

.. _.., ..... .....

/ I M a t 08 10:57a Luciana G o r e e d 7709470450

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Case #08-0304-PSD-T

Request:

2. Is the District currently accepting crediudebit card payments?


Response:

The District is not currently accepting credit/debit card payments.


3. If so, how many customers have historically elected to pay by crediddebit & i


Response :

No Data Available


Request:

4. Does the District currently have agreements with Masteracard, Visd or Discov& for payment of utility bills by creditldebit card?

Name: Dwight W. Reggi Title: General Manager Preparer: Dwight W. Reggi Testifl: Dwight W. Reggi Date: 04/03/09

Response:

The District does not currently have agreements with MastercardNisa or Discover for payment of utility bills by credit/debit card. These cards are covered in the contract with Nova Network.


Request:

5. If the District currently has agreements with Mastercard, Visa or Discaver, what percentage rate is charged to process each transaction?

Name: Dwight W. Reggi Title; General Manager Preparer: Dwight W. Reggj Testifl: Dwight W. Reggi Date: 04/03/08

Response: No Data Available


Request:

6. If the District currently has agreements with Mastercard, Visa or Discover, do the agreements allow for the tacking on of charges to be paid by the holder of the crediudebit cards?




Request:

7. If the District currently has agreements with Mastercard, Visa or Discover, please provide copies of the agreements between the District and the credib'debit card company(ies).


Response: No Date Available


Request:

8. If the District currently has agreements with Mastercard, Visa or Discover, what has been the annual of annualized expense of providing the creditldebit card services to the District’s customers.




Request:

9. Has the participation in these debit/credit card agreements created a cash flow problem for the District.

Name: Dwight W. Reggi Title: General Manager Preparer: Dwight W. Reggi Testifjr: Dwight W. Reggi Date: 04/03/08



Request:

10. Without the tariff charges sought by the District, would participation in the Nova Network program require the District to seek a general rate increase:

Name: Dwight W. Reggi Title: General Manager Preparer: Dwight W. Reggi Testify: Dwight W. Reggi Date; 04/03/08

Response:

At this time the Bradley PSD does not anticipate the necessity of a rate increase if we do not receive the tariff change requested.


Request:

11. Does the District seek a flat fee of $4.00 per charge/debit transaction or a series of sliding fees based upon the amount of customers’ billings being processed by a charge/debit transaction?


Response:

The original request for the $4.00 flat fee was suggested because it would allow The District to recover the fees charged by Nova Network plus the one time charges totaling $1,230 and hture increases that Nova Network may reqsuest. At this time there is no way of knowing how many customers will use creditldebit cards so all of our figures are based on our current customer count of 1616. Attached you will find a chart which shows the calculations based on current tariff charges, using charges shown in the contract plus a .03 cents administration fee. The calculations start at our minimum bill based on 3,000 gal. and go to 10,000 gal..

CHART ~XPLANATION

Col. A: = useage in gal. Col. B:= current charge per gal. used

Col. D. = 2.18% x Col. A + $0.10 Col. E. = Col. C + $0.03 Col. F = Col. D + $0.03

Col. C: = 1.69% x Col. A. + $0.10

Note 1 - 1.69%+ $0.10 charged by Nova for walkins. Note 2 - 2.18%#$0.10 charged by Nova for phone ins. Note 3 - $0.03 = Total of $0.01 Administration fee per transaction plus $0.02 per

Transaction for monthly charges from Nova.

Calculations are based on all 1616 customers paying by credit/debit card.

Nova Information Systems is the name of the company that offers the Merchant Bankcard proposal. If you require more information please call our office at (304) 877-5202.

Thank you?,

General M a d & -

A.

3000 3100 3200 3300 3400 3500 3600 3700 3 800 3900 4000 4100 4200 4300 4400 4500 4600 4700 4800 4900 5000 5100 5200 5300 5400 5500 5600 5700 5800 5900 6000 6100 6200 6300 6400 6500 6600 6700 6800 6900 7000 7100

B.

33.06 34.01 34.96 35.90 36.85 37.80 38.75 39.70 40.64 41.59 42.54 43.49 44.44 45.38 46.33 47.28 48.23 49.18 50.12 5 1.07 52.02 52.97 53.92 54.86 55.81 56.76 57.71 58.66 59.60 60.55 61.50 62.29 63.08 63.87 64.66 65.44 66.23 67.02 67.81 68.60 69.39 70.18

C.

33.72

35.65 .34.69

,36.61 s37.58 .38.54 .39.41 ,4047 84 1.43 .42.40 e43.36 .44.33 .45.30 .46.25 47.22 48.18 49.15 50.12 5 1.07 52.04 53.00 53.97 54.94 55.89 56.86 57.82 58.79 59.76 60.71 6 1.68 62.64 63.45 64.25 65.05 65.86 66.65 67.45 68.26 69.06 69.86 70.67 71.47

CHART

D.

33.88 34.86 35.83 36.74 37.76 38.73 39.70 40.67 4 1.63 42.60 43.57 44.54 45.5 1 46.47 47.44 48.41 49.39 50.36 5 1.32 52.29 53.26 54.23 55.20 56.16 57.13 58.10 59.07 60.04 61.00 61.97 62.94 63.75 64.56 65.37 66.17 66.97 67.78 68.59 69.39 70.20 71.01 71.81

E.

33.75 34.72 35.68 36.64 37.61 38.57 39.44 40.50 41.46 42.43 43.39 44.36 45.33 46.28 47.25 48.2 1 49.18 50.15 51.10 52.07 53.03 54.00 54.97 55.92 56.89 57.85 58.82 59.79 60.74 61.71 62.67 63.48 64.28 65.08 65.89 66.68 67.48 68.29 69.09 69.89 70.70 71.50

F.

33.91 34.89 35.86 36.82 37.79 38.76 39.73 40.70 41.66 42.63 43.60 44.57 45.54 46.50 47.47 48.44 49.42 50.39 51.35 52.32 53.29 54.26 55.23 56.19 57.16 58.13 59.10 60.07 6 1.03 62.00 62.97 63.78 64.59 65.40 66.20 67.00 67.8 1 68.62 69.42 70.23 71.04 71.84

7200 7300 7400 7500 7600 7700 7800 7900 8000 8100 8200 8300 8400 8500 8600 8700 8800 8900 9000 9100 9200 9300 9400 9500 9600 9700 9800 9900 10000

70.97 71.76 72.55 73.34 74.12 74.91 75.70 76.49 77.28 78.07 78.86 79.65 80.44 8 1.22 82.01 82.80 83.59 84.38 85.17 85.96 86.75 87.54 88.23 89.12 89.90 90.69 91.48 92.27 93.06

72.27 73.08 73.88 74.68 75.48 76.28 77.08 77.89 78.69 79.49 80.30 81.10 81.90 82.70 83.50 84.30 85.1 1 85.91 86.71 87.52 88.32 89.12 89.83 90.73 91.52 92.33 93.13 93.93 94.74

72.62 73.43 74.24 75.04 75.84 76.65 77.45 78.26 79.07 79.88 80.68 8 1.49 82.30 83.09 83.90 84.71 85.53 86.32 87.13 87.94 88.75 89.55 90.26 91.17 91.96 a92.77 93.58 94.39 ,95.19

72.30 73.1 1 73.91 74.71 75.5 1 76.3 1 77.1 1 77.92 78.72 79.52 80.33 81.13 81.93 82.73 83.53 84.33 85.14 85.94 86.74 87.55 88.35 89.15 89.86 90.76 91.55 92.36 93.16 93.96 94.77

72.65 73.46 74.27 75.07 75.87 76.68 77.48 78.29 79.10 79.91 80.71 81.52 82.33 83.12 83.93 84.74 85.57 86.35 87.16 87.97 88.78 89.58 90.29 9 1.20 91.99 92.80 93.61 94.42 95.22

Case #08-0304-PSD-T

Request:

12. If the District is seeding a flat fee of $4.00, how was the reasonasbleness of the flat fee determined?


Response:

The chart also shows that a flat rate of $2.00 may be more reasonable. Based on 10,000 gal. of useage the chart shows a cost of $2.16. 96.1 % of our customers use 0 to 10,000 gal.

Based on 9,100 gal. useage the chart shows a cost of $2.01 customers use 0-9,100 gal.

95.5% of our

Based on 5,400 gal. usage, which is our minimum bill, the chart shows a cost of $1.35. 82.7% of our customers use 0-5,400 gal.

%sed on 3,000 gal. of usage, which is our minimum bill, the chart shows a cost a f $0.85. 48.5% of our customers use 0-3,000 gal.

Case # 08-0304-%D-T

Request:

13. discussed and finally approved by the Board.

Please provide copies of any board meeting minutes where this issue was

Name: Dwight W. Reggi Title: General Manager Preparer: Dwight W. Reggi TestifL: Dwight W. Reggi Date: 04/03/08

Response:

Minutes and resolution are attached.

AT A REGULAR MONTHLY MEETING OF THE BRADLEY PUBLIC SERVICE DISTRICT HELD DAT ITS OFFICE IN BRADLEY, WEST VIRGINIA ON AUGUST 8,2007 AT 8:30 A.M.

At a regular monthly meeting of the Bradley Public Service District held at its office in Bradley, West Virginia on August 8, 2007 at 8:30 a.m.

PRESENT: Daymon Sweeney, Chairman Dorothy Redden, Secretary Steve Wallen, Treasurer Dwight W. Reggi, General Manager June Lancianese, Office Manager Bill Cunningham, Ghosh Engineers

Bill Cunningham discussed with the Board a deferred loan payment program for the District, which would allow the District to pay interest only on the oldest loan. This would allow the District to expand the sewer without raising the rates. Bill will go over more of the details at the next meeting.

Dwight and June discussed with the Board the possibility of getting a credit card payment system with Sam’s Club. This would allow customers to pay with a credit card and hopefully bring down the arrears.

The following bills were approved for payment: WV Municipal Bond Commission WV Div. Of Highways Raleigh Hardware City National Bank WV State Tax Dept. Bureau for Child Support Enforcement Arrow Financial Service, LLC - Cecil WV Municipal Bond Commission Means Lumber Co. Beckley Water Co. Manuel Villanueva Verizon AT&T Steptoe & Johnson NAPA Dunbar Sanitary Board Principal Financial Group Oak Hill Garbage Cellular One Raleigh County Landfill Beckley Feed & Hardware Champion Accounting

956.95 644.06 199.99

1,558.85 509.00 25.00

192.34 20,222.97

39.13 203.42 160.00 294.46

53.77 634.13 220.15 353.30 184.35 178.85 194.11 495.16

11.90 209.95

DANKA USA Blue Book C.I.T. WV Biological, LLC Dwight Reggi - Clothing Allowance Michael Giannini Ricky Ellison Cecil Evans Tony Sever R.L.J. Management John McDermott Wilburn Waddell Daymon Sweeney Dorothy Redden Steve Wallen AEP WVPERS Elizabeth Compton Appalachian Heating Michael Giannini Ricky Ellison Postmaster, Bradley Staples CHASE EB&D LLC Bureau For Child Support Enforcement-Rick Arrow Financial Ser., LLC - Cecil Rural Development REIC Ne11 Jean Ent. Bankers Fidelity Grainger WVPEIA Mettler-Toledo Raleigh Insurance Electro-Tech Ser. Industrial Elec. Corp. HRDE - Refund Checks for Hunter Ridge AT&T Appalachian Heating Elizabeth Compton Postmaster, Bradley Michael Giannini EB&D, LLC Bureau for Child Support Enforcement - Rick Arrow Financial Ser., LLC

101.86 610.38

1,445.00 812.50 200.00 200.00 200.00 200.00 200.00

9.93 16.94 4.15

100.00 100.00 100.00

4,914.17 1,724.23

45.00 178.95

1,625.00 12.66 41.00

132.98 64,922.06

1,863.34 25.00

192.34 25,495.00

744.6 1 49.56

194.80 161.09

3,092.52 243.00

5,38 1 .OO 1,2 10.00

904.75 9.93

53.91 82 1 .OO 45.00

1,625.00 1,863.34

25.00 192.34

582.89

AT A REGULAR MONTHLY MEETING OF THE BRADLEY PUBLIC SERVICE DISTRICT HELD AT ITS OFFICE IN BRADLEY, WEST VIRGINIA ON FEBRUARY 13,2008 AT 8:30 A.M.

At a regular monthly meeting of the Bradley Public Service District held at its office in Bradley, West Virginia on February 13,2008 at 8:30 a.m.

PRESENT: Daymon Sweeney, Chairman Dorothy Redden, Secretary Steve Wallen, Treasurer Dwight W. Reggi, General Manager June Lancianese, Office Manager

Daymon Sweeney opened the meeting with prayer. The minutes were approved as read.

Dwight informed the Board that the pump on sth street was replaced.

The debit card program should be ready to start the month of April.

Dwight told the Board that the plant is receiving good reports and that everything is running smoothly.

The following bills were approved for payment: Bureau for Child Support Enforcement Arrow Financial Services, LLC-Cecil WV Municipal Bond Commission Verizon

AT&T Excelsior Blower Systems WV Div. Of Highways Postmaster, Bradley Lewis Chevrolet Brickstreet DANKA Cellular One American Hardware Vest-Hutchens Oak Hill Garbage Suddenlink Beckley Water Co. Principal Financial Group Beckley Welding Supply WV Municipal Bond Commission WV State Tax Dept. City National Bank

RESA-V

25.00 197.84 956.95 357.38 50.00 52.05

102.69 824.20 623.50

11.66 637.50 11 1.66 151.72 85.10 11.00

178.85 59.95

159.7 1 184.35 178.62

20,222.97 509.00

1,552.83

WVPERS Elizabeth Compton Bradley Service Center George L. Shuff Env. Service Clerk, Raleigh County Daymon Sweeney Dorothy Redden Steve Wallen Hughes Supply Co. JAB0 Supply Cop. Appalachian Heating NAPA Ideal Bankers Fidelity Ral. Co. Landfill %st, Higgins & Assoc. Bosley Rental State Electric Supply Co. Fourney Fasteners USABlueBook Bureau For Child Support Enforcement Dwight Reggi - reimbursement EB&D,LLC Michael Giannini AEP REIC FMD Disc. Computers Rural Development Beckley Water Co. Suddenlink Miss Utility of WV WVPEIA C.I.T. WV Biological, LLC Chemtek Corp. Alleghany Ins. Ser., Inc. WV Labor Law Poster Service Elizabeth Compton WVRWA - Dwight Water Environment Federation Bureau For Child Support Enforcement Michael Giannini Co. EB&D,LLC J&J Fabricating

1, 724.24 45.00 12.66

130.00 12.00

100.00 100.00 100.00 125.00 31.10

529.90 3 16.83

11.99 194.30

1,521.81 112.50 22.80 17.00 11.84

102.12 25.00 20.00

1,863.34 1,625 .OO 5,466.06 3,460.89

94.98 25,495.00

319.75 59.95 24.75

3,837.02 3,523.1 1

812.50 2,456.33 5,38 1 .OO

125.50 45 .OO

100.00 94.00 25.00

1,625.00 1,863.34

104.98

, . -,

AT A REGULAR MONTHLY MEETING OF THE BRADLEY PUBLIC SERVICE DISTRICT HELD AT ITS OFFICE IN BRADLEY, WEST VIRGINIA ON JANUARY 9,2008,

At a regular monthly meeting of the Bradley Public Service District held at its office in Bradley, West Virginia on January 9,2008.



Election of officers for Bradley PSD was held for the year of 2008. Dorothy Redden made motion to keep the officers the same. Seconded by Steve Wallen. Motion carried.

Dwight informed the Board that the credit card payment plan is being pursued. We are hoping to have it in place March.

The following bills were approved for payment: WV Municipal Bond Commission Postmaster, Bradley Vest Hutchens Bradley BP Oak Hill Garbage John Blackwell, CPA Verizon Beckley Water Co. WV Div. Of Highways Stanley Ellison Postmaster, Bradley Staples Arrow Financial Ser. Bureau For Child Support Enforcement City National Bank WV State Tax Dept. Cedar Lakes Conference Center RESA V WV Municipal Bond Comm. Principal Financial Group Sun Propane, Inc. American Hardware DANKA Cellular One

956.95 96.00 10.95

168.82 178.85 40.00

313.41 177.79 634.39 150.00 624.97 37.38

192.34 25.00

1,611.96 540.00 260.00

35.00 20,222.97

184.35 2,483.99

23.73 11 1.66 151.72

AEP AT&T AT&T United Laboratories WVPERS Daymon Sweeney Dorothy Redden Steve Wallen Champion Accounting Jayhawk Software State Electric Supply HACH Dwight Reggi C.I.T. NAPA Staples Elizabeth Compton Winter Fire, Inc.

Michael Giannini EB&D, LLC Hughes Supply Co/Ind. Electric

WV-WEA

Miss Utility of WV Beckley Water Co. WV Biological, LLC USABlueBook Bankers Fidelity REIC Arrow Financial Ser. Bureau For Child Supp WVPEIA Rural Development FMD Discount Computers WV Emergency Response Floor Show Eddie's Mkt. Ral. Co. Landfill Elizabeth Compton Southeastern Chemical Co State Electric Supply Co. Michael Giannini E.B.&D, LLC

rt Enforcem nt

5,097.05 48.42

5.88 3 14.56

1,913.90 100.00 100.00 100.00 67.00

550.00 10.26

561.54 21.19

2,825.48 130.75 141.75 45.00

2,000.00 95.00

1,625.00 1,863.34

6 1 .OO 26.25

324.95 812.50

78.91 194.80 448.75 192.34 25.00

3,837.02 25,495.00

216.97 100.00 10.29 12.84

1,479.63 45.00 36.50

156.0 1 1,625.00 1,863.34

$ 83,890.45 +/

iJ u J J '),&ab Dorothy R e d d e n y S e c r e t a r y

AT A REGULAR MONTHLY MEETING OF THE! BRADLEY PUBLIC SERVICE DISTRICT HELD AT ITS OFFICE IN BRADLEY, WEST VIRGINIA ON DECEMBER 12.2007 AT 11:30 A.M.

At a regular monthly meeting of the Bradley Public Service District held at its office in Bradley, West Virginia on December 12,2007 at 11:30 a.m.



Dwight informed the Board that the auto debit payment plan would be implemented in January 2008.

Dwight presented information left by Audra Blackwell from Board of Treasury about an investment plan. Plan was reviewed and discussed. The Board unanimously decided no to pursue the plan at this time.

The following bills were approved for payment: WV Municipal Bond Commission Fourney Fasteners Means Lumber Co. Beckley Water Co. Ne11 Jean AT&T Verizon WV Div. Of Highways Oak Hill Garbage Disposal Principal Financial Group DANKA Sun Propane, Inc. Quill WV State Tax Dept. City National Bank - F/WH WV Municipal Bond Commission Bureau For Child Support Enforcement Arrow Financial Services Heather Jones - Refund, overpayment Krogers WVPERS Staples Daymori Swcency

956.95 7.44

27.93 1 19.95

7.00 54.3 1

27 1.05 894.70 178.85 184.35 1 1 1.66

2,483.98 297.95 510.00

1,563.82 20,222.97

25 .OO 192.34 35.74

275.00 1,728.57

116.14 100.00

Dorothy Redden Steve Wallen Eddie’s Market Lite Side Linda Poland - Refund, overpayment Thuhnong Nguyen-Refund, overpayment Elizabeth Compton EB&D LLC Michael Giannini Rural Development AEP WVPEIA CellularOne Bankers Fidelity Raleigh County Landfill REIC American Hardware NAPA Ne11 Jean Ent., Inc. Bradley BP Southeastern Chemical Co. Beckley Water Co. Lowe’s Arrow Financial Ser., LLC Bureau For Child Support Enforcement Bandy’s, Inc. WV Biological, LLC Steptoe & Johnson, PLLC USA BlueBook C.I.T. Michael Giannini EB&D LLC Elizabeth Compton

100.00 100.00 13.41

101.64 6.52

50.00 45.00

1,863.34 1,625.00

25,495 .OO 4,871.48 3,837.02

151.72 194.80

1,283.82 1,254.87

104.93 264.86

16.31 142.6 I 21.50

326.65 20.98

192.34 25 .OO

2,400.92 1,218.75 2,5 19.82

613.36 1,730.00 1,625.00 1,863.34

45.00

$ 84,490.69

BRADLEY PUBLIC SERVICE DISTRICT P.O. BOX 290

BRADLEY, WEST VIRGINIA 25818-0290

304 / 877-5202

RESOLUTION

At their regularly scheduled Board meeting held on February 13,2008 , a motion was made by Dorothy Redden to accept the debitlcredit card payment option with the NOVA Network thus allowing the customers to pay by MastercardNisal Discover. Seconded by Steve Wallen. Motion carried

ATTEST:

Il’


Request:

14. Who approached the District with this proposal. Please provide the names and address of any contacts.

Name: Dwight W. Reggi Title: General Manager Preparer: Dwight W. Reggi Testify:: Dwight W. Reggi Date: 04/03/08

Response:

Over the past 3-4 months the District has had approximately 40-50 inquiries monthly from customers concerning using credit/debit cards to pay their bills. The District contacted our bank, City National and Sam’s Club concerning a crediudebit program. City National’s rates were lower so we chose City National to supply the service.


Request:

15. Please provide any working papers used to determine the economic cost to the District of participation in this program.


Response: There are no working papers showing the economic benefit to the District but we do anticipate a reduction in OW arrears because of the convenience.

Without the tariff change as requested the District will lose revenue as shown in the following examples.

Example # 1 3,000 gal. useage for 16 16 customers paying with debithredit cards. $54,540.00 monthly revenue with approved tariff change

- 53,424.96 current monthly revenue bf all 1616 customers used 3000 gal.

1,115.04 loss per month without tariff change. 13,380.48 loss per year without tariff change.

Example #2 5,400 gal. useage for 161 6 customers paying with debitkredit card. $9 1,934.24 monthly revenue with approved tariff change.

- 90,188.96 current monthly revenue if all 16 16 customers used 5,400 gal.

1,745.28 loss per month without tariff change. 20,943.36 loss per year without tariff change.

Example #3 10,000 gal. usesage for 16 16 customers paying with debitkredit card.

153,148.32 monthly revenue with approved tariff change. 150,384.96 current monthly revenue if all 1616 customers used -

10,000 gal. 2,763.36 loss per month without tariff change.

33,160.32 loss per year without tariff change.

Documents

BRADLEY PUBLIC SERVICE DISTRICT