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Guides to Greatness

HGI Mission To create more financiallyindependent families than any other business in history.

HGI VisionTo lead the consumerempowerment revolution.

HGI System The Leadership Format System (LFS) will allow us to achieve our Vision and Mission.

Alignment with Our Vision! ... Passion for Our Mission! ...

Submission to Our System!

Disruption of an Industry

Every once in a while, a NEW IDEA is introduced to an OLD INDUSTRY which completely changes the way that industry does business.

If any of these entrepreneurs had called you to join themin their NEW ENDEAVOR, would you have taken the call?

Ray Kroc

Sam Walton

Steve Jobs

Howard Schultz

Mark Zuckerberg

Hubert Humphrey

A.L. WilliamsWorld Marketing Alliance

Hegemon Group International

Disruption of an Industry

“The Greatest Opportunity of Our Lifetime!”

...then you will have...

If the Problem is Big enough

and the Solution is Big enough...

When Money Moves... Fortunes are Made!

The Greatest Inter-Generational Wealth Transfer in History

*Approx. $45 Trillion will move from one generation

to another.

The Greatest EconomicStory of Our Lifetime

*Source: Business Insider – June 15, 2014

Demographic InevitabilityMillennials Gen X Baby Boomers Seniors

76,000,000Ages: 51-69

Wealth Recovery/Acceleration

Golden Era of Financial Services

Our CrusadeTo solve middle America’s financial crisis by

exposing them to the same “SAFETY FIRST” financial strategies used only by the wealthy.

40,000,000Ages: 65+Retirement Income

64,000,000Ages: 34-50

Accumulation + Tax Benefits

82,000,000Ages: 20-34

Low Cost – High Coverage

Golden Era of Financial Services

* Source – LIMRA

One of the largest industries in the world!

Average age ofinsurance agents:

55+New financial professionalsto serve all demographics.**

America desperatelyneeds a minimum of

50,000

$63 Trillion

Half of active insuranceproducers to retire in the

next 5 years.*

TomorrowToday

** Source – Investment News

The Tale of Two Eras

In business, being in the right place atthe right time can mean everything.

1938-1959

Ben Hogan

PGA Professional Era Career VictoriesCareer U.S.

Tournament Earnings

64 $332,517

Now is Your Chance to Play in the Most Lucrative Business Era of All Time!

That’s 240 times more money for the same effort!

Tiger Woods

1998-2008 64 $79,909,376

The only difference is the era which they played.

Financial Trend Domination

DECADE CONCEPT PRODUCT DISRUPTORCOMPANY LEADER

1980’sBuy Term and Invest the Difference Revolution.

Baby BoomersAge: 20-34

Term InsuranceMutual Funds

A.L. WilliamsKnown today as - Primerica

1.5 Million RecruitsPaid $1 billion to Field in 10 Years

#1 Marketer Term Ins.#1 Marketer Mutual Funds

Sold to major Wall Street co.

1990’sInvestment Industry

Revolution


Variable Universal LifeVariable Annuities

Mutual Funds

World Marketing Alliance(WMA) Known today as - World

Financial Group, (WFG).450,000 Recruits

Paid $1 billion to Field in 10 Years#1 Marketer Var. Universal Life

#1 Marketer Var. AnnuitiesSold to one of the Top 10 financial services companies in the world.

2000’sMortgage and RealEstate Revolution


MortgagesReal Estate

World Leadership Group(WLG)

100,000 Recruits#1 Producer in the

Mortgage Origination Business.

2010’sThe Great

Wealth Transference

Baby Boomers asof 2015. Age: 51-69

Living BenefitsActive Money Managment

Indexed Products

Hegemon Group International

(HGI)One of the fastest growing

Companies in FinancialServices Marketing today.

Hubert Humphrey#1 Field Leader

#1 EarnerEarned $33,700,000 in 14 yrs

Leader of the DecadeCreator of the Leadership

Format System

Hubert HumphreyFounder and CEO

Creator of the Leadership Format System



Inducted into the Entrepreneurship Hall

of Fame



LFSMAX

HGI’s 6-Steps to Financial Security

HGI’s Financial One-Stop Shop

Financial NeedsAnalysis

• Earn Additional Income• Manage Expenses

Increase Cash Flow

1

• Consolidate Debt• Strive to Eliminate Debt

Debt Management2

• Save Three to Six Months’ Income• Prepare for Emergency Expenses

Emergency Fund3

• Protect Against Loss of Income• Protect Family Assets

Proper Protection4• Outpace Inflation/Minimize

Taxation• Professional Money Management

Long-Term Savings5

• Reduce Estate Taxes• Build a Family Legacy• Avoid Probate• Maintain Privacy

Estate Preservation6

The Rule of 72Simply divide the number 72 by your expected rate of return to determine the number of years it will take your money to double.

“The most powerful force in the universe is compound interest.”

"The person that understands compound interest will earn it. The person that does not will pay it!“ - Albert Einstein

How Money Works

The example of what happens when a 29 year old invests $10,000 at different rates of return:

4% 18 years 8% 9 years 12% 6 years

Money doubles every 18 years Money doubles every 9 years Money doubles every 6 years

29 $10,000 29 $10,000 29 $10,000

47 $20,000 38 $20,000 38 $20,000

65 $40,000 47 $40,000 41 $40,000

56 $80,000 47 $80,000

65 $160,000 53 $160,000

59 $320,000

65 $640,000

Source: USA Today “Doubling Your Money”, April 25, 2015

Taxation

Tax Deferred

Accumulation

TaxFree

Distribution

Tax Deductible

Contribution

Which would you choose?You can only get two of the three!

Let’s take a look at the impact of taxes compounding.

HGI nor any of its associates offer tax advice. Please consult with your tax professional. Use for recruiting purposes only.

Maximize Your Tax Advantages

Taxation

Not understanding how taxes affect you could be a

Million Dollar Mistake!

The Impact of Taxes Compounding

What happens if you double a dollar 20 times?

The No. 1 enemy to your wealth, Besides procrastination, is taxation.

What if you take 30% taxes out of each double? You would only end up with $40,642

It grows to $1,048,576

Why Indexing is Important

How would you like your money to grow?

Fixed IndexedVariableConservative way to protect your money, not a strategy

for accumulation.

Increased volatility in themarket – the highs don’t

make up for the lows.

Participate in only upside of market, guaranteed

not to lose money.

The Power of Indexing

Protection & PotentialMany people sacrifice return for safety, and other people sacrifice

safety for return. Indexing brings together the best of both.

$115,563

$124,230$124,230

$143,563

$158,775

$170,683

$154,330

$133,547

$107,500

$170,683$183,484

$197,245

$212,039

$227,942

$245,037

$151,836

$128,379

$140,217

$93,403

$116,838$117,453

$130,430$134,185

$103,485

$133,065

$109,673

$120,396

$154,762

$139,739

$150,708

$189,535

$219,617

Indexed AccountLarge Company Stocks

$150,000

$140,000

$120,000

$100,000

$160,000

$170,000

$90,000

$110,000

$180,000

$190,000

$200,000

$210,000

$130,000

8/97 8/98 8/99 8/00 8/01 8/02 8/03 8/04 8/05 8/06 8/07 8/08 8/09 8/10 8/11 8/12 8/13

$220,000

$230,000

8/14

$240,000

$250,000

$100,000 Invested in 1997

Source: The Financial Insider.com

The New Crusade

The New Crusade – LIVING BENEFITS This is why you need and want Living Benefits.

LIVING BENEFITS... Critical, Chronic and Terminal illness. – Millions of Americans will survive a

heart attack, stroke or cancer but can’t earn income.

– Living Benefits are available in all HGI insurance products including: Term, Index Universal Life, Final expense and Whole

Life.

Product features, rider options and availability may vary by state. Please consult with a financial representative regarding features and availability in your state.

Finally, life insurance that you don’t have to die to use!

Licensed Product Portfolio

…Plus Great Carriers Like American General, Nationwide and many others…

• 128 Years Old • 88 Million Customers in 130 Countries• A+ Rating by AM Best

• Founded in 1886, 128 yrs old• Privately Owned by Sammons • Financial Group• A+ Rating by A.M. Best/ A+ Standard & Poor’s

• Established in 1840• Licensed in 44 States plus D.C.• A- (Excellent) Rating by A.M. Best

• Founded in 1948• Simplified Products• A- (Excellent) Rating by A.M. Best

• Over 100 years old• Headquartered in KC, MS• A (Excellent) Rating by A.M. Best

AIG Partners Group • Founded in 1857• One of the Top Marketers of Simplified Issue Life Insurance

Innovation Partners offers through it’s Fixed Product Division a wide array of Indexed Universal Life, Indexed Annuities and Term Products through several major insurance carriers, including but not limited to....

Licensed Product Portfolio

Hegemon Financial Group, LLC

• Founded in 1880• 13 Million Customers / $1 Trillion Life Insurance in Force• A+ Rating by AM Best/ A+ by Standard & Poor’s

• Established in 1961• Comprehensive Life Insurance• A- (Excellent) Rating by A.M. Best

• Final Expense Insurance• Ages 45-85• A (Superior) Rating by A.M. Best

• Simplified Products• A- (Excellent) Rating by A.M. Best

Health InsuranceMedicare Advantage and

Medicare Supplement Insurance

From leading carriers:

Property & Casualty

• Over 50 Major Carriers

American Amicable

• Founded in 1890• A- (Excellent) Rating by A.M. Best

BULBROOK DRISLANE BROKERAGE

Non-Licensed Product Portfolio

Non-Licensed Products

Land Banking

Merchant ServicesFinancial Solutions Software

Turnkey Real Estate Investing Solutions

Winning the Money GameSuccess System

Credit Restoration

HGI has a Strategic Alignment withPaul Dietrich/Fairfax Global MarketsPaul is one of the top active money managers in the United States. He has contributed to the Wall Street Journal, The Washington Post, and the London Times.

Paul DietrichCEO Fairfax

Global Markets

Paul has been a frequent commentator on CNN, Bloomberg TV, CNBC and FOX Business News.

Through HGI’s affiliation with Fairfax Global Markets, LLC Registered Investment Advisory firm, you can deliver the active money management story to your clients and build wealth for your family by using our Unregistered Solicitors (URS) Referral Fee Program (available in certain states.)

*Fairfax Global Markets, LLC is a Registered Investment Adviser under the rules of the SEC.

• RoboVest™ allows clients to manage and grow their investments online with ease and simplicity

• RoboVest™ provides automated investment advice

• Tell RoboVest™ about yourself and RoboVest™ will start recommending an investment plan. You can customize the plan at any time

• Fund your account, and RoboVest™ will invest your money in a globally diversified, low-cost portfolio of securities.

© 2015 Innovation Partners, LLC. All Rights Reserved.Innovation Partners, LLC is a registered Investment Adviser under the rules of the SEC.

The Greatest Infinity Compensation Plan

In History!

Infinity Compensation Plan


Multiple Streams of Income

1. Personal Production 40%-85%2. Field Training/Qualified Field Builder3. Overrides/Leverage • Base Shop 10%- 45% • Generational team-building overrides - 6 levels 23.5% • All company “Quality of Business” bonus pools 3.25% • Executive overrides “Infinity Bonus” 2%-5%4. Residual Recurring Marketing Fees5. Legacy/Inter-Generational

6. Equity Share Program


Revolutionary Compensation

Earn over $250,000 with a Team of 5 Producers.

Power of the Base Shop

Your Total Income $22,080 mo.

Your Override

Your IncomePersonally close 4 $200/mo. new client LSA’s per month... $7,680

4 $200/mo. new client LSA’s per month... $14,4005 Field Associates who each close...

Become an RMD

Build 5 Field

Associates

Each Field Associate Earned $4,800 mo.

RMD

FieldAssociate

FieldAssociate

FieldAssociate

FieldAssociate

FieldAssociate

Box Car to Business Star

*17-year Career on the Railroad

* Building Architect of three of the Largest Financial Services Marketing Companies, two are Billion Dollar Market Cap Companies Today.

* Architect of the Leadership Format System* 2013 Entrepreneurship Hall of Fame inductee. 28 other inductees including Ted Turner, Bill Gates, Mary Kay Ash, Truett Cathy and Richard Branson.

* Philanthropist and Community Leader, including serving on the President’s council at Brigham Young University (BYU) and spearheading the charitable foundation for “My House.”

Joe NamathMuhammad Ali Gen. Norman SchwarzkopfTony Robbins

Hubert Humphrey

World Class Leadership Team

Steve GrossChief Financial Officer - Co-Founder• Original Board Member of the ALW Common Sense Trust Mutual Fund• Former Board of Director Member of Mutual Fund families for Morgan Stanley, Van Kampen and Citigroup. • Advisor to the original founders of Home Depot and Web MD as well as several other successful ventures• Former Board Member of Web-MD* Founder of HLB Gross Collins

Jody HumphreyNational Field Director

• Former National Sales Director (NSD) - A.L. Williams (ALW)• One of the founding leaders of (WMA) - World Marketing Alliance• One of the founding leaders of (WLG) - World Leadership Group

Jim GinocchioDirector of Leadership Dev.

• Former professional sportscaster with several major sports networks• Former Strategic Member of the A.L. Williams (ALW) Communi- cation and Marketing Team• Former EVP of Leadership Development at WLG.

Bobby DollarVice President of Finance - Controller

• Former CFO of World Marketing Alliance• Former CFO of World Leadership Group

Patrick SutherlandChief Actuary

Randal GrabyChief Information Officer (CIO)

Mike RemerDirector of Internet Marketing

Sherry ZerbestDirector of Creative Marketing

Leveraging the Power Of the System

You Run the SYSTEM, and the SYSTEM Runs your Business!

– Over 2,500,000 Recruits

– Approx. 20,000,000 Sales Transactions

– Approx. 4,000 $100k Ring Earners

– Approx. 500 $1 Mil Ring Earners

– Helped Launch Two (2) Separate

Billion Dollar Companies

– Over $2B in Field Payouts

– Twice #1 in Industry Sales

Hubert’s other Masterpieces:

Leadership Format System

LFSMAX

Complete Marketing Automation System

Feature: Avg. mo. cost• Email/Database/ $75.00

Auto Responder

• CRM/Contact Manager $65.00

• Landing Page System $35.00

• Other features including: $200.00 Advertising Budget

Total: $375.00

HGI Exclusive - $99.95/mo.High Tech meets High Touch!

The UltimateMarketing Machine

Ultimate Marketing Machine

– HGI is following McDonald’s success principles– Leadership Format System– Opening Outlets and moving products simultaneously

– HGI is following WalMart’s success principles– Potential participation in Equity Share Plan

– Emphasis on motivating & recognizing/rewarding people– Diversification without distraction– The Power of Leverage without major capital outlay

– Structure and discipline– Business-like atmosphere– Accountability/bottom line focus

– Leading edge and traditional products– Professional quality and trained people– Earn Big money from relatively small team– Earn living from personal production

• The Best of Turnkey Marketing

• The Best of Ownership Marketing

• The Best of Direct Sales Marketing

• The Best of the Corporate Systems

• The Best of the Agency Systems

HGI Challenge

We offer a risk-free opportunity.• No Major Investment• No Franchise Fees• No Loss of Job Security• No Experience Required

• No Inventory• Unlimited Territory• Unlimited Opportunity

The HGI opportunity is for everyone:• Education - Become A Client• Part-time Second Income Earner• Personal Producer• Business Builder• Encore Career

Be in business for yourself,but not by yourself.

The Greatest BusinessOpportunity in America

Building a Culture Of Greatness

World Class Rewards& Recognition

Mastering MotivationOngoing Contests to Create Excitement

– Compete for Chances to Visit the World on Exotic Trips – Chase Incentives and Promotions – Earn Cash Prizes and Special Awards – Wear HGI Super Bowl Style Rings – Recognition at Regional and National Events

Building Your Business fromGreat Event to Great Event!

Disclaimer

All information contained in this presentation is intended for general education and information use only and is not intended as a solicitation for buying or selling securities or other investment products, insurance products or any non-licensed products.

The material in this presentation is not intended to give advice on tax planning, investments, real estate, legal, accounting, estate planning, or financial planning but rather to provide education and information about a possible business opportunity with Hegemon Group International.

As with any business opportunity, the HGI Business Opportunity may take time, effort and money which may or may not provide any financial returns. Assumptions are made in several hypothetical examples to help explain the concepts and are for illustrative purposes only and should in no way be construed as any type of guarantee. Past performance is also not a guarantee of future results.

Hegemon Group International © 2015

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