BHUKTANI PATRA - (CHEQUE) CLEARNACE

MANUAL

Digital Financial Service Provider

NEW APPROVED Incoming Verified

Confirm SAVE

Cheque sent

Confirm

Notification sent

Pay (Bhuktani-New) (Cheque Paid

A B

Incoming Approved

Customer

Approve

Verified & Clearing Requested

Ready for the Payment

Complete Report of Transactions View list of unauthorized/rejected transactions View all Cancelled Transactions

Approve Withdrawal Request after Step2 (Step3) Verify Withdrawal Request after Step3 (Step4)

Search Individual Transaction To Trace Cheque Withdrawal Process

Authorize Withdrawal Request after Step1 (Step2) Initiate Withdrawal Request as per Customer (Step1) Pay the Physical Cash as per Withdrawal details after Step4

(Step5)

Service charge shall be deducted from Cheque Amount; which are clearly shown in transaction details

Service Charge is shown clearly

Sending Branch should choose Cheque Issuer Cooperative

Color copy of Cheque should scanned and upload into the system (Both Side)

BLACK Ink should used to write in Cheque

Cheque Initiation

Cheque Paid

Cooperative : A

Customer provide the Cheque to Cooperative A (Cheque Belongs to Cooperative B)

NEW SEND Teller choose respective Cooperative details

(Cooperative B) as per Bhuktani (Cheque) details and process

Manager shall verified/approved from New Approved

Step1

New Send

Cooperative : A

Customer provide the Cheque to Cooperative A (Cheque Belongs to Cooperative B)

Request Submitted

Confirmation Page

New Approved

Step2

Cooperative : B

Customer provide the Cheque to Cooperative A (Cheque Belongs to Cooperative B)

INCOMMING VERIFIED Teller shall verify the requested details & Submit

(Teller is having facility of ACCEPT or BOUNCE back)

Step3

Incoming Verified

Cooperative : B

Customer provide the Cheque to Cooperative A (Cheque Belongs to Cooperative B)

INCOMING APPROVED Manager shall approved requested Cheque again to

proceed for payment from Cooperative A (Manager is having facility of ACCEPT or BOUNCE back too)

Step4

Incoming Approved

Cooperative : A

Customer provide the Cheque to Cooperative A (Cheque Belongs to Cooperative B)

PAY (BHUKTANI-NEW) Cooperative A shall check verified Cheque and

paid the transactions to Cheque Owner

Approved Now, Cooperative A

can pay the transactions Step5

PAY

Thanks for your Valuable Time

For any further information please contact:

Digital Financial Service Provider