LearnhowtoworkwithFinaclebysimplesteps.

FinacleStepByStep

Monday,January20,2014

Labels:Finaclesteps,PayOrder

PayOrder(PO)byCashPayOrder

PayOrderisalsoaninstrumentthroughwhichfundscanbetransferred.Butpayorderisissuedonlywithinlocalclearingarea.

IssueofPayOrderStepByStep

01.TMAF4C/NRF402.SelectPOA/CNo(ToSelectPressF2SchemeTypeDDAF4SelectPOAC)F403.POAmountTabCTabNarration(PObycash)F404.PayeeNameF4(PayeenameMustbeExactasperSlip)PurchaserNameF405.PrintOptionLF4(ViewCharge)F406.UseDOWNARROWtoVisitallPartTran07.POSTallPartTranPF4F1008.NoteDowntheTRANIDandProceedtoPrinting(SameafPrintingofaSingleDD)

PrintingofaSingleDemandDraft(DD)PrintingofDraftispossibleaftertransactionisposted.

SingleDemandDraftPrintingStepByStep

MenuOption:DDPRNT

01.DDPRNTEnter02.MentionDDNoorTranID&PartTranNo(normally1)F403.MentionDateF404.MakeyourPrinterreadywithBlankDD05.PressF4tostartprinting.06.OncePrintedOK(Y),PressF10orClickCommit

AftercommittinginventorywillbemovedandnecessaryupdatetoDDnumber,Printflaghappens.

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2014(3)January(3)

PayOrder(PO)byCash

PrintingofaSingleDemandDraft(DD)

DDbyCash

2013(26)

BlogArchive

CBS(3)CHBM(1)CUMM(1)CustomerID(1)DemandDraft(2)Finacle(6)FinacleCommands(4)FinacleLogin(3)Finaclesteps(17)FinacleWiki(2)FunctionKeys(2)ICHB(1)LienMarking(1)OAAC(1)ONS(1)Password(1)PayOrder(1)SavingsAccount(1)SPP(1)TM(2)WebMode(1)

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Labels:DemandDraft,Finaclesteps

CAUTION

IfuserquitatthisstagewithoutcommitnoupdatewillbedoneandthedraftwillremaininunprintedstatusandifthedraftisdrawnonFinaclebranchesitwillaffectthepaymentstatusalso.

Labels:DemandDraft,Finaclesteps

DDbyCashDemandDrafts/BankersCheque/PayOrderareanimportantmodeofremittanceofmoneyfromonecentretoanotherforthepublicingeneral.ThisisoneofthekeyservicesofferedbythebankwhichgeneratesnonfundincometotheBank.

Apartfromissueandpaymentofdraft,otheractivitiesinvolvedinthislineofbusinessarecancellation,rectification,revalidation,reversal,notingcautionasapartofDemandDrafthandlingprocess.Automaticchargecalculation,chargingofspecialchargesforspecialcustomer,alsoformsintegralpartofbusinessrequirement.

DemandDraft

Ademanddraftisanorderinstrumentdrawnbyoneofficeofabankuponanotherofficeofthesamebank.Throughthisprocessthemoneyistransferredfromonecentretoanothercentre.

IssueofDemandDraft

MenuOptionTM/HDDMI

DDbyCashStepByStep

01.TMAF4C/NRF402.EnterDDA/CNo(ToSelectPressF2SchemeTypeDDAF4SelectDDAC)F403.DDAmountTabCTabNarration"DDbycash"F404.MentionCityTabBranchF405.PayeeNameF4(PayeenameMustbeExactasperSlip)PurchaserNameF406.PrintOptionLF4(ViewCharge)F407.UseDOWNARROWtoVisitallPartTran08.POSTallPartTrans(PF4)FinallyPressF1008.NoteDownDDNo/TRANIDandProceedtoPrintingofaSingleDD

Tuesday,August20,2013

FindAccountNumberfromChequeIfyouwanttocheck/searchtheaccountnumberofparticularcheque,usethemenuoptionINQACHQ.

Labels:Finaclesteps

FinacleSteps

01.INACHQEnter02.EnterChequeNumberTabSolIDF403.NowtheaccountnumberhavingthesameChequenumberwillbedisplayed.

Note:Sometimeitmayshowmultipleaccountnumberswithsamechequenumber.Rememberthoseaccountshavechequewithsameumberbutwithdifferentalphaseries.

Sunday,August18,2013

Labels:Finaclesteps,SPP

StopPaymentProcessing(SPP)StoppaymentscanbemarkedaspercustomersrequestthroughthemenuoptionSPP.StopPaymentinstructionsforacheque(s)canbeenteredonlyifIssueofconcernedchequebookhasbeenacknowledgedbycustomerandisdulyenteredinthesystem.Therefore,itisnecessarythatchequebookshouldbeinacknowledgedstatusbeforeanystoppaymentinstructionsareenteredinthesystem.

StopPaymentStepByStep

01.SPPEnter02.SF4A/CIDF403.BeginChequeNoF4NoofLeavesF404.EnterPartyDetailsNameTabDateTabAmount05.TabReasonCode(PressF2andSelectfromListex.Option2)F405.OptionC(ChargeCollection)F4F406.PressF10andsendforVerification

Note:Usetheoption'G'formodificationofgeneraldetails

StopPaymentVerification

01.SPPAUEnter02.VF4A/cIDF403.BeginChequeNoF4F404.OptionCF4F405.PressF1006.PrintDialogueBoxwillappear.07.F(Foreground)F4Y(Printrequired)F4mentionnocopies&Printer08.PressF10togeneratetheSTOPpaymentconfirmationletter.

Inquirewhetherchequeisstoppedornot.

01.ACMEnter02.IF4A/CIDF403.OptionQF404.SelecttheChequeSeriesCtrl+E05.Findthechequeismarkedas"Stopped"

Wednesday,August14,2013

Labels:CHBM,Finaclesteps

ChequebookMaintenance(CHBM)VariouschequebookmaintenancerelatedoperationscanbecarriedoutusingCHBMwebmenuoption.IncaseofverificationCHBMAUmenuoptionshouldbeused.

InquireChequeBookStatus

01.CHBMEnter02.IF4A/cIdF403.SelecttheSeriesPressCtrl+Etocheckdetails

AddAcknowledgement(IfchequebookearlierissuedwithoutAcknowledgement)01.CHBMEnter02.A(Acknowledgement)F4A/cIdF403.SelecttheChequebook,Shft+F404.PressF10

Verification

01.CHBMAUEnter02.VF4A/cNoF403.PressF10

DestroyChequebook(Single/MultipleInstruments)

01.CHBMEnter02.AF4A/cIdF403.BeginChequeNoF4NoofLeavesF4F10

Verification

01.CHBMAUEnter02.VF4A/cNoF403.BeginChequeNoF4F10

CautionaCheque

01.CHBMEnter02.CF4A/cIdF403.BeginChequeNoF4NoofLeavesF4F10

Verification

01.CHBMAUEnter02.VF4A/cNoF403.BeginChequeNoF4F10

Cautionedstatusofachequecanberemovedusing"UUndoCaution"functionfollowedbyverification.

Saturday,August3,2013

Labels:FinacleCommands,Finaclesteps

CustomerSearch(CUS)Incaseifyouwantcheckacustomerisanexcitingcustomerofyourbankornot,tofindoutCustomerIdofapersonortoknowthedetails,themenuoptionCUScanbeusedinFinacle(WebMode).HCUSisthemenuotionforONSModeofoperation.

CustomerIDSearchStepByStep

01.CUSEnter02.NowfillupanyoftherelevantfieldslikeCustomerName,ShortName,AddressorPhoneNo03.TogetaccurateresultEntermorethanonefieldPressF404.ItmayshowoneormoreresultdependingupontheDataentered.05.SelectonerecordandPressCtrl+EtocheckCustomerDetails06.IfthereisnorecordinthelistPressF3andChangeDatatosearchagain

Thursday,August1,2013

AccountLienMaintenance(ALM)OnecanliencertainamountinanaccountinFinaclewhichcannotwithdrawnunlesslienisremoved.LiencanbemarkedinaccountduetoIncomeTaxAttachmentOrder,GarnisheeOrder,MarginMoneyorCollateralsecurityetc.EvenifacustomerwantloadagainstFixedDeposit,theFDcanbemarkedlienasguarantorforloan.

AccountLienMaintenanceStepByStep

01.ALMEnter02.AF4ACIDF403.Amount(MentionamounttobeLien)Tab04.ExpiryDate(thelienwillbeautomaticallyremovedafterthedate)Tab05.Reason(PressF2andselectfromlist)Tab06.Reason(Mentiondetaillienreason)F10

Verification

01.ALMEnter02.VF4ACIDF4CheckLienDetails03.PressF10tocompletethetask

Labels:Finaclesteps,LienMarking

UseACCBALcommandtoverifythelienamount

RemovingLien(Manually)

01.ALMEnter02.MF4ACIDf403.ChangetheLienamountto0.0004.PressF10

Verification

01.ALMEnterVF402.ACIDF4CheckModifiedLienDetails03.PressF10tocompletethetask

Wednesday,July31,2013

Labels:FinacleCommands,Finaclesteps

ActivationofDormantAccountWhentherehasbeennofinancialactivityforalongperiodoftime,otherthanpostingofinterest,anaccountcanbeclassifiedasdormant.Oncetheaccountturnsdormantyoucannotoperateaccountlikemoneycannotbewithdrawn,chequeclearanceetc.Statuteoflimitationsusuallydoesnotapplytodormantaccounts,andfundscanbeclaimedbytheownerorbeneficiaryatanytime.

Modification

01.ACMEnterMACIDF402.OptionSF4F603.ChangeAccountStatus"D"to"A"F4F10

Verification

01.ACMEnterVACIDF402.OptionSF4F6F403.Option0(ZeroforGeneralDetails)F404.F6F6F4FinallyPressF10toSave

FreezinganAccount(AFSM)Anaccountcanbefrozeninthefollowingcases,viz,CourtOrder,GarnisheeOrder,IncomeTax/WealthTax/GiftTaxattachment,Insolvency,insanity,Disputebetweentheaccountholders,deathofanaccountholder,etc.

Thefreezingcanbeofthreetypes.Totalfreeze,CreditOnly,DebitOnly.Freezecanbedoneeitherattheaccountlevel,whenonlytheaccountisfrozenorattheCustomerIdlevel,whenalltheaccountslinkedtothecustomeridisfrozen.

MenuOption:AFSMSelectF

FreezinganAccountStepByStep

01.AFSMEnter

02.FF4Reason(F2toselect)F403.FreezeCode(T/C/D)F404.AcIDTabMovetoRemarkFieldandEnterRemarkF405.PressF10

Verification

01.AFSMEnterVF402.A/cIDF403.PressF10tocompletethetask

Unfreeze

Whenitisfoundnecessarytorevoketherestrictionplacedontheaccount/customerbyfreeze,thenthesameispossiblebytheMenuOptionAFSMandselectingtheOptionUforUnfreeze.

Theoperationsintheaccountcanberesumedonlyaftertheaboveisverifiedbyadifferentuserwiththerequisitepowers.

01.AFSMEnter02.UF4AcIDF4Shft+F4toSelecttheAccount03.PressF10andproceedforverification

Labels:FinacleCommands,Finaclesteps

DeathofaConstituent

Whenacustomerisreportedexpiredafterconfirmingthenewsthefollowingstepsareundertaken.

1. Iftheaccountiswiththesurvivorshipbasis(E/S,F/S,Anyoneofthedepositor(s)/survivor(s),thebalancebelongstothesurvivingdepositor(s).

2. Iftheaccountisintheformofjointly,thebalanceispaidtotheNomineenamedorinitsabsencetotheSurvivor(s)jointlywiththelegalheiroftheDeceased.

3. Whentheaccountinthenameofasingledepositor,onthedeathofthedepositor,theamountispaidtothenominee/legalheirofthedeceased.

Sincetheaboveprocessmaysometime,anditispossiblethatinadvertentlycertainoperationsmaybeputthroughtheaccount.Keepingthisinviewthestepsfollowedbythebanksisto

First,freezetheaccount,sinceafterthedeathofaconstituenttheamountbelongstothelegalheir.Thefreezingcouldberestrictedtowithdrawals(debits),Deposits(Credits)ortotal(bothdebits&credits).SubsequentlyaftertheformalitiesareobservedtheBanksunfreezetheaccountandtheamountispaidtotheLegalheir/nomineeandtheaccountisclosed.

Monday,June17,2013

CashPaymentinFinacle(TM)Onlymembersofcashdepartment(cashier/Tellers/HeadCashier)areauthorisedtopaycashtothecustomer.Cashcanbepaidonlyonthestrengthofwritteninstructiononthefaceofadebitinstrument,i.e.cheque,Draft,TDReceipt(lessthanRs20,000/incaseofDD/TD)oranyotherdebitvoucher.CashisalsopaidagainstWithdrawalSlipcontainingthereonwritteninstructionforpayment.

Whencheque/debitinstrumentispresentedoverthecounter,thepayingcashier/Tellershouldscrutinisethefollowingtoensurethat

a.thedateofthechequeisinorder,i.e.itisnotstaleorpostdated.b.thechequeissignedbythecustomeranditbearsthesignatureofcustomeroritspresentoronthereverse.c.theamountinwordsandfigureagreesandpayeesnameiswrittenontheinstrument.d.thedebitvoucherissignedbyauthorisedOfficer(s).e.thepresentorhasbeenproperlyidentifiedifitisaDemandDraftoraPayOrder.

Onbeingsatisfiedwiththeabovecheckpoints,thecheque/debitinstrumentisenteredbytheCTO/Tellerinthesystem,andthesameispassedontotheverifyingofficerforPosting/Verification.

CashPaymentStepByStep(assumingtheTellerhassufficientpowertopassthecheque)

Labels:Finaclesteps,TM

01.TMEnter02.AF4TypeCTabNPF403.MentionCustomerA/cIdF404.CheckModeofoperationSignaturebyPressingF9EffectiveAvailablebalanceinCustomerA/c.05.MentionwithdrawlAmountTabD(Debit)TabTab(Movetonarrationfield)06.Type"CashPayment"MovetoInstrumentTypeFieldTypeCHQ07.TabInstrumentNoTabInstrumentDateF408.WithOption"E",PressDownarrowtocreateCreditPartTran09.NowMovetoDebitPartTran(customerpart)usingarrow.10.Remove'E'andtype'P'inoptionPressF4toPostPartTran11.UsearrowtomoveCreditPartTranandpressF4topostthispartalso12.PressF10andNotedowntheTranID.16.Nowstamp&signtheCheque,takeacknowledgementonreverse,mentiondenomination,andhandoverCashtocustomerVerification(BySupervisor)

01.TMEnter02.VF4TranIDF403.Option"L'(ListPartTran)F4F304.PressF10tocompletethetask

CashPaymentStepByStep(assumingtheTellerhasnopassingpower)

01.TMEnter02.AF4TypeCTabNPF403.MentionCustomerA/cIdF404.CheckModeofoperationSignaturebyPressingF9EffectiveAvailablebalanceinCustomerA/c.05.MentionwithdrawlAmountTabD(Debit)TabTab(Movetonarrationfield)06.Type"CashPayment"MovetoInstrumentTypeFieldTypeCHQ07.TabInstrumentNoTabInstrumentDateF408.WithOption"E",PressDownarrowtocreateCreditPartTran09.PressF10andNotedowntheTranIDandsendforpostingcumverification

PostingcumVerification(BySupervisor)

01.TMEnter02.M(Modify)F4TranIDF4F9(VerifySignature)F403.Option"L'(ListPartTran)F4F304.NowMovetoDebitPartTran(customerpart)usingarrow.05.Remove'L'andtype'P'inoptionPressF4toPostPartTran06.UsearrowkeyagaintomoveCreditPartTranandpressF4topostthispartalso07.PressF10tocompletethetask08.SendtheChequetoTellerforcashpaymenttocustomer

Labels:Finaclesteps,ICHB

IssueofChequeBook(ICHB)Anusercanissueachequebookonlyifheisinpossessionofthechequebooks..Incasetheemployeeisholdingsay1000leavesofaspecificinventory,say100lotsof10leaveseach,thentheusershouldsplithisholdingto10leavesof100lotsandthencanissuethesame..

WebMenuOption:ICHB/ICHBAU

IssueofChequeBookStepByStep

01.ICHBEnter02.IF4A/cNoF403.ChequebookAcknowledgementObtainedY(Yes)F404.ChqTypePressF2andSelectfromList(Ex.SB10)F405.UseArrowKeytomoveandPressShft+F4toSelectChequeSeriesdisplayedbelow06.PressF10tosave&RequestforVerification

Verification

01.ICHBAUEnter02.VF4A/cNoF403.CollectMICRChargeMentionYiftocollectchargeelseNF404.PressF10

Note:Ifachequebookofanholdinguserisissuedbyanotheruser,thentheholdingusermustverifytocompletetheprocess.Thus,aninventoryholdermayinvolveeitherissueorverifacationofachequebook.

Thursday,June13,2013

CashDespositinFinacle(TM)Cashtransactionisoneofthekeyactivitiesthroughwhichabankcarriesonitsbusiness.Finacleprovidesthefacilityforhandlingofcash.

Therearethreetypesofcashtransaction,viz.(a)CashReceipt,(b)CashPayment,and(c)CashRemittance.Receiptofcashmeansdepositing/creditingofcashintoSavings,Current,TermDeposit,CashCredit,Overdraft,Loan&Officeaccounts.

WebMenuOption:TM

ReceivetheDepositSlip,Cashandscrutinizeslipandcountcash.NextentertransactiondetailsinFinacle.

01.TMEnter02.AF4TypeC(cash)NR(NormalReceipt)F403.MentionCustomerA/cIdF404.MentionAmountTabC(Credit)TabTab(Movetonarrationfield)05.Type"DepositByCash"F4tocreatetheCreditPartTran(CustomerPart)06.BeingpresentatSpecifyOptionFieldwithoption"E",PressDownarrowtocreateDebitPartTran,07.NowPostallthePartTrans,Changetheoption'E'to'P'

Labels:Finaclesteps,TM

08.MovetoCreditPartTranusingarrowPressF4MovetoDebitPartTranPressF409.OnceallthePartTransareposted(markforPostingRequestedmessage)PressF1010.NotedowntheTRANIDonthePayinSlip..Nowstamp,signthedepositslipandgivethecounterfoiltocustomerandthehookthepayinslip.

OpeningofSavingsAccountInFinacle,SavingsaccountschemehasbeendefinedundertheschemetypeSBA.Schemetypeisabroaderclassificationthatenliststhevariousfeaturesgoverningthepatternofthescheme.

WebMenu:OAACONSMenu:HOAACSB

OpeningaSBAccountStepByStep

01.OAACEnter02.FunctionOF4CustIdF403.SchemeCodeF2SchemeTypeSBAF4SelectAccountTypeex:SB101Shift+F4F404.SelectModeofOperationF2Choose'Self'TabLocationF2SelectUrbanF405.Passbook/StatementSF4InterestCrAccountFlagS(OriginalAccount)F406.InterestDrAccountFlagSF4LocalCalenderNF407.FrequencyM(Monthly)TabTab31(date)N(incaseofholiday)F408.DispatchMode'A'F409.NextInstCalcDateDr(LastDayoftheCurrentMonth)F410.NextInstCalcDateCr(MentionCurrentHalfYearlyEndDate)F411.EnterOption'S'(SchemeDetails)F412.SelectNominationYF413.EnterOption'N'(NominationDetails)F4NameF4RelationshipF414.RegNo(maintainedmanuallyatbranch)F415.MentionAddressCityPINCountryPostCodeTab16.IfMinorN(ifYesthenEnterDOBandGuardiandetails)F417.NowbackonMainScreen,PressF1018.SystemwillcreateaTempA/CID(Ex:zz230337)NotedowntheIDandsendforverification.

VerificationofSBAccount

01.OAACAUEnter02.VF4TempA/cIDF403.NowonGeneralDetailsOption(G),PressF6F6F404.EnterOption'S'F4F405.EnterOption'N'F4F406.FinallyPressF10

Systemmayshowsomewarning/exceptionlike:

Labels:Finaclesteps,OAAC,SavingsAccount

A/cBalancebelowtherequiredminimumIntroducernotCustomer/NewCustomer

NowPressF4Authoriseanditwillgenerate14DigitPermanentA/CNo

(Note:ModificationbeforeVerificationmustbedonebytheuserwhocreatedtheTEMPID.OnceaccountverifiedthenModificationcanbedonethroughACMOnly)

Tuesday,June11,2013

CreatingaCustomerIDinFinacleThis is the first and foremost step for opening of an account. Whether it is aSavingsAccountoranDeposit/AdvanceAccount,foranycustomeraCustomeridistobecreated.Thedatarequiredforcreatingthe idare thecustomerdetails likename,address,age,introducerdetails,etc.ThusKnowYourCustomer(KYC)willhave to be captured while creating the Customer id. Once this is created anyaccountopenedbythatcustomerwillbelinkedtotheparticularid.Henceduecareistobetakentoseethatalltherelevantfieldsarefilledincorrectly.TheprocessisknownasCustomerMasterMaintenanceinFinaclewhichalsoreferredasCustomerIdentificationFile(CIF).

WebMenu:CUMMONSMenu:HCUMM

CreatingaCustomerIDforanIndividualCustomerStepByStep(usingCUMM)

01.Type"CUMM"inmenuoptionEnter02.FunctionA(Add)F403.EnterCustomerTitleTabNameF404.TypeShortName(initial4/5lettersfrommainname)TAB05.Nowenternonmandatoryfieldsi.etype,status,group,occupation&Gender&PressF406.StaffNF4(If"Y"thenmentionstaffdetails)07.MinorNF4(If"Y"thenmentionGuardiandetails)08.NonResidentNF4(If"Y"thenprovidePassportandotherdetails)09.TradeFinanceYF4(ifyouchoose"N",thecustomercannotcarryoutBillTransactions)10.AddressTypeCF4(CCommunicationAddress,PPermanentAddress)TheaddressyouwillputherefirstwillbeprintedonAccountStatementanddispatchingdocuments.11.FillupthePermanentAddress(ifdifferentfromcommunicationaddress)orEmployerAddress(F6)12.OnceAddressEntryisoverPressF4.13.PurgeAllowed."N"F414.IntroducerDetailsMentionCUSTIDofintroducer(PressF11)orFullNameF415.TAXSlabTDS02(forindividual)TABPANNo(EnterPANNOifproduced)F416.AstheGeneralDetails(G)iscompletedEnter"E"(CurrencyDetails)inEnterOptionboxF417.InCurrencyDetails,TypeINR&pressdownarrowtoaddandPressF418.TovisitTradeFinanceDetailsEnter"T"inoptionPressF4AgainPressF419.InlandTradeAllowedFieldYF420.NowPressF10tosavethedetails21.NotedowntheCustomerIDontheAOFandsendittoSupervisorAuthorityforverification

VerificationofCustomerIDbySupervisororHigherAuthority

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Labels:CUMM,CustomerID,Finaclesteps

01.CUMMEnter02.VF4CustomerIDF4(Itshowsgeneraldetails)03.NowPressF6Seventimes(7)tovisitsevengeneraldetailpagesPressF404.NowVerifytheCurrencyDetailsEF4PressCTRL+EtoviewdetailsF4F405.VerifyTradeFinanceDetailsTF4F6(CheckInlandtradeallowed)F406.PressF10,thesystemwillcompletethetaskandwillshowRecordVerified.

Note:Ifitdisplaysanyerrorthentrytoverifythesectionyouhavenotvisited.

Sunday,June9,2013

Labels:Finaclesteps,FinacleWiki

UnlockaUserIncasethemenuislockedandtheuserisnotallowedtologintothesystemagain,thenbygoing through themenuoptionSACwehave to delete (unlock) theuser.ThisactivitycanbeperformedbyanySupervisoryStaffofthebranch.StepByStep

01.Type"SAC"inmenuoptionandPressEnter02.Type"D"infuntionfieldPressF403. Type "U" in the User field Press TAB Enter User ID in the field ex"ARUN01"PressF404.NowitwilldisplaytheLockedUserdetails.05.PressSHFT+F4toSelecttheUserID(*markwillappear)06.PressF10tocompletetheoperation.

Saturday,June8,2013

Labels:Finacle,Finaclesteps

IntroductionFriends,hereismysmallefforttoprovideyousomeBasicsofFinaclewhichanyonecanuse/implementintheirdaytodaylifeworkareas.ItisoneofthePopularCBSsoftwareadoptedvariousorganisations.So,Ihopemyeffortmayhelpsomeofyou.

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