Beazley

Professional Indemnity

Specialist insurance package for small businesses.

Beazley Professional Indemnity

At the heart of any small business is the expertise that they provide in their particular specialism. However no matter how skilled they are things can occasionally go wrong and fall short of their clients expectations. With professional indemnity insurance at its core, Beazley has developed a package of protection tailored for the specific needs of small businesses. Delivered to you on the award winning myBeazley e-trading system.

Seamless cover

Beazley’s protection for small businesses starts with professional indemnity insurance.

Clients can then build a package around the professional indemnity cover choosing from a range of protections including our pioneering Beazley Breach Response; employment and public liability; office combined package; D&O and more.

Our policyholders also have access to valuable services to help their business to continue running smoothly, including website recovery, executive replacement and cyber breach response.

There is no need to worry about gaps between different elements of cover as we have tailored these products to fit perfectly. And, as you would expect from Beazley, we have created beautifully designed policy wordings.

Package coverThe following package covers can be seamlessly combined with the professional indemnity:

• Our pioneering Beazley Breach Response comprehensive cyber cover.

• Property buildings and contents. Plus property away from buildings; money; theft; and business interruption including loss of income and increased cost of working.

• Employers liability.

• Personal accident.

• Legal expenses.

• Public and products liability.

• Directors and officers liability.

• UK terrorism (excluding Northern Ireland, The Channel Islands and the Isle of Man).

Professional indemnity at the heart of the coverProfessional indemnity has long been a core requirement of many small businesses. Key components include:

Broad civil liability cover including:

• Negligence and broad breach of contract cover.

• Intellectual property infringement including breach of copyright and trademark.

• Breach of confidentiality, right of privacy or publicity.

• Defamation including trade libel.

• Dishonesty of employees including for contractors that work exclusively for you.

Basis of cover available:

• Any one claim with defence costs in addition.

• Up to £10,000,000 limit available.

• Worldwide jurisdiction.

• International capability in accordance with Lloyd’s licences.

Beazley Professional Indemnity

Beazley Professional Indemnity

Lloyd’s Innovation Award

We are proud that myBeazley was recognised as the “Best Non-Product Innovation” at the inaugural Lloyd’s Innovation Awards. The judges described myBeazley as:

“A real and genuine investment in understanding the end-users’ needs and thoroughly testing the product”.

This package of covers is available on our myBeazley platform, which provides brokers with the ability to quote, buy and service a range of specialist insurance products for their clients at the touch of a button. By combining Beazley’s expertise in specialist insurance with the simplicity of an award winning system, we have created a trading platform that is intuitive and easy to use.

Beazley Professional Indemnity

Help when needed mostKeeping focussed on core activities is vital to the success of any small business. Distractions can have a severe impact financially and on lost opportunities. That is why, to keep them trading smoothly, our professional indemnity customers have access to website recovery and executive replacement included as standard.

In the event of their computer systems and websites being impacted due to a third party denial of service attack our professional indemnity customers have access to the DOS Technical Support Service, provided by DOSarrest Internet Security Ltd.

Should an accident occur that prevents a senior manager from acting in this essential capacity, Beazley will provide access to a service which will provide a £50K limit to fund the temporary appointment of a replacement as a standard part of our package offering.

Beazley is unique among insurers in having a dedicated business unit, BBR Services, that focuses exclusively on helping clients manage data breaches successfully. Our team assists with the coordination of the expert forensic, legal, notification and credit monitoring services that clients need to satisfy all legal requirements and maintain customer confidence.

Website recovery Executive replacement Special cyber services for Beazley Breach Response clients

beazley.co.uk

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Professional Indemnity

Beazley GroupPlantation Place South60 Great Tower StreetLondon EC3R 5ADUnited Kingdom

T +44 (0)20 7667 0623F +44 (0)20 7674 7100

Cornerblock2 Cornwall StreetBirmingham B3 2DLUnited Kingdom

T +44 (0)20 7674 7486 F +44 (0)845 127 4037

The descriptions contained in this communication are for broker preliminary informational purposes only. Coverages can be underwritten by Beazley syndicates at Lloyd’s or Beazley Insurance dac and will vary depending on individual country law requirements and may be unavailable in some countries. The exact coverage afforded by the products described in this communication are subject to and governed by the terms and conditions of each policy issued.

Contact usYou can learn more about how Beazley can help with the needs of your small business clients by contacting a member of our specialist team:

Nick McGarey Underwriter T +44 (0)20 7674 7769 nick.mcgarey@beazley.com

Simon Deem Underwriter T +44 (0)20 7674 7718 simon.deem@beazley.com

Carl Oliver Underwriter T +44 (0)20 7674 7170 carl.oliver@beazley.com

Simon Amos Underwriter T +44 (0)12 1393 3077 simon.amos@beazley.com