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BE A MODERN BANKING AND FINANCIAL SERVICES PROFESSIONAL.
IFBI Career Programs For Graduates
2
About Banking, Financial Services and Insurance Industry
The India growth story is an absorbing and inspiring one. Thanks to an effective fiscal and monetary
stimulus, we were able to contain the effect of the global crisis on our economy. After growing at 9
percent for four years before the crisis, our economy averaged about 7 percent growth in last two
years. Based on enhanced Savings rate which is upwards of 30%, strong domestic demand and a large young
population, the Indian Economy is expected to grow by 8.5 percent in 2010-11 and hopes to go back to 9
percent growth by 2011-12.
The pace of development for the Indian banking industry has been tremendous over the past decade and
the future growth in India’s banking sector will remain high, bolstered by sound economic growth pros-
pects. The Banking Industry is expected to grow at a healthy rate of over 20% for the next 2 to 3 years.
While Retail Banking will be the key growth area for Banks, other areas like Corporate Credit, SME Banking,
cross selling of other financial products and services like Insurance, Mutual Funds, fee-based sources of
income and technological upgradation will also be key growth drivers. The stress will be on expansion of
branches. The banking industry is expected to go through a consolidation phase besides adapting other
inorganic means of growth which includes mergers and takeovers. With only 30-35% of the population fi-
nancially included, the Indian banking industry is unsaturated. With a CAGR of well above 20%, the market
definitely has scope to accommodate new players. All this is good news for the youth who are looking for
careers, as Banks will require huge number of people with pre-trained skills not only in banking domain
but more importantly in customer service skills, selling skills, hands-on skills on banking application soft-
ware and an infectious positive attitude. In short, a modern banking professional for the modern banking
sector is the need of the hour.
India’s financial services sector will enjoy generally strong growth during coming years, driven by rising per-
sonal incomes, corporate restructuring, financial sector liberalization and the growth of a more consumer-
oriented, credit-oriented culture. This should lead to increasing demand for financial products, including con-
sumer loans (especially for cars and homes), large amount of savings are likely to come to the capital markets
whether through direct investments in equities etc or into mutual funds as well as through insurance and
pension products. Hence, there is a crying need for a large pool of new-age professionals with a good under-
standing of those mentioned above plus the functioning of equities, commodities and derivatives. Another
crucial skill preferred by the financial services industry is personal financial planning skills. In addition to all
of this, some key functional skills much sought after by the industry include sales planning and selling skills,
relationship management skills and customer servicing skills. In short, a New Age Financial Planner for the
ever-growing Indian Financial Services Sector
India’s Insurance sector has come a full circle from being an open competitive market to nationalization,
and back to a liberalized market again. With the recent changes in the regulatory guidelines, the industry is
maturing. Powered by an economy which is slated to grow at 9% and the fact that India is under penetrated
in Insurance, this industry is also expected to have a healthy growth of over 15% in the next 3 to 4 years. The
industry will witness extensive action to reach to large untapped markets, launch innovative products thus
paving way for a contemporary insurance professional with proficiency in selling and relationship manage-
ment skills, for the new look – high growth Insurance Industry.
3
About Institute of Finance, Banking & Insurance - IFBI
Recognizing the growing need for educating and training new-age Banking and Finance professionals,
NIIT, Asia’s No.1 in IT Education and Training and ICICI Bank, the No.1 Private Sector Bank in India came
together in 2006 to set up Institute of Finance Banking and Insurance (IFBI). IFBI’s focus is to build a
pool of modern Banking, Financial Services and Insurance professionals in India, who can sustain the growing
momentum of the sector and help it achieve new levels of profitability and customer responsiveness.
IFBI to its credit has trained and placed over 10,000 industry-ready professionals in the BFSI sector through
its career programs and has trained over 20,000 existing BFSI professionals since October 2006. Expert
faculty at IFBI educations centres across the country, have designed comprehensive portfolio of Career
oriented programs and other training programs for individuals and corporates. These programs not only
impart soft and hard skills needed by the new-age banking, financial services and insurance sectors but
also “re-skill” existing professionals through learning process.
IFBI’s Program Architecture and Methodology
All Program offerings of IFBI blend core domain knowledge and usable skill requirements with technology
familiarity, customer handling, sales and marketing skills, effective communication and infectious positive
attitude. Thus IFBI’s offerings are designed in the context of modern-day Banking, Financial services and In-
surance sector. Domain knowledge, hands-on application-orientation, technology-familiarity and customer-
service are the defining characteristics of IFBI programs.
IFBI’s program design for specific courses typically includes specially designed instructional material, case
studies, role plays, activities, assessment milestones, project work and e-learning.
4
IFBI Career Programs
The BFSI (Banking, Financial Services and Insurance) sector has emerged as the hottest sector in
India`s growing economy. In view of the explosive growth in all the three verticals - Banking, Financial
Services and Insurance, the need for the qualified and trained manpower at various levels is only
multiplying. Organizations today require professionals equipped with multi -domain skills in banking and
financial services together with technology-familiarity, customer-orientation & relationship and hands-on
application skills.
The objective of the IFBI career programs is to build a pool of banking and Financial Services professionals
in India, who can sustain the growing momentum of the sector. To that end, IFBI’s academic team have
designed a comprehensive portfolio of training programs and developed relevant course content that
offers domain knowledge, application orientation and preferred industry skills, as needed by new-age
banking & financial services professionals.
IFBI’s Flagship Post Graduate Diploma in Banking Operations (PGDBO) program is designed to build a pool
of modern banking professional, for a modern banking sector, who can sustain the growth momentum &
expansion of the banking sector.
The focus of PGDBO program is to craft proficient entry-level banking professionals who are trained on
Banking domain, have knowledge of application software - Finacle and have high customer orientation
skills. The program is offered with paid internship in a partner organization that further boosts the skills
& confidence of the student. Thus, creating first-day-first-hour industry-ready banking Professional for
the banking sector.
The Banking & Financial Services Program aims at creating industry ready versatile professionals , who can
adept to working environment in any of the three verticals of the Industry – be it Banking, Insurance or
Financial Services. The leading Programs Honours Diploma in Banking & Financial Services (HDBFS) and Post
Graduate Diploma in Banking & Financial Services (PGDBFS), equips a person with the necessary knowledge,
skills and attitude, thus making the person a sought after professional by the leading banking and financial
services organizations. The approach of the program is such that it develops dynamic professionals who have
capabilities of handling multi-functional or cross functional responsibilities. In short, a modern Banking and
Financial Services professional for a modern BFSI sector!
The IFBI career programs are apt for college students pursuing third year of graduation. It enables students
to gain the distinct qualification while studying in a college. As per the design, students can complete a
substantial part of the program alongside their college education, under IFBI’s dual qualification offer.
5
Program Architecture for Graduates
* Internship & Placement Services: Applicable to Graduate who have scored >= 50% in Graduation.
** Post Graduate & Honours Diploma Titles are Awarded on Successful Completion of Graduation.
Honours Diploma in Banking& Financial Services (HDBFS)
Post Graduate Diploma in Banking& Financial Services (PGDBFS)
Diploma in Banking Business (DBB)
The PG Diploma/Diploma is awarded by NIIT IFBI and is not recognised by AICTE/UGC or other government bodies.
Completed Graduation
6
Program DescriptionTERM -1 – COURSES
PROFESSIONAL SKILLS – 1
EFFECTIVE BUSINESS COMMUNICATION
BFSI OVERVIEW
EXIT PROFILE
At the end of the term, the student will have
Adequate sensitization to the important professional, behavioural and • communication skills required for a smooth transition from campus to corporate.An overall understanding of the Banking Financial Services and • Insurance sector, related career opportunities and growth prospects. The learner will also acquire basic skills for a start in professional life.
PROGRAMME TITLE CERTIFICATE IN BANKING & FINANCIAL SERVICES
COURSE DESCRIPTION: TERM-1
PROFESSIONAL SKILLS – 1
The transition from campus to corporate can be an overwhelming experience. This course covers all those
professional and behavioural skills which are important for a person making an entry into the professional
world. The course coverage includes inputs like how to create a good first impression, professional grooming
and etiquette, customer service on phone, customer orientation, business ethics and workplace etiquette
and gives you a preview of expectations of the professional world. The participants are sensitized to the
basic level of these skills. The course is packed with self-assessment exercises and interactive sessions in our
action class rooms. The off-class exercises condition participants for self-discipline and inculcates the habit of
continuous learning.
EFFECTIVE BUSINESS COMMUNICATION
Possessing effective Communication skills is one of the key ingredients for success in today’s professional
life. The objective of this course is to highlight what effective communication means, important aspects of
business writing and the need for good conversation skills. The course covers components of communication,
how to communicate in an assertive manner, barriers to communication, nuances of business communication,
and how to be a good conversationalist. This is highly interactive course which enables students to shed
their inhibitions. This is facilitated through a number of exercises, role-plays, activities and assignments, thus
enabling students to become confident communicators.
BFSI OVERVIEW
In this course the student is familiarized with the BFSI industry (Banking, Financial Services and Insurance
industry) in India in an interesting and informative way. The course covers an overview of the entire industry
and the key players in each sector. All the key products and services offered by Banking, Financial Services
and Insurance sector are covered in brief. The second part of the course outlines the various roles that exist
in the sector, and the demands of the selection process for each role. Students also gain a view of the career
opportunities and growth prospects possible in the sector. The course coverage is engaging and appealing,
peppered with activities and role plays.
7
TERM -2 – COURSESOVERVIEW OF BANKING
FINANCIAL PRODUCTS & SERVICES
SELLING SKILLS AND TECHNIQUES
REGULATORY ENVIRONMENT
PROFESSIONAL SKILLS -2
EXIT PROFILE
At the end of this term, the participant will have a clear understand-ing of the features, advantages and benefits of various financial products and services available in the market and will acquire the necessary customer relationship skills required to perform effectively in the BFSI industry.
PROGRAMME TITLE DIPLOMA IN BANKING BUSINESS
COURSE DESCRIPTION: TERM -2
OVERVIEW OF BANKING
This course enables the learner to understand the concept of money and banking, the role of banks, various
verticals in the banking industry, various products and services offered by them and the channels used to de-
liver the same. It also enables the learner to understand the functions of the RBI, impact of globalization on
the banking sector and the role of technology in the banking industry, among various other topics.
FINANCIAL PRODUCTS & SERVICES
This course gives the learner an in-depth knowledge of the products offered by banks, mutual funds ,insur-
ance companies, and also introduces the learner to topics on DEMAT, Capital market, Commodity market,
derivatives etc. The course also equips the learner with the ability to benchmark one product against another
so that they are in a position to compare, plan and advise their customers effectively.
SELLING SKILLS AND TECHNIQUES
This course gives the learner the skill needed to build businesses in banking operations like customer
acquisition, building, nurturing and retaining relationships for mutual benefit by enhancing customer
delight. In the process, it acquaints learner with the nuances of selling, develops selling skills, cultivates
the ability to interact professionally with customers, and enhances the capability to influence their deci-
sions. It covers all critical selling skills like Listening, Building rapport, Presentation, Probing, Objection
handling and Closing. In addition, the course provides learner with the techniques of teamwork and
team management, thereby enabling them to work in teams with a shared understanding of their roles
in the organization.
REGULATORY ENVIRONMENT
Through this course, the learner understands the need for strict regulation in the financial industry and also
understands the role and functions of the various regulators like RBI, IRDA, SEBI, Ombudsman, etc. The learn-
er will also be taken through the implications of various tax provisions and the regulatory rules laid down
by the regulators. The learner will be provided with the necessary knowledge required to comply with the
various regulatory provisions and will also be able to appreciate the consequences of not complying with the
regulatory requirements.
8
PROFESSIONAL SKILLS -2
This course covers skills that form part of the core competencies that an employee is expected to have in
order to add value to the organisation. Since customer orientation is a key differentiator in the financial ser-
vices industry, the interactive sessions prepare participants for a customer driven mindset and practices. In
this module, through activities and role plays, the participants learn how to interact with customers during
the acquisition phase, and also how to make customers happy, acquire more customers and retain them. The
module covers the art of saying “No” tactfully, assertiveness and handling irate customers. This module also
reinforces skills like customer service recovery, business writing, professional grooming, etiquette, and an
provides more insights into the communication process.
TERM -3 – COURSESPRINCIPLES OF FINANCIAL PLANNING
INDIAN FINANCIAL SYSTEM
SALES PLANNING AND RELATIONSHIP MANAGEMENT
EQUITY, COMMODITIES AND DERIVATIVES
EXIT PROFILE
At the end of this term, the learner acquires the knowledge required to assess the needs of the customers and advise them to plan their investment to suit their goals. The student also gets the knowledge required to appear for the NISM MF certification exam and the NSDL Depository Operations certification exam will gain adequate knowl-edge to acquire following 3 NCFM certifications : “Securities Mar-ket (Basic Course)” , “Equity Derivatives - A Beginners Course” and “Commodities Market Course”.
PROGRAMME TITLE POST GRADUATE DIPLOMA IN BANKING AND FINANCIAL SERVICES
COURSE DESCRIPTION: TERM-3
PRINCIPLES OF FINANCIAL PLANNING
Any knowledge and understanding must eventually be applied for it to be productive. This course helps the
learner assess the need of an investor by understanding the specific individual requirements through inten-
sive need analysis, customer profiling, recommending a portfolio, implementing the plan, monitoring the
growth and periodical review and rebalancing of the plan etc. The learner also gets advanced inputs on the
needs and requirements of HNIs (High Net worth Individuals), nuances of servicing HNIs, special challenges,
and different approaches to wealth management. This course, along with Financial Products and Services
course, will provide the learner with adequate knowledge to the participants to appear for the NISM V-A
Mutual Funds Distributors certification exam.
INDIAN FINANCIAL SYSTEM
This is a “must know” course for every student going through a program in banking and financial services. The
learner is taken through the role of the financial system in the growth of the economy, the various financial
markets, the players, the products, etc. The student gets to know the features of the business cycles and the
impact of the fiscal and monetary policies on the economy. The course equips the learner with the ability to
understand the various policy changes and their impact on the BFSI industry in which she/he operates.
9
SALES PLANNING AND RELATIONSHIP MANAGEMENT
Effective sales planning skills actually take a sales professional half way to success, the rest is achieved through
effective implementation, monitoring and relationship management. This course provides this all important
planning skills which includes approach to breaking down ambitious sales targets into achievable chunks,
how to plan territory specific marketing actions, various inputs on activities that could generate prospects. In
addition this course takes the learner though the integral part of financial planning i.e. building and retaining
relationships for mutual benefit and customer delight and periodic monitoring and rebalancing of financial
plan. In addition to this, the course provides the learner with skills on managing teams, enabling the indi-
vidual to create teams with a shared understanding of their role in the organization.
EQUITIES, COMMODITIES AND DERIVATIVES
Equities, Commodities and derivatives are fast emerging as important avenues for investment by retail and
corporate customers. The course covers four parts, the first being Depository Operations. In this part the course
coverage includes operations of NSDL (National Securities Depository Limited) and the various services provided
by the depositories and depository participants. Besides, it providing insight into the functioning of the deposi-
tory and outlines the various operational issues.
In the Equities part, this course discusses the issues relating to different areas of securities market in greater
depth, understanding the securities market structure, regulatory framework.
In the Commodities part, this course aims to provide beginners with both theoretical and applied knowledge
pertaining to commodities trading. The course is beneficial for those who wish to pursue careers in brokerage
firms dealing in commodity derivatives.
In the Derivatives part of this course, the coverage is with a view to equip students with basic but essential in-
formation and concepts regarding the equity derivatives markets.
TERM -4 – COURSESRETAIL BANKING
APPLICATION SOFTWARE IN BANKING OPERATIONS
PROFESSIONAL SKILLS – 3
PROJECT
EXIT PROFILE At the end of this term, the learner will get the knowledge and skills to start his career in Banking Operations as well as in other organi-zations in the Financial Services industry.
PROGRAMME TITLE HONOURS DIPLOMA IN BANKING AND FINANCIAL SERVICES
COURSE DESCRIPTION: TERM-4
RETAIL BANKING
With computerization of their operations, banks are in a position to widen their customer base with ease and
improve their volumes. To this effect, banks have started targeting the retail customer segment with various
offerings both in the asset and liability products as well as distribution of other financial products in addition
to value add services like tax payments, utility bill payments, etc. Retail banking, thus is one of the emerging
areas of banking and has a vast growth potential.
10
This course takes the participant through different aspects of retail market place interaction with the cus-
tomer. It gives the student a detailed insight on the on the core aspects of retail banking like different types of
customers, day-to-day activities including various deposits, payments, remittances, collection and clearance
services, cash management services, documentary billing collection, inter-bank settlements for customers
with multiple accounts and services with banks etc. It also gives a detailed insight into other services provided
by the bank like, DEMAT accounts & services, distribution of various financial products, that a bank under-
takes to reach out to customers
APPLICATION SOFTWARE IN BANKING OPERATIONS
Core Banking Solutions is basically the application software package which enables Banks to consolidate their
technology platforms across functions and geographies leveraging cost and at the same time acquiring flex-
ibility and scalability to adapt to a fast changing and competitive environment. Many leading software ser-
vices organisations have developed CBS software, the leading being FINACLE by Infosys Technologies. IFBI
has tie-up with Infosys Technologies and is the first and leading Education and Training partner for FINACLE
in India. Under this arrangement, IFBI has virtually set up a bank and students going though this course get
a hand-on experience on the various applications of FINACLE Core Banking Solutions Software, thus fulfill-
ing one of the key defining characteristics of IFBI Programs – Technology orientation. The computer room
exercises are scheduled to coincide with the coverage of the relevant topics in the classroom and this hands-
on-experience helps the student understand the topics better. The exercises cover all topics in the foundation
and retail credit courses.
PROFESSIONAL SKILLS -3
This module covers higher order professional skills like planning and organizing, time management
and goal setting that distinguish a successful professional from the rest. The participants learn to plan,
organize and prioritize tasks given to them in activities during sessions. They learn time management
tools through exercises and learn to apply them in daily life. Considering their future growth prospects
as managers, they learn techniques to manage stress for higher efficiency and productivity at
workplace. Additional inputs are provided on influencing and persuasion, meeting participation and
idea generation.
Evaluation and Certification
Both the classroom teaching and the internship (if applicable) phases of the program are evaluated. Tests,
quizzes, assignments, and project-work form the evaluation instruments during the classroom phase, while
during the internship; the candidates are evaluated based on the performance at work and on their profes-
sional personality.
The transcript finally received by the student reflects scores obtained in all the courses (this will include the
internship component as well, if applicable). To qualify for the award of the Program title, candidates should
have scored a minimum of 50% marks each in classroom phase and internship phase, if applicable. Tests dur-
ing the classroom phase are administered through Online Learning and Training System. Ample opportunities
are given to the students to improve their performance in the tests.
The students can log on to www.ifbi.com/student to access all details pertaining to their academic association
with IFBI.
IFBI ACADEMIC NORMS
11
Upgrade Facility
The upgrade facility allows a student to extend his/her program by another term (s) with an objective to fur-
ther broaden his career prospects and acquire additional domain knowledge & skill sets. The upgrade facility
is offered to students who meet the necessary academic & eligibility criteria. Additional fee is payable, as
applicable towards the program upgrade.
Internship
Post Graduate Diploma in Banking Operations program comes with a powerful paid internship. It is for three
months, and follows the class work session. Internship facility is extended to all students on successful com-
pletion of class work session. Students who undergo internship and “on the job” internship in a partner or-
ganization, upon successful completion, qualify for employment in that partner organization. For Internship,
the terms and conditions apply, as per the norms of the partner organization
Placement Facility
The career programs are backed by placement support/facility on successful completion of the program sub-
ject to meeting the academic and placement norms as define by IFBI. Log on to www.ifbi.com/student for
more details.
Program Schedule
Class work sessions at IFBI education centre will consist of 4-5 hrs of classroom contact and 2-3 hrs of
supervised self-study per day. Supervised self-study takes places after the classwork.
In addition to the formal classroom sessions, students may be required to participate in collaborative projects
and assignments, e-learning and other reference work. To expedite the program, students may have to work
on some local holidays.
Admission Process
The admission to IFBI program is granted based on the performance in personal interview and the IFBI
Common Entrance Test.
12
About IFBI Common Entrance Test (ICET)The graduate candidate has to appear for IFBI Common Entrance Test (ICET). The duration of ICET would be up to 55 minutes. The candidates should do some preparation so that they get familiar with the pattern of the question paper. Application Form of the candidates who fail to be present at the stipulated time & venue for the ICET will be nullified and the candidate will have to apply fresh. Since the ICET is an on-line test, candidates are advised to practice their keyboard skills and become familiar with on line tests by taking an online practice test at IFBI’s website- www.ifbi.com
PROGRAM ON OFFER
IFBI offers following career programs for Graduates:
Graduates with work experience 0-2 years can also apply.
APPLICATION PROCESS
All candidates seeking admissions for IFBI Programs need to apply in the prescribed Application Form (at-tached at the end of this booklet). It can be obtained from any IFBI center or can be downloaded from www.ifbi.com. Candidates can fill up Application Form collected from the center or downloaded from IFBI website
or also can apply online by going to www.ifbi.com.
The candidate should carry the following photocopies at the time of application and the original document
at the time of Interview;
a. Photocopies of Class X, XII , first year & second year mark Sheet,
b. Proof of Date of Birth (copy of class X certificate / PAN card / Passport / Voter id. / Driving License)
c. Work experience papers (If applicable).
d. Application fees of Rs. 500.00 (Rupees Five hundred only) in Cash or through Credit /Debit card, Cheque
or Demand Draft. The Cheque / DD should be in favor of “NIIT Institute of Finance, Banking and Insur-
ance Training Ltd” payable at the preferred city location as chosen in IFBI application form.
RESULT DECLARATION
The results will be declared post completion of test and/or personal interview.
* Su
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uide
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ance
.
* Graduates with work experience 0 to 2 years can also apply.
Program Name
For Graduates*
Post Graduate Diploma in BankingOperations (PGDBO)
Honours Diploma in Banking &Financial Services (HDBFS)
Post Graduate Diploma in Banking&Financial Services (PGDBFS)
>=50%marks in graduation
Diploma inBankingBusiness (DBB)
EligibilityS.No
1
2
3
Certificate in Banking & FinancialServices (CBFS) Completed graduation5
4
>=50% marks in graduation(regular mode)>=50% marks in XII Std>=50% marks in X StdBorn on or after......................
>=45% marks in graduation<28 years of age
13
ADMISSION & REGISTRATION
Candidates who have been shortlisted for IFBI career program and issued a program offer need to submit the
admission / registration fees with the next 3 working days. In the event of any delay, the program offer may
be withdrawn and it may be offered to a waitlisted candidate.
Selected candidates should confirm their acceptance by paying non-refundable Admission Fee as applicable.
The fee can be paid in cash or through, Credit /Debit card, Cheque or Demand Draft.
Please Don’t forget to bring to following photocopies at the time of application and the original doccument at the
time of Interview:
2.(i) For Graduate: Photocopies of Class X, XII & Graduation Mark Sheet, Graduation Degree
Certificate, PG mark sheet & PG Certificate (If applicable)
(ii) For college student - Photocopies of X, XII, 1 / 2 year marksheet
3. Proof of Date of Birth (copy of class X certificate / PAN card / Passport / Voter id. / Driving
License)
4. Work experience papers (If applicable).
5. Application fees of Rs. 500.00 (Rupees Five hundred only) through Cash, Credit /Debit card,
Cheque or Demand Draft.
Cheque / D D should be in favour of
payable at the preferred city location as chosen in IFBI application form.
• Please refer to the Sample test attached in the application form before appearing for the main test.
• On submission of Application Form along with the relevant documents, a log in id will be assigned
to the candidate.
• This login id would be the registration number generated while submitting the form.
• Candidate can login to IFBI student zone on www.ifbi.com and practice sample test, talk to alumni,
put queries to existing students, see results, etc.
• Select programs are offered at select centers.
st nd
“NIIT Institute of Finance, Banking and Insurance
Training Ltd”
THINGS TO REMEMBER:-
Candidates are recommended to take the online test on www.ifbi.com so that they get familiar with keyboard & mouse and online
testing procedures.
IMPORTANT DOCCUMENTS
14
ICET Sample PaperSAMPLE QUESTIONS
The following sentence is an incomplete sentence. Beneath each sentence, you will see four words or phrases marked (A), (B), (C), (D). Choose the one word or phrase that best completes the sentence.
Questions 1: Global warming is becoming a constant ____________________ :
Options:
a. worriness for environmentalists in all the worlds. b. worrying cause for all.
c. worrier for all environment. d. cause of worry for all.
Directions for Question 2: The following sentence has four underlined words or phrases. The four parts are marked (A), (B), (C), (D). Identify the one underlined word or phrase that must be changed in order for the sentence to be correct
Question 2: The government in its hurry to privatize rail-based container operations, having forgotten to lay down FDI norm
Options:
a. in its b. hurry to c. having d. lay down
Direction for Question 3: The given pair of words contains a specific relationship to each other. Select the best pair, which expresses the same relationship as the one given
Question 3: WORDS : PHRASE ::
Options:
a. sentence : paragraph b. paragraph : phrase
c. chapter : paragraph d. pearl : necklace
Directions for Question 4: Choose the word which is opposite in meaning to the word given.
Question 4: DOCILE
Options:
a. painful b. hesitant c. obdurate d. silent
Directions for Question 5: Choose the word which is opposite in meaning to the word given.
Question 5: Buddhism was introduced to Japan from India via China and Korea around the middle of the
sixth century. After gaining imperial patronage, Buddhism was propagated by the authorities throughout the
country. In the early ninth century, Buddhism in Japan entered a new era in which it catered mainly to the
court nobility. In the Kamakura period (1192-1338), an age of great political unrest and social confusion, there emerged many new sects of Buddhism offering hope of salvation to warriors and peasants alike. Buddhism not only flourished as a religion but also did much to enrich the country’s arts and learning.
15
Options:
a. Buddhism was adopted by the court nobility at the urging of the emperorb. The introduction of Buddhism to Japan led to great political unrest and social confusionc. Buddhism replaced the Shinto religion which had previously been followed in Japand. Japanese arts and culture were greatly enriched by the introduction of Buddhism
Question 6: Ajay, Bony and Chetan are three persons who go to buy six items — P, Q, R, S, T and U. Each one of them buys only two items in such a way that if Ajay buys R, then Bony buys neither P nor S. If Bony buys Q, then Chetan buys neither U nor T.
Question 6: If Bony buys Q and S, then Ajay must buy
Options:
a. P and R b. T and U c. P and T d. R and U
Question 7: Ten candidates appear for an interview and six of them are selected. There are two M.A.’s two MBA’s, two MCA’s and four B.Tech’s among the candidates. If at least one MBA. candidate is selected, then exactly two B.Tech candidates must be selected and vice versa. Of the six selected candidates, exactly one must be an M.A. candidate. If exactly three B.Tech’s are selected, then one each of the other candidates must be selected.
Question 7: Which of the following statements is definitely True if two B.Tech candidates are selected?
Options:
a. Two MCA’s and two M.A’s are selected b. only two MBA’s and only one MCA. are selectedc. one MBA. and two M.A.’s are selected d. none of these
Question 8: Festive eating can ruin your healthy diet. Be selective in your food and choose salads rather than sweets and starchy foods. Try and limit your drinks to water-based sherbets rather than fizzy soft drinks. Hence it can be concluded that
Options:
a. Soft drinks increase the appetite so they make a person healthy.b. Festive should not be avoided as festivals take place once a year.c. Festive food is more delicious than diet food so more delicious.d. Fizzy soft drinks and festive food ruin a healthy diet so should be avoided.
Question 9: (5x + 33y – 2z)/2 = 4x-y. The value of y expressed in terms of the other quantities is
Options:
a. (3x + 2z)/35 b. (3x - 2z)/30 c. (5x + 4z)/25 d. (3x + 2z)/30
Question 10: Shyam walks along the sides of a rectangular park of dimensions 40 m and 30 m, to reach from one corner to another. Ram walks along the diagnal to do the same. Find the ratio of the distance covered by Shyam and Ram.
Options:
a. 7 : 5 b. 4 : 7c. 3: 2 d. 8 : 9
16
Question 11: Which Box will come next?
Option:
Question 12 : ABCDAFGHARSTAUV
Question: In the above series of Alphabets how many times “A” is repeated
Options:
a. 1 b. 2
c. 3 d. 4
Question 13: Identify the option identical to the given sequence
Question : JWHWRF
Options:
a. JWHRHF b. JWHRWF
c. JWHWRF d. JFWHRW
Question 14: 56932099
Options:
a. 56932099 b. 56923099
c. 56930299 d. 56392099
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