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Company Name Years FIRST WOMEN BANK LIMITED 2007 2008 2009 2010 2011 2012 NATIONAL BANK OF PAKISTAN 2007 2008 2009 2010 2011 2012 THE BANK OF KHYBER 2007 2008 2009 2010 2011 2012 THE BANK OF PUNJAB 2007 2008 2009 2010 2011 2012 ALBARAKA BANK (PAKISTAN) LIMITED 2007 2008 2009 2010 2011 2012 ALLIED BANK LIMITED 2007 2008 2009 2010 2011 2012 ASKARI BANK LIMITED 2007 2008 2009 2010 2011 2012 BANK AL-HABIB LIMITED 2007 2008 2009 2010 2011

Banking Sector Data 2007-2012 With Variables

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Page 1: Banking Sector Data 2007-2012 With Variables

Company Name Years A.Total equity (A1 to A3)FIRST WOMEN BANK LIMITED 2007 1028116

2008 11358002009 10583182010 10845172011 16454282012 1991641

NATIONAL BANK OF PAKISTAN 2007 692706312008 813670022009 958553552010 1056876652011 1127369062012 119434799

THE BANK OF KHYBER 2007 55682532008 56778162009 50406332010 56041192011 97004272012 10775628

THE BANK OF PUNJAB 2007 151104532008 50565202009 50565202010 -71110432011 -69764802012 -6267811

ALBARAKA BANK (PAKISTAN) LIMITED 2007 28117002008 40515842009 34875712010 68831762011 72935462012 5883539

ALLIED BANK LIMITED 2007 184083912008 208051172009 258575152010 311911742011 377615722012 43275849

ASKARI BANK LIMITED 2007 120996452008 120348952009 131642242010 148199332011 165859972012 17787356

BANK AL-HABIB LIMITED 2007 80137572008 99672042009 122868742010 147441062011 178786592012 21283639

BANK ALFALAH LIMITED 2007 137666732008 146085232009 170556062010 17238003

Page 2: Banking Sector Data 2007-2012 With Variables

2011 231260222012 25689740

BANKISLAMI PAKISTAN LIMITED 2007 31546232008 51813722009 46906222010 47317812011 51376952012 5554413

BURJ BANK LIMITED 2007 36522312008 40850912009 48015892010 42660672011 57775792012 5864255

DUBAI ISLAMIC BANK PAKISTAN LIMITED 2007 43455322008 50552602009 60402472010 60483212011 62388072012 6784505

FAYSAL BANK LIMITED 2007 103451462008 101359872009 113731472010 166146252011 177934272012 18728891

HABIB BANK LIMITED 2007 507415642008 612908142009 751337152010 868420592011 1001471322012 119025317

HABIB METROPOLITAN BANK LIMITED 2007 134622442008 161496482009 189002862010 209569022011 242461012012 26067383

JS BANK LIMITED 2007 51413512008 57846282009 56224532010 72370842011 94508502012 10651892

KASB BANK LIMITED 2007 32507682008 31913892009 43630932010 19402922011 94134682012 8635706

MCB BANK LIMITED 2007 454141562008 522448652009 631203712010 71225105

Page 3: Banking Sector Data 2007-2012 With Variables

2011 810344022012 90630601

MEEZAN BANK LIMITED 2007 57199102008 63410972009 98144122010 117464172011 139643022012 15481738

NIB BANK LIMITED 2007 225943862008 290066722009 416432722010 78922042011 599128792012 60170163

SAMBA BANK LIMITED 2007 62186412008 54763302009 48832772010 79362552011 81727702012 8473656

SILKBANK LIMITED 2007 11007692008 30899972009 1969052010 134313742011 188005422012 18478435

SONERI BANK LIMITED 2007 62296662008 69657492009 71815772010 83813602011 112381622012 11399026

STANDARD CHARTERED BANK (PAKISTAN) LIMITED 2007 433405752008 440101202009 448174062010 483398692011 515357612012 50631418

SUMMIT BANK LIMITED 2007 63241392008 61327312009 40659412010 34940322011 54345952012 2840291

UNITED BANK LIMITED 2007 340094112008 450765762009 559147362010 639199692011 739454112012 82772301

INDUSTRIAL DEV. BANK OF PAKISTAN 2007 -280712472008 -279427052009 -278046102010 -27709145

Page 4: Banking Sector Data 2007-2012 With Variables

2011 -276735172012 -27501370

SME BANK LTD. 2007 28892812008 23563332009 24265352010 21848052011 19765712012 1564101

THE PUNJAB PROVINCIAL COOPERATIVE BANK LIMITED 2007 9349542008 10665112009 873612010 23042142011 60897552012 8454769

ZARAI TARAQIATI BANK LTD. (ZTBL) 2007 142821552008 168888122009 168888122010 208624752011 230076242012 25597151

Page 5: Banking Sector Data 2007-2012 With Variables

1 .Share capital 2.Reserves 3.Un appropriated profit 4.Others283650 207336 537130 60128283650 228540 623610 -32767283650 228540 546128 35049283650 233282 567585 21504

1080038 284991 280399 741361494113 293863 203665 855998154319 15772124 45344188 470670238969751 19941047 52456204 21092216

10763702 23395059 61696594 2493719713454629 25129425 67103611 2561116716818286 26206507 69712113 2305750318500114 30305210 70629475 367432634002984 1323077 242192 3079774002984 1436359 238473 -9966005004001 435342 -398710 9216645004001 548039 52079 37962548228001 722501 749925 6650679001433 937541 836654 9511714230379 7427232 3452842 38853415287974 7427232 -7658686 -13133955287974 7427232 -7658686 -13133955287974 2012492 -14411509 107209935287974 1914956 -14179410 176375015287974 1187433 -12743218 186384603000000 0 -188300 10078554500000 0 -448416 172554500000 0 -1012429 53888935200 0 -2052024 -7640998935200 82074 -1723728 -7690638935200 82074 -3133735 1384145386370 6050713 6971308 14698516463644 5804776 8536697 15504977110008 6582845 12164662 40622797821009 7516910 15853255 47984568603110 8762745 20395717 57177869463421 10906250 22906178 79877053006499 6948336 2144810 1663424058774 7667141 308980 9364685073467 7287041 803716 18236476427440 7712855 679638 12122927070184 8135795 1380018 12958618130711 8541776 1114869 20400253681068 2527949 1804740 3115614785388 3062830 2118986 16652056101370 3664925 2520579 18180847321643 4392264 3030199 14726778785972 5324689 3767998 2132629

10103868 6464546 4715225 28947766500000 2414833 4851840 24531717995000 3166056 3447467 2436216

13491563 3587969 -23926 462658913491563 3819133 -72693 4410008

Page 6: Banking Sector Data 2007-2012 With Variables

13491563 4100264 5534195 277724213491563 5636549 6561628 45576623200000 0 -45377 6901035279679 0 -98307 104495279679 0 -589057 297765279679 8232 -556130 323825279679 91221 -233205 1690785279679 173392 101342 180413601200 10206 40825 136574001333 16751 67007 -102815010458 16751 -225620 401915010458 16751 -761142 599167410458 16751 -1649630 269997410458 2030 -1548233 732265126230 0 -780698 98076017780 0 -962520 108676776030 45347 -781130 186776030 46961 -774670 186776030 85058 -622281 -47586976030 69140 -260665 827385296445 3567033 1481668 58113575296445 3790023 1049519 6361216090911 4030056 1252180 15199027309094 7354688 1950843 -968558243118 6591131 2959178 14197329273508 6309083 3146300 22490136900000 18628584 25212980 72023917590000 22882318 30818496 37535979108000 27527380 38498335 9236083

10018800 29355555 47467704 940871211020680 32145755 56980697 943985612122748 39379354 67523215 140124435018350 6383936 2059958 559486022020 7039936 3087692 -11449987527525 7587835 3784926 -1486298731929 8151443 4073530 -646585

10478315 8807718 4960068 33526810478315 9488277 6100791 21862545106337 7086 27928 524565694844 18040 71744 -5087916127605 18040 -523192 321068149715 18040 -930671 -1398798

10002930 89978 -642058 -66981410724643 231613 -304364 2830463106978 151287 -7497 10332244014890 151287 -974788 60081189508617 151287 -5296811 10537289508617 162727 -7731052 1037423

19508617 30839 -10125988 -588659619508617 53116 -10926027 -56080886282768 34000638 5130750 97055196282768 36768765 9193332 61911896911045 38387656 17821670 91929097602150 40164526 23458429 10774022

Page 7: Banking Sector Data 2007-2012 With Variables

8362365 42412588 30259449 106199039198601 44620928 36811072 151245263779897 720785 1219228 -132544925961 845022 570114 -3661196650048 1074408 2089956 3969116982550 1404326 3359541 6796958029933 2082635 3851734 8714349033675 2759942 3688121 1069020

22017968 719810 -143392 1399764828437271 8326684 -7757283 1069183640437271 8464894 -7258893 -11502740437271 8464894 -41009961 5992736

103028512 218276 -43333909 -46249209103028512 225889 -43084238 -45783056

8769517 43080 -2593956 -164838769517 43080 -3336267 -141768769517 43080 -3929320 2192383

14334734 43080 -6441559 -1057714334734 90383 -6252347 949714334734 150561 -6011639 422275001750 218556 -4119537 10796709003150 218556 -6131709 13013639003150 224649 -9030894 1566184

26716048 0 -13284674 -859742726716048 139013 -8054519 -1316203526716048 162762 -8400375 -131246504114222 1876669 238775 3808134114222 2016877 834650 1472985019351 2003948 158278 6216246023221 2029036 329103 5363139029185 1182501 1026476 -260875

10022396 410129 966501 95387438715850 1653044 2971681 -27426538715850 1812492 3481778 -125298038715850 2052347 4049209 385290538715850 2785229 6838790 376020038715850 3879491 8940420 412297738715850 5068628 6846940 47926504500000 1631395 192744 -225635000000 1314828 -182097 -3126115000000 1064828 -1998887 -115417250660 -1335050 -2421578 -220764

10779796 -1551944 -3793257 72108010779796 -1811675 -6127830 1657648093750 10261958 15653703 8411993

10117188 17256061 17703327 431908811128907 21167954 23617875 1140362712241798 24101838 27576333 1121421112241798 27495959 34207654 1197523512241798 32298690 38231813 18082083

157000 750548 -28978795 -48313157000 750548 -28850253 -252683157000 750548 -28712158 -365817157000 750548 -28616693 -254642

Page 8: Banking Sector Data 2007-2012 With Variables

157000 750548 -28581065 -2276631 0 -27501370 34191

2392507 199356 297418 -806742392507 199356 -235530 -4018442392507 235636 -201608 -699842392507 234660 -442362 -611572392507 234660 -650596 217532392507 234660 -1063066 74488430351 370827 133776 2489021434155 402298 230058 3654089434647 401727 -749013 3608391435060 2797793 -928639 3586269435584 6103037 -448866 3614195436148 7941588 77033 3353994

11869612 565911 1846632 68551612522441 1086169 3280202 49444812522441 1086169 3280202 49444812522441 1884411 6455623 84216812522441 2313441 8171742 131384312522441 2831346 10243364 1798884

Page 9: Banking Sector Data 2007-2012 With Variables

B.Total liabilities(B1 to B4) 1.Bills payable 2.Borrowings from financial institutions7897332 193321 215436200688 101993 271409164693 89020 31328

11597139 102182 96688514408971 96417 5110020413560 548727 73340

645855939 7061902 10886063715299108 10219061 40458926825460717 10621169 44828138906719635 8006631 19657207

1017685691 9104710 263716751159982395 14367639 51112248

23863487 348952 132139626657773 122516 91069132848273 229973 514703641393930 280665 289475958058972 281292 1039173270450839 558026 7420113

215978401 937647 17842915182165995 1219801 12278773182165995 1219801 12278773225521824 581100 11526783270228671 850569 24963566319739825 1500709 44683826

5121920 99753 6890812468548 148403 72500016269491 262691 2000054644587 427600 275689266020396 451030 173612067847098 746651 1991738

300231481 3494384 22933656344340055 2952490 27778151388421058 3162429 39818532413976778 4118791 20774450472409254 4015317 49993200581038152 6203051 38916192169905898 2627051 17553525193219775 2584828 15190148239365567 2945670 19300163298747904 3089984 25554777325983862 2756032 17274979333383893 3700156 8376740132908956 2394482 9826525165690582 2232334 12369743235701642 3187383 33517109285579563 2989989 22579348364514326 4979720 43441594429175527 5257191 69622055312675308 4138243 21230697331946025 3452031 13690222367612072 3766144 20653921390155871 4521533 13700124

Page 10: Banking Sector Data 2007-2012 With Variables

442442524 5403453 18168978506219292 8430910 2122783410602747 84998 7000013896779 353646 24593929472124 485608 15616040182515 563020 35300053409760 798853 80000068663576 1251010 16214153184646 80243 05406327 20138 507048166895 58263 1094375

13349703 86867 28729121840251 210932 44730041247971 390795 308715016952908 347521 38326983946 283188 029328629 279493 12500033840397 411944 95000041962400 394426 189850056633462 659035 1600000

125120918 2406927 9995855127469378 1536517 13027468167899404 1465451 34985766250803153 3218859 34635904273354667 3075642 39696986292086428 4244494 35568109597894901 15379440 52218228652237599 9781077 44022676779554995 10041542 52542978828448632 9775093 40459860

1029967217 13894502 394736701477270812 18943207 196580548159348809 3210041 29991633167706203 2372146 30372598218406844 3111467 68186674231820564 2572954 62529729263619288 3733794 66641226272486173 4092268 4156916915133945 727179 48114716351965 127922 53765527240361 320492 503963533545361 369620 552441045721589 1246994 317180073083839 713747 870468536606580 879152 174580742599591 217520 630062255582766 386066 869614055863821 541041 663664569663886 891579 460720587250008 877827 21245349

355365842 10479058 39406831385179850 10551468 22663840439428598 8201090 44662088488482736 10265537 25684593

Page 11: Banking Sector Data 2007-2012 With Variables

564670502 9466818 39100627664527414 9896284 7906435161471903 1192160 241560679301092 1057017 4008496

115290455 1249210 8593425146383899 1767370 5829296186899986 2282045 9235960257885752 3058503 18461347140061370 2110211 16669412139210607 1432084 23651366166590718 1574207 62523365150672126 1335493 42361934141161341 1738422 47382031176468070 2430030 7617906514453144 1056878 18261111025182 55349 43794916658466 78127 314128422585442 115759 653499423148705 529005 399603226337954 250709 247746651480161 570756 688044951253908 431537 873861666901252 637602 1508833267835146 836931 987114185031770 1679456 1778168683707785 1978549 1137678170243581 1640514 586547173864207 1254496 844145487507071 1763401 938552299188005 1857810 12370528

118755099 1571314 14557179146265336 2522405 20398487212478904 6637388 6616065221860038 4296420 8695730268909813 4844638 15847326275197331 5691864 15914343308529074 4576789 19361864343631382 6164867 2339938911819210 384179 174860318982697 75963 186994034118975 213209 155480168883636 357293 5257243

113516398 900750 18562616131283011 1654302 28900432487862552 6079341 59103350571311725 5210870 44749690573103548 5166361 37168277651288371 5074700 47631814721284142 5879043 50845877859356031 7600633 6721520937544275 24761 2268190835440978 29471 2254282133978550 38612 2230531833121740 13717 22466356

Page 12: Banking Sector Data 2007-2012 With Variables

33045645 20096 2255387432014058 10559 242920433775151 40441 14000003802521 37686 15181005192070 54542 17289224508821 40505 14376045758864 183863 21716697759271 102132 3587031

14232922 39654 1200000010113896 75186 800000010016170 44305 80000009355390 21777 52500004655248 11994 19444422743763 30845 0

78434805 392726 5125721384988553 613378 5125721384988553 613378 5125721395881306 306040 5125721398146493 208117 51257213

104463319 294024 51292157

Page 13: Banking Sector Data 2007-2012 With Variables

3.Deposits and other accounts 4.Other/misc. liabilities C.Total as7682468 0 89855765939308 132247 73037218756793 287552 10258060

10195214 332858 1270316013814854 446600 1612853519193344 598149 22490800

591907435 36000539 7.62E+08624939016 39682105 8.18E+08727513013 42498397 9.46E+08832134054 46921743 1.04E+09927415132 54794174 1.15E+09

1038094985 56407523 1.32E+0921410828 782311 2973971724732195 892371 3133898926285794 1185470 3881057036981351 1237155 5079430345548423 1837525 6842446660043083 2429617 82177638

191968909 5228930 2.35E+08164072532 4594889 1.86E+08164072532 4594889 1.86E+08208176902 5237039 2.29E+08237896692 6517844 2.81E+08266055761 7499529 3.32E+08

4552909 400350 894147510892602 702543 1653738715081242 905558 1976245049324209 2135886 6076366461559026 2274220 7254487963278655 1830054 73869051

263972382 9831059 3.2E+08297475321 16134093 3.67E+08328872559 16567538 4.18E+08371280948 17802589 4.5E+08399560790 18839947 5.16E+08514702444 21216465 6.32E+08143036707 6688615 1.82E+08167676572 7768227 2.06E+08205912903 11206831 2.54E+08255908149 14194994 3.15E+08291499395 14453456 3.44E+08306929729 14377268 3.53E+08114818855 5869094 1.41E+08144389563 6698942 1.77E+08189280062 9717088 2.5E+08249760885 10249341 3.02E+08302097187 13995825 3.85E+08340386558 13909723 4.53E+08273173841 14132527 3.29E+08300732858 14070914 3.49E+08324743389 18448618 3.89E+08354010690 17923524 4.12E+08

Page 14: Banking Sector Data 2007-2012 With Variables

401245675 17624418 4.68E+08457118723 19441825 5.36E+08

9934282 513467 1444747312477955 819239 1908860027911651 918705 3419252238109790 1156705 4494667850468674 1342233 5871653364216485 1574666 742360302888762 215641 68505345063393 272092 94811376784750 229507 13008675

12636083 339462 1767568620341241 840778 2764482935922038 1847988 4718545216114461 490543 2130824725458910 1241848 3205007327980906 943230 3536889431414908 1063545 3988873638491607 1177867 4819644953110048 1264379 63500705

102067422 10650714 1.41E+08102776793 10128600 1.38E+08123469683 7978504 1.81E+08195315204 17633186 2.67E+08214614731 15967308 2.93E+08240712826 11560999 3.13E+08508986541 21310692 6.56E+08572399187 26034659 7.17E+08682750079 34220396 8.64E+08747374799 30838880 9.25E+08933631525 42967520 1.14E+09

1214963700 46783357 1.61E+09121066469 5080666 1.73E+08128432616 6528843 1.83E+08142185495 4923208 2.37E+08160314211 6403670 2.52E+08185281216 7963052 2.88E+08217670832 9153904 3.01E+0813679898 245721 2032775215294273 392115 2162780221313791 566443 3289492026276328 1375003 3938364740174351 1128444 5450262561934787 1730620 8401877733131773 849848 4089057235087477 993972 5179909843807061 2693499 6099958746694675 1991460 5884153661993604 2171498 7319075862600058 2526774 90277626

292098066 13381887 4.1E+08330181624 21782918 4.44E+08367581075 18984345 5.12E+08431295499 21237107 5.7E+08

Page 15: Banking Sector Data 2007-2012 With Variables

491146798 24956259 6.56E+08544988091 30578688 7.7E+0854582353 3281784 6717855970233875 4001704 85276070

100331448 5116372 1.26E+08131067996 7719237 1.59E+08170022486 5359495 2.02E+08230425986 5939916 2.74E+08116671219 4610528 1.77E+08104586167 9540990 1.79E+0893919805 8573341 2.08E+0899111741 7862958 1.65E+0885472247 6568641 1.55E+0881094447 16764528 1.91E+0812644938 568717 206553029859537 672347 16487336

12520633 918422 2373412614871806 1062883 3051112017669297 954371 3133097222753644 856135 3485383742373710 1655246 5366060041056630 1027125 5564526849610034 1565284 6866434155706188 1420886 7266909364071908 1498720 9067027769050447 1302008 8906157060150128 2587468 7685406061634491 2533766 8097725473548226 2809922 9531027282016811 2942856 1.08E+0899733970 2892636 1.3E+08

120830571 2513873 1.59E+08177161630 22063821 2.56E+08174551801 34316087 2.65E+08206915825 41302024 3.18E+08220187888 33403236 3.27E+08235874584 48715837 3.64E+08266598571 47468555 3.99E+08

9464785 221643 1812078616616466 420328 2480281731307488 1043477 3817337561537424 1731676 7215690489614738 4438294 1.2E+0896815372 3912905 1.34E+08

401637816 21042045 5.3E+08492267898 29083267 6.21E+08503831672 26937238 6.4E+08567611258 30970599 7.26E+08633889416 30669806 8.07E+08755264264 29275925 9.6E+08

6110553 8727053 94247154637119 8231567 72455903796797 7837823 58081233313563 7328104 5157953

Page 16: Banking Sector Data 2007-2012 With Variables

3274523 7197152 5144465575373 7136082 4546879

1879587 455123 65837581892018 354717 57570102934403 474203 75486212651948 378764 66324692999192 404140 77571883326423 743685 93978602007645 185623 176568971929185 109525 148344961837175 134690 137119223820343 263270 152458732443098 255714 143591982409075 303843 145525264322244 22462622 934024765425170 27692792 1.02E+085425170 27692792 1.02E+089602772 34715281 1.18E+088962457 37718706 1.22E+08

11096956 41780182 1.32E+08

Page 17: Banking Sector Data 2007-2012 With Variables

1 .Cash and balances with treasury banks 2.Balances with other banks809657 384792575929 400761713140 586849836311 600228973701 561555

1188234 63603494873249 37472832

106503756 38344608116668514 28786397115657025 30743368131843291 28069897158756638 30895173

1364853 37280161557715 33629461542102 24036985079720 15026842802781 15275613108819 1649512

14210302 192766210685057 217845510685057 217845514069601 327623416698333 360710717298251 3101170

991301 419737909378 195134

1337892 9590784460257 74096203945481 75771864221381 6712477

29739857 66844923653754 209677926435683 128059131265658 57970036479765 167912143351703 102929213356055 349705416029635 395481419385850 837464022565190 378753826168206 623611624435422 886530313766500 60474211936275 362115214377589 462672619000990 213280622957988 674464327464345 974724829436378 1838073832687335 2158104335056025 2272292741197841 16180533

Page 18: Banking Sector Data 2007-2012 With Variables

50882662 1742452458044054 267209931433166 25774912175413 22074904217520 20598083035153 5708584684831 5494114938707 806110380381 187747418948 255703675988 577349

1324461 4004681379696 22156362452464 9072551992425 14108842691572 32738782932264 24304373197884 34556653429994 11169284196103 56603016872032 37084518927524 8767808427202 508795

17428924 572790918445108 468571824508852 120931355361813 1955805156359367 3272039179839836 4036668781640246 37413185

103399623 47349505157229517 4798003210201545 369118311401384 297423711192498 483639913923393 312309414233690 355159116918780 5151149

977235 2540791285247 6722711764403 18208572298806 9178023880782 1650675027942 11938643001895 8075551507632 590932851783 2351213272624 3603064822751 109304254766966 2039237

39683883 380751939631172 404310038774871 607735445407264 1551518

Page 19: Banking Sector Data 2007-2012 With Variables

53122620 235741857420211 12367365644028 37295495763710 13449748387522 5262341

12780951 995775716641195 235490819125401 385115010318722 14017969355104 7938438834275 36837838836474 29525937969044 14865607672866 9568091003611 63348774575 331201961280 707912

1250011 11959481463306 593842052832 22896533223780 1289913070067 1901973120880 1510683414524 893554436142 943224006569 860025861205 43496735646755 39088596471173 14971937247711 14004518959130 879000

11491348 124916826295860 162828022741035 126158221521592 230589124087885 92193126293151 320425331487972 2700218

753845 525511349649 655801923526 7248024047590 3752076117998 14336148110198 3601183

57526451 419112850143570 1454030661562141 1404999067667226 2643092886502444 1922548894766489 22843080

257632 26918212428 30513183885 50313150299 64681

Page 20: Banking Sector Data 2007-2012 With Variables

137589 5975057432 20171

286705 52980200112 49751213861 79660228062 20912214655 9865278502 44228715017 5586775695200 2230225601882 2017990814147 1709436468879 2123846533867 923473

2103682 120543041732495 160054601732495 160054602745611 109167393056462 111764443524505 9000562

Page 21: Banking Sector Data 2007-2012 With Variables

3.Lending to financial institutions 4.Investments 5.Gross advances1245000 3159640 3129582350849 2264088 3409842

1136025 4097423 3481854926323 3430251 6535694

1605946 4730434 79011274219779 7263885 8573327

21464600 210787868 37509020217128032 170822491 45782802919683526 217596037 53110350723051171 301078498 54013037844360727 319527254 5945886478280997 342964635 7343493742858000 8945856 121740262282494 8985441 149251191810846 17925911 148207462562093 19852730 212720331800566 36684689 252847111501000 45671700 297087872450000 73461695 136530003633333 22711980 153226251633333 22711980 153226251

7309587 56359404 1501171597447375 92492813 1534308621562946 129552044 1758800461350000 2275123 2623663320000 2756159 7788664

1600000 3356705 976021280000 15617589 28820378

0 26179416 296018241100000 27421461 31509123

18419241 83958463 17852425715793183 82646595 22363977728122932 94673100 24992518711488944 121158730 2685329721361754 195789638 262143554

10720935 267682679 28892071514444143 39431005 1081887674479754 35677755 1398309734649059 66885617 1476337459194186 102100063 1684358801613584 133655387 1673812466341474 145354253 1628555834112429 35287080 79446698295396 48234497 101402372

0 111017701 1083730121139268 137234656 129083773

0 223105101 119994310993981 249923504 153453820

3452059 88491564 1756788103315500 75973238 197931671

14947435 99279438 1968021646497556 113622561 217822143

Page 22: Banking Sector Data 2007-2012 With Variables

7765407 166648636 211394376876870 189486762 248345992625037 3864027 399224040351 5019525 6687460

4018813 6653447 107070124513132 13564654 169990974436264 20891908 204607968475672 28994462 27933829725022 1318657 3725609250040 2045146 5645609

2857942 2861751 50014432679753 5050878 6236849

0 9982793 112953610 17156398 240773130 2974087 11347979

1329832 3019266 183303442591905 2822723 209615921020725 5945370 233181573826084 12937179 239023803206945 21334833 270764287078102 31553108 910162782861401 36152537 88620641

15017826 56459447 983844700 86418549 1512064090 93409187 1654833300 87995224 190851275

1628130 171932281 3807512266193787 127786754 4602446725352873 216467532 490010583

30339344 254909116 50244563741581029 418604147 50345370424828255 797094548 5457881123989249 61735796 91044061

98176 53631532 110391364150000 111679520 106922608

3190399 100849146 1273500072361754 147459163 119679648

0 160733315 1192997233601211 6109536 65936351405210 5138709 98100933482564 9535555 121672203643360 13701699 145055373803022 22906646 185436333740958 47884719 208806381766398 7277875 26046768556455 9454149 35164850

2804596 13580973 3405469640000 12859540 35520314

622683 15588703 35245477352947 39968886 38380915

1051372 113089261 2297327724100079 96631874 2728473253000000 169484647 2697210344401781 215747844 274157806

Page 23: Banking Sector Data 2007-2012 With Variables

955087 319005983 2481281801551472 405601313 2625975348850000 10535186 35249612

18108000 14526699 4062692034486875 24370190 4423820010511855 50519386 578463094065406 99949542 64276720500000 152459855 94402267

4753113 40498840 9258633612459621 35176823 973224815681887 62432977 1000007576429166 50209083 98362123

14666918 47786041 844892113440910 83802727 948797608565836 3947925 71054382313308 3829354 86058893123377 5807829 123433601389003 11090905 14747321803459 9663613 18374905

2777162 8894957 17842935839959 17859169 31415818

1376651 12012233 381873921067708 20179329 405920941050754 13190048 529245123100803 17547640 553093625662423 12734898 540187623175009 19181562 408052243990269 14053177 494649622755377 29537179 519394412531900 34985663 59293364813190 45775969 71071622

1123067 59517180 8325436315225935 40696466 13108554931466898 29586663 13771627120568064 83263661 14624379230421885 72294275 16371327220205971 104040114 15965349119845269 131741003 1694897592855582 5408425 8157709200000 5094613 16510341

1433817 12446033 210720580 20204357 44477357

1069757 36134418 683810732038500 49777088 64942457

24781723 115585646 29472503522805341 115057090 39773644623162130 137734578 39049395311934778 231717214 3764800249536211 301106877 382115775

21953458 381245903 4306944421625000 4705838 7217511600000 4036610 6492401481269 3178546 6411877108802 3015974 6266499

Page 24: Banking Sector Data 2007-2012 With Variables

75567 2864998 629433161007 1930923 6247019

258944 3058130 7762218100000 2545053 794292933445 2701816 9243470

0 2680334 8744596800000 3027667 8655771750000 4569617 8709930

0 558009 94537350 508762 89832200 451012 81776890 799673 73856470 1503620 76259390 1108617 94163130 7504233 705404260 4955690 777702480 4955690 777702480 7841698 924669190 12047958 920320770 17884472 95348795

Page 25: Banking Sector Data 2007-2012 With Variables

6.Advances-non-performing/classified 7.Provision against advances85282 66075

105512 105512207633 207633430232 227554523443 200064612714 238684

38317552 3441310256502583 4484116471174034 5576506886871353 6124362388324597 6747943889159413 733493742301268 20883863331487 22813054457159 29847844117581 30337003938731 29969124334605 30160213349891 2636418

42689337 2149509342689337 2149509377393928 2932046573643672 2632336169328698 26314161

2138 213813537 11181

1213994 3209693735780 19231804466038 19911166093026 2726675

11354923 1011697713771895 1066776916281178 1254266518688166 1543026220452465 1770371720667561 178050326907591 7408605

11689417 1101273117725451 1259384421598648 1565162623645541 1666869026518448 19127748

216628 222318862550 1205376

2067656 23876932943863 33104813203630 51311783705730 55939924705085 4479818

0 614068315585716 878067217710312 10670089

Page 26: Banking Sector Data 2007-2012 With Variables

19096614 1292586422181548 14412634

78371 29373186093 159929788665 249709741680 328972799001 350395

1205222 5005670 1857

50000 5732731740 237821

1153118 6206471002534 7860211029984 706781

25665 100766286024 256843719088 371979

1858799 5532032107709 5617782494271 7617614753415 36698777446481 5108573

10671030 703846924707758 1749964026044119 1732133527549729 1855207024588571 1849069836086044 2453601249438255 3534808453607643 4269562556549062 4608604856236494 45970206

804247 12172551747599 21301056364665 46294767463452 7522371

15427848 1002293417729487 12388996

143604 117672455504 129644857059 477567

1902566 5274242776895 5137493037264 9712531069872 9036157354408 29246547355353 41382509617879 5310930

12138602 585880313868789 729123510725308 10772174

56462 1071185523238723 1647276924543807 19592335

Page 27: Banking Sector Data 2007-2012 With Variables

26664873 2233344225561774 22809023

553339 6732733649163 10981893649163 25285444318323 38511464647792 53211355000028 5724191

13252316 1042626216715515 1697828815746457 1597935134711468 2377853934194582 2362769832921495 232938642410997 24123251961143 24428812726295 26199492711299 26095352619410 25435782451481 23981596136018 5540846

12845225 710001911891428 849460412360000 857010611022942 537308310816957 50182681277490 6507755002417 18895983190077 32123387096036 46176438941653 57316759927397 6249357

10493345 1154853416534389 1211480621388480 1678363822581390 1899171526102557 2234461127473845 24571487

128461 128461751663 751663

2568243 256824311394074 572394422417723 1106810323409947 1239330322012411 135202828552722 1979108040065237 2841435751144170 3496961239967562 4097625653567224 448601815636648 6017014

0 63676236283508 62696956158107 6158107

Page 28: Banking Sector Data 2007-2012 With Variables

6226954 61922096221583 61939265706118 56438715496498 54166076166877 52855735995141 54369975937822 53066935877266 53625103254376 14439144228634 14439144113247 14439143430614 16058942498221 16058942189476 1605893

16708290 922742012985615 784675112985615 784675117244928 767432519924581 728837119924581 7288371

Page 29: Banking Sector Data 2007-2012 With Variables

8.Advances net of provision (C5-C7) 9.Fixed assets 1 0.Other/ 2.Markup/3.Net mar3063507 148686 174294 685346 171694 5136523304330 174833 232931 736103 212601 5235023274221 203972 246430 896476 408000 4884766308140 188248 413659 1374548 763841 6107077701063 229344 326492 1918759 1176451 7423088334643 239084 609141 1798231 1037893 760338

340677100 25922979 30994965 50569481 16940011 33629470412986865 24217655 47754919 60942798 23884768 37058030475338439 25200870 62979486 78124796 40448291 37676505478886755 27620697 60980953 88681381 45169744 43511637527109209 28126754 74442968 95689741 48516517 47173224661000000 29714221 84548793 1.01E+08 56552485 4457340410085640 213025 2544327 2380380 1845360 53502012643814 187589 2318990 2958865 1897816 106104911835962 1013670 2278381 3390014 2390388 99962618238333 1121554 2437189 4207155 2925066 128208922287799 1301822 2019248 6946827 4551942 239488526692766 1359149 2194692 7204937 4611172 2593765

133893585 3252759 5778192 17539094 13939877 3599217131731158 3471838 14497299 17752969 16614000 1138969131731158 3471838 14497299 17752969 16614000 1138969120796694 3534660 23785594 18217583 18801642 -584059127107501 3597483 29939080 20682061 21073271 -391210149565885 3473491 27556687 24662361 22522918 2139443

2621525 953864 329925 381172 125011 2561617777483 1619029 2960204 1060376 598062 4623149439243 1741736 1327796 1914228 1234890 679338

26897198 2732332 3566668 2198794 1658608 54018627610708 2798165 4433923 6699178 5001222 169795628782448 2629176 3002108 6271140 4725249 1545891

168407280 7548628 11367805 21201422 10019004 11182418212972008 11134436 18398914 30570540 17272724 13297816237382522 12459586 17986438 41144667 22421218 18723449253102710 15371118 16999548 45011184 22465506 22545678244439837 18095123 18043374 51828897 26696185 25132712271115683 18475755 19925659 49512005 31180990 18331015100780162 5128428 5535038 15143241 8685624 6457617128818242 8266458 8964480 18393313 10650719 7742594135039901 9332361 10686010 22590230 13542210 9048020152784254 10084422 14264476 27954956 17931715 10023241150712556 9451033 16028838 32768950 22699089 10069861143727835 8901522 15585465 32404345 22973385 943096079224380 5786287 2452856 9945872 5764757 4181115

100196996 9166020 3872655 14586841 8004294 6582547105985319 9561955 4237310 22120105 13053137 9066968125773292 10264310 6251024 27480798 16666489 10814309114863132 10791345 6063405 36529237 22372988 14156249147859828 11211423 6153613 41474034 26105028 15369006171198992 11922324 6013097 25783871 16620963 9162908191790988 13773293 9869367 30966638 20494355 10472283188021492 14552454 14714496 35554930 24709878 10845052207152054 14251595 12901742 37530398 23854578 13675820

D.Profit & loss account1.Markup/interest earned

Page 30: Banking Sector Data 2007-2012 With Variables

198468512 13427693 13728354 44166897 25688287 18478610233933358 13747520 13657137 46079918 27500056 18579862

3962867 1093324 891561 602060 303842 2982186527531 1910648 1207642 1468688 729528 739160

10457303 2375515 4410116 2181887 1215019 96686816670125 2048854 4543902 3809955 2049453 176050220110401 1816863 6226855 5504739 2873119 263162027433262 1913106 1674711 5975306 3506965 24683413723752 299404 215571 249763 57906 1918575639877 417364 454059 855374 403500 4518744763622 600626 671397 1131873 650752 4811215616202 646645 1957279 1263461 726325 537136

10509340 671890 2885474 2375585 1423171 95241423370532 1130246 2168557 3603352 2594187 100916511247213 1459578 2224060 1119716 469302 65041418073501 1740923 1921101 2723796 1377542 134625420589613 1727298 2274654 3647145 1805943 184120222764954 1703588 1800550 4071552 2129570 194198223340602 1597770 1947892 4632785 2395995 223679026314667 1535272 1252584 5682122 2807792 287433087346401 2514959 2204368 11610781 7459392 415138983512068 2646978 3264198 13404132 8454755 494937791346001 2787617 6245565 16957875 11946579 5011296

133706769 8726406 15312366 19710460 13919256 5791204148161995 10849607 17016211 28825449 19619095 9206354172299205 10859963 16191775 28802150 19838745 8963405362260528 13582240 31515813 48342047 18001496 30340551435708660 33490506 25022545 61157813 25523572 35634241454662499 16766668 50468698 76076347 33405813 42670534459750012 16155290 44492210 81325028 34330255 46994773457367656 19167654 52084591 98580423 42182220 56398203499817906 23632324 59725990 1.17E+08 59012392 5776026189826806 1294486 2127936 11983551 8259184 3724367

108261259 1583360 4760905 15870172 10919922 4950250102293132 2465977 4540975 21376259 14636228 6740031119827636 3387452 7829761 23281800 16407604 6874196109656714 3230658 7707087 23380314 16433491 6946823106910727 3000827 8025012 27154883 18821766 8333117

6475963 491736 2417992 1130383 864300 2660839680449 2496883 949033 1975203 1361738 613465

11689653 3039329 1562559 2527295 1806709 72058613978113 2882941 1960926 3299767 2255014 104475318029884 3064883 2652341 4319252 2583678 173557419909385 3412167 2849742 6168310 3731733 243657725143153 1094748 1798948 2917344 2285381 63196332240196 2909213 5072360 4861400 4448440 41296029916446 4027676 7582992 5120943 5569707 -44876430209384 4541778 7557904 5158566 5169142 -1057629386674 4366514 7473008 4711888 5196408 48452031089680 3703959 8355951 6594769 4252011 2342758

218960598 16024123 17868761 31786595 7865533 23921062262135470 17263733 19810476 40043824 11560740 28483084253248265 18099010 23057731 51621911 15835581 44299590254565471 21061787 27746198 54829365 18027372 36801993

Page 31: Banking Sector Data 2007-2012 With Variables

225794738 22418450 32670511 68215902 23632615 44583287239788511 24144242 40540056 68443744 27503496 4094024834576339 1032963 2810494 4573752 2451968 212178439528731 1880515 4123441 6803213 3088334 371487941709656 2437228 8847966 10105518 4969843 513567553995163 3095897 17949002 12284569 6606370 567819958955585 4021420 15747666 18006812 8665317 934149588678076 4898240 4923788 21836972 11384534 1045243882160074 30800135 6720724 6999888 4995955 200393380344193 3702426 37077105 15201691 10799816 440187584021406 3114632 40350003 18272363 12872357 540000674583584 2751703 18794463 16482767 13467526 301524160861513 2722863 19332072 14250121 12155613 209450871585896 275051 23120918 13989306 11125821 28634854693113 854292 1527177 1182921 837869 3450526163008 1157689 1918201 1758004 1071307 6866979723411 1112169 2298148 1878626 1208857 669769

12137786 1001413 2446054 2384653 1350320 103433315831327 903608 2606275 3352186 1943845 140834115444776 832375 2562082 3054034 1721825 133220925874972 2367883 3365846 4799853 4440116 35973731087373 3002450 4906297 4588299 4218901 36939832097490 3720695 8327171 5913317 5855517 5780044354406 2443805 8126201 6775565 5926528 84903749936279 4755911 10799180 8385608 6514770 187083849000494 4637334 12933850 8583566 6681338 190222840154449 2150955 1981207 6271636 4334358 193728147575364 3126857 2675973 7822941 4878347 294459448727103 3333891 2988356 9337284 6602779 273450554675721 3468923 3795309 10250494 7203842 304665265339947 3833916 4131234 12895306 8997385 389792177005006 4015233 4217234 14068169 9224135 4844034

119537015 3734139 48427519 22530080 6338119 16191961125601465 3886275 50073260 23307442 6888900 16418542129460154 7003915 53456847 27242261 10725651 16516610144721557 6606225 48243642 28569842 11016266 17553576137308880 6437023 66698420 32825124 11907713 20917411144918272 6381584 61981132 32214232 12337997 19876235

8029248 597515 423620 617854 252338 36551615758678 927882 1406415 2471982 1585875 88610718503815 1570754 1570628 3514363 2877797 63656638753413 2781943 5994394 7068952 6100832 96812057312970 5950625 11652691 9529068 9020995 50807352549154 5450400 12762543 10262500 10133076 129424

293373007 16918844 17907157 41045543 16936187 24109356377945366 19926915 20288801 52763249 24247281 28515968362079596 23734082 18099394 61745462 28323272 33422190341510412 24684566 22477427 60046011 25207785 34838226341139519 25722481 23971768 71374143 31339401 40034742385834261 27460839 26106385 75379861 35736985 39642876

1200497 127711 1481119 552443 649811 -97368124778 125120 2116141 441814 616701 -174887142182 120568 1651360 404055 689973 -285958108392 123390 1586415 284378 537511 -253133

Page 32: Banking Sector Data 2007-2012 With Variables

102122 59364 1845075 300466 586866 28640053093 55240 2369013 74435 105173 -30738

2118347 144589 664063 875560 379956 4956042526322 124546 211226 774797 385379 3894183957897 122462 439480 879072 523653 3554193307599 132586 262976 647521 350732 2967893349078 135321 220602 728192 432919 2952733347420 145414 262679 819120 537819 2813018009821 2571139 216136 1228805 547198 6816077539306 3712774 148229 984869 618581 3662886733775 3705253 202010 1193637 1570956 -3773195779753 3700872 2441992 1553750 965655 5880956020045 3736445 506363 1647318 386027 12612917810420 3445150 730999 1580867 126469 1454398

61313006 867435 9559816 7033400 3418023 361537769923497 1144222 8610449 8484623 3489411 499521269923497 1144222 8610449 8484623 3489411 499521284792594 1131733 10157574 8896701 3713765 518293684743706 1167167 10276223 9510328 3794737 571559188060424 1180267 12209124 11321385 3737388 7583997

Page 33: Banking Sector Data 2007-2012 With Variables

4.Provisio5.Net mark6.Non-mar7.Non-mar8.Adminis9.Profit/(loss) before taxation18065 495587 82485 339650 332517 23842250153 473349 90343 373249 367798 190443

179549 308927 66879 462060 451930 -8625476899 533808 57141 536272 533679 546775475 747783 253719 601399 600986 400103

50508 709830 95581 716920 716657 884914722735 28906735 13544845 14391079 14205911 28060501

10970814 26087216 16415862 19502080 18171198 2300099811820292 25856213 19109332 23766703 22816665 2119884210009482 33502155 18150883 27030751 26732045 246222879358165 37815059 19754420 26116002 30760815 261160028019096 36554308 24804561 24063424 36733708 24063424659384 -124364 745552 543763 522723 91014238593 822456 339755 956315 654869 205896

1261819 -262193 383702 920279 719453 -798770322766 1604855 59677 951391 943680 713141244624 2150261 730010 1285458 1468480 1285458178113 2415652 976115 1569218 1657560 1569218

1887769 1711948 5422793 2289019 2250777 484572219229967-18090998 4182826 2924734 2799933 -1683290619229967-18090998 4182826 2924734 2799933 -168329063326945 -3911004 1885446 4176654 3435049 62022122587637 2196427 1989708 3716432 3959217 469703-749928 2889371 3190745 4565509 4437680 1514607

8032 248129 63763 395546 395539 -836541811 464125 95111 950599 949634 -391363

344009 335329 301855 1436066 1410569 -798882764375 -224189 247021 1595139 1508590 -1572307227176 1925132 482058 1926488 1910731 480702802491 743400 406151 2102545 1991125 -952994

2714842 8467576 3920099 6434599 6018346 59530763156001 10141815 4896915 8917790 8121805 61209404511166 14212283 6078257 9718918 9517584 105716224083385 18462293 5867378 11914322 11344090 124152793009024 22123688 7263796 14129619 13289101 15257865650560 17680455 14244897 15778911 14686046 16146441

3921741 2535876 4565496 4801587 4789536 22997854072597 3669997 2707000 5915615 5904169 4613822914893 6133127 2625545 7159061 7124693 15996913035725 6987516 2234053 8009956 7937367 12496271771471 8298390 3017770 8874165 8787381 24549442693356 6737604 4316216 9315577 9226563 1766057

93266 4087849 2130824 3166446 3166045 30522271149345 5433202 2416304 4374426 4306759 35785321183026 7883942 1836082 5207953 5045731 4512071946451 9867858 2187640 6331063 6225457 5724435

1820779 12335470 2607806 7784283 7621965 5878697466087 14902918 3058834 9032511 9032511 8929242

2376711 6786197 6038466 8289111 8272587 45355523543357 6928926 4822924 9957130 9805790 17947203451912 7393140 5202233 11346473 11009954 4376642411846 11263974 4903726 12835658 12658021 2065110

Page 34: Banking Sector Data 2007-2012 With Variables

4187175 14291435 5328223 14265285 13880361 53831513558532 15021330 7281340 15519468 15204036 6783202

28372 269846 140281 510590 491172 -100463130556 608604 196139 229152 1028232 -229152111198 855670 342687 1770664 170047 -572307

5247 1755255 207168 1920590 1897405 4183322618 2609002 226652 2221148 2153177 61450696072 2372269 533932 2279759 2271642 6264421857 190000 8838 166579 165999 322593875 447999 494273 434161 433996 60111

257089 224032 56818 686002 685677 -405152406279 130857 64260 1019677 986592 -824560251580 700834 188537 1236279 1229345 -346908-173859 1183024 456150 1605828 1613203 33346100766 549648 336410 1453906 1411526 -567848156077 1190177 335552 271806 1791282 -271806115136 1726066 365353 1739369 1724467 352050181224 1760758 366335 2109362 2095563 1773110075 2226715 457136 2367722 2337312 316129

192853 2681477 695344 2875816 2846195 5010052079044 2072345 3441145 2815663 2799747 26978272047362 2902015 5212608 1796537 3257843 17965372191883 2819413 2804695 4312044 4285459 13200432201824 3589380 4012338 6774664 6644072 827054695245 8511109 4070369 11103387 10813919 1478091

1400820 7562585 5281719 11004203 10810261 18401018020766 22319785 7971990 17164773 17355732 131270029295235 26339006 10336517 20820329 20253578 58551949089659 33580875 11159612 23358851 22745955 213816367585664 39409109 12762431 25131510 24252960 270400306925497 49472706 14782861 29934169 29433961 343213986767037 50993224 15960106 32062123 31061370 34891207442160 3282207 3175706 2254015 2253559 4203898

1249820 3700430 3928506 3233784 3086634 47401102569646 4141160 3713321 3656972 3550647 42267343041548 3832648 4429981 4335039 4199115 40275903041548 3905275 4429070 4308010 4172840 40263352693747 5639370 5457669 6059044 5775358 5037995

9727 256356 418340 736917 736263 9762511218 602247 492345 983367 982624 111225

772688 -52102 339470 1736161 1734815 -1448793136484 908269 332974 1863793 1846840 -622550151199 1886773 769937 2119374 2111534 537336-529928 2966505 2148184 2864677 2892734 1190156212976 418987 821479 1174904 1153736 65562

2223938 -1810978 615591 1787364 1759032 -18491991971290 -2420054 1111457 3058379 2796425 -58640771307259 -1317835 971501 3016905 2989039 -3487184284941 769461 955050 3257947 2805265 -3146226

1781849 560909 1454480 3877476 3142427 -15968663065051 20856011 6011291 5559267 5022416 213080354019121 24463963 5791440 8387837 7546878 218675667322321 36977269 5754853 11069912 10235366 233491463597117 33204876 6441642 13406395 12327496 26509636

Page 35: Banking Sector Data 2007-2012 With Variables

3653614 40929673 8241260 17777644 15860242 31321782478065 40462183 9541155 17823496 17410747 32476487435896 1685888 1347893 1764593 1755761 1269188717320 2997559 707908 2713156 2626606 992311

1532051 3603624 1707492 3626697 3681088 25274051496019 4182180 2687274 4723597 4637393 24432821673533 7667962 2263349 6331458 6164075 4121435451191 10001247 2398590 7169611 7192527 5230226

1494801 509132 598771 2006961 2002159 -5712079657400 -5255525 2421876 8164241 6433122 -10997891195329 4204677 1681833 5242439 5345307 644071

10041017 -7025776 1933774 7336960 7055824 -120890022549789 455281 1976884 5064890 4823582 -3492009116981 2746504 2395490 5397479 5331398 440488924777 -579725 128432 921386 891889 -1372679312528 374169 125429 1511039 1461077 -1011441239511 430258 92224 1590906 1415235 -106842417599 1016734 321243 1468273 1456873 -13029646204 1454545 152397 1406048 1393321 200894-90600 1422809 154505 1413280 1458244 164034

3132444 -2772707 776825 1324383 1270317 -33202651642093 -1272695 384510 1946070 1935732 -28342552309355 -2251555 662187 2663091 2747856 -4252459228114 620923 1184804 3041273 3153601 -1235546

2629853 4500691 846586 3988359 3779045 1358918-580489 2482717 1064666 4076652 4213559 -529269234815 1702466 1067664 1293445 1278974 1476685

1265942 1678652 1226206 1951625 1673590 9532331633343 1101162 1168193 2078942 2113660 1904131452236 1594416 1228431 2682400 2623991 1404471272178 2625743 1955203 3502675 3447925 1078271519632 4324402 1856932 4459278 4248241 1722056

6052957 10139004 6112711 12160481 12081963 40912349316038 7102504 6611470 12620994 12424711 10929809447907 7068703 6924143 12477127 12148873 15157194359235 13194341 12997894 13439371 12997894 57576854507477 16409934 6192553 14016159 13408462 85863283578599 16297636 7311963 14287244 14045547 9322355

0 365516 345904 384502 383529 326918623202 262905 166780 776959 774742 -347274

2040787 -1404221 1208532 1077054 1064723 -22855862230522 1262402 623446 3250790 2790634 -3889746367809 140264 778031 3902702 3855690 -298440722942 106482 1425650 4032501 4006090 -2499096

6422046 17687310 8992351 13674688 13420977 130049737753688 20762280 11199152 17780935 16679968 14052051

12879215 20542975 12070500 18911237 17803338 143921818150258 26687968 10584485 19861194 19137857 176886237293828 32740914 13228036 22078608 21232844 236336364246967 35395909 17194831 26577953 25448913 28410446399436 302068 114896 812651 987141 -395687-605602 -780489 160487 793010 158076 173008-159224 -126694 422828 155888 180890 14024665264 -187869 477293 192004 196798 97420

Page 36: Banking Sector Data 2007-2012 With Variables

96224 -190176 223134 35967 187125 3009-9278 -21460 76205 78331 78228 -23586

137525 633129 40338 521373 526464 4169111368 378050 58647 568691 570101 -13199458921 296498 21478 1216276 1236080 -28160

166780 130009 62287 529348 517111 -33705274676 369949 26738 613257 608610 -21657070514 210787 18859 641119 636726 -411473

375366 306241 374777 550754 550203 1302643551 362737 355393 596544 596293 121586

0 -377319 77394 679146 678896 -979071158452 429643 76830 681299 680681 -174826

0 1261291 73906 826794 826662 50840388059 1366339 85896 1049244 877831 402991

3657651 -42274 5727636 3855891 3778579 17991051924259 3070953 5788726 4861046 4520475 39986331924259 3070953 5788726 4861046 4520475 39986331365722 3817214 4351104 5290476 5290275 2877842682240 5033351 3070319 4826511 4502846 3277159

1064320 6519677 4416388 7046657 7075901 3889408

Page 37: Banking Sector Data 2007-2012 With Variables

10. Profit/(loss) after taxation 2.Cash dividend 3.Stock d157887 28365 0 0106020 28365 0 0-80101 28365 0 023711 28365 0 0

258547 108004 0 043556 149411 0 0

19033773 815432 0.75 0.115458590 896975 0.65 0.217449042 1076370 0.75 0.2517738405 1345463 0.75 0.2517709165 1681829 0.75 0.116887057 1.85E+09 0.7 0.15

219437 400298 0 0137348 400298 0.25 0-637183 500400 0 0563486 500400 0 0872308 822800 0 0

1075201 900143 0 0.0944445619 423038 0 0.35

-10059505 528797 0 --10059505 528797 0 -4046554 528797 0 0294924 528797 0 0

1744556 528797 0 0-57499 300000 0 0

-260116 450000 0 0-564013 450000 0 0

-1039595 893520 0 0410370 893520 0 0-642717 893520 0 04076158 538637 0.15 0.24156686 646364 0.25 0.17149310 711001 0.4 0.18283817 782101 0.4 0.1

10256173 860311 0.5 0.111882367 946342 0.65 0.12681012 300650 0.15 0.35386225 405877 0 0.25

1068864 507347 0 0.2919461 642744 0 0.1

1705207 707018 0 0.151289145 813071 0 02211333 368107 0.15 0.32425016 478538 0.125 0.2752856294 610137 0.2 0.23667980 732164 0.2 0.24537104 878597 0.25 0.155510520 1010387 0.3 -3130229 650000 0.15 0.31301301 799500 0.5 0.125-97904 1349156 0.08 0

1166983 1349156 0 0

E.Other items1 .No. of ordinary shares

Page 38: Banking Sector Data 2007-2012 With Variables

4325888 1349156 0.175 04556121 1349156 0.2 0-37023 320000 0 0-52930 527968 0.23 0

-483598 527968 0 041159 527968 0 0

405914 527968 0 0410853 527968 0 051031 360120 0 032727 400133 0 0

-292627 501046 0 0-535522 501046 0 0-288488 741046 0 084646 741046 0 0

-369196 434553 0 0-181822 601778 0 0226737 677603 0 0

8074 677603 0 0190486 677603 0 0345698 677603 0 0

2272108 529644 0.25 0.251114952 529645 0.15 01212527 609091 0 01190329 730909 0 0.21280296 824312 0 0.1251422882 927351 0 0.1258041416 690000 0.4 0.1

10000980 759000 0.55 0.213400749 910800 0.6 0.117034380 1001880 0.65 0.122333022 1102068 0.7 0.122355740 1212275 0.75 0.12797006 501835 0.1 0.0873277377 602202 0 0.252746563 752753 0.1 0.162809369 873193 0 0.22818038 1047832 0.15 03393029 1047831 0.2 0

35431 510634 0 054770 569484 0.2 0

-594936 612761 0 0-407479 814972 0 0361645 1000293 0 0819833 1072464 0 0197693 310698 0 0-972969 401489 0 0

-4318749 950862 0.26 0-2727345 950862 0 0-2524305 1950862 0 0-806044 1950862 0 0

15265562 628277 0.125 015374600 628276 1.15 0.115665403 691105 1.1 0.116874019 760215 1.15 0.1

Page 39: Banking Sector Data 2007-2012 With Variables

19302483 836237 1.2 0.121235235 919860 1.3 0.1

963501 377990 0 0.2621187 492596 0 0.09

1676242 665005 0.35 0.051899782 698255 0 0.153046057 802993 0.1 0.1253508116 903367 0.15 0.11-350557 2201797 0 0

-7474679 2843727 0.42 0691048 4043727 0 0

-9706760 4043727 0 0-2067422 10302851 0 0262080 10302851 0 0

-1322892 876952 0 0-742311 876952 0 0-593053 876952 0 0-119594 1433473 0 0236515 1433473 0 0300886 1433473 0 0

-3040907 500175 0 0-2014268 900315 0.8 0-2902905 900315 0 0-1131154 2671605 0 0695063 2671605 0 0-344271 2671605 0 01000334 411422 0 0.2701041 411422 0 0.22145355 501935 0 0125440 602322 0 0783533 902919 0 0.125

1104193 1002240 0 0.112764069 3971585 0 0677132 3871585 0 0872411 3871585 0 0

3740855 3871585 0.06 05553141 3871585 0.1 06045864 3871585 0.2 0230165 450000 0 0-191408 500000 0 0

-2066790 500000 0 0-3032144 725066 0 0-1510339 1077980 0 0-2717281 1077980 0 012429853 809375 0.3 0.258445251 1011718 0.25 0.19487952 1112891 0.25 0.1

11020925 1224180 0.5 014887113 1224180 0.75 019279784 1224180 0.85 0-398342 1570 0 0128542 1570 0 0138095 1570 0 095465 1570 0 0

Page 40: Banking Sector Data 2007-2012 With Variables

35628 1570 0 0-23866 1570 0 0110403 239250 0 0-532948 239251 0 0-33894 239251 0 0

-297652 239251 0 0-225031 239251 0 0-420282 239251 0 0129783 4303 0 0120416 4342 0 0-979071 4346 0 0-179626 4351 0 0479773 4356 0 0383330 4356 0 0

1041451 1186961 0 02606657 1252244 0 02606657 1252244 0 01864286 1252244 0 02145149 1252244 0 02589527 1252244 0 0

Page 41: Banking Sector Data 2007-2012 With Variables

4.Cash generated from operating activities 5.Commitments and contigencies214391 198418-930303 2020482108232 226087-521807 2012721070465 2972302531961 807143

78804419 3858496672532681 241861468

40806019 23673260892320340 40588178841185585 52088924460861739 520100721-2390426 46411631626745 52084846445596 69663421804102 7560301

13250791 92706499862004 14977927

40502947 62989295-48385008 46903142-48385008 4690314232984625 3984726732984625 4292369720546543 679338392457242 4297712406132 3064151

2173889 86606858797050 14532742

10255250 12436239523909 13347433

46349828 117080646563633 126060778

10687333 12055159236199585 10812828786857938 17352842775355317 1385689538370382 1450647262596563 202238722

36871225 10657447335789356 19671693236472843 16525006210998418 19211485620066569 6177444716856703 5979742165727310 6341791430127758 6000491094364848 10664246736872715 10791953239645325 1248963802499606 121702262

19947703 15905292418101276 179210913

Page 42: Banking Sector Data 2007-2012 With Variables

53536423 18927949449944024 1246271685921777 65416111109403 17519144472916 14399844261151 44679988842777 46146609052857 7391771-1296457 674467660132 2217021654955 1911426

2667586 57048885394077 12963007024807 37099552848560 110121162523494 21322168-1285767 178308784676276 57048884983772 10461483

13506038 91066477262087 505629811882246 51941751

17897098 797579368881898 1647848575911646 173978654-4766930 11851905214210526 352277094-21380958 296820275107753133 35808392442055186 253403791

206730148 572908009404298555 58409007119073676 97951953-6265387 8036185158187921 116806754-6943837 200438547-6943837 20043854717498743 127978834-660884 3853683403176 1260563

6268544 104004331760620 78987743527847 7820884

29237117 109935581200499 10375250-3436371 149662199162534 18276636-199789 21047073

11029923 3979534815231484 5302223061899299 2133171072031538 392959678

78214049 37658302458654480 136245597

Page 43: Banking Sector Data 2007-2012 With Variables

124163869 16501380496668070 1433795817465000 561130283320190 56411095

14017274 7303485135528395 10823605747304566 11413710459402194 1401719797989545 55864113

21302169 9314482728507068 123505187-16940772 1525119246809298 142890225

33535245 77754924-3934986 20896514073848 305698566840004 145578775087251 17205195-2388547 299789572027886 11344410-2009657 15144301-7387980 132089866510410 13454187

-10346069 184605368225230 24940371-6429336 23457281892813 44250847

4500148 3010415313892687 398246825497142 55540656

11482024 3281425217381324 613245679247515 183669089

-12894580 12194709046769642 150649399-9718375 16432787040845050 18257972439321043 155958393

768996 23873621156154 258576308975769 358267764361206 459977468335700 45997746

17593639 5441450349886356 4232978501025033 48668314

27084242 450962490105607607 269878986103753446 26165395394242177 561832979-528738 199336-549050 139219-756259 145208-280827 141970

Page 44: Banking Sector Data 2007-2012 With Variables

-255917 142059-1016245 142059-780948 2479894550566 2550866-539136 2988550

-4386 3658819490316 3658819

1656889 4950066-939551 30198

-3725168 9031919-321956 11586667

-2135260 241483-2529962 392711-3326137 3721576800178 77443891582580 113119061582580 113119062199488 113655774472813 105350822520972 10535082

Page 45: Banking Sector Data 2007-2012 With Variables

2.Net mar0.7495 0.05720.7112 0.07170.5449 0.04760.4443 0.04810.3869 0.0460.4228 0.03380.665 0.0441

0.6081 0.04530.4823 0.03980.4907 0.04190.493 0.0409

0.4408 0.03390.2248 0.0180.3586 0.03390.2949 0.02580.3047 0.02520.3447 0.035

0.36 0.03160.2052 0.01530.0642 0.00610.0642 0.0061-0.0321 -0.0025-0.0189 -0.00140.0867 0.00640.672 0.02860.436 0.028

0.3549 0.03440.2457 0.00890.2535 0.02340.2465 0.02090.5274 0.03490.435 0.0363

0.4551 0.04480.5009 0.05010.4849 0.04870.3702 0.0290.4264 0.03540.4209 0.03760.4005 0.03560.3585 0.03180.3073 0.02930.291 0.0267

0.4204 0.02960.4513 0.03710.4099 0.03630.3935 0.03580.3875 0.03680.3706 0.03390.3554 0.02790.3382 0.030.305 0.0279

0.3644 0.0332

F.Efficiency ratios/profitability ratios1.Spread ratio (D3/D1)

Page 46: Banking Sector Data 2007-2012 With Variables

0.4184 0.03950.4032 0.03460.4953 0.02060.5033 0.03870.4431 0.02830.4621 0.03920.4781 0.04480.4131 0.03320.7682 0.0280.5283 0.04770.4251 0.0370.4251 0.03040.4009 0.03450.2801 0.02140.5809 0.03050.4943 0.0420.5048 0.05210.477 0.0487

0.4828 0.04640.5059 0.04530.3575 0.02940.3692 0.03580.2955 0.02770.2938 0.02170.3194 0.03150.3112 0.02860.6276 0.04630.5827 0.04970.5609 0.04940.5779 0.05080.5721 0.04950.4946 0.03590.3108 0.02150.3119 0.02710.3153 0.02840.2953 0.02730.2971 0.02410.3069 0.02770.2354 0.01310.3106 0.02840.2851 0.02190.3166 0.02650.4018 0.03180.395 0.029

0.2166 0.01550.0849 0.008-0.0876 -0.0074-0.0021 -0.00020.1028 -0.00660.3552 0.0260.7526 0.05830.7113 0.06420.8582 0.06990.6712 0.0645

Page 47: Banking Sector Data 2007-2012 With Variables

0.6536 0.06790.5982 0.05310.4639 0.03160.546 0.0436

0.5082 0.04090.4622 0.03580.5188 0.04630.4787 0.03810.2863 0.01130.2896 0.02460.2955 0.02590.1829 0.01830.147 0.0135

0.2047 0.0150.2917 0.01670.3906 0.04160.3565 0.02820.4337 0.03390.4201 0.0450.4362 0.03820.0749 0.00670.0805 0.00660.0098 0.00080.1253 0.01170.2231 0.02060.2216 0.02140.3089 0.02520.3764 0.03640.2929 0.02870.2972 0.02820.3023 0.030.3443 0.03050.7187 0.06340.7044 0.0620.6063 0.0520.6144 0.05360.6372 0.05740.617 0.0498

0.5916 0.02020.3585 0.03570.1811 0.01670.137 0.0134

0.0533 0.00420.0126 0.0010.5874 0.04550.5405 0.04590.5413 0.05220.5802 0.0480.5609 0.04960.5259 0.0413-0.1762 -0.0103-0.3958 -0.0241-0.7077 -0.0492-0.8901 -0.0491

Page 48: Banking Sector Data 2007-2012 With Variables

0.9532 -0.0557-0.413 -0.00680.566 0.0753

0.5026 0.06760.4043 0.04710.4583 0.04470.4055 0.03810.3434 0.02990.5547 0.03860.3719 0.0247-0.3161 -0.02750.3785 0.03860.7657 0.0878

0.92 0.09990.514 0.0387

0.5887 0.04880.5887 0.04880.5826 0.04410.601 0.0467

0.6699 0.0575

Page 49: Banking Sector Data 2007-2012 With Variables

3.Return on equity (ROE) (D10/A) 4.Return on assets (ROA) (D1 0/C) 5.Non-mark6.Net mark0.1536 0.0176 0.0092 0.05520.0933 0.0145 0.0124 0.0648-0.0757 -0.0078 0.0065 0.03010.0219 0.0019 0.0045 0.0420.1571 0.016 0.0157 0.04640.0219 0.0019 0.0042 0.03160.2748 0.025 0.0178 0.0379

0.19 0.0189 0.0201 0.03190.182 0.0184 0.0202 0.0273

0.1678 0.0171 0.0175 0.03230.1571 0.0154 0.0171 0.03280.1414 0.0128 0.0188 0.02780.0394 0.0074 0.0251 -0.00420.0242 0.0044 0.0108 0.0262-0.1264 -0.0164 0.0099 -0.00680.1005 0.0111 0.0012 0.03160.0899 0.0127 0.0107 0.03140.0998 0.0131 0.0119 0.02940.2942 0.0189 0.0231 0.0073-1.9894 -0.0541 0.0225 -0.0973-1.9894 -0.0541 0.0225 -0.0973-0.5691 0.0177 0.0082 -0.0171-0.0423 0.001 0.0071 0.0078-0.2783 0.0053 0.0096 0.0087-0.0204 -0.0064 0.0071 0.0278-0.0642 -0.0157 0.0058 0.0281-0.1617 -0.0285 0.0153 0.017-0.151 -0.0171 0.0041 -0.00370.0563 0.0057 0.0066 0.0265-0.1092 -0.0087 0.0055 0.01010.2214 0.0127 0.0122 0.02650.1998 0.0113 0.0134 0.02770.2765 0.0171 0.0145 0.0340.2656 0.0184 0.013 0.0410.2716 0.0199 0.0141 0.04290.2746 0.0188 0.0225 0.0280.2216 0.0147 0.0251 0.01390.0321 0.0019 0.0131 0.01780.0812 0.0042 0.0103 0.02410.062 0.0029 0.0071 0.0222

0.1028 0.005 0.0088 0.02410.0725 0.0036 0.0122 0.01910.2759 0.0157 0.0151 0.02890.2433 0.0137 0.0136 0.03060.2325 0.0114 0.0074 0.03160.2488 0.0122 0.0072 0.03270.2538 0.0118 0.0068 0.03210.2589 0.0122 0.0067 0.03290.2274 0.0095 0.0184 0.02060.0891 0.0037 0.0138 0.0199-0.0057 -0.0003 0.0134 0.0190.0677 0.0028 0.0119 0.0274

Page 50: Banking Sector Data 2007-2012 With Variables

0.1871 0.0092 0.0114 0.03050.1774 0.0085 0.0136 0.028-0.0117 -0.0026 0.0097 0.0187-0.0102 -0.0028 0.0103 0.0319-0.1031 -0.0141 0.01 0.0250.0087 0.0009 0.0046 0.03910.079 0.0069 0.0039 0.04440.074 0.0055 0.0072 0.0320.014 0.0074 0.0013 0.02770.008 0.0035 0.0521 0.0473

-0.0609 -0.0225 0.0044 0.0172-0.1255 -0.0303 0.0036 0.0074-0.0499 -0.0104 0.0068 0.02540.0144 0.0018 0.0097 0.0251-0.085 -0.0173 0.0158 0.0258-0.036 -0.0057 0.0105 0.03710.0375 0.0064 0.0103 0.04880.0013 0.0002 0.0092 0.04410.0305 0.004 0.0095 0.04620.051 0.0054 0.011 0.0422

0.2196 0.0161 0.0244 0.01470.11 0.0081 0.0377 0.021

0.1066 0.0067 0.0155 0.01560.0716 0.0045 0.015 0.01340.072 0.0044 0.0139 0.02910.076 0.0045 0.0169 0.0242

0.1585 0.0123 0.0122 0.0340.1632 0.0139 0.0144 0.03670.1784 0.0155 0.0129 0.03890.1962 0.0184 0.0138 0.04260.223 0.0196 0.013 0.0434

0.1878 0.0139 0.0099 0.03170.2078 0.0162 0.0184 0.0190.2029 0.0179 0.0215 0.02030.1453 0.0116 0.0157 0.01750.1341 0.0111 0.0176 0.01520.1162 0.0098 0.0154 0.01360.1302 0.0113 0.0181 0.01880.0069 0.0017 0.0206 0.01260.0095 0.0025 0.0228 0.0278-0.1058 -0.0181 0.0103 -0.0016-0.0563 -0.0103 0.0085 0.02310.0383 0.0066 0.0141 0.03460.077 0.0098 0.0256 0.0353

0.0608 0.0048 0.0201 0.0102-0.3049 -0.0188 0.0119 -0.035-0.9898 -0.0708 0.0182 -0.0397-1.4056 -0.0464 0.0165 -0.0224-0.2682 -0.0345 0.013 0.0105-0.0933 -0.0089 0.0161 0.00620.3361 0.0372 0.0146 0.05080.2943 0.0347 0.0131 0.05510.2482 0.0306 0.0112 0.07230.2369 0.0296 0.0113 0.0582

Page 51: Banking Sector Data 2007-2012 With Variables

0.2382 0.0294 0.0126 0.06240.2343 0.0276 0.0124 0.05250.1684 0.0143 0.0201 0.02510.098 0.0073 0.0083 0.0352

0.1708 0.0134 0.0136 0.02870.1617 0.012 0.0169 0.02630.2181 0.0151 0.0112 0.0380.2266 0.0128 0.0087 0.0364-0.0155 -0.002 0.0034 0.0029-0.2577 -0.0418 0.0135 -0.02940.0166 0.0033 0.0081 0.0202-1.2299 -0.059 0.0118 -0.0427-0.0345 -0.0134 0.0128 0.00290.0044 0.0014 0.0126 0.0144-0.2127 -0.064 0.0062 -0.0281-0.1355 -0.045 0.0076 0.0227-0.1214 -0.025 0.0039 0.0181-0.0151 -0.0039 0.0105 0.03330.0289 0.0075 0.0049 0.04640.0355 0.0086 0.0044 0.0408-2.7625 -0.0567 0.0145 -0.0517-0.6519 -0.0362 0.0069 -0.0229

-1,474.27% -0.0423 0.0096 -0.0328-0.0842 -0.0156 0.0163 0.00850.037 0.0077 0.0093 0.0496

-0.0186 -0.0039 0.012 0.02790.1606 0.013 0.0139 0.02220.1006 0.0087 0.0151 0.02070.0202 0.0015 0.0123 0.01160.015 0.0012 0.0114 0.0147

0.0697 0.006 0.0151 0.02020.0969 0.007 0.0117 0.02730.0638 0.0108 0.0239 0.03970.0154 0.0026 0.025 0.02680.0195 0.0027 0.0218 0.02230.0774 0.0114 0.0397 0.04030.1078 0.0152 0.017 0.04510.1194 0.0152 0.0183 0.04080.0364 0.0127 0.0191 0.0202-0.0312 -0.0077 0.0067 0.0106-0.5083 -0.0541 0.0317 -0.0368-0.8678 -0.042 0.0086 0.0175-0.2779 -0.0126 0.0065 0.0012-0.9567 -0.0202 0.0106 0.00080.3655 0.0234 0.017 0.03340.1874 0.0136 0.018 0.03340.1697 0.0148 0.0188 0.03210.1724 0.0152 0.0146 0.03670.2013 0.0184 0.0164 0.04060.2329 0.0201 0.0179 0.03690.0142 -0.0423 0.0122 0.0321-0.0046 0.0177 0.0221 -0.1077-0.005 0.0238 0.0728 -0.0218

-0.0034 0.0185 0.0925 -0.0364

Page 52: Banking Sector Data 2007-2012 With Variables

-0.0013 0.0069 0.0434 -0.0370.0009 -0.0052 0.0168 -0.00470.0382 0.0168 0.0061 0.0962-0.2262 -0.0926 0.0102 0.0657-0.014 -0.0045 0.0028 0.0393

-0.1362 -0.0449 0.0094 0.0196-0.1138 -0.029 0.0034 0.0477-0.2687 -0.0447 0.002 0.02240.1388 0.0074 0.0212 0.01730.1129 0.0081 0.024 0.0245

-1,120.72% -0.0714 0.0056 -0.0275-0.078 -0.0118 0.005 0.02820.0788 0.0334 0.0051 0.08780.0453 0.0263 0.0059 0.09390.0729 0.0112 0.0613 -0.00050.1543 0.0255 0.0565 0.030.1543 0.0255 0.0565 0.030.0894 0.0159 0.037 0.03250.0932 0.0175 0.0251 0.04110.1012 0.0196 0.0335 0.0494

Page 53: Banking Sector Data 2007-2012 With Variables

7.Markup/8.Admin. e9.Non-mar1 0.Admin11.Earning 2.Investme3.Advances4. Deposit0.2505 1.39 0.4423 4.03 5.57 0.1329 0.3516 0.3409 0.8550.2888 1.93 0.4516 4.07 3.74 0.1337 0.31 0.4524 0.81320.4551 -5.24 0.4796 6.76 -2.82 0.1267 0.3994 0.3192 0.85370.5557 9.76 0.3746 9.34 0.84 0.1131 0.27 0.4966 0.80260.6131 1.5 0.2768 2.37 2.39 0.0952 0.2933 0.4775 0.85650.5772 8.1 0.3786 7.5 0.29 0.0811 0.323 0.3706 0.85340.335 0.51 0.2245 1.05 23.34 0.1736 0.2766 0.447 0.7766

0.3919 0.79 0.2521 1.11 17.23 0.1771 0.2089 0.505 0.76420.5177 1.08 0.2444 1.19 16.21 0.1537 0.23 0.5023 0.76880.5093 1.09 0.253 1.47 13.18 0.141 0.2901 0.4613 0.80170.507 1.18 0.2262 1.56 10.53 0.1386 0.277 0.457 0.804

0.5592 1.53 0.1911 1.48 0.01 0.1441 0.2606 0.5022 0.78870.7752 5.74 0.174 0.7 0.55 0.1712 0.3008 0.3391 0.71990.6414 3.18 0.2899 1.93 0.34 0.157 0.2867 0.4035 0.78920.7051 -0.9 0.2439 1.88 -1.27 0.1017 0.4619 0.305 0.67730.6953 1.32 0.223 15.81 1.13 0.1296 0.3908 0.3591 0.72810.6553 1.14 0.1674 2.01 1.06 0.0633 0.5361 0.3257 0.6657

0.64 1.06 0.1918 1.7 1.19 0.0579 0.5558 0.3248 0.73060.7948 0.46 0.0997 0.42 10.51 0.0687 0.3126 0.5698 0.8170.9358 -0.17 0.1333 0.67 -19.02 0.0692 0.1222 0.7086 0.88250.9358 -0.17 0.1333 0.67 -19.02 0.0692 0.1222 0.7086 0.88251.0321 0.55 0.2078 1.82 7.65 0.0757 0.246 0.5272 0.90851.0189 8.43 0.1639 1.99 0.56 0.0723 0.3293 0.4525 0.84690.9133 2.93 0.1639 1.39 3.3 0.0614 0.3901 0.4503 0.80110.328 -4.73 0.889 6.2 -0.19 0.1578 0.2544 0.2932 0.50920.564 -2.43 0.8227 9.98 -0.58 0.0668 0.1667 0.4703 0.6587

0.6451 -1.77 0.648 4.67 -1.25 0.1162 0.1699 0.4776 0.76310.7543 -0.96 0.6522 6.11 -1.16 0.1953 0.257 0.4427 0.81170.7465 3.97 0.2683 3.96 0.46 0.1588 0.3609 0.3806 0.84860.7535 -2.09 0.3149 4.9 -0.72 0.148 0.3712 0.3896 0.85660.4726 1.01 0.2561 1.54 7.57 0.095 0.2623 0.5261 0.82460.565 1.33 0.2514 1.66 6.43 0.0702 0.2254 0.5808 0.8112

0.5449 0.9 0.2058 1.57 10.06 0.0663 0.2263 0.5674 0.78610.4991 0.91 0.2342 1.93 10.59 0.0708 0.2693 0.5625 0.82510.5151 0.87 0.2391 1.83 11.92 0.074 0.3795 0.4738 0.77450.6298 0.91 0.2475 1.03 12.56 0.0702 0.4233 0.4288 0.8140.5736 2.08 0.2436 1.05 8.92 0.0925 0.2164 0.5532 0.78520.5791 12.8 0.2804 2.18 0.95 0.0969 0.173 0.6248 0.81320.5995 4.45 0.2839 2.71 2.11 0.1091 0.263 0.5309 0.80960.6415 6.35 0.2653 3.55 1.43 0.0837 0.3244 0.4854 0.8130.6927 3.58 0.248 2.91 2.41 0.0942 0.3887 0.4383 0.84770.709 5.22 0.2537 2.14 1.59 0.0943 0.4115 0.4069 0.869

0.5796 1.04 0.2622 1.49 6.01 0.1018 0.2498 0.5609 0.8130.5487 1.2 0.2573 1.78 5.07 0.0877 0.272 0.5651 0.81430.5901 1.12 0.2174 2.75 4.68 0.0761 0.4444 0.4243 0.75770.6065 1.09 0.2134 2.85 5.01 0.07 0.4547 0.4167 0.82760.6125 1.3 0.1989 2.92 5.16 0.0772 0.5802 0.2987 0.78560.6294 1.01 0.2028 2.95 5.45 0.0821 0.5513 0.3261 0.75080.6446 1.82 0.2605 1.37 4.82 0.1454 0.2691 0.5205 0.83060.6618 5.46 0.2782 2.03 1.63 0.1555 0.2177 0.5496 0.86170.695 25.16 0.2784 2.12 -0.07 0.1484 0.255 0.483 0.8342

0.6356 6.13 0.3025 2.58 0.86 0.1393 0.2759 0.503 0.8597

G.Liquidity ratios1 .Cash & cash equivalent to total assets (C1+C2)/C

Page 54: Banking Sector Data 2007-2012 With Variables

0.5816 2.58 0.2882 2.61 3.21 0.1458 0.3558 0.4238 0.85670.5968 2.24 0.2908 2.09 3.38 0.158 0.3532 0.4361 0.85210.5047 -4.89 0.6878 3.5 -0.12 0.2776 0.2675 0.2743 0.68760.4967 -4.49 0.1376 5.24 -0.1 0.2296 0.263 0.342 0.65370.5569 -0.3 0.7014 0.5 -0.92 0.1836 0.1946 0.3058 0.81630.5379 45.36 0.4781 9.16 0.08 0.0802 0.3018 0.3709 0.84790.5219 3.5 0.3875 9.5 0.77 0.0891 0.3558 0.3425 0.85950.5869 3.63 0.3502 4.25 0.78 0.0774 0.3906 0.3695 0.8650.2318 5.15 0.6442 18.78 0.14 0.0829 0.1925 0.5436 0.42170.4717 7.22 0.3217 0.88 0.08 0.0712 0.2157 0.5949 0.5340.5749 -1.69 0.5771 12.07 -0.58 0.0963 0.22 0.3662 0.52160.5749 -1.2 0.768 15.35 -1.07 0.0976 0.2858 0.3177 0.71490.5991 -3.54 0.4821 6.52 -0.39 0.1301 0.3611 0.3802 0.73580.7199 48.38 0.3956 3.54 0.11 0.0712 0.3636 0.4953 0.76130.4191 -2.49 0.9985 4.2 -0.85 0.1597 0.1396 0.5278 0.75630.5057 -6.59 0.0888 5.34 -0.3 0.1861 0.0942 0.5639 0.79430.4952 4.9 0.4335 4.72 0.33 0.1516 0.0798 0.5821 0.79110.523 118.19 0.4753 5.72 0.01 0.1668 0.149 0.5707 0.7876

0.5172 7.39 0.4652 5.11 0.28 0.0943 0.2684 0.4843 0.79860.4941 5.68 0.4509 4.09 0.51 0.1552 0.336 0.4144 0.83640.6425 1.04 0.1871 0.81 4.29 0.0749 0.2233 0.6183 0.72250.6308 1.81 0.0965 0.62 2.11 0.0709 0.2615 0.6041 0.74350.7045 3.25 0.2182 1.53 1.99 0.0494 0.3123 0.5053 0.68290.7062 8.03 0.2856 1.66 1.63 0.0866 0.3233 0.5002 0.73060.6806 7.32 0.3375 2.66 1.55 0.0791 0.3193 0.5064 0.73360.6888 5.87 0.3229 2.05 1.53 0.0821 0.2811 0.5504 0.76890.3724 1.32 0.3048 2.18 11.65 0.1142 0.2622 0.5524 0.77610.4173 3.46 0.2912 1.96 13.18 0.1242 0.1782 0.6074 0.7980.4391 1.06 0.2678 2.04 14.71 0.1391 0.2506 0.5263 0.79030.4221 0.9 0.2671 1.9 17 0.1287 0.2757 0.4972 0.80820.4279 0.86 0.2641 1.99 20.26 0.1323 0.3673 0.4014 0.81930.5054 0.89 0.2416 1.95 18.44 0.1274 0.495 0.3104 0.75450.6892 0.54 0.1487 0.71 5.57 0.0804 0.3571 0.5196 0.70030.6881 0.65 0.1633 0.79 5.44 0.0787 0.2935 0.5925 0.70290.6847 0.84 0.1458 0.96 3.65 0.0676 0.4709 0.4313 0.59950.7047 1.04 0.1564 0.95 3.22 0.0676 0.4 0.4753 0.63580.7029 1.04 0.1549 0.94 2.69 0.0617 0.5117 0.3805 0.64290.6931 1.15 0.1858 1.06 3.24 0.0734 0.5345 0.3555 0.72380.7646 7.54 0.4758 1.76 0.07 0.0606 0.3006 0.3186 0.6730.6894 8.83 0.3985 2 0.1 0.0905 0.2376 0.4476 0.70720.7149 -1.2 0.6056 5.11 -0.97 0.109 0.2899 0.3554 0.64790.6834 -2.97 0.5131 5.55 -0.5 0.0817 0.3479 0.3549 0.66720.5982 3.93 0.4164 2.74 0.36 0.0742 0.4203 0.3308 0.73710.605 2.43 0.3445 1.35 0.76 0.0741 0.5699 0.237 0.7372

0.7834 17.6 0.3142 1.4 0.64 0.0932 0.178 0.6149 0.81030.9151 -0.95 0.3263 2.86 -2.42 0.0302 0.1825 0.6224 0.67741.0876 -0.48 0.4907 2.52 -4.54 0.0506 0.2226 0.4904 0.71821.0021 -0.86 0.4921 3.08 -2.87 0.0617 0.2185 0.5134 0.79361.1028 -0.89 0.5749 2.94 -1.29 0.2152 0.213 0.4015 0.8470.6448 -1.97 0.4817 2.16 -0.41 0.0754 0.4427 0.3444 0.69340.2474 0.24 0.1471 0.84 24.3 0.106 0.2755 0.5334 0.71160.2887 0.35 0.183 1.3 24.47 0.0985 0.2178 0.5909 0.74430.3068 0.44 0.1929 1.78 22.67 0.0876 0.3312 0.4949 0.71830.3288 0.47 0.2188 1.91 22.2 0.0823 0.3782 0.4462 0.756

Page 55: Banking Sector Data 2007-2012 With Variables

0.3464 0.51 0.2325 1.92 23.08 0.0845 0.486 0.344 0.74830.4018 0.54 0.2286 1.82 23.09 0.0761 0.5266 0.3113 0.70750.5361 1.38 0.298 1.3 2.55 0.1395 0.1568 0.5147 0.81250.454 2.65 0.3612 3.71 1.26 0.0834 0.1703 0.4635 0.8236

0.4918 1.46 0.307 2.16 2.52 0.1088 0.1942 0.3323 0.79940.5378 1.9 0.3155 1.73 2.72 0.1432 0.3181 0.34 0.82530.4812 1.5 0.3124 2.72 3.79 0.0942 0.4954 0.2922 0.84280.5213 1.38 0.2958 3 3.88 0.0837 0.5555 0.3231 0.83960.7137 -3.51 0.2641 3.34 -0.16 0.0663 0.2293 0.4651 0.66050.7104 -5.85 0.4633 2.66 -2.63 0.0567 0.1966 0.4491 0.58460.7045 8.3 0.2627 3.18 0.17 0.0601 0.3 0.4037 0.45130.8171 -0.58 0.3984 3.65 -2.4 0.0716 0.3051 0.4532 0.60230.853 -1.38 0.3121 2.44 -0.2 0.0611 0.3086 0.3931 0.5521

0.7953 12.1 0.3294 2.23 0.03 0.0452 0.4391 0.3751 0.42490.7083 -0.65 0.7026 6.94 -1.51 0.0517 0.1911 0.2272 0.61220.6094 -1.44 0.8023 11.65 -0.85 0.0671 0.2323 0.3738 0.5980.6435 -1.32 0.8072 15.35 -0.68 0.0703 0.2447 0.4097 0.52750.5663 -11.18 0.5426 4.54 -0.08 0.0802 0.3635 0.3978 0.48740.5799 6.94 0.4012 9.14 0.16 0.0486 0.3084 0.5053 0.5640.5638 8.89 0.4405 9.44 0.21 0.1246 0.2552 0.4431 0.65280.9251 -0.38 0.2375 1.64 -6.08 0.0625 0.3328 0.4822 0.78970.9195 -0.68 0.3913 5.03 -2.24 0.0586 0.2159 0.5587 0.73780.9902 -0.65 0.405 4.15 -3.22 0.0477 0.2939 0.4675 0.72250.8747 -2.55 0.3821 2.66 -0.42 0.0482 0.1815 0.6104 0.76660.7769 2.78 0.432 4.46 0.26 0.05 0.1935 0.5507 0.70660.7784 -7.96 0.4225 3.96 -0.13 0.046 0.143 0.5502 0.77530.6911 0.87 0.1762 1.2 2.43 0.1329 0.2496 0.5225 0.78270.6236 1.76 0.2157 1.36 1.7 0.118 0.1735 0.5875 0.76110.7071 11.1 0.1979 1.81 0.29 0.0836 0.3099 0.5112 0.77170.7028 18.68 0.2337 2.14 0.21 0.08 0.3236 0.5058 0.75870.6977 3.2 0.2359 1.76 0.87 0.0758 0.3528 0.5037 0.76880.6557 2.47 0.28 2.29 1.1 0.0803 0.3752 0.4855 0.76180.2813 2.95 0.4246 1.98 0.7 0.1093 0.1593 0.4678 0.69330.2956 11.37 0.4218 1.88 0.17 0.0907 0.1118 0.4747 0.65960.3937 8.02 0.3652 1.75 0.23 0.075 0.2622 0.4076 0.65150.3856 2.26 0.3233 1 0.97 0.0764 0.2209 0.4422 0.67270.3628 1.56 0.3592 2.17 1.43 0.081 0.2857 0.377 0.64770.383 1.51 0.3615 1.92 1.56 0.0857 0.3301 0.3632 0.6681

0.4084 1.17 0.399 1.11 0.51 0.0445 0.2985 0.4431 0.52230.6415 -2.23 0.2944 4.65 -0.38 0.0571 0.2054 0.6354 0.66990.8189 -0.47 0.228 0.88 -4.13 0.0694 0.326 0.4847 0.82010.863 -0.72 0.4226 4.48 -4.18 0.0613 0.28 0.5371 0.8528

0.9467 -1.29 0.3786 4.96 -1.4 0.0631 0.3019 0.4789 0.74880.9874 -1.6 0.345 2.81 -2.52 0.0872 0.3707 0.3913 0.72090.4126 1.03 0.2733 1.49 15.36 0.1164 0.218 0.5532 0.75740.4595 1.19 0.278 1.49 8.35 0.1042 0.1854 0.6089 0.79310.4587 1.24 0.2562 1.47 8.53 0.1181 0.2151 0.5654 0.78670.4198 1.08 0.2812 1.81 9 0.1295 0.319 0.4701 0.78140.4391 0.9 0.261 1.61 12.16 0.131 0.373 0.4226 0.78530.4741 0.9 0.2871 1.48 15.75 0.1225 0.397 0.4018 0.78661.1762 -2.49 1.2177 8.59 -253.72 0.0302 0.4993 0.1274 0.64841.3958 0.91 1.3166 0.98 8.19 0.0335 0.5571 0.0172 0.641.7076 1.29 0.1885 0.43 8.8 0.0403 0.5473 0.0245 0.65371.8901 2.02 0.2521 0.41 60.81 0.0417 0.5847 0.021 0.6424

Page 56: Banking Sector Data 2007-2012 With Variables

1.9532 62.19 0.0687 0.84 22.69 0.0384 0.5569 0.0199 0.63651.413 -3.32 0.52 1.03 -15.2 0.0171 0.4247 0.0117 0.12650.434 12.63 0.5692 13.05 0.46 0.0516 0.4645 0.3218 0.2855

0.4974 -4.32 0.6823 9.72 -2.23 0.0434 0.4421 0.4388 0.32860.5957 -43.89 1.3506 57.55 -0.14 0.0389 0.3579 0.5243 0.38870.5417 -1.53 0.7458 8.3 -1.24 0.0375 0.4041 0.4987 0.39980.5945 -2.81 0.8123 22.76 -0.94 0.0289 0.3903 0.4317 0.38660.6566 -1.55 0.7651 33.76 -1.76 0.0343 0.4862 0.3562 0.3540.4453 4.22 0.3435 1.47 30.16 0.3569 0.0316 0.4536 0.11370.6281 4.9 0.4451 1.68 27.74 0.1972 0.0343 0.5082 0.131.3161 -0.69 0.5343 8.77 -225.26 0.1911 0.0329 0.4911 0.1340.6215 -3.89 0.4178 8.86 -41.29 0.1655 0.0525 0.3791 0.25060.2343 1.63 0.4804 11.19 110.14 0.1806 0.1047 0.4192 0.1701

0.08 2.18 0.6295 10.22 88 0.1001 0.0762 0.5367 0.16550.486 2.1 0.3022 0.66 0.88 0.1516 0.0803 0.6564 0.0463

0.4113 1.13 0.3406 0.78 2.08 0.1733 0.0484 0.683 0.0530.4113 1.13 0.3406 0.78 2.08 0.1733 0.0484 0.683 0.0530.4174 1.84 0.3993 1.22 1.49 0.1162 0.0667 0.7211 0.08170.399 1.37 0.3836 1.47 1.71 0.1162 0.0984 0.692 0.0732

0.3301 1.82 0.4478 1.6 2.07 0.095 0.1356 0.6678 0.0842

Page 57: Banking Sector Data 2007-2012 With Variables

5.Total lia6.Gross ad7.Gross a 2.Provisio3.NPLs to 4.NPLs wri5.Provisio 2.Commitme0.8789 0.4074 0.4062 0.0273 0.0211 0.0829 0.2734 0.7748 0.1144 0.190.849 0.5741 0.5715 0.0309 0.0309 0.0929 0.4753 1 0.1555 0.18

0.8934 0.3976 0.3962 0.0596 0.0596 0.1962 0.8647 1 0.1032 0.210.9129 0.6411 0.5855 0.0658 0.0348 0.3967 0.3379 0.5289 0.0854 0.190.8934 0.5719 0.5698 0.0662 0.0253 0.3181 0.0274 0.3822 0.102 0.180.9076 0.4467 0.445 0.0715 0.0278 0.3076 0.2116 0.3896 0.0886 0.410.8474 0.6337 0.6223 0.1022 0.0917 0.5532 0.1372 0.8981 0.0909 5.570.8747 0.7326 0.6881 0.1234 0.0979 0.6944 0.2447 0.7936 0.0995 2.970.8723 0.73 0.6877 0.134 0.105 0.7425 0.212 0.7835 0.1013 2.470.8735 0.6491 0.6341 0.1608 0.1134 0.822 0.1634 0.705 0.1018 3.840.8823 0.6411 0.6234 0.1485 0.1135 0.7835 0.1387 0.764 0.0977 4.620.8813 0.7074 0.6742 0.1214 0.0999 0.7465 0.1093 0.8227 0.0907 4.350.8024 0.5686 0.5355 0.189 0.1715 0.4133 0.3157 0.9075 0.1872 0.830.8506 0.6035 0.582 0.2232 0.1529 0.5868 0.1046 0.6848 0.1812 0.920.8464 0.5638 0.4715 0.3007 0.2014 0.8842 0.4228 0.6697 0.1299 1.380.8149 0.5752 0.5335 0.1936 0.1426 0.7347 0.1064 0.7368 0.1103 1.350.8485 0.5551 0.452 0.1558 0.1185 0.406 0.0816 0.7609 0.1418 0.960.8573 0.4948 0.4404 0.1459 0.1015 0.4023 0.0591 0.6958 0.1311 1.390.9192 0.7112 0.6507 0.0245 0.0193 0.2217 0.716 0.787 0.0643 4.170.9799 0.9339 0.8689 0.2786 0.1403 8.4424 0.8946 0.5035 0.0272 9.280.9799 0.9339 0.8689 0.2786 0.1403 8.4424 0.8946 0.5035 0.0272 9.280.9842 0.7211 0.6833 0.5156 0.1953 -1,088.36% 0.1135 0.3788 -0.031 -5.60.962 0.6449 0.5837 0.48 0.1716 -1,055.60% 0.0983 0.3574 -0.0248 -6.15

0.9628 0.6611 0.566 0.3942 0.1496 -1,106.11% -0.0285 0.3796 -0.0189 -10.840.5728 0.5763 0.5677 0.0008 0.0008 0.0008 3.7568 1 0.3145 1.530.754 0.715 0.6704 0.0017 0.0014 0.0033 0.162 0.826 0.245 0.76

0.8233 0.6472 0.6463 0.1244 0.0329 0.3481 1.0718 0.2644 0.1765 2.480.8993 0.5843 0.5534 0.1296 0.0667 0.5427 0.3975 0.5148 0.1133 2.110.9101 0.4809 0.4677 0.1509 0.0673 0.6123 0.1141 0.4458 0.1005 1.710.9185 0.4979 0.4827 0.1934 0.0865 1.0356 0.2943 0.4475 0.0796 2.270.9379 0.6763 0.6222 0.0636 0.0567 0.6168 0.2683 0.891 0.0575 6.360.939 0.7518 0.6876 0.0616 0.0477 0.6619 0.2958 0.7746 0.0567 6.06

0.9285 0.7599 0.6779 0.0651 0.0502 0.6296 0.3597 0.7704 0.0618 4.660.92 0.7233 0.6849 0.0696 0.0575 0.5991 0.2646 0.8257 0.0693 3.47

0.9157 0.6561 0.5831 0.078 0.0675 0.5416 0.17 0.8656 0.0732 4.60.9189 0.5613 0.5219 0.0715 0.0616 0.4776 0.0365 0.8615 0.0684 3.20.9327 0.7564 0.6737 0.0638 0.0685 0.5709 0.5293 1.0725 0.0664 11.990.9371 0.8339 0.7647 0.0836 0.0788 0.9713 0.3698 0.9421 0.0584 16.80.9411 0.717 0.6555 0.1201 0.0853 1.3465 0.2315 0.7105 0.0518 8.10.9491 0.6582 0.5984 0.1282 0.0929 1.4574 0.194 0.7247 0.0471 13.270.948 0.5742 0.5421 0.1413 0.0996 1.4256 0.1063 0.7049 0.0482 9.96

0.9439 0.5306 0.5165 0.1628 0.1175 1.4909 0.1408 0.7213 0.0504 10.80.9411 0.6919 0.6374 0.0027 0.0028 0.027 0.4195 1.0263 0.0567 7.710.9344 0.7023 0.6469 0.0085 0.0119 0.0865 0.9535 1.3975 0.0562 60.9435 0.5726 0.4864 0.0191 0.022 0.1683 0.4955 1.1548 0.0492 5.160.9463 0.5168 0.474 0.0228 0.0256 0.1997 0.2859 1.1245 0.0489 4.070.948 0.3972 0.3473 0.0267 0.0428 0.1792 0.3548 1.6017 0.0465 5.96

0.9467 0.4508 0.3743 0.0241 0.0365 0.1741 0.0833 1.5096 0.0469 5.070.9507 0.6431 0.5967 0.0268 0.0255 0.3418 0.5305 0.9521 0.0419 9.070.9512 0.6582 0.6295 0 0.031 0 0.577 - 0.0419 8.330.9443 0.606 0.5698 0.0792 0.0446 0.9138 0.3931 0.5634 0.0438 9.330.9474 0.6153 0.5924 0.0813 0.049 1.0274 0.226 0.6025 0.0419 10.4

H.Assets quality ratios1.Non-performing loan to gross advances (C6/C5)

I.Capital /leverage ratios1.Capital ratio (A/C)

Page 58: Banking Sector Data 2007-2012 With Variables

0.9447 0.5268 0.504 0.0903 0.0611 0.8258 0.3239 0.6769 0.0494 8.180.9436 0.5433 0.5192 0.0893 0.058 0.8634 0.2469 0.6498 0.0479 4.850.7339 0.4019 0.3991 0.0196 0.0074 0.0248 0.9659 0.3748 0.2184 2.070.728 0.5359 0.5256 0.0278 0.0239 0.0359 0.8163 0.8594 0.2714 0.34

0.8619 0.3836 0.3815 0.0737 0.0233 0.1681 0.4453 0.3166 0.1372 0.310.894 0.4461 0.442 0.0436 0.0194 0.1567 0.0159 0.4435 0.1053 0.94

0.9096 0.4054 0.3991 0.0391 0.0171 0.1555 0.0646 0.4385 0.0875 0.90.9249 0.435 0.4243 0.0431 0.0179 0.217 0.1919 0.4153 0.0748 1.330.4649 1.2897 1.2897 0 0.0005 0 1 - 0.5331 0.180.5702 1.115 1.1039 0.0089 0.001 0.0122 0.676 0.1146 0.4309 0.540.6278 0.7372 0.6348 0.1463 0.0476 0.1524 1.081 0.325 0.3691 0.40.7553 0.4936 0.4826 0.1849 0.0995 0.2703 0.6546 0.5382 0.2414 1.34

0.79 0.5553 0.5433 0.0888 0.0696 0.1735 0.3201 0.784 0.209 0.220.8742 0.6703 0.6172 0.0428 0.0294 0.1756 -0.246 0.6862 0.1243 0.630.7956 0.7042 0.7042 0.0023 0.0089 0.0059 1 3.9262 0.2039 2.530.8419 0.72 0.72 0.0156 0.014 0.0566 0.6077 0.898 0.1577 4.220.8292 0.7491 0.7458 0.0343 0.0177 0.119 0.3095 0.5173 0.1708 2.950.8484 0.7423 0.7205 0.0797 0.0237 0.3073 0.3276 0.2976 0.1516 0.940.8707 0.621 0.5918 0.0882 0.0235 0.3378 0.0179 0.2665 0.1294 1.680.8919 0.5098 0.4949 0.0921 0.0281 0.3676 0.2532 0.3054 0.1068 1.340.8856 0.8917 0.8122 0.0522 0.0403 0.4595 0.5665 0.7721 0.0732 4.890.9221 0.8623 0.7653 0.084 0.0576 0.7347 0.4008 0.686 0.0733 5.120.9287 0.7968 0.6209 0.1085 0.0715 0.9383 0.3114 0.6596 0.0629 7.010.9382 0.7742 0.6576 0.1634 0.1157 1.4871 0.1258 0.7083 0.0622 9.920.9343 0.7711 0.6507 0.1574 0.1047 1.4637 0.0401 0.6651 0.0608 9.780.933 0.7929 0.6908 0.1444 0.0972 1.471 0.0755 0.6734 0.0598 6.33

0.9116 0.7481 0.6785 0.0646 0.0486 0.4846 0.4338 0.752 0.0774 6.940.9093 0.8041 0.7466 0.0784 0.0533 0.5888 0.3788 0.6799 0.0854 4.840.9023 0.7177 0.6664 0.1009 0.0721 0.658 0.2571 0.715 0.087 4.770.8959 0.6723 0.6378 0.1067 0.085 0.6173 0.1777 0.7964 0.0939 2.920.9038 0.5392 0.5174 0.1123 0.0915 0.5647 0.1503 0.815 0.0879 5.720.9174 0.4492 0.3867 0.103 0.0842 0.4725 0.1472 0.8174 0.0739 4.910.9218 0.752 0.6027 0.0088 0.0134 0.0597 0.3632 1.5135 0.0779 7.280.9179 0.8595 0.6951 0.0158 0.0193 0.1082 0.5867 1.2189 0.0884 4.980.9209 0.752 0.5083 0.0595 0.0433 0.3367 0.5551 0.7274 0.0797 6.180.9194 0.7944 0.5715 0.0586 0.0591 0.3561 0.4043 1.0079 0.0831 9.560.9147 0.6459 0.4751 0.1289 0.0837 0.6363 0.3035 0.6497 0.0841 8.270.9061 0.5481 0.4602 0.1486 0.1038 0.6801 0.2174 0.6988 0.0867 4.910.7445 0.482 0.4656 0.0218 0.0178 0.0279 0.0827 0.8194 0.2529 0.750.7561 0.6414 0.6196 0.0464 0.0132 0.0787 0.0865 0.2846 0.2675 0.220.8281 0.5709 0.4617 0.0704 0.0393 0.1524 1.618 0.5572 0.1709 1.850.8518 0.552 0.4561 0.1312 0.0364 0.2629 0.2588 0.2772 0.1838 1.090.8389 0.4616 0.4278 0.1497 0.0277 0.2938 0.2943 0.185 0.1734 0.830.8699 0.3371 0.2956 0.1455 0.0465 0.2851 -0.5456 0.3198 0.1268 1.030.8952 0.7862 0.7468 0.0411 0.0347 0.3291 0.2357 0.8446 0.0795 3.190.8224 1.0022 0.8496 0.2091 0.0832 2.3045 0.7604 0.3977 0.0616 4.690.9112 0.7774 0.6486 0.216 0.1215 1.6858 0.4764 0.5626 0.0715 4.190.9494 0.7607 0.666 0.2708 0.1495 4.9569 0.2461 0.5522 0.033 10.850.9518 0.5685 0.5292 0.3444 0.1662 1.2895 0.0486 0.4827 0.1286 4.230.9665 0.6131 0.4578 0.3613 0.19 1.606 0.2444 0.5257 0.0957 6.140.8657 0.7865 0.693 0.0467 0.0469 0.2362 0.2845 1.0044 0.1106 4.70.8683 0.8264 0.7733 0.0002 0.0393 0.0011 0.3752 18,971.80 0.1178 7.520.8587 0.7338 0.6543 0.0862 0.0611 0.3682 0.4445 0.7089 0.1233 5.970.8563 0.6357 0.5999 0.0895 0.0715 0.3446 0.1836 0.7983 0.1249 1.91

Page 59: Banking Sector Data 2007-2012 With Variables

0.8604 0.5052 0.4679 0.1075 0.09 0.3291 0.1636 0.8376 0.1235 2.040.8627 0.4818 0.4208 0.0973 0.0869 0.282 0.021 0.8923 0.1177 1.580.9151 0.6458 0.6184 0.0157 0.0191 0.0967 0.6474 1.2167 0.0851 9.810.9299 0.5785 0.5472 0.0898 0.027 0.5755 0.6532 0.3009 0.0744 8.90.9186 0.4409 0.4061 0.0825 0.0572 0.3718 0.6059 0.6929 0.0782 7.440.9218 0.4413 0.4226 0.0747 0.0666 0.3676 0.3885 0.8918 0.074 9.210.9265 0.378 0.3586 0.0723 0.0828 0.3328 0.3145 1.1449 0.0692 8.170.9397 0.4097 0.3793 0.053 0.0606 0.323 0.0788 1.1448 0.0564 9.050.7929 0.7936 0.6944 0.1431 0.1126 0.5865 0.1434 0.7868 0.1279 2.470.7781 0.9305 0.7589 0.1718 0.1745 0.5763 0.5688 1.0157 0.1621 3.210.8005 1.0647 0.6392 0.1575 0.1598 0.3781 0.0748 1.0148 0.2001 2.970.9156 0.9924 0.6953 0.3529 0.2417 4.3982 0.4223 0.685 0.048 19.320.9117 0.9885 0.636 0.4047 0.2797 0.5707 0.1079 0.691 0.387 2.380.9246 1.17 0.6033 0.347 0.2455 0.5471 0.005 0.7076 0.3153 1.290.6997 0.5619 0.5539 0.3393 0.3395 0.3877 0.3834 1.0006 0.3011 0.340.6687 0.8728 0.8357 0.2279 0.2839 0.3581 0.1279 1.2456 0.3322 5.580.7019 0.9858 0.7881 0.2209 0.2123 0.5583 0.0914 0.961 0.2057 2.980.7402 0.9916 0.6889 0.1839 0.1769 0.3416 0.0067 0.9625 0.2601 2.170.7388 1.0399 0.8481 0.1426 0.1384 0.3205 0.0182 0.971 0.2609 3.670.7557 0.7842 0.7072 0.1374 0.1344 0.2893 -0.0378 0.9782 0.2431 1.340.9594 0.7414 0.6378 0.1953 0.1764 5.5743 0.5653 0.903 0.0205 13.760.9211 0.9301 0.7669 0.3364 0.1859 4.157 0.2313 0.5527 0.0555 4.270.9743 0.8182 0.6274 0.2929 0.2093 6,039.17% 0.2719 0.7143 0.0029 68.330.9335 0.9501 0.8071 0.2335 0.1619 0.9202 0.0266 0.6934 0.1848 1.370.9378 0.8632 0.6757 0.1993 0.0971 0.5863 0.4894 0.4874 0.2074 1.330.9399 0.7823 0.6716 0.2002 0.0929 0.5854 -0.1157 0.4639 0.2075 1.270.914 0.6784 0.6181 0.0313 0.0159 0.2051 0.3608 0.5094 0.0811 7.1

0.9122 0.8026 0.7059 0.1011 0.0382 0.7181 0.67 0.3777 0.086 4.320.9181 0.7062 0.6263 0.0614 0.0618 0.4442 0.5085 1.007 0.0753 5.550.9175 0.7229 0.6282 0.1197 0.0779 0.8466 0.3145 0.6507 0.0775 6.630.9154 0.7126 0.6218 0.1258 0.0806 0.7957 0.222 0.641 0.0866 2.920.9221 0.689 0.5895 0.1192 0.0751 0.8709 0.0831 0.6295 0.0719 5.380.8315 0.7399 0.7133 0.08 0.0881 0.2421 0.5241 1.1006 0.1696 4.240.8384 0.789 0.7515 0.1201 0.088 0.3757 0.769 0.7327 0.1663 2.770.8467 0.7068 0.6565 0.1463 0.1148 0.4772 0.5629 0.7847 0.1411 3.360.8408 0.7435 0.6934 0.1379 0.116 0.4671 0.2295 0.841 0.1477 3.40.8472 0.6769 0.6255 0.1635 0.14 0.5065 0.2017 0.856 0.1415 3.540.8611 0.6357 0.5845 0.1621 0.145 0.5426 0.1456 0.8944 0.1269 3.080.6522 0.8619 0.7275 0.0157 0.0157 0.0203 0 1 0.349 0.380.7653 0.9936 0.8931 0.0455 0.0455 0.1226 0.8291 1 0.2473 4.220.8938 0.6731 0.6412 0.1219 0.1219 0.6316 0.7946 1 0.1065 8.810.9546 0.7228 0.6659 0.2562 0.1287 3.261 0.3897 0.5024 0.0484 13.160.9486 0.7631 0.6321 0.3278 0.1619 4.125 0.0332 0.4937 0.0454 8.460.9776 0.6708 0.5166 0.3605 0.1908 8.2421 0.0019 0.5294 0.0212 19.16

0.92 0.7338 0.6397 0.0747 0.0046 0.6472 4.7499 0.0614 0.0641 12.450.9204 0.808 0.7406 0.0718 0.0498 0.6334 0.3918 0.6931 0.0726 1.080.8949 0.775 0.7218 0.1026 0.0728 0.7165 0.4533 0.7092 0.0873 8.070.8966 0.6633 0.6119 0.1358 0.0929 0.8001 0.2331 0.6837 0.088 4.220.8936 0.6028 0.558 0.1046 0.1072 0.5405 0.178 1.0252 0.0916 3.540.895 0.5703 0.5237 0.1244 0.1042 0.6472 0.0947 0.8375 0.0862 6.79

3.9836 1.1812 0.2507 0.781 0.8337 -0.2008 0.0664 1.0675 -2.9785 -0.014.8914 1.4001 0.2389 0 0.9808 0 -0.0951 - -3.8565 05.8502 1.6888 0.2456 0.98 0.9778 -0.226 -0.0254 0.9978 -4.7872 -0.016.4215 1.8912 0.2431 0.9827 0.9827 -0.2222 0.0106 1 -5.3721 -0.01

Page 60: Banking Sector Data 2007-2012 With Variables

6.4235 1.9222 0.2437 0.9893 0.9838 -0.225 0.0155 0.9944 -5.3793 -0.017.0409 1,085.73% 0.2512 0.9959 0.9915 -0.2262 -0.0015 0.9956 -6.0484 -0.010.5734 4.1297 2.3668 0.7351 0.7271 1.9749 0.0244 0.9891 0.4388 0.860.6605 4.1981 2.3292 0.692 0.6819 2.3326 0.0021 0.9855 0.4093 1.080.6878 3.15 1.9822 0.6672 0.5718 2.5414 0.0111 0.8571 0.3215 1.230.6798 3.2974 2.1383 0.6856 0.6218 2.744 0.0307 0.9069 0.3294 1.670.7424 2.886 1.674 0.686 0.6131 3.0041 0.0141 0.8937 0.2548 1.850.8256 2.6184 1.2599 0.6748 0.6157 3.7576 0.0131 0.9124 0.1664 3.160.8061 4.7089 0.6749 0.3442 0.1527 3.4808 0.26 0.4437 0.053 0.030.6818 4.6565 0.9047 0.4707 0.1607 3.9649 0.0025 0.3415 0.0719 8.470.7305 4.4512 0.8313 0.503 0.1766 4,708.33% 0 0.351 0.0064 132.630.6136 1.9332 0.8143 0.4645 0.2174 1.4888 0.0987 0.4681 0.1511 0.10.3242 3.1214 1.7381 0.3276 0.2106 0.4102 0 0.6428 0.4241 0.060.1885 3.9087 3.9087 0.2325 0.1705 0.259 0.0548 0.7335 0.581 0.040.8398 1,632.03% 1.2692 0.2369 0.1308 1.1699 0.3964 0.5523 0.1529 0.540.8302 1,433.51% 1.372 0.167 0.1009 0.7689 0.2452 0.6043 0.165 0.670.8302 1,433.51% 1.372 0.167 0.1009 0.7689 0.2452 0.6043 0.165 0.670.8154 9.6292 1.5193 0.1865 0.083 0.8266 0.178 0.445 0.1774 0.540.8014 1,026.86% 1.5283 0.2165 0.0792 0.866 0.0936 0.3658 0.1879 0.460.7922 8.5923 1.5283 0.209 0.0764 0.7784 0.146 0.3658 0.1941 0.41

Page 61: Banking Sector Data 2007-2012 With Variables

3.Break up4.Total de36.25 7.4740.04 5.2337.31 8.2738.23 9.415.23 8.413.33 9.6484.95 8.5490.71 7.6889.05 7.5978.55 7.8767.03 8.230.06 8.69

13.91 3.8514.18 4.3610.07 5.2111.2 6.6

11.79 4.711.97 5.5735.72 12.79.56 32.459.56 32.45

-13.45 -29.28-13.19 -34.1-11.85 -42.459.37 1.62

9 2.697.75 4.327.7 7.17

8.16 8.446.58 10.76

34.18 14.3432.19 14.336.37 12.7239.88 11.943.89 10.5845.73 11.8940.24 11.8229.65 13.9325.95 15.6423.06 17.2723.46 17.5821.88 17.2621.77 14.3320.83 14.4920.14 15.4120.14 16.9420.35 16.921.06 15.9921.18 19.8418.27 20.5912.64 19.0412.78 20.54

Page 62: Banking Sector Data 2007-2012 With Variables

17.14 17.3519.04 17.799.86 3.159.81 2.418.88 5.958.96 8.059.73 9.82

10.52 11.5610.14 0.7910.21 1.249.58 1.418.51 2.967.8 3.52

7.91 6.1310 3.718.4 5.04

8.91 4.638.93 5.199.21 6.17

10.01 7.8319.53 9.8719.14 10.1418.67 10.8622.73 11.7621.59 12.0620.2 12.85

73.54 10.0380.75 9.3482.49 9.0986.68 8.6190.87 9.3298.18 10.2126.83 8.9926.82 7.9525.11 7.52

24 7.6523.14 7.6424.88 8.3510.07 2.6610.16 2.649.18 3.798.88 3.639.45 4.259.93 5.81

10.46 10.197.95 10.994.59 10.042.04 24.074.83 6.594.43 7.25

72.28 6.4383.16 6.3291.33 5.8293.69 6.06

Page 63: Banking Sector Data 2007-2012 With Variables

96.9 6.0698.53 6.0115.13 9.5412.87 11.0814.76 10.2216.82 11.1617.39 12.1817.14 14.8810.26 5.1610.2 3.6110.3 2.261.95 12.565.82 1.435.84 1.357.09 2.036.24 1.85.57 2.565.54 1.875.7 2.16

5.91 2.692.2 38.49

3.43 13.290.22 251.955.03 4.157.04 3.416.92 3.74

15.14 9.6616.93 8.8514.31 10.2413.92 9.7912.45 8.8711.37 10.610.91 4.0911.37 3.9711.58 4.6212.49 4.5513.31 4.5813.08 5.2714.05 1.512.27 2.718.13 7.74.82 17.615.04 16.492.63 34.09

42.02 11.8144.55 10.9250.24 9.0152.21 8.8860.4 8.57

67.61 9.12-17879.78 -0.22-17797.9 -0.17-17709.9 -0.1417649.14 -0.12

Page 64: Banking Sector Data 2007-2012 With Variables

17626.44 -0.12-17516.8 -0.02

12.08 0.659.85 0.8

10.14 1.219.13 1.218.26 1.526.54 2.13

217.28 2.15245.65 1.81

20.1 21.03529.63 1.66

1398.07 0.41940.95 0.28

12.03 0.313.49 0.3213.49 0.3216.66 0.4618.37 0.3920.44 0.43

Page 65: Banking Sector Data 2007-2012 With Variables

1.36-8.77

-26.32-22.014.14

58.134.140.162.345.2

2.333.6

-10.8911.84-10.12

3.215.199.179.114.814.818.15

111.8411.78-42.74-1.56-3.85-8.4624.99-0.8211.370.141.494.378.476.343.126.7234.5

38.9221.398.539.076.95

23.018.2120.86.69

12.671.92

-203.7515.51

J.Cash flow ratio1 .Cash generated from opration activities to profit after tax (E4/D1 0) (times)

Page 66: Banking Sector Data 2007-2012 With Variables

12.3810.96

-159.95-20.96-9.25

103.5321.7822.03-25.4120.17-2.24-4.98-18.782.99-7.72

-13.88-5.67

579.1826.1639.07

3.21.69

14.767.464.62-3.351.77-2.148.042.479.26

18.086.82-1.9121.19-2.47-2.465.16

-18.657.36

-10.54-4.329.76

35.666.073.53-2.120.07-4.37-18.94.050.134.993.48

Page 67: Banking Sector Data 2007-2012 With Variables

6.434.557.755.348.3618.7

15.5316.93-22.79-2.8541.251.75-3.29

127.962.97-5.49

-11.53-42.54-10.16.740.663.67-2.249.15

11.8318.680.896.42

95.5843.8214.6515.743.35

-19.0453.61-2.67.366.5

3.34-6.04-4.34-1.44-5.52-6.474.010.122.859.586.974.891.33-4.27-5.48-2.94

Page 68: Banking Sector Data 2007-2012 With Variables

-7.1842.58-7.07-1.0315.910.01-2.18-3.94-7.24

-30.940.33

11.89-5.27-8.686.530.610.611.182.090.97

Page 69: Banking Sector Data 2007-2012 With Variables

Shareholder equity to total Assets Natural Log Of total Asset Fixed Asset to total Assets0.0315672584595579 16.0111311829898 0.0165471862905617

0.03883636847574 15.8038945022798 0.02393752444815460.027651427267924 16.1435742960076 0.0198840716470756

0.0223290897697896 16.3573613393762 0.01481898992061820.0669644205130844 16.5961006214261 0.0142197663953980.0664321856047806 16.9286168946679 0.01063030216799760.0106984879889957 20.4517111404385 0.03401101667355530.0109687064195052 20.5220774059268 0.0296146847179884

0.01137507510159 20.6680208173995 0.0266322673068620.0129618397241867 20.760579412476 0.02660906128175850.0145804734732745 20.866049383587 0.02438425595725490.0140561235536345 20.9979845902285 0.02257644259251590.134600608338001 17.2079939831474 0.007162980064672440.127731752929235 17.260373535278 0.005985802541364690.128933973399515 17.4742031901736 0.0261184002193217

0.0985150047240534 17.7432947605906 0.02208031085690850.120249400265689 18.0412410086954 0.01902568008349530.10953628285106 18.2243937792202 0.01653915874291740.01800358971333 19.2749862575684 0.0138430477440299

0.0284438654757766 19.040768510122 0.01867492030514690.0284438654757766 19.040768510122 0.01867492030514690.023078309514594 19.2498078283352 0.0154263197037003

0.0188258029774905 19.4534725950679 0.01280745823880220.0159223343254149 19.6209782245428 0.01045884207795270.335515113557886 16.0062111223549 0.1066785960929270.272110702857713 16.6211342544266 0.09790113758600440.227704560922355 16.7992942304524 0.08813360691614650.147048407087499 17.9225025367045 0.04496654447960870.123167894456065 18.0997159490003 0.03857150275211020.120959994463717 18.1178045025292 0.0355923890236521

0.0168266366592058 19.5841743793616 0.02358137681434940.0176267257740642 19.7200428222273 0.03036424190764030.0169957295970703 19.8518070936089 0.02978333562317270.0173813174960385 19.9246834890534 0.0341605900500910.0166762936802334 20.0614014319259 0.0350756395452280.0149666225951951 20.2648772211116 0.02921984050443160.0165036388573352 19.0204612224311 0.02815158881404780.0196845220379937 19.144314150932 0.04009123806281140.0199465241747587 19.3542353459492 0.03669052430893430.0204188238324281 19.5673849498977 0.03203639960386450.020560886383208 19.6557617902945 0.02748466174528830.023019398299274 19.682576945777 0.0252016927409854

0.0260635601808666 18.7659305872794 0.04096942502780880.0269868445880207 18.9934834355085 0.0516910974054120.024424374696265 19.3361975764436 0.0382774314209472

0.0242602108906912 19.5252629968689 0.03401071661749010.022848860206228 19.7675209610761 0.0280640472496586

0.0222869309472112 19.9321837072871 0.02472995591598940.0197631371592853 19.6112495710081 0.03624961914914450.0229089157213341 19.6705560156331 0.039466067359880.0346564646429792 19.7798460860402 0.03738162935751630.0327621073761515 19.8360577794198 0.0346077237805155

Page 70: Banking Sector Data 2007-2012 With Variables

0.0288068417517187 19.9647174443047 0.02867046815418360.0251489293760332 20.1005150379589 0.02562604566836350.221492021476697 16.4860300783369 0.07567579465280880.276588068271115 16.7646018561871 0.1000936684722820.154410341536082 17.3475175231536 0.06947469391114230.11746538865453 17.6209874118127 0.0455841030120179

0.0899180985362334 17.8882318976119 0.0309429543464360.0711201690068825 18.1227601697969 0.02577058606178160.525681647591268 15.7398371634044 0.04370520604671110.422030923084436 16.0648148037482 0.04402045872768210.385162824038574 16.3811270005673 0.04617118961001020.283466112715512 16.6877005808749 0.03658387006874870.268059462404343 17.134949252168 0.02430436447988160.157049634705205 17.6695961827072 0.02395327271634490.240574928571083 16.8746047388422 0.06849826736098940.187761818826435 17.2828100190195 0.05431884663726040.191581619713639 17.3813432912554 0.04883664159812290.169873269486403 17.5016045362399 0.04270849795791980.140591892983651 17.6907959041077 0.03315119750834760.109857520479497 17.9665615661635 0.0241772433865104

0.0374896778445581 18.7662360401233 0.01780156363414930.0383129923820408 18.7445126123835 0.01914749382829990.0336900733350855 19.0128602627945 0.01541887923828320.0273420199136451 19.4039604533918 0.03264393187808950.0281750666595855 19.494207081516 0.03708407430966110.0296217328264658 19.5619192609316 0.03468923761011520.0105208770978949 20.3014256703909 0.02070972141363950.0105816121053977 20.3909796406204 0.04669084897305590.0105425843473854 20.5769962778408 0.0194075550740677

0.01083465607039 20.6449792729329 0.01747085587769110.00967104500307645 20.8539029746279 0.01682030913132390.00752821428811223 21.1996916572058 0.01467564938230980.0290301212548947 18.9680330764521 0.007488334919398530.0329592900537769 19.0234154229775 0.00866593294269170.0317404814428305 19.284239256156 0.01039801225594690.0346325248433174 19.3454588796979 0.01343529196647670.0363577068458938 19.479167521194 0.01120975237749020.0348417956372321 19.5217560302833 0.009978150215629920.251200280286773 16.8274976039864 0.02419037776533280.263311269448463 16.8894901746428 0.1154478388511230.186278154803234 17.3088287965187 0.09239508714415480.206931445429622 17.4888612373493 0.07320147369795390.183531160196413 17.8137594236112 0.05623367681831840.127645788036167 18.2465508675415 0.0406119574913593

0.0759827473188685 17.5264100809933 0.02677262621809250.0775088786295082 17.7628832939507 0.0561633911076984

0.15588002259753 17.9263776516229 0.06602792245134380.161597022212337 17.8903585580475 0.07718659825603470.266544814305653 18.1085797141299 0.05965936300318140.216095813153084 18.3184002135998 0.04102853790151730.015305699567471 19.8328512048702 0.039036999690296

0.0141626302018243 19.9104696649168 0.03891594698101720.0135049432088886 20.053330911349 0.03536745921739870.0133258399487452 20.16199193535 0.0369192929101061

Page 71: Banking Sector Data 2007-2012 With Variables

0.0127411990386644 20.3021663569926 0.03415755394417080.0119418531647597 20.462267941871 0.03134465694711880.0562664197664615 18.0228646920821 0.01537637924028710.0577648688547678 18.2614044338303 0.02205208331012440.052987679584906 18.6478304837664 0.01941986829859890.043967946076145 18.883219146352 0.0194943440939627

0.0398042197008619 19.1224690918541 0.01993409972280470.0329171763625765 19.430230498901 0.0178483540692162

0.12463936443591 18.9897002013262 0.1743534758039530.158948139674158 19.0023884974326 0.02069445148169230.194298829943718 19.1536204116717 0.0149656329010250.245734030041591 18.9187679737869 0.01672187689588490.665451346229841 18.8578060758364 0.01758671278247160.539825608188768 19.0670254628028 0.001441150323105990.42456493737056 16.8434825998632 0.0413594533742474

0.531894115580589 16.6181031290287 0.07021686220260210.369489780243014 16.9824244860328 0.04685948831652790.469819986942466 17.2336017652947 0.03282124681099870.457525990575715 17.2601176870242 0.02884072667774240.411281374845473 17.3666737895406 0.0238818756167363

0.0932108474374122 17.7981895844125 0.04412703175141540.161795428858389 17.8345076006239 0.05395696899150530.131118275787428 18.0447405685801 0.05418671388690670.367639761239348 18.1014267214361 0.0336292211600880.294650561175632 18.3227401546523 0.05245281207203110.299972794101878 18.3048384862675 0.0520688552874152

0.0535329168036145 18.1574188567421 0.02798752596804910.0508071315927804 18.209678858386 0.03861401622732230.0526632743215758 18.3726481487551 0.03497934619261190.0557160466631549 18.4986198066694 0.0320882590459310.0695985426491732 18.6809843174231 0.02955249740030220.0631856478343385 18.8820108416397 0.02531381700651370.151502935210518 19.35890991477 0.01461243958182680.146308906672718 19.3937947281728 0.0146864048259180.121908920219453 19.5762407035149 0.02205400927420760.118289512840615 19.6063797956574 0.02018416583816430.10630737417429 19.7131802595688 0.017675009398722

0.0970187225860466 19.8046109376294 0.01599172245360890.248333598774358 16.7125702351218 0.03297401117148010.201590004877269 17.0264677933942 0.03741034738110590.130981344981941 17.4576488410379 0.04114789431115270.100484632766395 18.0943535281419 0.0385540793158199

0.0900777911651952 18.6002658350369 0.04972442484555270.080273073014001 18.715505243436 0.0405870720703352

0.0152630489918122 20.0889231870768 0.03190525341860430.0162994483057459 20.2463703356146 0.0321035569305910.0173774613404818 20.2776377530549 0.03706007179382720.0168521723109337 20.4036424296483 0.0339810017819780.0151656657418142 20.5090879586015 0.03186611549187190.0127490785444147 20.6826630007009 0.02859877228055270.0166583286603361 16.0588460521144 0.01355064848114770.0216683527497416 15.795903565894 0.0172684350066730.0270311079844556 15.5747680129485 0.02075851355076330.0304384316801646 15.456050353323 0.0239222807962771

Page 72: Banking Sector Data 2007-2012 With Variables

0.0305182365901994 15.4534319373926 0.01153939233720122.19931077998777E-07 15.3299516215008 0.0121489927486524

0.3633953435105 15.700116264892 0.0219614694221750.415581525826775 15.5659288006722 0.02163379948966560.316946234285706 15.8368754555362 0.01622309558262360.360726450436482 15.7074876910291 0.0199904439809670.308424521875711 15.8641304553531 0.01744459461340890.254579978846248 16.0559925617474 0.0154730970667790.024372968817794 16.6866370298874 0.145616695844123

0.0292665824305726 16.5124658374191 0.2502797533532650.0316984737806997 16.4337762313554 0.2702212716787630.028536247153574 16.5398194014419 0.24274582373866

0.0303348418205529 16.4799012704425 0.2602126525450790.0299706044160306 16.493275144761 0.2367389688910370.127080271405225 18.3524284124837 0.009287066437082460.122323134005647 18.4441219690058 0.01117711962373860.122323134005647 18.4441219690058 0.01117711962373860.106496066124363 18.5826801049978 0.009624729907142220.102250751951776 18.6233600027182 0.00953038655988064

0.0949681658534441 18.697246412502 0.0089509539080557

Page 73: Banking Sector Data 2007-2012 With Variables

ROCE GROWTH TAXES EARNINGS VOLETALITY CASH TO TOTAL ASSETS0.029849 1 80535 1 0.09010629925115540.03047 0.812827 84423 0.671492903152254 0.0788541895288717

-0.009508 1.404498 -6153 -0.755527259007734 0.06951996771319330.004777 1.238359 30966 -0.296013782599468 0.06583487888053050.02677 1.269647 141556 10.904095145713 0.0603713232478957

0.004262 1.394473 44935 0.168464534494695 0.05283200241876680.045929 1 9026728 1 0.1244739523807570.034108 1.072901 7542408 0.81216635293486 0.1302386690710380.02707 1.157131 3749800 1.12876025562487 0.123295229535424

0.028457 1.096977 6883882 1.01658331729616 0.1114209705095740.026907 1.111233 8406837 0.998351599255965 0.1143004469691330.021724 1.141034 7176367 0.953577257877489 0.1206210361021350.003404 1 -128423 1 0.0458932746401050.006945 1.053776 68548 0.625910853684657 0.0497053366973644-0.021922 1.238412 -161587 -4.63918659172321 0.03973407244469740.01589 1.308775 149655 -0.884339349919882 0.100005703395517

0.020033 1.347089 413150 1.54805620725271 0.04096167882406270.020522 1.200998 494017 1.23259330419989 0.03783047402749640.022639 1 400103 1 0.0604760109934625-0.092672 0.79119 -6773401 -2.26279062600731 0.0574746252362445-0.092672 1 -6773401 1 0.05747462523624450.027566 1.232493 2155658 -0.402261741507162 0.06140397184722190.001752 1.225887 174779 0.0728827540667936 0.05944800922064450.004793 1.182352 -229949 5.91527308730385 0.0520858339445205-0.010976 1 -26155 1 0.110865489195015-0.024282 1.849514 -131247 4.52383519713386 0.054989219276298-0.040757 1.195016 -234869 2.16831336788202 0.0676986912047848-0.025769 3.074703 -532712 1.84321106073796 0.07340335829649770.006655 1.193886 70332 -0.39474025942795 0.05438676105587-0.012843 1.018253 -310277 -1.56618904890708 0.05714681511205550.020367 1 1876918 1 0.09290519738446060.018452 1.145531 1964254 1.01975585833523 0.06450513600148360.028131 1.140839 3422312 1.71995430975542 0.06319173198987510.031048 1.075598 4131462 1.15868762160264 0.06948442693526580.033303 1.146505 5001692 1.23809748573635 0.07071248356999980.028675 1.225655 4264074 1.15855758283328 0.06856173657073760.014058 1 -381227 1 0.07331567656556880.002468 1.131849 75157 0.144059407417796 0.07774162922559750.006947 1.233581 530827 2.767464560813 0.07621619016606330.004341 1.23757 330166 0.860222628884498 0.07168556055836680.007773 1.0924 749737 1.85457240709503 0.07610007185362940.00546 1.027178 476912 0.756004989423571 0.0691807532734643

0.023785 1 840894 1 0.09747279898928780.022152 1.255524 1153516 1.0966308556875 0.06731374726247430.019712 1.408766 1655777 1.17784542452503 0.05755488045552040.020469 1.20812 2056455 1.28417452825234 0.062959642327810.016591 1.274123 1341593 1.23694894737703 0.05970470409287220.021254 1.178995 3418722 1.21454566613417 0.06058035996960630.015073 1 1405323 1 0.08950079629024150.005566 1.0611 493419 0.415720702862315 0.09366246437398560.001219 1.115486 535568 -0.0752354758814448 0.09005019588433860.005417 1.057822 898127 -11.919666203628 0.100042381339183

Page 74: Banking Sector Data 2007-2012 With Variables

0.012435 1.137303 1057263 3.70689890084089 0.1086433641632320.013792 1.14545 2227081 1.05322213612558 0.108196938690103-0.007608 1 -63440 1 0.0991983857661475-0.012728 1.321241 -176222 1.42965183804662 0.113963988977714-0.017162 1.791254 -88709 9.13655771774041 0.1233462685203510.000956 1.314518 674 -0.0851099466912601 0.06752786045722890.010867 1.30636 208592 9.86209577492165 0.07978725515009550.008809 1.264312 215589 1.01216760200437 0.06652708933923330.004971 1 -18772 1 0.05552574441642070.006594 1.384 27384 0.641316062785366 0.0441875272976226-0.031433 1.372059 -112525 -8.94145506768112 0.0519644006787778-0.045978 1.358761 -289038 1.83004985869383 0.0749312360493392-0.012302 1.564003 -58420 0.538704292260635 0.04990792310561950.000718 1.706846 -51300 -0.293412550955326 0.0519750028038303-0.026733 1 -198652 1 0.0935048763044656-0.008635 1.504116 -89984 0.492480958623604 0.08398021433523720.010093 1.103551 125313 -1.24702731242644 0.08290516519968080.000453 1.127791 9657 0.0356095388048708 0.08017010115336820.006702 1.208272 125643 23.5925191974238 0.07116694427010590.008122 1.317539 155307 1.81482103671661 0.06607962856475370.022988 1 425719 1 0.04864211104193360.014835 0.978511 681585 0.490712589366351 0.06457919585731310.008022 1.307802 107516 1.08751497822328 0.04661257624509360.003486 1.478607 -363275 0.981692778799977 0.06519850299933310.00563 1.094444 197795 1.0755816249121 0.0630455790446349

0.006444 1.070057 417219 1.11136955828965 0.07828695093888880.023107 1 5085586 1 0.08441374354922330.009383 1.093686 -4145786 1.24368394820017 0.07857351252961160.028723 1.204442 7980887 1.33994358552862 0.09241526189189940.033891 1.070347 10005650 1.27115133639172 0.08828841646824340.034875 1.232351 11988376 1.31105575900033 0.09073690619218940.024508 1.413104 12535467 1.0010172380612 0.09763937156760040.026935 1 1406892 1 0.0590138368860810.028758 1.056945 1462733 1.17174471559947 0.06240124115670350.019398 1.297999 1480171 0.838036942347493 0.04719416741464390.017392 1.063132 1218221 1.02286712520339 0.05522287847001180.015344 1.14306 1208297 1.00308574630104 0.04938812474671080.018679 1.043508 1644966 1.20403947711138 0.05625720119993430.005067 1 62194 1 0.04807393360564410.005167 1.063954 56455 1.54582145578731 0.05942568736296-0.044604 1.520955 -853857 -10.8624429432171 0.0536375525461074-0.015583 1.197256 -215071 0.684912326704049 0.05836955627801560.010072 1.38389 175691 -0.887518129768651 0.07120357964409970.014628 1.541555 370323 2.26695516321254 0.05984307531636650.001726 1 -132131 1 0.0734128884281687-0.040729 1.266774 -876230 -4.9216158386994 0.0291053716804103-0.094564 1.177619 -1545328 4.43873237482386 0.0467508575099041-0.055493 0.964622 -759839 0.63151273667444 0.0556175827904968-0.036538 1.243862 -621921 0.92555397281972 0.0658928959309316-0.01545 1.233457 -790822 0.319313236712679 0.0528034044670160.063081 1 6042473 1 0.09667547661614580.060891 1.08071 6492966 1.00714274390946 0.08933667986799680.055705 1.15357 7683743 1.01891450834493 0.07577036913910730.057061 1.114784 9635617 1.07715192516911 0.0795945795037484

Page 75: Banking Sector Data 2007-2012 With Variables

0.058153 1.150474 12019299 1.14391734417272 0.08093952785788880.051285 1.17363 11241252 1.10012970870121 0.07454434956484360.020882 1 305687 1 0.08401531804217470.012534 1.269394 371124 0.644718583582166 0.06758883236528140.021868 1.471712 851163 2.69844990316926 0.06683189779191810.016981 1.2654 543500 1.13335783258026 0.08047950453199080.022006 1.270296 1075378 1.60337186056084 0.08249007580323330.020278 1.360376 1722110 1.15169085805026 0.0696897107458479-0.003677 1 -220650 1 0.0584122454838176-0.00702 1.012769 6374890 21.3222928083022 0.05228970027603120.003271 1.163266 -46977 -0.0924518631502437 0.0424481982451546-0.066456 0.790688 -2382242 -14.0464338222526 0.0536985388400155-0.014804 0.940859 -1424587 0.212987855886001 0.05147129619774420.001692 1.232715 178408 -0.12676657208833 0.0402025563079172-0.063559 1 -49787 1 0.0485885415763953-0.053047 0.798213 -269130 0.56112743897461 0.0469799972536497-0.043732 1.439537 -475371 0.798927942600878 0.0405020180646214-0.003646 1.285538 -10702 0.201658199182872 0.04096903030763870.00558 1.026871 -35621 -1.9776493804037 0.0467047750704957

0.004146 1.11244 -136852 1.27216455615923 0.0588983072365892-0.061196 1 -279358 1 0.0600772261212137-0.048203 1.036986 -819987 0.662390530193788 0.0551721127482035-0.057698 1.233966 -1349554 1.44117118476787 0.0454512481230978-0.013387 1.058324 -104392 0.389662768847069 0.04698729348390240.012517 1.247714 663855 -0.61447247678035 0.0489260885350554-0.00494 0.982258 -184998 -0.495309058315577 0.04498650764858510.021056 1 476351 1 0.07626409066742860.012849 1.05365 252192 0.700806930485218 0.06973260664037830.002165 1.177001 45058 0.207341653341245 0.06789586121420360.001399 1.13425 15007 0.86299060919817 0.0670428337723390.008744 1.200052 294738 6.24627710459184 0.06905854641415450.011385 1.222657 617863 1.40924887656295 0.07244657543663520.018388 1 1327165 1 0.102901007568860.004924 1.0355 415848 0.244976518314123 0.08593937540970980.005797 1.200149 643308 1.28839133285681 0.0677674400051560.020951 1.030598 2016830 4.28795028948512 0.07359632248835460.02921 1.112712 3033187 1.48445769750498 0.07219668021180240.02836 1.095741 3276491 1.08872870326901 0.078906257263245

0.020805 1 96753 1 0.0416011203929013-0.014786 1.36875 -155866 -0.831612104359916 0.0544151496985201-0.060366 1.539074 -218796 10.7978245423389 0.0503892045175466-0.052532 1.890242 -857602 1.46707890013015 0.0560942858634844-0.025088 1.658498 -1474068 0.498109258663177 0.0511230218264875-0.018309 1.122142 218185 1.79911993267737 0.06039358409120220.027739 1 575120 1 0.1084823524247830.025683 1.170519 5606800 0.679432894339137 0.08078455466880220.026067 1.031761 4904229 1.12346595737652 0.0961274746266450.02819 1.134287 6667698 1.16157048433635 0.0931513289432558

0.033909 1.111206 8746523 1.35080431089042 0.1071629471058090.034036 1.18955 9130662 1.2950653360393 0.0986934608494118-0.013668 1 2655 1 0.02733578681159060.006329 0.768786 44466 -0.322692560663952 0.02931824737530.005341 0.801608 2151 1.07431812170341 0.03165997001096570.003756 0.888059 1955 0.691299467757703 0.0291392728859685

Page 76: Banking Sector Data 2007-2012 With Variables

0.000116 0.997385 -32619 0.373204839469963 0.0267450551223499-0.000948 0.883839 280 -0.669866397215673 0.01263108167162570.00735 1 -68712 1 0.0435473175046835

-0.022747 0.874426 400954 -4.82729635970037 0.0347597103357472-0.003991 1.311205 5734 0.0635971989762603 0.02833113491855-0.051998 0.878633 -39400 8.78184929486045 0.0343856865369442-0.028634 1.169578 8461 0.756020453415398 0.0276717542490913-0.044216 1.211503 8809 1.86766267758664 0.02963461894516410.009022 1 481 1 0.04049505414229920.011732 0.840153 1170 0.927825678247536 0.0468637424554228-0.095316 0.924327 0 -8.13073844007441 0.043894794617414-0.018392 1.11187 4800 0.183465754781829 0.05340114009870080.105409 0.941842 28630 -2.67095520692995 0.03265356463501650.141638 1.013464 19661 0.79898201857962 0.03668552112533590.026674 1 757654 1 0.0225227648140720.05778 1.096029 1391976 2.50290892226327 0.01692355492424460.05778 1 1391976 1 0.0169235549242446

0.039217 1.148616 1013556 0.715201885019778 0.02334982217985930.045052 1.041519 1132010 1.15065445966981 0.02495723779509350.05192 1.076684 1299881 1.2071548409924 0.0267292754975881

Page 77: Banking Sector Data 2007-2012 With Variables

CURRENT ASSETS LONG TERM ASSETS CURRENT ASSET TO TOTAL ASSET1194449 7791127 0.132929597390306976690 6327031 0.13372498757825

1299989 8958071 0.1267285432138241436539 11266621 0.1130851693594351535256 14593279 0.09518880667090971824268 20666532 0.0811117434684404

132346081 629847512 0.173638406587865144848364 672909962 0.177128571357401145454911 800798358 0.153716680053023146400393 891618074 0.141038331835382159913188 993566912 0.138635411222092189651811 1126508646 0.144094749231628

5092869 24646848 0.1712480653396944920661 26418328 0.1570140313077743945800 34864770 0.1016681795706696582404 44211899 0.1295894147814184330342 64094124 0.06328645663087824758331 77419307 0.0579029905921609

16137964 218836231 0.068679728852778912863512 173045608 0.069192474258390312863512 173045608 0.069192474258390317345835 211785939 0.075702442734982720305440 260584252 0.072289730019711820399421 311711053 0.06142360026862631411038 7530437 0.1578081916014981104512 15432875 0.06678878591883952296970 17465480 0.116229010067072

11869877 48893787 0.19534498446308311522667 61022212 0.15883501577003110933858 62935193 0.1480167655057630408306 289701417 0.094993384502725725750533 340945136 0.070223171902256627716274 390624578 0.066252850677848731845358 418121050 0.070772745329024738158886 477729726 0.073967296645811644380995 587920711 0.070189586045494616853109 165318776 0.092512129410089819984449 186206689 0.096921958886516327760490 226592948 0.10914139874924826352728 288427401 0.083717889320770932404322 311461398 0.094235395142033933300725 319910549 0.094279903987436114371242 126863032 0.10175463499745115557427 161765564 0.087734968332448219004315 230802285 0.07607611248061521133796 280662550 0.070026679514535929702631 354822983 0.077244869830737211593 416142349 0.082080664912361147817116 281078036 0.14538711108760954268378 294722386 0.15550090030462857778952 331515315 0.14841973514087257378374 354425508 0.139334223177624

Page 78: Banking Sector Data 2007-2012 With Variables

68307186 400038602 0.14584776408835884765047 451701647 0.1580061687855694010657 10436816 0.2776026644936454382903 14705697 0.2296084050166076277328 27915194 0.1835877447121333606011 41340667 0.08022864337159695234242 53482291 0.08914426197473215744817 68491213 0.0773858327283935568128 6282406 0.0829319291021693674651 8806486 0.0711571829412443

1253337 11755338 0.09634624587054411724929 15950757 0.09758766929894553595332 24049497 0.1300544127077073359719 43825733 0.07120243332627183403309 17904938 0.1597179251770455965450 26084623 0.18612906123495362701 30006193 0.1516219591146966653549 33235187 0.1668027033997774546922 43649527 0.09434143166854479856404 53644301 0.155217237351932

10580483 130696938 0.07489153556957989804304 128437182 0.07092157559706798935997 171856456 0.0494268253553703

23156833 244164090 0.086625591218686623130826 269437000 0.079061413950555225718165 287346167 0.08214977680689674919864 580918992 0.11423517120797189079758 628202252 0.124190704294954

120206523 743718270 0.139140031602265119053431 805645972 0.12874825117628150749128 988805077 0.132287808108259205209549 1405099023 0.12743492307510413892728 158974273 0.080366570367007214375621 168335232 0.078679622824594916028897 221129604 0.067587275735057917046487 235084394 0.067609675309864217785281 270415376 0.06171145196244322069929 278669881 0.07338545901189471231314 19096438 0.06057305303606621957518 19670284 0.09050933608510013585260 29309660 0.1089912971364583216608 36167039 0.08167369568389644045849 50456776 0.07423218606443276221806 77796971 0.07405256565446083809450 37081122 0.09316206190512571566725 50232373 0.03024618305129563086904 57912683 0.05060532622950383632930 55208606 0.0617409103664459

15753176 57437582 0.2152344972298286806203 83471423 0.0753919138281284

43491402 366994115 0.10595112421469443674272 399941632 0.098450645268119244852225 466889653 0.087646188299641246958782 523523081 0.082314241776342

Page 79: Banking Sector Data 2007-2012 With Variables

55480038 600844769 0.084531374417484158656947 711625594 0.07614991107529219373577 57804982 0.1395322724918827108684 78167386 0.0833608303009273

13649863 111851915 0.10876230773399922738708 136071303 0.14318183001700118996103 182739619 0.094163308370344122976551 251459959 0.083722646815469311720518 164932886 0.066347535539139710148947 168760168 0.056726830267982712518058 195600905 0.060148569931131211789067 152767999 0.07164120804147069455604 145369407 0.06107284565282548629675 182225502 0.04521582875375711066959 19588343 0.05165545388782021105776 15381560 0.06706820313481811669192 22064934 0.0703287746934522445959 28065161 0.08016614925967981522690 29808282 0.04860015195187694342485 30511352 0.1245913039646113352771 50307829 0.06248105686481333260264 52385004 0.05859013923699683271948 65392393 0.04765134205540543503879 69165214 0.04821690839047634530464 86139813 0.04996636328793834092571 84968999 0.0459521542231964

10210878 66643182 0.1328606192047639555614 71421640 0.1180036803915337968366 87341906 0.0836044828410528648162 99457516 0.07999729671923439838130 119894256 0.07583403268325

12740516 145877720 0.080321886822647627924140 227621074 0.10927279585052224002617 240614561 0.090706949493656823827483 293752641 0.075028256491265825009816 302287584 0.076413121521894229497404 334690408 0.080995033408751234188190 364867260 0.0856727805622001

806396 17314390 0.04450116015938821415229 23387588 0.05705920420249042648328 35525047 0.06937631267866674422797 67734107 0.06129416251007677551612 112120461 0.0631025418937967

11711381 122577685 0.087210234971773561717579 468566377 0.11638590664809864683876 556023513 0.10420993393394375612131 564809780 0.11806612125736694098154 632324397 0.129536388800793

105727932 701476856 0.130980308308082117609569 842600846 0.122483121577056

284550 9140165 0.0301918943968067242941 7002649 0.0335294986329616234198 5573925 0.0403224931703409214980 4942973 0.0416793251121133

Page 80: Banking Sector Data 2007-2012 With Variables

197339 4947126 0.038359479557155177603 4469276 0.0170673114459391

339685 6244073 0.0515943933540692249863 5507147 0.0434015226654114293521 7255100 0.0388840557765452248974 6383495 0.0375386601882346224520 7532668 0.0289434779716567322730 9075130 0.0343407967345758

6301792 11355105 0.3569025746709632925425 11909071 0.1972042056568692619872 11092050 0.1910652642277282523583 12722290 0.1655256474981792592725 11766473 0.1805619645331171457340 13095186 0.10014343901533

14157986 79244490 0.15158041420657817737955 84633858 0.17326991170899717737955 84633858 0.17326991170899713662350 103923599 0.11619032814881614232906 108235054 0.11621738453061512525067 119334287 0.09498808101244

Page 81: Banking Sector Data 2007-2012 With Variables

Share holder equity to total debt Fixed asset Fixed asset to total debt0.0359171933002184 7791127 0.9865517873631250.0457449237891021 6327031 1.02037564218680.0309503002446454 8958071 0.9774545639444770.0244586186299914 11266621 0.9715000397942980.0749559423778423 14593279 1.012791197928010.0731921820593762 20666532 1.012392350966710.0126256003972428 629847512 0.9752136257742150.0125398604579275 672909962 0.9407392718292050.0130396296011746 800798358 0.9701229162186770.0148387974415046 891618074 0.9833448395545110.0165260120572925 993566912 0.9763003654140990.0159486161856793 1126508646 0.9711428818710650.167745141353399 24646848 1.032826761654740.150161980897654 26418328 0.9910178168296350.152336806260713 34864770 1.061388219709450.120887313671352 44211899 1.068076865376160.141717993215588 64094124 1.103948654137380.127768996477104 77419307 1.09891249130475

0.0195870465769399 218836231 1.013232017584940.0290283266094751 173045608 0.9499336470563570.0290283266094751 173045608 0.9499336470563570.0234477262830226 211785939 0.9390928790998070.0195685157331066 260584252 0.9643101564156380.0165383652161566 311711053 0.9748896716259850.585717855804073 7530437 1.470237137635890.360908102531265 15432875 1.237744362856040.276591320527483 17465480 1.07351115041030.163514823526802 48893787 0.8947599329463320.135339994022453 61022212 0.9242933350475510.131696126487238 62935193 0.927603314735731

0.0179407235445773 289701417 0.9649268492267140.0187711069512375 340945136 0.9901407955574610.0183048983919919 390624578 1.005673018891780.0188923857946447 418121050 1.010010880368750.018211137752183 477729726 1.01126242120566

0.0162870905592444 587920711 1.011845278965430.0176950831924622 165318776 0.9730019848987230.0210059969275919 186206689 0.9637040980924440.0211954754544959 226592948 0.9466396977640480.0215145944588786 288427401 0.965454140893320.0216887546414798 311461398 0.9554503590732970.0243884337867517 319910549 0.9595860979402510.0276961621758582 126863032 0.9545107855636160.0288814725751884 161765564 0.9763111581079480.0258859885244245 230802285 0.9792137341156070.0256378394976394 280662550 0.9827823358634390.0241032282500743 354822983 0.9734129983138170.0235425073527084 416142349 0.9696320568623660.0207883380417107 281078036 0.8989454197643260.0240852409665095 294722386 0.8878623746134630.0367005439364353 331515315 0.9018074765509880.0345799307477293 354425508 0.90842028620915

Page 82: Banking Sector Data 2007-2012 With Variables

0.0304933686708649 400038602 0.9041594790287380.0266516176155531 451701647 0.8923042921090410.301808578474993 10436816 0.9843501877390830.379921059405205 14705697 1.058209028149620.179141449051992 27915194 0.947172792839770.131392447685268 41340667 1.0288222875049

0.0988523258670326 53482291 1.001358010221350.0768919900122883 68491213 0.99748974623751

1.1308007232201 6282406 1.972717218805480.740120418169304 8806486 1.628922186911740.613508316196057 11755338 1.439388898718550.375323555887348 15950757 1.194839840257120.339302785485387 24049497 1.101154789841930.179656303579151 43825733 1.062494273960770.302380570932137 17904938 1.056157327108720.223013342822432 26084623 0.9666719241136930.231038075458624 30006193 1.023102477787150.200234944052223 33235187 0.9821157535474540.161478609421768 43649527 1.040205684136270.123178590071008 53644301 0.947219172297819

0.0423306117367202 130696938 1.044565050266020.0415507244414419 128437182 1.007592443104260.036277144855142 171856456 1.02356799312998

0.0291427516463479 244164090 0.9735287897277750.0301553951518962 269437000 0.9856681905489470.0317491917152686 287346167 0.9837710330039710.0115404897891912 580918992 0.9716072022497480.0116368636393193 628202252 0.9631493997941080.0116835887890116 743718270 0.9540292535743420.0120934474546878 805645972 0.9724754690644480.0107000298826016 988805077 0.9600354852847710.0082061785161704 1405099023 0.9511451871831880.031492861675546 158974273 0.997649583938842

0.0359081530216268 168335232 1.003750779570150.0344656095117605 221129604 1.012466459155460.0376667576393266 235084394 1.01407912198850.039747907216865 270415376 1.02577993458506

0.0384544833399675 278669881 1.022693657927370.337409512192624 19096438 1.261828161791260.34826664562944 19670284 1.20293090157666

0.224945807436252 29309660 1.075964448488770.242946111088207 36167039 1.07815322064950.218779141731054 50456776 1.103565670038280.14674438489746 77796971 1.06448938731858

0.084874850368431 37081122 1.012963297855190.0942471489925807 50232373 1.179175006633280.171071317321632 57912683 1.041917975078820.170210644918113 55208606 0.9882712104494250.280039172664011 57437582 0.8244958083446570.223594443681885 83471423 0.95669243950098

0.0176797183562735 366994115 1.032721977257450.0163112582343028 399941632 1.038324387945010.0157273446276703 466889653 1.062492644140560.0155627813221223 523523081 1.07173302640526

Page 83: Banking Sector Data 2007-2012 With Variables

0.0148092825291589 600844769 1.064062611508610.0138423198294119 711625594 1.070874698331110.0614898321921155 57804982 0.9403480155803860.0621171900129698 78167386 0.9857037782027010.0576808201511565 111851915 0.9701749810944890.0477002597123062 136071303 0.929551022547910.0429637966907071 182739619 0.9777401427948740.0350297561223933 251459959 0.9750827917007220.157202289253632 164932886 1.177575844074640.204275174232952 168760168 1.212265154479210.242734238050406 195600905 1.174140476421980.268379242222944 152767999 1.013910157476640.729863511285289 145369407 1.029810328877510.583836566014464 182225502 1.032625913571790.606754973174003 19588343 1.355299788059950.795407912540582 15381560 1.39512980375290.526430044639164 22064934 1.324547770484990.634689106372149 28065161 1.24262172951940.619245612227552 29808282 1.28768680580620.544261486674326 30511352 1.15845566439975

0.0971587870519675 50307829 0.9772274993467870.175657824960391 52385004 1.022068483051090.134573714704173 65392393 0.9774464758895690.393837849188089 69165214 1.019607358109030.314189014294304 86139813 1.013030929498470.31915846297928 84968999 1.01506686624189

0.0585707895501512 66643182 0.9487440852424650.0556998059966988 71421640 0.9669316560861470.057359376135444 87341906 0.998112552527327

0.0607252963702617 99457516 1.002717173311430.0760319773721885 119894256 1.009592489161240.0685220180945675 145877720 0.9973499120803310.182210324277652 227621074 1.071264345377080.174505739514928 240614561 1.084533128043550.143973362548878 293752641 1.092383493643650.140683958886215 302287584 1.098439374035940.125485256536958 334690408 1.084793739730340.112666805268676 364867260 1.06179842445240.380736106727945 17314390 1.464936319770950.263397766924268 23387588 1.232047690588960.146546020213093 35525047 1.041210851146610.105259542338909 67734107 0.9833120162239980.094962456437351 112120461 0.987702772246174

0.0821111270825438 122577685 0.9336903843559770.0165902260110344 468566377 0.9604475176032780.0177087000971317 556023513 0.9732401571138770.0194186670782921 564809780 0.9855283255025320.0187962791062947 632324397 0.9708823697083950.0169722267372405 701476856 0.9725388583407950.0142453157462044 842600846 0.980502627088679

0.00418172943811007 9140165 0.2434502996795120.00442990032611403 7002649 0.19758622349530.00462056208990672 5573925 0.1640424620826960.00474008913782911 4942973 0.149236513540653

Page 84: Banking Sector Data 2007-2012 With Variables

0.00475100425487231 4947126 0.1497058386967483.12362775128351E-08 4469276 0.139603545417454

0.633751338688174 6244073 1.653992913131160.62918968757832 5507147 1.44828838552108

0.460800220336012 7255100 1.397342485752310.530628073281241 6383495 1.415779202589770.415447734136455 7532668 1.30801283030820.308341724370756 9075130 1.1695853901739

0.0302363070633001 11355105 0.7978056087147810.0429265833858683 11909071 1.17749589277960.043394531043303 11092050 1.10741431105902

0.0465036732835296 12722290 1.359888791381230.0935683770230931 11766473 2.527571678243570.158959793539019 13095186 4.772710325199370.151330930191004 79244490 1.010323031975410.147342678019239 84633858 0.9958265556068470.147342678019239 84633858 0.9958265556068470.130603571461574 103923599 1.083877591321090.127589286353818 108235054 1.102790845517020.119874048803676 119334287 1.14235588283386

Page 85: Banking Sector Data 2007-2012 With Variables

Total equity to share holder equity Total equity to total debt Share capiAdvances t3.62459368940596 47.723901035139 0.035917 0.3987664.00423056583818 41.8496683861459 0.045745 0.5563493.73106998060991 33.7818564862104 0.03095 0.3739063.82343380927199 1.12166079730268 0.024459 0.6187351.52349084013711 32.200156555773 0.074956 0.5574481.33299221678682 27.1562721570766 0.073192 0.4342478.49496211762135 6.36323995185404 0.012626 0.5755589.07126652679656 2.01110138217708 0.01254 0.6608438.90542631150509 2.13828544473563 0.01304 0.6533747.8551155145192 5.37653518121878 0.014839 0.575492

6.70323396807499 4.27492398567782 0.016526 0.5683646.45589529880735 2.33671582983398 0.015949 0.6367431.39102554494347 4.21391694843938 0.167745 0.471053

1.418395876676 6.23462403823031 0.150162 0.5112291.00732054210221 0.979327325474312 0.152337 0.450281.11992763390735 1.93595356297364 0.120887 0.4931761.17895306527065 0.933475478389935 0.141718 0.4893211.19710139485569 1.45221885434898 0.127769 0.444563.57189107642601 0.846860112263047 0.019587 0.697475

0.956230117621607 0.411809877094397 0.029028 0.8028840.956230117621607 0.411809877094397 0.029028 0.802884-1.34475755743126 -0.616914797476451 0.023448 0.58026-1.31931057149676 -0.279466483274064 0.019569 0.534297-1.1852953513009 -0.140270240064045 0.016538 0.56216

0.937233333333333 40.8036802693446 0.585718 0.5757910.900352 5.58839172413793 0.360908 0.714015

0.775015777777778 174.37855 0.276591 0.6258930.770343808756379 2.49671586699805 0.163515 0.5453140.816271152296535 4.20106098656775 0.13534 0.4485240.658467521711881 2.95397235981841 0.131696 0.4548523.41758754040291 0.80268017449987 0.017941 0.6379733.21879066978318 0.748974148783337 0.018771 0.7159323.63677720193845 0.649383935098361 0.018305 0.7218073.98812659594178 1.50141996539018 0.018892 0.6817014.38929317421258 0.755334165446501 0.018211 0.6117714.57296034911688 1.11202681392876 0.016287 0.5267434.02449659886799 0.689300012390674 0.017695 0.7045762.96515524145961 0.792282932332193 0.021006 0.7682542.59471954779641 0.682078384519343 0.021195 0.6558112.30572871936572 0.579928089374445 0.021515 0.5970282.3459074049558 0.960116767725159 0.021689 0.517025

2.18767534598143 2.12342223824543 0.024388 0.4682762.1770195497611 0.815522984981975 0.027696 0.689995

2.08284134954156 0.80577292511251 0.028881 0.6939352.01378936206131 0.366585137160845 0.025886 0.5599392.01377013328839 0.652990777235906 0.025638 0.5035752.0349096263908 0.411556238014655 0.024103 0.380219

2.10648426919275 0.305702539231282 0.023543 0.4343882.11794969230769 0.648432456079987 0.020788 0.6267031.82720737961226 1.06707714454886 0.024085 0.6377451.26416828057654 0.82578053823291 0.036701 0.5789851.27768761855094 1.25823700573805 0.03458 0.585158

Page 86: Banking Sector Data 2007-2012 With Variables

1.71410992188229 1.27283009534163 0.030493 0.4946311.9041337167532 1.21019129883906 0.026652 0.511756

0.9858196875 45.0660428571429 0.301809 0.3989080.98138011799581 21.0677119123035 0.379921 0.523125

0.888429391256552 30.0372822745902 0.179141 0.3746570.896225130353569 13.4044787535411 0.131392 0.4374240.973107455964652 6.42211875 0.098852 0.3984731.05203611810491 3.42565783590259 0.076892 0.42721.01417055425969 0 1.130801 1.2890481.0209325242363 80.5674305774692 0.74012 1.1138530.9583133917099 4.3875170759566 0.613508 0.702107

0.851432543691615 14.8492887003074 0.375324 0.4444580.77965208088353 12.9165638274089 0.339303 0.516652

0.791348523937387 1.89956918193156 0.179656 0.650590.847705233670748 11346.0365535248 0.302381 0.6979580.840053973392181 0 0.223013 0.7099090.891413851473503 48.321976 0.231038 0.7358450.89260540463959 6.36665368421053 0.200235 0.724654

0.920717145585247 3.28617698182776 0.161479 0.6063820.972545272884434 4.240315625 0.123179 0.495474

1.953224474152 1.03494358411562 0.042331 0.8557721.91373402348179 0.778047353484192 0.041551 0.8125581.86723250430026 0.325079262234819 0.036277 0.7398252.27314425016288 0.479693701657101 0.029143 0.6845692.1585796782237 0.448231183092842 0.030155 0.690363

2.01961231930786 0.526564147675099 0.031749 0.7157877.35384985507246 0.971721292419191 0.01154 0.7117298.07520606060606 1.3922555275831 0.011637 0.7611978.24920015371102 1.42994778484006 0.011684 0.6659288.66791022876991 2.14637566714269 0.012093 0.6151539.08720078978793 2.53706159067551 0.0107 0.489889.81834457005953 0.605478610223429 0.008206 0.4113852.68260364462423 0.448866655576907 0.031493 0.7419632.68176591907699 0.531717701594049 0.035908 0.8429422.51082341141345 0.277184453959435 0.034466 0.7194342.40003119585604 0.335151012728681 0.037667 0.7474552.31393129525119 0.363830356302269 0.039748 0.5918392.48774569193616 0.627084534694451 0.038454 0.4911581.00685697007463 10.6856137521381 0.33741 0.4733931.01576584011783 10.7589960104528 0.348267 0.632946

0.917561265780023 1.11564686728305 0.224946 0.5484550.888016820220094 1.31001935048268 0.242946 0.5319660.944808171205837 2.97964877987263 0.218779 0.4487910.993216464175078 1.22369643473601 0.146744 0.321457

1.046279696863 1.86204316972036 0.084875 0.7588830.794888278383717 0.506519673771891 0.094247 0.9188520.458856740154746 0.501727548084552 0.171071 0.6829140.20405617346876 0.292360371844509 0.170211 0.646956

0.482528720513607 2.04320580482093 0.280039 0.4740280.442661107140501 0.406475130156723 0.223594 0.496647.22836749661933 1.1524437476335 0.01768 0.7496138.31558080769495 2.305207987702 0.016311 0.7939139.13326002073493 1.41328750684473 0.015727 0.6889599.36907388041541 2.77306730147525 0.015563 0.590234

Page 87: Banking Sector Data 2007-2012 With Variables

9.69036893271222 2.07245786621273 0.014809 0.459739.85265052805313 1.1462890652198 0.013842 0.4399891.51324493762661 2.36789857286329 0.06149 0.6334711.28728120259174 1.58191426410305 0.062117 0.5628161.47584077588613 1.142083860626 0.057681 0.4157191.68225318830513 2.01506614177767 0.0477 0.4119631.73903094832796 1.51194916392016 0.042964 0.3467521.71378071493606 0.838602838676939 0.03503 0.3848441.02617943672186 1.355439891941 0.157202 0.7042021.02002305354828 1.22642692181077 0.204275 0.7682111.02982399578844 0.666043358350914 0.242734 0.894608

0.195171528761177 0.186304147492416 0.268379 0.752520.581517463825936 1.26446413831437 0.729864 0.7120620.584014675471582 0.789851686943125 0.583837 0.8827470.709120126000098 34.054032889585 0.606755 0.3711460.624473388899297 12.5044925322355 0.795408 0.6250810.556846745379478 1.55454807651903 0.52643 0.7765910.553638107271471 1.21442422135353 0.634689 0.8161610.570137541443043 2.04522135958871 0.619246 0.895979

0.5911275367928 3.42029153982335 0.544261 0.6787830.220076773129405 0.159985053301027 0.097159 0.6106370.343212875493577 0.353602561320923 0.175658 0.757183

0.0218706785958248 0.0130501502750602 0.134574 0.6469960.502745540807533 1.36067086874759 0.393838 0.796220.703717181523255 1.05729805373911 0.314189 0.7793790.691660495594259 1.62422349520484 0.319158 0.7096331.51417837929018 1.06209134782185 0.058571 0.667571.69309021243871 0.825183552501737 0.0557 0.7718951.43077800297289 0.765176087169153 0.057359 0.6625191.39150796558851 0.677526456429346 0.060725 0.666641.24464854801402 0.772001360977975 0.076032 0.6551421.13735537889343 0.558817229924945 0.068522 0.6372971.11945301472136 6.55080852440235 0.18221 0.6747341.13674683624407 5.0611185029894 0.174506 0.7195661.15759839962186 2.82807370782932 0.143973 0.6256661.24858085254489 3.03750327613273 0.140684 0.6572641.33112823301051 2.66171485348725 0.125485 0.5821271.30776976354645 2.16379231098727 0.112667 0.5435821.40536422222222 3.61668085894854 0.380736 0.848329

1.2265462 3.27964052322534 0.263398 0.9483770.8131882 2.61508771862123 0.146546 0.591035

0.481891579525174 0.664612992018821 0.10526 0.6297540.50414636789045 0.292770965040703 0.094962 0.639548

0.263482815444745 0.0982784963214391 0.082111 0.5427774.20193494980695 0.575422729845263 0.01659 0.7304424.45544512961507 1.00730476568665 0.017709 0.7677645.02427920369898 1.50436717849471 0.019419 0.7186525.22145268203249 1.34195957768898 0.018796 0.6016636.04040444058953 1.45430495770581 0.016972 0.5381696.76144966613564 1.23145196201056 0.014245 0.51086-178.797751592357 -1.23760518735902 0.004182 0.196463-177.979012738854 -1.23953896453332 0.00443 0.026909-177.099426751592 -1.24654622722707 0.004621 0.037448-176.491369426752 -1.23336178773273 0.00474 0.032712

Page 88: Banking Sector Data 2007-2012 With Variables

-176.264439490446 -1.22699616926121 0.004751 0.031187-27501370 -1.13211433060612 3.124E-08 0.092276

1.20763742802006 2.06377214285714 0.633751 1.1270280.98488029502108 1.55215927804492 0.62919 1.3352531.01422273790631 1.40349593561769 0.4608 1.348791

0.913186460896457 1.51975439689929 0.530628 1.2472340.826150560897001 0.910162184016072 0.415448 1.116660.653749811390312 0.436043346154522 0.308342 1.0063122.17253823042121 0.0779128333333333 0.030236 3.989662.45652128847992 0.133313875 0.042927 3.908026

0.200992989713492 0.010920125 0.043395 3.6652885.29631315220889 0.438897904761905 0.046504 1.512889

13.98066733397 3.13187793721798 0.093568 2.46410319.3850917578437 0 0.15896 3.2420831.2032537373589 0.278636979345717 0.151331 14.185461.3486836951358 0.329491422017034 0.147343 12.888721.3486836951358 0.329491422017034 0.147343 12.88872

1.66600705086173 0.407015398983944 0.130604 8.8300121.8373114315332 0.448866074712256 0.127589 9.45541

2.04410234394396 0.499046101726625 0.119874 7.935548

Page 89: Banking Sector Data 2007-2012 With Variables

Non perfoNon perfoCash dividCash dividCurrent liaTotal liabiInvestmenDeposit t Fixed assetCash ratio0.027838 0.010799 0 0 7704011 1.025094 0.411279 2.507736 0.018827 0.1550420.031931 0.017016 0 0 5966448 1.03926 0.381204 1.797432 0.028196 0.1636970.063414 0.022656 0 0 8788121 1.04285 0.467914 2.674466 0.022256 0.1479260.068203 0.037098 0 0 11162099 1.038975 0.336457 1.6162 0.016232 0.1286980.06797 0.036328 0 0 13865954 1.039162 0.342417 1.793889 0.015917 0.110721

0.073514 0.030015 0 0 19266684 1.059526 0.378459 2.302839 0.011712 0.0946850.112475 0.059328 3.94E-08 9.84E-10 6.03E+08 1.071438 0.356116 1.737444 0.040137 0.2195550.136814 0.078992 4.205E-08 7.949E-10 6.65E+08 1.074994 0.273343 1.513218 0.033857 0.2176870.149733 0.086223 4.298E-08 7.926E-10 7.72E+08 1.068777 0.299096 1.530516 0.030529 0.188330.181403 0.095808 4.228E-08 7.225E-10 8.52E+08 1.064486 0.361815 1.737643 0.030462 0.1718740.167564 0.08679 4.235E-08 6.502E-10 9.54E+08 1.066995 0.344535 1.759436 0.027638 0.1676610.134886 0.076863 4.145E-08 5.319E-10 1.09E+09 1.064979 0.330379 1.570492 0.025616 0.1741190.228173 0.096435 0 0 22732224 1.049765 0.417819 2.122902 0.008927 0.2240370.263488 0.124972 1.82E-06 7.977E-09 25642886 1.039578 0.363309 1.956071 0.007037 0.1918920.376578 0.135689 0 0 31432830 1.045031 0.681962 2.220841 0.030859 0.1255310.225765 0.099473 0 0 39876110 1.038063 0.536831 2.027672 0.027095 0.1650710.176721 0.06784 0 0 55940155 1.037876 0.8054 2.043648 0.022422 0.077410.162389 0.061527 0 0 67463196 1.044286 0.760649 2.249414 0.019292 0.0705320.025019 0.01551 0 0 2.1E+08 1.029391 0.382675 1.433742 0.015061 0.0769160.324064 0.234343 0 0 1.76E+08 1.032972 0.138426 1.24551 0.019059 0.0729430.324064 0.234343 0 0 1.76E+08 1.032972 0.138426 1.24551 0.019059 0.0729430.640696 0.343177 0 0 2.2E+08 1.026482 0.270728 1.723366 0.015673 0.0789510.579381 0.272524 0 0 2.63E+08 1.028032 0.388794 1.871618 0.013313 0.0772480.463533 0.216828 0 0 3.11E+08 1.028964 0.486936 1.778853 0.010863 0.0656480.000816 0.000417 0 0 4621817 1.108205 0.499708 1.736741 0.186232 0.3052990.001741 0.001086 0 0 11617602 1.073246 0.25303 1.40053 0.129849 0.0950720.128611 0.074618 0 0 15101242 1.077361 0.222575 1.597717 0.107055 0.1521050.138891 0.068365 0 0 52081101 1.049221 0.316631 1.833805 0.050002 0.2279110.16175 0.067646 0 0 63295146 1.043056 0.425273 2.229534 0.042383 0.182047

0.211692 0.089805 0 0 65270393 1.039477 0.433345 2.198515 0.038751 0.1675160.067425 0.037821 3.68E-08 4.686E-10 2.87E+08 1.046445 0.318058 1.567464 0.025143 0.1059870.064665 0.039995 6.014E-08 6.818E-10 3.25E+08 1.058682 0.277827 1.396781 0.032336 0.0791710.068586 0.041916 5.595E-08 9.562E-10 3.69E+08 1.053514 0.287872 1.385412 0.032078 0.0751750.073836 0.045143 4.829E-08 8.89E-10 3.92E+08 1.055914 0.326326 1.466918 0.03713 0.0812270.083671 0.043294 4.875E-08 9.692E-10 4.5E+08 1.05084 0.490012 1.634598 0.038304 0.0848820.076232 0.03557 5.47E-08 1.028E-09 5.54E+08 1.049528 0.520073 1.898461 0.031798 0.0801650.068541 0.040655 5.595E-08 8.234E-10 1.61E+08 1.058009 0.275671 1.419294 0.030184 0.1049450.090743 0.060498 0 0 1.83E+08 1.056615 0.212777 1.301652 0.042783 0.1092840.131261 0.074052 0 0 2.25E+08 1.06284 0.324825 1.52483 0.038988 0.1232630.141367 0.072297 0 0 2.81E+08 1.061411 0.398972 1.674964 0.033756 0.0936280.156892 0.072536 0 0 3.09E+08 1.055735 0.45851 1.934141 0.028992 0.1049450.184505 0.079543 0 0 3.15E+08 1.057333 0.473575 2.135493 0.026701 0.1056140.002734 0.00163 6.783E-08 1.062E-09 1.25E+08 1.066297 0.307328 1.449287 0.043536 0.1152970.008609 0.005206 5.155E-08 7.049E-10 1.57E+08 1.056974 0.334058 1.441057 0.05532 0.0992440.019509 0.008772 7E-08 8.006E-10 2.23E+08 1.05792 0.586526 1.785908 0.040568 0.0852990.023406 0.010308 5.453E-08 6.627E-10 2.72E+08 1.048613 0.549464 1.985802 0.035942 0.0776010.027891 0.008789 5.51E-08 6.502E-10 3.46E+08 1.054916 0.738521 2.630062 0.029605 0.085960.025062 0.008635 5.444E-08 6.617E-10 4.1E+08 1.046748 0.734234 2.30209 0.026123 0.0907580.027483 0.015048 4.792E-08 4.561E-10 2.94E+08 1.06206 0.323939 1.595651 0.03813 0.16242

0 0 3.842E-07 1.433E-09 3.14E+08 1.05573 0.252627 1.568024 0.041493 0.1725970.082893 0.042397 -8.17E-07 2.055E-10 3.45E+08 1.064317 0.305717 1.727161 0.039586 0.1672830.085494 0.045393 0 0 3.68E+08 1.06104 0.320958 1.708941 0.036528 0.156042

Page 90: Banking Sector Data 2007-2012 With Variables

0.09622 0.043162 4.045E-08 3.737E-10 4.19E+08 1.054905 0.415328 2.021709 0.030349 0.1628630.09482 0.043818 4.39E-08 3.728E-10 4.78E+08 1.058269 0.414524 1.954055 0.027157 0.177204

0.019776 0.007392 0 0 10004282 1.059821 0.388959 2.506842 0.103117 0.4008940.028509 0.013391 -4.35E-06 1.205E-08 12723894 1.09218 0.402271 1.911589 0.137489 0.3444620.075418 0.02676 0 0 28067811 1.050033 0.238375 2.669106 0.080602 0.2236490.044492 0.018458 0 0 38462790 1.044711 0.355936 2.286113 0.050989 0.0937530.039731 0.01496 0 0 51268674 1.041762 0.413958 2.509581 0.034017 0.1020940.043933 0.017553 0 0 65837900 1.042919 0.451511 2.340826 0.027862 0.087257

0 0 0 0 2888762 1.102426 0.456478 0.775766 0.094015 0.1966680.008865 0.009248 0 0 5114097 1.057142 0.403908 0.897784 0.077199 0.131920.15361 0.089598 0 0 7879125 1.036523 0.421792 1.424284 0.073544 0.1590710.20532 0.086378 0 0 12923374 1.032989 0.399719 2.249934 0.048439 0.133474

0.095395 0.045903 0 0 20788541 1.050591 0.490766 1.935539 0.030764 0.1729480.044072 0.024971 0 0 39009188 1.057391 0.477601 1.537065 0.027401 0.0861260.002282 0.001514 0 0 16114844 1.052006 0.18456 1.432751 0.086096 0.2111910.015826 0.0106 0 0 25458910 1.059902 0.118594 1.408632 0.064517 0.2343170.034925 0.024518 0 0 28105906 1.043504 0.10088 1.358982 0.058895 0.1908030.081652 0.054928 0 0 32364908 1.045589 0.189253 1.379968 0.050342 0.2055790.090302 0.050229 0 0 40390107 1.038928 0.336104 1.649127 0.038076 0.1125750.094786 0.044042 0 0 54710048 1.035157 0.40171 2.018268 0.027109 0.1801570.05442 0.037991 1.1E-07 1.77E-09 1.12E+08 1.11652 0.30914 1.168536 0.0201 0.094415

0.089167 0.058418 1.345E-07 1.085E-09 1.16E+08 1.100731 0.351758 1.230682 0.020766 0.0846630.11682 0.063556 0 0 1.58E+08 1.0596 0.457274 1.35167 0.016603 0.056394

0.184791 0.098515 0 0 2.3E+08 1.09068 0.442457 1.460773 0.034794 0.1007030.175781 0.095276 0 0 2.54E+08 1.07488 0.435241 1.448514 0.039691 0.0909550.159895 0.09432 0 0 2.76E+08 1.057208 0.365561 1.397063 0.037181 0.0930870.067875 0.041125 4.974E-08 6.099E-10 5.61E+08 1.065377 0.337793 1.405029 0.022717 0.1334980.082821 0.055327 5.499E-08 7.668E-10 6.16E+08 1.058103 0.223248 1.31372 0.051347 0.1445110.108736 0.063419 4.477E-08 6.945E-10 7.35E+08 1.060196 0.317052 1.501663 0.021508 0.1634810.116602 0.064708 3.816E-08 7.029E-10 7.88E+08 1.051551 0.341073 1.625611 0.019501 0.1511150.12364 0.054904 3.134E-08 6.143E-10 9.73E+08 1.058434 0.448361 2.041315 0.01861 0.154916

0.112514 0.038068 3.355E-08 4.657E-10 1.41E+09 1.046564 0.656064 2.430813 0.015997 0.1453790.008953 0.005047 3.575E-08 5.785E-10 1.51E+08 1.054884 0.509933 1.347777 0.008124 0.0919690.016142 0.010421 0 0 1.59E+08 1.05605 0.417585 1.186321 0.009441 0.0905240.06222 0.029141 3.641E-08 4.217E-10 2.1E+08 1.038193 0.785449 1.389981 0.011291 0.076193

0.062285 0.032195 0 0 2.23E+08 1.040282 0.629072 1.337873 0.014612 0.0764950.140692 0.058523 5.323E-08 5.205E-10 2.52E+08 1.04643 0.795867 1.689648 0.012255 0.0705980.165835 0.065066 5.894E-08 6.65E-10 2.59E+08 1.051096 0.738424 2.036006 0.011013 0.0851330.022175 0.009489 0 0 14161045 1.068703 0.446607 2.112411 0.032492 0.0869510.047054 0.027856 3.652E-06 9.247E-09 15831928 1.032847 0.335989 1.579914 0.152696 0.1236440.073318 0.031463 0 0 26353426 1.033655 0.447389 1.823304 0.111574 0.1360450.13611 0.056716 0 0 31800738 1.054861 0.521446 1.879819 0.085942 0.101149

0.154016 0.060735 0 0 43346151 1.054802 0.570181 2.228209 0.067034 0.0933380.152554 0.041559 0 0 70639472 1.034603 0.773147 3.110834 0.046688 0.0880780.042551 0.029226 0 0 34877580 1.049573 0.219665 1.317725 0.029906 0.1092230.228113 0.17264 0 0 41388099 1.029272 0.269445 1.088315 0.068292 0.0378540.245863 0.132332 -6.02E-08 4.262E-09 52503201 1.058655 0.310018 1.464314 0.072463 0.0587950.318374 0.172167 0 0 53331320 1.047486 0.275396 1.545701 0.081301 0.068120.413065 0.174245 0 0 66600809 1.045992 0.251457 2.109582 0.06268 0.2365310.44609 0.158955 0 0 83845407 1.040606 0.63848 2.013532 0.042452 0.081176

0.048983 0.030181 8.188E-09 3.045E-10 3.32E+08 1.071978 0.387162 1.334021 0.045092 0.1311940.000215 0.000147 7.48E-08 2.592E-09 3.53E+08 1.091639 0.292663 1.259584 0.04482 0.1237770.091763 0.052884 7.022E-08 2.15E-09 4.12E+08 1.065945 0.461081 1.451465 0.041188 0.10880.096415 0.050245 6.815E-08 2.016E-09 4.57E+08 1.068937 0.500232 1.694242 0.043117 0.102759

Page 91: Banking Sector Data 2007-2012 With Variables

0.118093 0.047222 6.217E-08 1.828E-09 5.3E+08 1.064919 0.649512 2.175192 0.039702 0.104630.106601 0.038466 6.122E-08 1.688E-09 6.24E+08 1.064858 0.744239 2.272787 0.036333 0.0939940.016003 0.009001 0 0 56997959 1.078493 0.193015 1.578604 0.016804 0.1644550.092317 0.046017 0 0 74242371 1.068138 0.206833 1.77678 0.023714 0.095750.08749 0.031652 2.088E-07 2.789E-09 1.09E+08 1.05844 0.242897 2.405473 0.02114 0.125314

0.079976 0.0295 0 0 1.37E+08 1.069297 0.385444 2.427403 0.021149 0.16610.078835 0.024868 3.283E-08 4.957E-10 1.79E+08 1.042629 0.587861 2.883908 0.021516 0.105970.056384 0.019389 4.276E-08 5.466E-10 2.49E+08 1.036155 0.661643 2.598455 0.018994 0.0923170.161299 0.094618 0 0 1.33E+08 1.050403 0.347119 1.420048 0.219905 0.0878990.208049 0.120074 -5.62E-08 2.348E-09 1.28E+08 1.085568 0.336343 1.301727 0.026596 0.0791420.18741 0.094522 0 0 1.56E+08 1.064864 0.664748 1.117808 0.018696 0.080017

0.465404 0.230378 0 0 1.41E+08 1.065019 0.506591 1.328868 0.018263 0.083330.561842 0.242238 0 0 1.33E+08 1.062528 0.559083 1.404373 0.019289 0.0711730.459888 0.186558 0 0 1.57E+08 1.122046 1.033397 1.132827 0.001559 0.054870.513731 0.166815 0 0 12827549 1.126727 0.312214 2.69436 0.059108 0.0831770.318212 0.177879 0 0 10297486 1.070667 0.388391 1.599793 0.105004 0.1073830.280385 0.163658 0 0 15661917 1.063629 0.463861 1.287679 0.066763 0.1065760.223377 0.120046 0 0 21406800 1.055059 0.745767 1.225249 0.044339 0.1142610.165457 0.113156 0 0 21665329 1.068468 0.546916 1.116097 0.039035 0.0702820.158726 0.093078 0 0 25231110 1.043868 0.390925 1.473226 0.031604 0.1721080.237141 0.119192 0 0 49254159 1.045194 0.421468 1.637633 0.045996 0.0680710.413198 0.250619 -3.97E-07 1.438E-08 49795246 1.029293 0.292577 1.320685 0.05858 0.0654730.370478 0.177746 0 0 64698366 1.034049 0.406759 1.545605 0.055615 0.0505720.278665 0.182206 0 0 65577329 1.03443 0.236779 1.255934 0.036026 0.0534310.22074 0.129633 0 0 81853594 1.038828 0.273874 1.283073 0.055931 0.055348

0.220752 0.129223 0 0 80427228 1.040789 0.184429 1.409179 0.055399 0.0508850.031814 0.018187 0 0 66015599 1.064045 0.318895 1.497969 0.030621 0.1546740.105147 0.067725 0 0 70075945 1.054059 0.228008 1.295513 0.042333 0.1363610.065468 0.036455 0 0 82933748 1.055144 0.401603 1.50939 0.038099 0.0960810.129784 0.071541 0 0 94387339 1.050861 0.426567 1.500059 0.034973 0.0916240.136848 0.075295 0 0 1.14E+08 1.039058 0.458981 1.526386 0.032284 0.086080.128919 0.067873 0 0 1.41E+08 1.03566 0.492567 1.569126 0.027452 0.0902120.087783 0.049385 0 0 1.84E+08 1.156174 0.229714 1.482065 0.017574 0.1519450.131642 0.074526 0 0 1.83E+08 1.210712 0.169501 1.389727 0.017517 0.1309850.165213 0.079538 0 0 2.23E+08 1.207156 0.402404 1.598297 0.026046 0.1069630.156033 0.082055 1.604E-08 1.833E-10 2.36E+08 1.165585 0.32833 1.521459 0.024005 0.1059280.190101 0.084603 1.801E-08 2.746E-10 2.55E+08 1.208797 0.441082 1.717839 0.020864 0.1155690.189582 0.079952 3.308E-08 5.012E-10 2.9E+08 1.184944 0.494155 1.839648 0.018571 0.1178910.015999 0.010869 0 0 11213388 1.054027 0.571426 1.178788 0.050555 0.0719140.047698 0.039597 0 0 18486406 1.026846 0.3066 1.054433 0.04888 0.0765550.138795 0.075273 0 0 32862289 1.038241 0.397542 1.691948 0.046038 0.0805890.294015 0.16541 0 0 66794667 1.031274 0.328326 1.587923 0.040386 0.0662150.391146 0.197484 0 0 1.08E+08 1.049355 0.40322 1.563603 0.052421 0.0698080.445487 0.178317 0 0 1.26E+08 1.044284 0.514144 1.842377 0.041516 0.0931580.075032 0.04512 2.414E-08 5.657E-10 4.61E+08 1.058865 0.287786 1.369035 0.03468 0.1339530.075547 0.049977 2.96E-08 4.028E-10 5.37E+08 1.06386 0.233729 1.302484 0.034879 0.120450.110653 0.069909 2.635E-08 3.904E-10 5.41E+08 1.059341 0.273374 1.391494 0.041413 0.1397640.149759 0.078528 4.537E-08 6.883E-10 6.15E+08 1.058587 0.408232 1.662061 0.037901 0.1529450.117159 0.055412 5.038E-08 9.291E-10 6.85E+08 1.053377 0.475015 1.858153 0.035662 0.1544070.138835 0.062334 4.409E-08 8.852E-10 8.22E+08 1.044836 0.504785 1.957484 0.031955 0.1429944.695262 0.150133 0 0 28792461 1.303962 0.770117 5.090019 0.003402 0.009883

0 0 0 0 27179940 1.303939 0.8705 37.16295 0.00353 0.00893844.19341 0.184926 0 0 26102115 1.301755 0.837165 26.70378 0.003548 0.00897256.8133 0.185923 0 0 25779919 1.284788 0.910191 30.57018 0.003725 0.008339

Page 92: Banking Sector Data 2007-2012 With Variables

60.97564 0.188435 0 0 25828397 1.279431 0.874936 32.06481 0.001796 0.00764117.1827 0.194339 0 0 24867417 1.28739 3.35595 10.83708 0.001725 0.0031212.693665 1.511494 0 0 3279587 1.151106 1.627022 0.887289 0.0383 0.1035762.175692 1.445488 0 0 3410118 1.11507 1.345153 0.748922 0.032754 0.0732711.55812 1.187749 0 0 4663325 1.113384 0.920738 0.741405 0.023586 0.062942

1.812536 1.329647 0 0 4089552 1.102522 1.010704 0.801774 0.029406 0.0608811.772972 1.031075 0 0 5170861 1.113715 1.009494 0.895528 0.023498 0.043421.75576 0.757451 0 0 6913454 1.122344 1.373733 0.993727 0.018741 0.046681

0.406298 0.228651 0 0 14007645 1.016082 0.277942 0.250648 0.180647 0.4498820.560878 0.418101 0 0 9929185 1.018603 0.263719 0.255884 0.367096 0.2946290.610838 0.410661 0 0 9837175 1.018196 0.245492 0.27283 0.369927 0.2663240.593557 0.366699 0 0 9070343 1.031426 0.20932 0.660987 0.395587 0.2782240.414984 0.536646 0 0 4387540 1.061016 0.615456 0.405827 0.802631 0.5909290.280328 0.797983 0 0 2409075 1.138928 0.460184 0.308444 1.25563 0.6049380.272508 0.213021 0 0 55579457 1.411219 1.736189 0.070495 0.011059 0.2547340.185712 0.152793 0 0 56682383 1.499382 0.913463 0.077587 0.013463 0.3129360.185712 0.152793 0 0 56682383 1.499382 0.913463 0.077587 0.013463 0.3129360.203378 0.179857 0 0 60859985 1.575441 0.816608 0.11325 0.011803 0.2244880.235116 0.203009 0 0 60219670 1.629808 1.34427 0.10576 0.011892 0.236350.22626 0.190733 0 0 62389113 1.674384 1.611656 0.126015 0.011298 0.200757

Page 93: Banking Sector Data 2007-2012 With Variables

Long termFixed AsseNatural log to fixed Assets7704011 1.011308 15.86856098695 1.03744 15.660349075673 0.987042 16.00807

11494957 0.980136 16.2373614312554 1.019614 16.4960719864833 1.040358 16.844036.39E+08 0.985995 20.260997.05E+08 0.954374 20.327128.15E+08 0.982768 20.501128.99E+08 0.992105 20.608551.01E+09 0.985114 20.716811.15E+09 0.983322 20.8423923514535 1.048154 17.0201626535257 0.995593 17.0895732618300 1.068871 17.3669941113265 1.075368 17.604557777680 1.109323 17.9758669892813 1.107686 18.164752.15E+08 1.01765 19.203831.81E+08 0.956337 18.969071.81E+08 0.956337 18.969072.25E+08 0.941519 19.171092.69E+08 0.967355 19.378443.18E+08 0.979487 19.557595022167 1.49944 15.83446

12320145 1.252654 16.5520116006800 1.091129 16.6757454216987 0.901817 17.7051665569366 0.930651 17.9267567100447 0.937925 17.957622.97E+08 0.97629 19.484363.41E+08 0.998704 19.647233.85E+08 1.013928 19.783264.1E+08 1.020161 19.85128

4.68E+08 1.019931 19.984565.75E+08 1.022764 20.19211.67E+08 0.988283 18.923391.91E+08 0.976771 19.042372.36E+08 0.958434 19.238672.96E+08 0.975544 19.479953.23E+08 0.963597 19.556793.3E+08 0.970356 19.58355

1.31E+08 0.972023 18.658621.63E+08 0.989645 18.901662.33E+08 0.992637 19.257072.83E+08 0.993181 19.452663.6E+08 0.986895 19.68713

4.24E+08 0.981657 19.846543.09E+08 0.911002 19.454143.28E+08 0.897193 19.501543.64E+08 0.911142 19.619183.86E+08 0.919071 19.68601

Page 94: Banking Sector Data 2007-2012 With Variables

4.37E+08 0.915338 19.807074.98E+08 0.907417 19.9285310517749 0.992305 16.1608513543133 1.085842 16.5037528986516 0.963041 17.1446839619495 1.043443 17.5373652610907 1.016563 17.7948667412566 1.016001 18.042223104403 2.023708 15.653265386189 1.635012 15.9918108632 1.449731 16.27982

13262836 1.202666 16.5850221629319 1.111893 16.9956240857176 1.072657 17.5957316605387 1.078261 16.7005926700758 0.976924 17.0768629049136 1.032946 17.2169133428453 0.994219 17.3191241567974 1.050076 17.591755974427 0.958372 17.797891.23E+08 1.065053 18.688391.26E+08 1.019886 18.670951.66E+08 1.032581 18.962172.48E+08 0.986186 19.313352.7E+08 0.996885 19.41185

2.88E+08 0.998278 19.47625.83E+08 0.997259 20.180126.42E+08 0.977813 20.258377.7E+08 0.966479 20.42717

8.19E+08 0.984087 20.507151.02E+09 0.973164 20.712011.46E+09 0.9635 21.063371.56E+08 1.01816 18.884251.65E+08 1.018152 18.941472.15E+08 1.027099 19.214262.29E+08 1.025461 19.275462.6E+08 1.040517 19.41547

2.68E+08 1.038287 19.4455414406766 1.325519 16.7650116224043 1.212416 16.7946226919869 1.088774 17.1934333175741 1.090165 17.4036644474595 1.134508 17.7366372370092 1.074988 18.1696135727428 1.037889 17.4286242382071 1.185227 17.7321755196700 1.049206 17.8744555322780 0.997936 17.8266368772307 0.835185 17.8662186372181 0.966416 18.240013.45E+08 1.0641 19.720863.75E+08 1.067569 19.806834.31E+08 1.082699 19.96164.78E+08 1.094739 20.07609

Page 95: Banking Sector Data 2007-2012 With Variables

5.55E+08 1.082206 20.213856.55E+08 1.087063 20.3830660279743 0.958945 17.8725978244075 0.99902 18.174361.14E+08 0.980802 18.532691.45E+08 0.940911 18.728691.85E+08 0.989826 19.023572.55E+08 0.986786 19.342791.38E+08 1.195589 18.921051.38E+08 1.224866 18.943991.65E+08 1.185341 19.091591.49E+08 1.022977 18.844431.39E+08 1.042651 18.794791.74E+08 1.047044 19.0207613396266 1.462224 16.7904510969833 1.402169 16.5486816580339 1.330789 16.909522469683 1.249023 17.1500422619700 1.317802 17.210326087245 1.169589 17.2336150909405 0.988183 17.7336750822371 1.030747 17.7741366263650 0.986852 17.9959266998215 1.032344 18.0520183352314 1.033442 18.2714881729236 1.03964 18.257868603067 0.971432 18.0148672609711 0.983638 18.0841185743670 1.01864 18.2853497330195 1.021857 18.415241.17E+08 1.02313 18.602121.44E+08 1.014851 18.798282.06E+08 1.105807 19.243192.18E+08 1.10595 19.298712.64E+08 1.112425 19.498252.7E+08 1.121638 19.52689

3.04E+08 1.101128 19.628723.37E+08 1.081195 19.7150411435031 1.514153 16.6670518906734 1.236998 16.9677233905766 1.047758 17.3857568526343 0.988439 18.03111.13E+08 0.995603 18.535081.3E+08 0.945606 18.62426

4.82E+08 0.972567 19.965195.66E+08 0.982199 20.136325.68E+08 0.994493 20.1526.46E+08 0.978507 20.264917.15E+08 0.980531 20.36878.52E+08 0.989252 20.55237519514 0.243611 16.0281935411507 0.197751 15.761833939938 0.164229 15.5336133108023 0.149298 15.41348

Page 96: Banking Sector Data 2007-2012 With Variables

33025549 0.149797 15.4143232003499 0.13965 15.312743734710 1.671903 15.647143764835 1.462786 15.521565137528 1.412177 15.797224468316 1.428613 15.669235575001 1.351151 15.834767657139 1.185185 16.02105

14193268 0.800035 16.2451810038710 1.186315 16.292819971865 1.112335 16.221749333613 1.363062 16.358874643254 2.534101 16.280762712918 4.826974 16.38776

78042079 1.015407 18.1880584375175 1.003066 18.2538484375175 1.003066 18.2538495575266 1.087348 18.4591797938376 1.105134 18.499821.04E+08 1.14558 18.59744

Page 97: Banking Sector Data 2007-2012 With Variables

Company Name Codes Years 4.Return on assetsFIRST WOMEN BANK LIMITED 1 2007 0.0176

1 2008 0.01451 2009 -0.00781 2010 0.00191 2011 0.0161 2012 0.0019

NATIONAL BANK OF PAKISTAN 2 2007 0.0252 2008 0.01892 2009 0.01842 2010 0.01712 2011 0.01542 2012 0.0128

THE BANK OF KHYBER 3 2007 0.00743 2008 0.00443 2009 -0.01643 2010 0.01113 2011 0.01273 2012 0.0131

THE BANK OF PUNJAB 4 2007 0.01894 2008 -0.05414 2009 -0.05414 2010 0.01774 2011 0.0014 2012 0.0053

ALBARAKA BANK (PAKISTAN) LIMITED 5 2007 -0.00645 2008 -0.01575 2009 -0.02855 2010 -0.01715 2011 0.00575 2012 -0.0087

ALLIED BANK LIMITED 6 2007 0.01276 2008 0.01136 2009 0.01716 2010 0.01846 2011 0.01996 2012 0.0188

ASKARI BANK LIMITED 7 2007 0.01477 2008 0.00197 2009 0.00427 2010 0.00297 2011 0.0057 2012 0.0036

BANK AL-HABIB LIMITED 8 2007 0.01578 2008 0.01378 2009 0.01148 2010 0.01228 2011 0.01188 2012 0.0122

BANK ALFALAH LIMITED 9 2007 0.00959 2008 0.00379 2009 -0.00039 2010 0.00289 2011 0.0092

Page 98: Banking Sector Data 2007-2012 With Variables

9 2012 0.0085BANKISLAMI PAKISTAN LIMITED 10 2007 -0.0026

10 2008 -0.002810 2009 -0.014110 2010 0.000910 2011 0.006910 2012 0.0055

BURJ BANK LIMITED 11 2007 0.007411 2008 0.003511 2009 -0.022511 2010 -0.030311 2011 -0.010411 2012 0.0018

DUBAI ISLAMIC BANK PAKISTAN LIMITED 12 2007 -0.017312 2008 -0.005712 2009 0.006412 2010 0.000212 2011 0.00412 2012 0.0054

FAYSAL BANK LIMITED 13 2007 0.016113 2008 0.008113 2009 0.006713 2010 0.004513 2011 0.004413 2012 0.0045

HABIB BANK LIMITED 14 2007 0.012314 2008 0.013914 2009 0.015514 2010 0.018414 2011 0.019614 2012 0.0139

HABIB METROPOLITAN BANK LIMITED 15 2007 0.016215 2008 0.017915 2009 0.011615 2010 0.011115 2011 0.009815 2012 0.0113

JS BANK LIMITED 16 2007 0.001716 2008 0.002516 2009 -0.018116 2010 -0.010316 2011 0.006616 2012 0.0098

KASB BANK LIMITED 17 2007 0.004817 2008 -0.018817 2009 -0.070817 2010 -0.046417 2011 -0.034517 2012 -0.0089

MCB BANK LIMITED 18 2007 0.037218 2008 0.034718 2009 0.030618 2010 0.029618 2011 0.0294

Page 99: Banking Sector Data 2007-2012 With Variables

18 2012 0.0276MEEZAN BANK LIMITED 19 2007 0.0143

19 2008 0.007319 2009 0.013419 2010 0.01219 2011 0.015119 2012 0.0128

NIB BANK LIMITED 20 2007 -0.00220 2008 -0.041820 2009 0.003320 2010 -0.05920 2011 -0.013420 2012 0.0014

SAMBA BANK LIMITED 21 2007 -0.06421 2008 -0.04521 2009 -0.02521 2010 -0.003921 2011 0.007521 2012 0.0086

SILKBANK LIMITED 22 2007 -0.056722 2008 -0.036222 2009 -0.042322 2010 -0.015622 2011 0.007722 2012 -0.0039

SONERI BANK LIMITED 23 2007 0.01323 2008 0.008723 2009 0.001523 2010 0.001223 2011 0.00623 2012 0.007

STANDARD CHARTERED BANK (PAKISTAN) LIMITED 24 2007 0.010824 2008 0.002624 2009 0.002724 2010 0.011424 2011 0.015224 2012 0.0152

SUMMIT BANK LIMITED 25 2007 0.012725 2008 -0.007725 2009 -0.054125 2010 -0.04225 2011 -0.012625 2012 -0.0202

UNITED BANK LIMITED 26 2007 0.023426 2008 0.013626 2009 0.014826 2010 0.015226 2011 0.018426 2012 0.0201

INDUSTRIAL DEV. BANK OF PAKISTAN 27 2007 -0.042327 2008 0.017727 2009 0.023827 2010 0.018527 2011 0.0069

Page 100: Banking Sector Data 2007-2012 With Variables

27 2012 -0.0052SME BANK LTD. 28 2007 0.0168

28 2008 -0.092628 2009 -0.004528 2010 -0.044928 2011 -0.02928 2012 -0.0447

THE PUNJAB PROVINCIAL COOPERATIVE BANK LIMITED 29 2007 0.007429 2008 0.008129 2009 -0.071429 2010 -0.011829 2011 0.033429 2012 0.0263

ZARAI TARAQIATI BANK LTD. (ZTBL) 30 2007 0.011230 2008 0.025530 2009 0.025530 2010 0.015930 2011 0.017530 2012 0.0196

Page 101: Banking Sector Data 2007-2012 With Variables

3.Return on equity 11.Earning per sh9.Profit/(loss) be Shareholder equity to total Assets0.1536 5.57 238422 0.03156725845955790.0933 3.74 190443 0.03883636847574-0.0757 -2.82 -86254 0.0276514272679240.0219 0.84 54677 0.02232908976978960.1571 2.39 400103 0.06696442051308440.0219 0.29 88491 0.06643218560478060.2748 23.34 28060501 0.0106984879889957

0.19 17.23 23000998 0.01096870641950520.182 16.21 21198842 0.01137507510159

0.1678 13.18 24622287 0.01296183972418670.1571 10.53 26116002 0.01458047347327450.1414 0.01 24063424 0.01405612355363450.0394 0.55 91014 0.1346006083380010.0242 0.34 205896 0.127731752929235-0.1264 -1.27 -798770 0.1289339733995150.1005 1.13 713141 0.09851500472405340.0899 1.06 1285458 0.1202494002656890.0998 1.19 1569218 0.109536282851060.2942 10.51 4845722 0.01800358971333-1.9894 -19.02 -16832906 0.0284438654757766-1.9894 -19.02 -16832906 0.0284438654757766-0.5691 7.65 6202212 0.023078309514594-0.0423 0.56 469703 0.0188258029774905-0.2783 3.3 1514607 0.0159223343254149-0.0204 -0.19 -83654 0.335515113557886-0.0642 -0.58 -391363 0.272110702857713-0.1617 -1.25 -798882 0.227704560922355-0.151 -1.16 -1572307 0.1470484070874990.0563 0.46 480702 0.123167894456065-0.1092 -0.72 -952994 0.1209599944637170.2214 7.57 5953076 0.01682663665920580.1998 6.43 6120940 0.01762672577406420.2765 10.06 10571622 0.01699572959707030.2656 10.59 12415279 0.01738131749603850.2716 11.92 15257865 0.01667629368023340.2746 12.56 16146441 0.01496662259519510.2216 8.92 2299785 0.01650363885733520.0321 0.95 461382 0.01968452203799370.0812 2.11 1599691 0.01994652417475870.062 1.43 1249627 0.0204188238324281

0.1028 2.41 2454944 0.0205608863832080.0725 1.59 1766057 0.0230193982992740.2759 6.01 3052227 0.02606356018086660.2433 5.07 3578532 0.02698684458802070.2325 4.68 4512071 0.0244243746962650.2488 5.01 5724435 0.02426021089069120.2538 5.16 5878697 0.0228488602062280.2589 5.45 8929242 0.02228693094721120.2274 4.82 4535552 0.01976313715928530.0891 1.63 1794720 0.0229089157213341-0.0057 -0.07 437664 0.03465646464297920.0677 0.86 2065110 0.03276210737615150.1871 3.21 5383151 0.0288068417517187

Page 102: Banking Sector Data 2007-2012 With Variables

0.1774 3.38 6783202 0.0251489293760332-0.0117 -0.12 -100463 0.221492021476697-0.0102 -0.1 -229152 0.276588068271115-0.1031 -0.92 -572307 0.1544103415360820.0087 0.08 41833 0.117465388654530.079 0.77 614506 0.08991809853623340.074 0.78 626442 0.07112016900688250.014 0.14 32259 0.5256816475912680.008 0.08 60111 0.422030923084436

-0.0609 -0.58 -405152 0.385162824038574-0.1255 -1.07 -824560 0.283466112715512-0.0499 -0.39 -346908 0.2680594624043430.0144 0.11 33346 0.157049634705205-0.085 -0.85 -567848 0.240574928571083-0.036 -0.3 -271806 0.1877618188264350.0375 0.33 352050 0.1915816197136390.0013 0.01 17731 0.1698732694864030.0305 0.28 316129 0.1405918929836510.051 0.51 501005 0.109857520479497

0.2196 4.29 2697827 0.03748967784455810.11 2.11 1796537 0.0383129923820408

0.1066 1.99 1320043 0.03369007333508550.0716 1.63 827054 0.02734201991364510.072 1.55 1478091 0.02817506665958550.076 1.53 1840101 0.0296217328264658

0.1585 11.65 13127002 0.01052087709789490.1632 13.18 5855194 0.01058161210539770.1784 14.71 21381636 0.01054258434738540.1962 17 27040030 0.010834656070390.223 20.26 34321398 0.00967104500307645

0.1878 18.44 34891207 0.007528214288112230.2078 5.57 4203898 0.02903012125489470.2029 5.44 4740110 0.03295929005377690.1453 3.65 4226734 0.03174048144283050.1341 3.22 4027590 0.03463252484331740.1162 2.69 4026335 0.03635770684589380.1302 3.24 5037995 0.03484179563723210.0069 0.07 97625 0.2512002802867730.0095 0.1 111225 0.263311269448463-0.1058 -0.97 -1448793 0.186278154803234-0.0563 -0.5 -622550 0.2069314454296220.0383 0.36 537336 0.1835311601964130.077 0.76 1190156 0.127645788036167

0.0608 0.64 65562 0.0759827473188685-0.3049 -2.42 -1849199 0.0775088786295082-0.9898 -4.54 -5864077 0.15588002259753-1.4056 -2.87 -3487184 0.161597022212337-0.2682 -1.29 -3146226 0.266544814305653-0.0933 -0.41 -1596866 0.2160958131530840.3361 24.3 21308035 0.0153056995674710.2943 24.47 21867566 0.01416263020182430.2482 22.67 23349146 0.01350494320888860.2369 22.2 26509636 0.01332583994874520.2382 23.08 31321782 0.0127411990386644

Page 103: Banking Sector Data 2007-2012 With Variables

0.2343 23.09 32476487 0.01194185316475970.1684 2.55 1269188 0.05626641976646150.098 1.26 992311 0.0577648688547678

0.1708 2.52 2527405 0.0529876795849060.1617 2.72 2443282 0.0439679460761450.2181 3.79 4121435 0.03980421970086190.2266 3.88 5230226 0.0329171763625765-0.0155 -0.16 -571207 0.12463936443591-0.2577 -2.63 -1099789 0.1589481396741580.0166 0.17 644071 0.194298829943718-1.2299 -2.4 -12089002 0.245734030041591-0.0345 -0.2 -3492009 0.6654513462298410.0044 0.03 440488 0.539825608188768-0.2127 -1.51 -1372679 0.42456493737056-0.1355 -0.85 -1011441 0.531894115580589-0.1214 -0.68 -1068424 0.369489780243014-0.0151 -0.08 -130296 0.4698199869424660.0289 0.16 200894 0.4575259905757150.0355 0.21 164034 0.411281374845473-2.7625 -6.08 -3320265 0.0932108474374122-0.6519 -2.24 -2834255 0.161795428858389

-14.7427 -3.22 -4252459 0.131118275787428-0.0842 -0.42 -1235546 0.3676397612393480.037 0.26 1358918 0.294650561175632

-0.0186 -0.13 -529269 0.2999727941018780.1606 2.43 1476685 0.05353291680361450.1006 1.7 953233 0.05080713159278040.0202 0.29 190413 0.05266327432157580.015 0.21 140447 0.0557160466631549

0.0697 0.87 1078271 0.06959854264917320.0969 1.1 1722056 0.06318564783433850.0638 0.7 4091234 0.1515029352105180.0154 0.17 1092980 0.1463089066727180.0195 0.23 1515719 0.1219089202194530.0774 0.97 5757685 0.1182895128406150.1078 1.43 8586328 0.106307374174290.1194 1.56 9322355 0.09701872258604660.0364 0.51 326918 0.248333598774358-0.0312 -0.38 -347274 0.201590004877269-0.5083 -4.13 -2285586 0.130981344981941-0.8678 -4.18 -3889746 0.100484632766395-0.2779 -1.4 -2984407 0.0900777911651952-0.9567 -2.52 -2499096 0.0802730730140010.3655 15.36 13004973 0.01526304899181220.1874 8.35 14052051 0.01629944830574590.1697 8.53 14392181 0.01737746134048180.1724 9 17688623 0.01685217231093370.2013 12.16 23633636 0.01516566574181420.2329 15.75 28410446 0.01274907854441470.0142 -253.72 -395687 0.0166583286603361-0.0046 8.19 173008 0.0216683527497416-0.005 8.8 140246 0.0270311079844556

-0.0034 60.81 97420 0.0304384316801646-0.0013 22.69 3009 0.0305182365901994

Page 104: Banking Sector Data 2007-2012 With Variables

0.0009 -15.2 -23586 2.19931077998777E-070.0382 0.46 41691 0.3633953435105-0.2262 -2.23 -131994 0.415581525826775-0.014 -0.14 -28160 0.316946234285706

-0.1362 -1.24 -337052 0.360726450436482-0.1138 -0.94 -216570 0.308424521875711-0.2687 -1.76 -411473 0.2545799788462480.1388 30.16 130264 0.0243729688177940.1129 27.74 121586 0.0292665824305726

-11.2072 -225.26 -979071 0.0316984737806997-0.078 -41.29 -174826 0.0285362471535740.0788 110.14 508403 0.03033484182055290.0453 88 402991 0.02997060441603060.0729 0.88 1799105 0.1270802714052250.1543 2.08 3998633 0.1223231340056470.1543 2.08 3998633 0.1223231340056470.0894 1.49 2877842 0.1064960661243630.0932 1.71 3277159 0.1022507519517760.1012 2.07 3889408 0.0949681658534441

Page 105: Banking Sector Data 2007-2012 With Variables

Natural Log Of total Asset Fixed Asset to total Assets16.0111311829898 0.0165471862905617 0.1329 1.3615.8038945022798 0.0239375244481546 0.1337 -8.7716.1435742960076 0.0198840716470756 0.1267 -26.3216.3573613393762 0.0148189899206182 0.1131 -22.0116.5961006214261 0.014219766395398 0.0952 4.1416.9286168946679 0.0106303021679976 0.0811 58.1320.4517111404385 0.0340110166735553 0.1736 4.1420.5220774059268 0.0296146847179884 0.1771 0.1620.6680208173995 0.026632267306862 0.1537 2.3420.760579412476 0.0266090612817585 0.141 5.220.866049383587 0.0243842559572549 0.1386 2.33

20.9979845902285 0.0225764425925159 0.1441 3.617.2079939831474 0.00716298006467244 0.1712 -10.8917.260373535278 0.00598580254136469 0.157 11.84

17.4742031901736 0.0261184002193217 0.1017 -10.1217.7432947605906 0.0220803108569085 0.1296 3.218.0412410086954 0.0190256800834953 0.0633 15.1918.2243937792202 0.0165391587429174 0.0579 9.1719.2749862575684 0.0138430477440299 0.0687 9.1119.040768510122 0.0186749203051469 0.0692 4.8119.040768510122 0.0186749203051469 0.0692 4.81

19.2498078283352 0.0154263197037003 0.0757 8.1519.4534725950679 0.0128074582388022 0.0723 111.8419.6209782245428 0.0104588420779527 0.0614 11.7816.0062111223549 0.106678596092927 0.1578 -42.7416.6211342544266 0.0979011375860044 0.0668 -1.5616.7992942304524 0.0881336069161465 0.1162 -3.8517.9225025367045 0.0449665444796087 0.1953 -8.4618.0997159490003 0.0385715027521102 0.1588 24.9918.1178045025292 0.0355923890236521 0.148 -0.8219.5841743793616 0.0235813768143494 0.095 11.3719.7200428222273 0.0303642419076403 0.0702 0.1419.8518070936089 0.0297833356231727 0.0663 1.4919.9246834890534 0.034160590050091 0.0708 4.3720.0614014319259 0.035075639545228 0.074 8.4720.2648772211116 0.0292198405044316 0.0702 6.3419.0204612224311 0.0281515888140478 0.0925 3.1219.144314150932 0.0400912380628114 0.0969 6.72

19.3542353459492 0.0366905243089343 0.1091 34.519.5673849498977 0.0320363996038645 0.0837 38.9219.6557617902945 0.0274846617452883 0.0942 21.3919.682576945777 0.0252016927409854 0.0943 8.53

18.7659305872794 0.0409694250278088 0.1018 9.0718.9934834355085 0.051691097405412 0.0877 6.9519.3361975764436 0.0382774314209472 0.0761 23.0119.5252629968689 0.0340107166174901 0.07 8.2119.7675209610761 0.0280640472496586 0.0772 20.819.9321837072871 0.0247299559159894 0.0821 6.6919.6112495710081 0.0362496191491445 0.1454 12.6719.6705560156331 0.03946606735988 0.1555 1.9219.7798460860402 0.0373816293575163 0.1484 -203.7519.8360577794198 0.0346077237805155 0.1393 15.5119.9647174443047 0.0286704681541836 0.1458 12.38

G.Liquidity ratios1 .Cash & cash equivalent to total assets (C1+C2)/C

J.Cash flow ratio1 .Cash generated from opration activities to profit after tax (E4/D1 0) (times)

Page 106: Banking Sector Data 2007-2012 With Variables

20.1005150379589 0.0256260456683635 0.158 10.9616.4860300783369 0.0756757946528088 0.2776 -159.9516.7646018561871 0.100093668472282 0.2296 -20.9617.3475175231536 0.0694746939111423 0.1836 -9.2517.6209874118127 0.0455841030120179 0.0802 103.5317.8882318976119 0.030942954346436 0.0891 21.7818.1227601697969 0.0257705860617816 0.0774 22.0315.7398371634044 0.0437052060467111 0.0829 -25.4116.0648148037482 0.0440204587276821 0.0712 20.1716.3811270005673 0.0461711896100102 0.0963 -2.2416.6877005808749 0.0365838700687487 0.0976 -4.9817.134949252168 0.0243043644798816 0.1301 -18.7

17.6695961827072 0.0239532727163449 0.0712 82.9916.8746047388422 0.0684982673609894 0.1597 -7.7217.2828100190195 0.0543188466372604 0.1861 -13.8817.3813432912554 0.0488366415981229 0.1516 -5.6717.5016045362399 0.0427084979579198 0.1668 579.1817.6907959041077 0.0331511975083476 0.0943 26.1617.9665615661635 0.0241772433865104 0.1552 39.0718.7662360401233 0.0178015636341493 0.0749 3.218.7445126123835 0.0191474938282999 0.0709 1.6919.0128602627945 0.0154188792382832 0.0494 14.7619.4039604533918 0.0326439318780895 0.0866 7.4619.494207081516 0.0370840743096611 0.0791 4.62

19.5619192609316 0.0346892376101152 0.0821 -3.3520.3014256703909 0.0207097214136395 0.1142 1.7720.3909796406204 0.0466908489730559 0.1242 -2.1420.5769962778408 0.0194075550740677 0.1391 8.0420.6449792729329 0.0174708558776911 0.1287 2.4720.8539029746279 0.0168203091313239 0.1323 9.2621.1996916572058 0.0146756493823098 0.1274 18.0818.9680330764521 0.00748833491939853 0.0804 6.8219.0234154229775 0.0086659329426917 0.0787 -1.9119.284239256156 0.0103980122559469 0.0676 21.19

19.3454588796979 0.0134352919664767 0.0676 -2.4719.479167521194 0.0112097523774902 0.0617 -2.46

19.5217560302833 0.00997815021562992 0.0734 5.1616.8274976039864 0.0241903777653328 0.0606 -18.6516.8894901746428 0.115447838851123 0.0905 7.3617.3088287965187 0.0923950871441548 0.109 -10.5417.4888612373493 0.0732014736979539 0.0817 -4.3217.8137594236112 0.0562336768183184 0.0742 9.7618.2465508675415 0.0406119574913593 0.0741 35.6617.5264100809933 0.0267726262180925 0.0932 6.0717.7628832939507 0.0561633911076984 0.0302 3.5317.9263776516229 0.0660279224513438 0.0506 -2.1217.8903585580475 0.0771865982560347 0.0617 0.0718.1085797141299 0.0596593630031814 0.2152 -4.3718.3184002135998 0.0410285379015173 0.0754 -18.919.8328512048702 0.039036999690296 0.106 4.0519.9104696649168 0.0389159469810172 0.0985 0.1320.053330911349 0.0353674592173987 0.0876 4.9920.16199193535 0.0369192929101061 0.0823 3.48

20.3021663569926 0.0341575539441708 0.0845 6.43

Page 107: Banking Sector Data 2007-2012 With Variables

20.462267941871 0.0313446569471188 0.0761 4.5518.0228646920821 0.0153763792402871 0.1395 7.7518.2614044338303 0.0220520833101244 0.0834 5.3418.6478304837664 0.0194198682985989 0.1088 8.3618.883219146352 0.0194943440939627 0.1432 18.7

19.1224690918541 0.0199340997228047 0.0942 15.5319.430230498901 0.0178483540692162 0.0837 16.93

18.9897002013262 0.174353475803953 0.0663 -22.7919.0023884974326 0.0206944514816923 0.0567 -2.8519.1536204116717 0.014965632901025 0.0601 41.2518.9187679737869 0.0167218768958849 0.0716 1.7518.8578060758364 0.0175867127824716 0.0611 -3.2919.0670254628028 0.00144115032310599 0.0452 127.9616.8434825998632 0.0413594533742474 0.0517 2.9716.6181031290287 0.0702168622026021 0.0671 -5.4916.9824244860328 0.0468594883165279 0.0703 -11.5317.2336017652947 0.0328212468109987 0.0802 -42.5417.2601176870242 0.0288407266777424 0.0486 -10.117.3666737895406 0.0238818756167363 0.1246 6.7417.7981895844125 0.0441270317514154 0.0625 0.6617.8345076006239 0.0539569689915053 0.0586 3.6718.0447405685801 0.0541867138869067 0.0477 -2.2418.1014267214361 0.033629221160088 0.0482 9.1518.3227401546523 0.0524528120720311 0.05 11.8318.3048384862675 0.0520688552874152 0.046 18.6818.1574188567421 0.0279875259680491 0.1329 0.8918.209678858386 0.0386140162273223 0.118 6.42

18.3726481487551 0.0349793461926119 0.0836 95.5818.4986198066694 0.032088259045931 0.08 43.8218.6809843174231 0.0295524974003022 0.0758 14.6518.8820108416397 0.0253138170065137 0.0803 15.74

19.35890991477 0.0146124395818268 0.1093 3.3519.3937947281728 0.014686404825918 0.0907 -19.0419.5762407035149 0.0220540092742076 0.075 53.6119.6063797956574 0.0201841658381643 0.0764 -2.619.7131802595688 0.017675009398722 0.081 7.3619.8046109376294 0.0159917224536089 0.0857 6.516.7125702351218 0.0329740111714801 0.0445 3.3417.0264677933942 0.0374103473811059 0.0571 -6.0417.4576488410379 0.0411478943111527 0.0694 -4.3418.0943535281419 0.0385540793158199 0.0613 -1.4418.6002658350369 0.0497244248455527 0.0631 -5.5218.715505243436 0.0405870720703352 0.0872 -6.47

20.0889231870768 0.0319052534186043 0.1164 4.0120.2463703356146 0.032103556930591 0.1042 0.1220.2776377530549 0.0370600717938272 0.1181 2.8520.4036424296483 0.033981001781978 0.1295 9.5820.5090879586015 0.0318661154918719 0.131 6.9720.6826630007009 0.0285987722805527 0.1225 4.8916.0588460521144 0.0135506484811477 0.0302 1.3315.795903565894 0.017268435006673 0.0335 -4.27

15.5747680129485 0.0207585135507633 0.0403 -5.4815.456050353323 0.0239222807962771 0.0417 -2.94

15.4534319373926 0.0115393923372012 0.0384 -7.18

Page 108: Banking Sector Data 2007-2012 With Variables

15.3299516215008 0.0121489927486524 0.0171 42.5815.700116264892 0.021961469422175 0.0516 -7.07

15.5659288006722 0.0216337994896656 0.0434 -1.0315.8368754555362 0.0162230955826236 0.0389 15.9115.7074876910291 0.019990443980967 0.0375 0.0115.8641304553531 0.0174445946134089 0.0289 -2.1816.0559925617474 0.015473097066779 0.0343 -3.9416.6866370298874 0.145616695844123 0.3569 -7.2416.5124658374191 0.250279753353265 0.1972 -30.9416.4337762313554 0.270221271678763 0.1911 0.3316.5398194014419 0.24274582373866 0.1655 11.8916.4799012704425 0.260212652545079 0.1806 -5.2716.493275144761 0.236738968891037 0.1001 -8.68

18.3524284124837 0.00928706643708246 0.1516 6.5318.4441219690058 0.0111771196237386 0.1733 0.6118.4441219690058 0.0111771196237386 0.1733 0.6118.5826801049978 0.00962472990714222 0.1162 1.1818.6233600027182 0.00953038655988064 0.1162 2.0918.697246412502 0.0089509539080557 0.095 0.97

Page 109: Banking Sector Data 2007-2012 With Variables

2.Net markup/in5.Non-markup/inter8.Admin. e2.Investme3.Advances4. Deposit0.7495 0.0572 0.0092 1.39 0.3516 0.3409 0.8550.7112 0.0717 0.0124 1.93 0.31 0.4524 0.81320.5449 0.0476 0.0065 -5.24 0.3994 0.3192 0.85370.4443 0.0481 0.0045 9.76 0.27 0.4966 0.80260.3869 0.046 0.0157 1.5 0.2933 0.4775 0.85650.4228 0.0338 0.0042 8.1 0.323 0.3706 0.85340.665 0.0441 0.0178 0.51 0.2766 0.447 0.7766

0.6081 0.0453 0.0201 0.79 0.2089 0.505 0.76420.4823 0.0398 0.0202 1.08 0.23 0.5023 0.76880.4907 0.0419 0.0175 1.09 0.2901 0.4613 0.80170.493 0.0409 0.0171 1.18 0.277 0.457 0.804

0.4408 0.0339 0.0188 1.53 0.2606 0.5022 0.78870.2248 0.018 0.0251 5.74 0.3008 0.3391 0.71990.3586 0.0339 0.0108 3.18 0.2867 0.4035 0.78920.2949 0.0258 0.0099 -0.9 0.4619 0.305 0.67730.3047 0.0252 0.0012 1.32 0.3908 0.3591 0.72810.3447 0.035 0.0107 1.14 0.5361 0.3257 0.6657

0.36 0.0316 0.0119 1.06 0.5558 0.3248 0.73060.2052 0.0153 0.0231 0.46 0.3126 0.5698 0.8170.0642 0.0061 0.0225 -0.17 0.1222 0.7086 0.88250.0642 0.0061 0.0225 -0.17 0.1222 0.7086 0.8825-0.0321 -0.0025 0.0082 0.55 0.246 0.5272 0.9085-0.0189 -0.0014 0.0071 8.43 0.3293 0.4525 0.84690.0867 0.0064 0.0096 2.93 0.3901 0.4503 0.80110.672 0.0286 0.0071 -4.73 0.2544 0.2932 0.50920.436 0.028 0.0058 -2.43 0.1667 0.4703 0.6587

0.3549 0.0344 0.0153 -1.77 0.1699 0.4776 0.76310.2457 0.0089 0.0041 -0.96 0.257 0.4427 0.81170.2535 0.0234 0.0066 3.97 0.3609 0.3806 0.84860.2465 0.0209 0.0055 -2.09 0.3712 0.3896 0.85660.5274 0.0349 0.0122 1.01 0.2623 0.5261 0.82460.435 0.0363 0.0134 1.33 0.2254 0.5808 0.8112

0.4551 0.0448 0.0145 0.9 0.2263 0.5674 0.78610.5009 0.0501 0.013 0.91 0.2693 0.5625 0.82510.4849 0.0487 0.0141 0.87 0.3795 0.4738 0.77450.3702 0.029 0.0225 0.91 0.4233 0.4288 0.8140.4264 0.0354 0.0251 2.08 0.2164 0.5532 0.78520.4209 0.0376 0.0131 12.8 0.173 0.6248 0.81320.4005 0.0356 0.0103 4.45 0.263 0.5309 0.80960.3585 0.0318 0.0071 6.35 0.3244 0.4854 0.8130.3073 0.0293 0.0088 3.58 0.3887 0.4383 0.84770.291 0.0267 0.0122 5.22 0.4115 0.4069 0.869

0.4204 0.0296 0.0151 1.04 0.2498 0.5609 0.8130.4513 0.0371 0.0136 1.2 0.272 0.5651 0.81430.4099 0.0363 0.0074 1.12 0.4444 0.4243 0.75770.3935 0.0358 0.0072 1.09 0.4547 0.4167 0.82760.3875 0.0368 0.0068 1.3 0.5802 0.2987 0.78560.3706 0.0339 0.0067 1.01 0.5513 0.3261 0.75080.3554 0.0279 0.0184 1.82 0.2691 0.5205 0.83060.3382 0.03 0.0138 5.46 0.2177 0.5496 0.86170.305 0.0279 0.0134 25.16 0.255 0.483 0.8342

0.3644 0.0332 0.0119 6.13 0.2759 0.503 0.85970.4184 0.0395 0.0114 2.58 0.3558 0.4238 0.8567

F.Efficiency ratios/profitability ratios1.Spread ratio (D3/D1)

Page 110: Banking Sector Data 2007-2012 With Variables

0.4032 0.0346 0.0136 2.24 0.3532 0.4361 0.85210.4953 0.0206 0.0097 -4.89 0.2675 0.2743 0.68760.5033 0.0387 0.0103 -4.49 0.263 0.342 0.65370.4431 0.0283 0.01 -0.3 0.1946 0.3058 0.81630.4621 0.0392 0.0046 45.36 0.3018 0.3709 0.84790.4781 0.0448 0.0039 3.5 0.3558 0.3425 0.85950.4131 0.0332 0.0072 3.63 0.3906 0.3695 0.8650.7682 0.028 0.0013 5.15 0.1925 0.5436 0.42170.5283 0.0477 0.0521 7.22 0.2157 0.5949 0.5340.4251 0.037 0.0044 -1.69 0.22 0.3662 0.52160.4251 0.0304 0.0036 -1.2 0.2858 0.3177 0.71490.4009 0.0345 0.0068 -3.54 0.3611 0.3802 0.73580.2801 0.0214 0.0097 48.38 0.3636 0.4953 0.76130.5809 0.0305 0.0158 -2.49 0.1396 0.5278 0.75630.4943 0.042 0.0105 -6.59 0.0942 0.5639 0.79430.5048 0.0521 0.0103 4.9 0.0798 0.5821 0.79110.477 0.0487 0.0092 118.19 0.149 0.5707 0.7876

0.4828 0.0464 0.0095 7.39 0.2684 0.4843 0.79860.5059 0.0453 0.011 5.68 0.336 0.4144 0.83640.3575 0.0294 0.0244 1.04 0.2233 0.6183 0.72250.3692 0.0358 0.0377 1.81 0.2615 0.6041 0.74350.2955 0.0277 0.0155 3.25 0.3123 0.5053 0.68290.2938 0.0217 0.015 8.03 0.3233 0.5002 0.73060.3194 0.0315 0.0139 7.32 0.3193 0.5064 0.73360.3112 0.0286 0.0169 5.87 0.2811 0.5504 0.76890.6276 0.0463 0.0122 1.32 0.2622 0.5524 0.77610.5827 0.0497 0.0144 3.46 0.1782 0.6074 0.7980.5609 0.0494 0.0129 1.06 0.2506 0.5263 0.79030.5779 0.0508 0.0138 0.9 0.2757 0.4972 0.80820.5721 0.0495 0.013 0.86 0.3673 0.4014 0.81930.4946 0.0359 0.0099 0.89 0.495 0.3104 0.75450.3108 0.0215 0.0184 0.54 0.3571 0.5196 0.70030.3119 0.0271 0.0215 0.65 0.2935 0.5925 0.70290.3153 0.0284 0.0157 0.84 0.4709 0.4313 0.59950.2953 0.0273 0.0176 1.04 0.4 0.4753 0.63580.2971 0.0241 0.0154 1.04 0.5117 0.3805 0.64290.3069 0.0277 0.0181 1.15 0.5345 0.3555 0.72380.2354 0.0131 0.0206 7.54 0.3006 0.3186 0.6730.3106 0.0284 0.0228 8.83 0.2376 0.4476 0.70720.2851 0.0219 0.0103 -1.2 0.2899 0.3554 0.64790.3166 0.0265 0.0085 -2.97 0.3479 0.3549 0.66720.4018 0.0318 0.0141 3.93 0.4203 0.3308 0.73710.395 0.029 0.0256 2.43 0.5699 0.237 0.7372

0.2166 0.0155 0.0201 17.6 0.178 0.6149 0.81030.0849 0.008 0.0119 -0.95 0.1825 0.6224 0.6774-0.0876 -0.0074 0.0182 -0.48 0.2226 0.4904 0.7182-0.0021 -0.0002 0.0165 -0.86 0.2185 0.5134 0.79360.1028 -0.0066 0.013 -0.89 0.213 0.4015 0.8470.3552 0.026 0.0161 -1.97 0.4427 0.3444 0.69340.7526 0.0583 0.0146 0.24 0.2755 0.5334 0.71160.7113 0.0642 0.0131 0.35 0.2178 0.5909 0.74430.8582 0.0699 0.0112 0.44 0.3312 0.4949 0.71830.6712 0.0645 0.0113 0.47 0.3782 0.4462 0.7560.6536 0.0679 0.0126 0.51 0.486 0.344 0.7483

Page 111: Banking Sector Data 2007-2012 With Variables

0.5982 0.0531 0.0124 0.54 0.5266 0.3113 0.70750.4639 0.0316 0.0201 1.38 0.1568 0.5147 0.81250.546 0.0436 0.0083 2.65 0.1703 0.4635 0.8236

0.5082 0.0409 0.0136 1.46 0.1942 0.3323 0.79940.4622 0.0358 0.0169 1.9 0.3181 0.34 0.82530.5188 0.0463 0.0112 1.5 0.4954 0.2922 0.84280.4787 0.0381 0.0087 1.38 0.5555 0.3231 0.83960.2863 0.0113 0.0034 -3.51 0.2293 0.4651 0.66050.2896 0.0246 0.0135 -5.85 0.1966 0.4491 0.58460.2955 0.0259 0.0081 8.3 0.3 0.4037 0.45130.1829 0.0183 0.0118 -0.58 0.3051 0.4532 0.60230.147 0.0135 0.0128 -1.38 0.3086 0.3931 0.5521

0.2047 0.015 0.0126 12.1 0.4391 0.3751 0.42490.2917 0.0167 0.0062 -0.65 0.1911 0.2272 0.61220.3906 0.0416 0.0076 -1.44 0.2323 0.3738 0.5980.3565 0.0282 0.0039 -1.32 0.2447 0.4097 0.52750.4337 0.0339 0.0105 -11.18 0.3635 0.3978 0.48740.4201 0.045 0.0049 6.94 0.3084 0.5053 0.5640.4362 0.0382 0.0044 8.89 0.2552 0.4431 0.65280.0749 0.0067 0.0145 -0.38 0.3328 0.4822 0.78970.0805 0.0066 0.0069 -0.68 0.2159 0.5587 0.73780.0098 0.0008 0.0096 -0.65 0.2939 0.4675 0.72250.1253 0.0117 0.0163 -2.55 0.1815 0.6104 0.76660.2231 0.0206 0.0093 2.78 0.1935 0.5507 0.70660.2216 0.0214 0.012 -7.96 0.143 0.5502 0.77530.3089 0.0252 0.0139 0.87 0.2496 0.5225 0.78270.3764 0.0364 0.0151 1.76 0.1735 0.5875 0.76110.2929 0.0287 0.0123 11.1 0.3099 0.5112 0.77170.2972 0.0282 0.0114 18.68 0.3236 0.5058 0.75870.3023 0.03 0.0151 3.2 0.3528 0.5037 0.76880.3443 0.0305 0.0117 2.47 0.3752 0.4855 0.76180.7187 0.0634 0.0239 2.95 0.1593 0.4678 0.69330.7044 0.062 0.025 11.37 0.1118 0.4747 0.65960.6063 0.052 0.0218 8.02 0.2622 0.4076 0.65150.6144 0.0536 0.0397 2.26 0.2209 0.4422 0.67270.6372 0.0574 0.017 1.56 0.2857 0.377 0.64770.617 0.0498 0.0183 1.51 0.3301 0.3632 0.6681

0.5916 0.0202 0.0191 1.17 0.2985 0.4431 0.52230.3585 0.0357 0.0067 -2.23 0.2054 0.6354 0.66990.1811 0.0167 0.0317 -0.47 0.326 0.4847 0.82010.137 0.0134 0.0086 -0.72 0.28 0.5371 0.8528

0.0533 0.0042 0.0065 -1.29 0.3019 0.4789 0.74880.0126 0.001 0.0106 -1.6 0.3707 0.3913 0.72090.5874 0.0455 0.017 1.03 0.218 0.5532 0.75740.5405 0.0459 0.018 1.19 0.1854 0.6089 0.79310.5413 0.0522 0.0188 1.24 0.2151 0.5654 0.78670.5802 0.048 0.0146 1.08 0.319 0.4701 0.78140.5609 0.0496 0.0164 0.9 0.373 0.4226 0.78530.5259 0.0413 0.0179 0.9 0.397 0.4018 0.7866-0.1762 -0.0103 0.0122 -2.49 0.4993 0.1274 0.6484-0.3958 -0.0241 0.0221 0.91 0.5571 0.0172 0.64-0.7077 -0.0492 0.0728 1.29 0.5473 0.0245 0.6537-0.8901 -0.0491 0.0925 2.02 0.5847 0.021 0.64240.9532 -0.0557 0.0434 62.19 0.5569 0.0199 0.6365

Page 112: Banking Sector Data 2007-2012 With Variables

-0.413 -0.0068 0.0168 -3.32 0.4247 0.0117 0.12650.566 0.0753 0.0061 12.63 0.4645 0.3218 0.2855

0.5026 0.0676 0.0102 -4.32 0.4421 0.4388 0.32860.4043 0.0471 0.0028 -43.89 0.3579 0.5243 0.38870.4583 0.0447 0.0094 -1.53 0.4041 0.4987 0.39980.4055 0.0381 0.0034 -2.81 0.3903 0.4317 0.38660.3434 0.0299 0.002 -1.55 0.4862 0.3562 0.3540.5547 0.0386 0.0212 4.22 0.0316 0.4536 0.11370.3719 0.0247 0.024 4.9 0.0343 0.5082 0.13-0.3161 -0.0275 0.0056 -0.69 0.0329 0.4911 0.1340.3785 0.0386 0.005 -3.89 0.0525 0.3791 0.25060.7657 0.0878 0.0051 1.63 0.1047 0.4192 0.1701

0.92 0.0999 0.0059 2.18 0.0762 0.5367 0.16550.514 0.0387 0.0613 2.1 0.0803 0.6564 0.0463

0.5887 0.0488 0.0565 1.13 0.0484 0.683 0.0530.5887 0.0488 0.0565 1.13 0.0484 0.683 0.0530.5826 0.0441 0.037 1.84 0.0667 0.7211 0.08170.601 0.0467 0.0251 1.37 0.0984 0.692 0.0732

0.6699 0.0575 0.0335 1.82 0.1356 0.6678 0.0842

Page 113: Banking Sector Data 2007-2012 With Variables

5.Total liabi 4.Total deROCE GROWTH TAXES EARNINGS VOLETALITY0.8789 0.0273 0.1144 7.47 0.029849 1 80535 10.849 0.0309 0.1555 5.23 0.03047 0.8128272467 84423 0.671492903152254

0.8934 0.0596 0.1032 8.27 -0.009508 1.4044977896 -6153 -0.7555272590077340.9129 0.0658 0.0854 9.4 0.004777 1.23835891 30966 -0.2960137825994680.8934 0.0662 0.102 8.4 0.02677 1.2696474735 141556 10.9040951457130.9076 0.0715 0.0886 9.64 0.004262 1.3944725916 44935 0.1684645344946950.8474 0.1022 0.0909 8.54 0.045929 1 9026728 10.8747 0.1234 0.0995 7.68 0.034108 1.0729010759 7542408 0.812166352934860.8723 0.134 0.1013 7.59 0.02707 1.1571307059 3749800 1.128760255624870.8735 0.1608 0.1018 7.87 0.028457 1.0969774172 6883882 1.016583317296160.8823 0.1485 0.0977 8.23 0.026907 1.1112327349 8406837 0.9983515992559650.8813 0.1214 0.0907 8.69 0.021724 1.1410343854 7176367 0.9535772578774890.8024 0.189 0.1872 3.85 0.003404 1 -128423 10.8506 0.2232 0.1812 4.36 0.006945 1.0537756294 68548 0.6259108536846570.8464 0.3007 0.1299 5.21 -0.021922 1.2384116795 -161587 -4.639186591723210.8149 0.1936 0.1103 6.6 0.01589 1.3087749806 149655 -0.8843393499198820.8485 0.1558 0.1418 4.7 0.020033 1.3470893773 413150 1.548056207252710.8573 0.1459 0.1311 5.57 0.020522 1.2009978711 494017 1.232593304199890.9192 0.0245 0.0643 12.7 0.022639 1 400103 10.9799 0.2786 0.0272 32.45 -0.092672 0.7911895176 -6773401 -2.262790626007310.9799 0.2786 0.0272 32.45 -0.092672 1 -6773401 10.9842 0.5156 -0.031 -29.28 0.027566 1.232493457 2155658 -0.4022617415071620.962 0.48 -0.0248 -34.1 0.001752 1.2258871264 174779 0.0728827540667936

0.9628 0.3942 -0.0189 -42.45 0.004793 1.1823519462 -229949 5.915273087303850.5728 0.0008 0.3145 1.62 -0.010976 1 -26155 10.754 0.0017 0.245 2.69 -0.024282 1.8495144258 -131247 4.52383519713386

0.8233 0.1244 0.1765 4.32 -0.040757 1.1950164799 -234869 2.168313367882020.8993 0.1296 0.1133 7.17 -0.025769 3.0747029847 -532712 1.843211060737960.9101 0.1509 0.1005 8.44 0.006655 1.1938858559 70332 -0.394740259427950.9185 0.1934 0.0796 10.76 -0.012843 1.0182531423 -310277 -1.566189048907080.9379 0.0636 0.0575 14.34 0.020367 1 1876918 10.939 0.0616 0.0567 14.3 0.018452 1.1455311809 1964254 1.01975585833523

0.9285 0.0651 0.0618 12.72 0.028131 1.1408393591 3422312 1.719954309755420.92 0.0696 0.0693 11.9 0.031048 1.0755975799 4131462 1.15868762160264

0.9157 0.078 0.0732 10.58 0.033303 1.1465047231 5001692 1.238097485736350.9189 0.0715 0.0684 11.89 0.028675 1.2256554832 4264074 1.158557582833280.9327 0.0638 0.0664 11.82 0.014058 1 -381227 10.9371 0.0836 0.0584 13.93 0.002468 1.131849396 75157 0.1440594074177960.9411 0.1201 0.0518 15.64 0.006947 1.2335808438 530827 2.7674645608130.9491 0.1282 0.0471 17.27 0.004341 1.2375697827 330166 0.8602226288844980.948 0.1413 0.0482 17.58 0.007773 1.0923997048 749737 1.85457240709503

0.9439 0.1628 0.0504 17.26 0.00546 1.027177917 476912 0.7560049894235710.9411 0.0027 0.0567 14.33 0.023785 1 840894 10.9344 0.0085 0.0562 14.49 0.022152 1.2555237902 1153516 1.09663085568750.9435 0.0191 0.0492 15.41 0.019712 1.4087659958 1655777 1.177845424525030.9463 0.0228 0.0489 16.94 0.020469 1.2081199856 2056455 1.284174528252340.948 0.0267 0.0465 16.9 0.016591 1.2741228285 1341593 1.23694894737703

0.9467 0.0241 0.0469 15.99 0.021254 1.178995431 3418722 1.214545666134170.9507 0.0268 0.0419 19.84 0.015073 1 1405323 10.9512 0 0.0419 20.59 0.005566 1.0611003594 493419 0.4157207028623150.9443 0.0792 0.0438 19.04 0.001219 1.1154858729 535568 -0.07523547588144480.9474 0.0813 0.0419 20.54 0.005417 1.0578215939 898127 -11.9196662036280.9447 0.0903 0.0494 17.35 0.012435 1.1373029941 1057263 3.70689890084089

H.Assets quality ratios1.Non-performing loan to gross advances (C6/C5)

I.Capital /leverage ratios1.Capital ratio (A/C)

Page 114: Banking Sector Data 2007-2012 With Variables

0.9436 0.0893 0.0479 17.79 0.013792 1.1454500238 2227081 1.053222136125580.7339 0.0196 0.2184 3.15 -0.007608 1 -63440 10.728 0.0278 0.2714 2.41 -0.012728 1.3212414379 -176222 1.42965183804662

0.8619 0.0737 0.1372 5.95 -0.017162 1.791253523 -88709 9.136557717740410.894 0.0436 0.1053 8.05 0.000956 1.3145177767 674 -0.0851099466912601

0.9096 0.0391 0.0875 9.82 0.010867 1.3063597937 208592 9.862095774921650.9249 0.0431 0.0748 11.56 0.008809 1.2643122168 215589 1.012167602004370.4649 0 0.5331 0.79 0.004971 1 -18772 10.5702 0.0089 0.4309 1.24 0.006594 1.3839996999 27384 0.6413160627853660.6278 0.1463 0.3691 1.41 -0.031433 1.3720585411 -112525 -8.941455067681120.7553 0.1849 0.2414 2.96 -0.045978 1.3587614419 -289038 1.83004985869383

0.79 0.0888 0.209 3.52 -0.012302 1.5640031736 -58420 0.5387042922606350.8742 0.0428 0.1243 6.13 0.000718 1.7068455008 -51300 -0.2934125509553260.7956 0.0023 0.2039 3.71 -0.026733 1 -198652 10.8419 0.0156 0.1577 5.04 -0.008635 1.5041158947 -89984 0.4924809586236040.8292 0.0343 0.1708 4.63 0.010093 1.1035511214 125313 -1.247027312426440.8484 0.0797 0.1516 5.19 0.000453 1.127791443 9657 0.03560953880487080.8707 0.0882 0.1294 6.17 0.006702 1.2082721548 125643 23.59251919742380.8919 0.0921 0.1068 7.83 0.008122 1.3175390784 155307 1.814821036716610.8856 0.0522 0.0732 9.87 0.022988 1 425719 10.9221 0.084 0.0733 10.14 0.014835 0.9785108266 681585 0.4907125893663510.9287 0.1085 0.0629 10.86 0.008022 1.3078017188 107516 1.087514978223280.9382 0.1634 0.0622 11.76 0.003486 1.4786066485 -363275 0.9816927787999770.9343 0.1574 0.0608 12.06 0.00563 1.0944441711 197795 1.07558162491210.933 0.1444 0.0598 12.85 0.006444 1.0700572796 417219 1.11136955828965

0.9116 0.0646 0.0774 10.03 0.023107 1 5085586 10.9093 0.0784 0.0854 9.34 0.009383 1.0936863582 -4145786 1.243683948200170.9023 0.1009 0.087 9.09 0.028723 1.2044422988 7980887 1.339943585528620.8959 0.1067 0.0939 8.61 0.033891 1.0703471072 10005650 1.271151336391720.9038 0.1123 0.0879 9.32 0.034875 1.2323509687 11988376 1.311055759000330.9174 0.103 0.0739 10.21 0.024508 1.4131039708 12535467 1.00101723806120.9218 0.0088 0.0779 8.99 0.026935 1 1406892 10.9179 0.0158 0.0884 7.95 0.028758 1.0569446565 1462733 1.171744715599470.9209 0.0595 0.0797 7.52 0.019398 1.2979989809 1480171 0.8380369423474930.9194 0.0586 0.0831 7.65 0.017392 1.0631323774 1218221 1.022867125203390.9147 0.1289 0.0841 7.64 0.015344 1.1430597309 1208297 1.003085746301040.9061 0.1486 0.0867 8.35 0.018679 1.0435084123 1644966 1.204039477111380.7445 0.0218 0.2529 2.66 0.005067 1 62194 10.7561 0.0464 0.2675 2.64 0.005167 1.0639544402 56455 1.545821455787310.8281 0.0704 0.1709 3.79 -0.044604 1.5209552963 -853857 -10.86244294321710.8518 0.1312 0.1838 3.63 -0.015583 1.1972562025 -215071 0.6849123267040490.8389 0.1497 0.1734 4.25 0.010072 1.3838897398 175691 -0.8875181297686510.8699 0.1455 0.1268 5.81 0.014628 1.5415546866 370323 2.266955163212540.8952 0.0411 0.0795 10.19 0.001726 1 -132131 10.8224 0.2091 0.0616 10.99 -0.040729 1.266773622 -876230 -4.92161583869940.9112 0.216 0.0715 10.04 -0.094564 1.1776187107 -1545328 4.438732374823860.9494 0.2708 0.033 24.07 -0.055493 0.9646218752 -759839 0.631512736674440.9518 0.3444 0.1286 6.59 -0.036538 1.2438621249 -621921 0.925553972819720.9665 0.3613 0.0957 7.25 -0.01545 1.233456634 -790822 0.3193132367126790.8657 0.0467 0.1106 6.43 0.063081 1 6042473 10.8683 0.0002 0.1178 6.32 0.060891 1.0807102459 6492966 1.007142743909460.8587 0.0862 0.1233 5.82 0.055705 1.1535697286 7683743 1.018914508344930.8563 0.0895 0.1249 6.06 0.057061 1.1147844011 9635617 1.077151925169110.8604 0.1075 0.1235 6.06 0.058153 1.150474449 12019299 1.14391734417272

Page 115: Banking Sector Data 2007-2012 With Variables

0.8627 0.0973 0.1177 6.01 0.051285 1.173630088 11241252 1.100129708701210.9151 0.0157 0.0851 9.54 0.020882 1 305687 10.9299 0.0898 0.0744 11.08 0.012534 1.269394153 371124 0.6447185835821660.9186 0.0825 0.0782 10.22 0.021868 1.4717115599 851163 2.698449903169260.9218 0.0747 0.074 11.16 0.016981 1.265400487 543500 1.133357832580260.9265 0.0723 0.0692 12.18 0.022006 1.2702960017 1075378 1.603371860560840.9397 0.053 0.0564 14.88 0.020278 1.360376374 1722110 1.151690858050260.7929 0.1431 0.1279 5.16 -0.003677 1 -220650 10.7781 0.1718 0.1621 3.61 -0.00702 1.0127691341 6374890 21.32229280830220.8005 0.1575 0.2001 2.26 0.003271 1.1632664048 -46977 -0.09245186315024370.9156 0.3529 0.048 12.56 -0.066456 0.7906875165 -2382242 -14.04643382225260.9117 0.4047 0.387 1.43 -0.014804 0.9408590878 -1424587 0.2129878558860010.9246 0.347 0.3153 1.35 0.001692 1.2327154106 178408 -0.126766572088330.6997 0.3393 0.3011 2.03 -0.063559 1 -49787 10.6687 0.2279 0.3322 1.8 -0.053047 0.7982132626 -269130 0.561127438974610.7019 0.2209 0.2057 2.56 -0.043732 1.4395367451 -475371 0.7989279426008780.7402 0.1839 0.2601 1.87 -0.003646 1.2855379634 -10702 0.2016581991828720.7388 0.1426 0.2609 2.16 0.00558 1.0268705967 -35621 -1.97764938040370.7557 0.1374 0.2431 2.69 0.004146 1.1124403354 -136852 1.272164556159230.9594 0.1953 0.0205 38.49 -0.061196 1 -279358 10.9211 0.3364 0.0555 13.29 -0.048203 1.0369855723 -819987 0.6623905301937880.9743 0.2929 0.0029 251.95 -0.057698 1.2339655009 -1349554 1.441171184767870.9335 0.2335 0.1848 4.15 -0.013387 1.0583236064 -104392 0.3896627688470690.9378 0.1993 0.2074 3.41 0.012517 1.2477144444 663855 -0.614472476780350.9399 0.2002 0.2075 3.74 -0.00494 0.9822576146 -184998 -0.4953090583155770.914 0.0313 0.0811 9.66 0.021056 1 476351 1

0.9122 0.1011 0.086 8.85 0.012849 1.0536496575 252192 0.7008069304852180.9181 0.0614 0.0753 10.24 0.002165 1.1770005439 45058 0.2073416533412450.9175 0.1197 0.0775 9.79 0.001399 1.1342500208 15007 0.862990609198170.9154 0.1258 0.0866 8.87 0.008744 1.2000515459 294738 6.246277104591840.9221 0.1192 0.0719 10.6 0.011385 1.2226572014 617863 1.409248876562950.8315 0.08 0.1696 4.09 0.018388 1 1327165 10.8384 0.1201 0.1663 3.97 0.004924 1.0355004262 415848 0.2449765183141230.8467 0.1463 0.1411 4.62 0.005797 1.2001493115 643308 1.288391332856810.8408 0.1379 0.1477 4.55 0.020951 1.0305978721 2016830 4.287950289485120.8472 0.1635 0.1415 4.58 0.02921 1.1127122061 3033187 1.484457697504980.8611 0.1621 0.1269 5.27 0.02836 1.0957408152 3276491 1.088728703269010.6522 0.0157 0.349 1.5 0.020805 1 96753 10.7653 0.0455 0.2473 2.71 -0.014786 1.3687495123 -155866 -0.8316121043599160.8938 0.1219 0.1065 7.7 -0.060366 1.5390741705 -218796 10.79782454233890.9546 0.2562 0.0484 17.61 -0.052532 1.8902416671 -857602 1.467078900130150.9486 0.3278 0.0454 16.49 -0.025088 1.6584978895 -1474068 0.4981092586631770.9776 0.3605 0.0212 34.09 -0.018309 1.1221420556 218185 1.79911993267737

0.92 0.0747 0.0641 11.81 0.027739 1 575120 10.9204 0.0718 0.0726 10.92 0.025683 1.1705188927 5606800 0.6794328943391370.8949 0.1026 0.0873 9.01 0.026067 1.031761378 4904229 1.123465957376520.8966 0.1358 0.088 8.88 0.02819 1.1342874729 6667698 1.161570484336350.8936 0.1046 0.0916 8.57 0.033909 1.1112055743 8746523 1.350804310890420.895 0.1244 0.0862 9.12 0.034036 1.1895499497 9130662 1.2950653360393

3.9836 0.781 -2.9785 -0.22 -0.013668 1 2655 14.8914 0 -3.8565 -0.17 0.006329 0.7687861118 44466 -0.3226925606639525.8502 0.98 -4.7872 -0.14 0.005341 0.8016080126 2151 1.074318121703416.4215 0.9827 -5.3721 -0.12 0.003756 0.8880585001 1955 0.6912994677577036.4235 0.9893 -5.3793 -0.12 0.000116 0.9973850091 -32619 0.373204839469963

Page 116: Banking Sector Data 2007-2012 With Variables

7.0409 0.9959 -6.0484 -0.02 -0.000948 0.8838390387 280 -0.6698663972156730.5734 0.7351 0.4388 0.65 0.00735 1 -68712 10.6605 0.692 0.4093 0.8 -0.022747 0.8744261256 400954 -4.827296359700370.6878 0.6672 0.3215 1.21 -0.003991 1.3112051221 5734 0.06359719897626030.6798 0.6856 0.3294 1.21 -0.051998 0.8786331967 -39400 8.781849294860450.7424 0.686 0.2548 1.52 -0.028634 1.1695777244 8461 0.7560204534153980.8256 0.6748 0.1664 2.13 -0.044216 1.2115034469 8809 1.867662677586640.8061 0.3442 0.053 2.15 0.009022 1 481 10.6818 0.4707 0.0719 1.81 0.011732 0.8401530575 1170 0.9278256782475360.7305 0.503 0.0064 21.03 -0.095316 0.9243267854 0 -8.130738440074410.6136 0.4645 0.1511 1.66 -0.018392 1.111869875 4800 0.1834657547818290.3242 0.3276 0.4241 0.4 0.105409 0.9418416381 28630 -2.670955206929950.1885 0.2325 0.581 0.28 0.141638 1.0134637046 19661 0.798982018579620.8398 0.2369 0.1529 0.3 0.026674 1 757654 10.8302 0.167 0.165 0.32 0.05778 1.0960288997 1391976 2.502908922263270.8302 0.167 0.165 0.32 0.05778 1 1391976 10.8154 0.1865 0.1774 0.46 0.039217 1.1486164556 1013556 0.7152018850197780.8014 0.2165 0.1879 0.39 0.045052 1.0415186597 1132010 1.150654459669810.7922 0.209 0.1941 0.43 0.05192 1.0766844977 1299881 1.2071548409924

Page 117: Banking Sector Data 2007-2012 With Variables

CASH TO TOTAL ASSETS CURRENT ASSET TO TOTAL ASSET0.0901062992511554 0.1329295973903060.0788541895288717 0.133724987578250.0695199677131933 0.1267285432138240.0658348788805305 0.1130851693594350.0603713232478957 0.09518880667090970.0528320024187668 0.08111174346844040.124473952380757 0.1736384065878650.130238669071038 0.1771285713574010.123295229535424 0.1537166800530230.111420970509574 0.1410383318353820.114300446969133 0.1386354112220920.120621036102135 0.1440947492316280.045893274640105 0.171248065339694

0.0497053366973644 0.1570140313077740.0397340724446974 0.1016681795706690.100005703395517 0.129589414781418

0.0409616788240627 0.06328645663087820.0378304740274964 0.05790299059216090.0604760109934625 0.06867972885277890.0574746252362445 0.06919247425839030.0574746252362445 0.06919247425839030.0614039718472219 0.07570244273498270.0594480092206445 0.07228973001971180.0520858339445205 0.06142360026862630.110865489195015 0.1578081916014980.054989219276298 0.0667887859188395

0.0676986912047848 0.1162290100670720.0734033582964977 0.195344984463083

0.05438676105587 0.1588350157700310.0571468151120555 0.148016765505760.0929051973844606 0.09499338450272570.0645051360014836 0.07022317190225660.0631917319898751 0.06625285067784870.0694844269352658 0.07077274532902470.0707124835699998 0.07396729664581160.0685617365707376 0.07018958604549460.0733156765655688 0.09251212941008980.0777416292255975 0.09692195888651630.0762161901660633 0.1091413987492480.0716855605583668 0.08371788932077090.0761000718536294 0.09423539514203390.0691807532734643 0.09427990398743610.0974727989892878 0.1017546349974510.0673137472624743 0.08773496833244820.0575548804555204 0.076076112480615

0.06295964232781 0.07002667951453590.0597047040928722 0.07724486983070.0605803599696063 0.08208066491236110.0895007962902415 0.1453871110876090.0936624643739856 0.1555009003046280.0900501958843386 0.1484197351408720.100042381339183 0.1393342231776240.108643364163232 0.145847764088358

Page 118: Banking Sector Data 2007-2012 With Variables

0.108196938690103 0.1580061687855690.0991983857661475 0.2776026644936450.113963988977714 0.2296084050166070.123346268520351 0.183587744712133

0.0675278604572289 0.08022864337159690.0797872551500955 0.08914426197473210.0665270893392333 0.07738583272839350.0555257444164207 0.08293192910216930.0441875272976226 0.07115718294124430.0519644006787778 0.09634624587054410.0749312360493392 0.09758766929894550.0499079231056195 0.1300544127077070.0519750028038303 0.07120243332627180.0935048763044656 0.1597179251770450.0839802143352372 0.18612906123490.0829051651996808 0.1516219591146960.0801701011533682 0.1668027033997770.0711669442701059 0.09434143166854470.0660796285647537 0.1552172373519320.0486421110419336 0.07489153556957980.0645791958573131 0.07092157559706790.0466125762450936 0.04942682535537030.0651985029993331 0.08662559121868660.0630455790446349 0.07906141395055520.0782869509388888 0.0821497768068960.0844137435492233 0.1142351712079710.0785735125296116 0.1241907042949540.0924152618918994 0.1391400316022650.0882884164682434 0.128748251176280.0907369061921894 0.1322878081082590.0976393715676004 0.1274349230751040.059013836886081 0.0803665703670072

0.0624012411567035 0.07867962282459490.0471941674146439 0.06758727573505790.0552228784700118 0.06760967530986420.0493881247467108 0.0617114519624430.0562572011999343 0.07338545901189470.0480739336056441 0.0605730530360662

0.05942568736296 0.09050933608510010.0536375525461074 0.1089912971364580.0583695562780156 0.08167369568389640.0712035796440997 0.07423218606443270.0598430753163665 0.07405256565446080.0734128884281687 0.09316206190512570.0291053716804103 0.03024618305129560.0467508575099041 0.05060532622950380.0556175827904968 0.06174091036644590.0658928959309316 0.2152344972298280.052803404467016 0.0753919138281284

0.0966754766161458 0.1059511242146940.0893366798679968 0.09845064526811920.0757703691391073 0.08764618829964120.0795945795037484 0.0823142417763420.0809395278578888 0.0845313744174841

Page 119: Banking Sector Data 2007-2012 With Variables

0.0745443495648436 0.07614991107529210.0840153180421747 0.1395322724918820.0675888323652814 0.08336083030092730.0668318977919181 0.1087623077339990.0804795045319908 0.1431818300170010.0824900758032333 0.09416330837034410.0696897107458479 0.08372264681546930.0584122454838176 0.06634753553913970.0522897002760312 0.05672683026798270.0424481982451546 0.06014856993113120.0536985388400155 0.07164120804147060.0514712961977442 0.06107284565282540.0402025563079172 0.04521582875375710.0485885415763953 0.05165545388782020.0469799972536497 0.06706820313481810.0405020180646214 0.0703287746934520.0409690303076387 0.08016614925967980.0467047750704957 0.04860015195187690.0588983072365892 0.1245913039646110.0600772261212137 0.06248105686481330.0551721127482035 0.05859013923699680.0454512481230978 0.04765134205540540.0469872934839024 0.04821690839047630.0489260885350554 0.04996636328793830.0449865076485851 0.04595215422319640.0762640906674286 0.1328606192047630.0697326066403783 0.1180036803915330.0678958612142036 0.0836044828410520.067042833772339 0.0799972967192343

0.0690585464141545 0.075834032683250.0724465754366352 0.0803218868226476

0.10290100756886 0.1092727958505220.0859393754097098 0.09070694949365680.067767440005156 0.0750282564912658

0.0735963224883546 0.07641312152189420.0721966802118024 0.08099503340875120.078906257263245 0.0856727805622001

0.0416011203929013 0.04450116015938820.0544151496985201 0.05705920420249040.0503892045175466 0.06937631267866670.0560942858634844 0.06129416251007670.0511230218264875 0.06310254189379670.0603935840912022 0.08721023497177350.108482352424783 0.116385906648098

0.0807845546688022 0.1042099339339430.096127474626645 0.118066121257366

0.0931513289432558 0.1295363888007930.107162947105809 0.130980308308082

0.0986934608494118 0.1224831215770560.0273357868115906 0.0301918943968067

0.0293182473753 0.03352949863296160.0316599700109657 0.04032249317034090.0291392728859685 0.04167932511211330.0267450551223499 0.0383594795571551

Page 120: Banking Sector Data 2007-2012 With Variables

0.0126310816716257 0.01706731144593910.0435473175046835 0.05159439335406920.0347597103357472 0.0434015226654114

0.02833113491855 0.03888405577654520.0343856865369442 0.03753866018823460.0276717542490913 0.02894347797165670.0296346189451641 0.03434079673457580.0404950541422992 0.3569025746709630.0468637424554228 0.1972042056568690.043894794617414 0.191065264227728

0.0534011400987008 0.1655256474981790.0326535646350165 0.1805619645331170.0366855211253359 0.100143439015330.022522764814072 0.151580414206578

0.0169235549242446 0.1732699117089970.0169235549242446 0.1732699117089970.0233498221798593 0.1161903281488160.0249572377950935 0.1162173845306150.0267292754975881 0.09498808101244

Page 121: Banking Sector Data 2007-2012 With Variables

Share holder equity to total debt Fixed asset to total debt0.0359171933002184 0.9865517873631250.0457449237891021 1.02037564218680.0309503002446454 0.9774545639444770.0244586186299914 0.9715000397942980.0749559423778423 1.012791197928010.0731921820593762 1.012392350966710.0126256003972428 0.9752136257742150.0125398604579275 0.9407392718292050.0130396296011746 0.9701229162186770.0148387974415046 0.9833448395545110.0165260120572925 0.9763003654140990.0159486161856793 0.9711428818710650.167745141353399 1.032826761654740.150161980897654 0.9910178168296350.152336806260713 1.061388219709450.120887313671352 1.068076865376160.141717993215588 1.103948654137380.127768996477104 1.09891249130475

0.0195870465769399 1.013232017584940.0290283266094751 0.9499336470563570.0290283266094751 0.9499336470563570.0234477262830226 0.9390928790998070.0195685157331066 0.9643101564156380.0165383652161566 0.9748896716259850.585717855804073 1.470237137635890.360908102531265 1.237744362856040.276591320527483 1.07351115041030.163514823526802 0.8947599329463320.135339994022453 0.9242933350475510.131696126487238 0.927603314735731

0.0179407235445773 0.9649268492267140.0187711069512375 0.9901407955574610.0183048983919919 1.005673018891780.0188923857946447 1.010010880368750.018211137752183 1.01126242120566

0.0162870905592444 1.011845278965430.0176950831924622 0.9730019848987230.0210059969275919 0.9637040980924440.0211954754544959 0.9466396977640480.0215145944588786 0.965454140893320.0216887546414798 0.9554503590732970.0243884337867517 0.9595860979402510.0276961621758582 0.9545107855636160.0288814725751884 0.9763111581079480.0258859885244245 0.9792137341156070.0256378394976394 0.9827823358634390.0241032282500743 0.9734129983138170.0235425073527084 0.9696320568623660.0207883380417107 0.8989454197643260.0240852409665095 0.8878623746134630.0367005439364353 0.9018074765509880.0345799307477293 0.908420286209150.0304933686708649 0.904159479028738

Page 122: Banking Sector Data 2007-2012 With Variables

0.0266516176155531 0.8923042921090410.301808578474993 0.9843501877390830.379921059405205 1.058209028149620.179141449051992 0.947172792839770.131392447685268 1.0288222875049

0.0988523258670326 1.001358010221350.0768919900122883 0.99748974623751

1.1308007232201 1.972717218805480.740120418169304 1.628922186911740.613508316196057 1.439388898718550.375323555887348 1.194839840257120.339302785485387 1.101154789841930.179656303579151 1.062494273960770.302380570932137 1.056157327108720.223013342822432 0.9666719241136930.231038075458624 1.023102477787150.200234944052223 0.9821157535474540.161478609421768 1.040205684136270.123178590071008 0.947219172297819

0.0423306117367202 1.044565050266020.0415507244414419 1.007592443104260.036277144855142 1.02356799312998

0.0291427516463479 0.9735287897277750.0301553951518962 0.9856681905489470.0317491917152686 0.9837710330039710.0115404897891912 0.9716072022497480.0116368636393193 0.9631493997941080.0116835887890116 0.9540292535743420.0120934474546878 0.9724754690644480.0107000298826016 0.9600354852847710.0082061785161704 0.9511451871831880.031492861675546 0.997649583938842

0.0359081530216268 1.003750779570150.0344656095117605 1.012466459155460.0376667576393266 1.01407912198850.039747907216865 1.02577993458506

0.0384544833399675 1.022693657927370.337409512192624 1.261828161791260.34826664562944 1.20293090157666

0.224945807436252 1.075964448488770.242946111088207 1.07815322064950.218779141731054 1.103565670038280.14674438489746 1.06448938731858

0.084874850368431 1.012963297855190.0942471489925807 1.179175006633280.171071317321632 1.041917975078820.170210644918113 0.9882712104494250.280039172664011 0.8244958083446570.223594443681885 0.95669243950098

0.0176797183562735 1.032721977257450.0163112582343028 1.038324387945010.0157273446276703 1.062492644140560.0155627813221223 1.071733026405260.0148092825291589 1.06406261150861

Page 123: Banking Sector Data 2007-2012 With Variables

0.0138423198294119 1.070874698331110.0614898321921155 0.9403480155803860.0621171900129698 0.9857037782027010.0576808201511565 0.9701749810944890.0477002597123062 0.929551022547910.0429637966907071 0.9777401427948740.0350297561223933 0.9750827917007220.157202289253632 1.177575844074640.204275174232952 1.212265154479210.242734238050406 1.174140476421980.268379242222944 1.013910157476640.729863511285289 1.029810328877510.583836566014464 1.032625913571790.606754973174003 1.355299788059950.795407912540582 1.39512980375290.526430044639164 1.324547770484990.634689106372149 1.24262172951940.619245612227552 1.28768680580620.544261486674326 1.15845566439975

0.0971587870519675 0.9772274993467870.175657824960391 1.022068483051090.134573714704173 0.9774464758895690.393837849188089 1.019607358109030.314189014294304 1.013030929498470.31915846297928 1.01506686624189

0.0585707895501512 0.9487440852424650.0556998059966988 0.9669316560861470.057359376135444 0.998112552527327

0.0607252963702617 1.002717173311430.0760319773721885 1.009592489161240.0685220180945675 0.9973499120803310.182210324277652 1.071264345377080.174505739514928 1.084533128043550.143973362548878 1.092383493643650.140683958886215 1.098439374035940.125485256536958 1.084793739730340.112666805268676 1.06179842445240.380736106727945 1.464936319770950.263397766924268 1.232047690588960.146546020213093 1.041210851146610.105259542338909 0.9833120162239980.094962456437351 0.987702772246174

0.0821111270825438 0.9336903843559770.0165902260110344 0.9604475176032780.0177087000971317 0.9732401571138770.0194186670782921 0.9855283255025320.0187962791062947 0.9708823697083950.0169722267372405 0.9725388583407950.0142453157462044 0.980502627088679

0.00418172943811007 0.2434502996795120.00442990032611403 0.19758622349530.00462056208990672 0.1640424620826960.00474008913782911 0.1492365135406530.00475100425487231 0.149705838696748

Page 124: Banking Sector Data 2007-2012 With Variables

3.12362775128351E-08 0.1396035454174540.633751338688174 1.653992913131160.62918968757832 1.44828838552108

0.460800220336012 1.397342485752310.530628073281241 1.415779202589770.415447734136455 1.30801283030820.308341724370756 1.1695853901739

0.0302363070633001 0.7978056087147810.0429265833858683 1.17749589277960.043394531043303 1.10741431105902

0.0465036732835296 1.359888791381230.0935683770230931 2.527571678243570.158959793539019 4.772710325199370.151330930191004 1.010323031975410.147342678019239 0.9958265556068470.147342678019239 0.9958265556068470.130603571461574 1.083877591321090.127589286353818 1.102790845517020.119874048803676 1.14235588283386

Page 125: Banking Sector Data 2007-2012 With Variables

Total equity to share holder equity Total equity to total debt3.62459368940596 47.7239010351394.00423056583818 41.84966838614593.73106998060991 33.78185648621043.82343380927199 1.121660797302681.52349084013711 32.2001565557731.33299221678682 27.15627215707668.49496211762135 6.363239951854049.07126652679656 2.011101382177088.90542631150509 2.138285444735637.8551155145192 5.37653518121878

6.70323396807499 4.274923985677826.45589529880735 2.336715829833981.39102554494347 4.21391694843938

1.418395876676 6.234624038230311.00732054210221 0.9793273254743121.11992763390735 1.935953562973641.17895306527065 0.9334754783899351.19710139485569 1.452218854348983.57189107642601 0.846860112263047

0.956230117621607 0.4118098770943970.956230117621607 0.411809877094397-1.34475755743126 -0.616914797476451-1.31931057149676 -0.279466483274064-1.1852953513009 -0.140270240064045

0.937233333333333 40.80368026934460.900352 5.58839172413793

0.775015777777778 174.378550.770343808756379 2.496715866998050.816271152296535 4.201060986567750.658467521711881 2.953972359818413.41758754040291 0.802680174499873.21879066978318 0.7489741487833373.63677720193845 0.6493839350983613.98812659594178 1.501419965390184.38929317421258 0.7553341654465014.57296034911688 1.112026813928764.02449659886799 0.6893000123906742.96515524145961 0.7922829323321932.59471954779641 0.6820783845193432.30572871936572 0.5799280893744452.3459074049558 0.960116767725159

2.18767534598143 2.123422238245432.1770195497611 0.815522984981975

2.08284134954156 0.805772925112512.01378936206131 0.3665851371608452.01377013328839 0.6529907772359062.0349096263908 0.411556238014655

2.10648426919275 0.3057025392312822.11794969230769 0.6484324560799871.82720737961226 1.067077144548861.26416828057654 0.825780538232911.27768761855094 1.258237005738051.71410992188229 1.27283009534163

Page 126: Banking Sector Data 2007-2012 With Variables

1.9041337167532 1.210191298839060.9858196875 45.0660428571429

0.98138011799581 21.06771191230350.888429391256552 30.03728227459020.896225130353569 13.40447875354110.973107455964652 6.422118751.05203611810491 3.425657835902591.01417055425969 01.0209325242363 80.56743057746920.9583133917099 4.3875170759566

0.851432543691615 14.84928870030740.77965208088353 12.9165638274089

0.791348523937387 1.899569181931560.847705233670748 11346.03655352480.840053973392181 00.891413851473503 48.3219760.89260540463959 6.36665368421053

0.920717145585247 3.286176981827760.972545272884434 4.240315625

1.953224474152 1.034943584115621.91373402348179 0.7780473534841921.86723250430026 0.3250792622348192.27314425016288 0.4796937016571012.1585796782237 0.448231183092842

2.01961231930786 0.5265641476750997.35384985507246 0.9717212924191918.07520606060606 1.39225552758318.24920015371102 1.429947784840068.66791022876991 2.146375667142699.08720078978793 2.537061590675519.81834457005953 0.6054786102234292.68260364462423 0.4488666555769072.68176591907699 0.5317177015940492.51082341141345 0.2771844539594352.40003119585604 0.3351510127286812.31393129525119 0.3638303563022692.48774569193616 0.6270845346944511.00685697007463 10.68561375213811.01576584011783 10.7589960104528

0.917561265780023 1.115646867283050.888016820220094 1.310019350482680.944808171205837 2.979648779872630.993216464175078 1.22369643473601

1.046279696863 1.862043169720360.794888278383717 0.5065196737718910.458856740154746 0.5017275480845520.20405617346876 0.292360371844509

0.482528720513607 2.043205804820930.442661107140501 0.4064751301567237.22836749661933 1.15244374763358.31558080769495 2.3052079877029.13326002073493 1.413287506844739.36907388041541 2.773067301475259.69036893271222 2.07245786621273

Page 127: Banking Sector Data 2007-2012 With Variables

9.85265052805313 1.14628906521981.51324493762661 2.367898572863291.28728120259174 1.581914264103051.47584077588613 1.1420838606261.68225318830513 2.015066141777671.73903094832796 1.511949163920161.71378071493606 0.8386028386769391.02617943672186 1.3554398919411.02002305354828 1.226426921810771.02982399578844 0.666043358350914

0.195171528761177 0.1863041474924160.581517463825936 1.264464138314370.584014675471582 0.7898516869431250.709120126000098 34.0540328895850.624473388899297 12.50449253223550.556846745379478 1.554548076519030.553638107271471 1.214424221353530.570137541443043 2.04522135958871

0.5911275367928 3.420291539823350.220076773129405 0.1599850533010270.343212875493577 0.353602561320923

0.0218706785958248 0.01305015027506020.502745540807533 1.360670868747590.703717181523255 1.057298053739110.691660495594259 1.624223495204841.51417837929018 1.062091347821851.69309021243871 0.8251835525017371.43077800297289 0.7651760871691531.39150796558851 0.6775264564293461.24464854801402 0.7720013609779751.13735537889343 0.5588172299249451.11945301472136 6.550808524402351.13674683624407 5.06111850298941.15759839962186 2.828073707829321.24858085254489 3.037503276132731.33112823301051 2.661714853487251.30776976354645 2.163792310987271.40536422222222 3.61668085894854

1.2265462 3.279640523225340.8131882 2.61508771862123

0.481891579525174 0.6646129920188210.50414636789045 0.292770965040703

0.263482815444745 0.09827849632143914.20193494980695 0.5754227298452634.45544512961507 1.007304765686655.02427920369898 1.504367178494715.22145268203249 1.341959577688986.04040444058953 1.454304957705816.76144966613564 1.23145196201056-178.797751592357 -1.23760518735902-177.979012738854 -1.23953896453332-177.099426751592 -1.24654622722707-176.491369426752 -1.23336178773273-176.264439490446 -1.22699616926121

Page 128: Banking Sector Data 2007-2012 With Variables

-27501370 -1.132114330606121.20763742802006 2.063772142857140.98488029502108 1.552159278044921.01422273790631 1.40349593561769

0.913186460896457 1.519754396899290.826150560897001 0.9101621840160720.653749811390312 0.4360433461545222.17253823042121 0.07791283333333332.45652128847992 0.133313875

0.200992989713492 0.0109201255.29631315220889 0.438897904761905

13.98066733397 3.1318779372179819.3850917578437 01.2032537373589 0.2786369793457171.3486836951358 0.3294914220170341.3486836951358 0.329491422017034

1.66600705086173 0.4070153989839441.8373114315332 0.448866074712256

2.04410234394396 0.499046101726625

Page 129: Banking Sector Data 2007-2012 With Variables

4.Cash generated from operating activities Share capital to total debt214391 0.0359171933002184-930303 0.04574492378910212108232 0.0309503002446454-521807 0.02445861862999141070465 0.07495594237784232531961 0.0731921820593762

78804419 0.01262560039724282532681 0.0125398604579275

40806019 0.013039629601174692320340 0.014838797441504641185585 0.016526012057292560861739 0.0159486161856793-2390426 0.1677451413533991626745 0.1501619808976546445596 0.1523368062607131804102 0.120887313671352

13250791 0.1417179932155889862004 0.127768996477104

40502947 0.0195870465769399-48385008 0.0290283266094751-48385008 0.029028326609475132984625 0.023447726283022632984625 0.019568515733106620546543 0.01653836521615662457242 0.585717855804073406132 0.360908102531265

2173889 0.2765913205274838797050 0.163514823526802

10255250 0.135339994022453523909 0.131696126487238

46349828 0.0179407235445773563633 0.0187711069512375

10687333 0.018304898391991936199585 0.018892385794644786857938 0.01821113775218375355317 0.01628709055924448370382 0.01769508319246222596563 0.0210059969275919

36871225 0.021195475454495935789356 0.021514594458878636472843 0.021688754641479810998418 0.024388433786751720066569 0.027696162175858216856703 0.028881472575188465727310 0.025885988524424530127758 0.025637839497639494364848 0.024103228250074336872715 0.023542507352708439645325 0.02078833804171072499606 0.0240852409665095

19947703 0.036700543936435318101276 0.034579930747729353536423 0.0304933686708649

Page 130: Banking Sector Data 2007-2012 With Variables

49944024 0.02665161761555315921777 0.3018085784749931109403 0.3799210594052054472916 0.1791414490519924261151 0.1313924476852688842777 0.09885232586703269052857 0.0768919900122883-1296457 1.1308007232201660132 0.740120418169304654955 0.613508316196057

2667586 0.3753235558873485394077 0.3393027854853877024807 0.1796563035791512848560 0.3023805709321372523494 0.223013342822432-1285767 0.2310380754586244676276 0.2002349440522234983772 0.161478609421768

13506038 0.1231785900710087262087 0.04233061173672021882246 0.0415507244414419

17897098 0.0362771448551428881898 0.02914275164634795911646 0.0301553951518962-4766930 0.031749191715268614210526 0.0115404897891912-21380958 0.0116368636393193107753133 0.011683588789011642055186 0.0120934474546878

206730148 0.0107000298826016404298555 0.008206178516170419073676 0.031492861675546-6265387 0.035908153021626858187921 0.0344656095117605-6943837 0.0376667576393266-6943837 0.03974790721686517498743 0.0384544833399675-660884 0.337409512192624403176 0.34826664562944

6268544 0.2249458074362521760620 0.2429461110882073527847 0.218779141731054

29237117 0.146744384897461200499 0.084874850368431-3436371 0.09424714899258079162534 0.171071317321632-199789 0.170210644918113

11029923 0.28003917266401115231484 0.22359444368188561899299 0.01767971835627352031538 0.0163112582343028

78214049 0.015727344627670358654480 0.0155627813221223

124163869 0.0148092825291589

Page 131: Banking Sector Data 2007-2012 With Variables

96668070 0.01384231982941197465000 0.06148983219211553320190 0.0621171900129698

14017274 0.057680820151156535528395 0.047700259712306247304566 0.042963796690707159402194 0.03502975612239337989545 0.157202289253632

21302169 0.20427517423295228507068 0.242734238050406-16940772 0.2683792422229446809298 0.729863511285289

33535245 0.583836566014464-3934986 0.6067549731740034073848 0.7954079125405826840004 0.5264300446391645087251 0.634689106372149-2388547 0.6192456122275522027886 0.544261486674326-2009657 0.0971587870519675-7387980 0.1756578249603916510410 0.134573714704173

-10346069 0.3938378491880898225230 0.314189014294304-6429336 0.31915846297928892813 0.0585707895501512

4500148 0.055699805996698813892687 0.0573593761354445497142 0.0607252963702617

11482024 0.076031977372188517381324 0.06852201809456759247515 0.182210324277652

-12894580 0.17450573951492846769642 0.143973362548878-9718375 0.14068395888621540845050 0.12548525653695839321043 0.112666805268676

768996 0.3807361067279451156154 0.2633977669242688975769 0.1465460202130934361206 0.1052595423389098335700 0.094962456437351

17593639 0.082111127082543849886356 0.01659022601103441025033 0.0177087000971317

27084242 0.0194186670782921105607607 0.0187962791062947103753446 0.016972226737240594242177 0.0142453157462044-528738 0.00418172943811007-549050 0.00442990032611403-756259 0.00462056208990672-280827 0.00474008913782911-255917 0.00475100425487231

Page 132: Banking Sector Data 2007-2012 With Variables

-1016245 3.12362775128351E-08-780948 0.633751338688174550566 0.62918968757832-539136 0.460800220336012

-4386 0.530628073281241490316 0.415447734136455

1656889 0.308341724370756-939551 0.0302363070633001

-3725168 0.0429265833858683-321956 0.043394531043303

-2135260 0.0465036732835296-2529962 0.0935683770230931-3326137 0.1589597935390196800178 0.1513309301910041582580 0.1473426780192391582580 0.1473426780192392199488 0.1306035714615744472813 0.1275892863538182520972 0.119874048803676

Page 133: Banking Sector Data 2007-2012 With Variables

Advances to deposit ratio Non performing loan to Advances Non performing loan to debt0.398765995510818 0.0278380300746824 0.01079883687300980.556349325544323 0.0319314354195858 0.0170161762694720.373906406146634 0.0634144732441701 0.02265575071636330.618735418403184 0.0682026714689274 0.03709811531964910.557448019356556 0.067970226967368 0.03632757675756310.434246528379838 0.0735141265198761 0.03001504882048990.575558068467243 0.112474692311282 0.0593283264675530.660843465404631 0.13681447955978 0.07899154684811940.653374483350994 0.149733386068531 0.08622340534710150.575492317251086 0.181402705531081 0.09580839506139070.56836382199552 0.167564131857161 0.0867896618583782

0.636743274508739 0.134885647503782 0.07686272945547590.471053244647988 0.228172728750977 0.0964346912083720.511228946723087 0.263487504640609 0.1249724423716860.450279797521049 0.376577670661667 0.1356892948375090.493176493200586 0.225765205624878 0.09947306283795720.489320980443165 0.17672139810665 0.06784017808651520.44456021686961 0.162388753567165 0.0615266625852391

0.697475365659342 0.0250190552445063 0.01551030558838150.802883678299059 0.32406408360883 0.2343430616674640.802883678299059 0.32406408360883 0.2343430616674640.580259831131506 0.640695746193186 0.3431771108768610.534297051091404 0.5793810075772 0.2725235324863070.562159918799879 0.463532830364358 0.2168284729623530.575791213924987 0.000815555831052536 0.0004174215919030360.714015163686326 0.0017405373949387 0.001085691774214610.62589294701325 0.128611372755209 0.074617823016098

0.545314330332191 0.138891047312809 0.06836505141854220.448524120573318 0.161750216618857 0.06764633765601770.454852398490455 0.211692417545582 0.08980525593003260.637973104322709 0.0674253690220518 0.03782056086250330.715931685640571 0.0646652822092939 0.03999504211033480.721807020694603 0.0685862542146216 0.04191631134478810.681701313690893 0.0738362935742569 0.04514302973776950.611771332717607 0.0836707520795802 0.04329395503331950.526742560017842 0.0762315214350769 0.03557005840125970.704575518506589 0.0685411777766343 0.04065539266918210.76825426750733 0.0907434911275998 0.0604980364975583

0.655810777433408 0.131260841193893 0.0740517996057470.597027701528958 0.141366976206854 0.07229723693726740.517025278903238 0.156891646108105 0.07253592510662380.468276030048559 0.184504609006321 0.07954327895499140.689994513531771 0.00273436030676416 0.001629897687255930.69393517036962 0.00860854151755208 0.00520578773753115

0.559939160417224 0.0195088906606018 0.008772344487952270.50357481716963 0.0234061059640548 0.0103083812058358

0.380219137889556 0.0278908466469467 0.008788762941514680.434387976037526 0.0250624530687267 0.008634532415917560.626703462429992 0.0274831349474301 0.01504783038384340.637745370677121 0 00.578984818071231 0.0828932683929558 0.04239718221223160.585157623347476 0.0854942621037202 0.04539291425913210.494630906613511 0.096219867864984 0.0431617960845011

Page 134: Banking Sector Data 2007-2012 With Variables

0.511756237995966 0.0948199444048506 0.04381806136301890.398908245205844 0.0197763386962015 0.007391575032394910.523125063361745 0.0285089415890939 0.01339108868321210.374657271259232 0.0754176291917715 0.02675969332919470.437423690867885 0.0444915679996401 0.01845777945954850.398472941849037 0.0397307343597972 0.01495983131173030.427199682449141 0.0439328724378457 0.01755256673494551.28904769586418 0 01.11385329955625 0.00886544156902713 0.00924842319008821

0.702107225763661 0.153610005159939 0.08959831123089010.444457511081559 0.205319894120617 0.08637780181326880.516651860129871 0.0953945728275991 0.04590304387985290.650590370178886 0.0440719107292893 0.0249705373386730.69795775359784 0.00228189863568868 0.00151389956224619

0.709908672445128 0.0158256001424406 0.01059978403455150.735845115236798 0.0349247943611179 0.02451829575804580.724654485698319 0.0816517793095475 0.05492840406098070.606381593784848 0.0903022552717364 0.05022851409833570.495474359202236 0.0947863410165897 0.04404235432402140.855771599678495 0.0544202731375274 0.03799057005000560.812557636430629 0.0891665262079248 0.05841780290165060.739825346437473 0.116819892312527 0.06355609219434750.684569179775682 0.184790629410842 0.09851454299699340.69036265269228 0.175781373624188 0.0952759259091048

0.715787388080434 0.159894695973786 0.09432046941941450.711729090691221 0.0678753800082796 0.04112523950091360.761197202748648 0.0828214982001964 0.05532653139795460.66592815289883 0.108736161677588 0.0634185597130322

0.615153217120986 0.116601721807024 0.06470846945643820.489880261915963 0.123640273329691 0.05490374942681310.411385052903227 0.112513964235607 0.03806782990849480.741962714713353 0.0089533073234286 0.005047085102468510.842942099692184 0.0161424226555503 0.01042059845574110.719434369870147 0.0622198663347213 0.02914132580936890.747454859132856 0.0622848972836283 0.03219495229940.591839347600137 0.140692233400319 0.05852321397666470.491157800141086 0.165834500405184 0.06506563912877880.473392637869084 0.0221749259530976 0.009488867575506590.632946005344615 0.04705401577964 0.02785622400732880.54845489476743 0.0733177451888435 0.031462835606327

0.531965996162021 0.136110360532927 0.05671621778045560.448790921351785 0.15401624325481 0.06073487515930390.321457228875268 0.152554385783388 0.04155862693529280.758883413815494 0.0425512265705101 0.0292262210782870.918851931132011 0.22811300526833 0.1726403429554050.682913788715477 0.245863195113484 0.1323315395998820.646955653936985 0.318373886736651 0.1721665082665940.474027514193238 0.413064847011948 0.1742452610237680.496639795445557 0.446089795713562 0.1589545871445650.749613309661557 0.0489828220143973 0.03018103242460770.793912958644846 0.000215392445745705 0.000146586068819540.68895893239335 0.0917626148396318 0.05288395681520940.59023447170266 0.0964145172697047 0.050244983478802

0.459729634641739 0.118093420759876 0.0472220045239764

Page 135: Banking Sector Data 2007-2012 With Variables

0.439988533621004 0.106601329202132 0.03846609404138140.633471023134529 0.0160034004756837 0.009001494552722730.562815749522577 0.0923167252700321 0.04601655422349040.41571866878668 0.0874896450836229 0.0316519090847547

0.411962985990875 0.0799761082302872 0.02949998619725250.346751693773022 0.0788354826773409 0.02486780282583860.384844077438384 0.0563840379216166 0.01938853915434610.704201727762868 0.161298734954888 0.09461792355736630.768210512963918 0.208048825631991 0.1200735731293810.894607969000787 0.187410063097492 0.09452181483484570.752520168120142 0.465403593369823 0.230377501940870.712061694130962 0.561842456989198 0.2422375825970650.882747199694204 0.459888006430764 0.1865578005131470.371145592014765 0.513730864779945 0.1668147082738540.625080873473065 0.318211983498967 0.1778785148399360.776591007818854 0.2803846304553 0.1636582263937150.816160861700321 0.223376734439048 0.120046311247750.895979449550257 0.165457387116064 0.1131557899243180.678782528196363 0.158725578150178 0.09307788296691540.610637397575053 0.237141048886932 0.119191896078180.757182774134166 0.413197506267255 0.2506194259372380.646995928283379 0.370478439279832 0.1777459710320520.796220448615152 0.278664536731706 0.1822064332256320.779378678718293 0.220740155669188 0.1296332182665370.70963326276512 0.220751998949235 0.129222831544282

0.667570466350462 0.0318144074147301 0.01818657280584830.771895139038302 0.105147214428039 0.0677245069455630.662519079658019 0.06546822617384 0.03645507687030230.666640415950823 0.129784040707941 0.07154127154790540.655142345180885 0.136848182628615 0.07529489744267740.637297377333423 0.128918852366559 0.06787252038993030.674734224335145 0.0877832276471016 0.04938534980395040.719565563233576 0.131641689051955 0.07452621548726140.625665794290988 0.165212842246426 0.07953774450023510.657263931792652 0.156033354450436 0.08205526528162440.582126644047415 0.190101011675283 0.08460323256277620.543582328503929 0.189581649165676 0.0799515016355520.848328620248637 0.0159991321727763 0.01086883133475080.948377230152308 0.0476983538847611 0.03959727113591920.591034802919992 0.138795324099382 0.07527315811802670.62975357889534 0.294014723296758 0.165410461201554

0.639548485875169 0.391145721465839 0.197484446255950.542776967277469 0.445486658072554 0.1783166521066460.730441694763125 0.0750321620420927 0.04512010792744760.767763584697534 0.0755472207588861 0.04997748295818710.718651915157886 0.110653120039385 0.06990924613853550.601662506137255 0.149758742934022 0.07852768800627030.538168819969697 0.117158991479964 0.05541167436341610.510859945837448 0.138834803993728 0.06233414564818480.196462906057766 4.6952620456361 0.150133355884486

0.0269085179828251 0 00.0374478804107778 44.1934140749181 0.1849257252001630.0327116158648561 56.8132980293749 0.1859234146515250.0311868324027652 60.9756369832162 0.188434935980218

Page 136: Banking Sector Data 2007-2012 With Variables

0.0922757932680192 117.182735953892 0.1943390931571371.12702790559841 2.69366539098646 1.5114939773271.33525262444649 2.17569177642438 1.44548787501765

1.348791219202 1.55811962767096 1.187749202148661.24723373158146 1.81253561873734 1.329647151661151.1166600871168 1.77297214337797 1.03107522594734

1.00631218579237 1.75575995841574 0.7574507966018973.98966002455613 0.406298218149944 0.2286512917024353.90802644640094 0.560878415068973 0.4181013923813343.66528773796726 0.610838199969557 0.4106606617100151.51288850241981 0.593557198724582 0.3666991969335322.46410295452741 0.414983775038227 0.5366461679377773.24208254205452 0.280327562410216 0.79798291616294914.1854569061811 0.272508087435804 0.21302137488580512.8887199848115 0.185711750085955 0.15279251783472512.8887199848115 0.185711750085955 0.1527925178347258.83001220897466 0.203377761977656 0.1798570411629569.45541005106078 0.235115761871448 0.2030085883965317.9355477303866 0.226260334608428 0.190732796839434

Page 137: Banking Sector Data 2007-2012 With Variables

Cash dividend to Earning after tax Cash dividend to total asset Total liability to current liability0 0 1.025093551917310 0 1.039259539344010 0 1.042850115513890 0 1.038974748387380 0 1.039161892503030 0 1.05952638243301

3.94036431978042E-08 9.84001973892216E-10 1.071438131205594.20478193677431E-08 7.94855863075615E-10 1.074994470000934.29823024094962E-08 7.9259963962143E-10 1.06877733490084.22811408353795E-08 7.22530498101437E-10 1.064485721461284.23509521764578E-08 6.50206275773635E-10 1.0669949338064.14518645848119E-08 5.31850046304803E-10 1.06497860081691

0 0 1.049764730454881.82019395986836E-06 7.97728350458274E-09 1.039577721478

0 0 1.045030721064570 0 1.038063391840380 0 1.037876494979320 0 1.044285524213820 0 1.029390988946360 0 1.0329721971720 0 1.0329721971720 0 1.026481754277360 0 1.028031673772460 0 1.028963924702650 0 1.108204846708560 0 1.073246268894390 0 1.077361120363480 0 1.049221040853190 0 1.043056224248220 0 1.03947739367833

3.67993586117123E-08 4.68589328041123E-10 1.046445320889346.01440666915904E-08 6.81764256124879E-10 1.05868218064715.59494552621162E-08 9.56158113862617E-10 1.053513544215264.82869189408699E-08 8.88955248410455E-10 1.055913985910744.87511277354623E-08 9.69201467854848E-10 1.050839864640065.4702905574285E-08 1.02799026767136E-09 1.04952780527424

5.59490222348874E-08 8.23398187925651E-10 1.058008920492750 0 1.056615304304690 0 1.06284049700740 0 1.061411206959460 0 1.055734832450830 0 1.05733286747123

6.78323888803722E-08 1.06206514716109E-09 1.066296689054985.15460516549169E-08 7.04928330472386E-10 1.056974454837157.0020803180625E-08 8.00619359136228E-10 1.05792026416709

5.45259243507326E-08 6.62698547052654E-10 1.0486131992115.51012275671882E-08 6.50151747758473E-10 1.054915818551785.44413231419176E-08 6.61734623231753E-10 1.046747588690294.79198167290636E-08 4.56072395983508E-10 1.06206008278313.84230858194991E-07 1.43270267175323E-09 1.05573046673291-8.1712698153293E-07 2.05500072262816E-10 1.0643165460669

0 0 1.061039969849794.04541217895609E-08 3.7365554358311E-10 1.05490478416833

Page 138: Banking Sector Data 2007-2012 With Variables

4.38969904442836E-08 3.72809723766374E-10 1.058268915270980 0 1.05982088469717

-4.34536179860193E-06 1.20490764120994E-08 1.092179721082240 0 1.050032865049580 0 1.04471139509120 0 1.041762070928540 0 1.042918683615360 0 1.102425883475340 0 1.05714205264390 0 1.036523091079280 0 1.032988985693670 0 1.05059085195060 0 1.057391171536310 0 1.052005715972180 0 1.059901857542210 0 1.043504130413020 0 1.045589160951730 0 1.03892767602720 0 1.03515650360972

1.10029980969214E-07 1.76956797647092E-09 1.116520249537231.34534939620719E-07 1.08505778070123E-09 1.10073132801219

0 0 1.059600064621320 0 1.090680341492420 0 1.07488034851340 0 1.0572080480327

4.97424831646566E-08 6.09905918718546E-10 1.065377441580515.49946105281682E-08 7.66783485898385E-10 1.058102637414084.47736167582872E-08 6.94504897719725E-10 1.060196322511993.81581249214823E-08 7.02931134043351E-10 1.05155139157187

3.134372052291E-08 6.14275298997295E-10 1.058433581787633.35484309622495E-08 4.65749243990238E-10 1.046563587427833.57525153682187E-08 5.78479405679052E-10 1.05488422593844

0 0 1.056049727687153.64091411702553E-08 4.21658930961113E-10 1.03819267081854

0 0 1.040282109533695.3228522823326E-08 5.20470708017852E-10 1.04643034541559

5.89443827329504E-08 6.65026688684814E-10 1.051096173232930 0 1.06870255690876

3.65163410626255E-06 9.24735671243893E-09 1.032847357567570 0 1.033655396455850 0 1.054861085299340 0 1.05480159011120 0 1.034603415495520 0 1.049573393566870 0 1.02927150628493

-6.02026188602301E-08 4.26232393999651E-09 1.058654804685150 0 1.047486186353530 0 1.045991588480550 0 1.04060569471623

8.18836542015289E-09 3.04517442938188E-10 1.0719776546777.47986939497613E-08 2.59233266803708E-09 1.09163894480446

7.021842974611E-08 2.14952116934233E-09 1.065945144613596.81521100574795E-08 2.01583972179673E-09 1.068936578532626.21681676911722E-08 1.82836301051165E-09 1.06491889517427

Page 139: Banking Sector Data 2007-2012 With Variables

6.12190069947425E-08 1.68769241259487E-09 1.0648582863810 0 1.078493056216280 0 1.0681379235585

2.08800399942252E-07 2.78880511158973E-09 1.05844011404080 0 1.06929725826863

3.28293265687412E-08 4.95698030118831E-10 1.042628619016374.27579931792449E-08 5.46574506431378E-10 1.03615458806817

0 0 1.05040278382963-5.61897039324364E-08 2.34756065950022E-09 1.08556834916654

0 0 1.064864116471180 0 1.065018817105020 0 1.062527628955990 0 1.122045713584620 0 1.126726859511510 0 1.070667345408380 0 1.063628800995430 0 1.055059233514580 0 1.068467734784920 0 1.043868224584650 0 1.04519419365175

-3.97166613380146E-07 1.4376784024115E-08 1.029293197989220 0 1.034048556960460 0 1.034429840837220 0 1.038827568157850 0 1.040789134246920 0 1.064045196348210 0 1.054059378007670 0 1.055144294214220 0 1.050861334272810 0 1.039057705159650 0 1.035660352560020 0 1.156173517139820 0 1.210712290579240 0 1.20715572478143

1.60391140528034E-08 1.83319513078931E-10 1.165585474709051.80078265615802E-08 2.74583598640583E-10 1.208797083714313.30804662493235E-08 5.01183482145151E-10 1.18494413546909

0 0 1.05402666883550 0 1.026846267468110 0 1.038240975849250 0 1.0312744878270 0 1.049354544205250 0 1.04428406630562

2.41354423097361E-08 5.6573463444555E-10 1.058864690202222.96024357357762E-08 4.02766270275542E-10 1.06386036093852.63492058138574E-08 3.90367655612583E-10 1.059341223708694.53682426838038E-08 6.88304622855796E-10 1.058587086373565.03791433570767E-08 9.2913224890336E-10 1.053376610456094.40876308572752E-08 8.85222641539459E-10 1.04483583993348

0 0 1.303961998941320 0 1.303938787208510 0 1.301754666240650 0 1.284788365704330 0 1.27943073664231

Page 140: Banking Sector Data 2007-2012 With Variables

0 0 1.287389759861270 0 1.151105611773680 0 1.115070211646640 0 1.113383690821460 0 1.102521987738510 0 1.113714717916420 0 1.122343621581920 0 1.016082432129030 0 1.018602835983010 0 1.018195772668470 0 1.031426264695830 0 1.061015512109290 0 1.138928011788760 0 1.411219346745330 0 1.499382144889710 0 1.499382144889710 0 1.575440841794490 0 1.629807885031590 0 1.67438378231151

Page 141: Banking Sector Data 2007-2012 With Variables

Investment to deposit Deposit to advances Fixed asset to total liability Cash ratio0.411279292019179 2.50773639492255 0.018827371066583 0.15504248370.381204005584489 1.79743185456658 0.0281957421499034 0.16369706060.467913652863554 2.67446607910706 0.0222562828891268 0.14792570560.33645698854384 1.61619970387468 0.0162322793578658 0.1286979268

0.342416503279731 1.79388923321365 0.0159167507520141 0.11072126740.378458542711473 2.30283936576528 0.011712018873729 0.09468510510.356116270105646 1.7374441516615 0.0401374012912808 0.21955459280.273342656845736 1.51321765645016 0.0338566827906627 0.2176868230.299095731776278 1.53051584578457 0.0305294600712053 0.18832987320.36181489815582 1.73764265833579 0.0304622244118492 0.171873556

0.344535303527914 1.75943640552104 0.0276379576216327 0.16766135450.330378857383653 1.57049165658094 0.0256160965270512 0.17411912560.417819245477102 2.12290226500252 0.00892681777813946 0.22403742810.363309483852929 1.95607077105057 0.00703693440558594 0.19189185650.681961937311082 2.22084136464784 0.0308591565833613 0.12553117230.536830847526365 2.02767166275558 0.0270946489014211 0.16507136730.805399761041123 2.04364832076958 0.0224224087191899 0.0774102610.760648816117587 2.24941405472929 0.0192921620138548 0.07053224990.382674962225263 1.43374239325954 0.0150605754322628 0.07691637050.138426461292131 1.24551043573154 0.0190586503260392 0.07294253930.138426461292131 1.24551043573154 0.0190586503260392 0.07294253930.270728421157886 1.72336588946714 0.0156732503192241 0.07895104260.38879402745121 1.87161804085819 0.0133127361604054 0.077248041

0.486935684132771 1.77885325253148 0.0108634919031434 0.06564796330.499707549612786 1.73674063760597 0.186231725602899 0.30529940930.253030359504552 1.4005304801052 0.129849040962909 0.09507228770.222574838332281 1.5977173169501 0.107055346722279 0.15210470770.316631311816881 1.83380473311755 0.0500018785026228 0.2279114069

0.4252733953263 2.22953449799259 0.0423833416570237 0.18204661380.43334456144809 2.19851539382613 0.0387514879413118 0.16751635

0.318057754238851 1.56746419750975 0.0251426931474918 0.10598698520.277826727683403 1.39678131315736 0.0323355817550764 0.07917066290.287871691964424 1.3854118501614 0.0320775244889014 0.07517478640.326326278395518 1.46691810609219 0.0371303870576045 0.08122667910.490012140580661 1.63459767811905 0.0383039130727951 0.08488165350.520072679118656 1.89846060657435 0.031797834507776 0.08016528370.275670531201477 1.41929427539519 0.0301839315784082 0.10494479510.212777220898815 1.30165238553714 0.0427826706660848 0.10928423170.324824797404755 1.5248300796666 0.0389879008788261 0.12326323020.398971519269595 1.67496415566489 0.033755624273769 0.09362770570.458509997936702 1.9341414062409 0.0289923339824718 0.10494498480.473575021466884 2.13549260656434 0.0267005160924196 0.10561383380.307328269385721 1.44928688618327 0.0435357192934387 0.11529702910.334058057922095 1.44105680573497 0.0553201026235758 0.09924404110.58652612339064 1.78590831056516 0.0405680457669446 0.0852987267

0.549464164494773 1.98580224011311 0.0359420327287216 0.0776007120.738520948227168 2.63006224660494 0.0296047212147157 0.08596033970.734234352462297 2.30208950330985 0.0261231647535205 0.09075807630.323938645355139 1.59565098958059 0.0381300463930462 0.16241976540.252626994287402 1.56802392612942 0.0414925679558898 0.17259667450.305716579191086 1.72716100455154 0.0395864420905089 0.16728257670.320957994234581 1.70894124950361 0.0365279521835005 0.15604211740.415328180172908 2.02170949414888 0.0303490109372941 0.1628631368

Page 142: Banking Sector Data 2007-2012 With Variables

0.41452417603118 1.95405532117399 0.0271572423597005 0.17720425860.388958859835064 2.50684214231767 0.103117050703936 0.40089403720.402271445922028 1.91158877682848 0.137488550404378 0.34446239490.238375257701524 2.66910607830719 0.0806020970867251 0.22364864860.355936204319153 2.28611303154595 0.0509886949584913 0.09375323530.413957933588665 2.50958068911704 0.0340174342666958 0.1020943510.451511196852335 2.34082571004498 0.0278620210517436 0.08725699030.45647824223664 0.775766484986111 0.0940148449780604 0.1966683306

0.403908209376598 0.897784295650419 0.0771991779261595 0.13191986780.421791665131361 1.42428387474909 0.0735439845865534 0.15907058210.399718646988944 2.24993385209435 0.0484389053449354 0.13347358050.490766173017664 1.93553933929248 0.0307638405804036 0.17294777930.477600908946202 1.53706548058042 0.027401250839708 0.08612635050.184560128942569 1.43275147363173 0.086096025531431 0.21119093680.118593686846766 1.40863189705193 0.0645169909545476 0.23431678730.100880328892853 1.35898163797445 0.0588946043130758 0.19080334930.189253140578989 1.37996799817825 0.0503418443938468 0.20557911060.336103894025521 1.6491265735134 0.0380762301488952 0.11257514120.401709917490566 2.01826791119948 0.0271089201645487 0.18015710750.309139854634518 1.16853609114358 0.0201002281648861 0.09441525610.351757784464047 1.23068192970626 0.0207655990915716 0.08466272240.45727376654883 1.35167037033181 0.0166028999126167 0.0563943812

0.442456845295054 1.46077274517044 0.0347938448764239 0.10070328950.435241264962376 1.44851404707395 0.0396905862960811 0.09095462160.365561010861964 1.39706289416716 0.0371806491467656 0.09308700580.337793373990217 1.4050289823461 0.0227167684107746 0.13349826680.223247616178043 1.31372001419481 0.0513470950637423 0.14451102950.317052371955859 1.50166349875273 0.0215079989321344 0.16348110710.341072667075573 1.62561126588943 0.019500653843798 0.15111474170.448361195815448 2.04131514931611 0.0186099651363952 0.15491555160.656064496412527 2.43081267280568 0.0159972862172816 0.1453794660.509933068255257 1.34777662026634 0.00812360009543592 0.09196943310.417584984798566 1.18632110125377 0.00944127272382406 0.09052360840.785449458118073 1.3899808542376 0.0112907496616727 0.07619304910.629071779544235 1.33787343513979 0.0146123878811718 0.07649517860.795866770433977 1.68964771277024 0.0122550137530149 0.07059823990.738423763639586 2.03600553572141 0.0110127679763039 0.08513319290.446606838735201 2.11241138962653 0.0324922549936583 0.08695078650.335989098664579 1.57991359698295 0.15269620501267 0.12364369010.44738896989278 1.82330399371136 0.111574475830184 0.1360453096

0.521446489783504 1.87981940051565 0.0859415702815063 0.10114884760.570180859922292 2.22820906668063 0.0670336063779411 0.09333813750.773147391303695 3.11083376005838 0.0466883930385759 0.08807831970.219664519613846 1.31772546585546 0.0299057710389771 0.1092234610.269445107153187 1.08831463059344 0.06829204064424 0.03785448080.310017898712721 1.46431367549474 0.0724626766505287 0.05879458660.275396284479976 1.54570099807398 0.0813008834465512 0.0681200090.251456634139225 2.10958218681025 0.0626797362409556 0.236531301

0.6384800154658 2.01353175716186 0.0424522482565274 0.08117562120.387161964297292 1.33402113744684 0.0450919055973872 0.13119384480.292662786103445 1.25958392429685 0.0448199276260168 0.12377733730.461080992812266 1.4514653239579 0.0411876015406717 0.10880040960.500232078702959 1.69424194611217 0.0431167479376385 0.10275892280.649512496669071 2.17519151398471 0.0397018259685894 0.1046304713

Page 143: Banking Sector Data 2007-2012 With Variables

0.744238855303721 2.27278650143501 0.0363329510436119 0.09399361820.19301450782087 1.57860417206113 0.0168038233662621 0.1644546079

0.206833226843884 1.77678041321387 0.0237136078781866 0.09574968990.242896823336986 2.40547291974789 0.0211398940181128 0.12531447250.385444101853819 2.42740254344635 0.0211491634062842 0.16610049530.587860725668957 2.88390804704932 0.0215164275079186 0.10597047680.661643496233103 2.59845495520223 0.0189938372399883 0.09231707670.347119369687909 1.42004763773704 0.219904567547783 0.08789907410.336342979277556 1.30172652303571 0.0265958613340433 0.07914178290.664747728128269 1.11780806191222 0.0186963117596984 0.08001664760.506590667194515 1.32886803884351 0.0182628537411094 0.08333046410.559082540558458 1.40437269444813 0.0192890134133821 0.07117274761.03339661469052 1.13282715634376 0.00155864457519142 0.0548704921

0.312213867715287 2.69436043837001 0.059107693108157 0.08317715250.388390854458987 1.59979299069545 0.105004071588115 0.1073831030.463860653051647 1.28767908710225 0.0667629900616299 0.1065764810.745767191960412 1.22524865737458 0.0443388710302858 0.11426084230.546915533764586 1.11609702711592 0.0390349265758063 0.07028233910.390924504224466 1.4732258985174 0.0316036317779278 0.17210836150.421468146168934 1.63763307647251 0.0459960294218971 0.06807082020.292577179373953 1.32068508973081 0.0585799233104332 0.06547339880.406759023789421 1.54560478093458 0.0556147290038757 0.05057234370.236778865572349 1.25593358188587 0.0360256466463565 0.05343125520.273874160263809 1.28307333431872 0.0559309890879609 0.05534838210.184428900221312 1.40917858909749 0.0553990766808607 0.05088539170.318894782734294 1.49796920386082 0.0306213744996856 0.15467371580.22800832410541 1.29551275740108 0.0423325061893645 0.1363608297

0.401602874826648 1.50939049259711 0.038098532631723 0.09608110320.426566975397276 1.50005906643645 0.0349732107224054 0.09162417430.458980716399839 1.52638584172711 0.032284222170536 0.08607954410.492567232840437 1.56912618122515 0.0274517059872614 0.09021171830.229713770414056 1.48206503232492 0.0175741635037801 0.15194520750.169500760407508 1.3897274287366 0.017516786867223 0.13098466790.402403542599992 1.59829738036616 0.0260455909803485 0.10696330560.328329935205155 1.52145881072852 0.0240054108664302 0.10592791050.441082342301026 1.71783925409631 0.0208635864249215 0.11556893320.494154948039838 1.83964773607016 0.018571016310728 0.11789113960.571426080993916 1.17878847433782 0.0505545632914552 0.07191368030.306600272284131 1.05443273858378 0.0488804093538447 0.07655511840.397541731869385 1.69194774158734 0.0460375494867592 0.0805886650.328326336832039 1.58792269470563 0.040386123055409 0.06621482220.403219590956122 1.56360310763864 0.0524208405555645 0.06980769750.514144468711023 1.84237736729311 0.0415164152504089 0.09315758740.287785764675107 1.36903466377873 0.0346795299836828 0.13395282110.233728606857074 1.30248428022795 0.0348792333992445 0.12045020020.273374195499167 1.39149423929428 0.0414132526012559 0.13976365640.408232237705194 1.6620613546623 0.0379011312026021 0.15294467870.475014836026226 1.85815298637388 0.0356620636753165 0.1544070140.504784776894992 1.95748366680169 0.0319551361826656 0.14299392610.770116550826087 5.09001938363861 0.00340161049853806 0.00988279540.870499549396942 37.1629534052477 0.00353037661658208 0.00893824640.837165115754148 26.7037810693337 0.0035483562423941 0.00897237640.910190631655411 30.5701804561222 0.00372534776252697 0.00833904870.874935983042416 32.0648146334776 0.0017964243094665 0.007640389

Page 144: Banking Sector Data 2007-2012 With Variables

3.35594996636964 10.8370783342437 0.00172549196980901 0.00312066991.62702231926482 0.887289476181192 0.0383001898467108 0.10357554171.34515263596858 0.748921950566872 0.032753533774041 0.0732710716

0.920737880925013 0.741404589356418 0.0235863538049371 0.06294242841.01070382978852 0.801774338424942 0.0294059134305842 0.06088050721.0094942237776 0.895527664628892 0.0234978634675172 0.043420235

1.37373298585297 0.993727407973902 0.0187406780868976 0.04668144170.277942066450991 0.250647923343106 0.180647304889326 0.44988233210.26371861692891 0.255883631729499 0.367096319756501 0.2946289147

0.245492127859349 0.272829876258117 0.369927127834292 0.26632361420.20931968674017 0.660987242880448 0.39558714281286 0.2782235468

0.615456277234888 0.405827198966121 0.802630708396201 0.59092908550.460183680458267 0.308443720056028 1.25562958608305 0.60493757981.73618911843015 0.0704947332055453 0.0110593122530234 0.2547341547

0.913462619604547 0.0775872236481536 0.0134632483976989 0.31293594340.913462619604547 0.0775872236481536 0.0134632483976989 0.31293594340.816607746179957 0.113250126538174 0.011803479189155 0.22448822491.34426954572836 0.105759559299897 0.0118920907342048 0.2363497841.61165566485079 0.126015246076944 0.0112983869486284 0.2007572539

Page 145: Banking Sector Data 2007-2012 With Variables

Fixed Asset to long term debt Natural log to fixed Assets1.01130787585843 15.86849608004011.0374401408826 15.6603416477535

0.987042062886135 16.00806547159430.980135984849704 16.23735501852251.01961389979734 16.49607163822271.04035770147174 16.844026138191

0.985994664192521 20.26098830360790.954373854235589 20.32712209262620.98276815351628 20.5011197355136

0.992105455280583 20.60854843069270.985113670312211 20.71681196746180.983322395334091 20.8423889929071.04815374830929 17.0201595800943

0.995593447615751 17.0895685696661.06887146172547 17.36698742174181.07536822969424 17.60450451896271.10932325423935 17.97586324842221.10768623663781 18.16474675189831.0176500357695 19.2038342043832

0.956337373970961 18.96906574777560.956337373970961 18.96906574777560.941518882103358 19.17108660082580.967354993094428 19.37843679105160.979486924542613 19.55758720448741.49943978366311 15.83446363262071.25265368224156 16.55201053232321.09112877027263 16.6757369193839

0.901816749794672 17.70516089115820.930651243448046 17.92674848700550.937925093107055 17.95761607235910.97628985364105 19.4843613539944

0.998704027195601 19.64723213080781.0139281734297 19.7832574981344

1.02016079535373 19.85128154186641.01993148984762 19.98455570376351.02276411092022 20.1921026515324

0.988282612923558 18.92338614375750.976771006210105 19.0423678458999

0.9584343402366 19.2386657851560.975544308097683 19.47995396926410.963597094965492 19.55678596555920.97035586866088 19.5835519803060.97202270454693 18.658618574247

0.989644548251857 18.90165870928190.992637122525892 19.25707199289580.993180838299434 19.45266361597250.986895216979475 19.68712958364110.981656875063786 19.84653794478970.911002494951458 19.45414289692930.897192616556636 19.5015444068182

0.9111420232797 19.61918456561810.919071444306912 19.68600874927440.915338303929353 19.807071605416

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0.907417013601575 19.92853244684360.992305102546182 16.16085011305971.08584158480907 16.50374552769090.96304067725835 17.1446816863711

1.043442552713 17.53735724658221.01656280132179 17.79486114772481.01600068153466 18.04221601763192.02370826210386 15.65326358609141.63501243643697 15.99099905341841.44973134802517 16.27981799326471.20266562898011 16.58501684688391.1118933980307 16.99562463953641.072656930572 17.5957317142449

1.0782608077728 16.70058709868880.976924437875509 17.0768565415836

1.0329461433896 17.21691435165530.99421851797928 17.31911972204051.05007588293815 17.5917030039942

0.958371597086648 17.79788579586281.06505327497661 18.6883917506231.01988615981654 18.67095048673941.03258050957908 18.96217012820070.9861856988392 19.3133510572307

0.996884608415322 19.4118451547520.998277641505841 19.47619820369560.997259353430278 20.18012187652370.977812864354422 20.2583727299080.96647858084945 20.4271728517292

0.984086981709568 20.50715496328170.973163694293277 20.7120077791610.963500257543297 21.06337361625221.01816015994183 18.88425294206121.01815218869274 18.94146797771581.02709871006659 19.21425953103021.02546061003646 19.27545513104331.04051739032422 19.41546976442171.03828692011467 19.44553841700331.3255187180801 16.7650123834784

1.21241567222178 16.79461962849181.08877424329219 17.19342771248331.09016522042416 17.40365873715461.1345078240735 17.7366276069442

1.07498786929827 18.16961305522881.03788948927418 17.42861855710381.18522695599278 17.7321702572941.04920553221479 17.8744469686416

0.997936220847904 17.82662940489240.835184749582416 17.86620938571790.966415598559448 18.24001489172281.06410025557836 19.72085637046791.06756895957765 19.80682917442491.08269914218923 19.96160349863331.0947391312875 20.0760916770833

1.08220601972807 20.2138471712839

Page 147: Banking Sector Data 2007-2012 With Variables

1.08706347955069 20.38306247994450.958945395636474 17.87258552369980.999019874667826 18.17436305969880.980802296572613 18.53268636689820.940911138864355 18.72868959307470.989825896714989 19.02357285060320.986785989280134 19.3427943260815

1.1955889837794 18.92104919760391.224865561957 18.9439891407165

1.18534141713856 19.09158694234371.02297738961344 18.84443098213481.04265072086175 18.79478869514811.04704409449796 19.02075550006481.46222410035752 16.79044520237191.40216902116924 16.54867994732721.3307890749399 16.9095002095188

1.24902345084263 17.15003954302471.31780182761045 17.21029683232631.16958889296283 17.2336093690509

0.988183401475621 17.73367126908161.03074695196727 17.7741309251269

0.986851659997601 17.99591649467761.03234413036228 18.05200860633671.03344237089807 18.27148226670331.03964019680791 18.2577970302819

0.971431525065782 18.01486330378250.983637574318399 18.08411146262251.01863969666799 18.28534092854521.02185674240147 18.41524113607471.02313008578789 18.60212071226141.01485143641603 18.79827929449831.1058074115622 19.2431928481972

1.10595035701236 19.29870687920811.11242476786271 19.49824861402051.12163804083425 19.52688938712321.10112811950073 19.62871650727071.08119544838397 19.71504417416951.51415330662418 16.66704850562831.2369977807907 16.9677160122512

1.04775827804628 17.38574855495850.988438956971628 18.03110040717940.995602857961622 18.53508439591850.945605999979526 18.62425555021780.972566843969995 19.96518832943640.982198680834001 20.1363211408890.994493392805427 20.1519995598574

0.9785066849816 20.26491310681710.980530970467685 20.36869846480290.989252135036073 20.55200391154380.243610964683604 16.02818899578380.197750663364877 15.7617990640050.164229086099097 15.53361003160520.149298343788151 15.41347753000430.149796934488508 15.4143173598673

Page 148: Banking Sector Data 2007-2012 With Variables

0.139649605188483 15.31273698479131.67190303932568 15.64714325177271.46278575289488 15.52155726118781.41217721830421 15.7972152278031.42861315090517 15.66922631097291.35115096840341 15.834759853091.18518548507478 16.0210482630815

0.800034565682829 16.24517798050681.18631487511842 16.29281093660991.11233455326561 16.2217391934611.36306165683107 16.35886613111912.53410065441176 16.28076477417654.82697449757051 16.38775523971771.01540721384421 18.18804844149071.00306586623376 18.25384495727861.00306586623376 18.25384495727861.08734825807338 18.45916656213651.1051342529919 18.4998158460304

1.14558024991913 18.597439247285