Banking ProfileMott Haven, Melrose, Port MorrisBronx, Community District 1

Demographic Information District Borough New York CityTotal Population 86,407 1,378,615 8,334,285  

Total Households (HH) 28,334 473,641 3,098,942  

Median Home Value $214,772 $306,891 $453,289

% Homeownership 7% 20% 30%

Average HH Income $33,197 $47,443 $71,807

Average HH Income, New Home Buyers $103,400 $126,279 $182,221

Race/Ethnicity, New Home Buyers

Alaskan 1% 1% 0.6%

Asian 1% 5% 14.6%

Black 21% 26% 18.4%

Hawaiian 3% 1% 0.8%

Hispanic 34% 26% 12.5%

No Race 0% 0% 0.0%

White 39% 42% 53.1%

Total Home Purchase Loans 442 14,980 177,914

Financial Services  District Borough New York CityTraditional Financial Institutions      

Total Count 10 140 1,571

Count per 10,000 HH 3.5 3.0 5.1

Average Distance 0.29 mi 0.29 mi 0.28 mi

Nontraditional Institutions

Total Count 24 206 1,026

Count per 10,000 HH 8.5 4.4 3.3

Average Distance 0.14 mi 0.23 mi 0.28 mi

Ratio of Traditional to Nontraditional 0.4 0.7 1.5

Banking Penetration District Borough New York City% of Unbanked Households 56% 28.7% 13.4%

# Unbanked Households 15,859 134,293 405,573

# Unbanked Persons 30,924 269,213 827,334

% of Underbanked Households 42% 53.9% 39.2%

# of Underbanked Households 11,793 252,836 1,183,213

# of Underbanked Persons 22,996 506,854 2,413,654

Average Risk Score 6.89 8.58 6.48

Map depicts traditional and nontraditional financial service institutionsboth in New York City and up to two miles beyond the city boundary.Points may be overlapping. 

Sources: Claritas 2009; InfoUSA 2009; U.S. Census Bureau, 2000.Legend

Study Area

Pop per Sq. Mi.

0 ‐ 35,000

35,001 ‐ 70,000

70,001 ‐ 120,000

120,001 ‐ 190,000

190,001 ‐ 418,200

!( Traditional

!( Nontraditional

Parks

Water

New Jersey

New York

3rdI 87

I 2781s

t2n

d

Fdr

5th

Park

149th

138th

Harlem

River 161st

Bruc

kner

Willi

s

Mad

ison

145th

Mor

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156th

Pros

pect

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169th

135th

110th

155th

East

Rive

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Boston

168th

Sain

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Conv

ent

Ram

p

158th

Linc

oln

Triborough

I 278

I 278

3rd

169th

161st

I 87

Bruckner

0 0.5 10.25Miles

376092Copyright © 2009 Social Compact Inc 

Banking ProfileHunts Point, LongwoodBronx, Community District 2

Demographic Information District Borough New York CityTotal Population 49,771 1,378,615 8,334,285  

Total Households (HH) 15,332 473,641 3,098,942  

Median Home Value $248,825 $306,891 $453,289

% Homeownership 10% 20% 30%

Average HH Income $35,009 $47,443 $71,807

Average HH Income, New Home Buyers $118,602 $126,279 $182,221

Race/Ethnicity, New Home Buyers

Alaskan 1% 1% 0.6%

Asian 0% 5% 14.6%

Black 19% 26% 18.4%

Hawaiian 2% 1% 0.8%

Hispanic 38% 26% 12.5%

No Race 0% 0% 0.0%

White 39% 42% 53.1%

Total Home Purchase Loans 345 14,980 177,914

Financial Services  District Borough New York CityTraditional Financial Institutions      

Total Count 8 140 1,571

Count per 10,000 HH 5.2 3.0 5.1

Average Distance 0.35 mi 0.29 mi 0.28 mi

Nontraditional Institutions

Total Count 13 206 1,026

Count per 10,000 HH 8.5 4.4 3.3

Average Distance 0.17 mi 0.23 mi 0.28 mi

Ratio of Traditional to Nontraditional 0.6 0.7 1.5

Banking Penetration District Borough New York City% of Unbanked Households 52% 28.7% 13.4%

# Unbanked Households 6,918 134,293 405,573

# Unbanked Persons 15,597 269,213 827,334

% of Underbanked Households 45% 53.9% 39.2%

# of Underbanked Households 6,918 252,836 1,183,213

# of Underbanked Persons 13,490 506,854 2,413,654

Average Risk Score 6.89 8.58 6.48

Map depicts traditional and nontraditional financial serviceinstitutions both in New York City and up to two miles beyond the cityboundary. Points may be overlapping. 

Sources: Claritas 2009; InfoUSA 2009; U.S. Census Bureau, 2000.

Legend

Study Area

Pop per Sq. Mi.

0 ‐ 35,000

35,001 ‐ 70,000

70,001 ‐ 120,000

120,001 ‐ 190,000

190,001 ‐ 418,200

!( Traditional

!( Nontraditional

Parks

Water

New Jersey

New York

3rd

I 278

I 95

I 895

Westcheste

r

Bruc

kner

149th

Mor

ris

156th

169th

Bron

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iver

I 87

161st

Boston

Halleck

168th

Sain

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Jero

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Tremont

Randall

Soundview

Food Center

Sher

idan

Exi

t 3

I 278

Bruckner

I 95169th

I 895

Randall

0 0.5 10.25Miles

376092Copyright © 2009 Social Compact Inc 

Banking ProfileMelrose, Morrisania, ClaremontBronx, Community District 3

Demographic Information District Borough New York CityTotal Population 76,640 1,378,615 8,334,285  

Total Households (HH) 24,940 473,641 3,098,942  

Median Home Value $296,879 $306,891 $453,289

% Homeownership 9% 20% 30%

Average HH Income $42,488 $47,443 $71,807

Average HH Income, New Home Buyers $103,993 $126,279 $182,221

Race/Ethnicity, New Home Buyers

Alaskan 1% 1% 0.6%

Asian 2% 5% 14.6%

Black 22% 26% 18.4%

Hawaiian 4% 1% 0.8%

Hispanic 39% 26% 12.5%

No Race 0% 0% 0.0%

White 33% 42% 53.1%

Total Home Purchase Loans 726 14,980 177,914

Financial Services  District Borough New York CityTraditional Financial Institutions      

Total Count 4 140 1,571

Count per 10,000 HH 1.6 3.0 5.1

Average Distance 0.28 mi 0.29 mi 0.28 mi

Nontraditional Institutions

Total Count 11 206 1,026

Count per 10,000 HH 4.4 4.4 3.3

Average Distance 0.20 mi 0.23 mi 0.28 mi

Ratio of Traditional to Nontraditional 0.4 0.7 1.5

Banking Penetration District Borough New York City% of Unbanked Households 53% 28.7% 13.4%

# Unbanked Households 13,228 134,293 405,573

# Unbanked Persons 25,001 269,213 827,334

% of Underbanked Households 44% 53.9% 39.2%

# of Underbanked Households 11,038 252,836 1,183,213

# of Underbanked Persons 20,863 506,854 2,413,654

Average Risk Score 9.19 8.58 6.48

Map depicts traditional and nontraditional financial service institutionsboth in New York City and up to two miles beyond the city boundary.Points may be overlapping. 

Sources: Claritas 2009; InfoUSA 2009; U.S. Census Bureau, 2000.

Legend

Study Area

Pop per Sq. Mi.

0 ‐ 35,000

35,001 ‐ 70,000

70,001 ‐ 120,000

120,001 ‐ 190,000

190,001 ‐ 418,200

!( Traditional

!( Nontraditional

Parks

Water

New Jersey

New York

3rdI 95

I 278

I 87

Jero

me

I 895

Park

149th

Westcheste

r

Bron

x R

iver

Bruc

kner

Bost

on

161st

Willi

s

138th

Mor

ris

156th

169th

Grand

Cro

tona Us Hwy 1

Halleck

Tremont

168th

Sain

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Randall

Gra

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onco

urse

Dr Mart

in L K

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Metcalf

Burnside

Shak

espe

are

Crotona

I 278

Park

169th

Boston

I 895

0 0.5 10.25Miles

376092Copyright © 2009 Social Compact Inc 

Banking ProfileHighbridge, ConcourseBronx, Community District 4

Demographic Information District Borough New York CityTotal Population 144,174 1,378,615 8,334,285  

Total Households (HH) 46,706 473,641 3,098,942  

Median Home Value $263,561 $306,891 $453,289

% Homeownership 7% 20% 30%

Average HH Income $39,192 $47,443 $71,807

Average HH Income, New Home Buyers $121,740 $126,279 $182,221

Race/Ethnicity, New Home Buyers

Alaskan 0% 1% 0.6%

Asian 5% 5% 14.6%

Black 31% 26% 18.4%

Hawaiian 1% 1% 0.8%

Hispanic 29% 26% 12.5%

No Race 0% 0% 0.0%

White 33% 42% 53.1%

Total Home Purchase Loans 783 14,980 177,914

Financial Services  District Borough New York CityTraditional Financial Institutions      

Total Count 5 140 1,571

Count per 10,000 HH 1.1 3.0 5.1

Average Distance 0.30 mi 0.29 mi 0.28 mi

Nontraditional Institutions

Total Count 21 206 1,026

Count per 10,000 HH 4.5 4.4 3.3

Average Distance 0.15 mi 0.23 mi 0.28 mi

Ratio of Traditional to Nontraditional 0.2 0.7 1.5

Banking Penetration District Borough New York City% of Unbanked Households 51% 28.7% 13.4%

# Unbanked Households 23,965 134,293 405,573

# Unbanked Persons 46,254 269,213 827,334

% of Underbanked Households 46% 53.9% 39.2%

# of Underbanked Households 20,885 252,836 1,183,213

# of Underbanked Persons 41,756 506,854 2,413,654

Average Risk Score 10.87 8.58 6.48

Map depicts traditional and nontraditional financial service institutionsboth in New York City and up to two miles beyond the city boundary.Points may be overlapping. 

Sources: Claritas 2009; InfoUSA 2009; U.S. Census Bureau, 2000.

Legend

Study Area

Pop per Sq. Mi.

0 ‐ 35,000

35,001 ‐ 70,000

70,001 ‐ 120,000

120,001 ‐ 190,000

190,001 ‐ 418,200

!( Traditional

!( Nontraditional

Parks

Water

New Jersey

New York

3rd

I 87

I 95

Jero

me

5th

I 278

Harle

m R

iver

149th

Park

138th

161st

Willi

s

Amst

erda

m

145th

Stat

e Hw

y 9a

Bruc

kner

Mor

ris

156th

Pros

pect

169th

Grand

135th

Mal

colm

X

Broa

dway

155th

Us

Hw

y 9

168th

Sain

t Ann

s

Boston

Ram

p

125th

Gra

nd C

onco

urse

165t

h

Linc

oln

Dr Mart

in L K

ing Jr

143rd

Burnside

Shak

espe

are

I 278

I 87

Park

Ramp

169th

Mor

ris

0 0.5 10.25Miles

376092Copyright © 2009 Social Compact Inc 

Banking ProfileMorris/University Heights, FordhamBronx, Community District 5

Demographic Information District Borough New York CityTotal Population 128,753 1,378,615 8,334,285  

Total Households (HH) 39,985 473,641 3,098,942  

Median Home Value $273,256 $306,891 $453,289

% Homeownership 5% 20% 30%

Average HH Income $39,901 $47,443 $71,807

Average HH Income, New Home Buyers $117,183 $126,279 $182,221

Race/Ethnicity, New Home Buyers

Alaskan 2% 1% 0.6%

Asian 3% 5% 14.6%

Black 31% 26% 18.4%

Hawaiian 2% 1% 0.8%

Hispanic 34% 26% 12.5%

No Race 0% 0% 0.0%

White 29% 42% 53.1%

Total Home Purchase Loans 334 14,980 177,914

Financial Services  District Borough New York CityTraditional Financial Institutions      

Total Count 6 140 1,571

Count per 10,000 HH 1.5 3.0 5.1

Average Distance 0.25 mi 0.29 mi 0.28 mi

Nontraditional Institutions

Total Count 26 206 1,026

Count per 10,000 HH 6.5 4.4 3.3

Average Distance 0.12 mi 0.23 mi 0.28 mi

Ratio of Traditional to Nontraditional 0.2 0.7 1.5

Banking Penetration District Borough New York City% of Unbanked Households 53% 28.7% 13.4%

# Unbanked Households 18,716 134,293 405,573

# Unbanked Persons 44,539 269,213 827,334

% of Underbanked Households 45% 53.9% 39.2%

# of Underbanked Households 19,185 252,836 1,183,213

# of Underbanked Persons 37,923 506,854 2,413,654

Average Risk Score 7.55 8.58 6.48

Map depicts traditional and nontraditional financial service institutionsboth in New York City and up to two miles beyond the city boundary.Points may be overlapping. 

Sources: Claritas 2009; InfoUSA 2009; U.S. Census Bureau, 2000.

Legend

Study Area

Pop per Sq. Mi.

0 ‐ 35,000

35,001 ‐ 70,000

70,001 ‐ 120,000

120,001 ‐ 190,000

190,001 ‐ 418,200

!( Traditional

!( Nontraditional

Parks

Water

New Jersey

New York

I 87

I 95

3rd

Jero

me

Us

Hw

y 9

Park

10th

Baile

y

Harle

m R

iver

Stat

e Hw

y 9a

I 895

Us Hwy 1

169th

Fordham

161st

Grand

Sedg

wic

k

Mor

ris

Croton

a

Gra

nd C

onco

urse

Boston

Tremont

Webster

168th

Johnson

Ram

p

Dr Mart

in L K

ing Jr

Exit

24

Burnside

Macombs Dam

Riss

eI 8

95

I 95

Crotona

I 87

Park

169th

I 95

168th

0 0.5 10.25Miles

376092Copyright © 2009 Social Compact Inc 

Banking ProfileEast Tremont, Bathgate, Belmont, West FarmsBronx, Community District 6

Demographic Information District Borough New York CityTotal Population 79,448 1,378,615 8,334,285  

Total Households (HH) 25,770 473,641 3,098,942  

Median Home Value $302,546 $306,891 $453,289

% Homeownership 9% 20% 30%

Average HH Income $32,209 $47,443 $71,807

Average HH Income, New Home Buyers $195,644 $126,279 $182,221

Race/Ethnicity, New Home Buyers

Alaskan 1% 1% 0.6%

Asian 5% 5% 14.6%

Black 24% 26% 18.4%

Hawaiian 1% 1% 0.8%

Hispanic 35% 26% 12.5%

No Race 0% 0% 0.0%

White 34% 42% 53.1%

Total Home Purchase Loans 605 14,980 177,914

Financial Services  District Borough New York CityTraditional Financial Institutions      

Total Count 5 140 1,571

Count per 10,000 HH 1.9 3.0 5.1

Average Distance 0.29 mi 0.29 mi 0.28 mi

Nontraditional Institutions

Total Count 15 206 1,026

Count per 10,000 HH 5.8 4.4 3.3

Average Distance 0.15 mi 0.23 mi 0.28 mi

Ratio of Traditional to Nontraditional 0.3 0.7 1.5

Banking Penetration District Borough New York City% of Unbanked Households 44% 28.7% 13.4%

# Unbanked Households 11,310 134,293 405,573

# Unbanked Persons 21,377 269,213 827,334

% of Underbanked Households 53% 53.9% 39.2%

# of Underbanked Households 13,627 252,836 1,183,213

# of Underbanked Persons 25,755 506,854 2,413,654

Average Risk Score 8.31 8.58 6.48

Map depicts traditional and nontraditional financial service institutionsboth in New York City and up to two miles beyond the city boundary.Points may be overlapping. 

Sources: Claritas 2009; InfoUSA 2009; U.S. Census Bureau, 2000.

Legend

Study Area

Pop per Sq. Mi.

0 ‐ 35,000

35,001 ‐ 70,000

70,001 ‐ 120,000

120,001 ‐ 190,000

190,001 ‐ 418,200

!( Traditional

!( Nontraditional

Parks

Water

New Jersey

New York3r

d

I 95

I 87

Jero

me

I 278

Bron

x R

iver

Park

Bron

x

I 895

Bruckner

Webster

Bost

on

Westchester

Baile

y

Us H

wy 1

169th

Fordham

Gra

nd

Cro

tona

Gra

nd C

onco

urse

Gun Hill

TremontMorris Park

Whi

te P

lain

s

168th

Pelham

Pros

pect

Southern

161st

177th

Williamsbridge

204th

Unionport

Boston

I 95

I 895

Crotona

169th

0 0.5 10.25Miles

376092Copyright © 2009 Social Compact Inc 

Banking ProfileKingsbridge Heights, Bedford ParkBronx, Community District 7

Demographic Information District Borough New York CityTotal Population 143,300 1,378,615 8,334,285  

Total Households (HH) 47,763 473,641 3,098,942  

Median Home Value $282,579 $306,891 $453,289

% Homeownership 8% 20% 30%

Average HH Income $41,803 $47,443 $71,807

Average HH Income, New Home Buyers $112,310 $126,279 $182,221

Race/Ethnicity, New Home Buyers

Alaskan 2% 1% 0.6%

Asian 10% 5% 14.6%

Black 17% 26% 18.4%

Hawaiian 0% 1% 0.8%

Hispanic 31% 26% 12.5%

No Race 0% 0% 0.0%

White 39% 42% 53.1%

Total Home Purchase Loans 715 14,980 177,914

Financial Services  District Borough New York CityTraditional Financial Institutions      

Total Count 16 140 1,571

Count per 10,000 HH 3.4 3.0 5.1

Average Distance 0.23 mi 0.29 mi 0.28 mi

Nontraditional Institutions

Total Count 24 206 1,026

Count per 10,000 HH 5.0 4.4 3.3

Average Distance 0.14 mi 0.23 mi 0.28 mi

Ratio of Traditional to Nontraditional 0.7 0.7 1.5

Banking Penetration District Borough New York City% of Unbanked Households 24% 28.7% 13.4%

# Unbanked Households 10,567 134,293 405,573

# Unbanked Persons 21,181 269,213 827,334

% of Underbanked Households 67% 53.9% 39.2%

# of Underbanked Households 29,369 252,836 1,183,213

# of Underbanked Persons 58,867 506,854 2,413,654

Average Risk Score 11.70 8.58 6.48

Map depicts traditional and nontraditional financial service institutionsboth in New York City and up to two miles beyond the city boundary.Points may be overlapping. 

Sources: Claritas 2009; InfoUSA 2009; U.S. Census Bureau, 2000.

Legend

Study Area

Pop per Sq. Mi.

0 ‐ 35,000

35,001 ‐ 70,000

70,001 ‐ 120,000

120,001 ‐ 190,000

190,001 ‐ 418,200

!( Traditional

!( Nontraditional

Parks

Water

New Jersey

New YorkI 8

7

I 95

3rd

Jero

me

Webster

Bron

x R

iver

Park

Baile

y

225t

h

Bro

nx

10th

Us Hwy 9

Bost

on

233rd

Us Hwy 1

Fordham

Gun

Hill

Stat

e Hwy 9

a

Croton

a

Gra

nd C

onco

urse

Palis

ade

Irwin

Whi

te P

lain

s

Johnson

Southern

230th

Exit 9

Sedgwick

Burnside

Exit 1

204th

Us H

wy 9

I 87

Bron

x R

iver

Jerome

Us H

wy 1

Gun Hill

I 95

Park

0 0.5 10.25Miles

376092Copyright © 2009 Social Compact Inc 

Banking ProfileKingsbridge, RiverdaleBronx, Community District 8

Demographic Information District Borough New York CityTotal Population 101,345 1,378,615 8,334,285  

Total Households (HH) 40,784 473,641 3,098,942  

Median Home Value $322,990 $306,891 $453,289

% Homeownership 28% 20% 30%

Average HH Income $78,104 $47,443 $71,807

Average HH Income, New Home Buyers $152,347 $126,279 $182,221

Race/Ethnicity, New Home Buyers

Alaskan 0% 1% 0.6%

Asian 4% 5% 14.6%

Black 10% 26% 18.4%

Hawaiian 0% 1% 0.8%

Hispanic 19% 26% 12.5%

No Race 0% 0% 0.0%

White 68% 42% 53.1%

Total Home Purchase Loans 2,314 14,980 177,914

Financial Services  District Borough New York CityTraditional Financial Institutions      

Total Count 16 140 1,571

Count per 10,000 HH 3.9 3.0 5.1

Average Distance 0.24 mi 0.29 mi 0.28 mi

Nontraditional Institutions

Total Count 7 206 1,026

Count per 10,000 HH 1.7 4.4 3.3

Average Distance 0.44 mi 0.23 mi 0.28 mi

Ratio of Traditional to Nontraditional 2.3 0.7 1.5

Banking Penetration District Borough New York City% of Unbanked Households 9% 28.7% 13.4%

# Unbanked Households 3,600 134,293 405,573

# Unbanked Persons 6,786 269,213 827,334

% of Underbanked Households 36% 53.9% 39.2%

# of Underbanked Households 15,372 252,836 1,183,213

# of Underbanked Persons 28,980 506,854 2,413,654

Average Risk Score 11 8.58 6.48

Map depicts traditional and nontraditional financial service institutionsboth in New York City and up to two miles beyond the city boundary.Points may be overlapping. 

Sources: Claritas 2009; InfoUSA 2009; U.S. Census Bureau, 2000.

Legend

Study Area

Pop per Sq. Mi.

0 ‐ 35,000

35,001 ‐ 70,000

70,001 ‐ 120,000

120,001 ‐ 190,000

190,001 ‐ 418,200

!( Traditional

!( Nontraditional

Parks

Water

New Jersey

New York

I 87

225t

hBa

iley

Us Hwy 9

State H

wy 9a

10th Je

rom

e Webster

Gun

Hill

Palis

ade

Irwin

Mclean

Saw

Mill

Riv

er261st

Henry Hudson

Gra

nd C

onco

urse

Mid

landValentine

Cen

tral P

ark

Van Cortlandt

254th

I 87

Irwin

Mclean

Gun Hill

Us H

wy 9

Jerome

Stat

e Hwy 9

a

0 0.5 10.25Miles

376092Copyright © 2009 Social Compact Inc 

Banking ProfileSoundview, Castle Hill, ParkchesterBronx, Community District 9

Demographic Information District Borough New York CityTotal Population 176,135 1,378,615 8,334,285  

Total Households (HH) 61,464 473,641 3,098,942  

Median Home Value $333,700 $306,891 $453,289

% Homeownership 21% 20% 30%

Average HH Income $43,057 $47,443 $71,807

Average HH Income, New Home Buyers $122,275 $126,279 $182,221

Race/Ethnicity, New Home Buyers

Alaskan 1% 1% 0.6%

Asian 11% 5% 14.6%

Black 19% 26% 18.4%

Hawaiian 2% 1% 0.8%

Hispanic 33% 26% 12.5%

No Race 0% 0% 0.0%

White 35% 42% 53.1%

Total Home Purchase Loans 1,830 14,980 177,914

Financial Services  District Borough New York CityTraditional Financial Institutions      

Total Count 13 140 1,571

Count per 10,000 HH 2.1 3.0 5.1

Average Distance 0.32 mi 0.29 mi 0.28 mi

Nontraditional Institutions

Total Count 24 206 1,026

Count per 10,000 HH 3.9 4.4 3.3

Average Distance 0.22 mi 0.23 mi 0.28 mi

Ratio of Traditional to Nontraditional 0.6 0.7 1.5

Banking Penetration District Borough New York City% of Unbanked Households 23% 28.7% 13.4%

# Unbanked Households 14,546 134,293 405,573

# Unbanked Persons 29,868 269,213 827,334

% of Underbanked Households 69% 53.9% 39.2%

# of Underbanked Households 43,588 252,836 1,183,213

# of Underbanked Persons 89,500 506,854 2,413,654

Average Risk Score 7.66 8.58 6.48

Map depicts traditional and nontraditional financial service institutionsboth in New York City and up to two miles beyond the city boundary.Points may be overlapping. 

Sources: Claritas 2009; InfoUSA 2009; U.S. Census Bureau, 2000.

Legend

Study Area

Pop per Sq. Mi.

0 ‐ 35,000

35,001 ‐ 70,000

70,001 ‐ 120,000

120,001 ‐ 190,000

190,001 ‐ 418,200

!( Traditional

!( Nontraditional

Parks

Water

New Jersey

New York

I 95

I 278

I 678

Bruckner

I 895

Bron

x R

iver

Bost

on

I 295

Soundview

Morris Park

Hom

er

Westchester

Tremont

Hut

chin

son

Riv

er

Halleck

Crot

ona

Zerega

White Plains Ea

stch

este

r

Randall

Unionport

Food Center

175th

Exit

6

Bruckner

I 278

I 95

I 678

I 895

0 0.5 10.25Miles

376092Copyright © 2009 Social Compact Inc 

Banking ProfileThrogs Neck, Pelham BayBronx, Community District 10

Demographic Information District Borough New York CityTotal Population 119,427 1,378,615 8,334,285  

Total Households (HH) 49,632 473,641 3,098,942  

Median Home Value $362,845 $306,891 $453,289

% Homeownership 45% 20% 30%

Average HH Income $65,462 $47,443 $71,807

Average HH Income, New Home Buyers $129,668 $126,279 $182,221

Race/Ethnicity, New Home Buyers

Alaskan 1% 1% 0.6%

Asian 5% 5% 14.6%

Black 10% 26% 18.4%

Hawaiian 0% 1% 0.8%

Hispanic 23% 26% 12.5%

No Race 0% 0% 0.0%

White 62% 42% 53.1%

Total Home Purchase Loans 3,061 14,980 177,914

Financial Services  District Borough New York CityTraditional Financial Institutions      

Total Count 24 140 1,571

Count per 10,000 HH 4.8 3.0 5.1

Average Distance 0.34 mi 0.29 mi 0.28 mi

Nontraditional Institutions

Total Count 10 206 1,026

Count per 10,000 HH 2.0 4.4 3.3

Average Distance 0.58 mi 0.23 mi 0.28 mi

Ratio of Traditional to Nontraditional 2.4 0.7 1.5

Banking Penetration District Borough New York City% of Unbanked Households 4% 28.7% 13.4%

# Unbanked Households 1,654 134,293 405,573

# Unbanked Persons 3,269 269,213 827,334

% of Underbanked Households 46% 53.9% 39.2%

# of Underbanked Households 20,833 252,836 1,183,213

# of Underbanked Persons 41,179 506,854 2,413,654

Average Risk Score 6.92 8.58 6.48

Map depicts traditional and nontraditional financial service institutionsboth in New York City and up to two miles beyond the city boundary.Points may be overlapping. 

Sources: Claritas 2009; InfoUSA 2009; U.S. Census Bureau, 2000.

Legend

Study Area

Pop per Sq. Mi.

0 ‐ 35,000

35,001 ‐ 70,000

70,001 ‐ 120,000

120,001 ‐ 190,000

190,001 ‐ 418,200

!( Traditional

!( Nontraditional

Parks

Water

New Jersey

New York

I 95

I 295

I 678

I 278

I 695

Us Hwy 1

Gun Hill

222nd

Tremont

Hutch

inson

Rive

r

East

ches

ter

Pelham

Shore

Wes

tches

ter

Bruckner

Soundview

City Island

Ellio

t

Park

Exit 6

I 95Tremont

I 295

I 678

0 1 20.5Miles

376092Copyright © 2009 Social Compact Inc 

Banking ProfileMorris Park, Pelham ParkwayBronx, Community District 11

Demographic Information District Borough New York CityTotal Population 114,589 1,378,615 8,334,285  

Total Households (HH) 41,959 473,641 3,098,942  

Median Home Value $368,653 $306,891 $453,289

% Homeownership 29% 20% 30%

Average HH Income $58,371 $47,443 $71,807

Average HH Income, New Home Buyers $120,157 $126,279 $182,221

Race/Ethnicity, New Home Buyers

Alaskan 1% 1% 0.6%

Asian 5% 5% 14.6%

Black 18% 26% 18.4%

Hawaiian 1% 1% 0.8%

Hispanic 27% 26% 12.5%

No Race 0% 0% 0.0%

White 47% 42% 53.1%

Total Home Purchase Loans 1,447 14,980 177,914

Financial Services  District Borough New York CityTraditional Financial Institutions      

Total Count 23 140 1,571

Count per 10,000 HH 5.5 3.0 5.1

Average Distance 0.26 mi 0.29 mi 0.28 mi

Nontraditional Institutions

Total Count 17 206 1,026

Count per 10,000 HH 4.1 4.4 3.3

Average Distance 0.24 mi 0.23 mi 0.28 mi

Ratio of Traditional to Nontraditional 1.4 0.7 1.5

Banking Penetration District Borough New York City% of Unbanked Households 7% 28.7% 13.4%

# Unbanked Households 3,125 134,293 405,573

# Unbanked Persons 6,297 269,213 827,334

% of Underbanked Households 55% 53.9% 39.2%

# of Underbanked Households 24,827 252,836 1,183,213

# of Underbanked Persons 50,029 506,854 2,413,654

Average Risk Score 8.56 8.58 6.48

Map depicts traditional and nontraditional financial service institutionsboth in New York City and up to two miles beyond the city boundary.Points may be overlapping. 

Sources: Claritas 2009; InfoUSA 2009; U.S. Census Bureau, 2000.

Legend

Study Area

Pop per Sq. Mi.

0 ‐ 35,000

35,001 ‐ 70,000

70,001 ‐ 120,000

120,001 ‐ 190,000

190,001 ‐ 418,200

!( Traditional

!( Nontraditional

Parks

Water

New Jersey

New York

I 95

I 278I 295

Gun Hill

Bron

x R

iver

I 695

Bruckner

I 678

Webster

Us Hwy 1

222nd

I 895

Tremont

Hutch

inson

Rive

r

233rd

Pelham

Eastchester

3rd

Bost

on

Bronx

Morris Park

Jero

me

Westchester

Hom

er

Soundview

Bayc

hest

er

Ellio

t

Ramp

Bartow

Randall

Hunts Point

Shor

e

Exit

6

Exit 7

w

Silver

Gun

Hill

Bruckn

er

I 278

I 95

0 1 20.5Miles

376092Copyright © 2009 Social Compact Inc 

Banking ProfileWilliamsbridge, BaychesterBronx, Community District 12

Demographic Information District Borough New York CityTotal Population 154,856 1,378,615 8,334,285  

Total Households (HH) 54,453 473,641 3,098,942  

Median Home Value $374,168 $306,891 $453,289

% Homeownership 36% 20% 30%

Average HH Income $59,487 $47,443 $71,807

Average HH Income, New Home Buyers $121,273 $126,279 $182,221

Race/Ethnicity, New Home Buyers

Alaskan 1% 1% 0.6%

Asian 2% 5% 14.6%

Black 64% 26% 18.4%

Hawaiian 1% 1% 0.8%

Hispanic 13% 26% 12.5%

No Race 0% 0% 0.0%

White 19% 42% 53.1%

Total Home Purchase Loans 2,422 14,980 177,914

Financial Services  District Borough New York CityTraditional Financial Institutions      

Total Count 11 140 1,571

Count per 10,000 HH 2.0 3.0 5.1

Average Distance 0.30 mi 0.29 mi 0.28 mi

Nontraditional Institutions

Total Count 19 206 1,026

Count per 10,000 HH 3.5 4.4 3.3

Average Distance 0.25 mi 0.23 mi 0.28 mi

Ratio of Traditional to Nontraditional 0.6 0.7 1.5

Banking Penetration District Borough New York City% of Unbanked Households 14% 28.7% 13.4%

# Unbanked Households 6,560 134,293 405,573

# Unbanked Persons 14,880 269,213 827,334

% of Underbanked Households 72% 53.9% 39.2%

# of Underbanked Households 34,241 252,836 1,183,213

# of Underbanked Persons 77,662 506,854 2,413,654

Average Risk Score 8.01 8.58 6.48

Map depicts traditional and nontraditional financial service institutionsboth in New York City and up to two miles beyond the city boundary.Points may be overlapping. 

Sources: Claritas 2009; InfoUSA 2009; U.S. Census Bureau, 2000.

Legend

Study Area

Pop per Sq. Mi.

0 ‐ 35,000

35,001 ‐ 70,000

70,001 ‐ 120,000

120,001 ‐ 190,000

190,001 ‐ 418,200

!( Traditional

!( Nontraditional

Parks

Water

New Jersey

New York

I 95

I 87

Bron

x R

iver

3rd

233rd

Gun Hill

1st

Hut

chin

son

Riv

er

Web

ster

5th

Us Hwy 1

222nd

Fulton

Kim

ball

PelhamBro

nx

Eastchester

Fifth

Mclean

Baychester

Mid

land

Bost

on

Jero

me

Gra

mat

anH

omer

241st

Pitman

Morris Park

Ellio

tW

olfs

Ramp

Shor

e

Esplanade

Dyr

e

Exit

7Exit 13

Wes

t

Pelham

I 95

I 87

0 1 20.5Miles

376092Copyright © 2009 Social Compact Inc 

Banking ProfileGreenpoint, WilliamsburgBrooklyn, Community District 1

Demographic Information District Borough New York CityTotal Population 174,355 2,541,412 8,334,285  

Total Households (HH) 59,739 898,542 3,098,942  

Median Home Value $484,661 $521,662 $453,289

% Homeownership 14% 27% 30%

Average HH Income $48,651 $59,228 $71,807

Average HH Income, New Home Buyers $170,820 $159,913 $182,221

Race/Ethnicity, New Home Buyers

Alaskan 0.5% 0.4% 0.6%

Asian 7.5% 9.8% 14.6%

Black 1.5% 29.8% 18.4%

Hawaiian 0.1% 0.6% 0.8%

Hispanic 9.5% 9.2% 12.5%

No Race 0.0% 0.0% 0.0%

White 80.9% 50.1% 53.1%

Total Home Purchase Loans 2,537 43,113 177,914

Financial Services  District Borough New York CityTraditional Financial Institutions      

Total Count 26 320 1,571

Count per 10,000 HH 4.4 3.6 5.1

Average Distance 0.25 mi 0.29 mi 0.28 mi

Nontraditional Institutions

Total Count 25 265 1,026

Count per 10,000 HH 4.2 3.0 3.3

Average Distance 0.19 mi 0.23 mi 0.28 mi

Ratio of Traditional to Nontraditional 1.0 1.2 1.5

Banking Penetration District Borough New York City% of Unbanked Households 17% 15.7% 13.4%

# Unbanked Households 8,544 137,625 405,573

# Unbanked Persons 17,423 288,432 827,334

% of Underbanked Households 51% 46.6% 39.2%

# of Underbanked Households 26,507 408,663 1,183,213

# of Underbanked Persons 54,051 856,467 2,413,654

Average Risk Score 3.21 4.65 6.48

Map depicts traditional and nontraditional financial service institutionsboth in New York City and up to two miles beyond the city boundary.Points may be overlapping. 

Sources: Claritas 2009; InfoUSA 2009; U.S. Census Bureau, 2000.

Legend

Study Area

Pop per Sq. Mi.

0 ‐ 35,000

35,001 ‐ 70,000

70,001 ‐ 120,000

120,001 ‐ 190,000

190,001 ‐ 418,200

!( Traditional

!( Nontraditional

Parks

Water

New Jersey

New York

I 278

I 495

1st

Flushing

Dekalb

Grand

Broadway

2nd

Lafayette

Park

Bushwick

3rd

Union

East

Riv

er

Bedford

43rd

39th

Berry

Skillman

Marcy

Fulton

Lewis

Myrtle

Greenpoint

Lee

Manhattan

Driggs Meeke

r

Fdr

Carlton

21st

11th

Hum

boldt

49th

Nostrand

48th

Williamsburg

14thM

cguinness

23rd

Stuyvesant

Van

Dam

Malcolm

X

Rodn

ey

Kingsland

Vern

on

Atlantic

Ram

p

38th

Nassau

Navy

52nd

Fdr

Fdr

Park

I 495

I 278

0 1 20.5Miles

376092Copyright © 2009 Social Compact Inc 

Banking ProfileDowntown Brooklyn, Fort GreeneBrooklyn, Community District 2

Demographic Information District Borough New York CityTotal Population 104,374 2,541,412 8,334,285  

Total Households (HH) 45,885 898,542 3,098,942  

Median Home Value $630,103 $521,662 $453,289

% Homeownership 28% 27% 30%

Average HH Income $89,851 $59,228 $71,807

Average HH Income, New Home Buyers $255,626 $159,913 $182,221

Race/Ethnicity, New Home Buyers

Alaskan 0.1% 0.4% 0.6%

Asian 10.2% 9.8% 14.6%

Black 11.5% 29.8% 18.4%

Hawaiian 0.4% 0.6% 0.8%

Hispanic 5.2% 9.2% 12.5%

No Race 0.0% 0.0% 0.0%

White 72.6% 50.1% 53.1%

Total Home Purchase Loans 6,048 43,113 177,914

Financial Services  District Borough New York CityTraditional Financial Institutions      

Total Count 37 320 1,571

Count per 10,000 HH 8.1 3.6 5.1

Average Distance 0.18 mi 0.29 mi 0.28 mi

Nontraditional Institutions

Total Count 26 265 1,026

Count per 10,000 HH 5.7 3.0 3.3

Average Distance 0.19 mi 0.23 mi 0.28 mi

Ratio of Traditional to Nontraditional 1.4 1.2 1.5

Banking Penetration District Borough New York City% of Unbanked Households 7% 15.7% 13.4%

# Unbanked Households 3,448 137,625 405,573

# Unbanked Persons 6,135 288,432 827,334

% of Underbanked Households 32% 46.6% 39.2%

# of Underbanked Households 15,452 408,663 1,183,213

# of Underbanked Persons 27,494 856,467 2,413,654

Average Risk Score 4.30 4.65 6.48

Map depicts traditional and nontraditional financial service institutionsboth in New York City and up to two miles beyond the city boundary.Points may be overlapping. 

Sources: Claritas 2009; InfoUSA 2009; U.S. Census Bureau, 2000.

Legend

Study Area

Pop per Sq. Mi.

0 ‐ 35,000

35,001 ‐ 70,000

70,001 ‐ 120,000

120,001 ‐ 190,000

190,001 ‐ 418,200

!( Traditional

!( Nontraditional

Parks

Water

New Jersey

New York

I 278

4th

5th

3rd

9th

Fulton

8th

Dekalb

Nostrand

Bedford

Hen

ry

Grand

Smith

Union

I 478

Berry

Marcy

WashingtonC

linto

n

ParkFlushing

Atlantic

Lafayette

Broa

dway

Carlton

Houston

Lee

Driggs

Canal

South Street

Manhattan

Eastern

Fdr

1st

Pearl

New

Yor

k

Flatbush

Brooklyn

Ham

ilton

I 78

Hic

ks

Alle

n

Hud

son

2nd

17th

Williamsburg

Delancey

Tillary

East

Riv

er

Chur

ch Meeke

r

Col

umbi

a

Rodn

ey

Livingston

Maple

Bow

ery

Nassau

Cad

man

Pros

pect

Maiden

Myrtle

Ramp

Wes

t

Jay

3rd

Manhattan

Flatbush

Bedf

ord

Willi

amsb

urg

Atlantic

Park

I 478

Park

I 278

Lafa

yette

Broadway

0 1 20.5Miles

376092Copyright © 2009 Social Compact Inc 

Banking ProfileBedford Stuyvesant, Tompkins Park NorthBrooklyn, Community District 3

Demographic Information District Borough New York CityTotal Population 152,962 2,541,412 8,334,285  

Total Households (HH) 53,578 898,542 3,098,942  

Median Home Value $470,383 $521,662 $453,289

% Homeownership 20% 27% 30%

Average HH Income $47,936 $59,228 $71,807

Average HH Income, New Home Buyers $154,479 $159,913 $182,221

Race/Ethnicity, New Home Buyers

Alaskan 0.6% 0.4% 0.6%

Asian 4.8% 9.8% 14.6%

Black 59.0% 29.8% 18.4%

Hawaiian 0.6% 0.6% 0.8%

Hispanic 8.0% 9.2% 12.5%

No Race 0.0% 0.0% 0.0%

White 27.1% 50.1% 53.1%

Total Home Purchase Loans 3,397 43,113 177,914

Financial Services  District Borough New York CityTraditional Financial Institutions      

Total Count 13 320 1,571

Count per 10,000 HH 2.4 3.6 5.1

Average Distance 0.28 mi 0.29 mi 0.28 mi

Nontraditional Institutions

Total Count 17 265 1,026

Count per 10,000 HH 3.2 3.0 3.3

Average Distance 0.20 mi 0.23 mi 0.28 mi

Ratio of Traditional to Nontraditional 0.8 1.2 1.5

Banking Penetration District Borough New York City% of Unbanked Households 34% 15.7% 13.4%

# Unbanked Households 14,938 137,625 405,573

# Unbanked Persons 30,348 288,432 827,334

% of Underbanked Households 60% 46.6% 39.2%

# of Underbanked Households 26,323 408,663 1,183,213

# of Underbanked Persons 53,476 856,467 2,413,654

Average Risk Score 6.43 4.65 6.48

Map depicts traditional and nontraditional financial service institutionsboth in New York City and up to two miles beyond the city boundary.Points may be overlapping. 

Sources: Claritas 2009; InfoUSA 2009; U.S. Census Bureau, 2000.

Legend

Study Area

Pop per Sq. Mi.

0 ‐ 35,000

35,001 ‐ 70,000

70,001 ‐ 120,000

120,001 ‐ 190,000

190,001 ‐ 418,200

!( Traditional

!( Nontraditional

Parks

Water

New Jersey

New York

Fulton

I 278

Atlantic

Flushing

Grand

BroadwayDekalb

Eastern

Bushwick

Nostrand

Bedford

Park

Lafayette

Myrtle

Union

Lewis

Berry

Marcy

Washington

Utica

Carlton

Lee

New

Yor

k

Driggs

Flatbush

Manhattan

Hum

boldt

Metropolitan

Meeke

r

Stuyvesant

King

s

Rockaway

Malcolm

XRemsen

Ocean

Williamsburg

Rodn

ey

Maple

State Hwy 27

How

ard

Wes

t Easter

n

Bedford

Willi

amsb

urg

Metropolitan

I 278

New York

Flatbush

0 1 20.5Miles

376092Copyright © 2009 Social Compact Inc 

Banking ProfileBushwickBrooklyn, Community District 4

Demographic Information District Borough New York CityTotal Population 109,731 2,541,412 8,334,285  

Total Households (HH) 32,618 898,542 3,098,942  

Median Home Value $422,077 $521,662 $453,289

% Homeownership 16% 27% 30%

Average HH Income $38,667 $59,228 $71,807

Average HH Income, New Home Buyers $133,988 $159,913 $182,221

Race/Ethnicity, New Home Buyers

Alaskan 0.8% 0.4% 0.6%

Asian 3.1% 9.8% 14.6%

Black 24.3% 29.8% 18.4%

Hawaiian 1.0% 0.6% 0.8%

Hispanic 33.9% 9.2% 12.5%

No Race 0.0% 0.0% 0.0%

White 36.9% 50.1% 53.1%

Total Home Purchase Loans 1,337 43,113 177,914

Financial Services  District Borough New York CityTraditional Financial Institutions      

Total Count 2 320 1,571

Count per 10,000 HH 0.6 3.6 5.1

Average Distance 0.44 mi 0.29 mi 0.28 mi

Nontraditional Institutions

Total Count 19 265 1,026

Count per 10,000 HH 5.8 3.0 3.3

Average Distance 0.16 mi 0.23 mi 0.28 mi

Ratio of Traditional to Nontraditional 0.1 1.2 1.5

Banking Penetration District Borough New York City% of Unbanked Households 47% 15.7% 13.4%

# Unbanked Households 18,055 137,625 405,573

# Unbanked Persons 39,735 288,432 827,334

% of Underbanked Households 49% 46.6% 39.2%

# of Underbanked Households 19,023 408,663 1,183,213

# of Underbanked Persons 41,867 856,467 2,413,654

Average Risk Score 7.83 4.65 6.48

Map depicts traditional and nontraditional financial service institutionsboth in New York City and up to two miles beyond the city boundary.Points may be overlapping. 

Sources: Claritas 2009; InfoUSA 2009; U.S. Census Bureau, 2000.

Legend

Study Area

Pop per Sq. Mi.

0 ‐ 35,000

35,001 ‐ 70,000

70,001 ‐ 120,000

120,001 ‐ 190,000

190,001 ‐ 418,200

!( Traditional

!( Nontraditional

Parks

Water

New Jersey

New York

Grand

Atlantic

Myrtle

Fulton

BushwickBroadway

EliotI 278

Flushing

69th

Nostrand

Lewis

Marcy Coo

per

Union

Eastern

Liberty

Metropolitan

Dekalb

New

Yor

k

Manhattan

Park

Utica

Hum

boldt

Jamaica

Fresh Pond

StuyvesantM

alcolm X

Inte

rbor

ough

Cypress

61st

Highland

Central

Rockaway

Maspeth

State Hwy 27

Vandervoort

How

ard

60th

Mother G

aston

New York

New York

I 278

Easte

rn

0 1 20.5Miles

376092Copyright © 2009 Social Compact Inc 

Banking ProfileEast New York, New LotsBrooklyn, Community District 5

Demographic Information District Borough New York CityTotal Population 184,350 2,541,412 8,334,285  

Total Households (HH) 58,589 898,542 3,098,942  

Median Home Value $382,214 $521,662 $453,289

% Homeownership 24% 27% 30%

Average HH Income $46,818 $59,228 $71,807

Average HH Income, New Home Buyers $124,603 $159,913 $182,221

Race/Ethnicity, New Home Buyers

Alaskan 0.7% 0.4% 0.6%

Asian 5.9% 9.8% 14.6%

Black 43.3% 29.8% 18.4%

Hawaiian 1.4% 0.6% 0.8%

Hispanic 22.6% 9.2% 12.5%

No Race 0.0% 0.0% 0.0%

White 26.1% 50.1% 53.1%

Total Home Purchase Loans 2,520 43,113 177,914

Financial Services  District Borough New York CityTraditional Financial Institutions      

Total Count 12 320 1,571

Count per 10,000 HH 2.0 3.6 5.1

Average Distance 0.40 mi 0.29 mi 0.28 mi

Nontraditional Institutions

Total Count 20 265 1,026

Count per 10,000 HH 3.4 3.0 3.3

Average Distance 0.22 mi 0.23 mi 0.28 mi

Ratio of Traditional to Nontraditional 0.6 1.2 1.5

Banking Penetration District Borough New York City% of Unbanked Households 32% 15.7% 13.4%

# Unbanked Households 15,839 137,625 405,573

# Unbanked Persons 34,336 288,432 827,334

% of Underbanked Households 63% 46.6% 39.2%

# of Underbanked Households 30,675 408,663 1,183,213

# of Underbanked Persons 66,499 856,467 2,413,654

Average Risk Score 7.15 4.65 6.48

Map depicts traditional and nontraditional financial service institutionsboth in New York City and up to two miles beyond the city boundary.Points may be overlapping. 

Sources: Claritas 2009; InfoUSA 2009; U.S. Census Bureau, 2000.

Legend

Study Area

Pop per Sq. Mi.

0 ‐ 35,000

35,001 ‐ 70,000

70,001 ‐ 120,000

120,001 ‐ 190,000

190,001 ‐ 418,200

!( Traditional

!( Nontraditional

Parks

Water

New Jersey

New York

Atlantic

Shore

Liberty

Jamaica

State Hwy 27

Coope

r

Conduit

Interborough

Etna

Remsen

Flatlands

Woodhaven

Fulton

Euclid

Bushwick

Easter

n

Vandalia

Rockaway

Highland

Seaview

Pennsylvania

EldertFountain

Mother G

aston

Granville Payne

Flatlands

Euclid

Rockaway

Shore

Conduit

0 1 20.5Miles

376092Copyright © 2009 Social Compact Inc 

Banking ProfileRed Hook, Park Slope, GowanusBrooklyn, Community District 6

Demographic Information District Borough New York CityTotal Population 107,643 2,541,412 8,334,285  

Total Households (HH) 48,482 898,542 3,098,942  

Median Home Value $802,902 $521,662 $453,289

% Homeownership 27% 27% 30%

Average HH Income $96,940 $59,228 $71,807

Average HH Income, New Home Buyers $258,416 $159,913 $182,221

Race/Ethnicity, New Home Buyers

Alaskan 0.2% 0.4% 0.6%

Asian 6.2% 9.8% 14.6%

Black 5.1% 29.8% 18.4%

Hawaiian 0.2% 0.6% 0.8%

Hispanic 4.7% 9.2% 12.5%

No Race 0.0% 0.0% 0.0%

White 83.6% 50.1% 53.1%

Total Home Purchase Loans 3,924 43,113 177,914

Financial Services  District Borough New York CityTraditional Financial Institutions      

Total Count 22 320 1,571

Count per 10,000 HH 4.5 3.6 5.1

Average Distance 0.18 mi 0.29 mi 0.28 mi

Nontraditional Institutions

Total Count 7 265 1,026

Count per 10,000 HH 1.4 3.0 3.3

Average Distance 0.24 mi 0.23 mi 0.28 mi

Ratio of Traditional to Nontraditional 3.1 1.2 1.5

Banking Penetration District Borough New York City% of Unbanked Households 5% 15.7% 13.4%

# Unbanked Households 2,368 137,625 405,573

# Unbanked Persons 4,451 288,432 827,334

% of Underbanked Households 17% 46.6% 39.2%

# of Underbanked Households 8,021 408,663 1,183,213

# of Underbanked Persons 15,079 856,467 2,413,654

Average Risk Score 2.24 4.65 6.48

Map depicts traditional and nontraditional financial service institutionsboth in New York City and up to two miles beyond the city boundary.Points may be overlapping. 

Sources: Claritas 2009; InfoUSA 2009; U.S. Census Bureau, 2000.

Legend

Study Area

Pop per Sq. Mi.

0 ‐ 35,000

35,001 ‐ 70,000

70,001 ‐ 120,000

120,001 ‐ 190,000

190,001 ‐ 418,200

!( Traditional

!( Nontraditional

Parks

Water

New Jersey

New York

4th

5th

I 278

3rd

9th

8th

I 478

Hen

ry

Fulton

Smith

WashingtonC

linto

n

Caton

Atlantic

39th

Park

Carlton

Ocean

Dekalb

Prospect

Pearl

South Street

Flatbush

State Hw

y 27

Brooklyn

Ham

ilton

Hic

ks

44th

Manhattan

Flushing

17th

Tillary

Berry

Col

umbi

a

Livingston

Broa

dway

Eastern

Drig

gs

Parkside

Willi

amsb

urg

6th

Cad

man

10th

Wes

t

Myrtle

Ramp

Navy

Flatbush

I 478

Wes

t

3rd

I 278

3rd

I 478

Atlantic

Pros

pect

Fulton

0 1 20.5Miles

376092Copyright © 2009 Social Compact Inc 

Banking ProfileSunset Park, Windsor TerraceBrooklyn, Community District 7

Demographic Information District Borough New York CityTotal Population 127,363 2,541,412 8,334,285  

Total Households (HH) 40,661 898,542 3,098,942  

Median Home Value $526,325 $521,662 $453,289

% Homeownership 27% 27% 30%

Average HH Income $57,633 $59,228 $71,807

Average HH Income, New Home Buyers $146,543 $159,913 $182,221

Race/Ethnicity, New Home Buyers

Alaskan 0.5% 0.4% 0.6%

Asian 19.1% 9.8% 14.6%

Black 4.9% 29.8% 18.4%

Hawaiian 0.6% 0.6% 0.8%

Hispanic 18.3% 9.2% 12.5%

No Race 0.0% 0.0% 0.0%

White 56.6% 50.1% 53.1%

Total Home Purchase Loans 2,428 43,113 177,914

Financial Services  District Borough New York CityTraditional Financial Institutions      

Total Count 15 320 1,571

Count per 10,000 HH 3.7 3.6 5.1

Average Distance 0.31 mi 0.29 mi 0.28 mi

Nontraditional Institutions

Total Count 18 265 1,026

Count per 10,000 HH 4.4 3.0 3.3

Average Distance 0.19 mi 0.23 mi 0.28 mi

Ratio of Traditional to Nontraditional 0.8 1.2 1.5

Banking Penetration District Borough New York City% of Unbanked Households 7% 15.7% 13.4%

# Unbanked Households 3,342 137,625 405,573

# Unbanked Persons 8,036 288,432 827,334

% of Underbanked Households 56% 46.6% 39.2%

# of Underbanked Households 25,386 408,663 1,183,213

# of Underbanked Persons 61,044 856,467 2,413,654

Average Risk Score 2.60 4.65 6.48

Map depicts traditional and nontraditional financial service institutionsboth in New York City and up to two miles beyond the city boundary.Points may be overlapping. 

Sources: Claritas 2009; InfoUSA 2009; U.S. Census Bureau, 2000.Legend

Study Area

Pop per Sq. Mi.

0 ‐ 35,000

35,001 ‐ 70,000

70,001 ‐ 120,000

120,001 ‐ 190,000

190,001 ‐ 418,200

!( Traditional

!( Nontraditional

Parks

Water

New Jersey

New York

5th

4th

I 278

3rd

6th 65th

9th

7th

8th

18th

Ocean

44th

Fort H

amilto

n

39th

86th

Smith

Bay Ridge

Prospect

Bay

New

Utre

cht

Caton

Ham

ilton

Clin

ton

Shore

Flatbush

17thI 478

67th

Col

umbi

a

11th10

th

Exit 5

Wes

t

Pros

pect

7th

3rd

I 278

4th

Prospect

3rd

3rd

0 1 20.5Miles

376092Copyright © 2009 Social Compact Inc 

Banking ProfileCrown Heights, Prospect HeightsBrooklyn, Community District 8

Demographic Information District Borough New York CityTotal Population 95,363 2,541,412 8,334,285  

Total Households (HH) 37,420 898,542 3,098,942  

Median Home Value $486,392 $521,662 $453,289

% Homeownership 15% 27% 30%

Average HH Income $50,848 $59,228 $71,807

Average HH Income, New Home Buyers $168,609 $159,913 $182,221

Race/Ethnicity, New Home Buyers

Alaskan 0.0% 0.4% 0.6%

Asian 4.4% 9.8% 14.6%

Black 51.7% 29.8% 18.4%

Hawaiian 0.2% 0.6% 0.8%

Hispanic 4.2% 9.2% 12.5%

No Race 0.0% 0.0% 0.0%

White 39.5% 50.1% 53.1%

Total Home Purchase Loans 1,499 43,113 177,914

Financial Services  District Borough New York CityTraditional Financial Institutions      

Total Count 9 320 1,571

Count per 10,000 HH 2.4 3.6 5.1

Average Distance 0.20 mi 0.29 mi 0.28 mi

Nontraditional Institutions

Total Count 9 265 1,026

Count per 10,000 HH 2.4 3.0 3.3

Average Distance 0.19 mi 0.23 mi 0.28 mi

Ratio of Traditional to Nontraditional 1.0 1.2 1.5

Banking Penetration District Borough New York City% of Unbanked Households 28% 15.7% 13.4%

# Unbanked Households 13,228 137,625 405,573

# Unbanked Persons 25,552 288,432 827,334

% of Underbanked Households 54% 46.6% 39.2%

# of Underbanked Households 25,913 408,663 1,183,213

# of Underbanked Persons 50,054 856,467 2,413,654

Average Risk Score 5.27 4.65 6.48

Map depicts traditional and nontraditional financial service institutionsboth in New York City and up to two miles beyond the city boundary.Points may be overlapping. 

Sources: Claritas 2009; InfoUSA 2009; U.S. Census Bureau, 2000.

Legend

Study Area

Pop per Sq. Mi.

0 ‐ 35,000

35,001 ‐ 70,000

70,001 ‐ 120,000

120,001 ‐ 190,000

190,001 ‐ 418,200

!( Traditional

!( Nontraditional

Parks

Water

New Jersey

New York

FultonAtlantic

Dekalb

Utica

Flushing

8th Eastern

Bedford

I 278Broadway

LafayetteN

ew York

Nostrand

King

s

Park

Ocean

5th

Lewis

BushwickMarcy

Washington

State Hwy 27

Caton

Carlton

Myrtle

Lee

Remsen

Flatbush

4th

Clarendon

Avenue D

Stuyvesant

Union

Malcolm

X

Rockaway

Beverley

Prospect

Maple

Foster

Willi

amsb

urg

Hum

boldt

11th10

th

Fort Greene

How

ard

Albemarle

Exit 5

Wes

t

Navy

New York

I 278

Flatbush

FlatbushBedford

0 1 20.5Miles

376092Copyright © 2009 Social Compact Inc 

Banking ProfileCrown Heights South, Prospect Lefferts GardensBrooklyn, Community District 9

Demographic Information District Borough New York CityTotal Population 100,792 2,541,412 8,334,285  

Total Households (HH) 35,894 898,542 3,098,942  

Median Home Value $484,290 $521,662 $453,289

% Homeownership 16% 27% 30%

Average HH Income $48,757 $59,228 $71,807

Average HH Income, New Home Buyers $154,866 $159,913 $182,221

Race/Ethnicity, New Home Buyers

Alaskan 1.3% 0.4% 0.6%

Asian 1.8% 9.8% 14.6%

Black 55.6% 29.8% 18.4%

Hawaiian 0.4% 0.6% 0.8%

Hispanic 2.6% 9.2% 12.5%

No Race 0.0% 0.0% 0.0%

White 38.1% 50.1% 53.1%

Total Home Purchase Loans 758 43,113 177,914

Financial Services  District Borough New York CityTraditional Financial Institutions      

Total Count 4 320 1,571

Count per 10,000 HH 1.1 3.6 5.1

Average Distance 0.28 mi 0.29 mi 0.28 mi

Nontraditional Institutions

Total Count 8 265 1,026

Count per 10,000 HH 2.2 3.0 3.3

Average Distance 0.18 mi 0.23 mi 0.28 mi

Ratio of Traditional to Nontraditional 0.5 1.2 1.5

Banking Penetration District Borough New York City% of Unbanked Households 23% 15.7% 13.4%

# Unbanked Households 9,122 137,625 405,573

# Unbanked Persons 19,179 288,432 827,334

% of Underbanked Households 68% 46.6% 39.2%

# of Underbanked Households 26,451 408,663 1,183,213

# of Underbanked Persons 55,614 856,467 2,413,654

Average Risk Score 5.04 4.65 6.48

Map depicts traditional and nontraditional financial service institutionsboth in New York City and up to two miles beyond the city boundary.Points may be overlapping. 

Sources: Claritas 2009; InfoUSA 2009; U.S. Census Bureau, 2000.

Legend

Study Area

Pop per Sq. Mi.

0 ‐ 35,000

35,001 ‐ 70,000

70,001 ‐ 120,000

120,001 ‐ 190,000

190,001 ‐ 418,200

!( Traditional

!( Nontraditional

Parks

Water

New Jersey

New York

Fulton

Utica

Atlantic

King

s

Dekalb

Ocean

BedfordEastern

8th

New

York

Lafayette

Nostrand

Park

Lewis

Washington

State Hwy 27

Marcy

Caton

Carlton

I 278Remsen

Foster

Flatbush

5th

Broadway

18th

Clarendon

Avenue D

Stuyvesant

Ditmas

Rockaway

Malcolm

X

Beverley

17th

Prospect

Flatland

s

9th

Maple

11th

Fort Greene

How

ard

Albemarle

Exit 5

Wes

t

Bedford

Foster

New York

FlatbushO

cean

Flatbush

0 1 20.5Miles

376092Copyright © 2009 Social Compact Inc 

Banking ProfileBay Ridge, Dyker HeightsBrooklyn, Community District 10

Demographic Information District Borough New York CityTotal Population 125,159 2,541,412 8,334,285  

Total Households (HH) 51,534 898,542 3,098,942  

Median Home Value $579,673 $521,662 $453,289

% Homeownership 34% 27% 30%

Average HH Income $73,700 $59,228 $71,807

Average HH Income, New Home Buyers $156,699 $159,913 $182,221

Race/Ethnicity, New Home Buyers

Alaskan 0.2% 0.4% 0.6%

Asian 20.4% 9.8% 14.6%

Black 0.9% 29.8% 18.4%

Hawaiian 0.8% 0.6% 0.8%

Hispanic 6.2% 9.2% 12.5%

No Race 0.0% 0.0% 0.0%

White 71.4% 50.1% 53.1%

Total Home Purchase Loans 1,841 43,113 177,914

Financial Services  District Borough New York CityTraditional Financial Institutions      

Total Count 36 320 1,571

Count per 10,000 HH 7.0 3.6 5.1

Average Distance .20 mi 0.29 mi 0.28 mi

Nontraditional Institutions

Total Count 11 265 1,026

Count per 10,000 HH 2.1 3.0 3.3

Average Distance 0.28 mi 0.23 mi 0.28 mi

Ratio of Traditional to Nontraditional 3.3 1.2 1.5

Banking Penetration District Borough New York City% of Unbanked Households 0% 15.7% 13.4%

# Unbanked Households 148 137,625 405,573

# Unbanked Persons 301 288,432 827,334

% of Underbanked Households 16% 46.6% 39.2%

# of Underbanked Households 7,769 408,663 1,183,213

# of Underbanked Persons 15,860 856,467 2,413,654

Average Risk Score 3.16 4.65 6.48

Map depicts traditional and nontraditional financial service institutionsboth in New York City and up to two miles beyond the city boundary.Points may be overlapping. 

Sources: Claritas 2009; InfoUSA 2009; U.S. Census Bureau, 2000.

Legend

Study Area

Pop per Sq. Mi.

0 ‐ 35,000

35,001 ‐ 70,000

70,001 ‐ 120,000

120,001 ‐ 190,000

190,001 ‐ 418,200

!( Traditional

!( Nontraditional

Parks

Water

New Jersey

New York

5th

I 278

86th

Shor

e

6th

4th 65th

7th

3rd

Bay Ridge

18th

Bay

44th

New

Utre

cht

39th

Fort H

amilto

n

Cropsey

14th

67th

92nd

Exit 3

Ramp

Exit 5

I 278

3rd

Cropsey

Sho

re

7th

Shore

0 1 20.5Miles

376092Copyright © 2009 Social Compact Inc 

Banking ProfileBensonhurst, MapletonBrooklyn, Community District 11

Demographic Information District Borough New York CityTotal Population 178,149 2,541,412 8,334,285  

Total Households (HH) 64,841 898,542 3,098,942  

Median Home Value $590,549 $521,662 $453,289

% Homeownership 32% 27% 30%

Average HH Income $57,646 $59,228 $71,807

Average HH Income, New Home Buyers $122,758 $159,913 $182,221

Race/Ethnicity, New Home Buyers

Alaskan 0.3% 0.4% 0.6%

Asian 45.0% 9.8% 14.6%

Black 0.8% 29.8% 18.4%

Hawaiian 0.3% 0.6% 0.8%

Hispanic 4.5% 9.2% 12.5%

No Race 0.0% 0.0% 0.0%

White 49.1% 50.1% 53.1%

Total Home Purchase Loans 2,558 43,113 177,914

Financial Services  District Borough New York CityTraditional Financial Institutions      

Total Count 23 320 1,571

Count per 10,000 HH 3.5 3.6 5.1

Average Distance 0.27 mi 0.29 mi 0.28 mi

Nontraditional Institutions

Total Count 9 265 1,026

Count per 10,000 HH 1.4 3.0 3.3

Average Distance 0.26 mi 0.23 mi 0.28 mi

Ratio of Traditional to Nontraditional 2.6 1.2 1.5

Banking Penetration District Borough New York City% of Unbanked Households 0% 15.7% 13.4%

# Unbanked Households 32 137,625 405,573

# Unbanked Persons 72 288,432 827,334

% of Underbanked Households 27% 46.6% 39.2%

# of Underbanked Households 17,281 408,663 1,183,213

# of Underbanked Persons 38,653 856,467 2,413,654

Average Risk Score 2.25 4.65 6.48

Map depicts traditional and nontraditional financial service institutionsboth in New York City and up to two miles beyond the city boundary.Points may be overlapping. 

Sources: Claritas 2009; InfoUSA 2009; U.S. Census Bureau, 2000.

Legend

Study Area

Pop per Sq. Mi.

0 ‐ 35,000

35,001 ‐ 70,000

70,001 ‐ 120,000

120,001 ‐ 190,000

190,001 ‐ 418,200

!( Traditional

!( Nontraditional

Parks

Water

New Jersey

New York

65th

86th

Shore

Bay

18th

Ocean

5th

6th4t

hI 2

78

Surf

Coney Island

Stillwell

Kings

Bay Ridge

7th

New

Utre

cht

Cropsey

Avenue U

Fort H

amilto

n

Neptune

14th

Ditmas

37thBayview

Exit 6 Shore

Surf

7th

7th

Cropsey

0 1 20.5Miles

376092Copyright © 2009 Social Compact Inc 

Banking ProfileBorough Park, Ocean ParkwayBrooklyn, Community District 12

Demographic Information District Borough New York CityTotal Population 187,525 2,541,412 8,334,285  

Total Households (HH) 57,009 898,542 3,098,942  

Median Home Value $664,925 $521,662 $453,289

% Homeownership 28% 27% 30%

Average HH Income $55,240 $59,228 $71,807

Average HH Income, New Home Buyers $197,745 $159,913 $182,221

Race/Ethnicity, New Home Buyers

Alaskan 0.6% 0.4% 0.6%

Asian 19.0% 9.8% 14.6%

Black 3.6% 29.8% 18.4%

Hawaiian 0.4% 0.6% 0.8%

Hispanic 5.3% 9.2% 12.5%

No Race 0.0% 0.0% 0.0%

White 71.2% 50.1% 53.1%

Total Home Purchase Loans 2,333 43,113 177,914

Financial Services  District Borough New York CityTraditional Financial Institutions      

Total Count 20 320 1,571

Count per 10,000 HH 3.5 3.6 5.1

Average Distance 0.31 mi 0.29 mi 0.28 mi

Nontraditional Institutions

Total Count 14 265 1,026

Count per 10,000 HH 2.5 3.0 3.3

Average Distance 0.23 mi 0.23 mi 0.28 mi

Ratio of Traditional to Nontraditional 1.4 1.2 1.5

Banking Penetration District Borough New York City% of Unbanked Households 1% 15.7% 13.4%

# Unbanked Households 406 137,625 405,573

# Unbanked Persons 901 288,432 827,334

% of Underbanked Households 51% 46.6% 39.2%

# of Underbanked Households 24,194 408,663 1,183,213

# of Underbanked Persons 53,695 856,467 2,413,654

Average Risk Score 3.63 4.65 6.48

Map depicts traditional and nontraditional financial service institutionsboth in New York City and up to two miles beyond the city boundary.Points may be overlapping. 

Sources: Claritas 2009; InfoUSA 2009; U.S. Census Bureau, 2000.

Legend

Study Area

Pop per Sq. Mi.

0 ‐ 35,000

35,001 ‐ 70,000

70,001 ‐ 120,000

120,001 ‐ 190,000

190,001 ‐ 418,200

!( Traditional

!( Nontraditional

Parks

Water

New Jersey

New York

5th

4th

Ocean

65th

Bay

3rd

18th

86th

6th

7th

I 278

Kings

Coney Island

Bedford

44th

New

Utre

cht

Fort H

amilto

n

Caton

Bay Ridge

39th

Shore

Prospect

Foster

Avenue U

Flatbush

State Hw

y 27

Stillwell

14th

Beverley

Ocean

Shore

I 278

7th

0 1 20.5Miles

376092Copyright © 2009 Social Compact Inc 

Banking ProfileConey Island, Brighton BeachBrooklyn, Community District 13

Demographic Information District Borough New York CityTotal Population 104,211 2,541,412 8,334,285  

Total Households (HH) 41,139 898,542 3,098,942  

Median Home Value $327,194 $521,662 $453,289

% Homeownership 22% 27% 30%

Average HH Income $42,669 $59,228 $71,807

Average HH Income, New Home Buyers $138,684 $159,913 $182,221

Race/Ethnicity, New Home Buyers

Alaskan 0.0% 0.4% 0.6%

Asian 12.2% 9.8% 14.6%

Black 6.5% 29.8% 18.4%

Hawaiian 1.5% 0.6% 0.8%

Hispanic 5.9% 9.2% 12.5%

No Race 0.0% 0.0% 0.0%

White 73.9% 50.1% 53.1%

Total Home Purchase Loans 1,474 43,113 177,914

Financial Services  District Borough New York CityTraditional Financial Institutions      

Total Count 11 320 1,571

Count per 10,000 HH 2.7 3.6 5.1

Average Distance 0.28 mi 0.29 mi 0.28 mi

Nontraditional Institutions

Total Count 7 265 1,026

Count per 10,000 HH 1.7 3.0 3.3

Average Distance 0.28 mi 0.23 mi 0.28 mi

Ratio of Traditional to Nontraditional 1.6 1.2 1.5

Banking Penetration District Borough New York City% of Unbanked Households 11% 15.7% 13.4%

# Unbanked Households 4,850 137,625 405,573

# Unbanked Persons 9,174 288,432 827,334

% of Underbanked Households 51% 46.6% 39.2%

# of Underbanked Households 23,360 408,663 1,183,213

# of Underbanked Persons 44,186 856,467 2,413,654

Average Risk Score 5.97 4.65 6.48

Map depicts traditional and nontraditional financial service institutionsboth in New York City and up to two miles beyond the city boundary.Points may be overlapping. 

Sources: Claritas 2009; InfoUSA 2009; U.S. Census Bureau, 2000.

Legend

Study Area

Pop per Sq. Mi.

0 ‐ 35,000

35,001 ‐ 70,000

70,001 ‐ 120,000

120,001 ‐ 190,000

190,001 ‐ 418,200

!( Traditional

!( Nontraditional

Parks

Water

New Jersey

New York

Shore

86th Bay

Surf

Ocean

Kings

Stillwell

65th

Avenue U Coney Island

18th

Cropsey

Avenue P

Neptune End

37thBayview

EmmonsShore

Oce

an

Ocean

Kings

0 1 20.5Miles

376092Copyright © 2009 Social Compact Inc 

Banking ProfileFlatbush, Ocean Parkway, MidwoodBrooklyn, Community District 14

Demographic Information District Borough New York CityTotal Population 165,750 2,541,412 8,334,285  

Total Households (HH) 55,317 898,542 3,098,942  

Median Home Value $604,396 $521,662 $453,289

% Homeownership 19% 27% 30%

Average HH Income $60,719 $59,228 $71,807

Average HH Income, New Home Buyers $159,527 $159,913 $182,221

Race/Ethnicity, New Home Buyers

Alaskan 1% 0% 0.6%

Asian 7% 10% 14.6%

Black 28% 30% 18.4%

Hawaiian 0% 1% 0.8%

Hispanic 6% 9% 12.5%

No Race 0% 0% 0.0%

White 58% 50% 53.1%

Total Home Purchase Loans 1,414 43,113 177,914

Financial Services  District Borough New York CityTraditional Financial Institutions      

Total Count 20 320 1,571

Count per 10,000 HH 3.6 3.6 5.1

Average Distance 0.25 mi 0.29 mi 0.28 mi

Nontraditional Institutions

Total Count 12 265 1,026

Count per 10,000 HH 2.2 3.0 3.3

Average Distance 0.26 mi 0.23 mi 0.28 mi

Ratio of Traditional to Nontraditional 1.7 1.2 1.5

Banking Penetration District Borough New York City% of Unbanked Households 16% 15.7% 13.4%

# Unbanked Households 8,711 137,625 405,573

# Unbanked Persons 17,986 288,432 827,334

% of Underbanked Households 52% 46.6% 39.2%

# of Underbanked Households 28,856 408,663 1,183,213

# of Underbanked Persons 59,578 856,467 2,413,654

Average Risk Score 4.63 4.65 6.48

Map depicts traditional and nontraditional financial service institutionsboth in New York City and up to two miles beyond the city boundary.Points may be overlapping. 

Sources: Claritas 2009; InfoUSA 2009; U.S. Census Bureau, 2000.

Legend

Study Area

Pop per Sq. Mi.

0 ‐ 35,000

35,001 ‐ 70,000

70,001 ‐ 120,000

120,001 ‐ 190,000

190,001 ‐ 418,200

!( Traditional

!( Nontraditional

Parks

Water

New Jersey

New York

Ocean

Utica

Bay

18th

Flatbush

Avenue U

Kings

65th

Nostrand

Coney Island

Bedford

Caton

Foster

New

York

Clarendon

Prospect

Flatlan

dsStillw

ell

State Hw

y 27

Avenue DBeverley

17thFort H

amilton

Avenue

Ocean

King

s

Kings

State Hwy 27

0 1 20.5Miles

376092Copyright © 2009 Social Compact Inc 

Banking ProfileSheepshead Bay, Manhattan BeachBrooklyn, Community District 15

Demographic Information District Borough New York CityTotal Population 161,319 2,541,412 8,334,285  

Total Households (HH) 60,401 898,542 3,098,942  

Median Home Value $544,281 $521,662 $453,289

% Homeownership 41% 27% 30%

Average HH Income $67,642 $59,228 $71,807

Average HH Income, New Home Buyers $159,299 $159,913 $182,221

Race/Ethnicity, New Home Buyers

Alaskan 0.1% 0.4% 0.6%

Asian 11.6% 9.8% 14.6%

Black 1.7% 29.8% 18.4%

Hawaiian 0.6% 0.6% 0.8%

Hispanic 2.2% 9.2% 12.5%

No Race 0.0% 0.0% 0.0%

White 83.7% 50.1% 53.1%

Total Home Purchase Loans 3,057 43,113 177,914

Financial Services  District Borough New York CityTraditional Financial Institutions      

Total Count 39 320 1,571

Count per 10,000 HH 6.5 3.6 5.1

Average Distance 0.26 mi 0.29 mi 0.28 mi

Nontraditional Institutions

Total Count 13 265 1,026

Count per 10,000 HH 2.2 3.0 3.3

Average Distance 0.30 mi 0.23 mi 0.28 mi

Ratio of Traditional to Nontraditional 3.0 1.2 1.5

Banking Penetration District Borough New York City% of Unbanked Households 1% 15.7% 13.4%

# Unbanked Households 451 137,625 405,573

# Unbanked Persons 959 288,432 827,334

% of Underbanked Households 21% 46.6% 39.2%

# of Underbanked Households 11,299 408,663 1,183,213

# of Underbanked Persons 24,014 856,467 2,413,654

Average Risk Score 4.93 4.65 6.48

Map depicts traditional and nontraditional financial service institutionsboth in New York City and up to two miles beyond the city boundary.Points may be overlapping. 

Sources: Claritas 2009; InfoUSA 2009; U.S. Census Bureau, 2000.

Legend

Study Area

Pop per Sq. Mi.

0 ‐ 35,000

35,001 ‐ 70,000

70,001 ‐ 120,000

120,001 ‐ 190,000

190,001 ‐ 418,200

!( Traditional

!( Nontraditional

Parks

Water

New Jersey

New York

Shore

Ocean

Avenue U

Bay

Kings

Coney Island

Nostrand

65th

Utica

Stillwell

Surf

Flatbush

Oriental

Avenue P

Emmons

Brighton Beach

Rockaway Point

Avenue

Shore

Kings

Avenu

e U

Shore

Oriental

Ocean

0 1 20.5Miles

376092Copyright © 2009 Social Compact Inc 

Banking ProfileOcean Hill, BrownsvilleBrooklyn,  Community District 16

Demographic Information District Borough New York CityTotal Population 89,619 2,541,412 8,334,285  

Total Households (HH) 29,893 898,542 3,098,942  

Median Home Value $361,334 $521,662 $453,289

% Homeownership 16% 27% 30%

Average HH Income $40,980 $59,228 $71,807

Average HH Income, New Home Buyers $123,487 $159,913 $182,221

Race/Ethnicity, New Home Buyers

Alaskan 0.2% 0.4% 0.6%

Asian 1.5% 9.8% 14.6%

Black 75.2% 29.8% 18.4%

Hawaiian 0.5% 0.6% 0.8%

Hispanic 7.4% 9.2% 12.5%

No Race 0.0% 0.0% 0.0%

White 15.2% 50.1% 53.1%

Total Home Purchase Loans 1,251 43,113 177,914

Financial Services  District Borough New York CityTraditional Financial Institutions      

Total Count 2 320 1,571

Count per 10,000 HH 0.7 3.6 5.1

Average Distance 0.40 mi 0.29 mi 0.28 mi

Nontraditional Institutions

Total Count 13 265 1,026

Count per 10,000 HH 4.3 3.0 3.3

Average Distance 0.19 mi 0.23 mi 0.28 mi

Ratio of Traditional to Nontraditional 0.2 1.2 1.5

Banking Penetration District Borough New York City% of Unbanked Households 47% 15.7% 13.4%

# Unbanked Households 18,642 137,625 405,573

# Unbanked Persons 35,890 288,432 827,334

% of Underbanked Households 50% 46.6% 39.2%

# of Underbanked Households 19,636 408,663 1,183,213

# of Underbanked Persons 37,804 856,467 2,413,654

Average Risk Score 6.93 4.65 6.48

Map depicts traditional and nontraditional financial service institutionsboth in New York City and up to two miles beyond the city boundary.Points may be overlapping. 

Sources: Claritas 2009; InfoUSA 2009; U.S. Census Bureau, 2000.Legend

Study Area

Pop per Sq. Mi.

0 ‐ 35,000

35,001 ‐ 70,000

70,001 ‐ 120,000

120,001 ‐ 190,000

190,001 ‐ 418,200

!( Traditional

!( Nontraditional

Parks

Water

New Jersey

New York

Myrtle

Atlantic

Utica

Fulton

King

s

Remsen

Broadway Bushwick

Liberty

Lewis

Coope

r

State Hwy 27

Eastern

Foster

Jamaica

Flatlands

Dekalb

New

York

Interborough

Rockaway

Malcolm

X

Park

Shor

e

Mother G

aston

Exit

1

State Hwy 27Flatlands

Cooper

Eastern

Rockaway

New York

0 1 20.5Miles

376092Copyright © 2009 Social Compact Inc 

Banking ProfileFlatbush, RugbyBrooklyn, Community District 17

Demographic Information District Borough New York CityTotal Population 167,187 2,541,412 8,334,285  

Total Households (HH) 56,770 898,542 3,098,942  

Median Home Value $437,203 $521,662 $453,289

% Homeownership 30% 27% 30%

Average HH Income $54,871 $59,228 $71,807

Average HH Income, New Home Buyers $124,359 $159,913 $182,221

Race/Ethnicity, New Home Buyers

Alaskan 0.6% 0.4% 0.6%

Asian 1.2% 9.8% 14.6%

Black 82.9% 29.8% 18.4%

Hawaiian 0.5% 0.6% 0.8%

Hispanic 3.5% 9.2% 12.5%

No Race 0.0% 0.0% 0.0%

White 11.3% 50.1% 53.1%

Total Home Purchase Loans 1,727 43,113 177,914

Financial Services  District Borough New York CityTraditional Financial Institutions      

Total Count 11 320 1,571

Count per 10,000 HH 1.9 3.6 5.1

Average Distance 0.33 mi 0.29 mi 0.28 mi

Nontraditional Institutions

Total Count 20 265 1,026

Count per 10,000 HH 3.5 3.0 3.3

Average Distance 0.24 mi 0.23 mi 0.28 mi

Ratio of Traditional to Nontraditional 0.6 1.2 1.5

Banking Penetration District Borough New York City% of Unbanked Households 27% 15.7% 13.4%

# Unbanked Households 12,579 137,625 405,573

# Unbanked Persons 28,535 288,432 827,334

% of Underbanked Households 68% 46.6% 39.2%

# of Underbanked Households 31,486 408,663 1,183,213

# of Underbanked Persons 71,423 856,467 2,413,654

Average Risk Score 5.31 4.65 6.48

Map depicts traditional and nontraditional financial service institutionsboth in New York City and up to two miles beyond the city boundary.Points may be overlapping. 

Sources: Claritas 2009; InfoUSA 2009; U.S. Census Bureau, 2000.

Legend

Study Area

Pop per Sq. Mi.

0 ‐ 35,000

35,001 ‐ 70,000

70,001 ‐ 120,000

120,001 ‐ 190,000

190,001 ‐ 418,200

!( Traditional

!( Nontraditional

Parks

Water

New Jersey

New York

Utica

King

s

Ocean

FultonAtlantic

Flatbush

Bedford

Eastern

Flatlands

Remsen

New

YorkState Hwy 27

Foster

Ralph

Coney Island

Nostrand

Clarendon

Washington

Caton

Rockaway

Beverley

Liberty61st

PitkinNos

trand

Ocean

Foster

0 1 20.5Miles

376092Copyright © 2009 Social Compact Inc 

Banking ProfileCanarsie, FlatlandsBrooklyn, Community District 18

Demographic Information District Borough New York CityTotal Population 205,560 2,541,412 8,334,285  

Total Households (HH) 68,772 898,542 3,098,942  

Median Home Value $469,511 $521,662 $453,289

% Homeownership 54% 27% 30%

Average HH Income $75,492 $59,228 $71,807

Average HH Income, New Home Buyers $131,010 $159,913 $182,221

Race/Ethnicity, New Home Buyers

Alaskan 0.3% 0.4% 0.6%

Asian 4.2% 9.8% 14.6%

Black 55.4% 29.8% 18.4%

Hawaiian 0.9% 0.6% 0.8%

Hispanic 4.8% 9.2% 12.5%

No Race 0.0% 0.0% 0.0%

White 34.4% 50.1% 53.1%

Total Home Purchase Loans 3,010 43,113 177,914

Financial Services  District Borough New York CityTraditional Financial Institutions      

Total Count 18 320 1,571

Count per 10,000 HH 2.6 3.6 5.1

Average Distance 0.36 mi 0.29 mi 0.28 mi

Nontraditional Institutions

Total Count 18 265 1,026

Count per 10,000 HH 2.6 3.0 3.3

Average Distance 0.33 mi 0.23 mi 0.28 mi

Ratio of Traditional to Nontraditional 1.0 1.2 1.5

Banking Penetration District Borough New York City% of Unbanked Households 5% 15.7% 13.4%

# Unbanked Households 3,423 137,625 405,573

# Unbanked Persons 7,864 288,432 827,334

% of Underbanked Households 56% 46.6% 39.2%

# of Underbanked Households 36,328 408,663 1,183,213

# of Underbanked Persons 83,466 856,467 2,413,654

Average Risk Score 5.25 4.65 6.48

Map depicts traditional and nontraditional financial service institutionsboth in New York City and up to two miles beyond the city boundary.Points may be overlapping. 

Sources: Claritas 2009; InfoUSA 2009; U.S. Census Bureau, 2000.

Legend

Study Area

Pop per Sq. Mi.

0 ‐ 35,000

35,001 ‐ 70,000

70,001 ‐ 120,000

120,001 ‐ 190,000

190,001 ‐ 418,200

!( Traditional

!( Nontraditional

Parks

Water

New Jersey

New York

Shore

Utica

King

s

Flatlands

Remsen

Nostrand

Ocean

Flatbush Ralph

Avenue U

Foster

New

York

State Hwy 27

Emmons

Rockaway

Pennsylvania

61st

Knapp

Exit 11b

Flatbush

Shor

e

0 1 20.5Miles

376092Copyright © 2009 Social Compact Inc 

Banking ProfileFinancial District, TribecaManhattan, Community District 1

Demographic Information District Borough New York CityTotal Population 50,389 1,654,739 8,334,285  

Total Households (HH) 23,957 778,047 3,098,942  

Median Home Value $463,867 $560,923 $453,289

% Homeownership 25% 20% 30%

Average HH Income $129,460 $99,857 $71,807

Average HH Income, New Home Buyers $537,840 $364,890 $182,221

Race/Ethnicity, New Home Buyers

Alaskan 0.5% 0.3% 0.6%

Asian 22.6% 12.4% 14.6%

Black 1.7% 4.1% 18.4%

Hawaiian 0.0% 0.2% 0.8%

Hispanic 3.8% 4.1% 12.5%

No Race 0.0% 0.0% 0.0%

White 71.4% 78.9% 53.1%

Total Home Purchase Loans 3,479 47,757 177,914

Financial Services  District Borough New York CityTraditional Financial Institutions      

Total Count 67 669 1,571

Count per 10,000 HH 28.0 8.7 5.1

Average Distance 0.19 mi 0.14 mi 0.28 mi

Nontraditional Institutions

Total Count 28 302 1,026

Count per 10,000 HH 11.7 3.9 3.3

Average Distance 0.20 mi 0.16 mi 0.28 mi

Ratio of Traditional to Nontraditional 2.4 2.2 1.5

Banking Penetration District Borough New York City% of Unbanked Households 0% 13.0% 13.4%

# Unbanked Households 91 95,306 405,573

# Unbanked Persons 147 166,414 827,334

% of Underbanked Households 4% 21.7% 39.2%

# of Underbanked Households 1,057 159,799 1,183,213

# of Underbanked Persons 1,712 279,026 2,413,654

Average Risk Score 1.40 4.94 6.48

Map depicts traditional and nontraditional financial service institutionsboth in New York City and up to two miles beyond the city boundary.Points may be overlapping. 

Sources: Claritas 2009; InfoUSA 2009; U.S. Census Bureau, 2000.

Legend

Study Area

Pop per Sq. Mi.

0 ‐ 35,000

35,001 ‐ 70,000

70,001 ‐ 120,000

120,001 ‐ 190,000

190,001 ‐ 418,200

!( Traditional

!( Nontraditional

Parks

Water

New Jersey

New York

I 78

I 478

I 278

Hen

ry

1st

2nd

Broa

dway

Grand

Hud

son

Clinton

Pearl

Smith

8th7th

3rd

SouthStat

e H

wy

9a

Houston

Atlantic

Brooklyn

Whitehall 1

- Staten Tillary

Chur

ch

Fulton

Was

hing

ton

18th

Park

Newport

I 478

I 478

I 78

3rd

I 278

0 0.5 10.25Miles

376092Copyright © 2009 Social Compact Inc 

Banking ProfileGreenwich Village, Soho, Little ItalyManhattan, Community District 2

Demographic Information District Borough New York CityTotal Population 96,057 1,654,739 8,334,285  

Total Households (HH) 53,511 778,047 3,098,942  

Median Home Value $799,428 $560,923 $453,289

% Homeownership 26% 20% 30%

Average HH Income $138,589 $99,857 $71,807

Average HH Income, New Home Buyers $531,081 $364,890 $182,221

Race/Ethnicity, New Home Buyers

Alaskan 0.2% 0.3% 0.6%

Asian 10.4% 12.4% 14.6%

Black 1.2% 4.1% 18.4%

Hawaiian 0.0% 0.2% 0.8%

Hispanic 2.4% 4.1% 12.5%

No Race 0.0% 0.0% 0.0%

White 85.8% 78.9% 53.1%

Total Home Purchase Loans 3,805 47,757 177,914

Financial Services  District Borough New York CityTraditional Financial Institutions      

Total Count 46 669 1,571

Count per 10,000 HH 8.7 8.7 5.1

Average Distance 0.11 mi 0.14 mi 0.28 mi

Nontraditional Institutions

Total Count 5 302 1,026

Count per 10,000 HH 0.9 3.9 3.3

Average Distance 0.24 mi 0.16 mi 0.28 mi

Ratio of Traditional to Nontraditional 9.2 2.2 1.5

Banking Penetration District Borough New York City% of Unbanked Households 0% 13.0% 13.4%

# Unbanked Households 11 95,306 405,573

# Unbanked Persons 17 166,414 827,334

% of Underbanked Households 3% 21.7% 39.2%

# of Underbanked Households 1,504 159,799 1,183,213

# of Underbanked Persons 2,436 279,026 2,413,654

Average Risk Score 3 4.94 6.48

Map depicts traditional and nontraditional financial service institutionsboth in New York City and up to two miles beyond the city boundary.Points may be overlapping. 

Sources: Claritas 2009; InfoUSA 2009; U.S. Census Bureau, 2000.

Legend

Study Area

Pop per Sq. Mi.

0 ‐ 35,000

35,001 ‐ 70,000

70,001 ‐ 120,000

120,001 ‐ 190,000

190,001 ‐ 418,200

!( Traditional

!( Nontraditional

Parks

Water

New Jersey

New York

1st

3rd

2nd

5th7th

14th

8th

23rd

9th

34th

I 78

10th

Grand

Stat

e H

wy

9a

Broa

dway Ea

st R

iverHud

son

Houston

Canal

I 278

South Street

Pearl

Fdr

Park

Lafa

yette

BrooklynI 478

Varic

k

Alle

n

11th

31st

Fulton

Trin

ity

Lagu

ardi

a

Exit 2

Hud

son

Park

I 78

Stat

e H

wy

9a

I 278

Fdr

Fdr

0 0.5 10.25Miles

376092Copyright © 2009 Social Compact Inc 

Banking ProfileLower East Side, ChinatownManhattan, Community District 3

Demographic Information District Borough New York CityTotal Population 179,987 1,654,739 8,334,285  

Total Households (HH) 74,710 778,047 3,098,942  

Median Home Value $476,724 $560,923 $453,289

% Homeownership 12% 20% 30%

Average HH Income $59,829 $99,857 $71,807

Average HH Income, New Home Buyers $209,531 $364,890 $182,221

Race/Ethnicity, New Home Buyers

Alaskan 0.6% 0.3% 0.6%

Asian 17.2% 12.4% 14.6%

Black 0.9% 4.1% 18.4%

Hawaiian 0.0% 0.2% 0.8%

Hispanic 4.9% 4.1% 12.5%

No Race 0.0% 0.0% 0.0%

White 76.3% 78.9% 53.1%

Total Home Purchase Loans 1,607 47,757 177,914

Financial Services  District Borough New York CityTraditional Financial Institutions      

Total Count 49 669 1,571

Count per 10,000 HH 6.8 8.7 5.1

Average Distance 0.14 mi 0.14 mi 0.28 mi

Nontraditional Institutions

Total Count 25 302 1,026

Count per 10,000 HH 3.3 3.9 3.3

Average Distance 0.14 mi 0.16 mi 0.28 mi

Ratio of Traditional to Nontraditional 2.0 2.2 1.5

Banking Penetration District Borough New York City% of Unbanked Households 7% 13.0% 13.4%

# Unbanked Households 4,691 95,306 405,573

# Unbanked Persons 8,911 166,414 827,334

% of Underbanked Households 42% 21.7% 39.2%

# of Underbanked Households 29,530 159,799 1,183,213

# of Underbanked Persons 56,097 279,026 2,413,654

Average Risk Score 6.99 4.94 6.48

Map depicts traditional and nontraditional financial service institutionsboth in New York City and up to two miles beyond the city boundary.Points may be overlapping. 

Sources: Claritas 2009; InfoUSA 2009; U.S. Census Bureau, 2000.

Legend

Study Area

Pop per Sq. Mi.

0 ‐ 35,000

35,001 ‐ 70,000

70,001 ‐ 120,000

120,001 ‐ 190,000

190,001 ‐ 418,200

!( Traditional

!( Nontraditional

Parks

Water

New Jersey

New York

1st

I 278

2nd

14th

7th

3rd

5th

23rd

8th

GrandBroa

dway

9th

East River

Berry

Park

Hud

son

I 495

Houston

Stat

e H

wy

9a

Canal

South Street

Fdr

Pearl

Gre

enw

ich

Bedford

Lafa

yette

Brooklyn

Alle

n

4th

Hen

ry

Williamsburg

Tillary

Mad

ison

I 478Fulton

36th

Navy

Exit 2

Fdr

Park

Park

0 0.5 10.25Miles

376092Copyright © 2009 Social Compact Inc 

Banking ProfileChelsea, ClintonManhattan, Community District 4

Demographic Information District Borough New York CityTotal Population 97,484 1,654,739 8,334,285  

Total Households (HH) 56,463 778,047 3,098,942  

Median Home Value $574,625 $560,923 $453,289

% Homeownership 18% 20% 30%

Average HH Income $99,997 $99,857 $71,807

Average HH Income, New Home Buyers $360,125 $364,890 $182,221

Race/Ethnicity, New Home Buyers

Alaskan 0.3% 0.3% 0.6%

Asian 20.3% 12.4% 14.6%

Black 1.4% 4.1% 18.4%

Hawaiian 0.0% 0.2% 0.8%

Hispanic 3.0% 4.1% 12.5%

No Race 0.0% 0.0% 0.0%

White 75.0% 78.9% 53.1%

Total Home Purchase Loans 4,789 47,757 177,914

Financial Services  District Borough New York CityTraditional Financial Institutions      

Total Count 39 669 1,571

Count per 10,000 HH 7.2 8.7 5.1

Average Distance 0.14 mi 0.14 mi 0.28 mi

Nontraditional Institutions

Total Count 27 302 1,026

Count per 10,000 HH 4.8 3.9 3.3

Average Distance 0.12 mi 0.16 mi 0.28 mi

Ratio of Traditional to Nontraditional 1.5 2.2 1.5

Banking Penetration District Borough New York City% of Unbanked Households 1% 13.0% 13.4%

# Unbanked Households 525 95,306 405,573

# Unbanked Persons 819 166,414 827,334

% of Underbanked Households 15% 21.7% 39.2%

# of Underbanked Households 8,594 159,799 1,183,213

# of Underbanked Persons 13,406 279,026 2,413,654

Average Risk Score 6.16 4.94 6.48

Map depicts traditional and nontraditional financial service institutionsboth in New York City and up to two miles beyond the city boundary.Points may be overlapping. 

Sources: Claritas 2009; InfoUSA 2009; U.S. Census Bureau, 2000.

Legend

Study Area

Pop per Sq. Mi.

0 ‐ 35,000

35,001 ‐ 70,000

70,001 ‐ 120,000

120,001 ‐ 190,000

190,001 ‐ 418,200

!( Traditional

!( Nontraditional

Parks

Water

New Jersey

New York

5th

3rd

8th

9th

1st

2nd

10th

7th

14th

11th

23rd

34th

42nd

57th

Sta

te H

wy

9a

I 495

Mad

ison

Park

Lincoln

I 78

Broa

dway

End

East River

Cent

ral

40th

4th

Boul

evar

d

Greenw

ich

45th

39th

30th

77th

4th

Stat

e H

wy

9a

7th

Park

0 0.5 10.25Miles

376092Copyright © 2009 Social Compact Inc 

Banking ProfileMidtownManhattan, Community District 5

Demographic Information District Borough New York CityTotal Population 58,850 1,654,739 8,334,285  

Total Households (HH) 33,609 778,047 3,098,942  

Median Home Value $712,286 $560,923 $453,289

% Homeownership 24% 20% 30%

Average HH Income $142,136 $99,857 $71,807

Average HH Income, New Home Buyers $610,833 $364,890 $182,221

Race/Ethnicity, New Home Buyers

Alaskan 0.1% 0.3% 0.6%

Asian 18.3% 12.4% 14.6%

Black 1.4% 4.1% 18.4%

Hawaiian 0.1% 0.2% 0.8%

Hispanic 3.9% 4.1% 12.5%

No Race 0.0% 0.0% 0.0%

White 76.2% 78.9% 53.1%

Total Home Purchase Loans 2,591 47,757 177,914

Financial Services  District Borough New York CityTraditional Financial Institutions      

Total Count 212 669 1,571

Count per 10,000 HH 67.4 8.7 5.1

Average Distance 0.06 mi 0.14 mi 0.28 mi

Nontraditional Institutions

Total Count 87 302 1,026

Count per 10,000 HH 25.9 3.9 3.3

Average Distance 0.07 mi 0.16 mi 0.28 mi

Ratio of Traditional to Nontraditional 2.7 2.2 1.5

Banking Penetration District Borough New York City% of Unbanked Households 0% 13.0% 13.4%

# Unbanked Households 40 95,306 405,573

# Unbanked Persons 63 166,414 827,334

% of Underbanked Households 4% 21.7% 39.2%

# of Underbanked Households 1,314 159,799 1,183,213

# of Underbanked Persons 2,050 279,026 2,413,654

Average Risk Score 2.80 4.94 6.48

Map depicts traditional and nontraditional financial service institutionsboth in New York City and up to two miles beyond the city boundary.Points may be overlapping. 

Sources: Claritas 2009; InfoUSA 2009; U.S. Census Bureau, 2000.

Legend

Study Area

Pop per Sq. Mi.

0 ‐ 35,000

35,001 ‐ 70,000

70,001 ‐ 120,000

120,001 ‐ 190,000

190,001 ‐ 418,200

!( Traditional

!( Nontraditional

Parks

Water

New Jersey

New York

1st

5th

3rd

2nd

8th

9th

10th

Park

7th

14th

11th

23rd

57th

34th42nd

Mad

ison

Lexin

gton

Stat

e Hw

y 9a

East

Rive

r

Broa

dway

I 495

40th

YorkLincoln

Fdr

Aven

ue O

f The

Am

erica

s

Hud

son

73rd

End

Cent

ral

4th

Greenw

ich

Houston

79th

30th

Aven

ue B

Ram

p

30th

Stat

e H

wy

9a

Broa

dway

I 495

Fdr

0 0.5 10.25Miles

376092Copyright © 2009 Social Compact Inc 

Banking ProfileMurray Hill, Stuyvesant TownManhattan, Community District 6

Demographic Information District Borough New York CityTotal Population 141,918 1,654,739 8,334,285  

Total Households (HH) 84,786 778,047 3,098,942  

Median Home Value $543,289 $560,923 $453,289

% Homeownership 26% 20% 30%

Average HH Income $134,553 $99,857 $71,807

Average HH Income, New Home Buyers $350,196 $364,890 $182,221

Race/Ethnicity, New Home Buyers

Alaskan 0.2% 0.3% 0.6%

Asian 17.1% 12.4% 14.6%

Black 1.8% 4.1% 18.4%

Hawaiian 0.2% 0.2% 0.8%

Hispanic 3.1% 4.1% 12.5%

No Race 0.0% 0.0% 0.0%

White 77.6% 78.9% 53.1%

Total Home Purchase Loans 6,438 47,757 177,914

Financial Services  District Borough New York CityTraditional Financial Institutions      

Total Count 75 669 1,571

Count per 10,000 HH 9.0 8.7 5.1

Average Distance 0.10 mi 0.14 mi 0.28 mi

Nontraditional Institutions

Total Count 21 302 1,026

Count per 10,000 HH 2.5 3.9 3.3

Average Distance 0.17 mi 0.16 mi 0.28 mi

Ratio of Traditional to Nontraditional 4.2 2.2 1.5

Banking Penetration District Borough New York City% of Unbanked Households 0% 13.0% 13.4%

# Unbanked Households 66 95,306 405,573

# Unbanked Persons 101 166,414 827,334

% of Underbanked Households 3% 21.7% 39.2%

# of Underbanked Households 2,501 159,799 1,183,213

# of Underbanked Persons 3,819 279,026 2,413,654

Average Risk Score 5.59 4.94 6.48

Map depicts traditional and nontraditional financial service institutionsboth in New York City and up to two miles beyond the city boundary.Points may be overlapping. 

Sources: Claritas 2009; InfoUSA 2009; U.S. Census Bureau, 2000.

Legend

Study Area

Pop per Sq. Mi.

0 ‐ 35,000

35,001 ‐ 70,000

70,001 ‐ 120,000

120,001 ‐ 190,000

190,001 ‐ 418,200

!( Traditional

!( Nontraditional

Parks

Water

New Jersey

New York

1st

3rd5th

2nd

8th

9th

Park

57th

East

Rive

r

34th

42nd

14th

23rd

I 495

7th

Mad

ison

Lexin

gton

York

11th

Broa

dway

21st

Vern

on

Houston

Fdr

73rd

Grand I 278

4th

Mcguinness

49th

Berry

Lafa

yette

Delancey

31st

Greenpoint

Central

Ram

p

48th

11th

Park

Fdr

East

Riv

er

8th

Park

7th

0 0.5 10.25Miles

376092Copyright © 2009 Social Compact Inc 

Banking ProfileUpper West SideManhattan, Community District 7

Demographic Information District Borough New York CityTotal Population 218,912 1,654,739 8,334,285  

Total Households (HH) 116,682 778,047 3,098,942  

Median Home Value $754,686 $560,923 $453,289

% Homeownership 28% 20% 30%

Average HH Income $140,689 $99,857 $71,807

Average HH Income, New Home Buyers $411,589 $364,890 $182,221

Race/Ethnicity, New Home Buyers

Alaskan 0.2% 0.3% 0.6%

Asian 8.4% 12.4% 14.6%

Black 1.9% 4.1% 18.4%

Hawaiian 0.1% 0.2% 0.8%

Hispanic 3.9% 4.1% 12.5%

No Race 0.0% 0.0% 0.0%

White 85.6% 78.9% 53.1%

Total Home Purchase Loans 10,322 47,757 177,914

Financial Services  District Borough New York CityTraditional Financial Institutions      

Total Count 43 669 1,571

Count per 10,000 HH 3.7 8.7 5.1

Average Distance 0.12 mi 0.14 mi 0.28 mi

Nontraditional Institutions

Total Count 10 302 1,026

Count per 10,000 HH 0.9 3.9 3.3

Average Distance 0.25 mi 0.16 mi 0.28 mi

Ratio of Traditional to Nontraditional 4.3 2.2 1.5

Banking Penetration District Borough New York City% of Unbanked Households 2% 13.0% 13.4%

# Unbanked Households 2,058 95,306 405,573

# Unbanked Persons 3,351 166,414 827,334

% of Underbanked Households 13% 21.7% 39.2%

# of Underbanked Households 13,575 159,799 1,183,213

# of Underbanked Persons 22,105 279,026 2,413,654

Average Risk Score 4 4.94 6.48

Map depicts traditional and nontraditional financial service institutionsboth in New York City and up to two miles beyond the city boundary.Points may be overlapping. 

Sources: Claritas 2009; InfoUSA 2009; U.S. Census Bureau, 2000.

Legend

Study Area

Pop per Sq. Mi.

0 ‐ 35,000

35,001 ‐ 70,000

70,001 ‐ 120,000

120,001 ‐ 190,000

190,001 ‐ 418,200

!( Traditional

!( Nontraditional

Parks

Water

New Jersey

New York

5th

3rd

Park

1st

End

2nd

57th

Riv

er

Mad

ison

Broa

dway

Cent

ral

Stat

e Hw

y 9a

York

Amst

erda

m

Lexin

gton

9th

Colu

mbu

s

11th

8th

10th

7th

Rive

rsid

e

86th

116th

72nd

Cathedral79th

East

Rive

r

125th

Gor

ge

106th

40th

Woodcliff

77th

104th

Exit 9

99th

Central

Stat

e Hw

y 9a

0 0.5 10.25Miles

376092Copyright © 2009 Social Compact Inc 

Banking ProfileUpper East SideManhattan, Community District 8

Demographic Information District Borough New York CityTotal Population 218,555 1,654,739 8,334,285  

Total Households (HH) 121,160 778,047 3,098,942  

Median Home Value $763,569 $560,923 $453,289

% Homeownership 30% 20% 30%

Average HH Income $172,397 $99,857 $71,807

Average HH Income, New Home Buyers $674,803 $364,890 $182,221

Race/Ethnicity, New Home Buyers

Alaskan 0.2% 0.3% 0.6%

Asian 8.0% 12.4% 14.6%

Black 0.7% 4.1% 18.4%

Hawaiian 0.4% 0.2% 0.8%

Hispanic 2.8% 4.1% 12.5%

No Race 0.0% 0.0% 0.0%

White 87.9% 78.9% 53.1%

Total Home Purchase Loans 8,811 47,757 177,914

Financial Services  District Borough New York CityTraditional Financial Institutions      

Total Count 65 669 1,571

Count per 10,000 HH 5.4 8.7 5.1

Average Distance 0.10 mi 0.14 mi 0.28 mi

Nontraditional Institutions

Total Count 17 302 1,026

Count per 10,000 HH 1.4 3.9 3.3

Average Distance 0.17 mi 0.16 mi 0.28 mi

Ratio of Traditional to Nontraditional 3.8 2.2 1.5

Banking Penetration District Borough New York City% of Unbanked Households 0% 13.0% 13.4%

# Unbanked Households 93 95,306 405,573

# Unbanked Persons 144 166,414 827,334

% of Underbanked Households 5% 21.7% 39.2%

# of Underbanked Households 5,330 159,799 1,183,213

# of Underbanked Persons 8,259 279,026 2,413,654

Average Risk Score 3.16 4.94 6.48

Map depicts traditional and nontraditional financial service institutionsboth in New York City and up to two miles beyond the city boundary.Points may be overlapping. 

Sources: Claritas 2009; InfoUSA 2009; U.S. Census Bureau, 2000.

Legend

Study Area

Pop per Sq. Mi.

0 ‐ 35,000

35,001 ‐ 70,000

70,001 ‐ 120,000

120,001 ‐ 190,000

190,001 ‐ 418,200

!( Traditional

!( Nontraditional

Parks

Water

New Jersey

New York

1st

3rd

5th

2nd

Park

21st

Mad

ison

Lexin

gton

End

Fdr

East

Rive

r

York

Cent

ral

Vern

on

57th

Colu

mbu

s

Broa

dway

34th

42nd 31st

7th

State Hwy 25

I 278

86th

Rive

rsid

e

96th

61st

73rd

106th

I 495

40th

72nd

Skillman

11th Ram

p116th

77th

111th

Main

66th

Exit 17

11thPa

rk

Park

31st

East

Rive

r

0 0.5 10.25Miles

376092Copyright © 2009 Social Compact Inc 

Banking ProfileWest Harlem, Morningside HtsManhattan, Community District 9

Demographic Information District Borough New York CityTotal Population 116,873 1,654,739 8,334,285  

Total Households (HH) 40,357 778,047 3,098,942  

Median Home Value $475,895 $560,923 $453,289

% Homeownership 9% 20% 30%

Average HH Income $59,584 $99,857 $71,807

Average HH Income, New Home Buyers $157,346 $364,890 $182,221

Race/Ethnicity, New Home Buyers

Alaskan 0.4% 0.3% 0.6%

Asian 8.8% 12.4% 14.6%

Black 21.4% 4.1% 18.4%

Hawaiian 1.0% 0.2% 0.8%

Hispanic 7.7% 4.1% 12.5%

No Race 0.0% 0.0% 0.0%

White 60.6% 78.9% 53.1%

Total Home Purchase Loans 1,264 47,757 177,914

Financial Services  District Borough New York CityTraditional Financial Institutions      

Total Count 14 669 1,571

Count per 10,000 HH 3.5 8.7 5.1

Average Distance 0.15 mi 0.14 mi 0.28 mi

Nontraditional Institutions

Total Count 20 302 1,026

Count per 10,000 HH 5.0 3.9 3.3

Average Distance 0.13 mi 0.16 mi 0.28 mi

Ratio of Traditional to Nontraditional 0.7 2.2 1.5

Banking Penetration District Borough New York City% of Unbanked Households 38% 13.0% 13.4%

# Unbanked Households 17,427 95,306 405,573

# Unbanked Persons 34,874 166,414 827,334

% of Underbanked Households 37% 21.7% 39.2%

# of Underbanked Households 17,275 159,799 1,183,213

# of Underbanked Persons 34,568 279,026 2,413,654

Average Risk Score 7.47 4.94 6.48

Map depicts traditional and nontraditional financial service institutionsboth in New York City and up to two miles beyond the city boundary.Points may be overlapping. 

Sources: Claritas 2009; InfoUSA 2009; U.S. Census Bureau, 2000.

Legend

Study Area

Pop per Sq. Mi.

0 ‐ 35,000

35,001 ‐ 70,000

70,001 ‐ 120,000

120,001 ‐ 190,000

190,001 ‐ 418,200

!( Traditional

!( Nontraditional

Parks

Water

New Jersey

New York

I 87

3rd

Rive

r

Broa

dway

1st

5th

Amst

erda

m

Park

2nd

Stat

e Hw

y 9a

Fdr

End

Mad

ison

Harlem

Rive r

145th

Mal

colm

X

116th

Conv

ent

Abbo

tt

Cent

ral

135th

Fred

erick

Dou

glas

s

Cathedral

155th

Rive

rsid

e

Ramp

I 278

130th

124th

122nd

Palis

ade

State Hw

y 5

Linc

oln

129th

Exit

24

Exit

13

Stat

e Hw

y 9a

Fdr

0 0.5 10.25Miles

376092Copyright © 2009 Social Compact Inc 

Banking ProfileCentral HarlemManhattan, Community District 10

Demographic Information District Borough New York CityTotal Population 119,228 1,654,739 8,334,285  

Total Households (HH) 50,498 778,047 3,098,942  

Median Home Value $505,416 $560,923 $453,289

% Homeownership 6% 20% 30%

Average HH Income $49,336 $99,857 $71,807

Average HH Income, New Home Buyers $207,165 $364,890 $182,221

Race/Ethnicity, New Home Buyers

Alaskan 0.4% 0.3% 0.6%

Asian 7.8% 12.4% 14.6%

Black 33.3% 4.1% 18.4%

Hawaiian 0.8% 0.2% 0.8%

Hispanic 6.8% 4.1% 12.5%

No Race 0.0% 0.0% 0.0%

White 50.8% 78.9% 53.1%

Total Home Purchase Loans 2,145 47,757 177,914

Financial Services  District Borough New York CityTraditional Financial Institutions      

Total Count 24 669 1,571

Count per 10,000 HH 4.8 8.7 5.1

Average Distance 0.14 mi 0.14 mi 0.28 mi

Nontraditional Institutions

Total Count 18 302 1,026

Count per 10,000 HH 3.6 3.9 3.3

Average Distance 0.14 mi 0.16 mi 0.28 mi

Ratio of Traditional to Nontraditional 1.3 2.2 1.5

Banking Penetration District Borough New York City% of Unbanked Households 36% 13.0% 13.4%

# Unbanked Households 17,056 95,306 405,573

# Unbanked Persons 31,254 166,414 827,334

% of Underbanked Households 56% 21.7% 39.2%

# of Underbanked Households 26,720 159,799 1,183,213

# of Underbanked Persons 48,962 279,026 2,413,654

Average Risk Score 6.21 4.94 6.48

Map depicts traditional and nontraditional financial service institutionsboth in New York City and up to two miles beyond the city boundary.Points may be overlapping. 

Sources: Claritas 2009; InfoUSA 2009; U.S. Census Bureau, 2000.

Legend

Study Area

Pop per Sq. Mi.

0 ‐ 35,000

35,001 ‐ 70,000

70,001 ‐ 120,000

120,001 ‐ 190,000

190,001 ‐ 418,200

!( Traditional

!( Nontraditional

Parks

Water

New Jersey

New York

I 87

3rd

1st

Amst

erda

m

Broa

dway

5th

Park 2n

d

Fdr I 2

78

Stat

e Hw

y 9a

River

Harlem

River

Mad

ison

Willi

s

145th

138th

Jero

me

149th

Mal

colm

X

116th

161st

End

Cent

ral

Mor

ris

Rive

rsid

e

Fred

erick

Dou

glas

s

106th

155th

96th

125th

Ram

p

Mor

ning

side

Gra

nd C

onco

urse

156th

158th

168th

Sedg

wic

k

Triborough

143rd

7th I 2

78

3rd

Fdr

Rive

rside

0 0.5 10.25Miles

376092Copyright © 2009 Social Compact Inc 

Banking ProfileEast HarlemManhattan, Community District 11

Demographic Information District Borough New York CityTotal Population 130,507 1,654,739 8,334,285  

Total Households (HH) 47,614 778,047 3,098,942  

Median Home Value $438,143 $560,923 $453,289

% Homeownership 6% 20% 30%

Average HH Income $46,060 $99,857 $71,807

Average HH Income, New Home Buyers $229,110 $364,890 $182,221

Race/Ethnicity, New Home Buyers

Alaskan 0.4% 0.3% 0.6%

Asian 10.9% 12.4% 14.6%

Black 16.7% 4.1% 18.4%

Hawaiian 0.3% 0.2% 0.8%

Hispanic 8.6% 4.1% 12.5%

No Race 0.0% 0.0% 0.0%

White 63.1% 78.9% 53.1%

Total Home Purchase Loans 858 47,757 177,914

Financial Services  District Borough New York CityTraditional Financial Institutions      

Total Count 10 669 1,571

Count per 10,000 HH 2.1 8.7 5.1

Average Distance 0.20 mi 0.14 mi 0.28 mi

Nontraditional Institutions

Total Count 21 302 1,026

Count per 10,000 HH 4.4 3.9 3.3

Average Distance 0.15 mi 0.16 mi 0.28 mi

Ratio of Traditional to Nontraditional 0.5 2.2 1.5

Banking Penetration District Borough New York City% of Unbanked Households 37% 13.0% 13.4%

# Unbanked Households 16,460 95,306 405,573

# Unbanked Persons 31,956 166,414 827,334

% of Underbanked Households 50% 21.7% 39.2%

# of Underbanked Households 22,171 159,799 1,183,213

# of Underbanked Persons 43,043 279,026 2,413,654

Average Risk Score 5.23 4.94 6.48

Map depicts traditional and nontraditional financial service institutionsboth in New York City and up to two miles beyond the city boundary.Points may be overlapping. 

Sources: Claritas 2009; InfoUSA 2009; U.S. Census Bureau, 2000.

Legend

Study Area

Pop per Sq. Mi.

0 ‐ 35,000

35,001 ‐ 70,000

70,001 ‐ 120,000

120,001 ‐ 190,000

190,001 ‐ 418,200

!( Traditional

!( Nontraditional

Parks

Water

New Jersey

New York1s

t

3rd

2nd

Park

5th I 2

78

I 87

Fdr

Mad

ison

Lexin

gton

149th

21st

138th

York

East River

Willi

s

Astoria

31st

Mal

colm

X

116th

145th 156th

Amst

erda

m

Mor

ris

135th

Harlem R

iver

106th

Fred

erick

Dou

glas

s

161st

Sain

t Ann

s

73rd

Bruckner

Cathedral

Steinw

ay

Exit

3

I 87

I 87

FdrI 278

0 0.5 10.25Miles

376092Copyright © 2009 Social Compact Inc 

Banking ProfileWashington Heights, InwoodManhattan, Community District 12

Demographic Information District Borough New York CityTotal Population 216,394 1,654,739 8,334,285  

Total Households (HH) 71,219 778,047 3,098,942  

Median Home Value $256,562 $560,923 $453,289

% Homeownership 7% 20% 30%

Average HH Income $53,193 $99,857 $71,807

Average HH Income, New Home Buyers $137,136 $364,890 $182,221

Race/Ethnicity, New Home Buyers

Alaskan 0.3% 0.3% 0.6%

Asian 6.5% 12.4% 14.6%

Black 5.4% 4.1% 18.4%

Hawaiian 0.8% 0.2% 0.8%

Hispanic 11.5% 4.1% 12.5%

No Race 0.0% 0.0% 0.0%

White 75.5% 78.9% 53.1%

Total Home Purchase Loans 1,604 47,757 177,914

Financial Services  District Borough New York CityTraditional Financial Institutions      

Total Count 24 669 1,571

Count per 10,000 HH 3.4 8.7 5.1

Average Distance 0.19 mi 0.14 mi 0.28 mi

Nontraditional Institutions

Total Count 34 302 1,026

Count per 10,000 HH 4.8 3.9 3.3

Average Distance 0.14 mi 0.16 mi 0.28 mi

Ratio of Traditional to Nontraditional 0.7 2.2 1.5

Banking Penetration District Borough New York City% of Unbanked Households 46% 13.0% 13.4%

# Unbanked Households 32,804 95,306 405,573

# Unbanked Persons 76,360 166,414 827,334

% of Underbanked Households 38% 21.7% 39.2%

# of Underbanked Households 26,854 159,799 1,183,213

# of Underbanked Persons 62,511 279,026 2,413,654

Average Risk Score 7.96 4.94 6.48

Map depicts traditional and nontraditional financial serviceinstitutions both in New York City and up to two miles beyond the cityboundary. Points may be overlapping. 

Sources: Claritas 2009; InfoUSA 2009; U.S. Census Bureau, 2000.

Legend

Study Area

Pop per Sq. Mi.

0 ‐ 35,000

35,001 ‐ 70,000

70,001 ‐ 120,000

120,001 ‐ 190,000

190,001 ‐ 418,200

!( Traditional

!( Nontraditional

Parks

Water

New Jersey

New York

I 87

I 95

Jero

me

Stat

e Hw

y 9a

Us

Hw

y 9

3rd

10th

Harle

m R

iver

Baile

y

Amst

erda

m

161stBroa

dway M

orris

Grand

Sedg

wic

k

155th

169th

Us

Hw

y 9w

168th

Fort

Was

hing

ton

Ram

p

Johnson

Dr Mart

in L K

ing Jr

Burnside

Shak

espe

are

Ram

p

Stat

e Hw

y 9a

161st

I 95

I 87

I 95

I 95

0 0.5 10.25Miles

376092Copyright © 2009 Social Compact Inc 

Banking ProfileAstoria, Long Island CityQueens, Community District 1

Demographic Information District Borough New York CityTotal Population 213,918 2,273,956 8,334,285  

Total Households (HH) 77,057 775,903 3,098,942  

Median Home Value $528,629 $452,685 $453,289

% Homeownership 21% 43% 30%

Average HH Income $57,133 $70,293 $71,807

Average HH Income, New Home Buyers $163,376 $133,413 $182,221

Race/Ethnicity, New Home Buyers

Alaskan 0.2% 0.8% 0.6%

Asian 15.2% 23.9% 14.6%

Black 1.9% 17.4% 18.4%

Hawaiian 0.8% 1.2% 0.8%

Hispanic 14.2% 14.8% 12.5%

No Race 0.0% 0.0% 0.0%

White 67.8% 41.8% 53.1%

Total Home Purchase Loans 1,864 60,370 177,914

Financial Services  District Borough New York CityTraditional Financial Institutions      

Total Count 37 373 1,571

Count per 10,000 HH 4.8 4.8 5.1

Average Distance 0.25 mi 0.33 mi 0.28 mi

Nontraditional Institutions

Total Count 20 216 1,026

Count per 10,000 HH 2.6 2.8 3.3

Average Distance 0.22 mi 0.40 mi 0.28 mi

Ratio of Traditional to Nontraditional 1.9 1.7 1.5

Banking Penetration District Borough New York City% of Unbanked Households 5% 6.2% 13.4%

# Unbanked Households 3,879 47,926 405,573

# Unbanked Persons 7,914 108,413 827,334

% of Underbanked Households 39% 43.7% 39.2%

# of Underbanked Households 28,974 338,039 1,183,213

# of Underbanked Persons 59,110 764,673 2,413,654

Average Risk Score 5.91 8.47 6.48

Map depicts traditional and nontraditional financial service institutionsboth in New York City and up to two miles beyond the city boundary.Points may be overlapping. 

Sources: Claritas 2009; InfoUSA 2009; U.S. Census Bureau, 2000.

Legend

Study Area

Pop per Sq. Mi.

0 ‐ 35,000

35,001 ‐ 70,000

70,001 ‐ 120,000

120,001 ‐ 190,000

190,001 ‐ 418,200

!( Traditional

!( Nontraditional

Parks

Water

New Jersey

New YorkI 2

78

I 495

1st

31st

21st

3rd

2nd

Astoria

58th

Park

34th

69th

Fdr

State Hwy 25Queens

5th

51st

I 87

Vern

onYork

BroadwayState Hwy 25a

Roosevelt

23rd

EliotRamp

Ditmars

Greenpoint

Stei

nway

94th

48th

Bruckner

Hoyt

Halleck

Meeke

r

125th

65th

3rd

I 278

Ramp

Astoria

31st

125th

I 495

0 1 20.5Miles

376092Copyright © 2009 Social Compact Inc 

Banking ProfileSunnyside, WoodsideQueens, Community District 2

Demographic Information District Borough New York CityTotal Population 115,244 2,273,956 8,334,285  

Total Households (HH) 42,108 775,903 3,098,942  

Median Home Value $422,454 $452,685 $453,289

% Homeownership 25% 43% 30%

Average HH Income $57,213 $70,293 $71,807

Average HH Income, New Home Buyers $137,994 $133,413 $182,221

Race/Ethnicity, New Home Buyers

Alaskan 0.4% 0.8% 0.6%

Asian 29.2% 23.9% 14.6%

Black 1.3% 17.4% 18.4%

Hawaiian 1.2% 1.2% 0.8%

Hispanic 15.6% 14.8% 12.5%

No Race 0.0% 0.0% 0.0%

White 52.3% 41.8% 53.1%

Total Home Purchase Loans 2,897 60,370 177,914

Financial Services  District Borough New York CityTraditional Financial Institutions      

Total Count 24 373 1,571

Count per 10,000 HH 5.7 4.8 5.1

Average Distance 0.23 mi 0.33 mi 0.28 mi

Nontraditional Institutions

Total Count 17 216 1,026

Count per 10,000 HH 4.0 2.8 3.3

Average Distance 0.25 mi 0.40 mi 0.28 mi

Ratio of Traditional to Nontraditional 1.4 1.7 1.5

Banking Penetration District Borough New York City% of Unbanked Households 1% 6.2% 13.4%

# Unbanked Households 581 47,926 405,573

# Unbanked Persons 1,262 108,413 827,334

% of Underbanked Households 41% 43.7% 39.2%

# of Underbanked Households 20,305 338,039 1,183,213

# of Underbanked Persons 44,111 764,673 2,413,654

Average Risk Score 7.08 8.47 6.48

Map depicts traditional and nontraditional financial service institutionsboth in New York City and up to two miles beyond the city boundary.Points may be overlapping. 

Sources: Claritas 2009; InfoUSA 2009; U.S. Census Bureau, 2000.

Legend

Study Area

Pop per Sq. Mi.

0 ‐ 35,000

35,001 ‐ 70,000

70,001 ‐ 120,000

120,001 ‐ 190,000

190,001 ‐ 418,200

!( Traditional

!( Nontraditional

Parks

Water

New Jersey

New York

I 278

1st

I 495

3rd

2nd

21st 31st

Grand

69th

5th

Myrtle

58th

Park

Astoria

Eliot

Flushing

York

State Hwy 25

34th

Vern

on

81st

Broadway

QueensU

nion

82nd

Berry

State Hwy 25a

Ramp

Metropolitan

Ditmars

GreenpointLee

Stein

way

Meeker

80th

48th

Bushwick

49th

23rd

Central

HoytMain

65th

Park

I 495

31st

0 1 20.5Miles

376092Copyright © 2009 Social Compact Inc 

Banking ProfileJackson Heights, East ElmhurstQueens, Community District 3

Demographic Information District Borough New York CityTotal Population 167,125 2,273,956 8,334,285  

Total Households (HH) 50,592 775,903 3,098,942  

Median Home Value $405,731 $452,685 $453,289

% Homeownership 35% 43% 30%

Average HH Income $60,719 $70,293 $71,807

Average HH Income, New Home Buyers $129,678 $133,413 $182,221

Race/Ethnicity, New Home Buyers

Alaskan 0.5% 0.8% 0.6%

Asian 15.0% 23.9% 14.6%

Black 4.9% 17.4% 18.4%

Hawaiian 0.6% 1.2% 0.8%

Hispanic 33.2% 14.8% 12.5%

No Race 0.0% 0.0% 0.0%

White 45.7% 41.8% 53.1%

Total Home Purchase Loans 3,956 60,370 177,914

Financial Services  District Borough New York CityTraditional Financial Institutions      

Total Count 19 373 1,571

Count per 10,000 HH 3.8 4.8 5.1

Average Distance 0.25 mi 0.33 mi 0.28 mi

Nontraditional Institutions

Total Count 23 216 1,026

Count per 10,000 HH 4.5 2.8 3.3

Average Distance 0.19 mi 0.40 mi 0.28 mi

Ratio of Traditional to Nontraditional 0.8 1.7 1.5

Banking Penetration District Borough New York City% of Unbanked Households 12% 6.2% 13.4%

# Unbanked Households 6,394 47,926 405,573

# Unbanked Persons 16,205 108,413 827,334

% of Underbanked Households 59% 43.7% 39.2%

# of Underbanked Households 32,802 338,039 1,183,213

# of Underbanked Persons 83,129 764,673 2,413,654

Average Risk Score 8.31 8.47 6.48

Map depicts traditional and nontraditional financial service institutionsboth in New York City and up to two miles beyond the city boundary.Points may be overlapping. 

Sources: Claritas 2009; InfoUSA 2009; U.S. Census Bureau, 2000.

Legend

Study Area

Pop per Sq. Mi.

0 ‐ 35,000

35,001 ‐ 70,000

70,001 ‐ 120,000

120,001 ‐ 190,000

190,001 ‐ 418,200

!( Traditional

!( Nontraditional

Parks

Water

New Jersey

New York

I 495

31st

I 678

QueensI 278

69th

Astoria

34th

108th

58th

EliotGrand

State Hwy 25

80th

Grand C

entral

Roosevelt

51st

Metropolitan

State Hwy 25a

Junction

37th

23rd

Ramp

20thDitmars

14th

Stei

nway 94th

48th

21st

121s

t

Corona

65th

Terminal Access

I 495

I 278

I 678

0 1 20.5Miles

376092Copyright © 2009 Social Compact Inc 

Banking ProfileElmhurst, CoronaQueens, Community District 4

Demographic Information District Borough New York CityTotal Population 169,978 2,273,956 8,334,285  

Total Households (HH) 49,095 775,903 3,098,942  

Median Home Value $489,147 $452,685 $453,289

% Homeownership 22% 43% 30%

Average HH Income $56,220 $70,293 $71,807

Average HH Income, New Home Buyers $117,593 $133,413 $182,221

Race/Ethnicity, New Home Buyers

Alaskan 0.2% 0.8% 0.6%

Asian 39.2% 23.9% 14.6%

Black 1.5% 17.4% 18.4%

Hawaiian 1.0% 1.2% 0.8%

Hispanic 26.2% 14.8% 12.5%

No Race 0.0% 0.0% 0.0%

White 31.9% 41.8% 53.1%

Total Home Purchase Loans 2,725 60,370 177,914

Financial Services  District Borough New York CityTraditional Financial Institutions      

Total Count 19 373 1,571

Count per 10,000 HH 3.9 4.8 5.1

Average Distance 0.22 mi 0.33 mi 0.28 mi

Nontraditional Institutions

Total Count 22 216 1,026

Count per 10,000 HH 4.5 2.8 3.3

Average Distance 0.17 mi 0.40 mi 0.28 mi

Ratio of Traditional to Nontraditional 0.9 1.7 1.5

Banking Penetration District Borough New York City% of Unbanked Households 6% 6.2% 13.4%

# Unbanked Households 2,683 47,926 405,573

# Unbanked Persons 6,725 108,413 827,334

% of Underbanked Households 64% 43.7% 39.2%

# of Underbanked Households 27,787 338,039 1,183,213

# of Underbanked Persons 69,647 764,673 2,413,654

Average Risk Score 8.25 8.47 6.48

Map depicts traditional and nontraditional financial service institutionsboth in New York City and up to two miles beyond the city boundary.Points may be overlapping. 

Sources: Claritas 2009; InfoUSA 2009; U.S. Census Bureau, 2000.

Legend

Study Area

Pop per Sq. Mi.

0 ‐ 35,000

35,001 ‐ 70,000

70,001 ‐ 120,000

120,001 ‐ 190,000

190,001 ‐ 418,200

!( Traditional

!( Nontraditional

Parks

Water

New Jersey

New York

I 678

I 495

Myrtle

Queens69th

31st

34th

108th

80th

58th

Eliot

I 278Astoria

Grand C

entral

State Hwy 25

Roosevelt

Grand

51st

Main

Metropolitan

20th

Interborough

Junction

Broadway37th

Pars

ons

23rd

State Hwy 25a

Union

Jamaica

94th

Ditmars

Mau

rice

99th

Cooper

121s

t

Furmanville

99th

I 278

I 495

I 678

Union

0 1 20.5Miles

376092Copyright © 2009 Social Compact Inc 

Banking ProfileMaspeth, Middle Village, RidgewoodQueens, Community District 5

Demographic Information District Borough New York CityTotal Population 172,518 2,273,956 8,334,285  

Total Households (HH) 62,406 775,903 3,098,942  

Median Home Value $476,885 $452,685 $453,289

% Homeownership 41% 43% 30%

Average HH Income $63,498 $70,293 $71,807

Average HH Income, New Home Buyers $133,178 $133,413 $182,221

Race/Ethnicity, New Home Buyers

Alaskan 0.4% 0.8% 0.6%

Asian 4.9% 23.9% 14.6%

Black 1.1% 17.4% 18.4%

Hawaiian 0.7% 1.2% 0.8%

Hispanic 24.8% 14.8% 12.5%

No Race 0.0% 0.0% 0.0%

White 68.0% 41.8% 53.1%

Total Home Purchase Loans 2,718 60,370 177,914

Financial Services  District Borough New York CityTraditional Financial Institutions      

Total Count 32 373 1,571

Count per 10,000 HH 5.1 4.8 5.1

Average Distance 0.28 mi 0.33 mi 0.28 mi

Nontraditional Institutions

Total Count 14 216 1,026

Count per 10,000 HH 2.2 2.8 3.3

Average Distance 0.30 mi 0.40 mi 0.28 mi

Ratio of Traditional to Nontraditional 2.3 1.7 1.5

Banking Penetration District Borough New York City% of Unbanked Households 2% 6.2% 13.4%

# Unbanked Households 1,232 47,926 405,573

# Unbanked Persons 2,699 108,413 827,334

% of Underbanked Households 32% 43.7% 39.2%

# of Underbanked Households 20,056 338,039 1,183,213

# of Underbanked Persons 43,937 764,673 2,413,654

Average Risk Score 7.76 8.47 6.48

Map depicts traditional and nontraditional financial service institutionsboth in New York City and up to two miles beyond the city boundary.Points may be overlapping. 

Sources: Claritas 2009; InfoUSA 2009; U.S. Census Bureau, 2000.

Legend

Study Area

Pop per Sq. Mi.

0 ‐ 35,000

35,001 ‐ 70,000

70,001 ‐ 120,000

120,001 ‐ 190,000

190,001 ‐ 418,200

!( Traditional

!( Nontraditional

Parks

Water

New Jersey

New York

I 495

Myrtle

Atlantic

69th

QueensI 278

Grand

Liberty

80th

58th

Eliot

108th

State Hwy 25

Jamaica

51st

Metropolitan

Woodhaven

Roosevelt

Interborough

Fulton

39th

Bushwick

Ramp

Junction

Conduit

State Hwy 27

Etna

Eastern

48th

Flush

ing

Cooper

Shore

Grand C

entral

Fresh Pond

Corona

New York

Yellowstone

Stuyvesant

65th

I 278

0 1 20.5Miles

376092Copyright © 2009 Social Compact Inc 

Banking ProfileRego Park, Forest HillsQueens, Community District 6

Demographic Information District Borough New York CityTotal Population 113,744 2,273,956 8,334,285  

Total Households (HH) 50,717 775,903 3,098,942  

Median Home Value $395,347 $452,685 $453,289

% Homeownership 38% 43% 30%

Average HH Income $82,814 $70,293 $71,807

Average HH Income, New Home Buyers $119,376 $133,413 $182,221

Race/Ethnicity, New Home Buyers

Alaskan 0.4% 0.8% 0.6%

Asian 31.7% 23.9% 14.6%

Black 2.0% 17.4% 18.4%

Hawaiian 0.5% 1.2% 0.8%

Hispanic 9.3% 14.8% 12.5%

No Race 0.0% 0.0% 0.0%

White 56.0% 41.8% 53.1%

Total Home Purchase Loans 6,326 60,370 177,914

Financial Services  District Borough New York CityTraditional Financial Institutions      

Total Count 34 373 1,571

Count per 10,000 HH 6.7 4.8 5.1

Average Distance 0.21 mi 0.33 mi 0.28 mi

Nontraditional Institutions

Total Count 9 216 1,026

Count per 10,000 HH 1.8 2.8 3.3

Average Distance 0.26 mi 0.40 mi 0.28 mi

Ratio of Traditional to Nontraditional 3.8 1.7 1.5

Banking Penetration District Borough New York City% of Unbanked Households 0% 6.2% 13.4%

# Unbanked Households 26 47,926 405,573

# Unbanked Persons 48 108,413 827,334

% of Underbanked Households 11% 43.7% 39.2%

# of Underbanked Households 5,837 338,039 1,183,213

# of Underbanked Persons 10,678 764,673 2,413,654

Average Risk Score 8.31 8.47 6.48

Map depicts traditional and nontraditional financial service institutionsboth in New York City and up to two miles beyond the city boundary.Points may be overlapping. 

Sources: Claritas 2009; InfoUSA 2009; U.S. Census Bureau, 2000.

Legend

Study Area

Pop per Sq. Mi.

0 ‐ 35,000

35,001 ‐ 70,000

70,001 ‐ 120,000

120,001 ‐ 190,000

190,001 ‐ 418,200

!( Traditional

!( Nontraditional

Parks

Water

New Jersey

New York

I 678

I 495

Liberty

Atlantic

Myrtle

Jamaica

108th

80th

Queens

34th

164t

h

MainState Hwy 25

Interborough

51st

Rockaway

Grand C

entral

31stLefferts

EliotW

oodhaven

Roosevelt

Astoria

UnionJunction

37th

69thMetropolitan

SanfordKissena

Grand

Ram

p

Jewel

46th

71st

Cooper

State Hwy 25a

94th

Conduit

Cypress Eldert

Exit 6

I 495

Main

I 678

69th

Union

0 1 20.5Miles

376092Copyright © 2009 Social Compact Inc 

Banking ProfileFlushing, WhitestoneQueens, Community District 7

Demographic Information District Borough New York CityTotal Population 248,665 2,273,956 8,334,285  

Total Households (HH) 88,592 775,903 3,098,942  

Median Home Value $496,260 $452,685 $453,289

% Homeownership 47% 43% 30%

Average HH Income $72,993 $70,293 $71,807

Average HH Income, New Home Buyers $130,971 $133,413 $182,221

Race/Ethnicity, New Home Buyers

Alaskan 0.3% 0.8% 0.6%

Asian 48.0% 23.9% 14.6%

Black 0.7% 17.4% 18.4%

Hawaiian 0.3% 1.2% 0.8%

Hispanic 8.1% 14.8% 12.5%

No Race 0.0% 0.0% 0.0%

White 42.6% 41.8% 53.1%

Total Home Purchase Loans 7,412 60,370 177,914

Financial Services  District Borough New York CityTraditional Financial Institutions      

Total Count 59 373 1,571

Count per 10,000 HH 6.7 4.8 5.1

Average Distance 0.31 mi 0.33 mi 0.28 mi

Nontraditional Institutions

Total Count 13 216 1,026

Count per 10,000 HH 1.5 2.8 3.3

Average Distance 0.70 mi 0.40 mi 0.28 mi

Ratio of Traditional to Nontraditional 4.5 1.7 1.5

Banking Penetration District Borough New York City% of Unbanked Households 0% 6.2% 13.4%

# Unbanked Households 166 47,926 405,573

# Unbanked Persons 372 108,413 827,334

% of Underbanked Households 21% 43.7% 39.2%

# of Underbanked Households 18,455 338,039 1,183,213

# of Underbanked Persons 41,339 764,673 2,413,654

Average Risk Score 8.12 8.47 6.48

Map depicts traditional and nontraditional financial service institutionsboth in New York City and up to two miles beyond the city boundary.Points may be overlapping. 

Sources: Claritas 2009; InfoUSA 2009; U.S. Census Bureau, 2000.

Legend

Study Area

Pop per Sq. Mi.

0 ‐ 35,000

35,001 ‐ 70,000

70,001 ‐ 120,000

120,001 ‐ 190,000

190,001 ‐ 418,200

!( Traditional

!( Nontraditional

Parks

Water

New Jersey

New York

I 295

I 678

I 495

Union

Bell

108th

73rd

Grand Central

164t

h

Francis LewisU

topia

Main

14th Cross Island

Queens

20th

26th

Parsons

State Hwy 25a

46th

35th

Horace Harding

69th

Kissena

188th

154t

h

Soundview

Cross Bronx

221st

53rd

Uni

on

Union

I 295

Cross Island

I 678

Bell

0 1 20.5Miles

376092Copyright © 2009 Social Compact Inc 

Banking ProfileFresh Meadows, Kew GardensQueens, Community District 8

Demographic Information District Borough New York CityTotal Population 147,810 2,273,956 8,334,285  

Total Households (HH) 52,897 775,903 3,098,942  

Median Home Value $450,238 $452,685 $453,289

% Homeownership 44% 43% 30%

Average HH Income $82,846 $70,293 $71,807

Average HH Income, New Home Buyers $132,435 $133,413 $182,221

Race/Ethnicity, New Home Buyers

Alaskan 0.5% 0.8% 0.6%

Asian 32.6% 23.9% 14.6%

Black 6.3% 17.4% 18.4%

Hawaiian 1.3% 1.2% 0.8%

Hispanic 12.8% 14.8% 12.5%

No Race 0.0% 0.0% 0.0%

White 46.5% 41.8% 53.1%

Total Home Purchase Loans 4,917 60,370 177,914

Financial Services  District Borough New York CityTraditional Financial Institutions      

Total Count 26 373 1,571

Count per 10,000 HH 4.9 4.8 5.1

Average Distance 0.31 mi 0.33 mi 0.28 mi

Nontraditional Institutions

Total Count 6 216 1,026

Count per 10,000 HH 1.1 2.8 3.3

Average Distance 0.46 mi 0.40 mi 0.28 mi

Ratio of Traditional to Nontraditional 4.3 1.7 1.5

Banking Penetration District Borough New York City% of Unbanked Households 1% 6.2% 13.4%

# Unbanked Households 349 47,926 405,573

# Unbanked Persons 750 108,413 827,334

% of Underbanked Households 33% 43.7% 39.2%

# of Underbanked Households 17,426 338,039 1,183,213

# of Underbanked Persons 37,463 764,673 2,413,654

Average Risk Score 8.19 8.47 6.48

Map depicts traditional and nontraditional financial service institutionsboth in New York City and up to two miles beyond the city boundary.Points may be overlapping. 

Sources: Claritas 2009; InfoUSA 2009; U.S. Census Bureau, 2000.

Legend

Study Area

Pop per Sq. Mi.

0 ‐ 35,000

35,001 ‐ 70,000

70,001 ‐ 120,000

120,001 ‐ 190,000

190,001 ‐ 418,200

!( Traditional

!( Nontraditional

Parks

Water

New Jersey

New York

I 678

I 495

I 295

Union

Linden

Bell

73rd

Francis Lewis

LibertyMerrick

Grand C

entral

164t

h

Utopia

Main

Lefferts

108th

Sutphin

Farmers

State Hwy 25a

State Hwy 25

Atlantic

26th

Jamaica

Hollis

46th

35thPar

sons

Queens

69th

Cross IslandSpringfield

Kissena

188th

Baisley

71st

Guy R Brewer

154t

h

Hillside

Whitesto

ne

137th

94th

Midland

I 495I 678

I 295Union

Sprin

gfie

ld

0 1 20.5Miles

376092Copyright © 2009 Social Compact Inc 

Banking ProfileWoodhaven, Richmond HillQueens, Community District 9

Demographic Information District Borough New York CityTotal Population 146,050 2,273,956 8,334,285  

Total Households (HH) 45,156 775,903 3,098,942  

Median Home Value $457,081 $452,685 $453,289

% Homeownership 42% 43% 30%

Average HH Income $63,249 $70,293 $71,807

Average HH Income, New Home Buyers $126,362 $133,413 $182,221

Race/Ethnicity, New Home Buyers

Alaskan 1.3% 0.8% 0.6%

Asian 17.9% 23.9% 14.6%

Black 5.9% 17.4% 18.4%

Hawaiian 2.8% 1.2% 0.8%

Hispanic 29.5% 14.8% 12.5%

No Race 0.0% 0.0% 0.0%

White 42.6% 41.8% 53.1%

Total Home Purchase Loans 2,601 60,370 177,914

Financial Services  District Borough New York CityTraditional Financial Institutions      

Total Count 19 373 1,571

Count per 10,000 HH 4.2 4.8 5.1

Average Distance 0.26 mi 0.33 mi 0.28 mi

Nontraditional Institutions

Total Count 15 216 1,026

Count per 10,000 HH 3.3 2.8 3.3

Average Distance 0.25 mi 0.40 mi 0.28 mi

Ratio of Traditional to Nontraditional 1.3 1.7 1.5

Banking Penetration District Borough New York City% of Unbanked Households 2% 6.2% 13.4%

# Unbanked Households 797 47,926 405,573

# Unbanked Persons 1,926 108,413 827,334

% of Underbanked Households 62% 43.7% 39.2%

# of Underbanked Households 27,438 338,039 1,183,213

# of Underbanked Persons 66,297 764,673 2,413,654

Average Risk Score 9.79 8.47 6.48

Map depicts traditional and nontraditional financial service institutionsboth in New York City and up to two miles beyond the city boundary.Points may be overlapping. 

Sources: Claritas 2009; InfoUSA 2009; U.S. Census Bureau, 2000.

Legend

Study Area

Pop per Sq. Mi.

0 ‐ 35,000

35,001 ‐ 70,000

70,001 ‐ 120,000

120,001 ‐ 190,000

190,001 ‐ 418,200

!( Traditional

!( Nontraditional

Parks

Water

New Jersey

New York

I 678I 495

Liberty

Belt

Atlantic

Shore

Myrtle

Jamaica

Jfk

80th

Queens

Union

Rockaway

State Hwy 27

LeffertsM

ain

Linden

164t

h

State Hwy 25

InterboroughEliot

Sutphin

108th

Woodhaven

Grand C

entral

Crossbay

69th

Parsons

Conduit

Flatlands

Merrick

Ramp

73rd

Hillside

Eldert

Channel

Ramp

I 495

Linden

Shor

e

Belt

Jfk

0 1 20.5Miles

376092Copyright © 2009 Social Compact Inc 

Banking ProfileHoward Beach, Ozone ParkQueens, Community District 10

Demographic Information District Borough New York CityTotal Population 130,061 2,273,956 8,334,285  

Total Households (HH) 40,606 775,903 3,098,942  

Median Home Value $458,660 $452,685 $453,289

% Homeownership 63% 43% 30%

Average HH Income $70,520 $70,293 $71,807

Average HH Income, New Home Buyers $134,032 $133,413 $182,221

Race/Ethnicity, New Home Buyers

Alaskan 2.4% 0.8% 0.6%

Asian 20.7% 23.9% 14.6%

Black 10.8% 17.4% 18.4%

Hawaiian 3.3% 1.2% 0.8%

Hispanic 17.4% 14.8% 12.5%

No Race 0.0% 0.0% 0.0%

White 45.4% 41.8% 53.1%

Total Home Purchase Loans 4,073 60,370 177,914

Financial Services  District Borough New York CityTraditional Financial Institutions      

Total Count 15 373 1,571

Count per 10,000 HH 3.7 4.8 5.1

Average Distance 0.44 mi 0.33 mi 0.28 mi

Nontraditional Institutions

Total Count 9 216 1,026

Count per 10,000 HH 2.2 2.8 3.3

Average Distance 0.36 mi 0.40 mi 0.28 mi

Ratio of Traditional to Nontraditional 1.7 1.7 1.5

Banking Penetration District Borough New York City% of Unbanked Households 4% 6.2% 13.4%

# Unbanked Households 1,525 47,926 405,573

# Unbanked Persons 3,840 108,413 827,334

% of Underbanked Households 57% 43.7% 39.2%

# of Underbanked Households 21,815 338,039 1,183,213

# of Underbanked Persons 54,938 764,673 2,413,654

Average Risk Score 8.88 8.47 6.48

Map depicts traditional and nontraditional financial service institutionsboth in New York City and up to two miles beyond the city boundary.Points may be overlapping. 

Sources: Claritas 2009; InfoUSA 2009; U.S. Census Bureau, 2000.

Legend

Study Area

Pop per Sq. Mi.

0 ‐ 35,000

35,001 ‐ 70,000

70,001 ‐ 120,000

120,001 ‐ 190,000

190,001 ‐ 418,200

!( Traditional

!( Nontraditional

Parks

Water

New Jersey

New York

I 678

Belt

Shore

Liberty

Atlantic

Myrtle Jamaica

Jfk

State Hwy 27

Linden

Union

80th

Eliot

Interborough

Merrick

Sutphin69th

Cross Bay

Main

Crossbay

Queens

150th

State Hwy 25

Conduit

Ramp

71st

Cooper

Vandalia

63rd

Liberty

I 678

Shor

e

0 1 20.5Miles

376092Copyright © 2009 Social Compact Inc 

Banking ProfileBayside, DouglastonQueens, Community District 11

Demographic Information District Borough New York CityTotal Population 121,934 2,273,956 8,334,285  

Total Households (HH) 45,598 775,903 3,098,942  

Median Home Value $550,648 $452,685 $453,289

% Homeownership 67% 43% 30%

Average HH Income $93,330 $70,293 $71,807

Average HH Income, New Home Buyers $141,221 $133,413 $182,221

Race/Ethnicity, New Home Buyers

Alaskan 0.1% 0.8% 0.6%

Asian 40.8% 23.9% 14.6%

Black 1.7% 17.4% 18.4%

Hawaiian 0.5% 1.2% 0.8%

Hispanic 7.6% 14.8% 12.5%

No Race 0.0% 0.0% 0.0%

White 49.2% 41.8% 53.1%

Total Home Purchase Loans 6,311 60,370 177,914

Financial Services  District Borough New York CityTraditional Financial Institutions      

Total Count 30 373 1,571

Count per 10,000 HH 6.6 4.8 5.1

Average Distance 0.32 mi 0.33 mi 0.28 mi

Nontraditional Institutions

Total Count 2 216 1,026

Count per 10,000 HH 0.4 2.8 3.3

Average Distance 0.94 mi 0.40 mi 0.28 mi

Ratio of Traditional to Nontraditional 15.0 1.7 1.5

Banking Penetration District Borough New York City% of Unbanked Households 0% 6.2% 13.4%

# Unbanked Households 13 47,926 405,573

# Unbanked Persons 28 108,413 827,334

% of Underbanked Households 6% 43.7% 39.2%

# of Underbanked Households 2,741 338,039 1,183,213

# of Underbanked Persons 5,865 764,673 2,413,654

Average Risk Score 7.73 8.47 6.48

Map depicts traditional and nontraditional financial service institutionsboth in New York City and up to two miles beyond the city boundary.Points may be overlapping. 

Sources: Claritas 2009; InfoUSA 2009; U.S. Census Bureau, 2000.

Legend

Study Area

Pop per Sq. Mi.

0 ‐ 35,000

35,001 ‐ 70,000

70,001 ‐ 120,000

120,001 ‐ 190,000

190,001 ‐ 418,200

!( Traditional

!( Nontraditional

Parks

Water

New Jersey

New York

I 678I 495

I 295

Union

Linden

Cross Island

Bell

State Hwy 25aFrancis Lew

is

Merrick

73rd Grand

Cen

tral

164th

Tulip

Utopia

Main

Lefferts

Liberty

Sutphin

Lakeville

Farm

ers Franklin

I 695

Elm

ont

Shore

26th

14th

Parsons

46th

Little Neck

State Hwy 24

188th

Middle N

eck

Long Island

Jamaica

Central

Stonytown

Service

Den

ton

29th

King

s Po

int

I 495

I 678

Main

Bell

Main

0 2 41Miles

376092Copyright © 2009 Social Compact Inc 

Banking ProfileJamaica, HollisQueens, Community District 12

Demographic Information District Borough New York CityTotal Population 228,884 2,273,956 8,334,285  

Total Households (HH) 71,120 775,903 3,098,942  

Median Home Value $371,895 $452,685 $453,289

% Homeownership 51% 43% 30%

Average HH Income $63,523 $70,293 $71,807

Average HH Income, New Home Buyers $129,794 $133,413 $182,221

Race/Ethnicity, New Home Buyers

Alaskan 1.1% 0.8% 0.6%

Asian 12.4% 23.9% 14.6%

Black 59.4% 17.4% 18.4%

Hawaiian 1.5% 1.2% 0.8%

Hispanic 8.6% 14.8% 12.5%

No Race 0.0% 0.0% 0.0%

White 16.9% 41.8% 53.1%

Total Home Purchase Loans 5,122 60,370 177,914

Financial Services  District Borough New York CityTraditional Financial Institutions      

Total Count 28 373 1,571

Count per 10,000 HH 3.9 4.8 5.1

Average Distance 0.40 mi 0.33 mi 0.28 mi

Nontraditional Institutions

Total Count 44 216 1,026

Count per 10,000 HH 6.2 2.8 3.3

Average Distance 0.27 mi 0.40 mi 0.28 mi

Ratio of Traditional to Nontraditional 0.6 1.7 1.5

Banking Penetration District Borough New York City% of Unbanked Households 24% 6.2% 13.4%

# Unbanked Households 16,249 47,926 405,573

# Unbanked Persons 39,510 108,413 827,334

% of Underbanked Households 70% 43.7% 39.2%

# of Underbanked Households 47,162 338,039 1,183,213

# of Underbanked Persons 114,676 764,673 2,413,654

Average Risk Score 11.00 8.47 6.48

Map depicts traditional and nontraditional financial service institutionsboth in New York City and up to two miles beyond the city boundary.Points may be overlapping. 

Sources: Claritas 2009; InfoUSA 2009; U.S. Census Bureau, 2000.

Legend

Study Area

Pop per Sq. Mi.

0 ‐ 35,000

35,001 ‐ 70,000

70,001 ‐ 120,000

120,001 ‐ 190,000

190,001 ‐ 418,200

!( Traditional

!( Nontraditional

Parks

Water

New Jersey

New York

I 495

I 678

Union

Belt

Linden

I 295

Grand C

entral

Jfk

Liberty Merrick

Cross Island

Mill

Rockaway

State Hwy 27

Francis Lewis

Bell

164t

h

Lefferts

Farm

ers

Utopia

Main

Springfield

Broadway

Jamaica

State Hwy 25a

Shore

Central

Cross Bay

Little Neck

State Hwy 878

Interborough

Kissena

Peninsula

Ramp99th

Guy R Brewer

Roosevelt Marcus

168th

Belt

0 2 41Miles

376092Copyright © 2009 Social Compact Inc 

Banking ProfileLaurelton, Cambria HeightsQueens, Community District 13

Demographic Information District Borough New York CityTotal Population 201,373 2,273,956 8,334,285  

Total Households (HH) 62,537 775,903 3,098,942  

Median Home Value $402,640 $452,685 $453,289

% Homeownership 72% 43% 30%

Average HH Income $83,476 $70,293 $71,807

Average HH Income, New Home Buyers $125,510 $133,413 $182,221

Race/Ethnicity, New Home Buyers

Alaskan 1.0% 0.8% 0.6%

Asian 17.2% 23.9% 14.6%

Black 46.2% 17.4% 18.4%

Hawaiian 1.3% 1.2% 0.8%

Hispanic 8.3% 14.8% 12.5%

No Race 0.0% 0.0% 0.0%

White 25.9% 41.8% 53.1%

Total Home Purchase Loans 6,873 60,370 177,914

Financial Services  District Borough New York CityTraditional Financial Institutions      

Total Count 21 373 1,571

Count per 10,000 HH 3.4 4.8 5.1

Average Distance 0.44 mi 0.33 mi 0.28 mi

Nontraditional Institutions

Total Count 15 216 1,026

Count per 10,000 HH 2.4 2.8 3.3

Average Distance 0.49 mi 0.40 mi 0.28 mi

Ratio of Traditional to Nontraditional 1.4 1.7 1.5

Banking Penetration District Borough New York City% of Unbanked Households 8% 6.2% 13.4%

# Unbanked Households 5,133 47,926 405,573

# Unbanked Persons 13,034 108,413 827,334

% of Underbanked Households 61% 43.7% 39.2%

# of Underbanked Households 38,015 338,039 1,183,213

# of Underbanked Persons 96,520 764,673 2,413,654

Average Risk Score 8.76 8.47 6.48

Map depicts traditional and nontraditional financial service institutionsboth in New York City and up to two miles beyond the city boundary.Points may be overlapping. 

Sources: Claritas 2009; InfoUSA 2009; U.S. Census Bureau, 2000.

Legend

Study Area

Pop per Sq. Mi.

0 ‐ 35,000

35,001 ‐ 70,000

70,001 ‐ 120,000

120,001 ‐ 190,000

190,001 ‐ 418,200

!( Traditional

!( Nontraditional

Parks

Water

New Jersey

New York

I 495

Union

I 678

Belt

Linden

I 295

State Hw y 27

Jfk

Merrick

Cross Island

Broadway

Grand Central

Mill

Francis Lewis

Bell

164t

h

Tulip

Farm

ers

Uto

pia

Main

Fran

klin

Lefferts

Sutphin

Lakeville

Rockaw

ay

Central

Cornw

ell

State Hwy 878

Cross Bay

Ramp

Northern State

Denton

Atla

ntic

168th

Sher

idan

Woodm

ereBates

I 678

0 2 41Miles

376092Copyright © 2009 Social Compact Inc 

Banking ProfileThe RockawaysQueens, Community District 14

Demographic Information District Borough New York CityTotal Population 110,007 2,273,956 8,334,285  

Total Households (HH) 37,422 775,903 3,098,942  

Median Home Value $432,697 $452,685 $453,289

% Homeownership 35% 43% 30%

Average HH Income $64,759 $70,293 $71,807

Average HH Income, New Home Buyers $146,515 $133,413 $182,221

Race/Ethnicity, New Home Buyers

Alaskan 0.2% 0.8% 0.6%

Asian 3.5% 23.9% 14.6%

Black 37.1% 17.4% 18.4%

Hawaiian 1.3% 1.2% 0.8%

Hispanic 11.2% 14.8% 12.5%

No Race 0.0% 0.0% 0.0%

White 46.7% 41.8% 53.1%

Total Home Purchase Loans 2,575 60,370 177,914

Financial Services  District Borough New York CityTraditional Financial Institutions      

Total Count 10 373 1,571

Count per 10,000 HH 2.7 4.8 5.1

Average Distance 0.64 mi 0.33 mi 0.28 mi

Nontraditional Institutions

Total Count 8 216 1,026

Count per 10,000 HH 2.1 2.8 3.3

Average Distance 0.53 mi 0.40 mi 0.28 mi

Ratio of Traditional to Nontraditional 1.3 1.7 1.5

Banking Penetration District Borough New York City% of Unbanked Households 15% 6.2% 13.4%

# Unbanked Households 5,696 47,926 405,573

# Unbanked Persons 11,507 108,413 827,334

% of Underbanked Households 52% 43.7% 39.2%

# of Underbanked Households 20,208 338,039 1,183,213

# of Underbanked Persons 40,825 764,673 2,413,654

Average Risk Score 9.96 8.47 6.48

Map depicts traditional and nontraditional financial service institutionsboth in New York City and up to two miles beyond the city boundary.Points may be overlapping. 

Sources: Claritas 2009; InfoUSA 2009; U.S. Census Bureau, 2000.

Legend

Study Area

Pop per Sq. Mi.

0 ‐ 35,000

35,001 ‐ 70,000

70,001 ‐ 120,000

120,001 ‐ 190,000

190,001 ‐ 418,200

!( Traditional

!( Nontraditional

Parks

Water

New Jersey

New York

ShoreBelt

Atlantic

Liberty Linden

I 678Utica

State Hwy 27Rockaway

Fulton

Cross Bay

Crossbay

Nostrand Seagirt

Mott

Flatbush

Seaview

Shore Front

Beach Channel

I 678

0 2.5 51.25Miles

376092Copyright © 2009 Social Compact Inc 

Banking ProfileNorth IslandStaten Island, Community District 1

Demographic Information District Borough New York CityTotal Population 177,315 485,563 8,334,285  

Total Households (HH) 62,283 172,809 3,098,942  

Median Home Value $362,041 $424,284 $453,289

% Homeownership 52% 64% 30%

Average HH Income $71,570 $82,214 $71,807

Average HH Income, New Home Buyers $121,171 $126,607 $182,221

Race/Ethnicity, New Home Buyers

Alaskan 0.4% 0.4% 0.6%

Asian 6.5% 5.7% 14.6%

Black 17.0% 7.3% 18.4%

Hawaiian 0.8% 0.4% 0.8%

Hispanic 16.6% 10.3% 12.5%

No Race 0.0% 0.0% 0.0%

White 58.6% 75.9% 53.1%

Total Home Purchase Loans 4,128 11,694 177,914

Financial Services  District Borough New York CityTraditional Financial Institutions      

Total Count 22 69 1,571

Count per 10,000 HH 3.5 4.0 5.1

Average Distance 0.40 mi 0.45 mi 0.28 mi

Nontraditional Institutions

Total Count 19 37 1,026

Count per 10,000 HH 3.1 2.1 3.3

Average Distance 0.46 mi 0.60 mi 0.28 mi

Ratio of Traditional to Nontraditional 1.2 1.9 1.5

Banking Penetration District Borough New York City% of Unbanked Households 5% 1.8% 13.4%

# Unbanked Households 2,940 2,989 405,573

# Unbanked Persons 6,012 6,305 827,334

% of Underbanked Households 41% 19.7% 39.2%

# of Underbanked Households 24,871 32,666 1,183,213

# of Underbanked Persons 50,857 68,902 2,413,654

Average Risk Score 7.27 6.60 6.48

Map depicts traditional and nontraditional financial serviceinstitutions both in New York City and up to two miles beyond the cityboundary. Points may be overlapping. 

Sources: Claritas 2009; InfoUSA 2009; U.S. Census Bureau, 2000.

Legend

Study Area

Pop per Sq. Mi.

0 ‐ 35,000

35,001 ‐ 70,000

70,001 ‐ 120,000

120,001 ‐ 190,000

190,001 ‐ 418,200

!( Traditional

!( Nontraditional

Parks

Water

New Jersey

New York

I 278

I 95

Victory

Forest

Clove

I 78

Hylan

Richmond

Bay

Manor

Amboy

1st

Arthur

Kill

Aven

ue

Stat

e Hw

y 44

0

Arden

Castleton

Jew

ett

Sout

h

Aven

ue A

Rockland

Todt

Hill

Dow

d

Us

Hw

y 1

Travis

North

Jersey

Ocean

Midland

Sand

Seaview

Broad

Hyla

n

I 278

Ric

hmon

d

0 2 41Miles

376092Copyright © 2009 Social Compact Inc 

Banking ProfileMid IslandStaten Island, Community District 2

Demographic Information District Borough New York CityTotal Population 136,657 485,563 8,334,285  

Total Households (HH) 49,620 172,809 3,098,942  

Median Home Value $451,700 $424,284 $453,289

% Homeownership 65% 64% 30%

Average HH Income $86,654 $82,214 $71,807

Average HH Income, New Home Buyers $134,361 $126,607 $182,221

Race/Ethnicity, New Home Buyers

Alaskan 0.4% 0.4% 0.6%

Asian 8.9% 5.7% 14.6%

Black 1.9% 7.3% 18.4%

Hawaiian 0.3% 0.4% 0.8%

Hispanic 7.4% 10.3% 12.5%

No Race 0.0% 0.0% 0.0%

White 81.2% 75.9% 53.1%

Total Home Purchase Loans 3,294 11,694 177,914

Financial Services  District Borough New York CityTraditional Financial Institutions      

Total Count 28 69 1,571

Count per 10,000 HH 5.6 4.0 5.1

Average Distance 0.52 mi 0.45 mi 0.28 mi

Nontraditional Institutions

Total Count 13 37 1,026

Count per 10,000 HH 2.6 2.1 3.3

Average Distance 0.58 mi 0.60 mi 0.28 mi

Ratio of Traditional to Nontraditional 2.2 1.9 1.5

Banking Penetration District Borough New York City% of Unbanked Households 0% 1.8% 13.4%

# Unbanked Households 19 2,989 405,573

# Unbanked Persons 40 6,305 827,334

% of Underbanked Households 11% 19.7% 39.2%

# of Underbanked Households 5,285 32,666 1,183,213

# of Underbanked Persons 11,043 68,902 2,413,654

Average Risk Score 5.85 6.60 6.48

Map depicts traditional and nontraditional financial service institutionsboth in New York City and up to two miles beyond the city boundary.Points may be overlapping. 

Sources: Claritas 2009; InfoUSA 2009; U.S. Census Bureau, 2000.

Legend

Study Area

Pop per Sq. Mi.

0 ‐ 35,000

35,001 ‐ 70,000

70,001 ‐ 120,000

120,001 ‐ 190,000

190,001 ‐ 418,200

!( Traditional

!( Nontraditional

Parks

Water

New Jersey

New York

I 278

Victory

I 95

Amboy

Hylan

Forest

Clove

Richmond

Bay

Manor

Arden

1st

3rd

Stat

e H

wy

440

Arthur

Kill

5th

Castleton

Jew

ett

Jersey

Sou

th

Huguenot

Rockland

Todt

Hill

Travis

Dow

d

Ocean

Midland

North

Sand

Seaview

21st

Broad

Hyla

n

Hylan

Ric

hmon

d

0 2 41Miles

376092Copyright © 2009 Social Compact Inc 

Banking ProfileSouth IslandStaten Island, Community District 3

Demographic Information District Borough New York CityTotal Population 171,591 485,563 8,334,285  

Total Households (HH) 60,906 172,809 3,098,942  

Median Home Value $505,270 $424,284 $453,289

% Homeownership 76% 64% 30%

Average HH Income $96,326 $82,214 $71,807

Average HH Income, New Home Buyers $127,810 $126,607 $182,221

Race/Ethnicity, New Home Buyers

Alaskan 0.3% 0.4% 0.6%

Asian 2.5% 5.7% 14.6%

Black 0.7% 7.3% 18.4%

Hawaiian 0.1% 0.4% 0.8%

Hispanic 5.4% 10.3% 12.5%

No Race 0.0% 0.0% 0.0%

White 91.0% 75.9% 53.1%

Total Home Purchase Loans 4,272 11,694 177,914

Financial Services  District Borough New York CityTraditional Financial Institutions      

Total Count 19 69 1,571

Count per 10,000 HH 3.1 4.0 5.1

Average Distance 0.47 mi 0.45 mi 0.28 mi

Nontraditional Institutions

Total Count 5 37 1,026

Count per 10,000 HH 0.8 2.1 3.3

Average Distance 0.86 mi 0.60 mi 0.28 mi

Ratio of Traditional to Nontraditional 3.8 1.9 1.5

Banking Penetration District Borough New York City% of Unbanked Households 0% 1.8% 13.4%

# Unbanked Households 17 2,989 405,573

# Unbanked Persons 37 6,305 827,334

% of Underbanked Households 4% 19.7% 39.2%

# of Underbanked Households 2,451 32,666 1,183,213

# of Underbanked Persons 5,381 68,902 2,413,654

Average Risk Score 6.20 6.60 6.48

Map depicts traditional and nontraditional financial service institutionsboth in New York City and up to two miles beyond the city boundary.Points may be overlapping. 

Sources: Claritas 2009; InfoUSA 2009; U.S. Census Bureau, 2000.

Legend

Study Area

Pop per Sq. Mi.

0 ‐ 35,000

35,001 ‐ 70,000

70,001 ‐ 120,000

120,001 ‐ 190,000

190,001 ‐ 418,200

!( Traditional

!( Nontraditional

Parks

Water

New Jersey

New York

Amboy

I 95

Hylan

Victory I 278

Arden

Stat

e H

wy

440

Man

or

Arth

ur K

ill

Mill

Richmon

d

Huguenot

Rockland

Travis

Lower

Roosevelt

Oce

an

Carteret

Bloomingdale

Page

4th

Vete

rans

I 95

Hylan

Ric

hmon

d

0 2 41Miles

376092Copyright © 2009 Social Compact Inc